Ukiah Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Ukiah averaged
5.9%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.92% and
one month ago for the week of 2023-04-20, the
average rate was 5.82%.
Ukiah's average rate one year ago was 4.68%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Ukiah 30 Year Fixed Rate | 2023-05-25 | 5.9% |
| Ukiah 30 Year Fixed Rate Refi | 2023-05-25 | 5.7% |
| Ukiah 15 Year Fixed Rate | 2023-05-25 | 5.97% |
| Ukiah 15 Year Fixed Rate Refi | 2023-05-25 | 6.17% |
| Ukiah 30 Year FHA | 2023-05-25 | 6.51% |
| Ukiah 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Ukiah 30 Year USDA | 2023-05-25 | 6.53% |
| Ukiah 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Ukiah 30 Year VA | 2023-05-25 | 6.41% |
| Ukiah 30 Year VA Refi | 2023-05-25 | 6.41% |
Ukiah Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ukiah, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Ukiah Average Closing Costs & Other Stats
Ukiah, CA's 120 lenders originated 1,293
loans during 2022. The total origination value was $466,905,000, with an average loan value of
$361,102.
Ukiah's average closing costs are $5,960.
The top Ukiah lender as defined by loan originations is QUICKEN LOANS, LLC, with
78 loans originated. Their average total fees are
$8,164, which is $983
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Ukiah lenders (with over 10 loans originated) are
REDWOOD ($2,749), EVERETT FINANCIAL, INC. ($2,827), JPMorgan Chase Bank ($4,960), HOMEBRIDGE FINANCIAL SERVICES, INC. ($5,361) and CMG MORTGAGE, INC. ($5,632).
The lowest rate Ukiah lenders (with over 10 loans originated) are
CMG MORTGAGE, INC. (3.76%), Wells Fargo Bank (3.98%), EVERETT FINANCIAL, INC. (4.19%), REDWOOD (4.24%) and LOANDEPOT.COM, LLC (4.30%).
Ukiah, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $61,095,000 | $41,480,000 | -32.1% | 8.9% |
| QUICKEN LOANS, LLC | $97,920,000 | $37,870,000 | -61.3% | 8.1% |
| REDWOOD | $49,970,000 | $37,430,000 | -25.1% | 8.0% |
| LOANDEPOT.COM, LLC | $51,015,000 | $26,440,000 | -48.2% | 5.7% |
| EVERETT FINANCIAL, INC. | $7,530,000 | $17,840,000 | 136.9% | 3.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $20,050,000 | $15,725,000 | -21.6% | 3.4% |
| Wells Fargo Bank | $19,025,000 | $14,360,000 | -24.5% | 3.1% |
| HOME POINT FINANCIAL CORPORATION | $42,920,000 | $14,280,000 | -66.7% | 3.1% |
| Umpqua Bank | $20,405,000 | $11,620,000 | -43.1% | 2.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $24,285,000 | $11,270,000 | -53.6% | 2.4% |
| Century Mortgage Company DBA Century Lending Company | $9,800,000 | $9,245,000 | -5.7% | 2.0% |
| CALIBER HOME LOANS, INC. | $13,855,000 | $7,950,000 | -42.6% | 1.7% |
| AmeriHome Mortgage Company, LLC | $1,085,000 | $6,950,000 | 540.6% | 1.5% |
| AMERISAVE MORTGAGE CORPORATION | $6,915,000 | $6,840,000 | -1.1% | 1.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,615,000 | $6,645,000 | -42.8% | 1.4% |
| Mechanics Bank | $2,005,000 | $6,005,000 | 199.5% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,820,000 | $5,845,000 | -14.3% | 1.3% |
| CMG MORTGAGE, INC. | $5,995,000 | $5,585,000 | -6.8% | 1.2% |
| GUILD MORTGAGE COMPANY | $4,190,000 | $5,525,000 | 31.9% | 1.2% |
| Flagstar Bank, FSB | $8,640,000 | $5,055,000 | -41.5% | 1.1% |
| JPMorgan Chase Bank | $13,445,000 | $5,045,000 | -62.5% | 1.1% |
| Paramount Residential Mortgage Group, Inc. | $7,380,000 | $4,980,000 | -32.5% | 1.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $14,390,000 | $4,820,000 | -66.5% | 1.0% |
