San Francisco VA Loan Rates, Closing Costs & Stats

San Francisco-Oakland-Berkeley, CA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    San Francisco's 102 lenders originated 752 VA loans during 2024. The total origination value was $605,490,000, with an average VA loan value of $805,173.

    San Francisco VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in San Francisco averaged 6.48% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    San Francisco's average VA mortgage closing costs are $9,972.

    The average rate for the prior week (2025-03-28) was 6.6% and one month ago for the week of 2025-02-28, the average rate was 6.27%.

    The average rate one year ago was 6.78%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.06%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    San Francisco VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the San Francisco level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 141 5.78% $11,548
    Mortgage Research Center, LLC 79 6.19% $11,243
    QUICKEN LOANS, LLC 74 5.92% $12,769
    CROSSCOUNTRY MORTGAGE, LLC 36 6.09% $13,676
    NAVY FEDERAL CREDIT UNION 26 5.82% $9,364
    PENNYMAC LOAN SERVICES, LLC 21 5.65% $13,471
    FREEDOM MORTGAGE CORPORATION 20 6.06% $16,489
    LOANDEPOT.COM, LLC 19 5.63% $18,902
    NEWREZ LLC 17 5.93% $13,608
    CMG MORTGAGE, INC. 17 6.05% $11,794
    EVERETT FINANCIAL, INC. 13 6.64% $14,536
    AMERICAN PACIFIC MORTGAGE CORPORATION 10 6.31% $10,988
    GUARANTEED RATE AFFINITY, LLC 9 6.02% $11,053
    USAA Federal Savings Bank 9 6.03% $15,237
    VILLAGE CAPITAL MORTGAGE 8 5.67% $9,239
    Paramount Residential Mortgage Group, Inc. 8 6.09% $10,668
    BROKER SOLUTIONS, INC. 8 6.01% $20,157
    NBKC BANK 7 5.77% $10,599
    The Federal Savings Bank 7 5.84% $34,382
    GUARANTEED RATE, INC. 7 5.98% $12,642
    SUN WEST MORTGAGE COMPANY, INC. 6 6.03% $17,385
    ALAMEDA MORTGAGE CORPORATION 6 6.60% $16,655
    Wells Fargo Bank 5 6.40% $13,676
    Barrington Bank & Trust Company, N.A. 5 6.40% $22,167
    KBHS HOME LOANS, LLC 5 5.84% $6,600
    MUTUAL OF OMAHA MORTGAGE, INC. 5 5.73% $25,382
    PULTE MORTGAGE LLC 5 5.73% $23,982
    U.S. Bank 5 6.12% $14,890
    MLD MORTGAGE INC. 4 5.88% $6,879
    Commerce Home Mortgage, Inc. 4 6.41% $12,072
    Mr. Cooper ( Nationstar Mortgage ) 4 6.44% $17,125
    Vellum Mortgage, Inc. 4 6.00% $13,079
    The Loan Store, Inc. 4 5.91% $11,346
    PENTAGON FEDERAL CREDIT UNION 4 6.09% $7,743
    JPMorgan Chase Bank 4 5.65% $15,124
    Flagstar Bank, FSB 4 5.90% $15,578
    Cornerstone First Mortgage, Inc 4 6.41% $22,617
    Magnolia Bank 3 5.71% $37,082
    NFM, INC. 3 4.99% $20,417
    Ameris Bank 3 5.92% $8,402
    Sierra Pacific Mortgage Company, Inc. 3 6.62% $17,564
    GUILD MORTGAGE COMPANY 3 6.38% $12,806
    EAGLE HOME MORTGAGE, LLC 3 5.29% $3,675
