Hilton Financial Corporation Mortgage Rates, Fees & Info

PHOENIX, AZ

LEI: 254900N860L1FESYGP70

Tax ID: 86-0599790

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Hilton Financial Corporation is a smaller mortgage company specializing in Refi and Home Purchase loans. Hilton Financial Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Payson, Prescott Valley, Lake Havasu City, and Toledo among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Hilton Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    67

    Origination Dollar Volume (All Markets)

    $13,385,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 50 $8,680,000 $173,600 $0 10.15%
    Payson, AZ (FHA|USDA|VA) 10 $2,950,000 $295,000 $0 10.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,525,000 $305,000 $0 11.50%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $0 12.00%
    TOLEDO, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.00%
    Hilton Financial Corporation's top markets include Phoenix, Payson, Prescott Valley, Lake Havasu City, and Toledo among others.

    Their top states include:
  • Arizona (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 67 $13,385,000 $199,776 $0 10.25%

    For 2019, Hilton Financial Corporation's most frequently originated type of loan was Conventional, with 67 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 43 $7,365,000 $171,279 $0 10.27%
    Home Purchase 24 $6,020,000 $250,833 $0 10.23%

    For 2019, Hilton Financial Corporation's most frequently cited loan purpose was Refi, with 43 originations. The 2nd most popular reason was Home Purchase, with 24 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 39 $9,305,000 $238,590 $0 10.56%
    3 Year 20 $2,980,000 $149,000 $0 9.68%
    Other 6 $970,000 $161,667 $0 11.08%
    5 Year 2 $130,000 $65,000 $0 7.50%

    For 2019, Hilton Financial Corporation's most frequently cited loan duration was 1 Year, with 39 originations. The 2nd most popular length was 3 Year, with 20 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 61 $12,695,000 $208,115
    7-8% 4 $520,000 $130,000
    6-7% 2 $170,000 $85,000

    During 2019, Hilton Financial Corporation's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 61 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 29 $4,755,000 $163,966 $0 10.60%
    $200k-400k 22 $6,220,000 $282,727 $0 9.86%
    $100,000 or less 13 $875,000 $67,308 $0 10.23%
    $400k-600k 3 $1,535,000 $511,667 $0 9.83%

    2019 saw Hilton Financial Corporation place emphasis on $100k-200k loans with 29 originations, totaling $4,755,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 63 $12,895,000 $204,683 $0 10.33%
    Not provided 4 $490,000 $122,500 $0 9.00%

    Approval Rates

    Total approvals of all applications
    80.61%

    Hilton Financial Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.09%

    Hilton Financial Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 67 $13,385,000 $199,776

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 11 $1,735,000 $157,727
    Single Family (1-4 Units):Site-Built 56 $11,650,000 $208,036

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4 $300,000 $75,000 $0 8.88%
    40-60% 9 $1,105,000 $122,778 $0 10.33%
    60-80% 49 $11,135,000 $227,245 $0 10.13%
    80-100% 2 $590,000 $295,000 $0 10.00%
    Under 20% 3 $255,000 $85,000 $0 14.00%