| GUARANTEED RATE, INC. | $10,860,000 | $4,755,000 | -56.2% | 1.0% |
| Bank of America | $8,985,000 | $4,670,000 | -48.0% | 1.0% |
| First Republic Bank | $4,435,000 | $3,910,000 | -11.8% | 0.8% |
| Exchange Bank | $790,000 | $3,855,000 | 388.0% | 0.8% |
| Mortgage Research Center, LLC | $2,900,000 | $3,560,000 | 22.8% | 0.8% |
| U.S. Bank | $6,865,000 | $3,495,000 | -49.1% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $10,925,000 | $3,365,000 | -69.2% | 0.7% |
| COMMUNITY FIRST CREDIT UNION | $10,075,000 | $3,295,000 | -67.3% | 0.7% |
| PREMIER LENDING, INC. | $510,000 | $3,270,000 | 541.2% | 0.7% |
| FINANCE OF AMERICA REVERSE LLC | $1,825,000 | $3,095,000 | 69.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,445,000 | $3,055,000 | -67.7% | 0.7% |
| AMERICAN ADVISORS GROUP | $1,315,000 | $3,045,000 | 131.6% | 0.7% |
| Charles Schwab Bank, SSB | $4,125,000 | $3,015,000 | -26.9% | 0.6% |
| BROKER SOLUTIONS, INC. | $5,960,000 | $2,925,000 | -50.9% | 0.6% |
| HOMEXPRESS MORTGAGE CORP. | $845,000 | $2,860,000 | 238.5% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $22,215,000 | $2,695,000 | -87.9% | 0.6% |
| NEWREZ LLC | $5,730,000 | $2,620,000 | -54.3% | 0.6% |
| PNC Bank | $155,000 | $2,525,000 | 1,529.0% | 0.5% |
| Bank of the West | $365,000 | $2,455,000 | 572.6% | 0.5% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,405,000 | n/a | 0.5% | |
| THE GOLDEN 1 | $940,000 | $2,340,000 | 148.9% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $15,610,000 | $2,280,000 | -85.4% | 0.5% |
| SUMMIT FUNDING, INC. | $6,165,000 | $2,090,000 | -66.1% | 0.4% |
| Arbor Realty Trust, Inc. | $2,005,000 | n/a | 0.4% | |
| LOANPAL, LLC | $1,570,000 | $1,995,000 | 27.1% | 0.4% |
| Commerce Home Mortgage, Inc. | $1,915,000 | $1,745,000 | -8.9% | 0.4% |
| USE Credit Union | $770,000 | $1,745,000 | 126.6% | 0.4% |
| AMWEST FUNDING CORP. | $1,205,000 | $1,730,000 | 43.6% | 0.4% |
| ALAMEDA MORTGAGE CORPORATION | $1,570,000 | $1,700,000 | 8.3% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $2,920,000 | $1,655,000 | -43.3% | 0.4% |
| A&D Mortgage LLC | $455,000 | $1,580,000 | 247.3% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,535,000 | n/a | 0.3% | |
| REVERSE MORTGAGE FUNDING LLC | $880,000 | $1,510,000 | 71.6% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $275,000 | $1,445,000 | 425.5% | 0.3% |
| Tri Counties Bank | $3,690,000 | $1,415,000 | -61.7% | 0.3% |
| BNY Mellon | $1,330,000 | $1,305,000 | -1.9% | 0.3% |
| S1L, Inc. | $1,175,000 | $1,300,000 | 10.6% | 0.3% |
| UNION HOME MORTGAGE CORP. | $1,285,000 | n/a | 0.3% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,690,000 | $1,270,000 | -24.9% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,260,000 | $1,270,000 | -43.8% | 0.3% |
| First Federal Savings and Loan Association of San Rafael | $1,240,000 | n/a | 0.3% | |
| ON Q FINANCIAL, INC. | $375,000 | $1,205,000 | 221.3% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $1,200,000 | n/a | 0.3% | |
| PATELCO | $2,500,000 | $1,200,000 | -52.0% | 0.3% |
| AXIA FINANCIAL, LLC | $85,000 | $1,190,000 | 1,300.0% | 0.3% |
| City National Bank | $885,000 | $1,160,000 | 31.1% | 0.2% |
| Nations Lending Corporation | $2,375,000 | $1,135,000 | -52.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,235,000 | $1,100,000 | -50.8% | 0.2% |
| BETTER MORTGAGE CORPORATION | $8,650,000 | $1,095,000 | -87.3% | 0.2% |
