Arkadelphia Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Arkadelphia averaged
6.5%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.79% and
one month ago for the week of 2024-11-07, the
average rate was 6.59%.
Arkadelphia's average rate one year ago was 7.13%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.9%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Arkadelphia 30 Year Fixed Rate | 2024-12-12 | 6.5% |
Arkadelphia 30 Year Fixed Rate Refi | 2024-12-12 | 6.9% |
Arkadelphia 15 Year Fixed Rate | 2024-12-12 | 5.94% |
Arkadelphia 15 Year Fixed Rate Refi | 2024-12-12 | 6.44% |
Arkadelphia 30 Year FHA | 2024-12-12 | 6.38% |
Arkadelphia 30 Year FHA Refi | 2024-12-12 | 6.48% |
Arkadelphia 30 Year USDA | 2024-12-12 | 6.2% |
Arkadelphia 30 Year USDA Refi | 2024-12-12 | 6.4% |
Arkadelphia 30 Year VA | 2024-12-12 | 6.08% |
Arkadelphia 30 Year VA Refi | 2024-12-12 | 6.28% |
Arkadelphia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arkadelphia, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Arkadelphia Average Closing Costs & Other Stats
Arkadelphia, AR's 23 lenders originated 285
loans during 2023. The total origination value was $39,225,000, with an average loan value of
$137,632.
Arkadelphia's average closing costs are $4,307.
The top Arkadelphia lender as defined by loan originations is EVERETT FINANCIAL, INC., with
9 loans originated. Their average total fees are
$4,906, which is $115
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Arkadelphia lenders (with over 10 loans originated) are
.
The lowest rate Arkadelphia lenders (with over 10 loans originated) are
.
Arkadelphia, AR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
EVERETT FINANCIAL, INC. | $6,030,000 | $8,590,000 | 42.5% | 21.9% |
Southern Bancorp Bank | $5,900,000 | $4,805,000 | -18.6% | 12.2% |
QUICKEN LOANS, LLC | $2,900,000 | $2,745,000 | -5.3% | 7.0% |
Eagle Bank and Trust Company | $145,000 | $1,890,000 | 1,203.4% | 4.8% |
Bank OZK | $45,000 | $1,525,000 | 3,288.9% | 3.9% |
Mortgage Research Center, LLC | $1,330,000 | $1,335,000 | 0.4% | 3.4% |
Arvest Bank | $860,000 | $1,235,000 | 43.6% | 3.1% |
FIRST COMMUNITY MORTGAGE, INC. | $1,070,000 | $1,110,000 | 3.7% | 2.8% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $495,000 | $980,000 | 98.0% | 2.5% |
FirstTrust Home Loans, Inc. | $1,240,000 | $960,000 | -22.6% | 2.4% |
Gateway First Bank | $480,000 | $725,000 | 51.0% | 1.8% |
CORNERSTONE HOME LENDING, INC. | $570,000 | $610,000 | 7.0% | 1.6% |
U.S. Bank | $1,015,000 | $610,000 | -39.9% | 1.6% |
ARKANSAS Federal Credit Union | $11,220,000 | $600,000 | -94.7% | 1.5% |
The Citizens Bank | $1,750,000 | $535,000 | -69.4% | 1.4% |
21ST MORTGAGE CORPORATION | $455,000 | $525,000 | 15.4% | 1.3% |
MERCHANTS & FARMERS BANK | $505,000 | n/a | 1.3% | |
SWBC MORTGAGE CORPORATION | $745,000 | $485,000 | -34.9% | 1.2% |
Farmers Bank & Trust Company | $755,000 | $425,000 | -43.7% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $195,000 | $410,000 | 110.3% | 1.0% |
Diamond Bank | $595,000 | $405,000 | -31.9% | 1.0% |
Carrington Mortgage Services, LLC | $155,000 | $375,000 | 141.9% | 1.0% |
