Killeen VA Loans

KILLEEN-TEMPLE, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Killeen's 222 lenders originated 9,156 VA loans during 2021. The total origination value was $2,161,800,000, with an average VA loan value of $236,107.

Killeen VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Killeen averaged 6.57% for the week of 2022-09-23, compared to the national average (all VA variants) of 5.992% for the same period.

The average rate for the prior week (2022-09-16) was 6.13% and one month ago for the week of 2022-08-19, the average rate was 5.29%.

The average rate one year ago was 3.29%.

For refis of the same type during the week of 2022-09-23, the average rate was 5.79%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Killeen VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Killeen level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,182 3.11% $7,224
Mortgage Research Center, LLC 944 2.91% $6,581
FREEDOM MORTGAGE CORPORATION 548 2.45% $2,514
DHI MORTGAGE COMPANY, LTD. 399 2.75% $6,521
PENNYMAC LOAN SERVICES, LLC 325 2.40% $5,089
LAKEVIEW LOAN SERVICING, LLC 298 2.52% $2,769
QUICKEN LOANS, LLC 290 2.38% $3,247
First National Bank Texas 278 2.66% $7,328
SWBC MORTGAGE CORPORATION 264 3.02% $5,586
USAA Federal Savings Bank 221 2.83% $5,173
Gateway First Bank 183 2.77% $6,282
NAVY FEDERAL CREDIT UNION 175 2.47% $5,455
Lakeview Community Capital, LLC 152 2.53% $2,512
VILLAGE CAPITAL MORTGAGE 150 2.42% $2,990
AMERICAN PACIFIC MORTGAGE CORPORATION 142 2.93% $6,525
CLEARPATH LENDING 129 2.35% $3,576
GUARANTEED RATE, INC. 116 2.87% $5,947
Mr. Cooper ( Nationstar Mortgage ) 115 2.82% $3,412
UNITED WHOLESALE MORTGAGE, LLC 111 2.53% $4,784
CALIBER HOME LOANS, INC. 92 2.46% $3,880
Wells Fargo Bank 88 2.56% $4,432
CORNERSTONE HOME LENDING, INC. 86 3.35% $7,087
CMG MORTGAGE, INC. 84 3.03% $9,268
PLANET HOME LENDING, LLC 82 2.96% $4,619
PENTAGON FEDERAL CREDIT UNION 81 2.35% $2,832
LEADERONE FINANCIAL CORPORATION 80 2.91% $5,981
MUTUAL OF OMAHA MORTGAGE, INC. 68 3.10% $5,896
GUILD MORTGAGE COMPANY 61 2.99% $6,208
Low VA Rates, LLC 59 2.40% $3,434
Carrington Mortgage Services, LLC 52 3.19% $4,518
NEW DAY FINANCIAL, LLC 48 2.40% $4,428
AMCAP MORTGAGE, LTD. 44 3.49% $8,064
LOANDEPOT.COM, LLC 44 2.53% $4,750
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 38 3.04% $7,389
AMERICAN FINANCIAL NETWORK, INC. 36 2.75% $8,251
SENTE MORTGAGE, INC. 36 2.88% $6,928
BancorpSouth Bank 33 2.81% $4,211
GUARANTEED RATE AFFINITY, LLC 33 2.75% $5,836
THRIVE MORTGAGE, LLC 30 3.20% $8,853
HOME POINT FINANCIAL CORPORATION 28 2.62% $4,243
LOANPAL, LLC 27 2.57% $4,148
Barrington Bank & Trust Company, N.A. 26 2.92% $3,998
The Federal Savings Bank 26 2.61% $6,220
NEWREZ LLC 25 2.80% $3,162
HOMEBRIDGE FINANCIAL SERVICES, INC. 24 2.46% $4,787
MORTGAGE SOLUTIONS OF COLORADO, LLC 23 3.54% $8,146
BROKER SOLUTIONS, INC. 22 2.65% $6,073
First Guaranty Mortgage Corporation 22 2.43% $3,389
ARK-LA-TEX FINANCIAL SERVICES, LLC. 22 2.93% $7,030
