BOWLING GREEN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bowling Green averaged
6.76%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.49% and
one month ago for the week of 2024-10-03, the
average rate was 6.19%.
Bowling Green's average rate one year ago was 7.83%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Bowling Green 30 Year Fixed Rate | 2024-11-07 | 6.76% |
| Bowling Green 30 Year Fixed Rate Refi | 2024-11-07 | 6.77% |
| Bowling Green 15 Year Fixed Rate | 2024-11-07 | 6.63% |
| Bowling Green 15 Year Fixed Rate Refi | 2024-11-07 | 6.1% |
| Bowling Green 30 Year FHA | 2024-11-07 | 6.4% |
| Bowling Green 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Bowling Green 30 Year USDA | 2024-11-07 | 6% |
| Bowling Green 30 Year USDA Refi | 2024-11-07 | 6.58% |
| Bowling Green 30 Year VA | 2024-11-07 | 6.18% |
| Bowling Green 30 Year VA Refi | 2024-11-07 | 6.34% |
BOWLING GREEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOWLING GREEN Average Closing Costs & Other Stats
BOWLING GREEN, KY's 134 lenders originated 3,704
loans during 2023. The total origination value was $843,240,000, with an average loan value of
$227,657.
BOWLING GREEN's average closing costs are $4,399.
The top BOWLING GREEN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
160 loans originated. Their average total fees are
$5,857, which is $617
higher than the next largest lender,
EVANSVILLE TEACHERS.
The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are
Independence Bank of Kentucky ($2,032), Morgantown Bank & Trust Company, Incorporated ($2,174), SERVICE ONE ($2,413), RUOFF MORTGAGE COMPANY, INC. ($2,504) and Abound Federal Credit Union ($2,776).
The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are
Abound Federal Credit Union (5.70%), First Federal Savings Bank (5.72%), Independence Bank of Kentucky (6.45%), UNITED WHOLESALE MORTGAGE, LLC (6.48%) and HOMESIDE FINANCIAL, LLC (6.49%).
BOWLING GREEN, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $100,960,000 | $72,020,000 | -28.7% | 8.5% |
| Franklin Bank & Trust Company | $30,440,000 | $49,435,000 | 62.4% | 5.9% |
| SOUTH CENTRAL BANK, INC. | $55,045,000 | $45,150,000 | -18.0% | 5.4% |
| EVANSVILLE TEACHERS | $34,935,000 | $43,235,000 | 23.8% | 5.1% |
| American Bank & Trust Company, Inc. | $107,065,000 | $41,565,000 | -61.2% | 4.9% |
| U.S. Bank | $44,440,000 | $31,775,000 | -28.5% | 3.8% |
| QUICKEN LOANS, LLC | $35,910,000 | $26,795,000 | -25.4% | 3.2% |
| WALKER & DUNLOP, LLC | $26,005,000 | n/a | 3.1% | |
| Edmonton State Bank | $47,440,000 | $24,590,000 | -48.2% | 2.9% |
| Citizens Bank | $55,050,000 | $22,650,000 | -58.9% | 2.7% |
| Independence Bank of Kentucky | $46,420,000 | $22,430,000 | -51.7% | 2.7% |
| Bank of Edmonson County | $15,030,000 | $22,375,000 | 48.9% | 2.7% |
| STOCKTON MORTGAGE CORPORATION | $22,850,000 | $22,200,000 | -2.8% | 2.6% |
| Morgantown Bank & Trust Company, Incorporated | $26,225,000 | $21,630,000 | -17.5% | 2.6% |
| First Southern National Bank | $21,895,000 | $15,810,000 | -27.8% | 1.9% |
| FBC MORTGAGE, LLC | $16,015,000 | $15,090,000 | -5.8% | 1.8% |
| Abound Federal Credit Union | $15,460,000 | $14,550,000 | -5.9% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,340,000 | $14,245,000 | -12.8% | 1.7% |
| Farmers Bank and Trust Company | $24,775,000 | $13,125,000 | -47.0% | 1.6% |
| FirstBank | $18,150,000 | $13,055,000 | -28.1% | 1.5% |
| German American Bank | $29,000,000 | $12,925,000 | -55.4% | 1.5% |
| RUOFF MORTGAGE COMPANY, INC. | $16,220,000 | $12,640,000 | -22.1% | 1.5% |
| Mortgage Research Center, LLC | $15,140,000 | $12,450,000 | -17.8% | 1.5% |
| Truist | $16,460,000 | $11,725,000 | -28.8% | 1.4% |
| Banterra Bank | $3,105,000 | $11,025,000 | 255.1% | 1.3% |
| PNC Bank | $9,520,000 | $10,260,000 | 7.8% | 1.2% |
| The Monticello Banking Company | $21,570,000 | $10,090,000 | -53.2% | 1.2% |
| Magnolia Bank | $10,405,000 | $8,805,000 | -15.4% | 1.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $8,325,000 | n/a | 1.0% | |
| SERVICE ONE | $18,800,000 | $7,765,000 | -58.7% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $9,570,000 | $6,650,000 | -30.5% | 0.8% |
