Campbellsville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Campbellsville averaged
7.08%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.15% and
one month ago for the week of 2023-10-26, the
average rate was 7.65%.
Campbellsville's average rate one year ago was 6.34%.
For refis of the same type during the week of 2023-11-30, the average rate
was 7.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
Campbellsville 30 Year Fixed Rate | 2023-11-30 | 7.08% |
Campbellsville 30 Year Fixed Rate Refi | 2023-11-30 | 7.42% |
Campbellsville 15 Year Fixed Rate | 2023-11-30 | 6.76% |
Campbellsville 15 Year Fixed Rate Refi | 2023-11-30 | 6.46% |
Campbellsville 30 Year FHA | 2023-11-30 | 6.75% |
Campbellsville 30 Year FHA Refi | 2023-11-30 | 6.75% |
Campbellsville 30 Year USDA | 2023-11-30 | 6.9% |
Campbellsville 30 Year USDA Refi | 2023-11-30 | 7% |
Campbellsville 30 Year VA | 2023-11-30 | 6.67% |
Campbellsville 30 Year VA Refi | 2023-11-30 | 6.67% |
Campbellsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Campbellsville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Campbellsville Average Closing Costs & Other Stats
Campbellsville, KY's 49 lenders originated 587
loans during 2022. The total origination value was $86,955,000, with an average loan value of
$148,135.
Campbellsville's average closing costs are $3,872.
The top Campbellsville lender as defined by loan originations is Community Trust Bank, Inc., with
41 loans originated. Their average total fees are
$2,680, which is $670
higher than the next largest lender,
Forcht Bank.
The lowest fee Campbellsville lenders (with over 10 loans originated) are
Forcht Bank ($2,010), Abound Federal Credit Union ($2,134), Community Trust Bank, Inc. ($2,680), .
The lowest rate Campbellsville lenders (with over 10 loans originated) are
Forcht Bank (4.29%), Community Trust Bank, Inc. (4.86%), Abound Federal Credit Union (5.43%), .
Campbellsville, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Community Trust Bank, Inc. | $18,550,000 | $19,115,000 | 3.0% | 22.0% |
Forcht Bank | $9,305,000 | $12,490,000 | 34.2% | 14.4% |
Abound Federal Credit Union | $7,435,000 | $5,870,000 | -21.0% | 6.8% |
QUICKEN LOANS, LLC | $11,340,000 | $4,660,000 | -58.9% | 5.4% |
Mortgage Research Center, LLC | $2,895,000 | $2,850,000 | -1.6% | 3.3% |
STOCKTON MORTGAGE CORPORATION | $6,905,000 | $2,780,000 | -59.7% | 3.2% |
UNITED WHOLESALE MORTGAGE, LLC | $790,000 | $1,955,000 | 147.5% | 2.2% |
Magnolia Bank | $3,060,000 | $1,920,000 | -37.3% | 2.2% |
Farm Credit Mid-America, ACA | $2,210,000 | $1,455,000 | -34.2% | 1.7% |
Mr. Cooper ( Nationstar Mortgage ) | $935,000 | $1,410,000 | 50.8% | 1.6% |
PENNYMAC LOAN SERVICES, LLC | $710,000 | $1,305,000 | 83.8% | 1.5% |
LOANDEPOT.COM, LLC | $240,000 | $1,250,000 | 420.8% | 1.4% |
Limestone Bank, Inc. | $145,000 | $1,115,000 | 669.0% | 1.3% |
EVERETT FINANCIAL, INC. | $950,000 | n/a | 1.1% | |
Flanagan State Bank | $995,000 | $925,000 | -7.0% | 1.1% |
