San Francisco - Oakland - Berkeley Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Francisco - Oakland - Berkeley averaged 5.78% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 5.5% and one month ago for the week of 2023-04-20, the average rate was 5.5%.

San Francisco - Oakland - Berkeley's average rate one year ago was 4.36%.

For refis of the same type during the week of 2023-05-25, the average rate was 4.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
San Francisco - Oakland - Berkeley 30 Year Fixed Rate 2023-05-25 5.78%
San Francisco - Oakland - Berkeley 30 Year Fixed Rate Refi 2023-05-25 4.97%
San Francisco - Oakland - Berkeley 15 Year Fixed Rate 2023-05-25 5.35%
San Francisco - Oakland - Berkeley 15 Year Fixed Rate Refi 2023-05-25 4.08%
San Francisco - Oakland - Berkeley 30 Year FHA 2023-05-25 5.91%
San Francisco - Oakland - Berkeley 30 Year FHA Refi 2023-05-25 4.41%
San Francisco - Oakland - Berkeley 30 Year USDA 2023-05-25 6.73%
San Francisco - Oakland - Berkeley 30 Year USDA Refi 2023-05-25 6.53%
San Francisco - Oakland - Berkeley 30 Year VA 2023-05-25 5.79%
San Francisco - Oakland - Berkeley 30 Year VA Refi 2023-05-25 3.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within San Francisco-Oakland-Berkeley, CA.

San Francisco - Oakland - Berkeley Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the San Francisco-Oakland-Berkeley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Republic Bank 5,160 3.39% $4,845
Wells Fargo Bank 4,744 3.77% $6,283
QUICKEN LOANS, LLC 4,447 4.45% $7,935
UNITED WHOLESALE MORTGAGE, LLC 2,989 4.68% $10,214
Bank of America 2,932 3.40% $6,962
JPMorgan Chase Bank 1,853 3.98% $6,983
U.S. Bank 1,846 3.98% $7,237
LOANDEPOT.COM, LLC 1,716 4.05% $8,775
MUFG Union Bank 1,436 4.01% $6,519
PNC Bank 1,303 3.84% $7,092
GUARANTEED RATE, INC. 1,143 4.18% $8,836
CROSSCOUNTRY MORTGAGE, LLC 1,077 5.04% $12,120
AMERICAN PACIFIC MORTGAGE CORPORATION 1,004 4.65% $10,287
Citibank 976 3.75% $7,156
HOME POINT FINANCIAL CORPORATION 837 4.02% $7,503
Morgan Stanley Private Bank 612 3.50% $5,022
THE GOLDEN 1 601 3.98% $8,262
Flagstar Bank, FSB 585 4.39% $9,675
FINANCE OF AMERICA MORTGAGE LLC 548 4.40% $10,366
Bank of the West 545 3.97% $7,768
Fremont Bank 505 4.11% $4,808
Charles Schwab Bank, SSB 483 3.29% $5,688
CALIBER HOME LOANS, INC. 481 4.52% $9,550
General Mortgage Capital Corporation 439 4.09% $6,024
PATELCO 433 4.01% $7,217
EVERETT FINANCIAL, INC. 391 4.80% $3,778
GUARANTEED RATE AFFINITY, LLC 382 4.37% $8,261
Silicon Valley Bank 350 3.21% $5,803
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 344 4.54% $9,553
Commerce Home Mortgage, Inc. 319 4.63% $9,425
CMG MORTGAGE, INC. 308 4.40% $10,037
Mr. Cooper ( Nationstar Mortgage ) 300 3.95% $12,575
Provident Credit Union 270 3.78% $5,277
HOMEBRIDGE FINANCIAL SERVICES, INC. 269 4.72% $10,038
AMERISAVE MORTGAGE CORPORATION 267 4.00% $11,192
BETTER MORTGAGE CORPORATION 267 3.53% $7,631
GOOGAIN, INC. 265 4.16% $6,160
STAR ONE CREDIT UNION 241 3.79% $4,244
GUILD MORTGAGE COMPANY 236 4.81% $10,982
NMSI, INC. 217 5.43% $13,650
STANFORD Federal Credit Union 216 3.95% $7,050
REDWOOD 211 3.92% $4,220
CHEVRON 209 4.12% $7,237
PENNYMAC LOAN SERVICES, LLC 207 3.91% $8,787
BAY EQUITY LLC 189 4.98% $11,021
Paramount Residential Mortgage Group, Inc. 184 4.93% $10,282
BROKER SOLUTIONS, INC. 184 4.55% $10,172
EAGLE HOME MORTGAGE, LLC 180 4.54% $11,248
HSBC BANK USA, NATIONAL ASSOCIATION 179 3.75% $6,829
PULTE MORTGAGE LLC 161 4.59% $3,431
NEWREZ LLC 156 4.19% $8,332
UBS Bank USA 154 3.46% $6,291
TRAVIS CREDIT UNION 147 3.27% $5,492
SUMMIT FUNDING, INC. 144 4.66% $11,309
San Mateo Credit Union 143 3.58% $4,397
East West Bank 140 4.41% $7,420
MASON MCDUFFIE MORTGAGE CORPORATION 139 4.54% $12,123
TECHNOLOGY 136 3.83% $6,340
NATIONAL COOPERATIVE BANK, N.A. 135 4.20% $5,017
PLAZA HOME MORTGAGE, INC. 135 5.12% $5,967
City National Bank 130 3.57% $5,264
Sierra Pacific Mortgage Company, Inc. 127 4.99% $10,673
NexBank 125 4.39% $9,036
Ally Bank 125 3.22% $9,986
SAFE CREDIT UNION 121 4.06% $7,260
FIRST TECHNOLOGY 115 3.85% $8,952
MERIWEST MORTGAGE COMPANY, LLC 113 3.65% $11,984
Luther Burbank Savings 109 4.34% $8,482
KeyBank 107 3.65% $8,185
S1L, Inc. 106 4.87% $10,550
Umpqua Bank 103 4.16% $7,736
CARDINAL FINANCIAL 101 4.57% $10,225
Ameris Bank 98 4.08% $7,880
NEW WAVE LENDING GROUP INC 97 5.16% $12,287
PROVIDENT FUNDING ASSOCIATES, L.P. 94 4.00% $4,791
JMAC LENDING, INC. 94 4.65% $10,657
PENTAGON FEDERAL CREDIT UNION 92 3.24% $8,497
CHERRY CREEK MORTGAGE, LLC 91 4.26% $972
South Pacific Financial Corporation 89 4.71% $11,718
ALAMEDA MORTGAGE CORPORATION 88 4.92% $8,804
LAND HOME FINANCIAL SERVICES, INC. 85 4.85% $9,178
FREEDOM MORTGAGE CORPORATION 84 4.28% $8,420
ARC HOME LLC 83 5.19% $16,513
Chicago Mortgage Solutions LLC 78 3.29% $4,316