| MOUNTAIN WEST FINANCIAL, INC. | $4,455,000 | $1,095,000 | -75.4% | 0.2% |
| NBKC BANK | $850,000 | $1,070,000 | 25.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,925,000 | $1,055,000 | -82.2% | 0.2% |
| Silicon Valley Bank | $1,025,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $1,150,000 | $1,010,000 | -12.2% | 0.2% |
| Truist | $855,000 | $1,005,000 | 17.5% | 0.2% |
| Greenbox Loans, Inc. | $960,000 | n/a | 0.2% | |
| FJM PRIVATE MORTGAGE FUND, LLC | $1,120,000 | $935,000 | -16.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,390,000 | $920,000 | -33.8% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $890,000 | n/a | 0.2% | |
| 21ST MORTGAGE CORPORATION | $190,000 | $865,000 | 355.3% | 0.2% |
| RESIDENTIAL BANCORP. | $155,000 | $860,000 | 454.8% | 0.2% |
| STEARNS LENDING, LLC | $18,275,000 | $845,000 | -95.4% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $710,000 | $810,000 | 14.1% | 0.2% |
| Operating Engineers Local Union #3 | $760,000 | n/a | 0.2% | |
| PEOPLES STATE BANK | $755,000 | n/a | 0.2% | |
| Morgan Stanley Private Bank | $2,525,000 | $715,000 | -71.7% | 0.2% |
| JMAC LENDING, INC. | $1,050,000 | $705,000 | -32.9% | 0.2% |
| SAN FRANCISCO FIRE CREDIT UNION | $365,000 | $705,000 | 93.2% | 0.2% |
| Axos Bank | $850,000 | $655,000 | -22.9% | 0.1% |
| Fifth Third Bank | $165,000 | $645,000 | 290.9% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $645,000 | n/a | 0.1% | |
| SAN FRANCISCO FEDERAL CREDIT UNION | $395,000 | $645,000 | 63.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $55,000 | $590,000 | 972.7% | 0.1% |
| Northpointe Bank | $1,135,000 | $585,000 | -48.5% | 0.1% |
| First-Citizens Bank & Trust Company | $555,000 | n/a | 0.1% | |
| KeyBank | $1,160,000 | $555,000 | -52.2% | 0.1% |
| Lakeview Community Capital, LLC | $1,480,000 | $540,000 | -63.5% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $535,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $835,000 | $530,000 | -36.5% | 0.1% |
| Arvest Bank | $385,000 | $515,000 | 33.8% | 0.1% |
| Bethpage Federal Credit Union | $515,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $2,965,000 | $515,000 | -82.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $3,410,000 | $515,000 | -84.9% | 0.1% |
| OPEN MORTGAGE, LLC | $475,000 | $515,000 | 8.4% | 0.1% |
| Ally Bank | $710,000 | $505,000 | -28.9% | 0.1% |
| LADERA LENDING, INC. | $2,130,000 | $500,000 | -76.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $725,000 | $495,000 | -31.7% | 0.1% |
| 5TH STREET CAPITAL, INC. | $225,000 | $485,000 | 115.6% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $485,000 | n/a | 0.1% | |
| SUNSTREET MORTGAGE, LLC | $485,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $910,000 | $485,000 | -46.7% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $585,000 | $475,000 | -18.8% | 0.1% |
| ONY GLO, INC. | $165,000 | $475,000 | 187.9% | 0.1% |
| Willamette Valley Bank | $475,000 | n/a | 0.1% | |
| Fremont Bank | $5,150,000 | $470,000 | -90.9% | 0.1% |
| TJC Mortgage, Inc. | $465,000 | $455,000 | -2.2% | 0.1% |
| Golden Empire Mortgage, Inc. | $445,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $2,360,000 | $445,000 | -81.1% | 0.1% |
| INTERCAP LENDING INC. | $15,000 | $425,000 | 2,733.3% | 0.1% |
| Metro City Bank | $425,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,075,000 | $420,000 | -60.9% | 0.1% |
