BOWLING GREEN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bowling Green averaged 6.89% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 7.16% and one month ago for the week of 2024-04-11, the average rate was 6.75%.

Bowling Green's average rate one year ago was 6.42%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Bowling Green 30 Year Fixed Rate 2024-05-16 6.89%
Bowling Green 30 Year Fixed Rate Refi 2024-05-16 7.6%
Bowling Green 15 Year Fixed Rate 2024-05-16 7.11%
Bowling Green 15 Year Fixed Rate Refi 2024-05-16 6.78%
Bowling Green 30 Year FHA 2024-05-16 6.32%
Bowling Green 30 Year FHA Refi 2024-05-16 6.54%
Bowling Green 30 Year USDA 2024-05-16 6.47%
Bowling Green 30 Year USDA Refi 2024-05-16 6.95%
Bowling Green 30 Year VA 2024-05-16 6.64%
Bowling Green 30 Year VA Refi 2024-05-16 6.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOWLING GREEN, KY.

BOWLING GREEN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 160 6.87% $5,857
EVANSVILLE TEACHERS 73 6.69% $5,240
SOUTH CENTRAL BANK, INC. 62 6.61% $3,914
U.S. Bank 62 6.80% $3,948
Citizens Bank 61 6.84% $3,261
QUICKEN LOANS, LLC 52 6.90% $6,158
STOCKTON MORTGAGE CORPORATION 41 6.79% $5,989
Morgantown Bank & Trust Company, Incorporated 36 7.23% $2,174
Edmonton State Bank 35 6.99% $3,528
FirstBank 25 6.73% $5,047
Magnolia Bank 25 6.84% $2,925
First Federal Savings Bank 22 5.72% $3,403
SERVICE ONE 21 6.62% $2,413
Truist 19 6.65% $4,292
UNITED WHOLESALE MORTGAGE, LLC 18 6.48% $8,586
Abound Federal Credit Union 17 5.70% $2,776
Independence Bank of Kentucky 17 6.45% $2,032
JPMorgan Chase Bank 17 6.66% $4,597
RUOFF MORTGAGE COMPANY, INC. 16 6.90% $2,504
German American Bank 16 6.81% $4,122
Farm Credit Mid-America, ACA 12 6.99% $7,157
Century Mortgage Company DBA Century Lending Company 10 6.65% $9,945
HOMESIDE FINANCIAL, LLC 10 6.49% $4,333
MOVEMENT MORTGAGE, LLC 10 7.16% $4,986
VANDERBILT MORTGAGE AND FINANCE, INC. 9 7.61% $5,685
PNC Bank 8 6.89% $3,779
EVERETT FINANCIAL, INC. 6 7.33% $6,680
Wells Fargo Bank 5 6.65% $6,518
21ST MORTGAGE CORPORATION 5 7.62% $6,777
PARK COMMUNITY CREDIT UNION, INC. 5 6.53% $3,024
NAVY FEDERAL CREDIT UNION 5 6.35% $2,371
ROSS MORTGAGE CORPORATION 4 7.25% $3,879
Fifth Third Bank 4 6.00% $5,119
First Financial Bank 4 6.63% $3,494
Regions Bank 4 6.19% $5,465
First National Bank of America 4 9.88% $7,228
First Southern National Bank 4 6.95% $3,186
CHURCHILL MORTGAGE CORPORATION 4 6.19% $4,584
BROKER SOLUTIONS, INC. 4 6.87% $4,937
AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.84% $7,388
Central Bank 3 6.58% $2,901
First Financial Bank 3 7.33% $4,811
Northpointe Bank 3 6.75% $7,254
AMERISAVE MORTGAGE CORPORATION 3 6.50% $6,908
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 5.88% $3,615
CMG MORTGAGE, INC. 3 6.13% $7,170
FBC MORTGAGE, LLC 3 6.66% $7,229
Peoples Bank 3 7.08% $3,675
Paramount Residential Mortgage Group, Inc. 3 7.21% $10,035
Wilson & Muir Bank & Trust Company 3 6.75% $1,729
Plains Commerce Bank 2 6.38% $3,766
Pinnacle Bank 2 6.44% $6,044
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.94% $4,800
ASCEND FEDERAL CREDIT UNION 2 6.50% $2,775
LOANDEPOT.COM, LLC 2 6.31% $6,241
