Ukiah Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Ukiah averaged
7.16%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.62% and
one month ago for the week of 2026-10-01, the
average rate was 7.46%.
Ukiah's average rate one year ago was 6.15%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Ukiah 30 Year Fixed Rate | 2026-11-05 | 7.16% |
| Ukiah 30 Year Fixed Rate Refi | 2026-11-05 | 7.1% |
| Ukiah 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Ukiah 15 Year Fixed Rate Refi | 2026-11-05 | 6.67% |
| Ukiah 30 Year FHA | 2026-11-05 | 6.95% |
| Ukiah 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Ukiah 30 Year USDA | 2026-11-05 | 7% |
| Ukiah 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Ukiah 30 Year VA | 2026-11-05 | 6.56% |
| Ukiah 30 Year VA Refi | 2026-11-05 | 6.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ukiah, CA.
Ukiah Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Ukiah Average Closing Costs & Other Stats
Ukiah, CA's 84 lenders originated 942
loans during 2025. The total origination value was $321,230,000, with an average loan value of
$341,008.
Ukiah's average closing costs are $6,790.
The top Ukiah lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
56 loans originated. Their average total fees are
$10,170, which is $2,042
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Ukiah lenders (with over 10 loans originated) are
REDWOOD ($5,111), U.S. Bank ($5,592), Century Mortgage Company DBA Century Lending Company ($6,319), Umpqua Bank ($6,575) and Paramount Residential Mortgage Group, Inc. ($6,838).
The lowest rate Ukiah lenders (with over 10 loans originated) are
U.S. Bank (6.52%), UNITED WHOLESALE MORTGAGE, LLC (6.55%), REDWOOD (6.59%), GUILD MORTGAGE COMPANY (6.63%) and CROSSCOUNTRY MORTGAGE, LLC (6.68%).
Ukiah, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $45,710,000 | $45,435,000 | -0.6% | 14.1% |
| QUICKEN LOANS, LLC | $18,780,000 | $21,235,000 | 13.1% | 6.6% |
| REDWOOD | $14,360,000 | $20,120,000 | 40.1% | 6.3% |
| Century Mortgage Company DBA Century Lending Company | $8,385,000 | $12,745,000 | 52.0% | 4.0% |
| GUILD MORTGAGE COMPANY | $10,290,000 | $12,135,000 | 17.9% | 3.8% |
| EVERETT FINANCIAL, INC. | $17,325,000 | $11,620,000 | -32.9% | 3.6% |
| The Loan Store, Inc. | $6,860,000 | $9,565,000 | 39.4% | 3.0% |
| Umpqua Bank | $7,605,000 | $9,355,000 | 23.0% | 2.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,350,000 | $8,375,000 | 13.9% | 2.6% |
| PENNYMAC LOAN SERVICES, LLC | $6,615,000 | $7,160,000 | 8.2% | 2.2% |
| Paramount Residential Mortgage Group, Inc. | $2,430,000 | $6,760,000 | 178.2% | 2.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $8,895,000 | $6,590,000 | -25.9% | 2.1% |
| U.S. Bank | $7,565,000 | $5,800,000 | -23.3% | 1.8% |
| Charles Schwab Bank, SSB | $5,725,000 | n/a | 1.8% | |
| JPMorgan Chase Bank | $2,390,000 | $5,475,000 | 129.1% | 1.7% |
| HOMEXPRESS MORTGAGE CORP. | $1,400,000 | $5,450,000 | 289.3% | 1.7% |
| Mortgage Research Center, LLC | $1,470,000 | $5,430,000 | 269.4% | 1.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,100,000 | $5,140,000 | 65.8% | 1.6% |
| NEWREZ LLC | $3,315,000 | $3,755,000 | 13.3% | 1.2% |
| KeyBank | $3,720,000 | n/a | 1.2% | |
| BROKER SOLUTIONS, INC. | $1,595,000 | $3,710,000 | 132.6% | 1.2% |
| Bank of America | $3,550,000 | $3,390,000 | -4.5% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,205,000 | $3,310,000 | 174.7% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $3,870,000 | $2,945,000 | -23.9% | 0.9% |
| Sierra Pacific Mortgage Company, Inc. | $3,245,000 | $2,710,000 | -16.5% | 0.8% |
| GUARANTEED RATE, INC. | $2,790,000 | $2,515,000 | -9.9% | 0.8% |
| COMMUNITY FIRST CREDIT UNION | $2,750,000 | $2,410,000 | -12.4% | 0.8% |
| OCMBC, INC. | $1,885,000 | $2,330,000 | 23.6% | 0.7% |
