Campbellsville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Campbellsville averaged 7.08% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.15% and one month ago for the week of 2023-10-26, the average rate was 7.65%.

Campbellsville's average rate one year ago was 6.34%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Campbellsville 30 Year Fixed Rate 2023-11-30 7.08%
Campbellsville 30 Year Fixed Rate Refi 2023-11-30 7.42%
Campbellsville 15 Year Fixed Rate 2023-11-30 6.76%
Campbellsville 15 Year Fixed Rate Refi 2023-11-30 6.46%
Campbellsville 30 Year FHA 2023-11-30 6.75%
Campbellsville 30 Year FHA Refi 2023-11-30 6.75%
Campbellsville 30 Year USDA 2023-11-30 6.9%
Campbellsville 30 Year USDA Refi 2023-11-30 7%
Campbellsville 30 Year VA 2023-11-30 6.67%
Campbellsville 30 Year VA Refi 2023-11-30 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Campbellsville, KY.

Campbellsville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Campbellsville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Community Trust Bank, Inc. 41 4.86% $2,680
Forcht Bank 22 4.29% $2,010
Abound Federal Credit Union 11 5.43% $2,134
QUICKEN LOANS, LLC 7 5.39% $6,439
Magnolia Bank 6 4.60% $3,099
JPMorgan Chase Bank 4 5.53% $5,019
UNITED WHOLESALE MORTGAGE, LLC 4 5.44% $5,056
AgFirst Farm Credit Bank 3 5.13% $4,037
LOANDEPOT.COM, LLC 3 4.25% $4,957
Wells Fargo Bank 3 5.04% $5,396
STOCKTON MORTGAGE CORPORATION 3 4.17% $4,574
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.75% $5,880
Farm Credit Mid-America, ACA 2 5.93% $6,918
Paramount Residential Mortgage Group, Inc. 2 5.06% $11,604
PENNYMAC LOAN SERVICES, LLC 2 4.50% $6,179
PNC Bank 2 5.63% $4,704
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.88% $6,029
Republic Bank & Trust Company 2 5.06% $4,305
Edmonton State Bank 2 5.69% $4,132
SOUTH CENTRAL BANK, INC. 2 3.50% $3,655
EVERETT FINANCIAL, INC. 2 5.19% $2,481
UNION HOME MORTGAGE CORP. 2 4.94% $6,087
Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $6,838
THRIVE MORTGAGE, LLC 1 5.13% $5,119
U.S. Bank 1 6.99% $2,826
21ST MORTGAGE CORPORATION 1 7.35% $7,375
Wilson & Muir Bank & Trust Company 1 5.13% $2,617
Ally Bank 1 3.38% $8,471
AMERISAVE MORTGAGE CORPORATION 1 5.75% $8,908
ASCEND FEDERAL CREDIT UNION 1 6.38% $0
Bank of England 1 5.75% $4,908
Carrington Mortgage Services, LLC 1 3.38% $2,687
CHURCHILL MORTGAGE CORPORATION 1 5.75% $4,194
CROSSCOUNTRY MORTGAGE, LLC 1 4.50% $5,698
Discover Bank 1 8.24% $0
First Financial Bank 1 6.00% $2,727
First Option Mortgage, LLC 1 3.75% $4,198
FREEDOM MORTGAGE CORPORATION 1 3.25% $2,327
INTERLINC MORTGAGE SERVICES, LLC 1 5.88% $4,529
Mortgage Research Center, LLC 1 5.38% $5,381
NEWREZ LLC 1 3.88% $3,342
Northpointe Bank 1 3.50% $2,715
PARTNERS UNITED FINANCIAL, LLC 1 6.13% $7,427
Plains Commerce Bank 1 5.38% $3,403
ROSS MORTGAGE CORPORATION 1 5.50% $3,543
RUOFF MORTGAGE COMPANY, INC. 1 5.50% $3,009
Stifel Bank and Trust 1 2.88% $2,177
Stock Yards Bank & Trust Company 1 4.50% $6,012
The Huntington National Bank 1 5.38% $7,660

Campbellsville Average Closing Costs & Other Stats

Campbellsville, KY's 49 lenders originated 587 loans during 2022. The total origination value was $86,955,000, with an average loan value of $148,135.

