First National Bank Of Evant Mortgage Rates, Fees & Info
Gatesville, TXLEI: 254900Y2VQW872IK0096
Tax ID: 74-0614976
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Evant is a smaller bank specializing in Cash Out Refi and Home Purchase loans. First National Bank Of Evant has a high proportion of conventional loans. Their top markets by origination volume include: Killeen, Waco, Austin, and Midland among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Evant has an above average approval rate when compared to the average across all lenders.
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Originations
81Origination Dollar Volume (All Markets)
$15,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 63 | $11,525,000 | $182,937 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $2,450,000 | $204,167 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 81 | $15,015,000 | $185,370 | $0 | 0.00% |
For 2023, First National Bank Of Evant's most frequently originated type of loan was Conventional, with 81 originations.
Loan Reason
For 2023, First National Bank Of Evant's most frequently cited loan purpose was Cash Out Refi, with 36 originations. The 2nd most popular reason was Home Purchase, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 81 | $15,015,000 | $185,370 | $0 | 0.00% |
For 2023, First National Bank Of Evant's most frequently cited loan duration was Other, with 81 originations.
Loan Sizing
2023 saw First National Bank Of Evant place emphasis on $100,000 or less loans with 31 originations, totaling $1,995,000 in origination value.
Applicant Income
First National Bank Of Evant lent most frequently to those with incomes in the $100k-150k range, with 23 originations. The second most popular income band? $75k-100k, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 81 | $15,015,000 | $185,370 | $0 | 0.00% |
First National Bank Of Evant lent most frequently to those with DTI ratios of Exempt%, with 81 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.59%
First National Bank Of Evant has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 81 | $15,015,000 | $185,370 |