Glasgow Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Glasgow averaged
7.1%
for the week of 2025-05-08, compared to the national average of
6.76% for the same period.
The average rate for the prior week (2025-05-01) was
7.2% and
one month ago for the week of 2025-04-03, the
average rate was 6.78%.
Glasgow's average rate one year ago was 7.26%.
For refis of the same type during the week of 2025-05-08, the average rate
was 6.86%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-05-08 | 6.76% |
Glasgow 30 Year Fixed Rate | 2025-05-08 | 7.1% |
Glasgow 30 Year Fixed Rate Refi | 2025-05-08 | 6.86% |
Glasgow 15 Year Fixed Rate | 2025-05-08 | 6.09% |
Glasgow 15 Year Fixed Rate Refi | 2025-05-08 | 6.49% |
Glasgow 30 Year FHA | 2025-05-08 | 6.65% |
Glasgow 30 Year FHA Refi | 2025-05-08 | 6.68% |
Glasgow 30 Year USDA | 2025-05-08 | 6.37% |
Glasgow 30 Year USDA Refi | 2025-05-08 | 6.37% |
Glasgow 30 Year VA | 2025-05-08 | 6.17% |
Glasgow 30 Year VA Refi | 2025-05-08 | 6.17% |
Glasgow Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glasgow, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Glasgow Average Closing Costs & Other Stats
Glasgow, KY's 55 lenders originated 1,050
loans during 2024. The total origination value was $174,990,000, with an average loan value of
$166,657.
Glasgow's average closing costs are $4,344.
The top Glasgow lender as defined by loan originations is Edmonton State Bank, with
74 loans originated. Their average total fees are
$3,180, which is $299
higher than the next largest lender,
SOUTH CENTRAL BANK, INC..
The lowest fee Glasgow lenders (with over 10 loans originated) are
SOUTH CENTRAL BANK, INC. ($2,881), Abound Federal Credit Union ($2,993), Edmonton State Bank ($3,180), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($4,995) and QUICKEN LOANS, LLC ($6,156).
The lowest rate Glasgow lenders (with over 10 loans originated) are
Abound Federal Credit Union (6.19%), SOUTH CENTRAL BANK, INC. (6.70%), QUICKEN LOANS, LLC (6.88%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (7.11%) and Edmonton State Bank (7.32%).
Glasgow, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Edmonton State Bank | $34,155,000 | $27,660,000 | -19.0% | 15.8% |
SOUTH CENTRAL BANK, INC. | $24,925,000 | $25,505,000 | 2.3% | 14.6% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $9,750,000 | $10,890,000 | 11.7% | 6.2% |
QUICKEN LOANS, LLC | $4,495,000 | $7,925,000 | 76.3% | 4.5% |
Independence Bank of Kentucky | $7,005,000 | n/a | 4.0% | |
Community Trust Bank, Inc. | $235,000 | $6,500,000 | 2,666.0% | 3.7% |
Abound Federal Credit Union | $2,645,000 | $5,820,000 | 120.0% | 3.3% |
U.S. Bank | $3,795,000 | $5,105,000 | 34.5% | 2.9% |
Mortgage Research Center, LLC | $3,700,000 | $4,490,000 | 21.4% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $3,100,000 | $4,405,000 | 42.1% | 2.5% |
STOCKTON MORTGAGE CORPORATION | $6,630,000 | $4,285,000 | -35.4% | 2.4% |
ROSS MORTGAGE CORPORATION | $4,460,000 | $3,985,000 | -10.7% | 2.3% |
EVANSVILLE TEACHERS | $4,085,000 | $3,580,000 | -12.4% | 2.0% |
German American Bank | $3,990,000 | $3,580,000 | -10.3% | 2.0% |
Farm Credit Mid-America, ACA | $1,530,000 | $2,765,000 | 80.7% | 1.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,930,000 | $2,645,000 | 37.0% | 1.5% |
