Little Rock VA Loan Rates, Closing Costs & Stats

LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Little Rock's 134 lenders originated 2,092 VA loans during 2024. The total origination value was $594,980,000, with an average VA loan value of $284,407.

    Little Rock VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Little Rock averaged 6.87% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Little Rock's average VA mortgage closing costs are $5,386.

    The average rate for the prior week (2025-05-16) was 6.96% and one month ago for the week of 2025-04-18, the average rate was 6.63%.

    The average rate one year ago was 7.04%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.53%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Little Rock VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Little Rock level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 347 6.45% $4,810
    UNITED WHOLESALE MORTGAGE, LLC 131 5.83% $6,927
    QUICKEN LOANS, LLC 107 6.11% $9,311
    FREEDOM MORTGAGE CORPORATION 86 6.16% $7,008
    FLAT BRANCH MORTGAGE, INC. 72 6.59% $8,447
    PENNYMAC LOAN SERVICES, LLC 62 5.73% $7,559
    Eagle Bank and Trust Company 60 6.20% $6,932
    NAVY FEDERAL CREDIT UNION 57 5.91% $4,701
    EUSTIS AND AMERICAN MORTGAGE COMPANY 57 6.54% $7,811
    USAA Federal Savings Bank 57 6.35% $6,572
    SENTE MORTGAGE, INC. 50 6.68% $8,761
    NEW DAY FINANCIAL, LLC 44 7.34% $9,633
    Chambers Bank 39 6.13% $7,918
    COMMUNITY MORTGAGE CORPORATION 37 6.21% $8,568
    VILLAGE CAPITAL MORTGAGE 35 5.79% $6,561
    Arvest Bank 32 6.33% $3,676
    Bank of England 27 6.45% $6,370
    MORTGAGE SOLUTIONS OF COLORADO, LLC 25 7.07% $3,331
    First Horizon Bank 25 6.16% $6,331
    The Federal Savings Bank 25 6.33% $14,159
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 24 6.28% $3,505
    ARKANSAS Federal Credit Union 23 6.44% $5,196
    Centennial Bank 21 6.36% $8,289
    GUARANTEED RATE, INC. 21 6.28% $4,671
    NEWREZ LLC 20 6.11% $5,439
    CROSSCOUNTRY MORTGAGE, LLC 17 6.41% $6,942
    NBKC BANK 17 5.98% $6,268
    LOANDEPOT.COM, LLC 16 5.79% $9,871
    MORTGAGE FINANCIAL SERVICES, LLC 15 6.62% $10,842
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 14 6.97% $4,799
    First Community Bank 14 6.07% $10,533
    T2 FINANCIAL LLC 14 6.46% $7,787
    PLANET HOME LENDING, LLC 14 5.87% $5,471
    ENCORE BANK 13 6.17% $4,155
    HOMESIDE FINANCIAL, LLC 12 6.60% $10,259
    CLEARPATH LENDING 12 5.67% $6,068
    BROKER SOLUTIONS, INC. 12 6.94% $7,898
    GUILD MORTGAGE COMPANY 12 6.61% $9,298
    Regions Bank 10 6.10% $6,849
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 6.50% $10,507