GUIDANCE RESIDENTIAL, LLC 2 6.75% $6,055
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.00% $7,899
ENDEAVOR CAPITAL, LLC. 2 6.75% $5,905
Old National Bank 2 6.25% $3,595
Ixonia Bank 2 6.75% $11,247
Community Trust Bank, Inc. 2 6.44% $3,366
CROSSCOUNTRY MORTGAGE, LLC 2 8.10% $5,153
Bank of Tennessee 2 7.07% $5,957
Republic Bank & Trust Company 2 6.63% $3,976
Mr. Cooper ( Nationstar Mortgage ) 2 6.31% $6,656
First Horizon Bank 2 6.06% $4,302
SUCCESS MORTGAGE PARTNERS, INC. 2 6.94% $5,158
The Cecilian Bank 2 6.58% $2,849
The Huntington National Bank 2 7.13% $2,828
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.94% $9,219
FREEDOM MORTGAGE CORPORATION 2 6.88% $7,375
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.38% $4,370
Union Savings Bank 2 6.06% $5,882
PLUS RELOCATION MORTGAGE, LLC 2 7.25% $4,818
FIRST COMMUNITY MORTGAGE, INC. 2 7.81% $10,985
Wyndham Capital Mortgage, Inc. 1 6.63% $2,428
ACOPIA, LLC 1 7.63% $4,718
Ally Bank 1 5.50% $7,567
AMCAP MORTGAGE, LTD. 1 6.50% $9,780
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $17,639
Bank of America 1 5.50% $3,719
Bank of England 1 7.50% $4,506
BETTER MORTGAGE CORPORATION 1 4.88% $7,800
Blue Ridge Bank 1 7.38% $3,366
Capitol Federal Savings Bank 1 5.13% $7,028
CapStar Bank 1 6.98% $2,392
CARDINAL FINANCIAL 1 7.75% $9,726
Carrington Mortgage Services, LLC 1 6.50% $11,735
Citizens Bank of Lafayette 1 8.65% $1,416
Colony Bank 1 6.49% $8,656
COMMONWEALTH 1 6.00% $3,512
COMMUNITY MORTGAGE CORPORATION 1 6.99% $6,040
Deere Employees Credit Union 1 5.13% $3,420
DHI MORTGAGE COMPANY, LTD. 1 5.88% $1,817
Farmers Bank & Trust 1 7.13% $4,968
First Federal Savings and Loan Association of Lakewood 1 4.97% $3,103
FirstTrust Home Loans, Inc. 1 6.63% $3,337
Flagstar Bank, FSB 1 7.63% $4,740
F&M Bank 1 5.88% $5,657
GENEVA FINANCIAL, LLC 1 7.38% $5,959
GUARANTEED RATE AFFINITY, LLC 1 7.00% $4,009
GUARANTEED RATE, INC. 1 6.75% $2,296
Guardian Savings Bank, A Federal Savings Bank 1 6.75% $2,317
HOMESTAR FINANCIAL CORPORATION 1 7.00% $3,059
KeyBank 1 6.75% $3,825
LAND HOME FINANCIAL SERVICES, INC. 1 6.88% $3,714
LEADERONE FINANCIAL CORPORATION 1 6.50% $3,927
Legends Bank 1 6.63% $4,259
L & N Federal Credit Union 1 6.88% $3,347
Morgan Stanley Private Bank 1 6.45% $4,929
MORTGAGE ACCESS CORP. 1 6.63% $6,242
MORTGAGE INVESTORS GROUP, INC. 1 7.88% $4,465
MORTGAGE MASTERS OF INDIANA, INC. 1 6.88% $3,621
Mortgage Research Center, LLC 1 6.25% $9,017
M&T Bank 1 6.00% $9,401
NBKC BANK 1 7.25% $6,062
NEWREZ LLC 1 7.50% $3,023
NFM, INC. 1 6.38% $3,904
PENNYMAC LOAN SERVICES, LLC 1 6.50% $5,225
PLAZA HOME MORTGAGE, INC. 1 7.25% $8,402
PREMIA MORTGAGE, LLC 1 6.50% $0
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $10,170
Raymond James Bank 1 4.63% $3,189
RBC Bank, (Georgia) 1 6.25% $1,842
RELIANCE FIRST CAPITAL, LLC 1 7.38% $5,737
Renasant Bank 1 6.88% $3,527
ROYAL UNITED MORTGAGE LLC 1 7.13% $4,615
SIRVA MORTGAGE, INC. 1 7.50% $2,659
The Farmers Bank 1 6.38% $2,486
THE MORTGAGE FIRM, INC. 1 6.50% $9,972
TOTAL MORTGAGE SERVICES, LLC 1 7.25% $5,578
UNIFY FINANCIAL Credit Union 1 7.50% $1,084
United Fidelity Funding Corp. 1 6.88% $11,261
Waterstone Mortgage Corporation 1 8.25% $5,877

