BOWLING GREEN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Bowling Green averaged
7.17%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.12% and
one month ago for the week of 2025-04-17, the
average rate was 6.74%.
Bowling Green's average rate one year ago was 7.23%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Bowling Green 30 Year Fixed Rate | 2025-05-22 | 7.17% |
| Bowling Green 30 Year Fixed Rate Refi | 2025-05-22 | 6.86% |
| Bowling Green 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Bowling Green 15 Year Fixed Rate Refi | 2025-05-22 | 6.51% |
| Bowling Green 30 Year FHA | 2025-05-22 | 6.28% |
| Bowling Green 30 Year FHA Refi | 2025-05-22 | 6.51% |
| Bowling Green 30 Year USDA | 2025-05-22 | 6.31% |
| Bowling Green 30 Year USDA Refi | 2025-05-22 | 6.53% |
| Bowling Green 30 Year VA | 2025-05-22 | 6.69% |
| Bowling Green 30 Year VA Refi | 2025-05-22 | 6.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOWLING GREEN, KY.
BOWLING GREEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOWLING GREEN Average Closing Costs & Other Stats
BOWLING GREEN, KY's 128 lenders originated 4,035
loans during 2024. The total origination value was $1,011,905,000, with an average loan value of
$250,782.
BOWLING GREEN's average closing costs are $4,663.
The top BOWLING GREEN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
121 loans originated. Their average total fees are
$6,940, which is $446
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are
SERVICE ONE ($2,405), Morgantown Bank & Trust Company, Incorporated ($2,426), Abound Federal Credit Union ($3,056), Independence Bank of Kentucky ($3,085) and Peoples Bank ($3,222).
The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are
Abound Federal Credit Union (5.99%), FBC MORTGAGE, LLC (6.28%), FIRST COMMUNITY MORTGAGE, INC. (6.41%), Truist (6.48%) and UNION HOME MORTGAGE CORP. (6.63%).
BOWLING GREEN, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $72,020,000 | $74,725,000 | 3.8% | 7.4% |
| Stock Yards Bank & Trust Company | $1,075,000 | $56,305,000 | 5,137.7% | 5.6% |
| American Bank & Trust Company, Inc. | $41,565,000 | $52,565,000 | 26.5% | 5.2% |
| SOUTH CENTRAL BANK, INC. | $45,150,000 | $47,125,000 | 4.4% | 4.7% |
| EVANSVILLE TEACHERS | $43,235,000 | $38,865,000 | -10.1% | 3.8% |
| Pinnacle Bank | $1,150,000 | $32,885,000 | 2,759.6% | 3.2% |
| FBC MORTGAGE, LLC | $15,090,000 | $31,090,000 | 106.0% | 3.1% |
| QUICKEN LOANS, LLC | $26,795,000 | $29,355,000 | 9.6% | 2.9% |
| U.S. Bank | $31,775,000 | $29,235,000 | -8.0% | 2.9% |
| ORIX REAL ESTATE CAPITAL, LLC | $8,325,000 | $28,465,000 | 241.9% | 2.8% |
| Edmonton State Bank | $24,590,000 | $28,360,000 | 15.3% | 2.8% |
| Morgantown Bank & Trust Company, Incorporated | $21,630,000 | $27,060,000 | 25.1% | 2.7% |
| German American Bank | $12,925,000 | $25,660,000 | 98.5% | 2.5% |
| Bank of Edmonson County | $22,375,000 | $23,710,000 | 6.0% | 2.3% |
| Abound Federal Credit Union | $14,550,000 | $21,915,000 | 50.6% | 2.2% |
| Independence Bank of Kentucky | $22,430,000 | $21,280,000 | -5.1% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $14,245,000 | $20,620,000 | 44.8% | 2.0% |
| First Southern National Bank | $15,810,000 | $17,885,000 | 13.1% | 1.8% |
| STOCKTON MORTGAGE CORPORATION | $22,200,000 | $17,835,000 | -19.7% | 1.8% |
| RUOFF MORTGAGE COMPANY, INC. | $12,640,000 | $17,160,000 | 35.8% | 1.7% |
| Farmers Bank and Trust Company | $13,125,000 | $16,975,000 | 29.3% | 1.7% |
| Mortgage Research Center, LLC | $12,450,000 | $16,410,000 | 31.8% | 1.6% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,560,000 | $15,440,000 | 889.7% | 1.5% |
| Franklin Bank & Trust Company | $49,435,000 | $15,115,000 | -69.4% | 1.5% |
| Magnolia Bank | $8,805,000 | $14,515,000 | 64.8% | 1.4% |
| Merchants Capital Corp. | $14,465,000 | n/a | 1.4% | |
| UNION HOME MORTGAGE CORP. | $245,000 | $13,640,000 | 5,467.3% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $2,920,000 | $11,420,000 | 291.1% | 1.1% |
| PNC Bank | $10,260,000 | $9,955,000 | -3.0% | 1.0% |
| Truist | $11,725,000 | $9,795,000 | -16.5% | 1.0% |
| First Financial Bank | $1,290,000 | $8,840,000 | 585.3% | 0.9% |
| FirstBank | $13,055,000 | $8,720,000 | -33.2% | 0.9% |
| JPMorgan Chase Bank | $5,425,000 | $7,215,000 | 33.0% | 0.7% |
