Ukiah Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ukiah averaged 6.65% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.87% and one month ago for the week of 2025-03-06, the average rate was 6.86%.

    Ukiah's average rate one year ago was 6.75%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Ukiah 30 Year Fixed Rate 2025-04-10 6.65%
    Ukiah 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Ukiah 15 Year Fixed Rate 2025-04-10 5.72%
    Ukiah 15 Year Fixed Rate Refi 2025-04-10 6.52%
    Ukiah 30 Year FHA 2025-04-10 6.16%
    Ukiah 30 Year FHA Refi 2025-04-10 6.23%
    Ukiah 30 Year USDA 2025-04-10 6.65%
    Ukiah 30 Year USDA Refi 2025-04-10 6.25%
    Ukiah 30 Year VA 2025-04-10 6.49%
    Ukiah 30 Year VA Refi 2025-04-10 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ukiah, CA.

    Ukiah Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 55 6.74% $11,982
    QUICKEN LOANS, LLC 41 6.85% $7,571
    EVERETT FINANCIAL, INC. 19 6.93% $12,879
    Century Mortgage Company DBA Century Lending Company 19 6.78% $7,304
    REDWOOD 16 6.75% $4,738
    GUILD MORTGAGE COMPANY 15 6.69% $11,072
    MASON MCDUFFIE MORTGAGE CORPORATION 14 6.86% $10,108
    The Loan Store, Inc. 13 6.89% $10,359
    Umpqua Bank 12 6.65% $9,834
    LOANDEPOT.COM, LLC 11 6.56% $7,687
    CROSSCOUNTRY MORTGAGE, LLC 10 6.96% $8,811
    U.S. Bank 8 6.39% $7,942
    PENNYMAC LOAN SERVICES, LLC 8 6.87% $7,006
    Sierra Pacific Mortgage Company, Inc. 6 6.56% $8,026
    Wells Fargo Bank 6 6.65% $8,673
    NEWREZ LLC 6 6.71% $7,082
    GUARANTEED RATE, INC. 6 6.60% $13,328
    Tri Counties Bank 5 6.53% $5,981
    Franklin Loan Corporation 5 7.03% $8,963
    Flagstar Bank, FSB 5 6.83% $3,780
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.73% $12,218
    Mr. Cooper ( Nationstar Mortgage ) 4 6.53% $10,210
    OCMBC, INC. 4 7.50% $15,090
    SUMMIT FUNDING, INC. 4 7.00% $13,928
    COMMUNITY FIRST CREDIT UNION 4 7.13% $5,143
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.29% $7,082
    BROKER SOLUTIONS, INC. 3 6.75% $3,934
    JPMorgan Chase Bank 3 7.37% $5,246
    PACIFIC RESIDENTIAL MORTGAGE, LLC 3 6.50% $6,803
    Bank of America 3 6.67% $5,347
    Paramount Residential Mortgage Group, Inc. 2 6.56% $8,913
    Ally Bank 2 5.94% $13,313
    AMERICAN FINANCIAL NETWORK, INC. 2 7.13% $4,207
    Ameris Bank 2 6.62% $3,015
    American Mortgage & Equity Consultants, Inc. 2 6.68% $12,321
    Morgan Stanley Private Bank 2 6.95% $3,979
    MORTGAGEONE, INC. 2 6.94% $7,962
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.94% $3,378
    GUARANTEED RATE AFFINITY, LLC 2 6.89% $6,280
    Provident Credit Union 2 6.44% $3,475
    FREEDOM MORTGAGE CORPORATION 2 7.12% $9,047
    PNC Bank 2 6.50% $5,905
    USAA Federal Savings Bank 2 6.50% $12,027
    ZILLOW HOME LOANS, LLC 1 6.88% $5,267
    AMERICAN HERITAGE LENDING, INC. 1 7.13% $13,363
    AMERICAN INTERNET MORTGAGE, INC. 1 6.50% $12,196
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $8,387
    AMERITRUST MORTGAGE CORPORATION 1 8.25% $15,103
    ARC HOME LLC 1 7.50% $36,980
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $14,154
    AXIA FINANCIAL, LLC 1 7.63% $8,975
    Barrington Bank & Trust Company, N.A. 1 6.99% $7,159
    BMO Harris Bank 1 6.63% $4,030
    Commerce Bank 1 6.13% $4,826
    Commerce Home Mortgage, Inc. 1 8.38% $15,894
    CORNERSTONE HOME LENDING, INC. 1 8.13% $15,733
    Crestline Funding Corporation 1 6.13% $3,077
    DIRECT MORTGAGE, CORP. 1 6.63% $4,398
    FIRST COLONY MORTGAGE CORPORATION 1 5.88% $5,274
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.88% $14,661
    JMAC LENDING, INC. 1 7.63% $21,880
    LADERA LENDING, INC. 1 7.63% $3,978
    LAND HOME FINANCIAL SERVICES, INC. 1 7.00% $6,182
    MOVEMENT MORTGAGE, LLC 1 6.63% $9,139
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $8,906
    NAVY FEDERAL CREDIT UNION 1 7.00% $11,335
    NMSI, INC. 1 6.75% $3,708
    NP, Inc. 1 7.38% $16,633
    ONY GLO, INC. 1 7.50% $5,207
    PATELCO 1 7.13% $5,595
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $11,127
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.75% $0
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $10,409
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.13% $14,512
    THE GOLDEN 1 1 6.00% $3,415
    Unitus Community Credit Union 1 6.13% $4,100

