LAKE HAVASU CITY - KINGMAN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lake Havasu City - Kingman averaged
6.81%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
7.14% and
one month ago for the week of 2024-10-03, the
average rate was 6.44%.
Lake Havasu City - Kingman's average rate one year ago was 7.88%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.42%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Lake Havasu City - Kingman 30 Year Fixed Rate | 2024-11-07 | 6.81% |
| Lake Havasu City - Kingman 30 Year Fixed Rate Refi | 2024-11-07 | 7.42% |
| Lake Havasu City - Kingman 15 Year Fixed Rate | 2024-11-07 | 6.1% |
| Lake Havasu City - Kingman 15 Year Fixed Rate Refi | 2024-11-07 | 6.4% |
| Lake Havasu City - Kingman 30 Year FHA | 2024-11-07 | 6.42% |
| Lake Havasu City - Kingman 30 Year FHA Refi | 2024-11-07 | 6.23% |
| Lake Havasu City - Kingman 30 Year USDA | 2024-11-07 | 6.48% |
| Lake Havasu City - Kingman 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Lake Havasu City - Kingman 30 Year VA | 2024-11-07 | 6.16% |
| Lake Havasu City - Kingman 30 Year VA Refi | 2024-11-07 | 6.54% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKE HAVASU CITY-KINGMAN, AZ.
LAKE HAVASU CITY - KINGMAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKE HAVASU CITY-KINGMAN, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LAKE HAVASU CITY - KINGMAN Average Closing Costs & Other Stats
LAKE HAVASU CITY-KINGMAN, AZ's 215 lenders originated 4,918
loans during 2023. The total origination value was $1,195,980,000, with an average loan value of
$243,184.
LAKE HAVASU CITY - KINGMAN's average closing costs are $5,557.
The top LAKE HAVASU CITY - KINGMAN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
327 loans originated. Their average total fees are
$7,980, which is $748
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LAKE HAVASU CITY - KINGMAN lenders (with over 10 loans originated) are
Gateway First Bank ($4,045), INSPIRE HOME LOANS INC. ($4,606), SUN AMERICAN MORTGAGE COMPANY ($5,074), NOVA FINANCIAL & INVESTMENT CORPORATION ($5,085) and GUARANTEED RATE, INC. ($5,175).
The lowest rate LAKE HAVASU CITY - KINGMAN lenders (with over 10 loans originated) are
FBC MORTGAGE, LLC (6.48%), ARIZONA (6.53%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.57%), INSPIRE HOME LOANS INC. (6.61%) and LOANDEPOT.COM, LLC (6.63%).
LAKE HAVASU CITY-KINGMAN, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $223,775,000 | $169,600,000 | -24.2% | 14.2% |
| QUICKEN LOANS, LLC | $150,825,000 | $88,500,000 | -41.3% | 7.4% |
| BROKER SOLUTIONS, INC. | $76,070,000 | $52,630,000 | -30.8% | 4.4% |
| Flagstar Bank, FSB | $49,815,000 | $50,865,000 | 2.1% | 4.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,010,000 | $36,580,000 | 508.7% | 3.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $34,605,000 | n/a | 2.9% | |
| ARIZONA | $2,560,000 | $31,525,000 | 1,131.4% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $59,855,000 | $22,225,000 | -62.9% | 1.9% |
| LOANDEPOT.COM, LLC | $72,255,000 | $21,435,000 | -70.3% | 1.8% |
| Mortgage Research Center, LLC | $23,785,000 | $20,155,000 | -15.3% | 1.7% |
| JPMorgan Chase Bank | $26,015,000 | $19,820,000 | -23.8% | 1.7% |
| INSPIRE HOME LOANS INC. | $20,715,000 | $19,715,000 | -4.8% | 1.6% |
| SUN AMERICAN MORTGAGE COMPANY | $54,660,000 | $19,640,000 | -64.1% | 1.6% |
| U.S. Bank | $35,020,000 | $17,560,000 | -49.9% | 1.5% |
| Zions Bank | $30,310,000 | $17,275,000 | -43.0% | 1.4% |
| Glacier Bank | $43,165,000 | $16,820,000 | -61.0% | 1.4% |