First State Bank | $340,000 | n/a | 0.9% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,165,000 | $290,000 | -75.1% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $735,000 | $290,000 | -60.5% | 0.7% |
MUTUAL OF OMAHA MORTGAGE, INC. | $265,000 | n/a | 0.7% | |
AMERISAVE MORTGAGE CORPORATION | $635,000 | $260,000 | -59.1% | 0.7% |
BANK OF LITTLE ROCK MORTGAGE CORPORATION | $1,075,000 | $260,000 | -75.8% | 0.7% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $280,000 | $255,000 | -8.9% | 0.7% |
Morgan Stanley Private Bank | $245,000 | n/a | 0.6% | |
Paramount Residential Mortgage Group, Inc. | $245,000 | n/a | 0.6% | |
TRIAD FINANCIAL SERVICES, INC. | $1,015,000 | $240,000 | -76.4% | 0.6% |
Regions Bank | $1,540,000 | $225,000 | -85.4% | 0.6% |
PNC Bank | $215,000 | n/a | 0.5% | |
Amarillo National Bank | $195,000 | n/a | 0.5% | |
First Financial Bank | $195,000 | n/a | 0.5% | |
USAA Federal Savings Bank | $855,000 | $195,000 | -77.2% | 0.5% |
CREDIT HUMAN FEDERAL CREDIT UNION | $190,000 | n/a | 0.5% | |
ROYAL UNITED MORTGAGE LLC | $55,000 | $190,000 | 245.5% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $185,000 | n/a | 0.5% | |
First Security Bank | $85,000 | $185,000 | 117.6% | 0.5% |
LOANDEPOT.COM, LLC | $1,250,000 | $180,000 | -85.6% | 0.5% |
TOP FLITE FINANCIAL, INC. | $45,000 | $175,000 | 288.9% | 0.4% |
PILGRIM MORTGAGE LLC | $165,000 | $170,000 | 3.0% | 0.4% |
CIS Financial Services, Inc. | $165,000 | n/a | 0.4% | |
Intrust Bank | $45,000 | $165,000 | 266.7% | 0.4% |
NEW DAY FINANCIAL, LLC | $155,000 | n/a | 0.4% | |
Chambers Bank | $490,000 | $150,000 | -69.4% | 0.4% |
93 | $145,000 | n/a | 0.4% | |
AmeriHome Mortgage Company, LLC | $145,000 | n/a | 0.4% | |
Truity Federal Credit Union | $145,000 | n/a | 0.4% | |
MORTGAGE INVESTORS GROUP, INC. | $125,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $230,000 | $125,000 | -45.7% | 0.3% |
STOCKTON MORTGAGE CORPORATION | $105,000 | $125,000 | 19.0% | 0.3% |
VELOCITY COMMERCIAL CAPITAL, LLC | $125,000 | n/a | 0.3% | |
Southwest Airlines Federal Credit Union | $115,000 | n/a | 0.3% | |
Centennial Bank | $155,000 | $105,000 | -32.3% | 0.3% |
Farmers Bank | $105,000 | n/a | 0.3% | |
First Service Bank | $105,000 | n/a | 0.3% | |
FLAT BRANCH MORTGAGE, INC. | $95,000 | n/a | 0.2% | |
JPMorgan Chase Bank | $510,000 | $95,000 | -81.4% | 0.2% |
GERSHMAN INVESTMENT CORP. | $85,000 | $85,000 | 0.0% | 0.2% |
United Community Bank | $55,000 | $65,000 | 18.2% | 0.2% |
Bank of America | $55,000 | n/a | 0.1% | |
FOUR POINTS | $55,000 | n/a | 0.1% | |
BancorpSouth | $230,000 | $50,000 | -78.3% | 0.1% |
DAS Acquisition Company, LLC | $35,000 | n/a | 0.1% |
Arkadelphia's top lender by overall market share is EVERETT FINANCIAL, INC., with 21.9% market share. In second place, with 12.2%, is Southern Bancorp Bank, having originated $4,805,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $2,745,000 in loans. In fourth place, with 4.8%, is Eagle Bank and Trust Company, having originated $1,890,000 in loans. In fifth place, with 3.9%, is Bank OZK, having originated $1,525,000 in loans.