    Ukiah Average Closing Costs & Other Stats

    Ukiah, CA's 76 lenders originated 811 loans during 2024. The total origination value was $286,635,000, with an average loan value of $353,434.

    Ukiah's average closing costs are $6,547.

    The top Ukiah lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 55 loans originated. Their average total fees are $11,982, which is $4,410 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ukiah lenders (with over 10 loans originated) are REDWOOD ($4,738), Century Mortgage Company DBA Century Lending Company ($7,304), QUICKEN LOANS, LLC ($7,571), LOANDEPOT.COM, LLC ($7,687) and CROSSCOUNTRY MORTGAGE, LLC ($8,811).

    The lowest rate Ukiah lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (6.56%), Umpqua Bank (6.65%), GUILD MORTGAGE COMPANY (6.69%), UNITED WHOLESALE MORTGAGE, LLC (6.74%) and REDWOOD (6.75%).

    Ukiah, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $28,725,000 $45,710,000 59.1% 15.9%
    QUICKEN LOANS, LLC $14,320,000 $18,780,000 31.1% 6.6%
    EVERETT FINANCIAL, INC. $11,570,000 $17,325,000 49.7% 6.0%
    REDWOOD $17,995,000 $14,360,000 -20.2% 5.0%
    GUILD MORTGAGE COMPANY $2,915,000 $10,290,000 253.0% 3.6%
    MASON MCDUFFIE MORTGAGE CORPORATION $5,810,000 $8,895,000 53.1% 3.1%
    Century Mortgage Company DBA Century Lending Company $6,265,000 $8,385,000 33.8% 2.9%
    Umpqua Bank $9,470,000 $7,605,000 -19.7% 2.7%
    U.S. Bank $4,870,000 $7,565,000 55.3% 2.6%
    CROSSCOUNTRY MORTGAGE, LLC $7,015,000 $7,350,000 4.8% 2.6%
    The Loan Store, Inc. $1,985,000 $6,860,000 245.6% 2.4%
    LOANDEPOT.COM, LLC $5,565,000 $6,820,000 22.6% 2.4%
    PENNYMAC LOAN SERVICES, LLC $5,225,000 $6,615,000 26.6% 2.3%
    JONES LANG LASALLE MULTIFAMILY, LLC $5,475,000 n/a 1.9%
    Wells Fargo Bank $2,065,000 $5,355,000 159.3% 1.9%
    FREEDOM MORTGAGE CORPORATION $3,870,000 n/a 1.4%
    Bank of America $4,690,000 $3,550,000 -24.3% 1.2%
    NEWREZ LLC $915,000 $3,315,000 262.3% 1.2%
    Sierra Pacific Mortgage Company, Inc. $1,610,000 $3,245,000 101.6% 1.1%
    Franklin Loan Corporation $515,000 $3,190,000 519.4% 1.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,330,000 $3,125,000 135.0% 1.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $3,440,000 $3,100,000 -9.9% 1.1%
    GUARANTEED RATE, INC. $1,080,000 $2,790,000 158.3% 1.0%
    COMMUNITY FIRST CREDIT UNION $1,775,000 $2,750,000 54.9% 1.0%
    Flagstar Bank, FSB $1,655,000 $2,630,000 58.9% 0.9%
    Paramount Residential Mortgage Group, Inc. $3,790,000 $2,430,000 -35.9% 0.8%
    JPMorgan Chase Bank $2,980,000 $2,390,000 -19.8% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $725,000 $2,335,000 222.1% 0.8%
    ARC HOME LLC $425,000 $1,970,000 363.5% 0.7%
    First Federal Savings and Loan Association of San Rafael $1,950,000 n/a 0.7%
    OCMBC, INC. $875,000 $1,885,000 115.4% 0.7%
    FINANCE OF AMERICA REVERSE LLC $605,000 $1,880,000 210.7% 0.7%
    SUMMIT FUNDING, INC. $1,435,000 $1,710,000 19.2% 0.6%
    AMWEST FUNDING CORP. $425,000 $1,630,000 283.5% 0.6%
    BROKER SOLUTIONS, INC. $2,490,000 $1,595,000 -35.9% 0.6%
    Tri Counties Bank $935,000 $1,550,000 65.8% 0.5%
    PNC Bank $585,000 $1,490,000 154.7% 0.5%
    ALLIANT CREDIT UNION $535,000 $1,475,000 175.7% 0.5%
    MORTGAGEONE, INC. $1,475,000 n/a 0.5%
    Mortgage Research Center, LLC $1,960,000 $1,470,000 -25.0% 0.5%
    HOMEXPRESS MORTGAGE CORP. $455,000 $1,400,000 207.7% 0.5%
    American Mortgage & Equity Consultants, Inc. $1,845,000 $1,345,000 -27.1% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $1,270,000 n/a 0.4%
    NATIONWIDE EQUITIES CORPORATION $1,235,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,585,000 $1,205,000 -66.4% 0.4%
    MID AMERICA MORTGAGE, INC. $1,155,000 n/a 0.4%
    USAA Federal Savings Bank $355,000 $1,125,000 216.9% 0.4%
    NAVY FEDERAL CREDIT UNION $920,000 $1,065,000 15.8% 0.4%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $990,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $655,000 $975,000 48.9% 0.3%
    GUARANTEED RATE AFFINITY, LLC $510,000 $960,000 88.2% 0.3%
