Ukiah Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Ukiah averaged
6.67%
for the week of 2022-11-23, compared to the national average of
6.58% for the same period.
The average rate for the prior week (2022-11-17) was
7% and
one month ago for the week of 2022-10-20, the
average rate was 7.23%.
Ukiah's average rate one year ago was 3.1%.
For refis of the same type during the week of 2022-11-23, the average rate
was 6.66%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-11-23 | 6.58% |
| Ukiah 30 Year Fixed Rate | 2022-11-23 | 6.67% |
| Ukiah 30 Year Fixed Rate Refi | 2022-11-23 | 6.66% |
| Ukiah 15 Year Fixed Rate | 2022-11-23 | 6.35% |
| Ukiah 15 Year Fixed Rate Refi | 2022-11-23 | 6.24% |
| Ukiah 30 Year FHA | 2022-11-23 | 0.15% |
| Ukiah 30 Year FHA Refi | 2022-11-23 | -0.24% |
| Ukiah 30 Year USDA | 2022-11-23 | -0.17% |
| Ukiah 30 Year VA | 2022-11-23 | 0.19% |
| Ukiah 30 Year VA Refi | 2022-11-23 | -0.28% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ukiah, CA.
Ukiah Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Ukiah Average Closing Costs & Other Stats
Ukiah, CA's 160 lenders originated 2,471
loans during 2021. The total origination value was $845,665,000, with an average loan value of
$342,236.
Ukiah's average closing costs are $5,604.
The top Ukiah lender as defined by loan originations is QUICKEN LOANS, LLC, with
222 loans originated. Their average total fees are
$5,277, which is $306
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Ukiah lenders (with over 10 loans originated) are
Fremont Bank ($1,068), FREEDOM MORTGAGE CORPORATION ($1,844), EVERETT FINANCIAL, INC. ($2,566), REDWOOD ($3,270) and Sierra Pacific Mortgage Company, Inc. ($3,846).
The lowest rate Ukiah lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.66%), AMERISAVE MORTGAGE CORPORATION (2.79%), UNITED WHOLESALE MORTGAGE, LLC (2.90%), HOMEBRIDGE FINANCIAL SERVICES, INC. (2.93%) and QUICKEN LOANS, LLC (2.94%).
Ukiah, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $83,235,000 | $97,920,000 | 17.6% | 11.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $51,755,000 | $61,095,000 | 18.0% | 7.2% |
| LOANDEPOT.COM, LLC | $45,895,000 | $51,015,000 | 11.2% | 6.0% |
| REDWOOD | $48,190,000 | $49,970,000 | 3.7% | 5.9% |
| HOME POINT FINANCIAL CORPORATION | $12,970,000 | $42,920,000 | 230.9% | 5.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $21,870,000 | $24,285,000 | 11.0% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $23,980,000 | $22,215,000 | -7.4% | 2.6% |
| Umpqua Bank | $22,645,000 | $20,405,000 | -9.9% | 2.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $25,025,000 | $20,050,000 | -19.9% | 2.4% |
| Wells Fargo Bank | $22,850,000 | $19,025,000 | -16.7% | 2.2% |
| STEARNS LENDING, LLC | $33,645,000 | $18,275,000 | -45.7% | 2.2% |
| Sierra Pacific Mortgage Company, Inc. | $9,785,000 | $15,610,000 | 59.5% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $9,545,000 | $14,390,000 | 50.8% | 1.7% |
| CALIBER HOME LOANS, INC. | $20,525,000 | $13,855,000 | -32.5% | 1.6% |
| JPMorgan Chase Bank | $11,875,000 | $13,445,000 | 13.2% | 1.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,270,000 | $11,615,000 | 13.1% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,915,000 | $10,925,000 | 122.3% | 1.3% |
| GUARANTEED RATE, INC. | $9,695,000 | $10,860,000 | 12.0% | 1.3% |