Arkadelphia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Arkadelphia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $133,375 (8.4%) | $160,787 (13.9%) | 0.00 | 107 |
2018-02-01 | $129,975 (5.7%) | $159,030 (14.4%) | 0.00 | 112 |
2018-03-01 | $129,925 (4.0%) | $158,107 (9.6%) | 0.00 | 116 |
2018-04-01 | $132,500 (6.0%) | $161,684 (14.9%) | 0.00 | 117 |
2018-05-01 | $133,500 (3.1%) | $161,527 (13.1%) | 0.00 | 116 |
2018-06-01 | $131,213 (0.9%) | $155,947 (6.3%) | 0.00 | 114 |
2018-07-01 | $129,569 (-0.3%) | $155,329 (2.2%) | 0.00 | 110 |
2018-08-01 | $124,863 (-3.4%) | $155,803 (2.5%) | 0.00 | 105 |
2018-09-01 | $121,725 (-4.1%) | $151,634 (1.6%) | 0.00 | 103 |
2018-10-01 | $119,938 (-4.0%) | $152,183 (2.9%) | 0.00 | 102 |
2018-11-01 | $129,825 (3.9%) | $163,715 (8.8%) | 0.00 | 100 |
2018-12-01 | $139,725 (7.5%) | $164,966 (7.3%) | 0.00 | 97 |
2019-01-01 | $139,950 (4.9%) | $165,266 (2.8%) | 0.00 | 101 |
2019-02-01 | $136,922 (5.3%) | $159,172 (0.1%) | 0.00 | 100 |
2019-03-01 | $131,828 (1.5%) | $154,932 (-2.0%) | 0.00 | 99 |
2019-04-01 | $130,475 (-1.5%) | $152,358 (-5.8%) | 0.00 | 92 |
2019-05-01 | $125,205 (-6.2%) | $153,550 (-4.9%) | 0.00 | 88 |
2019-06-01 | $134,975 (2.9%) | $152,222 (-2.4%) | 0.00 | 81 |
2019-07-01 | $120,550 (-7.0%) | $150,209 (-3.3%) | 0.00 | 83 |
2019-08-01 | $124,305 (-0.5%) | $152,000 (-2.4%) | 0.00 | 78 |
2019-09-01 | $131,586 (8.1%) | $157,732 (4.0%) | 0.00 | 75 |
2019-10-01 | $136,441 (13.8%) | $161,553 (6.2%) | 0.00 | 72 |
2019-11-01 | $122,400 (-5.7%) | $153,714 (-6.1%) | 0.00 | 77 |
2019-12-01 | $119,225 (-14.7%) | $152,251 (-7.7%) | 0.00 | 75 |
2020-01-01 | $125,700 (-10.2%) | $151,394 (-8.4%) | 0.00 | 74 |
2020-02-01 | $129,500 (-5.4%) | $148,386 (-6.8%) | 0.00 | 79 |
2020-03-01 | $130,943 (-0.7%) | $149,556 (-3.5%) | 0.00 | 85 |
2020-04-01 | $138,475 (6.1%) | $154,001 (1.1%) | 0.00 | 79 |
2020-05-01 | $139,500 (11.4%) | $155,556 (1.3%) | 0.00 | 72 |
2020-06-01 | $143,546 (6.4%) | $156,530 (2.8%) | 0.00 | 61 |
2020-07-01 | $144,700 (20.0%) | $156,559 (4.2%) | 0.00 | 63 |
2020-08-01 | $149,943 (20.6%) | $164,310 (8.1%) | 0.00 | 57 |
2020-09-01 | $149,985 (14.0%) | $162,561 (3.1%) | 0.00 | 61 |
2020-10-01 | $149,943 (9.9%) | $157,997 (-2.2%) | 0.00 | 66 |
2020-11-01 | $148,971 (21.7%) | $152,694 (-0.7%) | 0.00 | 54 |
2020-12-01 | $144,375 (21.1%) | $151,021 (-0.8%) | 0.00 | 54 |
2021-01-01 | $139,000 (10.6%) | $151,776 (0.3%) | 0.00 | 47 |
2021-02-01 | $144,488 (11.6%) | $165,039 (11.2%) | 0.00 | 44 |
2021-03-01 | $154,788 (18.2%) | $170,043 (13.7%) | 0.00 | 29 |
2021-04-01 | $171,875 (24.1%) | $200,183 (30.0%) | 0.00 | 32 |
2021-05-01 | $147,500 (5.7%) | $202,446 (30.1%) | 0.00 | 35 |
