Ukiah Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ukiah averaged 6.81% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.65% and one month ago for the week of 2024-03-07, the average rate was 6.91%.

Ukiah's average rate one year ago was 6.51%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.78%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Ukiah 30 Year Fixed Rate 2024-04-11 6.81%
Ukiah 30 Year Fixed Rate Refi 2024-04-11 6.78%
Ukiah 15 Year Fixed Rate 2024-04-11 6.06%
Ukiah 15 Year Fixed Rate Refi 2024-04-11 6.36%
Ukiah 30 Year FHA 2024-04-11 6.84%
Ukiah 30 Year FHA Refi 2024-04-11 6.94%
Ukiah 30 Year USDA 2024-04-11 6.61%
Ukiah 30 Year USDA Refi 2024-04-11 6.91%
Ukiah 30 Year VA 2024-04-11 6.77%
Ukiah 30 Year VA Refi 2024-04-11 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ukiah, CA.

Ukiah Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 43 6.64% $9,856
QUICKEN LOANS, LLC 26 6.91% $7,359
REDWOOD 22 6.74% $3,834
EVERETT FINANCIAL, INC. 21 7.05% $9,877
Century Mortgage Company DBA Century Lending Company 14 7.03% $7,390
Umpqua Bank 14 6.54% $9,208
MASON MCDUFFIE MORTGAGE CORPORATION 11 7.02% $12,015
PENNYMAC LOAN SERVICES, LLC 10 6.84% $8,993
LOANDEPOT.COM, LLC 8 6.62% $8,687
AMERICAN PACIFIC MORTGAGE CORPORATION 8 6.92% $8,206
CROSSCOUNTRY MORTGAGE, LLC 8 7.01% $12,404
Paramount Residential Mortgage Group, Inc. 7 7.59% $10,418
JPMorgan Chase Bank 7 6.98% $3,071
GUILD MORTGAGE COMPANY 6 6.89% $10,738
Bank of America 6 5.98% $5,692
The Loan Store, Inc. 5 7.55% $7,058
U.S. Bank 5 6.40% $8,136
BROKER SOLUTIONS, INC. 5 7.28% $7,814
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.47% $6,932
Wells Fargo Bank 4 6.69% $5,917
ALAMEDA MORTGAGE CORPORATION 4 6.90% $15,715
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.31% $8,522
BMO Harris Bank 4 6.53% $9,323
American Mortgage & Equity Consultants, Inc. 4 6.47% $12,721
CMG MORTGAGE, INC. 3 6.83% $7,617
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.08% $5,346
NEWREZ LLC 3 7.33% $7,731
Flagstar Bank, FSB 3 6.75% $8,055
PATELCO 3 6.42% $6,235
COMMUNITY MORTGAGE FUNDING, LLC 2 6.25% $6,763
AMERICAN FINANCIAL NETWORK, INC. 2 6.56% $15,175
CALIBER HOME LOANS, INC. 2 6.81% $5,970
GUARANTEED RATE AFFINITY, LLC 2 6.94% $5,761
GUARANTEED RATE, INC. 2 6.24% $6,410
Morgan Stanley Private Bank 2 5.78% $3,733
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.06% $8,914
Provident Credit Union 2 5.38% $3,616
RESIDENTIAL BANCORP 2 6.63% $12,080
Sierra Pacific Mortgage Company, Inc. 2 6.75% $9,022
THE GOLDEN 1 2 5.75% $13,168
MOVEMENT MORTGAGE, LLC 1 5.99% $8,911
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $11,386
Franklin Loan Corporation 1 8.63% $13,980
FIRST TECHNOLOGY 1 6.88% $3,979
NP, Inc. 1 7.00% $18,786
OCMBC, INC. 1 8.13% $14,140
First Republic Bank 1 4.85% $4,334
FIRST NATIONS HOME FINANCE CORPORATION 1 7.00% $14,355
Discover Bank 1 6.49% $0
Platinum Home Mortgage Corporation 1 6.88% $6,285
PNC Bank 1 7.25% $10,283
PREMIER LENDING, INC. 1 7.00% $8,767
Cathay Bank 1 7.25% $5,400
ARC HOME LLC 1 7.25% $5,328
21ST MORTGAGE CORPORATION 1 6.70% $7,547
City National Bank 1 6.95% $4,395
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.38% $9,289
USAA Federal Savings Bank 1 6.63% $15,094
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.63% $4,365
S1L, Inc. 1 7.25% $6,691
AMERISAVE MORTGAGE CORPORATION 1 6.50% $14,214
Stifel Bank and Trust 1 5.00% $4,653
SUN WEST MORTGAGE COMPANY, INC. 1 7.88% $9,686
A&D Mortgage LLC 1 8.99% $14,877
Citizens Bank 1 7.63% $5,279
Tri Counties Bank 1 5.88% $3,665
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.00% $13,899
GUARANTY HOME MORTGAGE CORPORATION 1 6.38% $5,723
LOANPAL, LLC 1 6.38% $3,845
General Mortgage Capital Corporation 1 6.88% $5,621
Mechanics Bank 1 6.13% $5,478
UBS Bank USA 1 5.63% $4,158

