Houston VA Loan Rates, Closing Costs & Stats

HOUSTON-THE WOODLANDS-SUGAR LAND, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Houston's 223 lenders originated 6,665 VA loans during 2023. The total origination value was $2,475,795,000, with an average VA loan value of $371,462.

Houston VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Houston averaged 6.54% for the week of 2024-04-12, compared to the national average (all VA variants) of 6.574% for the same period.

Houston's average VA mortgage closing costs are $6,671.

The average rate for the prior week (2024-04-05) was 6.39% and one month ago for the week of 2024-03-08, the average rate was 6.52%.

The average rate one year ago was 5.71%.

For refis of the same type during the week of 2024-04-12, the average rate was 7.02%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Houston VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Houston level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 804 6.61% $7,769
DHI MORTGAGE COMPANY, LTD. 437 5.41% $6,717
UNITED WHOLESALE MORTGAGE, LLC 387 6.24% $8,897
NAVY FEDERAL CREDIT UNION 306 5.84% $6,961
EAGLE HOME MORTGAGE, LLC 285 4.60% $3,440
LOANDEPOT.COM, LLC 234 6.03% $12,209
ARK-LA-TEX FINANCIAL SERVICES, LLC. 192 5.95% $9,862
CORNERSTONE HOME LENDING, INC. 136 6.12% $6,367
CMG MORTGAGE, INC. 133 6.34% $12,621
AMCAP MORTGAGE, LTD. 132 6.40% $14,924
QUICKEN LOANS, LLC 130 6.22% $11,598
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 121 6.37% $8,584
USAA Federal Savings Bank 116 6.15% $12,031
INTERLINC MORTGAGE SERVICES, LLC 101 6.11% $5,541
GUARANTEED RATE, INC. 100 6.17% $6,859
PULTE MORTGAGE LLC 97 5.49% $4,463
MORTGAGE SOLUTIONS OF COLORADO, LLC 86 7.58% $3,590
CROSSCOUNTRY MORTGAGE, LLC 76 6.52% $10,557
KBHS HOME LOANS, LLC 75 6.12% $8,942
SECURITYNATIONAL MORTGAGE COMPANY 74 6.38% $11,867
FREEDOM MORTGAGE CORPORATION 74 6.51% $11,391
PRIMELENDING, A PLAINSCAPITAL COMPANY 74 6.22% $12,944
PENNYMAC LOAN SERVICES, LLC 69 5.73% $10,522
NATIONS RELIABLE LENDING, LLC 69 6.67% $12,655
CLM MORTGAGE, INC 69 6.23% $4,169
CARDINAL FINANCIAL 66 6.43% $13,910
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 64 6.10% $6,017
GUILD MORTGAGE COMPANY 60 6.52% $14,891
Network Funding, L.P. 60 6.16% $12,153
CRESTMARK MORTGAGE COMPANY, LTD. 53 5.92% $7,362
PLAZA HOME MORTGAGE, INC. 50 6.31% $9,546
Paramount Residential Mortgage Group, Inc. 48 6.19% $10,508
T2 FINANCIAL LLC 47 6.56% $11,296
M/I FINANCIAL, LLC 46 5.69% $14,617
South Pacific Financial Corporation 45 5.37% $12,462
Equity Prime Mortgage LLC 43 6.93% $8,525