| GENEVA FINANCIAL, LLC | $505,000 | $415,000 | -17.8% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,745,000 | $410,000 | -89.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $400,000 | $405,000 | 1.3% | 0.1% |
| NEXERA HOLDING LLC | $860,000 | $405,000 | -52.9% | 0.1% |
| Princeton Mortgage Corporation | $405,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $405,000 | n/a | 0.1% | |
| MUFG Union Bank | $705,000 | $395,000 | -44.0% | 0.1% |
| Discover Bank | $155,000 | $385,000 | 148.4% | 0.1% |
| Texana Bank | $385,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $435,000 | $375,000 | -13.8% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $610,000 | $365,000 | -40.2% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $355,000 | n/a | 0.1% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $265,000 | $345,000 | 30.2% | 0.1% |
| OCMBC, INC. | $1,925,000 | $325,000 | -83.1% | 0.1% |
| Equity Prime Mortgage LLC | $315,000 | n/a | 0.1% | |
| NMSI, INC. | $305,000 | n/a | 0.1% | |
| The State Bank | $305,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $65,000 | $280,000 | 330.8% | 0.1% |
| CLEARPATH LENDING | $1,175,000 | $265,000 | -77.4% | 0.1% |
| Firefighters First Federal Credit Union | $265,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $755,000 | $265,000 | -64.9% | 0.1% |
| Quontic Bank | $905,000 | $265,000 | -70.7% | 0.1% |
| SACRAMENTO Credit Union | $265,000 | n/a | 0.1% | |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $265,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $255,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $255,000 | n/a | 0.1% | |
| UNCLE Credit Union | $255,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $250,000 | n/a | 0.1% | |
| QUORUM FEDERAL CREDIT UNION | $105,000 | $245,000 | 133.3% | 0.1% |
| BECKAM FUNDING CORP. | $375,000 | $235,000 | -37.3% | 0.1% |
| GREATER NEVADA LLC | $225,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $85,000 | $220,000 | 158.8% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $335,000 | $215,000 | -35.8% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,005,000 | $215,000 | -78.6% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $700,000 | $195,000 | -72.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $195,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $440,000 | $155,000 | -64.8% | 0.0% |
| Figure Lending LLC | $200,000 | $145,000 | -27.5% | 0.0% |
| MORTGAGE EXPRESS, LLC | $145,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $130,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $340,000 | $125,000 | -63.2% | 0.0% |
| PACIFIC SERVICE | $120,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $145,000 | $105,000 | -27.6% | 0.0% |
| HomeTrust Bank | $105,000 | n/a | 0.0% | |
| Florida Capital Bank | $215,000 | $95,000 | -55.8% | 0.0% |
| ADVANTIS | $65,000 | n/a | 0.0% | |
| Citibank | $885,000 | $55,000 | -93.8% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $35,000 | n/a | 0.0% | |
| VENTURA COUNTY | $35,000 | n/a | 0.0% |
Ukiah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.9% market share. In second place, with 8.1%, is QUICKEN LOANS, LLC, having originated $37,870,000 in loans. In third place, with 8.0%, is REDWOOD, having originated $37,430,000 in loans. In fourth place, with 5.7%, is LOANDEPOT.COM, LLC, having originated $26,440,000 in loans. In fifth place, with 3.8%, is EVERETT FINANCIAL, INC., having originated $17,840,000 in loans.
