VALLEJO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Vallejo averaged
6.78%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.61% and
one month ago for the week of 2024-10-24, the
average rate was 6.31%.
Vallejo's average rate one year ago was 7.26%.
For refis of the same type during the week of 2024-11-27, the average rate
was 6.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
| Vallejo 30 Year Fixed Rate | 2024-11-27 | 6.78% |
| Vallejo 30 Year Fixed Rate Refi | 2024-11-27 | 6.96% |
| Vallejo 15 Year Fixed Rate | 2024-11-27 | 6.1% |
| Vallejo 15 Year Fixed Rate Refi | 2024-11-27 | 6.5% |
| Vallejo 30 Year FHA | 2024-11-27 | -0.29% |
| Vallejo 30 Year FHA Refi | 2024-11-27 | -0.1% |
| Vallejo 30 Year USDA | 2024-11-27 | 0% |
| Vallejo 30 Year USDA Refi | 2024-11-27 | 0.2% |
| Vallejo 30 Year VA | 2024-11-27 | -0.62% |
| Vallejo 30 Year VA Refi | 2024-11-27 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VALLEJO, CA.
VALLEJO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VALLEJO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VALLEJO Average Closing Costs & Other Stats
VALLEJO, CA's 199 lenders originated 6,597
loans during 2023. The total origination value was $2,484,145,000, with an average loan value of
$376,557.
VALLEJO's average closing costs are $6,833.
The top VALLEJO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
449 loans originated. Their average total fees are
$9,632, which is $1,006
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee VALLEJO lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,072), DHI MORTGAGE COMPANY, LTD. ($5,189), TRAVIS CREDIT UNION ($5,201), Wells Fargo Bank ($6,040) and Bank of America ($6,806).
The lowest rate VALLEJO lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.47%), HOMEAMERICAN MORTGAGE CORPORATION (5.88%), DHI MORTGAGE COMPANY, LTD. (5.97%), KBHS HOME LOANS, LLC (6.11%) and Wells Fargo Bank (6.13%).
VALLEJO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $533,965,000 | $393,055,000 | -26.4% | 15.8% |
| QUICKEN LOANS, LLC | $403,770,000 | $175,945,000 | -56.4% | 7.1% |
| LOANDEPOT.COM, LLC | $322,860,000 | $143,960,000 | -55.4% | 5.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $166,275,000 | $112,640,000 | -32.3% | 4.5% |
| TRAVIS CREDIT UNION | $116,560,000 | $65,980,000 | -43.4% | 2.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $146,690,000 | $64,380,000 | -56.1% | 2.6% |
| GUILD MORTGAGE COMPANY | $46,670,000 | $55,255,000 | 18.4% | 2.2% |
| BROKER SOLUTIONS, INC. | $34,590,000 | $53,015,000 | 53.3% | 2.1% |
| U.S. Bank | $47,565,000 | $46,620,000 | -2.0% | 1.9% |
| South Pacific Financial Corporation | $33,205,000 | $43,480,000 | 30.9% | 1.8% |
| Bank of America | $56,005,000 | $40,415,000 | -27.8% | 1.6% |
| HOMEAMERICAN MORTGAGE CORPORATION | $43,785,000 | $37,930,000 | -13.4% | 1.5% |
| CMG MORTGAGE, INC. | $27,180,000 | $35,275,000 | 29.8% | 1.4% |
| Commerce Home Mortgage, Inc. | $55,735,000 | $34,485,000 | -38.1% | 1.4% |
| DHI MORTGAGE COMPANY, LTD. | $20,085,000 | $33,290,000 | 65.7% | 1.3% |
| INSPIRE HOME LOANS INC. | $3,730,000 | $32,345,000 | 767.2% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $49,490,000 | $28,235,000 | -42.9% | 1.1% |
| East West Bank | $1,795,000 | $27,730,000 | 1,444.8% | 1.1% |
| Flagstar Bank, FSB | $81,150,000 | $26,230,000 | -67.7% | 1.1% |
| NEWREZ LLC | $20,710,000 | $26,125,000 | 26.1% | 1.1% |
| GUARANTEED RATE, INC. | $41,995,000 | $25,760,000 | -38.7% | 1.0% |
| JPMorgan Chase Bank | $75,655,000 | $25,655,000 | -66.1% | 1.0% |
| Paramount Residential Mortgage Group, Inc. | $39,255,000 | $24,145,000 | -38.5% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $71,400,000 | $24,085,000 | -66.3% | 1.0% |
| Mortgage Research Center, LLC | $35,410,000 | $23,335,000 | -34.1% | 0.9% |
| Wells Fargo Bank | $80,300,000 | $21,890,000 | -72.7% | 0.9% |
| EVERETT FINANCIAL, INC. | $36,850,000 | $21,505,000 | -41.6% | 0.9% |
