KILLEEN - TEMPLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Killeen - Temple averaged 6.97% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.23% and one month ago for the week of 2026-10-01, the average rate was 7.27%.

Killeen - Temple's average rate one year ago was 6.26%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Killeen - Temple 30 Year Fixed Rate 2026-11-05 6.97%
Killeen - Temple 30 Year Fixed Rate Refi 2026-11-05 7.79%
Killeen - Temple 15 Year Fixed Rate 2026-11-05 7.39%
Killeen - Temple 15 Year Fixed Rate Refi 2026-11-05 6.97%
Killeen - Temple 30 Year FHA 2026-11-05 6.37%
Killeen - Temple 30 Year FHA Refi 2026-11-05 6.58%
Killeen - Temple 30 Year USDA 2026-11-05 7.2%
Killeen - Temple 30 Year USDA Refi 2026-11-05 6.8%
Killeen - Temple 30 Year VA 2026-11-05 6.39%
Killeen - Temple 30 Year VA Refi 2026-11-05 6.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KILLEEN-TEMPLE, TX.

KILLEEN - TEMPLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KILLEEN-TEMPLE, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 228 6.53% $5,564
QUICKEN LOANS, LLC 210 7.01% $7,379
UNITED WHOLESALE MORTGAGE, LLC 115 6.68% $8,674
BancorpSouth 101 6.09% $7,833
Extraco Banks 77 6.59% $5,176
First National Bank Texas 55 6.58% $7,087
CMG MORTGAGE, INC. 47 6.81% $8,395
JPMorgan Chase Bank 43 6.76% $5,417
Mr. Cooper ( Nationstar Mortgage ) 41 7.18% $8,862
SWBC MORTGAGE CORPORATION 39 6.51% $4,550
LOANDEPOT.COM, LLC 39 6.91% $7,766
NEWREZ LLC 37 6.78% $6,250
ARK-LA-TEX FINANCIAL SERVICES, LLC. 35 6.51% $5,152
TEXELL Credit Union 35 6.60% $4,725
DHI MORTGAGE COMPANY, LTD. 34 5.46% $4,197
NAVY FEDERAL CREDIT UNION 28 6.66% $6,437
The Loan Store, Inc. 28 6.76% $5,747
EAGLE HOME MORTGAGE, LLC 26 5.05% $2,943
PENNYMAC LOAN SERVICES, LLC 22 6.83% $9,359
BROKER SOLUTIONS, INC. 22 6.90% $7,680
GUILD MORTGAGE COMPANY 20 6.59% $8,481
Wells Fargo Bank 18 7.10% $5,301
ROYAL UNITED MORTGAGE LLC 18 6.99% $10,422
FREEDOM MORTGAGE CORPORATION 17 7.71% $6,116
Mortgage Research Center, LLC 16 6.51% $3,802
Gateway First Bank 15 6.68% $7,934
MOVEMENT MORTGAGE, LLC 14 6.60% $9,657
MUTUAL OF OMAHA MORTGAGE, INC. 14 7.17% $7,253
PENTAGON FEDERAL CREDIT UNION 14 6.61% $5,785
RESIDENTIAL WHOLESALE MORTGAGE, INC. 14 6.70% $7,702
AMERISAVE MORTGAGE CORPORATION 13 7.16% $7,496
UNIVERSITY Federal Credit Union 13 6.63% $5,977
PLAZA HOME MORTGAGE, INC. 12 6.67% $8,060
CROSSCOUNTRY MORTGAGE, LLC 11 6.78% $8,375
Bank of America 11 5.84% $3,577
HOMESIDE FINANCIAL, LLC 10 6.46% $9,230
PHH Mortgage Corporation 9 7.38% $5,434
Carrington Mortgage Services, LLC 9 6.67% $8,848
Century Mortgage Company DBA Century Lending Company 9 6.78% $7,540
SeaTrust Mortgage Company 8 6.94% $6,694
Network Funding, L.P. 8 6.70% $7,895
LAKEVIEW LOAN SERVICING, LLC 8 6.47% $7,732
GUARANTEED RATE, INC. 8 6.67% $5,987
Flagstar Bank, FSB 7 6.64% $7,819
A+ Federal Credit Union 7 6.78% $1,661
USAA Federal Savings Bank 7 6.25% $7,787
First United Bank and Trust Company 7 6.73% $6,577
21ST MORTGAGE CORPORATION 6 8.56% $7,638
PNC Bank 6 6.50% $5,091
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.63% $7,228
LOANPAL, LLC 6 6.83% $11,447
U.S. Bank 6 6.63% $4,853
NexBank 5 6.42% $5,882
LOANPEOPLE, LLC 5 6.40% $6,108
BOKF 5 6.78% $6,485
A&D Mortgage LLC 5 6.62% $5,931
RANDOLPH-BROOKS 5 6.85% $2,599
CORNERSTONE HOME LENDING, INC. 5 6.75% $6,990
CHURCHILL MORTGAGE CORPORATION 5 6.62% $7,894
Trinity Oaks Mortgage, LLC 5 6.89% $10,103
Wolfe Financial, Inc 5 6.15% $8,036
GUARANTEED RATE AFFINITY, LLC 5 6.92% $6,890
PULTE MORTGAGE LLC 5 5.52% $1,526
BETTER MORTGAGE CORPORATION 4 6.56% $4,861
SENTE MORTGAGE, INC. 4 6.34% $6,141
Encompass Lending Group, LP 4 6.62% $5,710
LENOX FINANCIAL MORTGAGE CORPORATION 4 7.40% $6,463
Paramount Residential Mortgage Group, Inc. 4 6.53% $7,968
Regions Bank 4 6.25% $7,920
ZILLOW HOME LOANS, LLC 4 6.84% $4,110
LADERA LENDING, INC. 4 7.81% $9,496
CARDINAL FINANCIAL 4 6.41% $11,503
AMERICAN FINANCING CORPORATION 4 6.18% $11,153
PILGRIM MORTGAGE LLC 4 6.84% $5,776
NBKC BANK 4 6.41% $4,809
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.33% $7,113
Commerce Home Mortgage, Inc. 3 8.71% $10,975
First Horizon Bank 3 6.63% $9,505
Texas Mortgage Lending, LLC 3 6.52% $7,559
UNION HOME MORTGAGE CORP. 3 6.62% $7,915
FBC MORTGAGE, LLC 3 5.87% $9,780
EVERETT FINANCIAL, INC. 3 6.54% $7,407