Ukiah Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $599,000 (0.7%) | $870,102 (-4.1%) | 0.00 | 284 |
| 2018-02-01 | $595,000 (4.9%) | $838,877 (-7.6%) | 0.00 | 305 |
| 2018-03-01 | $579,000 (6.3%) | $875,554 (3.4%) | 0.00 | 339 |
| 2018-04-01 | $588,000 (7.9%) | $880,900 (6.2%) | 0.00 | 359 |
| 2018-05-01 | $599,000 (5.3%) | $905,395 (14.0%) | 0.00 | 461 |
| 2018-06-01 | $599,950 (3.4%) | $892,308 (11.9%) | 0.00 | 478 |
| 2018-07-01 | $621,725 (4.5%) | $882,648 (0.7%) | 0.00 | 500 |
| 2018-08-01 | $631,500 (10.9%) | $879,692 (2.5%) | 0.00 | 496 |
| 2018-09-01 | $622,500 (3.9%) | $873,372 (0.5%) | 0.00 | 497 |
| 2018-10-01 | $619,250 (-0.9%) | $866,598 (-1.7%) | 0.00 | 483 |
| 2018-11-01 | $599,000 (-4.9%) | $857,734 (-5.0%) | 0.00 | 460 |
| 2018-12-01 | $585,000 (-5.5%) | $849,660 (-3.0%) | 0.00 | 444 |
| 2019-01-01 | $577,000 (-3.7%) | $858,828 (-1.3%) | 0.00 | 415 |
| 2019-02-01 | $590,000 (-0.8%) | $865,521 (3.2%) | 0.00 | 413 |
| 2019-03-01 | $599,000 (3.5%) | $910,585 (4.0%) | 0.00 | 401 |
| 2019-04-01 | $595,000 (1.2%) | $904,545 (2.7%) | 0.00 | 414 |
| 2019-05-01 | $599,000 (0.0%) | $915,171 (1.1%) | 0.00 | 448 |
| 2019-06-01 | $595,000 (-0.8%) | $911,471 (2.2%) | 0.00 | 472 |
| 2019-07-01 | $595,000 (-4.3%) | $928,337 (5.2%) | 0.00 | 463 |
| 2019-08-01 | $599,000 (-5.2%) | $870,301 (-1.1%) | 0.00 | 453 |
| 2019-09-01 | $599,300 (-3.7%) | $927,905 (6.2%) | 0.00 | 414 |
| 2019-10-01 | $599,000 (-3.3%) | $957,259 (10.5%) | 0.00 | 405 |
| 2019-11-01 | $599,400 (0.1%) | $999,676 (16.6%) | 0.00 | 375 |
| 2019-12-01 | $606,700 (3.7%) | $993,778 (17.0%) | 0.00 | 336 |
| 2020-01-01 | $595,000 (3.1%) | $987,541 (15.0%) | 0.00 | 302 |
| 2020-02-01 | $622,500 (5.5%) | $993,793 (14.8%) | 0.00 | 297 |
| 2020-03-01 | $627,375 (4.7%) | $972,270 (6.8%) | 0.00 | 295 |
| 2020-04-01 | $632,000 (6.2%) | $986,760 (9.1%) | 0.00 | 281 |
| 2020-05-01 | $639,000 (6.7%) | $983,112 (7.4%) | 0.00 | 281 |
| 2020-06-01 | $643,625 (8.2%) | $1,015,495 (11.4%) | 0.00 | 284 |
| 2020-07-01 | $660,000 (10.9%) | $1,064,380 (14.7%) | 0.00 | 219 |
| 2020-08-01 | $699,999 (16.9%) | $1,120,799 (28.8%) | 0.00 | 192 |
| 2020-09-01 | $798,000 (33.2%) | $1,242,848 (33.9%) | 0.00 | 190 |
| 2020-10-01 | $779,000 (30.1%) | $1,252,916 (30.9%) | 0.00 | 189 |
| 2020-11-01 | $753,500 (25.7%) | $1,258,381 (25.9%) | 0.00 | 177 |
| 2020-12-01 | $772,000 (27.3%) | $1,201,119 (20.9%) | 0.00 | 155 |
| 2021-01-01 | $750,000 (26.1%) | $1,246,091 (26.2%) | 0.00 | 131 |
| 2021-02-01 | $824,238 (32.4%) | $1,378,527 (38.7%) | 0.00 | 123 |
| 2021-03-01 | $850,000 (35.5%) | $1,308,031 (34.5%) | 0.00 | 125 |
| 2021-04-01 | $850,000 (34.5%) | $1,345,470 (36.4%) | 0.00 | 146 |
| 2021-05-01 | $762,500 (19.3%) | $1,259,615 (28.1%) | 0.00 | 167 |
| 2021-06-01 | $747,250 (16.1%) | $1,210,290 (19.2%) | 0.00 | 173 |
| 2021-07-01 | $780,000 (18.2%) | $1,261,556 (18.5%) | 0.00 | 170 |
| 2021-08-01 | $766,750 (9.5%) | $1,314,431 (17.3%) | 0.00 | 184 |
