BOWLING GREEN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bowling Green averaged 6.95% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.79% and one month ago for the week of 2023-08-10, the average rate was 6.73%.

Bowling Green's average rate one year ago was 5.66%.

For refis of the same type during the week of 2023-09-14, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Bowling Green 30 Year Fixed Rate 2023-09-14 6.95%
Bowling Green 30 Year Fixed Rate Refi 2023-09-14 6.84%
Bowling Green 15 Year Fixed Rate 2023-09-14 6.32%
Bowling Green 15 Year Fixed Rate Refi 2023-09-14 5.81%
Bowling Green 30 Year FHA 2023-09-14 6.5%
Bowling Green 30 Year FHA Refi 2023-09-14 7.19%
Bowling Green 30 Year USDA 2023-09-14 6%
Bowling Green 30 Year USDA Refi 2023-09-14 7.18%
Bowling Green 30 Year VA 2023-09-14 6.49%
Bowling Green 30 Year VA Refi 2023-09-14 7.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOWLING GREEN, KY.

BOWLING GREEN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 229 5.02% $4,997
Citizens Bank 148 4.68% $3,358
U.S. Bank 97 5.05% $3,469
SOUTH CENTRAL BANK, INC. 83 4.75% $3,038
QUICKEN LOANS, LLC 77 4.99% $6,099
STOCKTON MORTGAGE CORPORATION 58 5.08% $4,958
SERVICE ONE 58 4.45% $2,454
EVANSVILLE TEACHERS 58 4.74% $4,060
Edmonton State Bank 53 5.17% $2,942
Morgantown Bank & Trust Company, Incorporated 46 5.09% $1,722
UNITED WHOLESALE MORTGAGE, LLC 37 5.16% $4,361
German American Bank 36 4.98% $3,526
Magnolia Bank 32 4.82% $4,478
FirstBank 32 5.06% $3,347
PRIMARY RESIDENTIAL MORTGAGE, INC. 31 5.11% $4,704
Independence Bank of Kentucky 27 4.44% $1,530
FBC MORTGAGE, LLC 27 5.44% $4,439
JPMorgan Chase Bank 23 4.71% $3,269
Abound Federal Credit Union 22 4.19% $2,501
MOVEMENT MORTGAGE, LLC 22 5.26% $5,164
RUOFF MORTGAGE COMPANY, INC. 20 4.85% $3,565
Century Mortgage Company DBA Century Lending Company 20 5.47% $6,571
VANDERBILT MORTGAGE AND FINANCE, INC. 18 5.36% $6,893
LOANDEPOT.COM, LLC 17 4.19% $6,119
Bank of England 16 4.88% $5,662
Farm Credit Mid-America, ACA 15 5.70% $6,312
Wells Fargo Bank 14 4.81% $4,811
Truist 14 4.47% $3,732
AMERISAVE MORTGAGE CORPORATION 13 4.24% $7,512
First Southern National Bank 13 4.85% $2,115
PNC Bank 12 5.48% $3,939
FREEDOM MORTGAGE CORPORATION 10 4.66% $5,115
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 4.89% $3,482
DHI MORTGAGE COMPANY, LTD. 9 4.87% $2,842
HOME POINT FINANCIAL CORPORATION 9 4.24% $3,454
Mr. Cooper ( Nationstar Mortgage ) 8 4.55% $4,199
The Monticello Banking Company 8 4.36% $2,326
CALIBER HOME LOANS, INC. 8 4.71% $4,837
Paramount Residential Mortgage Group, Inc. 7 4.98% $7,406
Wilson & Muir Bank & Trust Company 7 4.95% $3,070
BROKER SOLUTIONS, INC. 7 4.71% $6,604
EVERETT FINANCIAL, INC. 7 5.50% $3,067
CMG MORTGAGE, INC. 7 3.78% $4,259
21ST MORTGAGE CORPORATION 7 5.61% $7,414
Renasant Bank 6 4.47% $3,937
First Financial Bank 6 3.81% $3,330
NAVY FEDERAL CREDIT UNION 6 5.13% $3,724
Republic Bank & Trust Company 6 4.65% $4,067
The Cecilian Bank 6 4.90% $2,858
The Huntington National Bank 5 4.78% $4,871
CROSSCOUNTRY MORTGAGE, LLC 5 4.39% $5,356
Mortgage Research Center, LLC 5 4.55% $3,631
Bank of America 5 3.80% $7,256
Fifth Third Bank 5 5.27% $7,293
FIRST COMMUNITY MORTGAGE, INC. 5 6.23% $6,827
Ally Bank 5 3.90% $8,870
Regions Bank 4 4.13% $6,896
Northpointe Bank 4 5.50% $6,628
Pinnacle Bank 4 4.59% $3,649
CARDINAL FINANCIAL 4 4.81% $6,507
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 3.50% $3,569
PREMIA MORTGAGE, LLC 4 4.72% $1,415
PANORAMA MORTGAGE GROUP, LLC 3 6.08% $4,221
Flagstar Bank, FSB 3 3.66% $3,661
NEWREZ LLC 3 5.41% $4,306
PENNYMAC LOAN SERVICES, LLC 3 5.08% $10,559
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.92% $3,548
Carrington Mortgage Services, LLC 3 4.58% $5,291
CHURCHILL MORTGAGE CORPORATION 3 4.96% $3,518
First Horizon Bank 3 4.79% $4,403
NBKC BANK 3 4.25% $3,849