| COMMUNITY FIRST CREDIT UNION | $13,260,000 | $10,075,000 | -24.0% | 1.2% |
| Century Mortgage Company DBA Century Lending Company | $9,800,000 | n/a | 1.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $5,930,000 | $9,445,000 | 59.3% | 1.1% |
| Bank of America | $4,780,000 | $8,985,000 | 88.0% | 1.1% |
| BETTER MORTGAGE CORPORATION | $5,055,000 | $8,650,000 | 71.1% | 1.0% |
| Flagstar Bank, FSB | $16,000,000 | $8,640,000 | -46.0% | 1.0% |
| EVERETT FINANCIAL, INC. | $34,390,000 | $7,530,000 | -78.1% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $7,920,000 | $7,380,000 | -6.8% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $4,035,000 | $6,915,000 | 71.4% | 0.8% |
| U.S. Bank | $4,740,000 | $6,865,000 | 44.8% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,480,000 | $6,820,000 | 5.2% | 0.8% |
| Boston Private Bank & Trust Company | $7,005,000 | $6,505,000 | -7.1% | 0.8% |
| SUMMIT FUNDING, INC. | $8,470,000 | $6,165,000 | -27.2% | 0.7% |
| CMG MORTGAGE, INC. | $6,135,000 | $5,995,000 | -2.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $5,240,000 | $5,960,000 | 13.7% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $3,380,000 | $5,925,000 | 75.3% | 0.7% |
| NEWREZ LLC | $5,180,000 | $5,730,000 | 10.6% | 0.7% |
| Fremont Bank | $3,985,000 | $5,150,000 | 29.2% | 0.6% |
| LENDUS, LLC | $5,090,000 | $4,545,000 | -10.7% | 0.5% |
| MOUNTAIN WEST FINANCIAL, INC. | $2,335,000 | $4,455,000 | 90.8% | 0.5% |
| First Republic Bank | $2,040,000 | $4,435,000 | 117.4% | 0.5% |
| PARKSIDE LENDING, LLC | $6,255,000 | $4,415,000 | -29.4% | 0.5% |
| HomeStreet Bank | $4,315,000 | n/a | 0.5% | |
| GUILD MORTGAGE COMPANY | $5,565,000 | $4,190,000 | -24.7% | 0.5% |
| Charles Schwab Bank, SSB | $5,680,000 | $4,125,000 | -27.4% | 0.5% |
| KINECTA | $4,075,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL NETWORK, INC. | $4,910,000 | $3,820,000 | -22.2% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,315,000 | $3,745,000 | 61.8% | 0.4% |
| Tri Counties Bank | $4,475,000 | $3,690,000 | -17.5% | 0.4% |
| LENDSURE MORTGAGE CORP. | $3,410,000 | n/a | 0.4% | |
| InterContinental Capital Group, Inc | $630,000 | $3,270,000 | 419.0% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $1,540,000 | $2,965,000 | 92.5% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $1,525,000 | $2,920,000 | 91.5% | 0.3% |
| Mortgage Research Center, LLC | $3,215,000 | $2,900,000 | -9.8% | 0.3% |
| Morgan Stanley Private Bank | $2,575,000 | $2,525,000 | -1.9% | 0.3% |
| PATELCO | $985,000 | $2,500,000 | 153.8% | 0.3% |
| Nations Lending Corporation | $1,275,000 | $2,375,000 | 86.3% | 0.3% |
| IMPAC MORTGAGE CORP. | $205,000 | $2,360,000 | 1,051.2% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $300,000 | $2,260,000 | 653.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,830,000 | $2,235,000 | 22.1% | 0.3% |
| LADERA LENDING, INC. | $1,310,000 | $2,130,000 | 62.6% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,075,000 | $2,070,000 | -32.7% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $2,045,000 | n/a | 0.2% | |
| Mechanics Bank | $2,005,000 | n/a | 0.2% | |
| OCMBC, INC. | $670,000 | $1,925,000 | 187.3% | 0.2% |
| Commerce Home Mortgage, Inc. | $2,960,000 | $1,915,000 | -35.3% | 0.2% |
