Glasgow Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Glasgow averaged 7.02% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.07% and one month ago for the week of 2023-10-19, the average rate was 7.46%.

    Glasgow's average rate one year ago was 6.64%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Glasgow 30 Year Fixed Rate 2023-11-22 7.02%
    Glasgow 30 Year Fixed Rate Refi 2023-11-22 7.19%
    Glasgow 15 Year Fixed Rate 2023-11-22 6.87%
    Glasgow 15 Year Fixed Rate Refi 2023-11-22 7.07%
    Glasgow 30 Year FHA 2023-11-22 -0.42%
    Glasgow 30 Year FHA Refi 2023-11-22 0.2%
    Glasgow 30 Year USDA 2023-11-22 -0.1%
    Glasgow 30 Year USDA Refi 2023-11-22 -0.2%
    Glasgow 30 Year VA 2023-11-22 0.1%
    Glasgow 30 Year VA Refi 2023-11-22 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glasgow, KY.

    Glasgow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glasgow, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Edmonton State Bank 88 5.12% $2,643
    SOUTH CENTRAL BANK, INC. 42 5.07% $2,760
    QUICKEN LOANS, LLC 20 5.29% $6,053
    EVANSVILLE TEACHERS 11 4.77% $3,216
    U.S. Bank 11 4.50% $2,892
    Farm Credit Mid-America, ACA 10 4.92% $6,678
    ROSS MORTGAGE CORPORATION 9 5.40% $3,653
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 9 4.65% $4,275
    STOCKTON MORTGAGE CORPORATION 9 5.14% $3,648
    Citizens Bank 7 5.25% $3,248
    Abound Federal Credit Union 7 5.70% $2,111
    SERVICE ONE 7 4.76% $2,347
    German American Bank 7 4.95% $2,911
    The Huntington National Bank 5 4.55% $3,194
    VANDERBILT MORTGAGE AND FINANCE, INC. 5 6.89% $5,825
    EVERETT FINANCIAL, INC. 4 6.13% $2,596
    FirstBank 4 6.00% $4,056
    UNITED WHOLESALE MORTGAGE, LLC 4 5.79% $6,755
    LOANDEPOT.COM, LLC 4 3.97% $5,961
    Magnolia Bank 3 4.37% $7,191
    JPMorgan Chase Bank 3 5.50% $3,618
    Mr. Cooper ( Nationstar Mortgage ) 3 4.08% $5,446
    The Cecilian Bank 3 5.13% $1,698
    Century Mortgage Company DBA Century Lending Company 2 5.88% $5,419
    Wells Fargo Bank 2 5.31% $2,947
    USAA Federal Savings Bank 2 5.31% $5,425
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.25% $3,973
    ROYAL UNITED MORTGAGE LLC 2 6.13% $5,256
    BROKER SOLUTIONS, INC. 2 6.68% $4,976
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.56% $4,414
    AMERIFIRST FINANCIAL CORPORATION 2 5.81% $3,791
    Truist 2 4.06% $2,921
    UNITED MORTGAGE CORP 1 4.75% $11,980
    VICTORY MORTGAGE, L.L.C. 1 7.13% $5,554
    1ST SIGNATURE LENDING, LLC 1 3.38% $5,750
    Wilson Bank And Trust 1 5.69% $5,261
    Ally Bank 1 5.38% $2,867
    AMERICAN FINANCING CORPORATION 1 5.63% $5,772
    AMERISAVE MORTGAGE CORPORATION 1 2.75% $13,318
    Austin Capital Bank SSB 1 4.13% $3,727
    BETTER MORTGAGE CORPORATION 1 5.88% $5,239
    BMO Harris Bank 1 7.00% $3,749
    BNC National Bank 1 4.00% $13,897
    CALIBER HOME LOANS, INC. 1 4.30% $2,842
    Carrington Mortgage Services, LLC 1 3.25% $4,436
    CMG MORTGAGE, INC. 1 6.38% $4,575
    Community Trust Bank, Inc. 1 3.63% $1,490
    FINANCE OF AMERICA MORTGAGE LLC 1 6.63% $6,846
    First Financial Bank 1 4.25% $4,571
    First Financial Bank 1 5.38% $3,947
    First Harrison Bank 1 4.88% $2,735
    First Horizon Bank 1 5.00% $3,343
    Flagstar Bank, FSB 1 5.75% $4,878
    Gateway First Bank 1 5.38% $5,863
    GENEVA FINANCIAL, LLC 1 5.88% $3,959
    LAKEVIEW LOAN SERVICING, LLC 1 3.75% $4,740
    MID AMERICA MORTGAGE, INC. 1 5.63% $4,278
    Morgan Stanley Private Bank 1 2.95% $4,842
    NEXERA HOLDING LLC 1 8.38% $7,448
    PANORAMA MORTGAGE GROUP, LLC 1 5.63% $3,896
    PARK COMMUNITY CREDIT UNION, INC. 1 3.75% $2,247
    PENNYMAC LOAN SERVICES, LLC 1 6.00% $8,586
    PENTAGON FEDERAL CREDIT UNION 1 4.63% $2,410
    PNC Bank 1 6.63% $4,304
    Prosperity Home Mortgage, LLC 1 4.00% $7,974
    The Monticello Banking Company 1 4.75% $1,461
    UNITED HOME LOANS, INC. 1 5.25% $4,333

