Glasgow Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Glasgow averaged 7.05% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 7.13% and one month ago for the week of 2024-04-18, the average rate was 7.21%.

Glasgow's average rate one year ago was 6.8%.

For refis of the same type during the week of 2024-05-23, the average rate was 7.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Glasgow 30 Year Fixed Rate 2024-05-23 7.05%
Glasgow 30 Year Fixed Rate Refi 2024-05-23 7.44%
Glasgow 15 Year Fixed Rate 2024-05-23 6.24%
Glasgow 15 Year Fixed Rate Refi 2024-05-23 6.44%
Glasgow 30 Year FHA 2024-05-23 6.79%
Glasgow 30 Year FHA Refi 2024-05-23 6.95%
Glasgow 30 Year USDA 2024-05-23 6.94%
Glasgow 30 Year USDA Refi 2024-05-23 6.64%
Glasgow 30 Year VA 2024-05-23 6.67%
Glasgow 30 Year VA Refi 2024-05-23 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glasgow, KY.

Glasgow Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glasgow, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Edmonton State Bank 104 7.18% $2,991
SOUTH CENTRAL BANK, INC. 34 6.85% $2,699
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 18 7.10% $6,059
QUICKEN LOANS, LLC 11 7.02% $5,551
U.S. Bank 9 7.22% $3,698
German American Bank 7 6.59% $2,906
EVANSVILLE TEACHERS 7 7.09% $2,963
Abound Federal Credit Union 6 6.27% $2,454
STOCKTON MORTGAGE CORPORATION 6 6.60% $5,892
Truist 5 6.80% $3,281
First Financial Bank 5 6.85% $4,074
ROSS MORTGAGE CORPORATION 5 7.45% $5,292
Farm Credit Mid-America, ACA 4 7.00% $7,020
Citizens Bank 4 6.84% $5,021
SERVICE ONE 4 6.69% $2,356
Fifth Third Bank 3 7.29% $4,989
Peoples Bank 3 7.67% $4,445
The Cecilian Bank 3 6.68% $2,894
UNITED WHOLESALE MORTGAGE, LLC 3 6.58% $5,956
Regions Bank 2 6.69% $4,121
21ST MORTGAGE CORPORATION 2 7.08% $7,713
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $5,899
JPMorgan Chase Bank 2 6.99% $2,829
FirstBank 2 7.51% $4,751
Wells Fargo Bank 1 6.88% $4,387
WesBanco 1 5.75% $7,915
PHH Mortgage Corporation 1 6.88% $3,633
AMERISAVE MORTGAGE CORPORATION 1 5.50% $6,635
Ameris Bank 1 6.75% $7,596
Century Mortgage Company DBA Century Lending Company 1 8.13% $11,966
CHURCHILL MORTGAGE CORPORATION 1 6.99% $4,297
CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $5,826
EVERETT FINANCIAL, INC. 1 7.88% $8,675
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $3,275
FIRST COLONY MORTGAGE CORPORATION 1 6.88% $4,547
FIRST COMMUNITY MORTGAGE, INC. 1 7.38% $16,207
First Financial Bank 1 7.00% $3,265
Flagstar Bank, FSB 1 6.13% $6,590
Forcht Bank 1 6.63% $2,353
HOMESIDE FINANCIAL, LLC 1 7.13% $4,507
Magnolia Bank 1 7.24% $1,803
Mortgage Research Center, LLC 1 5.38% $4,896
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,433
NAVY FEDERAL CREDIT UNION 1 6.63% $2,679
Northpointe Bank 1 7.25% $8,094
Servion, Inc. 1 6.25% $3,884
Stock Yards Bank & Trust Company 1 6.59% $4,375
The Huntington National Bank 1 8.38% $4,075
TRIAD FINANCIAL SERVICES, INC. 1 10.00% $3,389
USAA Federal Savings Bank 1 7.13% $3,502

Glasgow Average Closing Costs & Other Stats

Glasgow, KY's 50 lenders originated 1,045 loans during 2023. The total origination value was $153,955,000, with an average loan value of $147,325.

Glasgow's average closing costs are $4,115.

The top Glasgow lender as defined by loan originations is Edmonton State Bank, with 104 loans originated. Their average total fees are $2,991, which is $291 higher than the next largest lender, SOUTH CENTRAL BANK, INC..

