Glasgow Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Glasgow averaged 7.1% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

The average rate for the prior week (2025-05-01) was 7.2% and one month ago for the week of 2025-04-03, the average rate was 6.78%.

Glasgow's average rate one year ago was 7.26%.

For refis of the same type during the week of 2025-05-08, the average rate was 6.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-05-08 6.76%
Glasgow 30 Year Fixed Rate 2025-05-08 7.1%
Glasgow 30 Year Fixed Rate Refi 2025-05-08 6.86%
Glasgow 15 Year Fixed Rate 2025-05-08 6.09%
Glasgow 15 Year Fixed Rate Refi 2025-05-08 6.49%
Glasgow 30 Year FHA 2025-05-08 6.65%
Glasgow 30 Year FHA Refi 2025-05-08 6.68%
Glasgow 30 Year USDA 2025-05-08 6.37%
Glasgow 30 Year USDA Refi 2025-05-08 6.37%
Glasgow 30 Year VA 2025-05-08 6.17%
Glasgow 30 Year VA Refi 2025-05-08 6.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glasgow, KY.

Glasgow Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glasgow, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Edmonton State Bank 74 7.32% $3,180
SOUTH CENTRAL BANK, INC. 43 6.70% $2,881
QUICKEN LOANS, LLC 19 6.88% $6,156
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 15 7.11% $4,995
Abound Federal Credit Union 10 6.19% $2,993
U.S. Bank 8 6.78% $3,709
STOCKTON MORTGAGE CORPORATION 7 6.79% $5,385
Farm Credit Mid-America, ACA 5 7.25% $4,046
Peoples Bank 5 6.65% $3,773
Magnolia Bank 5 7.32% $3,669
EVANSVILLE TEACHERS 5 6.78% $3,931
UNITED WHOLESALE MORTGAGE, LLC 5 6.92% $6,633
VANDERBILT MORTGAGE AND FINANCE, INC. 5 7.65% $6,338
Truist 4 6.78% $3,643
ROSS MORTGAGE CORPORATION 4 7.06% $4,509
German American Bank 4 6.59% $3,422
The Cecilian Bank 3 7.09% $2,970
FIRST COMMUNITY MORTGAGE, INC. 2 6.25% $6,828
Mortgage Research Center, LLC 2 7.13% $2,641
Community Trust Bank, Inc. 2 5.31% $2,182
JPMorgan Chase Bank 2 6.81% $3,704
UNION HOME MORTGAGE CORP. 2 6.81% $5,443
First Harrison Bank 2 7.62% $4,016
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.88% $10,425
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $7,947
Prosperity Home Mortgage, LLC 1 6.38% $5,078
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.88% $3,422
RUOFF MORTGAGE COMPANY, INC. 1 6.50% $3,689
SIRVA MORTGAGE, INC. 1 6.50% $1,972
Traditional Bank, Inc. 1 6.38% $5,161
Wells Fargo Bank 1 6.63% $3,994
21ST MORTGAGE CORPORATION 1 9.44% $8,025
ZILLOW HOME LOANS, LLC 1 6.63% $5,235
Bank of Buffalo 1 8.50% $3,182
Century Mortgage Company DBA Century Lending Company 1 6.50% $8,738
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.99% $5,838
EVERETT FINANCIAL, INC. 1 7.00% $5,757
Fifth Third Bank 1 6.63% $4,008
FirstBank 1 6.88% $7,807
GUARANTEED RATE, INC. 1 6.05% $4,568
Guardian Savings Bank, A Federal Savings Bank 1 6.50% $2,498
HALLMARK HOME MORTGAGE, LLC 1 6.63% $4,469
Independence Bank of Kentucky 1 7.38% $2,859
Leader Bank 1 6.88% $4,057
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $4,318
LOANDEPOT.COM, LLC 1 5.99% $7,328
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.00% $4,115
Morgantown Bank & Trust Company, Incorporated 1 4.75% $2,932
Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $3,897
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $9,960
NAVY FEDERAL CREDIT UNION 1 6.75% $6,645
NexBank 1 7.50% $3,682
Paramount Residential Mortgage Group, Inc. 1 6.99% $10,046
PENNYMAC LOAN SERVICES, LLC 1 7.12% $3,875
PNC Bank 1 8.00% $3,953

Glasgow Average Closing Costs & Other Stats

Glasgow, KY's 55 lenders originated 1,050 loans during 2024. The total origination value was $174,990,000, with an average loan value of $166,657.