    Glasgow Average Closing Costs & Other Stats

    Glasgow, KY's 67 lenders originated 1,294 loans during 2022. The total origination value was $195,550,000, with an average loan value of $151,121.

    Glasgow's average closing costs are $3,901.

    The top Glasgow lender as defined by loan originations is Edmonton State Bank, with 88 loans originated. Their average total fees are $2,643, which is $117 lower than the next largest lender, SOUTH CENTRAL BANK, INC..

    The lowest fee Glasgow lenders (with over 10 loans originated) are Edmonton State Bank ($2,643), SOUTH CENTRAL BANK, INC. ($2,760), U.S. Bank ($2,892), EVANSVILLE TEACHERS ($3,216) and QUICKEN LOANS, LLC ($6,053).

    The lowest rate Glasgow lenders (with over 10 loans originated) are U.S. Bank (4.50%), EVANSVILLE TEACHERS (4.77%), Farm Credit Mid-America, ACA (4.92%), SOUTH CENTRAL BANK, INC. (5.07%) and Edmonton State Bank (5.12%).

    Glasgow, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Edmonton State Bank $44,355,000 $35,500,000 -20.0% 18.2%
    SOUTH CENTRAL BANK, INC. $40,640,000 $30,380,000 -25.2% 15.5%
    German American Bank $7,115,000 $10,220,000 43.6% 5.2%
    QUICKEN LOANS, LLC $12,060,000 $9,775,000 -18.9% 5.0%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,340,000 $6,625,000 183.1% 3.4%
    ROSS MORTGAGE CORPORATION $11,085,000 $5,655,000 -49.0% 2.9%
    Mortgage Research Center, LLC $4,000,000 $4,505,000 12.6% 2.3%
    U.S. Bank $6,505,000 $4,240,000 -34.8% 2.2%
    STOCKTON MORTGAGE CORPORATION $5,945,000 $4,045,000 -32.0% 2.1%
    EVANSVILLE TEACHERS $6,020,000 $3,980,000 -33.9% 2.0%
    Independence Bank of Kentucky $380,000 $3,690,000 871.1% 1.9%
    Abound Federal Credit Union $3,840,000 $3,685,000 -4.0% 1.9%
    Farm Credit Mid-America, ACA $3,785,000 $3,060,000 -19.2% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,970,000 $2,865,000 45.4% 1.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,190,000 $2,835,000 29.5% 1.4%
    Limestone Bank, Inc. $650,000 $2,770,000 326.2% 1.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $3,125,000 $2,685,000 -14.1% 1.4%
    EVERETT FINANCIAL, INC. $575,000 $2,600,000 352.2% 1.3%
    Citizens Bank $2,385,000 $2,280,000 -4.4% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,340,000 $2,200,000 -6.0% 1.1%
    SERVICE ONE $1,595,000 $2,160,000 35.4% 1.1%
    Century Mortgage Company DBA Century Lending Company $400,000 $1,965,000 391.3% 1.0%
    FirstBank $815,000 $1,855,000 127.6% 0.9%
    USAA Federal Savings Bank $1,215,000 $1,680,000 38.3% 0.9%
    Truist $3,825,000 $1,550,000 -59.5% 0.8%
    Magnolia Bank $4,555,000 $1,480,000 -67.5% 0.8%
    The Cecilian Bank $1,955,000 $1,240,000 -36.6% 0.6%