ENVOY MORTGAGE, LTD 78 4.82% $9,777
ANGEL OAK MORTGAGE SOLUTIONS LLC 77 5.55% $16,811
PRIMELENDING, A PLAINSCAPITAL COMPANY 75 4.84% $12,721
KEYPOINT 74 3.99% $7,642
1ST UNITED SERVICES CREDIT UNION 73 3.91% $3,007
Bethpage Federal Credit Union 73 4.40% $5,638
NAVY FEDERAL CREDIT UNION 67 4.07% $8,807
Citizens Bank 67 4.67% $9,042
PREMIER LENDING, INC. 66 4.52% $8,442
AmeriHome Mortgage Company, LLC 65 4.49% $9,335
Zions Bancorporation, N.A. 65 4.10% $5,307
PRIMARY RESIDENTIAL MORTGAGE, INC. 64 4.61% $10,351
MOVEMENT MORTGAGE, LLC 64 4.89% $12,570
Watermark Capital, Inc. 64 3.53% $7,494
Stifel Bank and Trust 62 3.31% $4,157
Platinum Home Mortgage Corporation 61 4.84% $13,006
PLANET HOME LENDING, LLC 61 4.43% $8,682
First-Citizens Bank & Trust Company 60 3.90% $7,600
Citadel Servicing Corporation 58 5.85% $19,988
CALIFORNIA CREDIT UNION 57 3.54% $565
INSPIRE HOME LOANS INC. 56 4.28% $10,811
ONY GLO, INC. 54 4.21% $6,200
Florida Capital Bank 53 3.29% $8,133
Axos Bank 53 4.94% $17,328
Goldman Sachs Bank USA 52 3.19% $6,453
Sterling Bank and Trust, FSB 51 3.47% $7,224
First Bank 51 4.21% $7,910
BNY Mellon 49 3.35% $5,856
ZILLOW HOME LOANS, LLC 48 3.88% $7,704
KINECTA 48 3.77% $17,438
NETWORK CAPITAL FUNDING CORPORATION 48 4.01% $9,871
SAN DIEGO COUNTY CREDIT UNION 47 3.01% $5,284
Truist 47 3.97% $7,656
HOMEOWNERS FINANCIAL GROUP USA, LLC 46 5.11% $11,010
NBKC BANK 46 4.03% $4,754
KBHS HOME LOANS, LLC 44 4.45% $12,304
Nations Lending Corporation 42 4.51% $7,922
HOMEXPRESS MORTGAGE CORP. 41 6.01% $20,912
DRAPER AND KRAMER MORTGAGE CORP. 40 4.37% $11,767
MUTUAL OF OMAHA MORTGAGE, INC. 39 4.56% $7,017
PHH Mortgage Corporation 38 3.92% $8,199
STEARNS LENDING, LLC 38 3.22% $4,845
Mechanics Bank 37 3.87% $3,982
ALLIANT CREDIT UNION 37 3.89% $5,711
Provident Savings Bank, F.S.B. 36 4.39% $7,129
PACIFIC SERVICE 36 4.16% $3,628
Northpointe Bank 36 3.82% $9,996
LADERA LENDING, INC. 36 3.99% $8,140
NEXERA HOLDING LLC 34 6.28% $12,891
COAST 2 COAST FUNDING GROUP, INC. 34 5.56% $10,036
Wyndham Capital Mortgage, Inc. 34 4.09% $3,428
CALCON MUTUAL MORTGAGE LLC 32 5.22% $13,716
5TH STREET CAPITAL, INC. 32 5.81% $17,893
BMO Harris Bank 32 4.38% $10,750
Century Mortgage Company DBA Century Lending Company 32 4.59% $9,141
IMPAC MORTGAGE CORP. 32 4.52% $7,841
Prosperity Home Mortgage, LLC 32 4.82% $9,447
Shea Mortgage Inc. 31 4.90% $4,826
RESIDENTIAL BANCORP. 30 4.05% $9,363
Quontic Bank 30 6.51% $19,621
DHI MORTGAGE COMPANY, LTD. 30 3.68% $7,273
Financial Partners Credit Union 29 3.44% $5,282
First Savings Bank 29 4.40% $8,161
Operating Engineers Local Union #3 28 3.48% $4,222
Strong Home Mortgage, LLC 28 3.87% $3,774
CORNERSTONE HOME LENDING, INC. 27 4.81% $18,298
1ST NORTHERN CALIFORNIA 27 3.54% $3,195
Golden Empire Mortgage, Inc. 27 4.09% $6,818
TBI MORTGAGE COMPANY 26 3.50% $9,976
Third Federal Savings and Loan Association of Cleveland 26 3.06% $1,827
Cathay Bank 26 4.70% $5,239
MLD MORTGAGE INC. 26 5.52% $9,775
Evolve Bank & Trust 26 4.25% $5,421
SUMMIT MORTGAGE BANKERS INC. 25 4.58% $5,986
LAKEVIEW LOAN SERVICING, LLC 25 4.09% $5,646
NATIONS DIRECT MORTGAGE, LLC 25 5.04% $18,803
Raymond James Bank 24 3.20% $4,926
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 24 4.57% $14,871
LOANPAL, LLC 24 3.64% $11,770
PREMIER MORTGAGE RESOURCES, L.L.C. 23 5.28% $11,491
SCHOOLSFIRST 23 4.45% $5,148
EXCITE Credit Union 23 2.90% $5,882
Franklin Loan Corporation 23 5.04% $15,221
OCMBC, INC. 22 6.54% $16,862
SOFI LENDING CORP. 22 3.58% $6,771
UNIFY FINANCIAL Credit Union 21 3.74% $2,441
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 21 5.20% $6,743
Lakeview Community Capital, LLC 20 3.89% $4,524
GUIDANCE RESIDENTIAL, LLC 20 4.99% $10,106
UIF CORPORATION 20 4.86% $6,715
ADVANCIAL 20 5.53% $15,583
LOGIX FEDERAL CREDIT UNION 19 3.41% $8,014
Tri Counties Bank 18 4.26% $6,059
HOMESIDE FINANCIAL, LLC 17 4.10% $11,465
BNC National Bank 16 4.59% $5,745
ACADEMY MORTGAGE CORPORATION 16 5.69% $11,195
COASTAL FUNDING SLC, INC. 16 4.62% $9,009
AMERICAN FINANCING CORPORATION 16 4.23% $7,218
ROUNDPOINT MORTGAGE SERVICING CORPORATION 16 4.49% $9,999
Greenbox Loans, Inc. 16 6.41% $19,619
ARK-LA-TEX FINANCIAL SERVICES, LLC. 16 4.50% $11,451
ATHAS CAPITAL GROUP, INC. 16 6.16% $15,606
North American Savings Bank, F.S.B. 16 4.44% $6,160
Luxury Mortgage Corp. 15 4.92% $2,779
INTERCAP LENDING INC. 15 4.62% $9,006
MK LENDING CORP. 15 5.48% $16,518
CTBC Bank Corp. (USA) 15 4.35% $6,604
SEA WEST COAST GUARD FEDERAL CREDIT UNION 15 2.82% $12,845
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 15 4.44% $13,798
Amalgamated Bank 14 3.51% $7,079
A&D Mortgage LLC 14 6.11% $15,314
HOMEAMERICAN MORTGAGE CORPORATION 14 4.02% $358
LANDED HOME LOANS LLC 14 4.70% $9,936
SAFEAMERICA CREDIT UNION 13 3.07% $3,004
NFM, INC. 13 5.29% $9,737
MICHIGAN MUTUAL, INC. 13 4.02% $10,756
