Campbellsville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Campbellsville averaged 6.64% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.67% and one month ago for the week of 2024-10-03, the average rate was 6.17%.

    Campbellsville's average rate one year ago was 7.51%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.09%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Campbellsville 30 Year Fixed Rate 2024-11-07 6.64%
    Campbellsville 30 Year Fixed Rate Refi 2024-11-07 7.09%
    Campbellsville 15 Year Fixed Rate 2024-11-07 5.9%
    Campbellsville 15 Year Fixed Rate Refi 2024-11-07 5.9%
    Campbellsville 30 Year FHA 2024-11-07 6.53%
    Campbellsville 30 Year FHA Refi 2024-11-07 6.73%
    Campbellsville 30 Year USDA 2024-11-07 6.58%
    Campbellsville 30 Year USDA Refi 2024-11-07 6.58%
    Campbellsville 30 Year VA 2024-11-07 6.14%
    Campbellsville 30 Year VA Refi 2024-11-07 6.54%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Campbellsville, KY.

    Campbellsville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Campbellsville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Community Trust Bank, Inc. 24 6.23% $1,900
    Abound Federal Credit Union 15 5.76% $2,332
    Forcht Bank 11 6.39% $2,365
    QUICKEN LOANS, LLC 11 6.81% $5,101
    Peoples Bank 7 5.74% $1,491
    Farm Credit Mid-America, ACA 6 6.88% $6,116
    The Cecilian Bank 4 7.00% $3,376
    Edmonton State Bank 4 6.97% $3,887
    UNITED WHOLESALE MORTGAGE, LLC 4 7.27% $5,737
    21ST MORTGAGE CORPORATION 2 8.75% $4,776
    Bank of Buffalo 2 8.00% $2,101
    JPMorgan Chase Bank 2 6.81% $2,248
    ROSS MORTGAGE CORPORATION 2 6.44% $4,645
    STOCKTON MORTGAGE CORPORATION 2 7.63% $4,868
    THRIVE MORTGAGE, LLC 2 6.19% $3,245
    Truist 2 7.56% $3,875
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.87% $4,931
    Wells Fargo Bank 2 7.63% $4,286
    L & N Federal Credit Union 1 6.13% $2,523
    PNC Bank 1 7.00% $6,372
    Leaders Credit Union 1 6.25% $3,943
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.88% $3,923
    Victorian Finance, LLC 1 6.38% $3,877
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.50% $6,195
    T2 FINANCIAL LLC 1 7.63% $4,151
    Discover Bank 1 7.74% $0
    MEMBER FIRST MORTGAGE, LLC 1 7.38% $3,371
    Mortgage Research Center, LLC 1 6.50% $4,558
    NAVY FEDERAL CREDIT UNION 1 8.25% $4,724
    Northpointe Bank 1 6.63% $3,540
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.49% $5,311
    NUMARK CREDIT UNION 1 6.25% $4,372

    Campbellsville Average Closing Costs & Other Stats

    Campbellsville, KY's 32 lenders originated 455 loans during 2023. The total origination value was $63,505,000, with an average loan value of $139,571.

    Campbellsville's average closing costs are $4,031.

    The top Campbellsville lender as defined by loan originations is Community Trust Bank, Inc., with 24 loans originated. Their average total fees are $1,900, which is $432 lower than the next largest lender, Abound Federal Credit Union.

    The lowest fee Campbellsville lenders (with over 10 loans originated) are Community Trust Bank, Inc. ($1,900), Abound Federal Credit Union ($2,332), Forcht Bank ($2,365), QUICKEN LOANS, LLC ($5,101) and .

    The lowest rate Campbellsville lenders (with over 10 loans originated) are Abound Federal Credit Union (5.76%), Community Trust Bank, Inc. (6.23%), Forcht Bank (6.39%), QUICKEN LOANS, LLC (6.81%) and .