Magnolia Bank | $1,110,000 | $2,550,000 | 129.7% | 1.5% |
Morton Community Bank | $2,285,000 | n/a | 1.3% | |
RUOFF MORTGAGE COMPANY, INC. | $2,035,000 | $1,935,000 | -4.9% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $185,000 | $1,720,000 | 829.7% | 1.0% |
The Cecilian Bank | $1,355,000 | $1,610,000 | 18.8% | 0.9% |
Peoples Bank | $1,100,000 | $1,435,000 | 30.5% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $1,150,000 | $1,395,000 | 21.3% | 0.8% |
American Bank & Trust Company, Inc. | $630,000 | $1,390,000 | 120.6% | 0.8% |
Century Mortgage Company DBA Century Lending Company | $2,295,000 | $1,365,000 | -40.5% | 0.8% |
EVERETT FINANCIAL, INC. | $1,045,000 | $1,350,000 | 29.2% | 0.8% |
BROKER SOLUTIONS, INC. | $870,000 | $1,315,000 | 51.1% | 0.8% |
FIRST COMMUNITY MORTGAGE, INC. | $435,000 | $1,290,000 | 196.6% | 0.7% |
UNION HOME MORTGAGE CORP. | $295,000 | $1,280,000 | 333.9% | 0.7% |
Farmers Bank and Trust Company | $540,000 | $1,145,000 | 112.0% | 0.7% |
MUTUAL OF OMAHA MORTGAGE, INC. | $145,000 | $1,095,000 | 655.2% | 0.6% |
Truist | $1,550,000 | $1,030,000 | -33.5% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $475,000 | $985,000 | 107.4% | 0.6% |
LAKEVIEW LOAN SERVICING, LLC | $265,000 | $905,000 | 241.5% | 0.5% |
Bank of Edmonson County | $785,000 | $845,000 | 7.6% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $185,000 | $795,000 | 329.7% | 0.5% |
LOANDEPOT.COM, LLC | $85,000 | $675,000 | 694.1% | 0.4% |
Morgantown Bank & Trust Company, Incorporated | $515,000 | $640,000 | 24.3% | 0.4% |
Carrington Mortgage Services, LLC | $290,000 | $585,000 | 101.7% | 0.3% |
SUCCESS MORTGAGE PARTNERS, INC. | $585,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $185,000 | $555,000 | 200.0% | 0.3% |
Fifth Third Bank | $1,035,000 | $540,000 | -47.8% | 0.3% |
Traditional Bank, Inc. | $495,000 | n/a | 0.3% | |
FirstBank | $345,000 | $490,000 | 42.0% | 0.3% |
PNC Bank | $110,000 | $480,000 | 336.4% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $380,000 | $465,000 | 22.4% | 0.3% |
21ST MORTGAGE CORPORATION | $1,930,000 | $455,000 | -76.4% | 0.3% |
MORTGAGE ACCESS CORP. | $455,000 | n/a | 0.3% | |
First Harrison Bank | $430,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $635,000 | $425,000 | -33.1% | 0.2% |
SERVICE ONE | $1,340,000 | $415,000 | -69.0% | 0.2% |
CARDINAL FINANCIAL | $410,000 | n/a | 0.2% | |
The Federal Savings Bank | $405,000 | n/a | 0.2% | |
AMERICAN FINANCIAL NETWORK, INC. | $395,000 | n/a | 0.2% | |
GUARANTEED RATE, INC. | $265,000 | $395,000 | 49.1% | 0.2% |
Leader Bank | $395,000 | n/a | 0.2% | |
Regions Bank | $280,000 | $395,000 | 41.1% | 0.2% |
ZILLOW HOME LOANS, LLC | $225,000 | $380,000 | 68.9% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $255,000 | $370,000 | 45.1% | 0.2% |
LENOX FINANCIAL MORTGAGE CORPORATION | $365,000 | n/a | 0.2% | |
HALLMARK HOME MORTGAGE, LLC | $345,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $1,545,000 | $345,000 | -77.7% | 0.2% |
The Citizens National Bank of Somerset | $335,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $325,000 | n/a | 0.2% | |
COUNTRYPLACE MORTGAGE, LTD. | $315,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $450,000 | $315,000 | -30.0% | 0.2% |
The Monticello Banking Company | $1,305,000 | $290,000 | -77.8% | 0.2% |