S1L, Inc. 3 6.96% $4,990
SECURITYNATIONAL MORTGAGE COMPANY 3 7.00% $21,811
TIB The Independent Bankersbank 3 7.46% $8,050
BAY EQUITY LLC 3 6.79% $5,208
Affiliated Bank 3 7.00% $6,996
SECURITY SERVICE 3 6.79% $4,780
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.49% $8,622
NP, Inc. 3 7.46% $9,863
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.04% $7,712
Raymond James Bank 2 5.81% $9,194
AAXY L.L.C. 2 6.25% $8,125
AMERICAN FINANCIAL RESOURCES, INC. 2 6.50% $12,299
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.75% $6,500
AMPLIFY 2 7.00% $4,200
ARC HOME LLC 2 7.00% $6,117
Barrington Bank & Trust Company, N.A. 2 7.38% $3,896
BM Real Estate Services, Inc. 2 6.56% $12,177
CAPITAL CONCEPTS, INC. 2 6.50% $13,507
DEEPHAVEN MORTGAGE LLC 2 7.81% $3,437
Discover Bank 2 7.08% $0
Florida Capital Bank 2 6.69% $8,490
Golden Empire Mortgage, Inc. 2 6.56% $6,489
Granite Community Bank 2 6.13% $5,522
GULF COAST EDUCATORS FEDERAL CREDIT UNION 2 6.31% $6,020
HOMETRUST MORTGAGE COMPANY 2 6.75% $7,496
INTERLINC MORTGAGE SERVICES, LLC 2 6.12% $4,627
JMAC LENDING, INC. 2 6.56% $5,187
KBHS HOME LOANS, LLC 2 6.63% $7,383
LEADERONE FINANCIAL CORPORATION 2 7.19% $7,944
Morgan Stanley Private Bank 2 6.58% $5,533
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.94% $9,805
NMSI, INC. 2 7.19% $11,564
OCMBC, INC. 2 8.50% $22,760
Plains Commerce Bank 2 6.06% $12,738
PREMIA MORTGAGE, LLC 2 6.50% $4,151
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.69% $6,290
SFMC, LP 2 6.99% $5,156
Sierra Pacific Mortgage Company, Inc. 2 6.44% $7,039
SOUTHWEST STAGE FUNDING, LLC 2 7.65% $11,194
The Huntington National Bank 2 6.94% $15,218
TRIAD FINANCIAL SERVICES, INC. 2 7.98% $10,252
Waterstone Mortgage Corporation 2 6.81% $7,297
Performance Financial, Inc. 1 8.38% $7,455
Hometown Equity Mortgage, LLC 1 8.63% $5,870
GREATER TEXAS FEDERAL CREDIT UNION 1 6.13% $10,641
US MORTGAGE CORPORATION 1 6.38% $8,944
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.75% $1,940
General Mortgage Capital Corporation 1 6.63% $6,368
AmeriHome Mortgage Company, LLC 1 6.00% $5,995
GARDNER FINANCIAL SERVICES, LTD. 1 6.88% $5,258
Prosperity Bank 1 6.63% $3,467
Prosperity Home Mortgage, LLC 1 7.00% $9,286
Vellum Mortgage, Inc. 1 6.99% $7,007
FUNDLOANS CAPITAL 1 6.75% $12,501
FLAT BRANCH MORTGAGE, INC. 1 5.63% $8,265
First Standard Financial Corp. 1 6.75% $6,657
First Financial Bank 1 6.50% $6,200
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.00% $0
FIRST COMMUNITY MORTGAGE, INC. 1 6.00% $17,468
RELIANCE FIRST CAPITAL, LLC 1 6.99% $7,077
Fifth Third Bank 1 6.13% $5,122
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.88% $11,307
Farm Credit Mid-America, ACA 1 7.13% $9,875
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.38% $3,260
Elements Financial Federal Credit Union 1 6.75% $4,788
EDUCATIONAL SYSTEMS 1 6.00% $3,759
DEVELOPER'S MORTGAGE COMPANY 1 7.13% $3,693
DELMAR FINANCIAL COMPANY 1 6.75% $6,056
VELOCITY Credit Union 1 6.00% $6,918
VeraBank 1 8.00% $2,536
Simmons Bank 1 6.00% $7,310
SOUTHWEST FUNDING, LP 1 6.88% $10,398
Alcova Mortgage LLC 1 6.99% $5,047
Strong Home Mortgage, LLC 1 6.99% $2,801
SUMMIT FUNDING, INC. 1 5.88% $6,067
Sunflower Bank 1 5.99% $7,014
SUN WEST MORTGAGE COMPANY, INC. 1 7.13% $39,340
Deere Employees Credit Union 1 5.38% $4,220
TEACHERS 1 6.13% $5,039
TEXAS DOW EMPLOYEES CREDIT UNION 1 6.38% $7,713
Cornerstone First Mortgage, Inc 1 7.50% $25,184
CLEARPATH LENDING 1 6.63% $7,304
American Mortgage Bank, LLC 1 6.49% $4,518
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.75% $6,380
Citibank 1 6.63% $5,233
TOWNE MORTGAGE COMPANY 1 6.75% $3,084
ALLIED MORTGAGE GROUP, INC. 1 6.63% $5,970
Citadel Servicing Corporation 1 6.75% $17,325
Truist 1 5.87% $4,641
Centennial Bank 1 6.63% $4,007
CAPITOL CREDIT UNION 1 6.50% $4,832
CANOPY MORTGAGE, LLC 1 6.13% $6,031
NETWORK CAPITAL FUNDING CORPORATION 1 6.50% $7,099
MORTGAGE FINANCIAL SERVICES, LLC 1 6.38% $4,197
MidFirst Bank 1 6.00% $3,535
NEW WAVE LENDING GROUP INC 1 6.75% $6,900
MEMBERS TRUST OF THE SOUTHWEST FCU 1 6.38% $5,517
ASSEMBLIES OF GOD Credit Union 1 6.49% $3,118
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.38% $7,414
Ameris Bank 1 5.75% $14,422
LEGEND LENDING CORPORATION 1 12.00% $6,343
INTERCAP LENDING INC. 1 7.25% $5,697
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.88% $6,862

