VALLEJO Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Vallejo averaged
5.48%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.43% and
one month ago for the week of 2022-04-14, the
average rate was 5.03%.
Vallejo's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Vallejo 30 Year Fixed Rate | 2022-05-19 | 5.48% |
| Vallejo 30 Year Fixed Rate Refi | 2022-05-19 | 5.3% |
| Vallejo 15 Year Fixed Rate | 2022-05-19 | 4.9% |
| Vallejo 15 Year Fixed Rate Refi | 2022-05-19 | 4.31% |
| Vallejo 30 Year FHA | 2022-05-19 | 5.18% |
| Vallejo 30 Year FHA Refi | 2022-05-19 | 5.25% |
| Vallejo 30 Year USDA | 2022-05-19 | 5.21% |
| Vallejo 30 Year USDA Refi | 2022-05-19 | -0.42% |
| Vallejo 30 Year VA | 2022-05-19 | 5.36% |
| Vallejo 30 Year VA Refi | 2022-05-19 | 5.15% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VALLEJO, CA.
VALLEJO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VALLEJO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VALLEJO, CA's 365 lenders originated 28,747
loans during 2021. The total origination value was $11,065,205,000, with an average loan value of
$384,917.
The top VALLEJO lender as defined by loan originations is QUICKEN LOANS, LLC, with
2,089 loans originated. Their average total fees are
$5,068, which is $542
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee VALLEJO lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($348), WINNPOINTE CORPORATION ($1,072), CHERRY CREEK MORTGAGE, LLC ($1,124), IMPAC MORTGAGE CORP. ($1,282) and Fremont Bank ($1,395).
The lowest rate VALLEJO lenders (with over 10 loans originated) are
First Republic Bank (2.62%), Charles Schwab Bank, SSB (2.65%), AMERICAN INTERNET MORTGAGE, INC. (2.70%), Watermark Capital, Inc. (2.71%) and North American Savings Bank, F.S.B. (2.73%).
VALLEJO, CA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $1,079,440,000 | $1,184,915,000 | 9.8% | 10.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,001,850,000 | $1,128,225,000 | 12.6% | 10.2% |
| CALIBER HOME LOANS, INC. | $717,950,000 | $648,020,000 | -9.7% | 5.9% |
| LOANDEPOT.COM, LLC | $436,515,000 | $641,990,000 | 47.1% | 5.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $371,965,000 | $409,590,000 | 10.1% | 3.7% |
| FREEDOM MORTGAGE CORPORATION | $454,770,000 | $342,680,000 | -24.6% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $238,890,000 | $310,230,000 | 29.9% | 2.8% |
| HOME POINT FINANCIAL CORPORATION | $113,110,000 | $272,190,000 | 140.6% | 2.5% |
| TRAVIS CREDIT UNION | $362,415,000 | $208,785,000 | -42.4% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $134,030,000 | $196,505,000 | 46.6% | 1.8% |
| Wells Fargo Bank | $194,370,000 | $191,680,000 | -1.4% | 1.7% |
| Flagstar Bank, FSB | $246,745,000 | $191,135,000 | -22.5% | 1.7% |
| JPMorgan Chase Bank | $114,850,000 | $174,585,000 | 52.0% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $160,905,000 | $160,470,000 | -0.3% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $141,260,000 | $154,950,000 | 9.7% | 1.4% |
| GUARANTEED RATE, INC. | $34,185,000 | $146,330,000 | 328.1% | 1.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $134,435,000 | $136,280,000 | 1.4% | 1.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $85,130,000 | $130,475,000 | 53.3% | 1.2% |
| GUILD MORTGAGE COMPANY | $105,615,000 | $117,360,000 | 11.1% | 1.1% |
| BETTER MORTGAGE CORPORATION | $49,735,000 | $113,185,000 | 127.6% | 1.0% |
| NEWREZ LLC | $68,980,000 | $106,705,000 | 54.7% | 1.0% |
| BROKER SOLUTIONS, INC. | $85,440,000 | $103,570,000 | 21.2% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $66,340,000 | $103,085,000 | 55.4% | 0.9% |
| Bank of America | $98,175,000 | $96,600,000 | -1.6% | 0.9% |
| Fremont Bank | $69,295,000 | $95,640,000 | 38.0% | 0.9% |
| Commerce Home Mortgage, Inc. | $94,460,000 | $93,610,000 | -0.9% | 0.8% |
| Mortgage Research Center, LLC | $60,315,000 | $84,450,000 | 40.0% | 0.8% |
| U.S. Bank | $62,020,000 | $78,460,000 | 26.5% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $81,370,000 | $78,175,000 | -3.9% | 0.7% |
| BERKELEY POINT CAPITAL LLC | $15,755,000 | $73,745,000 | 368.1% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $43,625,000 | $69,415,000 | 59.1% | 0.6% |
| PNC Bank | $6,475,000 | $68,410,000 | 956.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $32,035,000 | $60,200,000 | 87.9% | 0.5% |
| LENDUS, LLC | $73,830,000 | $58,130,000 | -21.3% | 0.5% |
| SUMMIT FUNDING, INC. | $108,105,000 | $58,130,000 | -46.2% | 0.5% |
| PATELCO | $50,285,000 | $53,210,000 | 5.8% | 0.5% |
| HOMEAMERICAN MORTGAGE CORPORATION | $70,185,000 | $51,920,000 | -26.0% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $55,020,000 | $50,625,000 | -8.0% | 0.5% |