| SERVICE ONE | $7,765,000 | $7,145,000 | -8.0% | 0.7% |
| Farm Credit Mid-America, ACA | $6,170,000 | $6,445,000 | 4.5% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $6,395,000 | $6,125,000 | -4.2% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,365,000 | $6,115,000 | 14.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $5,160,000 | $5,720,000 | 10.9% | 0.6% |
| The Cecilian Bank | $960,000 | $5,105,000 | 431.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $1,775,000 | $4,630,000 | 160.8% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $6,650,000 | $4,575,000 | -31.2% | 0.5% |
| NEWREZ LLC | $705,000 | $4,520,000 | 541.1% | 0.4% |
| EVERETT FINANCIAL, INC. | $4,755,000 | $4,490,000 | -5.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,730,000 | $4,260,000 | 146.2% | 0.4% |
| LOANDEPOT.COM, LLC | $1,045,000 | $4,245,000 | 306.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $3,275,000 | $3,755,000 | 14.7% | 0.4% |
| The Monticello Banking Company | $10,090,000 | $3,750,000 | -62.8% | 0.4% |
| ROSS MORTGAGE CORPORATION | $3,905,000 | $3,740,000 | -4.2% | 0.4% |
| Peoples Bank | $55,000 | $3,510,000 | 6,281.8% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $1,970,000 | $3,365,000 | 70.8% | 0.3% |
| USAA Federal Savings Bank | $1,125,000 | $2,970,000 | 164.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $995,000 | $2,825,000 | 183.9% | 0.3% |
| Old National Bank | $1,240,000 | $2,545,000 | 105.2% | 0.3% |
| Wells Fargo Bank | $1,965,000 | $2,530,000 | 28.8% | 0.3% |
| The Huntington National Bank | $1,615,000 | $2,405,000 | 48.9% | 0.2% |
| Northpointe Bank | $1,655,000 | $2,240,000 | 35.3% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,180,000 | n/a | 0.2% | |
| One Bank of Tennessee | $2,115,000 | n/a | 0.2% | |
| ACOPIA, LLC | $335,000 | $2,050,000 | 511.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $895,000 | $2,035,000 | 127.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,255,000 | $1,925,000 | -14.6% | 0.2% |
| The Farmers Bank | $1,190,000 | $1,885,000 | 58.4% | 0.2% |
| Forcht Bank | $215,000 | $1,865,000 | 767.4% | 0.2% |
| SIRVA MORTGAGE, INC. | $245,000 | $1,705,000 | 595.9% | 0.2% |
| Farmers Bank & Trust | $695,000 | $1,655,000 | 138.1% | 0.2% |
| Renasant Bank | $400,000 | $1,595,000 | 298.8% | 0.2% |
| GUARANTEED RATE, INC. | $1,140,000 | $1,505,000 | 32.0% | 0.1% |
| Regions Bank | $2,280,000 | $1,475,000 | -35.3% | 0.1% |
| CMG MORTGAGE, INC. | $1,605,000 | $1,470,000 | -8.4% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $335,000 | $1,470,000 | 338.8% | 0.1% |
| Macon Bank and Trust Company | $420,000 | $1,450,000 | 245.2% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,445,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $1,190,000 | $1,420,000 | 19.3% | 0.1% |
| Morgan Stanley Private Bank | $825,000 | $1,410,000 | 70.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $105,000 | $1,345,000 | 1,181.0% | 0.1% |
| The Federal Savings Bank | $525,000 | $1,320,000 | 151.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,300,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,490,000 | $1,270,000 | -14.8% | 0.1% |
| NBKC BANK | $265,000 | $1,270,000 | 379.2% | 0.1% |
| Bank of America | $595,000 | $1,180,000 | 98.3% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,450,000 | $1,165,000 | -19.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $235,000 | $1,150,000 | 389.4% | 0.1% |
| Discover Bank | $780,000 | $1,130,000 | 44.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $115,000 | $1,080,000 | 839.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $6,130,000 | $1,070,000 | -82.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $145,000 | $1,065,000 | 634.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,600,000 | $1,045,000 | -34.7% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,005,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $225,000 | $990,000 | 340.0% | 0.1% |
| BAY EQUITY LLC | $970,000 | n/a | 0.1% | |
| Arvest Bank | $365,000 | $960,000 | 163.0% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $920,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $1,220,000 | $900,000 | -26.2% | 0.1% |
| Citizens Bank | $22,650,000 | $885,000 | -96.1% | 0.1% |