BOWLING GREEN Average Closing Costs & Other Stats

BOWLING GREEN, KY's 134 lenders originated 3,704 loans during 2023. The total origination value was $843,240,000, with an average loan value of $227,657.

BOWLING GREEN's average closing costs are $4,399.

The top BOWLING GREEN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 160 loans originated. Their average total fees are $5,857, which is $617 higher than the next largest lender, EVANSVILLE TEACHERS.

The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are Independence Bank of Kentucky ($2,032), Morgantown Bank & Trust Company, Incorporated ($2,174), SERVICE ONE ($2,413), RUOFF MORTGAGE COMPANY, INC. ($2,504) and Abound Federal Credit Union ($2,776).

The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are Abound Federal Credit Union (5.70%), First Federal Savings Bank (5.72%), Independence Bank of Kentucky (6.45%), UNITED WHOLESALE MORTGAGE, LLC (6.48%) and HOMESIDE FINANCIAL, LLC (6.49%).

BOWLING GREEN, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $100,960,000 $72,020,000 -28.7% 8.5%
Franklin Bank & Trust Company $30,440,000 $49,435,000 62.4% 5.9%
SOUTH CENTRAL BANK, INC. $55,045,000 $45,150,000 -18.0% 5.4%
EVANSVILLE TEACHERS $34,935,000 $43,235,000 23.8% 5.1%
American Bank & Trust Company, Inc. $107,065,000 $41,565,000 -61.2% 4.9%
U.S. Bank $44,440,000 $31,775,000 -28.5% 3.8%
QUICKEN LOANS, LLC $35,910,000 $26,795,000 -25.4% 3.2%
WALKER & DUNLOP, LLC $26,005,000 n/a 3.1%
Edmonton State Bank $47,440,000 $24,590,000 -48.2% 2.9%
Citizens Bank $55,050,000 $22,650,000 -58.9% 2.7%
Independence Bank of Kentucky $46,420,000 $22,430,000 -51.7% 2.7%
Bank of Edmonson County $15,030,000 $22,375,000 48.9% 2.7%
STOCKTON MORTGAGE CORPORATION $22,850,000 $22,200,000 -2.8% 2.6%
Morgantown Bank & Trust Company, Incorporated $26,225,000 $21,630,000 -17.5% 2.6%
First Southern National Bank $21,895,000 $15,810,000 -27.8% 1.9%
FBC MORTGAGE, LLC $16,015,000 $15,090,000 -5.8% 1.8%
Abound Federal Credit Union $15,460,000 $14,550,000 -5.9% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $16,340,000 $14,245,000 -12.8% 1.7%
Farmers Bank and Trust Company $24,775,000 $13,125,000 -47.0% 1.6%
FirstBank $18,150,000 $13,055,000 -28.1% 1.5%
German American Bank $29,000,000 $12,925,000 -55.4% 1.5%
RUOFF MORTGAGE COMPANY, INC. $16,220,000 $12,640,000 -22.1% 1.5%
Mortgage Research Center, LLC $15,140,000 $12,450,000 -17.8% 1.5%
Truist $16,460,000 $11,725,000 -28.8% 1.4%
Banterra Bank $3,105,000 $11,025,000 255.1% 1.3%
PNC Bank $9,520,000 $10,260,000 7.8% 1.2%
The Monticello Banking Company $21,570,000 $10,090,000 -53.2% 1.2%
Magnolia Bank $10,405,000 $8,805,000 -15.4% 1.0%
ORIX REAL ESTATE CAPITAL, LLC $8,325,000 n/a 1.0%
SERVICE ONE $18,800,000 $7,765,000 -58.7% 0.9%
MOVEMENT MORTGAGE, LLC $9,570,000 $6,650,000 -30.5% 0.8%
First Federal Savings Bank $770,000 $6,600,000 757.1% 0.8%
Century Mortgage Company DBA Century Lending Company $15,870,000 $6,395,000 -59.7% 0.8%
Farm Credit Mid-America, ACA $6,595,000 $6,170,000 -6.4% 0.7%
HOMESIDE FINANCIAL, LLC $1,175,000 $6,130,000 421.7% 0.7%
Peoples Bank $5,955,000 n/a 0.7%
JPMorgan Chase Bank $6,755,000 $5,425,000 -19.7% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $9,475,000 $5,365,000 -43.4% 0.6%
NAVY FEDERAL CREDIT UNION $6,065,000 $5,160,000 -14.9% 0.6%
EVERETT FINANCIAL, INC. $6,850,000 $4,755,000 -30.6% 0.6%
ROSS MORTGAGE CORPORATION $2,760,000 $3,905,000 41.5% 0.5%
First Financial Bank $1,095,000 $3,685,000 236.5% 0.4%
BROKER SOLUTIONS, INC. $3,360,000 $3,275,000 -2.5% 0.4%
Bank of England $7,265,000 $3,000,000 -58.7% 0.4%
FREEDOM MORTGAGE CORPORATION $7,200,000 $2,920,000 -59.4% 0.3%
Regions Bank $2,060,000 $2,280,000 10.7% 0.3%
21ST MORTGAGE CORPORATION $3,380,000 $2,255,000 -33.3% 0.3%
CARDINAL FINANCIAL $1,435,000 $1,995,000 39.0% 0.2%
Paramount Residential Mortgage Group, Inc. $3,990,000 $1,970,000 -50.6% 0.2%
Wells Fargo Bank $5,250,000 $1,965,000 -62.6% 0.2%
Fifth Third Bank $3,045,000 $1,955,000 -35.8% 0.2%
PENNYMAC LOAN SERVICES, LLC $3,780,000 $1,775,000 -53.0% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $4,605,000 $1,730,000 -62.4% 0.2%
CHURCHILL MORTGAGE CORPORATION $575,000 $1,655,000 187.8% 0.2%
Northpointe Bank $1,210,000 $1,655,000 36.8% 0.2%
The Huntington National Bank $2,890,000 $1,615,000 -44.1% 0.2%