    Farmers Bank and Trust Company $285,000 $1,205,000 322.8% 0.6%
    Bank of Edmonson County $540,000 $1,195,000 121.3% 0.6%
    LOANDEPOT.COM, LLC $675,000 $1,120,000 65.9% 0.6%
    RUOFF MORTGAGE COMPANY, INC. $3,075,000 $1,115,000 -63.7% 0.6%
    The Huntington National Bank $250,000 $1,045,000 318.0% 0.5%
    NAVY FEDERAL CREDIT UNION $1,205,000 $1,040,000 -13.7% 0.5%
    The Monticello Banking Company $1,885,000 $1,010,000 -46.4% 0.5%
    PNC Bank $260,000 $1,000,000 284.6% 0.5%
    Morgan Stanley Private Bank $965,000 n/a 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $245,000 $960,000 291.8% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $605,000 $960,000 58.7% 0.5%
    21ST MORTGAGE CORPORATION $705,000 $945,000 34.0% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,590,000 $920,000 -42.1% 0.5%
    GENEVA FINANCIAL, LLC $175,000 $920,000 425.7% 0.5%
    First Financial Bank $790,000 $875,000 10.8% 0.4%
    FREEDOM MORTGAGE CORPORATION $3,245,000 $845,000 -74.0% 0.4%
    American Bank & Trust Company, Inc. $3,060,000 $790,000 -74.2% 0.4%
    AMERIFIRST FINANCIAL CORPORATION $810,000 $730,000 -9.9% 0.4%
    JPMorgan Chase Bank $455,000 $705,000 54.9% 0.4%
    Community Trust Bank, Inc. $1,490,000 $700,000 -53.0% 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,615,000 $685,000 -57.6% 0.4%
    Paramount Residential Mortgage Group, Inc. $700,000 $675,000 -3.6% 0.3%
    Franklin Bank & Trust Company $320,000 $670,000 109.4% 0.3%
    CALIBER HOME LOANS, INC. $590,000 $600,000 1.7% 0.3%
    MID AMERICA MORTGAGE, INC. $95,000 $585,000 515.8% 0.3%
    HOME POINT FINANCIAL CORPORATION $1,130,000 $570,000 -49.6% 0.3%
    HOMESTAR FINANCIAL CORPORATION $365,000 $570,000 56.2% 0.3%
    INTERLINC MORTGAGE SERVICES, LLC $405,000 $545,000 34.6% 0.3%
    UNITED HOME LOANS, INC. $540,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $905,000 $535,000 -40.9% 0.3%
    Ally Bank $420,000 $495,000 17.9% 0.3%
    Barrington Bank & Trust Company, N.A. $980,000 $485,000 -50.5% 0.2%
    CMG MORTGAGE, INC. $445,000 $480,000 7.9% 0.2%
    First Southern National Bank $75,000 $470,000 526.7% 0.2%
    NEWREZ LLC $35,000 $455,000 1,200.0% 0.2%
    Nations Lending Corporation $350,000 $435,000 24.3% 0.2%
    The Federal Savings Bank $410,000 n/a 0.2%
    Forcht Bank $395,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $500,000 $395,000 -21.0% 0.2%
    Bank of England $380,000 n/a 0.2%
    Wells Fargo Bank $2,235,000 $370,000 -83.4% 0.2%
    Carrington Mortgage Services, LLC $550,000 $365,000 -33.6% 0.2%
    Austin Capital Bank SSB $360,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $565,000 $355,000 -37.2% 0.2%
    VICTORY MORTGAGE, L.L.C. $330,000 n/a 0.2%