    Mr. Cooper ( Nationstar Mortgage ) 9 6.40% $9,190
    Armed Forces Bank 9 6.10% $9,052
    SWBC MORTGAGE CORPORATION 9 6.29% $5,147
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.47% $5,885
    Carrington Mortgage Services, LLC 9 5.89% $8,703
    Simmons Bank 8 6.56% $4,048
    American Mortgage & Equity Consultants, Inc. 8 6.45% $15,037
    U.S. Bank 8 6.33% $8,644
    PILGRIM MORTGAGE LLC 8 6.72% $5,790
    LOANPAL, LLC 7 5.68% $10,428
    AMERISAVE MORTGAGE CORPORATION 7 6.18% $15,686
    Sierra Pacific Mortgage Company, Inc. 6 6.52% $8,496
    Magnolia Bank 6 6.08% $17,500
    First Security Bank 5 5.90% $4,889
    GERSHMAN INVESTMENT CORP. 5 6.43% $5,606
    PENTAGON FEDERAL CREDIT UNION 5 6.38% $5,025
    LAKEVIEW LOAN SERVICING, LLC 5 5.63% $5,491
    SUN WEST MORTGAGE COMPANY, INC. 5 6.02% $5,412
    MOVEMENT MORTGAGE, LLC 4 6.63% $3,545
    Paramount Residential Mortgage Group, Inc. 4 5.75% $7,401
    RELIANCE FIRST CAPITAL, LLC 4 6.88% $11,669
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.44% $16,233
    JPMorgan Chase Bank 3 5.96% $3,968
    Lakeview Community Capital, LLC 3 6.25% $4,652
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.50% $6,148
    AmeriHome Mortgage Company, LLC 3 5.91% $7,543
    Barrington Bank & Trust Company, N.A. 3 5.92% $3,314
    Texana Bank 3 6.58% $14,233
    Bank OZK 3 6.25% $6,159
    First Federal Bank 3 5.88% $3,612
    PREMIA MORTGAGE, LLC 3 6.42% $5,613
    ASSOCIATED MORTGAGE CORPORATION 3 6.46% $4,293
    CORNERSTONE HOME LENDING, INC. 3 6.75% $8,343
    CITY FIRST MORTGAGE SERVICES, L.L.C. 2 7.06% $5,677
    DHI MORTGAGE COMPANY, LTD. 2 5.50% $3,502
    Equity Prime Mortgage LLC 2 6.44% $9,839
    CALCON MUTUAL MORTGAGE LLC 2 7.38% $4,093
    FIRST COMMUNITY MORTGAGE, INC. 2 6.44% $3,149
    First Financial Bank 2 6.25% $5,284
    Flagstar Bank, FSB 2 5.38% $1,544
    GMFS LLC 2 6.44% $2,546
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.38% $1,203
    Mid-Continent Funding, Inc. 2 5.68% $3,128
    MORTGAGEONE, INC. 2 6.44% $9,975
    Bank of America 2 5.44% $3,211
    Wells Fargo Bank 2 6.19% $7,600
    NFM, INC. 2 6.38% $16,447
    PINE BLUFF COTTON BELT Federal Credit Union 2 6.50% $2,495
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.00% $6,494
    Renasant Bank 2 6.00% $4,836
    Service Federal Credit Union 2 5.88% $2,702
    STOCKTON MORTGAGE CORPORATION 2 6.69% $8,201
    SUCCESS MORTGAGE PARTNERS, INC. 2 5.75% $14,289
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.00% $7,658
    BancorpSouth 1 7.00% $3,240
    PLAZA HOME MORTGAGE, INC. 1 7.25% $750
    MID AMERICA MORTGAGE, INC. 1 7.25% $5,164
