Glasgow Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Glasgow averaged 6.61% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.9% and one month ago for the week of 2024-11-07, the average rate was 7.2%.

    Glasgow's average rate one year ago was 7.14%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.8%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Glasgow 30 Year Fixed Rate 2024-12-12 6.61%
    Glasgow 30 Year Fixed Rate Refi 2024-12-12 6.8%
    Glasgow 15 Year Fixed Rate 2024-12-12 5.64%
    Glasgow 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Glasgow 30 Year FHA 2024-12-12 6.32%
    Glasgow 30 Year FHA Refi 2024-12-12 6.18%
    Glasgow 30 Year USDA 2024-12-12 6.1%
    Glasgow 30 Year USDA Refi 2024-12-12 6.5%
    Glasgow 30 Year VA 2024-12-12 6.28%
    Glasgow 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Glasgow, KY.

    Glasgow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Glasgow, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Edmonton State Bank 104 7.18% $2,991
    SOUTH CENTRAL BANK, INC. 34 6.85% $2,699
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 18 7.10% $6,059
    QUICKEN LOANS, LLC 11 7.02% $5,551
    U.S. Bank 9 7.22% $3,698
    German American Bank 7 6.59% $2,906
    EVANSVILLE TEACHERS 7 7.09% $2,963
    Abound Federal Credit Union 6 6.27% $2,454
    STOCKTON MORTGAGE CORPORATION 6 6.60% $5,892
    Truist 5 6.80% $3,281
    First Financial Bank 5 6.85% $4,074
    ROSS MORTGAGE CORPORATION 5 7.45% $5,292
    Farm Credit Mid-America, ACA 4 7.00% $7,020
    Citizens Bank 4 6.84% $5,021
    SERVICE ONE 4 6.69% $2,356
    Fifth Third Bank 3 7.29% $4,989
    Peoples Bank 3 7.67% $4,445
    The Cecilian Bank 3 6.68% $2,894
    UNITED WHOLESALE MORTGAGE, LLC 3 6.58% $5,956
    Regions Bank 2 6.69% $4,121
    21ST MORTGAGE CORPORATION 2 7.08% $7,713
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.50% $5,899
    JPMorgan Chase Bank 2 6.99% $2,829
    FirstBank 2 7.51% $4,751
    Wells Fargo Bank 1 6.88% $4,387
    WesBanco 1 5.75% $7,915
    PHH Mortgage Corporation 1 6.88% $3,633
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $6,635
    Ameris Bank 1 6.75% $7,596
    Century Mortgage Company DBA Century Lending Company 1 8.13% $11,966
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $4,297
    CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $5,826
    EVERETT FINANCIAL, INC. 1 7.88% $8,675
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $3,275
    FIRST COLONY MORTGAGE CORPORATION 1 6.88% $4,547
    FIRST COMMUNITY MORTGAGE, INC. 1 7.38% $16,207
    First Financial Bank 1 7.00% $3,265
    Flagstar Bank, FSB 1 6.13% $6,590
    Forcht Bank 1 6.63% $2,353
    HOMESIDE FINANCIAL, LLC 1 7.13% $4,507
    Magnolia Bank 1 7.24% $1,803
    Mortgage Research Center, LLC 1 5.38% $4,896
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,433
    NAVY FEDERAL CREDIT UNION 1 6.63% $2,679
    Northpointe Bank 1 7.25% $8,094
    Servion, Inc. 1 6.25% $3,884
    Stock Yards Bank & Trust Company 1 6.59% $4,375
    The Huntington National Bank 1 8.38% $4,075
    TRIAD FINANCIAL SERVICES, INC. 1 10.00% $3,389
    USAA Federal Savings Bank 1 7.13% $3,502

    Glasgow Average Closing Costs & Other Stats

    Glasgow, KY's 50 lenders originated 1,045 loans during 2023. The total origination value was $153,955,000, with an average loan value of $147,325.

    Glasgow's average closing costs are $4,115.

    The top Glasgow lender as defined by loan originations is Edmonton State Bank, with 104 loans originated. Their average total fees are $2,991, which is $291 higher than the next largest lender, SOUTH CENTRAL BANK, INC..

    The lowest fee Glasgow lenders (with over 10 loans originated) are SOUTH CENTRAL BANK, INC. ($2,699), Edmonton State Bank ($2,991), QUICKEN LOANS, LLC ($5,551), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($6,059) and .