| CARDINAL FINANCIAL | $1,995,000 | $880,000 | -55.9% | 0.1% |
| Flagstar Bank, FSB | $540,000 | $850,000 | 57.4% | 0.1% |
| Equity Prime Mortgage LLC | $155,000 | $845,000 | 445.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $845,000 | n/a | 0.1% | |
| Wilson & Muir Bank & Trust Company | $700,000 | $845,000 | 20.7% | 0.1% |
| Deere Employees Credit Union | $540,000 | $840,000 | 55.6% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $525,000 | $840,000 | 60.0% | 0.1% |
| The Lincoln National Bank of Hodgenville | $200,000 | $840,000 | 320.0% | 0.1% |
| Citizens Bank of Lafayette | $620,000 | $765,000 | 23.4% | 0.1% |
| Civista Bank | $765,000 | n/a | 0.1% | |
| BNY Mellon | $745,000 | n/a | 0.1% | |
| First National Bank of Omaha | $745,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $590,000 | $745,000 | 26.3% | 0.1% |
| Alcova Mortgage LLC | $740,000 | n/a | 0.1% | |
| Peoples Bank | $55,000 | $735,000 | 1,236.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,655,000 | $730,000 | -55.9% | 0.1% |
| BankPlus | $710,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $710,000 | n/a | 0.1% | |
| First Federal Savings Bank | $6,600,000 | $700,000 | -89.4% | 0.1% |
| L & N Federal Credit Union | $525,000 | $690,000 | 31.4% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $685,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,540,000 | $685,000 | -55.5% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $460,000 | $685,000 | 48.9% | 0.1% |
| First Horizon Bank | $1,140,000 | $665,000 | -41.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $655,000 | n/a | 0.1% | |
| WesBanco | $650,000 | n/a | 0.1% | |
| F&M Bank | $850,000 | $610,000 | -28.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | $600,000 | 380.0% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $595,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $585,000 | n/a | 0.1% | |
| Fifth Third Bank | $1,955,000 | $575,000 | -70.6% | 0.1% |
| SeaTrust Mortgage Company | $575,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $380,000 | $570,000 | 50.0% | 0.1% |
| CLEARPATH LENDING | $245,000 | $520,000 | 112.2% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $455,000 | $520,000 | 14.3% | 0.1% |
| Sharefax Credit Union | $415,000 | $515,000 | 24.1% | 0.1% |
| Ameris Bank | $500,000 | n/a | 0.0% | |
| NFM, INC. | $870,000 | $495,000 | -43.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,310,000 | $485,000 | -63.0% | 0.0% |
| Bank of England | $3,000,000 | $480,000 | -84.0% | 0.0% |
| PLANET HOME LENDING, LLC | $470,000 | $480,000 | 2.1% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $335,000 | $480,000 | 43.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $465,000 | n/a | 0.0% | |
| First Financial Bank | $1,290,000 | $465,000 | -64.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $465,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $325,000 | $465,000 | 43.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $460,000 | n/a | 0.0% | |
| Coastal Community Bank | $275,000 | $455,000 | 65.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $440,000 | n/a | 0.0% | |
| Fortera Federal Credit Union | $440,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $435,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $305,000 | $430,000 | 41.0% | 0.0% |
| Leader Bank | $425,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $420,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $110,000 | $420,000 | 281.8% | 0.0% |
| Assurance Financial Group, L.L.C. | $415,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $990,000 | $410,000 | -58.6% | 0.0% |
| First Merchants Bank | $400,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $235,000 | $400,000 | 70.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $275,000 | $395,000 | 43.6% | 0.0% |
| The Loan Store, Inc. | $395,000 | n/a | 0.0% | |
| The Central Trust Bank | $385,000 | n/a | 0.0% | |
| Union Savings Bank | $640,000 | $385,000 | -39.8% | 0.0% |
| First State Bank | $365,000 | n/a | 0.0% | |
| Nations Lending Corporation | $330,000 | $360,000 | 9.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $345,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $615,000 | $340,000 | -44.7% | 0.0% |