    BNC National Bank $410,000 $325,000 -20.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $310,000 n/a 0.2%
    Wilson Bank And Trust $305,000 n/a 0.2%
    First Financial Bank $790,000 $280,000 -64.6% 0.1%
    Commonwealth Bank and Trust Company $275,000 n/a 0.1%
    Flagstar Bank, FSB $270,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $265,000 n/a 0.1%
    UNITED MORTGAGE CORP. $265,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 n/a 0.1%
    Waterstone Mortgage Corporation $245,000 n/a 0.1%
    First Horizon Bank $235,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $105,000 $225,000 114.3% 0.1%
    Union Savings Bank $215,000 n/a 0.1%
    Plains Commerce Bank $205,000 n/a 0.1%
    CLASS ACT FEDERAL CREDIT UNION $195,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $135,000 $195,000 44.4% 0.1%
    NEW DAY FINANCIAL, LLC $355,000 $195,000 -45.1% 0.1%
    PANORAMA MORTGAGE GROUP, LLC $185,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $175,000 n/a 0.1%
    NP, Inc. $175,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $165,000 n/a 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $95,000 $165,000 73.7% 0.1%
    First Harrison Bank $405,000 $165,000 -59.3% 0.1%
    Hometown Lenders, Inc. $165,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $165,000 n/a 0.1%
    PLANET HOME LENDING, LLC $165,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $210,000 $160,000 -23.8% 0.1%
    AMERICAN FINANCING CORPORATION $350,000 $155,000 -55.7% 0.1%
    The Farmers Bank $205,000 $155,000 -24.4% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $390,000 $145,000 -62.8% 0.1%
    Wilson & Muir Bank & Trust Company $145,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $135,000 n/a 0.1%
    Gateway First Bank $135,000 n/a 0.1%
    Fifth Third Bank $245,000 $130,000 -46.9% 0.1%
    BMO Harris Bank $125,000 n/a 0.1%
    PARK COMMUNITY CREDIT UNION, INC. $125,000 n/a 0.1%
    Republic Bank & Trust Company $270,000 $125,000 -53.7% 0.1%
    SFMC, LP $125,000 n/a 0.1%
    Central Bank & Trust Company $115,000 n/a 0.1%
    HANSCOM $195,000 $115,000 -41.0% 0.1%
    NEXERA HOLDING LLC $115,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $85,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 $85,000 -56.4% 0.0%
    VILLAGE CAPITAL MORTGAGE $725,000 $85,000 -88.3% 0.0%
    AMERICAN ADVISORS GROUP $125,000 $75,000 -40.0% 0.0%
    Discover Bank $75,000 n/a 0.0%
    Morgantown Bank & Trust Company, Incorporated $85,000 $75,000 -11.8% 0.0%
    Republic State Mortgage Co. $7,165,000 $75,000 -99.0% 0.0%
    MIDWEST AMERICA $65,000 n/a 0.0%
    SPRING EQ, LLC $45,000 n/a 0.0%
    Fortera Federal Credit Union $25,000 n/a 0.0%
    UNIVERSITY OF KENTUCKY $25,000 n/a 0.0%