AMERICAN INTERNET MORTGAGE, INC. 13 3.84% $5,229
Arvest Bank 13 4.43% $6,702
The Federal Savings Bank 13 3.42% $20,924
AXIA FINANCIAL, LLC 13 4.53% $7,802
GUARANTY HOME MORTGAGE CORPORATION 13 5.22% $9,915
ANGEL OAK HOME LOANS LLC 13 5.00% $10,145
CANOPY MORTGAGE, LLC 13 3.79% $2,698
First Guaranty Mortgage Corporation 12 5.25% $15,921
Carrington Mortgage Services, LLC 12 4.53% $10,654
Fifth Third Bank 12 3.21% $8,386
The Huntington National Bank 12 4.10% $8,160
KELLER MORTGAGE, LLC 12 4.27% $7,054
The Northern Trust Company 12 3.65% $5,743
CHURCHILL MORTGAGE CORPORATION 12 4.02% $8,779
TOWNE MORTGAGE COMPANY 12 3.82% $3,836
MOUNTAIN WEST FINANCIAL, INC. 12 4.76% $11,363
LENDSURE MORTGAGE CORP. 11 5.65% $28,031
TJC Mortgage, Inc. 11 4.63% $19,209
FIRST CENTENNIAL MORTGAGE CORPORATION 11 4.61% $9,791
SNAPFI, INC. 11 4.84% $8,509
Vellum Mortgage, Inc. 11 6.20% $7,171
Plains Commerce Bank 11 4.78% $9,305
AHL FUNDING 11 6.13% $23,741
FBC MORTGAGE, LLC 11 5.20% $8,759
USE Credit Union 11 4.65% $3,797
CITIZENS EQUITY FIRST 11 4.16% $3,666
MORIA DEVELOPMENT, INC. 11 5.45% $9,929
United Nations Federal Credit Union 11 2.81% $4,713
M&T Bank 11 4.05% $10,046
FirstBank 10 3.74% $4,313
Barrington Bank & Trust Company, N.A. 10 3.73% $7,134
DIGITAL Federal Credit Union 10 3.66% $6,028
SECURITYNATIONAL MORTGAGE COMPANY 10 4.81% $16,680
UNIVERSITY CREDIT UNION 10 2.93% $4,290
Hometown Lenders, Inc. 10 4.91% $9,548
SUN WEST MORTGAGE COMPANY, INC. 10 4.33% $8,688
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 9 4.41% $11,676
DAS Acquisition Company, LLC 9 4.63% $31,259
INTELLILOAN, INC. 9 3.54% $9,830
JMJ FINANCIAL GROUP 9 5.04% $18,498
Bank-Fund Staff Federal Credit Union 9 3.18% $9,508
AUGUSTA FINANCIAL, INC. 9 4.46% $9,073
First Mortgage Solutions, LLC 9 3.67% $4,883
Comerica Bank 8 4.05% $5,732
EMBRACE HOME LOANS, INC. 8 4.36% $7,152
Discover Bank 8 4.86% $0
Lend Smart Mortgage, LLC 8 5.19% $13,824
DEEPHAVEN MORTGAGE LLC 8 6.61% $28,330
First Internet Bank of Indiana 8 3.53% $3,621
ROYAL UNITED MORTGAGE LLC 8 5.47% $9,389
First National Bank of America 8 7.75% $14,813
VERITAS FUNDING, LLC 8 3.69% $19,338
SAN FRANCISCO FEDERAL CREDIT UNION 8 4.94% $6,827
GENEVA FINANCIAL, LLC 8 5.12% $20,593
LENOX FINANCIAL MORTGAGE CORPORATION 7 4.00% $21,268
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 7 4.55% $10,327
FUNDLOANS CAPITAL 7 5.96% $33,014
Kwik Mortgage Corporation 7 3.27% $2,280
Firefighters First Federal Credit Union 7 3.39% $2,547
Hometown Equity Mortgage, LLC 7 4.20% $16,243
NATIONWIDE MORTGAGE BANKERS, INC. 7 4.71% $16,140
Prime Choice Funding Inc. 7 3.41% $5,977
SANTA CLARA COUNTY 6 3.71% $4,762
Devon Bank 6 5.88% $9,291
DIRECTORS MORTGAGE, INC. 6 4.25% $11,834
Equity Prime Mortgage LLC 6 4.08% $18,193
California Coast Credit Union 6 2.79% $5,259
HighTechLending Inc 6 5.02% $4,696
MEMBER FIRST MORTGAGE, LLC 6 4.52% $17,707
PACIFIC RESIDENTIAL MORTGAGE, LLC 6 5.67% $13,699
AMWEST FUNDING CORP. 6 4.52% $611,633
AMERICAN FIRST 6 3.69% $7,294
The Loan Store, Inc. 6 3.94% $9,058
Toyota Financial Savings Bank 6 3.85% $5,939
OAKTREE FUNDING CORP. 5 6.45% $11,101
NuVision Federal Credit Union 5 4.05% $6,663
BEST CAPITAL FUNDING 5 4.63% $13,927
HomeStreet Bank 5 4.00% $12,496
SCENIC OAKS FUNDING, INC. 5 5.05% $13,563
Bank of Hope 5 4.45% $7,971
Boeing Employees Credit Union 5 4.43% $7,601
SOVEREIGN LENDING GROUP INCORPORATED 5 3.92% $14,620
Baxter Credit Union 5 5.03% $5,268
V.I.P. MORTGAGE, INC. 4 4.78% $13,437
SIRVA MORTGAGE, INC. 4 4.38% $5,479
CALTECH EMPLOYEES FEDERAL CREDIT UNION 4 3.84% $9,788
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 4.34% $8,722
Amerifirst Financial, Inc. 4 5.97% $7,898
Constant Investments, Inc. 4 4.84% $5,508
USC Credit Union 4 3.56% $6,011
LOANFLIGHT LENDING, LLC 4 2.94% $9,506
DIRECT MORTGAGE, CORP. 4 3.75% $15,180
TRISTAR FINANCE, INC. 4 2.72% $11,516
CIBC Bank USA 4 3.22% $6,727
EMM LOANS LLC 4 4.31% $16,413
WESCOM CENTRAL CREDIT UNION 4 3.69% $5,178
The Central Trust Bank 4 3.78% $3,102
T2 FINANCIAL LLC 4 3.34% $3,496
BECKAM FUNDING CORP. 4 6.44% $18,177
Sunflower Bank 4 5.56% $9,247
ALLIED MORTGAGE GROUP, INC. 4 5.13% $13,479
FINANCE OF AMERICA REVERSE LLC 4 7.87% $3,074
PLUS RELOCATION MORTGAGE, LLC 4 4.63% $16,569
PREMIA MORTGAGE, LLC 4 6.06% $3,633
PREMIER AMERICA 4 3.63% $16,786
Royal Business Bank 3 6.00% $11,595
City National Bank of Florida 3 3.88% $6,324
First Horizon Bank 3 4.17% $6,399
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 3 4.08% $8,661
Valley National Bank 3 4.67% $8,347
Metro City Bank 3 4.71% $10,777
CASTLE & COOKE MORTGAGE, LLC 3 5.88% $19,205
Armed Forces Bank 3 4.79% $4,384
Cornerstone First Mortgage, Inc 3 4.96% $10,402
MORTGAGE CAPITAL PARTNERS, INC. 3 4.65% $7,097
FEDERATED MORTGAGE CORP. 3 3.96% $3,707
