Columbus Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Columbus averaged
6.59%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.48% and
one month ago for the week of 2024-11-07, the
average rate was 6.88%.
Columbus's average rate one year ago was 6.92%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.9%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Columbus 30 Year Fixed Rate | 2024-12-12 | 6.59% |
Columbus 30 Year Fixed Rate Refi | 2024-12-12 | 6.9% |
Columbus 15 Year Fixed Rate | 2024-12-12 | 5.64% |
Columbus 15 Year Fixed Rate Refi | 2024-12-12 | 6.34% |
Columbus 30 Year FHA | 2024-12-12 | 6.35% |
Columbus 30 Year FHA Refi | 2024-12-12 | 6.18% |
Columbus 30 Year USDA | 2024-12-12 | 6.3% |
Columbus 30 Year USDA Refi | 2024-12-12 | 6.2% |
Columbus 30 Year VA | 2024-12-12 | 6.08% |
Columbus 30 Year VA Refi | 2024-12-12 | 6.28% |
Columbus Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Columbus, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Columbus Average Closing Costs & Other Stats
Columbus, NE's 32 lenders originated 514
loans during 2023. The total origination value was $95,430,000, with an average loan value of
$185,661.
Columbus's average closing costs are $3,980.
The top Columbus lender as defined by loan originations is CHARTER WEST BANK, with
32 loans originated. Their average total fees are
$3,500, which is $662
higher than the next largest lender,
Pinnacle Bank.
The lowest fee Columbus lenders (with over 10 loans originated) are
West Gate Bank ($2,382), U.S. Bank ($2,721), Pinnacle Bank ($2,838), First National Bank of Omaha ($3,140) and CHARTER WEST BANK ($3,500).
The lowest rate Columbus lenders (with over 10 loans originated) are
U.S. Bank (6.48%), First National Bank of Omaha (6.56%), Pinnacle Bank (6.61%), CHARTER WEST BANK (6.82%) and UNITED WHOLESALE MORTGAGE, LLC (7.01%).
Columbus, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Pinnacle Bank | $31,800,000 | $23,310,000 | -26.7% | 24.4% |
CHARTER WEST BANK | $17,715,000 | $16,155,000 | -8.8% | 16.9% |
First National Bank of Omaha | $10,330,000 | $7,695,000 | -25.5% | 8.1% |
UNITED WHOLESALE MORTGAGE, LLC | $2,530,000 | $6,720,000 | 165.6% | 7.0% |
U.S. Bank | $14,470,000 | $5,145,000 | -64.4% | 5.4% |
Plains Commerce Bank | $12,050,000 | $4,380,000 | -63.7% | 4.6% |
QUICKEN LOANS, LLC | $5,380,000 | $2,845,000 | -47.1% | 3.0% |
West Gate Bank | $7,815,000 | $2,495,000 | -68.1% | 2.6% |
BankFirst | $940,000 | $2,205,000 | 134.6% | 2.3% |
First Nebraska Bank | $3,055,000 | $1,805,000 | -40.9% | 1.9% |
Mortgage Research Center, LLC | $1,355,000 | $1,630,000 | 20.3% | 1.7% |
FREEDOM MORTGAGE CORPORATION | $2,065,000 | $1,095,000 | -47.0% | 1.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $380,000 | $1,010,000 | 165.8% | 1.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,005,000 | n/a | 1.1% | |
Baxter Credit Union | $35,000 | $925,000 | 2,542.9% | 1.0% |
HOMESIDE FINANCIAL, LLC | $915,000 | n/a | 1.0% | |
SIRVA MORTGAGE, INC. | $880,000 | n/a | 0.9% | |
BROKER SOLUTIONS, INC. | $165,000 | $815,000 | 393.9% | 0.9% |
