Camden VA Loan Rates, Closing Costs & Stats
Camden, AR
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Camden's 10 lenders originated 28 VA loans during 2023. The total origination value was $5,930,000, with an average VA loan value of $211,786.
Camden VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Camden
averaged
0.37%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Camden's average VA mortgage closing costs are $4,159.
The average rate for the prior week (2024-11-22) was
6.64% and
one month ago for the week of 2024-10-25, the
average rate was 6.83%.
The average rate one year ago was 7.38%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.2%.
Camden VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Camden level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 10 | 6.90% | $6,173 |
FirstTrust Home Loans, Inc. | 4 | 6.97% | $4,514 |
EVERETT FINANCIAL, INC. | 3 | 6.96% | $6,281 |
NAVY FEDERAL CREDIT UNION | 3 | 5.46% | $1,763 |
QUICKEN LOANS, LLC | 2 | 6.49% | $7,105 |
First Horizon Bank | 1 | 6.25% | $5,683 |
SECURITYNATIONAL MORTGAGE COMPANY | 1 | 6.25% | $6,830 |
PENNYMAC LOAN SERVICES, LLC | 1 | 5.13% | $6,945 |
PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 6.75% | $3,273 |
JPMorgan Chase Bank | 1 | 6.13% | $627 |
The top Camden VA lender as defined by loan originations is Mortgage Research Center, LLC, with
10 VA loans originated. Their average total fees are
$6,173, which is $1,659
higher than the next largest lender,
FirstTrust Home Loans, Inc..
The lowest fee Camden VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($6,173), .
The lowest rate Camden VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.90%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Camden (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $99,225 (14.9%) | $130,156 (20.0%) | 0.00 | 137 |
2018-02-01 | $85,875 (1.1%) | $127,381 (17.3%) | 0.00 | 142 |
2018-03-01 | $87,700 (5.2%) | $131,316 (21.6%) | 0.00 | 139 |
2018-04-01 | $88,250 (-4.0%) | $135,953 (16.2%) | 0.00 | 146 |
2018-05-01 | $98,500 (3.3%) | $136,545 (15.5%) | 0.00 | 147 |
2018-06-01 | $99,450 (-1.2%) | $134,065 (9.9%) | 0.00 | 146 |
2018-07-01 | $89,500 (-23.8%) | $126,494 (1.1%) | 0.00 | 136 |
2018-08-01 | $99,000 (-14.5%) | $129,173 (1.7%) | 0.00 | 132 |
2018-09-01 | $92,500 (-15.1%) | $125,308 (-1.2%) | 0.00 | 131 |
2018-10-01 | $89,850 (-21.8%) | $114,194 (-11.0%) | 0.00 | 125 |