| First Federal Savings Bank | $770,000 | $6,600,000 | 757.1% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $15,870,000 | $6,395,000 | -59.7% | 0.8% |
| Farm Credit Mid-America, ACA | $6,595,000 | $6,170,000 | -6.4% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $1,175,000 | $6,130,000 | 421.7% | 0.7% |
| Peoples Bank | $5,955,000 | n/a | 0.7% | |
| JPMorgan Chase Bank | $6,755,000 | $5,425,000 | -19.7% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,475,000 | $5,365,000 | -43.4% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $6,065,000 | $5,160,000 | -14.9% | 0.6% |
| EVERETT FINANCIAL, INC. | $6,850,000 | $4,755,000 | -30.6% | 0.6% |
| ROSS MORTGAGE CORPORATION | $2,760,000 | $3,905,000 | 41.5% | 0.5% |
| First Financial Bank | $1,095,000 | $3,685,000 | 236.5% | 0.4% |
| BROKER SOLUTIONS, INC. | $3,360,000 | $3,275,000 | -2.5% | 0.4% |
| Bank of England | $7,265,000 | $3,000,000 | -58.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $7,200,000 | $2,920,000 | -59.4% | 0.3% |
| Regions Bank | $2,060,000 | $2,280,000 | 10.7% | 0.3% |
| 21ST MORTGAGE CORPORATION | $3,380,000 | $2,255,000 | -33.3% | 0.3% |
| CARDINAL FINANCIAL | $1,435,000 | $1,995,000 | 39.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $3,990,000 | $1,970,000 | -50.6% | 0.2% |
| Wells Fargo Bank | $5,250,000 | $1,965,000 | -62.6% | 0.2% |
| Fifth Third Bank | $3,045,000 | $1,955,000 | -35.8% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $3,780,000 | $1,775,000 | -53.0% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,605,000 | $1,730,000 | -62.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $575,000 | $1,655,000 | 187.8% | 0.2% |
| Northpointe Bank | $1,210,000 | $1,655,000 | 36.8% | 0.2% |
| The Huntington National Bank | $2,890,000 | $1,615,000 | -44.1% | 0.2% |
| CMG MORTGAGE, INC. | $2,875,000 | $1,605,000 | -44.2% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $5,495,000 | $1,600,000 | -70.9% | 0.2% |
| Plains Commerce Bank | $1,595,000 | n/a | 0.2% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,005,000 | $1,560,000 | -48.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $775,000 | $1,540,000 | 98.7% | 0.2% |
| Carrington Mortgage Services, LLC | $1,815,000 | $1,490,000 | -17.9% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,940,000 | $1,450,000 | -75.6% | 0.2% |
| PARK COMMUNITY CREDIT UNION, INC. | $155,000 | $1,350,000 | 771.0% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,530,000 | $1,310,000 | -14.4% | 0.2% |
| First Financial Bank | $1,095,000 | $1,290,000 | 17.8% | 0.2% |
| Old National Bank | $685,000 | $1,240,000 | 81.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,845,000 | $1,220,000 | -33.9% | 0.1% |
| The Farmers Bank | $960,000 | $1,190,000 | 24.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $175,000 | $1,190,000 | 580.0% | 0.1% |
| Pinnacle Bank | $2,060,000 | $1,150,000 | -44.2% | 0.1% |
| First Horizon Bank | $1,840,000 | $1,140,000 | -38.0% | 0.1% |
| GUARANTEED RATE, INC. | $410,000 | $1,140,000 | 178.0% | 0.1% |
| USAA Federal Savings Bank | $3,365,000 | $1,125,000 | -66.6% | 0.1% |
| COMMONWEALTH | $550,000 | $1,090,000 | 98.2% | 0.1% |
| Stock Yards Bank & Trust Company | $605,000 | $1,075,000 | 77.7% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $485,000 | $1,045,000 | 115.5% | 0.1% |
| LOANDEPOT.COM, LLC | $5,505,000 | $1,045,000 | -81.0% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,760,000 | $995,000 | -43.5% | 0.1% |
| Community Trust Bank, Inc. | $455,000 | $990,000 | 117.6% | 0.1% |
| The Cecilian Bank | $6,360,000 | $960,000 | -84.9% | 0.1% |
| Republic Bank & Trust Company | $1,325,000 | $925,000 | -30.2% | 0.1% |
| NEXERA HOLDING LLC | $305,000 | $900,000 | 195.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,180,000 | $895,000 | -24.2% | 0.1% |
| NFM, INC. | $255,000 | $870,000 | 241.2% | 0.1% |
| Central Bank | $585,000 | $865,000 | 47.9% | 0.1% |
| F&M Bank | $2,135,000 | $850,000 | -60.2% | 0.1% |
| PLUS RELOCATION MORTGAGE, LLC | $830,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $2,840,000 | $825,000 | -71.0% | 0.1% |
| Discover Bank | $765,000 | $780,000 | 2.0% | 0.1% |