| KBHS HOME LOANS, LLC | $18,930,000 | $20,340,000 | 7.4% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $49,025,000 | $19,360,000 | -60.5% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $2,740,000 | $19,165,000 | 599.5% | 0.8% |
| NFM, INC. | $13,910,000 | $17,685,000 | 27.1% | 0.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $68,035,000 | $17,315,000 | -74.5% | 0.7% |
| Sierra Pacific Mortgage Company, Inc. | $14,785,000 | $16,185,000 | 9.5% | 0.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $9,065,000 | $16,155,000 | 78.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $38,685,000 | $15,470,000 | -60.0% | 0.6% |
| CARDINAL FINANCIAL | $20,800,000 | $14,860,000 | -28.6% | 0.6% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $595,000 | $13,660,000 | 2,195.8% | 0.5% |
| THE GOLDEN 1 | $27,350,000 | $13,400,000 | -51.0% | 0.5% |
| CALIBER HOME LOANS, INC. | $177,265,000 | $11,990,000 | -93.2% | 0.5% |
| PATELCO | $27,975,000 | $11,970,000 | -57.2% | 0.5% |
| EAGLE HOME MORTGAGE, LLC | $25,960,000 | $11,205,000 | -56.8% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $46,855,000 | $11,075,000 | -76.4% | 0.4% |
| First Northern Bank of Dixon | $11,305,000 | $10,395,000 | -8.0% | 0.4% |
| Fremont Bank | $28,750,000 | $9,990,000 | -65.3% | 0.4% |
| OCMBC, INC. | $3,395,000 | $9,915,000 | 192.0% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $25,150,000 | $9,685,000 | -61.5% | 0.4% |
| SUMMIT FUNDING, INC. | $25,965,000 | $9,295,000 | -64.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $50,425,000 | $9,190,000 | -81.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $9,930,000 | $9,080,000 | -8.6% | 0.4% |
| BMO Harris Bank | $8,710,000 | n/a | 0.4% | |
| AMERICAN FINANCIAL NETWORK, INC. | $8,010,000 | n/a | 0.3% | |
| Equity Prime Mortgage LLC | $7,390,000 | $7,725,000 | 4.5% | 0.3% |
| REDWOOD | $18,250,000 | $7,650,000 | -58.1% | 0.3% |
| First Bank | $14,725,000 | $7,470,000 | -49.3% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $14,250,000 | $7,345,000 | -48.5% | 0.3% |
| Golden Empire Mortgage, Inc. | $4,430,000 | $7,205,000 | 62.6% | 0.3% |
| PNC Bank | $27,160,000 | $7,200,000 | -73.5% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $9,940,000 | $6,965,000 | -29.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,545,000 | $6,725,000 | -29.5% | 0.3% |
| ALAMEDA MORTGAGE CORPORATION | $11,230,000 | $6,585,000 | -41.4% | 0.3% |
| Umpqua Bank | $32,825,000 | $6,165,000 | -81.2% | 0.2% |
| NEXERA HOLDING LLC | $8,465,000 | $5,985,000 | -29.3% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $10,840,000 | $5,945,000 | -45.2% | 0.2% |
| SAFE CREDIT UNION | $7,875,000 | $5,790,000 | -26.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $32,775,000 | $5,775,000 | -82.4% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $23,625,000 | $5,740,000 | -75.7% | 0.2% |
| Figure Lending LLC | $6,415,000 | $5,620,000 | -12.4% | 0.2% |
| Vellum Mortgage, Inc. | $5,545,000 | n/a | 0.2% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $6,080,000 | $5,465,000 | -10.1% | 0.2% |
| Discover Bank | $5,025,000 | $5,315,000 | 5.8% | 0.2% |
| The Loan Store, Inc. | $95,000 | $5,105,000 | 5,273.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $11,920,000 | $5,085,000 | -57.3% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $4,675,000 | $5,020,000 | 7.4% | 0.2% |
| First-Citizens Bank & Trust Company | $4,210,000 | $4,900,000 | 16.4% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,945,000 | $4,805,000 | 147.0% | 0.2% |
| S1L, Inc. | $4,670,000 | $4,800,000 | 2.8% | 0.2% |
| CHEVRON | $10,530,000 | $4,665,000 | -55.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $9,235,000 | $4,640,000 | -49.8% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $4,250,000 | $4,625,000 | 8.8% | 0.2% |
| BAY EQUITY LLC | $16,385,000 | $4,565,000 | -72.1% | 0.2% |
| NBKC BANK | $2,095,000 | $4,560,000 | 117.7% | 0.2% |
| Mechanics Bank | $2,585,000 | $4,495,000 | 73.9% | 0.2% |
| ALLIANT CREDIT UNION | $12,705,000 | $4,470,000 | -64.8% | 0.2% |
| Zions Bank | $860,000 | $4,465,000 | 419.2% | 0.2% |