| AMWEST FUNDING CORP. | $37,335,000 | $48,830,000 | 30.8% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $31,050,000 | $47,550,000 | 53.1% | 0.4% |
| NETWORK CAPITAL FUNDING CORPORATION | $52,980,000 | $47,460,000 | -10.4% | 0.4% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $8,340,000 | $47,390,000 | 468.2% | 0.4% |
| Hometown Equity Mortgage, LLC | $25,140,000 | $47,190,000 | 87.7% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $42,730,000 | $46,155,000 | 8.0% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $75,745,000 | $44,775,000 | -40.9% | 0.4% |
| First Republic Bank | $19,275,000 | $43,485,000 | 125.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $54,275,000 | $42,045,000 | -22.5% | 0.4% |
| Umpqua Bank | $33,615,000 | $39,660,000 | 18.0% | 0.4% |
| ALAMEDA MORTGAGE CORPORATION | $38,350,000 | $39,515,000 | 3.0% | 0.4% |
| STEARNS LENDING, LLC | $37,570,000 | $39,030,000 | 3.9% | 0.4% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $46,080,000 | $38,635,000 | -16.2% | 0.3% |
| CMG MORTGAGE, INC. | $42,800,000 | $36,465,000 | -14.8% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $30,130,000 | $34,715,000 | 15.2% | 0.3% |
| THE GOLDEN 1 | $32,930,000 | $34,530,000 | 4.9% | 0.3% |
| Bank of the West | $29,700,000 | $34,435,000 | 15.9% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $61,680,000 | $34,295,000 | -44.4% | 0.3% |
| First Bank | $37,910,000 | $34,055,000 | -10.2% | 0.3% |
| IMPAC MORTGAGE CORP. | $26,415,000 | $33,120,000 | 25.4% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $33,945,000 | $31,930,000 | -5.9% | 0.3% |
| LOANPAL, LLC | $52,215,000 | $28,825,000 | -44.8% | 0.3% |
| LAND HOME FINANCIAL SERVICES, INC. | $37,250,000 | $27,985,000 | -24.9% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $20,840,000 | $27,595,000 | 32.4% | 0.2% |
| PLANET HOME LENDING, LLC | $16,470,000 | $27,125,000 | 64.7% | 0.2% |
| NBKC BANK | $22,975,000 | $26,755,000 | 16.5% | 0.2% |
| First Northern Bank of Dixon | $23,205,000 | $26,320,000 | 13.4% | 0.2% |
| NMSI, INC. | $23,240,000 | $26,045,000 | 12.1% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $33,805,000 | $26,000,000 | -23.1% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $18,575,000 | $25,130,000 | 35.3% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $34,485,000 | $25,115,000 | -27.2% | 0.2% |
| The Federal Savings Bank | $42,420,000 | $24,685,000 | -41.8% | 0.2% |
| PHH Mortgage Corporation | $10,155,000 | $23,710,000 | 133.5% | 0.2% |
| Mechanics Bank | $4,960,000 | $23,530,000 | 374.4% | 0.2% |
| Strong Home Mortgage, LLC | $14,160,000 | $23,420,000 | 65.4% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $435,000 | $23,315,000 | 5,259.8% | 0.2% |
| PREMIER LENDING, INC. | $18,960,000 | $21,120,000 | 11.4% | 0.2% |
| Capital One | $15,530,000 | $21,005,000 | 35.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $29,235,000 | $20,145,000 | -31.1% | 0.2% |
| Carrington Mortgage Services, LLC | $30,290,000 | $20,140,000 | -33.5% | 0.2% |
| MOUNTAIN WEST FINANCIAL, INC. | $49,810,000 | $20,020,000 | -59.8% | 0.2% |
| InterContinental Capital Group, Inc | $20,045,000 | $19,690,000 | -1.8% | 0.2% |
| General Mortgage Capital Corporation | $17,230,000 | $19,650,000 | 14.0% | 0.2% |
| MUFG Union Bank | $16,510,000 | $19,440,000 | 17.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $14,200,000 | $19,335,000 | 36.2% | 0.2% |
| REDWOOD | $11,800,000 | $19,335,000 | 63.9% | 0.2% |
| AMERICAN ADVISORS GROUP | $8,720,000 | $19,255,000 | 120.8% | 0.2% |
| Lakeview Community Capital, LLC | $25,575,000 | $18,835,000 | -26.4% | 0.2% |
| North American Savings Bank, F.S.B. | $20,095,000 | $18,705,000 | -6.9% | 0.2% |
| Platinum Home Mortgage Corporation | $19,400,000 | $18,610,000 | -4.1% | 0.2% |
| CHEVRON | $16,535,000 | $18,520,000 | 12.0% | 0.2% |
| GOOGAIN, INC. | $18,105,000 | $18,315,000 | 1.2% | 0.2% |
| LADERA LENDING, INC. | $19,075,000 | $18,280,000 | -4.2% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $25,800,000 | $17,680,000 | -31.5% | 0.2% |
| Ally Bank | $8,205,000 | $17,360,000 | 111.6% | 0.2% |
| INTELLILOAN, INC. | $12,840,000 | $17,330,000 | 35.0% | 0.2% |
| Nations Lending Corporation | $6,420,000 | $17,070,000 | 165.9% | 0.2% |
| First Guaranty Mortgage Corporation | $16,345,000 | $16,980,000 | 3.9% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $22,395,000 | $16,615,000 | -25.8% | 0.2% |
