VALLEJO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vallejo averaged 5.48% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.43% and one month ago for the week of 2022-04-14, the average rate was 5.03%.

Vallejo's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Vallejo 30 Year Fixed Rate 2022-05-19 5.48%
Vallejo 30 Year Fixed Rate Refi 2022-05-19 5.3%
Vallejo 15 Year Fixed Rate 2022-05-19 4.9%
Vallejo 15 Year Fixed Rate Refi 2022-05-19 4.31%
Vallejo 30 Year FHA 2022-05-19 5.18%
Vallejo 30 Year FHA Refi 2022-05-19 5.25%
Vallejo 30 Year USDA 2022-05-19 5.21%
Vallejo 30 Year USDA Refi 2022-05-19 -0.42%
Vallejo 30 Year VA 2022-05-19 5.36%
Vallejo 30 Year VA Refi 2022-05-19 5.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VALLEJO, CA.

VALLEJO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VALLEJO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 2,089 2.99% $5,068
UNITED WHOLESALE MORTGAGE, LLC 1,841 2.97% $5,609
CALIBER HOME LOANS, INC. 1,008 3.14% $4,554
LOANDEPOT.COM, LLC 916 3.00% $5,035
AMERICAN PACIFIC MORTGAGE CORPORATION 665 3.14% $5,615
CROSSCOUNTRY MORTGAGE, LLC 478 3.09% $5,608
HOME POINT FINANCIAL CORPORATION 442 3.01% $4,704
TRAVIS CREDIT UNION 384 3.20% $3,056
Wells Fargo Bank 370 3.12% $4,089
Flagstar Bank, FSB 344 3.17% $4,992
JPMorgan Chase Bank 308 3.01% $3,802
FINANCE OF AMERICA MORTGAGE LLC 259 3.11% $5,127
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 255 3.14% $5,165
Mr. Cooper ( Nationstar Mortgage ) 231 3.09% $6,003
GUARANTEED RATE, INC. 220 2.88% $4,099
GUILD MORTGAGE COMPANY 209 3.12% $6,603
AMERISAVE MORTGAGE CORPORATION 200 2.83% $5,562
BETTER MORTGAGE CORPORATION 192 2.75% $3,268
PENNYMAC LOAN SERVICES, LLC 183 3.00% $5,442
BROKER SOLUTIONS, INC. 180 3.05% $5,581
Bank of America 177 3.00% $3,679
Fremont Bank 170 3.09% $1,395
NEWREZ LLC 159 3.08% $4,258
HOMEBRIDGE FINANCIAL SERVICES, INC. 158 3.20% $5,817
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 117 3.19% $6,707
Commerce Home Mortgage, Inc. 116 3.24% $5,487
NETWORK CAPITAL FUNDING CORPORATION 112 3.09% $3,903
U.S. Bank 101 3.09% $4,413
SUMMIT FUNDING, INC. 101 3.17% $6,258
FREEDOM MORTGAGE CORPORATION 98 3.12% $3,269
PRIMARY RESIDENTIAL MORTGAGE, INC. 91 3.11% $7,248
ROUNDPOINT MORTGAGE SERVICING CORPORATION 84 3.23% $4,607
Paramount Residential Mortgage Group, Inc. 79 3.20% $5,049
LENDUS, LLC 78 3.17% $4,700
PROVIDENT FUNDING ASSOCIATES, L.P. 77 2.77% $3,277
PATELCO 76 3.17% $3,112
HOMEAMERICAN MORTGAGE CORPORATION 74 2.92% $348
MASON MCDUFFIE MORTGAGE CORPORATION 71 3.07% $5,522
STEARNS LENDING, LLC 70 3.04% $4,617
ALAMEDA MORTGAGE CORPORATION 64 3.20% $5,384
LAND HOME FINANCIAL SERVICES, INC. 62 3.08% $4,593
IMPAC MORTGAGE CORP. 62 2.98% $1,282
DHI MORTGAGE COMPANY, LTD. 59 2.92% $3,939
CMG MORTGAGE, INC. 58 3.12% $5,678
HOMEOWNERS FINANCIAL GROUP USA, LLC 57 3.10% $5,405
THE GOLDEN 1 57 3.18% $5,110
NMSI, INC. 56 3.80% $10,703
First Bank 56 2.98% $4,539
AMERICAN FINANCIAL NETWORK, INC. 55 3.12% $11,979
LOANPAL, LLC 52 3.10% $6,310
Sierra Pacific Mortgage Company, Inc. 52 3.04% $3,967
Hometown Equity Mortgage, LLC 50 3.16% $5,787
NAVY FEDERAL CREDIT UNION 50 3.19% $4,714
Bank of the West 46 3.12% $4,607
Umpqua Bank 46 3.12% $5,024
MOVEMENT MORTGAGE, LLC 42 3.22% $5,445
PANORAMA MORTGAGE GROUP, LLC 42 3.30% $5,536
Strong Home Mortgage, LLC 41 3.06% $2,043
LADERA LENDING, INC. 40 3.04% $3,847
General Mortgage Capital Corporation 39 3.16% $3,802
EAGLE HOME MORTGAGE, LLC 37 2.95% $7,152
NBKC BANK 36 2.94% $2,633
GOOGAIN, INC. 35 3.29% $2,988
MUFG Union Bank 35 3.07% $4,004
GUARANTEED RATE AFFINITY, LLC 34 3.12% $4,047
PREMIER LENDING, INC. 34 3.22% $5,811
PLANET HOME LENDING, LLC 32 3.00% $4,864
REDWOOD 31 3.24% $2,659
MOUNTAIN WEST FINANCIAL, INC. 31 3.22% $6,990
InterContinental Capital Group, Inc 30 2.95% $4,462
PRIMELENDING, A PLAINSCAPITAL COMPANY 30 3.31% $5,363
Platinum Home Mortgage Corporation 29 3.17% $9,160
BAY EQUITY LLC 29 3.23% $5,471
CELEBRITY HOME LOANS, LLC 28 3.24% $4,676
CHEVRON 28 2.89% $6,115
ZILLOW HOME LOANS, LLC 28 2.89% $3,618
NEXERA HOLDING LLC 28 3.17% $4,503
CALCON MUTUAL MORTGAGE LLC 27 3.00% $7,941
Golden Empire Mortgage, Inc. 27 2.92% $4,663
Nations Lending Corporation 27 2.99% $6,045
PHH Mortgage Corporation 26 3.14% $6,874
INTELLILOAN, INC. 26 2.97% $5,778
MUTUAL OF OMAHA MORTGAGE, INC. 25 3.04% $3,150
NATIONS DIRECT MORTGAGE, LLC 25 3.02% $4,951
North American Savings Bank, F.S.B. 25 2.73% $2,006
SOVEREIGN LENDING GROUP INCORPORATED 25 3.20% $4,419
ENVOY MORTGAGE, LTD 25 3.13% $5,278
PARKSIDE LENDING, LLC 25 3.02% $6,887
NATIONWIDE MORTGAGE BANKERS, INC. 25 3.20% $7,061
Watermark Capital, Inc. 24 2.71% $3,606
EVERETT FINANCIAL, INC. 24 3.66% $2,321
AMERICAN INTERNET MORTGAGE, INC. 24 2.70% $3,940
PACIFIC SERVICE 23 3.16% $3,504
Wyndham Capital Mortgage, Inc. 23 2.81% $2,287
Ally Bank 23 2.74% $5,808
Provident Credit Union 22 2.83% $4,530
CHERRY CREEK MORTGAGE, LLC 22 2.84% $1,124
Truist Bank 20 2.95% $4,422
OCMBC, INC. 20 3.11% $4,997
First Republic Bank 19 2.62% $2,158
Prime Choice Funding Inc. 19 2.92% $4,830
FirstBank 19 2.88% $2,026
S1L, Inc. 18 3.28% $5,619
LAKEVIEW LOAN SERVICING, LLC 18 3.17% $3,264
First Guaranty Mortgage Corporation 18 3.06% $3,637