    Presidential Bank, FSB 1 6.63% $10,150
    Access Bank 1 6.13% $4,704
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $1,542
    Prosperity Home Mortgage, LLC 1 6.49% $10,204
    MICHIGAN MUTUAL, INC. 1 5.50% $694
    Great Southern Bank 1 5.25% $6,690
    Goldwater Bank, N.A. 1 7.63% $42,461
    Cornerstone First Mortgage, Inc 1 7.25% $3,752
    SeaTrust Mortgage Company 1 6.50% $4,682
    Gateway First Bank 1 6.75% $3,440
    Century Mortgage Company DBA Century Lending Company 1 5.25% $6,175
    Servion, Inc. 1 5.75% $6,052
    Bell Bank 1 6.25% $12,540
    Firstar Bank 1 5.75% $8,844
    SIRVA MORTGAGE, INC. 1 7.00% $4,273
    SOUTHWEST FUNDING, LP 1 7.75% $8,414
    VERITAS FUNDING, LLC 1 5.88% $13,461
    Stride Bank 1 6.50% $9,130
    CMG MORTGAGE, INC. 1 6.00% $12,488
    Sunflower Bank 1 6.49% $13,955
    Evolve Bank & Trust 1 7.13% $1,751
    EVERETT FINANCIAL, INC. 1 6.63% $229
    ENDEAVOR CAPITAL, LLC. 1 6.75% $10,308
    DAS Acquisition Company, LLC 1 6.25% $6,029
    The Central Trust Bank 1 5.25% $3,991
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 5.63% $17,531
    The Loan Store, Inc. 1 5.63% $5,971
    THE MORTGAGE LINK, INC. 1 5.75% $32,000
    TJC Mortgage, Inc. 1 5.75% $5,375
    TOP FLITE FINANCIAL, INC. 1 7.13% $240
    Ameris Bank 1 6.25% $2,935
    NORWICH COMMERCIAL GROUP, INC. 1 5.25% $7,930
    PHH Mortgage Corporation 1 4.99% $5,452
    Nations Lending Corporation 1 6.75% $4,178
    TOWNE MORTGAGE COMPANY 1 6.25% $8,187
    Pinnacle Bank 1 6.25% $3,071
    Plains Commerce Bank 1 5.00% $7,235

    The top Little Rock VA lender as defined by loan originations is Mortgage Research Center, LLC, with 347 VA loans originated. Their average total fees are $4,810, which is $2,117 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Little Rock VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,331), BANK OF LITTLE ROCK MORTGAGE CORPORATION ($3,505), Arvest Bank ($3,676), ENCORE BANK ($4,155) and GUARANTEED RATE, INC. ($4,671).

    The lowest rate Little Rock VA lenders (with over 10 loans originated) are CLEARPATH LENDING (5.67%), PENNYMAC LOAN SERVICES, LLC (5.73%), LOANDEPOT.COM, LLC (5.79%), VILLAGE CAPITAL MORTGAGE (5.79%) and UNITED WHOLESALE MORTGAGE, LLC (5.83%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Little Rock (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $175,450 (9.7%) $244,331 (12.8%) 0.65 3,008
    2018-02-01 $179,900 (11.5%) $245,904 (12.3%) 0.65 2,995
    2018-03-01 $181,700 (7.7%) $244,910 (9.0%) 0.64 3,030
    2018-04-01 $186,000 (10.1%) $250,433 (10.7%) 0.63 3,070
    2018-05-01 $189,500 (11.5%) $257,160 (11.5%) 0.63 3,231