MOVEMENT MORTGAGE, LLC 42 6.65% $11,094
VELOCIO MORTGAGE L.L.C. 41 5.66% $5,389
INSPIRE HOME LOANS INC. 40 5.45% $4,728
Gateway First Bank 37 6.37% $9,607
Flagstar Bank, FSB 33 6.47% $9,698
EVERETT FINANCIAL, INC. 30 6.91% $10,930
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 30 6.64% $12,530
PENTAGON FEDERAL CREDIT UNION 30 5.70% $10,320
Century Mortgage Company DBA Century Lending Company 30 6.19% $8,948
JPMorgan Chase Bank 29 5.98% $3,431
AMERICAN PACIFIC MORTGAGE CORPORATION 28 6.31% $13,918
ADVISA MORTGAGE SERVICES, LTD. 27 6.14% $7,423
LEGEND LENDING CORPORATION 27 6.44% $14,653
GUARANTEED RATE AFFINITY, LLC 26 6.06% $8,709
MID AMERICA MORTGAGE, INC. 25 6.54% $23,650
BROKER SOLUTIONS, INC. 25 6.62% $10,252
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 24 5.97% $5,803
AMERICAN FINANCIAL NETWORK, INC. 23 6.60% $9,192
Nations Lending Corporation 23 6.45% $10,557
DRAPER AND KRAMER MORTGAGE CORP. 23 6.85% $14,022
Wells Fargo Bank 23 5.83% $8,606
Plains Commerce Bank 23 6.02% $11,453
MUTUAL OF OMAHA MORTGAGE, INC. 21 6.42% $8,505
SUN WEST MORTGAGE COMPANY, INC. 20 6.72% $8,472
NEWREZ LLC 19 6.50% $9,803
SWBC MORTGAGE CORPORATION 19 6.12% $10,031
VILLAGE CAPITAL MORTGAGE 19 6.01% $9,378
Citizens Bank 18 6.46% $9,557
BAY EQUITY LLC 18 6.52% $8,033
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 18 6.77% $10,759
BancorpSouth 17 6.19% $12,058
EUSTIS AND AMERICAN MORTGAGE COMPANY 17 5.97% $8,150
NBKC BANK 17 5.92% $12,409
First United Bank and Trust Company 15 6.31% $13,697
THRIVE MORTGAGE, LLC 15 6.35% $13,037
U.S. Bank 14 5.80% $11,037
PLANET HOME LENDING, LLC 14 5.95% $9,369
HOMETRUST MORTGAGE COMPANY 14 6.36% $9,918
ENVOY MORTGAGE, LTD 13 6.59% $13,084
UNION HOME MORTGAGE CORP. 12 6.13% $11,502
CHERRY CREEK MORTGAGE, LLC 12 6.11% $6,011
Mid-Continent Funding, Inc. 12 6.01% $14,633
FBC MORTGAGE, LLC 12 6.04% $6,501
FC LENDING, LTD. 11 6.01% $7,831
Encompass Lending Group, LP 11 6.55% $9,749
SUCCESS MORTGAGE PARTNERS, INC. 11 6.78% $14,143
Barrington Bank & Trust Company, N.A. 10 6.49% $9,522
BNC National Bank 10 5.49% $8,807
GENEVA FINANCIAL, LLC 10 7.13% $12,420
JET HOMELOANS, LLC 10 5.86% $12,504
Mr. Cooper ( Nationstar Mortgage ) 10 6.39% $13,543
ACADEMY MORTGAGE CORPORATION 9 6.28% $13,842
Ameris Bank 9 5.94% $10,052
PREMIA MORTGAGE, LLC 9 5.71% $9,518
NFM, INC. 8 6.75% $12,700
TOWNE MORTGAGE COMPANY 8 6.44% $11,719
The Central Trust Bank 8 5.73% $9,284
NATIONS DIRECT MORTGAGE, LLC 8 6.44% $8,028
MORTGAGE FINANCIAL SERVICES, LLC 8 6.05% $12,511
GARDNER FINANCIAL SERVICES, LTD. 7 6.28% $12,291
GIBRALTAR MORTGAGE SERVICES, LLC 7 5.86% $8,663
