FAYETTEVILLE - SPRINGDALE - ROGERS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Fayetteville - Springdale - Rogers averaged
6.68%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.01% and
one month ago for the week of 2025-05-15, the
average rate was 6.68%.
Fayetteville - Springdale - Rogers's average rate one year ago was 6.92%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Fayetteville - Springdale - Rogers 30 Year Fixed Rate | 2025-06-18 | 6.68% |
| Fayetteville - Springdale - Rogers 30 Year Fixed Rate Refi | 2025-06-18 | 6.95% |
| Fayetteville - Springdale - Rogers 15 Year Fixed Rate | 2025-06-18 | 6.19% |
| Fayetteville - Springdale - Rogers 15 Year Fixed Rate Refi | 2025-06-18 | 6.16% |
| Fayetteville - Springdale - Rogers 30 Year FHA | 2025-06-18 | -0.36% |
| Fayetteville - Springdale - Rogers 30 Year FHA Refi | 2025-06-18 | -0.22% |
| Fayetteville - Springdale - Rogers 30 Year USDA | 2025-06-18 | -0.35% |
| Fayetteville - Springdale - Rogers 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Fayetteville - Springdale - Rogers 30 Year VA | 2025-06-18 | -0.2% |
| Fayetteville - Springdale - Rogers 30 Year VA Refi | 2025-06-18 | -0.63% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FAYETTEVILLE-SPRINGDALE-ROGERS, AR.
FAYETTEVILLE - SPRINGDALE - ROGERS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FAYETTEVILLE-SPRINGDALE-ROGERS, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
FAYETTEVILLE - SPRINGDALE - ROGERS Average Closing Costs & Other Stats
FAYETTEVILLE-SPRINGDALE-ROGERS, AR's 262 lenders originated 15,447
loans during 2024. The total origination value was $4,732,455,000, with an average loan value of
$306,367.
FAYETTEVILLE - SPRINGDALE - ROGERS's average closing costs are $4,568.
The top FAYETTEVILLE - SPRINGDALE - ROGERS lender as defined by loan originations is Arvest Bank, with
1,039 loans originated. Their average total fees are
$4,236, which is $2,292
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee FAYETTEVILLE - SPRINGDALE - ROGERS lenders (with over 10 loans originated) are
PREMIA MORTGAGE, LLC ($1,220), First Security Bank ($3,202), NBKC BANK ($3,212), NAVY FEDERAL CREDIT UNION ($3,360) and U.S. Bank ($3,391).
The lowest rate FAYETTEVILLE - SPRINGDALE - ROGERS lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.84%), First Financial Bank (6.27%), CMG MORTGAGE, INC. (6.30%), Bank of America (6.32%) and BETTER MORTGAGE CORPORATION (6.38%).
FAYETTEVILLE-SPRINGDALE-ROGERS, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Arvest Bank | $841,205,000 | $886,405,000 | 5.4% | 18.7% |
| QUICKEN LOANS, LLC | $223,235,000 | $234,615,000 | 5.1% | 5.0% |
| FLAT BRANCH MORTGAGE, INC. | $236,540,000 | $181,165,000 | -23.4% | 3.8% |
| Centennial Bank | $114,755,000 | $162,245,000 | 41.4% | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | $60,940,000 | $124,355,000 | 104.1% | 2.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $63,945,000 | $118,390,000 | 85.1% | 2.5% |
| Signature Bank of Arkansas | $55,835,000 | $110,845,000 | 98.5% | 2.3% |
| ASSOCIATED MORTGAGE CORPORATION | $50,415,000 | $95,800,000 | 90.0% | 2.0% |
| Merchants Bank of Indiana | $42,285,000 | $77,890,000 | 84.2% | 1.6% |
| Generations Bank | $65,725,000 | $75,345,000 | 14.6% | 1.6% |
| Priority Bank | $112,365,000 | $66,595,000 | -40.7% | 1.4% |
| GERSHMAN INVESTMENT CORP. | $54,565,000 | $66,060,000 | 21.1% | 1.4% |
| The First National Bank of Fort Smith | $111,375,000 | $61,705,000 | -44.6% | 1.3% |
| Gateway First Bank | $80,380,000 | $61,565,000 | -23.4% | 1.3% |
| Mortgage Research Center, LLC | $45,465,000 | $55,900,000 | 23.0% | 1.2% |
| Regions Bank | $44,085,000 | $55,250,000 | 25.3% | 1.2% |
| First Security Bank | $38,835,000 | $49,685,000 | 27.9% | 1.0% |
| MY MOVE MORTGAGE, LLC | $48,450,000 | n/a | 1.0% | |
| First Horizon Bank | $45,620,000 | $47,855,000 | 4.9% | 1.0% |