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 5.21% $5,367
PROVIDENT FUNDING ASSOCIATES, L.P. 3 5.79% $4,475
Nations Lending Corporation 2 4.56% $5,106
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 5.19% $5,230
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.63% $7,205
Ameris Bank 2 4.75% $4,551
Arvest Bank 2 3.81% $5,582
ASCEND FEDERAL CREDIT UNION 2 4.38% $3,150
Bank of Tennessee 2 5.88% $3,278
COMMONWEALTH 2 2.88% $2,067
Community Trust Bank, Inc. 2 4.88% $2,640
ENVOY MORTGAGE, LTD 2 5.25% $5,654
EQUITY RESOURCES, INC. 2 3.50% $3,209
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 5.63% $4,348
First Federal Savings Bank 2 5.50% $3,495
First Financial Bank 2 3.81% $4,176
GENEVA FINANCIAL, LLC 2 4.50% $5,850
GUILD MORTGAGE COMPANY 2 3.93% $3,981
HOMESIDE FINANCIAL, LLC 2 6.06% $6,060
HOMESTEAD FUNDING CORP. 2 5.50% $4,319
KeyBank 2 4.06% $3,766
LAKEVIEW LOAN SERVICING, LLC 2 4.56% $4,151
Morgan Stanley Private Bank 2 3.23% $3,601
M&T Bank 2 4.81% $3,983
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.87% $4,572
Old National Bank 2 6.13% $3,397
Republic State Mortgage Co. 2 4.06% $3,474
ROYAL UNITED MORTGAGE LLC 2 6.13% $6,023
SWBC MORTGAGE CORPORATION 2 5.63% $6,780
THRIVE MORTGAGE, LLC 2 5.69% $4,762
USAA Federal Savings Bank 2 4.81% $8,328
Willamette Valley Bank 2 5.06% $7,463
Guardian Savings Bank, A Federal Savings Bank 1 4.00% $1,731
GUARANTEED RATE, INC. 1 5.75% $3,669
Gateway First Bank 1 7.13% $6,043
Florida Capital Bank 1 3.88% $5,770
NEXERA HOLDING LLC 1 9.50% $6,171
First Guaranty Mortgage Corporation 1 3.38% $5,623
Notre Dame Federal Credit Union Corporation 1 3.50% $3,621
AmeriHome Mortgage Company, LLC 1 4.88% $18,609
First Bank Richmond 1 3.88% $3,135
FINANCE OF AMERICA MORTGAGE LLC 1 3.38% $3,221
PARK COMMUNITY CREDIT UNION, INC. 1 5.63% $2,419
Patriot Bank 1 5.38% $4,115
ENDEAVOR CAPITAL, LLC. 1 6.63% $8,330
PENTAGON FEDERAL CREDIT UNION 1 6.88% $2,783
EMBRACE HOME LOANS, INC. 1 6.63% $4,459
Discover Bank 1 3.49% $0
DIGITAL Federal Credit Union 1 3.50% $4,011
Presidential Bank, FSB 1 6.50% $5,253
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.38% $3,680
Devon Bank 1 3.88% $4,243
Princeton Mortgage Corporation 1 5.88% $3,239
Deere Employees Credit Union 1 5.50% $3,514
PURDUE FEDERAL CREDIT UNION 1 3.63% $3,056
DAS Acquisition Company, LLC 1 6.13% $4,645
Countybank 1 5.00% $2,793
RELIANCE FIRST CAPITAL, LLC 1 3.75% $8,298
Colten Mortgage, LLC 1 5.38% $4,236
Central Bank 1 5.13% $2,973
US MORTGAGE CORPORATION 1 5.00% $4,651
ROSS MORTGAGE CORPORATION 1 5.63% $3,549
AMERIFIRST FINANCIAL CORPORATION 1 6.00% $5,091
CapStar Bank 1 5.88% $2,458
Capitol Federal Savings Bank 1 4.63% $5,457
Simmons Bank 1 4.38% $2,872
SIRVA MORTGAGE, INC. 1 6.13% $4,499
BMO Harris Bank 1 4.25% $3,568
SouthPoint Bank 1 4.25% $7,531
BETTER MORTGAGE CORPORATION 1 2.88% $3,764
Stock Yards Bank & Trust Company 1 5.88% $4,247
SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $4,230
ALLIANT CREDIT UNION 1 2.75% $6,556
T2 FINANCIAL LLC 1 6.00% $4,745
BEST CAPITAL FUNDING 1 4.75% $3,312
The Farmers Bank 1 5.25% $2,593
The Federal Savings Bank 1 2.50% $45,984
BAYSHORE MORTGAGE FUNDING, LLC 1 5.63% $4,161
BankPlus 1 5.63% $4,761
THE MORTGAGE FIRM, INC. 1 5.75% $4,209
ZILLOW HOME LOANS, LLC 1 4.00% $2,427
Towne Bank 1 5.50% $4,370
Axos Bank 1 2.99% $1,630
Trustmark National Bank 1 4.25% $3,030
UBS Bank USA 1 4.38% $9,402
Union Savings Bank 1 4.50% $5,526
L & N Federal Credit Union 1 6.13% $1,992
KELLER MORTGAGE, LLC 1 4.88% $6,795
UNITED MORTGAGE CORP 1 4.88% $4,741
Ixonia Bank 1 4.00% $4,715
MORTGAGE INVESTORS GROUP, INC. 1 4.38% $3,185
INTERLINC MORTGAGE SERVICES, LLC 1 5.75% $3,496
Hometown Lenders, Inc. 1 6.25% $3,528
HOMESTAR FINANCIAL CORPORATION 1 6.75% $5,652
Austin Capital Bank SSB 1 5.75% $3,573
ACOPIA, LLC 1 3.00% $2,059