WINNPOINTE CORPORATION 18 2.83% $1,072
PNC Bank 17 3.00% $4,046
PLAZA HOME MORTGAGE, INC. 17 2.99% $5,202
1ST NORTHERN CALIFORNIA 17 2.92% $1,717
JMAC LENDING, INC. 16 2.93% $4,414
MEGA CAPITAL FUNDING, INC. 15 3.03% $5,939
SUN WEST MORTGAGE COMPANY, INC. 15 3.07% $4,218
SNAPFI, INC. 15 3.12% $5,020
The Federal Savings Bank 14 3.21% $5,488
Hometown Lenders, Inc. 13 3.09% $5,472
KELLER MORTGAGE, LLC 13 3.09% $4,488
SOFI LENDING CORP. 13 3.00% $3,155
AmeriHome Mortgage Company, LLC 13 3.18% $3,250
Arvest Bank 12 3.08% $3,690
A&D Mortgage LLC 12 3.76% $10,444
SCHOOLSFIRST 12 3.05% $5,042
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 3.05% $5,356
Charles Schwab Bank, SSB 12 2.65% $3,896
SAFE CREDIT UNION 12 3.39% $4,474
Northpointe Bank 12 2.87% $4,759
LOANSNAP, INC. 11 2.80% $2,082
South Pacific Financial Corporation 11 3.14% $8,910
ARC HOME LLC 11 3.44% $7,430
AMERICAN FINANCING CORPORATION 11 2.91% $5,124
NexBank 11 3.11% $4,100
PREMIER MORTGAGE RESOURCES, L.L.C. 11 3.26% $6,277
Carrington Mortgage Services, LLC 11 3.36% $5,401
Amerifirst Financial, Inc. 11 3.20% $5,540
V.I.P. MORTGAGE, INC. 10 3.24% $6,614
GENEVA FINANCIAL, LLC 9 3.25% $4,742
ACADEMY MORTGAGE CORPORATION 9 3.21% $5,005
Citadel Servicing Corporation 9 4.86% $10,265
First Savings Bank 9 2.90% $4,822
Greenbox Loans, Inc. 9 5.56% $13,918
HOMESIDE FINANCIAL, LLC 9 2.97% $5,204
KBHS HOME LOANS, LLC 9 3.00% $6,234
Lakeview Community Capital, LLC 9 3.43% $2,922
San Mateo Credit Union 9 2.88% $3,622
ALLIANT CREDIT UNION 8 3.20% $4,390
VERITAS FUNDING, LLC 8 3.17% $5,938
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 4.33% $13,386
Operating Engineers Local Union #3 8 3.02% $4,818
WESTERN EXPRESS LENDING 8 2.90% $3,541
FBC MORTGAGE, LLC 8 3.08% $4,784
ONY GLO, INC. 8 2.81% $3,140
CANOPY MORTGAGE, LLC 8 2.97% $5,214
Citizens Bank 8 2.97% $4,628
BBVA USA 7 3.45% $5,272
HOMEXPRESS MORTGAGE CORP. 7 4.64% $9,562
RESIDENTIAL BANCORP. 7 2.87% $4,557
Manufacturers and Traders Trust Company 7 2.95% $6,567
LENOX FINANCIAL MORTGAGE CORPORATION 7 2.93% $4,586
PENTAGON FEDERAL CREDIT UNION 7 3.04% $1,795
MICHIGAN MUTUAL, INC. 7 3.14% $4,701
HOMESTEAD FUNDING CORP. 7 2.70% $2,987
Florida Capital Bank 7 2.96% $4,816
ABSOLUTE HOME MORTGAGE CORPORATION 6 3.14% $2,853
UNIFY FINANCIAL Credit Union 6 3.01% $1,728
NEW WAVE LENDING GROUP INC 6 3.15% $5,259
CORNERSTONE HOME LENDING, INC. 6 3.35% $4,437
ML Mortgage Corp. 6 3.19% $9,704
TJC Mortgage, Inc. 6 3.17% $4,561
STAR ONE CREDIT UNION 6 3.00% $2,790
INSPIRE HOME LOANS INC. 6 3.27% $7,773
AXIA FINANCIAL, LLC 6 3.60% $7,691
Firefighters First Federal Credit Union 6 3.02% $3,574
Bank of England 6 3.23% $4,512
FISHER FINANCIAL GROUP, INCORPORATED 6 2.81% $2,763
Kwik Mortgage Corporation 6 2.77% $2,938
Plains Commerce Bank 6 3.02% $7,962
Century Mortgage Company DBA Century Lending Company 6 3.21% $4,718
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 3.14% $6,150
LOANLEADERS OF AMERICA, INC. 6 3.00% $4,401
EMBRACE HOME LOANS, INC. 6 3.17% $3,135
Citibank 6 3.23% $4,171
OPEN MORTGAGE, LLC 6 3.08% $5,571
TOWNE MORTGAGE COMPANY 5 2.83% $2,607
SAFEAMERICA CREDIT UNION 5 2.99% $3,034
UNITED MORTGAGE CORP. 5 3.33% $5,022
DATA MORTGAGE, INC. 5 3.30% $6,075
Cf Bank 5 2.75% $2,201
Morgan Stanley Private Bank 5 2.64% $4,315
Axos Bank 5 3.10% $2,155
First Federal Bank 5 3.30% $7,166
BECKAM FUNDING CORP. 5 3.58% $12,004
USE Credit Union 5 3.13% $3,352
LENDERFI, INC. 5 2.75% $1,219
TIAA, FSB 5 3.05% $6,017
CHURCHILL MORTGAGE CORPORATION 5 3.37% $5,428
The Loan Store, Inc. 4 3.06% $3,069
MID AMERICA MORTGAGE, INC. 4 2.81% $2,230
HomeStreet Bank 4 3.50% $6,079
TOP FLITE FINANCIAL, INC. 4 3.44% $11,070
NFM, INC. 4 3.16% $8,119
SEA WEST COAST GUARD FEDERAL CREDIT UNION 4 2.50% $7,270
SAN FRANCISCO FEDERAL CREDIT UNION 4 3.25% $3,437
SIRVA MORTGAGE, INC. 4 2.78% $4,341
Franklin Loan Corporation 4 3.19% $10,505
SPRING EQ, LLC 4 2.75% $0
VICTORIA FINANCIAL CORP. 4 3.22% $3,751
Tri Counties Bank 3 3.92% $5,718
INTERCAP LENDING INC. 3 3.29% $4,568
INTERNATIONAL CITY MORTGAGE, INC. 3 3.54% $7,023
5TH STREET CAPITAL, INC. 3 4.96% $17,191
KeyBank 3 2.92% $8,826
KEYPOINT 3 3.17% $4,429
KS StateBank 3 3.13% $2,213
Equity Prime Mortgage LLC 3 2.63% $8,032
LOANFLIGHT LENDING, LLC 3 2.58% $1,902
Mechanics Bank 3 3.21% $2,962
Merchants Bank of Indiana 3 2.92% $3,094
MERIWEST MORTGAGE COMPANY, LLC 3 2.25% $5,446
DIRECT MORTGAGE, CORP. 3 3.63% $13,428
City National Bank 3 3.12% $2,243
Northwest Farm Credit Services, FLCA 3 3.42% $22,570
NuVision Federal Credit Union 3 3.21% $3,629
CIT Bank 3 2.95% $4,230
Paramount Bank 3 2.88% $9,009
PREMIA MORTGAGE, LLC 3 2.83% $1,592
BEST CAPITAL FUNDING 3 3.00% $5,993
Quontic Bank 3 5.67% $15,138
ROYAL UNITED MORTGAGE LLC 3 2.96% $13,878
SACRAMENTO Credit Union 3 3.17% $3,480
ST FIN CORP 3 3.33% $13,093
TOGETHER CREDIT UNION 3 3.13% $3,068
Toyota Financial Savings Bank 3 2.67% $3,527
UIF CORPORATION 3 3.13% $5,575
AMCAP MORTGAGE, LTD. 3 3.29% $5,165
USAA Federal Savings Bank 3 2.88% $4,587
AHL FUNDING 3 3.29% $3,938
FUNDLOANS CAPITAL 3 4.29% $16,158
Goldwater Bank, N.A. 3 2.88% $7,607
Financial Funding Solutions, Inc. 2 3.14% $4,181
SCENIC OAKS FUNDING, INC. 2 4.06% $8,551
AUGUSTA FINANCIAL, INC. 2 3.00% $4,680
