Columbus Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Columbus averaged 6.54% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.66% and one month ago for the week of 2025-02-20, the average rate was 6.84%.

    Columbus's average rate one year ago was 6.66%.

    For refis of the same type during the week of 2025-03-27, the average rate was 7.05%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Columbus 30 Year Fixed Rate 2025-03-27 6.54%
    Columbus 30 Year Fixed Rate Refi 2025-03-27 7.05%
    Columbus 15 Year Fixed Rate 2025-03-27 5.99%
    Columbus 15 Year Fixed Rate Refi 2025-03-27 5.89%
    Columbus 30 Year FHA 2025-03-27 6.14%
    Columbus 30 Year FHA Refi 2025-03-27 6.67%
    Columbus 30 Year USDA 2025-03-27 6.2%
    Columbus 30 Year USDA Refi 2025-03-27 6.4%
    Columbus 30 Year VA 2025-03-27 5.99%
    Columbus 30 Year VA Refi 2025-03-27 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Columbus, NE.

    Columbus Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Columbus, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CHARTER WEST BANK 32 6.82% $3,500
    Pinnacle Bank 29 6.61% $2,838
    First National Bank of Omaha 20 6.56% $3,140
    UNITED WHOLESALE MORTGAGE, LLC 16 7.01% $4,084
    U.S. Bank 15 6.48% $2,721
    West Gate Bank 11 7.11% $2,382
    Plains Commerce Bank 8 6.97% $4,593
    QUICKEN LOANS, LLC 5 7.02% $8,985
    GUARANTEED RATE, INC. 2 6.89% $3,460
    HOMESIDE FINANCIAL, LLC 2 6.94% $3,247
    JPMorgan Chase Bank 2 7.18% $3,690
    Mortgage Research Center, LLC 2 7.19% $2,520
    Flagstar Bank, FSB 1 6.07% $5,511
    FOUR POINTS 1 5.63% $1,003
    Frontier Bank 1 6.38% $3,292
    Gateway First Bank 1 6.00% $3,048
    AMERISAVE MORTGAGE CORPORATION 1 7.99% $4,187
    Carrington Mortgage Services, LLC 1 5.88% $5,980
    Baxter Credit Union 1 6.13% $1,965
    Meridian Trust Federal Credit Union 1 7.00% $6,097
    Barrington Bank & Trust Company, N.A. 1 6.25% $8,183
    NAVY FEDERAL CREDIT UNION 1 7.50% $1,355
    Paramount Residential Mortgage Group, Inc. 1 6.63% $7,095
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $8,093
    CMG MORTGAGE, INC. 1 8.00% $5,821
    Citizens Bank 1 6.63% $8,752
    Central National Bank 1 6.88% $636
    Regent Financial Group, Inc. 1 7.13% $3,578
    SIRVA MORTGAGE, INC. 1 6.25% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.25% $3,620
    Farmers Bank & Trust 1 6.75% $1,262
    Discover Bank 1 5.99% $0

    Columbus Average Closing Costs & Other Stats

    Columbus, NE's 32 lenders originated 514 loans during 2023. The total origination value was $95,430,000, with an average loan value of $185,661.

    Columbus's average closing costs are $3,980.

    The top Columbus lender as defined by loan originations is CHARTER WEST BANK, with 32 loans originated. Their average total fees are $3,500, which is $662 higher than the next largest lender, Pinnacle Bank.

    The lowest fee Columbus lenders (with over 10 loans originated) are West Gate Bank ($2,382), U.S. Bank ($2,721), Pinnacle Bank ($2,838), First National Bank of Omaha ($3,140) and CHARTER WEST BANK ($3,500).

    The lowest rate Columbus lenders (with over 10 loans originated) are U.S. Bank (6.48%), First National Bank of Omaha (6.56%), Pinnacle Bank (6.61%), CHARTER WEST BANK (6.82%) and UNITED WHOLESALE MORTGAGE, LLC (7.01%).

