LOUISVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Louisville averaged
6.78%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.93% and
one month ago for the week of 2025-04-17, the
average rate was 6.85%.
Louisville's average rate one year ago was 7.24%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.61%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Louisville 30 Year Fixed Rate | 2025-05-22 | 6.78% |
| Louisville 30 Year Fixed Rate Refi | 2025-05-22 | 7.61% |
| Louisville 15 Year Fixed Rate | 2025-05-22 | 6.51% |
| Louisville 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Louisville 30 Year FHA | 2025-05-22 | 6.77% |
| Louisville 30 Year FHA Refi | 2025-05-22 | 6.11% |
| Louisville 30 Year USDA | 2025-05-22 | 6.43% |
| Louisville 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Louisville 30 Year VA | 2025-05-22 | 6.81% |
| Louisville 30 Year VA Refi | 2025-05-22 | 6.18% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LOUISVILLE, KY.
LOUISVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LOUISVILLE, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LOUISVILLE Average Closing Costs & Other Stats
LOUISVILLE, KY's 289 lenders originated 30,563
loans during 2024. The total origination value was $7,352,075,000, with an average loan value of
$240,555.
LOUISVILLE's average closing costs are $4,332.
The top LOUISVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,378 loans originated. Their average total fees are
$5,639, which is $322
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LOUISVILLE lenders (with over 10 loans originated) are
TRANSCEND ($1,596), PULTE MORTGAGE LLC ($2,026), DHI MORTGAGE COMPANY, LTD. ($2,176), L & N Federal Credit Union ($2,321) and First Savings Bank ($2,435).
The lowest rate LOUISVILLE lenders (with over 10 loans originated) are
VICTORY MORTGAGE, L.L.C. (5.78%), DHI MORTGAGE COMPANY, LTD. (5.82%), PULTE MORTGAGE LLC (5.86%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.91%) and Bank of America (5.95%).
LOUISVILLE, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $489,390,000 | $608,805,000 | 24.4% | 8.3% |
| WALKER & DUNLOP, LLC | $2,735,000 | $352,775,000 | 12,798.5% | 4.8% |
| QUICKEN LOANS, LLC | $254,160,000 | $345,660,000 | 36.0% | 4.7% |
| Stock Yards Bank & Trust Company | $321,820,000 | $333,195,000 | 3.5% | 4.5% |
| Northpointe Bank | $289,815,000 | $234,980,000 | -18.9% | 3.2% |
| Republic Bank & Trust Company | $314,890,000 | $186,635,000 | -40.7% | 2.5% |
| PNC Bank | $180,915,000 | $184,620,000 | 2.0% | 2.5% |
| First Financial Bank | $355,000 | $158,190,000 | 44,460.6% | 2.2% |
| FREEDOM MORTGAGE CORPORATION | $57,350,000 | $155,780,000 | 171.6% | 2.1% |
| Fifth Third Bank | $121,000,000 | $146,455,000 | 21.0% | 2.0% |
| Old National Bank | $61,910,000 | $129,855,000 | 109.7% | 1.8% |
| JPMorgan Chase Bank | $87,310,000 | $121,225,000 | 38.8% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $131,130,000 | $118,850,000 | -9.4% | 1.6% |
| STOCKTON MORTGAGE CORPORATION | $114,280,000 | $113,895,000 | -0.3% | 1.5% |
| EVANSVILLE TEACHERS | $88,075,000 | $113,420,000 | 28.8% | 1.5% |
| Magnolia Bank | $68,270,000 | $113,380,000 | 66.1% | 1.5% |
| RUOFF MORTGAGE COMPANY, INC. | $115,545,000 | $104,640,000 | -9.4% | 1.4% |
| L & N Federal Credit Union | $124,230,000 | $102,915,000 | -17.2% | 1.4% |
| VICTORY MORTGAGE, L.L.C. | $107,320,000 | $97,405,000 | -9.2% | 1.3% |
| U.S. Bank | $70,210,000 | $96,755,000 | 37.8% | 1.3% |
| INTERLINC MORTGAGE SERVICES, LLC | $82,095,000 | $95,905,000 | 16.8% | 1.3% |
| German American Bank | $76,155,000 | $90,910,000 | 19.4% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $62,775,000 | $84,280,000 | 34.3% | 1.1% |
| River City Bank, Inc. | $70,925,000 | $84,150,000 | 18.6% | 1.1% |
| First Harrison Bank | $100,245,000 | $83,865,000 | -16.3% | 1.1% |
| Mortgage Research Center, LLC | $70,290,000 | $77,855,000 | 10.8% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $21,390,000 | $76,980,000 | 259.9% | 1.0% |
| PARK COMMUNITY CREDIT UNION, INC. | $121,155,000 | $71,095,000 | -41.3% | 1.0% |
| Century Mortgage Company DBA Century Lending Company | $65,955,000 | $66,880,000 | 1.4% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $50,035,000 | $62,015,000 | 23.9% | 0.8% |
| PULTE MORTGAGE LLC | $47,840,000 | $61,745,000 | 29.1% | 0.8% |
| WesBanco | $114,130,000 | $61,315,000 | -46.3% | 0.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $57,900,000 | $60,155,000 | 3.9% | 0.8% |
| Truist | $38,135,000 | $55,480,000 | 45.5% | 0.8% |
| Prosperity Home Mortgage, LLC | $56,160,000 | $51,610,000 | -8.1% | 0.7% |
| COMMONWEALTH | $47,910,000 | $51,000,000 | 6.4% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $24,635,000 | $50,360,000 | 104.4% | 0.7% |
| BROKER SOLUTIONS, INC. | $19,995,000 | $48,605,000 | 143.1% | 0.7% |
| Regions Bank | $44,085,000 | $45,195,000 | 2.5% | 0.6% |
| The Loan Store, Inc. | $2,285,000 | $45,145,000 | 1,875.7% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $13,370,000 | $41,950,000 | 213.8% | 0.6% |
| Centra Credit Union | $42,910,000 | $41,640,000 | -3.0% | 0.6% |
| UNION HOME MORTGAGE CORP. | $12,560,000 | $40,390,000 | 221.6% | 0.5% |
| Abound Federal Credit Union | $25,570,000 | $39,475,000 | 54.4% | 0.5% |
| CBRE MULTIFAMILY CAPITAL, INC. | $28,925,000 | $37,270,000 | 28.9% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $31,585,000 | $36,890,000 | 16.8% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $36,025,000 | n/a | 0.5% | |
| NEWREZ LLC | $12,715,000 | $35,560,000 | 179.7% | 0.5% |
| BELLCO | $34,805,000 | n/a | 0.5% | |
| First Savings Bank | $92,765,000 | $34,720,000 | -62.6% | 0.5% |
| Farm Credit Mid-America, ACA | $16,930,000 | $33,475,000 | 97.7% | 0.5% |
| ENVOY MORTGAGE, LTD | $21,060,000 | $33,115,000 | 57.2% | 0.5% |
| Flagstar Bank, FSB | $21,845,000 | $33,065,000 | 51.4% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $25,170,000 | $32,965,000 | 31.0% | 0.4% |
| Wilson & Muir Bank & Trust Company | $28,115,000 | $31,965,000 | 13.7% | 0.4% |
| The Paducah Bank and Trust Company | $3,375,000 | $30,995,000 | 818.4% | 0.4% |
| Traditional Bank, Inc. | $58,250,000 | $30,520,000 | -47.6% | 0.4% |
| Central Bank | $38,390,000 | $29,670,000 | -22.7% | 0.4% |
| THE MORTGAGE WAREHOUSE,LLC | $20,635,000 | $29,065,000 | 40.9% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $103,150,000 | $28,725,000 | -72.2% | 0.4% |