| LONGBRIDGE FINANCIAL, LLC | $500,000 | $2,295,000 | 359.0% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,335,000 | $2,275,000 | -2.6% | 0.7% |
| FINANCE OF AMERICA REVERSE LLC | $1,880,000 | $2,235,000 | 18.9% | 0.7% |
| Farm Credit Mid-America, ACA | $1,955,000 | n/a | 0.6% | |
| CBC Federal Credit Union | $1,845,000 | n/a | 0.6% | |
| Morgan Stanley Private Bank | $690,000 | $1,805,000 | 161.6% | 0.6% |
| Wells Fargo Bank | $5,355,000 | $1,745,000 | -67.4% | 0.5% |
| NATIONS DIRECT MORTGAGE, LLC | $1,630,000 | n/a | 0.5% | |
| Plains Commerce Bank | $1,545,000 | n/a | 0.5% | |
| MLD MORTGAGE INC. | $1,525,000 | n/a | 0.5% | |
| Axos Bank | $1,505,000 | n/a | 0.5% | |
| A&D Mortgage LLC | $1,485,000 | n/a | 0.5% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $215,000 | $1,430,000 | 565.1% | 0.4% |
| LOANDEPOT.COM, LLC | $6,820,000 | $1,420,000 | -79.2% | 0.4% |
| Franklin Loan Corporation | $3,190,000 | $1,375,000 | -56.9% | 0.4% |
| THE GOLDEN 1 | $410,000 | $1,325,000 | 223.2% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,270,000 | $1,260,000 | -0.8% | 0.4% |
| PREMIER LENDING, INC. | $1,235,000 | n/a | 0.4% | |
| TRIAD FINANCIAL SERVICES, INC. | $975,000 | $1,230,000 | 26.2% | 0.4% |
| BETTER MORTGAGE CORPORATION | $215,000 | $1,135,000 | 427.9% | 0.4% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,105,000 | n/a | 0.3% | |
| PLAZA HOME MORTGAGE, INC. | $1,055,000 | n/a | 0.3% | |
| SUMMIT FUNDING, INC. | $1,710,000 | $1,055,000 | -38.3% | 0.3% |
| City National Bank | $1,005,000 | n/a | 0.3% | |
| LAND HOME FINANCIAL SERVICES, INC. | $820,000 | $960,000 | 17.1% | 0.3% |
| ALAMEDA MORTGAGE CORPORATION | $950,000 | n/a | 0.3% | |
| STANFORD Federal Credit Union | $930,000 | n/a | 0.3% | |
| EVANSVILLE TEACHERS | $905,000 | n/a | 0.3% | |
| NMSI, INC. | $475,000 | $860,000 | 81.1% | 0.3% |
| NEW DAY FINANCIAL, LLC | $425,000 | $830,000 | 95.3% | 0.3% |
| NexBank | $810,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $670,000 | $805,000 | 20.1% | 0.3% |
| MORTGAGE CAPITAL PARTNERS, INC. | $805,000 | n/a | 0.3% | |
| Barrington Bank & Trust Company, N.A. | $505,000 | $785,000 | 55.4% | 0.2% |
| BMO Harris Bank | $885,000 | $780,000 | -11.9% | 0.2% |
| Leader Bank | $745,000 | n/a | 0.2% | |
| AMERITRUST MORTGAGE CORPORATION | $495,000 | $740,000 | 49.5% | 0.2% |
| Banner Bank | $740,000 | n/a | 0.2% | |
| S1L, Inc. | $730,000 | n/a | 0.2% | |
| GSF Mortgage Corporation | $715,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,125,000 | $710,000 | -77.3% | 0.2% |
| Florida Capital Bank | $675,000 | n/a | 0.2% | |
| FAIRWINDS CREDIT UNION | $625,000 | n/a | 0.2% | |
| AMWEST FUNDING CORP. | $1,630,000 | $610,000 | -62.6% | 0.2% |
| Magnolia Bank | $610,000 | n/a | 0.2% | |
| SPRING EQ, LLC | $95,000 | $605,000 | 536.8% | 0.2% |
| Citadel Servicing Corporation | $600,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $560,000 | $590,000 | 5.4% | 0.2% |
| ALLIANT CREDIT UNION | $1,475,000 | $580,000 | -60.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $570,000 | n/a | 0.2% | |
| UNIVERSITY CREDIT UNION | $555,000 | n/a | 0.2% | |
| PATELCO | $450,000 | $535,000 | 18.9% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $730,000 | $525,000 | -28.1% | 0.2% |
| General Mortgage Capital Corporation | $305,000 | $515,000 | 68.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $960,000 | $505,000 | -47.4% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $1,065,000 | $505,000 | -52.6% | 0.2% |
| RESIDENTIAL BANCORP | $495,000 | n/a | 0.2% | |
| Firefighters First Federal Credit Union | $485,000 | n/a | 0.2% | |
| Mechanics Bank | $485,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $840,000 | $475,000 | -43.5% | 0.1% |
