BOWLING GREEN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bowling Green averaged
6.95%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.79% and
one month ago for the week of 2023-08-10, the
average rate was 6.73%.
Bowling Green's average rate one year ago was 5.66%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.84%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Bowling Green 30 Year Fixed Rate | 2023-09-14 | 6.95% |
| Bowling Green 30 Year Fixed Rate Refi | 2023-09-14 | 6.84% |
| Bowling Green 15 Year Fixed Rate | 2023-09-14 | 6.32% |
| Bowling Green 15 Year Fixed Rate Refi | 2023-09-14 | 5.81% |
| Bowling Green 30 Year FHA | 2023-09-14 | 6.5% |
| Bowling Green 30 Year FHA Refi | 2023-09-14 | 7.19% |
| Bowling Green 30 Year USDA | 2023-09-14 | 6% |
| Bowling Green 30 Year USDA Refi | 2023-09-14 | 7.18% |
| Bowling Green 30 Year VA | 2023-09-14 | 6.49% |
| Bowling Green 30 Year VA Refi | 2023-09-14 | 7.01% |
BOWLING GREEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOWLING GREEN, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOWLING GREEN Average Closing Costs & Other Stats
BOWLING GREEN, KY's 167 lenders originated 5,069
loans during 2022. The total origination value was $1,366,975,000, with an average loan value of
$269,674.
BOWLING GREEN's average closing costs are $4,147.
The top BOWLING GREEN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
229 loans originated. Their average total fees are
$4,997, which is $1,639
higher than the next largest lender,
Citizens Bank.
The lowest fee BOWLING GREEN lenders (with over 10 loans originated) are
Independence Bank of Kentucky ($1,530), Morgantown Bank & Trust Company, Incorporated ($1,722), First Southern National Bank ($2,115), SERVICE ONE ($2,454) and Abound Federal Credit Union ($2,501).
The lowest rate BOWLING GREEN lenders (with over 10 loans originated) are
Abound Federal Credit Union (4.19%), LOANDEPOT.COM, LLC (4.19%), AMERISAVE MORTGAGE CORPORATION (4.24%), Independence Bank of Kentucky (4.44%) and SERVICE ONE (4.45%).
BOWLING GREEN, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| American Bank & Trust Company, Inc. | $59,870,000 | $107,065,000 | 78.8% | 7.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $43,995,000 | $100,960,000 | 129.5% | 7.4% |
| Citizens Bank | $73,695,000 | $55,050,000 | -25.3% | 4.0% |
| SOUTH CENTRAL BANK, INC. | $86,705,000 | $55,045,000 | -36.5% | 4.0% |
| Edmonton State Bank | $86,090,000 | $47,440,000 | -44.9% | 3.5% |
| CBRE MULTIFAMILY CAPITAL, INC. | $6,155,000 | $46,835,000 | 660.9% | 3.4% |
| Independence Bank of Kentucky | $32,635,000 | $46,420,000 | 42.2% | 3.4% |
| U.S. Bank | $70,700,000 | $44,440,000 | -37.1% | 3.3% |
| Planters Bank, Inc. | $25,000 | $36,060,000 | 144,140.0% | 2.6% |
| QUICKEN LOANS, LLC | $82,945,000 | $35,910,000 | -56.7% | 2.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $35,105,000 | n/a | 2.6% | |
| EVANSVILLE TEACHERS | $37,580,000 | $34,935,000 | -7.0% | 2.6% |
| Franklin Bank & Trust Company | $26,595,000 | $30,440,000 | 14.5% | 2.2% |
| German American Bank | $57,285,000 | $29,000,000 | -49.4% | 2.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $27,935,000 | n/a | 2.0% | |
| Morgantown Bank & Trust Company, Incorporated | $23,005,000 | $26,225,000 | 14.0% | 1.9% |
| Farmers Bank and Trust Company | $14,795,000 | $24,775,000 | 67.5% | 1.8% |
| STOCKTON MORTGAGE CORPORATION | $41,620,000 | $22,850,000 | -45.1% | 1.7% |
| First Southern National Bank | $14,300,000 | $21,895,000 | 53.1% | 1.6% |
| The Monticello Banking Company | $16,705,000 | $21,570,000 | 29.1% | 1.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $38,955,000 | $18,875,000 | -51.5% | 1.4% |
| SERVICE ONE | $16,410,000 | $18,800,000 | 14.6% | 1.4% |
| FirstBank | $44,105,000 | $18,150,000 | -58.8% | 1.3% |