ORANGE COUNTY'S CREDIT UNION 2 3.06% $3,929
First Internet Bank of Indiana 2 2.88% $2,220
Servion, Inc. 2 3.13% $3,847
Reliant Bank 2 2.88% $7,127
Republic Bank & Trust Company 2 3.00% $6,229
Home Mortgage Alliance Corp 2 3.44% $6,342
Financial Partners Credit Union 2 2.88% $3,342
1ST UNITED SERVICES CREDIT UNION 2 3.18% $2,399
GSF Mortgage Corporation 2 3.19% $2,506
AMERICAN ADVISORS GROUP 2 3.12% $2,985
ANGEL OAK HOME LOANS LLC 2 3.31% $3,534
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.93% $5,954
CALCULATED RISK ANALYTICS LLC 2 4.19% $8,011
First National Bank of America 2 6.81% $12,436
United Fidelity Funding Corp. 2 3.19% $3,283
GUIDANCE RESIDENTIAL, LLC 2 3.31% $5,314
S&S Financial 2 2.81% $2,523
STANFORD Federal Credit Union 2 3.06% $9,250
MORTGAGE CAPITAL PARTNERS, INC. 2 2.88% $5,790
HSBC BANK USA, NATIONAL ASSOCIATION 2 3.04% $5,453
Ameris Bank 2 3.19% $2,975
BNC National Bank 2 2.69% $3,432
Stifel Bank and Trust 2 2.94% $2,725
DIGNIFIED HOME LOANS, LLC 2 3.44% $4,106
DRAPER AND KRAMER MORTGAGE CORP. 2 2.75% $7,894
ALL WESTERN MORTGAGE, INC. 2 3.50% $2,309
SUMMIT MORTGAGE BANKERS INC. 2 3.06% $3,007
NATIONS RELIABLE LENDING, LLC 2 2.88% $16,442
EXCITE Credit Union 2 3.06% $2,652
DAS Acquisition Company, LLC 2 5.75% $14,777
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.06% $3,497
Barrington Bank & Trust Company, N.A. 2 3.50% $4,002
Banner Bank 2 2.94% $9,079
Zions Bancorporation, N.A. 2 2.81% $5,456
COMPASS MORTGAGE, INC. 2 3.38% $8,179
FIRST TECHNOLOGY 2 3.19% $7,353
Allied First Bank,sb 1 2.50% $2,518
FIRST ENTERTAINMENT 1 2.88% $4,489
Aurora Financial, LLC 1 2.88% $1,385
San Diego Funding 1 2.88% $5,354
INOVA FEDERAL CREDIT UNION 1 2.88% $3,286
SANTA CLARA COUNTY 1 2.88% $4,390
Santander Bank, N.A. 1 3.13% $3,324
INFINITY EQUITY GROUP, INC. 1 3.38% $3,557
ATHAS CAPITAL GROUP, INC. 1 5.88% $30,360
Signature Federal Credit Union 1 3.00% $4,145
INB 1 3.88% $3,783
Armed Forces Bank 1 3.63% $2,006
I.L.W.U. CREDIT UNION 1 2.88% $395
AmRes Corporation 1 3.38% $3,250
iCore Lending, Inc. 1 2.63% $7,308
WALL FINANCIAL, INC. 1 3.25% $13,269
AMERIFIRST FINANCIAL CORPORATION 1 3.00% $4,689
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.25% $3,160
Sunflower Bank 1 2.99% $15,040
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.50% $2,864
Texana Bank 1 3.38% $2,785
The Central Trust Bank 1 2.88% $2,055
AMERICAN FIRST 1 2.88% $3,647
THE FIRST FINANCIAL Federal Credit Union 1 3.25% $0
AMERICAN FINANCE HOUSE LARIBA 1 2.68% $2,267
The Huntington National Bank 1 2.50% $10,661
First International Bank & Trust 1 3.38% $4,344
First Interstate Bank 1 3.88% $17,243
Washington Trust Bank 1 2.63% $3,100
First Mortgage Solutions, LLC 1 2.99% $2,268
FM Home Loans, LLC 1 3.38% $5,110
American Airlines Federal Credit Union 1 3.00% $0
GRANDE HOMES, INC. 1 2.88% $6,381
UBS Bank USA 1 2.25% $4,346
GET A RATE LLC 1 2.88% $3,424
HOME APPROVALS DIRECT, INC. 1 2.99% $3,602
MORTGAGE 2000, INC. 1 2.88% $3,642
Mortgage Bank of California 1 4.50% $12,914
Mortgage Research Center, LLC 1 3.00% $5,246
Discover Bank 1 3.99% $0
DIRECTORS MORTGAGE, INC. 1 4.10% $8,951
United Nations Federal Credit Union 1 2.50% $5,957
DIGITAL Federal Credit Union 1 2.75% $7,581
Devon Bank 1 4.63% $12,411
DEEPHAVEN MORTGAGE LLC 1 6.75% $4,525
MORIA DEVELOPMENT, INC. 1 3.88% $6,832
MISSION 1 3.00% $4,907
Constant Investments, Inc. 1 3.13% $5,959
Midwest Community Bank 1 3.00% $5,160
MEGASTAR FINANCIAL CORP. 1 3.00% $3,685
COMMUNITY FIRST CREDIT UNION 1 2.75% $3,251
Colonial Savings, F.A. 1 3.00% $2,636
CITYWIDE HOME LOANS, LLC 1 2.63% $3,314
UNITED SECURITY FINANCIAL CORP 1 4.00% $9,447
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $2,839
Amalgamated Bank 1 2.63% $3,836
NP, Inc. 1 2.99% $10,910
OAKTREE FUNDING CORP. 1 5.63% $10,868
ON Q FINANCIAL, INC. 1 2.88% $7,146
East West Bank 1 4.13% $5,519
MANN FINANCIAL INC. 1 3.13% $11,225
Magnolia Bank 1 2.88% $3,055
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.63% $6,668
Luxury Mortgage Corp. 1 3.38% $12,587
Loan Simple, Inc. 1 2.88% $3,016
Chicago Mortgage Solutions LLC 1 2.99% $2,199
EMM LOANS LLC 1 2.99% $7,886
LEADERONE FINANCIAL CORPORATION 1 3.63% $1,766
CBC Federal Credit Union 1 2.75% $2,814
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.25% $4,581
LAFAYETTE FEDERAL CREDIT UNION 1 2.88% $8,667
PLUS RELOCATION MORTGAGE, LLC 1 3.38% $5,901
BNB FINANCIAL INC. 1 3.63% $8,955
Valley First Credit Union 1 3.00% $3,061
BEST FINANCE CAPITAL, INC. 1 2.88% $8,978
VALLEY STRONG CREDIT UNION 1 2.63% $2,217
Fifth Third Bank 1 3.63% $4,713
KINECTA 1 2.88% $2,399
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $3,469
PRIMUS LENDING CORP. 1 3.00% $8,181
PRIVATE MORTGAGE ADVISORS, LLC 1 3.63% $3,010
Prosperity Home Mortgage, LLC 1 2.88% $8,622
BAY 1 3.25% $2,757
HighTechLending Inc 1 2.99% $3,301
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.00% $7,094
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.99% $4,662
JMJ FINANCIAL GROUP 1 3.00% $2,810
Royal Business Bank 1 4.00% $4,143
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.88% $4,374

VALLEJO, CA's 365 lenders originated 28,747 loans during 2021. The total origination value was $11,065,205,000, with an average loan value of $384,917.