    Campbellsville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Community Trust Bank, Inc. $19,115,000 $13,870,000 -27.4% 21.8%
    Forcht Bank $12,490,000 $6,050,000 -51.6% 9.5%
    Abound Federal Credit Union $5,870,000 $4,920,000 -16.2% 7.7%
    QUICKEN LOANS, LLC $4,660,000 $4,575,000 -1.8% 7.2%
    STOCKTON MORTGAGE CORPORATION $2,780,000 $3,170,000 14.0% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $1,955,000 $2,890,000 47.8% 4.6%
    Farm Credit Mid-America, ACA $1,455,000 $1,960,000 34.7% 3.1%
    Mortgage Research Center, LLC $2,850,000 $1,385,000 -51.4% 2.2%
    The Lincoln National Bank of Hodgenville $1,310,000 n/a 2.1%
    RUOFF MORTGAGE COMPANY, INC. $825,000 $1,290,000 56.4% 2.0%
    Magnolia Bank $1,920,000 $1,185,000 -38.3% 1.9%
    NAVY FEDERAL CREDIT UNION $145,000 $1,060,000 631.0% 1.7%
    Edmonton State Bank $415,000 $1,040,000 150.6% 1.6%
    21ST MORTGAGE CORPORATION $775,000 $995,000 28.4% 1.6%
    Peoples Bank $950,000 n/a 1.5%
    HOMESIDE FINANCIAL, LLC $205,000 $870,000 324.4% 1.4%
    The Cecilian Bank $170,000 $735,000 332.4% 1.2%
    Bank of Buffalo $655,000 n/a 1.0%
    FREEDOM MORTGAGE CORPORATION $470,000 $650,000 38.3% 1.0%
    Truist $170,000 $635,000 273.5% 1.0%
    GoPrime Mortgage, Inc. $155,000 $630,000 306.5% 1.0%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $595,000 n/a 0.9%
    MUTUAL OF OMAHA MORTGAGE, INC. $575,000 n/a 0.9%
    Prosperity Home Mortgage, LLC $105,000 $555,000 428.6% 0.9%
    Northpointe Bank $490,000 $535,000 9.2% 0.8%
    ROSS MORTGAGE CORPORATION $165,000 $525,000 218.2% 0.8%
    Heritage Bank $445,000 n/a 0.7%
    UNION HOME MORTGAGE CORP. $420,000 $440,000 4.8% 0.7%
    Barrington Bank & Trust Company, N.A. $575,000 $425,000 -26.1% 0.7%
    Century Mortgage Company DBA Century Lending Company $775,000 $420,000 -45.8% 0.7%
    COMMONWEALTH $315,000 $370,000 17.5% 0.6%
    SOUTH CENTRAL BANK, INC. $570,000 $365,000 -36.0% 0.6%
    U.S. Bank $590,000 $365,000 -38.1% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $855,000 $355,000 -58.5% 0.6%
    The Citizens National Bank of Bluffton $335,000 n/a 0.5%
    JPMorgan Chase Bank $900,000 $330,000 -63.3% 0.5%
    LOANDEPOT.COM, LLC $1,250,000 $320,000 -74.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $415,000 $315,000 -24.1% 0.5%
    NEWREZ LLC $330,000 $290,000 -12.1% 0.5%
    THRIVE MORTGAGE, LLC $770,000 $270,000 -64.9% 0.4%
    The Citizens National Bank of Somerset $255,000 n/a 0.4%
    Citizens Bank $430,000 $225,000 -47.7% 0.4%
    Sierra Pacific Mortgage Company, Inc. $225,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,305,000 $205,000 -84.3% 0.3%
    Leaders Credit Union $195,000 n/a 0.3%
    Victorian Finance, LLC $195,000 n/a 0.3%
    PNC Bank $555,000 $185,000 -66.7% 0.3%
    USAA Federal Savings Bank $660,000 $185,000 -72.0% 0.3%
    ENDEAVOR CAPITAL, LLC. $175,000 n/a 0.3%
    ENVOY MORTGAGE, LTD $175,000 n/a 0.3%
    T2 FINANCIAL LLC $500,000 $175,000 -65.0% 0.3%
    Carrington Mortgage Services, LLC $555,000 $170,000 -69.4% 0.3%
    EVERETT FINANCIAL, INC. $950,000 $160,000 -83.2% 0.3%
    German American Bank $95,000 $150,000 57.9% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $150,000 n/a 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $145,000 n/a 0.2%
    Wells Fargo Bank $555,000 $140,000 -74.8% 0.2%
    Bank of England $160,000 $135,000 -15.6% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $135,000 $135,000 0.0% 0.2%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $135,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $685,000 $125,000 -81.8% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $115,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $175,000 $110,000 -37.1% 0.2%
    NUMARK CREDIT UNION $105,000 n/a 0.2%
    Discover Bank $140,000 $95,000 -32.1% 0.1%
    Republic State Mortgage Co. $75,000 n/a 0.1%
    Limestone Bank, Inc. $1,115,000 $65,000 -94.2% 0.1%
    L & N Federal Credit Union $65,000 n/a 0.1%
    UNIVERSITY OF KENTUCKY $55,000 $65,000 18.2% 0.1%
    First Financial Bank $105,000 $55,000 -47.6% 0.1%
    Coastal Community Bank $45,000 n/a 0.1%
    Advanz Federal Credit Union $25,000 n/a 0.0%
    Old National Bank $25,000 n/a 0.0%
    SERVICE ONE $55,000 $15,000 -72.7% 0.0%