| UNIVERSITY OF KENTUCKY | $26,340,000 | $28,280,000 | 7.4% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $17,570,000 | $28,195,000 | 60.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $18,160,000 | $26,405,000 | 45.4% | 0.4% |
| AmeriHome Mortgage Company, LLC | $14,260,000 | $25,690,000 | 80.2% | 0.3% |
| GUILD MORTGAGE COMPANY | $8,960,000 | $25,460,000 | 184.2% | 0.3% |
| Independence Bank of Kentucky | $29,610,000 | $24,700,000 | -16.6% | 0.3% |
| United Citizens Bank & Trust Company | $10,940,000 | $23,670,000 | 116.4% | 0.3% |
| USAA Federal Savings Bank | $15,585,000 | $23,510,000 | 50.9% | 0.3% |
| Plains Commerce Bank | $40,215,000 | $22,915,000 | -43.0% | 0.3% |
| Guardian Savings Bank, A Federal Savings Bank | $7,420,000 | $22,780,000 | 207.0% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $25,830,000 | $22,380,000 | -13.4% | 0.3% |
| Equity Prime Mortgage LLC | $17,515,000 | $21,960,000 | 25.4% | 0.3% |
| SOUTH CENTRAL BANK, INC. | $25,780,000 | $21,395,000 | -17.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $13,560,000 | $21,380,000 | 57.7% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $6,625,000 | $21,215,000 | 220.2% | 0.3% |
| The Huntington National Bank | $25,985,000 | $21,050,000 | -19.0% | 0.3% |
| LOANDEPOT.COM, LLC | $17,770,000 | $20,425,000 | 14.9% | 0.3% |
| First Federal Bank of the Midwest | $1,750,000 | $20,330,000 | 1,061.7% | 0.3% |
| Bank of America | $19,760,000 | $19,440,000 | -1.6% | 0.3% |
| GUARANTEED RATE, INC. | $9,890,000 | $18,645,000 | 88.5% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $9,980,000 | $18,495,000 | 85.3% | 0.3% |
| EVERETT FINANCIAL, INC. | $12,820,000 | $18,000,000 | 40.4% | 0.2% |
| Cedar Rapids Bank and Trust Company | $17,955,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $28,170,000 | $17,315,000 | -38.5% | 0.2% |
| Forcht Bank | $33,535,000 | $15,820,000 | -52.8% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $8,695,000 | $14,980,000 | 72.3% | 0.2% |
| EMM LOANS LLC | $15,325,000 | $14,765,000 | -3.7% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $16,920,000 | $14,505,000 | -14.3% | 0.2% |
| INSPIRE HOME LOANS INC. | $7,105,000 | $14,220,000 | 100.1% | 0.2% |
| Meade County Bank | $16,685,000 | $14,175,000 | -15.0% | 0.2% |
| Wells Fargo Bank | $21,430,000 | $14,145,000 | -34.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $8,975,000 | $13,625,000 | 51.8% | 0.2% |
| T2 FINANCIAL LLC | $8,365,000 | $13,295,000 | 58.9% | 0.2% |
| TRANSCEND | $8,510,000 | $13,145,000 | 54.5% | 0.2% |
| The New Washington State Bank | $20,910,000 | $13,135,000 | -37.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $14,580,000 | $12,820,000 | -12.1% | 0.2% |
| The Peoples Bank | $7,800,000 | $12,440,000 | 59.5% | 0.2% |
| Discover Bank | $9,920,000 | $12,420,000 | 25.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $4,320,000 | $11,510,000 | 166.4% | 0.2% |
| Grandbridge Real Estate Capital LLC | $45,025,000 | $11,385,000 | -74.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $4,725,000 | $11,360,000 | 140.4% | 0.2% |
| Carrington Mortgage Services, LLC | $10,235,000 | $11,295,000 | 10.4% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $6,565,000 | $11,005,000 | 67.6% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,305,000 | $10,975,000 | 106.9% | 0.1% |
| NBKC BANK | $6,280,000 | $10,755,000 | 71.3% | 0.1% |
| FAIR WAY LENDING LLC | $8,710,000 | $10,520,000 | 20.8% | 0.1% |
| Morgan Stanley Private Bank | $18,455,000 | $10,500,000 | -43.1% | 0.1% |
| The Federal Savings Bank | $8,940,000 | $10,200,000 | 14.1% | 0.1% |
| Merchants Bank of Indiana | $73,275,000 | $10,145,000 | -86.2% | 0.1% |
| Arbor Realty Trust, Inc. | $26,595,000 | $10,025,000 | -62.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,635,000 | $9,930,000 | 173.2% | 0.1% |
| Texana Bank | $9,895,000 | n/a | 0.1% | |
| NORWICH COMMERCIAL GROUP, INC. | $2,190,000 | $9,830,000 | 348.9% | 0.1% |
| BAY EQUITY LLC | $9,055,000 | $9,645,000 | 6.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $9,500,000 | $9,460,000 | -0.4% | 0.1% |
| COLLIERS MORTGAGE LLC | $9,245,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $3,760,000 | $8,495,000 | 125.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $7,960,000 | $8,380,000 | 5.3% | 0.1% |
| CLASS ACT FEDERAL CREDIT UNION | $5,070,000 | $8,035,000 | 58.5% | 0.1% |
| Peoples Bank | $605,000 | $7,995,000 | 1,221.5% | 0.1% |
| Ixonia Bank | $315,000 | $7,750,000 | 2,360.3% | 0.1% |
| Pinnacle Bank | $875,000 | $7,595,000 | 768.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,535,000 | $7,230,000 | 59.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $3,900,000 | $7,165,000 | 83.7% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $8,190,000 | $7,090,000 | -13.4% | 0.1% |
| INDIANA MEMBERS CREDIT UNION | $2,920,000 | $6,915,000 | 136.8% | 0.1% |
| First National Bank of America | $8,570,000 | $6,900,000 | -19.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $7,220,000 | $6,725,000 | -6.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,835,000 | $6,585,000 | 71.7% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $13,475,000 | $6,575,000 | -51.2% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $8,080,000 | $6,180,000 | -23.5% | 0.1% |
| SOUTHWEST FUNDING, LP | $6,010,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $2,290,000 | $5,730,000 | 150.2% | 0.1% |
| The Farmers Bank of Milton | $8,540,000 | $5,600,000 | -34.4% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $7,425,000 | $5,505,000 | -25.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $8,075,000 | $5,360,000 | -33.6% | 0.1% |
| Peoples Bank | $605,000 | $5,120,000 | 746.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,720,000 | $5,065,000 | 194.5% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $5,035,000 | n/a | 0.1% | |
| First Federal Bank | $1,415,000 | $4,660,000 | 229.3% | 0.1% |
| CARDINAL FINANCIAL | $10,970,000 | $4,645,000 | -57.7% | 0.1% |
| The Park National Bank | $32,460,000 | $4,430,000 | -86.4% | 0.1% |
| Citizens Bank | $36,435,000 | $4,375,000 | -88.0% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $2,340,000 | $4,345,000 | 85.7% | 0.1% |
| Mid-Southern Savings Bank, FSB | $5,650,000 | $4,310,000 | -23.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,750,000 | $4,165,000 | -12.3% | 0.1% |
| Coastal Community Bank | $3,125,000 | $4,080,000 | 30.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,545,000 | $4,015,000 | 13.3% | 0.1% |
| UBS Bank USA | $2,485,000 | $4,010,000 | 61.4% | 0.1% |