Ukiah Average Closing Costs & Other Stats

Ukiah, CA's 72 lenders originated 675 loans during 2023. The total origination value was $223,235,000, with an average loan value of $330,719.

Ukiah's average closing costs are $6,233.

The top Ukiah lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 43 loans originated. Their average total fees are $9,856, which is $2,497 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Ukiah lenders (with over 10 loans originated) are REDWOOD ($3,834), QUICKEN LOANS, LLC ($7,359), Century Mortgage Company DBA Century Lending Company ($7,390), PENNYMAC LOAN SERVICES, LLC ($8,993) and Umpqua Bank ($9,208).

The lowest rate Ukiah lenders (with over 10 loans originated) are Umpqua Bank (6.54%), UNITED WHOLESALE MORTGAGE, LLC (6.64%), REDWOOD (6.74%), PENNYMAC LOAN SERVICES, LLC (6.84%) and QUICKEN LOANS, LLC (6.91%).

Ukiah, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $41,480,000 $28,725,000 -30.7% 12.9%
REDWOOD $37,430,000 $17,995,000 -51.9% 8.1%
QUICKEN LOANS, LLC $37,870,000 $14,320,000 -62.2% 6.4%
EVERETT FINANCIAL, INC. $17,840,000 $11,570,000 -35.1% 5.2%
Umpqua Bank $11,620,000 $9,470,000 -18.5% 4.2%
CROSSCOUNTRY MORTGAGE, LLC $11,270,000 $7,015,000 -37.8% 3.1%
Century Mortgage Company DBA Century Lending Company $9,245,000 $6,265,000 -32.2% 2.8%
MASON MCDUFFIE MORTGAGE CORPORATION $345,000 $5,810,000 1,584.1% 2.6%
LOANDEPOT.COM, LLC $26,440,000 $5,565,000 -79.0% 2.5%
PENNYMAC LOAN SERVICES, LLC $3,365,000 $5,225,000 55.3% 2.3%
U.S. Bank $3,495,000 $4,870,000 39.3% 2.2%
Bank of America $4,670,000 $4,690,000 0.4% 2.1%
Paramount Residential Mortgage Group, Inc. $4,980,000 $3,790,000 -23.9% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,845,000 $3,585,000 -38.7% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $4,820,000 $3,440,000 -28.6% 1.5%
Exchange Bank $3,855,000 $3,265,000 -15.3% 1.5%
JPMorgan Chase Bank $5,045,000 $2,980,000 -40.9% 1.3%
GUILD MORTGAGE COMPANY $5,525,000 $2,915,000 -47.2% 1.3%
THE GOLDEN 1 $2,340,000 $2,495,000 6.6% 1.1%
BROKER SOLUTIONS, INC. $2,925,000 $2,490,000 -14.9% 1.1%
CMG MORTGAGE, INC. $5,585,000 $2,255,000 -59.6% 1.0%
ALAMEDA MORTGAGE CORPORATION $1,700,000 $2,170,000 27.6% 1.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 $2,125,000 888.4% 1.0%
Wells Fargo Bank $14,360,000 $2,065,000 -85.6% 0.9%
BMO Harris Bank $2,040,000 n/a 0.9%
The Loan Store, Inc. $485,000 $1,985,000 309.3% 0.9%
