VALLEJO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Vallejo averaged
6.96%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.01% and
one month ago for the week of 2025-04-17, the
average rate was 6.63%.
Vallejo's average rate one year ago was 7.02%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.28%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Vallejo 30 Year Fixed Rate | 2025-05-22 | 6.96% |
| Vallejo 30 Year Fixed Rate Refi | 2025-05-22 | 7.28% |
| Vallejo 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Vallejo 15 Year Fixed Rate Refi | 2025-05-22 | 6.51% |
| Vallejo 30 Year FHA | 2025-05-22 | 6.53% |
| Vallejo 30 Year FHA Refi | 2025-05-22 | 6.17% |
| Vallejo 30 Year USDA | 2025-05-22 | 6.33% |
| Vallejo 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Vallejo 30 Year VA | 2025-05-22 | 6.08% |
| Vallejo 30 Year VA Refi | 2025-05-22 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VALLEJO, CA.
VALLEJO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VALLEJO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VALLEJO Average Closing Costs & Other Stats
VALLEJO, CA's 189 lenders originated 7,573
loans during 2024. The total origination value was $3,069,695,000, with an average loan value of
$405,347.
VALLEJO's average closing costs are $7,115.
The top VALLEJO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
490 loans originated. Their average total fees are
$9,869, which is $1,357
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee VALLEJO lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($2,220), Morgan Stanley Private Bank ($4,128), Vellum Mortgage, Inc. ($4,790), PROVIDENT FUNDING ASSOCIATES, L.P. ($5,007) and South Pacific Financial Corporation ($5,307).
The lowest rate VALLEJO lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.80%), K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. (5.83%), Morgan Stanley Private Bank (5.89%), Mr. Cooper ( Nationstar Mortgage ) (6.07%) and Zions Bank (6.14%).
VALLEJO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $393,055,000 | $484,710,000 | 23.3% | 15.8% |
| QUICKEN LOANS, LLC | $175,945,000 | $216,190,000 | 22.9% | 7.0% |
| LOANDEPOT.COM, LLC | $143,960,000 | $146,770,000 | 2.0% | 4.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $112,640,000 | $110,790,000 | -1.6% | 3.6% |
| BERKELEY POINT CAPITAL LLC | $72,410,000 | n/a | 2.4% | |
| KBHS HOME LOANS, LLC | $20,340,000 | $65,475,000 | 221.9% | 2.1% |
| GUILD MORTGAGE COMPANY | $55,255,000 | $64,105,000 | 16.0% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $64,380,000 | $57,510,000 | -10.7% | 1.9% |
| BROKER SOLUTIONS, INC. | $53,015,000 | $56,275,000 | 6.1% | 1.8% |
| TRAVIS CREDIT UNION | $65,980,000 | $54,355,000 | -17.6% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $19,360,000 | $54,265,000 | 180.3% | 1.8% |
| HOMEAMERICAN MORTGAGE CORPORATION | $37,930,000 | $51,905,000 | 36.8% | 1.7% |
| DHI MORTGAGE COMPANY, LTD. | $33,290,000 | $47,795,000 | 43.6% | 1.6% |
| NEWREZ LLC | $26,125,000 | $45,210,000 | 73.1% | 1.5% |
| Bank of America | $40,415,000 | $42,080,000 | 4.1% | 1.4% |
| U.S. Bank | $46,620,000 | $41,635,000 | -10.7% | 1.4% |
| PNC Bank | $7,200,000 | $39,445,000 | 447.8% | 1.3% |
| JPMorgan Chase Bank | $25,655,000 | $39,320,000 | 53.3% | 1.3% |
| Mortgage Research Center, LLC | $23,335,000 | $38,775,000 | 66.2% | 1.3% |
| The Loan Store, Inc. | $5,105,000 | $38,180,000 | 647.9% | 1.2% |
| GUARANTEED RATE, INC. | $25,760,000 | $38,115,000 | 48.0% | 1.2% |
| EVERETT FINANCIAL, INC. | $21,505,000 | $36,605,000 | 70.2% | 1.2% |
| CMG MORTGAGE, INC. | $35,275,000 | $36,595,000 | 3.7% | 1.2% |
| Associated Bank | $35,005,000 | n/a | 1.1% | |
| Century Mortgage Company DBA Century Lending Company | $19,165,000 | $31,740,000 | 65.6% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $28,235,000 | $29,035,000 | 2.8% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $11,075,000 | $27,855,000 | 151.5% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $24,145,000 | $27,035,000 | 12.0% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $15,470,000 | $26,140,000 | 69.0% | 0.9% |
| Flagstar Bank, FSB | $26,230,000 | $23,995,000 | -8.5% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,190,000 | $22,820,000 | 148.3% | 0.7% |
| INSPIRE HOME LOANS INC. | $32,345,000 | $21,270,000 | -34.2% | 0.7% |
| Metropolitan Life Insurance Co | $20,655,000 | n/a | 0.7% | |