    S1L, Inc. 3 6.38% $7,224
    LAKEVIEW LOAN SERVICING, LLC 3 5.75% $7,347
    First Federal Bank 2 5.50% $4,624
    MASON MCDUFFIE MORTGAGE CORPORATION 2 7.00% $14,239
    Home Mortgage Alliance Corp 2 6.37% $11,026
    NATIONS DIRECT MORTGAGE, LLC 2 5.25% $15,608
    AMERICAN FINANCIAL NETWORK, INC. 2 6.25% $20,301
    Century Mortgage Company DBA Century Lending Company 2 6.13% $7,269
    NEW DAY FINANCIAL, LLC 2 7.37% $18,281
    CARDINAL FINANCIAL 2 6.31% $25,293
    North American Savings Bank, F.S.B. 2 6.19% $7,923
    AMERISAVE MORTGAGE CORPORATION 2 6.06% $55,018
    TOWNE MORTGAGE COMPANY 2 5.38% $8,321
    Franklin Loan Corporation 2 6.00% $14,232
    AmeriHome Mortgage Company, LLC 2 6.13% $19,191
    OCMBC, INC. 2 5.94% $8,792
    LOANPAL, LLC 2 5.69% $22,331
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.44% $17,084
    SCENIC OAKS FUNDING, INC. 1 7.13% $31,450
    South Pacific Financial Corporation 1 5.38% $5,028
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $6,493
    Texana Bank 1 6.63% $19,859
    UNION HOME MORTGAGE CORP. 1 6.13% $24,491
    American Mortgage & Equity Consultants, Inc. 1 5.62% $14,367
    ALLIED MORTGAGE GROUP, INC. 1 6.75% $15,332
    DAS Acquisition Company, LLC 1 7.13% $3,351
    PHH Mortgage Corporation 1 5.38% $1,235
    Credence Funding Corporation 1 5.50% $18,964
    HOMEAMERICAN MORTGAGE CORPORATION 1 6.63% $0
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.13% $12,770
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.63% $26,880
    HOMESIDE FINANCIAL, LLC 1 6.25% $16,598
    JMAC LENDING, INC. 1 6.13% $10,815
    JMJ FINANCIAL GROUP 1 6.75% $9,508
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.25% $3,848
    LADERA LENDING, INC. 1 5.63% $5,104
    Lakeview Community Capital, LLC 1 5.25% $14,327
    LAND HOME FINANCIAL SERVICES, INC. 1 6.25% $7,439
    COASTAL FUNDING SLC, INC. 1 5.75% $9,610
    MORTGAGEONE, INC. 1 6.25% $56,418
    CLEARPATH LENDING 1 5.75% $6,903
    MOVEMENT MORTGAGE, LLC 1 5.63% $1,685
    Carrington Mortgage Services, LLC 1 6.13% $17,602
    NETWORK CAPITAL FUNDING CORPORATION 1 6.13% $34,399
    Northpointe Bank 1 6.25% $32,970
    NORWICH COMMERCIAL GROUP, INC. 1 5.63% $5,686
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.25% $10,592
    Paramount Bank 1 5.75% $6,570
    BMO Harris Bank 1 5.63% $27,509
    BAY-VALLEY MORTGAGE GROUP 1 6.75% $29,679
    Performance Financial, Inc. 1 6.25% $41,813
    Plains Commerce Bank 1 6.25% $8,625
    PLANET HOME LENDING, LLC 1 5.99% $2,506
    PREMIA MORTGAGE, LLC 1 6.15% $420
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.00% $7,380
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $18,596
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.75% $9,316
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 5.75% $9,373
    San Diego Funding 1 5.99% $17,621