| JMAC LENDING, INC. | $705,000 | $475,000 | -32.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,155,000 | $475,000 | -58.9% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $475,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $465,000 | 69.1% | 0.1% |
| DIRECT MORTGAGE, CORP. | $555,000 | $455,000 | -18.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $445,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $1,125,000 | $440,000 | -60.9% | 0.1% |
| INTELLILOAN, INC. | $425,000 | n/a | 0.1% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $415,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $405,000 | n/a | 0.1% | |
| Fremont Bank | $265,000 | $405,000 | 52.8% | 0.1% |
| PLANET HOME LENDING, LLC | $395,000 | n/a | 0.1% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $385,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $335,000 | n/a | 0.1% | |
| Zions Bank | $335,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $325,000 | n/a | 0.1% | |
| Armed Forces Bank | $325,000 | n/a | 0.1% | |
| INFINITY EQUITY GROUP, INC. | $325,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $295,000 | $325,000 | 10.2% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
| FUNDLOANS CAPITAL | $315,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $945,000 | $315,000 | -66.7% | 0.1% |
| Tri Counties Bank | $1,550,000 | $310,000 | -80.0% | 0.1% |
| MORTGAGEONE, INC. | $1,475,000 | $305,000 | -79.3% | 0.1% |
| PHH Mortgage Corporation | $295,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $695,000 | $295,000 | -57.6% | 0.1% |
| NBH Bank | $285,000 | n/a | 0.1% | |
| SCENIC OAKS FUNDING, INC. | $265,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $265,000 | n/a | 0.1% | |
| San Mateo Credit Union | $255,000 | n/a | 0.1% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $405,000 | $255,000 | -37.0% | 0.1% |
| PNC Bank | $1,490,000 | $250,000 | -83.2% | 0.1% |
| Greenbox Loans, Inc. | $255,000 | $245,000 | -3.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $435,000 | $235,000 | -46.0% | 0.1% |
| USAlliance Federal Credit Union | $235,000 | n/a | 0.1% | |
| Performance Financial, Inc. | $215,000 | n/a | 0.1% | |
| LOANPAL, LLC | $190,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $115,000 | $185,000 | 60.9% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $185,000 | n/a | 0.1% | |
| BAY | $175,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $175,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $645,000 | $170,000 | -73.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $165,000 | $150,000 | -9.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| Figure Lending LLC | $345,000 | $120,000 | -65.2% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $115,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $105,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| California Coast Credit Union | $85,000 | $85,000 | 0.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $150,000 | $75,000 | -50.0% | 0.0% |
| GTE Federal Credit Union | $225,000 | $75,000 | -66.7% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $920,000 | $75,000 | -91.8% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $65,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $650,000 | $65,000 | -90.0% | 0.0% |
| SCHOOLSFIRST | $55,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $45,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $325,000 | $35,000 | -89.2% | 0.0% |
Ukiah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.1% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $21,235,000 in loans. In third place, with 6.3%, is REDWOOD, having originated $20,120,000 in loans. In fourth place, with 4.0%, is Century Mortgage Company DBA Century Lending Company, having originated $12,745,000 in loans. In fifth place, with 3.8%, is GUILD MORTGAGE COMPANY, having originated $12,135,000 in loans.