| LENDINGHOME FUNDING CORPORATION | $9,080,000 | $20,080,000 | 121.1% | 0.7% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $5,740,000 | $19,355,000 | 237.2% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $9,685,000 | $19,000,000 | 96.2% | 0.6% |
| Commerce Home Mortgage, Inc. | $34,485,000 | $18,505,000 | -46.3% | 0.6% |
| NFM, INC. | $17,685,000 | $18,270,000 | 3.3% | 0.6% |
| Wells Fargo Bank | $21,890,000 | $17,570,000 | -19.7% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $16,185,000 | $17,555,000 | 8.5% | 0.6% |
| OCMBC, INC. | $9,915,000 | $17,100,000 | 72.5% | 0.6% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $13,660,000 | $16,760,000 | 22.7% | 0.5% |
| THE GOLDEN 1 | $13,400,000 | $14,475,000 | 8.0% | 0.5% |
| Fremont Bank | $9,990,000 | $12,360,000 | 23.7% | 0.4% |
| ALAMEDA MORTGAGE CORPORATION | $6,585,000 | $11,525,000 | 75.0% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $24,085,000 | $11,275,000 | -53.2% | 0.4% |
| Equity Prime Mortgage LLC | $7,725,000 | $11,215,000 | 45.2% | 0.4% |
| BMO Harris Bank | $8,710,000 | $11,095,000 | 27.4% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $16,155,000 | $10,825,000 | -33.0% | 0.4% |
| Vellum Mortgage, Inc. | $5,545,000 | $10,540,000 | 90.1% | 0.3% |
| PATELCO | $11,970,000 | $10,240,000 | -14.5% | 0.3% |
| MLD MORTGAGE INC. | $2,690,000 | $9,005,000 | 234.8% | 0.3% |
| AMERITRUST MORTGAGE CORPORATION | $1,385,000 | $8,860,000 | 539.7% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $7,345,000 | $8,405,000 | 14.4% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $17,315,000 | $8,060,000 | -53.5% | 0.3% |
| ENVOY MORTGAGE, LTD | $5,085,000 | $7,935,000 | 56.0% | 0.3% |
| Zions Bank | $4,465,000 | $7,745,000 | 73.5% | 0.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $445,000 | $7,600,000 | 1,607.9% | 0.2% |
| South Pacific Financial Corporation | $43,480,000 | $7,550,000 | -82.6% | 0.2% |
| USAA Federal Savings Bank | $2,365,000 | $7,545,000 | 219.0% | 0.2% |
| Umpqua Bank | $6,165,000 | $7,390,000 | 19.9% | 0.2% |
| AMWEST FUNDING CORP. | $4,435,000 | $7,285,000 | 64.3% | 0.2% |
| Ameris Bank | $3,520,000 | $7,275,000 | 106.7% | 0.2% |
| Figure Lending LLC | $5,620,000 | $7,220,000 | 28.5% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $3,665,000 | $7,085,000 | 93.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $3,985,000 | $6,980,000 | 75.2% | 0.2% |
| REDWOOD | $7,650,000 | $6,915,000 | -9.6% | 0.2% |
| ALLIANT CREDIT UNION | $4,470,000 | $6,865,000 | 53.6% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $4,625,000 | $6,855,000 | 48.2% | 0.2% |
| GENEVA FINANCIAL, LLC | $720,000 | $6,830,000 | 848.6% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $5,945,000 | $6,760,000 | 13.7% | 0.2% |
| PULTE MORTGAGE LLC | $6,760,000 | n/a | 0.2% | |
| WALKER & DUNLOP, LLC | $6,715,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $4,395,000 | $6,660,000 | 51.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,005,000 | $6,395,000 | 536.3% | 0.2% |
| NEXERA HOLDING LLC | $5,985,000 | $6,330,000 | 5.8% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,350,000 | $6,275,000 | 167.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,640,000 | $6,235,000 | 34.4% | 0.2% |
| CHEVRON | $4,665,000 | $6,175,000 | 32.4% | 0.2% |
| Home Mortgage Alliance Corp | $6,160,000 | n/a | 0.2% | |
| Morgan Stanley Private Bank | $3,145,000 | $6,040,000 | 92.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,725,000 | $5,970,000 | -11.2% | 0.2% |
| BAY EQUITY LLC | $4,565,000 | $5,895,000 | 29.1% | 0.2% |
| NMSI, INC. | $2,425,000 | $5,790,000 | 138.8% | 0.2% |
| PLANET HOME LENDING, LLC | $3,690,000 | $5,700,000 | 54.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $4,805,000 | $5,315,000 | 10.6% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $1,020,000 | $5,305,000 | 420.1% | 0.2% |
| CARDINAL FINANCIAL | $14,860,000 | $5,285,000 | -64.4% | 0.2% |
| NEW WAVE LENDING GROUP INC | $1,740,000 | $5,255,000 | 202.0% | 0.2% |
| 5TH STREET CAPITAL, INC. | $555,000 | $5,235,000 | 843.2% | 0.2% |
| General Mortgage Capital Corporation | $2,870,000 | $5,170,000 | 80.1% | 0.2% |
| SCHOOLSFIRST | $985,000 | $5,095,000 | 417.3% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,410,000 | $5,000,000 | 107.5% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,660,000 | $4,610,000 | 177.7% | 0.2% |
| Discover Bank | $5,315,000 | $4,565,000 | -14.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,200,000 | $4,530,000 | 41.6% | 0.1% |
| Exchange Bank | $1,005,000 | $4,480,000 | 345.8% | 0.1% |
