Arkadelphia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Arkadelphia averaged 6.44% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.75% and one month ago for the week of 2025-02-27, the average rate was 6.96%.

    Arkadelphia's average rate one year ago was 6.79%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Arkadelphia 30 Year Fixed Rate 2025-04-03 6.44%
    Arkadelphia 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Arkadelphia 15 Year Fixed Rate 2025-04-03 5.82%
    Arkadelphia 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Arkadelphia 30 Year FHA 2025-04-03 6.06%
    Arkadelphia 30 Year FHA Refi 2025-04-03 6.36%
    Arkadelphia 30 Year USDA 2025-04-03 6.22%
    Arkadelphia 30 Year USDA Refi 2025-04-03 6.42%
    Arkadelphia 30 Year VA 2025-04-03 6.06%
    Arkadelphia 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arkadelphia, AR.

    Arkadelphia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arkadelphia, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 14 6.50% $5,057
    FIRST COMMUNITY MORTGAGE, INC. 9 6.72% $3,501
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.73% $5,723
    SWBC MORTGAGE CORPORATION 4 6.66% $6,427
    U.S. Bank 4 6.84% $2,773
    Arvest Bank 3 7.00% $3,524
    Servion, Inc. 3 7.21% $4,041
    ENCORE BANK 2 3.81% $2,637
    Eagle Bank and Trust Company 1 6.50% $2,576
    GUARANTEED RATE, INC. 1 6.53% $6,766
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $4,956
    JPMorgan Chase Bank 1 7.99% $2,988
    LOANPAL, LLC 1 6.99% $4,782
    MORTGAGE INVESTORS GROUP, INC. 1 6.88% $3,765
    MOVEMENT MORTGAGE, LLC 1 6.56% $3,295
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $7,809
    PENNYMAC LOAN SERVICES, LLC 1 6.12% $5,034
    Regions Bank 1 6.50% $3,211
    Simmons Bank 1 6.88% $2,545
    UNITED WHOLESALE MORTGAGE, LLC 1 7.62% $5,092
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $4,573
    ARKANSAS Federal Credit Union 1 6.88% $2,256
    ZILLOW HOME LOANS, LLC 1 6.63% $4,116
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $13,706
    Bank of England 1 6.63% $5,695
    Centennial Bank 1 6.50% $3,304
    Chambers Bank 1 6.99% $2,261
    CHEVRON 1 7.13% $2,443
    CMG MORTGAGE, INC. 1 7.38% $4,285
    CORNERSTONE HOME LENDING, INC. 1 7.50% $6,378

    Arkadelphia Average Closing Costs & Other Stats

    Arkadelphia, AR's 30 lenders originated 306 loans during 2024. The total origination value was $47,880,000, with an average loan value of $156,471.

    Arkadelphia's average closing costs are $4,498.

    The top Arkadelphia lender as defined by loan originations is QUICKEN LOANS, LLC, with 14 loans originated. Their average total fees are $5,057, which is $1,556 higher than the next largest lender, FIRST COMMUNITY MORTGAGE, INC..

    The lowest fee Arkadelphia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,057), .

    The lowest rate Arkadelphia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.50%), .