Mortgage Research Center, LLC $3,560,000 $1,960,000 -44.9% 0.9%
Hometown Equity Mortgage, LLC $1,920,000 n/a 0.9%
American Mortgage & Equity Consultants, Inc. $1,845,000 n/a 0.8%
COMMUNITY FIRST CREDIT UNION $3,295,000 $1,775,000 -46.1% 0.8%
PATELCO $1,200,000 $1,770,000 47.5% 0.8%
Flagstar Bank, FSB $5,055,000 $1,655,000 -67.3% 0.7%
AMERICAN FINANCIAL NETWORK, INC. $1,630,000 n/a 0.7%
Sierra Pacific Mortgage Company, Inc. $2,280,000 $1,610,000 -29.4% 0.7%
PLAZA HOME MORTGAGE, INC. $1,010,000 $1,605,000 58.9% 0.7%
SUMMIT FUNDING, INC. $2,090,000 $1,435,000 -31.3% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $1,100,000 $1,330,000 20.9% 0.6%
RESIDENTIAL BANCORP $860,000 $1,220,000 41.9% 0.5%
S1L, Inc. $1,300,000 $1,205,000 -7.3% 0.5%
Provident Credit Union $1,115,000 n/a 0.5%
COMMUNITY MORTGAGE FUNDING, LLC $1,110,000 n/a 0.5%
GUARANTEED RATE, INC. $4,755,000 $1,080,000 -77.3% 0.5%
Morgan Stanley Private Bank $715,000 $1,030,000 44.1% 0.5%
Commerce Home Mortgage, Inc. $1,745,000 $1,010,000 -42.1% 0.5%
Tri Counties Bank $1,415,000 $935,000 -33.9% 0.4%
NAVY FEDERAL CREDIT UNION $1,535,000 $920,000 -40.1% 0.4%
NEWREZ LLC $2,620,000 $915,000 -65.1% 0.4%
OCMBC, INC. $325,000 $875,000 169.2% 0.4%
21ST MORTGAGE CORPORATION $865,000 $860,000 -0.6% 0.4%
CALIBER HOME LOANS, INC. $7,950,000 $840,000 -89.4% 0.4%
Stifel Bank and Trust $805,000 n/a 0.4%
KeyBank $555,000 $785,000 41.4% 0.4%
DEEPHAVEN MORTGAGE LLC $735,000 n/a 0.3%
ON Q FINANCIAL, INC. $1,205,000 $730,000 -39.4% 0.3%
PREMIER LENDING, INC. $3,270,000 $730,000 -77.7% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $3,055,000 $725,000 -76.3% 0.3%
Citizens Bank $715,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,645,000 $705,000 -89.4% 0.3%
TRIAD FINANCIAL SERVICES, INC. $250,000 $655,000 162.0% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,270,000 $650,000 -48.8% 0.3%
Mechanics Bank $6,005,000 $625,000 -89.6% 0.3%
First State Bank of St. Charles, Missouri $615,000 n/a 0.3%
Princeton Mortgage Corporation $405,000 $610,000 50.6% 0.3%
FINANCE OF AMERICA REVERSE LLC $3,095,000 $605,000 -80.5% 0.3%
PNC Bank $2,525,000 $585,000 -76.8% 0.3%
Fremont Bank $470,000 $580,000 23.4% 0.3%
FIRST NATIONS HOME FINANCE CORPORATION $565,000 n/a 0.3%
UBS Bank USA $565,000 n/a 0.3%
First Republic Bank $3,910,000 $555,000 -85.8% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,840,000 $545,000 -92.0% 0.2%