The lowest fee Glasgow lenders (with over 10 loans originated) are SOUTH CENTRAL BANK, INC. ($2,699), Edmonton State Bank ($2,991), QUICKEN LOANS, LLC ($5,551), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($6,059) and .

The lowest rate Glasgow lenders (with over 10 loans originated) are SOUTH CENTRAL BANK, INC. (6.85%), QUICKEN LOANS, LLC (7.02%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (7.10%), Edmonton State Bank (7.18%) and .

Glasgow, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Edmonton State Bank $35,500,000 $34,155,000 -3.8% 22.2%
SOUTH CENTRAL BANK, INC. $30,380,000 $24,925,000 -18.0% 16.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $6,625,000 $9,750,000 47.2% 6.3%
STOCKTON MORTGAGE CORPORATION $4,045,000 $6,630,000 63.9% 4.3%
QUICKEN LOANS, LLC $9,775,000 $4,495,000 -54.0% 2.9%
ROSS MORTGAGE CORPORATION $5,655,000 $4,460,000 -21.1% 2.9%
EVANSVILLE TEACHERS $3,980,000 $4,085,000 2.6% 2.7%
German American Bank $10,220,000 $3,990,000 -61.0% 2.6%
U.S. Bank $4,240,000 $3,795,000 -10.5% 2.5%
Mortgage Research Center, LLC $4,505,000 $3,700,000 -17.9% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $2,865,000 $3,100,000 8.2% 2.0%
Abound Federal Credit Union $3,685,000 $2,645,000 -28.2% 1.7%
Century Mortgage Company DBA Century Lending Company $1,965,000 $2,295,000 16.8% 1.5%
RUOFF MORTGAGE COMPANY, INC. $1,115,000 $2,035,000 82.5% 1.3%
21ST MORTGAGE CORPORATION $945,000 $1,930,000 104.2% 1.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,835,000 $1,930,000 -31.9% 1.3%
Truist $1,550,000 $1,550,000 0.0% 1.0%
NAVY FEDERAL CREDIT UNION $1,040,000 $1,545,000 48.6% 1.0%
Farm Credit Mid-America, ACA $3,060,000 $1,530,000 -50.0% 1.0%
First Financial Bank $280,000 $1,380,000 392.9% 0.9%
The Cecilian Bank $1,240,000 $1,355,000 9.3% 0.9%
SERVICE ONE $2,160,000 $1,340,000 -38.0% 0.9%
HOMESIDE FINANCIAL, LLC $1,330,000 n/a 0.9%
The Monticello Banking Company $1,010,000 $1,305,000 29.2% 0.8%
Citizens Bank $2,280,000 $1,210,000 -46.9% 0.8%
PENNYMAC LOAN SERVICES, LLC $685,000 $1,150,000 67.9% 0.7%
Magnolia Bank $1,480,000 $1,110,000 -25.0% 0.7%
Peoples Bank $1,100,000 n/a 0.7%
EVERETT FINANCIAL, INC. $2,600,000 $1,045,000 -59.8% 0.7%
Fifth Third Bank $130,000 $1,035,000 696.2% 0.7%
BROKER SOLUTIONS, INC. $535,000 $870,000 62.6% 0.6%
Bank of Edmonson County $1,195,000 $785,000 -34.3% 0.5%
GENEVA FINANCIAL, LLC $920,000 $685,000 -25.5% 0.4%
USAA Federal Savings Bank $1,680,000 $665,000 -60.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $920,000 $635,000 -31.0% 0.4%
American Bank & Trust Company, Inc. $790,000 $630,000 -20.3% 0.4%
Limestone Bank, Inc. $2,770,000 $625,000 -77.4% 0.4%
Northpointe Bank $600,000 n/a 0.4%
JPMorgan Chase Bank $705,000 $545,000 -22.7% 0.4%
Farmers Bank and Trust Company $1,205,000 $540,000 -55.2% 0.4%
Morgantown Bank & Trust Company, Incorporated $75,000 $515,000 586.7% 0.3%
Franklin Bank & Trust Company $670,000 $495,000 -26.1% 0.3%
Stock Yards Bank & Trust Company $495,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $960,000 $475,000 -50.5% 0.3%
