Campbellsville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Campbellsville averaged
6.17%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.03% and
one month ago for the week of 2024-08-29, the
average rate was 6.1%.
Campbellsville's average rate one year ago was 7.06%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Campbellsville 30 Year Fixed Rate | 2024-10-03 | 6.17% |
Campbellsville 30 Year Fixed Rate Refi | 2024-10-03 | 6.32% |
Campbellsville 15 Year Fixed Rate | 2024-10-03 | 5.15% |
Campbellsville 15 Year Fixed Rate Refi | 2024-10-03 | 5.15% |
Campbellsville 30 Year FHA | 2024-10-03 | 5.79% |
Campbellsville 30 Year FHA Refi | 2024-10-03 | 5.79% |
Campbellsville 30 Year USDA | 2024-10-03 | 5.77% |
Campbellsville 30 Year USDA Refi | 2024-10-03 | 5.87% |
Campbellsville 30 Year VA | 2024-10-03 | 5.7% |
Campbellsville 30 Year VA Refi | 2024-10-03 | 5.6% |
Campbellsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Campbellsville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Campbellsville Average Closing Costs & Other Stats
Campbellsville, KY's 32 lenders originated 455
loans during 2023. The total origination value was $63,505,000, with an average loan value of
$139,571.
Campbellsville's average closing costs are $4,031.
The top Campbellsville lender as defined by loan originations is Community Trust Bank, Inc., with
24 loans originated. Their average total fees are
$1,900, which is $432
lower than the next largest lender,
Abound Federal Credit Union.
The lowest fee Campbellsville lenders (with over 10 loans originated) are
Community Trust Bank, Inc. ($1,900), Abound Federal Credit Union ($2,332), Forcht Bank ($2,365), QUICKEN LOANS, LLC ($5,101) and .
The lowest rate Campbellsville lenders (with over 10 loans originated) are
Abound Federal Credit Union (5.76%), Community Trust Bank, Inc. (6.23%), Forcht Bank (6.39%), QUICKEN LOANS, LLC (6.81%) and .
Campbellsville, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Community Trust Bank, Inc. | $19,115,000 | $13,870,000 | -27.4% | 21.8% |
Forcht Bank | $12,490,000 | $6,050,000 | -51.6% | 9.5% |
Abound Federal Credit Union | $5,870,000 | $4,920,000 | -16.2% | 7.7% |
QUICKEN LOANS, LLC | $4,660,000 | $4,575,000 | -1.8% | 7.2% |
STOCKTON MORTGAGE CORPORATION | $2,780,000 | $3,170,000 | 14.0% | 5.0% |
UNITED WHOLESALE MORTGAGE, LLC | $1,955,000 | $2,890,000 | 47.8% | 4.6% |
Farm Credit Mid-America, ACA | $1,455,000 | $1,960,000 | 34.7% | 3.1% |
Mortgage Research Center, LLC | $2,850,000 | $1,385,000 | -51.4% | 2.2% |
The Lincoln National Bank of Hodgenville | $1,310,000 | n/a | 2.1% | |
RUOFF MORTGAGE COMPANY, INC. | $825,000 | $1,290,000 | 56.4% | 2.0% |
Magnolia Bank | $1,920,000 | $1,185,000 | -38.3% | 1.9% |
NAVY FEDERAL CREDIT UNION | $145,000 | $1,060,000 | 631.0% | 1.7% |
Edmonton State Bank | $415,000 | $1,040,000 | 150.6% | 1.6% |
21ST MORTGAGE CORPORATION | $775,000 | $995,000 | 28.4% | 1.6% |
Peoples Bank | $950,000 | n/a | 1.5% | |
HOMESIDE FINANCIAL, LLC | $205,000 | $870,000 | 324.4% | 1.4% |
The Cecilian Bank | $170,000 | $735,000 | 332.4% | 1.2% |
Bank of Buffalo | $655,000 | n/a | 1.0% | |
FREEDOM MORTGAGE CORPORATION | $470,000 | $650,000 | 38.3% | 1.0% |
Truist | $170,000 | $635,000 | 273.5% | 1.0% |
GoPrime Mortgage, Inc. | $155,000 | $630,000 | 306.5% | 1.0% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $595,000 | n/a | 0.9% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $575,000 | n/a | 0.9% | |
Prosperity Home Mortgage, LLC | $105,000 | $555,000 | 428.6% | 0.9% |