| Truist | $29,135,000 | $16,460,000 | -43.5% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,895,000 | $16,340,000 | 2.8% | 1.2% |
| RUOFF MORTGAGE COMPANY, INC. | $37,030,000 | $16,220,000 | -56.2% | 1.2% |
| FBC MORTGAGE, LLC | $8,725,000 | $16,015,000 | 83.6% | 1.2% |
| Century Mortgage Company DBA Century Lending Company | $2,775,000 | $15,870,000 | 471.9% | 1.2% |
| Abound Federal Credit Union | $12,880,000 | $15,460,000 | 20.0% | 1.1% |
| Mortgage Research Center, LLC | $16,020,000 | $15,140,000 | -5.5% | 1.1% |
| Bank of Edmonson County | $13,620,000 | $15,030,000 | 10.4% | 1.1% |
| Prudential Huntoon Paige Associates, LLC | $14,885,000 | n/a | 1.1% | |
| Limestone Bank, Inc. | $5,730,000 | $14,035,000 | 144.9% | 1.0% |
| Magnolia Bank | $39,680,000 | $10,405,000 | -73.8% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $22,945,000 | $9,570,000 | -58.3% | 0.7% |
| PNC Bank | $13,450,000 | $9,520,000 | -29.2% | 0.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,530,000 | $9,475,000 | 168.4% | 0.7% |
| First Financial Bank | $180,000 | $9,425,000 | 5,136.1% | 0.7% |
| Bank of England | $11,900,000 | $7,265,000 | -38.9% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $23,885,000 | $7,200,000 | -69.9% | 0.5% |
| Morton Community Bank | $7,005,000 | n/a | 0.5% | |
| EVERETT FINANCIAL, INC. | $1,360,000 | $6,850,000 | 403.7% | 0.5% |
| JPMorgan Chase Bank | $12,390,000 | $6,755,000 | -45.5% | 0.5% |
| Farm Credit Mid-America, ACA | $8,620,000 | $6,595,000 | -23.5% | 0.5% |
| First Farmers and Merchants Bank | $6,170,000 | $6,555,000 | 6.2% | 0.5% |
| The Cecilian Bank | $4,295,000 | $6,360,000 | 48.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $6,870,000 | $6,065,000 | -11.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,730,000 | $5,940,000 | 117.6% | 0.4% |
| LOANDEPOT.COM, LLC | $9,140,000 | $5,505,000 | -39.8% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $10,885,000 | $5,495,000 | -49.5% | 0.4% |
| Wells Fargo Bank | $12,695,000 | $5,250,000 | -58.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,870,000 | $4,605,000 | -57.6% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $7,570,000 | $3,990,000 | -47.3% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $3,945,000 | n/a | 0.3% | |
| PENNYMAC LOAN SERVICES, LLC | $12,105,000 | $3,780,000 | -68.8% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $12,945,000 | $3,465,000 | -73.2% | 0.3% |
| Forcht Bank | $3,445,000 | n/a | 0.3% | |
| 21ST MORTGAGE CORPORATION | $2,855,000 | $3,380,000 | 18.4% | 0.2% |
| USAA Federal Savings Bank | $3,735,000 | $3,365,000 | -9.9% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,325,000 | $3,360,000 | -22.3% | 0.2% |
| Valley National Bank | $245,000 | $3,255,000 | 1,228.6% | 0.2% |
| Banterra Bank | $3,105,000 | n/a | 0.2% | |
| Fifth Third Bank | $3,055,000 | $3,045,000 | -0.3% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $6,630,000 | $3,005,000 | -54.7% | 0.2% |
| The Huntington National Bank | $3,715,000 | $2,890,000 | -22.2% | 0.2% |
| CMG MORTGAGE, INC. | $6,460,000 | $2,875,000 | -55.5% | 0.2% |
| Morgan Stanley Private Bank | $1,230,000 | $2,840,000 | 130.9% | 0.2% |
| CALIBER HOME LOANS, INC. | $1,970,000 | $2,760,000 | 40.1% | 0.2% |
| ROSS MORTGAGE CORPORATION | $7,555,000 | $2,760,000 | -63.5% | 0.2% |
| Renasant Bank | $2,855,000 | $2,515,000 | -11.9% | 0.2% |
| Bank of America | $2,905,000 | $2,210,000 | -23.9% | 0.2% |
| Ally Bank | $900,000 | $2,135,000 | 137.2% | 0.2% |
| F&M Bank | $1,180,000 | $2,135,000 | 80.9% | 0.2% |
| The Park National Bank | $2,065,000 | n/a | 0.2% | |
| Pinnacle Bank | $1,455,000 | $2,060,000 | 41.6% | 0.2% |
| Regions Bank | $3,260,000 | $2,060,000 | -36.8% | 0.2% |
| West Point Bank | $1,935,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $4,855,000 | $1,895,000 | -61.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,230,000 | $1,845,000 | 50.0% | 0.1% |