City National Bank $1,160,000 $545,000 -53.0% 0.2%
ALLIANT CREDIT UNION $280,000 $535,000 91.1% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $1,095,000 $535,000 -51.1% 0.2%
Franklin Loan Corporation $515,000 n/a 0.2%
GUARANTY HOME MORTGAGE CORPORATION $515,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $1,655,000 $510,000 -69.2% 0.2%
Alaska USA Federal Credit Union $505,000 n/a 0.2%
RANLIFE, INC. $485,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $455,000 n/a 0.2%
HOMEXPRESS MORTGAGE CORP. $2,860,000 $455,000 -84.1% 0.2%
A&D Mortgage LLC $1,580,000 $445,000 -71.8% 0.2%
OPEN MORTGAGE, LLC $515,000 $435,000 -15.5% 0.2%
AMWEST FUNDING CORP. $1,730,000 $425,000 -75.4% 0.2%
ARC HOME LLC $425,000 n/a 0.2%
General Mortgage Capital Corporation $410,000 n/a 0.2%
Cathay Bank $405,000 n/a 0.2%
Equity Prime Mortgage LLC $315,000 $395,000 25.4% 0.2%
HomeTrust Bank $105,000 $390,000 271.4% 0.2%
NP, Inc. $385,000 n/a 0.2%
Discover Bank $385,000 $380,000 -1.3% 0.2%
Platinum Home Mortgage Corporation $375,000 n/a 0.2%
Figure Lending LLC $145,000 $370,000 155.2% 0.2%
The Federal Savings Bank $365,000 n/a 0.2%
USAA Federal Savings Bank $355,000 n/a 0.2%
FIRST TECHNOLOGY $345,000 n/a 0.2%
SCHOOLSFIRST $335,000 n/a 0.2%
VERITAS FUNDING, LLC $335,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $205,000 $315,000 53.7% 0.1%
VAL-CHRIS INVESTMENTS, INC. $315,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $535,000 $295,000 -44.9% 0.1%
NEW DAY FINANCIAL, LLC $285,000 n/a 0.1%
Citadel Servicing Corporation $255,000 $275,000 7.8% 0.1%
SAN FRANCISCO FIRE CREDIT UNION $705,000 $275,000 -61.0% 0.1%
LENDINGHOME FUNDING CORPORATION $155,000 $255,000 64.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $590,000 $255,000 -56.8% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $245,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $245,000 n/a 0.1%
Zions Bank $245,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $185,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $220,000 $145,000 -34.1% 0.1%
Truist $1,005,000 $145,000 -85.6% 0.1%
PHH Mortgage Corporation $125,000 n/a 0.1%
Coastal Community Bank $110,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
Sierra Central Credit Union $65,000 n/a 0.0%
LOANPAL, LLC $1,995,000 $55,000 -97.2% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $35,000 n/a 0.0%