    Glasgow's top lender by overall market share is Edmonton State Bank, with 18.2% market share. In second place, with 15.5%, is SOUTH CENTRAL BANK, INC., having originated $30,380,000 in loans. In third place, with 5.2%, is German American Bank, having originated $10,220,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $9,775,000 in loans. In fifth place, with 3.4%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $6,625,000 in loans.

    Glasgow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (7.9%) $183,299 (-1.2%) 0.00 171
    2018-02-01 $149,000 (4.8%) $177,655 (-10.6%) 0.00 167
    2018-03-01 $164,500 (9.7%) $200,363 (-2.7%) 0.00 157
    2018-04-01 $156,725 (-3.5%) $192,363 (-7.9%) 0.00 168
    2018-05-01 $149,900 (-10.5%) $188,067 (-13.2%) 0.00 179
    2018-06-01 $144,900 (-15.6%) $185,880 (-17.1%) 0.00 208
    2018-07-01 $145,000 (-13.7%) $185,383 (-16.0%) 0.00 214
    2018-08-01 $144,900 (-13.4%) $182,402 (-14.7%) 0.00 213
    2018-09-01 $145,000 (-7.6%) $185,977 (-6.1%) 0.00 212
    2018-10-01 $149,700 (-0.1%) $185,510 (-2.4%) 0.00 223
    2018-11-01 $151,850 (-1.4%) $183,176 (-3.1%) 0.00 218
    2018-12-01 $142,200 (-10.0%) $173,157 (-8.7%) 0.00 229
    2019-01-01 $138,100 (-7.9%) $168,844 (-7.9%) 0.00 212
    2019-02-01 $139,700 (-6.2%) $174,935 (-1.5%) 0.00 205
    2019-03-01 $145,086 (-11.8%) $185,257 (-7.5%) 0.00 204
    2019-04-01 $152,750 (-2.5%) $191,607 (-0.4%) 0.00 203
    2019-05-01 $159,900 (6.7%) $208,110 (10.7%) 0.00 187
    2019-06-01 $157,200 (8.5%) $210,623 (13.3%) 0.00 180
    2019-07-01 $164,300 (13.3%) $212,390 (14.6%) 0.00 185
    2019-08-01 $169,177 (16.8%) $221,256 (21.3%) 0.00 186
    2019-09-01 $168,093 (15.9%) $218,742 (17.6%) 0.00 191
    2019-10-01 $166,125 (11.0%) $216,192 (16.5%) 0.00 191
    2019-11-01 $164,900 (8.6%) $208,732 (14.0%) 0.00 186
    2019-12-01 $159,900 (12.5%) $206,969 (19.5%) 0.00 176
    2020-01-01 $159,450 (15.5%) $204,281 (21.0%) 0.00 174
    2020-02-01 $156,500 (12.0%) $200,126 (14.4%) 0.00 181
    2020-03-01 $172,225 (18.7%) $219,404 (18.4%) 0.00 156
    2020-04-01 $173,700 (13.7%) $222,640 (16.2%) 0.00 146
    2020-05-01 $182,500 (14.1%) $227,289 (9.2%) 0.00 141
    2020-06-01 $186,700 (18.8%) $239,621 (13.8%) 0.00 115
    2020-07-01 $206,500 (25.7%) $264,027 (24.3%) 0.00 104
    2020-08-01 $206,750 (22.2%) $267,063 (20.7%) 0.00 106
