First Federal Savings And Loan Association Of San Rafael Mortgage Rates, Fees & Info
San Rafael, CALEI: 254900XM56YJW3X8VP97
Tax ID: 94-1552333
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Federal Savings And Loan Association Of San Rafael is a smaller mortgage company specializing in Home Purchase and Refi loans. First Federal Savings And Loan Association Of San Rafael has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Santa Rosa, and Vallejo among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Savings And Loan Association Of San Rafael has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
16Origination Dollar Volume (All Markets)
$17,980,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $15,320,000 | $1,094,286 | $0 | 0.00% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $1,695,000 | $1,695,000 | $0 | 0.00% |
VALLEJO, CA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 0.00% |
Their top states include:
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 16 | $17,980,000 | $1,123,750 | $0 | 0.00% |
For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently originated type of loan was Conventional, with 16 originations.
Loan Reason
Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Home Purchase | 9 | $11,135,000 | $1,237,222 | $0 | 0.00% |
Refi | 6 | $6,770,000 | $1,128,333 | $0 | 0.00% |
Home Improvement | 1 | $75,000 | $75,000 | $0 | 0.00% |
For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan purpose was Home Purchase, with 9 originations. The 2nd most popular reason was Refi, with 6 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 16 | $17,980,000 | $1,123,750 | $0 | 0.00% |
For 2023, First Federal Savings And Loan Association Of San Rafael's most frequently cited loan duration was Other, with 16 originations.
Loan Sizing
2023 saw First Federal Savings And Loan Association Of San Rafael place emphasis on $1MM+ loans with 8 originations, totaling $13,100,000 in origination value.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 16 | $17,980,000 | $1,123,750 | $0 | 0.00% |
Ethnicity Mix
Approval Rates
Total approvals of all applications94.74%
First Federal Savings And Loan Association Of San Rafael has an average approval rate.
Pick Rate
Approvals leading to origination93.75%
First Federal Savings And Loan Association Of San Rafael has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 16 | $17,980,000 | $1,123,750 |