Ukiah Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $599,000 (1.8%) | $870,102 (-4.2%) | 0.00 | 284 |
| 2018-02-01 | $595,000 (4.9%) | $838,877 (-7.7%) | 0.00 | 305 |
| 2018-03-01 | $579,000 (6.3%) | $875,554 (3.4%) | 0.00 | 339 |
| 2018-04-01 | $588,000 (7.9%) | $880,900 (6.2%) | 0.00 | 359 |
| 2018-05-01 | $599,000 (5.6%) | $905,395 (14.1%) | 0.00 | 461 |
| 2018-06-01 | $599,950 (3.9%) | $892,308 (12.4%) | 0.00 | 478 |
| 2018-07-01 | $620,950 (4.9%) | $882,780 (1.3%) | 0.00 | 499 |
| 2018-08-01 | $631,250 (10.8%) | $879,816 (2.6%) | 0.00 | 495 |
| 2018-09-01 | $620,000 (3.9%) | $873,525 (0.7%) | 0.00 | 496 |
| 2018-10-01 | $618,000 (-1.1%) | $866,741 (-1.7%) | 0.00 | 482 |
| 2018-11-01 | $599,000 (-4.9%) | $857,865 (-4.9%) | 0.00 | 459 |
| 2018-12-01 | $585,000 (-5.5%) | $849,778 (-3.0%) | 0.00 | 444 |
| 2019-01-01 | $577,000 (-3.7%) | $858,828 (-1.3%) | 0.00 | 415 |
| 2019-02-01 | $590,000 (-0.8%) | $865,521 (3.2%) | 0.00 | 413 |
| 2019-03-01 | $597,143 (3.1%) | $900,851 (2.9%) | 0.00 | 413 |
| 2019-04-01 | $595,000 (1.2%) | $900,652 (2.2%) | 0.00 | 416 |
| 2019-05-01 | $599,000 (0.0%) | $915,171 (1.1%) | 0.00 | 448 |
| 2019-06-01 | $595,000 (-0.8%) | $911,471 (2.2%) | 0.00 | 472 |
| 2019-07-01 | $595,000 (-4.2%) | $928,337 (5.2%) | 0.00 | 463 |
| 2019-08-01 | $599,000 (-5.1%) | $942,158 (7.1%) | 0.00 | 449 |
| 2019-09-01 | $599,000 (-3.4%) | $944,781 (8.2%) | 0.00 | 427 |
| 2019-10-01 | $599,000 (-3.1%) | $951,639 (9.8%) | 0.00 | 405 |
| 2019-11-01 | $599,400 (0.1%) | $999,676 (16.5%) | 0.00 | 375 |
| 2019-12-01 | $606,700 (3.7%) | $993,778 (17.0%) | 0.00 | 336 |
| 2020-01-01 | $595,000 (3.1%) | $987,541 (15.0%) | 0.00 | 302 |
| 2020-02-01 | $622,500 (5.5%) | $993,793 (14.8%) | 0.00 | 297 |
| 2020-03-01 | $627,375 (5.1%) | $972,270 (7.9%) | 0.00 | 295 |
| 2020-04-01 | $632,000 (6.2%) | $986,760 (9.6%) | 0.00 | 281 |
| 2020-05-01 | $639,000 (6.7%) | $983,112 (7.4%) | 0.00 | 281 |
| 2020-06-01 | $643,625 (8.2%) | $1,015,495 (11.4%) | 0.00 | 284 |
| 2020-07-01 | $660,000 (10.9%) | $1,064,380 (14.7%) | 0.00 | 219 |
| 2020-08-01 | $699,999 (16.9%) | $1,120,799 (19.0%) | 0.00 | 192 |
| 2020-09-01 | $798,000 (33.2%) | $1,242,848 (31.6%) | 0.00 | 190 |
| 2020-10-01 | $779,000 (30.1%) | $1,252,916 (31.7%) | 0.00 | 189 |
| 2020-11-01 | $753,500 (25.7%) | $1,258,381 (25.9%) | 0.00 | 177 |
| 2020-12-01 | $772,000 (27.3%) | $1,201,119 (20.9%) | 0.00 | 155 |
| 2021-01-01 | $750,000 (26.1%) | $1,246,091 (26.2%) | 0.00 | 131 |
| 2021-02-01 | $816,738 (31.2%) | $1,378,527 (38.7%) | 0.00 | 123 |
| 2021-03-01 | $850,000 (35.5%) | $1,308,031 (34.5%) | 0.00 | 125 |