The top VALLEJO lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,089 loans originated. Their average total fees are $5,068, which is $542 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee VALLEJO lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($348), WINNPOINTE CORPORATION ($1,072), CHERRY CREEK MORTGAGE, LLC ($1,124), IMPAC MORTGAGE CORP. ($1,282) and Fremont Bank ($1,395).

The lowest rate VALLEJO lenders (with over 10 loans originated) are First Republic Bank (2.62%), Charles Schwab Bank, SSB (2.65%), AMERICAN INTERNET MORTGAGE, INC. (2.70%), Watermark Capital, Inc. (2.71%) and North American Savings Bank, F.S.B. (2.73%).

VALLEJO, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $1,079,440,000 $1,184,915,000 9.8% 10.7%
UNITED WHOLESALE MORTGAGE, LLC $1,001,850,000 $1,128,225,000 12.6% 10.2%
CALIBER HOME LOANS, INC. $717,950,000 $648,020,000 -9.7% 5.9%
LOANDEPOT.COM, LLC $436,515,000 $641,990,000 47.1% 5.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $371,965,000 $409,590,000 10.1% 3.7%
FREEDOM MORTGAGE CORPORATION $454,770,000 $342,680,000 -24.6% 3.1%
CROSSCOUNTRY MORTGAGE, LLC $238,890,000 $310,230,000 29.9% 2.8%
HOME POINT FINANCIAL CORPORATION $113,110,000 $272,190,000 140.6% 2.5%
TRAVIS CREDIT UNION $362,415,000 $208,785,000 -42.4% 1.9%
PENNYMAC LOAN SERVICES, LLC $134,030,000 $196,505,000 46.6% 1.8%
Wells Fargo Bank $194,370,000 $191,680,000 -1.4% 1.7%
Flagstar Bank, FSB $246,745,000 $191,135,000 -22.5% 1.7%
JPMorgan Chase Bank $114,850,000 $174,585,000 52.0% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $160,905,000 $160,470,000 -0.3% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $141,260,000 $154,950,000 9.7% 1.4%
GUARANTEED RATE, INC. $34,185,000 $146,330,000 328.1% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $134,435,000 $136,280,000 1.4% 1.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $85,130,000 $130,475,000 53.3% 1.2%
GUILD MORTGAGE COMPANY $105,615,000 $117,360,000 11.1% 1.1%
BETTER MORTGAGE CORPORATION $49,735,000 $113,185,000 127.6% 1.0%
NEWREZ LLC $68,980,000 $106,705,000 54.7% 1.0%
BROKER SOLUTIONS, INC. $85,440,000 $103,570,000 21.2% 0.9%
AMERISAVE MORTGAGE CORPORATION $66,340,000 $103,085,000 55.4% 0.9%
Bank of America $98,175,000 $96,600,000 -1.6% 0.9%
Fremont Bank $69,295,000 $95,640,000 38.0% 0.9%
Commerce Home Mortgage, Inc. $94,460,000 $93,610,000 -0.9% 0.8%
Mortgage Research Center, LLC $60,315,000 $84,450,000 40.0% 0.8%
U.S. Bank $62,020,000 $78,460,000 26.5% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $81,370,000 $78,175,000 -3.9% 0.7%
BERKELEY POINT CAPITAL LLC $15,755,000 $73,745,000 368.1% 0.7%
DHI MORTGAGE COMPANY, LTD. $43,625,000 $69,415,000 59.1% 0.6%
PNC Bank $6,475,000 $68,410,000 956.5% 0.6%
NAVY FEDERAL CREDIT UNION $32,035,000 $60,200,000 87.9% 0.5%
LENDUS, LLC $73,830,000 $58,130,000 -21.3% 0.5%
SUMMIT FUNDING, INC. $108,105,000 $58,130,000 -46.2% 0.5%
PATELCO $50,285,000 $53,210,000 5.8% 0.5%
HOMEAMERICAN MORTGAGE CORPORATION $70,185,000 $51,920,000 -26.0% 0.5%
LAKEVIEW LOAN SERVICING, LLC $55,020,000 $50,625,000 -8.0% 0.5%
AMWEST FUNDING CORP. $37,335,000 $48,830,000 30.8% 0.4%
Paramount Residential Mortgage Group, Inc. $31,050,000 $47,550,000 53.1% 0.4%
NETWORK CAPITAL FUNDING CORPORATION $52,980,000 $47,460,000 -10.4% 0.4%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $8,340,000 $47,390,000 468.2% 0.4%
Hometown Equity Mortgage, LLC $25,140,000 $47,190,000 87.7% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $42,730,000 $46,155,000 8.0% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $75,745,000 $44,775,000 -40.9% 0.4%
First Republic Bank $19,275,000 $43,485,000 125.6% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $54,275,000 $42,045,000 -22.5% 0.4%
Umpqua Bank $33,615,000 $39,660,000 18.0% 0.4%
ALAMEDA MORTGAGE CORPORATION $38,350,000 $39,515,000 3.0% 0.4%
STEARNS LENDING, LLC $37,570,000 $39,030,000 3.9% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $46,080,000 $38,635,000 -16.2% 0.3%
CMG MORTGAGE, INC. $42,800,000 $36,465,000 -14.8% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $30,130,000 $34,715,000 15.2% 0.3%
THE GOLDEN 1 $32,930,000 $34,530,000 4.9% 0.3%
Bank of the West $29,700,000 $34,435,000 15.9% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $61,680,000 $34,295,000 -44.4% 0.3%
First Bank $37,910,000 $34,055,000 -10.2% 0.3%
IMPAC MORTGAGE CORP. $26,415,000 $33,120,000 25.4% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $33,945,000 $31,930,000 -5.9% 0.3%
LOANPAL, LLC $52,215,000 $28,825,000 -44.8% 0.3%
LAND HOME FINANCIAL SERVICES, INC. $37,250,000 $27,985,000 -24.9% 0.3%
MOVEMENT MORTGAGE, LLC $20,840,000 $27,595,000 32.4% 0.2%
PLANET HOME LENDING, LLC $16,470,000 $27,125,000 64.7% 0.2%
NBKC BANK $22,975,000 $26,755,000 16.5% 0.2%
First Northern Bank of Dixon $23,205,000 $26,320,000 13.4% 0.2%
NMSI, INC. $23,240,000 $26,045,000 12.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $33,805,000 $26,000,000 -23.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $18,575,000 $25,130,000 35.3% 0.2%
PANORAMA MORTGAGE GROUP, LLC $34,485,000 $25,115,000 -27.2% 0.2%
The Federal Savings Bank $42,420,000 $24,685,000 -41.8% 0.2%
PHH Mortgage Corporation $10,155,000 $23,710,000 133.5% 0.2%
Mechanics Bank $4,960,000 $23,530,000 374.4% 0.2%
Strong Home Mortgage, LLC $14,160,000 $23,420,000 65.4% 0.2%
EAGLE HOME MORTGAGE, LLC $435,000 $23,315,000 5,259.8% 0.2%
PREMIER LENDING, INC. $18,960,000 $21,120,000 11.4% 0.2%
Capital One $15,530,000 $21,005,000 35.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $29,235,000 $20,145,000 -31.1% 0.2%
Carrington Mortgage Services, LLC $30,290,000 $20,140,000 -33.5% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $49,810,000 $20,020,000 -59.8% 0.2%
InterContinental Capital Group, Inc $20,045,000 $19,690,000 -1.8% 0.2%
General Mortgage Capital Corporation $17,230,000 $19,650,000 14.0% 0.2%
MUFG Union Bank $16,510,000 $19,440,000 17.7% 0.2%
NEW DAY FINANCIAL, LLC $14,200,000 $19,335,000 36.2% 0.2%
REDWOOD $11,800,000 $19,335,000 63.9% 0.2%
