San Francisco - Oakland - Berkeley Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Francisco - Oakland - Berkeley averaged
6.03%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.32% and
one month ago for the week of 2024-11-07, the
average rate was 6.62%.
San Francisco - Oakland - Berkeley's average rate one year ago was 6.46%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| San Francisco - Oakland - Berkeley 30 Year Fixed Rate | 2024-12-12 | 6.03% |
| San Francisco - Oakland - Berkeley 30 Year Fixed Rate Refi | 2024-12-12 | 6.33% |
| San Francisco - Oakland - Berkeley 15 Year Fixed Rate | 2024-12-12 | 5.88% |
| San Francisco - Oakland - Berkeley 15 Year Fixed Rate Refi | 2024-12-12 | 6.15% |
| San Francisco - Oakland - Berkeley 30 Year FHA | 2024-12-12 | 5.75% |
| San Francisco - Oakland - Berkeley 30 Year FHA Refi | 2024-12-12 | 6.28% |
| San Francisco - Oakland - Berkeley 30 Year USDA | 2024-12-12 | 6.1% |
| San Francisco - Oakland - Berkeley 30 Year USDA Refi | 2024-12-12 | 6.1% |
| San Francisco - Oakland - Berkeley 30 Year VA | 2024-12-12 | 5.69% |
| San Francisco - Oakland - Berkeley 30 Year VA Refi | 2024-12-12 | 5.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within San Francisco-Oakland-Berkeley, CA.
San Francisco - Oakland - Berkeley Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the San Francisco-Oakland-Berkeley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
San Francisco - Oakland - Berkeley Average Closing Costs & Other Stats
San Francisco-Oakland-Berkeley, CA's 366 lenders originated 46,876
loans during 2023. The total origination value was $34,298,500,000, with an average loan value of
$731,686.
San Francisco - Oakland - Berkeley's average closing costs are $5,801.
The top San Francisco - Oakland - Berkeley lender as defined by loan originations is QUICKEN LOANS, LLC, with
2,320 loans originated. Their average total fees are
$8,984, which is $2,769
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee San Francisco - Oakland - Berkeley lenders (with over 10 loans originated) are
CALIFORNIA CREDIT UNION ($530), Fremont Bank ($2,022), Shea Mortgage Inc. ($2,702), PULTE MORTGAGE LLC ($3,634) and Stifel Bank and Trust ($3,845).
The lowest rate San Francisco - Oakland - Berkeley lenders (with over 10 loans originated) are
First Republic Bank (4.75%), CALIFORNIA CREDIT UNION (5.27%), First-Citizens Bank & Trust Company (5.33%), Bank of the West (5.53%) and DIGITAL Federal Credit Union (5.55%).
San Francisco-Oakland-Berkeley, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Wells Fargo Bank | $6,034,925,000 | $2,979,460,000 | -50.6% | 8.7% |
| Bank of America | $4,572,255,000 | $2,023,070,000 | -55.8% | 5.9% |
| JPMorgan Chase Bank | $3,534,450,000 | $2,005,280,000 | -43.3% | 5.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,603,455,000 | $1,859,620,000 | -28.6% | 5.4% |
| Citibank | $1,807,755,000 | $1,785,315,000 | -1.2% | 5.2% |
| U.S. Bank | $2,657,575,000 | $1,782,550,000 | -32.9% | 5.2% |
| QUICKEN LOANS, LLC | $3,141,055,000 | $1,764,045,000 | -43.8% | 5.1% |
| First Republic Bank | $10,475,005,000 | $1,521,355,000 | -85.5% | 4.4% |
| PNC Bank | $2,087,750,000 | $1,031,190,000 | -50.6% | 3.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $993,705,000 | $816,230,000 | -17.9% | 2.4% |
| BMO Harris Bank | $57,820,000 | $804,400,000 | 1,291.2% | 2.3% |
| Morgan Stanley Private Bank | $927,760,000 | $583,900,000 | -37.1% | 1.7% |
| THE GOLDEN 1 | $702,015,000 | $462,620,000 | -34.1% | 1.3% |
| GUARANTEED RATE, INC. | $1,143,975,000 | $452,085,000 | -60.5% | 1.3% |
| Regions Bank | $25,525,000 | $413,410,000 | 1,519.6% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $945,200,000 | $411,935,000 | -56.4% | 1.2% |
| PATELCO | $755,170,000 | $406,545,000 | -46.2% | 1.2% |
| First-Citizens Bank & Trust Company | $98,685,000 | $368,730,000 | 273.6% | 1.1% |
| LOANDEPOT.COM, LLC | $1,577,835,000 | $339,700,000 | -78.5% | 1.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $313,440,000 | $333,700,000 | 6.5% | 1.0% |
| Commerce Home Mortgage, Inc. | $722,225,000 | $318,700,000 | -55.9% | 0.9% |
| CMG MORTGAGE, INC. | $302,460,000 | $308,315,000 | 1.9% | 0.9% |
| REDWOOD | $271,090,000 | $295,815,000 | 9.1% | 0.9% |
| East West Bank | $468,135,000 | $286,895,000 | -38.7% | 0.8% |
| STAR ONE CREDIT UNION | $302,405,000 | $269,960,000 | -10.7% | 0.8% |
| Charles Schwab Bank, SSB | $733,250,000 | $269,810,000 | -63.2% | 0.8% |
| Fremont Bank | $1,186,415,000 | $257,570,000 | -78.3% | 0.8% |
| Provident Credit Union | $355,550,000 | $249,550,000 | -29.8% | 0.7% |
| STANFORD Federal Credit Union | $314,515,000 | $245,240,000 | -22.0% | 0.7% |
| EAGLE HOME MORTGAGE, LLC | $148,530,000 | $237,990,000 | 60.2% | 0.7% |
| LENDINGHOME FUNDING CORPORATION | $241,560,000 | $195,735,000 | -19.0% | 0.6% |
| General Mortgage Capital Corporation | $373,765,000 | $191,835,000 | -48.7% | 0.6% |
| AMWEST FUNDING CORP. | $383,175,000 | $173,380,000 | -54.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $164,415,000 | $162,460,000 | -1.2% | 0.5% |
| EVERETT FINANCIAL, INC. | $319,060,000 | $155,085,000 | -51.4% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $238,085,000 | $151,410,000 | -36.4% | 0.4% |
| Flagstar Bank, FSB | $637,415,000 | $149,165,000 | -76.6% | 0.4% |
| WALKER & DUNLOP, LLC | $331,860,000 | $130,800,000 | -60.6% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $516,025,000 | $128,035,000 | -75.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $306,865,000 | $125,375,000 | -59.1% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $377,655,000 | $123,385,000 | -67.3% | 0.4% |
| GUILD MORTGAGE COMPANY | $169,745,000 | $106,615,000 | -37.2% | 0.3% |
| Vellum Mortgage, Inc. | $8,800,000 | $100,925,000 | 1,046.9% | 0.3% |
| Zions Bank | $175,075,000 | $99,785,000 | -43.0% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $25,190,000 | $99,755,000 | 296.0% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $26,005,000 | $94,145,000 | 262.0% | 0.3% |
| Goldman Sachs Bank USA | $139,530,000 | $92,135,000 | -34.0% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $108,795,000 | $90,780,000 | -16.6% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $257,745,000 | $89,785,000 | -65.2% | 0.3% |
| UBS Bank USA | $273,740,000 | $87,705,000 | -68.0% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $146,440,000 | $82,120,000 | -43.9% | 0.2% |
| GOOGAIN, INC. | $218,130,000 | $79,935,000 | -63.4% | 0.2% |
| BAY EQUITY LLC | $160,840,000 | $76,000,000 | -52.7% | 0.2% |
| Axos Bank | $121,635,000 | $73,040,000 | -40.0% | 0.2% |
| Comerica Bank | $298,020,000 | $72,620,000 | -75.6% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $72,615,000 | n/a | 0.2% | |
| AmeriHome Mortgage Company, LLC | $60,035,000 | $72,500,000 | 20.8% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $82,000,000 | $72,415,000 | -11.7% | 0.2% |