| ENCORE BANK | $57,390,000 | $44,775,000 | -22.0% | 0.9% |
| Simmons Bank | $25,360,000 | $42,865,000 | 69.0% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $29,170,000 | $42,790,000 | 46.7% | 0.9% |
| The Farmers & Merchants Bank | $34,800,000 | $41,565,000 | 19.4% | 0.9% |
| First Western Bank | $21,210,000 | $41,070,000 | 93.6% | 0.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,630,000 | $38,130,000 | 341.8% | 0.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $37,960,000 | $37,370,000 | -1.6% | 0.8% |
| ARKANSAS Federal Credit Union | $44,160,000 | $36,765,000 | -16.7% | 0.8% |
| The Central Trust Bank | $34,975,000 | $35,735,000 | 2.2% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $26,160,000 | $35,550,000 | 35.9% | 0.8% |
| Legacy National Bank | $31,370,000 | $34,660,000 | 10.5% | 0.7% |
| Bank of America | $34,750,000 | $33,015,000 | -5.0% | 0.7% |
| JPMorgan Chase Bank | $20,880,000 | $32,885,000 | 57.5% | 0.7% |
| U.S. Bank | $37,155,000 | $32,715,000 | -11.9% | 0.7% |
| Eagle Bank and Trust Company | $39,160,000 | $32,475,000 | -17.1% | 0.7% |
| BOKF | $24,700,000 | $31,800,000 | 28.7% | 0.7% |
| The Citizens Bank | $9,880,000 | $29,350,000 | 197.1% | 0.6% |
| GUILD MORTGAGE COMPANY | $6,355,000 | $28,930,000 | 355.2% | 0.6% |
| FIRST WESTERN MORTGAGE, INC. | $24,990,000 | $28,710,000 | 14.9% | 0.6% |
| GENEVA FINANCIAL, LLC | $24,940,000 | $28,610,000 | 14.7% | 0.6% |
| BROKER SOLUTIONS, INC. | $26,235,000 | $27,740,000 | 5.7% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,835,000 | $27,630,000 | 21.0% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $14,285,000 | $26,695,000 | 86.9% | 0.6% |
| UNITED | $48,995,000 | $26,435,000 | -46.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,460,000 | $25,250,000 | 44.6% | 0.5% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $21,750,000 | $25,055,000 | 15.2% | 0.5% |
| First Community Bank | $12,670,000 | $24,555,000 | 93.8% | 0.5% |
| Arbor Realty Trust, Inc. | $7,690,000 | $22,965,000 | 198.6% | 0.5% |
| BancorpSouth | $32,250,000 | $22,750,000 | -29.5% | 0.5% |
| Bank OZK | $3,125,000 | $22,660,000 | 625.1% | 0.5% |
| United Bank | $10,225,000 | $21,755,000 | 112.8% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $13,280,000 | $21,220,000 | 59.8% | 0.4% |
| USAA Federal Savings Bank | $19,510,000 | $20,400,000 | 4.6% | 0.4% |
| CMG MORTGAGE, INC. | $13,535,000 | $20,255,000 | 49.6% | 0.4% |
| NEWREZ LLC | $7,975,000 | $18,310,000 | 129.6% | 0.4% |
| NBKC BANK | $13,160,000 | $17,420,000 | 32.4% | 0.4% |
| Truist | $15,470,000 | $17,230,000 | 11.4% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $16,795,000 | n/a | 0.4% | |
| Wells Fargo Bank | $26,475,000 | $15,470,000 | -41.6% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $3,875,000 | $15,255,000 | 293.7% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $720,000 | $15,130,000 | 2,001.4% | 0.3% |
| COMMUNITY MORTGAGE CORPORATION | $12,105,000 | $15,055,000 | 24.4% | 0.3% |
| American Mortgage Bank, LLC | $14,830,000 | n/a | 0.3% | |
| Armstrong Bank | $25,020,000 | $14,690,000 | -41.3% | 0.3% |
| LOANDEPOT.COM, LLC | $14,385,000 | $14,615,000 | 1.6% | 0.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $39,205,000 | $14,365,000 | -63.4% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $10,765,000 | $14,330,000 | 33.1% | 0.3% |
| ZILLOW HOME LOANS, LLC | $12,065,000 | $14,195,000 | 17.7% | 0.3% |
| Plains Commerce Bank | $19,265,000 | $14,115,000 | -26.7% | 0.3% |
| Grand Savings Bank | $14,765,000 | $13,845,000 | -6.2% | 0.3% |
| Chambers Bank | $17,955,000 | $13,635,000 | -24.1% | 0.3% |
| GUARANTEED RATE, INC. | $13,690,000 | $13,390,000 | -2.2% | 0.3% |
| Today's Bank | $12,525,000 | $12,025,000 | -4.0% | 0.3% |
| Sterling Bank | $1,710,000 | $11,990,000 | 601.2% | 0.3% |