PLANET HOME LENDING, LLC $165,000 $460,000 178.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $2,200,000 $450,000 -79.5% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $435,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $405,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $195,000 $380,000 94.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $375,000 n/a 0.2%
FirstBank $1,855,000 $345,000 -81.4% 0.2%
Forcht Bank $395,000 $330,000 -16.5% 0.2%
The Huntington National Bank $1,045,000 $325,000 -68.9% 0.2%
WesBanco $305,000 n/a 0.2%
First Federal Savings Bank $295,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $295,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $290,000 n/a 0.2%
Carrington Mortgage Services, LLC $365,000 $290,000 -20.5% 0.2%
Regions Bank $280,000 n/a 0.2%
NEWREZ LLC $455,000 $270,000 -40.7% 0.2%
GUARANTEED RATE, INC. $265,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $145,000 $265,000 82.8% 0.2%
Bank of Tennessee $255,000 n/a 0.2%
Plains Commerce Bank $205,000 $255,000 24.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $255,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $85,000 $255,000 200.0% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $245,000 n/a 0.2%
Community Trust Bank, Inc. $700,000 $235,000 -66.4% 0.2%
Centra Credit Union $230,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $230,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $225,000 n/a 0.1%
West Point Bank $220,000 n/a 0.1%
Republic State Mortgage Co. $75,000 $215,000 186.7% 0.1%
Flagstar Bank, FSB $270,000 $205,000 -24.1% 0.1%
FREEDOM MORTGAGE CORPORATION $845,000 $185,000 -78.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $185,000 -24.5% 0.1%
Paramount Residential Mortgage Group, Inc. $675,000 $185,000 -72.6% 0.1%
Servion, Inc. $180,000 n/a 0.1%
SeaTrust Mortgage Company $175,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $165,000 n/a 0.1%
PREMIA MORTGAGE, LLC $165,000 n/a 0.1%
UNIVERSITY OF KENTUCKY $25,000 $165,000 560.0% 0.1%
Wells Fargo Bank $370,000 $160,000 -56.8% 0.1%
COMMONWEALTH $155,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $155,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $310,000 $145,000 -53.2% 0.1%
Bank of Buffalo $135,000 n/a 0.1%
Ameris Bank $115,000 n/a 0.1%
First Financial Bank $280,000 $115,000 -58.9% 0.1%
PNC Bank $1,000,000 $110,000 -89.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $95,000 n/a 0.1%
Meade County Bank $95,000 n/a 0.1%
Volunteer State Bank $95,000 n/a 0.1%
Citizens Bank of Lafayette $90,000 n/a 0.1%
Coastal Community Bank $85,000 n/a 0.1%
Cumberland Valley National Bank & Trust Company $85,000 n/a 0.1%
LOANDEPOT.COM, LLC $1,120,000 $85,000 -92.4% 0.1%
PHH Mortgage Corporation $85,000 n/a 0.1%
Pinnacle Bank $75,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $160,000 $75,000 -53.1% 0.0%
SPRING EQ, LLC $45,000 $75,000 66.7% 0.0%
The Farmers Bank $155,000 $75,000 -51.6% 0.0%
Discover Bank $75,000 $45,000 -40.0% 0.0%
PARK COMMUNITY CREDIT UNION, INC. $125,000 $45,000 -64.0% 0.0%
Southwest Airlines Federal Credit Union $45,000 n/a 0.0%