    Arkadelphia, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $185,000 $5,930,000 3,105.4% 12.4%
    Southern Bancorp Bank $4,805,000 $5,210,000 8.4% 10.9%
    QUICKEN LOANS, LLC $2,745,000 $4,515,000 64.5% 9.4%
    SWBC MORTGAGE CORPORATION $485,000 $1,850,000 281.4% 3.9%
    FIRST COMMUNITY MORTGAGE, INC. $1,110,000 $1,565,000 41.0% 3.3%
    Central Bank $1,255,000 n/a 2.6%
    MOVEMENT MORTGAGE, LLC $1,230,000 n/a 2.6%
    Arvest Bank $1,235,000 $1,185,000 -4.0% 2.5%
    The Citizens Bank $535,000 $1,125,000 110.3% 2.3%
    Simmons Bank $1,045,000 n/a 2.2%
    U.S. Bank $610,000 $955,000 56.6% 2.0%
    Mortgage Research Center, LLC $1,335,000 $880,000 -34.1% 1.8%
    PENNYMAC LOAN SERVICES, LLC $125,000 $875,000 600.0% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $290,000 $875,000 201.7% 1.8%
    Chambers Bank $150,000 $795,000 430.0% 1.7%
    Diamond Bank $405,000 $790,000 95.1% 1.6%
    Regions Bank $225,000 $775,000 244.4% 1.6%
    BROKER SOLUTIONS, INC. $750,000 n/a 1.6%
    21ST MORTGAGE CORPORATION $525,000 $720,000 37.1% 1.5%
    FREEDOM MORTGAGE CORPORATION $410,000 $705,000 72.0% 1.5%
    First Security Bank $185,000 $655,000 254.1% 1.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $255,000 $645,000 152.9% 1.3%
    ARKANSAS Federal Credit Union $600,000 $575,000 -4.2% 1.2%
    GUILD MORTGAGE COMPANY $575,000 n/a 1.2%
    ENCORE BANK $530,000 n/a 1.1%
    Malvern National Bank $500,000 n/a 1.0%
    Servion, Inc. $470,000 n/a 1.0%
    NEW DAY FINANCIAL, LLC $155,000 $465,000 200.0% 1.0%
    DAS Acquisition Company, LLC $35,000 $450,000 1,185.7% 0.9%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $445,000 n/a 0.9%
    JPMorgan Chase Bank $95,000 $440,000 363.2% 0.9%
    MID AMERICA MORTGAGE, INC. $395,000 n/a 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $365,000 n/a 0.8%
    LOANPAL, LLC $355,000 n/a 0.7%
    EVERETT FINANCIAL, INC. $8,590,000 $350,000 -95.9% 0.7%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $330,000 n/a 0.7%
    ENDEAVOR CAPITAL, LLC. $310,000 n/a 0.6%
    First Savings Bank $295,000 n/a 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $980,000 $295,000 -69.9% 0.6%
    Eagle Bank and Trust Company $1,890,000 $290,000 -84.7% 0.6%
    BancorpSouth $50,000 $275,000 450.0% 0.6%
    MORTGAGE INVESTORS GROUP, INC. $125,000 $275,000 120.0% 0.6%
    CMG MORTGAGE, INC. $270,000 n/a 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $265,000 n/a 0.6%
    LOANDEPOT.COM, LLC $180,000 $265,000 47.2% 0.6%
    GUARANTEED RATE, INC. $235,000 n/a 0.5%
    LAKEVIEW LOAN SERVICING, LLC $225,000 n/a 0.5%
    MORTGAGE ACCESS CORP. $225,000 n/a 0.5%
    Intrust Bank $165,000 $215,000 30.3% 0.4%
    Bank of England $205,000 n/a 0.4%
    Discover Bank $205,000 n/a 0.4%
    First State Bank $340,000 $205,000 -39.7% 0.4%
    Nations Lending Corporation $200,000 n/a 0.4%
    CORNERSTONE HOME LENDING, INC. $610,000 $195,000 -68.0% 0.4%
    TOP FLITE FINANCIAL, INC. $175,000 $195,000 11.4% 0.4%
    CHEVRON $185,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.4%
    NEWREZ LLC $185,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $185,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $260,000 $165,000 -36.5% 0.3%
    FLAT BRANCH MORTGAGE, INC. $95,000 $165,000 73.7% 0.3%
    Bank of America $55,000 $160,000 190.9% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.3%
    Bank OZK $1,525,000 $155,000 -89.8% 0.3%
    Farmers Bank & Trust Company $425,000 $145,000 -65.9% 0.3%
    MORTGAGE FINANCIAL SERVICES, LLC $135,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $125,000 n/a 0.3%
    MERCHANTS & FARMERS BANK $505,000 $105,000 -79.2% 0.2%
    PLANET HOME LENDING, LLC $105,000 n/a 0.2%
    Centennial Bank $105,000 $65,000 -38.1% 0.1%
    Renasant Bank $65,000 n/a 0.1%
    Wells Fargo Bank $65,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $55,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $240,000 $55,000 -77.1% 0.1%
    PHH Mortgage Corporation $45,000 n/a 0.1%