| First Guaranty Mortgage Corporation | $800,000 | $1,905,000 | 138.1% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $1,775,000 | $1,825,000 | 2.8% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $385,000 | $1,690,000 | 339.0% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $1,395,000 | $1,570,000 | 12.5% | 0.2% |
| LOANPAL, LLC | $1,570,000 | n/a | 0.2% | |
| OAKTREE FUNDING CORP. | $1,495,000 | n/a | 0.2% | |
| KS StateBank | $1,485,000 | n/a | 0.2% | |
| Lakeview Community Capital, LLC | $415,000 | $1,480,000 | 256.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $975,000 | $1,405,000 | 44.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,390,000 | n/a | 0.2% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $925,000 | $1,355,000 | 46.5% | 0.2% |
| BNY Mellon | $605,000 | $1,330,000 | 119.8% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,690,000 | $1,330,000 | -21.3% | 0.2% |
| AMERICAN ADVISORS GROUP | $855,000 | $1,315,000 | 53.8% | 0.2% |
| NATIONWIDE EQUITIES CORPORATION | $485,000 | $1,275,000 | 162.9% | 0.2% |
| Banner Bank | $1,265,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $225,000 | $1,260,000 | 460.0% | 0.1% |
| Hometown Lenders, Inc. | $820,000 | $1,235,000 | 50.6% | 0.1% |
| AMWEST FUNDING CORP. | $1,140,000 | $1,205,000 | 5.7% | 0.1% |
| CLEARPATH LENDING | $945,000 | $1,175,000 | 24.3% | 0.1% |
| S1L, Inc. | $1,585,000 | $1,175,000 | -25.9% | 0.1% |
| KeyBank | $535,000 | $1,160,000 | 116.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $4,090,000 | $1,150,000 | -71.9% | 0.1% |
| PLANET HOME LENDING, LLC | $700,000 | $1,145,000 | 63.6% | 0.1% |
| Northpointe Bank | $1,470,000 | $1,135,000 | -22.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,120,000 | n/a | 0.1% | |
| FJM PRIVATE MORTGAGE FUND, LLC | $1,120,000 | $1,120,000 | 0.0% | 0.1% |
| TCF National Bank | $1,370,000 | $1,090,000 | -20.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,085,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $915,000 | $1,075,000 | 17.5% | 0.1% |
| USAA Federal Savings Bank | $4,615,000 | $1,070,000 | -76.8% | 0.1% |
| JMAC LENDING, INC. | $500,000 | $1,050,000 | 110.0% | 0.1% |
| ARC HOME LLC | $365,000 | $1,035,000 | 183.6% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,410,000 | $1,005,000 | -28.7% | 0.1% |
| NFM, INC. | $770,000 | $1,000,000 | 29.9% | 0.1% |
| Sunflower Bank | $975,000 | n/a | 0.1% | |
| SCHOOLSFIRST | $1,235,000 | $970,000 | -21.5% | 0.1% |
| THE GOLDEN 1 | $1,060,000 | $940,000 | -11.3% | 0.1% |
| CIT Bank | $935,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $910,000 | n/a | 0.1% | |
| Citizens Bank | $905,000 | n/a | 0.1% | |
| Quontic Bank | $905,000 | n/a | 0.1% | |
| Citibank | $6,185,000 | $885,000 | -85.7% | 0.1% |
| City National Bank | $2,665,000 | $885,000 | -66.8% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $530,000 | $880,000 | 66.0% | 0.1% |
| NEXERA HOLDING LLC | $2,245,000 | $860,000 | -61.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $380,000 | $860,000 | 126.3% | 0.1% |
| Truist Bank | $855,000 | n/a | 0.1% | |
| Axos Bank | $640,000 | $850,000 | 32.8% | 0.1% |
| NBKC BANK | $670,000 | $850,000 | 26.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $845,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $445,000 | $845,000 | 89.9% | 0.1% |
| SPRING EQ, LLC | $835,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,450,000 | $810,000 | -44.1% | 0.1% |