Ukiah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 8.1%, is REDWOOD, having originated $17,995,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $14,320,000 in loans. In fourth place, with 5.2%, is EVERETT FINANCIAL, INC., having originated $11,570,000 in loans. In fifth place, with 4.2%, is Umpqua Bank, having originated $9,470,000 in loans.


Ukiah Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $598,000 (1.6%) $870,697 (-4.1%) 0.00 283
2018-02-01 $595,000 (4.9%) $839,095 (-7.7%) 0.00 304
2018-03-01 $579,000 (6.3%) $876,058 (3.4%) 0.00 338
2018-04-01 $586,000 (7.5%) $881,421 (6.2%) 0.00 358
2018-05-01 $599,000 (6.0%) $905,836 (14.1%) 0.00 460
2018-06-01 $599,900 (4.4%) $892,717 (12.4%) 0.00 477
2018-07-01 $619,225 (5.1%) $883,148 (1.1%) 0.00 498
2018-08-01 $631,000 (10.3%) $880,343 (2.5%) 0.00 494
2018-09-01 $619,000 (3.7%) $874,224 (0.8%) 0.00 494
2018-10-01 $617,000 (-1.3%) $867,083 (-1.7%) 0.00 481
2018-11-01 $599,000 (-4.8%) $857,865 (-5.0%) 0.00 459
2018-12-01 $585,000 (-4.0%) $849,778 (-3.0%) 0.00 444
2019-01-01 $577,000 (-3.5%) $858,828 (-1.4%) 0.00 415
2019-02-01 $590,000 (-0.8%) $865,521 (3.2%) 0.00 413
2019-03-01 $597,143 (3.1%) $900,851 (2.8%) 0.00 413
2019-04-01 $595,000 (1.5%) $900,652 (2.2%) 0.00 416
2019-05-01 $599,000 (0.0%) $914,550 (1.0%) 0.00 449
2019-06-01 $595,000 (-0.8%) $911,471 (2.1%) 0.00 472
2019-07-01 $595,000 (-3.9%) $928,337 (5.1%) 0.00 463
2019-08-01 $599,000 (-5.1%) $942,158 (7.0%) 0.00 449
2019-09-01 $599,000 (-3.2%) $944,781 (8.1%) 0.00 427
2019-10-01 $599,000 (-2.9%) $951,639 (9.8%) 0.00 405
2019-11-01 $599,400 (0.1%) $999,676 (16.5%) 0.00 375
2019-12-01 $606,700 (3.7%) $993,778 (17.0%) 0.00 336
2020-01-01 $595,000 (3.1%) $987,541 (15.0%) 0.00 302
2020-02-01 $622,500 (5.5%) $993,793 (14.8%) 0.00 297
2020-03-01 $627,375 (5.1%) $972,270 (7.9%) 0.00 295
2020-04-01 $632,250 (6.3%) $988,886 (9.8%) 0.00 280
2020-05-01 $639,000 (6.7%) $985,365 (7.7%) 0.00 280
2020-06-01 $646,000 (8.6%) $1,017,797 (11.7%) 0.00 283
2020-07-01 $663,750 (11.6%) $1,067,384 (15.0%) 0.00 218
2020-08-01 $707,500 (18.1%) $1,124,653 (19.4%) 0.00 191
2020-09-01 $799,000 (33.4%) $1,247,188 (32.0%) 0.00 189
2020-10-01 $783,000 (30.7%) $1,257,342 (32.1%) 0.00 188
2020-11-01 $761,250 (27.0%) $1,262,940 (26.3%) 0.00 176
2020-12-01 $773,250 (27.5%) $1,203,372 (21.1%) 0.00 154
