93 Mortgage Rates, Fees & Info
Little Rock, ARLEI: 254900OL1MBVNMHDQ522
Tax ID: 71-0120610
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
93 is a smaller mortgage company specializing in Home Purchase loans. 93 has a high proportion of conventional loans. Their top markets by origination volume include: Little Rock, Hot Springs, Fayetteville, Arkadelphia, and Camden among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)93 has an above average approval rate when compared to the average across all lenders.
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Originations
18Origination Dollar Volume (All Markets)
$3,930,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $760,000 | $190,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Camden, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 18 | $3,930,000 | $218,333 | $0 | 0.00% |
For 2023, 93's most frequently originated type of loan was Conventional, with 18 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 13 | $2,905,000 | $223,462 | $0 | 0.00% |
| Home Improvement | 3 | $445,000 | $148,333 | $0 | 0.00% |
| Other | 2 | $580,000 | $290,000 | $0 | 0.00% |
For 2023, 93's most frequently cited loan purpose was Home Purchase, with 13 originations. The 2nd most popular reason was Home Improvement, with 3 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 18 | $3,930,000 | $218,333 | $0 | 0.00% |
For 2023, 93's most frequently cited loan duration was Other, with 18 originations.
Loan Sizing
2023 saw 93 place emphasis on $100,000 or less loans with 5 originations, totaling $175,000 in origination value.
Applicant Income
93 lent most frequently to those with incomes in the $250k+ range, with 5 originations. The second most popular income band? $50k or less, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 18 | $3,930,000 | $218,333 | $0 | 0.00% |
93 lent most frequently to those with DTI ratios of Exempt%, with 18 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.00%
93 has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 18 | $3,930,000 | $218,333 |