    2020-09-01 $194,000 (15.4%) $261,304 (19.5%) 0.00 89
    2020-10-01 $215,000 (29.4%) $276,875 (28.1%) 0.00 86
    2020-11-01 $224,250 (36.0%) $283,194 (35.7%) 0.00 82
    2020-12-01 $211,225 (32.1%) $274,726 (32.7%) 0.00 87
    2021-01-01 $194,450 (22.0%) $269,270 (31.8%) 0.00 86
    2021-02-01 $199,000 (27.2%) $264,213 (32.0%) 0.00 85
    2021-03-01 $187,950 (9.1%) $254,666 (16.1%) 0.00 76
    2021-04-01 $189,225 (8.9%) $272,692 (22.5%) 0.00 70
    2021-05-01 $174,000 (-4.7%) $246,283 (8.4%) 0.00 79
    2021-06-01 $185,950 (-0.4%) $254,744 (6.3%) 0.00 79
    2021-07-01 $198,500 (-3.9%) $246,137 (-6.8%) 0.00 82
    2021-08-01 $199,000 (-3.8%) $274,585 (2.8%) 0.00 92
    2021-09-01 $192,400 (-0.8%) $265,602 (1.6%) 0.00 115
    2021-10-01 $190,500 (-11.4%) $263,460 (-4.9%) 0.00 141
    2021-11-01 $187,400 (-16.4%) $252,428 (-10.9%) 0.00 162
    2021-12-01 $182,325 (-13.7%) $250,021 (-9.0%) 0.00 149
    2022-01-01 $171,250 (-11.9%) $233,628 (-13.2%) 0.00 127
    2022-02-01 $175,450 (-11.8%) $234,781 (-11.1%) 0.00 103
    2022-03-01 $167,075 (-11.1%) $227,084 (-10.8%) 0.00 89
    2022-04-01 $171,450 (-9.4%) $217,946 (-20.1%) 0.00 95
    2022-05-01 $187,575 (7.8%) $233,075 (-5.4%) 0.00 103
    2022-06-01 $205,650 (10.6%) $245,917 (-3.5%) 0.00 110
    2022-07-01 $219,750 (10.7%) $262,745 (6.8%) 0.00 104
    2022-08-01 $224,475 (12.8%) $263,400 (-4.1%) 0.00 117
    2022-09-01 $225,225 (17.1%) $251,977 (-5.1%) 0.00 126
    2022-10-01 $229,500 (20.5%) $277,703 (5.4%) 0.00 132
    2022-11-01 $229,800 (22.6%) $287,935 (14.1%) 0.00 142
    2022-12-01 $228,950 (25.6%) $291,924 (16.8%) 0.00 154
    2023-01-01 $228,000 (33.1%) $279,859 (19.8%) 0.00 108
    2023-02-01 $241,200 (37.5%) $294,548 (25.5%) 0.00 98
    2023-03-01 $244,500 (46.3%) $307,749 (35.5%) 0.00 100
    2023-04-01 $239,450 (39.7%) $304,710 (39.8%) 0.00 93
    2023-05-01 $242,425 (29.2%) $313,905 (34.7%) 0.00 98
    2023-06-01 $247,650 (20.4%) $337,135 (37.1%) 0.00 91
    2023-07-01 $239,900 (9.2%) $294,851 (12.2%) 0.00 97
    2023-08-01 $240,175 (7.0%) $298,772 (13.4%) 0.00 91
    2023-09-01 $247,450 (9.9%) $301,195 (19.5%) 0.00 97
    2023-10-01 $248,675 (8.4%) $320,658 (15.5%) 0.00 110
    Glasgow's median listing price for 2023-10-01 was $248,675, a difference of $19,175 (8.4%) versus the prior year and $1,225 versus the prior month.