| ACADEMY MORTGAGE CORPORATION | $41,975,000 | $13,760,000 | -67.2% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $25,260,000 | $13,495,000 | -46.6% | 1.1% |
| HOMEXPRESS MORTGAGE CORP. | $7,580,000 | $12,470,000 | 64.5% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,205,000 | $11,280,000 | -34.4% | 0.9% |
| GENEVA FINANCIAL, LLC | $2,440,000 | $10,520,000 | 331.1% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $17,055,000 | $10,145,000 | -40.5% | 0.8% |
| 21ST MORTGAGE CORPORATION | $7,755,000 | $10,075,000 | 29.9% | 0.8% |
| Wells Fargo Bank | $35,975,000 | $9,845,000 | -72.6% | 0.8% |
| AMERICA FIRST | $11,880,000 | $9,435,000 | -20.6% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $13,620,000 | $8,965,000 | -34.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $18,980,000 | $8,755,000 | -53.9% | 0.7% |
| AXIA FINANCIAL, LLC | $19,235,000 | $8,735,000 | -54.6% | 0.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $16,545,000 | $8,050,000 | -51.3% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $21,605,000 | $7,905,000 | -63.4% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,365,000 | $7,875,000 | -5.9% | 0.7% |
| NEWREZ LLC | $9,990,000 | $7,715,000 | -22.8% | 0.6% |
| PNC Bank | $13,195,000 | $7,620,000 | -42.3% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,575,000 | $7,575,000 | -63.2% | 0.6% |
| V.I.P. MORTGAGE, INC. | $4,310,000 | $7,540,000 | 74.9% | 0.6% |
| GUILD MORTGAGE COMPANY | $6,555,000 | $7,200,000 | 9.8% | 0.6% |
| BMO Harris Bank | $935,000 | $7,125,000 | 662.0% | 0.6% |
| MOUNTAIN WEST FINANCIAL, INC. | $12,000,000 | $6,910,000 | -42.4% | 0.6% |
| NFM, INC. | $14,590,000 | $6,910,000 | -52.6% | 0.6% |
| MOUNTAIN AMERICA | $11,910,000 | $6,775,000 | -43.1% | 0.6% |
| Gateway First Bank | $11,150,000 | $6,545,000 | -41.3% | 0.5% |
| Bank of America | $13,070,000 | $6,370,000 | -51.3% | 0.5% |
| FBC MORTGAGE, LLC | $6,735,000 | $6,360,000 | -5.6% | 0.5% |
| NEW DAY FINANCIAL, LLC | $10,170,000 | $6,360,000 | -37.5% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $9,235,000 | $5,935,000 | -35.7% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $16,885,000 | $5,760,000 | -65.9% | 0.5% |
| Commerce Home Mortgage, Inc. | $6,035,000 | $5,375,000 | -10.9% | 0.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | $12,690,000 | $4,955,000 | -61.0% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,500,000 | $4,935,000 | -48.1% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $8,920,000 | $4,845,000 | -45.7% | 0.4% |
| Citadel Servicing Corporation | $3,830,000 | $4,355,000 | 13.7% | 0.4% |
| UNION HOME MORTGAGE CORP. | $7,705,000 | $4,275,000 | -44.5% | 0.4% |
| CMG MORTGAGE, INC. | $5,400,000 | $3,900,000 | -27.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $8,040,000 | $3,820,000 | -52.5% | 0.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $13,060,000 | $3,675,000 | -71.9% | 0.3% |
| GUARANTEED RATE, INC. | $8,605,000 | $3,660,000 | -57.5% | 0.3% |
| USAA Federal Savings Bank | $3,215,000 | $3,540,000 | 10.1% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $2,755,000 | $3,475,000 | 26.1% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,020,000 | $3,400,000 | 68.3% | 0.3% |
| Franklin Loan Corporation | $1,990,000 | $3,310,000 | 66.3% | 0.3% |
| OCMBC, INC. | $1,100,000 | $3,295,000 | 199.5% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $7,030,000 | $3,095,000 | -56.0% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $455,000 | $2,995,000 | 558.2% | 0.3% |
| ON Q FINANCIAL, INC. | $6,780,000 | $2,975,000 | -56.1% | 0.2% |
| Charles Schwab Bank, SSB | $280,000 | $2,860,000 | 921.4% | 0.2% |