FIRST EQUITY MORTGAGE INCORPORATED 7 6.04% $17,210
MORTGAGEONE, INC. 7 7.11% $5,777
First Financial Bank 7 5.82% $7,868
Armed Forces Bank 7 5.75% $15,658
Ixonia Bank 7 7.27% $11,703
North American Savings Bank, F.S.B. 6 5.71% $11,444
HALLMARK HOME MORTGAGE, LLC 6 6.71% $8,435
CITY FIRST MORTGAGE SERVICES, L.L.C. 6 7.37% $5,966
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 6.71% $10,398
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.58% $10,376
SENTE MORTGAGE, INC. 5 6.30% $12,437
Colonial Savings, F.A. 5 6.20% $11,421
LEADERONE FINANCIAL CORPORATION 5 6.83% $11,626
Shea Mortgage Inc. 5 6.00% $4,976
CANOPY MORTGAGE, LLC 5 6.18% $16,879
S1L, Inc. 5 6.45% $15,390
Loan Simple, Inc. 4 5.69% $17,819
OCMBC, INC. 4 6.53% $5,013
V.I.P. MORTGAGE, INC. 4 6.62% $13,336
CHURCHILL MORTGAGE CORPORATION 4 5.84% $15,439
Carrington Mortgage Services, LLC 4 6.16% $6,948
SUMMIT FUNDING, INC. 4 6.74% $10,195
RESIDENTIAL BANCORP 4 6.63% $10,082
TBI MORTGAGE COMPANY 4 6.09% $6,815
TEXAS DOW EMPLOYEES CREDIT UNION 4 6.44% $7,227
NEW DAY FINANCIAL, LLC 4 6.81% $12,613
HOMESIDE FINANCIAL, LLC 4 6.06% $11,371
The Loan Store, Inc. 4 6.25% $10,157
SIRVA MORTGAGE, INC. 4 6.72% $7,337
First Horizon Bank 3 5.88% $8,770
Bank of America 3 5.46% $5,135
Republic State Mortgage Co. 3 6.58% $11,028
FIRST CONTINENTAL MORTGAGE, LTD. 3 5.49% $583
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.83% $9,476
DAS Acquisition Company, LLC 3 6.62% $12,413
Waterstone Mortgage Corporation 3 6.83% $13,356
US MORTGAGE CORPORATION 3 6.83% $8,484
MANN FINANCIAL INC. 3 6.96% $5,465
ZILLOW HOME LOANS, LLC 3 6.17% $9,739
CALIBER HOME LOANS, INC. 3 6.08% $10,734
Magnolia Bank 3 6.21% $7,704
First National Bank Texas 2 6.25% $5,306
FIRST COMMUNITY MORTGAGE, INC. 2 6.44% $8,612
Presidential Bank, FSB 2 5.75% $25,184
Regions Bank 2 7.13% $7,431
EMM LOANS LLC 2 5.81% $6,683
Sierra Pacific Mortgage Company, Inc. 2 5.75% $13,127
EMBRACE HOME LOANS, INC. 2 5.24% $14,107
HomePromise Corporation 2 7.44% $16,442
Strong Home Mortgage, LLC 2 4.88% $9,579
Bank of England 2 6.69% $8,046
Sunflower Bank 2 6.87% $6,104
AXIA FINANCIAL, LLC 2 6.44% $27,510
The Federal Savings Bank 2 6.13% $11,471
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.50% $4,576
TJC Mortgage, Inc. 2 5.94% $9,625
LAKEVIEW LOAN SERVICING, LLC 2 5.63% $8,450
AMERISAVE MORTGAGE CORPORATION 2 5.94% $14,861
AmeriHome Mortgage Company, LLC 2 6.19% $16,324
American Mortgage & Equity Consultants, Inc. 2 6.19% $20,426
First Federal Bank 2 6.44% $12,472
AHL FUNDING 2 6.00% $7,183
Wolfe Financial, Inc 2 7.00% $11,303