Frontier Bank | $1,980,000 | $750,000 | -62.1% | 0.8% |
GUARANTEED RATE, INC. | $685,000 | n/a | 0.7% | |
LIBERTY FIRST | $635,000 | n/a | 0.7% | |
The Federal Savings Bank | $1,110,000 | $620,000 | -44.1% | 0.6% |
CITY BANK & TRUST CO. | $490,000 | n/a | 0.5% | |
Carrington Mortgage Services, LLC | $135,000 | $465,000 | 244.4% | 0.5% |
Regent Financial Group, Inc. | $1,025,000 | $455,000 | -55.6% | 0.5% |
JPMorgan Chase Bank | $480,000 | $450,000 | -6.3% | 0.5% |
Discover Bank | $55,000 | $440,000 | 700.0% | 0.5% |
Central National Bank | $325,000 | $380,000 | 16.9% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $760,000 | $370,000 | -51.3% | 0.4% |
Union Bank and Trust Company | $15,280,000 | $370,000 | -97.6% | 0.4% |
Old National Bank | $365,000 | n/a | 0.4% | |
LOANDEPOT.COM, LLC | $905,000 | $360,000 | -60.2% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $790,000 | $360,000 | -54.4% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $760,000 | $345,000 | -54.6% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $330,000 | n/a | 0.3% | |
Farmers Bank & Trust | $315,000 | n/a | 0.3% | |
Flagstar Bank, FSB | $280,000 | $315,000 | 12.5% | 0.3% |
Meridian Trust Federal Credit Union | $305,000 | n/a | 0.3% | |
CMG MORTGAGE, INC. | $1,970,000 | $295,000 | -85.0% | 0.3% |
Citizens Bank | $1,080,000 | $290,000 | -73.1% | 0.3% |
First Interstate Bank | $455,000 | $275,000 | -39.6% | 0.3% |
First Federal Bank | $255,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | n/a | 0.3% | |
Prosperity Home Mortgage, LLC | $195,000 | $255,000 | 30.8% | 0.3% |
Bank of the West | $720,000 | $245,000 | -66.0% | 0.3% |
NEWREZ LLC | $1,245,000 | $235,000 | -81.1% | 0.2% |
NAVY FEDERAL CREDIT UNION | $245,000 | $205,000 | -16.3% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $195,000 | n/a | 0.2% | |
Cornerstone Bank | $1,180,000 | $185,000 | -84.3% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $185,000 | n/a | 0.2% | |
MORIA DEVELOPMENT, INC. | $170,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $165,000 | n/a | 0.2% | |
Wells Fargo Bank | $2,060,000 | $165,000 | -92.0% | 0.2% |
Barrington Bank & Trust Company, N.A. | $145,000 | n/a | 0.2% | |
Coastal Community Bank | $145,000 | n/a | 0.2% | |
Figure Lending LLC | $115,000 | $145,000 | 26.1% | 0.2% |
FOUR POINTS | $55,000 | $120,000 | 118.2% | 0.1% |
BMO Harris Bank | $110,000 | n/a | 0.1% | |
Gateway First Bank | $95,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $45,000 | n/a | 0.0% | |
VERIDIAN CREDIT UNION | $195,000 | $45,000 | -76.9% | 0.0% |
PNC Bank | $55,000 | $35,000 | -36.4% | 0.0% |
FirstBank of Nebraska | $15,000 | n/a | 0.0% |
Columbus's top lender by overall market share is Pinnacle Bank, with 24.4% market share. In second place, with 16.9%, is CHARTER WEST BANK, having originated $16,155,000 in loans. In third place, with 8.1%, is First National Bank of Omaha, having originated $7,695,000 in loans. In fourth place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,720,000 in loans. In fifth place, with 5.4%, is U.S. Bank, having originated $5,145,000 in loans.