| AMWEST FUNDING CORP. | $9,400,000 | $4,435,000 | -52.8% | 0.2% |
| Carrington Mortgage Services, LLC | $9,210,000 | $4,395,000 | -52.3% | 0.2% |
| Bank of Marin | $4,205,000 | n/a | 0.2% | |
| ALLIED MORTGAGE GROUP, INC. | $600,000 | $4,115,000 | 585.8% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $325,000 | $4,100,000 | 1,161.5% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $6,235,000 | $3,985,000 | -36.1% | 0.2% |
| Plains Commerce Bank | $2,035,000 | $3,965,000 | 94.8% | 0.2% |
| Arbor Realty Trust, Inc. | $3,710,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $7,845,000 | $3,690,000 | -53.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $3,665,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $3,755,000 | $3,530,000 | -6.0% | 0.1% |
| Ameris Bank | $3,135,000 | $3,520,000 | 12.3% | 0.1% |
| RESIDENTIAL BANCORP | $5,915,000 | $3,495,000 | -40.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $585,000 | $3,465,000 | 492.3% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $3,405,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,535,000 | $3,200,000 | -69.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,110,000 | $3,175,000 | 186.0% | 0.1% |
| Morgan Stanley Private Bank | $3,700,000 | $3,145,000 | -15.0% | 0.1% |
| JMAC LENDING, INC. | $5,085,000 | $3,120,000 | -38.6% | 0.1% |
| Provident Credit Union | $4,980,000 | $3,065,000 | -38.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,405,000 | $3,050,000 | 26.8% | 0.1% |
| Citibank | $2,360,000 | $3,010,000 | 27.5% | 0.1% |
| First Republic Bank | $27,505,000 | $2,885,000 | -89.5% | 0.1% |
| General Mortgage Capital Corporation | $3,965,000 | $2,870,000 | -27.6% | 0.1% |
| THE POLICE Credit Union | $4,040,000 | $2,870,000 | -29.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $3,555,000 | $2,860,000 | -19.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $840,000 | $2,815,000 | 235.1% | 0.1% |
| Hometown Equity Mortgage, LLC | $13,600,000 | $2,805,000 | -79.4% | 0.1% |
| M&T Bank | $1,015,000 | $2,780,000 | 173.9% | 0.1% |
| SPRING EQ, LLC | $14,845,000 | $2,775,000 | -81.3% | 0.1% |
| A&D Mortgage LLC | $1,255,000 | $2,745,000 | 118.7% | 0.1% |
| INTERCAP LENDING INC. | $2,590,000 | $2,695,000 | 4.1% | 0.1% |
| MLD MORTGAGE INC. | $2,530,000 | $2,690,000 | 6.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,130,000 | $2,645,000 | 134.1% | 0.1% |
| PACIFIC SERVICE | $8,315,000 | $2,635,000 | -68.3% | 0.1% |
| Greenbox Loans, Inc. | $1,905,000 | $2,610,000 | 37.0% | 0.1% |
| Citizens Bank | $4,740,000 | $2,425,000 | -48.8% | 0.1% |
| NMSI, INC. | $8,355,000 | $2,425,000 | -71.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,110,000 | $2,410,000 | -60.6% | 0.1% |
| USAA Federal Savings Bank | $3,400,000 | $2,365,000 | -30.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $3,330,000 | $2,350,000 | -29.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,475,000 | $2,350,000 | -75.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,090,000 | $2,330,000 | -24.6% | 0.1% |
| AMCAP MORTGAGE, LTD. | $1,950,000 | $2,280,000 | 16.9% | 0.1% |
| PHH Mortgage Corporation | $6,735,000 | $2,250,000 | -66.6% | 0.1% |
| Banner Bank | $600,000 | $2,245,000 | 274.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,245,000 | $2,245,000 | 80.3% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,335,000 | $2,230,000 | -64.8% | 0.1% |
| Coastal Community Bank | $2,200,000 | n/a | 0.1% | |
| The Federal Savings Bank | $9,970,000 | $2,060,000 | -79.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $3,935,000 | $2,050,000 | -47.9% | 0.1% |
| University Bank | $2,045,000 | n/a | 0.1% | |
| GOOGAIN, INC. | $4,915,000 | $1,935,000 | -60.6% | 0.1% |
| KINECTA | $1,885,000 | n/a | 0.1% | |
| BECKAM FUNDING CORP. | $3,130,000 | $1,870,000 | -40.3% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $1,860,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,080,000 | $1,855,000 | 71.8% | 0.1% |
| Operating Engineers Local Union #3 | $3,290,000 | $1,845,000 | -43.9% | 0.1% |
