BOWLING GREEN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Bowling Green averaged
6.93%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.66% and
one month ago for the week of 2023-02-09, the
average rate was 6.15%.
Bowling Green's average rate one year ago was 4.18%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.89%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Bowling Green 30 Year Fixed Rate | 2023-03-16 | 6.93% |
| Bowling Green 30 Year Fixed Rate Refi | 2023-03-16 | 6.89% |
| Bowling Green 15 Year Fixed Rate | 2023-03-16 | 6.3% |
| Bowling Green 15 Year Fixed Rate Refi | 2023-03-16 | 6.08% |
| Bowling Green 30 Year FHA | 2023-03-16 | 6.58% |
| Bowling Green 30 Year FHA Refi | 2023-03-16 | 6.19% |
| Bowling Green 30 Year USDA | 2023-03-16 | 6.51% |
| Bowling Green 30 Year USDA Refi | 2023-03-16 | 6.16% |
| Bowling Green 30 Year VA | 2023-03-16 | 6.25% |
| Bowling Green 30 Year VA Refi | 2023-03-16 | 6.09% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOWLING GREEN, KY.
BOWLING GREEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOWLING GREEN Average Closing Costs & Other Stats
BOWLING GREEN, KY's 177 lenders originated 7,281
loans during 2021. The total origination value was $1,588,245,000, with an average loan value of
$218,136.
BOWLING GREEN's average closing costs are $3,870.
The top BOWLING GREEN lender as defined by loan originations is Citizens Bank, with
216 loans originated. Their average total fees are
$2,775, which is $316
lower than the next largest lender,
Republic State Mortgage Co..
The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are
Morgantown Bank & Trust Company, Incorporated ($1,665), The Monticello Banking Company ($2,077), SERVICE ONE ($2,187), Edmonton State Bank ($2,230) and Abound Federal Credit Union ($2,254).
The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.84%), BETTER MORTGAGE CORPORATION (2.93%), Republic State Mortgage Co. (2.97%), SOUTH CENTRAL BANK, INC. (2.97%) and Magnolia Bank (2.98%).
BOWLING GREEN, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| SOUTH CENTRAL BANK, INC. | $115,940,000 | $86,705,000 | -25.2% | 5.5% |
| Edmonton State Bank | $76,680,000 | $86,090,000 | 12.3% | 5.4% |
| QUICKEN LOANS, LLC | $70,130,000 | $82,945,000 | 18.3% | 5.2% |
| Citizens Bank | $49,860,000 | $73,695,000 | 47.8% | 4.6% |
| Republic State Mortgage Co. | $70,735,000 | $73,225,000 | 3.5% | 4.6% |
| U.S. Bank | $84,910,000 | $70,700,000 | -16.7% | 4.5% |
| American Bank & Trust Company, Inc. | $36,900,000 | $59,870,000 | 62.2% | 3.8% |
| German American Bank | $45,115,000 | $57,285,000 | 27.0% | 3.6% |
| FirstBank | $25,455,000 | $44,105,000 | 73.3% | 2.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $31,970,000 | $43,995,000 | 37.6% | 2.8% |
| STOCKTON MORTGAGE CORPORATION | $47,055,000 | $41,620,000 | -11.6% | 2.6% |
| Magnolia Bank | $44,990,000 | $39,680,000 | -11.8% | 2.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $38,335,000 | $38,955,000 | 1.6% | 2.5% |
| EVANSVILLE TEACHERS | $50,510,000 | $37,580,000 | -25.6% | 2.4% |
| RUOFF MORTGAGE COMPANY, INC. | $19,065,000 | $37,030,000 | 94.2% | 2.3% |
| Independence Bank of Kentucky | $54,605,000 | $32,635,000 | -40.2% | 2.1% |
| Truist Bank | $36,445,000 | $29,135,000 | -20.1% | 1.8% |
| Franklin Bank & Trust Company | $19,430,000 | $26,595,000 | 36.9% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $22,360,000 | $23,885,000 | 6.8% | 1.5% |
| Morgantown Bank & Trust Company, Incorporated | $23,290,000 | $23,005,000 | -1.2% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $15,605,000 | $22,945,000 | 47.0% | 1.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $9,390,000 | $20,135,000 | 114.4% | 1.3% |
| Hancock Bank & Trust Company | $69,740,000 | $18,945,000 | -72.8% | 1.2% |
| The Monticello Banking Company | $17,345,000 | $16,705,000 | -3.7% | 1.1% |
| SERVICE ONE | $18,375,000 | $16,410,000 | -10.7% | 1.0% |
| Mortgage Research Center, LLC | $13,540,000 | $16,020,000 | 18.3% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,095,000 | $15,895,000 | 31.4% | 1.0% |