NexBank 2 5.94% $575
NTFN, INC. 2 7.44% $14,330
Hancock Whitney Bank 2 6.06% $15,649
MICHIGAN MUTUAL, INC. 2 4.69% $11,175
Zions Bank 2 6.50% $11,910
Goldwater Bank, N.A. 1 6.25% $12,171
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.75% $3,987
HOMESTEAD FUNDING CORP. 1 5.75% $9,024
Hometown Equity Mortgage, LLC 1 5.63% $6,718
HOMEWAY MORTGAGE LLC 1 6.63% $5,686
HOMEXPRESS MORTGAGE CORP. 1 7.00% $2,852
Independent Bank 1 5.75% $7,853
First Savings Bank 1 5.50% $10,815
Integrity Home Mortgage Corp 1 6.38% $8,676
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.25% $14,351
First National Bank of Omaha 1 7.13% $4,519
JMAC LENDING, INC. 1 5.75% $5,762
First Internet Bank of Indiana 1 5.49% $4,101
Keystone Funding, Inc. 1 7.00% $5,166
First Federal Bank of Kansas City 1 6.13% $12,243
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.88% $4,979
MEMBER FIRST MORTGAGE, LLC 1 6.63% $6,955
Midwest Mortgage Associates Corporation 1 7.63% $9,108
MOBILOIL 1 7.13% $6,171
MORTGAGE ACCESS CORP. 1 6.75% $4,217
FIRST COLONY MORTGAGE CORPORATION 1 5.25% $5,155
FirstBank 1 5.63% $8,454
ENDEAVOR CAPITAL, LLC. 1 7.25% $4,261
NASA Federal Credit Union 1 6.13% $25,082
DIRECT MORTGAGE LOANS, LLC 1 7.25% $6,776
DIRECTIONS EQUITY, LLC 1 5.50% $8,968
Cornerstone First Mortgage, Inc 1 6.13% $137,392
Neighborhood Loans, Inc. 1 6.38% $6,964
CONTOUR MORTGAGE CORPORATION 1 6.75% $13,841
NEW FED MORTGAGE, CORP. 1 6.25% $17,082
Commerce Home Mortgage, Inc. 1 7.13% $12,202
Northpointe Bank 1 5.75% $3,807
Old National Bank 1 5.63% $13,643
Origin Bank 1 5.75% $6,155
City National Bank of Florida 1 7.13% $28,555
PILGRIM MORTGAGE LLC 1 6.75% $13,940
CHARTER WEST BANK 1 4.75% $5,961
PNC Bank 1 6.50% $6,965
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $13,274
CAPITAL CONCEPTS, INC. 1 7.00% $9,192
Prosperity Home Mortgage, LLC 1 5.63% $10,073
RB MORTGAGE LLC 1 5.75% $11,474
RESIDENTIAL HOME FUNDING CORP. 1 5.50% $3,790
RUOFF MORTGAGE COMPANY, INC. 1 7.25% $5,426
SeaTrust Mortgage Company 1 5.25% $5,930
CALCON MUTUAL MORTGAGE LLC 1 6.63% $26,164
SFMC, LP 1 6.00% $12,002
BECKAM FUNDING CORP. 1 6.75% $5,284
STOCKTON MORTGAGE CORPORATION 1 6.25% $11,906
Atlantic Union Bank 1 6.25% $6,134
THE MORTGAGE LINK, INC. 1 6.00% $15,958
Town Square Mortgage & Investments, Inc. 1 6.99% $13,381
Trustmark National Bank 1 6.25% $14,090
United Fidelity Funding Corp. 1 8.13% $5,563
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.88% $12,299
AMERICAN FINANCING CORPORATION 1 5.88% $15,618
Victorian Finance, LLC 1 7.25% $7,137
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $32,396