Glasgow's top lender by overall market share is Edmonton State Bank, with 22.2% market share. In second place, with 16.2%, is SOUTH CENTRAL BANK, INC., having originated $24,925,000 in loans. In third place, with 6.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $9,750,000 in loans. In fourth place, with 4.3%, is STOCKTON MORTGAGE CORPORATION, having originated $6,630,000 in loans. In fifth place, with 2.9%, is QUICKEN LOANS, LLC, having originated $4,495,000 in loans.


Glasgow Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,900 (7.9%) $183,871 (-0.9%) 0.00 170
2018-02-01 $149,000 (4.8%) $177,655 (-10.6%) 0.00 167
2018-03-01 $164,500 (9.7%) $200,363 (-2.9%) 0.00 157
2018-04-01 $156,725 (-3.5%) $192,363 (-7.9%) 0.00 168
2018-05-01 $149,900 (-10.5%) $188,067 (-13.2%) 0.00 179
2018-06-01 $144,900 (-15.6%) $185,880 (-17.1%) 0.00 208
2018-07-01 $145,000 (-13.7%) $185,383 (-16.0%) 0.00 214
2018-08-01 $144,900 (-13.4%) $182,402 (-14.7%) 0.00 213
2018-09-01 $145,000 (-7.6%) $186,169 (-6.0%) 0.00 211
2018-10-01 $149,800 (-0.1%) $185,714 (-2.3%) 0.00 222
2018-11-01 $152,225 (-1.2%) $183,550 (-3.0%) 0.00 216
2018-12-01 $142,200 (-10.0%) $173,429 (-8.5%) 0.00 227
2019-01-01 $137,375 (-8.4%) $169,081 (-8.0%) 0.00 210
2019-02-01 $139,000 (-6.7%) $174,098 (-2.0%) 0.00 204
2019-03-01 $143,957 (-12.5%) $181,999 (-9.2%) 0.00 201
2019-04-01 $150,425 (-4.0%) $188,320 (-2.1%) 0.00 201
2019-05-01 $159,900 (6.7%) $205,156 (9.1%) 0.00 184
2019-06-01 $154,900 (6.9%) $207,688 (11.7%) 0.00 177
2019-07-01 $164,300 (13.3%) $210,703 (13.7%) 0.00 183
2019-08-01 $168,564 (16.3%) $219,543 (20.4%) 0.00 184
2019-09-01 $166,559 (14.9%) $216,893 (16.5%) 0.00 190
2019-10-01 $165,000 (10.2%) $214,214 (15.4%) 0.00 190
2019-11-01 $164,900 (8.3%) $206,682 (12.6%) 0.00 185
2019-12-01 $159,900 (12.5%) $204,773 (18.1%) 0.00 175
2020-01-01 $158,450 (15.3%) $202,045 (19.5%) 0.00 172
2020-02-01 $155,000 (11.5%) $197,682 (13.6%) 0.00 178
2020-03-01 $172,000 (19.5%) $216,972 (19.2%) 0.00 153
2020-04-01 $172,500 (14.7%) $220,216 (16.9%) 0.00 143
2020-05-01 $180,750 (13.0%) $224,743 (9.6%) 0.00 138
2020-06-01 $185,800 (20.0%) $236,491 (13.9%) 0.00 114
2020-07-01 $198,000 (20.5%) $260,884 (23.8%) 0.00 103
2020-08-01 $198,500 (17.8%) $264,128 (20.3%) 0.00 105
2020-09-01 $193,475 (16.2%) $258,245 (19.1%) 0.00 88
2020-10-01 $212,000 (28.5%) $273,103 (27.5%) 0.00 85