JPMorgan Chase Bank | $545,000 | $260,000 | -52.3% | 0.1% |
PLANET HOME LENDING, LLC | $460,000 | $255,000 | -44.6% | 0.1% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $255,000 | n/a | 0.1% | |
SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.1% | |
AXIA FINANCIAL, LLC | $245,000 | n/a | 0.1% | |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $235,000 | n/a | 0.1% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $245,000 | $225,000 | -8.2% | 0.1% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $225,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $85,000 | $215,000 | 152.9% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $255,000 | $215,000 | -15.7% | 0.1% |
First Horizon Bank | $205,000 | n/a | 0.1% | |
First Southern National Bank | $205,000 | n/a | 0.1% | |
Macon Bank and Trust Company | $205,000 | n/a | 0.1% | |
Pinnacle Bank | $75,000 | $195,000 | 160.0% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $195,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $685,000 | $185,000 | -73.0% | 0.1% |
NEWREZ LLC | $270,000 | $185,000 | -31.5% | 0.1% |
SWBC MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
The Sacramento Deposit Bank | $185,000 | n/a | 0.1% | |
Community First National Bank | $175,000 | n/a | 0.1% | |
Prosperity Home Mortgage, LLC | $175,000 | n/a | 0.1% | |
Bank of Buffalo | $135,000 | $160,000 | 18.5% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $155,000 | n/a | 0.1% | |
UNIVERSITY OF KENTUCKY | $165,000 | $155,000 | -6.1% | 0.1% |
First Financial Bank | $115,000 | $145,000 | 26.1% | 0.1% |
Guardian Savings Bank, A Federal Savings Bank | $145,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $75,000 | $130,000 | 73.3% | 0.1% |
Discover Bank | $45,000 | $120,000 | 166.7% | 0.1% |
OAKTREE FUNDING CORP. | $115,000 | n/a | 0.1% | |
COMMONWEALTH | $155,000 | $110,000 | -29.0% | 0.1% |
Central Bank | $105,000 | n/a | 0.1% | |
Wells Fargo Bank | $160,000 | $105,000 | -34.4% | 0.1% |
Northpointe Bank | $600,000 | $90,000 | -85.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $375,000 | $85,000 | -77.3% | 0.0% |
AMERICAN FINANCING CORPORATION | $75,000 | n/a | 0.0% | |
NexBank | $75,000 | n/a | 0.0% | |
PARK COMMUNITY CREDIT UNION, INC. | $45,000 | $75,000 | 66.7% | 0.0% |
WRIGHT-PATT CREDIT UNION, INC. | $75,000 | n/a | 0.0% | |
Coastal Community Bank | $85,000 | $65,000 | -23.5% | 0.0% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
The Lincoln National Bank of Hodgenville | $65,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $65,000 | n/a | 0.0% | |
Centra Credit Union | $230,000 | $55,000 | -76.1% | 0.0% |
West Point Bank | $220,000 | $55,000 | -75.0% | 0.0% |
Citizens Bank of Lafayette | $90,000 | $50,000 | -44.4% | 0.0% |
Bank of America | $25,000 | n/a | 0.0% | |
Citibank | $25,000 | n/a | 0.0% | |
Citizens Bank | $1,210,000 | $25,000 | -97.9% | 0.0% |
Glasgow's top lender by overall market share is Edmonton State Bank, with 15.8% market share. In second place, with 14.6%, is SOUTH CENTRAL BANK, INC., having originated $25,505,000 in loans. In third place, with 6.2%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $10,890,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $7,925,000 in loans. In fifth place, with 4.0%, is Independence Bank of Kentucky, having originated $7,005,000 in loans.