Northpointe Bank | $490,000 | $535,000 | 9.2% | 0.8% |
ROSS MORTGAGE CORPORATION | $165,000 | $525,000 | 218.2% | 0.8% |
Heritage Bank | $445,000 | n/a | 0.7% | |
UNION HOME MORTGAGE CORP. | $420,000 | $440,000 | 4.8% | 0.7% |
Barrington Bank & Trust Company, N.A. | $575,000 | $425,000 | -26.1% | 0.7% |
Century Mortgage Company DBA Century Lending Company | $775,000 | $420,000 | -45.8% | 0.7% |
COMMONWEALTH | $315,000 | $370,000 | 17.5% | 0.6% |
SOUTH CENTRAL BANK, INC. | $570,000 | $365,000 | -36.0% | 0.6% |
U.S. Bank | $590,000 | $365,000 | -38.1% | 0.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $855,000 | $355,000 | -58.5% | 0.6% |
The Citizens National Bank of Bluffton | $335,000 | n/a | 0.5% | |
JPMorgan Chase Bank | $900,000 | $330,000 | -63.3% | 0.5% |
LOANDEPOT.COM, LLC | $1,250,000 | $320,000 | -74.4% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $415,000 | $315,000 | -24.1% | 0.5% |
NEWREZ LLC | $330,000 | $290,000 | -12.1% | 0.5% |
THRIVE MORTGAGE, LLC | $770,000 | $270,000 | -64.9% | 0.4% |
The Citizens National Bank of Somerset | $255,000 | n/a | 0.4% | |
Citizens Bank | $430,000 | $225,000 | -47.7% | 0.4% |
Sierra Pacific Mortgage Company, Inc. | $225,000 | n/a | 0.4% | |
PENNYMAC LOAN SERVICES, LLC | $1,305,000 | $205,000 | -84.3% | 0.3% |
Leaders Credit Union | $195,000 | n/a | 0.3% | |
Victorian Finance, LLC | $195,000 | n/a | 0.3% | |
PNC Bank | $555,000 | $185,000 | -66.7% | 0.3% |
USAA Federal Savings Bank | $660,000 | $185,000 | -72.0% | 0.3% |
ENDEAVOR CAPITAL, LLC. | $175,000 | n/a | 0.3% | |
ENVOY MORTGAGE, LTD | $175,000 | n/a | 0.3% | |
T2 FINANCIAL LLC | $500,000 | $175,000 | -65.0% | 0.3% |
Carrington Mortgage Services, LLC | $555,000 | $170,000 | -69.4% | 0.3% |
EVERETT FINANCIAL, INC. | $950,000 | $160,000 | -83.2% | 0.3% |
German American Bank | $95,000 | $150,000 | 57.9% | 0.2% |
SUCCESS MORTGAGE PARTNERS, INC. | $150,000 | n/a | 0.2% | |
NOVA FINANCIAL & INVESTMENT CORPORATION | $145,000 | n/a | 0.2% | |
Wells Fargo Bank | $555,000 | $140,000 | -74.8% | 0.2% |
Bank of England | $160,000 | $135,000 | -15.6% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $135,000 | $135,000 | 0.0% | 0.2% |
LIMA ONE CAPITAL, LLC | $135,000 | n/a | 0.2% | |
MEMBER FIRST MORTGAGE, LLC | $135,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $685,000 | $125,000 | -81.8% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $115,000 | n/a | 0.2% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $175,000 | $110,000 | -37.1% | 0.2% |
NUMARK CREDIT UNION | $105,000 | n/a | 0.2% | |
Discover Bank | $140,000 | $95,000 | -32.1% | 0.1% |
Republic State Mortgage Co. | $75,000 | n/a | 0.1% | |
Limestone Bank, Inc. | $1,115,000 | $65,000 | -94.2% | 0.1% |
L & N Federal Credit Union | $65,000 | n/a | 0.1% | |
UNIVERSITY OF KENTUCKY | $55,000 | $65,000 | 18.2% | 0.1% |
First Financial Bank | $105,000 | $55,000 | -47.6% | 0.1% |
Coastal Community Bank | $45,000 | n/a | 0.1% | |
Advanz Federal Credit Union | $25,000 | n/a | 0.0% | |
Old National Bank | $25,000 | n/a | 0.0% | |
SERVICE ONE | $55,000 | $15,000 | -72.7% | 0.0% |
Campbellsville's top lender by overall market share is Community Trust Bank, Inc., with 21.8% market share. In second place, with 9.5%, is Forcht Bank, having originated $6,050,000 in loans. In third place, with 7.7%, is Abound Federal Credit Union, having originated $4,920,000 in loans. In fourth place, with 7.2%, is QUICKEN LOANS, LLC, having originated $4,575,000 in loans. In fifth place, with 5.0%, is STOCKTON MORTGAGE CORPORATION, having originated $3,170,000 in loans.
Campbellsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,900 (-5.7%) | $156,198 (-13.7%) | 0.00 | 101 |
2018-02-01 | $153,650 (-1.4%) | $160,307 (-8.1%) | 0.00 | 95 |
2018-03-01 | $159,900 (3.9%) | $164,240 (-3.3%) | 0.00 | 88 |
2018-04-01 | $157,175 (-0.1%) | $157,264 (-15.5%) | 0.00 | 94 |
2018-05-01 | $159,450 (7.1%) | $161,699 (-10.9%) | 0.00 | 95 |
2018-06-01 | $154,950 (4.1%) | $154,996 (-11.2%) | 0.00 | 95 |
2018-07-01 | $158,000 (-3.0%) | $158,286 (-10.1%) | 0.00 | 101 |
2018-08-01 | $149,975 (0.0%) | $153,140 (-11.2%) | 0.00 | 99 |
2018-09-01 | $149,900 (-11.8%) | $147,680 (-15.8%) | 0.00 | 119 |
2018-10-01 | $139,900 (-6.7%) | $146,628 (-6.0%) | 0.00 | 123 |
2018-11-01 | $147,050 (-1.9%) | $146,659 (-4.3%) | 0.00 | 119 |
2018-12-01 | $134,900 (-9.9%) | $144,716 (-7.8%) | 0.00 | 117 |
2019-01-01 | $137,500 (-8.3%) | $151,701 (-2.9%) | 0.00 | 101 |
2019-02-01 | $138,700 (-9.7%) | $151,516 (-5.5%) | 0.00 | 99 |
2019-03-01 | $133,193 (-16.7%) | $149,174 (-9.2%) | 0.00 | 99 |
2019-04-01 | $128,168 (-18.5%) | $152,071 (-3.3%) | 0.00 | 100 |
2019-05-01 | $140,675 (-11.8%) | $164,573 (1.8%) | 0.00 | 90 |
2019-06-01 | $138,000 (-10.9%) | $164,286 (6.0%) | 0.00 | 89 |
2019-07-01 | $139,900 (-11.5%) | $172,566 (9.0%) | 0.00 | 88 |
2019-08-01 | $140,964 (-6.0%) | $179,009 (16.9%) | 0.00 | 91 |
2019-09-01 | $138,734 (-7.5%) | $176,275 (19.4%) | 0.00 | 98 |
2019-10-01 | $138,248 (-1.2%) | $174,552 (19.0%) | 0.00 | 103 |
2019-11-01 | $132,900 (-9.6%) | $172,115 (17.4%) | 0.00 | 100 |
2019-12-01 | $124,800 (-7.5%) | $162,526 (12.3%) | 0.00 | 100 |
2020-01-01 | $123,375 (-10.3%) | $163,733 (7.9%) | 0.00 | 99 |
2020-02-01 | $136,250 (-1.8%) | $172,750 (14.0%) | 0.00 | 86 |
2020-03-01 | $138,850 (4.3%) | $180,433 (21.0%) | 0.00 | 76 |
2020-04-01 | $135,000 (5.3%) | $185,300 (21.9%) | 0.00 | 68 |
2020-05-01 | $143,500 (2.0%) | $187,122 (13.7%) | 0.00 | 67 |
2020-06-01 | $142,600 (3.3%) | $188,578 (14.8%) | 0.00 | 65 |
2020-07-01 | $142,750 (2.0%) | $197,431 (14.4%) | 0.00 | 56 |
2020-08-01 | $148,800 (5.6%) | $214,984 (20.1%) | 0.00 | 54 |
2020-09-01 | $181,950 (31.2%) | $237,488 (34.7%) | 0.00 | 50 |
2020-10-01 | $179,900 (30.1%) | $230,834 (32.2%) | 0.00 | 55 |
2020-11-01 | $161,700 (21.7%) | $228,061 (32.5%) | 0.00 | 57 |
2020-12-01 | $174,900 (40.1%) | $236,936 (45.8%) | 0.00 | 44 |
2021-01-01 | $171,200 (38.8%) | $227,717 (39.1%) | 0.00 | 48 |
2021-02-01 | $167,350 (22.8%) | $228,141 (32.1%) | 0.00 | 43 |
2021-03-01 | $176,150 (26.9%) | $224,603 (24.5%) | 0.00 | 47 |
2021-04-01 | $172,750 (28.0%) | $210,254 (13.5%) | 0.00 | 46 |