KILLEEN - TEMPLE Average Closing Costs & Other Stats

KILLEEN-TEMPLE, TX's 185 lenders originated 11,424 loans during 2025. The total origination value was $3,199,520,000, with an average loan value of $280,070.

KILLEEN - TEMPLE's average closing costs are $6,060.

The top KILLEEN - TEMPLE lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 228 loans originated. Their average total fees are $5,564, which is $1,815 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee KILLEEN - TEMPLE lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($2,943), Bank of America ($3,577), Mortgage Research Center, LLC ($3,802), DHI MORTGAGE COMPANY, LTD. ($4,197) and SWBC MORTGAGE CORPORATION ($4,550).

The lowest rate KILLEEN - TEMPLE lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.05%), DHI MORTGAGE COMPANY, LTD. (5.46%), Bank of America (5.84%), BancorpSouth (6.09%) and HOMESIDE FINANCIAL, LLC (6.46%).

KILLEEN-TEMPLE, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $312,915,000 $312,950,000 0.0% 9.8%
DHI MORTGAGE COMPANY, LTD. $259,510,000 $289,445,000 11.5% 9.0%
UNITED WHOLESALE MORTGAGE, LLC $180,125,000 $230,720,000 28.1% 7.2%
Mortgage Research Center, LLC $187,455,000 $175,020,000 -6.6% 5.5%
First National Bank Texas $134,060,000 $126,750,000 -5.5% 4.0%
QUICKEN LOANS, LLC $96,550,000 $108,680,000 12.6% 3.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $58,975,000 $84,955,000 44.1% 2.7%
BancorpSouth $73,710,000 $84,165,000 14.2% 2.6%
CMG MORTGAGE, INC. $80,760,000 $71,585,000 -11.4% 2.2%
FREEDOM MORTGAGE CORPORATION $52,785,000 $68,175,000 29.2% 2.1%
SWBC MORTGAGE CORPORATION $77,820,000 $62,765,000 -19.3% 2.0%
NAVY FEDERAL CREDIT UNION $48,640,000 $50,005,000 2.8% 1.6%
NEWREZ LLC $22,695,000 $49,285,000 117.2% 1.5%
PENNYMAC LOAN SERVICES, LLC $30,505,000 $46,040,000 50.9% 1.4%
Extraco Banks $47,585,000 $39,445,000 -17.1% 1.2%
EAGLE HOME MORTGAGE, LLC $355,000 $38,350,000 10,702.8% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $15,250,000 $38,030,000 149.4% 1.2%
CORNERSTONE HOME LENDING, INC. $10,735,000 $36,775,000 242.6% 1.1%
PlainsCapital Bank $5,635,000 $32,840,000 482.8% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $27,595,000 $31,640,000 14.7% 1.0%
Central National Bank $34,060,000 $31,440,000 -7.7% 1.0%
BROKER SOLUTIONS, INC. $11,855,000 $29,775,000 151.2% 0.9%
FIRST CONTINENTAL MORTGAGE, LTD. $37,750,000 $28,690,000 -24.0% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $26,105,000 $26,220,000 0.4% 0.8%
ORIX REAL ESTATE CAPITAL, LLC $9,025,000 $26,170,000 190.0% 0.8%
TEXELL Credit Union $21,625,000 $22,405,000 3.6% 0.7%
GUILD MORTGAGE COMPANY $12,310,000 $21,670,000 76.0% 0.7%
Wells Fargo Bank $4,955,000 $21,450,000 332.9% 0.7%
LAKEVIEW LOAN SERVICING, LLC $17,480,000 $19,980,000 14.3% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $23,220,000 $19,490,000 -16.1% 0.6%
LOANDEPOT.COM, LLC $15,325,000 $18,620,000 21.5% 0.6%
VILLAGE CAPITAL MORTGAGE $22,150,000 $18,070,000 -18.4% 0.6%
LEADERONE FINANCIAL CORPORATION $2,295,000 $16,930,000 637.7% 0.5%
USAA Federal Savings Bank $19,495,000 $16,810,000 -13.8% 0.5%
PLAZA HOME MORTGAGE, INC. $23,595,000 $16,230,000 -31.2% 0.5%
CommunityBank of Texas, N.A. $17,785,000 $15,620,000 -12.2% 0.5%
PENTAGON FEDERAL CREDIT UNION $8,490,000 $15,415,000 81.6% 0.5%
JPMorgan Chase Bank $11,045,000 $13,815,000 25.1% 0.4%
Prudential Huntoon Paige Associates, LLC $12,605,000 n/a 0.4%
GUARANTEED RATE, INC. $11,520,000 $12,580,000 9.2% 0.4%
Equity Prime Mortgage LLC $8,100,000 $12,335,000 52.3% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $12,090,000 $12,055,000 -0.3% 0.4%
21ST MORTGAGE CORPORATION $12,270,000 $11,800,000 -3.8% 0.4%
Century Mortgage Company DBA Century Lending Company $7,635,000 $11,360,000 48.8% 0.4%
Gateway First Bank $17,250,000 $11,330,000 -34.3% 0.4%
PLANET HOME LENDING, LLC $9,075,000 $11,190,000 23.3% 0.3%
PULTE MORTGAGE LLC $1,175,000 $10,650,000 806.4% 0.3%
MOVEMENT MORTGAGE, LLC $9,315,000 $10,345,000 11.1% 0.3%
First United Bank and Trust Company $8,700,000 $10,315,000 18.6% 0.3%
First Texas Bank $1,120,000 $9,435,000 742.4% 0.3%
GUARANTEED RATE AFFINITY, LLC $6,640,000 $9,385,000 41.3% 0.3%
CARDINAL FINANCIAL $7,505,000 $9,145,000 21.9% 0.3%
The Loan Store, Inc. $3,500,000 $8,295,000 137.0% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,530,000 $7,995,000 126.5% 0.2%
Wolfe Financial, Inc $15,340,000 $7,645,000 -50.2% 0.2%
First National Bank of Evant $7,835,000 $7,430,000 -5.2% 0.2%
Trinity Oaks Mortgage, LLC $6,125,000 $7,395,000 20.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,110,000 $7,075,000 38.5% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $6,035,000 $6,995,000 15.9% 0.2%
Alliance Bank Central Texas $11,305,000 $6,755,000 -40.2% 0.2%
UNIVERSITY Federal Credit Union $6,365,000 $6,755,000 6.1% 0.2%
The First National Bank of McGregor $1,505,000 $6,670,000 343.2% 0.2%
Paramount Residential Mortgage Group, Inc. $3,265,000 $6,420,000 96.6% 0.2%
SeaTrust Mortgage Company $8,315,000 $6,400,000 -23.0% 0.2%
Carrington Mortgage Services, LLC $7,545,000 $6,365,000 -15.6% 0.2%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $410,000 $6,290,000 1,434.1% 0.2%