2021-06-01 | $147,375 (2.7%) | $197,378 (26.1%) | 0.00 | 32 |
2021-07-01 | $147,500 (1.9%) | $188,788 (20.6%) | 0.00 | 30 |
2021-08-01 | $127,223 (-15.2%) | $177,735 (8.2%) | 0.00 | 21 |
2021-09-01 | $147,500 (-1.7%) | $167,991 (3.3%) | 0.00 | 27 |
2021-10-01 | $147,500 (-1.6%) | $157,269 (-0.5%) | 0.00 | 33 |
2021-11-01 | $158,530 (6.4%) | $210,227 (37.7%) | 0.00 | 31 |
2021-12-01 | $157,500 (9.1%) | $202,932 (34.4%) | 0.00 | 27 |
2022-01-01 | $169,900 (22.2%) | $189,573 (24.9%) | 0.00 | 30 |
2022-02-01 | $151,375 (4.8%) | $167,086 (1.2%) | 0.00 | 39 |
2022-03-01 | $144,063 (-6.9%) | $148,784 (-12.5%) | 0.00 | 32 |
2022-04-01 | $159,000 (-7.5%) | $197,406 (-1.4%) | 0.00 | 33 |
2022-05-01 | $169,900 (15.2%) | $202,869 (0.2%) | 0.00 | 37 |
2022-06-01 | $169,675 (15.1%) | $207,773 (5.3%) | 0.00 | 39 |
2022-07-01 | $137,000 (-7.1%) | $192,025 (1.7%) | 0.00 | 39 |
2022-08-01 | $158,675 (24.7%) | $209,383 (17.8%) | 0.00 | 39 |
2022-09-01 | $159,375 (8.1%) | $207,662 (23.6%) | 0.00 | 52 |
2022-10-01 | $169,873 (15.2%) | $264,260 (68.0%) | 0.00 | 47 |
2022-11-01 | $176,225 (11.2%) | $256,422 (22.0%) | 0.00 | 52 |
2022-12-01 | $169,500 (7.6%) | $209,366 (3.2%) | 0.00 | 54 |
2023-01-01 | $175,000 (3.0%) | $207,509 (9.5%) | 0.00 | 54 |
2023-02-01 | $167,250 (10.5%) | $207,899 (24.4%) | 0.00 | 56 |
2023-03-01 | $154,000 (6.9%) | $204,046 (37.1%) | 0.00 | 53 |
2023-04-01 | $169,875 (6.8%) | $213,748 (8.3%) | 0.00 | 57 |
2023-05-01 | $191,225 (12.6%) | $226,511 (11.7%) | 0.00 | 59 |
2023-06-01 | $196,125 (15.6%) | $219,129 (5.5%) | 0.00 | 53 |
2023-07-01 | $175,000 (27.7%) | $204,959 (6.7%) | 0.00 | 54 |
2023-08-01 | $179,900 (13.4%) | $212,873 (1.7%) | 0.00 | 57 |
2023-09-01 | $195,000 (22.4%) | $232,759 (12.1%) | 0.00 | 64 |
2023-10-01 | $164,875 (-2.9%) | $207,518 (-21.5%) | 0.00 | 75 |
2023-11-01 | $161,500 (-8.4%) | $196,808 (-23.3%) | 0.00 | 62 |
2023-12-01 | $164,000 (-3.2%) | $201,141 (-3.9%) | 0.00 | 71 |
2024-01-01 | $179,225 (2.4%) | $229,849 (10.8%) | 0.00 | 72 |
2024-02-01 | $184,999 (10.6%) | $236,532 (13.8%) | 0.00 | 71 |
2024-03-01 | $200,000 (29.9%) | $244,891 (20.0%) | 0.00 | 67 |
2024-04-01 | $199,475 (17.4%) | $238,199 (11.4%) | 0.00 | 82 |
2024-05-01 | $199,750 (4.5%) | $247,426 (9.2%) | 0.00 | 83 |
2024-06-01 | $211,725 (8.0%) | $251,100 (14.6%) | 0.00 | 85 |
2024-07-01 | $211,000 (20.6%) | $251,685 (22.8%) | 0.00 | 83 |
2024-08-01 | $208,450 (15.9%) | $258,318 (21.4%) | 0.00 | 77 |
2024-09-01 | $224,500 (15.1%) | $268,745 (15.5%) | 0.00 | 87 |
2024-10-01 | $207,225 (25.7%) | $262,292 (26.4%) | 0.00 | 86 |
2024-11-01 | $224,750 (39.2%) | $277,204 (40.9%) | 0.00 | 64 |
Arkadelphia's median listing price comes in at 0% of the national average.