| Cornerstone Bank | $12,355,000 | $11,970,000 | -3.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,220,000 | $11,565,000 | 60.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $10,710,000 | $10,285,000 | -4.0% | 0.2% |
| Firstar Bank | $14,665,000 | $10,090,000 | -31.2% | 0.2% |
| Mortgage Assurance Inc. | $5,235,000 | $10,075,000 | 92.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $6,095,000 | $9,940,000 | 63.1% | 0.2% |
| First Federal Bank | $8,495,000 | $9,825,000 | 15.7% | 0.2% |
| Discover Bank | $7,395,000 | $9,775,000 | 32.2% | 0.2% |
| Bank of England | $9,330,000 | $9,570,000 | 2.6% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,340,000 | $9,540,000 | 119.8% | 0.2% |
| Flagstar Bank, FSB | $15,020,000 | $9,270,000 | -38.3% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $5,140,000 | $9,010,000 | 75.3% | 0.2% |
| First National Bank | $165,000 | $8,880,000 | 5,281.8% | 0.2% |
| First Financial Bank | $345,000 | $8,715,000 | 2,426.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $10,245,000 | $8,410,000 | -17.9% | 0.2% |
| The Loan Store, Inc. | $590,000 | $8,195,000 | 1,289.0% | 0.2% |
| PLANET HOME LENDING, LLC | $1,840,000 | $7,675,000 | 317.1% | 0.2% |
| Charles Schwab Bank, SSB | $3,215,000 | $7,655,000 | 138.1% | 0.2% |
| Farmers Bank & Trust | $2,810,000 | $7,270,000 | 158.7% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $30,655,000 | $6,950,000 | -77.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $7,265,000 | $6,875,000 | -5.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $13,925,000 | $6,810,000 | -51.1% | 0.1% |
| Raymond James Bank | $5,985,000 | $6,780,000 | 13.3% | 0.1% |
| T2 FINANCIAL LLC | $6,650,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,550,000 | $6,600,000 | 158.8% | 0.1% |
| Morgan Stanley Private Bank | $7,185,000 | $6,565,000 | -8.6% | 0.1% |
| Farm Credit Services of Western Arkansas, ACA | $8,235,000 | $6,550,000 | -20.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,595,000 | $6,360,000 | 76.9% | 0.1% |
| Central Bank | $14,390,000 | $5,920,000 | -58.9% | 0.1% |
| PNC Bank | $3,345,000 | $5,660,000 | 69.2% | 0.1% |
| Figure Lending LLC | $3,765,000 | $5,640,000 | 49.8% | 0.1% |
| Citibank | $3,120,000 | $5,610,000 | 79.8% | 0.1% |
| DAS Acquisition Company, LLC | $5,125,000 | $5,155,000 | 0.6% | 0.1% |
| Equity Bank | $37,735,000 | $5,130,000 | -86.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $3,385,000 | $4,950,000 | 46.2% | 0.1% |
| The Bank of Missouri | $8,895,000 | $4,790,000 | -46.1% | 0.1% |
| Carrington Mortgage Services, LLC | $3,675,000 | $4,765,000 | 29.7% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $2,350,000 | $4,575,000 | 94.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,355,000 | $4,505,000 | 34.3% | 0.1% |
| Ixonia Bank | $1,870,000 | $4,355,000 | 132.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,550,000 | $4,320,000 | 21.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,030,000 | $4,180,000 | 38.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $470,000 | $4,175,000 | 788.3% | 0.1% |
| UNIFY FINANCIAL Credit Union | $4,710,000 | $4,130,000 | -12.3% | 0.1% |
| Citizens Bank | $10,975,000 | $4,105,000 | -62.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $695,000 | $4,040,000 | 481.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,670,000 | $3,955,000 | 7.8% | 0.1% |
| Intrust Bank | $3,565,000 | $3,750,000 | 5.2% | 0.1% |
| Evolve Bank & Trust | $16,445,000 | $3,610,000 | -78.0% | 0.1% |
| A&D Mortgage LLC | $275,000 | $3,595,000 | 1,207.3% | 0.1% |
| DIGITAL Federal Credit Union | $30,635,000 | $3,585,000 | -88.3% | 0.1% |
| First National Bank of North Arkansas | $2,190,000 | $3,575,000 | 63.2% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $2,265,000 | $3,430,000 | 51.4% | 0.1% |
| UBS Bank USA | $2,160,000 | $3,425,000 | 58.6% | 0.1% |