    2018-06-01 $189,900 (10.1%) $258,132 (9.6%) 0.63 3,319
    2018-07-01 $189,700 (8.5%) $254,723 (7.6%) 0.63 3,423
    2018-08-01 $189,900 (9.0%) $251,638 (6.7%) 0.64 3,470
    2018-09-01 $189,000 (8.1%) $251,963 (6.9%) 0.64 3,531
    2018-10-01 $189,900 (9.1%) $251,671 (7.2%) 0.64 3,643
    2018-11-01 $189,650 (8.7%) $251,164 (6.4%) 0.64 3,468
    2018-12-01 $188,800 (8.0%) $250,193 (4.1%) 0.65 3,354
    2019-01-01 $185,000 (5.4%) $248,244 (1.6%) 0.64 3,215
    2019-02-01 $188,000 (4.5%) $251,454 (2.3%) 0.64 3,136
    2019-03-01 $194,186 (6.9%) $258,802 (5.7%) 0.64 3,091
    2019-04-01 $199,925 (7.5%) $267,098 (6.7%) 0.63 3,061
    2019-05-01 $202,250 (6.7%) $272,629 (6.0%) 0.63 3,053
    2019-06-01 $205,000 (8.0%) $275,660 (6.8%) 0.64 3,048
    2019-07-01 $206,200 (8.7%) $276,153 (8.4%) 0.65 2,993
    2019-08-01 $207,882 (9.5%) $278,099 (10.5%) 0.66 2,952
    2019-09-01 $208,455 (10.3%) $277,606 (10.2%) 0.67 2,891
    2019-10-01 $209,400 (10.3%) $277,420 (10.2%) 0.68 2,841
    2019-11-01 $205,000 (8.1%) $274,018 (9.1%) 0.67 2,764
    2019-12-01 $204,050 (8.1%) $276,534 (10.5%) 0.68 2,604
    2020-01-01 $200,800 (8.5%) $276,590 (11.4%) 0.67 2,410
    2020-02-01 $210,000 (11.7%) $281,136 (11.8%) 0.69 2,318
    2020-03-01 $219,750 (13.2%) $285,053 (10.1%) 0.69 2,311
    2020-04-01 $219,375 (9.7%) $283,611 (6.2%) 0.69 2,280
    2020-05-01 $232,950 (15.2%) $295,003 (8.2%) 0.71 2,021
    2020-06-01 $239,450 (16.8%) $304,680 (10.5%) 0.71 1,858
    2020-07-01 $244,000 (18.3%) $311,652 (12.9%) 0.71 1,758
    2020-08-01 $245,000 (17.9%) $319,702 (15.0%) 0.70 1,615
    2020-09-01 $240,575 (15.4%) $320,572 (15.5%) 0.69 1,483
    2020-10-01 $244,500 (16.8%) $329,144 (18.6%) 0.70 1,425
    2020-11-01 $240,825 (17.5%) $329,422 (20.2%) 0.70 1,338
    2020-12-01 $239,450 (17.4%) $330,942 (19.7%) 0.71 1,209
    2021-01-01 $230,000 (14.5%) $331,857 (20.0%) 0.69 994
    2021-02-01 $244,950 (16.6%) $335,257 (19.3%) 0.71 849
    2021-03-01 $250,500 (14.0%) $341,285 (19.7%) 0.71 794
    2021-04-01 $248,950 (13.5%) $342,620 (20.8%) 0.67 764
    2021-05-01 $239,000 (2.6%) $334,487 (13.4%) 0.63 746
    2021-06-01 $235,000 (-1.9%) $330,199 (8.4%) 0.62 819
    2021-07-01 $245,000 (0.4%) $332,199 (6.6%) 0.65 989
    2021-08-01 $249,450 (1.8%) $332,586 (4.0%) 0.67 1,081
    2021-09-01 $249,450 (3.7%) $330,521 (3.1%) 0.67 1,089
    2021-10-01 $249,000 (1.8%) $327,830 (-0.4%) 0.66 1,001
    2021-11-01 $232,950 (-3.3%) $314,662 (-4.5%) 0.62 973
    2021-12-01 $236,725 (-1.1%) $318,918 (-3.6%) 0.64 869
    2022-01-01 $238,900 (3.9%) $317,773 (-4.2%) 0.65 773
    2022-02-01 $241,925 (-1.2%) $334,272 (-0.3%) 0.63 668