| First Bank | $7,470,000 | $4,455,000 | -40.4% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,465,000 | $4,400,000 | -19.5% | 0.1% |
| Lakeview Community Capital, LLC | $240,000 | $4,395,000 | 1,731.3% | 0.1% |
| Citadel Servicing Corporation | $3,530,000 | $4,350,000 | 23.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $3,465,000 | $4,295,000 | 24.0% | 0.1% |
| The Federal Savings Bank | $2,060,000 | $4,285,000 | 108.0% | 0.1% |
| Coastal Community Bank | $2,200,000 | $4,270,000 | 94.1% | 0.1% |
| SPRING EQ, LLC | $2,775,000 | $4,270,000 | 53.9% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $465,000 | $4,240,000 | 811.8% | 0.1% |
| Plains Commerce Bank | $3,965,000 | $4,215,000 | 6.3% | 0.1% |
| Citibank | $3,010,000 | $4,205,000 | 39.7% | 0.1% |
| Merchants Mortgage & Trust Corporation | $375,000 | $4,170,000 | 1,012.0% | 0.1% |
| Financial Partners Credit Union | $380,000 | $4,060,000 | 968.4% | 0.1% |
| NBKC BANK | $4,560,000 | $3,865,000 | -15.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $8,010,000 | $3,795,000 | -52.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,330,000 | $3,635,000 | 56.0% | 0.1% |
| Performance Financial, Inc. | $465,000 | $3,595,000 | 673.1% | 0.1% |
| PACIFIC SERVICE | $2,635,000 | $3,575,000 | 35.7% | 0.1% |
| A&D Mortgage LLC | $2,745,000 | $3,520,000 | 28.2% | 0.1% |
| GOOGAIN, INC. | $1,935,000 | $3,455,000 | 78.6% | 0.1% |
| SUMMIT FUNDING, INC. | $9,295,000 | $3,440,000 | -63.0% | 0.1% |
| Tri Counties Bank | $830,000 | $3,415,000 | 311.4% | 0.1% |
| University Bank | $2,045,000 | $3,330,000 | 62.8% | 0.1% |
| Farmers and Merchants Bank of Long Beach | $3,205,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $2,245,000 | $3,145,000 | 40.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,775,000 | $3,070,000 | -46.8% | 0.1% |
| S1L, Inc. | $4,800,000 | $2,935,000 | -38.9% | 0.1% |
| Self-Help Federal Credit Union | $1,440,000 | $2,910,000 | 102.1% | 0.1% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $2,895,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $515,000 | $2,890,000 | 461.2% | 0.1% |
| STAR ONE CREDIT UNION | $1,805,000 | $2,890,000 | 60.1% | 0.1% |
| First Federal Bank | $445,000 | $2,805,000 | 530.3% | 0.1% |
| NexBank | $800,000 | $2,805,000 | 250.6% | 0.1% |
| MORTGAGEONE, INC. | $615,000 | $2,795,000 | 354.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,645,000 | $2,725,000 | 3.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $685,000 | $2,705,000 | 294.9% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $2,650,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $4,115,000 | $2,515,000 | -38.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,390,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,855,000 | $2,375,000 | 28.0% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $5,020,000 | $2,330,000 | -53.6% | 0.1% |
| Greenbox Loans, Inc. | $2,610,000 | $2,310,000 | -11.5% | 0.1% |
| Provident Credit Union | $3,065,000 | $2,290,000 | -25.3% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,170,000 | n/a | 0.1% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $4,100,000 | $2,165,000 | -47.2% | 0.1% |
| Golden Empire Mortgage, Inc. | $7,205,000 | $2,150,000 | -70.2% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $425,000 | $2,045,000 | 381.2% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $2,035,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $2,230,000 | $1,925,000 | -13.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,605,000 | $1,915,000 | 19.3% | 0.1% |
| Prosperity Home Mortgage, LLC | $3,175,000 | $1,910,000 | -39.8% | 0.1% |
| Provident Savings Bank, F.S.B. | $395,000 | $1,910,000 | 383.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,900,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $3,120,000 | $1,875,000 | -39.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,050,000 | $1,775,000 | -41.8% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $1,775,000 | n/a | 0.1% | |
| LOANPAL, LLC | $1,365,000 | $1,730,000 | 26.7% | 0.1% |
| PHH Mortgage Corporation | $2,250,000 | $1,725,000 | -23.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $2,860,000 | $1,665,000 | -41.8% | 0.1% |
| Raymond James Bank | $585,000 | $1,645,000 | 181.2% | 0.1% |
| M&T Bank | $2,780,000 | $1,620,000 | -41.7% | 0.1% |
| MK LENDING CORP. | $405,000 | $1,585,000 | 291.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,780,000 | $1,585,000 | -11.0% | 0.1% |