| ENVOY MORTGAGE, LTD | $3,420,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $5,775,000 | $3,375,000 | -41.6% | 0.1% |
| General Mortgage Capital Corporation | $975,000 | $3,280,000 | 236.4% | 0.1% |
| The Federal Savings Bank | $8,245,000 | $3,260,000 | -60.5% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,345,000 | $3,240,000 | 38.2% | 0.1% |
| LOANPAL, LLC | $1,260,000 | $3,120,000 | 147.6% | 0.1% |
| GMFS LLC | $3,045,000 | $3,055,000 | 0.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,790,000 | $3,010,000 | 68.2% | 0.1% |
| PHH Mortgage Corporation | $1,340,000 | $2,985,000 | 122.8% | 0.1% |
| Ally Bank | $3,240,000 | $2,980,000 | -8.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $965,000 | $2,940,000 | 204.7% | 0.1% |
| TOWNE MORTGAGE COMPANY | $575,000 | $2,940,000 | 411.3% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $3,110,000 | $2,925,000 | -5.9% | 0.1% |
| Anstaff Bank | $2,425,000 | $2,875,000 | 18.6% | 0.1% |
| RF Renovo Management Company, LLC | $2,855,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $2,035,000 | $2,845,000 | 39.8% | 0.1% |
| OCMBC, INC. | $290,000 | $2,700,000 | 831.0% | 0.1% |
| Servion, Inc. | $490,000 | $2,670,000 | 444.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,845,000 | $2,545,000 | -33.8% | 0.1% |
| DELMAR FINANCIAL COMPANY | $195,000 | $2,545,000 | 1,205.1% | 0.1% |
| American Airlines Federal Credit Union | $555,000 | $2,535,000 | 356.8% | 0.1% |
| Equity Prime Mortgage LLC | $2,500,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $2,330,000 | $2,490,000 | 6.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,575,000 | $2,475,000 | -3.9% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,450,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,400,000 | n/a | 0.1% | |
| Southern Bancorp Bank | $1,680,000 | $2,395,000 | 42.6% | 0.1% |
| COMMUNITYAMERICA | $670,000 | $2,285,000 | 241.0% | 0.0% |
| Oakstar Bank | $3,640,000 | $2,275,000 | -37.5% | 0.0% |
| Springfield First Community Bank | $1,035,000 | $2,270,000 | 119.3% | 0.0% |
| Great Southern Bank | $4,355,000 | $2,250,000 | -48.3% | 0.0% |
| Coastal Community Bank | $2,230,000 | $2,220,000 | -0.4% | 0.0% |
| Farmers Bank & Trust Company | $460,000 | $2,210,000 | 380.4% | 0.0% |
| FBC MORTGAGE, LLC | $4,380,000 | $2,095,000 | -52.2% | 0.0% |
| OPEN MORTGAGE, LLC | $11,170,000 | $2,065,000 | -81.5% | 0.0% |
| Hamilton Mortgage Corporation | $2,060,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $940,000 | $2,045,000 | 117.6% | 0.0% |
| POLARIS HOME FUNDING CORP. | $860,000 | $2,040,000 | 137.2% | 0.0% |
| UNION HOME MORTGAGE CORP. | $1,570,000 | $2,030,000 | 29.3% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,550,000 | $1,970,000 | 27.1% | 0.0% |
| Armed Forces Bank | $1,850,000 | $1,940,000 | 4.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,385,000 | $1,930,000 | 39.4% | 0.0% |
| Academy Bank | $2,000,000 | $1,920,000 | -4.0% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $5,075,000 | $1,915,000 | -62.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $3,740,000 | $1,890,000 | -49.5% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $225,000 | $1,860,000 | 726.7% | 0.0% |
| Fidelity Bank | $420,000 | $1,855,000 | 341.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $495,000 | $1,840,000 | 271.7% | 0.0% |
| CARDINAL FINANCIAL | $6,735,000 | $1,840,000 | -72.7% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,360,000 | $1,840,000 | 35.3% | 0.0% |
| First United Bank and Trust Company | $650,000 | $1,825,000 | 180.8% | 0.0% |
| UMB Bank | $360,000 | $1,750,000 | 386.1% | 0.0% |
| NexBank | $2,975,000 | $1,740,000 | -41.5% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $2,220,000 | $1,710,000 | -23.0% | 0.0% |
| Bell Bank | $740,000 | $1,685,000 | 127.7% | 0.0% |