    Campbellsville's top lender by overall market share is Community Trust Bank, Inc., with 21.8% market share. In second place, with 9.5%, is Forcht Bank, having originated $6,050,000 in loans. In third place, with 7.7%, is Abound Federal Credit Union, having originated $4,920,000 in loans. In fourth place, with 7.2%, is QUICKEN LOANS, LLC, having originated $4,575,000 in loans. In fifth place, with 5.0%, is STOCKTON MORTGAGE CORPORATION, having originated $3,170,000 in loans.

    Campbellsville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (-5.7%) $156,198 (-13.7%) 0.00 101
    2018-02-01 $153,650 (-1.4%) $160,307 (-8.1%) 0.00 95
    2018-03-01 $159,900 (3.9%) $164,240 (-3.3%) 0.00 88
    2018-04-01 $157,175 (-0.1%) $157,264 (-15.5%) 0.00 94
    2018-05-01 $159,450 (7.1%) $161,699 (-10.9%) 0.00 95
    2018-06-01 $154,950 (4.1%) $154,996 (-11.2%) 0.00 95
    2018-07-01 $158,000 (-3.0%) $158,286 (-10.1%) 0.00 101
    2018-08-01 $149,975 (0.0%) $153,140 (-11.2%) 0.00 99
    2018-09-01 $149,900 (-11.8%) $147,680 (-15.8%) 0.00 119
    2018-10-01 $139,900 (-6.7%) $146,628 (-6.0%) 0.00 123
    2018-11-01 $147,050 (-1.9%) $146,659 (-4.3%) 0.00 119
    2018-12-01 $134,900 (-9.9%) $144,716 (-7.8%) 0.00 117
    2019-01-01 $137,500 (-8.3%) $151,701 (-2.9%) 0.00 101
    2019-02-01 $138,700 (-9.7%) $151,516 (-5.5%) 0.00 99
    2019-03-01 $133,193 (-16.7%) $149,174 (-9.2%) 0.00 99
    2019-04-01 $128,168 (-18.5%) $152,071 (-3.3%) 0.00 100
    2019-05-01 $140,675 (-11.8%) $164,573 (1.8%) 0.00 90
    2019-06-01 $138,000 (-10.9%) $164,286 (6.0%) 0.00 89
    2019-07-01 $139,900 (-11.5%) $172,566 (9.0%) 0.00 88
    2019-08-01 $140,964 (-6.0%) $179,009 (16.9%) 0.00 91
    2019-09-01 $138,734 (-7.5%) $176,275 (19.4%) 0.00 98
    2019-10-01 $138,248 (-1.2%) $174,552 (19.0%) 0.00 103
    2019-11-01 $132,900 (-9.6%) $172,115 (17.4%) 0.00 100
    2019-12-01 $124,800 (-7.5%) $162,526 (12.3%) 0.00 100
    2020-01-01 $123,375 (-10.3%) $163,733 (7.9%) 0.00 99
    2020-02-01 $136,250 (-1.8%) $172,750 (14.0%) 0.00 86
    2020-03-01 $138,850 (4.3%) $180,433 (21.0%) 0.00 76
    2020-04-01 $135,000 (5.3%) $185,300 (21.9%) 0.00 68
    2020-05-01 $143,500 (2.0%) $187,122 (13.7%) 0.00 67
    2020-06-01 $142,600 (3.3%) $188,578 (14.8%) 0.00 65
    2020-07-01 $142,750 (2.0%) $197,431 (14.4%) 0.00 56
    2020-08-01 $148,800 (5.6%) $214,984 (20.1%) 0.00 54
    2020-09-01 $181,950 (31.2%) $237,488 (34.7%) 0.00 50
    2020-10-01 $179,900 (30.1%) $230,834 (32.2%) 0.00 55
    2020-11-01 $161,700 (21.7%) $228,061 (32.5%) 0.00 57
    2020-12-01 $174,900 (40.1%) $236,936 (45.8%) 0.00 44
    2021-01-01 $171,200 (38.8%) $227,717 (39.1%) 0.00 48
    2021-02-01 $167,350 (22.8%) $228,141 (32.1%) 0.00 43