| Lakeview Community Capital, LLC | $335,000 | n/a | 0.0% | |
| Johnson Bank | $325,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,595,000 | $325,000 | -79.6% | 0.0% |
| Ixonia Bank | $580,000 | $320,000 | -44.8% | 0.0% |
| CANOPY MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $490,000 | $315,000 | -35.7% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $480,000 | $315,000 | -34.4% | 0.0% |
| Stride Bank | $315,000 | n/a | 0.0% | |
| UNIVERSAL 1 CREDIT UNION | $305,000 | n/a | 0.0% | |
| Volunteer State Bank | $540,000 | $305,000 | -43.5% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $460,000 | $295,000 | -35.9% | 0.0% |
| PHH Mortgage Corporation | $205,000 | $290,000 | 41.5% | 0.0% |
| GoPrime Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| Texana Bank | $275,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $265,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | $265,000 | -18.5% | 0.0% |
| Heartland Bank | $265,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| BancorpSouth | $255,000 | n/a | 0.0% | |
| First National Bank of America | $600,000 | $250,000 | -58.3% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $830,000 | $245,000 | -70.5% | 0.0% |
| The Citizens National Bank of Somerset | $245,000 | n/a | 0.0% | |
| Town & Country Bank and Trust Company | $245,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $240,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $240,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| NexBank | $235,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $235,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $305,000 | $235,000 | -23.0% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $85,000 | $225,000 | 164.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| Planters Bank, Inc. | $235,000 | $225,000 | -4.3% | 0.0% |
| COMMONWEALTH | $1,090,000 | $220,000 | -79.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,045,000 | $215,000 | -79.4% | 0.0% |
| Hometown Equity Mortgage, LLC | $215,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $900,000 | $215,000 | -76.1% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $165,000 | $210,000 | 27.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $205,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $115,000 | $205,000 | 78.3% | 0.0% |
| Quontic Bank | $185,000 | $205,000 | 10.8% | 0.0% |
| CINFED Federal Credit Union | $195,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $190,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $95,000 | $175,000 | 84.2% | 0.0% |
| West Point Bank | $410,000 | $175,000 | -57.3% | 0.0% |
| Ally Bank | $175,000 | $165,000 | -5.7% | 0.0% |
| Elements Financial Federal Credit Union | $165,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $225,000 | $165,000 | -26.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $740,000 | $155,000 | -79.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $330,000 | $155,000 | -53.0% | 0.0% |
| ATLANTA POSTAL | $135,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $135,000 | n/a | 0.0% | |
| Baxter Credit Union | $115,000 | n/a | 0.0% | |
| Providence Bank & Trust | $115,000 | n/a | 0.0% | |
| Secured Investment Corp. | $115,000 | n/a | 0.0% | |
| FCB Banks | $105,000 | n/a | 0.0% | |
| UNIVERSITY OF KENTUCKY | $110,000 | $80,000 | -27.3% | 0.0% |
| CSL Financial, LLC | $45,000 | $55,000 | 22.2% | 0.0% |
| DIGITAL Federal Credit Union | $55,000 | n/a | 0.0% | |
| Southeast Financial Credit Union | $55,000 | n/a | 0.0% | |
| Bank of Buffalo | $135,000 | $35,000 | -74.1% | 0.0% |
| Figure Lending LLC | $35,000 | n/a | 0.0% | |
| EASTMAN | $25,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $925,000 | $25,000 | -97.3% | 0.0% |
| The Sacramento Deposit Bank | $25,000 | n/a | 0.0% |
BOWLING GREEN's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 7.4% market share. In second place, with 5.6%, is Stock Yards Bank & Trust Company, having originated $56,305,000 in loans. In third place, with 5.2%, is American Bank & Trust Company, Inc., having originated $52,565,000 in loans. In fourth place, with 4.7%, is SOUTH CENTRAL BANK, INC., having originated $47,125,000 in loans. In fifth place, with 3.8%, is EVANSVILLE TEACHERS, having originated $38,865,000 in loans.