| Mechanics Bank | $108,395,000 | $70,095,000 | -35.3% | 0.2% |
| Luther Burbank Savings | $303,980,000 | $69,290,000 | -77.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $62,845,000 | $68,795,000 | 9.5% | 0.2% |
| ALLIANT CREDIT UNION | $136,455,000 | $67,475,000 | -50.6% | 0.2% |
| SAFE CREDIT UNION | $124,725,000 | $66,505,000 | -46.7% | 0.2% |
| NMSI, INC. | $153,835,000 | $66,170,000 | -57.0% | 0.2% |
| OCMBC, INC. | $39,345,000 | $66,165,000 | 68.2% | 0.2% |
| PULTE MORTGAGE LLC | $130,130,000 | $66,120,000 | -49.2% | 0.2% |
| NEWREZ LLC | $124,470,000 | $65,790,000 | -47.1% | 0.2% |
| NEW WAVE LENDING GROUP INC | $95,565,000 | $65,660,000 | -31.3% | 0.2% |
| NexBank | $105,270,000 | $65,145,000 | -38.1% | 0.2% |
| City National Bank | $290,820,000 | $65,040,000 | -77.6% | 0.2% |
| Ameris Bank | $76,010,000 | $63,915,000 | -15.9% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $106,375,000 | $63,060,000 | -40.7% | 0.2% |
| CHEVRON | $243,950,000 | $62,795,000 | -74.3% | 0.2% |
| KINECTA | $90,630,000 | $61,765,000 | -31.8% | 0.2% |
| Citizens Bank | $66,715,000 | $60,410,000 | -9.5% | 0.2% |
| 1ST UNITED SERVICES CREDIT UNION | $94,515,000 | $59,425,000 | -37.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $152,835,000 | $57,140,000 | -62.6% | 0.2% |
| Tri Counties Bank | $130,910,000 | $56,745,000 | -56.7% | 0.2% |
| San Mateo Credit Union | $124,970,000 | $54,895,000 | -56.1% | 0.2% |
| Industrial and Commercial Bank of China USA | $62,640,000 | $53,015,000 | -15.4% | 0.2% |
| NEXERA HOLDING LLC | $53,095,000 | $52,835,000 | -0.5% | 0.2% |
| Citadel Servicing Corporation | $78,675,000 | $52,015,000 | -33.9% | 0.2% |
| Bank of Marin | $55,940,000 | $51,540,000 | -7.9% | 0.2% |
| The Loan Store, Inc. | $5,680,000 | $51,435,000 | 805.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $64,810,000 | $50,015,000 | -22.8% | 0.1% |
| Bethpage Federal Credit Union | $120,870,000 | $49,210,000 | -59.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $72,685,000 | $49,145,000 | -32.4% | 0.1% |
| Figure Lending LLC | $87,040,000 | $48,960,000 | -43.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $73,565,000 | $48,285,000 | -34.4% | 0.1% |
| Cathay Bank | $59,180,000 | $46,870,000 | -20.8% | 0.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $212,805,000 | $45,910,000 | -78.4% | 0.1% |
| ENVOY MORTGAGE, LTD | $55,155,000 | $45,665,000 | -17.2% | 0.1% |
| S1L, Inc. | $89,395,000 | $44,930,000 | -49.7% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $27,320,000 | $44,690,000 | 63.6% | 0.1% |
| Golden Bank | $33,055,000 | $44,070,000 | 33.3% | 0.1% |
| Umpqua Bank | $333,020,000 | $43,725,000 | -86.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $94,865,000 | $42,830,000 | -54.9% | 0.1% |
| First Bank | $80,035,000 | $41,820,000 | -47.7% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $59,865,000 | $41,015,000 | -31.5% | 0.1% |
| Mortgage Research Center, LLC | $72,240,000 | $40,975,000 | -43.3% | 0.1% |
| South Pacific Financial Corporation | $70,040,000 | $39,700,000 | -43.3% | 0.1% |
| TRAVIS CREDIT UNION | $180,845,000 | $39,270,000 | -78.3% | 0.1% |
| FIRST TECHNOLOGY | $163,595,000 | $38,375,000 | -76.5% | 0.1% |
| NATIONAL COOPERATIVE BANK, N.A. | $87,635,000 | $38,260,000 | -56.3% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $52,180,000 | $38,140,000 | -26.9% | 0.1% |
| JMAC LENDING, INC. | $100,840,000 | $36,845,000 | -63.5% | 0.1% |
| Texas Capital Bank | $36,305,000 | n/a | 0.1% | |
| ARC HOME LLC | $90,560,000 | $36,205,000 | -60.0% | 0.1% |
| KBHS HOME LOANS, LLC | $39,740,000 | $35,695,000 | -10.2% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $116,330,000 | $35,660,000 | -69.3% | 0.1% |
| MERIWEST MORTGAGE COMPANY, LLC | $117,945,000 | $34,885,000 | -70.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $63,355,000 | $34,205,000 | -46.0% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $37,185,000 | $33,870,000 | -8.9% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $5,350,000 | $32,455,000 | 506.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $206,880,000 | $32,440,000 | -84.3% | 0.1% |
| MLD MORTGAGE INC. | $29,090,000 | $31,830,000 | 9.4% | 0.1% |
| DIGITAL Federal Credit Union | $29,010,000 | $29,755,000 | 2.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $29,590,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $36,930,000 | $29,210,000 | -20.9% | 0.1% |
| SAN FRANCISCO FIRE CREDIT UNION | $234,900,000 | $29,080,000 | -87.6% | 0.1% |
| PACIFIC SERVICE | $57,320,000 | $27,550,000 | -51.9% | 0.1% |
| Raymond James Bank | $43,160,000 | $27,540,000 | -36.2% | 0.1% |
| HomeStreet Bank | $72,685,000 | $27,480,000 | -62.2% | 0.1% |
| UNCLE Credit Union | $65,135,000 | $27,320,000 | -58.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $246,700,000 | $27,265,000 | -88.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $194,225,000 | $27,085,000 | -86.1% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $26,585,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $54,485,000 | $26,260,000 | -51.8% | 0.1% |
| Provident Savings Bank, F.S.B. | $50,080,000 | $26,125,000 | -47.8% | 0.1% |
| CARDINAL FINANCIAL | $85,255,000 | $25,720,000 | -69.8% | 0.1% |
| TECHNOLOGY | $216,440,000 | $25,000,000 | -88.4% | 0.1% |
| Discover Bank | $30,420,000 | $24,480,000 | -19.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $3,985,000 | $24,475,000 | 514.2% | 0.1% |
| Merchants Mortgage & Trust Corporation | $7,930,000 | $24,340,000 | 206.9% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $21,370,000 | $23,875,000 | 11.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $27,640,000 | $23,695,000 | -14.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $88,710,000 | $23,465,000 | -73.5% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $23,425,000 | n/a | 0.1% | |
| BNY Mellon | $95,110,000 | $23,355,000 | -75.4% | 0.1% |
| Merchants Bank of Indiana | $50,120,000 | $23,010,000 | -54.1% | 0.1% |
| Bank of the West | $995,540,000 | $22,835,000 | -97.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $27,510,000 | $22,805,000 | -17.1% | 0.1% |
| Stifel Bank and Trust | $111,020,000 | $22,795,000 | -79.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $41,105,000 | $22,670,000 | -44.8% | 0.1% |
| NP, Inc. | $2,380,000 | $22,430,000 | 842.4% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $57,670,000 | $21,730,000 | -62.3% | 0.1% |
| PHH Mortgage Corporation | $65,995,000 | $21,665,000 | -67.2% | 0.1% |
| SUMMIT FUNDING, INC. | $115,925,000 | $20,945,000 | -81.9% | 0.1% |
| HomeTrust Bank | $9,455,000 | $20,365,000 | 115.4% | 0.1% |
| Truist | $43,415,000 | $20,325,000 | -53.2% | 0.1% |
| Ally Bank | $138,640,000 | $20,115,000 | -85.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $20,705,000 | $20,015,000 | -3.3% | 0.1% |