Glasgow's average closing costs are $4,344.

The top Glasgow lender as defined by loan originations is Edmonton State Bank, with 74 loans originated. Their average total fees are $3,180, which is $299 higher than the next largest lender, SOUTH CENTRAL BANK, INC..

The lowest fee Glasgow lenders (with over 10 loans originated) are SOUTH CENTRAL BANK, INC. ($2,881), Abound Federal Credit Union ($2,993), Edmonton State Bank ($3,180), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($4,995) and QUICKEN LOANS, LLC ($6,156).

The lowest rate Glasgow lenders (with over 10 loans originated) are Abound Federal Credit Union (6.19%), SOUTH CENTRAL BANK, INC. (6.70%), QUICKEN LOANS, LLC (6.88%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (7.11%) and Edmonton State Bank (7.32%).

Glasgow, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Edmonton State Bank $34,155,000 $27,660,000 -19.0% 15.8%
SOUTH CENTRAL BANK, INC. $24,925,000 $25,505,000 2.3% 14.6%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $9,750,000 $10,890,000 11.7% 6.2%
QUICKEN LOANS, LLC $4,495,000 $7,925,000 76.3% 4.5%
Independence Bank of Kentucky $7,005,000 n/a 4.0%
Community Trust Bank, Inc. $235,000 $6,500,000 2,666.0% 3.7%
Abound Federal Credit Union $2,645,000 $5,820,000 120.0% 3.3%
U.S. Bank $3,795,000 $5,105,000 34.5% 2.9%
Mortgage Research Center, LLC $3,700,000 $4,490,000 21.4% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $3,100,000 $4,405,000 42.1% 2.5%
STOCKTON MORTGAGE CORPORATION $6,630,000 $4,285,000 -35.4% 2.4%
ROSS MORTGAGE CORPORATION $4,460,000 $3,985,000 -10.7% 2.3%
EVANSVILLE TEACHERS $4,085,000 $3,580,000 -12.4% 2.0%
German American Bank $3,990,000 $3,580,000 -10.3% 2.0%
Farm Credit Mid-America, ACA $1,530,000 $2,765,000 80.7% 1.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,930,000 $2,645,000 37.0% 1.5%
Magnolia Bank $1,110,000 $2,550,000 129.7% 1.5%
Morton Community Bank $2,285,000 n/a 1.3%
RUOFF MORTGAGE COMPANY, INC. $2,035,000 $1,935,000 -4.9% 1.1%
FREEDOM MORTGAGE CORPORATION $185,000 $1,720,000 829.7% 1.0%
The Cecilian Bank $1,355,000 $1,610,000 18.8% 0.9%
Peoples Bank $1,100,000 $1,435,000 30.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,150,000 $1,395,000 21.3% 0.8%
American Bank & Trust Company, Inc. $630,000 $1,390,000 120.6% 0.8%
Century Mortgage Company DBA Century Lending Company $2,295,000 $1,365,000 -40.5% 0.8%
EVERETT FINANCIAL, INC. $1,045,000 $1,350,000 29.2% 0.8%
BROKER SOLUTIONS, INC. $870,000 $1,315,000 51.1% 0.8%
FIRST COMMUNITY MORTGAGE, INC. $435,000 $1,290,000 196.6% 0.7%
UNION HOME MORTGAGE CORP. $295,000 $1,280,000 333.9% 0.7%
Farmers Bank and Trust Company $540,000 $1,145,000 112.0% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $1,095,000 655.2% 0.6%
Truist $1,550,000 $1,030,000 -33.5% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $475,000 $985,000 107.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $265,000 $905,000 241.5% 0.5%
Bank of Edmonson County $785,000 $845,000 7.6% 0.5%
Paramount Residential Mortgage Group, Inc. $185,000 $795,000 329.7% 0.5%
LOANDEPOT.COM, LLC $85,000 $675,000 694.1% 0.4%
Morgantown Bank & Trust Company, Incorporated $515,000 $640,000 24.3% 0.4%
Carrington Mortgage Services, LLC $290,000 $585,000 101.7% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $585,000 n/a 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 $555,000 200.0% 0.3%
Fifth Third Bank $1,035,000 $540,000 -47.8% 0.3%
Traditional Bank, Inc. $495,000 n/a 0.3%
FirstBank $345,000 $490,000 42.0% 0.3%
