Campbellsville Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Campbellsville averaged 6.48% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.96% and one month ago for the week of 2023-02-16, the average rate was 6.58%.

    Campbellsville's average rate one year ago was 3.92%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Campbellsville 30 Year Fixed Rate 2023-03-23 6.48%
    Campbellsville 30 Year Fixed Rate Refi 2023-03-23 6.7%
    Campbellsville 15 Year Fixed Rate 2023-03-23 6.73%
    Campbellsville 15 Year Fixed Rate Refi 2023-03-23 6.37%
    Campbellsville 30 Year FHA 2023-03-23 6.09%
    Campbellsville 30 Year FHA Refi 2023-03-23 5.79%
    Campbellsville 30 Year USDA 2023-03-23 6.55%
    Campbellsville 30 Year USDA Refi 2023-03-23 6.55%
    Campbellsville 30 Year VA 2023-03-23 6.14%
    Campbellsville 30 Year VA Refi 2023-03-23 5.81%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Campbellsville, KY.

    Campbellsville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Campbellsville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Community Trust Bank, Inc. 41 4.86% $2,680
    Forcht Bank 22 4.29% $2,010
    Abound Federal Credit Union 11 5.43% $2,134
    QUICKEN LOANS, LLC 7 5.39% $6,439
    Magnolia Bank 6 4.60% $3,099
    JPMorgan Chase Bank 4 5.53% $5,019
    UNITED WHOLESALE MORTGAGE, LLC 4 5.44% $5,056
    AgFirst Farm Credit Bank 3 5.13% $4,037
    LOANDEPOT.COM, LLC 3 4.25% $4,957
    Wells Fargo Bank 3 5.04% $5,396
    STOCKTON MORTGAGE CORPORATION 3 4.17% $4,574
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.75% $5,880
    Farm Credit Mid-America, ACA 2 5.93% $6,918
    Paramount Residential Mortgage Group, Inc. 2 5.06% $11,604
    PENNYMAC LOAN SERVICES, LLC 2 4.50% $6,179
    PNC Bank 2 5.63% $4,704
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.88% $6,029
    Republic Bank & Trust Company 2 5.06% $4,305
    Edmonton State Bank 2 5.69% $4,132
    SOUTH CENTRAL BANK, INC. 2 3.50% $3,655
    EVERETT FINANCIAL, INC. 2 5.19% $2,481
    UNION HOME MORTGAGE CORP. 2 4.94% $6,087
    Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $6,838
    THRIVE MORTGAGE, LLC 1 5.13% $5,119
    U.S. Bank 1 6.99% $2,826
    21ST MORTGAGE CORPORATION 1 7.35% $7,375
    Wilson & Muir Bank & Trust Company 1 5.13% $2,617
    Ally Bank 1 3.38% $8,471
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $8,908
    ASCEND FEDERAL CREDIT UNION 1 6.38% $0
    Bank of England 1 5.75% $4,908
    Carrington Mortgage Services, LLC 1 3.38% $2,687
    CHURCHILL MORTGAGE CORPORATION 1 5.75% $4,194
    CROSSCOUNTRY MORTGAGE, LLC 1 4.50% $5,698
    Discover Bank 1 8.24% $0
    First Financial Bank 1 6.00% $2,727
    First Option Mortgage, LLC 1 3.75% $4,198
    FREEDOM MORTGAGE CORPORATION 1 3.25% $2,327
    INTERLINC MORTGAGE SERVICES, LLC 1 5.88% $4,529
    Mortgage Research Center, LLC 1 5.38% $5,381
    NEWREZ LLC 1 3.88% $3,342
    Northpointe Bank 1 3.50% $2,715
    PARTNERS UNITED FINANCIAL, LLC 1 6.13% $7,427
    Plains Commerce Bank 1 5.38% $3,403
    ROSS MORTGAGE CORPORATION 1 5.50% $3,543
    RUOFF MORTGAGE COMPANY, INC. 1 5.50% $3,009
    Stifel Bank and Trust 1 2.88% $2,177
    Stock Yards Bank & Trust Company 1 4.50% $6,012
    The Huntington National Bank 1 5.38% $7,660

    Campbellsville Average Closing Costs & Other Stats

    Campbellsville, KY's 49 lenders originated 587 loans during 2022. The total origination value was $86,955,000, with an average loan value of $148,135.