JPMorgan Chase Bank | $560,000 | $900,000 | 60.7% | 1.0% |
MORTGAGE SUPPLIERS, INC. | $2,250,000 | $870,000 | -61.3% | 1.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,020,000 | $855,000 | -16.2% | 1.0% |
RUOFF MORTGAGE COMPANY, INC. | $205,000 | $825,000 | 302.4% | 0.9% |
21ST MORTGAGE CORPORATION | $610,000 | $775,000 | 27.0% | 0.9% |
Century Mortgage Company DBA Century Lending Company | $775,000 | n/a | 0.9% | |
THRIVE MORTGAGE, LLC | $195,000 | $770,000 | 294.9% | 0.9% |
Paramount Residential Mortgage Group, Inc. | $320,000 | $760,000 | 137.5% | 0.9% |
AgFirst Farm Credit Bank | $125,000 | $745,000 | 496.0% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $1,125,000 | $685,000 | -39.1% | 0.8% |
Republic Bank & Trust Company | $105,000 | $680,000 | 547.6% | 0.8% |
USAA Federal Savings Bank | $135,000 | $660,000 | 388.9% | 0.8% |
U.S. Bank | $650,000 | $590,000 | -9.2% | 0.7% |
Barrington Bank & Trust Company, N.A. | $105,000 | $575,000 | 447.6% | 0.7% |
SOUTH CENTRAL BANK, INC. | $840,000 | $570,000 | -32.1% | 0.7% |
Carrington Mortgage Services, LLC | $685,000 | $555,000 | -19.0% | 0.6% |
PNC Bank | $330,000 | $555,000 | 68.2% | 0.6% |
Wells Fargo Bank | $555,000 | n/a | 0.6% | |
T2 FINANCIAL LLC | $500,000 | n/a | 0.6% | |
Northpointe Bank | $335,000 | $490,000 | 46.3% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $1,845,000 | $470,000 | -74.5% | 0.5% |
Citizens Bank | $605,000 | $430,000 | -28.9% | 0.5% |
The Federal Savings Bank | $155,000 | $430,000 | 177.4% | 0.5% |
UNION HOME MORTGAGE CORP. | $420,000 | n/a | 0.5% | |
CROSSCOUNTRY MORTGAGE, LLC | $415,000 | n/a | 0.5% | |
Edmonton State Bank | $250,000 | $415,000 | 66.0% | 0.5% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $410,000 | n/a | 0.5% | |
NEWREZ LLC | $580,000 | $330,000 | -43.1% | 0.4% |
COMMONWEALTH | $410,000 | $315,000 | -23.2% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $310,000 | n/a | 0.4% | |
Ally Bank | $305,000 | n/a | 0.4% | |
The Huntington National Bank | $320,000 | $305,000 | -4.7% | 0.4% |
Wilson & Muir Bank & Trust Company | $35,000 | $280,000 | 700.0% | 0.3% |
PARTNERS UNITED FINANCIAL, LLC | $165,000 | $275,000 | 66.7% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $265,000 | n/a | 0.3% | |
Stifel Bank and Trust | $265,000 | n/a | 0.3% | |
AMERIFIRST FINANCIAL CORPORATION | $1,505,000 | $250,000 | -83.4% | 0.3% |
GENEVA FINANCIAL, LLC | $135,000 | $250,000 | 85.2% | 0.3% |
NEW DAY FINANCIAL, LLC | $385,000 | $250,000 | -35.1% | 0.3% |
Cumberland Valley National Bank & Trust Company | $105,000 | $245,000 | 133.3% | 0.3% |
First Option Mortgage, LLC | $105,000 | $245,000 | 133.3% | 0.3% |
CALIBER HOME LOANS, INC. | $330,000 | $235,000 | -28.8% | 0.3% |
Nations Lending Corporation | $280,000 | $235,000 | -16.1% | 0.3% |
The Park National Bank | $235,000 | n/a | 0.3% | |
ASCEND FEDERAL CREDIT UNION | $215,000 | n/a | 0.2% | |
Sunflower Bank | $215,000 | n/a | 0.2% | |
West Point Bank | $345,000 | $215,000 | -37.7% | 0.2% |