PNC Bank $110,000 $480,000 336.4% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $380,000 $465,000 22.4% 0.3%
21ST MORTGAGE CORPORATION $1,930,000 $455,000 -76.4% 0.3%
MORTGAGE ACCESS CORP. $455,000 n/a 0.3%
First Harrison Bank $430,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $635,000 $425,000 -33.1% 0.2%
SERVICE ONE $1,340,000 $415,000 -69.0% 0.2%
CARDINAL FINANCIAL $410,000 n/a 0.2%
The Federal Savings Bank $405,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $395,000 n/a 0.2%
GUARANTEED RATE, INC. $265,000 $395,000 49.1% 0.2%
Leader Bank $395,000 n/a 0.2%
Regions Bank $280,000 $395,000 41.1% 0.2%
ZILLOW HOME LOANS, LLC $225,000 $380,000 68.9% 0.2%
RELIANCE FIRST CAPITAL, LLC $255,000 $370,000 45.1% 0.2%
LENOX FINANCIAL MORTGAGE CORPORATION $365,000 n/a 0.2%
HALLMARK HOME MORTGAGE, LLC $345,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,545,000 $345,000 -77.7% 0.2%
The Citizens National Bank of Somerset $335,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 n/a 0.2%
COUNTRYPLACE MORTGAGE, LTD. $315,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $450,000 $315,000 -30.0% 0.2%
The Monticello Banking Company $1,305,000 $290,000 -77.8% 0.2%
JPMorgan Chase Bank $545,000 $260,000 -52.3% 0.1%
PLANET HOME LENDING, LLC $460,000 $255,000 -44.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $255,000 n/a 0.1%
SIRVA MORTGAGE, INC. $255,000 n/a 0.1%
AXIA FINANCIAL, LLC $245,000 n/a 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $245,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $245,000 $225,000 -8.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $225,000 n/a 0.1%
PHH Mortgage Corporation $85,000 $215,000 152.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $255,000 $215,000 -15.7% 0.1%
First Horizon Bank $205,000 n/a 0.1%
First Southern National Bank $205,000 n/a 0.1%
Macon Bank and Trust Company $205,000 n/a 0.1%
Pinnacle Bank $75,000 $195,000 160.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $195,000 n/a 0.1%
GENEVA FINANCIAL, LLC $685,000 $185,000 -73.0% 0.1%
NEWREZ LLC $270,000 $185,000 -31.5% 0.1%
SWBC MORTGAGE CORPORATION $185,000 n/a 0.1%
The Sacramento Deposit Bank $185,000 n/a 0.1%
Community First National Bank $175,000 n/a 0.1%
Prosperity Home Mortgage, LLC $175,000 n/a 0.1%
Bank of Buffalo $135,000 $160,000 18.5% 0.1%
SOUTHWEST STAGE FUNDING, LLC $155,000 n/a 0.1%
UNIVERSITY OF KENTUCKY $165,000 $155,000 -6.1% 0.1%
First Financial Bank $115,000 $145,000 26.1% 0.1%
Guardian Savings Bank, A Federal Savings Bank $145,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $75,000 $130,000 73.3% 0.1%
Discover Bank $45,000 $120,000 166.7% 0.1%
OAKTREE FUNDING CORP. $115,000 n/a 0.1%
COMMONWEALTH $155,000 $110,000 -29.0% 0.1%
Central Bank $105,000 n/a 0.1%
Wells Fargo Bank $160,000 $105,000 -34.4% 0.1%
Northpointe Bank $600,000 $90,000 -85.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $375,000 $85,000 -77.3% 0.0%
AMERICAN FINANCING CORPORATION $75,000 n/a 0.0%
NexBank $75,000 n/a 0.0%
PARK COMMUNITY CREDIT UNION, INC. $45,000 $75,000 66.7% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $75,000 n/a 0.0%
Coastal Community Bank $85,000 $65,000 -23.5% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
The Lincoln National Bank of Hodgenville $65,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
Centra Credit Union $230,000 $55,000 -76.1% 0.0%
West Point Bank $220,000 $55,000 -75.0% 0.0%
Citizens Bank of Lafayette $90,000 $50,000 -44.4% 0.0%
Bank of America $25,000 n/a 0.0%
Citibank $25,000 n/a 0.0%
Citizens Bank $1,210,000 $25,000 -97.9% 0.0%