    2021-03-01 $176,150 (26.9%) $224,603 (24.5%) 0.00 47
    2021-04-01 $172,750 (28.0%) $210,254 (13.5%) 0.00 46
    2021-05-01 $189,500 (32.1%) $276,360 (47.7%) 0.00 32
    2021-06-01 $201,375 (41.2%) $290,330 (54.0%) 0.00 34
    2021-07-01 $229,000 (60.4%) $281,621 (42.6%) 0.00 43
    2021-08-01 $246,450 (65.6%) $282,066 (31.2%) 0.00 51
    2021-09-01 $244,864 (34.6%) $273,843 (15.3%) 0.00 70
    2021-10-01 $234,839 (30.5%) $274,045 (18.7%) 0.00 67
    2021-11-01 $223,475 (38.2%) $292,019 (28.0%) 0.00 62
    2021-12-01 $224,725 (28.5%) $307,180 (29.7%) 0.00 55
    2022-01-01 $205,450 (20.0%) $276,194 (21.3%) 0.00 59
    2022-02-01 $204,000 (21.9%) $295,052 (29.3%) 0.00 58
    2022-03-01 $223,225 (26.7%) $308,255 (37.2%) 0.00 56
    2022-04-01 $242,450 (40.4%) $319,353 (51.9%) 0.00 61
    2022-05-01 $249,900 (31.9%) $321,978 (16.5%) 0.00 62
    2022-06-01 $247,200 (22.8%) $305,030 (5.1%) 0.00 67
    2022-07-01 $229,000 (0.0%) $307,416 (9.2%) 0.00 74
    2022-08-01 $219,900 (-10.8%) $23,524,874 (8,240.2%) 0.00 89
    2022-09-01 $227,500 (-7.1%) $311,677 (13.8%) 0.00 95
    2022-10-01 $235,000 (0.1%) $304,223 (11.0%) 0.00 97
    2022-11-01 $229,975 (2.9%) $293,548 (0.5%) 0.00 93
    2022-12-01 $226,000 (0.6%) $293,408 (-4.5%) 0.00 91
    2023-01-01 $213,650 (4.0%) $274,252 (-0.7%) 0.00 71
    2023-02-01 $198,225 (-2.8%) $267,546 (-9.3%) 0.00 72
    2023-03-01 $235,900 (5.7%) $299,794 (-2.7%) 0.00 72
    2023-04-01 $242,250 (-0.1%) $321,435 (0.7%) 0.00 72
    2023-05-01 $256,000 (2.4%) $336,025 (4.4%) 0.00 78
    2023-06-01 $299,675 (21.2%) $343,532 (12.6%) 0.00 81
    2023-07-01 $298,500 (30.4%) $346,940 (12.9%) 0.00 87
    2023-08-01 $296,450 (34.8%) $350,489 (-98.5%) 0.00 84
    2023-09-01 $294,900 (29.6%) $348,869 (11.9%) 0.00 82
    2023-10-01 $296,350 (26.1%) $344,801 (13.3%) 0.00 81
    2023-11-01 $288,450 (25.4%) $332,727 (13.4%) 0.00 86
    2023-12-01 $279,900 (23.9%) $332,162 (13.2%) 0.00 87
    2024-01-01 $293,650 (37.4%) $338,936 (23.6%) 0.00 87
    2024-02-01 $279,000 (40.8%) $325,340 (21.6%) 0.00 80
    2024-03-01 $274,450 (16.3%) $321,670 (7.3%) 0.00 80
    2024-04-01 $264,250 (9.1%) $325,356 (1.2%) 0.00 91
    2024-05-01 $262,700 (2.6%) $318,464 (-5.2%) 0.00 89
    2024-06-01 $269,750 (-10.0%) $337,386 (-1.8%) 0.00 91
    2024-07-01 $279,675 (-6.3%) $354,264 (2.1%) 0.00 94
    2024-08-01 $289,500 (-2.3%) $337,810 (-3.6%) 0.00 100
    2024-09-01 $279,000 (-5.4%) $325,640 (-6.7%) 0.00 117
    2024-10-01 $271,225 (-8.5%) $314,059 (-8.9%) 0.00 121
    Campbellsville's median listing price for 2024-10-01 was $271,225, a difference of $-25,125 (-8.5%) versus the prior year and $-7,775 versus the prior month.