| SCHOOLSFIRST | $22,590,000 | $19,765,000 | -12.5% | 0.1% |
| SIRVA MORTGAGE, INC. | $10,795,000 | $19,290,000 | 78.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $35,895,000 | $19,270,000 | -46.3% | 0.1% |
| Exchange Bank | $17,170,000 | $19,195,000 | 11.8% | 0.1% |
| Golden Empire Mortgage, Inc. | $28,200,000 | $18,920,000 | -32.9% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $95,165,000 | $18,775,000 | -80.3% | 0.1% |
| ONY GLO, INC. | $39,455,000 | $18,715,000 | -52.6% | 0.1% |
| A&D Mortgage LLC | $28,565,000 | $18,270,000 | -36.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $10,705,000 | $17,745,000 | 65.8% | 0.1% |
| NBKC BANK | $31,865,000 | $17,520,000 | -45.0% | 0.1% |
| Fifth Third Bank | $27,800,000 | $17,495,000 | -37.1% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $795,000 | $17,400,000 | 2,088.7% | 0.1% |
| THE POLICE Credit Union | $33,510,000 | $17,255,000 | -48.5% | 0.1% |
| CALIFORNIA CREDIT UNION | $56,745,000 | $16,790,000 | -70.4% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $15,520,000 | $16,705,000 | 7.6% | 0.0% |
| Shea Mortgage Inc. | $19,175,000 | $16,090,000 | -16.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $16,055,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $123,600,000 | $15,950,000 | -87.1% | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $15,730,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of San Rafael | $21,725,000 | $15,320,000 | -29.5% | 0.0% |
| MK LENDING CORP. | $10,385,000 | $15,280,000 | 47.1% | 0.0% |
| FUNDLOANS CAPITAL | $18,510,000 | $15,235,000 | -17.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $34,860,000 | $14,760,000 | -57.7% | 0.0% |
| Logan Finance Corporation | $7,900,000 | $14,425,000 | 82.6% | 0.0% |
| CITIZENS EQUITY FIRST | $14,795,000 | $14,415,000 | -2.6% | 0.0% |
| 5TH STREET CAPITAL, INC. | $52,120,000 | $14,350,000 | -72.5% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $27,550,000 | $14,015,000 | -49.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $26,720,000 | $13,875,000 | -48.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $4,110,000 | $13,680,000 | 232.8% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $13,460,000 | n/a | 0.0% | |
| UIF CORPORATION | $16,990,000 | $13,275,000 | -21.9% | 0.0% |
| Equity Prime Mortgage LLC | $13,450,000 | $13,050,000 | -3.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $4,815,000 | $12,910,000 | 168.1% | 0.0% |
| MidFirst Bank | $5,995,000 | $12,865,000 | 114.6% | 0.0% |
| AXIA FINANCIAL, LLC | $6,920,000 | $12,840,000 | 85.5% | 0.0% |
| TBI MORTGAGE COMPANY | $30,095,000 | $12,535,000 | -58.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $32,630,000 | $12,455,000 | -61.8% | 0.0% |
| First Northern Bank of Dixon | $2,110,000 | $12,330,000 | 484.4% | 0.0% |
| PLANET HOME LENDING, LLC | $65,525,000 | $12,100,000 | -81.5% | 0.0% |
| CTBC Bank Corp. (USA) | $15,815,000 | $11,995,000 | -24.2% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $9,130,000 | $11,885,000 | 30.2% | 0.0% |
| Evolve Bank & Trust | $25,820,000 | $11,705,000 | -54.7% | 0.0% |
| KEYPOINT | $88,835,000 | $11,680,000 | -86.9% | 0.0% |
| The Federal Savings Bank | $23,335,000 | $11,670,000 | -50.0% | 0.0% |
| Coastal Community Bank | $11,630,000 | n/a | 0.0% | |
| Deutsche Bank Trust Company Americas | $11,530,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $2,775,000 | $11,420,000 | 311.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $11,010,000 | $11,275,000 | 2.4% | 0.0% |
| ADVANCIAL | $25,430,000 | $11,270,000 | -55.7% | 0.0% |
| INTERCAP LENDING INC. | $12,885,000 | $11,205,000 | -13.0% | 0.0% |
| HighTechLending Inc | $34,725,000 | $11,185,000 | -67.8% | 0.0% |
| CALIBER HOME LOANS, INC. | $436,005,000 | $11,080,000 | -97.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $12,030,000 | $11,075,000 | -7.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $16,460,000 | $10,995,000 | -33.2% | 0.0% |
| GEORGIA'S OWN | $32,680,000 | $10,715,000 | -67.2% | 0.0% |
| Alaska USA Federal Credit Union | $1,125,000 | $10,655,000 | 847.1% | 0.0% |
| SANDIA LABORATORY | $635,000 | $10,590,000 | 1,567.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $10,485,000 | n/a | 0.0% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $294,840,000 | $10,485,000 | -96.4% | 0.0% |
| Carrington Mortgage Services, LLC | $27,050,000 | $10,425,000 | -61.5% | 0.0% |
| NFM, INC. | $11,300,000 | $10,190,000 | -9.8% | 0.0% |
| Northpointe Bank | $41,265,000 | $9,885,000 | -76.0% | 0.0% |
| Plains Commerce Bank | $14,610,000 | $9,780,000 | -33.1% | 0.0% |
| PREMIER LENDING, INC. | $71,180,000 | $9,740,000 | -86.3% | 0.0% |
| OPEN MORTGAGE, LLC | $35,890,000 | $9,630,000 | -73.2% | 0.0% |
| AMCAP MORTGAGE, LTD. | $2,545,000 | $9,585,000 | 276.6% | 0.0% |
| Watermark Capital, Inc. | $53,085,000 | $9,340,000 | -82.4% | 0.0% |
| PremierOne Credit Union | $7,850,000 | $9,060,000 | 15.4% | 0.0% |
| ON Q FINANCIAL, INC. | $1,685,000 | $8,725,000 | 417.8% | 0.0% |
| KeyBank | $156,310,000 | $8,055,000 | -94.8% | 0.0% |
| RESIDENTIAL BANCORP | $31,790,000 | $7,915,000 | -75.1% | 0.0% |
| MERIWEST | $78,160,000 | $7,810,000 | -90.0% | 0.0% |
| USAA Federal Savings Bank | $3,765,000 | $7,720,000 | 105.0% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $15,585,000 | $7,695,000 | -50.6% | 0.0% |
| Performance Financial, Inc. | $7,500,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $6,870,000 | $7,490,000 | 9.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $6,755,000 | $7,430,000 | 10.0% | 0.0% |
| LADERA LENDING, INC. | $23,860,000 | $7,365,000 | -69.1% | 0.0% |
| Greenbox Loans, Inc. | $18,455,000 | $7,180,000 | -61.1% | 0.0% |
| SAN FRANCISCO FEDERAL CREDIT UNION | $8,210,000 | $7,170,000 | -12.7% | 0.0% |
| COASTAL FUNDING SLC, INC. | $13,985,000 | $6,960,000 | -50.2% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $16,200,000 | $6,790,000 | -58.1% | 0.0% |
| Pacific City Bank | $6,245,000 | $6,770,000 | 8.4% | 0.0% |
| California Coast Credit Union | $6,830,000 | $6,720,000 | -1.6% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $18,005,000 | $6,695,000 | -62.8% | 0.0% |
| Boeing Employees Credit Union | $4,670,000 | $6,670,000 | 42.8% | 0.0% |
| The Northern Trust Company | $47,645,000 | $6,660,000 | -86.0% | 0.0% |
| Hingham Institution for Savings | $43,415,000 | $6,615,000 | -84.8% | 0.0% |
| Firefighters First Federal Credit Union | $21,660,000 | $6,585,000 | -69.6% | 0.0% |
| DAS Acquisition Company, LLC | $7,650,000 | $6,530,000 | -14.6% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $51,450,000 | $6,365,000 | -87.6% | 0.0% |
| Farmers & Merchants Bank of Central California | $6,930,000 | $6,175,000 | -10.9% | 0.0% |
| MACKILLIE INCORPORATED | $12,450,000 | $6,160,000 | -50.5% | 0.0% |
