First Federal Savings And Loan Association Of San Rafael Mortgage Rates, Fees & Info

San Rafael, CA

LEI: 254900XM56YJW3X8VP97

Tax ID: 94-1552333

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Federal Savings And Loan Association Of San Rafael is a smaller mortgage company specializing in Home Purchase and Refi loans. First Federal Savings And Loan Association Of San Rafael has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Santa Rosa, and Vallejo among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Federal Savings And Loan Association Of San Rafael has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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    Originations

    16

    Origination Dollar Volume (All Markets)

    $17,980,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $15,320,000 $1,094,286 $0 0.00%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $1,695,000 $1,695,000 $0 0.00%
    VALLEJO, CA (FHA|USDA|VA) 1 $965,000 $965,000 $0 0.00%
    First Federal Savings And Loan Association Of San Rafael's top markets include San Francisco, Santa Rosa, and Vallejo among others.

    Their top states include:
  • California (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 16 $17,980,000 $1,123,750 $0 0.00%

    For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently originated type of loan was Conventional, with 16 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9 $11,135,000 $1,237,222 $0 0.00%
    Refi 6 $6,770,000 $1,128,333 $0 0.00%
    Home Improvement 1 $75,000 $75,000 $0 0.00%

    For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan purpose was Home Purchase, with 9 originations. The 2nd most popular reason was Refi, with 6 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 16 $17,980,000 $1,123,750 $0 0.00%

    For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan duration was Other, with 16 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 8 $13,100,000 $1,637,500 $0 0.00%
    $600k-1MM 5 $3,895,000 $779,000 $0 0.00%
    $400k-600k 2 $910,000 $455,000 $0 0.00%
    $100,000 or less 1 $75,000 $75,000 $0 0.00%

    2023 saw First Federal Savings And Loan Association Of San Rafael place emphasis on $1MM+ loans with 8 originations, totaling $13,100,000 in origination value.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 16 $17,980,000 $1,123,750 $0 0.00%

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 8 $10,780,000 $1,347,500 $0 0.00%
    White 4 $5,110,000 $1,277,500 $0 0.00%
    Not provided 2 $1,180,000 $590,000 $0 0.00%
    Chinese 1 $505,000 $505,000 $0 0.00%
    Black 1 $405,000 $405,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.74%

    First Federal Savings And Loan Association Of San Rafael has an average approval rate.

    Pick Rate

    Approvals leading to origination
    93.75%

    First Federal Savings And Loan Association Of San Rafael has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 16 $17,980,000 $1,123,750

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    16 $17,980,000 $1,123,750