| 2021-04-01 | $850,000 (34.5%) | $1,345,470 (36.4%) | 0.00 | 146 |
| 2021-05-01 | $762,500 (19.3%) | $1,259,615 (28.1%) | 0.00 | 167 |
| 2021-06-01 | $747,250 (16.1%) | $1,210,290 (19.2%) | 0.00 | 173 |
| 2021-07-01 | $780,000 (18.2%) | $1,261,556 (18.5%) | 0.00 | 170 |
| 2021-08-01 | $766,750 (9.5%) | $1,314,431 (17.3%) | 0.00 | 184 |
| 2021-09-01 | $699,000 (-12.4%) | $1,241,541 (-0.1%) | 0.00 | 195 |
| 2021-10-01 | $747,500 (-4.0%) | $1,270,457 (1.4%) | 0.00 | 212 |
| 2021-11-01 | $760,000 (0.9%) | $1,265,531 (0.6%) | 0.00 | 208 |
| 2021-12-01 | $757,500 (-1.9%) | $1,352,786 (12.6%) | 0.00 | 194 |
| 2022-01-01 | $769,000 (2.5%) | $1,343,934 (7.9%) | 0.00 | 176 |
| 2022-02-01 | $750,000 (-8.2%) | $1,320,312 (-4.2%) | 0.00 | 189 |
| 2022-03-01 | $715,000 (-15.9%) | $1,222,747 (-6.5%) | 0.00 | 200 |
| 2022-04-01 | $699,000 (-17.8%) | $1,140,061 (-15.3%) | 0.00 | 245 |
| 2022-05-01 | $675,000 (-11.5%) | $1,086,478 (-13.8%) | 0.00 | 272 |
| 2022-06-01 | $663,250 (-11.2%) | $1,070,334 (-11.6%) | 0.00 | 300 |
| 2022-07-01 | $644,000 (-17.4%) | $998,172 (-20.9%) | 0.00 | 324 |
| 2022-08-01 | $613,750 (-20.0%) | $972,750 (-26.0%) | 0.00 | 312 |
| 2022-09-01 | $628,000 (-10.2%) | $1,033,484 (-16.8%) | 0.00 | 309 |
| 2022-10-01 | $621,000 (-16.9%) | $1,041,786 (-18.0%) | 0.00 | 311 |
| 2022-11-01 | $600,000 (-21.1%) | $1,014,819 (-19.8%) | 0.00 | 294 |
| 2022-12-01 | $599,500 (-20.9%) | $952,633 (-29.6%) | 0.00 | 273 |
| 2023-01-01 | $613,250 (-20.3%) | $905,220 (-32.6%) | 0.00 | 227 |
| 2023-02-01 | $599,000 (-20.1%) | $1,001,821 (-24.1%) | 0.00 | 217 |
| 2023-03-01 | $599,000 (-16.2%) | $1,018,633 (-16.7%) | 0.00 | 222 |
| 2023-04-01 | $620,000 (-11.3%) | $1,015,751 (-10.9%) | 0.00 | 249 |
| 2023-05-01 | $644,222 (-4.6%) | $1,030,464 (-5.2%) | 0.00 | 278 |
| 2023-06-01 | $617,500 (-6.9%) | $1,015,585 (-5.1%) | 0.00 | 303 |
| 2023-07-01 | $649,000 (0.8%) | $1,010,352 (1.2%) | 0.00 | 309 |
| 2023-08-01 | $677,125 (10.3%) | $1,028,172 (5.7%) | 0.00 | 314 |
| 2023-09-01 | $699,000 (11.3%) | $1,069,083 (3.4%) | 0.00 | 326 |
| 2023-10-01 | $696,000 (12.1%) | $1,078,545 (3.5%) | 0.00 | 328 |
| 2023-11-01 | $697,000 (16.2%) | $1,077,285 (6.2%) | 0.00 | 319 |
| 2023-12-01 | $672,000 (12.1%) | $1,098,371 (15.3%) | 0.00 | 299 |
| 2024-01-01 | $679,625 (10.8%) | $1,086,184 (20.0%) | 0.00 | 264 |
| 2024-02-01 | $686,000 (14.5%) | $1,034,792 (3.3%) | 0.00 | 255 |
| 2024-03-01 | $689,500 (15.1%) | $1,038,643 (2.0%) | 0.00 | 252 |
| 2024-04-01 | $699,000 (12.7%) | $1,044,385 (2.8%) | 0.00 | 271 |
| 2024-05-01 | $709,500 (10.1%) | $1,055,041 (2.4%) | 0.00 | 313 |
| 2024-06-01 | $705,000 (14.2%) | $1,056,850 (4.1%) | 0.00 | 351 |