Arkadelphia's average listing price for 2024-11-01 was $277,204, a difference of $80,396 (40.9%) versus the prior year and $14,912 versus the prior month.
For the 2024-11-01 period, Arkadelphia had 64 MLS listings, a difference of -22 listings (-26%) versus the prior month and 2 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Arkadelphia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,800 sqft |
2018-02-01 | 0 days | 1,800 sqft |
2018-03-01 | 0 days | 1,800 sqft |
2018-04-01 | 0 days | 1,839 sqft |
2018-05-01 | 0 days | 1,844 sqft |
2018-06-01 | 0 days | 1,800 sqft |
2018-07-01 | 0 days | 1,800 sqft |
2018-08-01 | 0 days | 1,822 sqft |
2018-09-01 | 0 days | 1,758 sqft |
2018-10-01 | 0 days | 1,724 sqft |
2018-11-01 | 0 days | 1,775 sqft |
2018-12-01 | 0 days | 1,809 sqft |
2019-01-01 | 0 days | 1,795 sqft |
2019-02-01 | 0 days | 1,745 sqft |
2019-03-01 | 0 days | 1,706 sqft |
2019-04-01 | 0 days | 1,703 sqft |
2019-05-01 | 0 days | 1,762 sqft |
2019-06-01 | 0 days | 1,816 sqft |
2019-07-01 | 0 days | 1,758 sqft |
2019-08-01 | 0 days | 1,786 sqft |
2019-09-01 | 0 days | 1,825 sqft |
2019-10-01 | 0 days | 1,843 sqft |
2019-11-01 | 0 days | 1,786 sqft |
2019-12-01 | 0 days | 1,813 sqft |
2020-01-01 | 0 days | 1,856 sqft |
2020-02-01 | 0 days | 1,838 sqft |
2020-03-01 | 0 days | 1,858 sqft |
2020-04-01 | 0 days | 1,925 sqft |
2020-05-01 | 0 days | 1,890 sqft |
2020-06-01 | 0 days | 1,931 sqft |
2020-07-01 | 0 days | 1,936 sqft |
2020-08-01 | 0 days | 1,930 sqft |
2020-09-01 | 0 days | 1,914 sqft |
2020-10-01 | 0 days | 1,909 sqft |
2020-11-01 | 0 days | 1,952 sqft |
2020-12-01 | 0 days | 1,915 sqft |
2021-01-01 | 0 days | 1,810 sqft |
2021-02-01 | 0 days | 1,744 sqft |
2021-03-01 | 0 days | 2,013 sqft |
2021-04-01 | 0 days | 2,132 sqft |
2021-05-01 | 0 days | 1,974 sqft |
2021-06-01 | 0 days | 1,840 sqft |
2021-07-01 | 0 days | 2,034 sqft |
2021-08-01 | 0 days | 1,843 sqft |
2021-09-01 | 0 days | 1,820 sqft |
2021-10-01 | 0 days | 1,800 sqft |
2021-11-01 | 0 days | 1,934 sqft |
2021-12-01 | 0 days | 1,834 sqft |
2022-01-01 | 0 days | 1,770 sqft |
2022-02-01 | 0 days | 1,517 sqft |
2022-03-01 | 0 days | 1,480 sqft |
2022-04-01 | 0 days | 1,662 sqft |
2022-05-01 | 0 days | 1,713 sqft |
2022-06-01 | 0 days | 1,701 sqft |
2022-07-01 | 0 days | 1,657 sqft |
2022-08-01 | 0 days | 1,654 sqft |
2022-09-01 | 0 days | 1,695 sqft |
2022-10-01 | 0 days | 1,683 sqft |
2022-11-01 | 0 days | 1,657 sqft |
2022-12-01 | 0 days | 1,657 sqft |
2023-01-01 | 0 days | 1,657 sqft |