    Campbellsville's median listing price comes in at 0% of the national average.

    Campbellsville's average listing price for 2024-10-01 was $314,059, a difference of $-30,742 (-8.9%) versus the prior year and $-11,581 versus the prior month.

    For the 2024-10-01 period, Campbellsville had 121 MLS listings, a difference of 4 listings (3%) versus the prior month and 40 listings (49%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,710 sqft
    2018-02-01 0 days 1,787 sqft
    2018-03-01 0 days 1,704 sqft
    2018-04-01 0 days 1,695 sqft
    2018-05-01 0 days 1,684 sqft
    2018-06-01 0 days 1,677 sqft
    2018-07-01 0 days 1,692 sqft
    2018-08-01 0 days 1,665 sqft
    2018-09-01 0 days 1,664 sqft
    2018-10-01 0 days 1,660 sqft
    2018-11-01 0 days 1,496 sqft
    2018-12-01 0 days 1,483 sqft
    2019-01-01 0 days 1,510 sqft
    2019-02-01 0 days 1,583 sqft
    2019-03-01 0 days 1,597 sqft
    2019-04-01 0 days 1,612 sqft
    2019-05-01 0 days 1,572 sqft
    2019-06-01 0 days 1,485 sqft
    2019-07-01 0 days 1,620 sqft
    2019-08-01 0 days 1,709 sqft
    2019-09-01 0 days 1,685 sqft
    2019-10-01 0 days 1,716 sqft
    2019-11-01 0 days 1,724 sqft
    2019-12-01 0 days 1,700 sqft
    2020-01-01 0 days 1,703 sqft
    2020-02-01 0 days 1,736 sqft
    2020-03-01 0 days 1,808 sqft
    2020-04-01 0 days 1,771 sqft
    2020-05-01 0 days 1,851 sqft
    2020-06-01 0 days 1,801 sqft
    2020-07-01 0 days 1,665 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,808 sqft
    2020-11-01 0 days 1,763 sqft
    2020-12-01 0 days 1,912 sqft
    2021-01-01 0 days 2,024 sqft
    2021-02-01 0 days 2,025 sqft
    2021-03-01 0 days 1,973 sqft
    2021-04-01 0 days 1,804 sqft
    2021-05-01 0 days 1,695 sqft
    2021-06-01 0 days 1,733 sqft
    2021-07-01 0 days 1,795 sqft
    2021-08-01 0 days 1,930 sqft
    2021-09-01 0 days 1,875 sqft
    2021-10-01 0 days 1,664 sqft
    2021-11-01 0 days 1,577 sqft
    2021-12-01 0 days 1,719 sqft
    2022-01-01 0 days 1,492 sqft
    2022-02-01 0 days 1,468 sqft
    2022-03-01 0 days 1,536 sqft
    2022-04-01 0 days 1,628 sqft
    2022-05-01 0 days 1,784 sqft
    2022-06-01 0 days 1,829 sqft
    2022-07-01 0 days 1,754 sqft
    2022-08-01 0 days 1,775 sqft
    2022-09-01 0 days 1,870 sqft
    2022-10-01 0 days 1,837 sqft
    2022-11-01 0 days 1,841 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,542 sqft
    2023-02-01 0 days 1,586 sqft
