Ukiah Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ukiah averaged 7.33% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.01% and one month ago for the week of 2024-03-14, the average rate was 6.87%.

    Ukiah's average rate one year ago was 6.2%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Ukiah 30 Year Fixed Rate 2024-04-18 7.33%
    Ukiah 30 Year Fixed Rate Refi 2024-04-18 7.7%
    Ukiah 15 Year Fixed Rate 2024-04-18 6.59%
    Ukiah 15 Year Fixed Rate Refi 2024-04-18 6.59%
    Ukiah 30 Year FHA 2024-04-18 6.96%
    Ukiah 30 Year FHA Refi 2024-04-18 7.06%
    Ukiah 30 Year USDA 2024-04-18 7.06%
    Ukiah 30 Year USDA Refi 2024-04-18 6.96%
    Ukiah 30 Year VA 2024-04-18 6.76%
    Ukiah 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ukiah, CA.

    Ukiah Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 43 6.64% $9,856
    QUICKEN LOANS, LLC 26 6.91% $7,359
    REDWOOD 22 6.74% $3,834
    EVERETT FINANCIAL, INC. 21 7.05% $9,877
    Century Mortgage Company DBA Century Lending Company 14 7.03% $7,390
    Umpqua Bank 14 6.54% $9,208
    MASON MCDUFFIE MORTGAGE CORPORATION 11 7.02% $12,015
    PENNYMAC LOAN SERVICES, LLC 10 6.84% $8,993
    LOANDEPOT.COM, LLC 8 6.62% $8,687
    AMERICAN PACIFIC MORTGAGE CORPORATION 8 6.92% $8,206
    CROSSCOUNTRY MORTGAGE, LLC 8 7.01% $12,404
    Paramount Residential Mortgage Group, Inc. 7 7.59% $10,418
    JPMorgan Chase Bank 7 6.98% $3,071
    GUILD MORTGAGE COMPANY 6 6.89% $10,738
    Bank of America 6 5.98% $5,692
    The Loan Store, Inc. 5 7.55% $7,058
    U.S. Bank 5 6.40% $8,136
    BROKER SOLUTIONS, INC. 5 7.28% $7,814
    PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.47% $6,932
    Wells Fargo Bank 4 6.69% $5,917
    ALAMEDA MORTGAGE CORPORATION 4 6.90% $15,715
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.31% $8,522
    BMO Harris Bank 4 6.53% $9,323
    American Mortgage & Equity Consultants, Inc. 4 6.47% $12,721
    CMG MORTGAGE, INC. 3 6.83% $7,617
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.08% $5,346
    NEWREZ LLC 3 7.33% $7,731
    Flagstar Bank, FSB 3 6.75% $8,055
    PATELCO 3 6.42% $6,235
    COMMUNITY MORTGAGE FUNDING, LLC 2 6.25% $6,763
    AMERICAN FINANCIAL NETWORK, INC. 2 6.56% $15,175
    CALIBER HOME LOANS, INC. 2 6.81% $5,970
    GUARANTEED RATE AFFINITY, LLC 2 6.94% $5,761
    GUARANTEED RATE, INC. 2 6.24% $6,410
    Morgan Stanley Private Bank 2 5.78% $3,733
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.06% $8,914
    Provident Credit Union 2 5.38% $3,616
    RESIDENTIAL BANCORP 2 6.63% $12,080
    Sierra Pacific Mortgage Company, Inc. 2 6.75% $9,022
    THE GOLDEN 1 2 5.75% $13,168
    MOVEMENT MORTGAGE, LLC 1 5.99% $8,911
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $11,386
    Franklin Loan Corporation 1 8.63% $13,980
    FIRST TECHNOLOGY 1 6.88% $3,979
    NP, Inc. 1 7.00% $18,786
    OCMBC, INC. 1 8.13% $14,140
    First Republic Bank 1 4.85% $4,334
    FIRST NATIONS HOME FINANCE CORPORATION 1 7.00% $14,355
    Discover Bank 1 6.49% $0
    Platinum Home Mortgage Corporation 1 6.88% $6,285
    PNC Bank 1 7.25% $10,283
    PREMIER LENDING, INC. 1 7.00% $8,767
    Cathay Bank 1 7.25% $5,400
    ARC HOME LLC 1 7.25% $5,328
    21ST MORTGAGE CORPORATION 1 6.70% $7,547
    City National Bank 1 6.95% $4,395
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.38% $9,289
    USAA Federal Savings Bank 1 6.63% $15,094
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.63% $4,365
    S1L, Inc. 1 7.25% $6,691
    AMERISAVE MORTGAGE CORPORATION 1 6.50% $14,214
    Stifel Bank and Trust 1 5.00% $4,653
    SUN WEST MORTGAGE COMPANY, INC. 1 7.88% $9,686
    A&D Mortgage LLC 1 8.99% $14,877
    Citizens Bank 1 7.63% $5,279
    Tri Counties Bank 1 5.88% $3,665
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.00% $13,899
    GUARANTY HOME MORTGAGE CORPORATION 1 6.38% $5,723
    LOANPAL, LLC 1 6.38% $3,845
    General Mortgage Capital Corporation 1 6.88% $5,621
    Mechanics Bank 1 6.13% $5,478
    UBS Bank USA 1 5.63% $4,158