Columbus Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $180,750 (-8.2%) | $208,574 (1.5%) | 0.00 | 70 |
2018-02-01 | $187,575 (-12.5%) | $210,573 (-3.3%) | 0.00 | 70 |
2018-03-01 | $195,500 (1.6%) | $213,800 (-1.5%) | 0.00 | 60 |
2018-04-01 | $213,750 (16.8%) | $229,456 (6.3%) | 0.00 | 63 |
2018-05-01 | $227,850 (4.8%) | $234,248 (7.2%) | 0.00 | 60 |
2018-06-01 | $214,000 (14.5%) | $230,096 (6.5%) | 0.00 | 61 |
2018-07-01 | $192,175 (5.3%) | $213,545 (3.5%) | 0.00 | 60 |
2018-08-01 | $201,825 (9.1%) | $218,695 (4.2%) | 0.00 | 69 |
2018-09-01 | $214,900 (8.0%) | $222,132 (3.4%) | 0.00 | 68 |
2018-10-01 | $225,000 (21.1%) | $234,346 (10.1%) | 0.00 | 64 |
2018-11-01 | $216,500 (22.7%) | $229,707 (9.3%) | 0.00 | 68 |
2018-12-01 | $213,950 (9.2%) | $232,000 (7.4%) | 0.00 | 63 |
2019-01-01 | $239,900 (32.7%) | $254,677 (22.1%) | 0.00 | 61 |
2019-02-01 | $244,950 (30.6%) | $255,617 (21.4%) | 0.00 | 60 |
2019-03-01 | $249,257 (27.5%) | $255,637 (19.6%) | 0.00 | 59 |
2019-04-01 | $254,282 (19.0%) | $258,323 (12.6%) | 0.00 | 60 |
2019-05-01 | $229,900 (0.9%) | $253,807 (8.4%) | 0.00 | 76 |
2019-06-01 | $229,900 (7.4%) | $264,098 (14.8%) | 0.00 | 74 |
2019-07-01 | $229,900 (19.6%) | $260,526 (22.0%) | 0.00 | 78 |
2019-08-01 | $221,200 (9.6%) | $258,170 (18.1%) | 0.00 | 77 |
2019-09-01 | $208,150 (-3.1%) | $249,230 (12.2%) | 0.00 | 83 |
2019-10-01 | $200,200 (-11.0%) | $244,058 (4.1%) | 0.00 | 84 |
2019-11-01 | $220,000 (1.6%) | $257,895 (12.3%) | 0.00 | 77 |
2019-12-01 | $211,000 (-1.4%) | $251,691 (8.5%) | 0.00 | 63 |
2020-01-01 | $237,750 (-0.9%) | $260,079 (2.1%) | 0.00 | 59 |
2020-02-01 | $266,250 (8.7%) | $271,211 (6.1%) | 0.00 | 57 |
2020-03-01 | $274,450 (10.1%) | $280,193 (9.6%) | 0.00 | 66 |
2020-04-01 | $277,425 (9.1%) | $289,712 (12.2%) | 0.00 | 69 |
2020-05-01 | $257,750 (12.1%) | $274,305 (8.1%) | 0.00 | 80 |
2020-06-01 | $271,000 (17.9%) | $285,595 (8.1%) | 0.00 | 61 |
2020-07-01 | $287,825 (25.2%) | $295,436 (13.4%) | 0.00 | 52 |
2020-08-01 | $279,450 (26.3%) | $293,067 (13.5%) | 0.00 | 55 |
2020-09-01 | $263,225 (26.5%) | $270,256 (8.4%) | 0.00 | 58 |
2020-10-01 | $269,900 (34.8%) | $279,264 (14.4%) | 0.00 | 63 |
2020-11-01 | $251,175 (14.2%) | $277,629 (7.7%) | 0.00 | 57 |
2020-12-01 | $250,000 (18.5%) | $278,799 (10.8%) | 0.00 | 53 |
2021-01-01 | $245,000 (3.1%) | $272,620 (4.8%) | 0.00 | 43 |
2021-02-01 | $258,225 (-3.0%) | $295,072 (8.8%) | 0.00 | 29 |
2021-03-01 | $271,750 (-1.0%) | $280,033 (-0.1%) | 0.00 | 39 |
2021-04-01 | $271,750 (-2.1%) | $273,989 (-5.4%) | 0.00 | 37 |
2021-05-01 | $274,000 (6.3%) | $281,696 (2.7%) | 0.00 | 34 |
2021-06-01 | $286,000 (5.5%) | $298,496 (4.5%) | 0.00 | 39 |