    The lowest rate Glasgow lenders (with over 10 loans originated) are SOUTH CENTRAL BANK, INC. (6.85%), QUICKEN LOANS, LLC (7.02%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (7.10%), Edmonton State Bank (7.18%) and .

    Glasgow, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Edmonton State Bank $35,500,000 $34,155,000 -3.8% 22.2%
    SOUTH CENTRAL BANK, INC. $30,380,000 $24,925,000 -18.0% 16.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $6,625,000 $9,750,000 47.2% 6.3%
    STOCKTON MORTGAGE CORPORATION $4,045,000 $6,630,000 63.9% 4.3%
    QUICKEN LOANS, LLC $9,775,000 $4,495,000 -54.0% 2.9%
    ROSS MORTGAGE CORPORATION $5,655,000 $4,460,000 -21.1% 2.9%
    EVANSVILLE TEACHERS $3,980,000 $4,085,000 2.6% 2.7%
    German American Bank $10,220,000 $3,990,000 -61.0% 2.6%
    U.S. Bank $4,240,000 $3,795,000 -10.5% 2.5%
    Mortgage Research Center, LLC $4,505,000 $3,700,000 -17.9% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $2,865,000 $3,100,000 8.2% 2.0%
    Abound Federal Credit Union $3,685,000 $2,645,000 -28.2% 1.7%
    Century Mortgage Company DBA Century Lending Company $1,965,000 $2,295,000 16.8% 1.5%
    RUOFF MORTGAGE COMPANY, INC. $1,115,000 $2,035,000 82.5% 1.3%
    21ST MORTGAGE CORPORATION $945,000 $1,930,000 104.2% 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,835,000 $1,930,000 -31.9% 1.3%
    Truist $1,550,000 $1,550,000 0.0% 1.0%
    NAVY FEDERAL CREDIT UNION $1,040,000 $1,545,000 48.6% 1.0%
    Farm Credit Mid-America, ACA $3,060,000 $1,530,000 -50.0% 1.0%
    First Financial Bank $280,000 $1,380,000 392.9% 0.9%
    The Cecilian Bank $1,240,000 $1,355,000 9.3% 0.9%
    SERVICE ONE $2,160,000 $1,340,000 -38.0% 0.9%
    HOMESIDE FINANCIAL, LLC $1,330,000 n/a 0.9%
    The Monticello Banking Company $1,010,000 $1,305,000 29.2% 0.8%
    Citizens Bank $2,280,000 $1,210,000 -46.9% 0.8%
    PENNYMAC LOAN SERVICES, LLC $685,000 $1,150,000 67.9% 0.7%
    Magnolia Bank $1,480,000 $1,110,000 -25.0% 0.7%
    Peoples Bank $1,100,000 n/a 0.7%
    EVERETT FINANCIAL, INC. $2,600,000 $1,045,000 -59.8% 0.7%
    Fifth Third Bank $130,000 $1,035,000 696.2% 0.7%
    BROKER SOLUTIONS, INC. $535,000 $870,000 62.6% 0.6%
    Bank of Edmonson County $1,195,000 $785,000 -34.3% 0.5%
    GENEVA FINANCIAL, LLC $920,000 $685,000 -25.5% 0.4%
    USAA Federal Savings Bank $1,680,000 $665,000 -60.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $920,000 $635,000 -31.0% 0.4%
    American Bank & Trust Company, Inc. $790,000 $630,000 -20.3% 0.4%
    Limestone Bank, Inc. $2,770,000 $625,000 -77.4% 0.4%
    Northpointe Bank $600,000 n/a 0.4%
    JPMorgan Chase Bank $705,000 $545,000 -22.7% 0.4%
    Farmers Bank and Trust Company $1,205,000 $540,000 -55.2% 0.4%
    Morgantown Bank & Trust Company, Incorporated $75,000 $515,000 586.7% 0.3%
    Franklin Bank & Trust Company $670,000 $495,000 -26.1% 0.3%
    Stock Yards Bank & Trust Company $495,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $960,000 $475,000 -50.5% 0.3%