HOMESIDE FINANCIAL, LLC | $95,000 | $205,000 | 115.8% | 0.2% |
INTERLINC MORTGAGE SERVICES, LLC | $285,000 | $185,000 | -35.1% | 0.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $515,000 | $175,000 | -66.0% | 0.2% |
The Cecilian Bank | $55,000 | $170,000 | 209.1% | 0.2% |
Truist | $170,000 | $170,000 | 0.0% | 0.2% |
George Mason Mortgage, LLC | $165,000 | n/a | 0.2% | |
Lakeview Community Capital, LLC | $165,000 | n/a | 0.2% | |
ROSS MORTGAGE CORPORATION | $245,000 | $165,000 | -32.7% | 0.2% |
Stock Yards Bank & Trust Company | $165,000 | n/a | 0.2% | |
Bank of England | $565,000 | $160,000 | -71.7% | 0.2% |
GoPrime Mortgage, Inc. | $140,000 | $155,000 | 10.7% | 0.2% |
GUILD MORTGAGE COMPANY | $155,000 | n/a | 0.2% | |
AMCAP MORTGAGE, LTD. | $145,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $750,000 | $145,000 | -80.7% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $145,000 | n/a | 0.2% | |
Texana Bank | $145,000 | n/a | 0.2% | |
Discover Bank | $140,000 | n/a | 0.2% | |
CMG MORTGAGE, INC. | $135,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $135,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $75,000 | $135,000 | 80.0% | 0.2% |
SPRING EQ, LLC | $75,000 | $135,000 | 80.0% | 0.2% |
MORTGAGE MASTERS OF INDIANA, INC. | $125,000 | n/a | 0.1% | |
First Harrison Bank | $115,000 | n/a | 0.1% | |
VICTORY MORTGAGE, L.L.C. | $115,000 | n/a | 0.1% | |
First Financial Bank | $670,000 | $105,000 | -84.3% | 0.1% |
Prosperity Home Mortgage, LLC | $105,000 | n/a | 0.1% | |
The Monticello Banking Company | $155,000 | $105,000 | -32.3% | 0.1% |
German American Bank | $95,000 | n/a | 0.1% | |
Plains Commerce Bank | $95,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $85,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $55,000 | $85,000 | 54.5% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $240,000 | $75,000 | -68.8% | 0.1% |
Core Bank | $75,000 | n/a | 0.1% | |
Fifth Third Bank | $75,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $75,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $65,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $1,505,000 | $65,000 | -95.7% | 0.1% |
PHH Mortgage Corporation | $65,000 | n/a | 0.1% | |
FirstBank | $55,000 | n/a | 0.1% | |
SERVICE ONE | $55,000 | n/a | 0.1% | |
UNIVERSITY OF KENTUCKY | $55,000 | n/a | 0.1% |
Campbellsville's top lender by overall market share is Community Trust Bank, Inc., with 22.0% market share. In second place, with 14.4%, is Forcht Bank, having originated $12,490,000 in loans. In third place, with 6.8%, is Abound Federal Credit Union, having originated $5,870,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $4,660,000 in loans. In fifth place, with 3.3%, is Mortgage Research Center, LLC, having originated $2,850,000 in loans.
Campbellsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,900 (-5.7%) | $156,198 (-13.7%) | 0.00 | 101 |
2018-02-01 | $153,650 (-1.4%) | $160,307 (-8.1%) | 0.00 | 95 |