Network Funding, L.P. $8,205,000 $6,050,000 -26.3% 0.2%
KBHS HOME LOANS, LLC $13,085,000 $6,015,000 -54.0% 0.2%
RANDOLPH-BROOKS $10,350,000 $5,980,000 -42.2% 0.2%
BOKF $10,220,000 $5,820,000 -43.1% 0.2%
Citizens National Bank of Texas $5,815,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,245,000 $5,730,000 35.0% 0.2%
Bank of America $6,770,000 $5,615,000 -17.1% 0.2%
Security Bank of Crawford $5,590,000 n/a 0.2%
A+ Federal Credit Union $5,585,000 $5,505,000 -1.4% 0.2%
HOMESIDE FINANCIAL, LLC $24,665,000 $5,480,000 -77.8% 0.2%
PNC Bank $7,500,000 $5,315,000 -29.1% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $5,260,000 n/a 0.2%
Frost Bank $3,465,000 $5,110,000 47.5% 0.2%
Grandview Bank $1,140,000 $5,015,000 339.9% 0.2%
AmeriHome Mortgage Company, LLC $5,795,000 $4,965,000 -14.3% 0.2%
UNION HOME MORTGAGE CORP. $510,000 $4,875,000 855.9% 0.2%
Flagstar Bank, FSB $13,730,000 $4,860,000 -64.6% 0.2%
First Texas Bank $1,120,000 $4,735,000 322.8% 0.1%
Regions Bank $1,965,000 $4,685,000 138.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $920,000 $4,515,000 390.8% 0.1%
ROYAL UNITED MORTGAGE LLC $5,695,000 $4,405,000 -22.7% 0.1%
First Financial Bank $1,535,000 $4,365,000 184.4% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $2,005,000 $4,360,000 117.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,810,000 $4,355,000 55.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,460,000 $4,295,000 194.2% 0.1%
Armed Forces Bank $5,640,000 $4,270,000 -24.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $3,355,000 $4,070,000 21.3% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $3,480,000 $4,020,000 15.5% 0.1%
LOANPAL, LLC $3,345,000 $4,015,000 20.0% 0.1%
CLEARPATH LENDING $3,580,000 $3,885,000 8.5% 0.1%
RF Renovo Management Company, LLC $9,320,000 $3,855,000 -58.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $8,045,000 $3,795,000 -52.8% 0.1%
GoPrime Mortgage, Inc. $2,995,000 $3,750,000 25.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,590,000 $3,740,000 135.2% 0.1%
SPRING EQ, LLC $940,000 $3,690,000 292.6% 0.1%
LENDINGHOME FUNDING CORPORATION $5,150,000 $3,525,000 -31.6% 0.1%
FBC MORTGAGE, LLC $1,255,000 $3,450,000 174.9% 0.1%
Plains Commerce Bank $6,520,000 $3,420,000 -47.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,505,000 $3,410,000 126.6% 0.1%
LIMA ONE CAPITAL, LLC $11,780,000 $3,330,000 -71.7% 0.1%
Hometown Equity Mortgage, LLC $1,140,000 $3,255,000 185.5% 0.1%
EVERETT FINANCIAL, INC. $3,055,000 $3,235,000 5.9% 0.1%
BETTER MORTGAGE CORPORATION $2,160,000 $3,200,000 48.1% 0.1%
V.I.P. MORTGAGE, INC. $3,315,000 $3,195,000 -3.6% 0.1%
OCMBC, INC. $2,435,000 $3,150,000 29.4% 0.1%
LOANPEOPLE, LLC $1,855,000 $3,130,000 68.7% 0.1%
ZILLOW HOME LOANS, LLC $1,115,000 $3,060,000 174.4% 0.1%
SENTE MORTGAGE, INC. $4,235,000 $2,915,000 -31.2% 0.1%
MID AMERICA MORTGAGE, INC. $3,965,000 $2,885,000 -27.2% 0.1%
Origin Bank $2,820,000 n/a 0.1%
BAY EQUITY LLC $165,000 $2,805,000 1,600.0% 0.1%
First National Bank of Central Texas $2,620,000 $2,660,000 1.5% 0.1%
U.S. Bank $2,475,000 $2,640,000 6.7% 0.1%
NBKC BANK $4,115,000 $2,555,000 -37.9% 0.1%
VeraBank $10,430,000 $2,455,000 -76.5% 0.1%
JMAC LENDING, INC. $1,305,000 $2,425,000 85.8% 0.1%
Incommons Bank, N.A. $740,000 $2,390,000 223.0% 0.1%
LENDSURE MORTGAGE CORP. $225,000 $2,265,000 906.7% 0.1%
The Federal Savings Bank $2,955,000 $2,245,000 -24.0% 0.1%
PILGRIM MORTGAGE LLC $1,355,000 $2,225,000 64.2% 0.1%
S1L, Inc. $550,000 $2,210,000 301.8% 0.1%
Prosperity Bank $1,000,000 $2,200,000 120.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $1,135,000 $2,105,000 85.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,910,000 $2,105,000 -46.2% 0.1%
FLAT BRANCH MORTGAGE, INC. $295,000 $2,085,000 606.8% 0.1%
Mid-Continent Funding, Inc. $4,065,000 $2,070,000 -49.1% 0.1%
M&T Bank $3,610,000 $2,045,000 -43.4% 0.1%
A&D Mortgage LLC $3,400,000 $2,015,000 -40.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,220,000 $1,835,000 -43.0% 0.1%
First Horizon Bank $1,760,000 n/a 0.1%
The Huntington National Bank $275,000 $1,760,000 540.0% 0.1%
SouthStar Bank, S.S.B. $1,355,000 $1,750,000 29.2% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $4,940,000 $1,715,000 -65.3% 0.1%
PHH Mortgage Corporation $1,430,000 $1,705,000 19.2% 0.1%
First Option Mortgage, LLC $670,000 $1,680,000 150.7% 0.1%
Credence Funding Corporation $1,725,000 $1,630,000 -5.5% 0.1%
HOMETRUST MORTGAGE COMPANY $1,620,000 n/a 0.1%
Waterstone Mortgage Corporation $1,995,000 $1,595,000 -20.1% 0.0%
Arbor Realty Trust, Inc. $1,545,000 $1,565,000 1.3% 0.0%
BM Real Estate Services, Inc. $315,000 $1,550,000 392.1% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $570,000 $1,545,000 171.1% 0.0%
H E B $450,000 $1,520,000 237.8% 0.0%
SFMC, LP $2,060,000 $1,510,000 -26.7% 0.0%
Commerce Home Mortgage, Inc. $1,290,000 $1,505,000 16.7% 0.0%
AMERICAN FINANCING CORPORATION $535,000 $1,435,000 168.2% 0.0%
Barrington Bank & Trust Company, N.A. $2,570,000 $1,435,000 -44.2% 0.0%
DEEPHAVEN MORTGAGE LLC $2,715,000 $1,385,000 -49.0% 0.0%