| Lakeview Community Capital, LLC | $330,000 | $3,870,000 | 1,072.7% | 0.1% |
| Strong Home Mortgage, LLC | $3,850,000 | n/a | 0.1% | |
| Town & Country Bank and Trust Company | $3,825,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $4,130,000 | $3,800,000 | -8.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,400,000 | $3,795,000 | 11.6% | 0.1% |
| Union Savings Bank | $9,835,000 | $3,755,000 | -61.8% | 0.1% |
| Community Trust Bank, Inc. | $47,220,000 | $3,715,000 | -92.1% | 0.1% |
| ALLIANT CREDIT UNION | $915,000 | $3,540,000 | 286.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,290,000 | $3,510,000 | 172.1% | 0.0% |
| TJC Mortgage, Inc. | $95,000 | $3,460,000 | 3,542.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $300,000 | $3,380,000 | 1,026.7% | 0.0% |
| Raymond James Bank | $6,005,000 | $3,370,000 | -43.9% | 0.0% |
| The Monticello Banking Company | $14,025,000 | $3,360,000 | -76.0% | 0.0% |
| PHH Mortgage Corporation | $825,000 | $3,295,000 | 299.4% | 0.0% |
| The Lincoln National Bank of Hodgenville | $4,320,000 | $3,270,000 | -24.3% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,970,000 | $3,240,000 | 9.1% | 0.0% |
| ON Q FINANCIAL, INC. | $1,770,000 | $3,185,000 | 79.9% | 0.0% |
| ZILLOW HOME LOANS, LLC | $4,030,000 | $3,105,000 | -23.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $205,000 | $3,010,000 | 1,368.3% | 0.0% |
| Equity Bank | $3,005,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,265,000 | $2,950,000 | 30.2% | 0.0% |
| JMAC LENDING, INC. | $440,000 | $2,880,000 | 554.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,090,000 | $2,865,000 | 162.8% | 0.0% |
| Stifel Bank and Trust | $2,390,000 | $2,840,000 | 18.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,225,000 | $2,825,000 | 130.6% | 0.0% |
| Advanz Federal Credit Union | $5,750,000 | $2,810,000 | -51.1% | 0.0% |
| Meridian Bank Corporation | $1,175,000 | $2,805,000 | 138.7% | 0.0% |
| Jackson County Bank | $1,525,000 | $2,750,000 | 80.3% | 0.0% |
| NEXERA HOLDING LLC | $520,000 | $2,715,000 | 422.1% | 0.0% |
| UNITED MORTGAGE CORP | $2,695,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $2,910,000 | $2,680,000 | -7.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $530,000 | $2,580,000 | 386.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $2,560,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $2,190,000 | $2,520,000 | 15.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,685,000 | $2,510,000 | -6.5% | 0.0% |
| Bedford Loan & Deposit Bank | $6,245,000 | $2,505,000 | -59.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,400,000 | $2,455,000 | -27.8% | 0.0% |
| Bank of England | $2,575,000 | $2,450,000 | -4.9% | 0.0% |
| A&D Mortgage LLC | $3,495,000 | $2,440,000 | -30.2% | 0.0% |
| Home Mortgage Alliance Corp | $2,375,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $2,370,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $2,830,000 | $2,365,000 | -16.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,165,000 | $2,270,000 | 4.8% | 0.0% |
| OCMBC, INC. | $2,965,000 | $2,265,000 | -23.6% | 0.0% |
| EQUITY RESOURCES, INC. | $205,000 | $2,245,000 | 995.1% | 0.0% |
| Florida Capital Bank | $2,240,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $1,795,000 | $2,225,000 | 24.0% | 0.0% |
| SPRING EQ, LLC | $2,330,000 | $2,225,000 | -4.5% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,275,000 | $2,115,000 | -35.4% | 0.0% |
| First Merchants Bank | $1,565,000 | $2,085,000 | 33.2% | 0.0% |
| AMWEST FUNDING CORP. | $1,745,000 | $2,075,000 | 18.9% | 0.0% |
| Whitaker Bank | $2,170,000 | $2,075,000 | -4.4% | 0.0% |
| Nations Lending Corporation | $3,165,000 | $2,060,000 | -34.9% | 0.0% |
| FBC MORTGAGE, LLC | $4,930,000 | $2,025,000 | -58.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,705,000 | $2,020,000 | -25.3% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $2,520,000 | $2,020,000 | -19.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $375,000 | $2,020,000 | 438.7% | 0.0% |
| North American Savings Bank, F.S.B. | $2,455,000 | $1,995,000 | -18.7% | 0.0% |
| Charles Schwab Bank, SSB | $2,060,000 | $1,990,000 | -3.4% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $890,000 | $1,990,000 | 123.6% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,975,000 | n/a | 0.0% | |
| Community First National Bank | $1,620,000 | $1,950,000 | 20.4% | 0.0% |
| NexBank | $1,615,000 | $1,925,000 | 19.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,850,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $1,595,000 | $1,825,000 | 14.4% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $775,000 | $1,805,000 | 132.9% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $3,375,000 | $1,795,000 | -46.8% | 0.0% |
| Farmers Bank & Trust | $285,000 | $1,705,000 | 498.2% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,670,000 | n/a | 0.0% | |
| The Cecilian Bank | $4,650,000 | $1,650,000 | -64.5% | 0.0% |
| BancorpSouth | $1,640,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $1,605,000 | $1,635,000 | 1.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $450,000 | $1,625,000 | 261.1% | 0.0% |
| American Airlines Federal Credit Union | $535,000 | $1,615,000 | 201.9% | 0.0% |
| Ally Bank | $2,295,000 | $1,595,000 | -30.5% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $155,000 | $1,580,000 | 919.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,120,000 | $1,580,000 | -25.5% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,715,000 | $1,560,000 | -42.5% | 0.0% |
| GVC MORTGAGE, INC. | $1,330,000 | $1,560,000 | 17.3% | 0.0% |
| TEACHERS CREDIT UNION | $2,460,000 | $1,555,000 | -36.8% | 0.0% |
| Community First Bank of Indiana | $135,000 | $1,525,000 | 1,029.6% | 0.0% |
| COMPASS MORTGAGE, INC. | $1,020,000 | $1,525,000 | 49.5% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,505,000 | n/a | 0.0% | |
| West Point Bank | $1,815,000 | $1,505,000 | -17.1% | 0.0% |
| St Charles Bank & Trust | $1,485,000 | n/a | 0.0% | |
| LOANPAL, LLC | $1,485,000 | $1,465,000 | -1.3% | 0.0% |
| First Horizon Bank | $285,000 | $1,405,000 | 393.0% | 0.0% |
| Southern First Bank | $1,395,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Lakewood | $2,650,000 | $1,390,000 | -47.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $610,000 | $1,370,000 | 124.6% | 0.0% |
| GREENSTATE CREDIT UNION | $100,000 | $1,350,000 | 1,250.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $905,000 | $1,345,000 | 48.6% | 0.0% |