BOWLING GREEN Average Closing Costs & Other Stats

BOWLING GREEN, KY's 167 lenders originated 5,069 loans during 2022. The total origination value was $1,366,975,000, with an average loan value of $269,674.

BOWLING GREEN's average closing costs are $4,147.

The top BOWLING GREEN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 229 loans originated. Their average total fees are $4,997, which is $1,639 higher than the next largest lender, Citizens Bank.

The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are Independence Bank of Kentucky ($1,530), Morgantown Bank & Trust Company, Incorporated ($1,722), First Southern National Bank ($2,115), SERVICE ONE ($2,454) and Abound Federal Credit Union ($2,501).

The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are Abound Federal Credit Union (4.19%), LOANDEPOT.COM, LLC (4.19%), AMERISAVE MORTGAGE CORPORATION (4.24%), Independence Bank of Kentucky (4.44%) and SERVICE ONE (4.45%).

BOWLING GREEN, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
American Bank & Trust Company, Inc. $59,870,000 $107,065,000 78.8% 7.8%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $43,995,000 $100,960,000 129.5% 7.4%
Citizens Bank $73,695,000 $55,050,000 -25.3% 4.0%
SOUTH CENTRAL BANK, INC. $86,705,000 $55,045,000 -36.5% 4.0%
Edmonton State Bank $86,090,000 $47,440,000 -44.9% 3.5%
CBRE MULTIFAMILY CAPITAL, INC. $6,155,000 $46,835,000 660.9% 3.4%
Independence Bank of Kentucky $32,635,000 $46,420,000 42.2% 3.4%
U.S. Bank $70,700,000 $44,440,000 -37.1% 3.3%
Planters Bank, Inc. $25,000 $36,060,000 144,140.0% 2.6%
QUICKEN LOANS, LLC $82,945,000 $35,910,000 -56.7% 2.6%
JONES LANG LASALLE MULTIFAMILY, LLC $35,105,000 n/a 2.6%
EVANSVILLE TEACHERS $37,580,000 $34,935,000 -7.0% 2.6%
Franklin Bank & Trust Company $26,595,000 $30,440,000 14.5% 2.2%
German American Bank $57,285,000 $29,000,000 -49.4% 2.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $27,935,000 n/a 2.0%
Morgantown Bank & Trust Company, Incorporated $23,005,000 $26,225,000 14.0% 1.9%
Farmers Bank and Trust Company $14,795,000 $24,775,000 67.5% 1.8%
STOCKTON MORTGAGE CORPORATION $41,620,000 $22,850,000 -45.1% 1.7%
First Southern National Bank $14,300,000 $21,895,000 53.1% 1.6%
The Monticello Banking Company $16,705,000 $21,570,000 29.1% 1.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $38,955,000 $18,875,000 -51.5% 1.4%
SERVICE ONE $16,410,000 $18,800,000 14.6% 1.4%
FirstBank $44,105,000 $18,150,000 -58.8% 1.3%
Truist $29,135,000 $16,460,000 -43.5% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $15,895,000 $16,340,000 2.8% 1.2%
RUOFF MORTGAGE COMPANY, INC. $37,030,000 $16,220,000 -56.2% 1.2%
FBC MORTGAGE, LLC $8,725,000 $16,015,000 83.6% 1.2%
Century Mortgage Company DBA Century Lending Company $2,775,000 $15,870,000 471.9% 1.2%
Abound Federal Credit Union $12,880,000 $15,460,000 20.0% 1.1%
Mortgage Research Center, LLC $16,020,000 $15,140,000 -5.5% 1.1%
Bank of Edmonson County $13,620,000 $15,030,000 10.4% 1.1%
Prudential Huntoon Paige Associates, LLC $14,885,000 n/a 1.1%
Limestone Bank, Inc. $5,730,000 $14,035,000 144.9% 1.0%
Magnolia Bank $39,680,000 $10,405,000 -73.8% 0.8%
MOVEMENT MORTGAGE, LLC $22,945,000 $9,570,000 -58.3% 0.7%
PNC Bank $13,450,000 $9,520,000 -29.2% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,530,000 $9,475,000 168.4% 0.7%
First Financial Bank $180,000 $9,425,000 5,136.1% 0.7%
Bank of England $11,900,000 $7,265,000 -38.9% 0.5%
FREEDOM MORTGAGE CORPORATION $23,885,000 $7,200,000 -69.9% 0.5%
Morton Community Bank $7,005,000 n/a 0.5%
EVERETT FINANCIAL, INC. $1,360,000 $6,850,000 403.7% 0.5%
JPMorgan Chase Bank $12,390,000 $6,755,000 -45.5% 0.5%
Farm Credit Mid-America, ACA $8,620,000 $6,595,000 -23.5% 0.5%
First Farmers and Merchants Bank $6,170,000 $6,555,000 6.2% 0.5%