| Florida Capital Bank | $45,760,000 | $6,145,000 | -86.6% | 0.0% |
| RBC Bank, (Georgia) | $4,070,000 | $5,815,000 | 42.9% | 0.0% |
| Platinum Home Mortgage Corporation | $40,105,000 | $5,745,000 | -85.7% | 0.0% |
| BECKAM FUNDING CORP. | $11,960,000 | $5,600,000 | -53.2% | 0.0% |
| GTE Federal Credit Union | $6,650,000 | $5,600,000 | -15.8% | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $82,920,000 | $5,470,000 | -93.4% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $5,455,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $23,320,000 | $5,430,000 | -76.7% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $205,000 | $5,365,000 | 2,517.1% | 0.0% |
| FJM PRIVATE MORTGAGE FUND, LLC | $40,655,000 | $5,235,000 | -87.1% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $20,545,000 | $5,200,000 | -74.7% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $19,745,000 | $5,130,000 | -74.0% | 0.0% |
| Strong Home Mortgage, LLC | $24,170,000 | $5,120,000 | -78.8% | 0.0% |
| EQUITY WAVE LENDING, INC. | $2,385,000 | $5,065,000 | 112.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,885,000 | $5,035,000 | 167.1% | 0.0% |
| MICHIGAN MUTUAL, INC. | $8,420,000 | $4,970,000 | -41.0% | 0.0% |
| First Savings Bank | $24,040,000 | $4,905,000 | -79.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $14,195,000 | $4,720,000 | -66.7% | 0.0% |
| CBC Federal Credit Union | $205,000 | $4,680,000 | 2,182.9% | 0.0% |
| UNIVERSITY CREDIT UNION | $23,870,000 | $4,680,000 | -80.4% | 0.0% |
| Chicago Mortgage Solutions LLC | $63,765,000 | $4,605,000 | -92.8% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $71,665,000 | $4,565,000 | -93.6% | 0.0% |
| Toyota Financial Savings Bank | $18,265,000 | $4,515,000 | -75.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,130,000 | $4,465,000 | 42.7% | 0.0% |
| 1ST NORTHERN CALIFORNIA | $19,370,000 | $4,455,000 | -77.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $9,165,000 | $4,440,000 | -51.6% | 0.0% |
| Luxury Mortgage Corp. | $22,950,000 | $4,430,000 | -80.7% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $810,000 | $4,300,000 | 430.9% | 0.0% |
| Preferred Bank | $14,145,000 | $4,295,000 | -69.6% | 0.0% |
| First Federal Bank | $770,000 | $4,260,000 | 453.2% | 0.0% |
| Union Savings Bank | $755,000 | $4,250,000 | 462.9% | 0.0% |
| SACRAMENTO Credit Union | $2,650,000 | $4,225,000 | 59.4% | 0.0% |
| Sterling Bank and Trust, FSB | $46,290,000 | $4,180,000 | -91.0% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $42,115,000 | $4,125,000 | -90.2% | 0.0% |
| NuVision Federal Credit Union | $5,520,000 | $4,070,000 | -26.3% | 0.0% |
| Farmers Bank & Trust | $3,310,000 | $4,040,000 | 22.1% | 0.0% |
| BNC National Bank | $14,815,000 | $4,010,000 | -72.9% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $9,785,000 | $3,975,000 | -59.4% | 0.0% |
| T. J. FINANCIAL, INC. | $17,385,000 | $3,895,000 | -77.6% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $4,440,000 | $3,845,000 | -13.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,940,000 | $3,805,000 | -3.4% | 0.0% |
| Operating Engineers Local Union #3 | $18,310,000 | $3,605,000 | -80.3% | 0.0% |
| SNAPFI, INC. | $9,390,000 | $3,585,000 | -61.8% | 0.0% |
| SILVER HILL FUNDING, LLC | $12,465,000 | $3,545,000 | -71.6% | 0.0% |
| First National Bank of America | $3,890,000 | $3,495,000 | -10.2% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $17,945,000 | $3,480,000 | -80.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $28,070,000 | $3,460,000 | -87.7% | 0.0% |
| North Coast Financial, Inc. | $3,430,000 | n/a | 0.0% | |
| HOMEAMERICAN MORTGAGE CORPORATION | $13,460,000 | $3,420,000 | -74.6% | 0.0% |
| Baxter Credit Union | $9,905,000 | $3,410,000 | -65.6% | 0.0% |
| American Airlines Federal Credit Union | $7,505,000 | $3,390,000 | -54.8% | 0.0% |
| OAKTREE FUNDING CORP. | $18,970,000 | $3,380,000 | -82.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $10,290,000 | $3,375,000 | -67.2% | 0.0% |
| Bank of Stockton | $635,000 | $3,360,000 | 429.1% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $27,415,000 | $3,360,000 | -87.7% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $4,610,000 | $3,310,000 | -28.2% | 0.0% |
| TEACHERS | $3,260,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $12,945,000 | $3,225,000 | -75.1% | 0.0% |
| PCMA, INC. | $3,150,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $37,555,000 | $3,100,000 | -91.7% | 0.0% |
| Connexus Credit Union | $3,090,000 | n/a | 0.0% | |
| The Central Trust Bank | $3,640,000 | $3,070,000 | -15.7% | 0.0% |
| INTELLILOAN, INC. | $10,140,000 | $3,040,000 | -70.0% | 0.0% |
| AMERICAN FIRST | $18,405,000 | $2,995,000 | -83.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $15,740,000 | $2,905,000 | -81.5% | 0.0% |
| Community West Bank | $745,000 | $2,900,000 | 289.3% | 0.0% |
| ITHINK FINANCIAL Credit Union | $105,000 | $2,880,000 | 2,642.9% | 0.0% |
| SANTA CLARA COUNTY | $6,025,000 | $2,880,000 | -52.2% | 0.0% |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $3,885,000 | $2,855,000 | -26.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $5,450,000 | $2,835,000 | -48.0% | 0.0% |
| FAY SERVICING, LLC | $5,515,000 | $2,790,000 | -49.4% | 0.0% |
| North American Savings Bank, F.S.B. | $17,515,000 | $2,765,000 | -84.2% | 0.0% |
| Residential First Mortgage | $2,725,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $21,670,000 | $2,685,000 | -87.6% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $18,965,000 | $2,680,000 | -85.9% | 0.0% |
| Banner Bank | $8,585,000 | $2,640,000 | -69.2% | 0.0% |
| Beverly Bank & Trust | $2,590,000 | n/a | 0.0% | |
| AUGUSTA FINANCIAL, INC. | $4,225,000 | $2,555,000 | -39.5% | 0.0% |
| Redwood Mortgage Corp. | $2,550,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $2,545,000 | n/a | 0.0% | |
| Flatirons Bank | $2,505,000 | n/a | 0.0% | |
| First Foundation Bank | $147,035,000 | $2,470,000 | -98.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $10,015,000 | $2,465,000 | -75.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $505,000 | $2,440,000 | 383.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $7,545,000 | $2,435,000 | -67.7% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $3,490,000 | $2,405,000 | -31.1% | 0.0% |
| ENCORE BANK | $2,380,000 | n/a | 0.0% | |
| INSPIRE HOME LOANS INC. | $39,010,000 | $2,380,000 | -93.9% | 0.0% |
| GuardHill Financial Corp. | $2,370,000 | $2,335,000 | -1.5% | 0.0% |
| Kaiperm Diablo Federal Credit Union | $6,595,000 | $2,295,000 | -65.2% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $4,060,000 | $2,295,000 | -43.5% | 0.0% |
| First Hawaiian Bank | $2,275,000 | n/a | 0.0% | |
| BRIDGELOCK CAPITAL | $1,620,000 | $2,245,000 | 38.6% | 0.0% |
| TJC Mortgage, Inc. | $10,410,000 | $2,225,000 | -78.6% | 0.0% |