| Bank of Tennessee | $340,000 | $775,000 | 127.9% | 0.1% |
| Waterstone Mortgage Corporation | $85,000 | $745,000 | 776.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $990,000 | $740,000 | -25.3% | 0.1% |
| CapStar Bank | $135,000 | $705,000 | 422.2% | 0.1% |
| NEWREZ LLC | $1,795,000 | $705,000 | -60.7% | 0.1% |
| Wilson & Muir Bank & Trust Company | $1,510,000 | $700,000 | -53.6% | 0.1% |
| Farmers Bank & Trust | $695,000 | n/a | 0.1% | |
| Legends Bank | $905,000 | $660,000 | -27.1% | 0.1% |
| Union Savings Bank | $465,000 | $640,000 | 37.6% | 0.1% |
| Citizens Bank of Lafayette | $1,645,000 | $620,000 | -62.3% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,205,000 | $615,000 | -49.0% | 0.1% |
| First National Bank of America | $600,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $600,000 | n/a | 0.1% | |
| Bank of America | $2,210,000 | $595,000 | -73.1% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $595,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $915,000 | $590,000 | -35.5% | 0.1% |
| Ixonia Bank | $370,000 | $580,000 | 56.8% | 0.1% |
| Raymond James Bank | $575,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $280,000 | $540,000 | 92.9% | 0.1% |
| Flagstar Bank, FSB | $960,000 | $540,000 | -43.8% | 0.1% |
| Volunteer State Bank | $80,000 | $540,000 | 575.0% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $410,000 | $525,000 | 28.0% | 0.1% |
| L & N Federal Credit Union | $1,035,000 | $525,000 | -49.3% | 0.1% |
| The Federal Savings Bank | $1,450,000 | $525,000 | -63.8% | 0.1% |
| DAS Acquisition Company, LLC | $225,000 | $495,000 | 120.0% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $490,000 | n/a | 0.1% | |
| Willamette Valley Bank | $600,000 | $490,000 | -18.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,895,000 | $480,000 | -74.7% | 0.1% |
| PLANET HOME LENDING, LLC | $490,000 | $470,000 | -4.1% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $630,000 | $460,000 | -27.0% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $175,000 | $460,000 | 162.9% | 0.1% |
| Limestone Bank, Inc. | $14,035,000 | $455,000 | -96.8% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $135,000 | $455,000 | 237.0% | 0.1% |
| Macon Bank and Trust Company | $1,235,000 | $420,000 | -66.0% | 0.0% |
| Sharefax Credit Union | $415,000 | n/a | 0.0% | |
| West Point Bank | $1,935,000 | $410,000 | -78.8% | 0.0% |
| United Bank | $1,075,000 | $405,000 | -62.3% | 0.0% |
| Renasant Bank | $2,515,000 | $400,000 | -84.1% | 0.0% |
| The First National Bank of Middle Tennessee | $205,000 | $400,000 | 95.1% | 0.0% |
| Community First National Bank | $395,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $390,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $380,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $415,000 | $375,000 | -9.6% | 0.0% |
| Arvest Bank | $400,000 | $365,000 | -8.8% | 0.0% |
| Brighton Bank | $355,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $400,000 | $350,000 | -12.5% | 0.0% |
| M&T Bank | $280,000 | $340,000 | 21.4% | 0.0% |
| ACOPIA, LLC | $1,095,000 | $335,000 | -69.4% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,610,000 | $335,000 | -79.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $375,000 | $335,000 | -10.7% | 0.0% |
| United Southern Bank | $630,000 | $335,000 | -46.8% | 0.0% |
| FirstTrust Home Loans, Inc. | $330,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $330,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,205,000 | $330,000 | -72.6% | 0.0% |
| AMCAP MORTGAGE, LTD. | $325,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $1,140,000 | $325,000 | -71.5% | 0.0% |
| Colony Bank | $315,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $350,000 | $315,000 | -10.0% | 0.0% |
| River City Bank, Inc. | $115,000 | $310,000 | 169.6% | 0.0% |
| Capitol Federal Savings Bank | $725,000 | $305,000 | -57.9% | 0.0% |
| First Federal Bank | $275,000 | $305,000 | 10.9% | 0.0% |
| Stifel Bank and Trust | $165,000 | $305,000 | 84.8% | 0.0% |
| United Fidelity Funding Corp. | $305,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $845,000 | $305,000 | -63.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $155,000 | $295,000 | 90.3% | 0.0% |