| Merchants Bank of Indiana | $15,655,000 | n/a | 1.0% | |
| Farmers Bank and Trust Company | $13,705,000 | $14,795,000 | 8.0% | 0.9% |
| First Southern National Bank | $9,470,000 | $14,300,000 | 51.0% | 0.9% |
| Bank of Edmonson County | $12,320,000 | $13,620,000 | 10.6% | 0.9% |
| PNC Bank | $10,855,000 | $13,450,000 | 23.9% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $7,370,000 | $12,945,000 | 75.6% | 0.8% |
| Abound Federal Credit Union | $18,270,000 | $12,880,000 | -29.5% | 0.8% |
| Wells Fargo Bank | $6,805,000 | $12,695,000 | 86.6% | 0.8% |
| JPMorgan Chase Bank | $8,280,000 | $12,390,000 | 49.6% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $5,415,000 | $12,105,000 | 123.5% | 0.8% |
| Bank of England | $19,445,000 | $11,900,000 | -38.8% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $4,355,000 | $10,885,000 | 149.9% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,295,000 | $10,870,000 | 31.0% | 0.7% |
| LOANDEPOT.COM, LLC | $5,050,000 | $9,140,000 | 81.0% | 0.6% |
| FBC MORTGAGE, LLC | $8,150,000 | $8,725,000 | 7.1% | 0.5% |
| Farm Credit Mid-America, ACA | $9,575,000 | $8,620,000 | -10.0% | 0.5% |
| BETTER MORTGAGE CORPORATION | $1,790,000 | $8,285,000 | 362.8% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $1,130,000 | $7,570,000 | 569.9% | 0.5% |
| ROSS MORTGAGE CORPORATION | $3,765,000 | $7,555,000 | 100.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,250,000 | $6,870,000 | 111.4% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $8,370,000 | $6,630,000 | -20.8% | 0.4% |
| CMG MORTGAGE, INC. | $4,945,000 | $6,460,000 | 30.6% | 0.4% |
| NEWREZ LLC | $2,540,000 | $6,230,000 | 145.3% | 0.4% |
| First Farmers and Merchants Bank | $6,170,000 | n/a | 0.4% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $6,155,000 | n/a | 0.4% | |
| Limestone Bank, Inc. | $8,510,000 | $5,730,000 | -32.7% | 0.4% |
| Old National Bank | $910,000 | $5,510,000 | 505.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,815,000 | $4,855,000 | 72.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,855,000 | $4,325,000 | 51.5% | 0.3% |
| The Cecilian Bank | $1,930,000 | $4,295,000 | 122.5% | 0.3% |
| Cumberland Valley National Bank & Trust Company | $3,730,000 | $4,290,000 | 15.0% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,835,000 | $4,255,000 | 131.9% | 0.3% |
| USAA Federal Savings Bank | $5,985,000 | $3,735,000 | -37.6% | 0.2% |
| The Huntington National Bank | $2,270,000 | $3,715,000 | 63.7% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,355,000 | $3,530,000 | 49.9% | 0.2% |
| Regions Bank | $2,400,000 | $3,260,000 | 35.8% | 0.2% |
| Fifth Third Bank | $3,595,000 | $3,055,000 | -15.0% | 0.2% |
| Bank of America | $3,435,000 | $2,905,000 | -15.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,340,000 | $2,855,000 | 22.0% | 0.2% |
| Renasant Bank | $3,400,000 | $2,855,000 | -16.0% | 0.2% |
| Nations Lending Corporation | $1,580,000 | $2,825,000 | 78.8% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $2,775,000 | n/a | 0.2% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,515,000 | $2,730,000 | -50.5% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,240,000 | $2,680,000 | 19.6% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,020,000 | $2,675,000 | 32.4% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,830,000 | $2,645,000 | -6.5% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,085,000 | $2,515,000 | 131.8% | 0.2% |
| ACOPIA, LLC | $1,190,000 | $2,470,000 | 107.6% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $1,565,000 | $2,385,000 | 52.4% | 0.2% |
| Wilson & Muir Bank & Trust Company | $4,730,000 | $2,310,000 | -51.2% | 0.1% |
| Republic Bank & Trust Company | $860,000 | $2,225,000 | 158.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,280,000 | $2,130,000 | 66.4% | 0.1% |
| THRIVE MORTGAGE, LLC | $430,000 | $1,995,000 | 364.0% | 0.1% |
| InterContinental Capital Group, Inc | $630,000 | $1,980,000 | 214.3% | 0.1% |
| CALIBER HOME LOANS, INC. | $4,635,000 | $1,970,000 | -57.5% | 0.1% |