NP, Inc. $430,000 $1,360,000 216.3% 0.0%
CANOPY MORTGAGE, LLC $1,090,000 $1,355,000 24.3% 0.0%
AMWEST FUNDING CORP. $1,245,000 $1,310,000 5.2% 0.0%
SECURITY SERVICE $2,530,000 $1,305,000 -48.4% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $8,100,000 $1,295,000 -84.0% 0.0%
Classic Bank $1,920,000 $1,275,000 -33.6% 0.0%
Home Federal Bank $1,275,000 n/a 0.0%
Cornerstone First Mortgage, Inc $960,000 $1,260,000 31.3% 0.0%
The First National Bank of Bastrop $1,250,000 n/a 0.0%
SOUTHWEST FUNDING, LP $2,475,000 $1,245,000 -49.7% 0.0%
Texas Mortgage Lending, LLC $675,000 $1,210,000 79.3% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,000,000 $1,200,000 20.0% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,500,000 $1,190,000 -20.7% 0.0%
RAIN CITY CAPITAL, LLC $1,170,000 n/a 0.0%
Round Top State Bank $710,000 $1,170,000 64.8% 0.0%
NexBank $2,335,000 $1,165,000 -50.1% 0.0%
FirstBank Southwest $1,155,000 n/a 0.0%
Granite Community Bank $385,000 $1,155,000 200.0% 0.0%
TIB The Independent Bankersbank $210,000 $1,135,000 440.5% 0.0%
Encompass Lending Group, LP $2,035,000 $1,130,000 -44.5% 0.0%
PREMIA MORTGAGE, LLC $1,275,000 $1,115,000 -12.5% 0.0%
DIRECTIONS EQUITY, LLC $390,000 $1,075,000 175.6% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,795,000 $1,065,000 -40.7% 0.0%
Citadel Servicing Corporation $1,870,000 $1,060,000 -43.3% 0.0%
Figure Lending LLC $865,000 $1,050,000 21.4% 0.0%
AAXY L.L.C. $205,000 $1,020,000 397.6% 0.0%
Affiliated Bank $375,000 $1,010,000 169.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $1,245,000 $995,000 -20.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $695,000 $990,000 42.4% 0.0%
Raymond James Bank $990,000 n/a 0.0%
Prosperity Home Mortgage, LLC $375,000 $940,000 150.7% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $930,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 $920,000 78.6% 0.0%
DEVELOPER'S MORTGAGE COMPANY $2,700,000 $890,000 -67.0% 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $185,000 $870,000 370.3% 0.0%
Loan Simple, Inc. $275,000 $870,000 216.4% 0.0%
LADERA LENDING, INC. $860,000 n/a 0.0%
Security State Bank & Trust $855,000 n/a 0.0%
Frontier Bank of Texas $1,930,000 $810,000 -58.0% 0.0%
EDUCATORS CREDIT UNION $55,000 $805,000 1,363.6% 0.0%
Florida Capital Bank $4,560,000 $795,000 -82.6% 0.0%
CONSTRUCTIVE LOANS, LLC $765,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $165,000 $765,000 363.6% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $760,000 n/a 0.0%
City Bank $905,000 $755,000 -16.6% 0.0%
CONTOUR MORTGAGE CORPORATION $215,000 $755,000 251.2% 0.0%
Sterling Bank $755,000 n/a 0.0%
AMPLIFY $990,000 $725,000 -26.8% 0.0%
ARC HOME LLC $690,000 $715,000 3.6% 0.0%
Discover Bank $3,585,000 $715,000 -80.1% 0.0%
American Bank, N.A. $165,000 $710,000 330.3% 0.0%
Members Choice of Central Texas Federal Credit Union $695,000 n/a 0.0%
South State Bank $695,000 n/a 0.0%
ML Mortgage Corp. $690,000 n/a 0.0%
Nations Lending Corporation $510,000 $670,000 31.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $105,000 $665,000 533.3% 0.0%
Centennial Bank $585,000 $660,000 12.8% 0.0%
Credit Union of Texas $615,000 $660,000 7.3% 0.0%
United Heritage Credit Union $555,000 $655,000 18.0% 0.0%
LENDINGONE, LLC $695,000 $650,000 -6.5% 0.0%
DAS Acquisition Company, LLC $865,000 $640,000 -26.0% 0.0%
PANORAMA MORTGAGE GROUP, LLC $240,000 $640,000 166.7% 0.0%
Ameris Bank $275,000 $630,000 129.1% 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $630,000 n/a 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $405,000 $615,000 51.9% 0.0%
Strong Home Mortgage, LLC $610,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $295,000 $600,000 103.4% 0.0%
AMERICAN HERITAGE LENDING, INC. $860,000 $590,000 -31.4% 0.0%
Citibank $355,000 $585,000 64.8% 0.0%
Golden Empire Mortgage, Inc. $825,000 $585,000 -29.1% 0.0%
Third Coast Bank SSB $585,000 n/a 0.0%
Texana Bank $395,000 $580,000 46.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $685,000 $565,000 -17.5% 0.0%
Truist $1,835,000 $565,000 -69.2% 0.0%
International Bank of Commerce $495,000 $555,000 12.1% 0.0%
Cross Keys Bank $550,000 n/a 0.0%
NMSI, INC. $265,000 $550,000 107.5% 0.0%
Towne Bank $535,000 n/a 0.0%
GENEVA FINANCIAL, LLC $1,875,000 $525,000 -72.0% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,595,000 $510,000 -68.0% 0.0%
TOWNE MORTGAGE COMPANY $580,000 $510,000 -12.1% 0.0%
First National Bank of Bellville $505,000 n/a 0.0%
Simmons Bank $505,000 n/a 0.0%
Acre Mortgage and Financial Inc $235,000 $500,000 112.8% 0.0%
NEXUS SERIES B, LLC $605,000 $500,000 -17.4% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $495,000 n/a 0.0%
The First National Bank of Albany $475,000 n/a 0.0%
General Mortgage Capital Corporation $465,000 n/a 0.0%
MEMBERS TRUST OF THE SOUTHWEST FCU $55,000 $460,000 736.4% 0.0%
Farm Credit Mid-America, ACA $445,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $445,000 n/a 0.0%
FUNDLOANS CAPITAL $285,000 $445,000 56.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $440,000 n/a 0.0%
Alcova Mortgage LLC $935,000 $430,000 -54.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $145,000 $425,000 193.1% 0.0%