| AXIA FINANCIAL, LLC | $450,000 | $1,580,000 | 251.1% | 0.1% |
| 1ST UNITED SERVICES CREDIT UNION | $900,000 | $1,565,000 | 73.9% | 0.1% |
| Bank of Stockton | $385,000 | $1,490,000 | 287.0% | 0.0% |
| Citizens Bank | $2,425,000 | $1,450,000 | -40.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,400,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of San Rafael | $965,000 | $1,395,000 | 44.6% | 0.0% |
| ONY GLO, INC. | $1,390,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,290,000 | $1,385,000 | 7.4% | 0.0% |
| Paramount Bank | $1,375,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $760,000 | $1,360,000 | 78.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,350,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,335,000 | n/a | 0.0% | |
| Magnolia Bank | $465,000 | $1,325,000 | 184.9% | 0.0% |
| INTELLILOAN, INC. | $1,205,000 | $1,305,000 | 8.3% | 0.0% |
| NP, Inc. | $1,600,000 | $1,250,000 | -21.9% | 0.0% |
| River City Bank | $135,000 | $1,245,000 | 822.2% | 0.0% |
| VALLEY STRONG CREDIT UNION | $1,015,000 | $1,230,000 | 21.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,225,000 | n/a | 0.0% | |
| Northpointe Bank | $1,330,000 | $1,225,000 | -7.9% | 0.0% |
| Stifel Bank and Trust | $1,210,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $280,000 | $1,180,000 | 321.4% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,150,000 | n/a | 0.0% | |
| ARC HOME LLC | $740,000 | $1,145,000 | 54.7% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,860,000 | $1,115,000 | -40.1% | 0.0% |
| Bank of Marin | $4,205,000 | $1,095,000 | -74.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,815,000 | $1,095,000 | -61.1% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $705,000 | $1,085,000 | 53.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,225,000 | $1,080,000 | -11.8% | 0.0% |
| First National Bank of America | $1,670,000 | $1,065,000 | -36.2% | 0.0% |
| Ally Bank | $605,000 | $1,060,000 | 75.2% | 0.0% |
| Charles Schwab Bank, SSB | $1,060,000 | n/a | 0.0% | |
| Truist | $165,000 | $1,040,000 | 530.3% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $185,000 | $1,015,000 | 448.6% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $650,000 | $1,010,000 | 55.4% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $515,000 | $1,000,000 | 94.2% | 0.0% |
| SANDIA LABORATORY | $995,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,285,000 | $980,000 | -23.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $6,965,000 | $975,000 | -86.0% | 0.0% |
| RESIDENTIAL BANCORP | $3,495,000 | $940,000 | -73.1% | 0.0% |
| Bethpage Federal Credit Union | $795,000 | $925,000 | 16.4% | 0.0% |
| Cathay Bank | $1,430,000 | $920,000 | -35.7% | 0.0% |
| Nations Lending Corporation | $860,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $840,000 | n/a | 0.0% | |
| 1ST NORTHERN CALIFORNIA | $720,000 | $830,000 | 15.3% | 0.0% |
| SAFE CREDIT UNION | $5,790,000 | $830,000 | -85.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $785,000 | $820,000 | 4.5% | 0.0% |
| HighTechLending Inc | $1,240,000 | $800,000 | -35.5% | 0.0% |
| Logan Finance Corporation | $785,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $765,000 | n/a | 0.0% | |
| UNCLE Credit Union | $990,000 | $765,000 | -22.7% | 0.0% |
| East West Bank | $27,730,000 | $745,000 | -97.3% | 0.0% |
| Keystone Funding, Inc. | $745,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $735,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $295,000 | $725,000 | 145.8% | 0.0% |
| San Mateo Credit Union | $75,000 | $725,000 | 866.7% | 0.0% |
| THE POLICE Credit Union | $2,870,000 | $705,000 | -75.4% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $635,000 | $685,000 | 7.9% | 0.0% |
| Meridian Bank Corporation | $665,000 | $675,000 | 1.5% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $675,000 | n/a | 0.0% | |
| The Huntington National Bank | $675,000 | $675,000 | 0.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $675,000 | n/a | 0.0% | |
| KeyBank | $650,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $1,045,000 | $645,000 | -38.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $315,000 | $610,000 | 93.7% | 0.0% |
| MACKILLIE INCORPORATED | $65,000 | $600,000 | 823.1% | 0.0% |
| UBS Bank USA | $645,000 | $590,000 | -8.5% | 0.0% |
| INTERCAP LENDING INC. | $2,695,000 | $570,000 | -78.8% | 0.0% |
| OAKTREE FUNDING CORP. | $960,000 | $570,000 | -40.6% | 0.0% |