    Glasgow's median listing price comes in at 0% of the national average.

    Glasgow's average listing price for 2023-10-01 was $320,658, a difference of $42,955 (15.5%) versus the prior year and $19,463 versus the prior month.

    For the 2023-10-01 period, Glasgow had 110 MLS listings, a difference of 13 listings (13%) versus the prior month and -22 listings (-17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,758 sqft
    2018-02-01 0 days 1,780 sqft
    2018-03-01 0 days 1,856 sqft
    2018-04-01 0 days 1,820 sqft
    2018-05-01 0 days 1,813 sqft
    2018-06-01 0 days 1,792 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,801 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,831 sqft
    2018-11-01 0 days 1,811 sqft
    2018-12-01 0 days 1,689 sqft
    2019-01-01 0 days 1,654 sqft
    2019-02-01 0 days 1,696 sqft
    2019-03-01 0 days 1,727 sqft
    2019-04-01 0 days 1,728 sqft
    2019-05-01 0 days 1,836 sqft
    2019-06-01 0 days 1,811 sqft
    2019-07-01 0 days 1,862 sqft
    2019-08-01 0 days 1,900 sqft
    2019-09-01 0 days 1,870 sqft
    2019-10-01 0 days 1,827 sqft
    2019-11-01 0 days 1,759 sqft
    2019-12-01 0 days 1,742 sqft
    2020-01-01 0 days 1,699 sqft
    2020-02-01 0 days 1,698 sqft
    2020-03-01 0 days 1,698 sqft
    2020-04-01 0 days 1,803 sqft
    2020-05-01 0 days 1,810 sqft
    2020-06-01 0 days 1,899 sqft
    2020-07-01 0 days 1,934 sqft
    2020-08-01 0 days 1,732 sqft
    2020-09-01 0 days 1,817 sqft
    2020-10-01 0 days 2,014 sqft
    2020-11-01 0 days 2,050 sqft
    2020-12-01 0 days 1,928 sqft
    2021-01-01 0 days 1,896 sqft
    2021-02-01 0 days 1,772 sqft
    2021-03-01 0 days 1,644 sqft
    2021-04-01 0 days 1,761 sqft
    2021-05-01 0 days 1,623 sqft
    2021-06-01 0 days 1,830 sqft
    2021-07-01 0 days 1,713 sqft
    2021-08-01 0 days 1,777 sqft
    2021-09-01 0 days 1,672 sqft
    2021-10-01 0 days 1,596 sqft
    2021-11-01 0 days 1,570 sqft
    2021-12-01 0 days 1,516 sqft
    2022-01-01 0 days 1,455 sqft
    2022-02-01 0 days 1,379 sqft
    2022-03-01 0 days 1,332 sqft
    2022-04-01 0 days 1,407 sqft
    2022-05-01 0 days 1,453 sqft
    2022-06-01 0 days 1,562 sqft
    2022-07-01 0 days 1,737 sqft
    2022-08-01 0 days 1,741 sqft
    2022-09-01 0 days 1,902 sqft
    2022-10-01 0 days 1,872 sqft
    2022-11-01 0 days 1,812 sqft
    2022-12-01 0 days 1,686 sqft
    2023-01-01 0 days 1,824 sqft
    2023-02-01 0 days 1,898 sqft
    2023-03-01 0 days 1,910 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,919 sqft
    2023-06-01 0 days 2,017 sqft
    2023-07-01 0 days 1,824 sqft
    2023-08-01 0 days 1,837 sqft
    2023-09-01 0 days 1,725 sqft
    2023-10-01 0 days 1,729 sqft
    Glasgow's median listing age (time on market) for 2023-10-01 was 0 days.

    Glasgow's median square footage for active listings during the 2023-10-01 period was 1,729 sqft. One year prior, the average listing was 1,872 sqft.

    Glasgow, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 680 $122,980,000 $180,853
    Refi 228 $31,040,000 $136,140
    Cash Out Refi 150 $26,850,000 $179,000
    Home Improvement 129 $7,515,000 $58,256
    Other 107 $7,165,000 $66,963

    Glasgow's most frequently cited loan purpose was Home Purchase, with 680 originations. The 2nd most popular reason was Refi, with 228 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 356 $54,190,000 $152,219
    3-4% 304 $46,240,000 $152,105
    4-5% 264 $45,530,000 $172,462
    6-7% 155 $21,035,000 $135,710
    2.5-3% 52 $8,780,000 $168,846
    7-8% 47 $6,195,000 $131,809
    <2.5% 46 $3,300,000 $71,739
    Over 8% 37 $3,455,000 $93,378

    During 2022, Glasgow's most frequently originated rate bucket was 5-6%, with 356 originations.

    Loan Sizing (Glasgow, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 520 $76,040,000 $146,231
    $100,000 or less 489 $26,055,000 $53,282
    $200k-400k 255 $66,915,000 $262,412
    $400k-600k 21 $10,195,000 $485,476
    $600k-1000k 6 $4,760,000 $793,333
    $Over $1MM 3 $11,585,000 $3,861,667

    Glasgow's loan sizing saw the bucket of loans from $100k-200k with 520 originations, totaling $76,040,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 470 $90,530,000 $192,617
    60-80% 274 $47,020,000 $171,606
    20-40% 190 $14,090,000 $74,158
    40-60% 169 $30,685,000 $181,568
    Under 20% 147 $4,525,000 $30,782
    Over 100% 9 $1,675,000 $186,111

    Glasgow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 470 originations, totaling $90,530,000 in origination value.