| 2021-09-01 | $699,000 (-12.4%) | $1,240,914 (-0.2%) | 0.00 | 195 |
| 2021-10-01 | $747,500 (-4.0%) | $1,270,457 (1.4%) | 0.00 | 212 |
| 2021-11-01 | $757,375 (0.5%) | $1,265,531 (0.6%) | 0.00 | 208 |
| 2021-12-01 | $757,500 (-1.9%) | $1,352,786 (12.6%) | 0.00 | 194 |
| 2022-01-01 | $769,000 (2.5%) | $1,345,697 (8.0%) | 0.00 | 176 |
| 2022-02-01 | $749,500 (-9.1%) | $1,321,939 (-4.1%) | 0.00 | 188 |
| 2022-03-01 | $713,500 (-16.1%) | $1,225,081 (-6.3%) | 0.00 | 199 |
| 2022-04-01 | $699,000 (-17.8%) | $1,140,623 (-15.2%) | 0.00 | 244 |
| 2022-05-01 | $672,500 (-11.8%) | $1,083,082 (-14.0%) | 0.00 | 272 |
| 2022-06-01 | $660,750 (-11.6%) | $1,068,989 (-11.7%) | 0.00 | 300 |
| 2022-07-01 | $637,000 (-18.3%) | $996,796 (-21.0%) | 0.00 | 324 |
| 2022-08-01 | $612,500 (-20.1%) | $970,995 (-26.1%) | 0.00 | 313 |
| 2022-09-01 | $628,000 (-10.2%) | $1,034,009 (-16.7%) | 0.00 | 310 |
| 2022-10-01 | $621,000 (-16.9%) | $1,041,197 (-18.1%) | 0.00 | 313 |
| 2022-11-01 | $600,000 (-20.8%) | $990,433 (-21.7%) | 0.00 | 295 |
| 2022-12-01 | $599,000 (-20.9%) | $950,609 (-29.7%) | 0.00 | 274 |
| 2023-01-01 | $607,500 (-21.0%) | $903,073 (-32.9%) | 0.00 | 228 |
| 2023-02-01 | $599,000 (-20.1%) | $999,169 (-24.4%) | 0.00 | 218 |
| 2023-03-01 | $598,000 (-16.2%) | $1,015,964 (-17.1%) | 0.00 | 223 |
| 2023-04-01 | $609,500 (-12.8%) | $1,013,407 (-11.2%) | 0.00 | 250 |
Ukiah's median listing price comes in at 0% of the national average.
Ukiah's average listing price for 2023-04-01 was $1,013,407, a difference of $-127,216 (-11.2%) versus the prior year and $-2,557 versus the prior month.
For the 2023-04-01 period, Ukiah had 250 MLS listings, a difference of 27 listings (12%) versus the prior month and 6 listings (2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ukiah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,763 sqft |
| 2018-02-01 | 0 days | 1,716 sqft |
| 2018-03-01 | 0 days | 1,720 sqft |
| 2018-04-01 | 0 days | 1,728 sqft |
| 2018-05-01 | 0 days | 1,700 sqft |
| 2018-06-01 | 0 days | 1,724 sqft |
| 2018-07-01 | 0 days | 1,705 sqft |
| 2018-08-01 | 0 days | 1,720 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,700 sqft |
| 2018-11-01 | 0 days | 1,680 sqft |
| 2018-12-01 | 0 days | 1,680 sqft |
| 2019-01-01 | 0 days | 1,632 sqft |
| 2019-02-01 | 0 days | 1,620 sqft |
| 2019-03-01 | 0 days | 1,675 sqft |
| 2019-04-01 | 0 days | 1,639 sqft |
| 2019-05-01 | 0 days | 1,688 sqft |
| 2019-06-01 | 0 days | 1,656 sqft |
| 2019-07-01 | 0 days | 1,681 sqft |
| 2019-08-01 | 0 days | 1,700 sqft |
| 2019-09-01 | 0 days | 1,726 sqft |
| 2019-10-01 | 0 days | 1,715 sqft |
| 2019-11-01 | 0 days | 1,711 sqft |
| 2019-12-01 | 0 days | 1,723 sqft |
| 2020-01-01 | 0 days | 1,727 sqft |
| 2020-02-01 | 0 days | 1,789 sqft |
| 2020-03-01 | 0 days | 1,705 sqft |
| 2020-04-01 | 0 days | 1,675 sqft |
| 2020-05-01 | 0 days | 1,700 sqft |
| 2020-06-01 | 0 days | 1,761 sqft |
| 2020-07-01 | 0 days | 1,820 sqft |