| STAR ONE CREDIT UNION | $1,910,000 | $1,805,000 | -5.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,205,000 | $1,780,000 | -44.5% | 0.1% |
| OPEN MORTGAGE, LLC | $3,675,000 | $1,775,000 | -51.7% | 0.1% |
| DAS Acquisition Company, LLC | $730,000 | $1,740,000 | 138.4% | 0.1% |
| NEW WAVE LENDING GROUP INC | $2,000,000 | $1,740,000 | -13.0% | 0.1% |
| AHL FUNDING | $355,000 | $1,685,000 | 374.6% | 0.1% |
| First National Bank of America | $1,195,000 | $1,670,000 | 39.7% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $7,060,000 | $1,660,000 | -76.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,435,000 | $1,605,000 | -34.1% | 0.1% |
| NP, Inc. | $1,605,000 | $1,600,000 | -0.3% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,250,000 | $1,530,000 | 22.4% | 0.1% |
| Self-Help Federal Credit Union | $910,000 | $1,440,000 | 58.2% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $5,615,000 | $1,435,000 | -74.4% | 0.1% |
| Cathay Bank | $720,000 | $1,430,000 | 98.6% | 0.1% |
| TECHNOLOGY | $510,000 | $1,415,000 | 177.5% | 0.1% |
| STANFORD Federal Credit Union | $265,000 | $1,390,000 | 424.5% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $1,385,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $2,840,000 | $1,375,000 | -51.6% | 0.1% |
| LOANPAL, LLC | $6,405,000 | $1,365,000 | -78.7% | 0.1% |
| Northpointe Bank | $2,320,000 | $1,330,000 | -42.7% | 0.1% |
| LADERA LENDING, INC. | $3,925,000 | $1,320,000 | -66.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $5,225,000 | $1,290,000 | -75.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,580,000 | $1,285,000 | -18.7% | 0.1% |
| HighTechLending Inc | $3,320,000 | $1,240,000 | -62.7% | 0.0% |
| Educational Employees Credit Union | $1,230,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $6,885,000 | $1,225,000 | -82.2% | 0.0% |
| Axos Bank | $1,555,000 | $1,210,000 | -22.2% | 0.0% |
| INTELLILOAN, INC. | $2,570,000 | $1,205,000 | -53.1% | 0.0% |
| MANN FINANCIAL INC. | $1,140,000 | n/a | 0.0% | |
| HomeTrust Bank | $1,265,000 | $1,135,000 | -10.3% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $900,000 | $1,080,000 | 20.0% | 0.0% |
| TJC Mortgage, Inc. | $1,960,000 | $1,080,000 | -44.9% | 0.0% |
| VERITAS FUNDING, LLC | $940,000 | $1,075,000 | 14.4% | 0.0% |
| Industrial and Commercial Bank of China USA | $335,000 | $1,065,000 | 217.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,935,000 | $1,050,000 | -64.2% | 0.0% |
| PREMIER LENDING, INC. | $5,565,000 | $1,050,000 | -81.1% | 0.0% |
| Firefighters First Federal Credit Union | $5,465,000 | $1,045,000 | -80.9% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $7,270,000 | $1,020,000 | -86.0% | 0.0% |
| VALLEY STRONG CREDIT UNION | $5,005,000 | $1,015,000 | -79.7% | 0.0% |
| Exchange Bank | $1,765,000 | $1,005,000 | -43.1% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $8,710,000 | $1,005,000 | -88.5% | 0.0% |
| UNCLE Credit Union | $545,000 | $990,000 | 81.7% | 0.0% |
| SCHOOLSFIRST | $3,140,000 | $985,000 | -68.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,655,000 | $970,000 | -41.4% | 0.0% |
| First Federal Savings and Loan Association of San Rafael | $855,000 | $965,000 | 12.9% | 0.0% |
| Alaska USA Federal Credit Union | $300,000 | $960,000 | 220.0% | 0.0% |
| OAKTREE FUNDING CORP. | $2,370,000 | $960,000 | -59.5% | 0.0% |
| Constant Investments, Inc. | $615,000 | $910,000 | 48.0% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $3,105,000 | $900,000 | -71.0% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $900,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $13,620,000 | $890,000 | -93.5% | 0.0% |
| UIF CORPORATION | $425,000 | $885,000 | 108.2% | 0.0% |
| Tri Counties Bank | $3,945,000 | $830,000 | -79.0% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $800,000 | n/a | 0.0% | |
| NexBank | $4,610,000 | $800,000 | -82.6% | 0.0% |