    Campbellsville's average closing costs are $3,872.

    The top Campbellsville lender as defined by loan originations is Community Trust Bank, Inc., with 41 loans originated. Their average total fees are $2,680, which is $670 higher than the next largest lender, Forcht Bank.

    The lowest fee Campbellsville lenders (with over 10 loans originated) are Forcht Bank ($2,010), Abound Federal Credit Union ($2,134), Community Trust Bank, Inc. ($2,680), .

    The lowest rate Campbellsville lenders (with over 10 loans originated) are Forcht Bank (4.29%), Community Trust Bank, Inc. (4.86%), Abound Federal Credit Union (5.43%), .

    Campbellsville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Community Trust Bank, Inc. $18,550,000 $19,115,000 3.0% 22.0%
    Forcht Bank $9,305,000 $12,490,000 34.2% 14.4%
    Abound Federal Credit Union $7,435,000 $5,870,000 -21.0% 6.8%
    QUICKEN LOANS, LLC $11,340,000 $4,660,000 -58.9% 5.4%
    Mortgage Research Center, LLC $2,895,000 $2,850,000 -1.6% 3.3%
    STOCKTON MORTGAGE CORPORATION $6,905,000 $2,780,000 -59.7% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $790,000 $1,955,000 147.5% 2.2%
    Magnolia Bank $3,060,000 $1,920,000 -37.3% 2.2%
    Farm Credit Mid-America, ACA $2,210,000 $1,455,000 -34.2% 1.7%
    Mr. Cooper ( Nationstar Mortgage ) $935,000 $1,410,000 50.8% 1.6%
    PENNYMAC LOAN SERVICES, LLC $710,000 $1,305,000 83.8% 1.5%
    LOANDEPOT.COM, LLC $240,000 $1,250,000 420.8% 1.4%
    Limestone Bank, Inc. $145,000 $1,115,000 669.0% 1.3%
    EVERETT FINANCIAL, INC. $950,000 n/a 1.1%
    Flanagan State Bank $995,000 $925,000 -7.0% 1.1%
    JPMorgan Chase Bank $560,000 $900,000 60.7% 1.0%
    MORTGAGE SUPPLIERS, INC. $2,250,000 $870,000 -61.3% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,020,000 $855,000 -16.2% 1.0%
    RUOFF MORTGAGE COMPANY, INC. $205,000 $825,000 302.4% 0.9%
    21ST MORTGAGE CORPORATION $610,000 $775,000 27.0% 0.9%
    Century Mortgage Company DBA Century Lending Company $775,000 n/a 0.9%
    THRIVE MORTGAGE, LLC $195,000 $770,000 294.9% 0.9%
    Paramount Residential Mortgage Group, Inc. $320,000 $760,000 137.5% 0.9%
    AgFirst Farm Credit Bank $125,000 $745,000 496.0% 0.9%
    AMERISAVE MORTGAGE CORPORATION $1,125,000 $685,000 -39.1% 0.8%
    Republic Bank & Trust Company $105,000 $680,000 547.6% 0.8%
    USAA Federal Savings Bank $135,000 $660,000 388.9% 0.8%
    U.S. Bank $650,000 $590,000 -9.2% 0.7%
    Barrington Bank & Trust Company, N.A. $105,000 $575,000 447.6% 0.7%
    SOUTH CENTRAL BANK, INC. $840,000 $570,000 -32.1% 0.7%
    Carrington Mortgage Services, LLC $685,000 $555,000 -19.0% 0.6%
    PNC Bank $330,000 $555,000 68.2% 0.6%
    Wells Fargo Bank $555,000 n/a 0.6%
    T2 FINANCIAL LLC $500,000 n/a 0.6%
    Northpointe Bank $335,000 $490,000 46.3% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,845,000 $470,000 -74.5% 0.5%
    Citizens Bank $605,000 $430,000 -28.9% 0.5%
    The Federal Savings Bank $155,000 $430,000 177.4% 0.5%
    UNION HOME MORTGAGE CORP. $420,000 n/a 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $415,000 n/a 0.5%
    Edmonton State Bank $250,000 $415,000 66.0% 0.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 n/a 0.5%