    Ukiah Average Closing Costs & Other Stats

    Ukiah, CA's 72 lenders originated 675 loans during 2023. The total origination value was $223,235,000, with an average loan value of $330,719.

    Ukiah's average closing costs are $6,233.

    The top Ukiah lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 43 loans originated. Their average total fees are $9,856, which is $2,497 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ukiah lenders (with over 10 loans originated) are REDWOOD ($3,834), QUICKEN LOANS, LLC ($7,359), Century Mortgage Company DBA Century Lending Company ($7,390), PENNYMAC LOAN SERVICES, LLC ($8,993) and Umpqua Bank ($9,208).

    The lowest rate Ukiah lenders (with over 10 loans originated) are Umpqua Bank (6.54%), UNITED WHOLESALE MORTGAGE, LLC (6.64%), REDWOOD (6.74%), PENNYMAC LOAN SERVICES, LLC (6.84%) and QUICKEN LOANS, LLC (6.91%).

    Ukiah, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $41,480,000 $28,725,000 -30.7% 12.9%
    REDWOOD $37,430,000 $17,995,000 -51.9% 8.1%
    QUICKEN LOANS, LLC $37,870,000 $14,320,000 -62.2% 6.4%
    EVERETT FINANCIAL, INC. $17,840,000 $11,570,000 -35.1% 5.2%
    Umpqua Bank $11,620,000 $9,470,000 -18.5% 4.2%
    CROSSCOUNTRY MORTGAGE, LLC $11,270,000 $7,015,000 -37.8% 3.1%
    Century Mortgage Company DBA Century Lending Company $9,245,000 $6,265,000 -32.2% 2.8%
    MASON MCDUFFIE MORTGAGE CORPORATION $345,000 $5,810,000 1,584.1% 2.6%
    LOANDEPOT.COM, LLC $26,440,000 $5,565,000 -79.0% 2.5%
    PENNYMAC LOAN SERVICES, LLC $3,365,000 $5,225,000 55.3% 2.3%
    U.S. Bank $3,495,000 $4,870,000 39.3% 2.2%
    Bank of America $4,670,000 $4,690,000 0.4% 2.1%
    Paramount Residential Mortgage Group, Inc. $4,980,000 $3,790,000 -23.9% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,845,000 $3,585,000 -38.7% 1.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $4,820,000 $3,440,000 -28.6% 1.5%
    Exchange Bank $3,855,000 $3,265,000 -15.3% 1.5%
    JPMorgan Chase Bank $5,045,000 $2,980,000 -40.9% 1.3%
    GUILD MORTGAGE COMPANY $5,525,000 $2,915,000 -47.2% 1.3%
    THE GOLDEN 1 $2,340,000 $2,495,000 6.6% 1.1%
    BROKER SOLUTIONS, INC. $2,925,000 $2,490,000 -14.9% 1.1%
    CMG MORTGAGE, INC. $5,585,000 $2,255,000 -59.6% 1.0%
    ALAMEDA MORTGAGE CORPORATION $1,700,000 $2,170,000 27.6% 1.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 $2,125,000 888.4% 1.0%
    Wells Fargo Bank $14,360,000 $2,065,000 -85.6% 0.9%
    BMO Harris Bank $2,040,000 n/a 0.9%
    The Loan Store, Inc. $485,000 $1,985,000 309.3% 0.9%