LOANLEADERS OF AMERICA, INC. 3 4.46% $36,034
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 4.54% $9,450
Goldwater Bank, N.A. 3 6.00% $10,671
ABSOLUTE HOME MORTGAGE CORPORATION 3 4.54% $5,033
Crestline Funding Corporation 3 4.29% $13,934
UNION HOME MORTGAGE CORP. 3 3.92% $6,406
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.87% $3,340
NP, Inc. 3 4.54% $6,988
AmRes Corporation 3 4.29% $4,798
GSF Mortgage Corporation 3 4.25% $5,054
DATA MORTGAGE, INC. 3 5.46% $10,471
COUNTRY CLUB MORTGAGE, INC. 3 4.13% $6,682
CLEARPATH LENDING 3 4.17% $8,170
WALL FINANCIAL, INC. 3 5.33% $17,084
JTF ROSE, INC. 2 8.19% $9,042
MidFirst Bank 2 4.00% $19,717
BAY 2 4.63% $9,262
Magnolia Bank 2 4.50% $11,477
Bell Bank 2 5.50% $5,605
OPEN MORTGAGE, LLC 2 4.62% $11,287
BEST FINANCE CAPITAL, INC. 2 4.81% $9,383
PANORAMA MORTGAGE GROUP, LLC 2 6.00% $16,234
Paramount Bank 2 6.00% $16,733
PARTNERS 2 3.25% $6,427
Kaiperm Diablo Federal Credit Union 2 4.50% $24,861
Peoples Bank 2 5.38% $11,863
I.L.W.U. CREDIT UNION 2 3.38% $7,695
HOMESTEAD FUNDING CORP. 2 3.81% $5,100
QUORUM FEDERAL CREDIT UNION 2 3.69% $4,301
RBC Bank, (Georgia) 2 5.19% $3,737
AMERIFIRST FINANCIAL CORPORATION 2 5.25% $15,658
SACRAMENTO Credit Union 2 3.94% $2,753
FRONTWAVE 2 3.06% $6,034
Servion, Inc. 2 4.19% $5,361
First Standard Financial Corp. 2 7.00% $22,423
First Foundation Bank 2 3.31% $4,669
AMCAP MORTGAGE, LTD. 2 5.19% $7,280
FIRST ENTERTAINMENT 2 2.94% $3,861
FIRST COMMUNITY MORTGAGE, INC. 2 7.13% $15,109
FEDEX EMPLOYEES CREDIT ASSOCIATION 2 5.19% $7,107
FAY SERVICING, LLC 2 4.50% $8,899
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.38% $9,072
THRIVENT Federal Credit Union 2 4.81% $6,341
EVANSVILLE TEACHERS 2 3.44% $6,037
TOP FLITE FINANCIAL, INC. 2 4.88% $22,075
AFFINITY 2 4.63% $5,343
DIGNIFIED HOME LOANS, LLC 2 4.50% $10,136
CUSTOMER SERVICE MORTGAGE CORPORATION 2 5.44% $5,897
VICTORIA FINANCIAL CORP. 2 3.69% $3,718
VISION ONE MORTGAGE, INC. 2 4.50% $13,678
Mortgage Bank of California 2 8.13% $47,236
First United Bank and Trust Company 1 5.13% $15,807
HANSCOM 1 3.88% $2,340
VENTURA COUNTY 1 4.75% $5,220
SHAREPOINT CREDIT UNION 1 4.88% $7,385
First State Bank of St. Charles, Missouri 1 4.75% $5,663
COMPASS MORTGAGE, INC. 1 5.38% $6,672
Merchants Bank of Indiana 1 5.00% $5,915
BRIDGELOCK CAPITAL 1 2.99% $4,270
iCore Lending, Inc. 1 6.50% $8,276
VIBE CREDIT UNION 1 6.00% $3,426
AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $15,498
INFINITY EQUITY GROUP, INC. 1 3.50% $6,749
Mortgage Research Center, LLC 1 3.88% $18,355
First Federal Bank 1 4.25% $4,778
S&T Bank 1 5.00% $6,336
MID AMERICA MORTGAGE, INC. 1 3.88% $12,035
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.38% $9,500
ST FIN CORP 1 3.63% $8,222
BNB FINANCIAL INC. 1 3.63% $6,215
CENTRAL COAST LENDING, INC. 1 5.88% $3,369
SUBURBAN MORTGAGE, INC. 1 5.75% $10,729
PINNACLE LENDING GROUP, INC. 1 3.25% $3,971
Figure Lending LLC 1 3.88% $20,785
Pinnacle Bank 1 3.88% $3,313
Fidelity Bank 1 3.13% $4,570
Kearny Bank 1 5.13% $6,124
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.13% $8,511
Austin Capital Bank SSB 1 3.75% $3,206
The Camden National Bank 1 3.75% $3,490
BLUELEAF LENDING, LLC 1 4.38% $4,570
WALL STREET MORTGAGE BANKERS, LTD. 1 3.13% $12,378
WINGS FINANCIAL 1 3.38% $10,256
The Home Loan Expert LLC 1 3.88% $2,967
Farmers and Merchants Bank of Long Beach 1 3.00% $12,631
CONTOUR MORTGAGE CORPORATION 1 3.88% $13,985
F&A Federal Credit Union 1 2.88% $1,914
Cf Bank 1 3.75% $2,120
THOMPSON KANE & COMPANY, LLC 1 4.00% $2,238
THRIVE MORTGAGE, LLC 1 5.38% $14,894
Waterstone Mortgage Corporation 1 3.50% $14,101
Webster Bank 1 3.00% $6,789
Banner Bank 1 3.13% $4,056
TOWER 1 3.25% $3,487
Pacific Lending LLC 1 3.63% $3,490
Town Square Mortgage & Investments, Inc. 1 4.88% $7,102
Origin Bank 1 4.25% $12,755
ML Mortgage Corp. 1 5.13% $5,973
Leader Bank 1 4.24% $54,326
LEADERONE FINANCIAL CORPORATION 1 6.63% $13,800
East Coast Capital Corp. 1 6.75% $18,160
ON Q FINANCIAL, INC. 1 3.25% $15,969
MONARCH FUNDING CORP. 1 6.25% $10,263
DHA FINANCIAL, LLC 1 4.63% $9,057
LENDING 3, INC. 1 6.63% $16,396
NORWICH COMMERCIAL GROUP, INC. 1 3.50% $5,278
UNITED 1 3.50% $11,228
United Fidelity Funding Corp. 1 6.63% $17,176
MORTGAGE EXPRESS, LLC 1 4.38% $11,093
UNITED SECURITY FINANCIAL CORP 1 4.25% $3,667
Northwest Federal Credit Union 1 2.50% $2,750
Unitus Community Credit Union 1 3.75% $4,930
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.75% $3,342
USAA Federal Savings Bank 1 3.38% $4,308
NORTHROP GRUMMAN Federal Credit Union 1 3.50% $3,126
Loan Simple, Inc. 1 6.99% $16,751
CPM Federal Credit Union 1 4.95% $10,912
RANLIFE, INC. 1 3.63% $6,935
GREATER NEVADA LLC 1 5.00% $7,340
Bank of England 1 5.38% $11,103
GREAT LAKES 1 3.50% $8,249
GRANDE HOMES, INC. 1 3.00% $3,589
CALLISTO GROUP, INC. 1 6.99% $14,070