AMERICAN ADVISORS GROUP $8,720,000 $19,255,000 120.8% 0.2%
Lakeview Community Capital, LLC $25,575,000 $18,835,000 -26.4% 0.2%
North American Savings Bank, F.S.B. $20,095,000 $18,705,000 -6.9% 0.2%
Platinum Home Mortgage Corporation $19,400,000 $18,610,000 -4.1% 0.2%
CHEVRON $16,535,000 $18,520,000 12.0% 0.2%
GOOGAIN, INC. $18,105,000 $18,315,000 1.2% 0.2%
LADERA LENDING, INC. $19,075,000 $18,280,000 -4.2% 0.2%
NATIONS DIRECT MORTGAGE, LLC $25,800,000 $17,680,000 -31.5% 0.2%
Ally Bank $8,205,000 $17,360,000 111.6% 0.2%
INTELLILOAN, INC. $12,840,000 $17,330,000 35.0% 0.2%
Nations Lending Corporation $6,420,000 $17,070,000 165.9% 0.2%
First Guaranty Mortgage Corporation $16,345,000 $16,980,000 3.9% 0.2%
CELEBRITY HOME LOANS, LLC $22,395,000 $16,615,000 -25.8% 0.2%
CLEARPATH LENDING $25,755,000 $16,615,000 -35.5% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $6,260,000 $16,395,000 161.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $12,775,000 $16,190,000 26.7% 0.1%
BAY EQUITY LLC $12,055,000 $15,785,000 30.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $7,550,000 $15,765,000 108.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $16,090,000 $15,700,000 -2.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,335,000 $15,655,000 2.1% 0.1%
ALLIANT CREDIT UNION $9,270,000 $14,625,000 57.8% 0.1%
Golden Empire Mortgage, Inc. $11,130,000 $14,090,000 26.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $10,855,000 $13,645,000 25.7% 0.1%
PARKSIDE LENDING, LLC $38,225,000 $13,555,000 -64.5% 0.1%
PLAZA HOME MORTGAGE, INC. $10,245,000 $13,485,000 31.6% 0.1%
Wyndham Capital Mortgage, Inc. $10,070,000 $12,880,000 27.9% 0.1%
Prime Choice Funding Inc. $22,925,000 $12,820,000 -44.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $7,845,000 $12,655,000 61.3% 0.1%
ZILLOW HOME LOANS, LLC $3,660,000 $12,505,000 241.7% 0.1%
EVERETT FINANCIAL, INC. $57,585,000 $12,430,000 -78.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $16,635,000 $12,305,000 -26.0% 0.1%
OCMBC, INC. $7,460,000 $12,085,000 62.0% 0.1%
ENVOY MORTGAGE, LTD $70,105,000 $11,720,000 -83.3% 0.1%
JMAC LENDING, INC. $16,320,000 $11,690,000 -28.4% 0.1%
Watermark Capital, Inc. $15,425,000 $11,615,000 -24.7% 0.1%
FirstBank $12,855,000 $11,565,000 -10.0% 0.1%
Provident Credit Union $10,255,000 $11,465,000 11.8% 0.1%
NEXERA HOLDING LLC $9,140,000 $11,450,000 25.3% 0.1%
AmeriHome Mortgage Company, LLC $5,435,000 $11,080,000 103.9% 0.1%
Equity Prime Mortgage LLC $5,130,000 $10,550,000 105.7% 0.1%
PACIFIC SERVICE $18,560,000 $10,295,000 -44.5% 0.1%
Luther Burbank Savings $2,230,000 $9,965,000 346.9% 0.1%
WINNPOINTE CORPORATION $22,265,000 $9,815,000 -55.9% 0.1%
USAA Federal Savings Bank $32,965,000 $9,630,000 -70.8% 0.1%
S1L, Inc. $5,570,000 $9,345,000 67.8% 0.1%
Truist Bank $6,055,000 $8,480,000 40.0% 0.1%
ARC HOME LLC $5,875,000 $8,440,000 43.7% 0.1%
LENDINGHOME FUNDING CORPORATION $3,140,000 $8,385,000 167.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $7,980,000 $8,360,000 4.8% 0.1%
INSPIRE HOME LOANS INC. $1,740,000 $8,220,000 372.4% 0.1%
Northpointe Bank $2,150,000 $8,220,000 282.3% 0.1%
SNAPFI, INC. $7,235,000 $8,000,000 10.6% 0.1%
Charles Schwab Bank, SSB $6,285,000 $7,875,000 25.3% 0.1%
Hometown Lenders, Inc. $1,205,000 $7,775,000 545.2% 0.1%
MEGA CAPITAL FUNDING, INC. $8,725,000 $7,750,000 -11.2% 0.1%
REVERSE MORTGAGE FUNDING LLC $6,055,000 $7,710,000 27.3% 0.1%
SAFE CREDIT UNION $5,650,000 $7,270,000 28.7% 0.1%
SCHOOLSFIRST $4,660,000 $7,215,000 54.8% 0.1%
South Pacific Financial Corporation $7,200,000 n/a 0.1%
SOFI LENDING CORP. $8,845,000 $7,150,000 -19.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $3,570,000 $6,990,000 95.8% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $5,445,000 $6,925,000 27.2% 0.1%
1ST NORTHERN CALIFORNIA $11,185,000 $6,915,000 -38.2% 0.1%
THE POLICE Credit Union $6,355,000 $6,910,000 8.7% 0.1%
OPEN MORTGAGE, LLC $3,790,000 $6,800,000 79.4% 0.1%
SAN FRANCISCO FIRE CREDIT UNION $6,580,000 $6,790,000 3.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $10,550,000 $6,670,000 -36.8% 0.1%
FBC MORTGAGE, LLC $12,725,000 $6,605,000 -48.1% 0.1%
KBHS HOME LOANS, LLC $1,860,000 $6,440,000 246.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $8,095,000 $6,165,000 -23.8% 0.1%
NexBank $385,000 $6,165,000 1,501.3% 0.1%
Amerifirst Financial, Inc. $16,080,000 $6,105,000 -62.0% 0.1%
A&D Mortgage LLC $1,345,000 $5,980,000 344.6% 0.1%
SPRING EQ, LLC $1,970,000 $5,975,000 203.3% 0.1%
V.I.P. MORTGAGE, INC. $1,060,000 $5,970,000 463.2% 0.1%
Citadel Servicing Corporation $375,000 $5,785,000 1,442.7% 0.1%
Barrington Bank & Trust Company, N.A. $7,345,000 $5,780,000 -21.3% 0.1%
KELLER MORTGAGE, LLC $7,745,000 $5,640,000 -27.2% 0.1%
BBVA USA $9,625,000 $5,595,000 -41.9% 0.1%
HighTechLending Inc $3,215,000 $5,335,000 65.9% 0.0%
Arvest Bank $6,700,000 $5,050,000 -24.6% 0.0%
Low VA Rates, LLC $6,650,000 $4,975,000 -25.2% 0.0%
HOMESIDE FINANCIAL, LLC $3,980,000 $4,970,000 24.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,335,000 $4,880,000 265.5% 0.0%
WESTERN EXPRESS LENDING $6,620,000 $4,805,000 -27.4% 0.0%
BECKAM FUNDING CORP. $2,405,000 $4,780,000 98.8% 0.0%
AMERICAN FINANCING CORPORATION $2,345,000 $4,700,000 100.4% 0.0%
LOANSNAP, INC. $1,675,000 $4,660,000 178.2% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $4,650,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $4,610,000 n/a 0.0%
Florida Capital Bank $8,000,000 $4,610,000 -42.4% 0.0%
First Savings Bank $7,260,000 $4,555,000 -37.3% 0.0%
USE Credit Union $2,665,000 $4,520,000 69.6% 0.0%
GENEVA FINANCIAL, LLC $4,990,000 $4,490,000 -10.0% 0.0%
Manufacturers and Traders Trust Company $3,275,000 $4,485,000 36.9% 0.0%
San Mateo Credit Union $2,160,000 $4,460,000 106.5% 0.0%
DEEPHAVEN MORTGAGE LLC $4,335,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $4,890,000 $4,285,000 -12.4% 0.0%
Self-Help Federal Credit Union $1,470,000 $4,265,000 190.1% 0.0%
AMCAP MORTGAGE, LTD. $1,565,000 $4,210,000 169.0% 0.0%
ACADEMY MORTGAGE CORPORATION $4,690,000 $4,175,000 -11.0% 0.0%