    SECURITYNATIONAL MORTGAGE COMPANY $945,000 n/a 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $2,125,000 $920,000 -56.7% 0.3%
    BMO Harris Bank $2,040,000 $885,000 -56.6% 0.3%
    Commerce Home Mortgage, Inc. $1,010,000 $840,000 -16.8% 0.3%
    Ally Bank $830,000 n/a 0.3%
    DEEPHAVEN MORTGAGE LLC $735,000 $825,000 12.2% 0.3%
    LAND HOME FINANCIAL SERVICES, INC. $820,000 n/a 0.3%
    Provident Credit Union $1,115,000 $750,000 -32.7% 0.3%
    MOVEMENT MORTGAGE, LLC $315,000 $730,000 131.7% 0.3%
    ZILLOW HOME LOANS, LLC $725,000 n/a 0.3%
    JMAC LENDING, INC. $705,000 n/a 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $695,000 n/a 0.2%
    Morgan Stanley Private Bank $1,030,000 $690,000 -33.0% 0.2%
    CMG MORTGAGE, INC. $2,255,000 $670,000 -70.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $1,630,000 $660,000 -59.5% 0.2%
    Third Federal Savings and Loan Association of Cleveland $650,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $705,000 $645,000 -8.5% 0.2%
    FIRST COLONY MORTGAGE CORPORATION $640,000 n/a 0.2%
    Hometown Equity Mortgage, LLC $1,920,000 $625,000 -67.4% 0.2%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $620,000 n/a 0.2%
    Princeton Mortgage Corporation $610,000 $620,000 1.6% 0.2%
    Commerce Bank $605,000 n/a 0.2%
    AXIA FINANCIAL, LLC $565,000 n/a 0.2%
    Equity Prime Mortgage LLC $395,000 $560,000 41.8% 0.2%
    DIRECT MORTGAGE, CORP. $555,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $545,000 n/a 0.2%
    Arvest Bank $535,000 n/a 0.2%
    Lakeview Community Capital, LLC $525,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $505,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $505,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $500,000 n/a 0.2%
    AMERITRUST MORTGAGE CORPORATION $495,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $485,000 n/a 0.2%
    NMSI, INC. $475,000 n/a 0.2%
    PATELCO $1,770,000 $450,000 -74.6% 0.2%
    CORNERSTONE HOME LENDING, INC. $445,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $435,000 n/a 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $425,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $285,000 $425,000 49.1% 0.1%
    NP, Inc. $385,000 $425,000 10.4% 0.1%
    ONY GLO, INC. $425,000 n/a 0.1%
    THE GOLDEN 1 $2,495,000 $410,000 -83.6% 0.1%
    STARBOARD FINANCIAL MANAGEMENT, LLC $405,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $395,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $395,000 n/a 0.1%
    CARDINAL FINANCIAL $395,000 n/a 0.1%
    Unitus Community Credit Union $395,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $185,000 $375,000 102.7% 0.1%
    LADERA LENDING, INC. $355,000 n/a 0.1%
    Figure Lending LLC $370,000 $345,000 -6.8% 0.1%
    QUORUM FEDERAL CREDIT UNION $325,000 n/a 0.1%
    AUGUSTA FINANCIAL, INC. $305,000 n/a 0.1%
    General Mortgage Capital Corporation $410,000 $305,000 -25.6% 0.1%
    LENDINGHOME FUNDING CORPORATION $255,000 $295,000 15.7% 0.1%
    HomeTrust Bank $390,000 $285,000 -26.9% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $275,000 n/a 0.1%
    Fremont Bank $580,000 $265,000 -54.3% 0.1%
    Luxury Mortgage Corp. $265,000 n/a 0.1%
    Greenbox Loans, Inc. $255,000 n/a 0.1%
    GTE Federal Credit Union $225,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $215,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $650,000 $215,000 -66.9% 0.1%
    Ameris Bank $210,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $545,000 $165,000 -69.7% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $150,000 3.4% 0.1%
    Crestline Funding Corporation $145,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $860,000 $115,000 -86.6% 0.0%
    Boeing Employees Credit Union $105,000 n/a 0.0%
    Discover Bank $380,000 $100,000 -73.7% 0.0%
    Citibank $95,000 n/a 0.0%
    SPRING EQ, LLC $95,000 n/a 0.0%
    American Airlines Federal Credit Union $85,000 n/a 0.0%
    California Coast Credit Union $85,000 n/a 0.0%
    CHEVRON $75,000 n/a 0.0%
    Farmers Bank & Trust $75,000 n/a 0.0%
    PACIFIC SERVICE $75,000 n/a 0.0%