2021-07-01 | $286,000 (-0.6%) | $300,457 (1.7%) | 0.00 | 45 |
2021-08-01 | $278,750 (-0.3%) | $282,079 (-3.8%) | 0.00 | 43 |
2021-09-01 | $232,350 (-11.7%) | $259,180 (-4.1%) | 0.00 | 41 |
2021-10-01 | $235,000 (-12.9%) | $254,051 (-9.0%) | 0.00 | 51 |
2021-11-01 | $252,450 (0.5%) | $274,586 (-1.1%) | 0.00 | 61 |
2021-12-01 | $279,700 (11.9%) | $295,335 (5.9%) | 0.00 | 56 |
2022-01-01 | $264,900 (8.1%) | $284,744 (4.5%) | 0.00 | 51 |
2022-02-01 | $265,000 (2.6%) | $289,301 (-2.0%) | 0.00 | 42 |
2022-03-01 | $264,900 (-2.5%) | $294,879 (5.3%) | 0.00 | 40 |
2022-04-01 | $309,000 (13.7%) | $335,009 (22.3%) | 0.00 | 44 |
2022-05-01 | $285,000 (4.0%) | $327,309 (16.2%) | 0.00 | 60 |
2022-06-01 | $285,000 (-0.4%) | $320,613 (7.4%) | 0.00 | 66 |
2022-07-01 | $291,000 (1.8%) | $351,686 (17.1%) | 0.00 | 67 |
2022-08-01 | $285,000 (2.2%) | $328,692 (16.5%) | 0.00 | 71 |
2022-09-01 | $304,450 (31.0%) | $337,041 (30.0%) | 0.00 | 80 |
2022-10-01 | $296,500 (26.2%) | $325,469 (28.1%) | 0.00 | 75 |
2022-11-01 | $295,950 (17.2%) | $334,193 (21.7%) | 0.00 | 63 |
2022-12-01 | $285,000 (1.9%) | $315,886 (7.0%) | 0.00 | 67 |
2023-01-01 | $285,000 (7.6%) | $316,330 (11.1%) | 0.00 | 67 |
2023-02-01 | $285,000 (7.6%) | $324,100 (12.0%) | 0.00 | 63 |
2023-03-01 | $299,000 (12.9%) | $325,152 (10.3%) | 0.00 | 59 |
2023-04-01 | $272,500 (-11.8%) | $322,368 (-3.8%) | 0.00 | 70 |
2023-05-01 | $280,950 (-1.4%) | $329,181 (0.6%) | 0.00 | 60 |
2023-06-01 | $315,000 (10.5%) | $369,857 (15.4%) | 0.00 | 60 |
2023-07-01 | $307,000 (5.5%) | $356,870 (1.5%) | 0.00 | 59 |
2023-08-01 | $318,700 (11.8%) | $352,952 (7.4%) | 0.00 | 75 |
2023-09-01 | $301,500 (-1.0%) | $347,264 (3.0%) | 0.00 | 75 |
2023-10-01 | $314,725 (6.2%) | $346,856 (6.6%) | 0.00 | 81 |
2023-11-01 | $319,450 (7.9%) | $343,443 (2.8%) | 0.00 | 76 |
2023-12-01 | $330,950 (16.1%) | $339,962 (7.6%) | 0.00 | 74 |
2024-01-01 | $299,725 (5.2%) | $322,737 (2.0%) | 0.00 | 76 |
2024-02-01 | $284,925 (0.0%) | $315,045 (-2.8%) | 0.00 | 73 |
2024-03-01 | $289,900 (-3.0%) | $315,156 (-3.1%) | 0.00 | 77 |
2024-04-01 | $285,000 (4.6%) | $313,117 (-2.9%) | 0.00 | 74 |
2024-05-01 | $306,125 (9.0%) | $335,786 (2.0%) | 0.00 | 74 |
2024-06-01 | $310,000 (-1.6%) | $360,423 (-2.6%) | 0.00 | 63 |
2024-07-01 | $339,500 (10.6%) | $378,556 (6.1%) | 0.00 | 65 |
2024-08-01 | $337,000 (5.7%) | $367,709 (4.2%) | 0.00 | 64 |
2024-09-01 | $344,750 (14.3%) | $390,506 (12.5%) | 0.00 | 67 |
2024-10-01 | $326,250 (3.7%) | $353,782 (2.0%) | 0.00 | 84 |
2024-11-01 | $302,250 (-5.4%) | $339,652 (-1.1%) | 0.00 | 87 |
Columbus's median listing price comes in at 0% of the national average.