| Exchange Bank | $790,000 | n/a | 0.1% | |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $365,000 | $790,000 | 116.4% | 0.1% |
| USE Credit Union | $770,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $755,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $1,050,000 | $750,000 | -28.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $305,000 | $725,000 | 137.7% | 0.1% |
| BBVA USA | $1,160,000 | $715,000 | -38.4% | 0.1% |
| Ally Bank | $1,455,000 | $710,000 | -51.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $905,000 | $710,000 | -21.5% | 0.1% |
| MUFG Union Bank | $315,000 | $705,000 | 123.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $700,000 | n/a | 0.1% | |
| BNC National Bank | $1,475,000 | $690,000 | -53.2% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $345,000 | $670,000 | 94.2% | 0.1% |
| TRAVIS CREDIT UNION | $875,000 | $670,000 | -23.4% | 0.1% |
| MidFirst Bank | $655,000 | n/a | 0.1% | |
| Provident Credit Union | $995,000 | $645,000 | -35.2% | 0.1% |
| LOANFLIGHT LENDING, LLC | $640,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $1,610,000 | $640,000 | -60.2% | 0.1% |
| PHH Mortgage Corporation | $1,255,000 | $635,000 | -49.4% | 0.1% |
| The Federal Savings Bank | $1,150,000 | $625,000 | -45.7% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $630,000 | $610,000 | -3.2% | 0.1% |
| STANFORD Federal Credit Union | $605,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | $585,000 | 129.4% | 0.1% |
| V.I.P. MORTGAGE, INC. | $395,000 | $580,000 | 46.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,000,000 | $570,000 | -43.0% | 0.1% |
| Carrington Mortgage Services, LLC | $875,000 | $550,000 | -37.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $550,000 | n/a | 0.1% | |
| Ameris Bank | $545,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $1,440,000 | $545,000 | -62.2% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $255,000 | $545,000 | 113.7% | 0.1% |
| EMBRACE HOME LOANS, INC. | $530,000 | n/a | 0.1% | |
| CIVIC FINANCIAL SERVICES, LLC | $525,000 | n/a | 0.1% | |
| PREMIER LENDING, INC. | $1,180,000 | $510,000 | -56.8% | 0.1% |
| Cf Bank | $505,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $335,000 | $505,000 | 50.7% | 0.1% |
| Zions Bancorporation, N.A. | $255,000 | $505,000 | 98.0% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $480,000 | n/a | 0.1% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $475,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $475,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $465,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $455,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $1,260,000 | $455,000 | -63.9% | 0.1% |
| Prime Choice Funding Inc. | $1,415,000 | $445,000 | -68.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $195,000 | $440,000 | 125.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $435,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $435,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $830,000 | $435,000 | -47.6% | 0.1% |
| Plains Commerce Bank | $425,000 | n/a | 0.1% | |
| BEST CAPITAL FUNDING | $255,000 | $415,000 | 62.7% | 0.0% |
| Watermark Capital, Inc. | $295,000 | $410,000 | 39.0% | 0.0% |