The Cecilian Bank $4,295,000 $6,360,000 48.1% 0.5%
NAVY FEDERAL CREDIT UNION $6,870,000 $6,065,000 -11.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,730,000 $5,940,000 117.6% 0.4%
LOANDEPOT.COM, LLC $9,140,000 $5,505,000 -39.8% 0.4%
AMERISAVE MORTGAGE CORPORATION $10,885,000 $5,495,000 -49.5% 0.4%
Wells Fargo Bank $12,695,000 $5,250,000 -58.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $10,870,000 $4,605,000 -57.6% 0.3%
Paramount Residential Mortgage Group, Inc. $7,570,000 $3,990,000 -47.3% 0.3%
DHI MORTGAGE COMPANY, LTD. $3,945,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $12,105,000 $3,780,000 -68.8% 0.3%
HOME POINT FINANCIAL CORPORATION $12,945,000 $3,465,000 -73.2% 0.3%
Forcht Bank $3,445,000 n/a 0.3%
21ST MORTGAGE CORPORATION $2,855,000 $3,380,000 18.4% 0.2%
USAA Federal Savings Bank $3,735,000 $3,365,000 -9.9% 0.2%
BROKER SOLUTIONS, INC. $4,325,000 $3,360,000 -22.3% 0.2%
Valley National Bank $245,000 $3,255,000 1,228.6% 0.2%
Banterra Bank $3,105,000 n/a 0.2%
Fifth Third Bank $3,055,000 $3,045,000 -0.3% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $6,630,000 $3,005,000 -54.7% 0.2%
The Huntington National Bank $3,715,000 $2,890,000 -22.2% 0.2%
CMG MORTGAGE, INC. $6,460,000 $2,875,000 -55.5% 0.2%
Morgan Stanley Private Bank $1,230,000 $2,840,000 130.9% 0.2%
CALIBER HOME LOANS, INC. $1,970,000 $2,760,000 40.1% 0.2%
ROSS MORTGAGE CORPORATION $7,555,000 $2,760,000 -63.5% 0.2%
Renasant Bank $2,855,000 $2,515,000 -11.9% 0.2%
Bank of America $2,905,000 $2,210,000 -23.9% 0.2%
Ally Bank $900,000 $2,135,000 137.2% 0.2%
F&M Bank $1,180,000 $2,135,000 80.9% 0.2%
The Park National Bank $2,065,000 n/a 0.2%
Pinnacle Bank $1,455,000 $2,060,000 41.6% 0.2%
Regions Bank $3,260,000 $2,060,000 -36.8% 0.2%
West Point Bank $1,935,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,855,000 $1,895,000 -61.0% 0.1%
GENEVA FINANCIAL, LLC $1,230,000 $1,845,000 50.0% 0.1%
First Horizon Bank $575,000 $1,840,000 220.0% 0.1%
Carrington Mortgage Services, LLC $1,845,000 $1,815,000 -1.6% 0.1%
NEWREZ LLC $6,230,000 $1,795,000 -71.2% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $2,645,000 $1,760,000 -33.5% 0.1%
Citizens Bank of Lafayette $715,000 $1,645,000 130.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 $1,610,000 938.7% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $625,000 $1,530,000 144.8% 0.1%
Wilson & Muir Bank & Trust Company $2,310,000 $1,510,000 -34.6% 0.1%
The Federal Savings Bank $225,000 $1,450,000 544.4% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,515,000 $1,435,000 -42.9% 0.1%
Republic Bank & Trust Company $2,225,000 $1,325,000 -40.4% 0.1%
Macon Bank and Trust Company $740,000 $1,235,000 66.9% 0.1%
Meade County Bank $395,000 $1,235,000 212.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $670,000 $1,230,000 83.6% 0.1%
NBKC BANK $1,590,000 $1,210,000 -23.9% 0.1%
Northpointe Bank $1,315,000 $1,210,000 -8.0% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $390,000 $1,205,000 209.0% 0.1%
Nations Lending Corporation $2,825,000 $1,205,000 -57.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,015,000 $1,180,000 16.3% 0.1%
HOMESIDE FINANCIAL, LLC $1,550,000 $1,175,000 -24.2% 0.1%
PREMIA MORTGAGE, LLC $2,130,000 $1,140,000 -46.5% 0.1%
ACOPIA, LLC $2,470,000 $1,095,000 -55.7% 0.1%
First Financial Bank $180,000 $1,095,000 508.3% 0.1%
United Bank $1,075,000 n/a 0.1%
L & N Federal Credit Union $470,000 $1,035,000 120.2% 0.1%
THRIVE MORTGAGE, LLC $1,995,000 $1,000,000 -49.9% 0.1%
Barrington Bank & Trust Company, N.A. $440,000 $990,000 125.0% 0.1%
Flagstar Bank, FSB $1,125,000 $960,000 -14.7% 0.1%
GUILD MORTGAGE COMPANY $960,000 n/a 0.1%
The Farmers Bank $1,195,000 $960,000 -19.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,645,000 $915,000 -44.4% 0.1%