| Hancock Whitney Bank | $1,315,000 | n/a | 0.0% | |
| BMO Harris Bank | $2,865,000 | $1,310,000 | -54.3% | 0.0% |
| United Nations Federal Credit Union | $655,000 | $1,285,000 | 96.2% | 0.0% |
| Figure Lending LLC | $1,375,000 | $1,270,000 | -7.6% | 0.0% |
| M&T Bank | $1,520,000 | $1,270,000 | -16.4% | 0.0% |
| The Central Trust Bank | $470,000 | $1,270,000 | 170.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,235,000 | n/a | 0.0% | |
| Ameris Bank | $760,000 | $1,220,000 | 60.5% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $2,015,000 | $1,195,000 | -40.7% | 0.0% |
| NP, Inc. | $1,190,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $1,635,000 | $1,165,000 | -28.7% | 0.0% |
| MYCUMORTGAGE, LLC | $1,605,000 | $1,160,000 | -27.7% | 0.0% |
| Bank of Buffalo | $470,000 | $1,140,000 | 142.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,305,000 | $1,140,000 | -12.6% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $1,135,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,135,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $1,115,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $465,000 | $1,100,000 | 136.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,330,000 | $1,095,000 | -17.7% | 0.0% |
| First State Bank of the Southeast, Inc. | $135,000 | $1,075,000 | 696.3% | 0.0% |
| PREMIER LENDING, INC. | $1,065,000 | n/a | 0.0% | |
| ARC HOME LLC | $1,145,000 | $1,055,000 | -7.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $735,000 | $1,055,000 | 43.5% | 0.0% |
| Armed Forces Bank | $805,000 | $1,020,000 | 26.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,380,000 | $1,015,000 | -26.4% | 0.0% |
| MEMBERS HERITAGE Credit Union | $150,000 | $1,015,000 | 576.7% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $155,000 | $995,000 | 541.9% | 0.0% |
| Devon Bank | $980,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $360,000 | $975,000 | 170.8% | 0.0% |
| Bank of Lexington, Inc. | $405,000 | $910,000 | 124.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $900,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $900,000 | n/a | 0.0% | |
| EASTMAN | $895,000 | n/a | 0.0% | |
| First Financial Bank | $355,000 | $890,000 | 150.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $2,310,000 | $875,000 | -62.1% | 0.0% |
| The Dart Bank | $495,000 | $870,000 | 75.8% | 0.0% |
| GEORGIA'S OWN | $845,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $525,000 | $840,000 | 60.0% | 0.0% |
| F&M Bank | $835,000 | n/a | 0.0% | |
| Service Federal Credit Union | $35,000 | $820,000 | 2,242.9% | 0.0% |
| Presidential Bank, FSB | $810,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $2,785,000 | $805,000 | -71.1% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $170,000 | $800,000 | 370.6% | 0.0% |
| Servion, Inc. | $965,000 | $750,000 | -22.3% | 0.0% |
| Renasant Bank | $725,000 | n/a | 0.0% | |
| S1L, Inc. | $175,000 | $720,000 | 311.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $360,000 | $705,000 | 95.8% | 0.0% |
| Liberty Bank and Trust Company | $260,000 | $695,000 | 167.3% | 0.0% |
| Citibank | $1,915,000 | $665,000 | -65.3% | 0.0% |
| Horizon Bank | $205,000 | $665,000 | 224.4% | 0.0% |
| Waterstone Mortgage Corporation | $620,000 | $660,000 | 6.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,405,000 | $645,000 | -54.1% | 0.0% |
| UIF CORPORATION | $410,000 | $640,000 | 56.1% | 0.0% |
| Blue Ridge Bank | $705,000 | $630,000 | -10.6% | 0.0% |
| The Citizens National Bank of Somerset | $200,000 | $625,000 | 212.5% | 0.0% |
| Bethpage Federal Credit Union | $750,000 | $620,000 | -17.3% | 0.0% |
| Edmonton State Bank | $195,000 | $615,000 | 215.4% | 0.0% |
| COMMUNITYAMERICA | $610,000 | n/a | 0.0% | |
| Logan Finance Corporation | $375,000 | $590,000 | 57.3% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $290,000 | $590,000 | 103.4% | 0.0% |
| FirstBank | $945,000 | $580,000 | -38.6% | 0.0% |
| Wolfe Financial, Inc | $1,005,000 | $575,000 | -42.8% | 0.0% |
| Arvest Bank | $1,185,000 | $550,000 | -53.6% | 0.0% |
| SeaTrust Mortgage Company | $700,000 | $550,000 | -21.4% | 0.0% |
| CIBC Bank USA | $725,000 | $545,000 | -24.8% | 0.0% |
| Cumberland Valley National Bank & Trust Company | $1,710,000 | $540,000 | -68.4% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $540,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $210,000 | $535,000 | 154.8% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $275,000 | $535,000 | 94.5% | 0.0% |
| Bell Bank | $530,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,000 | $515,000 | 390.5% | 0.0% |
| GoPrime Mortgage, Inc. | $510,000 | n/a | 0.0% | |
| Sunflower Bank | $510,000 | n/a | 0.0% | |
| Fire Police City County Federal Credit Union | $315,000 | $505,000 | 60.3% | 0.0% |
| KeyBank | $14,650,000 | $500,000 | -96.6% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $500,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $485,000 | n/a | 0.0% | |
| University Bank | $475,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | $470,000 | 118.6% | 0.0% |
| Bank of Whittier | $460,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $460,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $455,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $450,000 | n/a | 0.0% | |
| Connexus Credit Union | $170,000 | $440,000 | 158.8% | 0.0% |
| RiverHills Bank | $440,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $435,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $3,990,000 | $435,000 | -89.1% | 0.0% |
| Quontic Bank | $435,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $425,000 | n/a | 0.0% | |
| FORUM Credit Union | $545,000 | $415,000 | -23.9% | 0.0% |
| Warsaw Federal Savings and Loan Association | $435,000 | $415,000 | -4.6% | 0.0% |
| LENDINGONE, LLC | $220,000 | $405,000 | 84.1% | 0.0% |
| MJW Financial LLC | $1,360,000 | $405,000 | -70.2% | 0.0% |
| Owen County State Bank | $495,000 | $405,000 | -18.2% | 0.0% |
| The First National Bank of Middle Tennessee | $405,000 | n/a | 0.0% | |
| BankPlus | $395,000 | n/a | 0.0% | |
| BOKF | $480,000 | $395,000 | -17.7% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $405,000 | $390,000 | -3.7% | 0.0% |
| Cornerstone First Mortgage, Inc | $430,000 | $385,000 | -10.5% | 0.0% |
| Citadel Servicing Corporation | $910,000 | $380,000 | -58.2% | 0.0% |
| First Southern National Bank | $1,595,000 | $380,000 | -76.2% | 0.0% |
| Three Rivers Federal Credit Union | $500,000 | $370,000 | -26.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