BOWLING GREEN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $227,450 (1.1%) | $292,287 (2.2%) | 0.84 | 571 |
| 2018-02-01 | $236,975 (2.0%) | $295,081 (-0.7%) | 0.86 | 558 |
| 2018-03-01 | $239,900 (-3.6%) | $292,594 (-3.2%) | 0.84 | 572 |
| 2018-04-01 | $239,900 (-1.5%) | $298,862 (-0.2%) | 0.81 | 589 |
| 2018-05-01 | $241,331 (-2.2%) | $302,945 (-0.2%) | 0.81 | 627 |
| 2018-06-01 | $255,000 (0.5%) | $309,629 (-0.4%) | 0.85 | 640 |
| 2018-07-01 | $267,100 (6.9%) | $319,404 (6.5%) | 0.89 | 656 |
| 2018-08-01 | $269,925 (8.0%) | $322,802 (5.9%) | 0.90 | 694 |
| 2018-09-01 | $264,900 (10.4%) | $318,081 (4.2%) | 0.89 | 715 |
| 2018-10-01 | $257,450 (8.5%) | $308,641 (1.1%) | 0.87 | 753 |
| 2018-11-01 | $249,900 (9.0%) | $300,328 (0.7%) | 0.85 | 778 |
| 2018-12-01 | $249,900 (13.6%) | $303,014 (4.5%) | 0.86 | 746 |
| 2019-01-01 | $254,875 (12.1%) | $305,582 (4.6%) | 0.88 | 660 |
| 2019-02-01 | $258,400 (9.0%) | $306,360 (3.8%) | 0.87 | 682 |
| 2019-03-01 | $264,186 (10.1%) | $312,771 (6.9%) | 0.86 | 681 |
| 2019-04-01 | $266,710 (11.2%) | $313,765 (5.0%) | 0.85 | 701 |
| 2019-05-01 | $269,900 (11.8%) | $313,896 (3.6%) | 0.84 | 741 |
| 2019-06-01 | $269,900 (5.8%) | $308,772 (-0.3%) | 0.84 | 761 |
| 2019-07-01 | $260,552 (-2.5%) | $299,686 (-6.2%) | 0.82 | 788 |
| 2019-08-01 | $253,536 (-6.1%) | $293,867 (-9.0%) | 0.80 | 790 |
| 2019-09-01 | $251,491 (-5.1%) | $289,566 (-9.0%) | 0.80 | 795 |
| 2019-10-01 | $249,900 (-2.9%) | $287,992 (-6.7%) | 0.81 | 806 |
| 2019-11-01 | $249,700 (-0.1%) | $291,097 (-3.1%) | 0.82 | 820 |
| 2019-12-01 | $249,900 (0.0%) | $299,345 (-1.2%) | 0.83 | 688 |
| 2020-01-01 | $251,400 (-1.4%) | $299,400 (-2.0%) | 0.84 | 629 |
| 2020-02-01 | $259,900 (0.6%) | $304,465 (-0.6%) | 0.85 | 609 |
| 2020-03-01 | $259,900 (-1.6%) | $310,925 (-0.6%) | 0.81 | 586 |
| 2020-04-01 | $258,300 (-3.2%) | $306,743 (-2.2%) | 0.81 | 599 |
| 2020-05-01 | $259,900 (-3.7%) | $306,180 (-2.5%) | 0.79 | 577 |
| 2020-06-01 | $262,175 (-2.9%) | $318,057 (3.0%) | 0.77 | 522 |
| 2020-07-01 | $269,900 (3.6%) | $320,927 (7.1%) | 0.78 | 473 |
| 2020-08-01 | $269,900 (6.5%) | $326,147 (11.0%) | 0.77 | 440 |
| 2020-09-01 | $268,850 (6.9%) | $336,722 (16.3%) | 0.77 | 414 |
| 2020-10-01 | $264,900 (6.0%) | $336,112 (16.7%) | 0.76 | 385 |
| 2020-11-01 | $244,725 (-2.0%) | $305,209 (4.9%) | 0.72 | 397 |
| 2020-12-01 | $239,900 (-4.0%) | $300,275 (0.3%) | 0.71 | 381 |
| 2021-01-01 | $249,900 (-0.6%) | $307,529 (2.7%) | 0.75 | 335 |
| 2021-02-01 | $249,225 (-4.1%) | $304,296 (-0.1%) | 0.73 | 281 |
| 2021-03-01 | $253,675 (-2.4%) | $311,551 (0.2%) | 0.72 | 286 |
| 2021-04-01 | $262,400 (1.6%) | $328,906 (7.2%) | 0.71 | 229 |
| 2021-05-01 | $269,900 (3.9%) | $354,912 (15.9%) | 0.72 | 224 |
| 2021-06-01 | $265,925 (1.4%) | $357,171 (12.3%) | 0.70 | 237 |
| 2021-07-01 | $269,900 (0.0%) | $370,789 (15.5%) | 0.71 | 287 |
| 2021-08-01 | $287,175 (6.4%) | $372,681 (14.3%) | 0.77 | 318 |
| 2021-09-01 | $285,000 (6.0%) | $371,162 (10.2%) | 0.76 | 346 |