Legends Bank $1,080,000 $905,000 -16.2% 0.1%
ZILLOW HOME LOANS, LLC $920,000 $845,000 -8.2% 0.1%
Colten Mortgage, LLC $1,475,000 $785,000 -46.8% 0.1%
KeyBank $745,000 $780,000 4.7% 0.1%
NEW DAY FINANCIAL, LLC $2,675,000 $775,000 -71.0% 0.1%
First Federal Savings Bank $770,000 n/a 0.1%
Discover Bank $270,000 $765,000 183.3% 0.1%
Capitol Federal Savings Bank $725,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $165,000 $720,000 336.4% 0.1%
MIDWEST AMERICA $1,390,000 $715,000 -48.6% 0.1%
Austin Capital Bank SSB $175,000 $710,000 305.7% 0.1%
Old National Bank $5,510,000 $685,000 -87.6% 0.1%
AmeriHome Mortgage Company, LLC $700,000 $645,000 -7.9% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $690,000 $645,000 -6.5% 0.0%
Republic State Mortgage Co. $73,225,000 $635,000 -99.1% 0.0%
ASCEND FEDERAL CREDIT UNION $155,000 $630,000 306.5% 0.0%
United Southern Bank $630,000 n/a 0.0%
T2 FINANCIAL LLC $445,000 $620,000 39.3% 0.0%
ROYAL UNITED MORTGAGE LLC $1,015,000 $615,000 -39.4% 0.0%
Stock Yards Bank & Trust Company $550,000 $605,000 10.0% 0.0%
BETTER MORTGAGE CORPORATION $8,285,000 $600,000 -92.8% 0.0%
Willamette Valley Bank $700,000 $600,000 -14.3% 0.0%
Central Bank & Trust Company $125,000 $585,000 368.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $4,255,000 $575,000 -86.5% 0.0%
Equity Prime Mortgage LLC $575,000 n/a 0.0%
Patriot Bank $575,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $565,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $560,000 n/a 0.0%
COMMONWEALTH $900,000 $550,000 -38.9% 0.0%
The Home Loan Expert LLC $410,000 $550,000 34.1% 0.0%
Ameris Bank $125,000 $540,000 332.0% 0.0%
ARC HOME LLC $295,000 $530,000 79.7% 0.0%
HOMESTEAD FUNDING CORP. $520,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $500,000 n/a 0.0%
Armed Forces Bank $235,000 $495,000 110.6% 0.0%
PLANET HOME LENDING, LLC $1,130,000 $490,000 -56.6% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $325,000 $485,000 49.2% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $290,000 $480,000 65.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 n/a 0.0%
Union Savings Bank $265,000 $465,000 75.5% 0.0%
PENTAGON FEDERAL CREDIT UNION $670,000 $460,000 -31.3% 0.0%
SWBC MORTGAGE CORPORATION $1,085,000 $460,000 -57.6% 0.0%
Community Trust Bank, Inc. $1,440,000 $455,000 -68.4% 0.0%
Prosperity Home Mortgage, LLC $510,000 $455,000 -10.8% 0.0%
SIRVA MORTGAGE, INC. $615,000 $445,000 -27.6% 0.0%
AMERICAN ADVISORS GROUP $490,000 $440,000 -10.2% 0.0%
ENVOY MORTGAGE, LTD $410,000 $440,000 7.3% 0.0%
Simmons Bank $560,000 $435,000 -22.3% 0.0%
North American Savings Bank, F.S.B. $1,090,000 $425,000 -61.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $190,000 $420,000 121.1% 0.0%
HOMESTAR FINANCIAL CORPORATION $290,000 $415,000 43.1% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,680,000 $410,000 -84.7% 0.0%
ENDEAVOR CAPITAL, LLC. $410,000 n/a 0.0%
GUARANTEED RATE, INC. $135,000 $410,000 203.7% 0.0%
AMERIFIRST FINANCIAL CORPORATION $540,000 $405,000 -25.0% 0.0%
Arvest Bank $205,000 $400,000 95.1% 0.0%
EQUITY RESOURCES, INC. $400,000 n/a 0.0%
Wilson Bank And Trust $125,000 $400,000 220.0% 0.0%
SouthPoint Bank $395,000 n/a 0.0%
UNITED MORTGAGE CORP. $985,000 $380,000 -61.4% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $215,000 $375,000 74.4% 0.0%
TOP FLITE FINANCIAL, INC. $190,000 $375,000 97.4% 0.0%
FIRST SOUTH FINANCIAL $370,000 n/a 0.0%
Ixonia Bank $215,000 $370,000 72.1% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $215,000 $365,000 69.8% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $355,000 n/a 0.0%
Hometown Lenders, Inc. $355,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $2,385,000 $350,000 -85.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $125,000 $340,000 172.0% 0.0%