Figure Lending LLC $1,770,000 $4,175,000 135.9% 0.0%
Firefighters First Federal Credit Union $2,630,000 $4,110,000 56.3% 0.0%
Northwest Farm Credit Services, FLCA $4,065,000 n/a 0.0%
21ST MORTGAGE CORPORATION $2,245,000 $4,060,000 80.8% 0.0%
Citizens Bank $3,685,000 $4,050,000 9.9% 0.0%
TOWNE MORTGAGE COMPANY $1,975,000 $4,000,000 102.5% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $2,070,000 $3,985,000 92.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $5,555,000 $3,940,000 -29.1% 0.0%
Alaska USA Federal Credit Union $2,420,000 $3,870,000 59.9% 0.0%
BM Real Estate Services, Inc. $1,755,000 $3,850,000 119.4% 0.0%
NP, Inc. $3,110,000 $3,810,000 22.5% 0.0%
HomeStreet Bank $3,260,000 $3,805,000 16.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $920,000 $3,800,000 313.0% 0.0%
STAR ONE CREDIT UNION $3,405,000 $3,775,000 10.9% 0.0%
MICHIGAN MUTUAL, INC. $5,360,000 $3,755,000 -29.9% 0.0%
Provident Savings Bank, F.S.B. $830,000 $3,750,000 351.8% 0.0%
TIAA, FSB $5,055,000 $3,740,000 -26.0% 0.0%
NFM, INC. $5,980,000 $3,715,000 -37.9% 0.0%
RESIDENTIAL BANCORP. $1,025,000 $3,710,000 262.0% 0.0%
Morgan Stanley Private Bank $1,535,000 $3,685,000 140.1% 0.0%
KS StateBank $2,190,000 $3,615,000 65.1% 0.0%
TJC Mortgage, Inc. $1,320,000 $3,600,000 172.7% 0.0%
Axos Bank $5,760,000 $3,545,000 -38.5% 0.0%
Discover Bank $3,145,000 $3,470,000 10.3% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,990,000 $3,430,000 72.4% 0.0%
Citibank $5,820,000 $3,420,000 -41.2% 0.0%
Operating Engineers Local Union #3 $7,630,000 $3,400,000 -55.4% 0.0%
Bank of England $2,200,000 $3,390,000 54.1% 0.0%
Banner Bank $1,170,000 $3,385,000 189.3% 0.0%
BNC National Bank $8,080,000 $3,380,000 -58.2% 0.0%
UNIFY FINANCIAL Credit Union $2,580,000 $3,365,000 30.4% 0.0%
Kwik Mortgage Corporation $1,785,000 $3,300,000 84.9% 0.0%
ML Mortgage Corp. $4,790,000 $3,290,000 -31.3% 0.0%
AXIA FINANCIAL, LLC $2,010,000 $3,270,000 62.7% 0.0%
ONY GLO, INC. $6,235,000 $3,250,000 -47.9% 0.0%
First Federal Bank $4,655,000 $3,205,000 -31.1% 0.0%
VERITAS FUNDING, LLC $375,000 $3,060,000 716.0% 0.0%
LOANLEADERS OF AMERICA, INC. $1,360,000 $3,045,000 123.9% 0.0%
Greenbox Loans, Inc. $2,715,000 $3,025,000 11.4% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $2,735,000 $3,010,000 10.1% 0.0%
GEORGIA'S OWN $2,995,000 n/a 0.0%
INTERCAP LENDING INC. $2,915,000 $2,980,000 2.2% 0.0%
LENDERFI, INC. $7,385,000 $2,925,000 -60.4% 0.0%
CORNERSTONE HOME LENDING, INC. $3,585,000 $2,915,000 -18.7% 0.0%
Plains Commerce Bank $730,000 $2,900,000 297.3% 0.0%
Pacific Premier Bank $2,555,000 $2,890,000 13.1% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $6,100,000 $2,870,000 -53.0% 0.0%
Cf Bank $6,065,000 $2,830,000 -53.3% 0.0%
Toyota Financial Savings Bank $805,000 $2,830,000 251.6% 0.0%
TOP FLITE FINANCIAL, INC. $1,585,000 $2,800,000 76.7% 0.0%
KeyBank $1,270,000 $2,790,000 119.7% 0.0%
ATHAS CAPITAL GROUP, INC. $1,820,000 $2,750,000 51.1% 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $2,860,000 $2,740,000 -4.2% 0.0%
Merchants Bank of Indiana $2,760,000 $2,715,000 -1.6% 0.0%
DATA MORTGAGE, INC. $2,145,000 $2,705,000 26.1% 0.0%
Quontic Bank $2,705,000 n/a 0.0%
ST FIN CORP $610,000 $2,640,000 332.8% 0.0%
CIT Bank $655,000 $2,635,000 302.3% 0.0%
MID AMERICA MORTGAGE, INC. $6,900,000 $2,595,000 -62.4% 0.0%
CANOPY MORTGAGE, LLC $1,580,000 $2,540,000 60.8% 0.0%
Franklin Loan Corporation $890,000 $2,515,000 182.6% 0.0%
QUORUM FEDERAL CREDIT UNION $2,245,000 $2,510,000 11.8% 0.0%
PREMIA MORTGAGE, LLC $890,000 $2,485,000 179.2% 0.0%
BEST CAPITAL FUNDING $2,900,000 $2,465,000 -15.0% 0.0%
CALCULATED RISK ANALYTICS LLC $9,775,000 $2,445,000 -75.0% 0.0%
First Foundation Bank $2,435,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $3,990,000 $2,410,000 -39.6% 0.0%
SAFEAMERICA CREDIT UNION $815,000 $2,395,000 193.9% 0.0%
Farmers Bank & Trust $1,295,000 $2,390,000 84.6% 0.0%
HOMESTEAD FUNDING CORP. $5,530,000 $2,385,000 -56.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,200,000 $2,345,000 6.6% 0.0%
First Federal Savings and Loan Association of San Rafael $2,325,000 n/a 0.0%
Zions Bancorporation, N.A. $1,480,000 $2,315,000 56.4% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $510,000 $2,170,000 325.5% 0.0%
MK LENDING CORP. $1,925,000 $2,075,000 7.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,860,000 $2,055,000 10.5% 0.0%
First Mortgage Solutions, LLC $2,165,000 $2,055,000 -5.1% 0.0%
Tri Counties Bank $3,735,000 $2,055,000 -45.0% 0.0%
Armed Forces Bank $1,910,000 $2,040,000 6.8% 0.0%
DIRECT MORTGAGE, CORP. $2,485,000 $2,000,000 -19.5% 0.0%
Magnolia Bank $5,310,000 $1,975,000 -62.8% 0.0%
NuVision Federal Credit Union $550,000 $1,975,000 259.1% 0.0%
STANFORD Federal Credit Union $1,390,000 $1,970,000 41.7% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $2,145,000 $1,965,000 -8.4% 0.0%
SAN FRANCISCO FEDERAL CREDIT UNION $1,620,000 $1,930,000 19.1% 0.0%
MORIA DEVELOPMENT, INC. $3,820,000 $1,895,000 -50.4% 0.0%
The Loan Store, Inc. $6,190,000 $1,875,000 -69.7% 0.0%
Comerica Bank $2,120,000 $1,855,000 -12.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $620,000 $1,850,000 198.4% 0.0%
SACRAMENTO Credit Union $1,500,000 $1,840,000 22.7% 0.0%
SIRVA MORTGAGE, INC. $1,370,000 $1,815,000 32.5% 0.0%
Goldwater Bank, N.A. $3,610,000 $1,785,000 -50.6% 0.0%
S&S Financial $1,695,000 $1,760,000 3.8% 0.0%
VICTORIA FINANCIAL CORP. $225,000 $1,760,000 682.2% 0.0%
ACCELERATE MORTGAGE, LLC $415,000 $1,745,000 320.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,825,000 $1,735,000 -4.9% 0.0%
LOANFLIGHT LENDING, LLC $720,000 $1,725,000 139.6% 0.0%
5TH STREET CAPITAL, INC. $1,715,000 n/a 0.0%
KEYPOINT $1,900,000 $1,700,000 -10.5% 0.0%
UNITED SECURITY FINANCIAL CORP $1,955,000 $1,660,000 -15.1% 0.0%
PRIMUS LENDING CORP. $1,215,000 $1,655,000 36.2% 0.0%
UNITED MORTGAGE CORP. $285,000 $1,655,000 480.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $2,150,000 $1,585,000 -26.3% 0.0%
Exchange Bank $2,405,000 $1,550,000 -35.6% 0.0%