First Standard Financial Corp. $425,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $420,000 n/a 0.0%
CAPITAL CONCEPTS, INC. $420,000 n/a 0.0%
VELOCITY Credit Union $415,000 $420,000 1.2% 0.0%
ALLIED MORTGAGE GROUP, INC. $645,000 $410,000 -36.4% 0.0%
Fifth Third Bank $225,000 $405,000 80.0% 0.0%
INTERCAP LENDING INC. $530,000 $405,000 -23.6% 0.0%
SUMMIT FUNDING, INC. $3,350,000 $405,000 -87.9% 0.0%
Citizens State Bank $235,000 $385,000 63.8% 0.0%
Keystone Funding, Inc. $365,000 n/a 0.0%
Sunflower Bank $790,000 $365,000 -53.8% 0.0%
UNITED BUILT HOMES, L.L.C. $1,025,000 $365,000 -64.4% 0.0%
Brighton Bank $1,735,000 $360,000 -79.3% 0.0%
MLD MORTGAGE INC. $850,000 $360,000 -57.6% 0.0%
Assurance Financial Group, L.L.C. $65,000 $355,000 446.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $220,000 $345,000 56.8% 0.0%
FirstBank $95,000 $340,000 257.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $795,000 $340,000 -57.2% 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $495,000 $335,000 -32.3% 0.0%
American Mortgage Bank, LLC $330,000 n/a 0.0%
NFM, INC. $1,370,000 $320,000 -76.6% 0.0%
Luxury Mortgage Corp. $155,000 $310,000 100.0% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $265,000 $305,000 15.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $395,000 $305,000 -22.8% 0.0%
THE MORTGAGE LINK, INC. $525,000 $305,000 -41.9% 0.0%
Citizens National Bank $2,025,000 $300,000 -85.2% 0.0%
Axos Bank $145,000 $295,000 103.4% 0.0%
Elements Financial Federal Credit Union $295,000 n/a 0.0%
NBH Bank $470,000 $295,000 -37.2% 0.0%
Investmark Mortgage, LLC $855,000 $290,000 -66.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,155,000 $280,000 -87.0% 0.0%
Deere Employees Credit Union $545,000 $275,000 -49.5% 0.0%
First Federal Bank $215,000 $275,000 27.9% 0.0%
First United Bank $755,000 $275,000 -63.6% 0.0%
MORIA DEVELOPMENT, INC. $275,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $505,000 $270,000 -46.5% 0.0%
Amarillo National Bank $785,000 $265,000 -66.2% 0.0%
INTELLILOAN, INC. $265,000 n/a 0.0%
PATRIOT MORTGAGE COMPANY $265,000 n/a 0.0%
American Bank of Commerce $75,000 $245,000 226.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $245,000 n/a 0.0%
CAPITOL CREDIT UNION $130,000 $235,000 80.8% 0.0%
Jefferson Bank $230,000 n/a 0.0%
MidFirst Bank $275,000 $225,000 -18.2% 0.0%
US MORTGAGE CORPORATION $225,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $215,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $650,000 $215,000 -66.9% 0.0%
TEACHERS $45,000 $215,000 377.8% 0.0%
Vellum Mortgage, Inc. $305,000 $215,000 -29.5% 0.0%
American National Bank & Trust $525,000 $205,000 -61.0% 0.0%
Community First National Bank $205,000 n/a 0.0%
GEO-CORP, INC. $205,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $355,000 $205,000 -42.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $195,000 34.5% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $380,000 $190,000 -50.0% 0.0%
Logan Finance Corporation $255,000 $185,000 -27.5% 0.0%
First Bank & Trust Co. $75,000 $180,000 140.0% 0.0%
First Central Savings Bank $175,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $175,000 n/a 0.0%
Performance Financial, Inc. $175,000 n/a 0.0%
VALOR BANK $175,000 n/a 0.0%
CSL Financial, LLC $1,180,000 $170,000 -85.6% 0.0%
CityWorth Mortgage LLC $475,000 $165,000 -65.3% 0.0%
LEGEND LENDING CORPORATION $970,000 $165,000 -83.0% 0.0%
The Dart Bank $165,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $155,000 n/a 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $155,000 n/a 0.0%
Comerica Bank $150,000 n/a 0.0%
Wallick & Volk, Inc. $3,975,000 $145,000 -96.4% 0.0%
First Central Credit Union $35,000 $140,000 300.0% 0.0%
ASSEMBLIES OF GOD Credit Union $125,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $125,000 n/a 0.0%
NEXERA HOLDING LLC $1,350,000 $125,000 -90.7% 0.0%
TEXANS $120,000 n/a 0.0%
AUSTIN TELCO Federal Credit Union $255,000 $110,000 -56.9% 0.0%
EDUCATIONAL SYSTEMS $105,000 n/a 0.0%
State Department Federal Credit Union $105,000 n/a 0.0%
ABILENE TEACHERS Federal Credit Union $95,000 n/a 0.0%
FEDCHOICE Federal Credit Union $95,000 n/a 0.0%
Leader Bank $355,000 $95,000 -73.2% 0.0%
First National Bank of America $320,000 $85,000 -73.4% 0.0%
HARBORSTONE $85,000 n/a 0.0%
HighTechLending Inc $85,000 n/a 0.0%
UIF CORPORATION $85,000 n/a 0.0%
GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION $35,000 $80,000 128.6% 0.0%
AMARILLO COMMUNITY $75,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $75,000 n/a 0.0%
FIRSTMARK $75,000 n/a 0.0%
CERTIFIED FUNDING, L.P. $95,000 $65,000 -31.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $610,000 $65,000 -89.3% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,215,000 $55,000 -95.5% 0.0%
First-Lockhart National Bank $55,000 n/a 0.0%
Priority Bank $55,000 n/a 0.0%
Neighborhood Loans, Inc. $40,000 n/a 0.0%
Ennis State Bank $35,000 n/a 0.0%
Firefighters First Federal Credit Union $35,000 n/a 0.0%
NAVY ARMY COMMUNITY CREDIT UNION $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