| CARDINAL FINANCIAL | $6,925,000 | $2,835,000 | -59.1% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,800,000 | $2,825,000 | -51.3% | 0.2% |
| BECKAM FUNDING CORP. | $3,700,000 | $2,800,000 | -24.3% | 0.2% |
| LOANPAL, LLC | $8,675,000 | $2,725,000 | -68.6% | 0.2% |
| Plains Commerce Bank | $9,335,000 | $2,700,000 | -71.1% | 0.2% |
| Equity Prime Mortgage LLC | $4,635,000 | $2,695,000 | -41.9% | 0.2% |
| Discover Bank | $2,160,000 | $2,685,000 | 24.3% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,630,000 | $2,595,000 | 59.2% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,580,000 | $2,580,000 | 63.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,940,000 | $2,570,000 | -12.6% | 0.2% |
| A&D Mortgage LLC | $185,000 | $2,480,000 | 1,240.5% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $635,000 | $2,400,000 | 278.0% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,960,000 | $2,380,000 | 21.4% | 0.2% |
| PHH Mortgage Corporation | $15,830,000 | $2,375,000 | -85.0% | 0.2% |
| The Federal Savings Bank | $2,865,000 | $2,305,000 | -19.5% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $18,695,000 | $2,300,000 | -87.7% | 0.2% |
| LENDSURE MORTGAGE CORP. | $1,505,000 | $2,275,000 | 51.2% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,035,000 | $2,210,000 | -45.2% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $870,000 | $2,185,000 | 151.1% | 0.2% |
| ARC HOME LLC | $615,000 | $2,170,000 | 252.8% | 0.2% |
| Nations Lending Corporation | $7,125,000 | $2,025,000 | -71.6% | 0.2% |
| NEXERA HOLDING LLC | $1,270,000 | $2,000,000 | 57.5% | 0.2% |
| LA Financial Federal Credit Union | $7,345,000 | $1,970,000 | -73.2% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $3,610,000 | $1,960,000 | -45.7% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $1,955,000 | n/a | 0.2% | |
| Sunflower Bank | $4,405,000 | $1,880,000 | -57.3% | 0.2% |
| BAY-VALLEY MORTGAGE GROUP | $1,870,000 | n/a | 0.2% | |
| Hometown Equity Mortgage, LLC | $2,875,000 | $1,855,000 | -35.5% | 0.2% |
| NEW WAVE LENDING GROUP INC | $1,825,000 | n/a | 0.2% | |
| Figure Lending LLC | $1,930,000 | $1,800,000 | -6.7% | 0.2% |
| PLANET HOME LENDING, LLC | $6,025,000 | $1,775,000 | -70.5% | 0.1% |
| Starion Bank | $1,770,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $6,620,000 | $1,740,000 | -73.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,420,000 | $1,715,000 | 20.8% | 0.1% |
| Carrington Mortgage Services, LLC | $4,900,000 | $1,675,000 | -65.8% | 0.1% |
| F&A Federal Credit Union | $2,745,000 | $1,675,000 | -39.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,300,000 | $1,625,000 | -29.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $390,000 | $1,610,000 | 312.8% | 0.1% |
| Boeing Employees Credit Union | $2,220,000 | $1,605,000 | -27.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,530,000 | $1,565,000 | 2.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,710,000 | $1,550,000 | -76.9% | 0.1% |
| MORIA DEVELOPMENT, INC. | $1,200,000 | $1,550,000 | 29.2% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | $1,540,000 | 199.0% | 0.1% |
| The Loan Store, Inc. | $1,540,000 | n/a | 0.1% | |
| Firefighters First Federal Credit Union | $5,715,000 | $1,535,000 | -73.1% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $430,000 | $1,520,000 | 253.5% | 0.1% |
| First Savings Bank | $10,290,000 | $1,505,000 | -85.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,560,000 | $1,490,000 | -4.5% | 0.1% |
| BM Real Estate Services, Inc. | $340,000 | $1,485,000 | 336.8% | 0.1% |
| Waterstone Mortgage Corporation | $1,035,000 | $1,470,000 | 42.0% | 0.1% |