    Arkadelphia's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 12.4% market share. In second place, with 10.9%, is Southern Bancorp Bank, having originated $5,210,000 in loans. In third place, with 9.4%, is QUICKEN LOANS, LLC, having originated $4,515,000 in loans. In fourth place, with 3.9%, is SWBC MORTGAGE CORPORATION, having originated $1,850,000 in loans. In fifth place, with 3.3%, is FIRST COMMUNITY MORTGAGE, INC., having originated $1,565,000 in loans.

    Arkadelphia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Arkadelphia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $133,375 (8.4%) $160,787 (13.9%) 0.00 107
    2018-02-01 $129,975 (5.7%) $159,030 (14.4%) 0.00 112
    2018-03-01 $129,925 (4.0%) $158,107 (9.6%) 0.00 116
    2018-04-01 $132,500 (6.0%) $161,684 (14.9%) 0.00 117
    2018-05-01 $133,500 (3.1%) $161,527 (13.1%) 0.00 116
    2018-06-01 $131,213 (0.9%) $155,947 (6.3%) 0.00 114
    2018-07-01 $129,569 (-0.3%) $155,329 (2.2%) 0.00 110
    2018-08-01 $124,863 (-3.4%) $155,803 (2.5%) 0.00 105
    2018-09-01 $121,725 (-4.1%) $151,634 (1.6%) 0.00 103
    2018-10-01 $119,938 (-4.0%) $152,183 (2.9%) 0.00 102
    2018-11-01 $129,825 (3.9%) $163,715 (8.8%) 0.00 100
    2018-12-01 $139,725 (7.5%) $164,966 (7.3%) 0.00 97
    2019-01-01 $139,950 (4.9%) $165,266 (2.8%) 0.00 101
    2019-02-01 $136,922 (5.3%) $159,172 (0.1%) 0.00 100
    2019-03-01 $131,828 (1.5%) $154,932 (-2.0%) 0.00 99
    2019-04-01 $130,475 (-1.5%) $152,358 (-5.8%) 0.00 92
    2019-05-01 $125,205 (-6.2%) $153,550 (-4.9%) 0.00 88
    2019-06-01 $134,975 (2.9%) $152,222 (-2.4%) 0.00 81
    2019-07-01 $120,550 (-7.0%) $150,209 (-3.3%) 0.00 83
    2019-08-01 $124,305 (-0.5%) $152,000 (-2.4%) 0.00 78
    2019-09-01 $131,586 (8.1%) $157,732 (4.0%) 0.00 75
    2019-10-01 $136,441 (13.8%) $161,553 (6.2%) 0.00 72
    2019-11-01 $122,400 (-5.7%) $153,714 (-6.1%) 0.00 77
    2019-12-01 $119,225 (-14.7%) $152,251 (-7.7%) 0.00 75
    2020-01-01 $125,700 (-10.2%) $151,394 (-8.4%) 0.00 74
    2020-02-01 $129,500 (-5.4%) $148,386 (-6.8%) 0.00 79
    2020-03-01 $130,943 (-0.7%) $149,556 (-3.5%) 0.00 85
    2020-04-01 $138,475 (6.1%) $154,001 (1.1%) 0.00 79
    2020-05-01 $139,500 (11.4%) $155,556 (1.3%) 0.00 72
    2020-06-01 $143,546 (6.4%) $156,530 (2.8%) 0.00 61
    2020-07-01 $144,700 (20.0%) $156,559 (4.2%) 0.00 63
    2020-08-01 $149,943 (20.6%) $164,310 (8.1%) 0.00 57
    2020-09-01 $149,985 (14.0%) $162,561 (3.1%) 0.00 61
    2020-10-01 $149,943 (9.9%) $157,997 (-2.2%) 0.00 66
    2020-11-01 $148,971 (21.7%) $152,694 (-0.7%) 0.00 54
    2020-12-01 $144,375 (21.1%) $151,021 (-0.8%) 0.00 54
    2021-01-01 $139,000 (10.6%) $151,776 (0.3%) 0.00 47
    2021-02-01 $144,488 (11.6%) $165,039 (11.2%) 0.00 44
    2021-03-01 $154,788 (18.2%) $170,043 (13.7%) 0.00 29
    2021-04-01 $171,875 (24.1%) $200,183 (30.0%) 0.00 32