2018-03-01 | $159,900 (3.9%) | $164,240 (-3.3%) | 0.00 | 88 |
2018-04-01 | $157,175 (-0.1%) | $157,264 (-15.5%) | 0.00 | 94 |
2018-05-01 | $159,450 (7.1%) | $161,699 (-10.9%) | 0.00 | 95 |
2018-06-01 | $154,950 (4.1%) | $154,996 (-11.2%) | 0.00 | 95 |
2018-07-01 | $158,000 (-3.0%) | $158,286 (-10.1%) | 0.00 | 101 |
2018-08-01 | $149,975 (0.0%) | $153,140 (-11.2%) | 0.00 | 99 |
2018-09-01 | $149,900 (-11.8%) | $147,680 (-15.8%) | 0.00 | 119 |
2018-10-01 | $139,900 (-6.7%) | $146,628 (-6.0%) | 0.00 | 123 |
2018-11-01 | $147,050 (-1.9%) | $146,659 (-4.3%) | 0.00 | 119 |
2018-12-01 | $134,900 (-9.9%) | $144,716 (-7.8%) | 0.00 | 117 |
2019-01-01 | $137,500 (-8.3%) | $151,701 (-2.9%) | 0.00 | 101 |
2019-02-01 | $138,700 (-9.7%) | $151,516 (-5.5%) | 0.00 | 99 |
2019-03-01 | $133,193 (-16.7%) | $149,174 (-9.2%) | 0.00 | 99 |
2019-04-01 | $128,168 (-18.5%) | $152,071 (-3.3%) | 0.00 | 100 |
2019-05-01 | $140,675 (-11.8%) | $164,573 (1.8%) | 0.00 | 90 |
2019-06-01 | $138,000 (-10.9%) | $164,286 (6.0%) | 0.00 | 89 |
2019-07-01 | $139,900 (-11.5%) | $172,566 (9.0%) | 0.00 | 88 |
2019-08-01 | $140,964 (-6.0%) | $179,009 (16.9%) | 0.00 | 91 |
2019-09-01 | $138,734 (-7.5%) | $176,275 (19.4%) | 0.00 | 98 |
2019-10-01 | $138,248 (-1.2%) | $174,552 (19.0%) | 0.00 | 103 |
2019-11-01 | $132,900 (-9.6%) | $172,115 (17.4%) | 0.00 | 100 |
2019-12-01 | $124,800 (-7.5%) | $162,526 (12.3%) | 0.00 | 100 |
2020-01-01 | $123,375 (-10.3%) | $163,733 (7.9%) | 0.00 | 99 |
2020-02-01 | $136,250 (-1.8%) | $172,750 (14.0%) | 0.00 | 86 |
2020-03-01 | $138,850 (4.3%) | $180,433 (21.0%) | 0.00 | 76 |
2020-04-01 | $135,000 (5.3%) | $185,300 (21.9%) | 0.00 | 68 |
2020-05-01 | $143,500 (2.0%) | $187,122 (13.7%) | 0.00 | 67 |
2020-06-01 | $142,600 (3.3%) | $188,578 (14.8%) | 0.00 | 65 |
2020-07-01 | $142,750 (2.0%) | $197,431 (14.4%) | 0.00 | 56 |
2020-08-01 | $148,800 (5.6%) | $214,984 (20.1%) | 0.00 | 54 |
2020-09-01 | $181,950 (31.2%) | $237,488 (34.7%) | 0.00 | 50 |
2020-10-01 | $179,900 (30.1%) | $230,834 (32.2%) | 0.00 | 55 |
2020-11-01 | $161,700 (21.7%) | $228,061 (32.5%) | 0.00 | 57 |
2020-12-01 | $177,400 (42.2%) | $239,258 (47.2%) | 0.00 | 44 |
2021-01-01 | $172,500 (39.8%) | $230,223 (40.6%) | 0.00 | 47 |
2021-02-01 | $169,600 (24.5%) | $230,857 (33.6%) | 0.00 | 42 |
2021-03-01 | $178,650 (28.7%) | $227,018 (25.8%) | 0.00 | 46 |
2021-04-01 | $175,725 (30.2%) | $212,323 (14.6%) | 0.00 | 45 |
2021-05-01 | $189,500 (32.1%) | $276,360 (47.7%) | 0.00 | 31 |
2021-06-01 | $201,375 (41.2%) | $290,330 (54.0%) | 0.00 | 34 |
2021-07-01 | $229,000 (60.4%) | $281,621 (42.6%) | 0.00 | 43 |
2021-08-01 | $246,450 (65.6%) | $282,066 (31.2%) | 0.00 | 51 |
2021-09-01 | $244,864 (34.6%) | $273,843 (15.3%) | 0.00 | 70 |
2021-10-01 | $234,839 (30.5%) | $274,045 (18.7%) | 0.00 | 67 |
2021-11-01 | $223,475 (38.2%) | $292,019 (28.0%) | 0.00 | 62 |
2021-12-01 | $224,725 (26.7%) | $307,180 (28.4%) | 0.00 | 55 |
2022-01-01 | $205,450 (19.1%) | $276,194 (20.0%) | 0.00 | 59 |
2022-02-01 | $204,000 (20.3%) | $295,052 (27.8%) | 0.00 | 58 |