Glasgow's top lender by overall market share is Edmonton State Bank, with 15.8% market share. In second place, with 14.6%, is SOUTH CENTRAL BANK, INC., having originated $25,505,000 in loans. In third place, with 6.2%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $10,890,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $7,925,000 in loans. In fifth place, with 4.0%, is Independence Bank of Kentucky, having originated $7,005,000 in loans.


Glasgow Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,900 (7.9%) $184,564 (-0.5%) 0.00 170
2018-02-01 $149,000 (4.8%) $178,371 (-10.2%) 0.00 167
2018-03-01 $164,150 (9.5%) $200,334 (-2.9%) 0.00 156
2018-04-01 $155,975 (-4.0%) $192,290 (-7.9%) 0.00 167
2018-05-01 $149,900 (-10.5%) $188,331 (-13.1%) 0.00 179
2018-06-01 $144,900 (-15.6%) $186,436 (-16.8%) 0.00 208
2018-07-01 $145,000 (-13.7%) $185,934 (-15.7%) 0.00 214
2018-08-01 $144,925 (-13.4%) $183,008 (-14.4%) 0.00 214
2018-09-01 $145,000 (-8.2%) $186,620 (-6.1%) 0.00 213
2018-10-01 $149,800 (-0.1%) $186,126 (-2.2%) 0.00 224
2018-11-01 $152,225 (-1.2%) $183,994 (-3.1%) 0.00 218
2018-12-01 $142,200 (-10.0%) $173,947 (-8.6%) 0.00 229
2019-01-01 $138,225 (-7.8%) $169,645 (-8.1%) 0.00 212
2019-02-01 $139,900 (-6.1%) $175,653 (-1.5%) 0.00 206
2019-03-01 $144,636 (-11.9%) $184,359 (-8.0%) 0.00 203
2019-04-01 $151,475 (-2.9%) $190,354 (-1.0%) 0.00 203
2019-05-01 $159,900 (6.7%) $206,871 (9.8%) 0.00 186
2019-06-01 $154,900 (6.9%) $209,388 (12.3%) 0.00 179
2019-07-01 $164,300 (13.3%) $212,390 (14.2%) 0.00 185
2019-08-01 $169,177 (16.7%) $221,256 (20.9%) 0.00 186
2019-09-01 $168,093 (15.9%) $218,742 (17.2%) 0.00 191
2019-10-01 $166,125 (10.9%) $216,192 (16.2%) 0.00 191
2019-11-01 $164,900 (8.3%) $208,732 (13.4%) 0.00 186
2019-12-01 $159,900 (12.5%) $206,969 (19.0%) 0.00 176
2020-01-01 $159,450 (15.4%) $204,281 (20.4%) 0.00 173
2020-02-01 $155,000 (10.8%) $199,775 (13.7%) 0.00 180
2020-03-01 $172,000 (18.9%) $219,117 (18.9%) 0.00 155
2020-04-01 $172,500 (13.9%) $222,368 (16.8%) 0.00 145
2020-05-01 $181,250 (13.4%) $227,026 (9.7%) 0.00 140
2020-06-01 $186,700 (20.5%) $239,621 (14.4%) 0.00 115
2020-07-01 $206,500 (25.7%) $264,027 (24.3%) 0.00 104
2020-08-01 $206,750 (22.2%) $267,063 (20.7%) 0.00 106
2020-09-01 $197,000 (17.2%) $261,795 (19.7%) 0.00 89
2020-10-01 $215,000 (29.4%) $276,875 (28.1%) 0.00 86
2020-11-01 $224,250 (36.0%) $283,194 (35.7%) 0.00 82
2020-12-01 $211,225 (32.1%) $274,726 (32.7%) 0.00 87
2021-01-01 $194,450 (22.0%) $269,270 (31.8%) 0.00 86
2021-02-01 $199,000 (28.4%) $264,213 (32.3%) 0.00 85
2021-03-01 $187,950 (9.3%) $254,666 (16.2%) 0.00 76
2021-04-01 $189,225 (9.7%) $272,692 (22.6%) 0.00 70
2021-05-01 $174,000 (-4.0%) $246,283 (8.5%) 0.00 79