    Columbus, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Pinnacle Bank $31,800,000 $23,310,000 -26.7% 24.4%
    CHARTER WEST BANK $17,715,000 $16,155,000 -8.8% 16.9%
    First National Bank of Omaha $10,330,000 $7,695,000 -25.5% 8.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,530,000 $6,720,000 165.6% 7.0%
    U.S. Bank $14,470,000 $5,145,000 -64.4% 5.4%
    Plains Commerce Bank $12,050,000 $4,380,000 -63.7% 4.6%
    QUICKEN LOANS, LLC $5,380,000 $2,845,000 -47.1% 3.0%
    West Gate Bank $7,815,000 $2,495,000 -68.1% 2.6%
    BankFirst $940,000 $2,205,000 134.6% 2.3%
    First Nebraska Bank $3,055,000 $1,805,000 -40.9% 1.9%
    Mortgage Research Center, LLC $1,355,000 $1,630,000 20.3% 1.7%
    FREEDOM MORTGAGE CORPORATION $2,065,000 $1,095,000 -47.0% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $380,000 $1,010,000 165.8% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,005,000 n/a 1.1%
    Baxter Credit Union $35,000 $925,000 2,542.9% 1.0%
    HOMESIDE FINANCIAL, LLC $915,000 n/a 1.0%
    SIRVA MORTGAGE, INC. $880,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $165,000 $815,000 393.9% 0.9%
    Frontier Bank $1,980,000 $750,000 -62.1% 0.8%
    GUARANTEED RATE, INC. $685,000 n/a 0.7%
    LIBERTY FIRST $635,000 n/a 0.7%
    The Federal Savings Bank $1,110,000 $620,000 -44.1% 0.6%
    CITY BANK & TRUST CO. $490,000 n/a 0.5%
    Carrington Mortgage Services, LLC $135,000 $465,000 244.4% 0.5%
    Regent Financial Group, Inc. $1,025,000 $455,000 -55.6% 0.5%
    JPMorgan Chase Bank $480,000 $450,000 -6.3% 0.5%
    Discover Bank $55,000 $440,000 700.0% 0.5%
    Central National Bank $325,000 $380,000 16.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $760,000 $370,000 -51.3% 0.4%
    Union Bank and Trust Company $15,280,000 $370,000 -97.6% 0.4%
    Old National Bank $365,000 n/a 0.4%
    LOANDEPOT.COM, LLC $905,000 $360,000 -60.2% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $790,000 $360,000 -54.4% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $760,000 $345,000 -54.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $330,000 n/a 0.3%
    Farmers Bank & Trust $315,000 n/a 0.3%
    Flagstar Bank, FSB $280,000 $315,000 12.5% 0.3%
    Meridian Trust Federal Credit Union $305,000 n/a 0.3%
    CMG MORTGAGE, INC. $1,970,000 $295,000 -85.0% 0.3%
    Citizens Bank $1,080,000 $290,000 -73.1% 0.3%
    First Interstate Bank $455,000 $275,000 -39.6% 0.3%
    First Federal Bank $255,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $195,000 $255,000 30.8% 0.3%
    Bank of the West $720,000 $245,000 -66.0% 0.3%
    NEWREZ LLC $1,245,000 $235,000 -81.1% 0.2%
    NAVY FEDERAL CREDIT UNION $245,000 $205,000 -16.3% 0.2%
    Paramount Residential Mortgage Group, Inc. $195,000 n/a 0.2%
    Cornerstone Bank $1,180,000 $185,000 -84.3% 0.2%
    PLAZA HOME MORTGAGE, INC. $185,000 n/a 0.2%
    MORIA DEVELOPMENT, INC. $170,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $165,000 n/a 0.2%
    Wells Fargo Bank $2,060,000 $165,000 -92.0% 0.2%
    Barrington Bank & Trust Company, N.A. $145,000 n/a 0.2%
    Coastal Community Bank $145,000 n/a 0.2%
    Figure Lending LLC $115,000 $145,000 26.1% 0.2%
    FOUR POINTS $55,000 $120,000 118.2% 0.1%
    BMO Harris Bank $110,000 n/a 0.1%
    Gateway First Bank $95,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $45,000 n/a 0.0%
    VERIDIAN CREDIT UNION $195,000 $45,000 -76.9% 0.0%
    PNC Bank $55,000 $35,000 -36.4% 0.0%
    FirstBank of Nebraska $15,000 n/a 0.0%

    Columbus's top lender by overall market share is Pinnacle Bank, with 24.4% market share. In second place, with 16.9%, is CHARTER WEST BANK, having originated $16,155,000 in loans. In third place, with 8.1%, is First National Bank of Omaha, having originated $7,695,000 in loans. In fourth place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,720,000 in loans. In fifth place, with 5.4%, is U.S. Bank, having originated $5,145,000 in loans.