| 2021-10-01 | $285,000 (7.6%) | $376,347 (12.0%) | 0.76 | 359 |
| 2021-11-01 | $296,950 (21.3%) | $381,733 (25.1%) | 0.79 | 359 |
| 2021-12-01 | $299,225 (24.7%) | $381,791 (27.2%) | 0.81 | 314 |
| 2022-01-01 | $289,900 (16.0%) | $378,813 (23.2%) | 0.78 | 254 |
| 2022-02-01 | $297,950 (19.6%) | $372,264 (22.3%) | 0.77 | 226 |
| 2022-03-01 | $297,450 (17.3%) | $396,530 (27.3%) | 0.74 | 188 |
| 2022-04-01 | $309,900 (18.1%) | $405,316 (23.2%) | 0.74 | 199 |
| 2022-05-01 | $305,200 (13.1%) | $402,446 (13.4%) | 0.70 | 223 |
| 2022-06-01 | $324,900 (22.2%) | $401,342 (12.4%) | 0.72 | 270 |
| 2022-07-01 | $329,900 (22.2%) | $395,778 (6.7%) | 0.74 | 354 |
| 2022-08-01 | $334,131 (16.4%) | $397,923 (6.8%) | 0.77 | 355 |
| 2022-09-01 | $338,813 (18.9%) | $399,218 (7.6%) | 0.79 | 359 |
| 2022-10-01 | $338,900 (18.9%) | $408,910 (8.7%) | 0.80 | 399 |
| 2022-11-01 | $331,098 (11.5%) | $658,892 (72.6%) | 0.80 | 435 |
| 2022-12-01 | $323,450 (8.1%) | $393,807 (3.2%) | 0.80 | 417 |
| 2023-01-01 | $318,950 (10.0%) | $392,463 (3.6%) | 0.79 | 383 |
| 2023-02-01 | $329,650 (10.6%) | $397,143 (6.7%) | 0.80 | 397 |
| 2023-03-01 | $329,900 (10.9%) | $400,933 (1.1%) | 0.78 | 404 |
| 2023-04-01 | $337,250 (8.8%) | $406,755 (0.4%) | 0.78 | 402 |
| 2023-05-01 | $343,950 (12.7%) | $422,198 (4.9%) | 0.78 | 416 |
| 2023-06-01 | $352,750 (8.6%) | $427,775 (6.6%) | 0.79 | 464 |
| 2023-07-01 | $345,000 (4.6%) | $422,066 (6.6%) | 0.78 | 489 |
| 2023-08-01 | $337,400 (1.0%) | $413,544 (3.9%) | 0.77 | 524 |
| 2023-09-01 | $324,900 (-4.1%) | $401,046 (0.5%) | 0.76 | 545 |
| 2023-10-01 | $325,725 (-3.9%) | $393,542 (-3.8%) | 0.77 | 573 |
| 2023-11-01 | $318,175 (-3.9%) | $383,193 (-41.8%) | 0.76 | 594 |
| 2023-12-01 | $304,950 (-5.7%) | $369,252 (-6.2%) | 0.74 | 603 |
| 2024-01-01 | $309,400 (-3.0%) | $366,644 (-6.6%) | 0.76 | 571 |
| 2024-02-01 | $309,900 (-6.0%) | $371,778 (-6.4%) | 0.75 | 584 |
| 2024-03-01 | $314,900 (-4.6%) | $385,711 (-3.8%) | 0.74 | 598 |
| 2024-04-01 | $324,400 (-3.8%) | $394,698 (-3.0%) | 0.75 | 624 |
| 2024-05-01 | $324,900 (-5.5%) | $397,782 (-5.8%) | 0.74 | 621 |
| 2024-06-01 | $324,900 (-7.9%) | $391,528 (-8.5%) | 0.74 | 660 |
| 2024-07-01 | $322,450 (-6.5%) | $384,721 (-8.9%) | 0.74 | 709 |
| 2024-08-01 | $315,000 (-6.6%) | $382,895 (-7.4%) | 0.73 | 729 |
| 2024-09-01 | $315,000 (-3.1%) | $380,546 (-5.1%) | 0.74 | 762 |
| 2024-10-01 | $313,400 (-3.8%) | $376,296 (-4.4%) | 0.74 | 772 |
| 2024-11-01 | $314,500 (-1.2%) | $372,854 (-2.7%) | 0.75 | 812 |
| 2024-12-01 | $314,375 (3.1%) | $366,277 (-0.8%) | 0.78 | 760 |
| 2025-01-01 | $314,500 (1.7%) | $366,661 (0.0%) | 0.79 | 727 |
| 2025-02-01 | $314,900 (1.6%) | $375,147 (0.9%) | 0.76 | 711 |
| 2025-03-01 | $319,900 (1.6%) | $380,480 (-1.4%) | 0.75 | 735 |
| 2025-04-01 | $326,650 (0.7%) | $390,526 (-1.1%) | 0.76 | 773 |
BOWLING GREEN's median listing price for 2025-04-01 was $326,650, a difference of
$2,250
(0.7%) versus the prior year and
$6,750 versus the prior month.