    PLANET HOME LENDING, LLC $165,000 $460,000 178.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $2,200,000 $450,000 -79.5% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $435,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $405,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $195,000 $380,000 94.9% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $375,000 n/a 0.2%
    FirstBank $1,855,000 $345,000 -81.4% 0.2%
    Forcht Bank $395,000 $330,000 -16.5% 0.2%
    The Huntington National Bank $1,045,000 $325,000 -68.9% 0.2%
    WesBanco $305,000 n/a 0.2%
    First Federal Savings Bank $295,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $295,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $290,000 n/a 0.2%
    Carrington Mortgage Services, LLC $365,000 $290,000 -20.5% 0.2%
    Regions Bank $280,000 n/a 0.2%
    NEWREZ LLC $455,000 $270,000 -40.7% 0.2%
    GUARANTEED RATE, INC. $265,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $145,000 $265,000 82.8% 0.2%
    Bank of Tennessee $255,000 n/a 0.2%
    Plains Commerce Bank $205,000 $255,000 24.4% 0.2%
    RELIANCE FIRST CAPITAL, LLC $255,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $85,000 $255,000 200.0% 0.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $245,000 n/a 0.2%
    Community Trust Bank, Inc. $700,000 $235,000 -66.4% 0.2%
    Centra Credit Union $230,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $230,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $225,000 n/a 0.1%
    West Point Bank $220,000 n/a 0.1%
    Republic State Mortgage Co. $75,000 $215,000 186.7% 0.1%
    Flagstar Bank, FSB $270,000 $205,000 -24.1% 0.1%
    FREEDOM MORTGAGE CORPORATION $845,000 $185,000 -78.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $185,000 -24.5% 0.1%
    Paramount Residential Mortgage Group, Inc. $675,000 $185,000 -72.6% 0.1%
    Servion, Inc. $180,000 n/a 0.1%
    SeaTrust Mortgage Company $175,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $165,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $165,000 n/a 0.1%
    UNIVERSITY OF KENTUCKY $25,000 $165,000 560.0% 0.1%
    Wells Fargo Bank $370,000 $160,000 -56.8% 0.1%
    COMMONWEALTH $155,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $155,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $310,000 $145,000 -53.2% 0.1%
    Bank of Buffalo $135,000 n/a 0.1%
    Ameris Bank $115,000 n/a 0.1%
    First Financial Bank $280,000 $115,000 -58.9% 0.1%
    PNC Bank $1,000,000 $110,000 -89.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $95,000 n/a 0.1%
    Meade County Bank $95,000 n/a 0.1%
    Volunteer State Bank $95,000 n/a 0.1%
    Citizens Bank of Lafayette $90,000 n/a 0.1%
    Coastal Community Bank $85,000 n/a 0.1%
    Cumberland Valley National Bank & Trust Company $85,000 n/a 0.1%
    LOANDEPOT.COM, LLC $1,120,000 $85,000 -92.4% 0.1%
    PHH Mortgage Corporation $85,000 n/a 0.1%
    Pinnacle Bank $75,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $160,000 $75,000 -53.1% 0.0%
    SPRING EQ, LLC $45,000 $75,000 66.7% 0.0%
    The Farmers Bank $155,000 $75,000 -51.6% 0.0%
    Discover Bank $75,000 $45,000 -40.0% 0.0%
    PARK COMMUNITY CREDIT UNION, INC. $125,000 $45,000 -64.0% 0.0%
    Southwest Airlines Federal Credit Union $45,000 n/a 0.0%