| TECHNOLOGY | $1,415,000 | $565,000 | -60.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $560,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $405,000 | $555,000 | 37.0% | 0.0% |
| GoPrime Mortgage, Inc. | $545,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $535,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $525,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $645,000 | $520,000 | -19.4% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $225,000 | $505,000 | 124.4% | 0.0% |
| BECKAM FUNDING CORP. | $1,870,000 | $505,000 | -73.0% | 0.0% |
| California Coast Credit Union | $505,000 | n/a | 0.0% | |
| Sunflower Bank | $505,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $145,000 | $505,000 | 248.3% | 0.0% |
| Comerica Bank | $550,000 | $500,000 | -9.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $570,000 | $500,000 | -12.3% | 0.0% |
| North Coast Financial, Inc. | $500,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $1,390,000 | $500,000 | -64.0% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $495,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,775,000 | $495,000 | -72.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,050,000 | $485,000 | -76.3% | 0.0% |
| First Savings Bank | $485,000 | n/a | 0.0% | |
| Banner Bank | $2,245,000 | $480,000 | -78.6% | 0.0% |
| GMFS LLC | $480,000 | n/a | 0.0% | |
| Fifth Third Bank | $465,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $465,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $455,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $510,000 | $455,000 | -10.8% | 0.0% |
| First-Citizens Bank & Trust Company | $4,900,000 | $450,000 | -90.8% | 0.0% |
| COMPASS MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| Commercial Loan Corporation | $440,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $435,000 | n/a | 0.0% | |
| Golden Bank | $430,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $1,435,000 | $425,000 | -70.4% | 0.0% |
| SACRAMENTO Credit Union | $685,000 | $425,000 | -38.0% | 0.0% |
| LADERA LENDING, INC. | $1,320,000 | $420,000 | -68.2% | 0.0% |
| Farmers & Merchants Bank of Central California | $175,000 | $410,000 | 134.3% | 0.0% |
| BM Real Estate Services, Inc. | $405,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $395,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $2,805,000 | $395,000 | -85.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $225,000 | $395,000 | 75.6% | 0.0% |
| Luxury Mortgage Corp. | $385,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $375,000 | n/a | 0.0% | |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $55,000 | $365,000 | 563.6% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $340,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $325,000 | n/a | 0.0% | |
| KEYPOINT | $320,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $295,000 | n/a | 0.0% | |
| ALL IN | $275,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,050,000 | $275,000 | -73.8% | 0.0% |
| Servion, Inc. | $275,000 | n/a | 0.0% | |
| SESLOC | $275,000 | n/a | 0.0% | |
| Arvest Bank | $270,000 | n/a | 0.0% | |
| Bell Bank | $265,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $250,000 | $260,000 | 4.0% | 0.0% |
| Northwest Farm Credit Services, FLCA | $1,530,000 | $255,000 | -83.3% | 0.0% |
| AHL FUNDING | $1,685,000 | $245,000 | -85.5% | 0.0% |
| EVANSVILLE TEACHERS | $235,000 | n/a | 0.0% | |
| KINECTA | $1,885,000 | $235,000 | -87.5% | 0.0% |
| UNIFY FINANCIAL Credit Union | $105,000 | $230,000 | 119.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $225,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $345,000 | $215,000 | -37.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $785,000 | $205,000 | -73.9% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $155,000 | $205,000 | 32.3% | 0.0% |
| I.L.W.U. CREDIT UNION | $205,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $195,000 | n/a | 0.0% | |
| Union Savings Bank | $185,000 | n/a | 0.0% | |
| HomeTrust Bank | $1,135,000 | $170,000 | -85.0% | 0.0% |
| TOGETHER CREDIT UNION | $305,000 | $170,000 | -44.3% | 0.0% |
| DIRECTIONS EQUITY, LLC | $165,000 | n/a | 0.0% | |
| Axos Bank | $1,210,000 | $145,000 | -88.0% | 0.0% |
| UNITED | $135,000 | n/a | 0.0% | |
| MERIWEST | $245,000 | $130,000 | -46.9% | 0.0% |
| GEORGIA'S OWN | $480,000 | $115,000 | -76.0% | 0.0% |
| TEACHERS | $115,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $75,000 | $105,000 | 40.0% | 0.0% |
| Leader Bank | $105,000 | n/a | 0.0% | |