    NEWREZ LLC $580,000 $330,000 -43.1% 0.4%
    COMMONWEALTH $410,000 $315,000 -23.2% 0.4%
    CHURCHILL MORTGAGE CORPORATION $310,000 n/a 0.4%
    Ally Bank $305,000 n/a 0.4%
    The Huntington National Bank $320,000 $305,000 -4.7% 0.4%
    Wilson & Muir Bank & Trust Company $35,000 $280,000 700.0% 0.3%
    PARTNERS UNITED FINANCIAL, LLC $165,000 $275,000 66.7% 0.3%
    PENTAGON FEDERAL CREDIT UNION $265,000 n/a 0.3%
    Stifel Bank and Trust $265,000 n/a 0.3%
    AMERIFIRST FINANCIAL CORPORATION $1,505,000 $250,000 -83.4% 0.3%
    GENEVA FINANCIAL, LLC $135,000 $250,000 85.2% 0.3%
    NEW DAY FINANCIAL, LLC $385,000 $250,000 -35.1% 0.3%
    Cumberland Valley National Bank & Trust Company $105,000 $245,000 133.3% 0.3%
    First Option Mortgage, LLC $105,000 $245,000 133.3% 0.3%
    CALIBER HOME LOANS, INC. $330,000 $235,000 -28.8% 0.3%
    Nations Lending Corporation $280,000 $235,000 -16.1% 0.3%
    The Park National Bank $235,000 n/a 0.3%
    ASCEND FEDERAL CREDIT UNION $215,000 n/a 0.2%
    Sunflower Bank $215,000 n/a 0.2%
    West Point Bank $345,000 $215,000 -37.7% 0.2%
    HOMESIDE FINANCIAL, LLC $95,000 $205,000 115.8% 0.2%
    INTERLINC MORTGAGE SERVICES, LLC $285,000 $185,000 -35.1% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $515,000 $175,000 -66.0% 0.2%
    The Cecilian Bank $55,000 $170,000 209.1% 0.2%
    Truist $170,000 $170,000 0.0% 0.2%
    George Mason Mortgage, LLC $165,000 n/a 0.2%
    Lakeview Community Capital, LLC $165,000 n/a 0.2%
    ROSS MORTGAGE CORPORATION $245,000 $165,000 -32.7% 0.2%
    Stock Yards Bank & Trust Company $165,000 n/a 0.2%
    Bank of England $565,000 $160,000 -71.7% 0.2%
    GoPrime Mortgage, Inc. $140,000 $155,000 10.7% 0.2%
    GUILD MORTGAGE COMPANY $155,000 n/a 0.2%
    AMCAP MORTGAGE, LTD. $145,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $750,000 $145,000 -80.7% 0.2%
    RELIANCE FIRST CAPITAL, LLC $145,000 n/a 0.2%
    Texana Bank $145,000 n/a 0.2%
    Discover Bank $140,000 n/a 0.2%
    CMG MORTGAGE, INC. $135,000 n/a 0.2%
    DAS Acquisition Company, LLC $135,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $75,000 $135,000 80.0% 0.2%
    SPRING EQ, LLC $75,000 $135,000 80.0% 0.2%
    MORTGAGE MASTERS OF INDIANA, INC. $125,000 n/a 0.1%
    First Harrison Bank $115,000 n/a 0.1%
    VICTORY MORTGAGE, L.L.C. $115,000 n/a 0.1%
    First Financial Bank $670,000 $105,000 -84.3% 0.1%
    Prosperity Home Mortgage, LLC $105,000 n/a 0.1%
    The Monticello Banking Company $155,000 $105,000 -32.3% 0.1%
    German American Bank $95,000 n/a 0.1%
    Plains Commerce Bank $95,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $85,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 $85,000 54.5% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $240,000 $75,000 -68.8% 0.1%
    Core Bank $75,000 n/a 0.1%
    Fifth Third Bank $75,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $75,000 n/a 0.1%
    Equity Prime Mortgage LLC $65,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $1,505,000 $65,000 -95.7% 0.1%
    PHH Mortgage Corporation $65,000 n/a 0.1%
    FirstBank $55,000 n/a 0.1%
    SERVICE ONE $55,000 n/a 0.1%
    UNIVERSITY OF KENTUCKY $55,000 n/a 0.1%