| Coastal Community Bank | $1,415,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $1,550,000 | $1,340,000 | -13.5% | 0.1% |
| KELLER MORTGAGE, LLC | $375,000 | $1,320,000 | 252.0% | 0.1% |
| POINT Mortgage | $1,315,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $1,935,000 | $1,305,000 | -32.6% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,410,000 | $1,300,000 | -7.8% | 0.1% |
| MANN FINANCIAL INC. | $495,000 | $1,270,000 | 156.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $7,645,000 | $1,235,000 | -83.8% | 0.1% |
| ONY GLO, INC. | $2,350,000 | $1,185,000 | -49.6% | 0.1% |
| Washington Federal Bank | $1,810,000 | $1,185,000 | -34.5% | 0.1% |
| SUMMIT FUNDING, INC. | $675,000 | $1,165,000 | 72.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,765,000 | $1,140,000 | -35.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $4,770,000 | $1,125,000 | -76.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $7,680,000 | $1,120,000 | -85.4% | 0.1% |
| SPRING EQ, LLC | $4,390,000 | $1,120,000 | -74.5% | 0.1% |
| KeyBank | $1,655,000 | $1,090,000 | -34.1% | 0.1% |
| Platinum Home Mortgage Corporation | $380,000 | $1,085,000 | 185.5% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $225,000 | $1,075,000 | 377.8% | 0.1% |
| RESIDENTIAL BANCORP | $3,155,000 | $1,065,000 | -66.2% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $370,000 | $1,035,000 | 179.7% | 0.1% |
| Performance Financial, Inc. | $1,035,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $535,000 | $1,015,000 | 89.7% | 0.1% |
| PCMA, INC. | $1,005,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $2,060,000 | $985,000 | -52.2% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $965,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $3,740,000 | $960,000 | -74.3% | 0.1% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $1,930,000 | $950,000 | -50.8% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $845,000 | $930,000 | 10.1% | 0.1% |
| HomeTrust Bank | $930,000 | n/a | 0.1% | |
| LOGIX FEDERAL CREDIT UNION | $4,450,000 | $925,000 | -79.2% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $1,930,000 | $910,000 | -52.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $395,000 | $875,000 | 121.5% | 0.1% |
| Southern Michigan Bank & Trust | $875,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $735,000 | $870,000 | 18.4% | 0.1% |
| BANC ONE MORTGAGE CORPORATION | $860,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $360,000 | $860,000 | 138.9% | 0.1% |
| Umpqua Bank | $220,000 | $860,000 | 290.9% | 0.1% |
| Truist | $355,000 | $815,000 | 129.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $925,000 | $810,000 | -12.4% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $135,000 | $805,000 | 496.3% | 0.1% |
| Western State Bank | $775,000 | n/a | 0.1% | |
| City National Bank | $1,890,000 | $755,000 | -60.1% | 0.1% |
| ALLIANT CREDIT UNION | $1,290,000 | $750,000 | -41.9% | 0.1% |
| HighTechLending Inc | $7,450,000 | $750,000 | -89.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,420,000 | $725,000 | -70.0% | 0.1% |
| TrailWest Bank | $725,000 | n/a | 0.1% | |
| Greenbox Loans, Inc. | $1,010,000 | $720,000 | -28.7% | 0.1% |
| JMJ FINANCIAL GROUP | $4,060,000 | $720,000 | -82.3% | 0.1% |
| SECURITY HOME MORTGAGE, LLC. | $720,000 | n/a | 0.1% | |
| NMSI, INC. | $710,000 | n/a | 0.1% | |
| Kirkwood Bank & Trust Co. | $705,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,755,000 | $700,000 | -60.1% | 0.1% |
| Farmers Bank & Trust | $215,000 | $690,000 | 220.9% | 0.1% |
| Golden Empire Mortgage, Inc. | $2,420,000 | $685,000 | -71.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,590,000 | $680,000 | -81.1% | 0.1% |