    Glasgow's top lender by overall market share is Edmonton State Bank, with 22.2% market share. In second place, with 16.2%, is SOUTH CENTRAL BANK, INC., having originated $24,925,000 in loans. In third place, with 6.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $9,750,000 in loans. In fourth place, with 4.3%, is STOCKTON MORTGAGE CORPORATION, having originated $6,630,000 in loans. In fifth place, with 2.9%, is QUICKEN LOANS, LLC, having originated $4,495,000 in loans.

    Glasgow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (7.9%) $183,871 (-0.9%) 0.00 170
    2018-02-01 $149,000 (4.8%) $177,655 (-10.6%) 0.00 167
    2018-03-01 $164,500 (9.7%) $200,363 (-2.9%) 0.00 157
    2018-04-01 $156,725 (-3.5%) $192,363 (-7.9%) 0.00 168
    2018-05-01 $149,900 (-10.5%) $188,067 (-13.2%) 0.00 179
    2018-06-01 $144,900 (-15.6%) $185,880 (-17.1%) 0.00 208
    2018-07-01 $145,000 (-13.7%) $185,383 (-16.0%) 0.00 214
    2018-08-01 $144,900 (-13.4%) $182,402 (-14.7%) 0.00 213
    2018-09-01 $145,000 (-7.6%) $186,169 (-6.0%) 0.00 211
    2018-10-01 $149,800 (-0.1%) $185,714 (-2.3%) 0.00 222
    2018-11-01 $152,225 (-1.2%) $183,550 (-3.0%) 0.00 216
    2018-12-01 $142,200 (-10.0%) $173,429 (-8.5%) 0.00 227
    2019-01-01 $137,375 (-8.4%) $169,081 (-8.0%) 0.00 210
    2019-02-01 $139,000 (-6.7%) $174,098 (-2.0%) 0.00 204
    2019-03-01 $143,957 (-12.5%) $181,999 (-9.2%) 0.00 201
    2019-04-01 $150,425 (-4.0%) $188,320 (-2.1%) 0.00 201
    2019-05-01 $159,900 (6.7%) $205,156 (9.1%) 0.00 184
    2019-06-01 $154,900 (6.9%) $207,688 (11.7%) 0.00 177
    2019-07-01 $164,300 (13.3%) $210,703 (13.7%) 0.00 183
    2019-08-01 $168,564 (16.3%) $219,543 (20.4%) 0.00 184
    2019-09-01 $166,559 (14.9%) $216,893 (16.5%) 0.00 190
    2019-10-01 $165,000 (10.2%) $214,214 (15.4%) 0.00 190
    2019-11-01 $164,900 (8.3%) $206,682 (12.6%) 0.00 185
    2019-12-01 $159,900 (12.5%) $204,773 (18.1%) 0.00 175
    2020-01-01 $158,450 (15.3%) $202,045 (19.5%) 0.00 172
    2020-02-01 $155,000 (11.5%) $197,682 (13.6%) 0.00 178
    2020-03-01 $172,000 (19.5%) $216,972 (19.2%) 0.00 153
    2020-04-01 $172,500 (14.7%) $220,216 (16.9%) 0.00 143
    2020-05-01 $180,750 (13.0%) $224,743 (9.6%) 0.00 138
    2020-06-01 $185,800 (20.0%) $236,491 (13.9%) 0.00 114
    2020-07-01 $198,000 (20.5%) $260,884 (23.8%) 0.00 103
    2020-08-01 $198,500 (17.8%) $264,128 (20.3%) 0.00 105
    2020-09-01 $193,475 (16.2%) $258,245 (19.1%) 0.00 88
    2020-10-01 $212,000 (28.5%) $273,103 (27.5%) 0.00 85
    2020-11-01 $221,750 (34.5%) $279,405 (35.2%) 0.00 81
    2020-12-01 $203,675 (27.4%) $271,117 (32.4%) 0.00 86
    2021-01-01 $189,900 (19.9%) $265,452 (31.4%) 0.00 85
    2021-02-01 $199,000 (28.4%) $264,213 (33.7%) 0.00 85