Glasgow Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,900 (7.9%) | $184,564 (-0.5%) | 0.00 | 170 |
2018-02-01 | $149,000 (4.8%) | $178,371 (-10.2%) | 0.00 | 167 |
2018-03-01 | $164,150 (9.5%) | $200,334 (-2.9%) | 0.00 | 156 |
2018-04-01 | $155,975 (-4.0%) | $192,290 (-7.9%) | 0.00 | 167 |
2018-05-01 | $149,900 (-10.5%) | $188,331 (-13.1%) | 0.00 | 179 |
2018-06-01 | $144,900 (-15.6%) | $186,436 (-16.8%) | 0.00 | 208 |
2018-07-01 | $145,000 (-13.7%) | $185,934 (-15.7%) | 0.00 | 214 |
2018-08-01 | $144,925 (-13.4%) | $183,008 (-14.4%) | 0.00 | 214 |
2018-09-01 | $145,000 (-8.2%) | $186,620 (-6.1%) | 0.00 | 213 |
2018-10-01 | $149,800 (-0.1%) | $186,126 (-2.2%) | 0.00 | 224 |
2018-11-01 | $152,225 (-1.2%) | $183,994 (-3.1%) | 0.00 | 218 |
2018-12-01 | $142,200 (-10.0%) | $173,947 (-8.6%) | 0.00 | 229 |
2019-01-01 | $138,225 (-7.8%) | $169,645 (-8.1%) | 0.00 | 212 |
2019-02-01 | $139,900 (-6.1%) | $175,653 (-1.5%) | 0.00 | 206 |
2019-03-01 | $144,636 (-11.9%) | $184,359 (-8.0%) | 0.00 | 203 |
2019-04-01 | $151,475 (-2.9%) | $190,354 (-1.0%) | 0.00 | 203 |
2019-05-01 | $159,900 (6.7%) | $206,871 (9.8%) | 0.00 | 186 |
2019-06-01 | $154,900 (6.9%) | $209,388 (12.3%) | 0.00 | 179 |
2019-07-01 | $164,300 (13.3%) | $212,390 (14.2%) | 0.00 | 185 |
2019-08-01 | $169,177 (16.7%) | $221,256 (20.9%) | 0.00 | 186 |
2019-09-01 | $168,093 (15.9%) | $218,742 (17.2%) | 0.00 | 191 |
2019-10-01 | $166,125 (10.9%) | $216,192 (16.2%) | 0.00 | 191 |
2019-11-01 | $164,900 (8.3%) | $208,732 (13.4%) | 0.00 | 186 |
2019-12-01 | $159,900 (12.5%) | $206,969 (19.0%) | 0.00 | 176 |
2020-01-01 | $159,450 (15.4%) | $204,281 (20.4%) | 0.00 | 173 |
2020-02-01 | $155,000 (10.8%) | $199,775 (13.7%) | 0.00 | 180 |
2020-03-01 | $172,000 (18.9%) | $219,117 (18.9%) | 0.00 | 155 |
2020-04-01 | $172,500 (13.9%) | $222,368 (16.8%) | 0.00 | 145 |
2020-05-01 | $181,250 (13.4%) | $227,026 (9.7%) | 0.00 | 140 |
2020-06-01 | $186,700 (20.5%) | $239,621 (14.4%) | 0.00 | 115 |
2020-07-01 | $206,500 (25.7%) | $264,027 (24.3%) | 0.00 | 104 |
2020-08-01 | $206,750 (22.2%) | $267,063 (20.7%) | 0.00 | 106 |
2020-09-01 | $197,000 (17.2%) | $261,795 (19.7%) | 0.00 | 89 |
2020-10-01 | $215,000 (29.4%) | $276,875 (28.1%) | 0.00 | 86 |
2020-11-01 | $224,250 (36.0%) | $283,194 (35.7%) | 0.00 | 82 |
2020-12-01 | $211,225 (32.1%) | $274,726 (32.7%) | 0.00 | 87 |
2021-01-01 | $194,450 (22.0%) | $269,270 (31.8%) | 0.00 | 86 |
2021-02-01 | $199,000 (28.4%) | $264,213 (32.3%) | 0.00 | 85 |
2021-03-01 | $187,950 (9.3%) | $254,666 (16.2%) | 0.00 | 76 |
2021-04-01 | $189,225 (9.7%) | $272,692 (22.6%) | 0.00 | 70 |
2021-05-01 | $174,000 (-4.0%) | $246,283 (8.5%) | 0.00 | 79 |
2021-06-01 | $185,950 (-0.4%) | $254,744 (6.3%) | 0.00 | 79 |
2021-07-01 | $198,500 (-3.9%) | $246,137 (-6.8%) | 0.00 | 82 |
2021-08-01 | $199,000 (-3.8%) | $274,131 (2.7%) | 0.00 | 92 |