| CLEARPATH LENDING | $25,755,000 | $16,615,000 | -35.5% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $6,260,000 | $16,395,000 | 161.9% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $12,775,000 | $16,190,000 | 26.7% | 0.1% |
| BAY EQUITY LLC | $12,055,000 | $15,785,000 | 30.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $7,550,000 | $15,765,000 | 108.8% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $16,090,000 | $15,700,000 | -2.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $15,335,000 | $15,655,000 | 2.1% | 0.1% |
| ALLIANT CREDIT UNION | $9,270,000 | $14,625,000 | 57.8% | 0.1% |
| Golden Empire Mortgage, Inc. | $11,130,000 | $14,090,000 | 26.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $10,855,000 | $13,645,000 | 25.7% | 0.1% |
| PARKSIDE LENDING, LLC | $38,225,000 | $13,555,000 | -64.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $10,245,000 | $13,485,000 | 31.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $10,070,000 | $12,880,000 | 27.9% | 0.1% |
| Prime Choice Funding Inc. | $22,925,000 | $12,820,000 | -44.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $7,845,000 | $12,655,000 | 61.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,660,000 | $12,505,000 | 241.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $57,585,000 | $12,430,000 | -78.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $16,635,000 | $12,305,000 | -26.0% | 0.1% |
| OCMBC, INC. | $7,460,000 | $12,085,000 | 62.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $70,105,000 | $11,720,000 | -83.3% | 0.1% |
| JMAC LENDING, INC. | $16,320,000 | $11,690,000 | -28.4% | 0.1% |
| Watermark Capital, Inc. | $15,425,000 | $11,615,000 | -24.7% | 0.1% |
| FirstBank | $12,855,000 | $11,565,000 | -10.0% | 0.1% |
| Provident Credit Union | $10,255,000 | $11,465,000 | 11.8% | 0.1% |
| NEXERA HOLDING LLC | $9,140,000 | $11,450,000 | 25.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $5,435,000 | $11,080,000 | 103.9% | 0.1% |
| Equity Prime Mortgage LLC | $5,130,000 | $10,550,000 | 105.7% | 0.1% |
| PACIFIC SERVICE | $18,560,000 | $10,295,000 | -44.5% | 0.1% |
| Luther Burbank Savings | $2,230,000 | $9,965,000 | 346.9% | 0.1% |
| WINNPOINTE CORPORATION | $22,265,000 | $9,815,000 | -55.9% | 0.1% |
| USAA Federal Savings Bank | $32,965,000 | $9,630,000 | -70.8% | 0.1% |
| S1L, Inc. | $5,570,000 | $9,345,000 | 67.8% | 0.1% |
| Truist Bank | $6,055,000 | $8,480,000 | 40.0% | 0.1% |
| ARC HOME LLC | $5,875,000 | $8,440,000 | 43.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $3,140,000 | $8,385,000 | 167.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $7,980,000 | $8,360,000 | 4.8% | 0.1% |
| INSPIRE HOME LOANS INC. | $1,740,000 | $8,220,000 | 372.4% | 0.1% |
| Northpointe Bank | $2,150,000 | $8,220,000 | 282.3% | 0.1% |
| SNAPFI, INC. | $7,235,000 | $8,000,000 | 10.6% | 0.1% |
| Charles Schwab Bank, SSB | $6,285,000 | $7,875,000 | 25.3% | 0.1% |
| Hometown Lenders, Inc. | $1,205,000 | $7,775,000 | 545.2% | 0.1% |
| MEGA CAPITAL FUNDING, INC. | $8,725,000 | $7,750,000 | -11.2% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $6,055,000 | $7,710,000 | 27.3% | 0.1% |
| SAFE CREDIT UNION | $5,650,000 | $7,270,000 | 28.7% | 0.1% |
| SCHOOLSFIRST | $4,660,000 | $7,215,000 | 54.8% | 0.1% |
| South Pacific Financial Corporation | $7,200,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $8,845,000 | $7,150,000 | -19.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $3,570,000 | $6,990,000 | 95.8% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,445,000 | $6,925,000 | 27.2% | 0.1% |
| 1ST NORTHERN CALIFORNIA | $11,185,000 | $6,915,000 | -38.2% | 0.1% |
| THE POLICE Credit Union | $6,355,000 | $6,910,000 | 8.7% | 0.1% |
| OPEN MORTGAGE, LLC | $3,790,000 | $6,800,000 | 79.4% | 0.1% |
| SAN FRANCISCO FIRE CREDIT UNION | $6,580,000 | $6,790,000 | 3.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $10,550,000 | $6,670,000 | -36.8% | 0.1% |
| FBC MORTGAGE, LLC | $12,725,000 | $6,605,000 | -48.1% | 0.1% |
| KBHS HOME LOANS, LLC | $1,860,000 | $6,440,000 | 246.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $8,095,000 | $6,165,000 | -23.8% | 0.1% |
| NexBank | $385,000 | $6,165,000 | 1,501.3% | 0.1% |
| Amerifirst Financial, Inc. | $16,080,000 | $6,105,000 | -62.0% | 0.1% |
| A&D Mortgage LLC | $1,345,000 | $5,980,000 | 344.6% | 0.1% |
| SPRING EQ, LLC | $1,970,000 | $5,975,000 | 203.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,060,000 | $5,970,000 | 463.2% | 0.1% |
| Citadel Servicing Corporation | $375,000 | $5,785,000 | 1,442.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $7,345,000 | $5,780,000 | -21.3% | 0.1% |
| KELLER MORTGAGE, LLC | $7,745,000 | $5,640,000 | -27.2% | 0.1% |