| Comerica Bank | $255,000 | $405,000 | 58.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $770,000 | $400,000 | -48.1% | 0.0% |
| HighTechLending Inc | $285,000 | $395,000 | 38.6% | 0.0% |
| SAN FRANCISCO FEDERAL CREDIT UNION | $395,000 | n/a | 0.0% | |
| Arvest Bank | $415,000 | $385,000 | -7.2% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $385,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $375,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $760,000 | $375,000 | -50.7% | 0.0% |
| Amerifirst Financial, Inc. | $365,000 | n/a | 0.0% | |
| Bank of the West | $1,830,000 | $365,000 | -80.1% | 0.0% |
| FirstBank | $935,000 | $365,000 | -61.0% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $520,000 | $365,000 | -29.8% | 0.0% |
| General Mortgage Capital Corporation | $355,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $340,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $335,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $335,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $335,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,430,000 | $335,000 | -76.6% | 0.0% |
| First Savings Bank | $255,000 | $325,000 | 27.5% | 0.0% |
| KELLER MORTGAGE, LLC | $560,000 | $325,000 | -42.0% | 0.0% |
| Manufacturers and Traders Trust Company | $205,000 | $325,000 | 58.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $315,000 | n/a | 0.0% | |
| NP, Inc. | $315,000 | n/a | 0.0% | |
| Cathay Bank | $385,000 | $295,000 | -23.4% | 0.0% |
| Crestline Funding Corporation | $295,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $295,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $345,000 | $295,000 | -14.5% | 0.0% |
| Alaska USA Federal Credit Union | $310,000 | $290,000 | -6.5% | 0.0% |
| BOKF | $485,000 | $275,000 | -43.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $155,000 | $275,000 | 77.4% | 0.0% |
| Low VA Rates, LLC | $275,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,155,000 | $265,000 | -87.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $265,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $725,000 | $265,000 | -63.4% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $105,000 | $255,000 | 142.9% | 0.0% |
| UBS Bank USA | $1,995,000 | $255,000 | -87.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $490,000 | $245,000 | -50.0% | 0.0% |
| SOFI LENDING CORP. | $365,000 | $235,000 | -35.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,405,000 | $235,000 | -83.3% | 0.0% |
| 5TH STREET CAPITAL, INC. | $225,000 | n/a | 0.0% | |
| City Bank | $225,000 | n/a | 0.0% | |
| Florida Capital Bank | $580,000 | $215,000 | -62.9% | 0.0% |
| HomePromise Corporation | $205,000 | n/a | 0.0% | |
| USC Credit Union | $205,000 | n/a | 0.0% | |
| Figure Lending LLC | $25,000 | $200,000 | 700.0% | 0.0% |
| TIAA, FSB | $355,000 | $195,000 | -45.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $935,000 | $190,000 | -79.7% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $185,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $795,000 | $175,000 | -78.0% | 0.0% |
| Fifth Third Bank | $165,000 | n/a | 0.0% | |
| ONY GLO, INC. | $515,000 | $165,000 | -68.0% | 0.0% |
| Discover Bank | $155,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $155,000 | n/a | 0.0% | |
| PNC Bank | $1,020,000 | $155,000 | -84.8% | 0.0% |