2021-09-01 | $191,925 (-2.6%) | $264,599 (1.1%) | 0.00 | 116 |
2021-10-01 | $190,500 (-11.4%) | $263,460 (-4.9%) | 0.00 | 141 |
2021-11-01 | $187,400 (-16.4%) | $252,428 (-10.9%) | 0.00 | 162 |
2021-12-01 | $182,325 (-13.7%) | $250,021 (-9.0%) | 0.00 | 149 |
2022-01-01 | $171,250 (-11.9%) | $233,628 (-13.2%) | 0.00 | 127 |
2022-02-01 | $175,450 (-11.8%) | $234,342 (-11.3%) | 0.00 | 103 |
2022-03-01 | $166,325 (-11.5%) | $227,001 (-10.9%) | 0.00 | 89 |
2022-04-01 | $171,450 (-9.4%) | $217,946 (-20.1%) | 0.00 | 95 |
2022-05-01 | $187,575 (7.8%) | $233,075 (-5.4%) | 0.00 | 103 |
2022-06-01 | $206,850 (11.2%) | $246,186 (-3.4%) | 0.00 | 110 |
2022-07-01 | $219,950 (10.8%) | $263,581 (7.1%) | 0.00 | 104 |
2022-08-01 | $223,475 (12.3%) | $263,051 (-4.0%) | 0.00 | 116 |
2022-09-01 | $224,000 (16.7%) | $251,203 (-5.1%) | 0.00 | 125 |
2022-10-01 | $228,750 (20.1%) | $277,213 (5.2%) | 0.00 | 131 |
2022-11-01 | $229,600 (22.5%) | $287,589 (13.9%) | 0.00 | 141 |
2022-12-01 | $228,000 (25.1%) | $291,620 (16.6%) | 0.00 | 153 |
2023-01-01 | $228,000 (33.1%) | $283,548 (21.4%) | 0.00 | 109 |
2023-02-01 | $241,975 (37.9%) | $298,445 (27.4%) | 0.00 | 99 |
2023-03-01 | $245,000 (47.3%) | $311,725 (37.3%) | 0.00 | 101 |
2023-04-01 | $239,450 (39.7%) | $308,776 (41.7%) | 0.00 | 95 |
2023-05-01 | $242,425 (29.2%) | $317,441 (36.2%) | 0.00 | 100 |
2023-06-01 | $249,900 (20.8%) | $339,887 (38.1%) | 0.00 | 92 |
2023-07-01 | $239,900 (9.1%) | $294,851 (11.9%) | 0.00 | 98 |
2023-08-01 | $239,925 (7.4%) | $298,052 (13.3%) | 0.00 | 92 |
2023-09-01 | $245,000 (9.4%) | $299,721 (19.3%) | 0.00 | 99 |
2023-10-01 | $246,225 (7.6%) | $320,247 (15.5%) | 0.00 | 111 |
2023-11-01 | $235,500 (2.6%) | $297,684 (3.5%) | 0.00 | 120 |
2023-12-01 | $239,000 (4.8%) | $296,113 (1.5%) | 0.00 | 119 |
2024-01-01 | $238,375 (4.6%) | $291,576 (2.8%) | 0.00 | 116 |
2024-02-01 | $244,225 (0.9%) | $291,452 (-2.3%) | 0.00 | 114 |
2024-03-01 | $266,500 (8.8%) | $301,142 (-3.4%) | 0.00 | 112 |
2024-04-01 | $247,200 (3.2%) | $285,668 (-7.5%) | 0.00 | 118 |
2024-05-01 | $259,950 (7.2%) | $301,037 (-5.2%) | 0.00 | 120 |
2024-06-01 | $269,000 (7.6%) | $310,376 (-8.7%) | 0.00 | 119 |
2024-07-01 | $277,000 (15.5%) | $321,967 (9.2%) | 0.00 | 126 |
2024-08-01 | $276,250 (15.1%) | $323,932 (8.7%) | 0.00 | 132 |
2024-09-01 | $269,900 (10.2%) | $327,947 (9.4%) | 0.00 | 147 |
2024-10-01 | $269,900 (9.6%) | $329,206 (2.8%) | 0.00 | 159 |
2024-11-01 | $277,000 (17.6%) | $330,204 (10.9%) | 0.00 | 172 |
2024-12-01 | $275,100 (15.1%) | $324,477 (9.6%) | 0.00 | 173 |
2025-01-01 | $269,900 (13.2%) | $312,422 (7.2%) | 0.00 | 167 |
2025-02-01 | $262,400 (7.4%) | $322,775 (10.8%) | 0.00 | 178 |
2025-03-01 | $269,900 (1.3%) | $321,436 (6.7%) | 0.00 | 180 |
2025-04-01 | $284,425 (15.1%) | $340,119 (19.1%) | 0.00 | 177 |
Glasgow's median listing price comes in at 0% of the national average.