| BBVA USA | $9,625,000 | $5,595,000 | -41.9% | 0.1% |
| HighTechLending Inc | $3,215,000 | $5,335,000 | 65.9% | 0.0% |
| Arvest Bank | $6,700,000 | $5,050,000 | -24.6% | 0.0% |
| Low VA Rates, LLC | $6,650,000 | $4,975,000 | -25.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $3,980,000 | $4,970,000 | 24.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,335,000 | $4,880,000 | 265.5% | 0.0% |
| WESTERN EXPRESS LENDING | $6,620,000 | $4,805,000 | -27.4% | 0.0% |
| BECKAM FUNDING CORP. | $2,405,000 | $4,780,000 | 98.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,345,000 | $4,700,000 | 100.4% | 0.0% |
| LOANSNAP, INC. | $1,675,000 | $4,660,000 | 178.2% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $4,650,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $4,610,000 | n/a | 0.0% | |
| Florida Capital Bank | $8,000,000 | $4,610,000 | -42.4% | 0.0% |
| First Savings Bank | $7,260,000 | $4,555,000 | -37.3% | 0.0% |
| USE Credit Union | $2,665,000 | $4,520,000 | 69.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $4,990,000 | $4,490,000 | -10.0% | 0.0% |
| Manufacturers and Traders Trust Company | $3,275,000 | $4,485,000 | 36.9% | 0.0% |
| San Mateo Credit Union | $2,160,000 | $4,460,000 | 106.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $4,335,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $4,890,000 | $4,285,000 | -12.4% | 0.0% |
| Self-Help Federal Credit Union | $1,470,000 | $4,265,000 | 190.1% | 0.0% |
| AMCAP MORTGAGE, LTD. | $1,565,000 | $4,210,000 | 169.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $4,690,000 | $4,175,000 | -11.0% | 0.0% |
| Figure Lending LLC | $1,770,000 | $4,175,000 | 135.9% | 0.0% |
| Firefighters First Federal Credit Union | $2,630,000 | $4,110,000 | 56.3% | 0.0% |
| Northwest Farm Credit Services, FLCA | $4,065,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $2,245,000 | $4,060,000 | 80.8% | 0.0% |
| Citizens Bank | $3,685,000 | $4,050,000 | 9.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,975,000 | $4,000,000 | 102.5% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $2,070,000 | $3,985,000 | 92.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $5,555,000 | $3,940,000 | -29.1% | 0.0% |
| Alaska USA Federal Credit Union | $2,420,000 | $3,870,000 | 59.9% | 0.0% |
| BM Real Estate Services, Inc. | $1,755,000 | $3,850,000 | 119.4% | 0.0% |
| NP, Inc. | $3,110,000 | $3,810,000 | 22.5% | 0.0% |
| HomeStreet Bank | $3,260,000 | $3,805,000 | 16.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $920,000 | $3,800,000 | 313.0% | 0.0% |
| STAR ONE CREDIT UNION | $3,405,000 | $3,775,000 | 10.9% | 0.0% |
| MICHIGAN MUTUAL, INC. | $5,360,000 | $3,755,000 | -29.9% | 0.0% |
| Provident Savings Bank, F.S.B. | $830,000 | $3,750,000 | 351.8% | 0.0% |
| TIAA, FSB | $5,055,000 | $3,740,000 | -26.0% | 0.0% |
| NFM, INC. | $5,980,000 | $3,715,000 | -37.9% | 0.0% |
| RESIDENTIAL BANCORP. | $1,025,000 | $3,710,000 | 262.0% | 0.0% |
| Morgan Stanley Private Bank | $1,535,000 | $3,685,000 | 140.1% | 0.0% |
| KS StateBank | $2,190,000 | $3,615,000 | 65.1% | 0.0% |
| TJC Mortgage, Inc. | $1,320,000 | $3,600,000 | 172.7% | 0.0% |
| Axos Bank | $5,760,000 | $3,545,000 | -38.5% | 0.0% |
| Discover Bank | $3,145,000 | $3,470,000 | 10.3% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,990,000 | $3,430,000 | 72.4% | 0.0% |
| Citibank | $5,820,000 | $3,420,000 | -41.2% | 0.0% |
| Operating Engineers Local Union #3 | $7,630,000 | $3,400,000 | -55.4% | 0.0% |
| Bank of England | $2,200,000 | $3,390,000 | 54.1% | 0.0% |
| Banner Bank | $1,170,000 | $3,385,000 | 189.3% | 0.0% |
| BNC National Bank | $8,080,000 | $3,380,000 | -58.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $2,580,000 | $3,365,000 | 30.4% | 0.0% |
| Kwik Mortgage Corporation | $1,785,000 | $3,300,000 | 84.9% | 0.0% |
| ML Mortgage Corp. | $4,790,000 | $3,290,000 | -31.3% | 0.0% |
| AXIA FINANCIAL, LLC | $2,010,000 | $3,270,000 | 62.7% | 0.0% |
| ONY GLO, INC. | $6,235,000 | $3,250,000 | -47.9% | 0.0% |
| First Federal Bank | $4,655,000 | $3,205,000 | -31.1% | 0.0% |
| VERITAS FUNDING, LLC | $375,000 | $3,060,000 | 716.0% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $1,360,000 | $3,045,000 | 123.9% | 0.0% |
| Greenbox Loans, Inc. | $2,715,000 | $3,025,000 | 11.4% | 0.0% |
| FISHER FINANCIAL GROUP, INCORPORATED | $2,735,000 | $3,010,000 | 10.1% | 0.0% |
| GEORGIA'S OWN | $2,995,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $2,915,000 | $2,980,000 | 2.2% | 0.0% |
| LENDERFI, INC. | $7,385,000 | $2,925,000 | -60.4% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $3,585,000 | $2,915,000 | -18.7% | 0.0% |