Columbus's average listing price for 2024-11-01 was $339,652, a difference of $-3,791 (-1.1%) versus the prior year and $-14,130 versus the prior month.
For the 2024-11-01 period, Columbus had 87 MLS listings, a difference of 3 listings (4%) versus the prior month and 11 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,544 sqft |
2018-02-01 | 0 days | 1,514 sqft |
2018-03-01 | 0 days | 1,437 sqft |
2018-04-01 | 0 days | 1,481 sqft |
2018-05-01 | 0 days | 1,517 sqft |
2018-06-01 | 0 days | 1,544 sqft |
2018-07-01 | 0 days | 1,536 sqft |
2018-08-01 | 0 days | 1,520 sqft |
2018-09-01 | 0 days | 1,532 sqft |
2018-10-01 | 0 days | 1,751 sqft |
2018-11-01 | 0 days | 1,652 sqft |
2018-12-01 | 0 days | 1,643 sqft |
2019-01-01 | 0 days | 1,725 sqft |
2019-02-01 | 0 days | 1,694 sqft |
2019-03-01 | 0 days | 1,676 sqft |
2019-04-01 | 0 days | 1,682 sqft |
2019-05-01 | 0 days | 1,717 sqft |
2019-06-01 | 0 days | 1,730 sqft |
2019-07-01 | 0 days | 1,744 sqft |
2019-08-01 | 0 days | 1,740 sqft |
2019-09-01 | 0 days | 1,678 sqft |
2019-10-01 | 0 days | 1,611 sqft |
2019-11-01 | 0 days | 1,710 sqft |
2019-12-01 | 0 days | 1,714 sqft |
2020-01-01 | 0 days | 1,724 sqft |
2020-02-01 | 0 days | 1,728 sqft |
2020-03-01 | 0 days | 1,673 sqft |
2020-04-01 | 0 days | 1,771 sqft |
2020-05-01 | 0 days | 1,769 sqft |
2020-06-01 | 0 days | 1,769 sqft |
2020-07-01 | 0 days | 1,861 sqft |
2020-08-01 | 0 days | 1,861 sqft |
2020-09-01 | 0 days | 1,752 sqft |
2020-10-01 | 0 days | 1,633 sqft |
2020-11-01 | 0 days | 1,651 sqft |
2020-12-01 | 0 days | 1,650 sqft |
2021-01-01 | 0 days | 1,667 sqft |
2021-02-01 | 0 days | 1,613 sqft |
2021-03-01 | 0 days | 1,626 sqft |
2021-04-01 | 0 days | 1,624 sqft |
2021-05-01 | 0 days | 1,456 sqft |
2021-06-01 | 0 days | 1,595 sqft |
2021-07-01 | 0 days | 1,587 sqft |
2021-08-01 | 0 days | 1,456 sqft |
2021-09-01 | 0 days | 1,383 sqft |
2021-10-01 | 0 days | 1,440 sqft |
2021-11-01 | 0 days | 1,460 sqft |
2021-12-01 | 0 days | 1,518 sqft |
2022-01-01 | 0 days | 1,456 sqft |
2022-02-01 | 0 days | 1,456 sqft |
2022-03-01 | 0 days | 1,460 sqft |
2022-04-01 | 0 days | 1,603 sqft |
2022-05-01 | 0 days | 1,558 sqft |
2022-06-01 | 0 days | 1,536 sqft |
2022-07-01 | 0 days | 1,600 sqft |
2022-08-01 | 0 days | 1,547 sqft |
2022-09-01 | 0 days | 1,479 sqft |
2022-10-01 | 0 days | 1,476 sqft |
2022-11-01 | 0 days | 1,550 sqft |
2022-12-01 | 0 days | 1,452 sqft |