| Bethpage Federal Credit Union | $1,820,000 | $795,000 | -56.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $435,000 | $785,000 | 80.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,840,000 | $785,000 | -57.3% | 0.0% |
| BNC National Bank | $775,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,730,000 | $760,000 | -72.2% | 0.0% |
| iCore Lending, Inc. | $535,000 | $750,000 | 40.2% | 0.0% |
| ARC HOME LLC | $3,895,000 | $740,000 | -81.0% | 0.0% |
| Baxter Credit Union | $455,000 | $725,000 | 59.3% | 0.0% |
| 1ST NORTHERN CALIFORNIA | $3,850,000 | $720,000 | -81.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $2,695,000 | $720,000 | -73.3% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $4,310,000 | $705,000 | -83.6% | 0.0% |
| FIRST TECHNOLOGY | $2,030,000 | $695,000 | -65.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $7,260,000 | $685,000 | -90.6% | 0.0% |
| SACRAMENTO Credit Union | $570,000 | $685,000 | 20.2% | 0.0% |
| The Huntington National Bank | $675,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $605,000 | $665,000 | 9.9% | 0.0% |
| SOUTHLAND CREDIT UNION | $665,000 | n/a | 0.0% | |
| Southern Bank | $655,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $650,000 | n/a | 0.0% | |
| UBS Bank USA | $1,240,000 | $645,000 | -48.0% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $645,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $2,245,000 | $635,000 | -71.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $720,000 | $635,000 | -11.8% | 0.0% |
| Washington Trust Bank | $625,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP. | $395,000 | $620,000 | 57.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $405,000 | $615,000 | 51.9% | 0.0% |
| MORTGAGEONE, INC. | $615,000 | n/a | 0.0% | |
| Ally Bank | $4,400,000 | $605,000 | -86.3% | 0.0% |
| Armed Forces Bank | $1,565,000 | $605,000 | -61.3% | 0.0% |
| Florida Capital Bank | $2,535,000 | $605,000 | -76.1% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $585,000 | n/a | 0.0% | |
| Raymond James Bank | $585,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $700,000 | $570,000 | -18.6% | 0.0% |
| 5TH STREET CAPITAL, INC. | $1,260,000 | $555,000 | -56.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $555,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,890,000 | $555,000 | -80.8% | 0.0% |
| Comerica Bank | $2,975,000 | $550,000 | -81.5% | 0.0% |
| Neighborhood Loans, Inc. | $545,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $535,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $4,325,000 | $535,000 | -87.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $20,200,000 | $515,000 | -97.5% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $515,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $2,350,000 | $510,000 | -78.3% | 0.0% |
| GEORGIA'S OWN | $2,685,000 | $480,000 | -82.1% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $475,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $465,000 | n/a | 0.0% | |
| KD CAPITAL MORTGAGE CORPORATION | $445,000 | $465,000 | 4.5% | 0.0% |
| Magnolia Bank | $1,375,000 | $465,000 | -66.2% | 0.0% |
| Performance Financial, Inc. | $465,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $455,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $465,000 | $455,000 | -2.2% | 0.0% |
| AXIA FINANCIAL, LLC | $1,225,000 | $450,000 | -63.3% | 0.0% |
| First Federal Bank | $2,130,000 | $445,000 | -79.1% | 0.0% |
| FIRST NATIONS HOME FINANCE CORPORATION | $375,000 | $445,000 | 18.7% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $245,000 | $445,000 | 81.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $425,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $105,000 | $420,000 | 300.0% | 0.0% |
| BKCO MORTGAGE, LLC | $425,000 | $415,000 | -2.4% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,255,000 | $405,000 | -67.7% | 0.0% |
| MK LENDING CORP. | $565,000 | $405,000 | -28.3% | 0.0% |
| Provident Savings Bank, F.S.B. | $4,380,000 | $395,000 | -91.0% | 0.0% |
| Bank of Stockton | $34,840,000 | $385,000 | -98.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $385,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $625,000 | $380,000 | -39.2% | 0.0% |