Great Southern Bank 1 4.00% $5,997
PURDUE FEDERAL CREDIT UNION 1 5.00% $5,783
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 3.38% $3,931
GuardHill Financial Corp. 1 2.63% $6,507
RUOFF MORTGAGE COMPANY, INC. 1 5.75% $3,983
VALLEY STRONG CREDIT UNION 1 2.63% $9,507
VAN DYK MORTGAGE CORPORATION 1 4.88% $12,061
GOLDEN WEST ALLIANCE, INC. 1 7.63% $17,921
GENISYS 1 3.75% $3,441
SANDIA LABORATORY 1 3.25% $3,495
HAMILTON HOME LOANS, INC. 1 6.63% $4,021
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 3.38% $26,168
CAMPOS FINANCIAL CORP. 1 7.00% $34,627
PROPER RATE, LLC 1 3.50% $17,163
Princeton Mortgage Corporation 1 3.00% $2,999
First Western Trust Bank 1 3.63% $9,543

San Francisco - Oakland - Berkeley Average Closing Costs & Other Stats

San Francisco-Oakland-Berkeley, CA's 455 lenders originated 96,616 loans during 2022. The total origination value was $75,164,920,000, with an average loan value of $777,976.

San Francisco - Oakland - Berkeley's average closing costs are $5,591.

The top San Francisco - Oakland - Berkeley lender as defined by loan originations is First Republic Bank, with 5,160 loans originated. Their average total fees are $4,845, which is $1,438 lower than the next largest lender, Wells Fargo Bank.

The lowest fee San Francisco - Oakland - Berkeley lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($358), CALIFORNIA CREDIT UNION ($565), CHERRY CREEK MORTGAGE, LLC ($972), Third Federal Savings and Loan Association of Cleveland ($1,827) and UNIFY FINANCIAL Credit Union ($2,441).

The lowest rate San Francisco - Oakland - Berkeley lenders (with over 10 loans originated) are United Nations Federal Credit Union (2.81%), SEA WEST COAST GUARD FEDERAL CREDIT UNION (2.82%), EXCITE Credit Union (2.90%), UNIVERSITY CREDIT UNION (2.93%) and SAN DIEGO COUNTY CREDIT UNION (3.01%).

San Francisco-Oakland-Berkeley, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Republic Bank $9,757,750,000 $10,475,005,000 7.4% 13.9%
Wells Fargo Bank $13,695,985,000 $6,034,925,000 -55.9% 8.0%
Bank of America $9,661,115,000 $4,572,255,000 -52.7% 6.1%
JPMorgan Chase Bank $8,304,775,000 $3,534,450,000 -57.4% 4.7%
QUICKEN LOANS, LLC $17,048,035,000 $3,141,055,000 -81.6% 4.2%
U.S. Bank $4,502,235,000 $2,657,575,000 -41.0% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $9,220,370,000 $2,603,455,000 -71.8% 3.5%
PNC Bank $3,210,970,000 $2,087,750,000 -35.0% 2.8%
MUFG Union Bank $2,509,940,000 $2,036,910,000 -18.8% 2.7%
Citibank $2,436,490,000 $1,807,755,000 -25.8% 2.4%
LOANDEPOT.COM, LLC $8,101,295,000 $1,577,835,000 -80.5% 2.1%
Fremont Bank $2,657,865,000 $1,186,415,000 -55.4% 1.6%
GUARANTEED RATE, INC. $5,447,835,000 $1,143,975,000 -79.0% 1.5%
Bank of the West $1,374,660,000 $995,540,000 -27.6% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $1,877,665,000 $993,705,000 -47.1% 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,513,855,000 $945,200,000 -73.1% 1.3%
Morgan Stanley Private Bank $1,171,670,000 $927,760,000 -20.8% 1.2%
PATELCO $1,441,230,000 $755,170,000 -47.6% 1.0%
Charles Schwab Bank, SSB $1,986,890,000 $733,250,000 -63.1% 1.0%
Commerce Home Mortgage, Inc. $1,362,450,000 $722,225,000 -47.0% 1.0%
Silicon Valley Bank $576,750,000 $721,965,000 25.2% 1.0%
THE GOLDEN 1 $510,140,000 $702,015,000 37.6% 0.9%
Flagstar Bank, FSB $1,721,545,000 $637,415,000 -63.0% 0.8%
HOME POINT FINANCIAL CORPORATION $3,935,420,000 $625,900,000 -84.1% 0.8%
FINANCE OF AMERICA REVERSE LLC $465,015,000 $516,025,000 11.0% 0.7%
East West Bank $400,915,000 $468,135,000 16.8% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $1,508,020,000 $452,280,000 -70.0% 0.6%
CALIBER HOME LOANS, INC. $1,570,260,000 $436,005,000 -72.2% 0.6%
AMWEST FUNDING CORP. $1,088,535,000 $383,175,000 -64.8% 0.5%
GUARANTEED RATE AFFINITY, LLC $1,614,770,000 $377,655,000 -76.6% 0.5%
General Mortgage Capital Corporation $1,778,660,000 $373,765,000 -79.0% 0.5%
Provident Credit Union $621,570,000 $355,550,000 -42.8% 0.5%
Umpqua Bank $410,565,000 $333,020,000 -18.9% 0.4%
WALKER & DUNLOP, LLC $95,190,000 $331,860,000 248.6% 0.4%
EVERETT FINANCIAL, INC. $197,915,000 $319,060,000 61.2% 0.4%
STANFORD Federal Credit Union $346,400,000 $314,515,000 -9.2% 0.4%
HSBC BANK USA, NATIONAL ASSOCIATION $702,360,000 $313,440,000 -55.4% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $871,410,000 $306,865,000 -64.8% 0.4%
Luther Burbank Savings $336,795,000 $303,980,000 -9.7% 0.4%
CMG MORTGAGE, INC. $935,185,000 $302,460,000 -67.7% 0.4%
STAR ONE CREDIT UNION $326,640,000 $302,405,000 -7.4% 0.4%
Comerica Bank $216,415,000 $298,020,000 37.7% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $229,395,000 $294,840,000 28.5% 0.4%
City National Bank $372,560,000 $290,820,000 -21.9% 0.4%
UBS Bank USA $454,200,000 $273,740,000 -39.7% 0.4%