Bank of Tennessee $245,000 $340,000 38.8% 0.0%
Low VA Rates, LLC $135,000 $335,000 148.1% 0.0%
SPRING EQ, LLC $120,000 $330,000 175.0% 0.0%
UNIVERSITY OF KENTUCKY $625,000 $320,000 -48.8% 0.0%
Towne Bank $315,000 n/a 0.0%
NEXERA HOLDING LLC $305,000 n/a 0.0%
DIGITAL Federal Credit Union $295,000 n/a 0.0%
BMO Harris Bank $285,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $285,000 n/a 0.0%
Deere Employees Credit Union $280,000 n/a 0.0%
M&T Bank $280,000 n/a 0.0%
PHH Mortgage Corporation $235,000 $280,000 19.1% 0.0%
First Federal Bank $340,000 $275,000 -19.1% 0.0%
KELLER MORTGAGE, LLC $800,000 $275,000 -65.6% 0.0%
UBS Bank USA $275,000 n/a 0.0%
Axos Bank $265,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $85,000 $260,000 205.9% 0.0%
Gateway First Bank $390,000 $255,000 -34.6% 0.0%
GENISYS $235,000 $255,000 8.5% 0.0%
NATIONS RELIABLE LENDING, LLC $255,000 n/a 0.0%
NFM, INC. $255,000 n/a 0.0%
The Paducah Bank and Trust Company $255,000 n/a 0.0%
Trustmark National Bank $225,000 $255,000 13.3% 0.0%
Notre Dame Federal Credit Union Corporation $245,000 n/a 0.0%
BankPlus $235,000 n/a 0.0%
Countybank $235,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $570,000 $230,000 -59.6% 0.0%
ALLIANT CREDIT UNION $225,000 n/a 0.0%
BEST CAPITAL FUNDING $165,000 $225,000 36.4% 0.0%
DAS Acquisition Company, LLC $215,000 $225,000 4.7% 0.0%
Florida Capital Bank $225,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $225,000 n/a 0.0%
US MORTGAGE CORPORATION $145,000 $215,000 48.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $260,000 $210,000 -19.2% 0.0%
BNC National Bank $225,000 $205,000 -8.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.0%
The First National Bank of Middle Tennessee $205,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $205,000 n/a 0.0%
AMWEST FUNDING CORP. $195,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $375,000 $195,000 -48.0% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $980,000 $185,000 -81.1% 0.0%
Presidential Bank, FSB $185,000 n/a 0.0%
THE MORTGAGE WAREHOUSE,LLC $440,000 $185,000 -58.0% 0.0%
Devon Bank $300,000 $175,000 -41.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $175,000 n/a 0.0%
Texana Bank $175,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $1,170,000 $175,000 -85.0% 0.0%
Abbott Laboratories Employees Credit Union $165,000 n/a 0.0%
First Guaranty Mortgage Corporation $970,000 $165,000 -83.0% 0.0%
Stifel Bank and Trust $480,000 $165,000 -65.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $440,000 $155,000 -64.8% 0.0%
First Bank Richmond $155,000 n/a 0.0%
Guardian Savings Bank, A Federal Savings Bank $570,000 $155,000 -72.8% 0.0%
Merchants Bank of Indiana $15,655,000 $155,000 -99.0% 0.0%
PARK COMMUNITY CREDIT UNION, INC. $155,000 $155,000 0.0% 0.0%
Princeton Mortgage Corporation $155,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $125,000 $145,000 16.0% 0.0%
TRANSCEND $310,000 $145,000 -53.2% 0.0%
CapStar Bank $135,000 n/a 0.0%
Midwest BankCentre $325,000 $135,000 -58.5% 0.0%
MORTGAGE INVESTORS GROUP, INC. $340,000 $135,000 -60.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $135,000 n/a 0.0%
SOUTHWEST FUNDING, LP $125,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $115,000 n/a 0.0%
Hometown Equity Mortgage, LLC $115,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $115,000 n/a 0.0%
River City Bank, Inc. $610,000 $115,000 -81.1% 0.0%
UBank $115,000 n/a 0.0%
UNITED HOME LOANS, INC. $175,000 $115,000 -34.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $105,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,455,000 $85,000 -94.2% 0.0%
Waterstone Mortgage Corporation $85,000 n/a 0.0%
Volunteer State Bank $80,000 n/a 0.0%
MidFirst Bank $75,000 n/a 0.0%
The Sacramento Deposit Bank $55,000 n/a 0.0%