| 1st Security Bank of Washington | $375,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $3,855,000 | $375,000 | -90.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,070,000 | $345,000 | -83.3% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $12,380,000 | $335,000 | -97.3% | 0.0% |
| MONARCH FUNDING CORP. | $325,000 | n/a | 0.0% | |
| Metro City Bank | $285,000 | $315,000 | 10.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $4,975,000 | $315,000 | -93.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,375,000 | $315,000 | -86.7% | 0.0% |
| CAMPOS FINANCIAL CORP. | $305,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $830,000 | $305,000 | -63.3% | 0.0% |
| Waterstone Mortgage Corporation | $305,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $3,195,000 | $295,000 | -90.8% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $730,000 | $290,000 | -60.3% | 0.0% |
| Pivotal Capital Group II, LLC | $1,740,000 | $285,000 | -83.6% | 0.0% |
| CIS Financial Services, Inc. | $280,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $1,070,000 | $280,000 | -73.8% | 0.0% |
| SUPERIOR CHOICE | $280,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $5,735,000 | $275,000 | -95.2% | 0.0% |
| Bank of the West | $40,730,000 | $255,000 | -99.4% | 0.0% |
| Connexus Credit Union | $255,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $250,000 | n/a | 0.0% | |
| HomeStreet Bank | $675,000 | $245,000 | -63.7% | 0.0% |
| MERIWEST | $1,070,000 | $245,000 | -77.1% | 0.0% |
| Lakeview Community Capital, LLC | $7,480,000 | $240,000 | -96.8% | 0.0% |
| Yolo Federal Credit Union | $240,000 | n/a | 0.0% | |
| AUGUSTA FINANCIAL, INC. | $225,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $1,775,000 | $225,000 | -87.3% | 0.0% |
| Utah Power | $225,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $295,000 | $185,000 | -37.3% | 0.0% |
| San Joaquin Power Employees Credit Union | $365,000 | $180,000 | -50.7% | 0.0% |
| TOWER | $180,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $710,000 | $175,000 | -75.4% | 0.0% |
| Farmers & Merchants Bank of Central California | $22,655,000 | $175,000 | -99.2% | 0.0% |
| Truist | $3,550,000 | $165,000 | -95.4% | 0.0% |
| ALTRA | $155,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $885,000 | $155,000 | -82.5% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $815,000 | $155,000 | -81.0% | 0.0% |
| SANTA CLARA COUNTY | $155,000 | n/a | 0.0% | |
| SAN FRANCISCO FEDERAL CREDIT UNION | $510,000 | $145,000 | -71.6% | 0.0% |
| USAlliance Federal Credit Union | $145,000 | n/a | 0.0% | |
| River City Bank | $135,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $65,000 | $125,000 | 92.3% | 0.0% |
| Noble Federal Credit Union | $105,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $535,000 | $105,000 | -80.4% | 0.0% |
| Kaiperm Diablo Federal Credit Union | $155,000 | $90,000 | -41.9% | 0.0% |
| SALAL | $85,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $665,000 | $75,000 | -88.7% | 0.0% |
| San Mateo Credit Union | $2,745,000 | $75,000 | -97.3% | 0.0% |
| MACKILLIE INCORPORATED | $620,000 | $65,000 | -89.5% | 0.0% |
| Consolidated Federal Credit Union | $55,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $55,000 | n/a | 0.0% | |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $45,000 | $55,000 | 22.2% | 0.0% |
| NuVision Federal Credit Union | $3,185,000 | $45,000 | -98.6% | 0.0% |
| DIGITAL Federal Credit Union | $35,000 | n/a | 0.0% | |
| PREMIER AMERICA | $35,000 | n/a | 0.0% |
VALLEJO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.8% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $175,945,000 in loans. In third place, with 5.8%, is LOANDEPOT.COM, LLC, having originated $143,960,000 in loans. In fourth place, with 4.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $112,640,000 in loans. In fifth place, with 2.7%, is TRAVIS CREDIT UNION, having originated $65,980,000 in loans.