2021-01-01 $750,000 (26.1%) $1,246,091 (26.2%) 0.00 131
2021-02-01 $816,738 (31.2%) $1,378,527 (38.7%) 0.00 123
2021-03-01 $850,000 (35.5%) $1,308,031 (34.5%) 0.00 125
2021-04-01 $850,000 (34.4%) $1,345,470 (36.1%) 0.00 146
2021-05-01 $762,500 (19.3%) $1,259,615 (27.8%) 0.00 167
2021-06-01 $747,250 (15.7%) $1,210,290 (18.9%) 0.00 173
2021-07-01 $780,000 (17.5%) $1,261,556 (18.2%) 0.00 170
2021-08-01 $766,750 (8.4%) $1,314,431 (16.9%) 0.00 184
2021-09-01 $699,000 (-12.5%) $1,241,541 (-0.5%) 0.00 195
2021-10-01 $747,500 (-4.5%) $1,270,457 (1.0%) 0.00 212
2021-11-01 $760,000 (-0.2%) $1,265,531 (0.2%) 0.00 208
2021-12-01 $757,500 (-2.0%) $1,352,786 (12.4%) 0.00 194
2022-01-01 $769,000 (2.5%) $1,345,697 (8.0%) 0.00 176
2022-02-01 $749,500 (-8.2%) $1,321,939 (-4.1%) 0.00 188
2022-03-01 $712,000 (-16.2%) $1,223,796 (-6.4%) 0.00 199
2022-04-01 $699,000 (-17.8%) $1,140,623 (-15.2%) 0.00 244
2022-05-01 $673,750 (-11.6%) $1,086,147 (-13.8%) 0.00 271
2022-06-01 $660,750 (-11.6%) $1,068,989 (-11.7%) 0.00 300
2022-07-01 $637,000 (-18.3%) $996,796 (-21.0%) 0.00 324
2022-08-01 $612,500 (-20.1%) $970,995 (-26.1%) 0.00 313
2022-09-01 $627,000 (-10.3%) $1,032,529 (-16.8%) 0.00 309
2022-10-01 $620,000 (-17.1%) $1,039,799 (-18.2%) 0.00 312
2022-11-01 $600,000 (-21.1%) $1,012,807 (-20.0%) 0.00 295
2022-12-01 $599,000 (-20.9%) $950,609 (-29.7%) 0.00 274
2023-01-01 $607,500 (-21.0%) $903,073 (-32.9%) 0.00 228
2023-02-01 $599,000 (-20.1%) $999,169 (-24.4%) 0.00 218
2023-03-01 $598,000 (-16.0%) $1,015,964 (-17.0%) 0.00 223
2023-04-01 $609,500 (-12.8%) $1,013,407 (-11.2%) 0.00 250
2023-05-01 $643,500 (-4.5%) $1,028,224 (-5.3%) 0.00 279
2023-06-01 $617,500 (-6.6%) $1,015,585 (-5.0%) 0.00 303
2023-07-01 $649,000 (1.9%) $1,010,352 (1.4%) 0.00 309
2023-08-01 $677,125 (10.6%) $1,028,172 (5.9%) 0.00 314
2023-09-01 $699,000 (11.5%) $1,069,083 (3.5%) 0.00 326
2023-10-01 $699,000 (12.7%) $1,082,400 (4.1%) 0.00 326
2023-11-01 $699,000 (16.5%) $1,080,578 (6.7%) 0.00 318
2023-12-01 $675,000 (12.7%) $1,101,137 (15.8%) 0.00 298
2024-01-01 $682,250 (12.3%) $1,089,032 (20.6%) 0.00 263
2024-02-01 $688,250 (14.9%) $1,039,284 (4.0%) 0.00 253
2024-03-01 $695,000 (16.2%) $1,042,186 (2.6%) 0.00 250
Ukiah's median listing price for 2024-03-01 was $695,000, a difference of $97,000 (16.2%) versus the prior year and $6,750 versus the prior month.