2020-11-01 $221,750 (34.5%) $279,405 (35.2%) 0.00 81
2020-12-01 $203,675 (27.4%) $271,117 (32.4%) 0.00 86
2021-01-01 $189,900 (19.9%) $265,452 (31.4%) 0.00 85
2021-02-01 $199,000 (28.4%) $264,213 (33.7%) 0.00 85
2021-03-01 $187,950 (9.3%) $254,666 (17.4%) 0.00 76
2021-04-01 $189,225 (9.7%) $272,692 (23.8%) 0.00 70
2021-05-01 $174,000 (-3.7%) $246,283 (9.6%) 0.00 79
2021-06-01 $185,950 (0.1%) $254,744 (7.7%) 0.00 79
2021-07-01 $198,500 (0.3%) $246,137 (-5.7%) 0.00 82
2021-08-01 $199,000 (0.3%) $274,585 (4.0%) 0.00 92
2021-09-01 $192,400 (-0.6%) $265,602 (2.9%) 0.00 115
2021-10-01 $190,500 (-10.1%) $260,563 (-4.6%) 0.00 141
2021-11-01 $187,400 (-15.5%) $249,647 (-10.7%) 0.00 161
2021-12-01 $182,325 (-10.5%) $250,021 (-7.8%) 0.00 149
2022-01-01 $171,250 (-9.8%) $233,628 (-12.0%) 0.00 127
2022-02-01 $175,450 (-11.8%) $234,781 (-11.1%) 0.00 103
2022-03-01 $167,075 (-11.1%) $227,084 (-10.8%) 0.00 89
2022-04-01 $171,450 (-9.4%) $217,946 (-20.1%) 0.00 95
2022-05-01 $187,575 (7.8%) $233,075 (-5.4%) 0.00 103
2022-06-01 $206,850 (11.2%) $246,186 (-3.4%) 0.00 110
2022-07-01 $219,950 (10.8%) $263,581 (7.1%) 0.00 104
2022-08-01 $224,500 (12.8%) $263,400 (-4.1%) 0.00 116
2022-09-01 $225,225 (17.1%) $251,977 (-5.1%) 0.00 126
2022-10-01 $229,500 (20.5%) $277,703 (6.6%) 0.00 132
2022-11-01 $229,800 (22.6%) $287,935 (15.3%) 0.00 142
2022-12-01 $228,950 (25.6%) $291,924 (16.8%) 0.00 154
2023-01-01 $228,000 (33.1%) $279,859 (19.8%) 0.00 108
2023-02-01 $241,200 (37.5%) $294,548 (25.5%) 0.00 98
2023-03-01 $244,500 (46.3%) $307,749 (35.5%) 0.00 100
2023-04-01 $239,000 (39.4%) $304,606 (39.8%) 0.00 92
2023-05-01 $240,175 (28.0%) $314,001 (34.7%) 0.00 97
2023-06-01 $245,400 (18.6%) $337,518 (37.1%) 0.00 90
2023-07-01 $239,900 (9.1%) $294,851 (11.9%) 0.00 97
2023-08-01 $240,175 (7.0%) $298,772 (13.4%) 0.00 91
2023-09-01 $247,450 (9.9%) $301,195 (19.5%) 0.00 97
2023-10-01 $248,675 (8.4%) $320,658 (15.5%) 0.00 110
2023-11-01 $237,750 (3.5%) $298,287 (3.6%) 0.00 119
2023-12-01 $239,000 (4.4%) $296,113 (1.4%) 0.00 119
2024-01-01 $238,375 (4.6%) $291,576 (4.2%) 0.00 116
2024-02-01 $244,225 (1.3%) $291,452 (-1.1%) 0.00 115
2024-03-01 $269,000 (10.0%) $300,860 (-2.2%) 0.00 113
2024-04-01 $247,450 (3.5%) $285,532 (-6.3%) 0.00 119
Glasgow's median listing price for 2024-04-01 was $247,450, a difference of $8,450 (3.5%) versus the prior year and $-21,550 versus the prior month.