    2023-03-01 0 days 1,754 sqft
    2023-04-01 0 days 1,652 sqft
    2023-05-01 0 days 1,938 sqft
    2023-06-01 0 days 1,908 sqft
    2023-07-01 0 days 1,902 sqft
    2023-08-01 0 days 1,805 sqft
    2023-09-01 0 days 1,866 sqft
    2023-10-01 0 days 2,012 sqft
    2023-11-01 0 days 1,898 sqft
    2023-12-01 0 days 1,824 sqft
    2024-01-01 0 days 1,902 sqft
    2024-02-01 0 days 1,840 sqft
    2024-03-01 0 days 1,750 sqft
    2024-04-01 0 days 1,665 sqft
    2024-05-01 0 days 1,523 sqft
    2024-06-01 0 days 1,550 sqft
    2024-07-01 0 days 1,657 sqft
    2024-08-01 0 days 1,692 sqft
    2024-09-01 0 days 1,609 sqft
    2024-10-01 0 days 1,603 sqft
    Campbellsville's median listing age (time on market) for 2024-10-01 was 0 days.

    Campbellsville's median square footage for active listings during the 2024-10-01 period was 1,603 sqft. One year prior, the average listing was 2,012 sqft.

    Campbellsville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 247 $41,205,000 $166,822
    Other 63 $4,115,000 $65,317
    Refi 61 $8,065,000 $132,213
    Cash Out Refi 43 $6,895,000 $160,349
    Home Improvement 41 $3,225,000 $78,659

    Campbellsville's most frequently cited loan purpose was Home Purchase, with 247 originations. The 2nd most popular reason was Other, with 63 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 154 $25,810,000 $167,597
    Over 8% 106 $7,450,000 $70,283
    7-8% 98 $13,220,000 $134,898
    5-6% 71 $13,975,000 $196,831
    4-5% 10 $1,510,000 $151,000
    3-4% 6 $60,000 $10,000
    <2.5% 1 $105,000 $105,000

    During 2023, Campbellsville's most frequently originated rate bucket was 6-7%, with 154 originations.

    Loan Sizing (Campbellsville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 187 $10,315,000 $55,160
    $100k-200k 179 $25,985,000 $145,168
    $200k-400k 72 $18,570,000 $257,917
    $400k-600k 15 $7,095,000 $473,000
    $600k-1000k 2 $1,540,000 $770,000

    Campbellsville's loan sizing saw the bucket of loans from $100,000 or less with 187 originations, totaling $10,315,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 177 $32,495,000 $183,588
    60-80% 82 $14,590,000 $177,927
    20-40% 68 $4,720,000 $69,412
    40-60% 60 $7,280,000 $121,333
    Under 20% 51 $1,615,000 $31,667
    Over 100% 7 $1,395,000 $199,286

    Campbellsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 177 originations, totaling $32,495,000 in origination value.