| 2020-08-01 | 0 days | 1,900 sqft |
| 2020-09-01 | 0 days | 1,910 sqft |
| 2020-10-01 | 0 days | 1,836 sqft |
| 2020-11-01 | 0 days | 1,852 sqft |
| 2020-12-01 | 0 days | 1,857 sqft |
| 2021-01-01 | 0 days | 1,850 sqft |
| 2021-02-01 | 0 days | 1,825 sqft |
| 2021-03-01 | 0 days | 1,867 sqft |
| 2021-04-01 | 0 days | 1,881 sqft |
| 2021-05-01 | 0 days | 1,788 sqft |
| 2021-06-01 | 0 days | 1,693 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,644 sqft |
| 2021-09-01 | 0 days | 1,600 sqft |
| 2021-10-01 | 0 days | 1,680 sqft |
| 2021-11-01 | 0 days | 1,747 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,665 sqft |
| 2022-03-01 | 0 days | 1,672 sqft |
| 2022-04-01 | 0 days | 1,665 sqft |
| 2022-05-01 | 0 days | 1,633 sqft |
| 2022-06-01 | 0 days | 1,600 sqft |
| 2022-07-01 | 0 days | 1,600 sqft |
| 2022-08-01 | 0 days | 1,608 sqft |
| 2022-09-01 | 0 days | 1,695 sqft |
| 2022-10-01 | 0 days | 1,700 sqft |
| 2022-11-01 | 0 days | 1,689 sqft |
| 2022-12-01 | 0 days | 1,649 sqft |
| 2023-01-01 | 0 days | 1,700 sqft |
| 2023-02-01 | 0 days | 1,615 sqft |
| 2023-03-01 | 0 days | 1,584 sqft |
| 2023-04-01 | 0 days | 1,600 sqft |
Ukiah's median square footage for active listings during the 2023-04-01 period was 1,600 sqft. One year prior, the average listing was 1,665 sqft.
Ukiah, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 557 | $245,185,000 | $440,189 |
| Cash Out Refi | 341 | $118,535,000 | $347,610 |
| Refi | 198 | $70,540,000 | $356,263 |
| Home Improvement | 114 | $15,230,000 | $133,596 |
| Other | 83 | $17,415,000 | $209,819 |
Ukiah's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 341 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 362 | $144,680,000 | $399,669 |
| 4-5% | 358 | $121,540,000 | $339,497 |
| 5-6% | 246 | $86,920,000 | $353,333 |
| 6-7% | 126 | $40,910,000 | $324,683 |
| 2.5-3% | 103 | $37,425,000 | $363,350 |
| 7-8% | 44 | $13,120,000 | $298,182 |
| <2.5% | 28 | $10,880,000 | $388,571 |
| Over 8% | 19 | $5,135,000 | $270,263 |
During 2022, Ukiah's most frequently originated rate bucket was 3-4%, with 362 originations.
Loan Sizing (Ukiah, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 515 | $153,975,000 | $298,981 |
| $400k-600k | 325 | $156,855,000 | $482,631 |
| $100k-200k | 163 | $23,845,000 | $146,288 |
| $100,000 or less | 148 | $8,650,000 | $58,446 |
| $600k-1000k | 117 | $81,785,000 | $699,017 |
| $Over $1MM | 25 | $41,795,000 | $1,671,800 |
Ukiah's loan sizing saw the bucket of loans from $200k-400k with 515 originations, totaling $153,975,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 351 | $160,215,000 | $456,453 |
| 80-100% | 323 | $146,395,000 | $453,235 |
| 40-60% | 258 | $94,520,000 | $366,357 |
| Under 20% | 182 | $14,000,000 | $76,923 |
| 20-40% | 159 | $38,115,000 | $239,717 |
| Over 100% | 5 | $4,445,000 | $889,000 |
Ukiah's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 351 originations, totaling $160,215,000 in origination value.