    Mortgage Research Center, LLC $3,560,000 $1,960,000 -44.9% 0.9%
    Hometown Equity Mortgage, LLC $1,920,000 n/a 0.9%
    American Mortgage & Equity Consultants, Inc. $1,845,000 n/a 0.8%
    COMMUNITY FIRST CREDIT UNION $3,295,000 $1,775,000 -46.1% 0.8%
    PATELCO $1,200,000 $1,770,000 47.5% 0.8%
    Flagstar Bank, FSB $5,055,000 $1,655,000 -67.3% 0.7%
    AMERICAN FINANCIAL NETWORK, INC. $1,630,000 n/a 0.7%
    Sierra Pacific Mortgage Company, Inc. $2,280,000 $1,610,000 -29.4% 0.7%
    PLAZA HOME MORTGAGE, INC. $1,010,000 $1,605,000 58.9% 0.7%
    SUMMIT FUNDING, INC. $2,090,000 $1,435,000 -31.3% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,100,000 $1,330,000 20.9% 0.6%
    RESIDENTIAL BANCORP $860,000 $1,220,000 41.9% 0.5%
    S1L, Inc. $1,300,000 $1,205,000 -7.3% 0.5%
    Provident Credit Union $1,115,000 n/a 0.5%
    COMMUNITY MORTGAGE FUNDING, LLC $1,110,000 n/a 0.5%
    GUARANTEED RATE, INC. $4,755,000 $1,080,000 -77.3% 0.5%
    Morgan Stanley Private Bank $715,000 $1,030,000 44.1% 0.5%
    Commerce Home Mortgage, Inc. $1,745,000 $1,010,000 -42.1% 0.5%
    Tri Counties Bank $1,415,000 $935,000 -33.9% 0.4%
    NAVY FEDERAL CREDIT UNION $1,535,000 $920,000 -40.1% 0.4%
    NEWREZ LLC $2,620,000 $915,000 -65.1% 0.4%
    OCMBC, INC. $325,000 $875,000 169.2% 0.4%
    21ST MORTGAGE CORPORATION $865,000 $860,000 -0.6% 0.4%
    CALIBER HOME LOANS, INC. $7,950,000 $840,000 -89.4% 0.4%
    Stifel Bank and Trust $805,000 n/a 0.4%
    KeyBank $555,000 $785,000 41.4% 0.4%
    DEEPHAVEN MORTGAGE LLC $735,000 n/a 0.3%
    ON Q FINANCIAL, INC. $1,205,000 $730,000 -39.4% 0.3%
    PREMIER LENDING, INC. $3,270,000 $730,000 -77.7% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $3,055,000 $725,000 -76.3% 0.3%
    Citizens Bank $715,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $6,645,000 $705,000 -89.4% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $250,000 $655,000 162.0% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,270,000 $650,000 -48.8% 0.3%
    Mechanics Bank $6,005,000 $625,000 -89.6% 0.3%
    First State Bank of St. Charles, Missouri $615,000 n/a 0.3%
    Princeton Mortgage Corporation $405,000 $610,000 50.6% 0.3%
    FINANCE OF AMERICA REVERSE LLC $3,095,000 $605,000 -80.5% 0.3%
    PNC Bank $2,525,000 $585,000 -76.8% 0.3%
    Fremont Bank $470,000 $580,000 23.4% 0.3%
    FIRST NATIONS HOME FINANCE CORPORATION $565,000 n/a 0.3%
    UBS Bank USA $565,000 n/a 0.3%
    First Republic Bank $3,910,000 $555,000 -85.8% 0.2%
    AMERISAVE MORTGAGE CORPORATION $6,840,000 $545,000 -92.0% 0.2%