| Gateway First Bank | $255,000 | $295,000 | 15.7% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $295,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| BOKF | $275,000 | n/a | 0.0% | |
| Coastal Community Bank | $275,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $275,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $195,000 | $275,000 | 41.0% | 0.0% |
| ALLIANT CREDIT UNION | $225,000 | $270,000 | 20.0% | 0.0% |
| NBKC BANK | $1,210,000 | $265,000 | -78.1% | 0.0% |
| VICTORY MORTGAGE, L.L.C. | $255,000 | n/a | 0.0% | |
| Centennial Bank | $245,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $245,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $445,000 | $245,000 | -44.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $235,000 | n/a | 0.0% | |
| Planters Bank, Inc. | $36,060,000 | $235,000 | -99.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $18,875,000 | $235,000 | -98.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $615,000 | $235,000 | -61.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $3,945,000 | $225,000 | -94.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $225,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $645,000 | $225,000 | -65.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| Tri-County Bank | $225,000 | n/a | 0.0% | |
| First Federal Bank | $275,000 | $215,000 | -21.8% | 0.0% |
| Forcht Bank | $3,445,000 | $215,000 | -93.8% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $215,000 | n/a | 0.0% | |
| Blue Ridge Bank | $205,000 | n/a | 0.0% | |
| KeyBank | $780,000 | $205,000 | -73.7% | 0.0% |
| PHH Mortgage Corporation | $280,000 | $205,000 | -26.8% | 0.0% |
| The Lincoln National Bank of Hodgenville | $200,000 | n/a | 0.0% | |
| Bell Bank | $195,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $500,000 | $195,000 | -61.0% | 0.0% |
| Quontic Bank | $185,000 | n/a | 0.0% | |
| Ally Bank | $2,135,000 | $175,000 | -91.8% | 0.0% |
| Cumberland Valley National Bank & Trust Company | $175,000 | n/a | 0.0% | |
| FIRST SOUTH FINANCIAL | $370,000 | $175,000 | -52.7% | 0.0% |
| Summit Community Bank, Inc. | $175,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $165,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $575,000 | $155,000 | -73.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $600,000 | $145,000 | -75.8% | 0.0% |
| The Paducah Bank and Trust Company | $255,000 | $145,000 | -43.1% | 0.0% |
| Bank of Buffalo | $135,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $340,000 | $125,000 | -63.2% | 0.0% |
| Citibank | $115,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $115,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $720,000 | $115,000 | -84.0% | 0.0% |
| SPRING EQ, LLC | $330,000 | $110,000 | -66.7% | 0.0% |
| UNIVERSITY OF KENTUCKY | $320,000 | $110,000 | -65.6% | 0.0% |
| KS StateBank | $105,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $455,000 | $105,000 | -76.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $115,000 | $105,000 | -8.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $205,000 | $105,000 | -48.8% | 0.0% |
| GUILD MORTGAGE COMPANY | $960,000 | $95,000 | -90.1% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $155,000 | $85,000 | -45.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $65,000 | n/a | 0.0% | |
| Peoples Bank | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $55,000 | n/a | 0.0% | |
| CSL Financial, LLC | $45,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $25,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $25,000 | n/a | 0.0% |
BOWLING GREEN's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 8.5% market share. In second place, with 5.9%, is Franklin Bank & Trust Company, having originated $49,435,000 in loans. In third place, with 5.4%, is SOUTH CENTRAL BANK, INC., having originated $45,150,000 in loans. In fourth place, with 5.1%, is EVANSVILLE TEACHERS, having originated $43,235,000 in loans. In fifth place, with 4.9%, is American Bank & Trust Company, Inc., having originated $41,565,000 in loans.