The top Houston VA lender as defined by loan originations is Mortgage Research Center, LLC, with 804 VA loans originated. Their average total fees are $7,769, which is $1,052 higher than the next largest lender, DHI MORTGAGE COMPANY, LTD..

The lowest fee Houston VA lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,431), EAGLE HOME MORTGAGE, LLC ($3,440), MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,590), CLM MORTGAGE, INC ($4,169) and PULTE MORTGAGE LLC ($4,463).

The lowest rate Houston VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.60%), South Pacific Financial Corporation (5.37%), DHI MORTGAGE COMPANY, LTD. (5.41%), INSPIRE HOME LOANS INC. (5.45%) and BNC National Bank (5.49%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Houston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $318,495 (2.8%) $434,988 (2.9%) 1.18 22,158
2018-02-01 $321,450 (3.2%) $441,899 (3.6%) 1.17 22,088
2018-03-01 $325,000 (2.7%) $449,611 (3.5%) 1.14 22,895
2018-04-01 $328,999 (2.8%) $456,334 (3.9%) 1.12 24,834
2018-05-01 $329,939 (3.1%) $458,684 (4.5%) 1.10 26,251
2018-06-01 $329,000 (2.8%) $455,818 (4.8%) 1.10 27,677
2018-07-01 $322,450 (2.4%) $447,415 (4.6%) 1.08 29,017
2018-08-01 $319,083 (3.9%) $439,888 (4.7%) 1.07 29,425
2018-09-01 $315,000 (2.3%) $437,886 (3.3%) 1.06 28,955
2018-10-01 $312,500 (0.5%) $436,561 (1.5%) 1.06 28,692
2018-11-01 $310,000 (-1.6%) $436,824 (0.6%) 1.05 28,143
2018-12-01 $308,157 (-2.2%) $432,749 (0.2%) 1.06 27,043
2019-01-01 $307,500 (-3.5%) $431,378 (-0.8%) 1.06 25,967
2019-02-01 $310,000 (-3.6%) $437,446 (-1.0%) 1.05 26,238
2019-03-01 $317,090 (-2.4%) $447,991 (-0.4%) 1.04 26,956
2019-04-01 $322,722 (-1.9%) $456,544 (0.1%) 1.02 27,862
2019-05-01 $324,900 (-1.5%) $457,864 (-0.2%) 1.02 28,941
2019-06-01 $322,787 (-1.9%) $454,154 (-0.4%) 1.01 30,303
2019-07-01 $317,495 (-1.5%) $446,753 (-0.2%) 0.99 31,152
2019-08-01 $313,609 (-1.7%) $444,089 (1.0%) 0.99 30,569
2019-09-01 $311,523 (-1.1%) $442,461 (1.0%) 1.00 29,778
2019-10-01 $309,450 (-1.0%) $441,376 (1.1%) 1.00 29,069
2019-11-01 $304,500 (-1.8%) $440,352 (0.8%) 1.00 28,200
2019-12-01 $299,993 (-2.7%) $438,261 (1.3%) 1.00 26,390
2020-01-01 $299,900 (-2.5%) $439,509 (1.9%) 1.00 25,051
2020-02-01 $302,990 (-2.3%) $444,683 (1.7%) 0.99 25,107
2020-03-01 $311,450 (-1.8%) $453,156 (1.2%) 0.98 25,899
2020-04-01 $310,495 (-3.8%) $448,967 (-1.7%) 0.97 26,439
2020-05-01 $319,000 (-1.8%) $460,046 (0.5%) 0.97 25,776
2020-06-01 $325,000 (0.7%) $477,682 (5.2%) 0.96 23,777
2020-07-01 $326,500 (2.8%) $484,639 (8.5%) 0.95 22,707
2020-08-01 $329,000 (4.9%) $492,013 (10.8%) 0.94 21,833