| Plains Commerce Bank | $730,000 | $2,900,000 | 297.3% | 0.0% |
| Pacific Premier Bank | $2,555,000 | $2,890,000 | 13.1% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $6,100,000 | $2,870,000 | -53.0% | 0.0% |
| Cf Bank | $6,065,000 | $2,830,000 | -53.3% | 0.0% |
| Toyota Financial Savings Bank | $805,000 | $2,830,000 | 251.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,585,000 | $2,800,000 | 76.7% | 0.0% |
| KeyBank | $1,270,000 | $2,790,000 | 119.7% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $1,820,000 | $2,750,000 | 51.1% | 0.0% |
| FJM PRIVATE MORTGAGE FUND, LLC | $2,860,000 | $2,740,000 | -4.2% | 0.0% |
| Merchants Bank of Indiana | $2,760,000 | $2,715,000 | -1.6% | 0.0% |
| DATA MORTGAGE, INC. | $2,145,000 | $2,705,000 | 26.1% | 0.0% |
| Quontic Bank | $2,705,000 | n/a | 0.0% | |
| ST FIN CORP | $610,000 | $2,640,000 | 332.8% | 0.0% |
| CIT Bank | $655,000 | $2,635,000 | 302.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $6,900,000 | $2,595,000 | -62.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,580,000 | $2,540,000 | 60.8% | 0.0% |
| Franklin Loan Corporation | $890,000 | $2,515,000 | 182.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,245,000 | $2,510,000 | 11.8% | 0.0% |
| PREMIA MORTGAGE, LLC | $890,000 | $2,485,000 | 179.2% | 0.0% |
| BEST CAPITAL FUNDING | $2,900,000 | $2,465,000 | -15.0% | 0.0% |
| CALCULATED RISK ANALYTICS LLC | $9,775,000 | $2,445,000 | -75.0% | 0.0% |
| First Foundation Bank | $2,435,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $3,990,000 | $2,410,000 | -39.6% | 0.0% |
| SAFEAMERICA CREDIT UNION | $815,000 | $2,395,000 | 193.9% | 0.0% |
| Farmers Bank & Trust | $1,295,000 | $2,390,000 | 84.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $5,530,000 | $2,385,000 | -56.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,200,000 | $2,345,000 | 6.6% | 0.0% |
| First Federal Savings and Loan Association of San Rafael | $2,325,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $1,480,000 | $2,315,000 | 56.4% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $510,000 | $2,170,000 | 325.5% | 0.0% |
| MK LENDING CORP. | $1,925,000 | $2,075,000 | 7.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,860,000 | $2,055,000 | 10.5% | 0.0% |
| First Mortgage Solutions, LLC | $2,165,000 | $2,055,000 | -5.1% | 0.0% |
| Tri Counties Bank | $3,735,000 | $2,055,000 | -45.0% | 0.0% |
| Armed Forces Bank | $1,910,000 | $2,040,000 | 6.8% | 0.0% |
| DIRECT MORTGAGE, CORP. | $2,485,000 | $2,000,000 | -19.5% | 0.0% |
| Magnolia Bank | $5,310,000 | $1,975,000 | -62.8% | 0.0% |
| NuVision Federal Credit Union | $550,000 | $1,975,000 | 259.1% | 0.0% |
| STANFORD Federal Credit Union | $1,390,000 | $1,970,000 | 41.7% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $2,145,000 | $1,965,000 | -8.4% | 0.0% |
| SAN FRANCISCO FEDERAL CREDIT UNION | $1,620,000 | $1,930,000 | 19.1% | 0.0% |
| MORIA DEVELOPMENT, INC. | $3,820,000 | $1,895,000 | -50.4% | 0.0% |
| The Loan Store, Inc. | $6,190,000 | $1,875,000 | -69.7% | 0.0% |
| Comerica Bank | $2,120,000 | $1,855,000 | -12.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $620,000 | $1,850,000 | 198.4% | 0.0% |
| SACRAMENTO Credit Union | $1,500,000 | $1,840,000 | 22.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,370,000 | $1,815,000 | 32.5% | 0.0% |
| Goldwater Bank, N.A. | $3,610,000 | $1,785,000 | -50.6% | 0.0% |
| S&S Financial | $1,695,000 | $1,760,000 | 3.8% | 0.0% |
| VICTORIA FINANCIAL CORP. | $225,000 | $1,760,000 | 682.2% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $415,000 | $1,745,000 | 320.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,825,000 | $1,735,000 | -4.9% | 0.0% |
| LOANFLIGHT LENDING, LLC | $720,000 | $1,725,000 | 139.6% | 0.0% |
| 5TH STREET CAPITAL, INC. | $1,715,000 | n/a | 0.0% | |
| KEYPOINT | $1,900,000 | $1,700,000 | -10.5% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $1,955,000 | $1,660,000 | -15.1% | 0.0% |
| PRIMUS LENDING CORP. | $1,215,000 | $1,655,000 | 36.2% | 0.0% |
| UNITED MORTGAGE CORP. | $285,000 | $1,655,000 | 480.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,150,000 | $1,585,000 | -26.3% | 0.0% |
| Exchange Bank | $2,405,000 | $1,550,000 | -35.6% | 0.0% |
| ON Q FINANCIAL, INC. | $14,930,000 | $1,550,000 | -89.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,565,000 | $1,530,000 | -40.4% | 0.0% |
| FIRST TECHNOLOGY | $5,775,000 | $1,530,000 | -73.5% | 0.0% |
| FUNDLOANS CAPITAL | $1,505,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $1,930,000 | $1,470,000 | -23.8% | 0.0% |
