The Farmers National Bank Of Scottsville Mortgage Rates, Fees & Info
Scottsville, KYLEI: 254900B6KVMI44FWS459
Tax ID: 61-0189494
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Mortgage Data
Review & Overview
The Farmers National Bank Of Scottsville is a smaller bank specializing in Home Purchase and Refi loans. The Farmers National Bank Of Scottsville has a high proportion of conventional loans. Their top markets by origination volume include: Bowling Green, Glasgow, Louisville, and Campbellsville among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The Farmers National Bank Of Scottsville has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
93Origination Dollar Volume (All Markets)
$17,745,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BOWLING GREEN, KY (FHA|USDA|VA) | 81 | $14,635,000 | $180,679 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $1,800,000 | $300,000 | $0 | 0.00% |
| Glasgow, KY (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 93 | $17,745,000 | $190,806 | $0 | 0.00% |
For 2018, The Farmers National Bank Of Scottsville's most frequently originated type of loan was Conventional, with 93 originations.
Loan Reason
For 2018, The Farmers National Bank Of Scottsville's most frequently cited loan purpose was Home Purchase, with 40 originations. The 2nd most popular reason was Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 93 | $17,745,000 | $190,806 | $0 | 0.00% |
For 2018, The Farmers National Bank Of Scottsville's most frequently cited loan duration was Other, with 93 originations.
Loan Sizing
2018 saw The Farmers National Bank Of Scottsville place emphasis on $100,000 or less loans with 40 originations, totaling $2,420,000 in origination value.
Applicant Income
The Farmers National Bank Of Scottsville lent most frequently to those with incomes in the $50k or less range, with 18 originations. The second most popular income band? $150k-250k, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 93 | $17,745,000 | $190,806 | $0 | 0.00% |
The Farmers National Bank Of Scottsville lent most frequently to those with DTI ratios of Exempt%, with 93 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.96%
The Farmers National Bank Of Scottsville has a below average approval rate.
Pick Rate
Approvals leading to origination79.57%
The Farmers National Bank Of Scottsville has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 93 | $17,745,000 | $190,806 |