    Ukiah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.9% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $18,780,000 in loans. In third place, with 6.0%, is EVERETT FINANCIAL, INC., having originated $17,325,000 in loans. In fourth place, with 5.0%, is REDWOOD, having originated $14,360,000 in loans. In fifth place, with 3.6%, is GUILD MORTGAGE COMPANY, having originated $10,290,000 in loans.

    Ukiah Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $599,000 (1.8%) $870,102 (-4.2%) 0.00 284
    2018-02-01 $595,000 (4.9%) $838,877 (-7.7%) 0.00 305
    2018-03-01 $579,000 (6.3%) $875,554 (3.4%) 0.00 339
    2018-04-01 $588,000 (7.9%) $880,900 (6.2%) 0.00 359
    2018-05-01 $599,000 (5.6%) $905,395 (14.1%) 0.00 461
    2018-06-01 $599,950 (3.9%) $892,308 (12.4%) 0.00 478
    2018-07-01 $620,950 (4.9%) $882,780 (1.3%) 0.00 499
    2018-08-01 $631,250 (10.8%) $879,816 (2.6%) 0.00 495
    2018-09-01 $620,000 (3.9%) $873,525 (0.7%) 0.00 496
    2018-10-01 $618,000 (-1.1%) $866,741 (-1.7%) 0.00 482
    2018-11-01 $599,000 (-4.9%) $857,865 (-4.9%) 0.00 459
    2018-12-01 $585,000 (-5.5%) $849,778 (-3.0%) 0.00 444
    2019-01-01 $577,000 (-3.7%) $858,828 (-1.3%) 0.00 415
    2019-02-01 $590,000 (-0.8%) $865,521 (3.2%) 0.00 413
    2019-03-01 $597,143 (3.1%) $900,851 (2.9%) 0.00 413
    2019-04-01 $595,000 (1.2%) $900,652 (2.2%) 0.00 416
    2019-05-01 $599,000 (0.0%) $915,171 (1.1%) 0.00 448
    2019-06-01 $595,000 (-0.8%) $911,471 (2.2%) 0.00 472
    2019-07-01 $595,000 (-4.2%) $928,337 (5.2%) 0.00 463
    2019-08-01 $599,000 (-5.1%) $942,158 (7.1%) 0.00 449
    2019-09-01 $599,000 (-3.4%) $944,781 (8.2%) 0.00 427
    2019-10-01 $599,000 (-3.1%) $951,639 (9.8%) 0.00 405
    2019-11-01 $599,400 (0.1%) $999,676 (16.5%) 0.00 375
    2019-12-01 $606,700 (3.7%) $993,778 (17.0%) 0.00 336
    2020-01-01 $595,000 (3.1%) $987,541 (15.0%) 0.00 302
    2020-02-01 $622,500 (5.5%) $993,793 (14.8%) 0.00 297
    2020-03-01 $627,375 (5.1%) $972,270 (7.9%) 0.00 295
    2020-04-01 $632,000 (6.2%) $986,760 (9.6%) 0.00 281
    2020-05-01 $639,000 (6.7%) $983,112 (7.4%) 0.00 281
    2020-06-01 $643,625 (8.2%) $1,015,495 (11.4%) 0.00 284
    2020-07-01 $660,000 (10.9%) $1,064,380 (14.7%) 0.00 219
    2020-08-01 $699,999 (16.9%) $1,120,799 (19.0%) 0.00 192
    2020-09-01 $798,000 (33.2%) $1,242,848 (31.6%) 0.00 190
    2020-10-01 $779,000 (30.1%) $1,252,916 (31.7%) 0.00 189
    2020-11-01 $753,500 (25.7%) $1,258,381 (25.9%) 0.00 177
    2020-12-01 $772,000 (27.3%) $1,201,119 (20.9%) 0.00 155
    2021-01-01 $750,000 (26.1%) $1,246,091 (26.2%) 0.00 131
    2021-02-01 $816,738 (31.2%) $1,378,527 (38.7%) 0.00 123
    2021-03-01 $850,000 (35.5%) $1,308,031 (34.5%) 0.00 125
    2021-04-01 $850,000 (34.5%) $1,345,470 (36.4%) 0.00 146
    2021-05-01 $762,500 (19.3%) $1,259,615 (28.1%) 0.00 167
    2021-06-01 $747,250 (16.1%) $1,210,290 (19.2%) 0.00 173