Campbellsville's average closing costs are $3,872.

The top Campbellsville lender as defined by loan originations is Community Trust Bank, Inc., with 41 loans originated. Their average total fees are $2,680, which is $670 higher than the next largest lender, Forcht Bank.

The lowest fee Campbellsville lenders (with over 10 loans originated) are Forcht Bank ($2,010), Abound Federal Credit Union ($2,134), Community Trust Bank, Inc. ($2,680), .

The lowest rate Campbellsville lenders (with over 10 loans originated) are Forcht Bank (4.29%), Community Trust Bank, Inc. (4.86%), Abound Federal Credit Union (5.43%), .

Campbellsville, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Community Trust Bank, Inc. $18,550,000 $19,115,000 3.0% 22.0%
Forcht Bank $9,305,000 $12,490,000 34.2% 14.4%
Abound Federal Credit Union $7,435,000 $5,870,000 -21.0% 6.8%
QUICKEN LOANS, LLC $11,340,000 $4,660,000 -58.9% 5.4%
Mortgage Research Center, LLC $2,895,000 $2,850,000 -1.6% 3.3%
STOCKTON MORTGAGE CORPORATION $6,905,000 $2,780,000 -59.7% 3.2%
UNITED WHOLESALE MORTGAGE, LLC $790,000 $1,955,000 147.5% 2.2%
Magnolia Bank $3,060,000 $1,920,000 -37.3% 2.2%
Farm Credit Mid-America, ACA $2,210,000 $1,455,000 -34.2% 1.7%
Mr. Cooper ( Nationstar Mortgage ) $935,000 $1,410,000 50.8% 1.6%
PENNYMAC LOAN SERVICES, LLC $710,000 $1,305,000 83.8% 1.5%
LOANDEPOT.COM, LLC $240,000 $1,250,000 420.8% 1.4%
Limestone Bank, Inc. $145,000 $1,115,000 669.0% 1.3%
EVERETT FINANCIAL, INC. $950,000 n/a 1.1%
Flanagan State Bank $995,000 $925,000 -7.0% 1.1%
JPMorgan Chase Bank $560,000 $900,000 60.7% 1.0%
MORTGAGE SUPPLIERS, INC. $2,250,000 $870,000 -61.3% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,020,000 $855,000 -16.2% 1.0%
RUOFF MORTGAGE COMPANY, INC. $205,000 $825,000 302.4% 0.9%
21ST MORTGAGE CORPORATION $610,000 $775,000 27.0% 0.9%
Century Mortgage Company DBA Century Lending Company $775,000 n/a 0.9%
THRIVE MORTGAGE, LLC $195,000 $770,000 294.9% 0.9%
Paramount Residential Mortgage Group, Inc. $320,000 $760,000 137.5% 0.9%
AgFirst Farm Credit Bank $125,000 $745,000 496.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $1,125,000 $685,000 -39.1% 0.8%
Republic Bank & Trust Company $105,000 $680,000 547.6% 0.8%
USAA Federal Savings Bank $135,000 $660,000 388.9% 0.8%
U.S. Bank $650,000 $590,000 -9.2% 0.7%
Barrington Bank & Trust Company, N.A. $105,000 $575,000 447.6% 0.7%
SOUTH CENTRAL BANK, INC. $840,000 $570,000 -32.1% 0.7%
Carrington Mortgage Services, LLC $685,000 $555,000 -19.0% 0.6%
PNC Bank $330,000 $555,000 68.2% 0.6%
Wells Fargo Bank $555,000 n/a 0.6%
T2 FINANCIAL LLC $500,000 n/a 0.6%
Northpointe Bank $335,000 $490,000 46.3% 0.6%
FREEDOM MORTGAGE CORPORATION $1,845,000 $470,000 -74.5% 0.5%
Citizens Bank $605,000 $430,000 -28.9% 0.5%
The Federal Savings Bank $155,000 $430,000 177.4% 0.5%
UNION HOME MORTGAGE CORP. $420,000 n/a 0.5%
CROSSCOUNTRY MORTGAGE, LLC $415,000 n/a 0.5%
Edmonton State Bank $250,000 $415,000 66.0% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 n/a 0.5%
NEWREZ LLC $580,000 $330,000 -43.1% 0.4%
COMMONWEALTH $410,000 $315,000 -23.2% 0.4%
CHURCHILL MORTGAGE CORPORATION $310,000 n/a 0.4%
Ally Bank $305,000 n/a 0.4%
The Huntington National Bank $320,000 $305,000 -4.7% 0.4%