2018-11-01 | $89,975 (-19.1%) | $115,155 (-13.2%) | 0.00 | 126 |
2018-12-01 | $90,000 (-10.0%) | $114,854 (-11.6%) | 0.00 | 124 |
2019-01-01 | $92,500 (-6.8%) | $116,580 (-10.4%) | 0.00 | 130 |
2019-02-01 | $88,450 (3.0%) | $114,850 (-9.8%) | 0.00 | 123 |
2019-03-01 | $88,286 (0.7%) | $115,012 (-12.4%) | 0.00 | 116 |
2019-04-01 | $89,950 (1.9%) | $117,690 (-13.4%) | 0.00 | 112 |
2019-05-01 | $86,750 (-11.9%) | $115,859 (-15.2%) | 0.00 | 116 |
2019-06-01 | $90,000 (-9.5%) | $120,272 (-10.3%) | 0.00 | 129 |
2019-07-01 | $89,700 (0.2%) | $119,641 (-5.4%) | 0.00 | 122 |
2019-08-01 | $90,473 (-8.6%) | $121,510 (-5.9%) | 0.00 | 125 |
2019-09-01 | $91,332 (-1.3%) | $123,941 (-1.1%) | 0.00 | 126 |
2019-10-01 | $95,850 (6.7%) | $126,493 (10.8%) | 0.00 | 129 |
2019-11-01 | $102,000 (13.4%) | $130,521 (13.3%) | 0.00 | 125 |
2019-12-01 | $92,000 (2.2%) | $126,371 (10.0%) | 0.00 | 126 |
2020-01-01 | $94,025 (1.7%) | $122,178 (4.8%) | 0.00 | 117 |
2020-02-01 | $92,000 (4.0%) | $120,504 (4.9%) | 0.00 | 113 |
2020-03-01 | $92,000 (4.2%) | $119,059 (3.5%) | 0.00 | 109 |
2020-04-01 | $89,750 (-0.2%) | $113,834 (-3.3%) | 0.00 | 104 |
2020-05-01 | $91,000 (4.9%) | $116,772 (0.8%) | 0.00 | 111 |
2020-06-01 | $104,500 (16.1%) | $127,329 (5.9%) | 0.00 | 105 |
2020-07-01 | $109,625 (22.2%) | $130,528 (9.1%) | 0.00 | 101 |
2020-08-01 | $109,750 (21.3%) | $132,375 (8.9%) | 0.00 | 90 |
2020-09-01 | $109,625 (20.0%) | $129,947 (4.9%) | 0.00 | 90 |
2020-10-01 | $112,500 (17.4%) | $132,861 (5.0%) | 0.00 | 93 |
2020-11-01 | $123,750 (21.3%) | $131,906 (1.1%) | 0.00 | 98 |
2020-12-01 | $109,500 (19.0%) | $134,442 (6.4%) | 0.00 | 92 |
2021-01-01 | $99,700 (6.0%) | $130,313 (6.7%) | 0.00 | 88 |
2021-02-01 | $93,000 (1.1%) | $130,196 (8.0%) | 0.00 | 76 |
2021-03-01 | $94,500 (2.7%) | $125,620 (5.5%) | 0.00 | 77 |
2021-04-01 | $105,000 (17.0%) | $136,594 (20.0%) | 0.00 | 73 |
2021-05-01 | $127,500 (40.1%) | $142,652 (22.2%) | 0.00 | 66 |
2021-06-01 | $135,625 (29.8%) | $144,024 (13.1%) | 0.00 | 67 |
2021-07-01 | $128,950 (17.6%) | $151,520 (16.1%) | 0.00 | 69 |
2021-08-01 | $120,325 (9.6%) | $155,508 (17.5%) | 0.00 | 71 |
2021-09-01 | $115,250 (5.1%) | $156,127 (20.2%) | 0.00 | 71 |
2021-10-01 | $137,500 (22.2%) | $158,071 (19.0%) | 0.00 | 69 |
2021-11-01 | $140,000 (13.1%) | $153,043 (16.0%) | 0.00 | 57 |
2021-12-01 | $126,950 (15.9%) | $143,978 (7.1%) | 0.00 | 53 |