| Southern Bank of Tennessee | $1,860,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $2,650,000 | $1,845,000 | -30.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,410,000 | $1,745,000 | 23.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $805,000 | $1,645,000 | 104.3% | 0.1% |
| NBKC BANK | $1,310,000 | $1,590,000 | 21.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,190,000 | $1,550,000 | 30.3% | 0.1% |
| Colten Mortgage, LLC | $560,000 | $1,475,000 | 163.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $350,000 | $1,475,000 | 321.4% | 0.1% |
| Pinnacle Bank | $1,135,000 | $1,455,000 | 28.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,455,000 | n/a | 0.1% | |
| Community Trust Bank, Inc. | $1,150,000 | $1,440,000 | 25.2% | 0.1% |
| MIDWEST AMERICA | $2,775,000 | $1,390,000 | -49.9% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $780,000 | $1,370,000 | 75.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $11,945,000 | $1,360,000 | -88.6% | 0.1% |
| BAY EQUITY LLC | $1,480,000 | $1,345,000 | -9.1% | 0.1% |
| Northpointe Bank | $505,000 | $1,315,000 | 160.4% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,230,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $1,050,000 | $1,230,000 | 17.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $915,000 | $1,215,000 | 32.8% | 0.1% |
| First Financial Bank | $160,000 | $1,205,000 | 653.1% | 0.1% |
| Commonwealth Bank and Trust Company | $2,285,000 | $1,195,000 | -47.7% | 0.1% |
| The Farmers Bank | $1,100,000 | $1,195,000 | 8.6% | 0.1% |
| F&M Bank | $280,000 | $1,180,000 | 321.4% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $930,000 | $1,170,000 | 25.8% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $265,000 | $1,150,000 | 334.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,670,000 | $1,140,000 | -31.7% | 0.1% |
| PLANET HOME LENDING, LLC | $1,985,000 | $1,130,000 | -43.1% | 0.1% |
| Flagstar Bank, FSB | $1,020,000 | $1,125,000 | 10.3% | 0.1% |
| North American Savings Bank, F.S.B. | $1,090,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $1,085,000 | n/a | 0.1% | |
| Legends Bank | $1,080,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $290,000 | $1,065,000 | 267.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $465,000 | $1,015,000 | 118.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,280,000 | $1,015,000 | -20.7% | 0.1% |
| UNITED MORTGAGE CORP. | $670,000 | $985,000 | 47.0% | 0.1% |
| AMERICAN MORTGAGE SERVICE COMPANY | $2,510,000 | $980,000 | -61.0% | 0.1% |
| First Guaranty Mortgage Corporation | $255,000 | $970,000 | 280.4% | 0.1% |
| Dollar Bank, Federal Savings Bank | $965,000 | n/a | 0.1% | |
| Cf Bank | $435,000 | $950,000 | 118.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $340,000 | $920,000 | 170.6% | 0.1% |
| Ally Bank | $915,000 | $900,000 | -1.6% | 0.1% |
| COMMONWEALTH | $890,000 | $900,000 | 1.1% | 0.1% |
| SOFI LENDING CORP. | $195,000 | $850,000 | 335.9% | 0.1% |
| Lakeview Community Capital, LLC | $845,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $300,000 | $800,000 | 166.7% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,160,000 | $790,000 | -31.9% | 0.0% |
| First Federal Bank of the Midwest | $115,000 | $755,000 | 556.5% | 0.0% |
| KeyBank | $4,485,000 | $745,000 | -83.4% | 0.0% |
| First Internet Bank of Indiana | $405,000 | $740,000 | 82.7% | 0.0% |
| Macon Bank and Trust Company | $940,000 | $740,000 | -21.3% | 0.0% |
| TIAA, FSB | $465,000 | $735,000 | 58.1% | 0.0% |
| Citizens Bank of Lafayette | $895,000 | $715,000 | -20.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $770,000 | $700,000 | -9.1% | 0.0% |
| Willamette Valley Bank | $835,000 | $700,000 | -16.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $695,000 | $695,000 | 0.0% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $175,000 | $690,000 | 294.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $245,000 | $670,000 | 173.5% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $105,000 | $670,000 | 538.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $325,000 | $625,000 | 92.3% | 0.0% |
| UNIVERSITY OF KENTUCKY | $85,000 | $625,000 | 635.3% | 0.0% |