VALLEJO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - VALLEJO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $484,600 (13.4%) | $579,539 (11.0%) | 1.80 | 396 |
| 2018-02-01 | $474,000 (10.2%) | $602,352 (14.9%) | 1.72 | 404 |
| 2018-03-01 | $470,000 (10.2%) | $583,201 (13.2%) | 1.65 | 443 |
| 2018-04-01 | $483,125 (11.1%) | $586,330 (12.2%) | 1.64 | 490 |
| 2018-05-01 | $499,000 (13.1%) | $623,135 (17.1%) | 1.67 | 557 |
| 2018-06-01 | $489,900 (7.5%) | $611,163 (10.7%) | 1.63 | 663 |
| 2018-07-01 | $487,000 (6.1%) | $594,288 (11.2%) | 1.63 | 685 |
| 2018-08-01 | $469,550 (2.7%) | $557,017 (6.6%) | 1.57 | 771 |
| 2018-09-01 | $469,000 (4.2%) | $543,624 (0.1%) | 1.58 | 816 |
| 2018-10-01 | $459,450 (2.4%) | $525,980 (-3.6%) | 1.56 | 845 |
| 2018-11-01 | $455,050 (0.6%) | $530,472 (-5.1%) | 1.54 | 806 |
| 2018-12-01 | $455,000 (-5.2%) | $523,771 (-10.4%) | 1.57 | 709 |
| 2019-01-01 | $455,750 (-6.0%) | $695,797 (20.1%) | 1.57 | 628 |
| 2019-02-01 | $459,725 (-3.0%) | $524,807 (-12.9%) | 1.55 | 635 |
| 2019-03-01 | $470,714 (0.2%) | $540,484 (-7.3%) | 1.54 | 644 |
| 2019-04-01 | $485,000 (0.4%) | $557,960 (-4.8%) | 1.54 | 667 |
| 2019-05-01 | $487,919 (-2.2%) | $566,121 (-9.2%) | 1.53 | 733 |
| 2019-06-01 | $499,900 (2.0%) | $586,134 (-4.1%) | 1.56 | 766 |
| 2019-07-01 | $499,000 (2.5%) | $584,585 (-1.6%) | 1.56 | 777 |
| 2019-08-01 | $496,941 (5.8%) | $580,896 (4.3%) | 1.57 | 769 |
| 2019-09-01 | $493,852 (5.3%) | $569,180 (4.7%) | 1.58 | 763 |
| 2019-10-01 | $491,793 (7.0%) | $561,369 (6.7%) | 1.59 | 749 |
| 2019-11-01 | $479,000 (5.3%) | $554,684 (4.6%) | 1.57 | 658 |
| 2019-12-01 | $476,225 (4.7%) | $568,552 (8.6%) | 1.59 | 518 |
| 2020-01-01 | $465,000 (2.0%) | $572,311 (-17.8%) | 1.55 | 471 |
| 2020-02-01 | $485,000 (5.5%) | $582,887 (11.1%) | 1.59 | 440 |
| 2020-03-01 | $488,000 (3.7%) | $581,747 (7.6%) | 1.53 | 467 |
| 2020-04-01 | $499,000 (2.9%) | $570,498 (2.3%) | 1.56 | 508 |
| 2020-05-01 | $495,500 (1.6%) | $574,475 (1.5%) | 1.51 | 531 |
| 2020-06-01 | $502,158 (0.5%) | $590,071 (0.7%) | 1.48 | 439 |
| 2020-07-01 | $505,750 (1.4%) | $593,198 (1.5%) | 1.47 | 396 |
| 2020-08-01 | $510,000 (2.6%) | $591,793 (1.9%) | 1.46 | 355 |
| 2020-09-01 | $489,688 (-0.8%) | $575,264 (1.1%) | 1.40 | 332 |
| 2020-10-01 | $499,000 (1.5%) | $596,939 (6.3%) | 1.43 | 334 |
| 2020-11-01 | $512,500 (7.0%) | $605,401 (9.1%) | 1.50 | 294 |
| 2020-12-01 | $498,875 (4.8%) | $609,717 (7.2%) | 1.48 | 240 |
| 2021-01-01 | $514,900 (10.7%) | $625,935 (9.4%) | 1.54 | 211 |
| 2021-02-01 | $499,725 (3.0%) | $602,559 (3.4%) | 1.45 | 207 |
| 2021-03-01 | $521,975 (7.0%) | $633,163 (8.8%) | 1.48 | 203 |
| 2021-04-01 | $538,094 (7.8%) | $659,397 (15.6%) | 1.46 | 228 |
| 2021-05-01 | $549,900 (11.0%) | $648,498 (12.9%) | 1.46 | 257 |
| 2021-06-01 | $577,000 (14.9%) | $669,722 (13.5%) | 1.52 | 307 |
| 2021-07-01 | $585,000 (15.7%) | $681,788 (14.9%) | 1.54 | 336 |
| 2021-08-01 | $582,000 (14.1%) | $669,031 (13.1%) | 1.55 | 391 |
| 2021-09-01 | $599,450 (22.4%) | $667,207 (16.0%) | 1.60 | 424 |
| 2021-10-01 | $599,000 (20.0%) | $663,307 (11.1%) | 1.60 | 432 |
| 2021-11-01 | $599,000 (16.9%) | $675,072 (11.5%) | 1.60 | 376 |