Glasgow's average listing price for 2025-04-01 was $340,119, a difference of $54,451 (19.1%) versus the prior year and $18,683 versus the prior month.
For the 2025-04-01 period, Glasgow had 177 MLS listings, a difference of -3 listings (-2%) versus the prior month and 59 listings (50%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,763 sqft |
2018-02-01 | 0 days | 1,784 sqft |
2018-03-01 | 0 days | 1,852 sqft |
2018-04-01 | 0 days | 1,808 sqft |
2018-05-01 | 0 days | 1,810 sqft |
2018-06-01 | 0 days | 1,796 sqft |
2018-07-01 | 0 days | 1,815 sqft |
2018-08-01 | 0 days | 1,801 sqft |
2018-09-01 | 0 days | 1,800 sqft |
2018-10-01 | 0 days | 1,840 sqft |
2018-11-01 | 0 days | 1,829 sqft |
2018-12-01 | 0 days | 1,697 sqft |
2019-01-01 | 0 days | 1,661 sqft |
2019-02-01 | 0 days | 1,703 sqft |
2019-03-01 | 0 days | 1,727 sqft |
2019-04-01 | 0 days | 1,728 sqft |
2019-05-01 | 0 days | 1,832 sqft |
2019-06-01 | 0 days | 1,810 sqft |
2019-07-01 | 0 days | 1,862 sqft |
2019-08-01 | 0 days | 1,900 sqft |
2019-09-01 | 0 days | 1,870 sqft |
2019-10-01 | 0 days | 1,827 sqft |
2019-11-01 | 0 days | 1,759 sqft |
2019-12-01 | 0 days | 1,742 sqft |
2020-01-01 | 0 days | 1,699 sqft |
2020-02-01 | 0 days | 1,696 sqft |
2020-03-01 | 0 days | 1,697 sqft |
2020-04-01 | 0 days | 1,787 sqft |
2020-05-01 | 0 days | 1,810 sqft |
2020-06-01 | 0 days | 1,901 sqft |
2020-07-01 | 0 days | 1,934 sqft |
2020-08-01 | 0 days | 1,732 sqft |
2020-09-01 | 0 days | 1,821 sqft |
2020-10-01 | 0 days | 2,014 sqft |
2020-11-01 | 0 days | 2,050 sqft |
2020-12-01 | 0 days | 1,936 sqft |
2021-01-01 | 0 days | 1,896 sqft |
2021-02-01 | 0 days | 1,757 sqft |
2021-03-01 | 0 days | 1,644 sqft |
2021-04-01 | 0 days | 1,761 sqft |
2021-05-01 | 0 days | 1,623 sqft |
2021-06-01 | 0 days | 1,830 sqft |
2021-07-01 | 0 days | 1,713 sqft |
2021-08-01 | 0 days | 1,777 sqft |
2021-09-01 | 0 days | 1,675 sqft |
2021-10-01 | 0 days | 1,605 sqft |
2021-11-01 | 0 days | 1,578 sqft |
2021-12-01 | 0 days | 1,523 sqft |
2022-01-01 | 0 days | 1,457 sqft |
2022-02-01 | 0 days | 1,387 sqft |
2022-03-01 | 0 days | 1,332 sqft |
2022-04-01 | 0 days | 1,407 sqft |
2022-05-01 | 0 days | 1,453 sqft |
2022-06-01 | 0 days | 1,563 sqft |
2022-07-01 | 0 days | 1,733 sqft |
2022-08-01 | 0 days | 1,739 sqft |
2022-09-01 | 0 days | 1,899 sqft |
2022-10-01 | 0 days | 1,870 sqft |
2022-11-01 | 0 days | 1,803 sqft |
2022-12-01 | 0 days | 1,656 sqft |
2023-01-01 | 0 days | 1,825 sqft |
2023-02-01 | 0 days | 1,902 sqft |
2023-03-01 | 0 days | 1,923 sqft |
2023-04-01 | 0 days | 1,796 sqft |
2023-05-01 | 0 days | 1,909 sqft |