| SIRVA MORTGAGE, INC. | $640,000 | $615,000 | -3.9% | 0.0% |
| River City Bank, Inc. | $610,000 | n/a | 0.0% | |
| First Horizon Bank | $575,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $570,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $240,000 | $570,000 | 137.5% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $195,000 | $570,000 | 192.3% | 0.0% |
| Simmons Bank | $560,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $230,000 | $555,000 | 141.3% | 0.0% |
| Stock Yards Bank & Trust Company | $145,000 | $550,000 | 279.3% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $730,000 | $540,000 | -26.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $115,000 | $535,000 | 365.2% | 0.0% |
| UNION HOME MORTGAGE CORP. | $530,000 | $535,000 | 0.9% | 0.0% |
| Prosperity Home Mortgage, LLC | $250,000 | $510,000 | 104.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $665,000 | $490,000 | -26.3% | 0.0% |
| Southeast Financial Credit Union | $885,000 | $485,000 | -45.2% | 0.0% |
| Stifel Bank and Trust | $480,000 | n/a | 0.0% | |
| L & N Federal Credit Union | $860,000 | $470,000 | -45.3% | 0.0% |
| First United Bank and Trust Company | $455,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $445,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $730,000 | $440,000 | -39.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,010,000 | $440,000 | -56.4% | 0.0% |
| THE MORTGAGE WAREHOUSE,LLC | $520,000 | $440,000 | -15.4% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $435,000 | n/a | 0.0% | |
| Baxter Credit Union | $230,000 | $410,000 | 78.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $380,000 | $410,000 | 7.9% | 0.0% |
| The Home Loan Expert LLC | $115,000 | $410,000 | 256.5% | 0.0% |
| F & M Bank | $395,000 | n/a | 0.0% | |
| Meade County Bank | $420,000 | $395,000 | -6.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $390,000 | n/a | 0.0% | |
| Gateway First Bank | $390,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $380,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $375,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $370,000 | n/a | 0.0% | |
| BLUELEAF LENDING, LLC | $355,000 | n/a | 0.0% | |
| First Federal Bank | $165,000 | $340,000 | 106.1% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $400,000 | $340,000 | -15.0% | 0.0% |
| Carrollton Bank | $335,000 | n/a | 0.0% | |
| NP, Inc. | $195,000 | $335,000 | 71.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $430,000 | $325,000 | -24.4% | 0.0% |
| Midwest BankCentre | $325,000 | n/a | 0.0% | |
| BancorpSouth Bank | $315,000 | n/a | 0.0% | |
| TRANSCEND | $295,000 | $310,000 | 5.1% | 0.0% |
| CREDIT UNION OF NEW JERSEY | $305,000 | n/a | 0.0% | |
| Citibank | $300,000 | n/a | 0.0% | |
| Devon Bank | $300,000 | n/a | 0.0% | |
| ARC HOME LLC | $760,000 | $295,000 | -61.2% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $175,000 | $290,000 | 65.7% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $585,000 | $290,000 | -50.4% | 0.0% |
| COMPEER FINANCIAL, FLCA | $275,000 | n/a | 0.0% | |
| Discover Bank | $270,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $270,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $265,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $265,000 | n/a | 0.0% | |
| Union Savings Bank | $145,000 | $265,000 | 82.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $295,000 | $260,000 | -11.9% | 0.0% |
| BOKF | $255,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,480,000 | $255,000 | -82.8% | 0.0% |
| Bank of Tennessee | $245,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| The Central Trust Bank | $245,000 | n/a | 0.0% | |
| Valley National Bank | $245,000 | n/a | 0.0% | |
| Armed Forces Bank | $235,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $235,000 | n/a | 0.0% | |
| GENISYS | $235,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $235,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $515,000 | $235,000 | -54.4% | 0.0% |
| Plains Commerce Bank | $945,000 | $235,000 | -75.1% | 0.0% |
| The Citizens National Bank of Somerset | $235,000 | n/a | 0.0% | |