    2021-05-01 $147,500 (5.7%) $202,446 (30.1%) 0.00 35
    2021-06-01 $147,375 (2.7%) $197,378 (26.1%) 0.00 32
    2021-07-01 $147,500 (1.9%) $188,788 (20.6%) 0.00 30
    2021-08-01 $127,223 (-15.2%) $177,735 (8.2%) 0.00 21
    2021-09-01 $147,500 (-1.7%) $167,991 (3.3%) 0.00 27
    2021-10-01 $147,500 (-1.6%) $157,269 (-0.5%) 0.00 33
    2021-11-01 $158,530 (6.4%) $210,227 (37.7%) 0.00 31
    2021-12-01 $157,500 (9.1%) $202,932 (34.4%) 0.00 27
    2022-01-01 $169,900 (22.2%) $189,573 (24.9%) 0.00 30
    2022-02-01 $151,375 (4.8%) $167,086 (1.2%) 0.00 39
    2022-03-01 $144,063 (-6.9%) $148,784 (-12.5%) 0.00 32
    2022-04-01 $159,000 (-7.5%) $197,406 (-1.4%) 0.00 33
    2022-05-01 $169,900 (15.2%) $202,869 (0.2%) 0.00 37
    2022-06-01 $169,675 (15.1%) $207,773 (5.3%) 0.00 39
    2022-07-01 $137,000 (-7.1%) $192,025 (1.7%) 0.00 39
    2022-08-01 $158,675 (24.7%) $209,383 (17.8%) 0.00 39
    2022-09-01 $159,375 (8.1%) $207,662 (23.6%) 0.00 52
    2022-10-01 $169,873 (15.2%) $264,260 (68.0%) 0.00 47
    2022-11-01 $176,225 (11.2%) $256,422 (22.0%) 0.00 52
    2022-12-01 $169,500 (7.6%) $209,366 (3.2%) 0.00 54
    2023-01-01 $175,000 (3.0%) $207,509 (9.5%) 0.00 54
    2023-02-01 $167,250 (10.5%) $207,899 (24.4%) 0.00 56
    2023-03-01 $154,000 (6.9%) $204,046 (37.1%) 0.00 53
    2023-04-01 $169,875 (6.8%) $213,748 (8.3%) 0.00 57
    2023-05-01 $191,225 (12.6%) $226,511 (11.7%) 0.00 59
    2023-06-01 $196,125 (15.6%) $219,129 (5.5%) 0.00 53
    2023-07-01 $175,000 (27.7%) $204,959 (6.7%) 0.00 54
    2023-08-01 $179,900 (13.4%) $212,873 (1.7%) 0.00 57
    2023-09-01 $195,000 (22.4%) $232,759 (12.1%) 0.00 64
    2023-10-01 $164,875 (-2.9%) $207,518 (-21.5%) 0.00 75
    2023-11-01 $161,500 (-8.4%) $196,808 (-23.3%) 0.00 62
    2023-12-01 $164,000 (-3.2%) $201,141 (-3.9%) 0.00 71
    2024-01-01 $179,225 (2.4%) $229,849 (10.8%) 0.00 72
    2024-02-01 $184,999 (10.6%) $236,532 (13.8%) 0.00 71
    2024-03-01 $200,000 (29.9%) $244,891 (20.0%) 0.00 67
    2024-04-01 $199,475 (17.4%) $238,199 (11.4%) 0.00 82
    2024-05-01 $199,750 (4.5%) $247,426 (9.2%) 0.00 83
    2024-06-01 $210,000 (7.1%) $250,076 (14.1%) 0.00 85
    2024-07-01 $211,000 (20.6%) $251,685 (22.8%) 0.00 83
    2024-08-01 $208,450 (15.9%) $258,318 (21.4%) 0.00 77
    2024-09-01 $224,500 (15.1%) $268,745 (15.5%) 0.00 87
    2024-10-01 $207,225 (25.7%) $262,292 (26.4%) 0.00 86
    2024-11-01 $224,750 (39.2%) $277,204 (40.9%) 0.00 64
    2024-12-01 $216,425 (32.0%) $262,241 (30.4%) 0.00 59
    2025-01-01 $223,625 (24.8%) $273,823 (19.1%) 0.00 64
    2025-02-01 $213,625 (15.5%) $267,846 (13.2%) 0.00 74
    2025-03-01 $205,000 (2.5%) $259,291 (5.9%) 0.00 75
    Arkadelphia's median listing price for 2025-03-01 was $205,000, a difference of $5,000 (2.5%) versus the prior year and $-8,625 versus the prior month.