| COASTHILLS | $85,000 | n/a | 0.0% | |
| CORNING | $85,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $85,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $85,000 | n/a | 0.0% | |
| GREAT LAKES | $75,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $290,000 | $75,000 | -74.1% | 0.0% |
| NuVision Federal Credit Union | $45,000 | $55,000 | 22.2% | 0.0% |
| SAN FRANCISCO FEDERAL CREDIT UNION | $145,000 | $55,000 | -62.1% | 0.0% |
| HONDA Federal Credit Union | $45,000 | n/a | 0.0% | |
| Mechanics Bank | $4,495,000 | $35,000 | -99.2% | 0.0% |
| RBC Bank, (Georgia) | $35,000 | n/a | 0.0% |
VALLEJO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.8% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $216,190,000 in loans. In third place, with 4.8%, is LOANDEPOT.COM, LLC, having originated $146,770,000 in loans. In fourth place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $110,790,000 in loans. In fifth place, with 2.4%, is BERKELEY POINT CAPITAL LLC, having originated $72,410,000 in loans.
VALLEJO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - VALLEJO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $484,600 (13.4%) | $579,539 (11.0%) | 1.80 | 396 |
| 2018-02-01 | $474,000 (10.2%) | $602,339 (14.9%) | 1.72 | 404 |
| 2018-03-01 | $470,000 (10.2%) | $583,201 (13.2%) | 1.65 | 443 |
| 2018-04-01 | $483,125 (11.1%) | $586,330 (12.2%) | 1.64 | 490 |
| 2018-05-01 | $499,000 (13.1%) | $623,135 (17.1%) | 1.67 | 557 |
| 2018-06-01 | $489,900 (7.5%) | $611,163 (10.7%) | 1.63 | 663 |
| 2018-07-01 | $487,000 (6.1%) | $594,288 (11.2%) | 1.63 | 685 |
| 2018-08-01 | $469,550 (2.7%) | $557,017 (6.6%) | 1.57 | 771 |
| 2018-09-01 | $469,000 (4.2%) | $543,624 (0.1%) | 1.58 | 816 |
| 2018-10-01 | $459,450 (2.4%) | $525,980 (-3.6%) | 1.56 | 845 |
| 2018-11-01 | $455,050 (0.6%) | $530,472 (-5.1%) | 1.54 | 806 |
| 2018-12-01 | $455,000 (-5.2%) | $523,771 (-10.4%) | 1.57 | 709 |
| 2019-01-01 | $455,750 (-6.0%) | $695,797 (20.1%) | 1.57 | 628 |
| 2019-02-01 | $459,725 (-3.0%) | $524,807 (-12.9%) | 1.55 | 635 |
| 2019-03-01 | $470,714 (0.2%) | $540,484 (-7.3%) | 1.54 | 644 |
| 2019-04-01 | $485,000 (0.4%) | $557,960 (-4.8%) | 1.54 | 667 |
| 2019-05-01 | $487,919 (-2.2%) | $566,121 (-9.2%) | 1.53 | 733 |
| 2019-06-01 | $499,900 (2.0%) | $586,134 (-4.1%) | 1.56 | 766 |
| 2019-07-01 | $499,000 (2.5%) | $584,585 (-1.6%) | 1.56 | 777 |
| 2019-08-01 | $496,941 (5.8%) | $580,896 (4.3%) | 1.57 | 769 |
| 2019-09-01 | $493,852 (5.3%) | $569,180 (4.7%) | 1.58 | 763 |
| 2019-10-01 | $491,793 (7.0%) | $561,369 (6.7%) | 1.59 | 749 |
| 2019-11-01 | $479,000 (5.3%) | $554,684 (4.6%) | 1.57 | 658 |
| 2019-12-01 | $476,225 (4.7%) | $568,552 (8.6%) | 1.59 | 518 |
| 2020-01-01 | $465,000 (2.0%) | $572,311 (-17.8%) | 1.55 | 471 |
| 2020-02-01 | $485,000 (5.5%) | $582,887 (11.1%) | 1.59 | 440 |
| 2020-03-01 | $488,000 (3.7%) | $581,747 (7.6%) | 1.53 | 467 |
| 2020-04-01 | $499,000 (2.9%) | $570,498 (2.3%) | 1.56 | 508 |
| 2020-05-01 | $495,500 (1.6%) | $574,475 (1.5%) | 1.51 | 531 |
| 2020-06-01 | $502,158 (0.5%) | $590,071 (0.7%) | 1.48 | 439 |
| 2020-07-01 | $505,750 (1.4%) | $593,198 (1.5%) | 1.47 | 396 |
| 2020-08-01 | $510,000 (2.6%) | $591,793 (1.9%) | 1.46 | 355 |
| 2020-09-01 | $489,688 (-0.8%) | $575,264 (1.1%) | 1.40 | 332 |
| 2020-10-01 | $499,000 (1.5%) | $596,939 (6.3%) | 1.43 | 334 |
| 2020-11-01 | $512,500 (7.0%) | $605,401 (9.1%) | 1.50 | 294 |
| 2020-12-01 | $498,875 (4.8%) | $609,717 (7.2%) | 1.48 | 240 |
| 2021-01-01 | $514,900 (10.7%) | $625,935 (9.4%) | 1.54 | 211 |
| 2021-02-01 | $499,725 (3.0%) | $602,559 (3.4%) | 1.45 | 207 |
| 2021-03-01 | $521,975 (7.0%) | $633,163 (8.8%) | 1.48 | 203 |
| 2021-04-01 | $538,094 (7.8%) | $659,397 (15.6%) | 1.46 | 228 |
| 2021-05-01 | $549,900 (11.0%) | $648,498 (12.9%) | 1.46 | 257 |
| 2021-06-01 | $577,000 (14.9%) | $669,722 (13.5%) | 1.52 | 307 |
| 2021-07-01 | $585,000 (15.7%) | $681,788 (14.9%) | 1.54 | 336 |
| 2021-08-01 | $582,000 (14.1%) | $669,031 (13.1%) | 1.55 | 391 |
| 2021-09-01 | $599,450 (22.4%) | $667,207 (16.0%) | 1.60 | 424 |
| 2021-10-01 | $599,000 (20.0%) | $663,307 (11.1%) | 1.60 | 432 |
| 2021-11-01 | $599,000 (16.9%) | $675,072 (11.5%) | 1.60 | 376 |
| 2021-12-01 | $589,200 (18.1%) | $665,028 (9.1%) | 1.60 | 288 |
| 2022-01-01 | $585,000 (13.6%) | $675,470 (7.9%) | 1.58 | 213 |
| 2022-02-01 | $593,250 (18.7%) | $681,193 (13.1%) | 1.54 | 210 |
| 2022-03-01 | $610,000 (16.9%) | $714,002 (12.8%) | 1.53 | 263 |