BOWLING GREEN's median listing price comes in at 76% of the national average.
BOWLING GREEN's average listing price for 2025-04-01 was $390,526, a difference of $-4,172 (-1.1%) versus the prior year and $10,046 versus the prior month.
For the 2025-04-01 period, BOWLING GREEN had 773 MLS listings, a difference of 38 listings (5%) versus the prior month and 149 listings (24%) versus the prior year.
BOWLING GREEN's median listing price comes in at 76% of the national average.
BOWLING GREEN's average listing price for 2025-04-01 was $390,526, a difference of $-4,172 (-1.1%) versus the prior year and $10,046 versus the prior month.
For the 2025-04-01 period, BOWLING GREEN had 773 MLS listings, a difference of 38 listings (5%) versus the prior month and 149 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 94 days | 2,001 sqft |
| 2018-02-01 | 94 days | 2,004 sqft |
| 2018-03-01 | 67 days | 2,003 sqft |
| 2018-04-01 | 60 days | 2,058 sqft |
| 2018-05-01 | 59 days | 2,069 sqft |
| 2018-06-01 | 54 days | 2,173 sqft |
| 2018-07-01 | 58 days | 2,214 sqft |
| 2018-08-01 | 61 days | 2,283 sqft |
| 2018-09-01 | 68 days | 2,250 sqft |
| 2018-10-01 | 71 days | 2,194 sqft |
| 2018-11-01 | 73 days | 2,122 sqft |
| 2018-12-01 | 85 days | 2,100 sqft |
| 2019-01-01 | 88 days | 2,100 sqft |
| 2019-02-01 | 87 days | 2,100 sqft |
| 2019-03-01 | 81 days | 2,146 sqft |
| 2019-04-01 | 74 days | 2,170 sqft |
| 2019-05-01 | 63 days | 2,180 sqft |
| 2019-06-01 | 59 days | 2,181 sqft |
| 2019-07-01 | 61 days | 2,163 sqft |
| 2019-08-01 | 62 days | 2,090 sqft |
| 2019-09-01 | 66 days | 2,067 sqft |
| 2019-10-01 | 68 days | 2,053 sqft |
| 2019-11-01 | 71 days | 2,035 sqft |
| 2019-12-01 | 81 days | 2,012 sqft |
| 2020-01-01 | 95 days | 2,011 sqft |
| 2020-02-01 | 99 days | 2,049 sqft |
| 2020-03-01 | 75 days | 2,072 sqft |
| 2020-04-01 | 68 days | 2,029 sqft |
| 2020-05-01 | 74 days | 2,011 sqft |
| 2020-06-01 | 75 days | 2,047 sqft |
| 2020-07-01 | 73 days | 2,062 sqft |
| 2020-08-01 | 68 days | 2,075 sqft |
| 2020-09-01 | 55 days | 2,054 sqft |
| 2020-10-01 | 57 days | 2,000 sqft |
| 2020-11-01 | 51 days | 1,856 sqft |
| 2020-12-01 | 58 days | 1,844 sqft |
| 2021-01-01 | 73 days | 1,862 sqft |
| 2021-02-01 | 66 days | 1,796 sqft |
| 2021-03-01 | 45 days | 1,834 sqft |
| 2021-04-01 | 39 days | 1,812 sqft |
| 2021-05-01 | 38 days | 1,860 sqft |
| 2021-06-01 | 32 days | 1,798 sqft |
| 2021-07-01 | 31 days | 1,850 sqft |
| 2021-08-01 | 32 days | 1,900 sqft |
| 2021-09-01 | 37 days | 1,914 sqft |
| 2021-10-01 | 44 days | 1,866 sqft |
| 2021-11-01 | 49 days | 1,955 sqft |
| 2021-12-01 | 52 days | 1,988 sqft |
| 2022-01-01 | 65 days | 1,851 sqft |
| 2022-02-01 | 50 days | 1,813 sqft |
| 2022-03-01 | 37 days | 1,821 sqft |
| 2022-04-01 | 26 days | 1,830 sqft |
| 2022-05-01 | 31 days | 1,854 sqft |
| 2022-06-01 | 31 days | 1,963 sqft |
| 2022-07-01 | 33 days | 2,008 sqft |
| 2022-08-01 | 46 days | 1,940 sqft |
| 2022-09-01 | 49 days | 1,943 sqft |
| 2022-10-01 | 45 days | 1,979 sqft |
| 2022-11-01 | 52 days | 1,950 sqft |
| 2022-12-01 | 64 days | 1,940 sqft |
| 2023-01-01 | 79 days | 1,930 sqft |
| 2023-02-01 | 62 days | 1,917 sqft |
| 2023-03-01 | 52 days | 1,919 sqft |