2022-03-01 | $223,225 (25.0%) | $308,255 (35.8%) | 0.00 | 56 |
2022-04-01 | $242,450 (38.0%) | $319,353 (50.4%) | 0.00 | 61 |
2022-05-01 | $249,900 (31.9%) | $321,978 (16.5%) | 0.00 | 62 |
2022-06-01 | $247,200 (22.8%) | $305,030 (5.1%) | 0.00 | 67 |
2022-07-01 | $229,000 (0.0%) | $307,416 (9.2%) | 0.00 | 74 |
2022-08-01 | $219,900 (-10.8%) | $23,524,874 (8,240.2%) | 0.00 | 89 |
2022-09-01 | $227,500 (-7.1%) | $311,677 (13.8%) | 0.00 | 95 |
2022-10-01 | $235,000 (0.1%) | $304,223 (11.0%) | 0.00 | 97 |
2022-11-01 | $229,975 (2.9%) | $293,548 (0.5%) | 0.00 | 93 |
2022-12-01 | $226,000 (0.6%) | $293,408 (-4.5%) | 0.00 | 91 |
2023-01-01 | $213,650 (4.0%) | $274,252 (-0.7%) | 0.00 | 71 |
2023-02-01 | $198,225 (-2.8%) | $267,546 (-9.3%) | 0.00 | 72 |
2023-03-01 | $235,900 (5.7%) | $299,794 (-2.7%) | 0.00 | 72 |
2023-04-01 | $242,250 (-0.1%) | $321,435 (0.7%) | 0.00 | 72 |
2023-05-01 | $256,000 (2.4%) | $336,025 (4.4%) | 0.00 | 78 |
2023-06-01 | $299,675 (21.2%) | $343,532 (12.6%) | 0.00 | 81 |
2023-07-01 | $298,500 (30.4%) | $346,940 (12.9%) | 0.00 | 87 |
2023-08-01 | $296,450 (34.8%) | $350,489 (-98.5%) | 0.00 | 84 |
2023-09-01 | $294,900 (29.6%) | $348,869 (11.9%) | 0.00 | 82 |
2023-10-01 | $296,350 (26.1%) | $344,801 (13.3%) | 0.00 | 81 |
2023-11-01 | $288,450 (25.4%) | $332,727 (13.4%) | 0.00 | 86 |
Campbellsville's median listing price comes in at 0% of the national average.
Campbellsville's average listing price for 2023-11-01 was $332,727, a difference of $39,179 (13.4%) versus the prior year and $-12,074 versus the prior month.
For the 2023-11-01 period, Campbellsville had 86 MLS listings, a difference of 5 listings (6%) versus the prior month and -7 listings (-8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,710 sqft |
2018-02-01 | 0 days | 1,787 sqft |
2018-03-01 | 0 days | 1,704 sqft |
2018-04-01 | 0 days | 1,698 sqft |
2018-05-01 | 0 days | 1,691 sqft |
2018-06-01 | 0 days | 1,677 sqft |
2018-07-01 | 0 days | 1,694 sqft |
2018-08-01 | 0 days | 1,667 sqft |
2018-09-01 | 0 days | 1,668 sqft |
2018-10-01 | 0 days | 1,665 sqft |
2018-11-01 | 0 days | 1,507 sqft |
2018-12-01 | 0 days | 1,485 sqft |
2019-01-01 | 0 days | 1,514 sqft |
2019-02-01 | 0 days | 1,608 sqft |
2019-03-01 | 0 days | 1,613 sqft |
2019-04-01 | 0 days | 1,617 sqft |
2019-05-01 | 0 days | 1,553 sqft |
2019-06-01 | 0 days | 1,485 sqft |
2019-07-01 | 0 days | 1,620 sqft |
2019-08-01 | 0 days | 1,704 sqft |
2019-09-01 | 0 days | 1,674 sqft |
2019-10-01 | 0 days | 1,677 sqft |
2019-11-01 | 0 days | 1,693 sqft |
2019-12-01 | 0 days | 1,683 sqft |
2020-01-01 | 0 days | 1,669 sqft |
2020-02-01 | 0 days | 1,724 sqft |
2020-03-01 | 0 days | 1,775 sqft |
2020-04-01 | 0 days | 1,750 sqft |
2020-05-01 | 0 days | 1,851 sqft |
2020-06-01 | 0 days | 1,801 sqft |
2020-07-01 | 0 days | 1,650 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,808 sqft |
2020-10-01 | 0 days | 1,808 sqft |
2020-11-01 | 0 days | 1,769 sqft |
2020-12-01 | 0 days | 1,961 sqft |