    Campbellsville's top lender by overall market share is Community Trust Bank, Inc., with 22.0% market share. In second place, with 14.4%, is Forcht Bank, having originated $12,490,000 in loans. In third place, with 6.8%, is Abound Federal Credit Union, having originated $5,870,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $4,660,000 in loans. In fifth place, with 3.3%, is Mortgage Research Center, LLC, having originated $2,850,000 in loans.

    Campbellsville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (-5.7%) $156,198 (-13.7%) 0.00 101
    2018-02-01 $153,650 (-1.4%) $160,307 (-8.1%) 0.00 95
    2018-03-01 $159,900 (3.9%) $164,240 (-3.3%) 0.00 88
    2018-04-01 $157,175 (-0.1%) $157,264 (-15.5%) 0.00 94
    2018-05-01 $159,450 (7.1%) $161,699 (-10.9%) 0.00 95
    2018-06-01 $154,950 (4.1%) $154,996 (-11.2%) 0.00 95
    2018-07-01 $158,000 (-3.0%) $158,286 (-10.1%) 0.00 101
    2018-08-01 $149,975 (0.0%) $153,140 (-11.2%) 0.00 99
    2018-09-01 $149,900 (-11.8%) $147,680 (-15.8%) 0.00 119
    2018-10-01 $139,900 (-6.7%) $146,628 (-6.0%) 0.00 123
    2018-11-01 $147,050 (-1.9%) $146,659 (-4.3%) 0.00 119
    2018-12-01 $134,900 (-9.9%) $144,716 (-7.8%) 0.00 117
    2019-01-01 $137,500 (-8.3%) $151,701 (-2.9%) 0.00 101
    2019-02-01 $138,700 (-9.7%) $151,516 (-5.5%) 0.00 99
    2019-03-01 $133,193 (-16.7%) $149,174 (-9.2%) 0.00 99
    2019-04-01 $128,168 (-18.5%) $152,071 (-3.3%) 0.00 100
    2019-05-01 $140,675 (-11.8%) $164,573 (1.8%) 0.00 90
    2019-06-01 $138,000 (-10.9%) $164,286 (6.0%) 0.00 89
    2019-07-01 $139,900 (-11.5%) $172,566 (9.0%) 0.00 88
    2019-08-01 $140,964 (-6.0%) $179,009 (16.9%) 0.00 91
    2019-09-01 $138,734 (-7.5%) $176,275 (19.4%) 0.00 98
    2019-10-01 $138,248 (-1.2%) $174,552 (19.0%) 0.00 103
    2019-11-01 $132,900 (-9.6%) $172,115 (17.4%) 0.00 100
    2019-12-01 $124,800 (-7.5%) $162,526 (12.3%) 0.00 100
    2020-01-01 $123,375 (-10.3%) $163,733 (7.9%) 0.00 99
    2020-02-01 $136,250 (-1.8%) $172,750 (14.0%) 0.00 86
    2020-03-01 $138,850 (4.3%) $180,433 (21.0%) 0.00 76
    2020-04-01 $135,000 (5.3%) $185,300 (21.9%) 0.00 68
    2020-05-01 $143,500 (2.0%) $187,122 (13.7%) 0.00 67
    2020-06-01 $142,600 (3.3%) $188,578 (14.8%) 0.00 65