| 2023-04-01 | 59 days | 1,925 sqft |
| 2023-05-01 | 53 days | 1,961 sqft |
| 2023-06-01 | 46 days | 1,977 sqft |
| 2023-07-01 | 47 days | 1,914 sqft |
| 2023-08-01 | 50 days | 1,899 sqft |
| 2023-09-01 | 53 days | 1,825 sqft |
| 2023-10-01 | 63 days | 1,817 sqft |
| 2023-11-01 | 67 days | 1,801 sqft |
| 2023-12-01 | 73 days | 1,723 sqft |
| 2024-01-01 | 79 days | 1,735 sqft |
| 2024-02-01 | 67 days | 1,748 sqft |
| 2024-03-01 | 52 days | 1,750 sqft |
| 2024-04-01 | 52 days | 1,770 sqft |
| 2024-05-01 | 56 days | 1,808 sqft |
| 2024-06-01 | 51 days | 1,793 sqft |
| 2024-07-01 | 51 days | 1,748 sqft |
| 2024-08-01 | 60 days | 1,717 sqft |
| 2024-09-01 | 61 days | 1,704 sqft |
| 2024-10-01 | 64 days | 1,700 sqft |
| 2024-11-01 | 68 days | 1,694 sqft |
| 2024-12-01 | 80 days | 1,691 sqft |
| 2025-01-01 | 81 days | 1,693 sqft |
| 2025-02-01 | 81 days | 1,700 sqft |
| 2025-03-01 | 61 days | 1,734 sqft |
| 2025-04-01 | 58 days | 1,769 sqft |
BOWLING GREEN's median listing age (time on market) for 2025-04-01 was 58 days.
This
is 11%
longer
than the same period one year ago.
BOWLING GREEN's median square footage for active listings during the 2025-04-01 period was 1,769 sqft. One year prior, the average listing was 1,770 sqft.
BOWLING GREEN's median square footage for active listings during the 2025-04-01 period was 1,769 sqft. One year prior, the average listing was 1,770 sqft.
BOWLING GREEN, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,333 | $670,785,000 | $287,520 |
| Refi | 603 | $206,535,000 | $342,512 |
| Cash Out Refi | 430 | $79,390,000 | $184,628 |
| Other | 363 | $30,095,000 | $82,906 |
| Home Improvement | 303 | $24,795,000 | $81,832 |
| NA | 3 | $305,000 | $101,667 |
Bowling Green's most frequently cited loan purpose was Home Purchase, with 2,333 originations. The 2nd most popular reason was Refi, with 603 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,327 | $341,795,000 | $257,570 |
| 7-8% | 833 | $224,315,000 | $269,286 |
| Over 8% | 794 | $137,090,000 | $172,657 |
| 5-6% | 432 | $150,460,000 | $348,287 |
| 3-4% | 87 | $7,385,000 | $84,885 |
| <2.5% | 62 | $7,180,000 | $115,806 |
| 4-5% | 34 | $10,770,000 | $316,765 |
| 2.5-3% | 4 | $720,000 | $180,000 |
During 2024, Bowling Green's most frequently originated rate bucket was 6-7%, with 1,327 originations.
Loan Sizing (BOWLING GREEN, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,576 | $426,640,000 | $270,711 |
| $100k-200k | 1,061 | $159,545,000 | $150,372 |
| $100,000 or less | 1,001 | $53,235,000 | $53,182 |
| $400k-600k | 268 | $125,830,000 | $469,515 |
| $600k-1000k | 83 | $64,665,000 | $779,096 |
| $Over $1MM | 46 | $181,990,000 | $3,956,304 |
BOWLING GREEN's loan sizing saw the bucket of loans from $200k-400k with 1,576 originations, totaling $426,640,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,439 | $393,785,000 | $273,652 |
| 60-80% | 714 | $192,160,000 | $269,132 |
| Under 20% | 513 | $44,925,000 | $87,573 |
| 20-40% | 494 | $68,840,000 | $139,352 |
| 40-60% | 328 | $127,760,000 | $389,512 |
| Over 100% | 44 | $42,880,000 | $974,545 |
BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,439 originations, totaling $393,785,000 in origination value.