REDWOOD $238,395,000 $271,090,000 13.7% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $558,845,000 $257,745,000 -53.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $295,010,000 $246,700,000 -16.4% 0.3%
CHEVRON $212,040,000 $243,950,000 15.0% 0.3%
LENDINGHOME FUNDING CORPORATION $223,910,000 $241,560,000 7.9% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,309,050,000 $238,085,000 -81.8% 0.3%
SAN FRANCISCO FIRE CREDIT UNION $321,400,000 $234,900,000 -26.9% 0.3%
GOOGAIN, INC. $1,478,655,000 $218,130,000 -85.2% 0.3%
TECHNOLOGY $199,670,000 $216,440,000 8.4% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $859,110,000 $212,805,000 -75.2% 0.3%
BETTER MORTGAGE CORPORATION $2,440,970,000 $206,880,000 -91.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,111,830,000 $194,225,000 -82.5% 0.3%
TRAVIS CREDIT UNION $223,575,000 $180,845,000 -19.1% 0.2%
Zions Bancorporation, N.A. $183,970,000 $175,075,000 -4.8% 0.2%
GUILD MORTGAGE COMPANY $514,085,000 $169,745,000 -67.0% 0.2%
BROKER SOLUTIONS, INC. $527,995,000 $164,415,000 -68.9% 0.2%
FIRST TECHNOLOGY $298,385,000 $163,595,000 -45.2% 0.2%
REVERSE MORTGAGE FUNDING LLC $200,450,000 $161,980,000 -19.2% 0.2%
BAY EQUITY LLC $308,915,000 $160,840,000 -47.9% 0.2%
KeyBank $473,980,000 $156,310,000 -67.0% 0.2%
NMSI, INC. $382,765,000 $153,835,000 -59.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $273,745,000 $152,835,000 -44.2% 0.2%
EAGLE HOME MORTGAGE, LLC $348,305,000 $148,530,000 -57.4% 0.2%
First Foundation Bank $285,580,000 $147,035,000 -48.5% 0.2%
Paramount Residential Mortgage Group, Inc. $383,420,000 $146,440,000 -61.8% 0.2%
Goldman Sachs Bank USA $279,375,000 $139,530,000 -50.1% 0.2%
Ally Bank $1,463,345,000 $138,640,000 -90.5% 0.2%
ALLIANT CREDIT UNION $191,635,000 $136,455,000 -28.8% 0.2%
Tri Counties Bank $147,365,000 $130,910,000 -11.2% 0.2%
PULTE MORTGAGE LLC $140,095,000 $130,130,000 -7.1% 0.2%
San Mateo Credit Union $281,420,000 $124,970,000 -55.6% 0.2%
SAFE CREDIT UNION $127,110,000 $124,725,000 -1.9% 0.2%
NEWREZ LLC $673,135,000 $124,470,000 -81.5% 0.2%
SPRING EQ, LLC $56,655,000 $123,600,000 118.2% 0.2%
Axos Bank $187,635,000 $121,635,000 -35.2% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $16,000,000 $121,005,000 656.3% 0.2%
Bethpage Federal Credit Union $44,905,000 $120,870,000 169.2% 0.2%
MERIWEST MORTGAGE COMPANY, LLC $105,390,000 $117,945,000 11.9% 0.2%
BERKELEY POINT CAPITAL LLC $205,680,000 $116,330,000 -43.4% 0.2%
SUMMIT FUNDING, INC. $437,205,000 $115,925,000 -73.5% 0.2%
Stifel Bank and Trust $175,380,000 $111,020,000 -36.7% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $412,540,000 $108,795,000 -73.6% 0.1%
Mechanics Bank $305,000 $108,395,000 35,439.3% 0.1%
AMERICAN ADVISORS GROUP $142,060,000 $107,555,000 -24.3% 0.1%
NAVY FEDERAL CREDIT UNION $130,920,000 $106,375,000 -18.7% 0.1%
NexBank $83,870,000 $105,270,000 25.5% 0.1%
JMAC LENDING, INC. $290,050,000 $100,840,000 -65.2% 0.1%
First-Citizens Bank & Trust Company $4,085,000 $98,685,000 2,315.8% 0.1%
NEW WAVE LENDING GROUP INC $89,460,000 $95,565,000 6.8% 0.1%
FREEDOM MORTGAGE CORPORATION $766,030,000 $95,165,000 -87.6% 0.1%
BNY Mellon $126,875,000 $95,110,000 -25.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $123,835,000 $94,865,000 -23.4% 0.1%
1ST UNITED SERVICES CREDIT UNION $96,325,000 $94,515,000 -1.9% 0.1%
KINECTA $60,665,000 $90,630,000 49.4% 0.1%
ARC HOME LLC $175,865,000 $90,560,000 -48.5% 0.1%
S1L, Inc. $202,790,000 $89,395,000 -55.9% 0.1%
KEYPOINT $105,065,000 $88,835,000 -15.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $123,775,000 $88,710,000 -28.3% 0.1%
NATIONAL COOPERATIVE BANK, N.A. $127,155,000 $87,635,000 -31.1% 0.1%
Figure Lending LLC $49,410,000 $87,040,000 76.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $641,195,000 $85,255,000 -86.7% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $15,420,000 $82,920,000 437.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $268,225,000 $82,000,000 -69.4% 0.1%
First Bank $305,000 $80,035,000 26,141.0% 0.1%
Citadel Servicing Corporation $99,880,000 $78,675,000 -21.2% 0.1%
MERIWEST $49,915,000 $78,160,000 56.6% 0.1%
Ameris Bank $212,280,000 $76,010,000 -64.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $146,520,000 $73,565,000 -49.8% 0.1%
HomeStreet Bank $51,195,000 $72,685,000 42.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $69,490,000 $72,685,000 4.6% 0.1%
Mortgage Research Center, LLC $145,640,000 $72,240,000 -50.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $273,600,000 $71,665,000 -73.8% 0.1%
PREMIER LENDING, INC. $314,635,000 $71,180,000 -77.4% 0.1%
CIBC Bank USA $20,505,000 $71,015,000 246.3% 0.1%
South Pacific Financial Corporation $136,870,000 $70,040,000 -48.8% 0.1%
Citizens Bank $108,270,000 $66,715,000 -38.4% 0.1%
PHH Mortgage Corporation $120,085,000 $65,995,000 -45.0% 0.1%