2021-06-01 $185,950 (-0.4%) $254,744 (6.3%) 0.00 79
2021-07-01 $198,500 (-3.9%) $246,137 (-6.8%) 0.00 82
2021-08-01 $199,000 (-3.8%) $274,131 (2.7%) 0.00 92
2021-09-01 $191,925 (-2.6%) $264,599 (1.1%) 0.00 116
2021-10-01 $190,500 (-11.4%) $263,460 (-4.9%) 0.00 141
2021-11-01 $187,400 (-16.4%) $252,428 (-10.9%) 0.00 162
2021-12-01 $182,325 (-13.7%) $250,021 (-9.0%) 0.00 149
2022-01-01 $171,250 (-11.9%) $233,628 (-13.2%) 0.00 127
2022-02-01 $175,450 (-11.8%) $234,342 (-11.3%) 0.00 103
2022-03-01 $166,325 (-11.5%) $227,001 (-10.9%) 0.00 89
2022-04-01 $171,450 (-9.4%) $217,946 (-20.1%) 0.00 95
2022-05-01 $187,575 (7.8%) $233,075 (-5.4%) 0.00 103
2022-06-01 $206,850 (11.2%) $246,186 (-3.4%) 0.00 110
2022-07-01 $219,950 (10.8%) $263,581 (7.1%) 0.00 104
2022-08-01 $223,475 (12.3%) $263,051 (-4.0%) 0.00 116
2022-09-01 $224,000 (16.7%) $251,203 (-5.1%) 0.00 125
2022-10-01 $228,750 (20.1%) $277,213 (5.2%) 0.00 131
2022-11-01 $229,600 (22.5%) $287,589 (13.9%) 0.00 141
2022-12-01 $228,000 (25.1%) $291,620 (16.6%) 0.00 153
2023-01-01 $228,000 (33.1%) $283,548 (21.4%) 0.00 109
2023-02-01 $241,975 (37.9%) $298,445 (27.4%) 0.00 99
2023-03-01 $245,000 (47.3%) $311,725 (37.3%) 0.00 101
2023-04-01 $239,450 (39.7%) $308,776 (41.7%) 0.00 95
2023-05-01 $242,425 (29.2%) $317,441 (36.2%) 0.00 100
2023-06-01 $249,900 (20.8%) $339,887 (38.1%) 0.00 92
2023-07-01 $239,900 (9.1%) $294,851 (11.9%) 0.00 98
2023-08-01 $239,925 (7.4%) $298,052 (13.3%) 0.00 92
2023-09-01 $245,000 (9.4%) $299,721 (19.3%) 0.00 99
2023-10-01 $246,225 (7.6%) $320,247 (15.5%) 0.00 111
2023-11-01 $235,500 (2.6%) $297,684 (3.5%) 0.00 120
2023-12-01 $239,000 (4.8%) $296,113 (1.5%) 0.00 119
2024-01-01 $238,375 (4.6%) $291,576 (2.8%) 0.00 116
2024-02-01 $244,225 (0.9%) $291,452 (-2.3%) 0.00 114
2024-03-01 $266,500 (8.8%) $301,142 (-3.4%) 0.00 112
2024-04-01 $247,200 (3.2%) $285,668 (-7.5%) 0.00 118
2024-05-01 $259,950 (7.2%) $301,037 (-5.2%) 0.00 120
2024-06-01 $269,000 (7.6%) $310,376 (-8.7%) 0.00 119
2024-07-01 $277,000 (15.5%) $321,967 (9.2%) 0.00 126
2024-08-01 $276,250 (15.1%) $323,932 (8.7%) 0.00 132
2024-09-01 $269,900 (10.2%) $327,947 (9.4%) 0.00 147
2024-10-01 $269,900 (9.6%) $329,206 (2.8%) 0.00 159
2024-11-01 $277,000 (17.6%) $330,204 (10.9%) 0.00 172
2024-12-01 $275,100 (15.1%) $324,477 (9.6%) 0.00 173
2025-01-01 $269,900 (13.2%) $312,422 (7.2%) 0.00 167
2025-02-01 $262,400 (7.4%) $322,775 (10.8%) 0.00 178
2025-03-01 $269,900 (1.3%) $321,436 (6.7%) 0.00 180
2025-04-01 $284,425 (15.1%) $340,119 (19.1%) 0.00 177
Glasgow's median listing price for 2025-04-01 was $284,425, a difference of $37,225 (15.1%) versus the prior year and $14,525 versus the prior month.