| City National Bank of Florida | $3,285,000 | $2,190,000 | -33.3% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $855,000 | $2,170,000 | 153.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,645,000 | $2,155,000 | -75.1% | 0.0% |
| BAY | $2,745,000 | $2,135,000 | -22.2% | 0.0% |
| LOANPAL, LLC | $17,455,000 | $2,120,000 | -87.9% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $2,085,000 | n/a | 0.0% | |
| AHL FUNDING | $11,370,000 | $2,070,000 | -81.8% | 0.0% |
| CLEARPATH LENDING | $7,240,000 | $2,055,000 | -71.6% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $1,020,000 | $2,045,000 | 100.5% | 0.0% |
| NJ LENDERS CORP. | $2,020,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $7,655,000 | $1,990,000 | -74.0% | 0.0% |
| ALTURA | $1,960,000 | n/a | 0.0% | |
| M&T Bank | $14,485,000 | $1,940,000 | -86.6% | 0.0% |
| Nations Lending Corporation | $32,315,000 | $1,935,000 | -94.0% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,915,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $9,415,000 | $1,905,000 | -79.8% | 0.0% |
| Paramount Bank | $1,200,000 | $1,900,000 | 58.3% | 0.0% |
| State Department Federal Credit Union | $1,850,000 | $1,880,000 | 1.6% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $2,035,000 | $1,840,000 | -9.6% | 0.0% |
| Pacific Premier Bank | $49,540,000 | $1,825,000 | -96.3% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $10,670,000 | $1,810,000 | -83.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $5,400,000 | $1,800,000 | -66.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $49,935,000 | $1,795,000 | -96.4% | 0.0% |
| Royal Business Bank | $1,255,000 | $1,780,000 | 41.8% | 0.0% |
| FIRST ENTERTAINMENT | $2,205,000 | $1,770,000 | -19.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,380,000 | $1,755,000 | 27.2% | 0.0% |
| Quontic Bank | $26,505,000 | $1,745,000 | -93.4% | 0.0% |
| WINGS FINANCIAL | $4,215,000 | $1,685,000 | -60.0% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,650,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $8,410,000 | $1,645,000 | -80.4% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $3,505,000 | $1,625,000 | -53.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $4,005,000 | $1,620,000 | -59.6% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,605,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $4,810,000 | $1,580,000 | -67.2% | 0.0% |
| Pivotal Capital Group II, LLC | $28,360,000 | $1,575,000 | -94.4% | 0.0% |
| Merchants Capital Corp. | $1,555,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $4,400,000 | $1,545,000 | -64.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $920,000 | $1,540,000 | 67.4% | 0.0% |
| Town Bank, N.A. | $1,540,000 | n/a | 0.0% | |
| HANSCOM | $1,595,000 | $1,520,000 | -4.7% | 0.0% |
| Waterstone Mortgage Corporation | $815,000 | $1,520,000 | 86.5% | 0.0% |
| Educational Employees Credit Union | $925,000 | $1,515,000 | 63.8% | 0.0% |
| NEW DAY FINANCIAL, LLC | $7,070,000 | $1,515,000 | -78.6% | 0.0% |
| CIBC Bank USA | $71,015,000 | $1,510,000 | -97.9% | 0.0% |
| First Horizon Bank | $2,795,000 | $1,505,000 | -46.2% | 0.0% |
| The Huntington National Bank | $16,055,000 | $1,505,000 | -90.6% | 0.0% |
| SKYONE Federal Credit Union | $310,000 | $1,415,000 | 356.5% | 0.0% |
| Loan Simple, Inc. | $545,000 | $1,410,000 | 158.7% | 0.0% |
| FineMark National Bank & Trust | $1,405,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $4,380,000 | $1,400,000 | -68.0% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $10,620,000 | $1,390,000 | -86.9% | 0.0% |
| JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. | $1,375,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $8,390,000 | $1,365,000 | -83.7% | 0.0% |
| GREENSTATE CREDIT UNION | $1,365,000 | n/a | 0.0% | |
| Commercial Loan Corporation | $205,000 | $1,340,000 | 553.7% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $4,470,000 | $1,335,000 | -70.1% | 0.0% |
| AFFINITY | $1,975,000 | $1,300,000 | -34.2% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,790,000 | $1,300,000 | -53.4% | 0.0% |
| FIRST U.S. COMMUNITY CREDIT UNION | $745,000 | $1,290,000 | 73.2% | 0.0% |
| Neighborhood Loans, Inc. | $1,285,000 | n/a | 0.0% | |
| Magnolia Bank | $2,255,000 | $1,260,000 | -44.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $8,860,000 | $1,250,000 | -85.9% | 0.0% |
| FISHER FINANCIAL GROUP, INCORPORATED | $1,250,000 | n/a | 0.0% | |
| Self-Help Federal Credit Union | $2,635,000 | $1,250,000 | -52.6% | 0.0% |
| Constant Investments, Inc. | $2,060,000 | $1,200,000 | -41.7% | 0.0% |
| BM Real Estate Services, Inc. | $8,205,000 | $1,185,000 | -85.6% | 0.0% |
| HOME APPROVALS DIRECT, INC. | $1,130,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $9,230,000 | $1,130,000 | -87.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,130,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $1,430,000 | $1,125,000 | -21.3% | 0.0% |
| EXCITE Credit Union | $23,900,000 | $1,110,000 | -95.4% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $2,735,000 | $1,110,000 | -59.4% | 0.0% |
| FIRST NATIONS HOME FINANCE CORPORATION | $1,085,000 | n/a | 0.0% | |
| First Western Trust Bank | $1,055,000 | $1,075,000 | 1.9% | 0.0% |
| WALL FINANCIAL, INC. | $2,465,000 | $1,070,000 | -56.6% | 0.0% |
| Armed Forces Bank | $2,660,000 | $1,065,000 | -60.0% | 0.0% |
| GSF Mortgage Corporation | $1,850,000 | $1,060,000 | -42.7% | 0.0% |
| DIRECT MORTGAGE, CORP. | $3,030,000 | $1,030,000 | -66.0% | 0.0% |
| Mortgage Assurance Inc. | $1,025,000 | n/a | 0.0% | |
| Carrollton Bank | $1,005,000 | n/a | 0.0% | |
| Commerce Bank | $445,000 | $1,005,000 | 125.8% | 0.0% |
| CIS Financial Services, Inc. | $490,000 | $970,000 | 98.0% | 0.0% |
| LENDING 3, INC. | $2,425,000 | $965,000 | -60.2% | 0.0% |
| MORTGAGEONE, INC. | $955,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $3,840,000 | $955,000 | -75.1% | 0.0% |
| TOWER | $1,625,000 | $950,000 | -41.5% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $935,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $4,855,000 | $930,000 | -80.8% | 0.0% |
| Ixonia Bank | $925,000 | n/a | 0.0% | |
| PARTNERS | $2,725,000 | $920,000 | -66.2% | 0.0% |
| CALLISTO GROUP, INC. | $895,000 | $905,000 | 1.1% | 0.0% |
| Open Bank | $945,000 | $905,000 | -4.2% | 0.0% |
| University Bank | $890,000 | n/a | 0.0% | |
| Allstar Financial Services, Inc | $875,000 | n/a | 0.0% | |
| PINNACLE LENDING GROUP, INC. | $360,000 | $875,000 | 143.1% | 0.0% |
| TRUWEST Credit Union | $875,000 | n/a | 0.0% | |
| Nizari Progressive Federal Credit Union | $855,000 | n/a | 0.0% | |
| SESLOC | $845,000 | n/a | 0.0% | |
| POINT Mortgage | $840,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $1,870,000 | $835,000 | -55.3% | 0.0% |
| IVY MORTGAGE, INC. | $835,000 | n/a | 0.0% | |
| DIRECTIONS EQUITY, LLC | $805,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $6,665,000 | $805,000 | -87.9% | 0.0% |