| First State Bank | $5,310,000 | $1,630,000 | -69.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $455,000 | $1,595,000 | 250.5% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,855,000 | $1,580,000 | -14.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $525,000 | $1,580,000 | 201.0% | 0.0% |
| Old Missouri Bank | $1,520,000 | n/a | 0.0% | |
| RCB Bank | $1,485,000 | n/a | 0.0% | |
| Old National Bank | $23,255,000 | $1,470,000 | -93.7% | 0.0% |
| Midwest Mortgage Associates Corporation | $825,000 | $1,450,000 | 75.8% | 0.0% |
| VERITAS FUNDING, LLC | $2,540,000 | $1,450,000 | -42.9% | 0.0% |
| Baxter Credit Union | $215,000 | $1,435,000 | 567.4% | 0.0% |
| BMO Harris Bank | $2,560,000 | $1,430,000 | -44.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,725,000 | $1,420,000 | -17.7% | 0.0% |
| M&T Bank | $1,420,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $2,415,000 | $1,400,000 | -42.0% | 0.0% |
| Stride Bank | $1,380,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,180,000 | $1,375,000 | 16.5% | 0.0% |
| NP, Inc. | $235,000 | $1,370,000 | 483.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,770,000 | $1,365,000 | -22.9% | 0.0% |
| Ameris Bank | $1,340,000 | $1,350,000 | 0.7% | 0.0% |
| CLEARPATH LENDING | $550,000 | $1,305,000 | 137.3% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,250,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $155,000 | $1,215,000 | 683.9% | 0.0% |
| Paragon Bank | $1,175,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $480,000 | $1,170,000 | 143.8% | 0.0% |
| The Huntington National Bank | $1,610,000 | $1,155,000 | -28.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,515,000 | $1,150,000 | -24.1% | 0.0% |
| BARTLETT MORTGAGE, INC. | $335,000 | $1,150,000 | 243.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,230,000 | $1,125,000 | -49.6% | 0.0% |
| Citizens National Bank, N.A. | $1,120,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $1,100,000 | n/a | 0.0% | |
| Southern Bank | $235,000 | $1,080,000 | 359.6% | 0.0% |
| Axos Bank | $630,000 | $1,055,000 | 67.5% | 0.0% |
| Stifel Bank and Trust | $1,135,000 | $1,040,000 | -8.4% | 0.0% |
| CHEVRON | $1,035,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,020,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,120,000 | $1,010,000 | -9.8% | 0.0% |
| NEXERA HOLDING LLC | $625,000 | $1,005,000 | 60.8% | 0.0% |
| First Financial Bank | $345,000 | $995,000 | 188.4% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $485,000 | $980,000 | 102.1% | 0.0% |
| Network Funding, L.P. | $9,225,000 | $975,000 | -89.4% | 0.0% |
| Texana Bank | $945,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $1,760,000 | $935,000 | -46.9% | 0.0% |
| Mortgage Investment Services Corporation | $315,000 | $885,000 | 181.0% | 0.0% |
| Fifth Third Bank | $870,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $460,000 | $845,000 | 83.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $4,235,000 | $830,000 | -80.4% | 0.0% |
| GREENSTATE CREDIT UNION | $825,000 | n/a | 0.0% | |
| Sunflower Bank | $750,000 | $810,000 | 8.0% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $790,000 | n/a | 0.0% | |
| Alliance Credit Union | $765,000 | n/a | 0.0% | |
| First International Bank & Trust | $765,000 | n/a | 0.0% | |
| Merchants Bank | $765,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $620,000 | $760,000 | 22.6% | 0.0% |
| TELCOE FEDERAL CREDIT UNION | $1,850,000 | $760,000 | -58.9% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $485,000 | $755,000 | 55.7% | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $2,105,000 | $755,000 | -64.1% | 0.0% |
| Northpointe Bank | $840,000 | $750,000 | -10.7% | 0.0% |
| SPRING EQ, LLC | $500,000 | $750,000 | 50.0% | 0.0% |
| Peoples National Bank , N.A. | $725,000 | $745,000 | 2.8% | 0.0% |
| INTERCAP LENDING INC. | $735,000 | n/a | 0.0% | |
| SFMC, LP | $730,000 | n/a | 0.0% | |