Glasgow's median listing price comes in at 0% of the national average.

Glasgow's average listing price for 2025-04-01 was $340,119, a difference of $54,451 (19.1%) versus the prior year and $18,683 versus the prior month.

For the 2025-04-01 period, Glasgow had 177 MLS listings, a difference of -3 listings (-2%) versus the prior month and 59 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,763 sqft
2018-02-01 0 days 1,784 sqft
2018-03-01 0 days 1,852 sqft
2018-04-01 0 days 1,808 sqft
2018-05-01 0 days 1,810 sqft
2018-06-01 0 days 1,796 sqft
2018-07-01 0 days 1,815 sqft
2018-08-01 0 days 1,801 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,840 sqft
2018-11-01 0 days 1,829 sqft
2018-12-01 0 days 1,697 sqft
2019-01-01 0 days 1,661 sqft
2019-02-01 0 days 1,703 sqft
2019-03-01 0 days 1,727 sqft
2019-04-01 0 days 1,728 sqft
2019-05-01 0 days 1,832 sqft
2019-06-01 0 days 1,810 sqft
2019-07-01 0 days 1,862 sqft
2019-08-01 0 days 1,900 sqft
2019-09-01 0 days 1,870 sqft
2019-10-01 0 days 1,827 sqft
2019-11-01 0 days 1,759 sqft
2019-12-01 0 days 1,742 sqft
2020-01-01 0 days 1,699 sqft
2020-02-01 0 days 1,696 sqft
2020-03-01 0 days 1,697 sqft
2020-04-01 0 days 1,787 sqft
2020-05-01 0 days 1,810 sqft
2020-06-01 0 days 1,901 sqft
2020-07-01 0 days 1,934 sqft
2020-08-01 0 days 1,732 sqft
2020-09-01 0 days 1,821 sqft
2020-10-01 0 days 2,014 sqft
2020-11-01 0 days 2,050 sqft
2020-12-01 0 days 1,936 sqft
2021-01-01 0 days 1,896 sqft
2021-02-01 0 days 1,757 sqft
2021-03-01 0 days 1,644 sqft
2021-04-01 0 days 1,761 sqft
2021-05-01 0 days 1,623 sqft
2021-06-01 0 days 1,830 sqft
2021-07-01 0 days 1,713 sqft
2021-08-01 0 days 1,777 sqft
2021-09-01 0 days 1,675 sqft
2021-10-01 0 days 1,605 sqft
2021-11-01 0 days 1,578 sqft
2021-12-01 0 days 1,523 sqft
2022-01-01 0 days 1,457 sqft
2022-02-01 0 days 1,387 sqft
2022-03-01 0 days 1,332 sqft
2022-04-01 0 days 1,407 sqft
2022-05-01 0 days 1,453 sqft
2022-06-01 0 days 1,563 sqft
2022-07-01 0 days 1,733 sqft
2022-08-01 0 days 1,739 sqft
2022-09-01 0 days 1,899 sqft
2022-10-01 0 days 1,870 sqft
2022-11-01 0 days 1,803 sqft
2022-12-01 0 days 1,656 sqft
2023-01-01 0 days 1,825 sqft
2023-02-01 0 days 1,902 sqft
2023-03-01 0 days 1,923 sqft
2023-04-01 0 days 1,796 sqft
2023-05-01 0 days 1,909 sqft
2023-06-01 0 days 1,980 sqft