| LENDINGONE, LLC | $735,000 | $785,000 | 6.8% | 0.0% |
| BOKF | $555,000 | $765,000 | 37.8% | 0.0% |
| Water and Power Community Credit Union | $155,000 | $765,000 | 393.5% | 0.0% |
| DATA MORTGAGE, INC. | $2,340,000 | $760,000 | -67.5% | 0.0% |
| Abbott Laboratories Employees Credit Union | $3,265,000 | $755,000 | -76.9% | 0.0% |
| Academy Bank | $755,000 | n/a | 0.0% | |
| Peoples Bank | $980,000 | $745,000 | -24.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $725,000 | n/a | 0.0% | |
| COMMUNITY FIRST CREDIT UNION | $2,430,000 | $725,000 | -70.2% | 0.0% |
| First State Bank of St. Charles, Missouri | $685,000 | $725,000 | 5.8% | 0.0% |
| Northbrook Bank & Trust | $725,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $550,000 | $725,000 | 31.8% | 0.0% |
| RANLIFE, INC. | $1,580,000 | $725,000 | -54.1% | 0.0% |
| United Fidelity Funding Corp. | $3,115,000 | $725,000 | -76.7% | 0.0% |
| US MORTGAGE CORPORATION | $725,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $645,000 | $715,000 | 10.9% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $715,000 | n/a | 0.0% | |
| First American Bank | $710,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $9,305,000 | $705,000 | -92.4% | 0.0% |
| United States Senate Federal Credit Union | $580,000 | $700,000 | 20.7% | 0.0% |
| Amalgamated Bank | $13,920,000 | $695,000 | -95.0% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $1,605,000 | $695,000 | -56.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,230,000 | $695,000 | -43.5% | 0.0% |
| Great Southern Bank | $2,005,000 | $685,000 | -65.8% | 0.0% |
| Servion, Inc. | $1,300,000 | $665,000 | -48.8% | 0.0% |
| BNB FINANCIAL INC. | $895,000 | $645,000 | -27.9% | 0.0% |
| Leader Bank | $4,505,000 | $645,000 | -85.7% | 0.0% |
| NBH Bank | $645,000 | n/a | 0.0% | |
| I.L.W.U. CREDIT UNION | $2,160,000 | $620,000 | -71.3% | 0.0% |
| Arvest Bank | $9,870,000 | $610,000 | -93.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,495,000 | $605,000 | -59.5% | 0.0% |
| Actors Federal Credit Union | $605,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,090,000 | $605,000 | -44.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $915,000 | $600,000 | -34.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $12,255,000 | $585,000 | -95.2% | 0.0% |
| Princeton Mortgage Corporation | $525,000 | $575,000 | 9.5% | 0.0% |
| Service Federal Credit Union | $1,920,000 | $570,000 | -70.3% | 0.0% |
| FRONTWAVE | $2,075,000 | $535,000 | -74.2% | 0.0% |
| Lakeview Community Capital, LLC | $20,225,000 | $530,000 | -97.4% | 0.0% |
| EMM LOANS LLC | $1,630,000 | $515,000 | -68.4% | 0.0% |
| MYPOINT Credit Union | $515,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $10,665,000 | $485,000 | -95.5% | 0.0% |
| Woori America Bank | $1,840,000 | $485,000 | -73.6% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $475,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $475,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $395,000 | $465,000 | 17.7% | 0.0% |
| First Option Mortgage, LLC | $455,000 | n/a | 0.0% | |
| Metro City Bank | $1,825,000 | $455,000 | -75.1% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $855,000 | $440,000 | -48.5% | 0.0% |
| KD CAPITAL MORTGAGE CORPORATION | $435,000 | $435,000 | 0.0% | 0.0% |
| Beeline Loans, Inc. | $305,000 | $425,000 | 39.3% | 0.0% |
| East Coast Capital Corp. | $575,000 | $425,000 | -26.1% | 0.0% |
| THRIVE MORTGAGE, LLC | $485,000 | $405,000 | -16.5% | 0.0% |
| First City Credit Union | $395,000 | n/a | 0.0% | |
| Los Angeles Federal Credit Union | $385,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $400,000 | $380,000 | -5.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,520,000 | $380,000 | -84.9% | 0.0% |
| SUPERIOR CHOICE | $380,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $13,990,000 | $375,000 | -97.3% | 0.0% |
| CAMPOS FINANCIAL CORP. | $1,330,000 | $355,000 | -73.3% | 0.0% |
| Bank of England | $2,470,000 | $345,000 | -86.0% | 0.0% |
| Specialized Loan Servicing LLC | $345,000 | n/a | 0.0% | |
| USE Credit Union | $6,545,000 | $345,000 | -94.7% | 0.0% |
| MID-VALLEY SERVICES, INC. | $335,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $3,975,000 | $310,000 | -92.2% | 0.0% |
| Credit Union 1 | $305,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $300,000 | n/a | 0.0% | |
| San Joaquin Power Employees Credit Union | $285,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $9,235,000 | $275,000 | -97.0% | 0.0% |
| Signature Federal Credit Union | $440,000 | $260,000 | -40.9% | 0.0% |
| Bankers Trust Company | $125,000 | $255,000 | 104.0% | 0.0% |
| MASSMUTUAL | $255,000 | n/a | 0.0% | |
| Mortgage Vintage, Inc. | $255,000 | n/a | 0.0% | |
| Willamette Valley Bank | $1,400,000 | $255,000 | -81.8% | 0.0% |
| ROGUE | $215,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $2,975,000 | $205,000 | -93.1% | 0.0% |
| V.I.P. TRUST DEED COMPANY | $205,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $195,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| EASTMAN | $165,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $355,000 | $155,000 | -56.3% | 0.0% |
| GREAT LAKES | $7,310,000 | $155,000 | -97.9% | 0.0% |
| PREMIER AMERICA | $10,855,000 | $155,000 | -98.6% | 0.0% |
| Northwest Federal Credit Union | $1,310,000 | $140,000 | -89.3% | 0.0% |
| CommonWealth Central Credit Union | $280,000 | $135,000 | -51.8% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $4,460,000 | $135,000 | -97.0% | 0.0% |
| ALL IN | $55,000 | $125,000 | 127.3% | 0.0% |
| MISSION | $125,000 | n/a | 0.0% | |
| RMS & Associates | $325,000 | $125,000 | -61.5% | 0.0% |
| SCE FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $430,000 | $105,000 | -75.6% | 0.0% |
| CORPORATE AMERICA FAMILY | $90,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| CENTRAL COAST LENDING, INC. | $185,000 | $65,000 | -64.9% | 0.0% |
| UNITED | $405,000 | $65,000 | -84.0% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $55,000 | n/a | 0.0% | |
| LUFTHANSA EMP. | $55,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $55,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| VENTURA COUNTY | $225,000 | $55,000 | -75.6% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $1,075,000 | $50,000 | -95.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
San Francisco - Oakland - Berkeley's top lender by overall market share is Wells Fargo Bank, with 8.7% market share. In second place, with 5.9%, is Bank of America, having originated $2,023,070,000 in loans. In third place, with 5.8%, is JPMorgan Chase Bank, having originated $2,005,280,000 in loans. In fourth place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,859,620,000 in loans. In fifth place, with 5.2%, is Citibank, having originated $1,785,315,000 in loans.