| 2021-12-01 | $589,200 (18.1%) | $665,028 (9.1%) | 1.60 | 288 |
| 2022-01-01 | $585,000 (13.6%) | $675,470 (7.9%) | 1.58 | 213 |
| 2022-02-01 | $593,250 (18.7%) | $681,193 (13.1%) | 1.54 | 210 |
| 2022-03-01 | $610,000 (16.9%) | $714,002 (12.8%) | 1.53 | 263 |
| 2022-04-01 | $639,000 (18.8%) | $724,182 (9.8%) | 1.52 | 306 |
| 2022-05-01 | $629,000 (14.4%) | $705,979 (8.9%) | 1.44 | 436 |
| 2022-06-01 | $619,500 (7.4%) | $689,353 (2.9%) | 1.38 | 612 |
| 2022-07-01 | $620,000 (6.0%) | $686,594 (0.7%) | 1.40 | 730 |
| 2022-08-01 | $625,000 (7.4%) | $699,719 (4.6%) | 1.44 | 830 |
| 2022-09-01 | $624,000 (4.1%) | $701,662 (5.2%) | 1.46 | 787 |
| 2022-10-01 | $606,891 (1.3%) | $697,992 (5.2%) | 1.43 | 791 |
| 2022-11-01 | $599,625 (0.1%) | $696,482 (3.2%) | 1.44 | 750 |
| 2022-12-01 | $599,900 (1.8%) | $692,313 (4.1%) | 1.48 | 575 |
| 2023-01-01 | $599,000 (2.4%) | $679,404 (0.6%) | 1.48 | 478 |
| 2023-02-01 | $599,000 (1.0%) | $675,651 (-0.8%) | 1.45 | 397 |
| 2023-03-01 | $599,968 (-1.6%) | $699,749 (-2.0%) | 1.42 | 371 |
| 2023-04-01 | $609,500 (-4.6%) | $745,839 (3.0%) | 1.42 | 297 |
| 2023-05-01 | $622,225 (-1.1%) | $751,163 (6.4%) | 1.41 | 326 |
| 2023-06-01 | $626,000 (1.1%) | $730,478 (6.0%) | 1.41 | 361 |
| 2023-07-01 | $624,900 (0.8%) | $720,073 (4.9%) | 1.42 | 393 |
| 2023-08-01 | $615,000 (-1.6%) | $726,738 (3.9%) | 1.41 | 450 |
| 2023-09-01 | $599,950 (-3.9%) | $708,896 (1.0%) | 1.40 | 515 |
| 2023-10-01 | $598,950 (-1.3%) | $680,878 (-2.5%) | 1.41 | 563 |
| 2023-11-01 | $583,814 (-2.6%) | $668,738 (-4.0%) | 1.39 | 554 |
| 2023-12-01 | $589,000 (-1.8%) | $680,622 (-1.7%) | 1.44 | 475 |
| 2024-01-01 | $592,500 (-1.1%) | $689,497 (1.5%) | 1.45 | 414 |
| 2024-02-01 | $583,944 (-2.5%) | $662,531 (-1.9%) | 1.41 | 417 |
| 2024-03-01 | $585,000 (-2.5%) | $692,735 (-1.0%) | 1.38 | 457 |
| 2024-04-01 | $597,000 (-2.1%) | $691,104 (-7.3%) | 1.39 | 545 |
| 2024-05-01 | $599,450 (-3.7%) | $693,878 (-7.6%) | 1.35 | 618 |
| 2024-06-01 | $601,900 (-3.9%) | $698,213 (-4.4%) | 1.35 | 651 |
| 2024-07-01 | $610,475 (-2.3%) | $709,590 (-1.5%) | 1.40 | 717 |
| 2024-08-01 | $600,000 (-2.4%) | $704,099 (-3.1%) | 1.40 | 714 |
| 2024-09-01 | $599,945 (0.0%) | $697,128 (-1.7%) | 1.41 | 706 |
| 2024-10-01 | $595,988 (-0.5%) | $697,447 (2.4%) | 1.40 | 711 |
VALLEJO's median listing price for 2024-10-01 was $595,988, a difference of
$-2,962
(-0.5%) versus the prior year and
$-3,957 versus the prior month.
VALLEJO's median listing price comes in at 140% of the national average.
VALLEJO's average listing price for 2024-10-01 was $697,447, a difference of $16,569 (2.4%) versus the prior year and $319 versus the prior month.
For the 2024-10-01 period, VALLEJO had 711 MLS listings, a difference of 5 listings (1%) versus the prior month and 148 listings (26%) versus the prior year.
VALLEJO's median listing price comes in at 140% of the national average.
VALLEJO's average listing price for 2024-10-01 was $697,447, a difference of $16,569 (2.4%) versus the prior year and $319 versus the prior month.
For the 2024-10-01 period, VALLEJO had 711 MLS listings, a difference of 5 listings (1%) versus the prior month and 148 listings (26%) versus the prior year.