| BNC National Bank | $825,000 | $225,000 | -72.7% | 0.0% |
| The Federal Savings Bank | $2,005,000 | $225,000 | -88.8% | 0.0% |
| Trustmark National Bank | $115,000 | $225,000 | 95.7% | 0.0% |
| First National Bank of America | $220,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $215,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $155,000 | $215,000 | 38.7% | 0.0% |
| Ixonia Bank | $215,000 | n/a | 0.0% | |
| Arvest Bank | $335,000 | $205,000 | -38.8% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| Independent Bank | $275,000 | $195,000 | -29.1% | 0.0% |
| MYCUMORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $195,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $90,000 | $190,000 | 111.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,835,000 | $190,000 | -93.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $185,000 | n/a | 0.0% | |
| First Financial Bank | $160,000 | $180,000 | 12.5% | 0.0% |
| Austin Capital Bank SSB | $175,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $175,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $175,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $245,000 | $165,000 | -32.7% | 0.0% |
| CLEARPATH LENDING | $940,000 | $165,000 | -82.4% | 0.0% |
| First Federal Bank of Kansas City | $165,000 | $165,000 | 0.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $610,000 | $165,000 | -73.0% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $85,000 | $155,000 | 82.4% | 0.0% |
| IDAHO STATE UNIVERSITY | $155,000 | n/a | 0.0% | |
| PARK COMMUNITY CREDIT UNION, INC. | $385,000 | $155,000 | -59.7% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $775,000 | $155,000 | -80.0% | 0.0% |
| FIELD & MAIN BANK, INC. | $145,000 | n/a | 0.0% | |
| First Savings Bank | $565,000 | $145,000 | -74.3% | 0.0% |
| INLANTA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $205,000 | $145,000 | -29.3% | 0.0% |
| Brighton Bank | $360,000 | $135,000 | -62.5% | 0.0% |
| Citadel Servicing Corporation | $135,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $135,000 | n/a | 0.0% | |
| GUARANTEED RATE, INC. | $430,000 | $135,000 | -68.6% | 0.0% |
| Low VA Rates, LLC | $1,845,000 | $135,000 | -92.7% | 0.0% |
| RBC Bank, (Georgia) | $135,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $290,000 | $125,000 | -56.9% | 0.0% |
| Ameris Bank | $145,000 | $125,000 | -13.8% | 0.0% |
| Central Bank & Trust Company | $890,000 | $125,000 | -86.0% | 0.0% |
| CHEVRON | $125,000 | n/a | 0.0% | |
| FAIR WAY LENDING LLC | $155,000 | $125,000 | -19.4% | 0.0% |
| IMPAC MORTGAGE CORP. | $480,000 | $125,000 | -74.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $360,000 | $125,000 | -65.3% | 0.0% |
| Wilson Bank And Trust | $125,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $60,000 | $120,000 | 100.0% | 0.0% |
| NUMARK CREDIT UNION | $115,000 | n/a | 0.0% | |
| Servion, Inc. | $115,000 | n/a | 0.0% | |
| EMM LOANS LLC | $105,000 | n/a | 0.0% | |
| First Home Bank | $400,000 | $105,000 | -73.8% | 0.0% |
| KS StateBank | $315,000 | $105,000 | -66.7% | 0.0% |
| The Citizens National Bank of Bluffton | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $85,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $180,000 | $85,000 | -52.8% | 0.0% |
| ATLANTA POSTAL | $55,000 | $45,000 | -18.2% | 0.0% |
| Park Lane Finance Solutions, LLC | $40,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $35,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $5,000 | $25,000 | 400.0% | 0.0% |
| Planters Bank, Inc. | $35,000 | $25,000 | -28.6% | 0.0% |
BOWLING GREEN's top lender by overall market share is SOUTH CENTRAL BANK, INC., with 5.5% market share. In second place, with 5.4%, is Edmonton State Bank, having originated $86,090,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $82,945,000 in loans. In fourth place, with 4.6%, is Citizens Bank, having originated $73,695,000 in loans. In fifth place, with 4.6%, is Republic State Mortgage Co., having originated $73,225,000 in loans.
BOWLING GREEN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $227,450 (0.9%) | $293,805 (1.9%) | 0.84 | 574 |