    The top San Francisco VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 141 VA loans originated. Their average total fees are $11,548, which is $305 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee San Francisco VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($9,364), AMERICAN PACIFIC MORTGAGE CORPORATION ($10,988), Mortgage Research Center, LLC ($11,243), UNITED WHOLESALE MORTGAGE, LLC ($11,548) and CMG MORTGAGE, INC. ($11,794).

    The lowest rate San Francisco VA lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (5.63%), PENNYMAC LOAN SERVICES, LLC (5.65%), UNITED WHOLESALE MORTGAGE, LLC (5.78%), NAVY FEDERAL CREDIT UNION (5.82%) and QUICKEN LOANS, LLC (5.92%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - San Francisco (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $843,944 (6.9%) $1,503,769 (14.4%) 3.13 2,292
    2018-02-01 $898,944 (6.3%) $1,548,177 (12.1%) 3.26 2,714
    2018-03-01 $949,499 (6.2%) $1,583,415 (10.9%) 3.33 3,120
    2018-04-01 $987,500 (9.8%) $1,616,672 (8.5%) 3.35 3,618
    2018-05-01 $996,500 (10.7%) $1,622,835 (8.7%) 3.33 4,068
    2018-06-01 $988,000 (9.5%) $1,579,920 (6.1%) 3.29 4,490
    2018-07-01 $929,472 (6.2%) $1,486,587 (4.0%) 3.10 4,800
    2018-08-01 $890,000 (4.8%) $1,389,153 (-0.4%) 2.98 4,915
    2018-09-01 $899,000 (2.8%) $1,405,698 (-4.2%) 3.02 5,955
    2018-10-01 $899,000 (0.0%) $1,413,800 (-7.9%) 3.04 6,153
    2018-11-01 $890,000 (-1.0%) $1,433,278 (-7.7%) 3.02 5,842
    2018-12-01 $849,950 (-3.3%) $1,343,670 (-16.2%) 2.93 4,174
    2019-01-01 $831,910 (-1.4%) $1,307,318 (-13.1%) 2.87 3,564
    2019-02-01 $887,013 (-1.3%) $1,421,758 (-8.2%) 3.00 4,085
    2019-03-01 $916,638 (-3.5%) $1,485,315 (-6.2%) 3.00 4,500
    2019-04-01 $947,245 (-4.1%) $1,551,941 (-4.0%) 3.01 4,892
    2019-05-01 $968,750 (-2.8%) $1,498,162 (-7.7%) 3.03 5,466
    2019-06-01 $960,000 (-2.8%) $1,486,554 (-5.9%) 3.00 5,924
    2019-07-01 $927,000 (-0.3%) $1,533,134 (3.1%) 2.90 5,828
    2019-08-01 $919,505 (3.3%) $1,551,645 (11.7%) 2.91 5,897
    2019-09-01 $936,096 (4.1%) $1,537,969 (9.4%) 3.00 6,010
    2019-10-01 $949,500 (5.6%) $1,535,036 (8.6%) 3.06 6,068
    2019-11-01 $949,000 (6.6%) $1,610,653 (12.4%) 3.11 4,955
    2019-12-01 $899,000 (5.8%) $1,687,618 (25.6%) 3.00 2,986
    2020-01-01 $893,625 (7.4%) $1,700,971 (30.1%) 2.99 2,560
    2020-02-01 $998,000 (12.5%) $1,752,292 (23.3%) 3.27 3,087
    2020-03-01 $998,944 (9.0%) $1,713,811 (15.4%) 3.13 3,526
    2020-04-01 $959,490 (1.3%) $1,539,185 (-0.8%) 3.01 3,418
    2020-05-01 $999,900 (3.2%) $1,614,665 (7.8%) 3.04 4,582
    2020-06-01 $1,080,950 (12.6%) $1,665,284 (12.0%) 3.18 4,951
    2020-07-01 $1,091,500 (17.8%) $1,682,780 (9.8%) 3.16 5,061
    2020-08-01 $1,050,000 (14.2%) $1,676,364 (8.0%) 3.01 5,204
    2020-09-01 $1,052,500 (12.4%) $1,679,445 (9.2%) 3.02 5,403
    2020-10-01 $1,073,333 (13.0%) $1,676,301 (9.2%) 3.08 5,808
    2020-11-01 $1,049,450 (10.6%) $1,663,582 (3.3%) 3.07 5,168
    2020-12-01 $998,462 (11.1%) $1,711,270 (1.4%) 2.97 3,713
    2021-01-01 $989,000 (10.7%) $1,749,265 (2.8%) 2.95 3,034
    2021-02-01 $999,500 (0.2%) $1,774,344 (1.3%) 2.91 3,230
    2021-03-01 $1,014,498 (1.6%) $1,858,547 (8.5%) 2.88 3,372