2023-02-01 | 0 days | 1,634 sqft |
2023-03-01 | 0 days | 1,590 sqft |
2023-04-01 | 0 days | 1,614 sqft |
2023-05-01 | 0 days | 1,657 sqft |
2023-06-01 | 0 days | 1,708 sqft |
2023-07-01 | 0 days | 1,736 sqft |
2023-08-01 | 0 days | 1,704 sqft |
2023-09-01 | 0 days | 1,731 sqft |
2023-10-01 | 0 days | 1,689 sqft |
2023-11-01 | 0 days | 1,690 sqft |
2023-12-01 | 0 days | 1,731 sqft |
2024-01-01 | 0 days | 1,759 sqft |
2024-02-01 | 0 days | 1,768 sqft |
2024-03-01 | 0 days | 1,792 sqft |
2024-04-01 | 0 days | 1,804 sqft |
2024-05-01 | 0 days | 1,760 sqft |
2024-06-01 | 0 days | 1,709 sqft |
2024-07-01 | 0 days | 1,714 sqft |
2024-08-01 | 0 days | 1,718 sqft |
2024-09-01 | 0 days | 1,799 sqft |
2024-10-01 | 0 days | 1,784 sqft |
2024-11-01 | 0 days | 1,800 sqft |
Arkadelphia's median square footage for active listings during the 2024-11-01 period was 1,800 sqft. One year prior, the average listing was 1,690 sqft.
Arkadelphia, AR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 207 | $30,025,000 | $145,048 |
Refi | 32 | $4,260,000 | $133,125 |
Cash Out Refi | 21 | $3,465,000 | $165,000 |
Other | 14 | $690,000 | $49,286 |
Home Improvement | 11 | $785,000 | $71,364 |
Arkadelphia's most frequently cited loan purpose was Home Purchase, with 207 originations. The 2nd most popular reason was Refi, with 32 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 98 | $13,610,000 | $138,878 |
7-8% | 72 | $11,290,000 | $156,806 |
Over 8% | 70 | $7,730,000 | $110,429 |
5-6% | 24 | $4,120,000 | $171,667 |
<2.5% | 6 | $870,000 | $145,000 |
During 2023, Arkadelphia's most frequently originated rate bucket was 6-7%, with 98 originations.
Loan Sizing (Arkadelphia, AR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 127 | $18,515,000 | $145,787 |
$100,000 or less | 117 | $6,645,000 | $56,795 |
$200k-400k | 32 | $8,030,000 | $250,938 |
$400k-600k | 6 | $2,910,000 | $485,000 |
$Over $1MM | 2 | $2,400,000 | $1,200,000 |
$600k-1000k | 1 | $725,000 | $725,000 |
Arkadelphia's loan sizing saw the bucket of loans from $100k-200k with 127 originations, totaling $18,515,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 147 | $22,815,000 | $155,204 |
60-80% | 48 | $8,450,000 | $176,042 |
Under 20% | 29 | $755,000 | $26,034 |
20-40% | 21 | $1,375,000 | $65,476 |
40-60% | 20 | $3,530,000 | $176,500 |
Over 100% | 5 | $695,000 | $139,000 |
Arkadelphia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 147 originations, totaling $22,815,000 in origination value.