2022-01-01 | $130,200 (30.6%) | $141,290 (8.4%) | 0.00 | 51 |
2022-02-01 | $141,800 (52.5%) | $143,156 (10.0%) | 0.00 | 49 |
2022-03-01 | $144,200 (52.6%) | $167,852 (33.6%) | 0.00 | 47 |
2022-04-01 | $139,500 (32.9%) | $157,107 (15.0%) | 0.00 | 55 |
2022-05-01 | $139,750 (9.6%) | $166,640 (16.8%) | 0.00 | 48 |
2022-06-01 | $153,350 (13.1%) | $178,322 (23.8%) | 0.00 | 53 |
2022-07-01 | $159,900 (24.0%) | $192,172 (26.8%) | 0.00 | 65 |
2022-08-01 | $172,000 (43.0%) | $217,325 (39.8%) | 0.00 | 64 |
2022-09-01 | $159,200 (38.1%) | $206,964 (32.6%) | 0.00 | 66 |
2022-10-01 | $174,900 (27.2%) | $217,523 (37.6%) | 0.00 | 68 |
2022-11-01 | $177,225 (26.6%) | $227,924 (48.9%) | 0.00 | 74 |
2022-12-01 | $169,900 (33.8%) | $230,606 (60.2%) | 0.00 | 72 |
2023-01-01 | $162,175 (24.6%) | $219,644 (55.5%) | 0.00 | 78 |
2023-02-01 | $187,225 (32.0%) | $221,682 (54.9%) | 0.00 | 86 |
2023-03-01 | $178,100 (23.5%) | $219,628 (30.9%) | 0.00 | 89 |
2023-04-01 | $175,500 (25.8%) | $217,900 (38.7%) | 0.00 | 85 |
2023-05-01 | $178,125 (27.5%) | $217,760 (30.7%) | 0.00 | 75 |
2023-06-01 | $169,250 (10.4%) | $198,663 (11.4%) | 0.00 | 77 |
2023-07-01 | $166,450 (4.1%) | $175,061 (-8.9%) | 0.00 | 81 |
2023-08-01 | $169,850 (-1.3%) | $187,754 (-13.6%) | 0.00 | 80 |
2023-09-01 | $169,900 (6.7%) | $200,157 (-3.3%) | 0.00 | 77 |
2023-10-01 | $169,900 (-2.9%) | $210,715 (-3.1%) | 0.00 | 81 |
2023-11-01 | $148,725 (-16.1%) | $187,373 (-17.8%) | 0.00 | 64 |
2023-12-01 | $144,950 (-14.7%) | $183,223 (-20.6%) | 0.00 | 66 |
2024-01-01 | $140,850 (-13.2%) | $168,245 (-23.4%) | 0.00 | 63 |
2024-02-01 | $153,500 (-18.0%) | $179,717 (-18.9%) | 0.00 | 62 |
2024-03-01 | $159,900 (-10.2%) | $179,120 (-18.4%) | 0.00 | 66 |
2024-04-01 | $159,200 (-9.3%) | $171,595 (-21.3%) | 0.00 | 71 |
2024-05-01 | $146,225 (-17.9%) | $175,454 (-19.4%) | 0.00 | 69 |
2024-06-01 | $144,900 (-14.4%) | $179,185 (-9.8%) | 0.00 | 72 |
2024-07-01 | $130,350 (-21.7%) | $167,201 (-4.5%) | 0.00 | 73 |
2024-08-01 | $139,500 (-17.9%) | $172,015 (-8.4%) | 0.00 | 78 |
2024-09-01 | $127,250 (-25.1%) | $170,654 (-14.7%) | 0.00 | 77 |
2024-10-01 | $147,250 (-13.3%) | $183,598 (-12.9%) | 0.00 | 80 |
Camden's median listing price comes in at 0% of the national average.
Camden's average listing price for 2024-10-01 was $183,598, a difference of $-27,117 (-12.9%) versus the prior year and $12,944 versus the prior month.