| ARC HOME LLC | $4,090,000 | $710,000 | -82.6% | 0.0% |
| FirstBank | $105,000 | $710,000 | 576.2% | 0.0% |
| Guaranty Bank & Trust, N.A. | $345,000 | $710,000 | 105.8% | 0.0% |
| First Bank | $570,000 | $700,000 | 22.8% | 0.0% |
| CITIZENS EQUITY FIRST | $105,000 | $690,000 | 557.1% | 0.0% |
| S1L, Inc. | $8,625,000 | $685,000 | -92.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $345,000 | $680,000 | 97.1% | 0.0% |
| U S WIDE FINANCIAL LLC | $255,000 | $680,000 | 166.7% | 0.0% |
| SENTE MORTGAGE, INC. | $685,000 | $675,000 | -1.5% | 0.0% |
| NFM, INC. | $835,000 | $670,000 | -19.8% | 0.0% |
| NASA Federal Credit Union | $605,000 | $665,000 | 9.9% | 0.0% |
| Commerce Bank | $1,955,000 | $650,000 | -66.8% | 0.0% |
| Renasant Bank | $650,000 | n/a | 0.0% | |
| Paramount Bank | $640,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $4,370,000 | $635,000 | -85.5% | 0.0% |
| ALLIANT CREDIT UNION | $615,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $685,000 | $610,000 | -10.9% | 0.0% |
| Planters Bank & Trust Company | $605,000 | n/a | 0.0% | |
| Pilgrim Bank | $590,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,305,000 | $575,000 | -55.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $95,000 | $570,000 | 500.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $10,905,000 | $570,000 | -94.8% | 0.0% |
| First Savings Bank | $2,575,000 | $570,000 | -77.9% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $205,000 | $570,000 | 178.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $950,000 | $560,000 | -41.1% | 0.0% |
| Magnolia Bank | $755,000 | $550,000 | -27.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $340,000 | $530,000 | 55.9% | 0.0% |
| EVANSVILLE TEACHERS | $525,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $315,000 | $520,000 | 65.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $325,000 | $505,000 | 55.4% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $505,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $8,015,000 | $500,000 | -93.8% | 0.0% |
| Regent Bank | $500,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $155,000 | $490,000 | 216.1% | 0.0% |
| CARTER FEDERAL CREDIT UNION | $485,000 | n/a | 0.0% | |
| RED RIVER EMPLOYEES | $965,000 | $465,000 | -51.8% | 0.0% |
| Southwest Missouri Bank | $1,260,000 | $465,000 | -63.1% | 0.0% |
| Pinnacle Bank | $185,000 | $460,000 | 148.6% | 0.0% |
| Service Federal Credit Union | $455,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,510,000 | $455,000 | -69.9% | 0.0% |
| Freedom Bank of Southern Missouri | $485,000 | $450,000 | -7.2% | 0.0% |
| GNBank | $445,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $435,000 | n/a | 0.0% | |
| Regional Missouri Bank | $435,000 | n/a | 0.0% | |
| Origin Bank | $1,160,000 | $430,000 | -62.9% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $430,000 | n/a | 0.0% | |
| VeraBank | $425,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $25,000 | $420,000 | 1,580.0% | 0.0% |
| Citizens' Bank & Trust Co. | $710,000 | $420,000 | -40.8% | 0.0% |
| Diamond Bank | $275,000 | $415,000 | 50.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $410,000 | n/a | 0.0% | |
| FCB Banks | $405,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $610,000 | $405,000 | -33.6% | 0.0% |
| Citadel Servicing Corporation | $1,290,000 | $400,000 | -69.0% | 0.0% |
| Bank of Dixon County | $395,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $500,000 | $395,000 | -21.0% | 0.0% |
| First Arkansas Bank and Trust | $395,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $510,000 | $395,000 | -22.5% | 0.0% |
| UBank | $395,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS LLC | $380,000 | $380,000 | 0.0% | 0.0% |
| Adams Bank & Trust | $605,000 | $375,000 | -38.0% | 0.0% |
| Bank of Whittier | $375,000 | n/a | 0.0% | |
| City Bank | $85,000 | $375,000 | 341.2% | 0.0% |