Wilson & Muir Bank & Trust Company $35,000 $280,000 700.0% 0.3%
PARTNERS UNITED FINANCIAL, LLC $165,000 $275,000 66.7% 0.3%
PENTAGON FEDERAL CREDIT UNION $265,000 n/a 0.3%
Stifel Bank and Trust $265,000 n/a 0.3%
AMERIFIRST FINANCIAL CORPORATION $1,505,000 $250,000 -83.4% 0.3%
GENEVA FINANCIAL, LLC $135,000 $250,000 85.2% 0.3%
NEW DAY FINANCIAL, LLC $385,000 $250,000 -35.1% 0.3%
Cumberland Valley National Bank & Trust Company $105,000 $245,000 133.3% 0.3%
First Option Mortgage, LLC $105,000 $245,000 133.3% 0.3%
CALIBER HOME LOANS, INC. $330,000 $235,000 -28.8% 0.3%
Nations Lending Corporation $280,000 $235,000 -16.1% 0.3%
The Park National Bank $235,000 n/a 0.3%
ASCEND FEDERAL CREDIT UNION $215,000 n/a 0.2%
Sunflower Bank $215,000 n/a 0.2%
West Point Bank $345,000 $215,000 -37.7% 0.2%
HOMESIDE FINANCIAL, LLC $95,000 $205,000 115.8% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $285,000 $185,000 -35.1% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $515,000 $175,000 -66.0% 0.2%
The Cecilian Bank $55,000 $170,000 209.1% 0.2%
Truist $170,000 $170,000 0.0% 0.2%
George Mason Mortgage, LLC $165,000 n/a 0.2%
Lakeview Community Capital, LLC $165,000 n/a 0.2%
ROSS MORTGAGE CORPORATION $245,000 $165,000 -32.7% 0.2%
Stock Yards Bank & Trust Company $165,000 n/a 0.2%
Bank of England $565,000 $160,000 -71.7% 0.2%
GoPrime Mortgage, Inc. $140,000 $155,000 10.7% 0.2%
GUILD MORTGAGE COMPANY $155,000 n/a 0.2%
AMCAP MORTGAGE, LTD. $145,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $750,000 $145,000 -80.7% 0.2%
RELIANCE FIRST CAPITAL, LLC $145,000 n/a 0.2%
Texana Bank $145,000 n/a 0.2%
Discover Bank $140,000 n/a 0.2%
CMG MORTGAGE, INC. $135,000 n/a 0.2%
DAS Acquisition Company, LLC $135,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $75,000 $135,000 80.0% 0.2%
SPRING EQ, LLC $75,000 $135,000 80.0% 0.2%
MORTGAGE MASTERS OF INDIANA, INC. $125,000 n/a 0.1%
First Harrison Bank $115,000 n/a 0.1%
VICTORY MORTGAGE, L.L.C. $115,000 n/a 0.1%
First Financial Bank $670,000 $105,000 -84.3% 0.1%
Prosperity Home Mortgage, LLC $105,000 n/a 0.1%
The Monticello Banking Company $155,000 $105,000 -32.3% 0.1%
German American Bank $95,000 n/a 0.1%
Plains Commerce Bank $95,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $85,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $55,000 $85,000 54.5% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $240,000 $75,000 -68.8% 0.1%
Core Bank $75,000 n/a 0.1%
Fifth Third Bank $75,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $75,000 n/a 0.1%
Equity Prime Mortgage LLC $65,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $1,505,000 $65,000 -95.7% 0.1%
PHH Mortgage Corporation $65,000 n/a 0.1%
FirstBank $55,000 n/a 0.1%
SERVICE ONE $55,000 n/a 0.1%
UNIVERSITY OF KENTUCKY $55,000 n/a 0.1%

Campbellsville's top lender by overall market share is Community Trust Bank, Inc., with 22.0% market share. In second place, with 14.4%, is Forcht Bank, having originated $12,490,000 in loans. In third place, with 6.8%, is Abound Federal Credit Union, having originated $5,870,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $4,660,000 in loans. In fifth place, with 3.3%, is Mortgage Research Center, LLC, having originated $2,850,000 in loans.