2021-05-01 | $189,500 (32.1%) | $276,360 (47.7%) | 0.00 | 32 |
2021-06-01 | $201,375 (41.2%) | $290,330 (54.0%) | 0.00 | 34 |
2021-07-01 | $229,000 (60.4%) | $281,621 (42.6%) | 0.00 | 43 |
2021-08-01 | $246,450 (65.6%) | $282,066 (31.2%) | 0.00 | 51 |
2021-09-01 | $244,864 (34.6%) | $273,843 (15.3%) | 0.00 | 70 |
2021-10-01 | $234,839 (30.5%) | $274,045 (18.7%) | 0.00 | 67 |
2021-11-01 | $223,475 (38.2%) | $292,019 (28.0%) | 0.00 | 62 |
2021-12-01 | $224,725 (28.5%) | $307,180 (29.7%) | 0.00 | 55 |
2022-01-01 | $205,450 (20.0%) | $276,194 (21.3%) | 0.00 | 59 |
2022-02-01 | $204,000 (21.9%) | $295,052 (29.3%) | 0.00 | 58 |
2022-03-01 | $223,225 (26.7%) | $308,255 (37.2%) | 0.00 | 56 |
2022-04-01 | $242,450 (40.4%) | $319,353 (51.9%) | 0.00 | 61 |
2022-05-01 | $249,900 (31.9%) | $321,978 (16.5%) | 0.00 | 62 |
2022-06-01 | $247,200 (22.8%) | $305,030 (5.1%) | 0.00 | 67 |
2022-07-01 | $229,000 (0.0%) | $307,416 (9.2%) | 0.00 | 74 |
2022-08-01 | $219,900 (-10.8%) | $23,524,874 (8,240.2%) | 0.00 | 89 |
2022-09-01 | $227,500 (-7.1%) | $311,677 (13.8%) | 0.00 | 95 |
2022-10-01 | $235,000 (0.1%) | $304,223 (11.0%) | 0.00 | 97 |
2022-11-01 | $229,975 (2.9%) | $293,548 (0.5%) | 0.00 | 93 |
2022-12-01 | $226,000 (0.6%) | $293,408 (-4.5%) | 0.00 | 91 |
2023-01-01 | $213,650 (4.0%) | $274,252 (-0.7%) | 0.00 | 71 |
2023-02-01 | $198,225 (-2.8%) | $267,546 (-9.3%) | 0.00 | 72 |
2023-03-01 | $235,900 (5.7%) | $299,794 (-2.7%) | 0.00 | 72 |
2023-04-01 | $242,250 (-0.1%) | $321,435 (0.7%) | 0.00 | 72 |
2023-05-01 | $256,000 (2.4%) | $336,025 (4.4%) | 0.00 | 78 |
2023-06-01 | $299,675 (21.2%) | $343,532 (12.6%) | 0.00 | 81 |
2023-07-01 | $298,500 (30.4%) | $346,940 (12.9%) | 0.00 | 87 |
2023-08-01 | $296,450 (34.8%) | $350,489 (-98.5%) | 0.00 | 84 |
2023-09-01 | $294,900 (29.6%) | $348,869 (11.9%) | 0.00 | 82 |
2023-10-01 | $296,350 (26.1%) | $344,801 (13.3%) | 0.00 | 81 |
2023-11-01 | $288,450 (25.4%) | $332,727 (13.4%) | 0.00 | 86 |
2023-12-01 | $279,900 (23.9%) | $332,162 (13.2%) | 0.00 | 87 |
2024-01-01 | $293,650 (37.4%) | $338,936 (23.6%) | 0.00 | 87 |
2024-02-01 | $279,000 (40.8%) | $325,340 (21.6%) | 0.00 | 80 |
2024-03-01 | $274,450 (16.3%) | $321,670 (7.3%) | 0.00 | 80 |
2024-04-01 | $264,250 (9.1%) | $325,356 (1.2%) | 0.00 | 91 |
2024-05-01 | $262,700 (2.6%) | $318,464 (-5.2%) | 0.00 | 89 |
2024-06-01 | $269,750 (-10.0%) | $337,386 (-1.8%) | 0.00 | 91 |
2024-07-01 | $279,675 (-6.3%) | $354,264 (2.1%) | 0.00 | 94 |
2024-08-01 | $289,500 (-2.3%) | $337,810 (-3.6%) | 0.00 | 100 |