| First Horizon Bank | $575,000 | $1,840,000 | 220.0% | 0.1% |
| Carrington Mortgage Services, LLC | $1,845,000 | $1,815,000 | -1.6% | 0.1% |
| NEWREZ LLC | $6,230,000 | $1,795,000 | -71.2% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,645,000 | $1,760,000 | -33.5% | 0.1% |
| Citizens Bank of Lafayette | $715,000 | $1,645,000 | 130.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $155,000 | $1,610,000 | 938.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $625,000 | $1,530,000 | 144.8% | 0.1% |
| Wilson & Muir Bank & Trust Company | $2,310,000 | $1,510,000 | -34.6% | 0.1% |
| The Federal Savings Bank | $225,000 | $1,450,000 | 544.4% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,515,000 | $1,435,000 | -42.9% | 0.1% |
| Republic Bank & Trust Company | $2,225,000 | $1,325,000 | -40.4% | 0.1% |
| Macon Bank and Trust Company | $740,000 | $1,235,000 | 66.9% | 0.1% |
| Meade County Bank | $395,000 | $1,235,000 | 212.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $670,000 | $1,230,000 | 83.6% | 0.1% |
| NBKC BANK | $1,590,000 | $1,210,000 | -23.9% | 0.1% |
| Northpointe Bank | $1,315,000 | $1,210,000 | -8.0% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $390,000 | $1,205,000 | 209.0% | 0.1% |
| Nations Lending Corporation | $2,825,000 | $1,205,000 | -57.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,015,000 | $1,180,000 | 16.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,550,000 | $1,175,000 | -24.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $2,130,000 | $1,140,000 | -46.5% | 0.1% |
| ACOPIA, LLC | $2,470,000 | $1,095,000 | -55.7% | 0.1% |
| First Financial Bank | $180,000 | $1,095,000 | 508.3% | 0.1% |
| United Bank | $1,075,000 | n/a | 0.1% | |
| L & N Federal Credit Union | $470,000 | $1,035,000 | 120.2% | 0.1% |
| THRIVE MORTGAGE, LLC | $1,995,000 | $1,000,000 | -49.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $440,000 | $990,000 | 125.0% | 0.1% |
| Flagstar Bank, FSB | $1,125,000 | $960,000 | -14.7% | 0.1% |
| GUILD MORTGAGE COMPANY | $960,000 | n/a | 0.1% | |
| The Farmers Bank | $1,195,000 | $960,000 | -19.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,645,000 | $915,000 | -44.4% | 0.1% |
| Legends Bank | $1,080,000 | $905,000 | -16.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $920,000 | $845,000 | -8.2% | 0.1% |
| Colten Mortgage, LLC | $1,475,000 | $785,000 | -46.8% | 0.1% |
| KeyBank | $745,000 | $780,000 | 4.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,675,000 | $775,000 | -71.0% | 0.1% |
| First Federal Savings Bank | $770,000 | n/a | 0.1% | |
| Discover Bank | $270,000 | $765,000 | 183.3% | 0.1% |
| Capitol Federal Savings Bank | $725,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $165,000 | $720,000 | 336.4% | 0.1% |
| MIDWEST AMERICA | $1,390,000 | $715,000 | -48.6% | 0.1% |
| Austin Capital Bank SSB | $175,000 | $710,000 | 305.7% | 0.1% |
| Old National Bank | $5,510,000 | $685,000 | -87.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $700,000 | $645,000 | -7.9% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $690,000 | $645,000 | -6.5% | 0.0% |
| Republic State Mortgage Co. | $73,225,000 | $635,000 | -99.1% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $155,000 | $630,000 | 306.5% | 0.0% |
| United Southern Bank | $630,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $445,000 | $620,000 | 39.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,015,000 | $615,000 | -39.4% | 0.0% |
| Stock Yards Bank & Trust Company | $550,000 | $605,000 | 10.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $8,285,000 | $600,000 | -92.8% | 0.0% |
| Willamette Valley Bank | $700,000 | $600,000 | -14.3% | 0.0% |
| Central Bank & Trust Company | $125,000 | $585,000 | 368.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $4,255,000 | $575,000 | -86.5% | 0.0% |