    Columbus Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $174,950 (-12.1%) $206,393 (-5.6%) 0.00 72
    2018-02-01 $184,600 (-13.9%) $209,148 (-9.0%) 0.00 73
    2018-03-01 $194,900 (-6.5%) $213,947 (-7.6%) 0.00 63
    2018-04-01 $212,225 (16.0%) $223,304 (-1.7%) 0.00 68
    2018-05-01 $225,000 (12.7%) $227,467 (7.6%) 0.00 68
    2018-06-01 $210,000 (12.4%) $224,685 (7.8%) 0.00 77
    2018-07-01 $189,675 (2.5%) $212,495 (2.7%) 0.00 77
    2018-08-01 $197,100 (6.6%) $210,208 (0.4%) 0.00 87
    2018-09-01 $191,950 (-3.0%) $210,486 (-1.6%) 0.00 87
    2018-10-01 $219,425 (18.1%) $223,450 (5.4%) 0.00 80
    2018-11-01 $214,900 (22.8%) $220,442 (5.8%) 0.00 86
    2018-12-01 $208,900 (16.1%) $222,657 (4.8%) 0.00 79
    2019-01-01 $223,725 (27.9%) $239,824 (16.2%) 0.00 72
    2019-02-01 $226,225 (22.6%) $239,132 (14.3%) 0.00 73
    2019-03-01 $225,000 (15.4%) $233,130 (9.0%) 0.00 75
    2019-04-01 $225,000 (6.0%) $231,953 (3.9%) 0.00 78
    2019-05-01 $229,900 (2.2%) $233,413 (2.6%) 0.00 94
    2019-06-01 $229,900 (9.5%) $249,280 (11.0%) 0.00 85
    2019-07-01 $229,900 (21.2%) $248,759 (17.1%) 0.00 86
    2019-08-01 $218,745 (11.0%) $246,180 (17.1%) 0.00 84
    2019-09-01 $202,014 (5.2%) $237,604 (12.9%) 0.00 89
    2019-10-01 $193,334 (-11.9%) $232,685 (4.1%) 0.00 90
    2019-11-01 $200,000 (-6.9%) $245,747 (11.5%) 0.00 83
    2019-12-01 $199,725 (-4.4%) $240,801 (8.2%) 0.00 69
    2020-01-01 $232,200 (3.8%) $251,643 (4.9%) 0.00 63
    2020-02-01 $259,000 (14.5%) $267,135 (11.7%) 0.00 60
    2020-03-01 $270,200 (20.1%) $278,597 (19.5%) 0.00 71
    2020-04-01 $274,925 (22.2%) $287,789 (24.1%) 0.00 73
    2020-05-01 $256,250 (11.5%) $272,380 (16.7%) 0.00 84
    2020-06-01 $254,675 (10.8%) $279,879 (12.3%) 0.00 67
    2020-07-01 $275,975 (20.0%) $288,260 (15.9%) 0.00 58
    2020-08-01 $260,000 (18.9%) $286,599 (16.4%) 0.00 61
    2020-09-01 $244,250 (20.9%) $257,043 (8.2%) 0.00 69
    2020-10-01 $255,000 (31.9%) $262,962 (13.0%) 0.00 74
    2020-11-01 $246,075 (23.0%) $266,814 (8.6%) 0.00 66
    2020-12-01 $249,900 (25.1%) $270,994 (12.5%) 0.00 60
    2021-01-01 $237,450 (2.3%) $263,684 (4.8%) 0.00 49
    2021-02-01 $237,000 (-8.5%) $281,659 (5.4%) 0.00 35
    2021-03-01 $266,500 (-1.4%) $273,650 (-1.8%) 0.00 42
    2021-04-01 $270,625 (-1.6%) $266,997 (-7.2%) 0.00 39
    2021-05-01 $266,950 (4.2%) $276,368 (1.5%) 0.00 36
    2021-06-01 $284,500 (11.7%) $287,278 (2.6%) 0.00 42
    2021-07-01 $285,450 (3.4%) $287,915 (-0.1%) 0.00 50
    2021-08-01 $240,000 (-7.7%) $266,032 (-7.2%) 0.00 48