| Watermark Capital, Inc. | $3,060,000 | $680,000 | -77.8% | 0.1% |
| Baxter Credit Union | $105,000 | $675,000 | 542.9% | 0.1% |
| VERITAS FUNDING, LLC | $235,000 | $675,000 | 187.2% | 0.1% |
| First Bank | $165,000 | $670,000 | 306.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $175,000 | $670,000 | 282.9% | 0.1% |
| KINECTA | $2,015,000 | $665,000 | -67.0% | 0.1% |
| Luxury Mortgage Corp. | $665,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,520,000 | $660,000 | -56.6% | 0.1% |
| United Fidelity Funding Corp. | $555,000 | $655,000 | 18.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,780,000 | $650,000 | -63.5% | 0.1% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $630,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $510,000 | $630,000 | 23.5% | 0.1% |
| TRUWEST Credit Union | $470,000 | $630,000 | 34.0% | 0.1% |
| Wallick & Volk, Inc. | $1,460,000 | $620,000 | -57.5% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $610,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $600,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $4,730,000 | $595,000 | -87.4% | 0.0% |
| FARMERS BANK | $595,000 | n/a | 0.0% | |
| ALTITUDE FINANCIAL CORPORATION | $590,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $575,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $2,300,000 | $560,000 | -75.7% | 0.0% |
| BAY EQUITY LLC | $2,075,000 | $560,000 | -73.0% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $560,000 | n/a | 0.0% | |
| Washington Trust Bank | $480,000 | $555,000 | 15.6% | 0.0% |
| NP, Inc. | $305,000 | $550,000 | 80.3% | 0.0% |
| Ameris Bank | $545,000 | n/a | 0.0% | |
| HUGHES FEDERAL CREDIT UNION | $325,000 | $535,000 | 64.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $3,975,000 | $530,000 | -86.7% | 0.0% |
| Goldwater Bank, N.A. | $2,485,000 | $515,000 | -79.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $635,000 | $510,000 | -19.7% | 0.0% |
| Fifth Third Bank | $505,000 | n/a | 0.0% | |
| OneAZ Credit Union | $530,000 | $505,000 | -4.7% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $505,000 | n/a | 0.0% | |
| ARROWHEAD CENTRAL CREDIT UNION | $405,000 | $490,000 | 21.0% | 0.0% |
| Magnolia Bank | $820,000 | $490,000 | -40.2% | 0.0% |
| Cache Valley Bank | $365,000 | $485,000 | 32.9% | 0.0% |
| Ally Bank | $1,510,000 | $480,000 | -68.2% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $480,000 | n/a | 0.0% | |
| Northpointe Bank | $2,410,000 | $480,000 | -80.1% | 0.0% |
| Victorian Finance, LLC | $75,000 | $475,000 | 533.3% | 0.0% |
| S1L, Inc. | $620,000 | $470,000 | -24.2% | 0.0% |
| Chicago Mortgage Solutions LLC | $465,000 | n/a | 0.0% | |
| Old National Bank | $450,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $445,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $335,000 | $445,000 | 32.8% | 0.0% |
| HomeStreet Bank | $510,000 | $445,000 | -12.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| M&T Bank | $410,000 | $430,000 | 4.9% | 0.0% |
| North American Savings Bank, F.S.B. | $1,130,000 | $420,000 | -62.8% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $420,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $415,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $415,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $415,000 | n/a | 0.0% | |
| NexBank | $715,000 | $410,000 | -42.7% | 0.0% |
| Peoples Bank | $395,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $105,000 | $390,000 | 271.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $975,000 | $385,000 | -60.5% | 0.0% |