Campbellsville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,900 (-5.7%) $156,198 (-13.7%) 0.00 101
2018-02-01 $153,650 (-1.4%) $160,307 (-8.1%) 0.00 95
2018-03-01 $159,900 (3.9%) $164,240 (-3.3%) 0.00 88
2018-04-01 $157,175 (-0.1%) $157,264 (-15.5%) 0.00 94
2018-05-01 $159,450 (7.1%) $161,699 (-10.9%) 0.00 95
2018-06-01 $154,950 (4.1%) $154,996 (-11.2%) 0.00 95
2018-07-01 $158,000 (-3.0%) $158,286 (-10.1%) 0.00 101
2018-08-01 $149,975 (0.0%) $153,140 (-11.2%) 0.00 99
2018-09-01 $149,900 (-11.8%) $147,680 (-15.8%) 0.00 119
2018-10-01 $139,900 (-6.7%) $146,628 (-6.0%) 0.00 123
2018-11-01 $147,050 (-1.9%) $146,659 (-4.3%) 0.00 119
2018-12-01 $134,900 (-9.9%) $144,716 (-7.8%) 0.00 117
2019-01-01 $137,500 (-8.3%) $151,701 (-2.9%) 0.00 101
2019-02-01 $138,700 (-9.7%) $151,516 (-5.5%) 0.00 99
2019-03-01 $133,193 (-16.7%) $149,174 (-9.2%) 0.00 99
2019-04-01 $128,168 (-18.5%) $152,071 (-3.3%) 0.00 100
2019-05-01 $140,675 (-11.8%) $164,573 (1.8%) 0.00 90
2019-06-01 $138,000 (-10.9%) $164,286 (6.0%) 0.00 89
2019-07-01 $139,900 (-11.5%) $172,566 (9.0%) 0.00 88
2019-08-01 $140,964 (-6.0%) $179,009 (16.9%) 0.00 91
2019-09-01 $138,734 (-7.5%) $176,275 (19.4%) 0.00 98
2019-10-01 $138,248 (-1.2%) $174,552 (19.0%) 0.00 103
2019-11-01 $132,900 (-9.6%) $172,115 (17.4%) 0.00 100
2019-12-01 $124,800 (-7.5%) $162,526 (12.3%) 0.00 100
2020-01-01 $123,375 (-10.3%) $163,733 (7.9%) 0.00 99
2020-02-01 $136,250 (-1.8%) $172,750 (14.0%) 0.00 86
2020-03-01 $138,850 (4.3%) $180,433 (21.0%) 0.00 76
2020-04-01 $135,000 (5.3%) $185,300 (21.9%) 0.00 68
2020-05-01 $143,500 (2.0%) $187,122 (13.7%) 0.00 67
2020-06-01 $142,600 (3.3%) $188,578 (14.8%) 0.00 65
2020-07-01 $142,750 (2.0%) $197,431 (14.4%) 0.00 56
2020-08-01 $148,800 (5.6%) $214,984 (20.1%) 0.00 54
2020-09-01 $181,950 (31.2%) $237,488 (34.7%) 0.00 50
2020-10-01 $179,900 (30.1%) $230,834 (32.2%) 0.00 55
2020-11-01 $161,700 (21.7%) $228,061 (32.5%) 0.00 57
2020-12-01 $177,400 (42.2%) $239,258 (47.2%) 0.00 44