| LCNB National Bank | $355,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $355,000 | n/a | 0.0% | |
| North Shore Trust and Savings | $355,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $355,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $190,000 | $345,000 | 81.6% | 0.0% |
| Great Southern Bank | $345,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $345,000 | n/a | 0.0% | |
| The Union Bank Company | $735,000 | $345,000 | -53.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $340,000 | n/a | 0.0% | |
| Bank of the Bluegrass & Trust Co. | $335,000 | n/a | 0.0% | |
| Morton Community Bank | $335,000 | n/a | 0.0% | |
| Community First Bank | $315,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $315,000 | n/a | 0.0% | |
| NFM, INC. | $315,000 | n/a | 0.0% | |
| OceanFirst Bank | $315,000 | n/a | 0.0% | |
| The State Bank and Trust Company | $315,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $175,000 | $305,000 | 74.3% | 0.0% |
| Towne Bank | $305,000 | n/a | 0.0% | |
| GENERAL ELECTRIC CREDIT UNION | $1,100,000 | $300,000 | -72.7% | 0.0% |
| GMFS LLC | $295,000 | n/a | 0.0% | |
| Heartland Bank | $610,000 | $295,000 | -51.6% | 0.0% |
| Anstaff Bank | $285,000 | n/a | 0.0% | |
| Axos Bank | $285,000 | n/a | 0.0% | |
| Gateway First Bank | $560,000 | $285,000 | -49.1% | 0.0% |
| Grand Bank for Savings, FSB | $275,000 | n/a | 0.0% | |
| Home Federal Bank Corporation | $515,000 | $275,000 | -46.6% | 0.0% |
| Legacy Home Loans, LLC | $275,000 | n/a | 0.0% | |
| MORTGAGE MASTERS OF INDIANA, INC. | $800,000 | $275,000 | -65.6% | 0.0% |
| Peoples Bank | $605,000 | $275,000 | -54.5% | 0.0% |
| AXIA FINANCIAL, LLC | $270,000 | n/a | 0.0% | |
| American Bank & Trust Company, Inc. | $175,000 | $265,000 | 51.4% | 0.0% |
| Johnson Bank | $105,000 | $265,000 | 152.4% | 0.0% |
| The Farmers Savings Bank | $265,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $265,000 | n/a | 0.0% | |
| STAR Financial Bank | $255,000 | n/a | 0.0% | |
| Countybank | $245,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $245,000 | n/a | 0.0% | |
| First Palmetto Bank | $245,000 | n/a | 0.0% | |
| Terre Haute Savings Bank | $245,000 | n/a | 0.0% | |
| The Farmers & Merchants State Bank | $210,000 | $245,000 | 16.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $235,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $235,000 | n/a | 0.0% | |
| Credence Funding Corporation | $255,000 | $235,000 | -7.8% | 0.0% |
| Leader Bank | $235,000 | n/a | 0.0% | |
| Morgantown Bank & Trust Company, Incorporated | $235,000 | n/a | 0.0% | |
| Trustmark National Bank | $235,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $225,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $265,000 | $225,000 | -15.1% | 0.0% |
| Southern Bank of Tennessee | $225,000 | n/a | 0.0% | |
| Centier Bank | $215,000 | n/a | 0.0% | |
| Fortera Federal Credit Union | $215,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| MILEND, INC. | $215,000 | n/a | 0.0% | |
| GENISYS | $210,000 | n/a | 0.0% | |
| DG PINNACLE FUNDING LLC | $205,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $205,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $205,000 | n/a | 0.0% | |
| CHEVRON | $200,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $200,000 | n/a | 0.0% | |
| Civista Bank | $195,000 | $195,000 | 0.0% | 0.0% |
| First Farmers Bank and Trust Company | $590,000 | $195,000 | -66.9% | 0.0% |
| Northwest Federal Credit Union | $65,000 | $190,000 | 192.3% | 0.0% |
| Farmers Bank and Trust Company | $185,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $185,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,335,000 | $180,000 | -86.5% | 0.0% |
| Chickasaw Community Bank | $155,000 | n/a | 0.0% | |
| CRANE | $295,000 | $155,000 | -47.5% | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | $515,000 | $155,000 | -69.9% | 0.0% |
| Signature Federal Credit Union | $410,000 | $155,000 | -62.2% | 0.0% |
| Secured Investment Corp. | $105,000 | $150,000 | 42.9% | 0.0% |
| Encompass Lending Group, LP | $145,000 | n/a | 0.0% | |
| First National Bank of Brookfield | $145,000 | n/a | 0.0% | |
| Heritage Bank, Inc. | $145,000 | n/a | 0.0% | |
| Peoples Exchange Bank | $365,000 | $145,000 | -60.3% | 0.0% |
| MORTGAGEONE, INC. | $725,000 | $135,000 | -81.4% | 0.0% |
| FRANKLIN MINT | $125,000 | n/a | 0.0% | |
| HomeTrust Bank | $195,000 | $125,000 | -35.9% | 0.0% |
| MidFirst Bank | $125,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $125,000 | $105,000 | -16.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $270,000 | $105,000 | -61.1% | 0.0% |
| DESCO | $105,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $105,000 | n/a | 0.0% | |
| Union Bank and Trust Company | $960,000 | $105,000 | -89.1% | 0.0% |
| Central Kentucky Agricultural Credit Association | $45,000 | $85,000 | 88.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $505,000 | $85,000 | -83.2% | 0.0% |
| City National Bank of West Virginia | $270,000 | $75,000 | -72.2% | 0.0% |
| RESIDENTIAL BANCORP | $75,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $75,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $75,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $75,000 | n/a | 0.0% | |
| Allied First Bank,sb | $65,000 | n/a | 0.0% | |
| Bank & Trust Company | $65,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| Deseret First Credit Union | $55,000 | n/a | 0.0% | |
| First Bank Richmond | $55,000 | n/a | 0.0% | |
| Baxter Credit Union | $360,000 | $45,000 | -87.5% | 0.0% |
| Cf Bank | $45,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $55,000 | $45,000 | -18.2% | 0.0% |
| DUPACO COMMUNITY | $35,000 | n/a | 0.0% | |
| HealthCare Associates Credit Union | $35,000 | n/a | 0.0% | |
| LNB COMMUNITY BANK | $35,000 | n/a | 0.0% | |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $35,000 | $25,000 | -28.6% | 0.0% |
| Heritage Federal Credit Union | $25,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $525,000 | $25,000 | -95.2% | 0.0% |
| Ipava State Bank | $15,000 | n/a | 0.0% |
LOUISVILLE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.3% market share. In second place, with 4.8%, is WALKER & DUNLOP, LLC, having originated $352,775,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $345,660,000 in loans. In fourth place, with 4.5%, is Stock Yards Bank & Trust Company, having originated $333,195,000 in loans. In fifth place, with 3.2%, is Northpointe Bank, having originated $234,980,000 in loans.
LOUISVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LOUISVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $233,400 (22.4%) | $307,022 (12.2%) | 0.87 | 3,376 |
| 2018-02-01 | $239,950 (18.5%) | $316,217 (9.0%) | 0.87 | 3,169 |
| 2018-03-01 | $254,900 (16.9%) | $324,697 (8.0%) | 0.89 | 3,138 |
| 2018-04-01 | $256,500 (11.6%) | $324,914 (4.8%) | 0.87 | 3,237 |
| 2018-05-01 | $265,407 (10.6%) | $337,455 (4.8%) | 0.89 | 3,431 |
| 2018-06-01 | $265,900 (10.8%) | $340,049 (6.0%) | 0.89 | 3,693 |
| 2018-07-01 | $266,450 (11.1%) | $339,427 (6.7%) | 0.89 | 3,801 |
| 2018-08-01 | $264,900 (10.0%) | $340,743 (6.3%) | 0.89 | 3,922 |
| 2018-09-01 | $264,700 (10.8%) | $339,752 (7.4%) | 0.89 | 4,102 |
| 2018-10-01 | $257,750 (11.7%) | $332,874 (7.6%) | 0.87 | 4,285 |
| 2018-11-01 | $250,700 (9.1%) | $332,908 (8.7%) | 0.85 | 4,256 |
| 2018-12-01 | $249,000 (9.9%) | $320,449 (6.3%) | 0.86 | 4,025 |
| 2019-01-01 | $248,450 (6.5%) | $316,718 (3.2%) | 0.86 | 3,716 |
| 2019-02-01 | $257,950 (7.5%) | $328,345 (3.8%) | 0.87 | 3,384 |
| 2019-03-01 | $269,814 (5.9%) | $342,160 (5.4%) | 0.88 | 3,293 |
| 2019-04-01 | $279,675 (9.0%) | $357,206 (9.9%) | 0.89 | 3,467 |
| 2019-05-01 | $283,950 (7.0%) | $366,312 (8.6%) | 0.89 | 3,642 |
| 2019-06-01 | $279,900 (5.3%) | $363,976 (7.0%) | 0.87 | 3,797 |
| 2019-07-01 | $271,400 (1.9%) | $352,088 (3.7%) | 0.85 | 4,031 |
| 2019-08-01 | $264,182 (-0.3%) | $343,903 (0.9%) | 0.84 | 4,147 |
| 2019-09-01 | $256,205 (-3.2%) | $333,938 (-1.7%) | 0.82 | 4,178 |
| 2019-10-01 | $249,950 (-3.0%) | $324,372 (-2.6%) | 0.81 | 4,211 |
| 2019-11-01 | $242,000 (-3.5%) | $317,280 (-4.7%) | 0.79 | 4,064 |
| 2019-12-01 | $236,400 (-5.1%) | $312,284 (-2.6%) | 0.79 | 3,638 |
| 2020-01-01 | $238,570 (-4.0%) | $314,411 (-0.7%) | 0.80 | 3,318 |
| 2020-02-01 | $249,975 (-3.1%) | $325,617 (-0.8%) | 0.82 | 2,995 |
| 2020-03-01 | $267,200 (-1.0%) | $343,166 (0.3%) | 0.84 | 2,828 |
| 2020-04-01 | $270,000 (-3.5%) | $347,688 (-2.7%) | 0.85 | 2,860 |
| 2020-05-01 | $289,900 (2.1%) | $364,163 (-0.6%) | 0.88 | 2,636 |
| 2020-06-01 | $289,900 (3.6%) | $375,248 (3.1%) | 0.85 | 2,326 |
| 2020-07-01 | $289,900 (6.8%) | $380,615 (8.1%) | 0.84 | 2,156 |
| 2020-08-01 | $285,000 (7.9%) | $373,825 (8.7%) | 0.82 | 2,064 |
| 2020-09-01 | $271,925 (6.1%) | $366,363 (9.7%) | 0.78 | 2,132 |
| 2020-10-01 | $260,000 (4.0%) | $365,018 (12.5%) | 0.75 | 2,110 |
| 2020-11-01 | $249,900 (3.3%) | $357,092 (12.6%) | 0.73 | 2,128 |
| 2020-12-01 | $246,750 (4.4%) | $348,011 (11.4%) | 0.73 | 2,001 |
| 2021-01-01 | $249,900 (4.8%) | $350,921 (11.6%) | 0.75 | 1,683 |
| 2021-02-01 | $261,325 (4.5%) | $365,865 (12.4%) | 0.76 | 1,318 |
| 2021-03-01 | $267,900 (0.3%) | $374,544 (9.1%) | 0.76 | 1,281 |
| 2021-04-01 | $274,900 (1.8%) | $384,375 (10.6%) | 0.74 | 1,326 |
| 2021-05-01 | $279,900 (-3.5%) | $389,089 (6.8%) | 0.74 | 1,298 |
| 2021-06-01 | $282,500 (-2.6%) | $392,930 (4.7%) | 0.74 | 1,484 |
| 2021-07-01 | $275,000 (-5.1%) | $374,962 (-1.5%) | 0.73 | 1,763 |
| 2021-08-01 | $269,938 (-5.3%) | $369,085 (-1.3%) | 0.72 | 1,971 |
| 2021-09-01 | $259,900 (-4.4%) | $359,538 (-1.9%) | 0.69 | 2,025 |
| 2021-10-01 | $259,900 (0.0%) | $353,845 (-3.1%) | 0.69 | 2,076 |
| 2021-11-01 | $250,000 (0.0%) | $348,515 (-2.4%) | 0.67 | 2,014 |
| 2021-12-01 | $259,900 (5.3%) | $353,279 (1.5%) | 0.70 | 1,754 |
| 2022-01-01 | $265,000 (6.0%) | $353,914 (0.9%) | 0.72 | 1,502 |