| State Bank of Southern Utah | $775,000 | $385,000 | -50.3% | 0.0% |
| UBS Bank USA | $1,320,000 | $385,000 | -70.8% | 0.0% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $880,000 | $375,000 | -57.4% | 0.0% |
| FISHER FINANCIAL GROUP, INCORPORATED | $375,000 | n/a | 0.0% | |
| CREDIT UNION WEST | $290,000 | $355,000 | 22.4% | 0.0% |
| IDAHO CENTRAL | $355,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $105,000 | $355,000 | 238.1% | 0.0% |
| Comerica Bank | $100,000 | $345,000 | 245.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,030,000 | $345,000 | -66.5% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $8,210,000 | $345,000 | -95.8% | 0.0% |
| VANTAGE WEST | $340,000 | n/a | 0.0% | |
| Bank of Colorado | $335,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $940,000 | $335,000 | -64.4% | 0.0% |
| Citibank | $2,230,000 | $330,000 | -85.2% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $310,000 | $325,000 | 4.8% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $205,000 | $325,000 | 58.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,305,000 | $325,000 | -85.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $570,000 | $320,000 | -43.9% | 0.0% |
| AHL FUNDING | $3,515,000 | $315,000 | -91.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,590,000 | $315,000 | -80.2% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $540,000 | $310,000 | -42.6% | 0.0% |
| GEORGIA'S OWN | $915,000 | $310,000 | -66.1% | 0.0% |
| United States Senate Federal Credit Union | $1,155,000 | $310,000 | -73.2% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $775,000 | $305,000 | -60.6% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $165,000 | $305,000 | 84.8% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $700,000 | $305,000 | -56.4% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $920,000 | $300,000 | -67.4% | 0.0% |
| CIBM Bank | $295,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $275,000 | n/a | 0.0% | |
| The Bank of Old Monroe | $275,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $285,000 | $265,000 | -7.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $700,000 | $265,000 | -62.1% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $1,035,000 | $255,000 | -75.4% | 0.0% |
| JMAC LENDING, INC. | $1,060,000 | $245,000 | -76.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $245,000 | n/a | 0.0% | |
| Bell Bank | $185,000 | $235,000 | 27.0% | 0.0% |
| DATA MORTGAGE, INC. | $715,000 | $235,000 | -67.1% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $235,000 | n/a | 0.0% | |
| Utah Power | $235,000 | n/a | 0.0% | |
| Willamette Valley Bank | $750,000 | $235,000 | -68.7% | 0.0% |
| Financial Funding Solutions, Inc. | $225,000 | n/a | 0.0% | |
| First Montana Bank, Inc. | $225,000 | n/a | 0.0% | |
| First Savings Bank | $10,290,000 | $225,000 | -97.8% | 0.0% |
| First Vision Bank of Tennessee | $225,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $2,405,000 | $215,000 | -91.1% | 0.0% |
| ARIZONA CENTRAL | $170,000 | $210,000 | 23.5% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $1,500,000 | $205,000 | -86.3% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $1,505,000 | $205,000 | -86.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $965,000 | $205,000 | -78.8% | 0.0% |
| First National Bank Texas | $105,000 | $185,000 | 76.2% | 0.0% |
| AMERICAN FIRST | $255,000 | $175,000 | -31.4% | 0.0% |
| First Option Mortgage, LLC | $175,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $400,000 | $175,000 | -56.3% | 0.0% |
| CERTIFIED | $400,000 | $155,000 | -61.3% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $1,180,000 | $155,000 | -86.9% | 0.0% |