| Ameris Bank | $4,040,000 | $1,460,000 | -63.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,455,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $1,315,000 | $1,445,000 | 9.9% | 0.0% |
| HomeTrust Bank | $1,665,000 | $1,385,000 | -16.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $535,000 | $1,385,000 | 158.9% | 0.0% |
| Reliant Bank | $1,380,000 | n/a | 0.0% | |
| UBS Bank USA | $1,365,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $1,650,000 | $1,350,000 | -18.2% | 0.0% |
| R M K FINANCIAL CORP. | $6,505,000 | $1,335,000 | -79.5% | 0.0% |
| COMPASS MORTGAGE, INC. | $1,670,000 | $1,320,000 | -21.0% | 0.0% |
| Home Mortgage Alliance Corp | $1,315,000 | n/a | 0.0% | |
| UIF CORPORATION | $2,055,000 | $1,315,000 | -36.0% | 0.0% |
| Paramount Bank | $355,000 | $1,250,000 | 252.1% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,310,000 | $1,225,000 | -47.0% | 0.0% |
| Sunflower Bank | $2,315,000 | $1,220,000 | -47.3% | 0.0% |
| First Interstate Bank | $1,205,000 | n/a | 0.0% | |
| City National Bank | $1,195,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $1,185,000 | n/a | 0.0% | |
| AUGUSTA FINANCIAL, INC. | $2,045,000 | $1,155,000 | -43.5% | 0.0% |
| GSF Mortgage Corporation | $435,000 | $1,155,000 | 165.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,365,000 | $1,155,000 | -15.4% | 0.0% |
| Bank of Stockton | $1,750,000 | $1,150,000 | -34.3% | 0.0% |
| MERIWEST MORTGAGE COMPANY, LLC | $595,000 | $1,135,000 | 90.8% | 0.0% |
| MLD MORTGAGE INC. | $765,000 | $1,115,000 | 45.8% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $790,000 | $1,085,000 | 37.3% | 0.0% |
| Pivotal Capital Group II, LLC | $560,000 | $1,075,000 | 92.0% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $1,045,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $1,040,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $1,015,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $425,000 | $1,000,000 | 135.3% | 0.0% |
| Financial Partners Credit Union | $1,345,000 | $995,000 | -26.0% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $955,000 | $970,000 | 1.6% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $965,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $415,000 | $940,000 | 126.5% | 0.0% |
| Industrial and Commercial Bank of China USA | $375,000 | $930,000 | 148.0% | 0.0% |
| Stifel Bank and Trust | $1,525,000 | $930,000 | -39.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,300,000 | $925,000 | -28.8% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $920,000 | n/a | 0.0% | |
| WALL FINANCIAL, INC. | $2,280,000 | $910,000 | -60.1% | 0.0% |
| MANN FINANCIAL INC. | $905,000 | n/a | 0.0% | |
| AHL FUNDING | $3,965,000 | $885,000 | -77.7% | 0.0% |
| First Home Bank | $1,950,000 | $875,000 | -55.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $870,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,190,000 | $860,000 | -27.7% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $2,435,000 | $860,000 | -64.7% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $1,540,000 | $835,000 | -45.8% | 0.0% |
| Chicago Mortgage Solutions LLC | $830,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $1,340,000 | $830,000 | -38.1% | 0.0% |
| East West Bank | $815,000 | n/a | 0.0% | |
| The Central Trust Bank | $810,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $945,000 | $805,000 | -14.8% | 0.0% |
| Servion, Inc. | $2,045,000 | $800,000 | -60.9% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $760,000 | $790,000 | 3.9% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $1,500,000 | $780,000 | -48.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $730,000 | $770,000 | 5.5% | 0.0% |
| LENDINGONE, LLC | $295,000 | $770,000 | 161.0% | 0.0% |
| Sierra Lending Corporation | $765,000 | n/a | 0.0% | |
| First National Bank of America | $275,000 | $740,000 | 169.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,610,000 | $735,000 | -54.3% | 0.0% |
| EXCITE Credit Union | $725,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $1,335,000 | $710,000 | -46.8% | 0.0% |
| Texana Bank | $1,650,000 | $710,000 | -57.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $700,000 | n/a | 0.0% | |
| TCF National Bank | $8,015,000 | $675,000 | -91.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $675,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $670,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $1,440,000 | $660,000 | -54.2% | 0.0% |
| Republic Bank & Trust Company | $660,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $425,000 | $650,000 | 52.9% | 0.0% |
| CANVAS CREDIT UNION | $630,000 | n/a | 0.0% | |