    Arkadelphia's median listing price comes in at 0% of the national average.

    Arkadelphia's average listing price for 2025-03-01 was $259,291, a difference of $14,400 (5.9%) versus the prior year and $-8,555 versus the prior month.

    For the 2025-03-01 period, Arkadelphia had 75 MLS listings, a difference of 1 listings (1%) versus the prior month and 8 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Arkadelphia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,820 sqft
    2018-02-01 0 days 1,822 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,839 sqft
    2018-05-01 0 days 1,844 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,800 sqft
    2018-08-01 0 days 1,841 sqft
    2018-09-01 0 days 1,760 sqft
    2018-10-01 0 days 1,734 sqft
    2018-11-01 0 days 1,786 sqft
    2018-12-01 0 days 1,774 sqft
    2019-01-01 0 days 1,773 sqft
    2019-02-01 0 days 1,745 sqft
    2019-03-01 0 days 1,704 sqft
    2019-04-01 0 days 1,698 sqft
    2019-05-01 0 days 1,759 sqft
    2019-06-01 0 days 1,816 sqft
    2019-07-01 0 days 1,758 sqft
    2019-08-01 0 days 1,786 sqft
    2019-09-01 0 days 1,825 sqft
    2019-10-01 0 days 1,843 sqft
    2019-11-01 0 days 1,786 sqft
    2019-12-01 0 days 1,813 sqft
    2020-01-01 0 days 1,856 sqft
    2020-02-01 0 days 1,838 sqft
    2020-03-01 0 days 1,858 sqft
    2020-04-01 0 days 1,925 sqft
    2020-05-01 0 days 1,890 sqft
    2020-06-01 0 days 1,931 sqft
    2020-07-01 0 days 1,936 sqft
    2020-08-01 0 days 1,930 sqft
    2020-09-01 0 days 1,914 sqft
    2020-10-01 0 days 1,909 sqft
    2020-11-01 0 days 1,952 sqft
    2020-12-01 0 days 1,915 sqft
    2021-01-01 0 days 1,810 sqft
    2021-02-01 0 days 1,744 sqft
    2021-03-01 0 days 2,013 sqft
    2021-04-01 0 days 2,132 sqft
    2021-05-01 0 days 1,974 sqft
    2021-06-01 0 days 1,840 sqft
    2021-07-01 0 days 2,034 sqft
    2021-08-01 0 days 1,843 sqft
    2021-09-01 0 days 1,820 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,934 sqft
    2021-12-01 0 days 1,834 sqft
    2022-01-01 0 days 1,770 sqft
    2022-02-01 0 days 1,517 sqft
    2022-03-01 0 days 1,480 sqft
    2022-04-01 0 days 1,662 sqft
    2022-05-01 0 days 1,713 sqft
    2022-06-01 0 days 1,701 sqft
    2022-07-01 0 days 1,657 sqft
    2022-08-01 0 days 1,654 sqft
    2022-09-01 0 days 1,695 sqft
    2022-10-01 0 days 1,683 sqft
    2022-11-01 0 days 1,657 sqft
    2022-12-01 0 days 1,657 sqft
    2023-01-01 0 days 1,657 sqft
    2023-02-01 0 days 1,634 sqft
    2023-03-01 0 days 1,590 sqft
    2023-04-01 0 days 1,614 sqft
    2023-05-01 0 days 1,657 sqft
    2023-06-01 0 days 1,708 sqft
    2023-07-01 0 days 1,736 sqft
    2023-08-01 0 days 1,704 sqft
    2023-09-01 0 days 1,731 sqft
    2023-10-01 0 days 1,689 sqft
    2023-11-01 0 days 1,690 sqft
    2023-12-01 0 days 1,731 sqft
    2024-01-01 0 days 1,759 sqft
    2024-02-01 0 days 1,768 sqft
    2024-03-01 0 days 1,792 sqft
    2024-04-01 0 days 1,804 sqft
    2024-05-01 0 days 1,760 sqft
    2024-06-01 0 days 1,709 sqft
    2024-07-01 0 days 1,714 sqft
    2024-08-01 0 days 1,718 sqft
    2024-09-01 0 days 1,799 sqft
    2024-10-01 0 days 1,784 sqft
    2024-11-01 0 days 1,800 sqft
    2024-12-01 0 days 1,797 sqft
    2025-01-01 0 days 1,906 sqft
    2025-02-01 0 days 1,824 sqft
    2025-03-01 0 days 1,786 sqft
    Arkadelphia's median listing age (time on market) for 2025-03-01 was 0 days.