For the 2024-10-01 period, Camden had 80 MLS listings, a difference of 3 listings (4%) versus the prior month and -1 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Camden (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,919 sqft |
2018-02-01 | 0 days | 1,936 sqft |
2018-03-01 | 0 days | 1,964 sqft |
2018-04-01 | 0 days | 2,066 sqft |
2018-05-01 | 0 days | 2,077 sqft |
2018-06-01 | 0 days | 1,948 sqft |
2018-07-01 | 0 days | 1,865 sqft |
2018-08-01 | 0 days | 1,869 sqft |
2018-09-01 | 0 days | 1,840 sqft |
2018-10-01 | 0 days | 1,827 sqft |
2018-11-01 | 0 days | 1,844 sqft |
2018-12-01 | 0 days | 1,869 sqft |
2019-01-01 | 0 days | 1,868 sqft |
2019-02-01 | 0 days | 1,856 sqft |
2019-03-01 | 0 days | 1,865 sqft |
2019-04-01 | 0 days | 1,874 sqft |
2019-05-01 | 0 days | 1,880 sqft |
2019-06-01 | 0 days | 1,896 sqft |
2019-07-01 | 0 days | 1,846 sqft |
2019-08-01 | 0 days | 1,794 sqft |
2019-09-01 | 0 days | 1,742 sqft |
2019-10-01 | 0 days | 1,711 sqft |
2019-11-01 | 0 days | 1,746 sqft |
2019-12-01 | 0 days | 1,707 sqft |
2020-01-01 | 0 days | 1,699 sqft |
2020-02-01 | 0 days | 1,697 sqft |
2020-03-01 | 0 days | 1,702 sqft |
2020-04-01 | 0 days | 1,831 sqft |
2020-05-01 | 0 days | 1,755 sqft |
2020-06-01 | 0 days | 1,800 sqft |
2020-07-01 | 0 days | 1,853 sqft |
2020-08-01 | 0 days | 1,856 sqft |
2020-09-01 | 0 days | 1,859 sqft |
2020-10-01 | 0 days | 1,896 sqft |
2020-11-01 | 0 days | 1,888 sqft |
2020-12-01 | 0 days | 1,878 sqft |
2021-01-01 | 0 days | 1,868 sqft |
2021-02-01 | 0 days | 1,886 sqft |
2021-03-01 | 0 days | 1,878 sqft |
2021-04-01 | 0 days | 2,009 sqft |
2021-05-01 | 0 days | 1,990 sqft |
2021-06-01 | 0 days | 2,012 sqft |
2021-07-01 | 0 days | 1,899 sqft |
2021-08-01 | 0 days | 1,909 sqft |
2021-09-01 | 0 days | 1,790 sqft |
2021-10-01 | 0 days | 1,834 sqft |
2021-11-01 | 0 days | 1,772 sqft |
2021-12-01 | 0 days | 1,717 sqft |
2022-01-01 | 0 days | 1,779 sqft |
2022-02-01 | 0 days | 1,749 sqft |
2022-03-01 | 0 days | 1,869 sqft |
2022-04-01 | 0 days | 1,726 sqft |
2022-05-01 | 0 days | 1,788 sqft |
2022-06-01 | 0 days | 1,752 sqft |
2022-07-01 | 0 days | 1,829 sqft |
2022-08-01 | 0 days | 1,892 sqft |
2022-09-01 | 0 days | 1,869 sqft |
2022-10-01 | 0 days | 1,914 sqft |
2022-11-01 | 0 days | 1,893 sqft |
2022-12-01 | 0 days | 1,756 sqft |
2023-01-01 | 0 days | 1,729 sqft |
2023-02-01 | 0 days | 1,812 sqft |
2023-03-01 | 0 days | 1,726 sqft |
2023-04-01 | 0 days | 1,730 sqft |
2023-05-01 | 0 days | 1,742 sqft |
2023-06-01 | 0 days | 1,745 sqft |
2023-07-01 | 0 days | 1,740 sqft |
2023-08-01 | 0 days | 1,802 sqft |
2023-09-01 | 0 days | 1,792 sqft |
2023-10-01 | 0 days | 1,827 sqft |
2023-11-01 | 0 days | 1,694 sqft |
2023-12-01 | 0 days | 1,664 sqft |
2024-01-01 | 0 days | 1,739 sqft |
2024-02-01 | 0 days | 1,825 sqft |
2024-03-01 | 0 days | 1,790 sqft |
2024-04-01 | 0 days | 1,749 sqft |
2024-05-01 | 0 days | 1,766 sqft |
2024-06-01 | 0 days | 1,745 sqft |
2024-07-01 | 0 days | 1,643 sqft |
2024-08-01 | 0 days | 1,640 sqft |
2024-09-01 | 0 days | 1,604 sqft |
2024-10-01 | 0 days | 1,626 sqft |
Camden's median square footage for active listings during the 2024-10-01 period was 1,626 sqft. One year prior, the average listing was 1,827 sqft.