    2021-07-01 $780,000 (18.2%) $1,261,556 (18.5%) 0.00 170
    2021-08-01 $766,750 (9.5%) $1,314,431 (17.3%) 0.00 184
    2021-09-01 $699,000 (-12.4%) $1,241,541 (-0.1%) 0.00 195
    2021-10-01 $747,500 (-4.0%) $1,270,457 (1.4%) 0.00 212
    2021-11-01 $760,000 (0.9%) $1,265,531 (0.6%) 0.00 208
    2021-12-01 $757,500 (-1.9%) $1,352,786 (12.6%) 0.00 194
    2022-01-01 $769,000 (2.5%) $1,343,934 (7.9%) 0.00 176
    2022-02-01 $750,000 (-8.2%) $1,320,312 (-4.2%) 0.00 189
    2022-03-01 $715,000 (-15.9%) $1,222,747 (-6.5%) 0.00 200
    2022-04-01 $699,000 (-17.8%) $1,140,061 (-15.3%) 0.00 245
    2022-05-01 $675,000 (-11.5%) $1,085,342 (-13.8%) 0.00 272
    2022-06-01 $662,000 (-11.4%) $1,068,305 (-11.7%) 0.00 301
    2022-07-01 $639,000 (-18.1%) $996,356 (-21.0%) 0.00 325
    2022-08-01 $612,500 (-20.1%) $970,995 (-26.1%) 0.00 313
    2022-09-01 $627,000 (-10.3%) $1,032,529 (-16.8%) 0.00 309
    2022-10-01 $620,000 (-17.1%) $1,039,799 (-18.2%) 0.00 312
    2022-11-01 $600,000 (-21.1%) $1,012,807 (-20.0%) 0.00 295
    2022-12-01 $599,000 (-20.9%) $950,609 (-29.7%) 0.00 274
    2023-01-01 $607,500 (-21.0%) $903,073 (-32.8%) 0.00 228
    2023-02-01 $599,000 (-20.1%) $999,169 (-24.3%) 0.00 218
    2023-03-01 $598,000 (-16.4%) $1,015,964 (-16.9%) 0.00 223
    2023-04-01 $609,500 (-12.8%) $1,013,407 (-11.1%) 0.00 250
    2023-05-01 $643,500 (-4.7%) $1,028,224 (-5.3%) 0.00 279
    2023-06-01 $617,500 (-6.7%) $1,015,585 (-4.9%) 0.00 303
    2023-07-01 $649,000 (1.6%) $1,010,352 (1.4%) 0.00 309
    2023-08-01 $677,125 (10.6%) $1,028,172 (5.9%) 0.00 314
    2023-09-01 $699,000 (11.5%) $1,069,083 (3.5%) 0.00 326
    2023-10-01 $696,000 (12.3%) $1,078,545 (3.7%) 0.00 328
    2023-11-01 $697,000 (16.2%) $1,077,285 (6.4%) 0.00 319
    2023-12-01 $672,000 (12.2%) $1,098,371 (15.5%) 0.00 299
    2024-01-01 $679,625 (11.9%) $1,086,184 (20.3%) 0.00 264
    2024-02-01 $686,000 (14.5%) $1,034,792 (3.6%) 0.00 255
    2024-03-01 $689,500 (15.3%) $1,038,643 (2.2%) 0.00 252
    2024-04-01 $699,000 (14.7%) $1,044,385 (3.1%) 0.00 271
    2024-05-01 $709,500 (10.3%) $1,055,041 (2.6%) 0.00 313
    2024-06-01 $705,000 (14.2%) $1,056,850 (4.1%) 0.00 351
    2024-07-01 $699,000 (7.7%) $1,049,758 (3.9%) 0.00 376
    2024-08-01 $679,000 (0.3%) $1,017,497 (-1.0%) 0.00 383
    2024-09-01 $677,000 (-3.2%) $1,031,604 (-3.5%) 0.00 384
    2024-10-01 $679,250 (-2.4%) $1,040,231 (-3.6%) 0.00 384
    2024-11-01 $645,000 (-7.5%) $977,256 (-9.3%) 0.00 377
    2024-12-01 $628,500 (-6.5%) $917,723 (-16.5%) 0.00 320
    2025-01-01 $599,000 (-11.9%) $831,945 (-23.4%) 0.00 306
    2025-02-01 $595,000 (-13.3%) $864,817 (-16.4%) 0.00 312
    2025-03-01 $595,000 (-13.7%) $875,909 (-15.7%) 0.00 323
    Ukiah's median listing price for 2025-03-01 was $595,000, a difference of $-94,500 (-13.7%) versus the prior year and $0 versus the prior month.