CMG MORTGAGE, INC. $2,875,000 $1,605,000 -44.2% 0.2%
AMERISAVE MORTGAGE CORPORATION $5,495,000 $1,600,000 -70.9% 0.2%
Plains Commerce Bank $1,595,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $3,005,000 $1,560,000 -48.1% 0.2%
NEW DAY FINANCIAL, LLC $775,000 $1,540,000 98.7% 0.2%
Carrington Mortgage Services, LLC $1,815,000 $1,490,000 -17.9% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,940,000 $1,450,000 -75.6% 0.2%
PARK COMMUNITY CREDIT UNION, INC. $155,000 $1,350,000 771.0% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,530,000 $1,310,000 -14.4% 0.2%
First Financial Bank $1,095,000 $1,290,000 17.8% 0.2%
Old National Bank $685,000 $1,240,000 81.0% 0.1%
GENEVA FINANCIAL, LLC $1,845,000 $1,220,000 -33.9% 0.1%
The Farmers Bank $960,000 $1,190,000 24.0% 0.1%
VILLAGE CAPITAL MORTGAGE $175,000 $1,190,000 580.0% 0.1%
Pinnacle Bank $2,060,000 $1,150,000 -44.2% 0.1%
First Horizon Bank $1,840,000 $1,140,000 -38.0% 0.1%
GUARANTEED RATE, INC. $410,000 $1,140,000 178.0% 0.1%
USAA Federal Savings Bank $3,365,000 $1,125,000 -66.6% 0.1%
COMMONWEALTH $550,000 $1,090,000 98.2% 0.1%
Stock Yards Bank & Trust Company $605,000 $1,075,000 77.7% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $485,000 $1,045,000 115.5% 0.1%
LOANDEPOT.COM, LLC $5,505,000 $1,045,000 -81.0% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,760,000 $995,000 -43.5% 0.1%
Community Trust Bank, Inc. $455,000 $990,000 117.6% 0.1%
The Cecilian Bank $6,360,000 $960,000 -84.9% 0.1%
Republic Bank & Trust Company $1,325,000 $925,000 -30.2% 0.1%
NEXERA HOLDING LLC $305,000 $900,000 195.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,180,000 $895,000 -24.2% 0.1%
NFM, INC. $255,000 $870,000 241.2% 0.1%
Central Bank $585,000 $865,000 47.9% 0.1%
F&M Bank $2,135,000 $850,000 -60.2% 0.1%
PLUS RELOCATION MORTGAGE, LLC $830,000 n/a 0.1%
Morgan Stanley Private Bank $2,840,000 $825,000 -71.0% 0.1%
Discover Bank $765,000 $780,000 2.0% 0.1%
Bank of Tennessee $340,000 $775,000 127.9% 0.1%
Waterstone Mortgage Corporation $85,000 $745,000 776.5% 0.1%
Barrington Bank & Trust Company, N.A. $990,000 $740,000 -25.3% 0.1%
CapStar Bank $135,000 $705,000 422.2% 0.1%
NEWREZ LLC $1,795,000 $705,000 -60.7% 0.1%
Wilson & Muir Bank & Trust Company $1,510,000 $700,000 -53.6% 0.1%
Farmers Bank & Trust $695,000 n/a 0.1%
Legends Bank $905,000 $660,000 -27.1% 0.1%
Union Savings Bank $465,000 $640,000 37.6% 0.1%
Citizens Bank of Lafayette $1,645,000 $620,000 -62.3% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,205,000 $615,000 -49.0% 0.1%
First National Bank of America $600,000 n/a 0.1%
MORTGAGE ACCESS CORP. $600,000 n/a 0.1%
Bank of America $2,210,000 $595,000 -73.1% 0.1%
First Federal Savings and Loan Association of Lakewood $595,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $915,000 $590,000 -35.5% 0.1%
Ixonia Bank $370,000 $580,000 56.8% 0.1%
Raymond James Bank $575,000 n/a 0.1%
Deere Employees Credit Union $280,000 $540,000 92.9% 0.1%
Flagstar Bank, FSB $960,000 $540,000 -43.8% 0.1%
Volunteer State Bank $80,000 $540,000 575.0% 0.1%
ENDEAVOR CAPITAL, LLC. $410,000 $525,000 28.0% 0.1%
L & N Federal Credit Union $1,035,000 $525,000 -49.3% 0.1%
The Federal Savings Bank $1,450,000 $525,000 -63.8% 0.1%
DAS Acquisition Company, LLC $225,000 $495,000 120.0% 0.1%
GUIDANCE RESIDENTIAL, LLC $490,000 n/a 0.1%
Willamette Valley Bank $600,000 $490,000 -18.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,895,000 $480,000 -74.7% 0.1%
PLANET HOME LENDING, LLC $490,000 $470,000 -4.1% 0.1%
ASCEND FEDERAL CREDIT UNION $630,000 $460,000 -27.0% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $175,000 $460,000 162.9% 0.1%
Limestone Bank, Inc. $14,035,000 $455,000 -96.8% 0.1%
MORTGAGE INVESTORS GROUP, INC. $135,000 $455,000 237.0% 0.1%
Macon Bank and Trust Company $1,235,000 $420,000 -66.0% 0.0%
Sharefax Credit Union $415,000 n/a 0.0%
West Point Bank $1,935,000 $410,000 -78.8% 0.0%
United Bank $1,075,000 $405,000 -62.3% 0.0%
Renasant Bank $2,515,000 $400,000 -84.1% 0.0%
The First National Bank of Middle Tennessee $205,000 $400,000 95.1% 0.0%
Community First National Bank $395,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $390,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $380,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $415,000 $375,000 -9.6% 0.0%
Arvest Bank $400,000 $365,000 -8.8% 0.0%