BOWLING GREEN, KY Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 42101 | Bowling Green, KY HUD Metro FMR Area | $710 | $760 | $910 | $1,140 | $1,390 |
| 42102 | Bowling Green, KY HUD Metro FMR Area | $720 | $770 | $920 | $1,160 | $1,410 |
| 42103 | Bowling Green, KY HUD Metro FMR Area | $780 | $830 | $990 | $1,240 | $1,520 |
| 42104 | Bowling Green, KY HUD Metro FMR Area | $770 | $820 | $980 | $1,230 | $1,500 |
| 42122 | Bowling Green, KY HUD Metro FMR Area | $730 | $770 | $940 | $1,180 | $1,460 |
| 42159 | Bowling Green, KY HUD Metro FMR Area | $710 | $760 | $910 | $1,150 | $1,400 |
| 42160 | Bowling Green, KY HUD Metro FMR Area | $670 | $720 | $860 | $1,080 | $1,320 |
| 42163 | Bowling Green, KY HUD Metro FMR Area | $680 | $730 | $870 | $1,090 | $1,330 |
| 42170 | Bowling Green, KY HUD Metro FMR Area | $750 | $800 | $950 | $1,190 | $1,450 |
| 42171 | Bowling Green, KY HUD Metro FMR Area | $680 | $730 | $870 | $1,090 | $1,330 |
| 42206 | Bowling Green, KY HUD Metro FMR Area | $750 | $800 | $950 | $1,190 | $1,450 |
| 42207 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $960 | $1,230 |
| 42210 | Bowling Green, KY HUD Metro FMR Area | $610 | $630 | $770 | $960 | $1,230 |
| 42259 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $960 | $1,230 |
| 42261 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $1,050 | $1,230 |
| 42274 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $960 | $1,230 |
| 42275 | Bowling Green, KY HUD Metro FMR Area | $840 | $860 | $1,110 | $1,520 | $1,660 |
| 42285 | Bowling Green, KY HUD Metro FMR Area | $610 | $630 | $770 | $960 | $1,230 |
| 42721 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $960 | $1,230 |
| 42729 | Bowling Green, KY HUD Metro FMR Area | $630 | $640 | $810 | $1,020 | $1,360 |
| 42754 | Bowling Green, KY HUD Metro FMR Area | $610 | $620 | $770 | $960 | $1,230 |
2022 Average & Median Rent Data Statistics
BOWLING GREEN, KY average 1BR rent: $713, median: $730
BOWLING GREEN, KY average 2BR rent: $868, median: $870
BOWLING GREEN, KY average 3BR rent: $1,098, median: $1,090
BOWLING GREEN, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,177 | $579,235,000 | $266,070 |
| Refi | 485 | $146,565,000 | $302,196 |
| Other | 359 | $30,305,000 | $84,415 |
| Home Improvement | 347 | $27,485,000 | $79,207 |
| Cash Out Refi | 336 | $59,650,000 | $177,530 |
Bowling Green's most frequently cited loan purpose was Home Purchase, with 2,177 originations. The 2nd most popular reason was Refi, with 485 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,229 | $290,405,000 | $236,294 |
| 7-8% | 873 | $180,185,000 | $206,397 |
| Over 8% | 658 | $69,130,000 | $105,061 |
| 5-6% | 363 | $129,595,000 | $357,011 |
| 4-5% | 64 | $19,860,000 | $310,313 |
| <2.5% | 44 | $11,550,000 | $262,500 |
| 3-4% | 41 | $765,000 | $18,659 |
| 2.5-3% | 5 | $815,000 | $163,000 |
During 2023, Bowling Green's most frequently originated rate bucket was 6-7%, with 1,229 originations.
Loan Sizing (BOWLING GREEN, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,308 | $357,230,000 | $273,112 |
| $100k-200k | 1,060 | $160,380,000 | $151,302 |
| $100,000 or less | 1,038 | $56,140,000 | $54,085 |
| $400k-600k | 199 | $94,155,000 | $473,141 |
| $600k-1000k | 64 | $46,130,000 | $720,781 |
| $Over $1MM | 35 | $129,205,000 | $3,691,571 |
BOWLING GREEN's loan sizing saw the bucket of loans from $200k-400k with 1,308 originations, totaling $357,230,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,279 | $339,215,000 | $265,219 |
| 60-80% | 659 | $171,865,000 | $260,797 |
| Under 20% | 484 | $27,170,000 | $56,136 |
| 20-40% | 468 | $47,790,000 | $102,115 |
| 40-60% | 343 | $96,675,000 | $281,851 |
| Over 100% | 31 | $17,175,000 | $554,032 |
BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,279 originations, totaling $339,215,000 in origination value.