    2020-07-01 $142,750 (2.0%) $197,431 (14.4%) 0.00 56
    2020-08-01 $148,800 (5.6%) $214,984 (20.1%) 0.00 54
    2020-09-01 $181,950 (31.2%) $237,488 (34.7%) 0.00 50
    2020-10-01 $179,900 (30.1%) $230,834 (32.2%) 0.00 55
    2020-11-01 $161,700 (21.7%) $228,061 (32.5%) 0.00 57
    2020-12-01 $177,400 (42.2%) $239,258 (47.2%) 0.00 44
    2021-01-01 $172,500 (39.8%) $230,223 (40.6%) 0.00 47
    2021-02-01 $169,600 (24.5%) $230,857 (33.6%) 0.00 42
    2021-03-01 $178,650 (28.7%) $227,018 (25.8%) 0.00 46
    2021-04-01 $175,725 (30.2%) $212,323 (14.6%) 0.00 45
    2021-05-01 $189,500 (32.1%) $276,360 (47.7%) 0.00 31
    2021-06-01 $201,375 (41.2%) $290,330 (54.0%) 0.00 34
    2021-07-01 $229,000 (60.4%) $281,621 (42.6%) 0.00 43
    2021-08-01 $246,450 (65.6%) $282,066 (31.2%) 0.00 51
    2021-09-01 $244,864 (34.6%) $273,843 (15.3%) 0.00 70
    2021-10-01 $234,839 (30.5%) $274,045 (18.7%) 0.00 67
    2021-11-01 $223,475 (38.2%) $292,019 (28.0%) 0.00 62
    2021-12-01 $224,725 (26.7%) $307,180 (28.4%) 0.00 55
    2022-01-01 $205,450 (19.1%) $276,194 (20.0%) 0.00 59
    2022-02-01 $204,000 (20.3%) $295,052 (27.8%) 0.00 58
    2022-03-01 $223,225 (25.0%) $308,255 (35.8%) 0.00 56
    2022-04-01 $242,450 (38.0%) $319,353 (50.4%) 0.00 61
    2022-05-01 $249,900 (31.9%) $321,978 (16.5%) 0.00 62
    2022-06-01 $247,200 (22.8%) $305,030 (5.1%) 0.00 67
    2022-07-01 $229,000 (0.0%) $307,416 (9.2%) 0.00 74
    2022-08-01 $219,900 (-10.8%) $23,524,874 (8,240.2%) 0.00 89
    2022-09-01 $227,500 (-7.1%) $311,677 (13.8%) 0.00 95
    2022-10-01 $235,000 (0.1%) $304,223 (11.0%) 0.00 97
    2022-11-01 $229,975 (2.9%) $293,548 (0.5%) 0.00 93
    2022-12-01 $226,000 (0.6%) $293,408 (-4.5%) 0.00 91
    2023-01-01 $213,650 (4.0%) $274,252 (-0.7%) 0.00 71
    2023-02-01 $198,225 (-2.8%) $267,546 (-9.3%) 0.00 72
    Campbellsville's median listing price for 2023-02-01 was $198,225, a difference of $-5,775 (-2.8%) versus the prior year and $-15,425 versus the prior month.

    Campbellsville's median listing price comes in at 0% of the national average.

    Campbellsville's average listing price for 2023-02-01 was $267,546, a difference of $-27,506 (-9.3%) versus the prior year and $-6,706 versus the prior month.