| PIMA Federal Credit Union | $150,000 | n/a | 0.0% | |
| Bank of Idaho | $145,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $690,000 | $145,000 | -79.0% | 0.0% |
| LENDINGONE, LLC | $145,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $145,000 | -6.5% | 0.0% |
| ML Mortgage Corp. | $1,040,000 | $145,000 | -86.1% | 0.0% |
| NuVision Federal Credit Union | $485,000 | $140,000 | -71.1% | 0.0% |
| CANVAS CREDIT UNION | $135,000 | n/a | 0.0% | |
| Ixonia Bank | $135,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | n/a | 0.0% | |
| The Central Trust Bank | $720,000 | $135,000 | -81.3% | 0.0% |
| Citizens Bank | $1,055,000 | $125,000 | -88.2% | 0.0% |
| First-Citizens Bank & Trust Company | $2,185,000 | $125,000 | -94.3% | 0.0% |
| First National Bank of America | $125,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $1,690,000 | $125,000 | -92.6% | 0.0% |
| THRIVE MORTGAGE, LLC | $165,000 | $125,000 | -24.2% | 0.0% |
| GTE Federal Credit Union | $120,000 | n/a | 0.0% | |
| GFA Federal Credit Union | $115,000 | n/a | 0.0% | |
| First Interstate Bank | $480,000 | $105,000 | -78.1% | 0.0% |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $105,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $205,000 | $95,000 | -53.7% | 0.0% |
| Bank of Utah | $85,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $85,000 | n/a | 0.0% | |
| Meridian Trust Federal Credit Union | $25,000 | $75,000 | 200.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $565,000 | $75,000 | -86.7% | 0.0% |
| Canyon State Credit Union | $25,000 | $65,000 | 160.0% | 0.0% |
| GREENWOOD | $105,000 | $65,000 | -38.1% | 0.0% |
| Johnson Bank | $65,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,565,000 | $65,000 | -95.8% | 0.0% |
| Northwest Bank | $55,000 | n/a | 0.0% | |
| Gain Federal Credit Union | $1,355,000 | $45,000 | -96.7% | 0.0% |
| CHEVRON | $35,000 | n/a | 0.0% | |
| Landings Credit Union | $35,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,950,000 | $25,000 | -98.7% | 0.0% |
LAKE HAVASU CITY - KINGMAN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.2% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $88,500,000 in loans. In third place, with 4.4%, is BROKER SOLUTIONS, INC., having originated $52,630,000 in loans. In fourth place, with 4.3%, is Flagstar Bank, FSB, having originated $50,865,000 in loans. In fifth place, with 3.1%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $36,580,000 in loans.
LAKE HAVASU CITY-KINGMAN, AZ Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 85360 | Lake Havasu City-Kingman, AZ MSA | $730 | $870 | $1,090 | $1,530 | $1,710 |
| 86021 | Lake Havasu City-Kingman, AZ MSA | $1,070 | $1,250 | $1,590 | $2,210 | $2,480 |
| 86022 | Lake Havasu City-Kingman, AZ MSA | $1,030 | $1,050 | $1,330 | $1,690 | $2,030 |
| 86401 | Lake Havasu City-Kingman, AZ MSA | $730 | $860 | $1,090 | $1,520 | $1,700 |
| 86402 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86403 | Lake Havasu City-Kingman, AZ MSA | $730 | $860 | $1,090 | $1,520 | $1,700 |
| 86404 | Lake Havasu City-Kingman, AZ MSA | $780 | $910 | $1,160 | $1,610 | $1,810 |
| 86405 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86406 | Lake Havasu City-Kingman, AZ MSA | $810 | $950 | $1,210 | $1,680 | $1,890 |
| 86409 | Lake Havasu City-Kingman, AZ MSA | $670 | $780 | $990 | $1,380 | $1,540 |
| 86411 | Lake Havasu City-Kingman, AZ MSA | $700 | $820 | $1,040 | $1,450 | $1,620 |
| 86412 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86413 | Lake Havasu City-Kingman, AZ MSA | $670 | $780 | $990 | $1,380 | $1,540 |