BOWLING GREEN's top lender by overall market share is American Bank & Trust Company, Inc., with 7.8% market share. In second place, with 7.4%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $100,960,000 in loans. In third place, with 4.0%, is Citizens Bank, having originated $55,050,000 in loans. In fourth place, with 4.0%, is SOUTH CENTRAL BANK, INC., having originated $55,045,000 in loans. In fifth place, with 3.5%, is Edmonton State Bank, having originated $47,440,000 in loans.

BOWLING GREEN, KY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
42101 Bowling Green, KY $650 $670 $820 $1,030 $1,320
42102 Bowling Green, KY $660 $680 $830 $1,040 $1,340
42103 Bowling Green, KY $710 $730 $890 $1,120 $1,440
42104 Bowling Green, KY $700 $720 $880 $1,110 $1,420
42122 Bowling Green, KY $750 $760 $970 $1,220 $1,620
42159 Bowling Green, KY $650 $670 $820 $1,040 $1,330
42160 Bowling Green, KY $670 $680 $840 $1,060 $1,360
42163 Bowling Green, KY $650 $660 $810 $1,020 $1,310
42170 Bowling Green, KY $670 $680 $840 $1,060 $1,360
42171 Bowling Green, KY $630 $640 $790 $990 $1,280
42206 Bowling Green, KY $680 $690 $850 $1,070 $1,370
42207 Bowling Green, KY $600 $600 $760 $960 $1,280
42210 Bowling Green, KY $600 $600 $760 $960 $1,280
42259 Bowling Green, KY $600 $600 $760 $960 $1,280
42261 Bowling Green, KY $600 $600 $760 $970 $1,280
42274 Bowling Green, KY $600 $600 $760 $960 $1,280
42275 Bowling Green, KY $770 $780 $1,010 $1,410 $1,600
42285 Bowling Green, KY $600 $600 $760 $960 $1,280
42721 Bowling Green, KY $600 $600 $760 $960 $1,280
42729 Bowling Green, KY $700 $710 $900 $1,130 $1,510
42754 Bowling Green, KY $600 $600 $760 $960 $1,280