    2021-09-01 $215,625 (-11.7%) $241,890 (-5.9%) 0.00 47
    2021-10-01 $229,500 (-10.0%) $246,880 (-6.1%) 0.00 56
    2021-11-01 $239,925 (-2.5%) $268,639 (0.7%) 0.00 65
    2021-12-01 $272,475 (9.0%) $290,754 (7.3%) 0.00 58
    2022-01-01 $264,900 (11.6%) $283,105 (7.4%) 0.00 52
    2022-02-01 $264,950 (11.8%) $288,998 (2.6%) 0.00 44
    2022-03-01 $264,900 (-0.6%) $296,163 (8.2%) 0.00 42
    2022-04-01 $309,000 (14.2%) $337,555 (26.4%) 0.00 45
    2022-05-01 $285,000 (6.8%) $325,635 (17.8%) 0.00 63
    2022-06-01 $285,000 (0.2%) $320,296 (11.5%) 0.00 69
    2022-07-01 $285,000 (-0.2%) $343,358 (19.3%) 0.00 72
    2022-08-01 $285,000 (18.8%) $320,825 (20.6%) 0.00 76
    2022-09-01 $288,500 (33.8%) $329,185 (36.1%) 0.00 84
    2022-10-01 $293,200 (27.8%) $323,829 (31.2%) 0.00 77
    2022-11-01 $298,725 (24.5%) $331,921 (23.6%) 0.00 67
    2022-12-01 $285,000 (4.6%) $314,262 (8.1%) 0.00 68
    2023-01-01 $281,250 (6.2%) $308,370 (8.9%) 0.00 71
    2023-02-01 $280,750 (6.0%) $309,853 (7.2%) 0.00 69
    2023-03-01 $285,000 (7.6%) $317,776 (7.3%) 0.00 63
    2023-04-01 $269,900 (-12.7%) $312,677 (-7.4%) 0.00 75
    2023-05-01 $278,450 (-2.3%) $325,055 (-0.2%) 0.00 66
    2023-06-01 $315,000 (10.5%) $366,838 (14.5%) 0.00 64
    2023-07-01 $307,000 (7.7%) $351,273 (2.3%) 0.00 65
    2023-08-01 $316,225 (11.0%) $345,310 (7.6%) 0.00 84
    2023-09-01 $300,000 (4.0%) $337,789 (2.6%) 0.00 84
    2023-10-01 $314,500 (7.3%) $341,086 (5.3%) 0.00 91
    2023-11-01 $319,000 (6.8%) $339,046 (2.2%) 0.00 87
    2023-12-01 $319,900 (12.3%) $330,839 (5.3%) 0.00 84
    2024-01-01 $295,975 (5.2%) $317,905 (3.1%) 0.00 85
    2024-02-01 $284,675 (1.4%) $312,509 (0.9%) 0.00 80
    2024-03-01 $289,950 (1.7%) $311,637 (-1.9%) 0.00 85
    2024-04-01 $296,750 (10.0%) $315,735 (1.0%) 0.00 83
    2024-05-01 $305,000 (9.5%) $332,798 (2.4%) 0.00 82
    2024-06-01 $312,500 (-0.8%) $346,837 (-5.5%) 0.00 73
    2024-07-01 $333,738 (8.7%) $371,099 (5.6%) 0.00 74
    2024-08-01 $328,700 (3.9%) $350,682 (1.6%) 0.00 78
    2024-09-01 $338,675 (12.9%) $367,163 (8.7%) 0.00 82
    2024-10-01 $322,500 (2.5%) $341,011 (0.0%) 0.00 96
    2024-11-01 $295,000 (-7.5%) $329,983 (-2.7%) 0.00 105
    2024-12-01 $299,500 (-6.4%) $332,562 (0.5%) 0.00 99
    2025-01-01 $294,500 (-0.5%) $328,877 (3.5%) 0.00 101
    2025-02-01 $315,500 (10.8%) $334,503 (7.0%) 0.00 105
    Columbus's median listing price for 2025-02-01 was $315,500, a difference of $30,825 (10.8%) versus the prior year and $21,000 versus the prior month.