| Equity Prime Mortgage LLC | $575,000 | n/a | 0.0% | |
| Patriot Bank | $575,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $565,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $560,000 | n/a | 0.0% | |
| COMMONWEALTH | $900,000 | $550,000 | -38.9% | 0.0% |
| The Home Loan Expert LLC | $410,000 | $550,000 | 34.1% | 0.0% |
| Ameris Bank | $125,000 | $540,000 | 332.0% | 0.0% |
| ARC HOME LLC | $295,000 | $530,000 | 79.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $520,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $500,000 | n/a | 0.0% | |
| Armed Forces Bank | $235,000 | $495,000 | 110.6% | 0.0% |
| PLANET HOME LENDING, LLC | $1,130,000 | $490,000 | -56.6% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $325,000 | $485,000 | 49.2% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $290,000 | $480,000 | 65.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $480,000 | n/a | 0.0% | |
| Union Savings Bank | $265,000 | $465,000 | 75.5% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $670,000 | $460,000 | -31.3% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,085,000 | $460,000 | -57.6% | 0.0% |
| Community Trust Bank, Inc. | $1,440,000 | $455,000 | -68.4% | 0.0% |
| Prosperity Home Mortgage, LLC | $510,000 | $455,000 | -10.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $615,000 | $445,000 | -27.6% | 0.0% |
| AMERICAN ADVISORS GROUP | $490,000 | $440,000 | -10.2% | 0.0% |
| ENVOY MORTGAGE, LTD | $410,000 | $440,000 | 7.3% | 0.0% |
| Simmons Bank | $560,000 | $435,000 | -22.3% | 0.0% |
| North American Savings Bank, F.S.B. | $1,090,000 | $425,000 | -61.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $190,000 | $420,000 | 121.1% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $290,000 | $415,000 | 43.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,680,000 | $410,000 | -84.7% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $410,000 | n/a | 0.0% | |
| GUARANTEED RATE, INC. | $135,000 | $410,000 | 203.7% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $540,000 | $405,000 | -25.0% | 0.0% |
| Arvest Bank | $205,000 | $400,000 | 95.1% | 0.0% |
| EQUITY RESOURCES, INC. | $400,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $125,000 | $400,000 | 220.0% | 0.0% |
| SouthPoint Bank | $395,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $985,000 | $380,000 | -61.4% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $215,000 | $375,000 | 74.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $190,000 | $375,000 | 97.4% | 0.0% |
| FIRST SOUTH FINANCIAL | $370,000 | n/a | 0.0% | |
| Ixonia Bank | $215,000 | $370,000 | 72.1% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $215,000 | $365,000 | 69.8% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $355,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $355,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $2,385,000 | $350,000 | -85.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | $340,000 | 172.0% | 0.0% |
| Bank of Tennessee | $245,000 | $340,000 | 38.8% | 0.0% |
| Low VA Rates, LLC | $135,000 | $335,000 | 148.1% | 0.0% |
| SPRING EQ, LLC | $120,000 | $330,000 | 175.0% | 0.0% |
| UNIVERSITY OF KENTUCKY | $625,000 | $320,000 | -48.8% | 0.0% |
| Towne Bank | $315,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $305,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $295,000 | n/a | 0.0% | |
| BMO Harris Bank | $285,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $280,000 | n/a | 0.0% | |
| M&T Bank | $280,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $235,000 | $280,000 | 19.1% | 0.0% |
| First Federal Bank | $340,000 | $275,000 | -19.1% | 0.0% |
| KELLER MORTGAGE, LLC | $800,000 | $275,000 | -65.6% | 0.0% |
| UBS Bank USA | $275,000 | n/a | 0.0% | |