2020-09-01 $331,275 (6.3%) $495,529 (12.0%) 0.95 20,386
2020-10-01 $332,500 (7.5%) $494,415 (12.0%) 0.95 19,738
2020-11-01 $332,500 (9.2%) $494,204 (12.2%) 0.97 18,984
2020-12-01 $329,250 (9.8%) $492,079 (12.3%) 0.98 17,592
2021-01-01 $329,990 (10.0%) $497,411 (13.2%) 0.99 15,966
2021-02-01 $332,500 (9.7%) $507,011 (14.0%) 0.97 14,100
2021-03-01 $340,800 (9.4%) $521,078 (15.0%) 0.97 12,851
2021-04-01 $349,450 (12.6%) $538,424 (19.9%) 0.95 12,168
2021-05-01 $359,000 (12.5%) $552,716 (20.1%) 0.95 12,062
2021-06-01 $364,950 (12.3%) $554,119 (16.0%) 0.96 13,417
2021-07-01 $365,000 (11.8%) $543,548 (12.2%) 0.96 14,996
2021-08-01 $361,713 (9.9%) $526,069 (6.9%) 0.96 16,347
2021-09-01 $361,250 (9.1%) $520,459 (5.0%) 0.96 16,238
2021-10-01 $359,900 (8.2%) $517,888 (4.8%) 0.96 15,649
2021-11-01 $359,950 (8.3%) $524,446 (6.1%) 0.96 14,689
2021-12-01 $359,945 (9.3%) $521,750 (6.0%) 0.98 13,433
2022-01-01 $357,365 (8.3%) $518,833 (4.3%) 0.97 12,080
2022-02-01 $361,752 (8.8%) $530,290 (4.6%) 0.94 11,041
2022-03-01 $373,081 (9.5%) $542,575 (4.1%) 0.93 10,671
2022-04-01 $389,900 (11.6%) $558,209 (3.7%) 0.93 10,998
2022-05-01 $398,500 (11.0%) $571,080 (3.3%) 0.91 12,639
2022-06-01 $399,000 (9.3%) $560,844 (1.2%) 0.89 14,892
2022-07-01 $390,000 (6.9%) $538,649 (-0.9%) 0.88 18,422
2022-08-01 $382,495 (5.8%) $523,616 (-0.5%) 0.88 20,138
2022-09-01 $375,500 (3.9%) $513,693 (-1.3%) 0.88 20,452
2022-10-01 $368,990 (2.5%) $508,029 (-1.9%) 0.87 20,825
2022-11-01 $363,384 (1.0%) $505,723 (-3.6%) 0.87 21,205
2022-12-01 $359,900 (0.0%) $499,347 (-4.3%) 0.89 20,060
2023-01-01 $354,950 (-0.7%) $495,111 (-4.6%) 0.88 18,594
2023-02-01 $358,495 (-0.9%) $501,164 (-5.5%) 0.87 17,779
2023-03-01 $360,000 (-3.5%) $507,069 (-6.5%) 0.85 17,425
2023-04-01 $371,000 (-4.9%) $524,401 (-6.1%) 0.86 17,156
2023-05-01 $375,000 (-5.9%) $527,499 (-7.6%) 0.85 17,357
2023-06-01 $378,030 (-5.3%) $529,487 (-5.6%) 0.85 18,457
2023-07-01 $375,940 (-3.6%) $527,958 (-2.0%) 0.85 19,690
2023-08-01 $374,950 (-2.0%) $524,993 (0.3%) 0.86 20,123
2023-09-01 $369,990 (-1.5%) $518,097 (0.9%) 0.86 20,826
2023-10-01 $369,123 (0.0%) $513,033 (1.0%) 0.87 21,775
2023-11-01 $365,000 (0.4%) $509,817 (0.8%) 0.87 22,115
2023-12-01 $359,990 (0.0%) $504,376 (1.0%) 0.88 21,377
2024-01-01 $359,000 (1.1%) $501,778 (1.4%) 0.88 20,401
2024-02-01 $359,990 (0.4%) $506,800 (1.1%) 0.87 20,655
2024-03-01 $362,675 (0.7%) $508,547 (0.3%) 0.85 21,518
Houston's median listing price for 2024-03-01 was $362,675, a difference of $2,675 (0.7%) versus the prior year and $2,685 versus the prior month.