2021-01-01 $172,500 (39.8%) $230,223 (40.6%) 0.00 47
2021-02-01 $169,600 (24.5%) $230,857 (33.6%) 0.00 42
2021-03-01 $178,650 (28.7%) $227,018 (25.8%) 0.00 46
2021-04-01 $175,725 (30.2%) $212,323 (14.6%) 0.00 45
2021-05-01 $189,500 (32.1%) $276,360 (47.7%) 0.00 31
2021-06-01 $201,375 (41.2%) $290,330 (54.0%) 0.00 34
2021-07-01 $229,000 (60.4%) $281,621 (42.6%) 0.00 43
2021-08-01 $246,450 (65.6%) $282,066 (31.2%) 0.00 51
2021-09-01 $244,864 (34.6%) $273,843 (15.3%) 0.00 70
2021-10-01 $234,839 (30.5%) $274,045 (18.7%) 0.00 67
2021-11-01 $223,475 (38.2%) $292,019 (28.0%) 0.00 62
2021-12-01 $224,725 (26.7%) $307,180 (28.4%) 0.00 55
2022-01-01 $205,450 (19.1%) $276,194 (20.0%) 0.00 59
2022-02-01 $204,000 (20.3%) $295,052 (27.8%) 0.00 58
2022-03-01 $223,225 (25.0%) $308,255 (35.8%) 0.00 56
2022-04-01 $242,450 (38.0%) $319,353 (50.4%) 0.00 61
2022-05-01 $249,900 (31.9%) $321,978 (16.5%) 0.00 62
2022-06-01 $247,200 (22.8%) $305,030 (5.1%) 0.00 67
2022-07-01 $229,000 (0.0%) $307,416 (9.2%) 0.00 74
2022-08-01 $219,900 (-10.8%) $23,524,874 (8,240.2%) 0.00 89
2022-09-01 $227,500 (-7.1%) $311,677 (13.8%) 0.00 95
2022-10-01 $235,000 (0.1%) $304,223 (11.0%) 0.00 97
2022-11-01 $229,975 (2.9%) $293,548 (0.5%) 0.00 93
2022-12-01 $226,000 (0.6%) $293,408 (-4.5%) 0.00 91
2023-01-01 $213,650 (4.0%) $274,252 (-0.7%) 0.00 71
2023-02-01 $198,225 (-2.8%) $267,546 (-9.3%) 0.00 72
2023-03-01 $235,900 (5.7%) $299,794 (-2.7%) 0.00 72
2023-04-01 $242,250 (-0.1%) $321,435 (0.7%) 0.00 72
2023-05-01 $256,000 (2.4%) $336,025 (4.4%) 0.00 78
2023-06-01 $299,675 (21.2%) $343,532 (12.6%) 0.00 81
2023-07-01 $298,500 (30.4%) $346,940 (12.9%) 0.00 87
2023-08-01 $296,450 (34.8%) $350,489 (-98.5%) 0.00 84
2023-09-01 $294,900 (29.6%) $348,869 (11.9%) 0.00 82
2023-10-01 $296,350 (26.1%) $344,801 (13.3%) 0.00 81
2023-11-01 $288,450 (25.4%) $332,727 (13.4%) 0.00 86
Campbellsville's median listing price for 2023-11-01 was $288,450, a difference of $58,475 (25.4%) versus the prior year and $-7,900 versus the prior month.

