Hilton Financial Corporation Mortgage Rates, Fees & Info

PHOENIX, AZ

LEI: 254900N860L1FESYGP70

Tax ID: 86-0599790

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Mortgage Data

Review & Overview

Hilton Financial Corporation is a smaller mortgage company specializing in Refi and Home Purchase loans. Hilton Financial Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Payson, Prescott Valley, Show Low, and Hilo among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

Hilton Financial Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

88

Origination Dollar Volume (All Markets)

$22,910,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 45 $11,755,000 $261,222 $0 13.06%
Payson, AZ (FHA|USDA|VA) 7 $2,505,000 $357,857 $0 11.29%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,405,000 $267,222 $0 12.22%
Show Low, AZ (FHA|USDA|VA) 4 $1,370,000 $342,500 $0 12.75%
Hilo, HI (FHA|USDA|VA) 4 $1,070,000 $267,500 $0 12.00%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $975,000 $975,000 $0 13.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $605,000 $605,000 $0 14.00%
Outside of Metro Areas 3 $565,000 $188,333 $0 12.33%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $565,000 $188,333 $0 12.33%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $300,000 $150,000 $0 12.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $290,000 $72,500 $0 12.00%
TOLEDO, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 12.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 13.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 12.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.00%
Hilton Financial Corporation's top markets include Phoenix, Payson, Prescott Valley, Show Low, and Hilo among others.

Their top states include:
  • Arizona (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 88 $22,910,000 $260,341 $0 12.61%

    For 2024, Hilton Financial Corporation's most frequently originated type of loan was Conventional, with 88 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 63 $16,195,000 $257,063 $0 12.88%
    Home Purchase 25 $6,715,000 $268,600 $0 11.90%

    For 2024, Hilton Financial Corporation's most frequently cited loan purpose was Refi, with 63 originations. The 2nd most popular reason was Home Purchase, with 25 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 46 $11,690,000 $254,130 $0 12.32%
    Other 28 $8,610,000 $307,500 $0 13.46%
    3 Year 14 $2,610,000 $186,429 $0 11.93%

    For 2024, Hilton Financial Corporation's most frequently cited loan duration was 1 Year, with 46 originations. The 2nd most popular length was Other, with 28 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 87 $22,795,000 $262,011

    During 2024, Hilton Financial Corporation's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 87 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 31 $8,435,000 $272,097 $0 12.18%
    $100,000 or less 20 $1,500,000 $75,000 $0 13.38%
    $100k-200k 18 $2,740,000 $152,222 $0 12.21%
    $400k-600k 16 $8,020,000 $501,250 $0 12.91%
    $600k-1MM 3 $2,215,000 $738,333 $0 12.67%

    2024 saw Hilton Financial Corporation place emphasis on $200k-400k loans with 31 originations, totaling $8,435,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 58 $15,540,000 $267,931 $0 12.78%
    Not provided 26 $6,490,000 $249,615 $0 12.36%
    Asian 2 $560,000 $280,000 $0 12.00%
    Black 2 $320,000 $160,000 $0 11.50%

    Approval Rates

    Total approvals of all applications
    99.08%

    Hilton Financial Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.27%

    Hilton Financial Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 88 $22,910,000 $260,341

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    88 $22,910,000 $260,341

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3 $555,000 $185,000 $0 13.17%
    40-60% 28 $5,490,000 $196,071 $0 12.71%
    60-80% 49 $15,155,000 $309,286 $0 12.30%
    Over 100% 2 $1,060,000 $530,000 $0 12.50%
    Under 20% 3 $455,000 $151,667 $0 14.67%