First Federal Savings And Loan Association Of San Rafael Mortgage Rates, Fees & Info
San Rafael, CALEI: 254900XM56YJW3X8VP97
Tax ID: 94-1552333
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Federal Savings And Loan Association Of San Rafael is a smaller mortgage company specializing in Home Purchase and Refi loans. First Federal Savings And Loan Association Of San Rafael has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Ukiah, and Vallejo among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Savings And Loan Association Of San Rafael has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
13Origination Dollar Volume (All Markets)
$16,085,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $12,740,000 | $1,274,000 | $0 | 0.00% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,950,000 | $975,000 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $1,395,000 | $1,395,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 13 | $16,085,000 | $1,237,308 | $0 | 0.00% |
For 2024, First Federal Savings And Loan Association Of San Rafael's most frequently originated type of loan was Conventional, with 13 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 7 | $10,335,000 | $1,476,429 | $0 | 0.00% |
| Refi | 6 | $5,750,000 | $958,333 | $0 | 0.00% |
For 2024, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan purpose was Home Purchase, with 7 originations. The 2nd most popular reason was Refi, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 13 | $16,085,000 | $1,237,308 | $0 | 0.00% |
For 2024, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan duration was Other, with 13 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 7 | $11,785,000 | $1,683,571 | $0 | 0.00% |
| $600k-1MM | 4 | $3,380,000 | $845,000 | $0 | 0.00% |
| $400k-600k | 2 | $920,000 | $460,000 | $0 | 0.00% |
2024 saw First Federal Savings And Loan Association Of San Rafael place emphasis on $1MM+ loans with 7 originations, totaling $11,785,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 13 | $16,085,000 | $1,237,308 | $0 | 0.00% |
Ethnicity Mix
Approval Rates
Total approvals of all applications83.33%
First Federal Savings And Loan Association Of San Rafael has a below average approval rate.
Pick Rate
Approvals leading to origination84.62%
First Federal Savings And Loan Association Of San Rafael has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 13 | $16,085,000 | $1,237,308 |