NP, Inc. 21 2.42% $5,351
CROSSCOUNTRY MORTGAGE, LLC 20 2.99% $7,392
AMERISAVE MORTGAGE CORPORATION 19 3.05% $4,752
SUN WEST MORTGAGE COMPANY, INC. 19 2.47% $5,263
MID AMERICA MORTGAGE, INC. 18 2.80% $3,548
MOVEMENT MORTGAGE, LLC 18 2.90% $4,537
InterContinental Capital Group, Inc 16 2.30% $3,393
DIRECT MORTGAGE LOANS, LLC 16 3.37% $6,276
ACCELERATE MORTGAGE, LLC 13 2.19% $5,600
SUMMIT FUNDING, INC. 13 3.37% $9,155
PRIMELENDING, A PLAINSCAPITAL COMPANY 13 3.26% $7,892
Flagstar Bank, FSB 13 2.72% $6,055
CONTOUR MORTGAGE CORPORATION 10 2.54% $4,293
BOKF 10 2.79% $8,705
Commerce Home Mortgage, Inc. 10 2.79% $4,706
ASPIRE FINANCIAL, INC. 10 2.58% $5,957
PLAZA HOME MORTGAGE, INC. 9 2.76% $8,623
Network Funding, L.P. 9 3.03% $12,404
SECURITYNATIONAL MORTGAGE COMPANY 8 3.20% $10,333
Mid-Continent Funding, Inc. 8 2.80% $7,025
BNC National Bank 8 2.41% $4,607
Manufacturers and Traders Trust Company 8 2.58% $3,779
Hometown Lenders, Inc. 8 3.52% $8,207
PHH Mortgage Corporation 7 2.91% $2,686
SOUTHWEST FUNDING, LP 7 3.09% $13,571
Credence Funding Corporation 7 2.25% $2,504
PILGRIM MORTGAGE LLC 7 2.38% $5,354
NBKC BANK 7 2.75% $4,352
KELLER MORTGAGE, LLC 7 2.80% $4,605
UNION HOME MORTGAGE CORP. 6 2.79% $3,487
Northpointe Bank 6 2.60% $7,630
Paramount Bank 6 2.96% $6,161
ENVOY MORTGAGE, LTD 6 3.25% $6,448
Equity Prime Mortgage LLC 6 3.63% $5,160
Extraco Banks 6 2.69% $6,360
NATIONS RELIABLE LENDING, LLC 5 3.15% $12,334
Paramount Residential Mortgage Group, Inc. 5 2.75% $5,403
HOMESIDE FINANCIAL, LLC 5 2.90% $2,309
North American Savings Bank, F.S.B. 5 2.58% $6,452
S1L, Inc. 5 3.28% $4,589
Armed Forces Bank 5 2.60% $6,875
Citizens Bank 5 2.53% $12,456
GERSHMAN INVESTMENT CORP. 5 2.78% $5,599
Trinity Oaks Mortgage, LLC 4 2.97% $6,581
First Mortgage Solutions, LLC 4 2.34% $7,166
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.38% $4,635
CHURCHILL MORTGAGE CORPORATION 4 2.88% $6,818
CELEBRITY HOME LOANS, LLC 4 3.06% $9,967
EVERETT FINANCIAL, INC. 4 2.97% $7,926
NTFN, INC. 4 2.84% $7,056
SOUTHWEST STAGE FUNDING, LLC 4 3.34% $3,023
Prosperity Home Mortgage, LLC 4 2.72% $5,098
ANGEL OAK HOME LOANS LLC 4 2.84% $3,679
LOANPEOPLE, LLC 3 2.79% $8,779
ZILLOW HOME LOANS, LLC 3 2.50% $8,897
Midwest Mortgage Associates Corporation 3 2.63% $9,405
TOWNE MORTGAGE COMPANY 3 2.54% $6,698
CANOPY MORTGAGE, LLC 3 2.75% $8,071
Nations Lending Corporation 3 2.88% $3,550
Magnolia Bank 3 2.50% $6,260
NATIONS DIRECT MORTGAGE, LLC 3 3.50% $4,296
First United Bank and Trust Company 3 2.42% $10,889
Wyndham Capital Mortgage, Inc. 3 2.29% $5,781
TJC Mortgage, Inc. 3 2.13% $4,856
AmeriHome Mortgage Company, LLC 3 2.71% $2,163
ACADEMY MORTGAGE CORPORATION 2 2.81% $7,194
AMERICAN FINANCING CORPORATION 2 2.81% $3,646
Amerifirst Financial, Inc. 2 3.50% $2,721
Ameris Bank 2 2.31% $6,140
Austin Capital Bank SSB 2 2.81% $6,908
Bank of England 2 3.31% $4,278
BARTON CREEK LENDING GROUP, LLC 2 2.50% $4,545
BAYSHORE MORTGAGE FUNDING, LLC 2 2.25% $3,412