2024-09-01 | $279,000 (-5.4%) | $325,640 (-6.7%) | 0.00 | 117 |
Campbellsville's median listing price comes in at 0% of the national average.
Campbellsville's average listing price for 2024-09-01 was $325,640, a difference of $-23,229 (-6.7%) versus the prior year and $-12,170 versus the prior month.
For the 2024-09-01 period, Campbellsville had 117 MLS listings, a difference of 17 listings (17%) versus the prior month and 35 listings (43%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Campbellsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,710 sqft |
2018-02-01 | 0 days | 1,787 sqft |
2018-03-01 | 0 days | 1,704 sqft |
2018-04-01 | 0 days | 1,695 sqft |
2018-05-01 | 0 days | 1,684 sqft |
2018-06-01 | 0 days | 1,677 sqft |
2018-07-01 | 0 days | 1,692 sqft |
2018-08-01 | 0 days | 1,665 sqft |
2018-09-01 | 0 days | 1,664 sqft |
2018-10-01 | 0 days | 1,660 sqft |
2018-11-01 | 0 days | 1,496 sqft |
2018-12-01 | 0 days | 1,483 sqft |
2019-01-01 | 0 days | 1,510 sqft |
2019-02-01 | 0 days | 1,583 sqft |
2019-03-01 | 0 days | 1,597 sqft |
2019-04-01 | 0 days | 1,612 sqft |
2019-05-01 | 0 days | 1,572 sqft |
2019-06-01 | 0 days | 1,485 sqft |
2019-07-01 | 0 days | 1,620 sqft |
2019-08-01 | 0 days | 1,709 sqft |
2019-09-01 | 0 days | 1,685 sqft |
2019-10-01 | 0 days | 1,716 sqft |
2019-11-01 | 0 days | 1,724 sqft |
2019-12-01 | 0 days | 1,700 sqft |
2020-01-01 | 0 days | 1,703 sqft |
2020-02-01 | 0 days | 1,736 sqft |
2020-03-01 | 0 days | 1,808 sqft |
2020-04-01 | 0 days | 1,771 sqft |
2020-05-01 | 0 days | 1,851 sqft |
2020-06-01 | 0 days | 1,801 sqft |
2020-07-01 | 0 days | 1,665 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,808 sqft |
2020-10-01 | 0 days | 1,808 sqft |
2020-11-01 | 0 days | 1,763 sqft |
2020-12-01 | 0 days | 1,912 sqft |
2021-01-01 | 0 days | 2,024 sqft |
2021-02-01 | 0 days | 2,025 sqft |
2021-03-01 | 0 days | 1,973 sqft |
2021-04-01 | 0 days | 1,804 sqft |
2021-05-01 | 0 days | 1,695 sqft |
2021-06-01 | 0 days | 1,733 sqft |
2021-07-01 | 0 days | 1,795 sqft |
2021-08-01 | 0 days | 1,930 sqft |
2021-09-01 | 0 days | 1,875 sqft |
2021-10-01 | 0 days | 1,664 sqft |
2021-11-01 | 0 days | 1,577 sqft |
2021-12-01 | 0 days | 1,719 sqft |
2022-01-01 | 0 days | 1,492 sqft |
2022-02-01 | 0 days | 1,468 sqft |
2022-03-01 | 0 days | 1,536 sqft |
2022-04-01 | 0 days | 1,628 sqft |
2022-05-01 | 0 days | 1,784 sqft |
2022-06-01 | 0 days | 1,829 sqft |
2022-07-01 | 0 days | 1,754 sqft |
2022-08-01 | 0 days | 1,775 sqft |
2022-09-01 | 0 days | 1,870 sqft |
2022-10-01 | 0 days | 1,837 sqft |
2022-11-01 | 0 days | 1,841 sqft |