| Axos Bank | $265,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $85,000 | $260,000 | 205.9% | 0.0% |
| Gateway First Bank | $390,000 | $255,000 | -34.6% | 0.0% |
| GENISYS | $235,000 | $255,000 | 8.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $255,000 | n/a | 0.0% | |
| NFM, INC. | $255,000 | n/a | 0.0% | |
| The Paducah Bank and Trust Company | $255,000 | n/a | 0.0% | |
| Trustmark National Bank | $225,000 | $255,000 | 13.3% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $245,000 | n/a | 0.0% | |
| BankPlus | $235,000 | n/a | 0.0% | |
| Countybank | $235,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $570,000 | $230,000 | -59.6% | 0.0% |
| ALLIANT CREDIT UNION | $225,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $165,000 | $225,000 | 36.4% | 0.0% |
| DAS Acquisition Company, LLC | $215,000 | $225,000 | 4.7% | 0.0% |
| Florida Capital Bank | $225,000 | n/a | 0.0% | |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $145,000 | $215,000 | 48.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $260,000 | $210,000 | -19.2% | 0.0% |
| BNC National Bank | $225,000 | $205,000 | -8.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $205,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $195,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $375,000 | $195,000 | -48.0% | 0.0% |
| AMERICAN MORTGAGE SERVICE COMPANY | $980,000 | $185,000 | -81.1% | 0.0% |
| Presidential Bank, FSB | $185,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $440,000 | $185,000 | -58.0% | 0.0% |
| Devon Bank | $300,000 | $175,000 | -41.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $175,000 | n/a | 0.0% | |
| Texana Bank | $175,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $1,170,000 | $175,000 | -85.0% | 0.0% |
| Abbott Laboratories Employees Credit Union | $165,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $970,000 | $165,000 | -83.0% | 0.0% |
| Stifel Bank and Trust | $480,000 | $165,000 | -65.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $440,000 | $155,000 | -64.8% | 0.0% |
| First Bank Richmond | $155,000 | n/a | 0.0% | |
| Guardian Savings Bank, A Federal Savings Bank | $570,000 | $155,000 | -72.8% | 0.0% |
| Merchants Bank of Indiana | $15,655,000 | $155,000 | -99.0% | 0.0% |
| PARK COMMUNITY CREDIT UNION, INC. | $155,000 | $155,000 | 0.0% | 0.0% |
| Princeton Mortgage Corporation | $155,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $125,000 | $145,000 | 16.0% | 0.0% |
| TRANSCEND | $310,000 | $145,000 | -53.2% | 0.0% |
| CapStar Bank | $135,000 | n/a | 0.0% | |
| Midwest BankCentre | $325,000 | $135,000 | -58.5% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $340,000 | $135,000 | -60.3% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $125,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $115,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| River City Bank, Inc. | $610,000 | $115,000 | -81.1% | 0.0% |
| UBank | $115,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $175,000 | $115,000 | -34.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $105,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,455,000 | $85,000 | -94.2% | 0.0% |
| Waterstone Mortgage Corporation | $85,000 | n/a | 0.0% | |
| Volunteer State Bank | $80,000 | n/a | 0.0% | |
| MidFirst Bank | $75,000 | n/a | 0.0% | |
| The Sacramento Deposit Bank | $55,000 | n/a | 0.0% |
BOWLING GREEN's top lender by overall market share is American Bank & Trust Company, Inc., with 7.8% market share. In second place, with 7.4%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $100,960,000 in loans. In third place, with 4.0%, is Citizens Bank, having originated $55,050,000 in loans. In fourth place, with 4.0%, is SOUTH CENTRAL BANK, INC., having originated $55,045,000 in loans. In fifth place, with 3.5%, is Edmonton State Bank, having originated $47,440,000 in loans.