    Ukiah's median listing price comes in at 0% of the national average.

    Ukiah's average listing price for 2025-03-01 was $875,909, a difference of $-162,734 (-15.7%) versus the prior year and $11,092 versus the prior month.

    For the 2025-03-01 period, Ukiah had 323 MLS listings, a difference of 11 listings (4%) versus the prior month and 71 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,761 sqft
    2018-02-01 0 days 1,722 sqft
    2018-03-01 0 days 1,720 sqft
    2018-04-01 0 days 1,720 sqft
    2018-05-01 0 days 1,700 sqft
    2018-06-01 0 days 1,722 sqft
    2018-07-01 0 days 1,700 sqft
    2018-08-01 0 days 1,710 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,700 sqft
    2018-11-01 0 days 1,680 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,640 sqft
    2019-02-01 0 days 1,626 sqft
    2019-03-01 0 days 1,646 sqft
    2019-04-01 0 days 1,644 sqft
    2019-05-01 0 days 1,690 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,688 sqft
    2019-08-01 0 days 1,703 sqft
    2019-09-01 0 days 1,708 sqft
    2019-10-01 0 days 1,711 sqft
    2019-11-01 0 days 1,716 sqft
    2019-12-01 0 days 1,728 sqft
    2020-01-01 0 days 1,725 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,700 sqft
    2020-04-01 0 days 1,675 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,756 sqft
    2020-07-01 0 days 1,817 sqft
    2020-08-01 0 days 1,900 sqft
    2020-09-01 0 days 1,910 sqft
    2020-10-01 0 days 1,840 sqft
    2020-11-01 0 days 1,851 sqft
    2020-12-01 0 days 1,839 sqft
    2021-01-01 0 days 1,800 sqft
    2021-02-01 0 days 1,831 sqft
    2021-03-01 0 days 1,867 sqft
    2021-04-01 0 days 1,894 sqft
    2021-05-01 0 days 1,776 sqft
    2021-06-01 0 days 1,693 sqft
    2021-07-01 0 days 1,644 sqft
    2021-08-01 0 days 1,653 sqft
    2021-09-01 0 days 1,600 sqft
    2021-10-01 0 days 1,689 sqft
    2021-11-01 0 days 1,752 sqft
    2021-12-01 0 days 1,778 sqft
    2022-01-01 0 days 1,800 sqft
    2022-02-01 0 days 1,675 sqft
    2022-03-01 0 days 1,677 sqft
    2022-04-01 0 days 1,671 sqft
    2022-05-01 0 days 1,641 sqft
    2022-06-01 0 days 1,597 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,608 sqft
    2022-09-01 0 days 1,675 sqft
    2022-10-01 0 days 1,700 sqft
    2022-11-01 0 days 1,677 sqft
    2022-12-01 0 days 1,600 sqft
    2023-01-01 0 days 1,695 sqft
    2023-02-01 0 days 1,592 sqft
    2023-03-01 0 days 1,584 sqft
    2023-04-01 0 days 1,600 sqft
    2023-05-01 0 days 1,680 sqft