San Francisco - Oakland - Berkeley Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - San Francisco - Oakland - Berkeley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $843,944 (6.9%) | $1,503,769 (14.4%) | 3.13 | 2,292 |
| 2018-02-01 | $898,944 (6.3%) | $1,548,177 (12.1%) | 3.26 | 2,714 |
| 2018-03-01 | $949,499 (6.2%) | $1,583,415 (10.9%) | 3.33 | 3,120 |
| 2018-04-01 | $987,500 (9.8%) | $1,611,232 (8.1%) | 3.35 | 3,617 |
| 2018-05-01 | $996,500 (10.7%) | $1,618,157 (8.4%) | 3.33 | 4,067 |
| 2018-06-01 | $988,000 (9.5%) | $1,576,500 (6.0%) | 3.29 | 4,489 |
| 2018-07-01 | $929,000 (6.2%) | $1,483,373 (3.9%) | 3.10 | 4,799 |
| 2018-08-01 | $890,000 (4.8%) | $1,385,964 (-0.6%) | 2.98 | 4,914 |
| 2018-09-01 | $899,000 (2.8%) | $1,402,963 (-4.4%) | 3.02 | 5,954 |
| 2018-10-01 | $899,000 (0.0%) | $1,411,172 (-8.1%) | 3.04 | 6,152 |
| 2018-11-01 | $890,000 (-1.0%) | $1,429,547 (-8.0%) | 3.02 | 5,841 |
| 2018-12-01 | $849,950 (-3.3%) | $1,339,856 (-16.4%) | 2.93 | 4,173 |
| 2019-01-01 | $831,417 (-1.5%) | $1,301,294 (-13.5%) | 2.87 | 3,563 |
| 2019-02-01 | $887,000 (-1.3%) | $1,416,770 (-8.5%) | 3.00 | 4,084 |
| 2019-03-01 | $916,429 (-3.5%) | $1,481,212 (-6.5%) | 3.00 | 4,499 |
| 2019-04-01 | $947,000 (-4.1%) | $1,548,778 (-3.9%) | 3.01 | 4,891 |
| 2019-05-01 | $968,500 (-2.8%) | $1,495,371 (-7.6%) | 3.03 | 5,464 |
| 2019-06-01 | $959,975 (-2.8%) | $1,484,222 (-5.9%) | 3.00 | 5,923 |
| 2019-07-01 | $927,000 (-0.2%) | $1,530,652 (3.2%) | 2.90 | 5,827 |
| 2019-08-01 | $919,182 (3.3%) | $1,549,914 (11.8%) | 2.91 | 5,897 |
| 2019-09-01 | $935,955 (4.1%) | $1,537,212 (9.6%) | 3.00 | 6,009 |
| 2019-10-01 | $949,500 (5.6%) | $1,534,928 (8.8%) | 3.06 | 6,068 |
| 2019-11-01 | $949,000 (6.6%) | $1,610,397 (12.7%) | 3.11 | 4,956 |
| 2019-12-01 | $899,000 (5.8%) | $1,687,094 (25.9%) | 3.00 | 2,987 |
| 2020-01-01 | $893,500 (7.5%) | $1,700,818 (30.7%) | 2.99 | 2,560 |
| 2020-02-01 | $997,500 (12.5%) | $1,747,524 (23.4%) | 3.27 | 3,087 |
| 2020-03-01 | $998,944 (9.0%) | $1,709,823 (15.4%) | 3.13 | 3,525 |
| 2020-04-01 | $959,233 (1.3%) | $1,535,131 (-0.9%) | 3.00 | 3,417 |
| 2020-05-01 | $999,894 (3.2%) | $1,611,448 (7.8%) | 3.04 | 4,580 |
| 2020-06-01 | $1,078,750 (12.4%) | $1,662,466 (12.0%) | 3.18 | 4,950 |
| 2020-07-01 | $1,091,500 (17.8%) | $1,680,032 (9.8%) | 3.16 | 5,059 |
| 2020-08-01 | $1,050,000 (14.2%) | $1,673,766 (8.0%) | 3.01 | 5,202 |
| 2020-09-01 | $1,052,500 (12.5%) | $1,676,954 (9.1%) | 3.02 | 5,401 |
| 2020-10-01 | $1,070,833 (12.8%) | $1,673,980 (9.1%) | 3.07 | 5,806 |
| 2020-11-01 | $1,049,450 (10.6%) | $1,663,582 (3.3%) | 3.07 | 5,168 |
| 2020-12-01 | $998,462 (11.1%) | $1,711,270 (1.4%) | 2.97 | 3,713 |
| 2021-01-01 | $989,000 (10.7%) | $1,749,265 (2.9%) | 2.95 | 3,034 |
| 2021-02-01 | $999,500 (0.2%) | $1,774,344 (1.5%) | 2.91 | 3,230 |
| 2021-03-01 | $1,014,498 (1.6%) | $1,858,547 (8.7%) | 2.88 | 3,372 |
| 2021-04-01 | $1,049,500 (9.4%) | $1,866,299 (21.6%) | 2.84 | 3,458 |
| 2021-05-01 | $1,079,975 (8.0%) | $1,871,839 (16.2%) | 2.87 | 3,497 |
| 2021-06-01 | $1,067,000 (-1.1%) | $1,795,178 (8.0%) | 2.81 | 3,898 |
| 2021-07-01 | $999,000 (-8.5%) | $1,684,450 (0.3%) | 2.64 | 4,242 |
| 2021-08-01 | $995,000 (-5.2%) | $1,641,359 (-1.9%) | 2.65 | 4,264 |
| 2021-09-01 | $993,950 (-5.6%) | $1,695,801 (1.1%) | 2.65 | 4,600 |
| 2021-10-01 | $997,000 (-6.9%) | $1,757,206 (5.0%) | 2.66 | 4,566 |
| 2021-11-01 | $984,225 (-6.2%) | $1,870,181 (12.4%) | 2.63 | 3,545 |
| 2021-12-01 | $952,450 (-4.6%) | $1,845,434 (7.8%) | 2.58 | 2,327 |
| 2022-01-01 | $949,000 (-4.0%) | $1,752,366 (0.2%) | 2.57 | 2,030 |
| 2022-02-01 | $992,000 (-0.8%) | $1,755,628 (-1.1%) | 2.58 | 2,479 |
| 2022-03-01 | $1,047,000 (3.2%) | $1,732,512 (-6.8%) | 2.62 | 3,007 |
| 2022-04-01 | $1,098,000 (4.6%) | $1,753,815 (-6.0%) | 2.62 | 3,394 |
| 2022-05-01 | $1,124,000 (4.1%) | $1,732,777 (-7.4%) | 2.57 | 4,615 |
| 2022-06-01 | $1,146,250 (7.4%) | $1,718,715 (-4.3%) | 2.55 | 5,679 |
| 2022-07-01 | $1,098,000 (9.9%) | $1,625,819 (-3.5%) | 2.47 | 6,244 |
| 2022-08-01 | $1,043,073 (4.8%) | $1,568,223 (-4.5%) | 2.41 | 5,968 |
| 2022-09-01 | $1,089,500 (9.6%) | $1,647,727 (-2.8%) | 2.55 | 5,921 |
| 2022-10-01 | $1,090,000 (9.3%) | $1,692,678 (-3.7%) | 2.56 | 6,026 |
| 2022-11-01 | $1,037,000 (5.4%) | $1,691,530 (-9.6%) | 2.49 | 5,367 |
| 2022-12-01 | $993,210 (4.3%) | $1,665,724 (-9.7%) | 2.45 | 3,655 |
| 2023-01-01 | $978,500 (3.1%) | $1,644,202 (-6.2%) | 2.42 | 2,987 |
| 2023-02-01 | $1,002,500 (1.1%) | $1,758,715 (0.2%) | 2.42 | 3,089 |
| 2023-03-01 | $1,081,250 (3.3%) | $1,802,971 (4.1%) | 2.55 | 3,163 |
| 2023-04-01 | $1,150,000 (4.7%) | $1,887,916 (7.7%) | 2.67 | 3,341 |
| 2023-05-01 | $1,179,000 (4.9%) | $1,940,457 (12.0%) | 2.67 | 3,691 |
| 2023-06-01 | $1,150,000 (0.3%) | $1,939,483 (12.8%) | 2.58 | 3,977 |
| 2023-07-01 | $1,100,000 (0.2%) | $1,837,754 (13.0%) | 2.50 | 4,036 |
| 2023-08-01 | $1,049,444 (0.6%) | $1,729,983 (10.3%) | 2.41 | 4,093 |
| 2023-09-01 | $1,095,000 (0.5%) | $1,758,073 (6.7%) | 2.55 | 4,813 |
| 2023-10-01 | $1,098,000 (0.7%) | $1,768,808 (4.5%) | 2.58 | 5,053 |
| 2023-11-01 | $1,067,000 (2.9%) | $1,755,081 (3.8%) | 2.54 | 4,671 |
| 2023-12-01 | $998,000 (0.5%) | $1,710,145 (2.7%) | 2.43 | 3,094 |
| 2024-01-01 | $944,475 (-3.5%) | $1,624,731 (-1.2%) | 2.31 | 2,702 |
| 2024-02-01 | $989,444 (-1.3%) | $1,692,960 (-3.7%) | 2.38 | 3,028 |
| 2024-03-01 | $999,000 (-7.6%) | $1,756,535 (-2.6%) | 2.35 | 3,587 |
| 2024-04-01 | $1,026,500 (-10.7%) | $1,789,879 (-5.2%) | 2.39 | 4,354 |
| 2024-05-01 | $1,041,406 (-11.7%) | $1,847,125 (-4.8%) | 2.35 | 5,048 |
| 2024-06-01 | $998,994 (-13.1%) | $1,753,398 (-9.6%) | 2.24 | 5,541 |
| 2024-07-01 | $995,000 (-9.6%) | $1,636,402 (-11.0%) | 2.27 | 5,508 |
| 2024-08-01 | $969,000 (-7.7%) | $1,552,777 (-10.2%) | 2.25 | 5,374 |
| 2024-09-01 | $997,500 (-8.9%) | $1,602,783 (-8.8%) | 2.35 | 6,139 |
| 2024-10-01 | $996,500 (-9.2%) | $1,606,843 (-9.2%) | 2.35 | 6,140 |
| 2024-11-01 | $969,498 (-9.1%) | $1,589,177 (-9.5%) | 2.33 | 5,386 |
San Francisco - Oakland - Berkeley's median listing price for 2024-11-01 was $969,498, a difference of
$-97,502
(-9.1%) versus the prior year and
$-27,002 versus the prior month.
San Francisco - Oakland - Berkeley's median listing price comes in at 233% of the national average.
San Francisco - Oakland - Berkeley's average listing price for 2024-11-01 was $1,589,177, a difference of $-165,904 (-9.5%) versus the prior year and $-17,666 versus the prior month.
For the 2024-11-01 period, San Francisco - Oakland - Berkeley had 5,386 MLS listings, a difference of -754 listings (-12%) versus the prior month and 715 listings (15%) versus the prior year.
San Francisco - Oakland - Berkeley's median listing price comes in at 233% of the national average.
San Francisco - Oakland - Berkeley's average listing price for 2024-11-01 was $1,589,177, a difference of $-165,904 (-9.5%) versus the prior year and $-17,666 versus the prior month.