| 2022-04-01 | $639,000 (18.8%) | $724,182 (9.8%) | 1.52 | 306 |
| 2022-05-01 | $629,000 (14.4%) | $705,942 (8.9%) | 1.44 | 436 |
| 2022-06-01 | $619,500 (7.4%) | $689,353 (2.9%) | 1.38 | 612 |
| 2022-07-01 | $620,000 (6.0%) | $686,594 (0.7%) | 1.40 | 730 |
| 2022-08-01 | $625,000 (7.4%) | $699,719 (4.6%) | 1.44 | 830 |
| 2022-09-01 | $624,343 (4.2%) | $701,617 (5.2%) | 1.46 | 787 |
| 2022-10-01 | $606,891 (1.3%) | $697,992 (5.2%) | 1.43 | 791 |
| 2022-11-01 | $599,625 (0.1%) | $696,482 (3.2%) | 1.44 | 750 |
| 2022-12-01 | $599,900 (1.8%) | $692,313 (4.1%) | 1.48 | 575 |
| 2023-01-01 | $599,000 (2.4%) | $679,404 (0.6%) | 1.48 | 478 |
| 2023-02-01 | $599,000 (1.0%) | $675,599 (-0.8%) | 1.45 | 396 |
| 2023-03-01 | $599,968 (-1.6%) | $699,749 (-2.0%) | 1.42 | 371 |
| 2023-04-01 | $609,500 (-4.6%) | $745,839 (3.0%) | 1.42 | 297 |
| 2023-05-01 | $622,225 (-1.1%) | $751,163 (6.4%) | 1.41 | 326 |
| 2023-06-01 | $626,000 (1.1%) | $730,520 (6.0%) | 1.41 | 361 |
| 2023-07-01 | $624,900 (0.8%) | $720,073 (4.9%) | 1.42 | 393 |
| 2023-08-01 | $615,000 (-1.6%) | $726,738 (3.9%) | 1.41 | 450 |
| 2023-09-01 | $599,950 (-3.9%) | $708,896 (1.0%) | 1.40 | 515 |
| 2023-10-01 | $598,950 (-1.3%) | $680,878 (-2.5%) | 1.41 | 563 |
| 2023-11-01 | $583,814 (-2.6%) | $668,738 (-4.0%) | 1.39 | 554 |
| 2023-12-01 | $589,000 (-1.8%) | $680,622 (-1.7%) | 1.44 | 475 |
| 2024-01-01 | $592,500 (-1.1%) | $689,497 (1.5%) | 1.45 | 414 |
| 2024-02-01 | $583,944 (-2.5%) | $662,531 (-1.9%) | 1.41 | 417 |
| 2024-03-01 | $585,000 (-2.5%) | $692,739 (-1.0%) | 1.38 | 457 |
| 2024-04-01 | $597,000 (-2.1%) | $691,108 (-7.3%) | 1.39 | 545 |
| 2024-05-01 | $599,450 (-3.7%) | $690,688 (-8.1%) | 1.36 | 618 |
| 2024-06-01 | $600,000 (-4.2%) | $691,389 (-5.4%) | 1.36 | 651 |
| 2024-07-01 | $610,475 (-2.3%) | $709,590 (-1.5%) | 1.40 | 717 |
| 2024-08-01 | $600,000 (-2.4%) | $704,099 (-3.1%) | 1.40 | 714 |
| 2024-09-01 | $599,945 (0.0%) | $697,128 (-1.7%) | 1.41 | 706 |
| 2024-10-01 | $595,988 (-0.5%) | $697,447 (2.4%) | 1.40 | 711 |
| 2024-11-01 | $589,995 (1.1%) | $683,420 (2.2%) | 1.42 | 692 |
| 2024-12-01 | $580,000 (-1.5%) | $641,368 (-5.8%) | 1.44 | 605 |
| 2025-01-01 | $582,925 (-1.6%) | $630,876 (-8.5%) | 1.46 | 583 |
| 2025-02-01 | $580,625 (-0.6%) | $639,599 (-3.5%) | 1.41 | 590 |
| 2025-03-01 | $579,000 (-1.0%) | $645,432 (-6.8%) | 1.36 | 648 |
| 2025-04-01 | $589,250 (-1.3%) | $658,164 (-4.8%) | 1.37 | 737 |
VALLEJO's median listing price for 2025-04-01 was $589,250, a difference of
$-7,750
(-1.3%) versus the prior year and
$10,250 versus the prior month.
VALLEJO's median listing price comes in at 137% of the national average.
VALLEJO's average listing price for 2025-04-01 was $658,164, a difference of $-32,944 (-4.8%) versus the prior year and $12,732 versus the prior month.
For the 2025-04-01 period, VALLEJO had 737 MLS listings, a difference of 89 listings (14%) versus the prior month and 192 listings (35%) versus the prior year.
VALLEJO's median listing price comes in at 137% of the national average.
VALLEJO's average listing price for 2025-04-01 was $658,164, a difference of $-32,944 (-4.8%) versus the prior year and $12,732 versus the prior month.
For the 2025-04-01 period, VALLEJO had 737 MLS listings, a difference of 89 listings (14%) versus the prior month and 192 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - VALLEJO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 37 days | 1,906 sqft |
| 2018-02-01 | 26 days | 1,857 sqft |
| 2018-03-01 | 23 days | 1,822 sqft |
| 2018-04-01 | 22 days | 1,812 sqft |
| 2018-05-01 | 23 days | 1,880 sqft |
| 2018-06-01 | 22 days | 1,866 sqft |
| 2018-07-01 | 30 days | 1,852 sqft |
| 2018-08-01 | 34 days | 1,800 sqft |
| 2018-09-01 | 37 days | 1,797 sqft |
| 2018-10-01 | 38 days | 1,703 sqft |
| 2018-11-01 | 44 days | 1,698 sqft |
| 2018-12-01 | 53 days | 1,689 sqft |
| 2019-01-01 | 54 days | 1,685 sqft |
| 2019-02-01 | 34 days | 1,747 sqft |
| 2019-03-01 | 31 days | 1,773 sqft |
| 2019-04-01 | 27 days | 1,790 sqft |
| 2019-05-01 | 27 days | 1,790 sqft |
| 2019-06-01 | 31 days | 1,874 sqft |
| 2019-07-01 | 32 days | 1,868 sqft |
| 2019-08-01 | 36 days | 1,852 sqft |
| 2019-09-01 | 40 days | 1,842 sqft |
| 2019-10-01 | 43 days | 1,836 sqft |
| 2019-11-01 | 51 days | 1,784 sqft |
| 2019-12-01 | 60 days | 1,786 sqft |
| 2020-01-01 | 60 days | 1,763 sqft |
| 2020-02-01 | 43 days | 1,797 sqft |
| 2020-03-01 | 36 days | 1,796 sqft |
| 2020-04-01 | 43 days | 1,823 sqft |
| 2020-05-01 | 44 days | 1,820 sqft |
| 2020-06-01 | 48 days | 1,808 sqft |