    2021-04-01 $1,049,500 (9.4%) $1,866,299 (21.3%) 2.84 3,458
    2021-05-01 $1,079,999 (8.0%) $1,875,168 (16.1%) 2.87 3,498
    2021-06-01 $1,067,000 (-1.3%) $1,798,259 (8.0%) 2.81 3,899
    2021-07-01 $999,000 (-8.5%) $1,687,366 (0.3%) 2.64 4,243
    2021-08-01 $995,000 (-5.2%) $1,644,319 (-1.9%) 2.65 4,265
    2021-09-01 $993,950 (-5.6%) $1,698,655 (1.1%) 2.65 4,601
    2021-10-01 $997,000 (-7.1%) $1,759,562 (5.0%) 2.66 4,567
    2021-11-01 $984,450 (-6.2%) $1,873,469 (12.6%) 2.63 3,546
    2021-12-01 $953,225 (-4.5%) $1,849,159 (8.1%) 2.58 2,328
    2022-01-01 $949,000 (-4.0%) $1,757,409 (0.5%) 2.57 2,031
    2022-02-01 $992,000 (-0.8%) $1,759,788 (-0.8%) 2.58 2,480
    2022-03-01 $1,047,500 (3.3%) $1,735,910 (-6.6%) 2.62 3,008
    2022-04-01 $1,098,000 (4.6%) $1,756,637 (-5.9%) 2.62 3,395
    2022-05-01 $1,124,000 (4.1%) $1,735,383 (-7.5%) 2.57 4,616
    2022-06-01 $1,146,250 (7.4%) $1,720,562 (-4.3%) 2.55 5,681
    2022-07-01 $1,098,000 (9.9%) $1,627,538 (-3.6%) 2.47 6,246
    2022-08-01 $1,043,073 (4.8%) $1,570,053 (-4.5%) 2.41 5,970
    2022-09-01 $1,089,500 (9.6%) $1,648,547 (-3.0%) 2.55 5,922
    2022-10-01 $1,090,000 (9.3%) $1,692,551 (-3.8%) 2.56 6,026
    2022-11-01 $1,037,000 (5.3%) $1,691,619 (-9.7%) 2.49 5,366
    2022-12-01 $993,420 (4.2%) $1,665,917 (-9.9%) 2.45 3,655
    2023-01-01 $978,500 (3.1%) $1,644,202 (-6.4%) 2.42 2,987
    2023-02-01 $1,002,500 (1.1%) $1,758,715 (-0.1%) 2.42 3,089
    2023-03-01 $1,081,250 (3.2%) $1,802,971 (3.9%) 2.55 3,163
    2023-04-01 $1,150,000 (4.7%) $1,887,958 (7.5%) 2.67 3,341
    2023-05-01 $1,178,250 (4.8%) $1,940,124 (11.8%) 2.67 3,692
    2023-06-01 $1,150,000 (0.3%) $1,939,370 (12.7%) 2.58 3,977
    2023-07-01 $1,100,000 (0.2%) $1,837,930 (12.9%) 2.50 4,035
    2023-08-01 $1,049,447 (0.6%) $1,730,136 (10.2%) 2.41 4,092
    2023-09-01 $1,095,000 (0.5%) $1,758,225 (6.7%) 2.55 4,812
    2023-10-01 $1,098,000 (0.7%) $1,768,942 (4.5%) 2.58 5,052
    2023-11-01 $1,067,000 (2.9%) $1,755,081 (3.8%) 2.54 4,671
    2023-12-01 $998,000 (0.5%) $1,710,145 (2.7%) 2.43 3,094
    2024-01-01 $944,475 (-3.5%) $1,624,731 (-1.2%) 2.31 2,702
    2024-02-01 $989,444 (-1.3%) $1,692,960 (-3.7%) 2.38 3,028
    2024-03-01 $999,000 (-7.6%) $1,756,783 (-2.6%) 2.35 3,587
    2024-04-01 $1,026,500 (-10.7%) $1,789,995 (-5.2%) 2.39 4,354
    2024-05-01 $1,045,750 (-11.3%) $1,818,330 (-6.3%) 2.38 5,045
    2024-06-01 $999,000 (-13.1%) $1,719,125 (-11.4%) 2.27 5,541
    2024-07-01 $995,000 (-9.6%) $1,636,402 (-11.0%) 2.28 5,508
    2024-08-01 $969,000 (-7.7%) $1,552,777 (-10.3%) 2.25 5,374
    2024-09-01 $997,500 (-8.9%) $1,602,783 (-8.8%) 2.35 6,139
    2024-10-01 $996,500 (-9.2%) $1,606,843 (-9.2%) 2.35 6,140
    2024-11-01 $969,498 (-9.1%) $1,589,177 (-9.5%) 2.33 5,386
    2024-12-01 $889,500 (-10.9%) $1,542,194 (-9.8%) 2.21 3,529
    2025-01-01 $882,000 (-6.6%) $1,441,377 (-11.3%) 2.20 3,347
    2025-02-01 $899,944 (-9.1%) $1,487,148 (-12.2%) 2.18 4,056
    2025-03-01 $950,000 (-4.9%) $1,508,389 (-14.1%) 0.00 5,138
    San Francisco's median listing price for 2025-03-01 was $950,000, a difference of $-49,000 (-4.9%) versus the prior year and $50,056 versus the prior month.