| 2018-02-01 | $238,700 (2.7%) | $297,117 (-0.4%) | 0.87 | 561 |
| 2018-03-01 | $239,900 (-2.4%) | $294,198 (-3.0%) | 0.84 | 574 |
| 2018-04-01 | $239,900 (-1.5%) | $300,370 (-0.2%) | 0.81 | 590 |
| 2018-05-01 | $244,625 (-0.8%) | $304,368 (0.0%) | 0.82 | 631 |
| 2018-06-01 | $257,250 (1.4%) | $309,875 (-0.8%) | 0.86 | 643 |
| 2018-07-01 | $267,750 (7.1%) | $319,039 (5.9%) | 0.89 | 658 |
| 2018-08-01 | $269,925 (8.0%) | $322,667 (5.3%) | 0.90 | 696 |
| 2018-09-01 | $264,900 (10.4%) | $318,048 (4.3%) | 0.89 | 718 |
| 2018-10-01 | $257,450 (8.7%) | $308,646 (1.2%) | 0.87 | 755 |
| 2018-11-01 | $249,900 (8.9%) | $300,408 (0.1%) | 0.85 | 779 |
| 2018-12-01 | $249,900 (13.6%) | $303,351 (4.0%) | 0.86 | 747 |
| 2019-01-01 | $254,900 (12.1%) | $305,836 (4.1%) | 0.88 | 662 |
| 2019-02-01 | $258,700 (8.4%) | $306,492 (3.2%) | 0.87 | 684 |
| 2019-03-01 | $264,186 (10.1%) | $312,910 (6.4%) | 0.86 | 683 |
| 2019-04-01 | $266,735 (11.2%) | $313,277 (4.3%) | 0.85 | 704 |
| 2019-05-01 | $269,900 (10.3%) | $314,073 (3.2%) | 0.84 | 744 |
| 2019-06-01 | $269,900 (4.9%) | $308,964 (-0.3%) | 0.84 | 764 |
| 2019-07-01 | $261,777 (-2.2%) | $299,884 (-6.0%) | 0.82 | 790 |
| 2019-08-01 | $253,536 (-6.1%) | $294,053 (-8.9%) | 0.80 | 792 |
| 2019-09-01 | $251,491 (-5.1%) | $289,726 (-8.9%) | 0.80 | 797 |
| 2019-10-01 | $249,900 (-2.9%) | $288,135 (-6.7%) | 0.81 | 809 |
| 2019-11-01 | $249,900 (0.0%) | $291,139 (-3.1%) | 0.82 | 824 |
| 2019-12-01 | $249,900 (0.0%) | $299,705 (-1.2%) | 0.83 | 691 |
| 2020-01-01 | $254,400 (-0.2%) | $299,795 (-2.0%) | 0.85 | 632 |
| 2020-02-01 | $259,900 (0.5%) | $304,855 (-0.5%) | 0.85 | 613 |
| 2020-03-01 | $259,900 (-1.6%) | $311,036 (-0.6%) | 0.81 | 588 |
| 2020-04-01 | $257,700 (-3.4%) | $306,710 (-2.1%) | 0.81 | 602 |
| 2020-05-01 | $259,900 (-3.7%) | $306,154 (-2.5%) | 0.79 | 580 |
| 2020-06-01 | $264,175 (-2.1%) | $318,060 (2.9%) | 0.78 | 525 |
| 2020-07-01 | $269,900 (3.1%) | $320,716 (7.0%) | 0.78 | 475 |
| 2020-08-01 | $269,900 (6.5%) | $325,646 (10.7%) | 0.77 | 442 |
| 2020-09-01 | $268,250 (6.7%) | $336,107 (16.0%) | 0.77 | 415 |
| 2020-10-01 | $264,900 (6.0%) | $335,450 (16.4%) | 0.76 | 386 |
| 2020-11-01 | $244,725 (-2.1%) | $304,672 (4.7%) | 0.71 | 399 |
| 2020-12-01 | $239,900 (-4.0%) | $299,780 (0.0%) | 0.71 | 383 |
| 2021-01-01 | $249,900 (-1.8%) | $306,925 (2.4%) | 0.75 | 337 |
| 2021-02-01 | $249,225 (-4.1%) | $304,296 (-0.2%) | 0.72 | 282 |
| 2021-03-01 | $253,675 (-2.4%) | $311,208 (0.1%) | 0.72 | 287 |
| 2021-04-01 | $262,400 (1.8%) | $328,906 (7.2%) | 0.71 | 229 |
| 2021-05-01 | $269,900 (3.9%) | $353,921 (15.6%) | 0.71 | 224 |
| 2021-06-01 | $264,900 (0.3%) | $356,860 (12.2%) | 0.70 | 236 |
| 2021-07-01 | $269,900 (0.0%) | $370,234 (15.4%) | 0.71 | 287 |
| 2021-08-01 | $283,700 (5.1%) | $371,762 (14.2%) | 0.75 | 320 |
| 2021-09-01 | $282,450 (5.3%) | $370,692 (10.3%) | 0.75 | 346 |
| 2021-10-01 | $284,925 (7.6%) | $375,861 (12.1%) | 0.76 | 358 |
| 2021-11-01 | $296,450 (21.1%) | $381,667 (25.3%) | 0.79 | 359 |
| 2021-12-01 | $299,225 (24.7%) | $382,176 (27.5%) | 0.81 | 314 |
| 2022-01-01 | $289,900 (16.0%) | $378,813 (23.4%) | 0.78 | 254 |
| 2022-02-01 | $297,950 (19.6%) | $372,264 (22.3%) | 0.77 | 226 |
| 2022-03-01 | $298,675 (17.7%) | $397,300 (27.7%) | 0.75 | 187 |
| 2022-04-01 | $310,950 (18.5%) | $405,316 (23.2%) | 0.74 | 199 |
| 2022-05-01 | $305,200 (13.1%) | $402,446 (13.7%) | 0.70 | 224 |
| 2022-06-01 | $324,900 (22.7%) | $401,681 (12.6%) | 0.72 | 269 |
| 2022-07-01 | $329,900 (22.2%) | $396,356 (7.1%) | 0.74 | 353 |
| 2022-08-01 | $333,406 (17.5%) | $397,987 (7.1%) | 0.77 | 355 |
| 2022-09-01 | $338,088 (19.7%) | $399,354 (7.7%) | 0.79 | 358 |
| 2022-10-01 | $338,900 (18.9%) | $409,195 (8.9%) | 0.80 | 399 |
| 2022-11-01 | $329,848 (11.3%) | $658,212 (72.5%) | 0.79 | 437 |
| 2022-12-01 | $323,450 (8.1%) | $393,773 (3.0%) | 0.80 | 420 |
| 2023-01-01 | $319,200 (10.1%) | $392,186 (3.5%) | 0.79 | 386 |
| 2023-02-01 | $332,425 (11.6%) | $397,984 (6.9%) | 0.80 | 400 |
BOWLING GREEN's median listing price for 2023-02-01 was $332,425, a difference of
$34,475
(11.6%) versus the prior year and
$13,225 versus the prior month.