    2022-03-01 $251,575 (0.4%) $363,892 (6.6%) 0.63 692
    2022-04-01 $285,000 (14.5%) $371,117 (8.3%) 0.68 713
    2022-05-01 $289,900 (21.3%) $370,117 (10.7%) 0.66 834
    2022-06-01 $289,598 (23.2%) $368,833 (11.7%) 0.65 941
    2022-07-01 $280,000 (14.3%) $358,019 (7.8%) 0.63 1,154
    2022-08-01 $278,600 (11.7%) $349,686 (5.1%) 0.64 1,263
    2022-09-01 $284,700 (14.1%) $348,957 (5.6%) 0.67 1,251
    2022-10-01 $296,000 (18.9%) $355,164 (8.3%) 0.70 1,308
    2022-11-01 $289,950 (24.5%) $343,572 (9.2%) 0.70 1,452
    2022-12-01 $299,900 (26.7%) $347,701 (9.0%) 0.74 1,343
    2023-01-01 $300,000 (25.6%) $348,170 (9.6%) 0.74 1,229
    2023-02-01 $303,745 (25.6%) $350,697 (4.9%) 0.73 1,132
    2023-03-01 $303,475 (20.6%) $352,010 (-3.3%) 0.72 1,122
    2023-04-01 $315,000 (10.5%) $358,629 (-3.4%) 0.73 1,118
    2023-05-01 $312,950 (8.0%) $366,264 (-1.0%) 0.71 1,171
    2023-06-01 $321,500 (11.0%) $377,181 (2.3%) 0.72 1,236
    2023-07-01 $325,000 (16.1%) $386,719 (8.0%) 0.74 1,287
    2023-08-01 $320,450 (15.0%) $381,768 (9.2%) 0.74 1,320
    2023-09-01 $319,900 (12.4%) $367,463 (5.3%) 0.74 1,490
    2023-10-01 $295,000 (-0.3%) $352,688 (-0.7%) 0.69 1,682
    2023-11-01 $299,450 (3.3%) $360,011 (4.8%) 0.71 1,748
    2023-12-01 $299,900 (0.0%) $356,070 (2.4%) 0.73 1,757
    2024-01-01 $296,000 (-1.3%) $350,869 (0.8%) 0.72 1,670
    2024-02-01 $299,450 (-1.4%) $353,066 (0.7%) 0.72 1,641
    2024-03-01 $309,900 (2.1%) $361,513 (2.7%) 0.73 1,632
    2024-04-01 $315,000 (0.0%) $372,747 (3.9%) 0.73 1,653
    2024-05-01 $304,000 (-2.9%) $367,964 (0.5%) 0.69 1,812
    2024-06-01 $298,200 (-7.3%) $362,010 (-4.0%) 0.68 2,013
    2024-07-01 $296,500 (-8.8%) $364,066 (-5.9%) 0.68 2,218
    2024-08-01 $290,000 (-9.5%) $360,886 (-5.5%) 0.67 2,361
    2024-09-01 $291,000 (-9.0%) $356,316 (-3.0%) 0.68 2,463
    2024-10-01 $289,000 (-2.0%) $354,101 (0.4%) 0.68 2,462
    2024-11-01 $285,000 (-4.8%) $352,267 (-2.2%) 0.68 2,497
    2024-12-01 $287,000 (-4.3%) $347,532 (-2.4%) 0.71 2,392
    2025-01-01 $283,725 (-4.2%) $344,921 (-1.7%) 0.71 2,263
    2025-02-01 $285,000 (-4.8%) $351,725 (-0.4%) 0.69 2,328
    2025-03-01 $289,500 (-6.6%) $354,725 (-1.9%) 0.68 2,376
    2025-04-01 $294,750 (-6.4%) $360,049 (-3.4%) 0.68 2,458
    Little Rock's median listing price for 2025-04-01 was $294,750, a difference of $-20,250 (-6.4%) versus the prior year and $5,250 versus the prior month.

    Little Rock's median listing price comes in at 68% of the national average.

    Little Rock's average listing price for 2025-04-01 was $360,049, a difference of $-12,698 (-3.4%) versus the prior year and $5,324 versus the prior month.