ON Q FINANCIAL, INC. $14,930,000 $1,550,000 -89.6% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,565,000 $1,530,000 -40.4% 0.0%
FIRST TECHNOLOGY $5,775,000 $1,530,000 -73.5% 0.0%
FUNDLOANS CAPITAL $1,505,000 n/a 0.0%
TOGETHER CREDIT UNION $1,930,000 $1,470,000 -23.8% 0.0%
Ameris Bank $4,040,000 $1,460,000 -63.9% 0.0%
Cornerstone First Mortgage, Inc $1,455,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,315,000 $1,445,000 9.9% 0.0%
HomeTrust Bank $1,665,000 $1,385,000 -16.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $535,000 $1,385,000 158.9% 0.0%
Reliant Bank $1,380,000 n/a 0.0%
UBS Bank USA $1,365,000 n/a 0.0%
DAS Acquisition Company, LLC $1,650,000 $1,350,000 -18.2% 0.0%
R M K FINANCIAL CORP. $6,505,000 $1,335,000 -79.5% 0.0%
COMPASS MORTGAGE, INC. $1,670,000 $1,320,000 -21.0% 0.0%
Home Mortgage Alliance Corp $1,315,000 n/a 0.0%
UIF CORPORATION $2,055,000 $1,315,000 -36.0% 0.0%
Paramount Bank $355,000 $1,250,000 252.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,310,000 $1,225,000 -47.0% 0.0%
Sunflower Bank $2,315,000 $1,220,000 -47.3% 0.0%
First Interstate Bank $1,205,000 n/a 0.0%
City National Bank $1,195,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,185,000 n/a 0.0%
AUGUSTA FINANCIAL, INC. $2,045,000 $1,155,000 -43.5% 0.0%
GSF Mortgage Corporation $435,000 $1,155,000 165.5% 0.0%
ROYAL UNITED MORTGAGE LLC $1,365,000 $1,155,000 -15.4% 0.0%
Bank of Stockton $1,750,000 $1,150,000 -34.3% 0.0%
MERIWEST MORTGAGE COMPANY, LLC $595,000 $1,135,000 90.8% 0.0%
MLD MORTGAGE INC. $765,000 $1,115,000 45.8% 0.0%
ALL REVERSE MORTGAGE, INC. $790,000 $1,085,000 37.3% 0.0%
Pivotal Capital Group II, LLC $560,000 $1,075,000 92.0% 0.0%
LOGIX FEDERAL CREDIT UNION $1,045,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $1,040,000 n/a 0.0%
VALLEY STRONG CREDIT UNION $1,015,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $425,000 $1,000,000 135.3% 0.0%
Financial Partners Credit Union $1,345,000 $995,000 -26.0% 0.0%
ORANGE COUNTY'S CREDIT UNION $955,000 $970,000 1.6% 0.0%
Advisors Mortgage Group, L.L.C. $965,000 n/a 0.0%
Mid-Continent Funding, Inc. $415,000 $940,000 126.5% 0.0%
Industrial and Commercial Bank of China USA $375,000 $930,000 148.0% 0.0%
Stifel Bank and Trust $1,525,000 $930,000 -39.0% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,300,000 $925,000 -28.8% 0.0%
NATIONS RELIABLE LENDING, LLC $920,000 n/a 0.0%
WALL FINANCIAL, INC. $2,280,000 $910,000 -60.1% 0.0%
MANN FINANCIAL INC. $905,000 n/a 0.0%
AHL FUNDING $3,965,000 $885,000 -77.7% 0.0%
First Home Bank $1,950,000 $875,000 -55.1% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $870,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,190,000 $860,000 -27.7% 0.0%
SCENIC OAKS FUNDING, INC. $2,435,000 $860,000 -64.7% 0.0%
1ST UNITED SERVICES CREDIT UNION $1,540,000 $835,000 -45.8% 0.0%
Chicago Mortgage Solutions LLC $830,000 n/a 0.0%
First Internet Bank of Indiana $1,340,000 $830,000 -38.1% 0.0%
East West Bank $815,000 n/a 0.0%
The Central Trust Bank $810,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $945,000 $805,000 -14.8% 0.0%
Servion, Inc. $2,045,000 $800,000 -60.9% 0.0%
DIGNIFIED HOME LOANS, LLC $760,000 $790,000 3.9% 0.0%
SUMMIT MORTGAGE BANKERS INC. $1,500,000 $780,000 -48.0% 0.0%
LEADERONE FINANCIAL CORPORATION $730,000 $770,000 5.5% 0.0%
LENDINGONE, LLC $295,000 $770,000 161.0% 0.0%
Sierra Lending Corporation $765,000 n/a 0.0%
First National Bank of America $275,000 $740,000 169.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,610,000 $735,000 -54.3% 0.0%
EXCITE Credit Union $725,000 n/a 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $1,335,000 $710,000 -46.8% 0.0%
Texana Bank $1,650,000 $710,000 -57.0% 0.0%
LENDSURE MORTGAGE CORP. $700,000 n/a 0.0%
TCF National Bank $8,015,000 $675,000 -91.6% 0.0%
VAN DYK MORTGAGE CORPORATION $675,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $670,000 n/a 0.0%
Constant Investments, Inc. $1,440,000 $660,000 -54.2% 0.0%
Republic Bank & Trust Company $660,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $425,000 $650,000 52.9% 0.0%
CANVAS CREDIT UNION $630,000 n/a 0.0%
COMMUNITY FIRST CREDIT UNION $530,000 $630,000 18.9% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $565,000 $625,000 10.6% 0.0%
The Huntington National Bank $625,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $615,000 n/a 0.0%
Visio Financial Services Inc. $610,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $770,000 $595,000 -22.7% 0.0%
MERIWEST $265,000 $580,000 118.9% 0.0%
Meridian Bank Corporation $2,875,000 $575,000 -80.0% 0.0%
DIGITAL Federal Credit Union $565,000 n/a 0.0%
UNCLE Credit Union $295,000 $565,000 91.5% 0.0%
KINECTA $495,000 $560,000 13.1% 0.0%
THRIVE MORTGAGE, LLC $350,000 $560,000 60.0% 0.0%
United Fidelity Funding Corp. $4,360,000 $560,000 -87.2% 0.0%
Financial Funding Solutions, Inc. $855,000 $550,000 -35.7% 0.0%
Core Bank $3,445,000 $545,000 -84.2% 0.0%
JMJ FINANCIAL GROUP $455,000 $545,000 19.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $535,000 n/a 0.0%
United Nations Federal Credit Union $525,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $405,000 $520,000 28.4% 0.0%
Colten Mortgage, LLC $515,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $940,000 $515,000 -45.2% 0.0%
Fidelity Bank $505,000 n/a 0.0%
SRE MORTGAGE ALLIANCE INC. $3,400,000 $505,000 -85.1% 0.0%
FM Home Loans, LLC $495,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $495,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $335,000 $490,000 46.3% 0.0%
American Airlines Federal Credit Union $490,000 n/a 0.0%
Colonial Savings, F.A. $485,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $285,000 $485,000 70.2% 0.0%
MORTGAGE EXPRESS, LLC $485,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $480,000 n/a 0.0%
iCore Lending, Inc. $480,000 n/a 0.0%
Midwest Community Bank $475,000 n/a 0.0%
Union Savings Bank $485,000 $475,000 -2.1% 0.0%
Washington Trust Bank $475,000 n/a 0.0%
GREAT LAKES $200,000 $470,000 135.0% 0.0%
INOVA FEDERAL CREDIT UNION $540,000 $470,000 -13.0% 0.0%
CONTOUR MORTGAGE CORPORATION $455,000 $465,000 2.2% 0.0%