PLANET HOME LENDING, LLC $167,760,000 $65,525,000 -60.9% 0.1%
UNCLE Credit Union $69,590,000 $65,135,000 -6.4% 0.1%
CIVIC FINANCIAL SERVICES, LLC $28,040,000 $64,975,000 131.7% 0.1%
PLAZA HOME MORTGAGE, INC. $149,590,000 $64,810,000 -56.7% 0.1%
Chicago Mortgage Solutions LLC $21,645,000 $63,765,000 194.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $206,230,000 $63,355,000 -69.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $361,875,000 $62,845,000 -82.6% 0.1%
Industrial and Commercial Bank of China USA $41,805,000 $62,640,000 49.8% 0.1%
PGIM Real Estate Finance, LLC $62,005,000 n/a 0.1%
Capital One $26,230,000 $61,595,000 134.8% 0.1%
AmeriHome Mortgage Company, LLC $46,065,000 $60,035,000 30.3% 0.1%
ALAMEDA MORTGAGE CORPORATION $238,400,000 $59,865,000 -74.9% 0.1%
Cathay Bank $81,770,000 $59,180,000 -27.6% 0.1%
BMO Harris Bank $25,840,000 $57,820,000 123.8% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $402,155,000 $57,670,000 -85.7% 0.1%
PACIFIC SERVICE $82,880,000 $57,320,000 -30.8% 0.1%
CALIFORNIA CREDIT UNION $5,150,000 $56,745,000 1,001.8% 0.1%
SAN DIEGO COUNTY CREDIT UNION $18,040,000 $56,400,000 212.6% 0.1%
Bank of Marin $22,500,000 $55,940,000 148.6% 0.1%
ENVOY MORTGAGE, LTD $132,675,000 $55,155,000 -58.4% 0.1%
MOVEMENT MORTGAGE, LLC $140,700,000 $54,485,000 -61.3% 0.1%
NEXERA HOLDING LLC $198,300,000 $53,095,000 -73.2% 0.1%
Watermark Capital, Inc. $204,710,000 $53,085,000 -74.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $181,220,000 $52,180,000 -71.2% 0.1%
5TH STREET CAPITAL, INC. $72,190,000 $52,120,000 -27.8% 0.1%
NATIONWIDE EQUITIES CORPORATION $84,100,000 $51,450,000 -38.8% 0.1%
Merchants Bank of Indiana $31,635,000 $50,120,000 58.4% 0.1%
Provident Savings Bank, F.S.B. $45,110,000 $50,080,000 11.0% 0.1%
QUORUM FEDERAL CREDIT UNION $38,615,000 $49,935,000 29.3% 0.1%
Pacific Premier Bank $63,035,000 $49,540,000 -21.4% 0.1%
The Northern Trust Company $107,425,000 $47,645,000 -55.6% 0.1%
Sterling Bank and Trust, FSB $127,215,000 $46,290,000 -63.6% 0.1%
Florida Capital Bank $105,125,000 $45,760,000 -56.5% 0.1%
ATHAS CAPITAL GROUP, INC. $47,720,000 $44,750,000 -6.2% 0.1%
Hingham Institution for Savings $11,620,000 $43,415,000 273.6% 0.1%
Truist $67,980,000 $43,415,000 -36.1% 0.1%
Raymond James Bank $53,995,000 $43,160,000 -20.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $181,035,000 $42,115,000 -76.7% 0.1%
Northpointe Bank $47,330,000 $41,265,000 -12.8% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $43,095,000 $41,105,000 -4.6% 0.1%
FJM PRIVATE MORTGAGE FUND, LLC $72,540,000 $40,655,000 -44.0% 0.1%
Platinum Home Mortgage Corporation $123,515,000 $40,105,000 -67.5% 0.1%
KBHS HOME LOANS, LLC $101,085,000 $39,740,000 -60.7% 0.1%
ONY GLO, INC. $166,640,000 $39,455,000 -76.3% 0.1%
OCMBC, INC. $175,690,000 $39,345,000 -77.6% 0.1%
INSPIRE HOME LOANS INC. $90,205,000 $39,010,000 -56.8% 0.1%
Financial Partners Credit Union $47,510,000 $37,555,000 -21.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $18,050,000 $37,185,000 106.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $141,800,000 $36,930,000 -74.0% 0.0%
Hometown Equity Mortgage, LLC $58,600,000 $35,895,000 -38.7% 0.0%
OPEN MORTGAGE, LLC $63,935,000 $35,890,000 -43.9% 0.0%
NATIONS DIRECT MORTGAGE, LLC $66,290,000 $34,860,000 -47.4% 0.0%
HighTechLending Inc $106,710,000 $34,725,000 -67.5% 0.0%
STEARNS LENDING, LLC $646,695,000 $33,525,000 -94.8% 0.0%
THE POLICE Credit Union $114,045,000 $33,510,000 -70.6% 0.0%
Golden Bank $10,020,000 $33,055,000 229.9% 0.0%
GEORGIA'S OWN $31,330,000 $32,680,000 4.3% 0.0%
LENDSURE MORTGAGE CORP. $107,165,000 $32,630,000 -69.6% 0.0%
IMPAC MORTGAGE CORP. $246,985,000 $32,380,000 -86.9% 0.0%
Nations Lending Corporation $105,740,000 $32,315,000 -69.4% 0.0%
NBKC BANK $143,115,000 $31,865,000 -77.7% 0.0%
RESIDENTIAL BANCORP. $17,145,000 $31,790,000 85.4% 0.0%
Discover Bank $20,845,000 $30,420,000 45.9% 0.0%
TBI MORTGAGE COMPANY $56,370,000 $30,095,000 -46.6% 0.0%
MLD MORTGAGE INC. $14,295,000 $29,090,000 103.5% 0.0%
DIGITAL Federal Credit Union $12,235,000 $29,010,000 137.1% 0.0%
A&D Mortgage LLC $59,420,000 $28,565,000 -51.9% 0.0%
Pivotal Capital Group II, LLC $29,765,000 $28,360,000 -4.7% 0.0%
Golden Empire Mortgage, Inc. $118,835,000 $28,200,000 -76.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $308,010,000 $28,070,000 -90.9% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $27,920,000 n/a 0.0%
Fifth Third Bank $18,585,000 $27,800,000 49.6% 0.0%
ZILLOW HOME LOANS, LLC $121,380,000 $27,640,000 -77.2% 0.0%
DHI MORTGAGE COMPANY, LTD. $65,765,000 $27,550,000 -58.1% 0.0%
Prosperity Home Mortgage, LLC $76,345,000 $27,510,000 -64.0% 0.0%
LOGIX FEDERAL CREDIT UNION $38,440,000 $27,415,000 -28.7% 0.0%
GREYSTONE SERVICING COMPANY LLC $52,780,000 $27,320,000 -48.2% 0.0%