    For the 2025-04-01 period, Little Rock had 2,458 MLS listings, a difference of 82 listings (3%) versus the prior month and 805 listings (49%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Little Rock (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 77 days 1,909 sqft
    2018-02-01 66 days 1,910 sqft
    2018-03-01 55 days 1,928 sqft
    2018-04-01 55 days 1,940 sqft
    2018-05-01 52 days 1,952 sqft
    2018-06-01 53 days 1,961 sqft
    2018-07-01 55 days 1,956 sqft
    2018-08-01 57 days 1,955 sqft
    2018-09-01 60 days 1,937 sqft
    2018-10-01 64 days 1,942 sqft
    2018-11-01 66 days 1,924 sqft
    2018-12-01 74 days 1,902 sqft
    2019-01-01 72 days 1,898 sqft
    2019-02-01 63 days 1,899 sqft
    2019-03-01 55 days 1,944 sqft
    2019-04-01 55 days 1,998 sqft
    2019-05-01 53 days 2,010 sqft
    2019-06-01 58 days 2,021 sqft
    2019-07-01 59 days 2,035 sqft
    2019-08-01 60 days 2,045 sqft
    2019-09-01 63 days 2,036 sqft
    2019-10-01 63 days 2,034 sqft
    2019-11-01 65 days 2,025 sqft
    2019-12-01 71 days 2,023 sqft
    2020-01-01 68 days 2,000 sqft
    2020-02-01 55 days 2,050 sqft
    2020-03-01 52 days 2,091 sqft
    2020-04-01 56 days 2,073 sqft
    2020-05-01 62 days 2,146 sqft
    2020-06-01 52 days 2,148 sqft
    2020-07-01 46 days 2,146 sqft
    2020-08-01 43 days 2,150 sqft
    2020-09-01 44 days 2,142 sqft
    2020-10-01 44 days 2,129 sqft
    2020-11-01 46 days 2,123 sqft
    2020-12-01 52 days 2,081 sqft
    2021-01-01 56 days 2,045 sqft
    2021-02-01 45 days 2,062 sqft
    2021-03-01 40 days 2,039 sqft
    2021-04-01 31 days 1,973 sqft
    2021-05-01 25 days 1,928 sqft
    2021-06-01 24 days 1,899 sqft
    2021-07-01 24 days 1,978 sqft
    2021-08-01 32 days 1,976 sqft
    2021-09-01 38 days 1,978 sqft
    2021-10-01 40 days 1,949 sqft
    2021-11-01 37 days 1,911 sqft
    2021-12-01 45 days 1,941 sqft
    2022-01-01 47 days 1,969 sqft
    2022-02-01 36 days 1,929 sqft
    2022-03-01 30 days 1,926 sqft
    2022-04-01 25 days 2,032 sqft
    2022-05-01 26 days 2,037 sqft
    2022-06-01 29 days 2,066 sqft
    2022-07-01 29 days 1,996 sqft
    2022-08-01 34 days 2,020 sqft
    2022-09-01 39 days 2,050 sqft
    2022-10-01 38 days 2,084 sqft
    2022-11-01 40 days 2,041 sqft
    2022-12-01 51 days 2,058 sqft
    2023-01-01 52 days 2,023 sqft
    2023-02-01 48 days 2,008 sqft
    2023-03-01 46 days 1,993 sqft
    2023-04-01 40 days 2,023 sqft
    2023-05-01 37 days 2,088 sqft
    2023-06-01 39 days 2,117 sqft
    2023-07-01 39 days 2,146 sqft
    2023-08-01 40 days 2,121 sqft
    2023-09-01 38 days 2,104 sqft
    2023-10-01 43 days 1,975 sqft
    2023-11-01 46 days 2,000 sqft
    2023-12-01 56 days 1,991 sqft
    2024-01-01 54 days 1,956 sqft
    2024-02-01 52 days 1,952 sqft
    2024-03-01 45 days 1,991 sqft
    2024-04-01 45 days 2,035 sqft
    2024-05-01 41 days 2,025 sqft
    2024-06-01 44 days 1,968 sqft
    2024-07-01 45 days 1,945 sqft
    2024-08-01 46 days 1,925 sqft
    2024-09-01 50 days 1,920 sqft
    2024-10-01 54 days 1,904 sqft
    2024-11-01 57 days 1,904 sqft
    2024-12-01 61 days 1,910 sqft
    2025-01-01 60 days 1,889 sqft
    2025-02-01 52 days 1,885 sqft
    2025-03-01 47 days 1,878 sqft
    2025-04-01 46 days 1,903 sqft
    Little Rock's median listing age (time on market) for 2025-04-01 was 46 days. This is 2% longer than the same period one year ago.

    Little Rock's median square footage for active listings during the 2025-04-01 period was 1,903 sqft. One year prior, the average listing was 2,035 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.