    Arkadelphia's median square footage for active listings during the 2025-03-01 period was 1,786 sqft. One year prior, the average listing was 1,792 sqft.

    Arkadelphia, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 191 $32,605,000 $170,707
    Refi 48 $7,890,000 $164,375
    Cash Out Refi 30 $4,550,000 $151,667
    Home Improvement 22 $1,730,000 $78,636
    Other 15 $1,105,000 $73,667

    Arkadelphia's most frequently cited loan purpose was Home Purchase, with 191 originations. The 2nd most popular reason was Refi, with 48 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 127 $20,975,000 $165,157
    Over 8% 81 $10,635,000 $131,296
    7-8% 50 $9,090,000 $181,800
    5-6% 25 $4,475,000 $179,000
    <2.5% 6 $1,060,000 $176,667
    4-5% 1 $45,000 $45,000

    During 2024, Arkadelphia's most frequently originated rate bucket was 6-7%, with 127 originations.

    Loan Sizing (Arkadelphia, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 136 $19,860,000 $146,029
    $100,000 or less 100 $5,350,000 $53,500
    $200k-400k 57 $14,995,000 $263,070
    $400k-600k 10 $4,860,000 $486,000
    $600k-1000k 2 $1,560,000 $780,000
    $Over $1MM 1 $1,255,000 $1,255,000

    Arkadelphia's loan sizing saw the bucket of loans from $100k-200k with 136 originations, totaling $19,860,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 136 $24,880,000 $182,941
    60-80% 60 $11,850,000 $197,500
    40-60% 39 $5,165,000 $132,436
    Under 20% 23 $445,000 $19,348
    20-40% 22 $2,110,000 $95,909
    Over 100% 5 $935,000 $187,000

    Arkadelphia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 136 originations, totaling $24,880,000 in origination value.