| 86426 | Lake Havasu City-Kingman, AZ MSA | $790 | $920 | $1,170 | $1,630 | $1,830 |
| 86427 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86429 | Lake Havasu City-Kingman, AZ MSA | $690 | $800 | $1,020 | $1,420 | $1,590 |
| 86430 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86431 | Lake Havasu City-Kingman, AZ MSA | $670 | $780 | $990 | $1,380 | $1,540 |
| 86432 | Lake Havasu City-Kingman, AZ MSA | $610 | $710 | $900 | $1,250 | $1,400 |
| 86433 | Lake Havasu City-Kingman, AZ MSA | $670 | $780 | $990 | $1,380 | $1,540 |
| 86434 | Lake Havasu City-Kingman, AZ MSA | $660 | $810 | $1,000 | $1,390 | $1,560 |
| 86436 | Lake Havasu City-Kingman, AZ MSA | $720 | $830 | $1,050 | $1,460 | $1,650 |
| 86437 | Lake Havasu City-Kingman, AZ MSA | $660 | $770 | $980 | $1,370 | $1,530 |
| 86438 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86439 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86440 | Lake Havasu City-Kingman, AZ MSA | $670 | $780 | $990 | $1,380 | $1,540 |
| 86441 | Lake Havasu City-Kingman, AZ MSA | $660 | $770 | $970 | $1,350 | $1,520 |
| 86442 | Lake Havasu City-Kingman, AZ MSA | $690 | $800 | $1,020 | $1,420 | $1,590 |
| 86443 | Lake Havasu City-Kingman, AZ MSA | $850 | $980 | $1,190 | $1,690 | $2,010 |
| 86444 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
| 86445 | Lake Havasu City-Kingman, AZ MSA | $790 | $920 | $1,110 | $1,580 | $1,880 |
| 86446 | Lake Havasu City-Kingman, AZ MSA | $710 | $830 | $1,060 | $1,480 | $1,650 |
2022 Average & Median Rent Data Statistics
LAKE HAVASU CITY-KINGMAN, AZ average 1BR rent: $852, median: $830
LAKE HAVASU CITY-KINGMAN, AZ average 2BR rent: $1,078, median: $1,060
LAKE HAVASU CITY-KINGMAN, AZ average 3BR rent: $1,500, median: $1,480
LAKE HAVASU CITY-KINGMAN, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,135 | $874,925,000 | $279,083 |
| Cash Out Refi | 791 | $172,355,000 | $217,895 |
| Other | 374 | $45,830,000 | $122,540 |
| Home Improvement | 325 | $30,935,000 | $95,185 |
| Refi | 293 | $71,935,000 | $245,512 |
Lake Havasu City - Kingman's most frequently cited loan purpose was Home Purchase, with 3,135 originations. The 2nd most popular reason was Cash Out Refi, with 791 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,856 | $485,020,000 | $261,325 |
| 7-8% | 1,423 | $351,475,000 | $246,996 |
| Over 8% | 862 | $149,230,000 | $173,121 |
| 5-6% | 681 | $185,945,000 | $273,047 |
| 4-5% | 63 | $16,065,000 | $255,000 |
| <2.5% | 5 | $135,000 | $27,000 |
| 3-4% | 5 | $705,000 | $141,000 |
| 2.5-3% | 3 | $845,000 | $281,667 |
During 2023, Lake Havasu City - Kingman's most frequently originated rate bucket was 6-7%, with 1,856 originations.
Loan Sizing (LAKE HAVASU CITY-KINGMAN, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,047 | $567,815,000 | $277,389 |
| $100k-200k | 1,405 | $212,395,000 | $151,171 |
| $100,000 or less | 846 | $50,720,000 | $59,953 |
| $400k-600k | 448 | $213,240,000 | $475,982 |
| $600k-1000k | 143 | $100,965,000 | $706,049 |
| $Over $1MM | 29 | $50,845,000 | $1,753,276 |
LAKE HAVASU CITY - KINGMAN's loan sizing saw the bucket of loans from $200k-400k with 2,047 originations, totaling $567,815,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,834 | $529,590,000 | $288,762 |
| 60-80% | 1,209 | $363,925,000 | $301,013 |
| 40-60% | 615 | $153,555,000 | $249,683 |
| 20-40% | 605 | $80,465,000 | $133,000 |
| Under 20% | 536 | $32,190,000 | $60,056 |
| Over 100% | 81 | $25,485,000 | $314,630 |
LAKE HAVASU CITY - KINGMAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,834 originations, totaling $529,590,000 in origination value.