Brighton Bank $355,000 n/a 0.0%
Wilson Bank And Trust $400,000 $350,000 -12.5% 0.0%
M&T Bank $280,000 $340,000 21.4% 0.0%
ACOPIA, LLC $1,095,000 $335,000 -69.4% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,610,000 $335,000 -79.2% 0.0%
TOP FLITE FINANCIAL, INC. $375,000 $335,000 -10.7% 0.0%
United Southern Bank $630,000 $335,000 -46.8% 0.0%
FirstTrust Home Loans, Inc. $330,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $330,000 n/a 0.0%
Nations Lending Corporation $1,205,000 $330,000 -72.6% 0.0%
AMCAP MORTGAGE, LTD. $325,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $325,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,140,000 $325,000 -71.5% 0.0%
Colony Bank $315,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $350,000 $315,000 -10.0% 0.0%
River City Bank, Inc. $115,000 $310,000 169.6% 0.0%
Capitol Federal Savings Bank $725,000 $305,000 -57.9% 0.0%
First Federal Bank $275,000 $305,000 10.9% 0.0%
Stifel Bank and Trust $165,000 $305,000 84.8% 0.0%
United Fidelity Funding Corp. $305,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $845,000 $305,000 -63.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $155,000 $295,000 90.3% 0.0%
Gateway First Bank $255,000 $295,000 15.7% 0.0%
MORTGAGE MASTERS OF INDIANA, INC. $295,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $285,000 n/a 0.0%
BOKF $275,000 n/a 0.0%
Coastal Community Bank $275,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $275,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $275,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $195,000 $275,000 41.0% 0.0%
ALLIANT CREDIT UNION $225,000 $270,000 20.0% 0.0%
NBKC BANK $1,210,000 $265,000 -78.1% 0.0%
VICTORY MORTGAGE, L.L.C. $255,000 n/a 0.0%
Centennial Bank $245,000 n/a 0.0%
CLEARPATH LENDING $245,000 n/a 0.0%
SIRVA MORTGAGE, INC. $445,000 $245,000 -44.9% 0.0%
UNION HOME MORTGAGE CORP. $245,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $235,000 n/a 0.0%
Planters Bank, Inc. $36,060,000 $235,000 -99.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $18,875,000 $235,000 -98.8% 0.0%
ROYAL UNITED MORTGAGE LLC $615,000 $235,000 -61.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.0%
DHI MORTGAGE COMPANY, LTD. $3,945,000 $225,000 -94.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $645,000 $225,000 -65.1% 0.0%
LEADERONE FINANCIAL CORPORATION $225,000 n/a 0.0%
Tri-County Bank $225,000 n/a 0.0%
First Federal Bank $275,000 $215,000 -21.8% 0.0%
Forcht Bank $3,445,000 $215,000 -93.8% 0.0%
TOTAL MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
Blue Ridge Bank $205,000 n/a 0.0%
KeyBank $780,000 $205,000 -73.7% 0.0%
PHH Mortgage Corporation $280,000 $205,000 -26.8% 0.0%
The Lincoln National Bank of Hodgenville $200,000 n/a 0.0%
Bell Bank $195,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $500,000 $195,000 -61.0% 0.0%
Quontic Bank $185,000 n/a 0.0%
Ally Bank $2,135,000 $175,000 -91.8% 0.0%
Cumberland Valley National Bank & Trust Company $175,000 n/a 0.0%
FIRST SOUTH FINANCIAL $370,000 $175,000 -52.7% 0.0%
Summit Community Bank, Inc. $175,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.0%
Equity Prime Mortgage LLC $575,000 $155,000 -73.0% 0.0%
BETTER MORTGAGE CORPORATION $600,000 $145,000 -75.8% 0.0%
The Paducah Bank and Trust Company $255,000 $145,000 -43.1% 0.0%
Bank of Buffalo $135,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $340,000 $125,000 -63.2% 0.0%
Citibank $115,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
RBC Bank, (Georgia) $115,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $720,000 $115,000 -84.0% 0.0%
SPRING EQ, LLC $330,000 $110,000 -66.7% 0.0%
UNIVERSITY OF KENTUCKY $320,000 $110,000 -65.6% 0.0%
KS StateBank $105,000 n/a 0.0%
Prosperity Home Mortgage, LLC $455,000 $105,000 -76.9% 0.0%
QUORUM FEDERAL CREDIT UNION $115,000 $105,000 -8.7% 0.0%
TOWNE MORTGAGE COMPANY $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $205,000 $105,000 -48.8% 0.0%
GUILD MORTGAGE COMPANY $960,000 $95,000 -90.1% 0.0%
Guardian Savings Bank, A Federal Savings Bank $155,000 $85,000 -45.2% 0.0%
UNIFY FINANCIAL Credit Union $65,000 n/a 0.0%
Peoples Bank $55,000 n/a 0.0%
Transportation Federal Credit Union $55,000 n/a 0.0%
CSL Financial, LLC $45,000 n/a 0.0%
ASHLAND Credit Union $25,000 n/a 0.0%
NASA Federal Credit Union $25,000 n/a 0.0%