| 2022-02-01 | $282,400 (8.1%) | $370,359 (1.2%) | 0.73 | 1,223 |
| 2022-03-01 | $292,450 (9.2%) | $380,290 (1.5%) | 0.73 | 1,219 |
| 2022-04-01 | $295,000 (7.3%) | $383,436 (-0.2%) | 0.70 | 1,259 |
| 2022-05-01 | $299,425 (7.0%) | $382,568 (-1.7%) | 0.68 | 1,590 |
| 2022-06-01 | $299,900 (6.2%) | $385,327 (-1.9%) | 0.67 | 1,846 |
| 2022-07-01 | $299,900 (9.1%) | $374,304 (-0.2%) | 0.68 | 2,178 |
| 2022-08-01 | $299,900 (11.1%) | $370,691 (0.4%) | 0.69 | 2,333 |
| 2022-09-01 | $299,925 (15.4%) | $369,434 (2.8%) | 0.70 | 2,332 |
| 2022-10-01 | $299,900 (15.4%) | $363,106 (2.6%) | 0.71 | 2,494 |
| 2022-11-01 | $290,000 (16.0%) | $353,559 (1.5%) | 0.70 | 2,606 |
| 2022-12-01 | $295,000 (13.5%) | $355,294 (0.6%) | 0.73 | 2,384 |
| 2023-01-01 | $298,500 (12.6%) | $359,632 (1.6%) | 0.74 | 2,101 |
| 2023-02-01 | $299,900 (6.2%) | $370,814 (0.1%) | 0.72 | 1,828 |
| 2023-03-01 | $299,913 (2.6%) | $372,679 (-2.0%) | 0.71 | 1,718 |
| 2023-04-01 | $319,000 (8.1%) | $390,333 (1.8%) | 0.74 | 1,614 |
| 2023-05-01 | $319,950 (6.9%) | $399,043 (4.3%) | 0.73 | 1,661 |
| 2023-06-01 | $319,950 (6.7%) | $398,808 (3.5%) | 0.72 | 1,796 |
| 2023-07-01 | $319,900 (6.7%) | $392,661 (4.9%) | 0.73 | 1,892 |
| 2023-08-01 | $322,400 (7.5%) | $389,719 (5.1%) | 0.74 | 2,000 |
| 2023-09-01 | $315,250 (5.1%) | $387,650 (4.9%) | 0.73 | 2,166 |
| 2023-10-01 | $307,475 (2.5%) | $376,712 (3.8%) | 0.72 | 2,460 |
| 2023-11-01 | $299,995 (3.5%) | $372,479 (5.4%) | 0.71 | 2,598 |
| 2023-12-01 | $299,900 (1.7%) | $371,069 (4.4%) | 0.73 | 2,483 |
| 2024-01-01 | $308,950 (3.5%) | $378,077 (5.1%) | 0.75 | 2,242 |
| 2024-02-01 | $310,975 (3.7%) | $379,795 (2.4%) | 0.75 | 2,049 |
| 2024-03-01 | $315,000 (5.0%) | $391,456 (5.0%) | 0.74 | 1,954 |
| 2024-04-01 | $326,950 (2.5%) | $406,064 (4.0%) | 0.76 | 2,005 |
| 2024-05-01 | $329,000 (2.8%) | $416,655 (4.4%) | 0.75 | 2,196 |
| 2024-06-01 | $329,900 (3.1%) | $415,853 (4.3%) | 0.75 | 2,305 |
| 2024-07-01 | $326,998 (2.2%) | $416,795 (6.2%) | 0.75 | 2,540 |
| 2024-08-01 | $319,900 (-0.8%) | $413,336 (6.1%) | 0.74 | 2,654 |
| 2024-09-01 | $319,700 (1.4%) | $408,201 (5.3%) | 0.75 | 2,825 |
| 2024-10-01 | $317,450 (3.2%) | $407,054 (8.1%) | 0.75 | 2,918 |
| 2024-11-01 | $309,900 (3.3%) | $396,223 (6.4%) | 0.74 | 3,023 |
| 2024-12-01 | $305,600 (1.9%) | $387,486 (4.4%) | 0.76 | 2,821 |
| 2025-01-01 | $305,950 (-1.0%) | $388,051 (2.6%) | 0.76 | 2,598 |
| 2025-02-01 | $309,950 (-0.3%) | $395,674 (4.2%) | 0.75 | 2,455 |
| 2025-03-01 | $320,000 (1.6%) | $401,570 (2.6%) | 0.75 | 2,373 |
| 2025-04-01 | $324,950 (-0.6%) | $408,265 (0.5%) | 0.75 | 2,464 |
LOUISVILLE's median listing price for 2025-04-01 was $324,950, a difference of
$-2,000
(-0.6%) versus the prior year and
$4,950 versus the prior month.
LOUISVILLE's median listing price comes in at 75% of the national average.
LOUISVILLE's average listing price for 2025-04-01 was $408,265, a difference of $2,201 (0.5%) versus the prior year and $6,695 versus the prior month.
For the 2025-04-01 period, LOUISVILLE had 2,464 MLS listings, a difference of 91 listings (4%) versus the prior month and 459 listings (23%) versus the prior year.
LOUISVILLE's median listing price comes in at 75% of the national average.
LOUISVILLE's average listing price for 2025-04-01 was $408,265, a difference of $2,201 (0.5%) versus the prior year and $6,695 versus the prior month.