    2021-03-01 $187,950 (9.3%) $254,666 (17.4%) 0.00 76
    2021-04-01 $189,225 (9.7%) $272,692 (23.8%) 0.00 70
    2021-05-01 $174,000 (-3.7%) $246,283 (9.6%) 0.00 79
    2021-06-01 $185,950 (0.1%) $254,744 (7.7%) 0.00 79
    2021-07-01 $198,500 (0.3%) $246,137 (-5.7%) 0.00 82
    2021-08-01 $199,000 (0.3%) $274,585 (4.0%) 0.00 92
    2021-09-01 $192,400 (-0.6%) $265,602 (2.9%) 0.00 115
    2021-10-01 $190,500 (-10.1%) $260,563 (-4.6%) 0.00 141
    2021-11-01 $187,400 (-15.5%) $249,647 (-10.7%) 0.00 161
    2021-12-01 $182,325 (-10.5%) $250,021 (-7.8%) 0.00 149
    2022-01-01 $171,250 (-9.8%) $233,628 (-12.0%) 0.00 127
    2022-02-01 $175,450 (-11.8%) $234,781 (-11.1%) 0.00 103
    2022-03-01 $167,075 (-11.1%) $227,084 (-10.8%) 0.00 89
    2022-04-01 $171,450 (-9.4%) $217,946 (-20.1%) 0.00 95
    2022-05-01 $187,575 (7.8%) $233,075 (-5.4%) 0.00 103
    2022-06-01 $206,850 (11.2%) $246,186 (-3.4%) 0.00 110
    2022-07-01 $219,950 (10.8%) $263,581 (7.1%) 0.00 104
    2022-08-01 $224,500 (12.8%) $263,400 (-4.1%) 0.00 116
    2022-09-01 $225,225 (17.1%) $251,977 (-5.1%) 0.00 126
    2022-10-01 $229,500 (20.5%) $277,703 (6.6%) 0.00 132
    2022-11-01 $229,800 (22.6%) $287,935 (15.3%) 0.00 142
    2022-12-01 $228,950 (25.6%) $291,924 (16.8%) 0.00 154
    2023-01-01 $228,000 (33.1%) $279,859 (19.8%) 0.00 108
    2023-02-01 $241,200 (37.5%) $294,548 (25.5%) 0.00 98
    2023-03-01 $244,500 (46.3%) $307,749 (35.5%) 0.00 100
    2023-04-01 $239,000 (39.4%) $304,606 (39.8%) 0.00 92
    2023-05-01 $240,175 (28.0%) $314,001 (34.7%) 0.00 97
    2023-06-01 $245,400 (18.6%) $337,518 (37.1%) 0.00 90
    2023-07-01 $239,900 (9.1%) $294,851 (11.9%) 0.00 97
    2023-08-01 $240,175 (7.0%) $298,772 (13.4%) 0.00 91
    2023-09-01 $247,450 (9.9%) $301,195 (19.5%) 0.00 97
    2023-10-01 $248,675 (8.4%) $320,658 (15.5%) 0.00 110
    2023-11-01 $237,750 (3.5%) $298,287 (3.6%) 0.00 119
    2023-12-01 $239,000 (4.4%) $296,113 (1.4%) 0.00 119
    2024-01-01 $238,375 (4.6%) $291,576 (4.2%) 0.00 116
    2024-02-01 $244,225 (1.3%) $291,452 (-1.1%) 0.00 115
    2024-03-01 $269,000 (10.0%) $300,860 (-2.2%) 0.00 113
    2024-04-01 $247,450 (3.5%) $285,532 (-6.3%) 0.00 119
    2024-05-01 $262,700 (9.4%) $303,331 (-3.4%) 0.00 121
    2024-06-01 $269,900 (10.0%) $310,032 (-8.1%) 0.00 120
    2024-07-01 $276,975 (15.5%) $321,967 (9.2%) 0.00 126
    2024-08-01 $276,250 (15.0%) $323,932 (8.4%) 0.00 132
    2024-09-01 $269,900 (9.1%) $327,947 (8.9%) 0.00 147
    2024-10-01 $269,900 (8.5%) $329,206 (2.7%) 0.00 159
    2024-11-01 $277,000 (16.5%) $330,204 (10.7%) 0.00 172
    Glasgow's median listing price for 2024-11-01 was $277,000, a difference of $39,250 (16.5%) versus the prior year and $7,100 versus the prior month.