2023-01-01 | 0 days | 1,446 sqft |
2023-02-01 | 0 days | 1,431 sqft |
2023-03-01 | 0 days | 1,443 sqft |
2023-04-01 | 0 days | 1,446 sqft |
2023-05-01 | 0 days | 1,511 sqft |
2023-06-01 | 0 days | 1,549 sqft |
2023-07-01 | 0 days | 1,539 sqft |
2023-08-01 | 0 days | 1,531 sqft |
2023-09-01 | 0 days | 1,499 sqft |
2023-10-01 | 0 days | 1,555 sqft |
2023-11-01 | 0 days | 1,505 sqft |
2023-12-01 | 0 days | 1,536 sqft |
2024-01-01 | 0 days | 1,500 sqft |
2024-02-01 | 0 days | 1,427 sqft |
2024-03-01 | 0 days | 1,492 sqft |
2024-04-01 | 0 days | 1,464 sqft |
2024-05-01 | 0 days | 1,423 sqft |
2024-06-01 | 0 days | 1,481 sqft |
2024-07-01 | 0 days | 1,590 sqft |
2024-08-01 | 0 days | 1,632 sqft |
2024-09-01 | 0 days | 1,567 sqft |
2024-10-01 | 0 days | 1,401 sqft |
2024-11-01 | 0 days | 1,350 sqft |
Columbus's median square footage for active listings during the 2024-11-01 period was 1,350 sqft. One year prior, the average listing was 1,505 sqft.
Columbus, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 344 | $76,760,000 | $223,140 |
Home Improvement | 51 | $2,835,000 | $55,588 |
Cash Out Refi | 44 | $7,620,000 | $173,182 |
Refi | 38 | $5,920,000 | $155,789 |
Other | 37 | $2,295,000 | $62,027 |
Columbus's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Home Improvement, with 51 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 192 | $43,930,000 | $228,802 |
7-8% | 149 | $26,465,000 | $177,617 |
Over 8% | 76 | $6,650,000 | $87,500 |
5-6% | 53 | $12,705,000 | $239,717 |
<2.5% | 13 | $145,000 | $11,154 |
During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 192 originations.
Loan Sizing (Columbus, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 194 | $50,480,000 | $260,206 |
$100k-200k | 162 | $24,740,000 | $152,716 |
$100,000 or less | 128 | $5,910,000 | $46,172 |
$400k-600k | 27 | $12,155,000 | $450,185 |
$600k-1000k | 3 | $2,145,000 | $715,000 |
Columbus's loan sizing saw the bucket of loans from $200k-400k with 194 originations, totaling $50,480,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 225 | $54,835,000 | $243,711 |
60-80% | 95 | $19,305,000 | $203,211 |
Under 20% | 69 | $2,755,000 | $39,928 |
20-40% | 49 | $4,175,000 | $85,204 |
40-60% | 44 | $8,440,000 | $191,818 |
Over 100% | 1 | $385,000 | $385,000 |
Columbus's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $54,835,000 in origination value.