BOWLING GREEN's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 8.5% market share. In second place, with 5.9%, is Franklin Bank & Trust Company, having originated $49,435,000 in loans. In third place, with 5.4%, is SOUTH CENTRAL BANK, INC., having originated $45,150,000 in loans. In fourth place, with 5.1%, is EVANSVILLE TEACHERS, having originated $43,235,000 in loans. In fifth place, with 4.9%, is American Bank & Trust Company, Inc., having originated $41,565,000 in loans.


BOWLING GREEN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $227,200 (0.8%) $291,935 (2.1%) 0.84 571
2018-02-01 $236,975 (2.0%) $295,196 (-0.4%) 0.86 558
2018-03-01 $239,700 (-2.1%) $292,642 (-2.9%) 0.84 571
2018-04-01 $239,900 (-1.5%) $298,927 (0.0%) 0.81 587
2018-05-01 $240,684 (-2.4%) $303,038 (0.2%) 0.80 628
2018-06-01 $257,250 (1.9%) $309,645 (-0.2%) 0.86 642
2018-07-01 $268,250 (7.3%) $319,331 (6.7%) 0.90 657
2018-08-01 $269,900 (8.0%) $322,644 (5.9%) 0.90 695
2018-09-01 $264,900 (10.4%) $318,026 (4.2%) 0.89 717
2018-10-01 $257,450 (8.7%) $308,613 (1.2%) 0.87 754
2018-11-01 $249,900 (9.5%) $300,269 (0.6%) 0.85 778
2018-12-01 $249,900 (14.1%) $303,103 (4.5%) 0.86 747
2019-01-01 $254,900 (12.2%) $305,684 (4.7%) 0.88 661
2019-02-01 $258,550 (9.1%) $306,460 (3.8%) 0.87 683
2019-03-01 $264,186 (10.2%) $312,894 (6.9%) 0.86 682
2019-04-01 $266,735 (11.2%) $313,952 (5.0%) 0.85 703
2019-05-01 $269,900 (12.1%) $314,092 (3.7%) 0.84 743
2019-06-01 $269,900 (4.9%) $308,976 (-0.2%) 0.84 763
2019-07-01 $261,677 (-2.5%) $299,888 (-6.1%) 0.82 789
2019-08-01 $253,536 (-6.1%) $293,995 (-8.9%) 0.80 790
2019-09-01 $251,491 (-5.1%) $289,568 (-9.0%) 0.80 796
2019-10-01 $249,900 (-2.9%) $287,917 (-6.7%) 0.81 807
2019-11-01 $249,700 (-0.1%) $290,924 (-3.1%) 0.82 822
2019-12-01 $249,900 (0.0%) $299,469 (-1.2%) 0.83 689
2020-01-01 $252,900 (-0.8%) $299,539 (-2.0%) 0.85 630
2020-02-01 $259,900 (0.5%) $304,698 (-0.6%) 0.85 613
2020-03-01 $261,450 (-1.0%) $311,228 (-0.5%) 0.82 587
2020-04-01 $259,400 (-2.8%) $306,893 (-2.3%) 0.81 600
2020-05-01 $259,900 (-3.7%) $306,493 (-2.4%) 0.79 578
2020-06-01 $264,175 (-2.1%) $318,364 (3.0%) 0.78 523
2020-07-01 $269,900 (3.1%) $321,047 (7.1%) 0.78 474
2020-08-01 $269,900 (6.5%) $325,646 (10.8%) 0.77 442
2020-09-01 $268,250 (6.7%) $336,088 (16.1%) 0.77 415
2020-10-01 $264,900 (6.0%) $335,450 (16.5%) 0.76 386
2020-11-01 $244,725 (-2.0%) $304,672 (4.7%) 0.72 399
2020-12-01 $239,900 (-4.0%) $299,780 (0.1%) 0.71 383
2021-01-01 $249,900 (-1.2%) $306,925 (2.5%) 0.75 337
2021-02-01 $249,225 (-4.1%) $304,296 (-0.1%) 0.73 282
2021-03-01 $253,675 (-3.0%) $311,208 (0.0%) 0.72 287
2021-04-01 $262,400 (1.2%) $328,906 (7.2%) 0.71 229
2021-05-01 $269,900 (3.9%) $353,921 (15.5%) 0.72 224
2021-06-01 $264,900 (0.3%) $356,860 (12.1%) 0.70 236
2021-07-01 $269,900 (0.0%) $370,869 (15.5%) 0.71 285
2021-08-01 $285,950 (6.0%) $372,077 (14.3%) 0.76 319
2021-09-01 $283,725 (5.8%) $370,990 (10.4%) 0.76 345
2021-10-01 $284,950 (7.6%) $376,185 (12.1%) 0.76 359
2021-11-01 $296,450 (21.1%) $381,667 (25.3%) 0.79 360
2021-12-01 $299,225 (24.7%) $381,791 (27.4%) 0.81 314
2022-01-01 $289,900 (16.0%) $378,813 (23.4%) 0.78 254
2022-02-01 $297,950 (19.6%) $372,264 (22.3%) 0.77 226
2022-03-01 $298,675 (17.7%) $397,300 (27.7%) 0.75 187
2022-04-01 $309,900 (18.1%) $405,316 (23.2%) 0.74 199
2022-05-01 $305,200 (13.1%) $402,446 (13.7%) 0.70 224
2022-06-01 $324,900 (22.7%) $401,342 (12.5%) 0.72 269
2022-07-01 $329,900 (22.2%) $395,778 (6.7%) 0.74 354
2022-08-01 $333,406 (16.6%) $397,987 (7.0%) 0.77 355
2022-09-01 $338,088 (19.2%) $399,354 (7.7%) 0.79 358
2022-10-01 $336,900 (18.2%) $409,060 (8.7%) 0.79 398
2022-11-01 $329,795 (11.3%) $658,635 (72.6%) 0.79 436
2022-12-01 $322,900 (7.9%) $393,624 (3.1%) 0.80 419
2023-01-01 $318,900 (10.0%) $392,072 (3.5%) 0.79 385
2023-02-01 $332,400 (11.6%) $397,890 (6.9%) 0.80 399
2023-03-01 $331,200 (10.9%) $401,671 (1.1%) 0.78 406
2023-04-01 $339,700 (9.6%) $406,963 (0.4%) 0.79 406
2023-05-01 $346,950 (13.7%) $422,286 (4.9%) 0.79 421
2023-06-01 $353,647 (8.9%) $428,433 (6.8%) 0.79 466
2023-07-01 $345,000 (4.6%) $422,260 (6.7%) 0.78 491
2023-08-01 $337,400 (1.2%) $413,040 (3.8%) 0.77 525
2023-09-01 $324,900 (-3.9%) $400,513 (0.3%) 0.76 548
2023-10-01 $326,450 (-3.1%) $393,743 (-3.7%) 0.77 574
2023-11-01 $319,175 (-3.2%) $383,312 (-41.8%) 0.76 594
2023-12-01 $305,000 (-5.5%) $369,627 (-6.1%) 0.74 602
2024-01-01 $309,400 (-3.0%) $366,833 (-6.4%) 0.76 571
2024-02-01 $309,900 (-6.8%) $371,778 (-6.6%) 0.75 584
2024-03-01 $314,950 (-4.9%) $385,897 (-3.9%) 0.74 597
2024-04-01 $324,650 (-4.4%) $394,895 (-3.0%) 0.76 623
BOWLING GREEN's median listing price for 2024-04-01 was $324,650, a difference of $-15,050 (-4.4%) versus the prior year and $9,700 versus the prior month.