    2023-06-01 0 days 1,650 sqft
    2023-07-01 0 days 1,700 sqft
    2023-08-01 0 days 1,703 sqft
    2023-09-01 0 days 1,764 sqft
    2023-10-01 0 days 1,760 sqft
    2023-11-01 0 days 1,753 sqft
    2023-12-01 0 days 1,716 sqft
    2024-01-01 0 days 1,720 sqft
    2024-02-01 0 days 1,766 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,800 sqft
    2024-05-01 0 days 1,851 sqft
    2024-06-01 0 days 1,850 sqft
    2024-07-01 0 days 1,810 sqft
    2024-08-01 0 days 1,774 sqft
    2024-09-01 0 days 1,787 sqft
    2024-10-01 0 days 1,797 sqft
    2024-11-01 0 days 1,750 sqft
    2024-12-01 0 days 1,740 sqft
    2025-01-01 0 days 1,671 sqft
    2025-02-01 0 days 1,607 sqft
    2025-03-01 0 days 1,627 sqft
    Ukiah's median listing age (time on market) for 2025-03-01 was 0 days.

    Ukiah's median square footage for active listings during the 2025-03-01 period was 1,627 sqft. One year prior, the average listing was 1,800 sqft.

    Ukiah, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 484 $198,900,000 $410,950
    Cash Out Refi 129 $37,505,000 $290,736
    Refi 76 $32,070,000 $421,974
    Home Improvement 69 $7,175,000 $103,986
    Other 53 $10,985,000 $207,264

    Ukiah's most frequently cited loan purpose was Home Purchase, with 484 originations. The 2nd most popular reason was Cash Out Refi, with 129 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 351 $147,935,000 $421,467
    Over 8% 175 $28,865,000 $164,943
    7-8% 163 $58,675,000 $359,969
    5-6% 102 $47,740,000 $468,039
    <2.5% 16 $940,000 $58,750
    4-5% 1 $395,000 $395,000
    3-4% 1 $135,000 $135,000

    During 2024, Ukiah's most frequently originated rate bucket was 6-7%, with 351 originations.

    Loan Sizing (Ukiah, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 285 $88,385,000 $310,123
    $400k-600k 201 $96,195,000 $478,582
    $100,000 or less 129 $7,025,000 $54,457
    $100k-200k 99 $13,755,000 $138,939
    $600k-1000k 82 $57,720,000 $703,902
    $Over $1MM 15 $23,555,000 $1,570,333

    Ukiah's loan sizing saw the bucket of loans from $200k-400k with 285 originations, totaling $88,385,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 290 $129,260,000 $445,724
    60-80% 163 $75,175,000 $461,196
    Under 20% 138 $9,310,000 $67,464
    20-40% 101 $20,485,000 $202,822
    40-60% 100 $43,210,000 $432,100
    Over 100% 7 $3,765,000 $537,857

    Ukiah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 290 originations, totaling $129,260,000 in origination value.