2023-07-01 0 days 1,824 sqft
2023-08-01 0 days 1,785 sqft
2023-09-01 0 days 1,637 sqft
2023-10-01 0 days 1,728 sqft
2023-11-01 0 days 1,637 sqft
2023-12-01 0 days 1,728 sqft
2024-01-01 0 days 1,712 sqft
2024-02-01 0 days 1,690 sqft
2024-03-01 0 days 1,727 sqft
2024-04-01 0 days 1,597 sqft
2024-05-01 0 days 1,712 sqft
2024-06-01 0 days 1,763 sqft
2024-07-01 0 days 1,838 sqft
2024-08-01 0 days 1,900 sqft
2024-09-01 0 days 1,806 sqft
2024-10-01 0 days 1,802 sqft
2024-11-01 0 days 1,812 sqft
2024-12-01 0 days 1,785 sqft
2025-01-01 0 days 1,785 sqft
2025-02-01 0 days 1,802 sqft
2025-03-01 0 days 1,800 sqft
2025-04-01 0 days 1,823 sqft
Glasgow's median listing age (time on market) for 2025-04-01 was 0 days.

Glasgow's median square footage for active listings during the 2025-04-01 period was 1,823 sqft. One year prior, the average listing was 1,597 sqft.

Glasgow, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 550 $115,710,000 $210,382
Refi 174 $27,980,000 $160,805
Home Improvement 114 $7,040,000 $61,754
Other 109 $8,375,000 $76,835
Cash Out Refi 103 $15,885,000 $154,223

Glasgow's most frequently cited loan purpose was Home Purchase, with 550 originations. The 2nd most popular reason was Refi, with 174 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 328 $67,120,000 $204,634
Over 8% 280 $23,570,000 $84,179
7-8% 266 $55,330,000 $208,008
5-6% 103 $20,485,000 $198,883
3-4% 26 $280,000 $10,769
<2.5% 15 $1,165,000 $77,667
4-5% 4 $1,220,000 $305,000
2.5-3% 4 $1,130,000 $282,500

During 2024, Glasgow's most frequently originated rate bucket was 6-7%, with 328 originations.

Loan Sizing (Glasgow, KY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 393 $20,425,000 $51,972
$100k-200k 356 $53,600,000 $150,562
$200k-400k 262 $68,470,000 $261,336
$400k-600k 31 $14,285,000 $460,806
$Over $1MM 5 $16,175,000 $3,235,000
$600k-1000k 3 $2,035,000 $678,333

Glasgow's loan sizing saw the bucket of loans from $100,000 or less with 393 originations, totaling $20,425,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 353 $78,775,000 $223,159
60-80% 184 $43,370,000 $235,707
20-40% 174 $15,110,000 $86,839
Under 20% 163 $5,795,000 $35,552
40-60% 117 $19,825,000 $169,444
Over 100% 24 $5,160,000 $215,000

Glasgow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $78,775,000 in origination value.