BOWLING GREEN's median listing price comes in at 76% of the national average.

BOWLING GREEN's average listing price for 2024-04-01 was $394,895, a difference of $-12,068 (-3.0%) versus the prior year and $8,998 versus the prior month.

For the 2024-04-01 period, BOWLING GREEN had 623 MLS listings, a difference of 26 listings (4%) versus the prior month and 217 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BOWLING GREEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 2,001 sqft
2018-02-01 94 days 2,005 sqft
2018-03-01 67 days 2,003 sqft
2018-04-01 60 days 2,054 sqft
2018-05-01 59 days 2,070 sqft
2018-06-01 54 days 2,165 sqft
2018-07-01 58 days 2,212 sqft
2018-08-01 61 days 2,282 sqft
2018-09-01 68 days 2,250 sqft
2018-10-01 71 days 2,194 sqft
2018-11-01 73 days 2,122 sqft
2018-12-01 85 days 2,100 sqft
2019-01-01 88 days 2,100 sqft
2019-02-01 87 days 2,100 sqft
2019-03-01 81 days 2,147 sqft
2019-04-01 74 days 2,171 sqft
2019-05-01 63 days 2,176 sqft
2019-06-01 59 days 2,180 sqft
2019-07-01 61 days 2,161 sqft
2019-08-01 62 days 2,092 sqft
2019-09-01 66 days 2,067 sqft
2019-10-01 68 days 2,054 sqft
2019-11-01 71 days 2,036 sqft
2019-12-01 81 days 2,014 sqft
2020-01-01 95 days 2,017 sqft
2020-02-01 99 days 2,049 sqft
2020-03-01 76 days 2,076 sqft
2020-04-01 68 days 2,029 sqft
2020-05-01 74 days 2,013 sqft
2020-06-01 75 days 2,050 sqft
2020-07-01 73 days 2,061 sqft
2020-08-01 68 days 2,075 sqft
2020-09-01 55 days 2,053 sqft
2020-10-01 57 days 2,000 sqft
2020-11-01 51 days 1,851 sqft
2020-12-01 58 days 1,837 sqft
2021-01-01 73 days 1,857 sqft
2021-02-01 66 days 1,796 sqft
2021-03-01 45 days 1,830 sqft
2021-04-01 39 days 1,812 sqft
2021-05-01 38 days 1,860 sqft
2021-06-01 32 days 1,798 sqft
2021-07-01 31 days 1,848 sqft
2021-08-01 32 days 1,900 sqft
2021-09-01 37 days 1,913 sqft
2021-10-01 44 days 1,866 sqft
2021-11-01 49 days 1,945 sqft
2021-12-01 52 days 1,988 sqft
2022-01-01 65 days 1,851 sqft
2022-02-01 50 days 1,813 sqft
2022-03-01 37 days 1,821 sqft
2022-04-01 26 days 1,830 sqft
2022-05-01 31 days 1,854 sqft
2022-06-01 31 days 1,967 sqft
2022-07-01 33 days 2,008 sqft
2022-08-01 46 days 1,942 sqft
2022-09-01 49 days 1,946 sqft
2022-10-01 45 days 1,980 sqft
2022-11-01 52 days 1,953 sqft
2022-12-01 64 days 1,942 sqft
2023-01-01 79 days 1,932 sqft
2023-02-01 62 days 1,922 sqft
2023-03-01 51 days 1,920 sqft
2023-04-01 58 days 1,926 sqft
2023-05-01 53 days 1,967 sqft
2023-06-01 46 days 1,979 sqft
2023-07-01 47 days 1,914 sqft
2023-08-01 51 days 1,898 sqft
2023-09-01 54 days 1,820 sqft
2023-10-01 63 days 1,819 sqft
2023-11-01 68 days 1,801 sqft
2023-12-01 74 days 1,723 sqft
2024-01-01 79 days 1,735 sqft
2024-02-01 67 days 1,748 sqft
2024-03-01 52 days 1,750 sqft
2024-04-01 52 days 1,770 sqft
BOWLING GREEN's median listing age (time on market) for 2024-04-01 was 52 days. This is -11% shorter than the same period one year ago.