| RESIDENTIAL BANCORP. | $155,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $155,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $145,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $25,000 | $115,000 | 360.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $85,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $85,000 | -46.9% | 0.0% |
| ALLIANT CREDIT UNION | $115,000 | $65,000 | -43.5% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $850,000 | $55,000 | -93.5% | 0.0% |
| BAY | $45,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $15,000 | n/a | 0.0% |
Ukiah's top lender by overall market share is QUICKEN LOANS, LLC, with 11.6% market share. In second place, with 7.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $61,095,000 in loans. In third place, with 6.0%, is LOANDEPOT.COM, LLC, having originated $51,015,000 in loans. In fourth place, with 5.9%, is REDWOOD, having originated $49,970,000 in loans. In fifth place, with 5.1%, is HOME POINT FINANCIAL CORPORATION, having originated $42,920,000 in loans.
Ukiah Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $599,000 (0.7%) | $870,102 (-4.1%) | 0.00 | 284 |
| 2018-02-01 | $595,000 (4.9%) | $838,877 (-7.6%) | 0.00 | 305 |
| 2018-03-01 | $579,000 (6.3%) | $875,554 (3.4%) | 0.00 | 339 |
| 2018-04-01 | $588,000 (7.9%) | $880,900 (6.2%) | 0.00 | 359 |
| 2018-05-01 | $599,000 (5.3%) | $905,395 (14.0%) | 0.00 | 461 |
| 2018-06-01 | $599,950 (3.4%) | $892,308 (11.9%) | 0.00 | 478 |
| 2018-07-01 | $621,725 (4.5%) | $882,648 (0.7%) | 0.00 | 500 |
| 2018-08-01 | $631,500 (10.9%) | $879,692 (2.5%) | 0.00 | 496 |
| 2018-09-01 | $622,500 (3.9%) | $873,372 (0.5%) | 0.00 | 497 |
| 2018-10-01 | $619,250 (-0.9%) | $866,598 (-1.7%) | 0.00 | 483 |
| 2018-11-01 | $599,000 (-4.9%) | $857,734 (-5.0%) | 0.00 | 460 |
| 2018-12-01 | $585,000 (-5.5%) | $849,660 (-3.0%) | 0.00 | 444 |
| 2019-01-01 | $577,000 (-3.7%) | $858,828 (-1.3%) | 0.00 | 415 |
| 2019-02-01 | $590,000 (-0.8%) | $865,521 (3.2%) | 0.00 | 413 |
| 2019-03-01 | $596,071 (3.0%) | $900,672 (2.9%) | 0.00 | 413 |
| 2019-04-01 | $595,000 (1.2%) | $899,977 (2.2%) | 0.00 | 417 |
| 2019-05-01 | $599,000 (0.0%) | $915,171 (1.1%) | 0.00 | 448 |
| 2019-06-01 | $595,000 (-0.8%) | $911,471 (2.2%) | 0.00 | 472 |
| 2019-07-01 | $595,000 (-4.3%) | $928,337 (5.2%) | 0.00 | 463 |
| 2019-08-01 | $599,000 (-5.2%) | $942,158 (7.1%) | 0.00 | 449 |
| 2019-09-01 | $599,000 (-3.8%) | $944,781 (8.2%) | 0.00 | 427 |
| 2019-10-01 | $599,000 (-3.3%) | $951,639 (9.8%) | 0.00 | 405 |
| 2019-11-01 | $599,400 (0.1%) | $999,676 (16.6%) | 0.00 | 375 |
| 2019-12-01 | $606,700 (3.7%) | $993,778 (17.0%) | 0.00 | 336 |
| 2020-01-01 | $595,000 (3.1%) | $987,541 (15.0%) | 0.00 | 302 |
| 2020-02-01 | $622,500 (5.5%) | $993,793 (14.8%) | 0.00 | 297 |
| 2020-03-01 | $627,375 (5.3%) | $972,270 (8.0%) | 0.00 | 295 |
| 2020-04-01 | $632,000 (6.2%) | $986,760 (9.6%) | 0.00 | 281 |
| 2020-05-01 | $639,000 (6.7%) | $983,112 (7.4%) | 0.00 | 281 |
| 2020-06-01 | $643,625 (8.2%) | $1,015,495 (11.4%) | 0.00 | 284 |
| 2020-07-01 | $660,000 (10.9%) | $1,064,380 (14.7%) | 0.00 | 219 |
| 2020-08-01 | $699,999 (16.9%) | $1,120,799 (19.0%) | 0.00 | 192 |
| 2020-09-01 | $798,000 (33.2%) | $1,242,848 (31.6%) | 0.00 | 190 |
| 2020-10-01 | $779,000 (30.1%) | $1,252,916 (31.7%) | 0.00 | 189 |
| 2020-11-01 | $753,500 (25.7%) | $1,258,381 (25.9%) | 0.00 | 177 |