| Home Federal Bank | $375,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $650,000 | $375,000 | -42.3% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $185,000 | $370,000 | 100.0% | 0.0% |
| Johnson Bank | $375,000 | $365,000 | -2.7% | 0.0% |
| SeaTrust Mortgage Company | $365,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $360,000 | $360,000 | 0.0% | 0.0% |
| INTOUCH CREDIT UNION | $355,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $355,000 | n/a | 0.0% | |
| The Union State Bank | $215,000 | $355,000 | 65.1% | 0.0% |
| Bethpage Federal Credit Union | $805,000 | $350,000 | -56.5% | 0.0% |
| Deere Employees Credit Union | $635,000 | $350,000 | -44.9% | 0.0% |
| Central National Bank | $345,000 | n/a | 0.0% | |
| EMM LOANS LLC | $425,000 | $345,000 | -18.8% | 0.0% |
| KANZA Bank | $345,000 | n/a | 0.0% | |
| Mabrey Bank | $345,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $340,000 | n/a | 0.0% | |
| American Bank of Oklahoma | $335,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $2,075,000 | $335,000 | -83.9% | 0.0% |
| Princeton Mortgage Corporation | $335,000 | n/a | 0.0% | |
| Fidelity National Bank | $325,000 | n/a | 0.0% | |
| First Merchants Bank | $325,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $740,000 | $315,000 | -57.4% | 0.0% |
| Farm Credit Mid-America, ACA | $425,000 | $305,000 | -28.2% | 0.0% |
| JEFFERSON FINANCIAL | $305,000 | n/a | 0.0% | |
| Legacy Bank & Trust Company | $305,000 | n/a | 0.0% | |
| Pinnacle Bank | $185,000 | $295,000 | 59.5% | 0.0% |
| ADVANCIAL | $115,000 | $285,000 | 147.8% | 0.0% |
| First Midwest Bank of Dexter | $285,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $335,000 | $285,000 | -14.9% | 0.0% |
| TOGETHER CREDIT UNION | $285,000 | n/a | 0.0% | |
| Deseret First Credit Union | $595,000 | $275,000 | -53.8% | 0.0% |
| MLD MORTGAGE INC. | $275,000 | n/a | 0.0% | |
| People's Bank of Seneca | $335,000 | $275,000 | -17.9% | 0.0% |
| ALTRA | $265,000 | n/a | 0.0% | |
| ONY GLO, INC. | $215,000 | $265,000 | 23.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,090,000 | $260,000 | -76.1% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $255,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $480,000 | $255,000 | -46.9% | 0.0% |
| IncredibleBank | $255,000 | n/a | 0.0% | |
| Core Bank | $245,000 | n/a | 0.0% | |
| Flanagan State Bank | $245,000 | n/a | 0.0% | |
| Legends Bank | $245,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $375,000 | $245,000 | -34.7% | 0.0% |
| BAY EQUITY LLC | $355,000 | $235,000 | -33.8% | 0.0% |
| PATRIOTS BANK | $235,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $235,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $615,000 | $230,000 | -62.6% | 0.0% |
| First National Bank | $165,000 | $225,000 | 36.4% | 0.0% |
| Focus Bank | $335,000 | $225,000 | -32.8% | 0.0% |
| Prosperity Bank | $225,000 | n/a | 0.0% | |
| CAPITAL CONCEPTS, INC. | $205,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $205,000 | n/a | 0.0% | |
| State Bank of De Kalb | $205,000 | n/a | 0.0% | |
| TTCU Federal Credit Union | $1,175,000 | $205,000 | -82.6% | 0.0% |
| Leader Bank | $195,000 | n/a | 0.0% | |
| Community National Bank & Trust | $185,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $5,605,000 | $185,000 | -96.7% | 0.0% |
| CREDIT UNION OF AMERICA | $175,000 | n/a | 0.0% | |
| First Service Bank | $2,575,000 | $175,000 | -93.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $175,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $175,000 | n/a | 0.0% | |
| State Bank of Waterloo | $175,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $175,000 | n/a | 0.0% | |
| Mazuma Credit Union | $165,000 | n/a | 0.0% | |
| First National Bank of America | $690,000 | $155,000 | -77.5% | 0.0% |
| TIB The Independent Bankersbank | $155,000 | n/a | 0.0% | |