    Glasgow's median listing price comes in at 0% of the national average.

    Glasgow's average listing price for 2024-11-01 was $330,204, a difference of $31,917 (10.7%) versus the prior year and $998 versus the prior month.

    For the 2024-11-01 period, Glasgow had 172 MLS listings, a difference of 13 listings (8%) versus the prior month and 53 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Glasgow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,754 sqft
    2018-02-01 0 days 1,780 sqft
    2018-03-01 0 days 1,856 sqft
    2018-04-01 0 days 1,815 sqft
    2018-05-01 0 days 1,813 sqft
    2018-06-01 0 days 1,792 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,801 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,840 sqft
    2018-11-01 0 days 1,829 sqft
    2018-12-01 0 days 1,689 sqft
    2019-01-01 0 days 1,652 sqft
    2019-02-01 0 days 1,687 sqft
    2019-03-01 0 days 1,716 sqft
    2019-04-01 0 days 1,727 sqft
    2019-05-01 0 days 1,832 sqft
    2019-06-01 0 days 1,810 sqft
    2019-07-01 0 days 1,862 sqft
    2019-08-01 0 days 1,898 sqft
    2019-09-01 0 days 1,864 sqft
    2019-10-01 0 days 1,821 sqft
    2019-11-01 0 days 1,750 sqft
    2019-12-01 0 days 1,734 sqft
    2020-01-01 0 days 1,698 sqft
    2020-02-01 0 days 1,696 sqft
    2020-03-01 0 days 1,697 sqft
    2020-04-01 0 days 1,787 sqft
    2020-05-01 0 days 1,810 sqft
    2020-06-01 0 days 1,897 sqft
    2020-07-01 0 days 1,920 sqft
    2020-08-01 0 days 1,728 sqft
    2020-09-01 0 days 1,817 sqft
    2020-10-01 0 days 2,012 sqft
    2020-11-01 0 days 2,044 sqft
    2020-12-01 0 days 1,904 sqft
    2021-01-01 0 days 1,838 sqft
    2021-02-01 0 days 1,757 sqft
    2021-03-01 0 days 1,644 sqft
    2021-04-01 0 days 1,761 sqft
    2021-05-01 0 days 1,623 sqft
    2021-06-01 0 days 1,830 sqft
    2021-07-01 0 days 1,713 sqft
    2021-08-01 0 days 1,777 sqft
    2021-09-01 0 days 1,675 sqft
    2021-10-01 0 days 1,602 sqft
    2021-11-01 0 days 1,578 sqft
    2021-12-01 0 days 1,523 sqft
    2022-01-01 0 days 1,457 sqft
    2022-02-01 0 days 1,387 sqft
    2022-03-01 0 days 1,338 sqft
    2022-04-01 0 days 1,414 sqft
    2022-05-01 0 days 1,453 sqft
    2022-06-01 0 days 1,562 sqft
    2022-07-01 0 days 1,733 sqft
    2022-08-01 0 days 1,741 sqft
    2022-09-01 0 days 1,902 sqft
    2022-10-01 0 days 1,872 sqft
    2022-11-01 0 days 1,812 sqft
    2022-12-01 0 days 1,686 sqft
    2023-01-01 0 days 1,824 sqft
    2023-02-01 0 days 1,898 sqft
    2023-03-01 0 days 1,910 sqft
    2023-04-01 0 days 1,796 sqft
    2023-05-01 0 days 1,909 sqft
    2023-06-01 0 days 1,999 sqft
    2023-07-01 0 days 1,830 sqft
    2023-08-01 0 days 1,828 sqft
    2023-09-01 0 days 1,724 sqft
    2023-10-01 0 days 1,728 sqft
    2023-11-01 0 days 1,651 sqft
    2023-12-01 0 days 1,728 sqft
    2024-01-01 0 days 1,712 sqft
    2024-02-01 0 days 1,690 sqft
    2024-03-01 0 days 1,726 sqft
    2024-04-01 0 days 1,607 sqft
    2024-05-01 0 days 1,690 sqft
    2024-06-01 0 days 1,778 sqft
    2024-07-01 0 days 1,843 sqft
    2024-08-01 0 days 1,900 sqft
    2024-09-01 0 days 1,806 sqft
    2024-10-01 0 days 1,794 sqft
    2024-11-01 0 days 1,808 sqft
    Glasgow's median listing age (time on market) for 2024-11-01 was 0 days.

    Glasgow's median square footage for active listings during the 2024-11-01 period was 1,808 sqft. One year prior, the average listing was 1,651 sqft.

    Glasgow, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 581 $101,385,000 $174,501
    Refi 162 $21,120,000 $130,370
    Home Improvement 127 $9,275,000 $73,031
    Cash Out Refi 89 $13,565,000 $152,416
    Other 86 $8,610,000 $100,116

    Glasgow's most frequently cited loan purpose was Home Purchase, with 581 originations. The 2nd most popular reason was Refi, with 162 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 371 $63,515,000 $171,199
    7-8% 326 $51,040,000 $156,564
    Over 8% 206 $18,170,000 $88,204
    5-6% 72 $14,090,000 $195,694
    <2.5% 18 $1,500,000 $83,333
    3-4% 18 $230,000 $12,778
    4-5% 3 $535,000 $178,333

    During 2023, Glasgow's most frequently originated rate bucket was 6-7%, with 371 originations.

    Loan Sizing (Glasgow, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 405 $59,185,000 $146,136
    $100,000 or less 394 $21,680,000 $55,025
    $200k-400k 221 $57,825,000 $261,652
    $400k-600k 20 $9,360,000 $468,000
    $Over $1MM 3 $4,615,000 $1,538,333
    $600k-1000k 2 $1,290,000 $645,000

    Glasgow's loan sizing saw the bucket of loans from $100k-200k with 405 originations, totaling $59,185,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 365 $72,565,000 $198,808
    20-40% 197 $16,815,000 $85,355
    60-80% 169 $30,765,000 $182,041
    Under 20% 132 $5,250,000 $39,773
    40-60% 123 $18,685,000 $151,911
    Over 100% 26 $4,510,000 $173,462

    Glasgow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 365 originations, totaling $72,565,000 in origination value.