Glasgow's median listing price comes in at 0% of the national average.

Glasgow's average listing price for 2024-04-01 was $285,532, a difference of $-19,074 (-6.3%) versus the prior year and $-15,328 versus the prior month.

For the 2024-04-01 period, Glasgow had 119 MLS listings, a difference of 6 listings (5%) versus the prior month and 27 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,754 sqft
2018-02-01 0 days 1,780 sqft
2018-03-01 0 days 1,856 sqft
2018-04-01 0 days 1,815 sqft
2018-05-01 0 days 1,813 sqft
2018-06-01 0 days 1,792 sqft
2018-07-01 0 days 1,810 sqft
2018-08-01 0 days 1,801 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,840 sqft
2018-11-01 0 days 1,829 sqft
2018-12-01 0 days 1,689 sqft
2019-01-01 0 days 1,652 sqft
2019-02-01 0 days 1,687 sqft
2019-03-01 0 days 1,716 sqft
2019-04-01 0 days 1,727 sqft
2019-05-01 0 days 1,832 sqft
2019-06-01 0 days 1,810 sqft
2019-07-01 0 days 1,862 sqft
2019-08-01 0 days 1,898 sqft
2019-09-01 0 days 1,864 sqft
2019-10-01 0 days 1,821 sqft
2019-11-01 0 days 1,750 sqft
2019-12-01 0 days 1,734 sqft
2020-01-01 0 days 1,698 sqft
2020-02-01 0 days 1,696 sqft
2020-03-01 0 days 1,697 sqft
2020-04-01 0 days 1,787 sqft
2020-05-01 0 days 1,810 sqft
2020-06-01 0 days 1,897 sqft
2020-07-01 0 days 1,920 sqft
2020-08-01 0 days 1,728 sqft
2020-09-01 0 days 1,817 sqft
2020-10-01 0 days 2,012 sqft
2020-11-01 0 days 2,044 sqft
2020-12-01 0 days 1,904 sqft
2021-01-01 0 days 1,838 sqft
2021-02-01 0 days 1,757 sqft
2021-03-01 0 days 1,644 sqft
2021-04-01 0 days 1,761 sqft
2021-05-01 0 days 1,623 sqft
2021-06-01 0 days 1,830 sqft
2021-07-01 0 days 1,713 sqft
2021-08-01 0 days 1,777 sqft
2021-09-01 0 days 1,675 sqft
2021-10-01 0 days 1,602 sqft
2021-11-01 0 days 1,578 sqft
2021-12-01 0 days 1,523 sqft
2022-01-01 0 days 1,457 sqft
2022-02-01 0 days 1,387 sqft
2022-03-01 0 days 1,338 sqft
2022-04-01 0 days 1,414 sqft
2022-05-01 0 days 1,453 sqft
2022-06-01 0 days 1,562 sqft
2022-07-01 0 days 1,733 sqft
2022-08-01 0 days 1,741 sqft
2022-09-01 0 days 1,902 sqft
2022-10-01 0 days 1,872 sqft
2022-11-01 0 days 1,812 sqft
2022-12-01 0 days 1,686 sqft
2023-01-01 0 days 1,824 sqft
2023-02-01 0 days 1,898 sqft
2023-03-01 0 days 1,910 sqft
2023-04-01 0 days 1,796 sqft
2023-05-01 0 days 1,909 sqft
2023-06-01 0 days 1,999 sqft
2023-07-01 0 days 1,830 sqft
2023-08-01 0 days 1,828 sqft
2023-09-01 0 days 1,724 sqft
2023-10-01 0 days 1,728 sqft
2023-11-01 0 days 1,651 sqft
2023-12-01 0 days 1,728 sqft
2024-01-01 0 days 1,712 sqft
2024-02-01 0 days 1,690 sqft
2024-03-01 0 days 1,726 sqft
2024-04-01 0 days 1,607 sqft
Glasgow's median listing age (time on market) for 2024-04-01 was 0 days.

Glasgow's median square footage for active listings during the 2024-04-01 period was 1,607 sqft. One year prior, the average listing was 1,796 sqft.

Glasgow, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 581 $101,385,000 $174,501
Refi 162 $21,120,000 $130,370
Home Improvement 127 $9,275,000 $73,031
Cash Out Refi 89 $13,565,000 $152,416
Other 86 $8,610,000 $100,116

Glasgow's most frequently cited loan purpose was Home Purchase, with 581 originations. The 2nd most popular reason was Refi, with 162 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 371 $63,515,000 $171,199
7-8% 326 $51,040,000 $156,564
Over 8% 206 $18,170,000 $88,204
5-6% 72 $14,090,000 $195,694
<2.5% 18 $1,500,000 $83,333
3-4% 18 $230,000 $12,778
4-5% 3 $535,000 $178,333

During 2023, Glasgow's most frequently originated rate bucket was 6-7%, with 371 originations.

Loan Sizing (Glasgow, KY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 405 $59,185,000 $146,136
$100,000 or less 394 $21,680,000 $55,025
$200k-400k 221 $57,825,000 $261,652
$400k-600k 20 $9,360,000 $468,000
$Over $1MM 3 $4,615,000 $1,538,333
$600k-1000k 2 $1,290,000 $645,000

Glasgow's loan sizing saw the bucket of loans from $100k-200k with 405 originations, totaling $59,185,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 365 $72,565,000 $198,808
20-40% 197 $16,815,000 $85,355
60-80% 169 $30,765,000 $182,041
Under 20% 132 $5,250,000 $39,773
40-60% 123 $18,685,000 $151,911
Over 100% 26 $4,510,000 $173,462

Glasgow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 365 originations, totaling $72,565,000 in origination value.