BOWLING GREEN, KY Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 42101 | Bowling Green, KY | $650 | $670 | $820 | $1,030 | $1,320 |
| 42102 | Bowling Green, KY | $660 | $680 | $830 | $1,040 | $1,340 |
| 42103 | Bowling Green, KY | $710 | $730 | $890 | $1,120 | $1,440 |
| 42104 | Bowling Green, KY | $700 | $720 | $880 | $1,110 | $1,420 |
| 42122 | Bowling Green, KY | $750 | $760 | $970 | $1,220 | $1,620 |
| 42159 | Bowling Green, KY | $650 | $670 | $820 | $1,040 | $1,330 |
| 42160 | Bowling Green, KY | $670 | $680 | $840 | $1,060 | $1,360 |
| 42163 | Bowling Green, KY | $650 | $660 | $810 | $1,020 | $1,310 |
| 42170 | Bowling Green, KY | $670 | $680 | $840 | $1,060 | $1,360 |
| 42171 | Bowling Green, KY | $630 | $640 | $790 | $990 | $1,280 |
| 42206 | Bowling Green, KY | $680 | $690 | $850 | $1,070 | $1,370 |
| 42207 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42210 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42259 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42261 | Bowling Green, KY | $600 | $600 | $760 | $970 | $1,280 |
| 42274 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42275 | Bowling Green, KY | $770 | $780 | $1,010 | $1,410 | $1,600 |
| 42285 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42721 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
| 42729 | Bowling Green, KY | $700 | $710 | $900 | $1,130 | $1,510 |
| 42754 | Bowling Green, KY | $600 | $600 | $760 | $960 | $1,280 |
2022 Average & Median Rent Data Statistics
BOWLING GREEN, KY average 1BR rent: $660, median: $670
BOWLING GREEN, KY average 2BR rent: $825, median: $820
BOWLING GREEN, KY average 3BR rent: $1,047, median: $1,030
BOWLING GREEN, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,896 | $879,200,000 | $303,591 |
| Refi | 820 | $293,950,000 | $358,476 |
| Cash Out Refi | 598 | $111,500,000 | $186,455 |
| Other | 396 | $38,030,000 | $96,035 |
| Home Improvement | 359 | $44,295,000 | $123,384 |
Bowling Green's most frequently cited loan purpose was Home Purchase, with 2,896 originations. The 2nd most popular reason was Refi, with 820 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,229 | $278,065,000 | $226,253 |
| 3-4% | 1,152 | $289,940,000 | $251,684 |
| 4-5% | 1,136 | $312,640,000 | $275,211 |
| 6-7% | 514 | $95,020,000 | $184,864 |
| 2.5-3% | 205 | $45,735,000 | $223,098 |
| <2.5% | 138 | $55,100,000 | $399,275 |
| 7-8% | 130 | $21,150,000 | $162,692 |
| Over 8% | 75 | $6,815,000 | $90,867 |
During 2022, Bowling Green's most frequently originated rate bucket was 5-6%, with 1,229 originations.
Loan Sizing (BOWLING GREEN, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,808 | $484,380,000 | $267,909 |
| $100k-200k | 1,706 | $254,730,000 | $149,314 |
| $100,000 or less | 1,118 | $63,990,000 | $57,236 |
| $400k-600k | 283 | $133,535,000 | $471,855 |
| $Over $1MM | 78 | $374,510,000 | $4,801,410 |
| $600k-1000k | 76 | $55,830,000 | $734,605 |
BOWLING GREEN's loan sizing saw the bucket of loans from $200k-400k with 1,808 originations, totaling $484,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,886 | $516,330,000 | $273,770 |
| 60-80% | 1,142 | $351,820,000 | $308,074 |
| 40-60% | 518 | $139,460,000 | $269,228 |
| 20-40% | 497 | $51,975,000 | $104,577 |
| Under 20% | 454 | $23,210,000 | $51,123 |
| Over 100% | 67 | $19,265,000 | $287,537 |
BOWLING GREEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,886 originations, totaling $516,330,000 in origination value.