CTBC Bank Corp. (USA) $335,000 $465,000 38.8% 0.0%
DEL SUR CORPORATION $465,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $425,000 $465,000 9.4% 0.0%
AMERIFIRST FINANCIAL CORPORATION $455,000 n/a 0.0%
LENDING 3, INC. $720,000 $455,000 -36.8% 0.0%
Valley First Credit Union $455,000 n/a 0.0%
CAPSTONE DIRECT, INC. $445,000 n/a 0.0%
Luxury Mortgage Corp. $445,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $1,765,000 $445,000 -74.8% 0.0%
San Diego Funding $445,000 n/a 0.0%
Devon Bank $425,000 n/a 0.0%
Fifth Third Bank $415,000 n/a 0.0%
SANTA CLARA COUNTY $415,000 n/a 0.0%
AmRes Corporation $1,450,000 $405,000 -72.1% 0.0%
DIRECTORS MORTGAGE, INC. $445,000 $405,000 -9.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $375,000 $405,000 8.0% 0.0%
BNB FINANCIAL INC. $1,075,000 $395,000 -63.3% 0.0%
FIRST ENTERTAINMENT $395,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $385,000 n/a 0.0%
EMM LOANS LLC $2,235,000 $385,000 -82.8% 0.0%
Amalgamated Bank $245,000 $380,000 55.1% 0.0%
TECHNOLOGY $740,000 $380,000 -48.6% 0.0%
Farmers & Merchants Bank of Central California $1,415,000 $375,000 -73.5% 0.0%
FAY SERVICING, LLC $930,000 $375,000 -59.7% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $255,000 $375,000 47.1% 0.0%
First International Bank & Trust $365,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $690,000 $365,000 -47.1% 0.0%
MORTGAGE 2000, INC. $365,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,195,000 $365,000 -69.5% 0.0%
Royal Business Bank $550,000 $365,000 -33.6% 0.0%
CERTIFIED $355,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $580,000 $355,000 -38.8% 0.0%
Loan Simple, Inc. $335,000 $355,000 6.0% 0.0%
Mortgage Bank of California $355,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $355,000 n/a 0.0%
THE FIRST FINANCIAL Federal Credit Union $425,000 $345,000 -18.8% 0.0%
Credence Funding Corporation $335,000 n/a 0.0%
I.L.W.U. CREDIT UNION $335,000 n/a 0.0%
Aurora Financial, LLC $325,000 n/a 0.0%
GET A RATE LLC $345,000 $325,000 -5.8% 0.0%
PRIVATE MORTGAGE ADVISORS, LLC $730,000 $325,000 -55.5% 0.0%
BAY $595,000 $315,000 -47.1% 0.0%
FIRST COLONY MORTGAGE CORPORATION $315,000 n/a 0.0%
INB $305,000 n/a 0.0%
Allied First Bank,sb $295,000 n/a 0.0%
Prosperity Home Mortgage, LLC $295,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $275,000 n/a 0.0%
Santander Bank, N.A. $265,000 n/a 0.0%
MORTGAGEONE, INC. $255,000 n/a 0.0%
Yolo Federal Credit Union $3,785,000 $250,000 -93.4% 0.0%
FIDELITY BANK $245,000 n/a 0.0%
Budget Mortgage Corp. $235,000 n/a 0.0%
GRANDE HOMES, INC. $235,000 n/a 0.0%
Signature Federal Credit Union $215,000 n/a 0.0%
AMERICAN FIRST $65,000 $205,000 215.4% 0.0%
Crestline Funding Corporation $715,000 $205,000 -71.3% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $195,000 n/a 0.0%
PARSONS Federal Credit Union $85,000 $175,000 105.9% 0.0%
RANLIFE, INC. $365,000 $175,000 -52.1% 0.0%
California Coast Credit Union $175,000 $170,000 -2.9% 0.0%
CBC Federal Credit Union $165,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $165,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $140,000 n/a 0.0%
MISSION $125,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $125,000 n/a 0.0%
United States Senate Federal Credit Union $150,000 $125,000 -16.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,785,000 $125,000 -93.0% 0.0%
F&A Federal Credit Union $105,000 n/a 0.0%
SKYONE Federal Credit Union $755,000 $105,000 -86.1% 0.0%
WINGS FINANCIAL $105,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $175,000 $65,000 -62.9% 0.0%
BMO Harris Bank $55,000 n/a 0.0%
Baxter Credit Union $255,000 $45,000 -82.4% 0.0%
Bethpage Federal Credit Union $255,000 $35,000 -86.3% 0.0%
Unitus Community Credit Union $35,000 n/a 0.0%
Boeing Employees Credit Union $75,000 $25,000 -66.7% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $25,000 n/a 0.0%

VALLEJO's top lender by overall market share is QUICKEN LOANS, LLC, with 10.7% market share. In second place, with 10.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,128,225,000 in loans. In third place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $648,020,000 in loans. In third place, with 5.8%, is LOANDEPOT.COM, LLC, having originated $641,990,000 in loans. In third place, with 3.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $409,590,000 in loans.


VALLEJO, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 12,628 $4,573,500,000 $362,171
Cash Out Refi 7,889 $2,966,065,000 $375,975
Home Purchase 7,086 $3,310,540,000 $467,194
Home Improvement 585 $101,685,000 $173,821
Other 555 $110,205,000 $198,568
NA 4 $3,210,000 $802,500

Vallejo's most frequently cited loan purpose was Refi, with 12,628 originations. The 2nd most popular reason was Cash Out Refi, with 7,889 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 12,290 $4,817,060,000 $391,950
3-4% 8,928 $3,580,480,000 $401,039
<2.5% 6,106 $2,185,420,000 $357,914
4-5% 690 $225,960,000 $327,478
5-6% 266 $59,580,000 $223,985
6-7% 141 $25,105,000 $178,050
7-8% 92 $15,310,000 $166,413
Over 8% 64 $10,290,000 $160,781

During 2021, Vallejo's most frequently originated rate bucket was 2.5-3%, with 12,290 originations.

Loan Sizing (VALLEJO, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 12,644 $3,931,570,000 $310,944
$400k-600k 10,933 $5,268,225,000 $481,865
$100k-200k 2,505 $390,525,000 $155,898
$600k-1000k 1,532 $1,075,890,000 $702,278
$100,000 or less 1,004 $52,510,000 $52,301
$Over $1MM 129 $346,485,000 $2,685,930

VALLEJO's loan sizing saw the bucket of loans from $200k-400k with 12,644 originations, totaling $3,931,570,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 10,134 $4,485,120,000 $442,581
80-100% 6,801 $3,234,735,000 $475,626
40-60% 6,363 $2,042,805,000 $321,044
20-40% 2,608 $536,700,000 $205,790
Under 20% 1,217 $85,795,000 $70,497
Over 100% 365 $212,115,000 $581,137

VALLEJO's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 10,134 originations, totaling $4,485,120,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)