    Columbus's median listing price comes in at 0% of the national average.

    Columbus's average listing price for 2025-02-01 was $334,503, a difference of $21,994 (7.0%) versus the prior year and $5,626 versus the prior month.

    For the 2025-02-01 period, Columbus had 105 MLS listings, a difference of 4 listings (4%) versus the prior month and 25 listings (31%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,582 sqft
    2018-02-01 0 days 1,540 sqft
    2018-03-01 0 days 1,456 sqft
    2018-04-01 0 days 1,519 sqft
    2018-05-01 0 days 1,536 sqft
    2018-06-01 0 days 1,557 sqft
    2018-07-01 0 days 1,572 sqft
    2018-08-01 0 days 1,544 sqft
    2018-09-01 0 days 1,527 sqft
    2018-10-01 0 days 1,588 sqft
    2018-11-01 0 days 1,588 sqft
    2018-12-01 0 days 1,560 sqft
    2019-01-01 0 days 1,685 sqft
    2019-02-01 0 days 1,654 sqft
    2019-03-01 0 days 1,650 sqft
    2019-04-01 0 days 1,650 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,729 sqft
    2019-07-01 0 days 1,753 sqft
    2019-08-01 0 days 1,731 sqft
    2019-09-01 0 days 1,662 sqft
    2019-10-01 0 days 1,588 sqft
    2019-11-01 0 days 1,666 sqft
    2019-12-01 0 days 1,660 sqft
    2020-01-01 0 days 1,687 sqft
    2020-02-01 0 days 1,713 sqft
    2020-03-01 0 days 1,635 sqft
    2020-04-01 0 days 1,739 sqft
    2020-05-01 0 days 1,699 sqft
    2020-06-01 0 days 1,706 sqft
    2020-07-01 0 days 1,861 sqft
    2020-08-01 0 days 1,861 sqft
    2020-09-01 0 days 1,661 sqft
    2020-10-01 0 days 1,589 sqft
    2020-11-01 0 days 1,638 sqft
    2020-12-01 0 days 1,635 sqft
    2021-01-01 0 days 1,656 sqft
    2021-02-01 0 days 1,612 sqft
    2021-03-01 0 days 1,581 sqft
    2021-04-01 0 days 1,505 sqft
    2021-05-01 0 days 1,456 sqft
    2021-06-01 0 days 1,620 sqft
    2021-07-01 0 days 1,587 sqft
    2021-08-01 0 days 1,443 sqft
    2021-09-01 0 days 1,383 sqft
    2021-10-01 0 days 1,448 sqft
    2021-11-01 0 days 1,480 sqft
    2021-12-01 0 days 1,537 sqft
    2022-01-01 0 days 1,456 sqft
    2022-02-01 0 days 1,456 sqft
    2022-03-01 0 days 1,462 sqft
    2022-04-01 0 days 1,603 sqft
    2022-05-01 0 days 1,539 sqft
    2022-06-01 0 days 1,559 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,538 sqft
    2022-09-01 0 days 1,471 sqft
    2022-10-01 0 days 1,485 sqft
    2022-11-01 0 days 1,543 sqft
    2022-12-01 0 days 1,449 sqft
    2023-01-01 0 days 1,422 sqft
    2023-02-01 0 days 1,422 sqft
    2023-03-01 0 days 1,422 sqft
    2023-04-01 0 days 1,431 sqft
    2023-05-01 0 days 1,511 sqft
    2023-06-01 0 days 1,549 sqft
    2023-07-01 0 days 1,545 sqft
    2023-08-01 0 days 1,511 sqft
    2023-09-01 0 days 1,499 sqft
    2023-10-01 0 days 1,552 sqft
    2023-11-01 0 days 1,508 sqft
    2023-12-01 0 days 1,516 sqft
    2024-01-01 0 days 1,466 sqft
    2024-02-01 0 days 1,424 sqft
    2024-03-01 0 days 1,446 sqft
    2024-04-01 0 days 1,454 sqft
    2024-05-01 0 days 1,430 sqft
    2024-06-01 0 days 1,481 sqft
    2024-07-01 0 days 1,604 sqft
    2024-08-01 0 days 1,606 sqft
    2024-09-01 0 days 1,550 sqft
    2024-10-01 0 days 1,388 sqft
    2024-11-01 0 days 1,378 sqft
    2024-12-01 0 days 1,427 sqft
    2025-01-01 0 days 1,423 sqft
    2025-02-01 0 days 1,411 sqft
    Columbus's median listing age (time on market) for 2025-02-01 was 0 days.

    Columbus's median square footage for active listings during the 2025-02-01 period was 1,411 sqft. One year prior, the average listing was 1,424 sqft.

    Columbus, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 344 $76,760,000 $223,140
    Home Improvement 51 $2,835,000 $55,588
    Cash Out Refi 44 $7,620,000 $173,182
    Refi 38 $5,920,000 $155,789
    Other 37 $2,295,000 $62,027

    Columbus's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Home Improvement, with 51 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 192 $43,930,000 $228,802
    7-8% 149 $26,465,000 $177,617
    Over 8% 76 $6,650,000 $87,500
    5-6% 53 $12,705,000 $239,717
    <2.5% 13 $145,000 $11,154

    During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 192 originations.

    Loan Sizing (Columbus, NE MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 194 $50,480,000 $260,206
    $100k-200k 162 $24,740,000 $152,716
    $100,000 or less 128 $5,910,000 $46,172
    $400k-600k 27 $12,155,000 $450,185
    $600k-1000k 3 $2,145,000 $715,000

    Columbus's loan sizing saw the bucket of loans from $200k-400k with 194 originations, totaling $50,480,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 225 $54,835,000 $243,711
    60-80% 95 $19,305,000 $203,211
    Under 20% 69 $2,755,000 $39,928
    20-40% 49 $4,175,000 $85,204
    40-60% 44 $8,440,000 $191,818
    Over 100% 1 $385,000 $385,000

    Columbus's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $54,835,000 in origination value.