2022-12-01 | 0 days | 1,800 sqft |
2023-01-01 | 0 days | 1,542 sqft |
2023-02-01 | 0 days | 1,586 sqft |
2023-03-01 | 0 days | 1,754 sqft |
2023-04-01 | 0 days | 1,652 sqft |
2023-05-01 | 0 days | 1,938 sqft |
2023-06-01 | 0 days | 1,908 sqft |
2023-07-01 | 0 days | 1,902 sqft |
2023-08-01 | 0 days | 1,805 sqft |
2023-09-01 | 0 days | 1,866 sqft |
2023-10-01 | 0 days | 2,012 sqft |
2023-11-01 | 0 days | 1,898 sqft |
2023-12-01 | 0 days | 1,824 sqft |
2024-01-01 | 0 days | 1,902 sqft |
2024-02-01 | 0 days | 1,840 sqft |
2024-03-01 | 0 days | 1,750 sqft |
2024-04-01 | 0 days | 1,665 sqft |
2024-05-01 | 0 days | 1,523 sqft |
2024-06-01 | 0 days | 1,550 sqft |
2024-07-01 | 0 days | 1,657 sqft |
2024-08-01 | 0 days | 1,692 sqft |
2024-09-01 | 0 days | 1,609 sqft |
Campbellsville's median square footage for active listings during the 2024-09-01 period was 1,609 sqft. One year prior, the average listing was 1,866 sqft.
Campbellsville, KY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 247 | $41,205,000 | $166,822 |
Other | 63 | $4,115,000 | $65,317 |
Refi | 61 | $8,065,000 | $132,213 |
Cash Out Refi | 43 | $6,895,000 | $160,349 |
Home Improvement | 41 | $3,225,000 | $78,659 |
Campbellsville's most frequently cited loan purpose was Home Purchase, with 247 originations. The 2nd most popular reason was Other, with 63 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 154 | $25,810,000 | $167,597 |
Over 8% | 106 | $7,450,000 | $70,283 |
7-8% | 98 | $13,220,000 | $134,898 |
5-6% | 71 | $13,975,000 | $196,831 |
4-5% | 10 | $1,510,000 | $151,000 |
3-4% | 6 | $60,000 | $10,000 |
<2.5% | 1 | $105,000 | $105,000 |
During 2023, Campbellsville's most frequently originated rate bucket was 6-7%, with 154 originations.
Loan Sizing (Campbellsville, KY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 187 | $10,315,000 | $55,160 |
$100k-200k | 179 | $25,985,000 | $145,168 |
$200k-400k | 72 | $18,570,000 | $257,917 |
$400k-600k | 15 | $7,095,000 | $473,000 |
$600k-1000k | 2 | $1,540,000 | $770,000 |
Campbellsville's loan sizing saw the bucket of loans from $100,000 or less with 187 originations, totaling $10,315,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 177 | $32,495,000 | $183,588 |
60-80% | 82 | $14,590,000 | $177,927 |
20-40% | 68 | $4,720,000 | $69,412 |
40-60% | 60 | $7,280,000 | $121,333 |
Under 20% | 51 | $1,615,000 | $31,667 |
Over 100% | 7 | $1,395,000 | $199,286 |
Campbellsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 177 originations, totaling $32,495,000 in origination value.