| 2024-07-01 | $699,000 (7.7%) | $1,049,758 (3.9%) | 0.00 | 376 |
| 2024-08-01 | $679,000 (0.3%) | $1,017,497 (-1.0%) | 0.00 | 383 |
| 2024-09-01 | $679,875 (-2.7%) | $1,036,732 (-3.0%) | 0.00 | 384 |
| 2024-10-01 | $682,000 (-2.0%) | $1,034,733 (-4.1%) | 0.00 | 384 |
| 2024-11-01 | $645,000 (-7.5%) | $977,256 (-9.3%) | 0.00 | 377 |
| 2024-12-01 | $628,500 (-6.5%) | $917,723 (-16.5%) | 0.00 | 320 |
| 2025-01-01 | $599,000 (-11.9%) | $831,945 (-23.4%) | 0.00 | 306 |
| 2025-02-01 | $595,000 (-13.3%) | $864,090 (-16.5%) | 0.00 | 313 |
| 2025-03-01 | $595,000 (-13.7%) | $874,423 (-15.8%) | 0.00 | 324 |
| 2025-04-01 | $599,000 (-14.3%) | $936,262 (-10.4%) | 0.00 | 364 |
| 2025-05-01 | $632,500 (-10.9%) | $964,975 (-8.5%) | 0.00 | 418 |
| 2025-06-01 | $635,000 (-9.9%) | $969,537 (-8.3%) | 0.00 | 467 |
| 2025-07-01 | $629,000 (-10.0%) | $970,655 (-7.5%) | 0.00 | 485 |
| 2025-08-01 | $625,000 (-8.0%) | $982,436 (-3.5%) | 0.00 | 479 |
| 2025-09-01 | $625,000 (-8.1%) | $987,289 (-4.8%) | 0.00 | 472 |
| 2025-10-01 | $627,250 (-8.0%) | $1,008,794 (-2.5%) | 0.00 | 431 |
| 2025-11-01 | $621,500 (-3.6%) | $1,042,155 (6.6%) | 0.00 | 399 |
| 2025-12-01 | $614,000 (-2.3%) | $1,074,457 (17.1%) | 0.00 | 369 |
| 2026-01-01 | $599,000 (0.0%) | $1,059,105 (27.3%) | 0.00 | 320 |
| 2026-02-01 | $622,500 (4.6%) | $1,059,317 (22.6%) | 0.00 | 308 |
| 2026-03-01 | $631,000 (6.1%) | $1,075,903 (23.0%) | 0.00 | 338 |
| 2026-04-01 | $650,000 (8.5%) | $1,565,443 (67.2%) | 0.00 | 376 |
| 2026-05-01 | $650,000 (2.8%) | $1,027,926 (6.5%) | 0.00 | 397 |
| 2026-06-01 | $646,250 (1.8%) | $1,030,211 (6.3%) | 0.00 | 421 |
| 2026-07-01 | $616,750 (-2.0%) | $964,220 (-0.7%) | 0.00 | 436 |
| 2026-08-01 | $600,000 (-4.0%) | $924,093 (-5.9%) | 0.00 | 426 |
| 2026-09-01 | $599,000 (-4.2%) | $919,691 (-6.9%) | 0.00 | 413 |
| 2026-10-01 | $599,000 (-4.5%) | $884,976 (-12.3%) | 0.00 | 392 |
Ukiah's median listing price for 2026-10-01 was $599,000, a difference of
$-28,250
(-4.5%) versus the prior year and
$0 versus the prior month.
Ukiah's median listing price comes in at 0% of the national average.
Ukiah's average listing price for 2026-10-01 was $884,976, a difference of $-123,818 (-12.3%) versus the prior year and $-34,715 versus the prior month.
For the 2026-10-01 period, Ukiah had 392 MLS listings, a difference of -21 listings (-5%) versus the prior month and -39 listings (-9%) versus the prior year.
Ukiah's median listing price comes in at 0% of the national average.
Ukiah's average listing price for 2026-10-01 was $884,976, a difference of $-123,818 (-12.3%) versus the prior year and $-34,715 versus the prior month.