2021-01-01 | 0 days | 2,060 sqft |
2021-02-01 | 0 days | 2,173 sqft |
2021-03-01 | 0 days | 2,007 sqft |
2021-04-01 | 0 days | 1,883 sqft |
2021-05-01 | 0 days | 1,768 sqft |
2021-06-01 | 0 days | 1,792 sqft |
2021-07-01 | 0 days | 1,814 sqft |
2021-08-01 | 0 days | 1,937 sqft |
2021-09-01 | 0 days | 1,915 sqft |
2021-10-01 | 0 days | 1,719 sqft |
2021-11-01 | 0 days | 1,608 sqft |
2021-12-01 | 0 days | 1,743 sqft |
2022-01-01 | 0 days | 1,536 sqft |
2022-02-01 | 0 days | 1,468 sqft |
2022-03-01 | 0 days | 1,558 sqft |
2022-04-01 | 0 days | 1,628 sqft |
2022-05-01 | 0 days | 1,784 sqft |
2022-06-01 | 0 days | 1,829 sqft |
2022-07-01 | 0 days | 1,781 sqft |
2022-08-01 | 0 days | 1,805 sqft |
2022-09-01 | 0 days | 1,849 sqft |
2022-10-01 | 0 days | 1,772 sqft |
2022-11-01 | 0 days | 1,823 sqft |
2022-12-01 | 0 days | 1,750 sqft |
2023-01-01 | 0 days | 1,525 sqft |
2023-02-01 | 0 days | 1,580 sqft |
2023-03-01 | 0 days | 1,718 sqft |
2023-04-01 | 0 days | 1,652 sqft |
2023-05-01 | 0 days | 1,938 sqft |
2023-06-01 | 0 days | 1,908 sqft |
2023-07-01 | 0 days | 1,902 sqft |
2023-08-01 | 0 days | 1,805 sqft |
2023-09-01 | 0 days | 1,866 sqft |
2023-10-01 | 0 days | 2,012 sqft |
2023-11-01 | 0 days | 1,898 sqft |
Campbellsville's median square footage for active listings during the 2023-11-01 period was 1,898 sqft. One year prior, the average listing was 1,823 sqft.
Campbellsville, KY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 299 | $55,215,000 | $184,666 |
Refi | 87 | $11,115,000 | $127,759 |
Cash Out Refi | 79 | $11,805,000 | $149,430 |
Other | 68 | $5,850,000 | $86,029 |
Home Improvement | 54 | $2,970,000 | $55,000 |
Campbellsville's most frequently cited loan purpose was Home Purchase, with 299 originations. The 2nd most popular reason was Refi, with 87 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 166 | $24,600,000 | $148,193 |
3-4% | 149 | $22,585,000 | $151,577 |
4-5% | 126 | $21,160,000 | $167,937 |
6-7% | 66 | $9,840,000 | $149,091 |
7-8% | 28 | $2,740,000 | $97,857 |
Over 8% | 18 | $1,020,000 | $56,667 |
2.5-3% | 15 | $2,155,000 | $143,667 |
<2.5% | 8 | $1,280,000 | $160,000 |
During 2022, Campbellsville's most frequently originated rate bucket was 5-6%, with 166 originations.
Loan Sizing (Campbellsville, KY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 233 | $13,305,000 | $57,103 |
$100k-200k | 210 | $29,780,000 | $141,810 |
$200k-400k | 122 | $31,980,000 | $262,131 |
$400k-600k | 15 | $7,005,000 | $467,000 |
$600k-1000k | 7 | $4,885,000 | $697,857 |
Campbellsville's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $13,305,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 212 | $41,700,000 | $196,698 |
60-80% | 148 | $25,850,000 | $174,662 |
20-40% | 95 | $6,335,000 | $66,684 |
40-60% | 56 | $7,040,000 | $125,714 |
Under 20% | 51 | $1,785,000 | $35,000 |
Over 100% | 12 | $2,400,000 | $200,000 |
Campbellsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $41,700,000 in origination value.