For the 2025-04-01 period, LOUISVILLE had 2,464 MLS listings, a difference of 91 listings (4%) versus the prior month and 459 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LOUISVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 73 days | 1,972 sqft |
| 2018-02-01 | 64 days | 1,986 sqft |
| 2018-03-01 | 45 days | 2,038 sqft |
| 2018-04-01 | 44 days | 2,076 sqft |
| 2018-05-01 | 39 days | 2,108 sqft |
| 2018-06-01 | 40 days | 2,150 sqft |
| 2018-07-01 | 43 days | 2,124 sqft |
| 2018-08-01 | 43 days | 2,127 sqft |
| 2018-09-01 | 46 days | 2,114 sqft |
| 2018-10-01 | 49 days | 2,082 sqft |
| 2018-11-01 | 53 days | 2,063 sqft |
| 2018-12-01 | 61 days | 2,023 sqft |
| 2019-01-01 | 68 days | 2,008 sqft |
| 2019-02-01 | 64 days | 2,047 sqft |
| 2019-03-01 | 55 days | 2,096 sqft |
| 2019-04-01 | 44 days | 2,150 sqft |
| 2019-05-01 | 44 days | 2,209 sqft |
| 2019-06-01 | 44 days | 2,185 sqft |
| 2019-07-01 | 44 days | 2,126 sqft |
| 2019-08-01 | 45 days | 2,079 sqft |
| 2019-09-01 | 45 days | 2,029 sqft |
| 2019-10-01 | 46 days | 1,983 sqft |
| 2019-11-01 | 51 days | 1,940 sqft |
| 2019-12-01 | 63 days | 1,854 sqft |
| 2020-01-01 | 70 days | 1,865 sqft |
| 2020-02-01 | 60 days | 1,900 sqft |
| 2020-03-01 | 47 days | 1,955 sqft |
| 2020-04-01 | 50 days | 1,965 sqft |
| 2020-05-01 | 54 days | 2,000 sqft |
| 2020-06-01 | 42 days | 2,000 sqft |
| 2020-07-01 | 39 days | 1,985 sqft |
| 2020-08-01 | 36 days | 1,973 sqft |
| 2020-09-01 | 32 days | 1,895 sqft |
| 2020-10-01 | 31 days | 1,884 sqft |
| 2020-11-01 | 34 days | 1,809 sqft |
| 2020-12-01 | 40 days | 1,753 sqft |
| 2021-01-01 | 46 days | 1,743 sqft |
| 2021-02-01 | 37 days | 1,755 sqft |
| 2021-03-01 | 28 days | 1,787 sqft |
| 2021-04-01 | 23 days | 1,761 sqft |
| 2021-05-01 | 22 days | 1,783 sqft |
| 2021-06-01 | 19 days | 1,824 sqft |
| 2021-07-01 | 22 days | 1,803 sqft |
| 2021-08-01 | 24 days | 1,803 sqft |
| 2021-09-01 | 30 days | 1,787 sqft |
| 2021-10-01 | 30 days | 1,762 sqft |
| 2021-11-01 | 32 days | 1,706 sqft |
| 2021-12-01 | 41 days | 1,685 sqft |
| 2022-01-01 | 46 days | 1,652 sqft |
| 2022-02-01 | 35 days | 1,692 sqft |
| 2022-03-01 | 23 days | 1,698 sqft |
| 2022-04-01 | 22 days | 1,722 sqft |
| 2022-05-01 | 21 days | 1,781 sqft |
| 2022-06-01 | 22 days | 1,820 sqft |
| 2022-07-01 | 26 days | 1,815 sqft |
| 2022-08-01 | 31 days | 1,816 sqft |
| 2022-09-01 | 37 days | 1,823 sqft |
| 2022-10-01 | 37 days | 1,836 sqft |
| 2022-11-01 | 43 days | 1,800 sqft |
| 2022-12-01 | 52 days | 1,800 sqft |
| 2023-01-01 | 56 days | 1,794 sqft |
| 2023-02-01 | 45 days | 1,779 sqft |
| 2023-03-01 | 38 days | 1,778 sqft |
| 2023-04-01 | 36 days | 1,877 sqft |
| 2023-05-01 | 32 days | 1,861 sqft |
| 2023-06-01 | 30 days | 1,840 sqft |
| 2023-07-01 | 31 days | 1,880 sqft |
| 2023-08-01 | 33 days | 1,910 sqft |
| 2023-09-01 | 32 days | 1,867 sqft |
| 2023-10-01 | 33 days | 1,848 sqft |
| 2023-11-01 | 38 days | 1,807 sqft |
| 2023-12-01 | 50 days | 1,780 sqft |
| 2024-01-01 | 54 days | 1,793 sqft |
| 2024-02-01 | 47 days | 1,799 sqft |
| 2024-03-01 | 41 days | 1,811 sqft |
| 2024-04-01 | 39 days | 1,861 sqft |
| 2024-05-01 | 34 days | 1,873 sqft |
| 2024-06-01 | 36 days | 1,895 sqft |
| 2024-07-01 | 37 days | 1,881 sqft |
| 2024-08-01 | 39 days | 1,871 sqft |
| 2024-09-01 | 39 days | 1,867 sqft |
| 2024-10-01 | 40 days | 1,877 sqft |
| 2024-11-01 | 44 days | 1,841 sqft |
| 2024-12-01 | 51 days | 1,784 sqft |
| 2025-01-01 | 59 days | 1,757 sqft |
| 2025-02-01 | 51 days | 1,736 sqft |
| 2025-03-01 | 41 days | 1,764 sqft |
| 2025-04-01 | 39 days | 1,763 sqft |
LOUISVILLE's median listing age (time on market) for 2025-04-01 was 39 days.
This
is -1%
shorter
than the same period one year ago.
LOUISVILLE's median square footage for active listings during the 2025-04-01 period was 1,763 sqft. One year prior, the average listing was 1,861 sqft.
LOUISVILLE's median square footage for active listings during the 2025-04-01 period was 1,763 sqft. One year prior, the average listing was 1,861 sqft.
LOUISVILLE, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 17,089 | $4,818,905,000 | $281,989 |
| Cash Out Refi | 3,638 | $635,260,000 | $174,618 |
| Refi | 3,636 | $1,257,780,000 | $345,924 |
| Other | 3,025 | $292,385,000 | $96,656 |
| Home Improvement | 2,999 | $317,905,000 | $106,004 |
| NA | 176 | $29,840,000 | $169,545 |
Louisville's most frequently cited loan purpose was Home Purchase, with 17,089 originations. The 2nd most popular reason was Cash Out Refi, with 3,638 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 11,969 | $3,177,235,000 | $265,455 |
| 7-8% | 6,044 | $1,501,070,000 | $248,357 |
| Over 8% | 5,935 | $722,705,000 | $121,770 |
| 5-6% | 3,909 | $1,463,425,000 | $374,373 |
| <2.5% | 945 | $61,275,000 | $64,841 |
| 3-4% | 462 | $33,160,000 | $71,775 |
| 4-5% | 290 | $87,000,000 | $300,000 |
| 2.5-3% | 15 | $3,625,000 | $241,667 |
During 2024, Louisville's most frequently originated rate bucket was 6-7%, with 11,969 originations.
Loan Sizing (LOUISVILLE, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 10,866 | $2,994,190,000 | $275,556 |
| $100k-200k | 8,768 | $1,319,020,000 | $150,436 |
| $100,000 or less | 7,932 | $404,030,000 | $50,937 |
| $400k-600k | 2,125 | $1,001,055,000 | $471,085 |
| $600k-1000k | 653 | $465,015,000 | $712,121 |
| $Over $1MM | 219 | $1,168,765,000 | $5,336,826 |
LOUISVILLE's loan sizing saw the bucket of loans from $200k-400k with 10,866 originations, totaling $2,994,190,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 11,752 | $3,292,050,000 | $280,127 |
| 60-80% | 5,782 | $2,046,410,000 | $353,928 |
| Under 20% | 4,799 | $282,485,000 | $58,863 |
| 20-40% | 3,972 | $469,090,000 | $118,099 |
| 40-60% | 2,540 | $621,220,000 | $244,575 |
| Over 100% | 384 | $145,170,000 | $378,047 |
LOUISVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 11,752 originations, totaling $3,292,050,000 in origination value.