For the 2024-11-01 period, San Francisco - Oakland - Berkeley had 5,386 MLS listings, a difference of -754 listings (-12%) versus the prior month and 715 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - San Francisco - Oakland - Berkeley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 30 days | 1,719 sqft |
| 2018-02-01 | 19 days | 1,746 sqft |
| 2018-03-01 | 20 days | 1,766 sqft |
| 2018-04-01 | 22 days | 1,800 sqft |
| 2018-05-01 | 21 days | 1,814 sqft |
| 2018-06-01 | 24 days | 1,788 sqft |
| 2018-07-01 | 29 days | 1,746 sqft |
| 2018-08-01 | 29 days | 1,716 sqft |
| 2018-09-01 | 26 days | 1,698 sqft |
| 2018-10-01 | 31 days | 1,696 sqft |
| 2018-11-01 | 37 days | 1,667 sqft |
| 2018-12-01 | 50 days | 1,621 sqft |
| 2019-01-01 | 48 days | 1,606 sqft |
| 2019-02-01 | 26 days | 1,644 sqft |
| 2019-03-01 | 28 days | 1,711 sqft |
| 2019-04-01 | 26 days | 1,779 sqft |
| 2019-05-01 | 26 days | 1,822 sqft |
| 2019-06-01 | 31 days | 1,796 sqft |
| 2019-07-01 | 36 days | 1,763 sqft |
| 2019-08-01 | 36 days | 1,747 sqft |
| 2019-09-01 | 35 days | 1,724 sqft |
| 2019-10-01 | 36 days | 1,706 sqft |
| 2019-11-01 | 49 days | 1,698 sqft |
| 2019-12-01 | 66 days | 1,708 sqft |
| 2020-01-01 | 53 days | 1,684 sqft |
| 2020-02-01 | 23 days | 1,723 sqft |
| 2020-03-01 | 24 days | 1,754 sqft |
| 2020-04-01 | 38 days | 1,756 sqft |
| 2020-05-01 | 31 days | 1,760 sqft |
| 2020-06-01 | 31 days | 1,714 sqft |
| 2020-07-01 | 33 days | 1,638 sqft |
| 2020-08-01 | 36 days | 1,589 sqft |
| 2020-09-01 | 36 days | 1,549 sqft |
| 2020-10-01 | 34 days | 1,541 sqft |
| 2020-11-01 | 45 days | 1,518 sqft |
| 2020-12-01 | 56 days | 1,489 sqft |
| 2021-01-01 | 49 days | 1,464 sqft |
| 2021-02-01 | 27 days | 1,482 sqft |
| 2021-03-01 | 29 days | 1,525 sqft |
| 2021-04-01 | 29 days | 1,551 sqft |
| 2021-05-01 | 27 days | 1,576 sqft |
| 2021-06-01 | 27 days | 1,559 sqft |
| 2021-07-01 | 26 days | 1,549 sqft |
| 2021-08-01 | 29 days | 1,546 sqft |
| 2021-09-01 | 28 days | 1,536 sqft |
| 2021-10-01 | 30 days | 1,516 sqft |
| 2021-11-01 | 39 days | 1,500 sqft |
| 2021-12-01 | 47 days | 1,454 sqft |
| 2022-01-01 | 37 days | 1,419 sqft |
| 2022-02-01 | 18 days | 1,452 sqft |
| 2022-03-01 | 22 days | 1,507 sqft |
| 2022-04-01 | 23 days | 1,538 sqft |
| 2022-05-01 | 22 days | 1,573 sqft |
| 2022-06-01 | 24 days | 1,600 sqft |
| 2022-07-01 | 30 days | 1,585 sqft |
| 2022-08-01 | 36 days | 1,571 sqft |
| 2022-09-01 | 38 days | 1,593 sqft |
| 2022-10-01 | 37 days | 1,607 sqft |
| 2022-11-01 | 46 days | 1,593 sqft |
| 2022-12-01 | 61 days | 1,560 sqft |
| 2023-01-01 | 62 days | 1,552 sqft |
| 2023-02-01 | 33 days | 1,557 sqft |
| 2023-03-01 | 34 days | 1,573 sqft |
| 2023-04-01 | 31 days | 1,625 sqft |
| 2023-05-01 | 31 days | 1,637 sqft |
| 2023-06-01 | 32 days | 1,631 sqft |
| 2023-07-01 | 34 days | 1,615 sqft |
| 2023-08-01 | 33 days | 1,593 sqft |
| 2023-09-01 | 29 days | 1,588 sqft |
| 2023-10-01 | 35 days | 1,576 sqft |
| 2023-11-01 | 42 days | 1,563 sqft |
| 2023-12-01 | 58 days | 1,524 sqft |
| 2024-01-01 | 49 days | 1,470 sqft |
| 2024-02-01 | 29 days | 1,460 sqft |
| 2024-03-01 | 27 days | 1,489 sqft |
| 2024-04-01 | 28 days | 1,529 sqft |
| 2024-05-01 | 23 days | 1,562 sqft |
| 2024-06-01 | 29 days | 1,550 sqft |
| 2024-07-01 | 38 days | 1,543 sqft |
| 2024-08-01 | 37 days | 1,513 sqft |
| 2024-09-01 | 33 days | 1,537 sqft |
| 2024-10-01 | 38 days | 1,539 sqft |
| 2024-11-01 | 51 days | 1,518 sqft |
San Francisco - Oakland - Berkeley's median listing age (time on market) for 2024-11-01 was 51 days.
This
is 21%
longer
than the same period one year ago.
San Francisco - Oakland - Berkeley's median square footage for active listings during the 2024-11-01 period was 1,518 sqft. One year prior, the average listing was 1,563 sqft.
San Francisco - Oakland - Berkeley's median square footage for active listings during the 2024-11-01 period was 1,518 sqft. One year prior, the average listing was 1,563 sqft.
San Francisco-Oakland-Berkeley, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 27,505 | $24,918,845,000 | $905,975 |
| Home Improvement | 5,680 | $1,281,760,000 | $225,662 |
| Cash Out Refi | 4,676 | $2,320,820,000 | $496,326 |
| Refi | 4,582 | $4,092,090,000 | $893,079 |
| Other | 4,428 | $1,681,990,000 | $379,853 |
| NA | 5 | $2,995,000 | $599,000 |
San Francisco - Oakland - Berkeley's most frequently cited loan purpose was Home Purchase, with 27,505 originations. The 2nd most popular reason was Home Improvement, with 5,680 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 15,783 | $11,876,335,000 | $752,476 |
| 5-6% | 9,549 | $10,431,595,000 | $1,092,428 |
| 7-8% | 9,163 | $5,495,795,000 | $599,781 |
| Over 8% | 9,150 | $3,168,880,000 | $346,326 |
| 4-5% | 1,900 | $2,435,370,000 | $1,281,774 |
| <2.5% | 512 | $79,130,000 | $154,551 |
| 3-4% | 237 | $247,465,000 | $1,044,156 |
| 2.5-3% | 36 | $18,370,000 | $510,278 |
During 2023, San Francisco - Oakland - Berkeley's most frequently originated rate bucket was 6-7%, with 15,783 originations.
Loan Sizing (San Francisco-Oakland-Berkeley, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 11,849 | $9,136,435,000 | $771,072 |
| $Over $1MM | 10,175 | $17,903,495,000 | $1,759,557 |
| $400k-600k | 8,310 | $4,138,200,000 | $497,978 |
| $200k-400k | 7,720 | $2,212,500,000 | $286,593 |
| $100k-200k | 4,992 | $684,250,000 | $137,069 |
| $100,000 or less | 3,830 | $223,620,000 | $58,386 |
San Francisco - Oakland - Berkeley's loan sizing saw the bucket of loans from $600k-1000k with 11,849 originations, totaling $9,136,435,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 12,423 | $13,379,145,000 | $1,076,966 |
| Under 20% | 11,080 | $1,888,810,000 | $170,470 |
| 80-100% | 10,872 | $9,535,400,000 | $877,060 |
| 20-40% | 5,870 | $2,815,560,000 | $479,652 |
| 40-60% | 5,824 | $5,876,240,000 | $1,008,970 |
| Over 100% | 124 | $189,340,000 | $1,526,935 |
San Francisco - Oakland - Berkeley's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 12,423 originations, totaling $13,379,145,000 in origination value.