| 2020-07-01 | 39 days | 1,760 sqft |
| 2020-08-01 | 43 days | 1,757 sqft |
| 2020-09-01 | 32 days | 1,740 sqft |
| 2020-10-01 | 29 days | 1,740 sqft |
| 2020-11-01 | 32 days | 1,792 sqft |
| 2020-12-01 | 36 days | 1,713 sqft |
| 2021-01-01 | 36 days | 1,745 sqft |
| 2021-02-01 | 24 days | 1,694 sqft |
| 2021-03-01 | 26 days | 1,687 sqft |
| 2021-04-01 | 25 days | 1,740 sqft |
| 2021-05-01 | 22 days | 1,745 sqft |
| 2021-06-01 | 23 days | 1,770 sqft |
| 2021-07-01 | 27 days | 1,809 sqft |
| 2021-08-01 | 27 days | 1,692 sqft |
| 2021-09-01 | 29 days | 1,765 sqft |
| 2021-10-01 | 31 days | 1,778 sqft |
| 2021-11-01 | 37 days | 1,768 sqft |
| 2021-12-01 | 42 days | 1,704 sqft |
| 2022-01-01 | 38 days | 1,714 sqft |
| 2022-02-01 | 22 days | 1,715 sqft |
| 2022-03-01 | 23 days | 1,766 sqft |
| 2022-04-01 | 24 days | 1,787 sqft |
| 2022-05-01 | 26 days | 1,775 sqft |
| 2022-06-01 | 29 days | 1,753 sqft |
| 2022-07-01 | 34 days | 1,750 sqft |
| 2022-08-01 | 37 days | 1,773 sqft |
| 2022-09-01 | 47 days | 1,771 sqft |
| 2022-10-01 | 52 days | 1,767 sqft |
| 2022-11-01 | 52 days | 1,773 sqft |
| 2022-12-01 | 67 days | 1,784 sqft |
| 2023-01-01 | 72 days | 1,793 sqft |
| 2023-02-01 | 59 days | 1,779 sqft |
| 2023-03-01 | 40 days | 1,822 sqft |
| 2023-04-01 | 38 days | 1,847 sqft |
| 2023-05-01 | 33 days | 1,849 sqft |
| 2023-06-01 | 37 days | 1,816 sqft |
| 2023-07-01 | 31 days | 1,781 sqft |
| 2023-08-01 | 35 days | 1,815 sqft |
| 2023-09-01 | 29 days | 1,744 sqft |
| 2023-10-01 | 37 days | 1,704 sqft |
| 2023-11-01 | 39 days | 1,692 sqft |
| 2023-12-01 | 50 days | 1,716 sqft |
| 2024-01-01 | 50 days | 1,706 sqft |
| 2024-02-01 | 37 days | 1,624 sqft |
| 2024-03-01 | 34 days | 1,663 sqft |
| 2024-04-01 | 32 days | 1,686 sqft |
| 2024-05-01 | 33 days | 1,699 sqft |
| 2024-06-01 | 37 days | 1,734 sqft |
| 2024-07-01 | 36 days | 1,770 sqft |
| 2024-08-01 | 39 days | 1,757 sqft |
| 2024-09-01 | 45 days | 1,724 sqft |
| 2024-10-01 | 44 days | 1,700 sqft |
| 2024-11-01 | 50 days | 1,692 sqft |
| 2024-12-01 | 54 days | 1,690 sqft |
| 2025-01-01 | 57 days | 1,658 sqft |
| 2025-02-01 | 49 days | 1,667 sqft |
| 2025-03-01 | 38 days | 1,657 sqft |
| 2025-04-01 | 37 days | 1,728 sqft |
VALLEJO's median listing age (time on market) for 2025-04-01 was 37 days.
This
is 16%
longer
than the same period one year ago.
VALLEJO's median square footage for active listings during the 2025-04-01 period was 1,728 sqft. One year prior, the average listing was 1,686 sqft.
VALLEJO's median square footage for active listings during the 2025-04-01 period was 1,728 sqft. One year prior, the average listing was 1,686 sqft.
VALLEJO, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,194 | $2,119,670,000 | $505,405 |
| Cash Out Refi | 1,133 | $384,135,000 | $339,042 |
| Other | 806 | $89,420,000 | $110,943 |
| Refi | 719 | $393,135,000 | $546,780 |
| Home Improvement | 716 | $81,150,000 | $113,338 |
| NA | 5 | $2,185,000 | $437,000 |
Vallejo's most frequently cited loan purpose was Home Purchase, with 4,194 originations. The 2nd most popular reason was Cash Out Refi, with 1,133 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,876 | $1,388,450,000 | $482,771 |
| Over 8% | 1,827 | $270,865,000 | $148,257 |
| 5-6% | 1,282 | $779,790,000 | $608,261 |
| 7-8% | 1,192 | $497,480,000 | $417,349 |
| <2.5% | 175 | $10,045,000 | $57,400 |
| 4-5% | 145 | $77,675,000 | $535,690 |
| 3-4% | 28 | $19,280,000 | $688,571 |
| 2.5-3% | 11 | $6,005,000 | $545,909 |
During 2024, Vallejo's most frequently originated rate bucket was 6-7%, with 2,876 originations.
Loan Sizing (VALLEJO, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 2,434 | $1,215,670,000 | $499,454 |
| $100,000 or less | 1,404 | $78,020,000 | $55,570 |
| $600k-1000k | 1,386 | $964,790,000 | $696,097 |
| $200k-400k | 1,355 | $411,275,000 | $303,524 |
| $100k-200k | 921 | $123,085,000 | $133,643 |
| $Over $1MM | 73 | $276,855,000 | $3,792,534 |
VALLEJO's loan sizing saw the bucket of loans from $400k-600k with 2,434 originations, totaling $1,215,670,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,855 | $1,585,295,000 | $555,270 |
| Under 20% | 1,831 | $133,095,000 | $72,690 |
| 60-80% | 1,342 | $732,220,000 | $545,618 |
| 20-40% | 661 | $129,485,000 | $195,893 |
| 40-60% | 567 | $311,915,000 | $550,115 |
| Over 100% | 166 | $108,460,000 | $653,373 |
VALLEJO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,855 originations, totaling $1,585,295,000 in origination value.