BOWLING GREEN's median listing price comes in at 80% of the national average.
BOWLING GREEN's average listing price for 2023-02-01 was $397,984, a difference of $25,720 (6.9%) versus the prior year and $5,798 versus the prior month.
For the 2023-02-01 period, BOWLING GREEN had 400 MLS listings, a difference of 14 listings (4%) versus the prior month and 174 listings (77%) versus the prior year.
BOWLING GREEN's median listing price comes in at 80% of the national average.
BOWLING GREEN's average listing price for 2023-02-01 was $397,984, a difference of $25,720 (6.9%) versus the prior year and $5,798 versus the prior month.
For the 2023-02-01 period, BOWLING GREEN had 400 MLS listings, a difference of 14 listings (4%) versus the prior month and 174 listings (77%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 95 days | 1,998 sqft |
| 2018-02-01 | 99 days | 2,004 sqft |
| 2018-03-01 | 74 days | 2,002 sqft |
| 2018-04-01 | 65 days | 2,069 sqft |
| 2018-05-01 | 63 days | 2,082 sqft |
| 2018-06-01 | 60 days | 2,165 sqft |
| 2018-07-01 | 61 days | 2,212 sqft |
| 2018-08-01 | 65 days | 2,282 sqft |
| 2018-09-01 | 72 days | 2,243 sqft |
| 2018-10-01 | 74 days | 2,193 sqft |
| 2018-11-01 | 76 days | 2,122 sqft |
| 2018-12-01 | 87 days | 2,100 sqft |
| 2019-01-01 | 90 days | 2,100 sqft |
| 2019-02-01 | 89 days | 2,100 sqft |
| 2019-03-01 | 84 days | 2,144 sqft |
| 2019-04-01 | 78 days | 2,168 sqft |
| 2019-05-01 | 65 days | 2,173 sqft |
| 2019-06-01 | 60 days | 2,180 sqft |
| 2019-07-01 | 64 days | 2,164 sqft |
| 2019-08-01 | 66 days | 2,094 sqft |
| 2019-09-01 | 69 days | 2,067 sqft |
| 2019-10-01 | 71 days | 2,054 sqft |
| 2019-11-01 | 72 days | 2,036 sqft |
| 2019-12-01 | 83 days | 2,014 sqft |
| 2020-01-01 | 99 days | 2,017 sqft |
| 2020-02-01 | 101 days | 2,049 sqft |
| 2020-03-01 | 79 days | 2,076 sqft |
| 2020-04-01 | 70 days | 2,029 sqft |
| 2020-05-01 | 76 days | 2,013 sqft |
| 2020-06-01 | 78 days | 2,051 sqft |
| 2020-07-01 | 78 days | 2,066 sqft |
| 2020-08-01 | 72 days | 2,075 sqft |
| 2020-09-01 | 60 days | 2,051 sqft |
| 2020-10-01 | 61 days | 2,000 sqft |
| 2020-11-01 | 53 days | 1,851 sqft |
| 2020-12-01 | 60 days | 1,837 sqft |
| 2021-01-01 | 78 days | 1,857 sqft |
| 2021-02-01 | 69 days | 1,796 sqft |
| 2021-03-01 | 46 days | 1,830 sqft |
| 2021-04-01 | 42 days | 1,812 sqft |
| 2021-05-01 | 40 days | 1,860 sqft |
| 2021-06-01 | 33 days | 1,798 sqft |
| 2021-07-01 | 31 days | 1,845 sqft |
| 2021-08-01 | 32 days | 1,900 sqft |
| 2021-09-01 | 37 days | 1,910 sqft |
| 2021-10-01 | 45 days | 1,865 sqft |
| 2021-11-01 | 49 days | 1,940 sqft |
| 2021-12-01 | 52 days | 1,988 sqft |
| 2022-01-01 | 66 days | 1,852 sqft |
| 2022-02-01 | 50 days | 1,817 sqft |
| 2022-03-01 | 37 days | 1,821 sqft |
| 2022-04-01 | 26 days | 1,841 sqft |
| 2022-05-01 | 31 days | 1,854 sqft |
| 2022-06-01 | 31 days | 1,967 sqft |
| 2022-07-01 | 33 days | 2,008 sqft |
| 2022-08-01 | 46 days | 1,942 sqft |
| 2022-09-01 | 48 days | 1,954 sqft |
| 2022-10-01 | 45 days | 1,985 sqft |
| 2022-11-01 | 52 days | 1,954 sqft |
| 2022-12-01 | 64 days | 1,943 sqft |
| 2023-01-01 | 79 days | 1,932 sqft |
| 2023-02-01 | 63 days | 1,924 sqft |
BOWLING GREEN's median listing age (time on market) for 2023-02-01 was 63 days.