    For the 2023-02-01 period, Campbellsville had 72 MLS listings, a difference of 1 listings (1%) versus the prior month and 14 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,710 sqft
    2018-02-01 0 days 1,787 sqft
    2018-03-01 0 days 1,704 sqft
    2018-04-01 0 days 1,695 sqft
    2018-05-01 0 days 1,684 sqft
    2018-06-01 0 days 1,677 sqft
    2018-07-01 0 days 1,692 sqft
    2018-08-01 0 days 1,665 sqft
    2018-09-01 0 days 1,666 sqft
    2018-10-01 0 days 1,663 sqft
    2018-11-01 0 days 1,507 sqft
    2018-12-01 0 days 1,485 sqft
    2019-01-01 0 days 1,528 sqft
    2019-02-01 0 days 1,612 sqft
    2019-03-01 0 days 1,617 sqft
    2019-04-01 0 days 1,621 sqft
    2019-05-01 0 days 1,590 sqft
    2019-06-01 0 days 1,485 sqft
    2019-07-01 0 days 1,637 sqft
    2019-08-01 0 days 1,714 sqft
    2019-09-01 0 days 1,681 sqft
    2019-10-01 0 days 1,694 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,690 sqft
    2020-01-01 0 days 1,693 sqft
    2020-02-01 0 days 1,736 sqft
    2020-03-01 0 days 1,799 sqft
    2020-04-01 0 days 1,771 sqft
    2020-05-01 0 days 1,854 sqft
    2020-06-01 0 days 1,801 sqft
    2020-07-01 0 days 1,650 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,808 sqft
    2020-11-01 0 days 1,769 sqft
    2020-12-01 0 days 1,961 sqft
    2021-01-01 0 days 2,060 sqft
    2021-02-01 0 days 2,173 sqft
    2021-03-01 0 days 2,007 sqft
    2021-04-01 0 days 1,883 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,792 sqft
    2021-07-01 0 days 1,814 sqft
    2021-08-01 0 days 1,937 sqft
    2021-09-01 0 days 1,915 sqft
    2021-10-01 0 days 1,719 sqft
    2021-11-01 0 days 1,608 sqft
    2021-12-01 0 days 1,743 sqft
    2022-01-01 0 days 1,536 sqft
    2022-02-01 0 days 1,468 sqft
    2022-03-01 0 days 1,558 sqft
    2022-04-01 0 days 1,628 sqft
    2022-05-01 0 days 1,784 sqft
    2022-06-01 0 days 1,829 sqft
    2022-07-01 0 days 1,762 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,839 sqft
    2022-10-01 0 days 1,736 sqft
    2022-11-01 0 days 1,810 sqft
    2022-12-01 0 days 1,700 sqft
    2023-01-01 0 days 1,527 sqft
    2023-02-01 0 days 1,581 sqft
    Campbellsville's median listing age (time on market) for 2023-02-01 was 0 days.

    Campbellsville's median square footage for active listings during the 2023-02-01 period was 1,581 sqft. One year prior, the average listing was 1,468 sqft.

    Campbellsville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 299 $55,215,000 $184,666
    Refi 87 $11,115,000 $127,759
    Cash Out Refi 79 $11,805,000 $149,430
    Other 68 $5,850,000 $86,029
    Home Improvement 54 $2,970,000 $55,000

    Campbellsville's most frequently cited loan purpose was Home Purchase, with 299 originations. The 2nd most popular reason was Refi, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 166 $24,600,000 $148,193
    3-4% 149 $22,585,000 $151,577
    4-5% 126 $21,160,000 $167,937
    6-7% 66 $9,840,000 $149,091
    7-8% 28 $2,740,000 $97,857
    Over 8% 18 $1,020,000 $56,667
    2.5-3% 15 $2,155,000 $143,667
    <2.5% 8 $1,280,000 $160,000

    During 2022, Campbellsville's most frequently originated rate bucket was 5-6%, with 166 originations.

    Loan Sizing (Campbellsville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 233 $13,305,000 $57,103
    $100k-200k 210 $29,780,000 $141,810
    $200k-400k 122 $31,980,000 $262,131
    $400k-600k 15 $7,005,000 $467,000
    $600k-1000k 7 $4,885,000 $697,857

    Campbellsville's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $13,305,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 212 $41,700,000 $196,698
    60-80% 148 $25,850,000 $174,662
    20-40% 95 $6,335,000 $66,684
    40-60% 56 $7,040,000 $125,714
    Under 20% 51 $1,785,000 $35,000
    Over 100% 12 $2,400,000 $200,000

    Campbellsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 212 originations, totaling $41,700,000 in origination value.