    City National Bank $1,160,000 $545,000 -53.0% 0.2%
    ALLIANT CREDIT UNION $280,000 $535,000 91.1% 0.2%
    MOUNTAIN WEST FINANCIAL, INC. $1,095,000 $535,000 -51.1% 0.2%
    Franklin Loan Corporation $515,000 n/a 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $515,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $1,655,000 $510,000 -69.2% 0.2%
    Alaska USA Federal Credit Union $505,000 n/a 0.2%
    RANLIFE, INC. $485,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $455,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $2,860,000 $455,000 -84.1% 0.2%
    A&D Mortgage LLC $1,580,000 $445,000 -71.8% 0.2%
    OPEN MORTGAGE, LLC $515,000 $435,000 -15.5% 0.2%
    AMWEST FUNDING CORP. $1,730,000 $425,000 -75.4% 0.2%
    ARC HOME LLC $425,000 n/a 0.2%
    General Mortgage Capital Corporation $410,000 n/a 0.2%
    Cathay Bank $405,000 n/a 0.2%
    Equity Prime Mortgage LLC $315,000 $395,000 25.4% 0.2%
    HomeTrust Bank $105,000 $390,000 271.4% 0.2%
    NP, Inc. $385,000 n/a 0.2%
    Discover Bank $385,000 $380,000 -1.3% 0.2%
    Platinum Home Mortgage Corporation $375,000 n/a 0.2%
    Figure Lending LLC $145,000 $370,000 155.2% 0.2%
    The Federal Savings Bank $365,000 n/a 0.2%
    USAA Federal Savings Bank $355,000 n/a 0.2%
    FIRST TECHNOLOGY $345,000 n/a 0.2%
    SCHOOLSFIRST $335,000 n/a 0.2%
    VERITAS FUNDING, LLC $335,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $205,000 $315,000 53.7% 0.1%
    VAL-CHRIS INVESTMENTS, INC. $315,000 n/a 0.1%
    RESIDENTIAL WHOLESALE MORTGAGE, INC. $535,000 $295,000 -44.9% 0.1%
    NEW DAY FINANCIAL, LLC $285,000 n/a 0.1%
    Citadel Servicing Corporation $255,000 $275,000 7.8% 0.1%
    SAN FRANCISCO FIRE CREDIT UNION $705,000 $275,000 -61.0% 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 $255,000 64.5% 0.1%
    PENTAGON FEDERAL CREDIT UNION $590,000 $255,000 -56.8% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $245,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $245,000 n/a 0.1%
    Zions Bank $245,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $185,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $220,000 $145,000 -34.1% 0.1%
    Truist $1,005,000 $145,000 -85.6% 0.1%
    PHH Mortgage Corporation $125,000 n/a 0.1%
    Coastal Community Bank $110,000 n/a 0.0%
    Connexus Credit Union $95,000 n/a 0.0%
    Sierra Central Credit Union $65,000 n/a 0.0%
    LOANPAL, LLC $1,995,000 $55,000 -97.2% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $35,000 n/a 0.0%