For the 2026-10-01 period, Ukiah had 392 MLS listings, a difference of -21 listings (-5%) versus the prior month and -39 listings (-9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,750 sqft |
| 2018-02-01 | 0 days | 1,705 sqft |
| 2018-03-01 | 0 days | 1,720 sqft |
| 2018-04-01 | 0 days | 1,739 sqft |
| 2018-05-01 | 0 days | 1,700 sqft |
| 2018-06-01 | 0 days | 1,725 sqft |
| 2018-07-01 | 0 days | 1,710 sqft |
| 2018-08-01 | 0 days | 1,720 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,700 sqft |
| 2018-11-01 | 0 days | 1,680 sqft |
| 2018-12-01 | 0 days | 1,680 sqft |
| 2019-01-01 | 0 days | 1,649 sqft |
| 2019-02-01 | 0 days | 1,633 sqft |
| 2019-03-01 | 0 days | 1,646 sqft |
| 2019-04-01 | 0 days | 1,641 sqft |
| 2019-05-01 | 0 days | 1,690 sqft |
| 2019-06-01 | 0 days | 1,670 sqft |
| 2019-07-01 | 0 days | 1,689 sqft |
| 2019-08-01 | 0 days | 1,703 sqft |
| 2019-09-01 | 0 days | 1,708 sqft |
| 2019-10-01 | 0 days | 1,711 sqft |
| 2019-11-01 | 0 days | 1,711 sqft |
| 2019-12-01 | 0 days | 1,728 sqft |
| 2020-01-01 | 0 days | 1,724 sqft |
| 2020-02-01 | 0 days | 1,777 sqft |
| 2020-03-01 | 0 days | 1,700 sqft |
| 2020-04-01 | 0 days | 1,674 sqft |
| 2020-05-01 | 0 days | 1,675 sqft |
| 2020-06-01 | 0 days | 1,756 sqft |
| 2020-07-01 | 0 days | 1,812 sqft |
| 2020-08-01 | 0 days | 1,900 sqft |
| 2020-09-01 | 0 days | 1,935 sqft |
| 2020-10-01 | 0 days | 1,848 sqft |
| 2020-11-01 | 0 days | 1,851 sqft |
| 2020-12-01 | 0 days | 1,843 sqft |
| 2021-01-01 | 0 days | 1,800 sqft |
| 2021-02-01 | 0 days | 1,831 sqft |
| 2021-03-01 | 0 days | 1,867 sqft |
| 2021-04-01 | 0 days | 1,894 sqft |
| 2021-05-01 | 0 days | 1,788 sqft |
| 2021-06-01 | 0 days | 1,693 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,653 sqft |
| 2021-09-01 | 0 days | 1,600 sqft |
| 2021-10-01 | 0 days | 1,689 sqft |
| 2021-11-01 | 0 days | 1,752 sqft |
| 2021-12-01 | 0 days | 1,788 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,675 sqft |
| 2022-03-01 | 0 days | 1,681 sqft |
| 2022-04-01 | 0 days | 1,666 sqft |
| 2022-05-01 | 0 days | 1,646 sqft |
| 2022-06-01 | 0 days | 1,600 sqft |
| 2022-07-01 | 0 days | 1,600 sqft |
| 2022-08-01 | 0 days | 1,606 sqft |
| 2022-09-01 | 0 days | 1,675 sqft |
| 2022-10-01 | 0 days | 1,700 sqft |
| 2022-11-01 | 0 days | 1,667 sqft |
| 2022-12-01 | 0 days | 1,600 sqft |
| 2023-01-01 | 0 days | 1,689 sqft |
| 2023-02-01 | 0 days | 1,592 sqft |
| 2023-03-01 | 0 days | 1,583 sqft |
| 2023-04-01 | 0 days | 1,588 sqft |
| 2023-05-01 | 0 days | 1,663 sqft |
| 2023-06-01 | 0 days | 1,650 sqft |
| 2023-07-01 | 0 days | 1,700 sqft |
| 2023-08-01 | 0 days | 1,703 sqft |
| 2023-09-01 | 0 days | 1,764 sqft |
| 2023-10-01 | 0 days | 1,756 sqft |
| 2023-11-01 | 0 days | 1,748 sqft |
| 2023-12-01 | 0 days | 1,715 sqft |
| 2024-01-01 | 0 days | 1,719 sqft |
| 2024-02-01 | 0 days | 1,766 sqft |
| 2024-03-01 | 0 days | 1,800 sqft |
| 2024-04-01 | 0 days | 1,800 sqft |
| 2024-05-01 | 0 days | 1,851 sqft |
| 2024-06-01 | 0 days | 1,851 sqft |
| 2024-07-01 | 0 days | 1,817 sqft |