| Citizens State Bank | $405,000 | $145,000 | -64.2% | 0.0% |
| LOANPEOPLE, LLC | $145,000 | n/a | 0.0% | |
| TOWER | $130,000 | n/a | 0.0% | |
| First State Bank and Trust | $125,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $860,000 | $125,000 | -85.5% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $115,000 | n/a | 0.0% | |
| Peoples Community Bank | $170,000 | $115,000 | -32.4% | 0.0% |
| BARKSDALE | $350,000 | $105,000 | -70.0% | 0.0% |
| Northwest Federal Credit Union | $390,000 | $105,000 | -73.1% | 0.0% |
| Community Bank and Trust | $755,000 | $95,000 | -87.4% | 0.0% |
| CREDIT UNION OF GEORGIA | $95,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, PCA | $75,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $75,000 | n/a | 0.0% | |
| Bank of Bartlett | $255,000 | $65,000 | -74.5% | 0.0% |
| Connexus Credit Union | $190,000 | $65,000 | -65.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $370,000 | $55,000 | -85.1% | 0.0% |
| FirstTrust Home Loans, Inc. | $14,310,000 | $55,000 | -99.6% | 0.0% |
| Transportation Federal Credit Union | $55,000 | n/a | 0.0% | |
| FOUR POINTS | $100,000 | $50,000 | -50.0% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | $45,000 | -64.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $240,000 | $25,000 | -89.6% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| LUFTHANSA EMP. | $25,000 | n/a | 0.0% |
FAYETTEVILLE - SPRINGDALE - ROGERS's top lender by overall market share is Arvest Bank, with 18.7% market share. In second place, with 5.0%, is QUICKEN LOANS, LLC, having originated $234,615,000 in loans. In third place, with 3.8%, is FLAT BRANCH MORTGAGE, INC., having originated $181,165,000 in loans. In fourth place, with 3.4%, is Centennial Bank, having originated $162,245,000 in loans. In fifth place, with 2.6%, is DHI MORTGAGE COMPANY, LTD., having originated $124,355,000 in loans.
FAYETTEVILLE-SPRINGDALE-ROGERS, AR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 9,873 | $3,575,095,000 | $362,108 |
| Refi | 1,627 | $541,565,000 | $332,861 |
| Other | 1,431 | $201,445,000 | $140,772 |
| Home Improvement | 1,273 | $138,655,000 | $108,920 |
| Cash Out Refi | 1,243 | $275,695,000 | $221,798 |
Fayetteville - Springdale - Rogers's most frequently cited loan purpose was Home Purchase, with 9,873 originations. The 2nd most popular reason was Refi, with 1,627 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,436 | $2,101,040,000 | $326,451 |
| Over 8% | 3,292 | $584,070,000 | $177,421 |
| 5-6% | 2,521 | $888,585,000 | $352,473 |
| 7-8% | 2,281 | $787,295,000 | $345,153 |
| 4-5% | 227 | $86,175,000 | $379,626 |
| <2.5% | 15 | $5,365,000 | $357,667 |
| 3-4% | 15 | $2,975,000 | $198,333 |
| 2.5-3% | 11 | $2,565,000 | $233,182 |
During 2024, Fayetteville - Springdale - Rogers's most frequently originated rate bucket was 6-7%, with 6,436 originations.
Loan Sizing (FAYETTEVILLE-SPRINGDALE-ROGERS, AR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 7,165 | $2,045,665,000 | $285,508 |
| $100,000 or less | 2,710 | $141,380,000 | $52,170 |
| $100k-200k | 2,635 | $394,465,000 | $149,702 |
| $400k-600k | 2,059 | $978,085,000 | $475,029 |
| $600k-1000k | 689 | $489,895,000 | $711,023 |
| $Over $1MM | 189 | $682,965,000 | $3,613,571 |
FAYETTEVILLE - SPRINGDALE - ROGERS's loan sizing saw the bucket of loans from $200k-400k with 7,165 originations, totaling $2,045,665,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,971 | $2,081,945,000 | $348,676 |
| 60-80% | 3,283 | $1,371,225,000 | $417,674 |
| Under 20% | 2,105 | $131,835,000 | $62,629 |
| 20-40% | 1,679 | $241,735,000 | $143,976 |
| 40-60% | 1,413 | $513,665,000 | $363,528 |
| Over 100% | 185 | $70,255,000 | $379,757 |
FAYETTEVILLE - SPRINGDALE - ROGERS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,971 originations, totaling $2,081,945,000 in origination value.