| 2020-12-01 | $772,000 (27.3%) | $1,201,119 (20.9%) | 0.00 | 155 |
| 2021-01-01 | $750,000 (26.1%) | $1,246,091 (26.2%) | 0.00 | 131 |
| 2021-02-01 | $824,238 (32.4%) | $1,378,527 (38.7%) | 0.00 | 123 |
| 2021-03-01 | $850,000 (35.5%) | $1,308,031 (34.5%) | 0.00 | 125 |
| 2021-04-01 | $850,000 (34.5%) | $1,345,470 (36.4%) | 0.00 | 146 |
| 2021-05-01 | $762,500 (19.3%) | $1,259,615 (28.1%) | 0.00 | 167 |
| 2021-06-01 | $747,250 (16.1%) | $1,210,290 (19.2%) | 0.00 | 173 |
| 2021-07-01 | $780,000 (18.2%) | $1,261,556 (18.5%) | 0.00 | 170 |
| 2021-08-01 | $766,750 (9.5%) | $1,314,431 (17.3%) | 0.00 | 184 |
| 2021-09-01 | $699,000 (-12.4%) | $1,240,914 (-0.2%) | 0.00 | 195 |
| 2021-10-01 | $747,500 (-4.0%) | $1,270,457 (1.4%) | 0.00 | 212 |
| 2021-11-01 | $757,375 (0.5%) | $1,265,531 (0.6%) | 0.00 | 208 |
| 2021-12-01 | $757,500 (-1.9%) | $1,352,786 (12.6%) | 0.00 | 194 |
| 2022-01-01 | $769,000 (2.5%) | $1,345,697 (8.0%) | 0.00 | 176 |
| 2022-02-01 | $749,500 (-9.1%) | $1,321,939 (-4.1%) | 0.00 | 188 |
| 2022-03-01 | $713,500 (-16.1%) | $1,225,081 (-6.3%) | 0.00 | 199 |
| 2022-04-01 | $699,000 (-17.8%) | $1,140,623 (-15.2%) | 0.00 | 244 |
| 2022-05-01 | $672,500 (-11.8%) | $1,083,082 (-14.0%) | 0.00 | 272 |
| 2022-06-01 | $662,000 (-11.4%) | $1,071,404 (-11.5%) | 0.00 | 299 |
| 2022-07-01 | $637,500 (-18.3%) | $996,796 (-21.0%) | 0.00 | 324 |
| 2022-08-01 | $613,750 (-20.0%) | $971,989 (-26.1%) | 0.00 | 313 |
| 2022-09-01 | $628,000 (-10.2%) | $1,034,009 (-16.7%) | 0.00 | 310 |
| 2022-10-01 | $621,000 (-16.9%) | $1,038,800 (-18.2%) | 0.00 | 313 |
Ukiah's median listing price for 2022-10-01 was $621,000, a difference of
$-126,500
(-16.9%) versus the prior year and
$-7,000 versus the prior month.
Ukiah's median listing price comes in at 0% of the national average.
Ukiah's average listing price for 2022-10-01 was $1,038,800, a difference of $-231,657 (-18.2%) versus the prior year and $4,791 versus the prior month.
For the 2022-10-01 period, Ukiah had 313 MLS listings, a difference of 3 listings (1%) versus the prior month and 101 listings (48%) versus the prior year.
Ukiah's median listing price comes in at 0% of the national average.
Ukiah's average listing price for 2022-10-01 was $1,038,800, a difference of $-231,657 (-18.2%) versus the prior year and $4,791 versus the prior month.
For the 2022-10-01 period, Ukiah had 313 MLS listings, a difference of 3 listings (1%) versus the prior month and 101 listings (48%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,750 sqft |
| 2018-02-01 | 0 days | 1,720 sqft |
| 2018-03-01 | 0 days | 1,720 sqft |
| 2018-04-01 | 0 days | 1,718 sqft |
| 2018-05-01 | 0 days | 1,700 sqft |
| 2018-06-01 | 0 days | 1,724 sqft |
| 2018-07-01 | 0 days | 1,705 sqft |
| 2018-08-01 | 0 days | 1,720 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,700 sqft |
| 2018-11-01 | 0 days | 1,680 sqft |
| 2018-12-01 | 0 days | 1,680 sqft |
| 2019-01-01 | 0 days | 1,644 sqft |
| 2019-02-01 | 0 days | 1,636 sqft |
| 2019-03-01 | 0 days | 1,645 sqft |
| 2019-04-01 | 0 days | 1,640 sqft |
| 2019-05-01 | 0 days | 1,692 sqft |
| 2019-06-01 | 0 days | 1,670 sqft |
| 2019-07-01 | 0 days | 1,688 sqft |
| 2019-08-01 | 0 days | 1,704 sqft |
| 2019-09-01 | 0 days | 1,711 sqft |
| 2019-10-01 | 0 days | 1,715 sqft |
| 2019-11-01 | 0 days | 1,711 sqft |
| 2019-12-01 | 0 days | 1,726 sqft |