    Ukiah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 8.1%, is REDWOOD, having originated $17,995,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $14,320,000 in loans. In fourth place, with 5.2%, is EVERETT FINANCIAL, INC., having originated $11,570,000 in loans. In fifth place, with 4.2%, is Umpqua Bank, having originated $9,470,000 in loans.

    Ukiah Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $598,000 (1.6%) $870,697 (-4.1%) 0.00 283
    2018-02-01 $595,000 (4.9%) $839,095 (-7.7%) 0.00 304
    2018-03-01 $579,000 (6.3%) $876,058 (3.4%) 0.00 338
    2018-04-01 $586,000 (7.5%) $881,421 (6.2%) 0.00 358
    2018-05-01 $599,000 (6.0%) $905,836 (14.1%) 0.00 460
    2018-06-01 $599,900 (4.4%) $892,717 (12.4%) 0.00 477
    2018-07-01 $619,225 (5.1%) $883,148 (1.1%) 0.00 498
    2018-08-01 $631,000 (10.3%) $880,343 (2.5%) 0.00 494
    2018-09-01 $619,000 (3.7%) $874,224 (0.8%) 0.00 494
    2018-10-01 $617,000 (-1.3%) $867,083 (-1.7%) 0.00 481
    2018-11-01 $599,000 (-4.8%) $857,865 (-5.0%) 0.00 459
    2018-12-01 $585,000 (-4.0%) $849,778 (-3.0%) 0.00 444
    2019-01-01 $577,000 (-3.5%) $858,828 (-1.4%) 0.00 415
    2019-02-01 $590,000 (-0.8%) $865,521 (3.2%) 0.00 413
    2019-03-01 $597,143 (3.1%) $900,851 (2.8%) 0.00 413
    2019-04-01 $595,000 (1.5%) $900,652 (2.2%) 0.00 416
    2019-05-01 $599,000 (0.0%) $914,550 (1.0%) 0.00 449
    2019-06-01 $595,000 (-0.8%) $911,471 (2.1%) 0.00 472
    2019-07-01 $595,000 (-3.9%) $928,337 (5.1%) 0.00 463
    2019-08-01 $599,000 (-5.1%) $942,158 (7.0%) 0.00 449
    2019-09-01 $599,000 (-3.2%) $944,781 (8.1%) 0.00 427
    2019-10-01 $599,000 (-2.9%) $951,639 (9.8%) 0.00 405
    2019-11-01 $599,400 (0.1%) $999,676 (16.5%) 0.00 375
    2019-12-01 $606,700 (3.7%) $993,778 (17.0%) 0.00 336
    2020-01-01 $595,000 (3.1%) $987,541 (15.0%) 0.00 302
    2020-02-01 $622,500 (5.5%) $993,793 (14.8%) 0.00 297
    2020-03-01 $627,375 (5.1%) $972,270 (7.9%) 0.00 295
    2020-04-01 $632,250 (6.3%) $988,886 (9.8%) 0.00 280
    2020-05-01 $639,000 (6.7%) $985,365 (7.7%) 0.00 280
    2020-06-01 $646,000 (8.6%) $1,017,797 (11.7%) 0.00 283
    2020-07-01 $663,750 (11.6%) $1,067,384 (15.0%) 0.00 218
    2020-08-01 $707,500 (18.1%) $1,124,653 (19.4%) 0.00 191
    2020-09-01 $799,000 (33.4%) $1,247,188 (32.0%) 0.00 189
    2020-10-01 $783,000 (30.7%) $1,257,342 (32.1%) 0.00 188
    2020-11-01 $761,250 (27.0%) $1,262,940 (26.3%) 0.00 176
    2020-12-01 $773,250 (27.5%) $1,203,372 (21.1%) 0.00 154