| 2024-08-01 | 0 days | 1,774 sqft |
| 2024-09-01 | 0 days | 1,789 sqft |
| 2024-10-01 | 0 days | 1,794 sqft |
| 2024-11-01 | 0 days | 1,750 sqft |
| 2024-12-01 | 0 days | 1,736 sqft |
| 2025-01-01 | 0 days | 1,662 sqft |
| 2025-02-01 | 0 days | 1,602 sqft |
| 2025-03-01 | 0 days | 1,620 sqft |
| 2025-04-01 | 0 days | 1,600 sqft |
| 2025-05-01 | 0 days | 1,727 sqft |
| 2025-06-01 | 0 days | 1,729 sqft |
| 2025-07-01 | 0 days | 1,721 sqft |
| 2025-08-01 | 0 days | 1,715 sqft |
| 2025-09-01 | 0 days | 1,726 sqft |
| 2025-10-01 | 0 days | 1,692 sqft |
| 2025-11-01 | 0 days | 1,700 sqft |
| 2025-12-01 | 0 days | 1,678 sqft |
| 2026-01-01 | 0 days | 1,678 sqft |
| 2026-02-01 | 0 days | 1,713 sqft |
| 2026-03-01 | 0 days | 1,732 sqft |
| 2026-04-01 | 0 days | 1,700 sqft |
| 2026-05-01 | 0 days | 1,724 sqft |
| 2026-06-01 | 0 days | 1,738 sqft |
| 2026-07-01 | 0 days | 1,719 sqft |
| 2026-08-01 | 0 days | 1,712 sqft |
| 2026-09-01 | 0 days | 1,698 sqft |
| 2026-10-01 | 0 days | 1,698 sqft |
Ukiah's median listing age (time on market) for 2026-10-01 was 0 days.
Ukiah's median square footage for active listings during the 2026-10-01 period was 1,698 sqft. One year prior, the average listing was 1,692 sqft.
Ukiah's median square footage for active listings during the 2026-10-01 period was 1,698 sqft. One year prior, the average listing was 1,692 sqft.
Ukiah, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 483 | $199,925,000 | $413,923 |
| Cash Out Refi | 165 | $37,635,000 | $228,091 |
| Refi | 134 | $58,970,000 | $440,075 |
| Other | 82 | $15,680,000 | $191,220 |
| Home Improvement | 78 | $9,020,000 | $115,641 |
Ukiah's most frequently cited loan purpose was Home Purchase, with 483 originations. The 2nd most popular reason was Cash Out Refi, with 165 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 407 | $169,645,000 | $416,818 |
| 7-8% | 199 | $57,325,000 | $288,065 |
| Over 8% | 165 | $23,985,000 | $145,364 |
| 5-6% | 158 | $68,230,000 | $431,835 |
| <2.5% | 8 | $390,000 | $48,750 |
| 4-5% | 4 | $1,590,000 | $397,500 |
During 2025, Ukiah's most frequently originated rate bucket was 6-7%, with 407 originations.
Loan Sizing (Ukiah, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 333 | $102,085,000 | $306,562 |
| $400k-600k | 239 | $113,815,000 | $476,213 |
| $100,000 or less | 153 | $8,755,000 | $57,222 |
| $100k-200k | 124 | $17,250,000 | $139,113 |
| $600k-1000k | 78 | $57,430,000 | $736,282 |
| $Over $1MM | 15 | $21,895,000 | $1,459,667 |
Ukiah's loan sizing saw the bucket of loans from $200k-400k with 333 originations, totaling $102,085,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 291 | $126,545,000 | $434,863 |
| 60-80% | 221 | $98,625,000 | $446,267 |
| Under 20% | 164 | $11,660,000 | $71,098 |
| 40-60% | 122 | $49,450,000 | $405,328 |
| 20-40% | 112 | $22,950,000 | $204,911 |
| Over 100% | 8 | $4,030,000 | $503,750 |
Ukiah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 291 originations, totaling $126,545,000 in origination value.