Campbellsville's median listing price comes in at 0% of the national average.

Campbellsville's average listing price for 2023-11-01 was $332,727, a difference of $39,179 (13.4%) versus the prior year and $-12,074 versus the prior month.

For the 2023-11-01 period, Campbellsville had 86 MLS listings, a difference of 5 listings (6%) versus the prior month and -7 listings (-8%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,710 sqft
2018-02-01 0 days 1,787 sqft
2018-03-01 0 days 1,704 sqft
2018-04-01 0 days 1,698 sqft
2018-05-01 0 days 1,691 sqft
2018-06-01 0 days 1,677 sqft
2018-07-01 0 days 1,694 sqft
2018-08-01 0 days 1,667 sqft
2018-09-01 0 days 1,668 sqft
2018-10-01 0 days 1,665 sqft
2018-11-01 0 days 1,507 sqft
2018-12-01 0 days 1,485 sqft
2019-01-01 0 days 1,514 sqft
2019-02-01 0 days 1,608 sqft
2019-03-01 0 days 1,613 sqft
2019-04-01 0 days 1,617 sqft
2019-05-01 0 days 1,553 sqft
2019-06-01 0 days 1,485 sqft
2019-07-01 0 days 1,620 sqft
2019-08-01 0 days 1,704 sqft
2019-09-01 0 days 1,674 sqft
2019-10-01 0 days 1,677 sqft
2019-11-01 0 days 1,693 sqft
2019-12-01 0 days 1,683 sqft
2020-01-01 0 days 1,669 sqft
2020-02-01 0 days 1,724 sqft
2020-03-01 0 days 1,775 sqft
2020-04-01 0 days 1,750 sqft
2020-05-01 0 days 1,851 sqft
2020-06-01 0 days 1,801 sqft
2020-07-01 0 days 1,650 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,808 sqft
2020-10-01 0 days 1,808 sqft
2020-11-01 0 days 1,769 sqft
2020-12-01 0 days 1,961 sqft
2021-01-01 0 days 2,060 sqft
2021-02-01 0 days 2,173 sqft
2021-03-01 0 days 2,007 sqft
2021-04-01 0 days 1,883 sqft
2021-05-01 0 days 1,768 sqft
2021-06-01 0 days 1,792 sqft
2021-07-01 0 days 1,814 sqft
2021-08-01 0 days 1,937 sqft
2021-09-01 0 days 1,915 sqft
2021-10-01 0 days 1,719 sqft
2021-11-01 0 days 1,608 sqft
2021-12-01 0 days 1,743 sqft
2022-01-01 0 days 1,536 sqft
2022-02-01 0 days 1,468 sqft
2022-03-01 0 days 1,558 sqft
2022-04-01 0 days 1,628 sqft
2022-05-01 0 days 1,784 sqft
2022-06-01 0 days 1,829 sqft
2022-07-01 0 days 1,781 sqft
2022-08-01 0 days 1,805 sqft
2022-09-01 0 days 1,849 sqft
2022-10-01 0 days 1,772 sqft
2022-11-01 0 days 1,823 sqft
2022-12-01 0 days 1,750 sqft
2023-01-01 0 days 1,525 sqft
2023-02-01 0 days 1,580 sqft
2023-03-01 0 days 1,718 sqft
2023-04-01 0 days 1,652 sqft
2023-05-01 0 days 1,938 sqft
2023-06-01 0 days 1,908 sqft
2023-07-01 0 days 1,902 sqft
2023-08-01 0 days 1,805 sqft
2023-09-01 0 days 1,866 sqft
2023-10-01 0 days 2,012 sqft
2023-11-01 0 days 1,898 sqft
Campbellsville's median listing age (time on market) for 2023-11-01 was 0 days.

Campbellsville's median square footage for active listings during the 2023-11-01 period was 1,898 sqft. One year prior, the average listing was 1,823 sqft.

Campbellsville, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 299 $55,215,000 $184,666
Refi 87 $11,115,000 $127,759
Cash Out Refi 79 $11,805,000 $149,430
Other 68 $5,850,000 $86,029
Home Improvement 54 $2,970,000 $55,000

Campbellsville's most frequently cited loan purpose was Home Purchase, with 299 originations. The 2nd most popular reason was Refi, with 87 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 166 $24,600,000 $148,193
3-4% 149 $22,585,000 $151,577
4-5% 126 $21,160,000 $167,937
6-7% 66 $9,840,000 $149,091
7-8% 28 $2,740,000 $97,857
Over 8% 18 $1,020,000 $56,667
2.5-3% 15 $2,155,000 $143,667
<2.5% 8 $1,280,000 $160,000

During 2022, Campbellsville's most frequently originated rate bucket was 5-6%, with 166 originations.

Loan Sizing (Campbellsville, KY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 233 $13,305,000 $57,103
$100k-200k 210 $29,780,000 $141,810
$200k-400k 122 $31,980,000 $262,131
$400k-600k 15 $7,005,000 $467,000
$600k-1000k 7 $4,885,000 $697,857

Campbellsville's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $13,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 212 $41,700,000 $196,698
60-80% 148 $25,850,000 $174,662
20-40% 95 $6,335,000 $66,684
40-60% 56 $7,040,000 $125,714
Under 20% 51 $1,785,000 $35,000
Over 100% 12 $2,400,000 $200,000

Campbellsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $41,700,000 in origination value.