2023-06-01 | 0 days | 1,980 sqft |
2023-07-01 | 0 days | 1,824 sqft |
2023-08-01 | 0 days | 1,785 sqft |
2023-09-01 | 0 days | 1,637 sqft |
2023-10-01 | 0 days | 1,728 sqft |
2023-11-01 | 0 days | 1,637 sqft |
2023-12-01 | 0 days | 1,728 sqft |
2024-01-01 | 0 days | 1,712 sqft |
2024-02-01 | 0 days | 1,690 sqft |
2024-03-01 | 0 days | 1,727 sqft |
2024-04-01 | 0 days | 1,597 sqft |
2024-05-01 | 0 days | 1,712 sqft |
2024-06-01 | 0 days | 1,763 sqft |
2024-07-01 | 0 days | 1,838 sqft |
2024-08-01 | 0 days | 1,900 sqft |
2024-09-01 | 0 days | 1,806 sqft |
2024-10-01 | 0 days | 1,802 sqft |
2024-11-01 | 0 days | 1,812 sqft |
2024-12-01 | 0 days | 1,785 sqft |
2025-01-01 | 0 days | 1,785 sqft |
2025-02-01 | 0 days | 1,802 sqft |
2025-03-01 | 0 days | 1,800 sqft |
2025-04-01 | 0 days | 1,823 sqft |
Glasgow's median square footage for active listings during the 2025-04-01 period was 1,823 sqft. One year prior, the average listing was 1,597 sqft.
Glasgow, KY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 550 | $115,710,000 | $210,382 |
Refi | 174 | $27,980,000 | $160,805 |
Home Improvement | 114 | $7,040,000 | $61,754 |
Other | 109 | $8,375,000 | $76,835 |
Cash Out Refi | 103 | $15,885,000 | $154,223 |
Glasgow's most frequently cited loan purpose was Home Purchase, with 550 originations. The 2nd most popular reason was Refi, with 174 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 328 | $67,120,000 | $204,634 |
Over 8% | 280 | $23,570,000 | $84,179 |
7-8% | 266 | $55,330,000 | $208,008 |
5-6% | 103 | $20,485,000 | $198,883 |
3-4% | 26 | $280,000 | $10,769 |
<2.5% | 15 | $1,165,000 | $77,667 |
4-5% | 4 | $1,220,000 | $305,000 |
2.5-3% | 4 | $1,130,000 | $282,500 |
During 2024, Glasgow's most frequently originated rate bucket was 6-7%, with 328 originations.
Loan Sizing (Glasgow, KY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 393 | $20,425,000 | $51,972 |
$100k-200k | 356 | $53,600,000 | $150,562 |
$200k-400k | 262 | $68,470,000 | $261,336 |
$400k-600k | 31 | $14,285,000 | $460,806 |
$Over $1MM | 5 | $16,175,000 | $3,235,000 |
$600k-1000k | 3 | $2,035,000 | $678,333 |
Glasgow's loan sizing saw the bucket of loans from $100,000 or less with 393 originations, totaling $20,425,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 353 | $78,775,000 | $223,159 |
60-80% | 184 | $43,370,000 | $235,707 |
20-40% | 174 | $15,110,000 | $86,839 |
Under 20% | 163 | $5,795,000 | $35,552 |
40-60% | 117 | $19,825,000 | $169,444 |
Over 100% | 24 | $5,160,000 | $215,000 |
Glasgow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $78,775,000 in origination value.