Ukiah's median listing price comes in at 0% of the national average.

Ukiah's average listing price for 2024-03-01 was $1,042,186, a difference of $26,222 (2.6%) versus the prior year and $2,902 versus the prior month.

For the 2024-03-01 period, Ukiah had 250 MLS listings, a difference of -3 listings (-1%) versus the prior month and 27 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,757 sqft
2018-02-01 0 days 1,720 sqft
2018-03-01 0 days 1,723 sqft
2018-04-01 0 days 1,719 sqft
2018-05-01 0 days 1,700 sqft
2018-06-01 0 days 1,722 sqft
2018-07-01 0 days 1,700 sqft
2018-08-01 0 days 1,713 sqft
2018-09-01 0 days 1,700 sqft
2018-10-01 0 days 1,700 sqft
2018-11-01 0 days 1,680 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,632 sqft
2019-02-01 0 days 1,625 sqft
2019-03-01 0 days 1,641 sqft
2019-04-01 0 days 1,638 sqft
2019-05-01 0 days 1,688 sqft
2019-06-01 0 days 1,660 sqft
2019-07-01 0 days 1,686 sqft
2019-08-01 0 days 1,704 sqft
2019-09-01 0 days 1,709 sqft
2019-10-01 0 days 1,713 sqft
2019-11-01 0 days 1,716 sqft
2019-12-01 0 days 1,728 sqft
2020-01-01 0 days 1,732 sqft
2020-02-01 0 days 1,800 sqft
2020-03-01 0 days 1,705 sqft
2020-04-01 0 days 1,676 sqft
2020-05-01 0 days 1,700 sqft
2020-06-01 0 days 1,761 sqft
2020-07-01 0 days 1,820 sqft
2020-08-01 0 days 1,900 sqft
2020-09-01 0 days 1,935 sqft
2020-10-01 0 days 1,848 sqft
2020-11-01 0 days 1,852 sqft
2020-12-01 0 days 1,849 sqft
2021-01-01 0 days 1,800 sqft
2021-02-01 0 days 1,831 sqft
2021-03-01 0 days 1,867 sqft
2021-04-01 0 days 1,898 sqft
2021-05-01 0 days 1,776 sqft
2021-06-01 0 days 1,693 sqft
2021-07-01 0 days 1,644 sqft
2021-08-01 0 days 1,653 sqft
2021-09-01 0 days 1,600 sqft
2021-10-01 0 days 1,689 sqft
2021-11-01 0 days 1,752 sqft
2021-12-01 0 days 1,778 sqft
2022-01-01 0 days 1,800 sqft
2022-02-01 0 days 1,669 sqft
2022-03-01 0 days 1,673 sqft
2022-04-01 0 days 1,666 sqft
2022-05-01 0 days 1,636 sqft
2022-06-01 0 days 1,597 sqft
2022-07-01 0 days 1,600 sqft
2022-08-01 0 days 1,608 sqft
2022-09-01 0 days 1,675 sqft
2022-10-01 0 days 1,700 sqft
2022-11-01 0 days 1,683 sqft
2022-12-01 0 days 1,648 sqft
2023-01-01 0 days 1,695 sqft
2023-02-01 0 days 1,597 sqft
2023-03-01 0 days 1,584 sqft
2023-04-01 0 days 1,600 sqft
2023-05-01 0 days 1,685 sqft
2023-06-01 0 days 1,650 sqft
2023-07-01 0 days 1,700 sqft
2023-08-01 0 days 1,705 sqft
2023-09-01 0 days 1,764 sqft
2023-10-01 0 days 1,775 sqft
2023-11-01 0 days 1,776 sqft
2023-12-01 0 days 1,723 sqft
2024-01-01 0 days 1,736 sqft
2024-02-01 0 days 1,772 sqft
2024-03-01 0 days 1,800 sqft
Ukiah's median listing age (time on market) for 2024-03-01 was 0 days.

Ukiah's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,584 sqft.

Ukiah, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 414 $174,440,000 $421,353
Cash Out Refi 91 $23,425,000 $257,418
Home Improvement 77 $7,765,000 $100,844
Other 62 $8,770,000 $141,452
Refi 31 $8,835,000 $285,000

Ukiah's most frequently cited loan purpose was Home Purchase, with 414 originations. The 2nd most popular reason was Cash Out Refi, with 91 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 263 $96,655,000 $367,510
7-8% 161 $53,065,000 $329,596
Over 8% 130 $24,340,000 $187,231
5-6% 99 $40,465,000 $408,737
4-5% 11 $4,625,000 $420,455
<2.5% 6 $450,000 $75,000
2.5-3% 1 $95,000 $95,000

During 2023, Ukiah's most frequently originated rate bucket was 6-7%, with 263 originations.

Loan Sizing (Ukiah, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 242 $72,600,000 $300,000
$400k-600k 159 $76,365,000 $480,283
$100,000 or less 119 $6,565,000 $55,168
$100k-200k 85 $11,705,000 $137,706
$600k-1000k 59 $41,645,000 $705,847
$Over $1MM 11 $14,355,000 $1,305,000

Ukiah's loan sizing saw the bucket of loans from $200k-400k with 242 originations, totaling $72,600,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 219 $91,645,000 $418,470
60-80% 158 $75,700,000 $479,114
Under 20% 132 $8,680,000 $65,758
20-40% 82 $16,900,000 $206,098
40-60% 71 $22,115,000 $311,479
Over 100% 7 $4,245,000 $606,429

Ukiah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $91,645,000 in origination value.