| 2020-01-01 | 0 days | 1,730 sqft |
| 2020-02-01 | 0 days | 1,800 sqft |
| 2020-03-01 | 0 days | 1,712 sqft |
| 2020-04-01 | 0 days | 1,678 sqft |
| 2020-05-01 | 0 days | 1,700 sqft |
| 2020-06-01 | 0 days | 1,751 sqft |
| 2020-07-01 | 0 days | 1,817 sqft |
| 2020-08-01 | 0 days | 1,900 sqft |
| 2020-09-01 | 0 days | 1,910 sqft |
| 2020-10-01 | 0 days | 1,832 sqft |
| 2020-11-01 | 0 days | 1,850 sqft |
| 2020-12-01 | 0 days | 1,843 sqft |
| 2021-01-01 | 0 days | 1,800 sqft |
| 2021-02-01 | 0 days | 1,838 sqft |
| 2021-03-01 | 0 days | 1,873 sqft |
| 2021-04-01 | 0 days | 1,898 sqft |
| 2021-05-01 | 0 days | 1,788 sqft |
| 2021-06-01 | 0 days | 1,690 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,651 sqft |
| 2021-09-01 | 0 days | 1,600 sqft |
| 2021-10-01 | 0 days | 1,680 sqft |
| 2021-11-01 | 0 days | 1,747 sqft |
| 2021-12-01 | 0 days | 1,778 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,662 sqft |
| 2022-03-01 | 0 days | 1,669 sqft |
| 2022-04-01 | 0 days | 1,663 sqft |
| 2022-05-01 | 0 days | 1,631 sqft |
| 2022-06-01 | 0 days | 1,592 sqft |
| 2022-07-01 | 0 days | 1,600 sqft |
| 2022-08-01 | 0 days | 1,609 sqft |
| 2022-09-01 | 0 days | 1,675 sqft |
| 2022-10-01 | 0 days | 1,700 sqft |
Ukiah's median listing age (time on market) for 2022-10-01 was 0 days.
Ukiah's median square footage for active listings during the 2022-10-01 period was 1,700 sqft. One year prior, the average listing was 1,680 sqft.
Ukiah's median square footage for active listings during the 2022-10-01 period was 1,700 sqft. One year prior, the average listing was 1,680 sqft.
Ukiah, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,035 | $337,075,000 | $325,676 |
| Home Purchase | 670 | $282,770,000 | $422,045 |
| Cash Out Refi | 626 | $195,140,000 | $311,725 |
| Other | 71 | $18,975,000 | $267,254 |
| Home Improvement | 69 | $11,705,000 | $169,638 |
Ukiah's most frequently cited loan purpose was Refi, with 1,035 originations. The 2nd most popular reason was Home Purchase, with 670 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,123 | $385,185,000 | $342,996 |
| 3-4% | 764 | $288,540,000 | $377,670 |
| <2.5% | 419 | $131,805,000 | $314,570 |
| 4-5% | 114 | $28,540,000 | $250,351 |
| 5-6% | 29 | $6,835,000 | $235,690 |
| 6-7% | 12 | $1,380,000 | $115,000 |
| 7-8% | 4 | $1,260,000 | $315,000 |
| Over 8% | 3 | $965,000 | $321,667 |
During 2021, Ukiah's most frequently originated rate bucket was 2.5-3%, with 1,123 originations.
Loan Sizing (Ukiah, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,321 | $395,655,000 | $299,512 |
| $400k-600k | 568 | $270,300,000 | $475,880 |
| $100k-200k | 362 | $56,440,000 | $155,912 |
| $600k-1000k | 97 | $69,805,000 | $719,639 |
| $100,000 or less | 93 | $5,265,000 | $56,613 |
| $Over $1MM | 30 | $48,200,000 | $1,606,667 |
Ukiah's loan sizing saw the bucket of loans from $200k-400k with 1,321 originations, totaling $395,655,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 828 | $330,580,000 | $399,251 |
| 40-60% | 609 | $193,515,000 | $317,759 |
| 80-100% | 506 | $210,800,000 | $416,601 |
| 20-40% | 321 | $71,825,000 | $223,754 |
| Under 20% | 123 | $11,285,000 | $91,748 |
| Over 100% | 6 | $3,030,000 | $505,000 |
Ukiah's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 828 originations, totaling $330,580,000 in origination value.