KILLEEN - TEMPLE's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.8% market share. In second place, with 9.0%, is DHI MORTGAGE COMPANY, LTD., having originated $289,445,000 in loans. In third place, with 7.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $230,720,000 in loans. In fourth place, with 5.5%, is Mortgage Research Center, LLC, having originated $175,020,000 in loans. In fifth place, with 4.0%, is First National Bank Texas, having originated $126,750,000 in loans.


KILLEEN - TEMPLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - KILLEEN - TEMPLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,175 (11.6%) $219,818 (11.9%) 0.70 1,408
2018-02-01 $189,818 (11.0%) $224,207 (13.1%) 0.69 1,388
2018-03-01 $190,225 (8.5%) $227,093 (12.5%) 0.67 1,404
2018-04-01 $199,913 (10.6%) $234,341 (12.3%) 0.68 1,371
2018-05-01 $207,498 (14.3%) $245,646 (16.9%) 0.69 1,368
2018-06-01 $210,000 (17.0%) $249,536 (18.2%) 0.70 1,439
2018-07-01 $215,522 (20.5%) $252,545 (20.3%) 0.72 1,439
2018-08-01 $205,925 (16.0%) $244,946 (17.6%) 0.69 1,486
2018-09-01 $209,755 (19.7%) $242,166 (16.0%) 0.71 1,538
2018-10-01 $199,950 (12.2%) $235,909 (12.8%) 0.68 1,507
2018-11-01 $207,725 (16.1%) $235,297 (12.0%) 0.70 1,437
2018-12-01 $209,900 (16.6%) $235,083 (9.8%) 0.72 1,371
2019-01-01 $210,975 (11.5%) $238,515 (8.5%) 0.73 1,301
2019-02-01 $218,425 (15.1%) $248,003 (10.6%) 0.74 1,221
2019-03-01 $224,271 (17.9%) $255,539 (12.5%) 0.73 1,198
2019-04-01 $230,000 (15.1%) $262,283 (11.9%) 0.73 1,191
2019-05-01 $230,850 (11.3%) $266,010 (8.3%) 0.72 1,170
2019-06-01 $229,900 (9.5%) $264,718 (6.1%) 0.72 1,257
2019-07-01 $225,750 (4.8%) $262,193 (3.8%) 0.71 1,338
2019-08-01 $226,091 (9.8%) $261,558 (6.8%) 0.72 1,346
2019-09-01 $227,727 (8.6%) $264,069 (9.0%) 0.73 1,336
2019-10-01 $228,818 (14.4%) $265,743 (12.7%) 0.74 1,330
2019-11-01 $225,000 (8.3%) $267,659 (13.8%) 0.74 1,321
2019-12-01 $220,450 (5.0%) $261,562 (11.3%) 0.74 1,273
2020-01-01 $224,950 (6.6%) $262,480 (10.1%) 0.75 1,219
2020-02-01 $225,000 (3.0%) $264,544 (6.7%) 0.74 1,168
2020-03-01 $224,975 (0.3%) $264,800 (3.6%) 0.71 1,200
2020-04-01 $229,325 (-0.3%) $266,982 (1.8%) 0.72 1,189
2020-05-01 $234,900 (1.8%) $276,558 (4.0%) 0.71 1,033
2020-06-01 $241,975 (5.3%) $287,048 (8.4%) 0.71 893
2020-07-01 $244,175 (8.2%) $288,121 (9.9%) 0.71 786
2020-08-01 $249,000 (10.1%) $298,993 (14.3%) 0.71 716
2020-09-01 $240,911 (5.8%) $291,424 (10.4%) 0.69 638
2020-10-01 $239,450 (4.7%) $290,507 (9.3%) 0.69 567
2020-11-01 $245,949 (9.3%) $299,061 (11.7%) 0.72 535
2020-12-01 $243,300 (10.4%) $290,518 (11.1%) 0.72 525
2021-01-01 $245,500 (9.1%) $299,804 (14.2%) 0.73 439
2021-02-01 $234,175 (4.1%) $299,650 (13.3%) 0.68 347
2021-03-01 $224,500 (-0.2%) $298,340 (12.7%) 0.64 349
2021-04-01 $226,900 (-1.1%) $299,539 (12.2%) 0.61 354
2021-05-01 $225,000 (-4.2%) $295,606 (6.9%) 0.60 358
2021-06-01 $228,350 (-5.6%) $295,183 (2.8%) 0.60 390
2021-07-01 $249,900 (2.3%) $311,592 (8.2%) 0.66 484
2021-08-01 $254,900 (2.4%) $329,296 (10.1%) 0.68 521
2021-09-01 $259,699 (7.8%) $346,066 (18.8%) 0.69 505
2021-10-01 $275,000 (14.9%) $371,741 (28.0%) 0.73 514
2021-11-01 $275,000 (11.8%) $393,032 (31.4%) 0.74 516
2021-12-01 $269,000 (10.6%) $397,193 (36.7%) 0.73 485
2022-01-01 $271,560 (10.6%) $413,973 (38.1%) 0.73 375
2022-02-01 $283,875 (21.2%) $423,264 (41.3%) 0.74 329
2022-03-01 $276,725 (23.3%) $412,366 (38.2%) 0.69 354
2022-04-01 $293,000 (29.1%) $445,558 (48.8%) 0.70 410
2022-05-01 $307,000 (36.4%) $447,301 (51.3%) 0.70 541
2022-06-01 $314,000 (37.5%) $458,818 (55.4%) 0.70 700
2022-07-01 $314,900 (26.0%) $445,056 (42.8%) 0.71 908
2022-08-01 $310,635 (21.9%) $431,609 (31.1%) 0.72 1,179
2022-09-01 $310,000 (19.4%) $418,711 (21.0%) 0.72 1,292
2022-10-01 $315,000 (14.6%) $414,932 (11.6%) 0.74 1,391
2022-11-01 $313,725 (14.1%) $406,339 (3.4%) 0.75 1,475
2022-12-01 $308,400 (14.7%) $400,114 (0.7%) 0.76 1,465
2023-01-01 $309,950 (14.1%) $399,404 (-3.5%) 0.77 1,366
2023-02-01 $310,900 (9.5%) $398,579 (-5.8%) 0.75 1,301
2023-03-01 $315,000 (13.8%) $402,680 (-2.4%) 0.74 1,306
2023-04-01 $329,800 (12.6%) $416,108 (-6.6%) 0.77 1,271
2023-05-01 $333,950 (8.8%) $433,384 (-3.1%) 0.76 1,338
2023-06-01 $329,900 (5.1%) $422,167 (-8.0%) 0.74 1,464
2023-07-01 $325,350 (3.3%) $417,551 (-6.2%) 0.74 1,623
2023-08-01 $325,000 (4.6%) $418,289 (-3.1%) 0.75 1,689
2023-09-01 $325,000 (4.8%) $409,049 (-2.3%) 0.76 1,770
2023-10-01 $315,750 (0.2%) $400,597 (-3.5%) 0.74 1,934
2023-11-01 $314,500 (0.3%) $394,457 (-2.9%) 0.75 1,960
2023-12-01 $316,050 (2.5%) $397,270 (-0.7%) 0.77 1,834
2024-01-01 $311,558 (0.5%) $391,510 (-2.0%) 0.76 1,747
2024-02-01 $310,000 (-0.3%) $389,861 (-2.2%) 0.75 1,741
2024-03-01 $314,900 (0.0%) $394,649 (-2.0%) 0.74 1,863
2024-04-01 $319,350 (-3.2%) $405,103 (-2.6%) 0.74 1,966
2024-05-01 $319,650 (-4.3%) $407,218 (-6.0%) 0.73 2,081
2024-06-01 $316,500 (-4.1%) $401,803 (-4.8%) 0.72 2,107
2024-07-01 $312,925 (-3.8%) $392,898 (-5.9%) 0.72 2,209
2024-08-01 $307,300 (-5.5%) $380,344 (-9.1%) 0.71 2,227
2024-09-01 $303,938 (-6.5%) $386,345 (-5.6%) 0.72 2,248
2024-10-01 $300,000 (-5.0%) $382,896 (-4.4%) 0.71 2,319
2024-11-01 $300,000 (-4.6%) $381,038 (-3.4%) 0.72 2,348
2024-12-01 $299,636 (-5.2%) $380,214 (-4.3%) 0.74 2,246
2025-01-01 $299,250 (-4.0%) $379,959 (-3.0%) 0.75 2,140
2025-02-01 $299,000 (-3.6%) $379,988 (-2.5%) 0.73 2,148
2025-03-01 $299,000 (-5.1%) $382,972 (-3.0%) 0.70 2,312
2025-04-01 $301,025 (-5.7%) $393,346 (-2.9%) 0.70 2,433
2025-05-01 $300,000 (-6.2%) $397,256 (-2.5%) 0.68 2,593
2025-06-01 $299,900 (-5.2%) $398,729 (-0.8%) 0.68 2,653
2025-07-01 $299,063 (-4.4%) $395,028 (0.5%) 0.68 2,605
2025-08-01 $297,600 (-3.2%) $398,089 (4.7%) 0.69 2,610
2025-09-01 $296,775 (-2.4%) $386,142 (-0.1%) 0.70 2,586
2025-10-01 $297,000 (-1.0%) $386,090 (0.8%) 0.70 2,524
2025-11-01 $295,000 (-1.7%) $382,248 (0.3%) 0.71 2,472
2025-12-01 $292,344 (-2.4%) $377,518 (-0.7%) 0.73 2,607
2026-01-01 $291,412 (-2.6%) $375,880 (-1.1%) 0.73 2,629
2026-02-01 $289,450 (-3.2%) $370,250 (-2.6%) 0.72 2,734
2026-03-01 $289,730 (-3.1%) $363,516 (-5.1%) 0.70 2,599
2026-04-01 $294,575 (-2.1%) $375,482 (-4.5%) 0.69 2,438
2026-05-01 $294,500 (-1.8%) $379,651 (-4.4%) 0.69 2,396
2026-06-01 $290,000 (-3.3%) $378,653 (-5.0%) 0.67 2,406
2026-07-01 $289,000 (-3.4%) $377,536 (-4.4%) 0.67 2,401
2026-08-01 $284,000 (-4.6%) $368,666 (-7.4%) 0.67 2,446
2026-09-01 $279,000 (-6.0%) $366,594 (-5.1%) 0.00 2,448
2026-10-01 $275,000 (-7.4%) $363,290 (-5.9%) 0.00 2,448
KILLEEN - TEMPLE's median listing price for 2026-10-01 was $275,000, a difference of $-22,000 (-7.4%) versus the prior year and $-4,000 versus the prior month.