    2021-01-01 $750,000 (26.1%) $1,246,091 (26.2%) 0.00 131
    2021-02-01 $816,738 (31.2%) $1,378,527 (38.7%) 0.00 123
    2021-03-01 $850,000 (35.5%) $1,308,031 (34.5%) 0.00 125
    2021-04-01 $850,000 (34.4%) $1,345,470 (36.1%) 0.00 146
    2021-05-01 $762,500 (19.3%) $1,259,615 (27.8%) 0.00 167
    2021-06-01 $747,250 (15.7%) $1,210,290 (18.9%) 0.00 173
    2021-07-01 $780,000 (17.5%) $1,261,556 (18.2%) 0.00 170
    2021-08-01 $766,750 (8.4%) $1,314,431 (16.9%) 0.00 184
    2021-09-01 $699,000 (-12.5%) $1,241,541 (-0.5%) 0.00 195
    2021-10-01 $747,500 (-4.5%) $1,270,457 (1.0%) 0.00 212
    2021-11-01 $760,000 (-0.2%) $1,265,531 (0.2%) 0.00 208
    2021-12-01 $757,500 (-2.0%) $1,352,786 (12.4%) 0.00 194
    2022-01-01 $769,000 (2.5%) $1,345,697 (8.0%) 0.00 176
    2022-02-01 $749,500 (-8.2%) $1,321,939 (-4.1%) 0.00 188
    2022-03-01 $712,000 (-16.2%) $1,223,796 (-6.4%) 0.00 199
    2022-04-01 $699,000 (-17.8%) $1,140,623 (-15.2%) 0.00 244
    2022-05-01 $673,750 (-11.6%) $1,086,147 (-13.8%) 0.00 271
    2022-06-01 $660,750 (-11.6%) $1,068,989 (-11.7%) 0.00 300
    2022-07-01 $637,000 (-18.3%) $996,796 (-21.0%) 0.00 324
    2022-08-01 $612,500 (-20.1%) $970,995 (-26.1%) 0.00 313
    2022-09-01 $627,000 (-10.3%) $1,032,529 (-16.8%) 0.00 309
    2022-10-01 $620,000 (-17.1%) $1,039,799 (-18.2%) 0.00 312
    2022-11-01 $600,000 (-21.1%) $1,012,807 (-20.0%) 0.00 295
    2022-12-01 $599,000 (-20.9%) $950,609 (-29.7%) 0.00 274
    2023-01-01 $607,500 (-21.0%) $903,073 (-32.9%) 0.00 228
    2023-02-01 $599,000 (-20.1%) $999,169 (-24.4%) 0.00 218
    2023-03-01 $598,000 (-16.0%) $1,015,964 (-17.0%) 0.00 223
    2023-04-01 $609,500 (-12.8%) $1,013,407 (-11.2%) 0.00 250
    2023-05-01 $643,500 (-4.5%) $1,028,224 (-5.3%) 0.00 279
    2023-06-01 $617,500 (-6.6%) $1,015,585 (-5.0%) 0.00 303
    2023-07-01 $649,000 (1.9%) $1,010,352 (1.4%) 0.00 309
    2023-08-01 $677,125 (10.6%) $1,028,172 (5.9%) 0.00 314
    2023-09-01 $699,000 (11.5%) $1,069,083 (3.5%) 0.00 326
    2023-10-01 $699,000 (12.7%) $1,082,400 (4.1%) 0.00 326
    2023-11-01 $699,000 (16.5%) $1,080,578 (6.7%) 0.00 318
    2023-12-01 $675,000 (12.7%) $1,101,137 (15.8%) 0.00 298
    2024-01-01 $682,250 (12.3%) $1,089,032 (20.6%) 0.00 263
    2024-02-01 $688,250 (14.9%) $1,039,284 (4.0%) 0.00 253
    2024-03-01 $695,000 (16.2%) $1,042,186 (2.6%) 0.00 250
    Ukiah's median listing price for 2024-03-01 was $695,000, a difference of $97,000 (16.2%) versus the prior year and $6,750 versus the prior month.