| COMMUNITY FIRST CREDIT UNION | $530,000 | $630,000 | 18.9% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $565,000 | $625,000 | 10.6% | 0.0% |
| The Huntington National Bank | $625,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $615,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $610,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $770,000 | $595,000 | -22.7% | 0.0% |
| MERIWEST | $265,000 | $580,000 | 118.9% | 0.0% |
| Meridian Bank Corporation | $2,875,000 | $575,000 | -80.0% | 0.0% |
| DIGITAL Federal Credit Union | $565,000 | n/a | 0.0% | |
| UNCLE Credit Union | $295,000 | $565,000 | 91.5% | 0.0% |
| KINECTA | $495,000 | $560,000 | 13.1% | 0.0% |
| THRIVE MORTGAGE, LLC | $350,000 | $560,000 | 60.0% | 0.0% |
| United Fidelity Funding Corp. | $4,360,000 | $560,000 | -87.2% | 0.0% |
| Financial Funding Solutions, Inc. | $855,000 | $550,000 | -35.7% | 0.0% |
| Core Bank | $3,445,000 | $545,000 | -84.2% | 0.0% |
| JMJ FINANCIAL GROUP | $455,000 | $545,000 | 19.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $535,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $525,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $405,000 | $520,000 | 28.4% | 0.0% |
| Colten Mortgage, LLC | $515,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $940,000 | $515,000 | -45.2% | 0.0% |
| Fidelity Bank | $505,000 | n/a | 0.0% | |
| SRE MORTGAGE ALLIANCE INC. | $3,400,000 | $505,000 | -85.1% | 0.0% |
| FM Home Loans, LLC | $495,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $495,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $335,000 | $490,000 | 46.3% | 0.0% |
| American Airlines Federal Credit Union | $490,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $485,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $285,000 | $485,000 | 70.2% | 0.0% |
| MORTGAGE EXPRESS, LLC | $485,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $480,000 | n/a | 0.0% | |
| iCore Lending, Inc. | $480,000 | n/a | 0.0% | |
| Midwest Community Bank | $475,000 | n/a | 0.0% | |
| Union Savings Bank | $485,000 | $475,000 | -2.1% | 0.0% |
| Washington Trust Bank | $475,000 | n/a | 0.0% | |
| GREAT LAKES | $200,000 | $470,000 | 135.0% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $540,000 | $470,000 | -13.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $455,000 | $465,000 | 2.2% | 0.0% |
| CTBC Bank Corp. (USA) | $335,000 | $465,000 | 38.8% | 0.0% |
| DEL SUR CORPORATION | $465,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $425,000 | $465,000 | 9.4% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $455,000 | n/a | 0.0% | |
| LENDING 3, INC. | $720,000 | $455,000 | -36.8% | 0.0% |
| Valley First Credit Union | $455,000 | n/a | 0.0% | |
| CAPSTONE DIRECT, INC. | $445,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $445,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $1,765,000 | $445,000 | -74.8% | 0.0% |
| San Diego Funding | $445,000 | n/a | 0.0% | |
| Devon Bank | $425,000 | n/a | 0.0% | |
| Fifth Third Bank | $415,000 | n/a | 0.0% | |
| SANTA CLARA COUNTY | $415,000 | n/a | 0.0% | |
| AmRes Corporation | $1,450,000 | $405,000 | -72.1% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $445,000 | $405,000 | -9.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $375,000 | $405,000 | 8.0% | 0.0% |
| BNB FINANCIAL INC. | $1,075,000 | $395,000 | -63.3% | 0.0% |
| FIRST ENTERTAINMENT | $395,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $385,000 | n/a | 0.0% | |
| EMM LOANS LLC | $2,235,000 | $385,000 | -82.8% | 0.0% |
| Amalgamated Bank | $245,000 | $380,000 | 55.1% | 0.0% |
| TECHNOLOGY | $740,000 | $380,000 | -48.6% | 0.0% |
| Farmers & Merchants Bank of Central California | $1,415,000 | $375,000 | -73.5% | 0.0% |
| FAY SERVICING, LLC | $930,000 | $375,000 | -59.7% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $255,000 | $375,000 | 47.1% | 0.0% |
| First International Bank & Trust | $365,000 | n/a | 0.0% | |
| HOME APPROVALS DIRECT, INC. | $690,000 | $365,000 | -47.1% | 0.0% |
| MORTGAGE 2000, INC. | $365,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $1,195,000 | $365,000 | -69.5% | 0.0% |
| Royal Business Bank | $550,000 | $365,000 | -33.6% | 0.0% |
| CERTIFIED | $355,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $580,000 | $355,000 | -38.8% | 0.0% |
| Loan Simple, Inc. | $335,000 | $355,000 | 6.0% | 0.0% |
| Mortgage Bank of California | $355,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $355,000 | n/a | 0.0% | |
| THE FIRST FINANCIAL Federal Credit Union | $425,000 | $345,000 | -18.8% | 0.0% |
| Credence Funding Corporation | $335,000 | n/a | 0.0% | |