BOWLING GREEN's median square footage for active listings during the 2024-04-01 period was 1,770 sqft. One year prior, the average listing was 1,926 sqft.

BOWLING GREEN, KY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
42101 Bowling Green, KY HUD Metro FMR Area $710 $760 $910 $1,140 $1,390
42102 Bowling Green, KY HUD Metro FMR Area $720 $770 $920 $1,160 $1,410
42103 Bowling Green, KY HUD Metro FMR Area $780 $830 $990 $1,240 $1,520
42104 Bowling Green, KY HUD Metro FMR Area $770 $820 $980 $1,230 $1,500
42122 Bowling Green, KY HUD Metro FMR Area $730 $770 $940 $1,180 $1,460
42159 Bowling Green, KY HUD Metro FMR Area $710 $760 $910 $1,150 $1,400
42160 Bowling Green, KY HUD Metro FMR Area $670 $720 $860 $1,080 $1,320
42163 Bowling Green, KY HUD Metro FMR Area $680 $730 $870 $1,090 $1,330
42170 Bowling Green, KY HUD Metro FMR Area $750 $800 $950 $1,190 $1,450
42171 Bowling Green, KY HUD Metro FMR Area $680 $730 $870 $1,090 $1,330
42206 Bowling Green, KY HUD Metro FMR Area $750 $800 $950 $1,190 $1,450
42207 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $960 $1,230
42210 Bowling Green, KY HUD Metro FMR Area $610 $630 $770 $960 $1,230
42259 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $960 $1,230
42261 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $1,050 $1,230
42274 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $960 $1,230
42275 Bowling Green, KY HUD Metro FMR Area $840 $860 $1,110 $1,520 $1,660
42285 Bowling Green, KY HUD Metro FMR Area $610 $630 $770 $960 $1,230
42721 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $960 $1,230
42729 Bowling Green, KY HUD Metro FMR Area $630 $640 $810 $1,020 $1,360
42754 Bowling Green, KY HUD Metro FMR Area $610 $620 $770 $960 $1,230

2022 Average & Median Rent Data Statistics
BOWLING GREEN, KY average 1BR rent: $713, median: $730
BOWLING GREEN, KY average 2BR rent: $868, median: $870
BOWLING GREEN, KY average 3BR rent: $1,098, median: $1,090

BOWLING GREEN, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,177 $579,235,000 $266,070
Refi 485 $146,565,000 $302,196
Other 359 $30,305,000 $84,415
Home Improvement 347 $27,485,000 $79,207
Cash Out Refi 336 $59,650,000 $177,530

Bowling Green's most frequently cited loan purpose was Home Purchase, with 2,177 originations. The 2nd most popular reason was Refi, with 485 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,229 $290,405,000 $236,294
7-8% 873 $180,185,000 $206,397
Over 8% 658 $69,130,000 $105,061
5-6% 363 $129,595,000 $357,011
4-5% 64 $19,860,000 $310,313
<2.5% 44 $11,550,000 $262,500
3-4% 41 $765,000 $18,659
2.5-3% 5 $815,000 $163,000

During 2023, Bowling Green's most frequently originated rate bucket was 6-7%, with 1,229 originations.

Loan Sizing (BOWLING GREEN, KY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,308 $357,230,000 $273,112
$100k-200k 1,060 $160,380,000 $151,302
$100,000 or less 1,038 $56,140,000 $54,085
$400k-600k 199 $94,155,000 $473,141
$600k-1000k 64 $46,130,000 $720,781
$Over $1MM 35 $129,205,000 $3,691,571

BOWLING GREEN's loan sizing saw the bucket of loans from $200k-400k with 1,308 originations, totaling $357,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,279 $339,215,000 $265,219
60-80% 659 $171,865,000 $260,797
Under 20% 484 $27,170,000 $56,136
20-40% 468 $47,790,000 $102,115
40-60% 343 $96,675,000 $281,851
Over 100% 31 $17,175,000 $554,032

BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,279 originations, totaling $339,215,000 in origination value.