Houston's median listing price comes in at 85% of the national average.

Houston's average listing price for 2024-03-01 was $508,547, a difference of $1,478 (0.3%) versus the prior year and $1,747 versus the prior month.

For the 2024-03-01 period, Houston had 21,518 MLS listings, a difference of 863 listings (4%) versus the prior month and 4,093 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Houston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,531 sqft
2018-02-01 62 days 2,531 sqft
2018-03-01 47 days 2,558 sqft
2018-04-01 44 days 2,568 sqft
2018-05-01 42 days 2,582 sqft
2018-06-01 44 days 2,584 sqft
2018-07-01 51 days 2,560 sqft
2018-08-01 52 days 2,539 sqft
2018-09-01 58 days 2,513 sqft
2018-10-01 61 days 2,496 sqft
2018-11-01 62 days 2,484 sqft
2018-12-01 67 days 2,469 sqft
2019-01-01 73 days 2,449 sqft
2019-02-01 63 days 2,450 sqft
2019-03-01 53 days 2,471 sqft
2019-04-01 50 days 2,497 sqft
2019-05-01 50 days 2,507 sqft
2019-06-01 51 days 2,512 sqft
2019-07-01 51 days 2,494 sqft
2019-08-01 54 days 2,470 sqft
2019-09-01 58 days 2,449 sqft
2019-10-01 61 days 2,432 sqft
2019-11-01 63 days 2,410 sqft
2019-12-01 69 days 2,389 sqft
2020-01-01 73 days 2,376 sqft
2020-02-01 61 days 2,379 sqft
2020-03-01 52 days 2,392 sqft
2020-04-01 58 days 2,384 sqft
2020-05-01 64 days 2,408 sqft
2020-06-01 59 days 2,423 sqft
2020-07-01 51 days 2,424 sqft
2020-08-01 51 days 2,408 sqft
2020-09-01 58 days 2,388 sqft
2020-10-01 58 days 2,348 sqft
2020-11-01 58 days 2,320 sqft
2020-12-01 59 days 2,283 sqft
2021-01-01 59 days 2,252 sqft
2021-02-01 51 days 2,218 sqft
2021-03-01 54 days 2,222 sqft
2021-04-01 45 days 2,229 sqft
2021-05-01 43 days 2,241 sqft
2021-06-01 40 days 2,254 sqft
2021-07-01 39 days 2,258 sqft
2021-08-01 40 days 2,241 sqft
2021-09-01 46 days 2,225 sqft
2021-10-01 52 days 2,209 sqft
2021-11-01 54 days 2,189 sqft
2021-12-01 53 days 2,160 sqft
2022-01-01 61 days 2,128 sqft
2022-02-01 40 days 2,107 sqft
2022-03-01 38 days 2,128 sqft
2022-04-01 35 days 2,148 sqft
2022-05-01 33 days 2,178 sqft
2022-06-01 31 days 2,198 sqft
2022-07-01 33 days 2,200 sqft
2022-08-01 38 days 2,180 sqft
2022-09-01 46 days 2,156 sqft
2022-10-01 48 days 2,140 sqft
2022-11-01 51 days 2,130 sqft
2022-12-01 59 days 2,113 sqft
2023-01-01 63 days 2,086 sqft
2023-02-01 54 days 2,079 sqft
2023-03-01 47 days 2,081 sqft
2023-04-01 43 days 2,091 sqft
2023-05-01 41 days 2,097 sqft
2023-06-01 40 days 2,111 sqft
2023-07-01 40 days 2,128 sqft
2023-08-01 42 days 2,126 sqft
2023-09-01 44 days 2,108 sqft
2023-10-01 46 days 2,108 sqft
2023-11-01 50 days 2,099 sqft
2023-12-01 56 days 2,082 sqft
2024-01-01 59 days 2,049 sqft
2024-02-01 48 days 2,040 sqft
2024-03-01 43 days 2,043 sqft
Houston's median listing age (time on market) for 2024-03-01 was 43 days. This is -8% shorter than the same period one year ago.

Houston's median square footage for active listings during the 2024-03-01 period was 2,043 sqft. One year prior, the average listing was 2,081 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.