| I.L.W.U. CREDIT UNION | $335,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $325,000 | n/a | 0.0% | |
| GET A RATE LLC | $345,000 | $325,000 | -5.8% | 0.0% |
| PRIVATE MORTGAGE ADVISORS, LLC | $730,000 | $325,000 | -55.5% | 0.0% |
| BAY | $595,000 | $315,000 | -47.1% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| INB | $305,000 | n/a | 0.0% | |
| Allied First Bank,sb | $295,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $295,000 | n/a | 0.0% | |
| EQUITY WAVE LENDING, INC. | $275,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $265,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $255,000 | n/a | 0.0% | |
| Yolo Federal Credit Union | $3,785,000 | $250,000 | -93.4% | 0.0% |
| FIDELITY BANK | $245,000 | n/a | 0.0% | |
| Budget Mortgage Corp. | $235,000 | n/a | 0.0% | |
| GRANDE HOMES, INC. | $235,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $215,000 | n/a | 0.0% | |
| AMERICAN FIRST | $65,000 | $205,000 | 215.4% | 0.0% |
| Crestline Funding Corporation | $715,000 | $205,000 | -71.3% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| PARSONS Federal Credit Union | $85,000 | $175,000 | 105.9% | 0.0% |
| RANLIFE, INC. | $365,000 | $175,000 | -52.1% | 0.0% |
| California Coast Credit Union | $175,000 | $170,000 | -2.9% | 0.0% |
| CBC Federal Credit Union | $165,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $165,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| MISSION | $125,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $125,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $150,000 | $125,000 | -16.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,785,000 | $125,000 | -93.0% | 0.0% |
| F&A Federal Credit Union | $105,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $755,000 | $105,000 | -86.1% | 0.0% |
| WINGS FINANCIAL | $105,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $175,000 | $65,000 | -62.9% | 0.0% |
| BMO Harris Bank | $55,000 | n/a | 0.0% | |
| Baxter Credit Union | $255,000 | $45,000 | -82.4% | 0.0% |
| Bethpage Federal Credit Union | $255,000 | $35,000 | -86.3% | 0.0% |
| Unitus Community Credit Union | $35,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $75,000 | $25,000 | -66.7% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $25,000 | n/a | 0.0% |
VALLEJO's top lender by overall market share is QUICKEN LOANS, LLC, with 10.7% market share. In second place, with 10.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,128,225,000 in loans. In third place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $648,020,000 in loans. In third place, with 5.8%, is LOANDEPOT.COM, LLC, having originated $641,990,000 in loans. In third place, with 3.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $409,590,000 in loans.
VALLEJO, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 12,628 | $4,573,500,000 | $362,171 |
| Cash Out Refi | 7,889 | $2,966,065,000 | $375,975 |
| Home Purchase | 7,086 | $3,310,540,000 | $467,194 |
| Home Improvement | 585 | $101,685,000 | $173,821 |
| Other | 555 | $110,205,000 | $198,568 |
| NA | 4 | $3,210,000 | $802,500 |
Vallejo's most frequently cited loan purpose was Refi, with 12,628 originations. The 2nd most popular reason was Cash Out Refi, with 7,889 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 12,290 | $4,817,060,000 | $391,950 |
| 3-4% | 8,928 | $3,580,480,000 | $401,039 |
| <2.5% | 6,106 | $2,185,420,000 | $357,914 |
| 4-5% | 690 | $225,960,000 | $327,478 |
| 5-6% | 266 | $59,580,000 | $223,985 |
| 6-7% | 141 | $25,105,000 | $178,050 |
| 7-8% | 92 | $15,310,000 | $166,413 |
| Over 8% | 64 | $10,290,000 | $160,781 |
During 2021, Vallejo's most frequently originated rate bucket was 2.5-3%, with 12,290 originations.
Loan Sizing (VALLEJO, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 12,644 | $3,931,570,000 | $310,944 |
| $400k-600k | 10,933 | $5,268,225,000 | $481,865 |
| $100k-200k | 2,505 | $390,525,000 | $155,898 |
| $600k-1000k | 1,532 | $1,075,890,000 | $702,278 |
| $100,000 or less | 1,004 | $52,510,000 | $52,301 |
| $Over $1MM | 129 | $346,485,000 | $2,685,930 |
VALLEJO's loan sizing saw the bucket of loans from $200k-400k with 12,644 originations, totaling $3,931,570,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 10,134 | $4,485,120,000 | $442,581 |
| 80-100% | 6,801 | $3,234,735,000 | $475,626 |
| 40-60% | 6,363 | $2,042,805,000 | $321,044 |
| 20-40% | 2,608 | $536,700,000 | $205,790 |
| Under 20% | 1,217 | $85,795,000 | $70,497 |
| Over 100% | 365 | $212,115,000 | $581,137 |
VALLEJO's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 10,134 originations, totaling $4,485,120,000 in origination value.