    Ukiah's median listing price comes in at 0% of the national average.

    Ukiah's average listing price for 2024-03-01 was $1,042,186, a difference of $26,222 (2.6%) versus the prior year and $2,902 versus the prior month.

    For the 2024-03-01 period, Ukiah had 250 MLS listings, a difference of -3 listings (-1%) versus the prior month and 27 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,757 sqft
    2018-02-01 0 days 1,720 sqft
    2018-03-01 0 days 1,723 sqft
    2018-04-01 0 days 1,719 sqft
    2018-05-01 0 days 1,700 sqft
    2018-06-01 0 days 1,722 sqft
    2018-07-01 0 days 1,700 sqft
    2018-08-01 0 days 1,713 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,700 sqft
    2018-11-01 0 days 1,680 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,632 sqft
    2019-02-01 0 days 1,625 sqft
    2019-03-01 0 days 1,641 sqft
    2019-04-01 0 days 1,638 sqft
    2019-05-01 0 days 1,688 sqft
    2019-06-01 0 days 1,660 sqft
    2019-07-01 0 days 1,686 sqft
    2019-08-01 0 days 1,704 sqft
    2019-09-01 0 days 1,709 sqft
    2019-10-01 0 days 1,713 sqft
    2019-11-01 0 days 1,716 sqft
    2019-12-01 0 days 1,728 sqft
    2020-01-01 0 days 1,732 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,705 sqft
    2020-04-01 0 days 1,676 sqft
    2020-05-01 0 days 1,700 sqft
    2020-06-01 0 days 1,761 sqft
    2020-07-01 0 days 1,820 sqft
    2020-08-01 0 days 1,900 sqft
    2020-09-01 0 days 1,935 sqft
    2020-10-01 0 days 1,848 sqft
    2020-11-01 0 days 1,852 sqft
    2020-12-01 0 days 1,849 sqft
    2021-01-01 0 days 1,800 sqft
    2021-02-01 0 days 1,831 sqft
    2021-03-01 0 days 1,867 sqft
    2021-04-01 0 days 1,898 sqft
    2021-05-01 0 days 1,776 sqft
    2021-06-01 0 days 1,693 sqft
    2021-07-01 0 days 1,644 sqft
    2021-08-01 0 days 1,653 sqft
    2021-09-01 0 days 1,600 sqft
    2021-10-01 0 days 1,689 sqft
    2021-11-01 0 days 1,752 sqft
    2021-12-01 0 days 1,778 sqft
    2022-01-01 0 days 1,800 sqft
    2022-02-01 0 days 1,669 sqft
    2022-03-01 0 days 1,673 sqft
    2022-04-01 0 days 1,666 sqft
    2022-05-01 0 days 1,636 sqft
    2022-06-01 0 days 1,597 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,608 sqft
    2022-09-01 0 days 1,675 sqft
    2022-10-01 0 days 1,700 sqft
    2022-11-01 0 days 1,683 sqft
    2022-12-01 0 days 1,648 sqft
    2023-01-01 0 days 1,695 sqft
    2023-02-01 0 days 1,597 sqft
    2023-03-01 0 days 1,584 sqft
    2023-04-01 0 days 1,600 sqft
    2023-05-01 0 days 1,685 sqft
    2023-06-01 0 days 1,650 sqft
    2023-07-01 0 days 1,700 sqft
    2023-08-01 0 days 1,705 sqft
    2023-09-01 0 days 1,764 sqft
    2023-10-01 0 days 1,775 sqft
    2023-11-01 0 days 1,776 sqft
    2023-12-01 0 days 1,723 sqft
    2024-01-01 0 days 1,736 sqft
    2024-02-01 0 days 1,772 sqft
    2024-03-01 0 days 1,800 sqft
    Ukiah's median listing age (time on market) for 2024-03-01 was 0 days.

    Ukiah's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,584 sqft.

    Ukiah, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 414 $174,440,000 $421,353
    Cash Out Refi 91 $23,425,000 $257,418
    Home Improvement 77 $7,765,000 $100,844
    Other 62 $8,770,000 $141,452
    Refi 31 $8,835,000 $285,000

    Ukiah's most frequently cited loan purpose was Home Purchase, with 414 originations. The 2nd most popular reason was Cash Out Refi, with 91 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 263 $96,655,000 $367,510
    7-8% 161 $53,065,000 $329,596
    Over 8% 130 $24,340,000 $187,231
    5-6% 99 $40,465,000 $408,737
    4-5% 11 $4,625,000 $420,455
    <2.5% 6 $450,000 $75,000
    2.5-3% 1 $95,000 $95,000

    During 2023, Ukiah's most frequently originated rate bucket was 6-7%, with 263 originations.

    Loan Sizing (Ukiah, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 242 $72,600,000 $300,000
    $400k-600k 159 $76,365,000 $480,283
    $100,000 or less 119 $6,565,000 $55,168
    $100k-200k 85 $11,705,000 $137,706
    $600k-1000k 59 $41,645,000 $705,847
    $Over $1MM 11 $14,355,000 $1,305,000

    Ukiah's loan sizing saw the bucket of loans from $200k-400k with 242 originations, totaling $72,600,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 219 $91,645,000 $418,470
    60-80% 158 $75,700,000 $479,114
    Under 20% 132 $8,680,000 $65,758
    20-40% 82 $16,900,000 $206,098
    40-60% 71 $22,115,000 $311,479
    Over 100% 7 $4,245,000 $606,429

    Ukiah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $91,645,000 in origination value.