KILLEEN - TEMPLE's median listing price comes in at 0% of the national average.

KILLEEN - TEMPLE's average listing price for 2026-10-01 was $363,290, a difference of $-22,800 (-5.9%) versus the prior year and $-3,304 versus the prior month.

For the 2026-10-01 period, KILLEEN - TEMPLE had 2,448 MLS listings, a difference of 0 listings (0%) versus the prior month and -76 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - KILLEEN - TEMPLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 71 days 2,036 sqft
2018-02-01 67 days 2,059 sqft
2018-03-01 57 days 2,061 sqft
2018-04-01 51 days 2,069 sqft
2018-05-01 48 days 2,083 sqft
2018-06-01 47 days 2,088 sqft
2018-07-01 51 days 2,100 sqft
2018-08-01 51 days 2,064 sqft
2018-09-01 51 days 2,066 sqft
2018-10-01 60 days 2,058 sqft
2018-11-01 67 days 2,081 sqft
2018-12-01 71 days 2,068 sqft
2019-01-01 74 days 2,074 sqft
2019-02-01 70 days 2,094 sqft
2019-03-01 60 days 2,109 sqft
2019-04-01 45 days 2,124 sqft
2019-05-01 45 days 2,138 sqft
2019-06-01 40 days 2,100 sqft
2019-07-01 45 days 2,092 sqft
2019-08-01 49 days 2,087 sqft
2019-09-01 52 days 2,085 sqft
2019-10-01 54 days 2,084 sqft
2019-11-01 54 days 2,097 sqft
2019-12-01 63 days 2,059 sqft
2020-01-01 69 days 2,056 sqft
2020-02-01 64 days 2,038 sqft
2020-03-01 53 days 2,037 sqft
2020-04-01 59 days 2,055 sqft
2020-05-01 72 days 2,089 sqft
2020-06-01 57 days 2,124 sqft
2020-07-01 51 days 2,136 sqft
2020-08-01 57 days 2,106 sqft
2020-09-01 57 days 2,077 sqft
2020-10-01 63 days 2,069 sqft
2020-11-01 51 days 2,033 sqft
2020-12-01 44 days 1,988 sqft
2021-01-01 49 days 2,000 sqft
2021-02-01 43 days 1,951 sqft
2021-03-01 36 days 1,876 sqft
2021-04-01 34 days 1,906 sqft
2021-05-01 40 days 1,875 sqft
2021-06-01 38 days 1,875 sqft
2021-07-01 31 days 1,903 sqft
2021-08-01 31 days 1,875 sqft
2021-09-01 42 days 1,922 sqft
2021-10-01 44 days 1,927 sqft
2021-11-01 42 days 1,931 sqft
2021-12-01 53 days 1,903 sqft
2022-01-01 61 days 1,928 sqft
2022-02-01 30 days 1,909 sqft
2022-03-01 28 days 1,882 sqft
2022-04-01 27 days 1,901 sqft
2022-05-01 24 days 1,941 sqft
2022-06-01 25 days 1,979 sqft
2022-07-01 30 days 1,984 sqft
2022-08-01 31 days 1,982 sqft
2022-09-01 42 days 1,973 sqft
2022-10-01 47 days 1,983 sqft
2022-11-01 55 days 1,962 sqft
2022-12-01 65 days 1,943 sqft
2023-01-01 72 days 1,945 sqft
2023-02-01 64 days 1,946 sqft
2023-03-01 54 days 1,964 sqft
2023-04-01 49 days 1,985 sqft
2023-05-01 45 days 2,029 sqft
2023-06-01 46 days 2,019 sqft
2023-07-01 51 days 2,011 sqft
2023-08-01 56 days 2,007 sqft
2023-09-01 56 days 2,012 sqft
2023-10-01 59 days 1,959 sqft
2023-11-01 65 days 1,959 sqft
2023-12-01 70 days 1,958 sqft
2024-01-01 76 days 1,951 sqft
2024-02-01 69 days 1,940 sqft
2024-03-01 52 days 1,948 sqft
2024-04-01 51 days 1,970 sqft
2024-05-01 51 days 1,959 sqft
2024-06-01 58 days 1,948 sqft
2024-07-01 62 days 1,924 sqft
2024-08-01 66 days 1,889 sqft
2024-09-01 72 days 1,889 sqft
2024-10-01 71 days 1,875 sqft
2024-11-01 73 days 1,875 sqft
2024-12-01 80 days 1,868 sqft
2025-01-01 90 days 1,863 sqft
2025-02-01 90 days 1,865 sqft
2025-03-01 64 days 1,866 sqft
2025-04-01 60 days 1,883 sqft
2025-05-01 61 days 1,883 sqft
2025-06-01 67 days 1,881 sqft
2025-07-01 74 days 1,875 sqft
2025-08-01 78 days 1,886 sqft
2025-09-01 79 days 1,869 sqft
2025-10-01 80 days 1,870 sqft
2025-11-01 84 days 1,867 sqft
2025-12-01 90 days 1,861 sqft
2026-01-01 107 days 1,858 sqft
2026-02-01 115 days 1,856 sqft
2026-03-01 112 days 1,854 sqft
2026-04-01 65 days 1,880 sqft
2026-05-01 65 days 1,898 sqft
2026-06-01 70 days 1,894 sqft
2026-07-01 72 days 1,888 sqft
2026-08-01 72 days 1,867 sqft
2026-09-01 0 days 1,853 sqft
2026-10-01 0 days 1,841 sqft
KILLEEN - TEMPLE's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

KILLEEN - TEMPLE's median square footage for active listings during the 2026-10-01 period was 1,841 sqft. One year prior, the average listing was 1,870 sqft.

KILLEEN-TEMPLE, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,740 $2,297,720,000 $296,863
Refi 1,776 $582,010,000 $327,708
Cash Out Refi 1,044 $229,050,000 $219,397
Other 579 $62,305,000 $107,608
Home Improvement 283 $27,935,000 $98,710
NA 2 $500,000 $250,000

Killeen - Temple's most frequently cited loan purpose was Home Purchase, with 7,740 originations. The 2nd most popular reason was Refi, with 1,776 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,999 $1,103,925,000 $276,050
5-6% 3,271 $1,081,725,000 $330,702
7-8% 1,410 $333,720,000 $236,681
4-5% 981 $303,035,000 $308,904
Over 8% 933 $112,305,000 $120,370
3-4% 416 $123,790,000 $297,572
<2.5% 67 $3,035,000 $45,299
2.5-3% 11 $3,005,000 $273,182

During 2025, Killeen - Temple's most frequently originated rate bucket was 6-7%, with 3,999 originations.

Loan Sizing (KILLEEN-TEMPLE, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,276 $1,788,340,000 $284,949
$100k-200k 2,452 $379,700,000 $154,853
$100,000 or less 1,155 $68,715,000 $59,494
$400k-600k 1,140 $536,440,000 $470,561
$600k-1000k 342 $242,100,000 $707,895
$Over $1MM 59 $184,225,000 $3,122,458

KILLEEN - TEMPLE's loan sizing saw the bucket of loans from $200k-400k with 6,276 originations, totaling $1,788,340,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,917 $1,794,105,000 $303,212
60-80% 1,676 $457,450,000 $272,942
Over 100% 1,368 $459,260,000 $335,716
20-40% 614 $70,190,000 $114,316
40-60% 599 $122,025,000 $203,715
Under 20% 490 $26,840,000 $54,776

KILLEEN - TEMPLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,917 originations, totaling $1,794,105,000 in origination value.