2022 Average & Median Rent Data Statistics
BOWLING GREEN, KY average 1BR rent: $660, median: $670
BOWLING GREEN, KY average 2BR rent: $825, median: $820
BOWLING GREEN, KY average 3BR rent: $1,047, median: $1,030

BOWLING GREEN, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,896 $879,200,000 $303,591
Refi 820 $293,950,000 $358,476
Cash Out Refi 598 $111,500,000 $186,455
Other 396 $38,030,000 $96,035
Home Improvement 359 $44,295,000 $123,384

Bowling Green's most frequently cited loan purpose was Home Purchase, with 2,896 originations. The 2nd most popular reason was Refi, with 820 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 1,229 $278,065,000 $226,253
3-4% 1,152 $289,940,000 $251,684
4-5% 1,136 $312,640,000 $275,211
6-7% 514 $95,020,000 $184,864
2.5-3% 205 $45,735,000 $223,098
<2.5% 138 $55,100,000 $399,275
7-8% 130 $21,150,000 $162,692
Over 8% 75 $6,815,000 $90,867

During 2022, Bowling Green's most frequently originated rate bucket was 5-6%, with 1,229 originations.

Loan Sizing (BOWLING GREEN, KY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,808 $484,380,000 $267,909
$100k-200k 1,706 $254,730,000 $149,314
$100,000 or less 1,118 $63,990,000 $57,236
$400k-600k 283 $133,535,000 $471,855
$Over $1MM 78 $374,510,000 $4,801,410
$600k-1000k 76 $55,830,000 $734,605

BOWLING GREEN's loan sizing saw the bucket of loans from $200k-400k with 1,808 originations, totaling $484,380,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,886 $516,330,000 $273,770
60-80% 1,142 $351,820,000 $308,074
40-60% 518 $139,460,000 $269,228
20-40% 497 $51,975,000 $104,577
Under 20% 454 $23,210,000 $51,123
Over 100% 67 $19,265,000 $287,537

BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,886 originations, totaling $516,330,000 in origination value.