This
is 26%
longer
than the same period one year ago.
BOWLING GREEN's median square footage for active listings during the 2023-02-01 period was 1,924 sqft. One year prior, the average listing was 1,817 sqft.
BOWLING GREEN's median square footage for active listings during the 2023-02-01 period was 1,924 sqft. One year prior, the average listing was 1,817 sqft.
BOWLING GREEN, KY Average Rent (2022)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 42101 | Bowling Green, KY | $650 | $670 | $820 | $1,030 | $1,320 |
| 42102 | Bowling Green, KY | $660 | $680 | $830 | $1,040 | $1,340 |
| 42103 | Bowling Green, KY | $710 | $730 | $890 | $1,120 | $1,440 |
| 42104 | Bowling Green, KY | $700 | $720 | $880 | $1,110 | $1,420 |
| 42122 | Bowling Green, KY | $750 | $760 | $970 | $1,220 | $1,620 |
| 42159 | Bowling Green, KY | $650 | $670 | $820 | $1,040 | $1,330 |
| 42160 | Bowling Green, KY | $670 | $680 | $840 | $1,060 | $1,360 |
| 42163 | Bowling Green, KY | $650 | $660 | $810 | $1,020 | $1,310 |
| 42170 | Bowling Green, KY | $670 | $680 | $840 | $1,060 | $1,360 |
| 42171 | Bowling Green, KY | $630 | $640 | $790 | $990 | $1,280 |
| 42206 | Bowling Green, KY | $680 | $690 | $850 | $1,070 | $1,370 |
| 42207 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42210 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42259 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42261 | Bowling Green, KY | $600 | $600 | $760 | $970 | $1,280 |
| 42274 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42275 | Bowling Green, KY | $770 | $780 | $1,010 | $1,410 | $1,600 |
| 42285 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42721 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42729 | Bowling Green, KY | $700 | $710 | $900 | $1,130 | $1,510 |
| 42754 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
2022 Average & Median Rent Data Statistics
BOWLING GREEN, KY average 1BR rent: $660, median: $670
BOWLING GREEN, KY average 2BR rent: $825, median: $820
BOWLING GREEN, KY average 3BR rent: $1,047, median: $1,030
BOWLING GREEN, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,249 | $832,185,000 | $256,136 |
| Refi | 2,540 | $534,110,000 | $210,280 |
| Cash Out Refi | 941 | $173,645,000 | $184,532 |
| Other | 311 | $29,335,000 | $94,325 |
| Home Improvement | 240 | $18,970,000 | $79,042 |
Bowling Green's most frequently cited loan purpose was Home Purchase, with 3,249 originations. The 2nd most popular reason was Refi, with 2,540 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,690 | $628,810,000 | $233,758 |
| 2.5-3% | 2,411 | $512,165,000 | $212,428 |
| <2.5% | 1,106 | $231,740,000 | $209,530 |
| 4-5% | 364 | $49,580,000 | $136,209 |
| 5-6% | 97 | $7,745,000 | $79,845 |
| Over 8% | 30 | $2,430,000 | $81,000 |
| 6-7% | 25 | $2,175,000 | $87,000 |
| 7-8% | 21 | $2,085,000 | $99,286 |
During 2021, Bowling Green's most frequently originated rate bucket was 3-4%, with 2,690 originations.
Loan Sizing (BOWLING GREEN, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,096 | $464,230,000 | $149,945 |
| $200k-400k | 2,396 | $634,740,000 | $264,917 |
| $100,000 or less | 1,379 | $87,995,000 | $63,811 |
| $400k-600k | 288 | $135,740,000 | $471,319 |
| $600k-1000k | 65 | $49,395,000 | $759,923 |
| $Over $1MM | 57 | $216,145,000 | $3,792,018 |
BOWLING GREEN's loan sizing saw the bucket of loans from $100k-200k with 3,096 originations, totaling $464,230,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,696 | $630,420,000 | $233,835 |
| 60-80% | 2,076 | $510,890,000 | $246,093 |
| 40-60% | 925 | $154,545,000 | $167,076 |
| 20-40% | 496 | $56,290,000 | $113,488 |
| Under 20% | 309 | $14,315,000 | $46,327 |
| Over 100% | 82 | $40,600,000 | $495,122 |
BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,696 originations, totaling $630,420,000 in origination value.