Carrington Mortgage Services, LLC $79,650,000 $27,050,000 -66.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $16,070,000 $26,720,000 66.3% 0.0%
Quontic Bank $52,890,000 $26,505,000 -49.9% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $17,545,000 $26,005,000 48.2% 0.0%
Evolve Bank & Trust $42,670,000 $25,820,000 -39.5% 0.0%
Regions Bank $28,505,000 $25,525,000 -10.5% 0.0%
Wyndham Capital Mortgage, Inc. $122,435,000 $25,435,000 -79.2% 0.0%
ADVANCIAL $19,255,000 $25,430,000 32.1% 0.0%
Century Mortgage Company DBA Century Lending Company $17,245,000 $25,190,000 46.1% 0.0%
Strong Home Mortgage, LLC $239,615,000 $24,170,000 -89.9% 0.0%
First Savings Bank $75,705,000 $24,040,000 -68.2% 0.0%
EXCITE Credit Union $10,230,000 $23,900,000 133.6% 0.0%
UNIVERSITY CREDIT UNION $2,940,000 $23,870,000 711.9% 0.0%
LADERA LENDING, INC. $158,425,000 $23,860,000 -84.9% 0.0%
The Federal Savings Bank $139,210,000 $23,335,000 -83.2% 0.0%
Franklin Loan Corporation $33,335,000 $23,320,000 -30.0% 0.0%
Luxury Mortgage Corp. $59,105,000 $22,950,000 -61.2% 0.0%
SCHOOLSFIRST $23,580,000 $22,590,000 -4.2% 0.0%
First Federal Savings and Loan Association of San Rafael $30,680,000 $21,725,000 -29.2% 0.0%
UNIFY FINANCIAL Credit Union $21,055,000 $21,670,000 2.9% 0.0%
Firefighters First Federal Credit Union $12,980,000 $21,660,000 66.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $24,515,000 $21,370,000 -12.8% 0.0%
DEEPHAVEN MORTGAGE LLC $8,320,000 $20,705,000 148.9% 0.0%
CORNERSTONE HOME LENDING, INC. $79,305,000 $20,545,000 -74.1% 0.0%
Lakeview Community Capital, LLC $49,550,000 $20,225,000 -59.2% 0.0%
SUMMIT MORTGAGE BANKERS INC. $130,780,000 $19,745,000 -84.9% 0.0%
1ST NORTHERN CALIFORNIA $45,645,000 $19,370,000 -57.6% 0.0%
Shea Mortgage Inc. $63,405,000 $19,175,000 -69.8% 0.0%
OAKTREE FUNDING CORP. $37,215,000 $18,970,000 -49.0% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $72,385,000 $18,965,000 -73.8% 0.0%
FUNDLOANS CAPITAL $47,825,000 $18,510,000 -61.3% 0.0%
Greenbox Loans, Inc. $48,520,000 $18,455,000 -62.0% 0.0%
AMERICAN FIRST $2,640,000 $18,405,000 597.2% 0.0%
Operating Engineers Local Union #3 $17,210,000 $18,310,000 6.4% 0.0%
Toyota Financial Savings Bank $17,925,000 $18,265,000 1.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $28,470,000 $18,005,000 -36.8% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $77,270,000 $17,945,000 -76.8% 0.0%
North American Savings Bank, F.S.B. $105,595,000 $17,515,000 -83.4% 0.0%
LOANPAL, LLC $93,945,000 $17,455,000 -81.4% 0.0%
T. J. FINANCIAL, INC. $52,705,000 $17,385,000 -67.0% 0.0%
Exchange Bank $15,845,000 $17,170,000 8.4% 0.0%
SOFI LENDING CORP. $109,935,000 $17,015,000 -84.5% 0.0%
UIF CORPORATION $23,750,000 $16,990,000 -28.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $47,255,000 $16,460,000 -65.2% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $27,785,000 $16,200,000 -41.7% 0.0%
The Huntington National Bank $17,100,000 $16,055,000 -6.1% 0.0%
CTBC Bank Corp. (USA) $16,180,000 $15,815,000 -2.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $148,815,000 $15,740,000 -89.4% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $41,025,000 $15,585,000 -62.0% 0.0%
First Guaranty Mortgage Corporation $65,445,000 $15,550,000 -76.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $151,205,000 $15,520,000 -89.7% 0.0%
BNC National Bank $53,375,000 $14,815,000 -72.2% 0.0%
CITIZENS EQUITY FIRST $11,315,000 $14,795,000 30.8% 0.0%
Plains Commerce Bank $5,890,000 $14,610,000 148.0% 0.0%
M&T Bank $13,445,000 $14,485,000 7.7% 0.0%
M&T Realty Capital Corporation $32,915,000 $14,205,000 -56.8% 0.0%
HOMESIDE FINANCIAL, LLC $32,595,000 $14,195,000 -56.5% 0.0%
Preferred Bank $7,700,000 $14,145,000 83.7% 0.0%
TOWNE MORTGAGE COMPANY $96,470,000 $13,990,000 -85.5% 0.0%
COASTAL FUNDING SLC, INC. $36,010,000 $13,985,000 -61.2% 0.0%
Amalgamated Bank $33,225,000 $13,920,000 -58.1% 0.0%
READYCAP COMMERCIAL, LLC $104,005,000 $13,485,000 -87.0% 0.0%
HOMEAMERICAN MORTGAGE CORPORATION $24,710,000 $13,460,000 -45.5% 0.0%
Equity Prime Mortgage LLC $32,875,000 $13,450,000 -59.1% 0.0%
United Nations Federal Credit Union $25,965,000 $13,075,000 -49.6% 0.0%
FBC MORTGAGE, LLC $17,500,000 $12,945,000 -26.0% 0.0%
INTERCAP LENDING INC. $41,615,000 $12,885,000 -69.0% 0.0%
SILVER HILL FUNDING, LLC $1,200,000 $12,465,000 938.8% 0.0%
MACKILLIE INCORPORATED $15,335,000 $12,450,000 -18.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $26,040,000 $12,255,000 -52.9% 0.0%
Barrington Bank & Trust Company, N.A. $77,830,000 $12,030,000 -84.5% 0.0%
BECKAM FUNDING CORP. $21,295,000 $11,960,000 -43.8% 0.0%
AHL FUNDING $17,075,000 $11,370,000 -33.4% 0.0%
NFM, INC. $40,605,000 $11,300,000 -72.2% 0.0%
21ST MORTGAGE CORPORATION $13,655,000 $11,010,000 -19.4% 0.0%
PREMIER AMERICA $25,370,000 $10,855,000 -57.2%