    San Francisco's median listing price comes in at 0% of the national average.

    San Francisco's average listing price for 2025-03-01 was $1,508,389, a difference of $-248,394 (-14.1%) versus the prior year and $21,241 versus the prior month.

    For the 2025-03-01 period, San Francisco had 5,138 MLS listings, a difference of 1,082 listings (27%) versus the prior month and 1,551 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - San Francisco (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 30 days 1,721 sqft
    2018-02-01 19 days 1,746 sqft
    2018-03-01 20 days 1,767 sqft
    2018-04-01 22 days 1,800 sqft
    2018-05-01 21 days 1,813 sqft
    2018-06-01 24 days 1,789 sqft
    2018-07-01 29 days 1,746 sqft
    2018-08-01 29 days 1,716 sqft
    2018-09-01 26 days 1,698 sqft
    2018-10-01 31 days 1,696 sqft
    2018-11-01 37 days 1,667 sqft
    2018-12-01 50 days 1,621 sqft
    2019-01-01 48 days 1,606 sqft
    2019-02-01 26 days 1,644 sqft
    2019-03-01 28 days 1,712 sqft
    2019-04-01 26 days 1,779 sqft
    2019-05-01 26 days 1,821 sqft
    2019-06-01 31 days 1,796 sqft
    2019-07-01 36 days 1,763 sqft
    2019-08-01 36 days 1,746 sqft
    2019-09-01 35 days 1,723 sqft
    2019-10-01 36 days 1,705 sqft
    2019-11-01 49 days 1,698 sqft
    2019-12-01 66 days 1,708 sqft
    2020-01-01 53 days 1,682 sqft
    2020-02-01 23 days 1,721 sqft
    2020-03-01 24 days 1,754 sqft
    2020-04-01 38 days 1,756 sqft
    2020-05-01 31 days 1,760 sqft
    2020-06-01 31 days 1,713 sqft
    2020-07-01 33 days 1,638 sqft
    2020-08-01 36 days 1,589 sqft
    2020-09-01 36 days 1,549 sqft
    2020-10-01 34 days 1,541 sqft
    2020-11-01 45 days 1,518 sqft
    2020-12-01 56 days 1,489 sqft
    2021-01-01 49 days 1,464 sqft
    2021-02-01 27 days 1,482 sqft
    2021-03-01 29 days 1,526 sqft
    2021-04-01 29 days 1,551 sqft
    2021-05-01 27 days 1,576 sqft
    2021-06-01 27 days 1,559 sqft
    2021-07-01 26 days 1,549 sqft
    2021-08-01 29 days 1,546 sqft
    2021-09-01 28 days 1,535 sqft
    2021-10-01 30 days 1,515 sqft
    2021-11-01 39 days 1,500 sqft
    2021-12-01 47 days 1,454 sqft
    2022-01-01 37 days 1,420 sqft
    2022-02-01 18 days 1,452 sqft
    2022-03-01 22 days 1,506 sqft
    2022-04-01 23 days 1,538 sqft
    2022-05-01 22 days 1,573 sqft
    2022-06-01 24 days 1,600 sqft
    2022-07-01 31 days 1,585 sqft
    2022-08-01 36 days 1,571 sqft
    2022-09-01 38 days 1,593 sqft
    2022-10-01 37 days 1,607 sqft
    2022-11-01 46 days 1,592 sqft
    2022-12-01 61 days 1,560 sqft
    2023-01-01 62 days 1,551 sqft
    2023-02-01 33 days 1,554 sqft
    2023-03-01 34 days 1,571 sqft
    2023-04-01 31 days 1,621 sqft
    2023-05-01 31 days 1,633 sqft
    2023-06-01 32 days 1,629 sqft
    2023-07-01 34 days 1,614 sqft
    2023-08-01 33 days 1,594 sqft
    2023-09-01 29 days 1,589 sqft
    2023-10-01 35 days 1,576 sqft
    2023-11-01 42 days 1,563 sqft
    2023-12-01 58 days 1,524 sqft
    2024-01-01 49 days 1,466 sqft
    2024-02-01 29 days 1,458 sqft
    2024-03-01 27 days 1,488 sqft
    2024-04-01 28 days 1,527 sqft
    2024-05-01 25 days 1,560 sqft
    2024-06-01 31 days 1,557 sqft
    2024-07-01 38 days 1,541 sqft
    2024-08-01 37 days 1,512 sqft
    2024-09-01 33 days 1,535 sqft
    2024-10-01 38 days 1,538 sqft
    2024-11-01 51 days 1,517 sqft
    2024-12-01 64 days 1,476 sqft
    2025-01-01 56 days 1,440 sqft
    2025-02-01 30 days 1,486 sqft
    2025-03-01 0 days 1,512 sqft
    San Francisco's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

    San Francisco's median square footage for active listings during the 2025-03-01 period was 1,512 sqft. One year prior, the average listing was 1,488 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.