City Bank 2 3.13% $2,949
CRESCENT MORTGAGE COMPANY 2 2.56% $2,466
DAS Acquisition Company, LLC 2 3.50% $5,332
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 2.88% $8,666
FBC MORTGAGE, LLC 2 2.31% $6,291
FINANCE OF AMERICA MORTGAGE LLC 2 2.69% $8,598
FIRST COMMUNITY MORTGAGE, INC. 2 2.69% $8,444
First Home Bank 2 2.69% $9,238
First State Bank of St. Charles, Missouri 2 2.50% $7,382
Goldwater Bank, N.A. 2 2.88% $6,632
HANCOCK MORTGAGE PARTNERS, LLC 2 3.13% $6,545
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 2.81% $4,493
Hometown Equity Mortgage, LLC 2 3.19% $4,939
HOMETRUST MORTGAGE COMPANY 2 3.13% $5,675
INFINITY MORTGAGE HOLDINGS, LLC 2 2.63% $4,455
INTERCAP LENDING INC. 2 2.56% $1,795
KBHS HOME LOANS, LLC 2 3.00% $5,596
KS StateBank 2 2.31% $3,016
LENDING 3, INC. 2 2.50% $6,150
Meridian Bank Corporation 2 2.50% $6,960
NBH Bank 2 2.44% $8,640
NETWORK CAPITAL FUNDING CORPORATION 2 2.56% $1,528
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.00% $5,423
PATRIOT MORTGAGE COMPANY 2 2.69% $1,444
Renasant Bank 2 2.25% $9,169
SFMC, LP 2 3.06% $11,420
Sunflower Bank 2 2.88% $4,812
The Central Trust Bank 2 2.56% $4,873
The Home Loan Expert LLC 2 2.56% $4,192
Truist 2 2.75% $6,350
Watermark Capital, Inc. 2 2.25% $7,893
Waterstone Mortgage Corporation 2 3.38% $9,444
INTERLINC MORTGAGE SERVICES, LLC 1 3.50% $0
NexBank 1 2.38% $4,574
INTERCOASTAL MORTGAGE COMPANY 1 2.25% $2,528
INTELLILOAN, INC. 1 2.88% $2,598
Northwest Federal Credit Union 1 3.25% $7,891
U.S. Bank 1 3.25% $3,994
HOMESTEAD FUNDING CORP. 1 2.25% $2,276
Hawthorn Bank 1 2.75% $9,459
OCMBC, INC. 1 2.25% $8,494
OVM FINANCIAL, INC. 1 3.25% $5,112
PANORAMA MORTGAGE GROUP, LLC 1 2.50% $4,100
GSF Mortgage Corporation 1 2.75% $3,259
Great Plains National Bank 1 2.25% $3,312
VAN DYK MORTGAGE CORPORATION 1 3.50% $4,434
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.63% $8,047
FLAT BRANCH MORTGAGE, INC. 1 3.13% $10,396
First Western Trust Bank 1 2.99% $9,831
First Savings Bank 1 2.25% $3,566
First Midwest Bank 1 2.25% $2,654
FirstLight Federal Credit Union 1 2.25% $4,542
PNC Bank 1 3.00% $5,803
PREMIER LENDING, INC. 1 2.25% $2,008
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $6,126
FirstBank 1 3.25% $8,756
First Bank 1 2.75% $2,712
First Bank 1 2.25% $3,887
RANLIFE, INC. 1 2.75% $5,915
RB MORTGAGE LLC 1 2.88% $15,765
Assurance Financial Group, L.L.C. 1 2.88% $6,834
Farmers & Stockmens Bank 1 2.38% $16,840
ROYAL UNITED MORTGAGE LLC 1 2.38% $1,508
EAGLE HOME MORTGAGE, LLC 1 2.88% $8,261
DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $4,078
DIRECTIONS EQUITY, LLC 1 3.25% $5,899
V.I.P. MORTGAGE, INC. 1 3.25% $4,468
COUNTRYPLACE MORTGAGE, LTD. 1 3.25% $15,465
COMPASS MORTGAGE, INC. 1 2.75% $2,968
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $3,456
STEARNS LENDING, LLC 1 2.75% $6,724
Strong Home Mortgage, LLC 1 3.13% $1,850
SUCCESS MORTGAGE PARTNERS, INC. 1 3.13% $7,313
Community First National Bank 1 2.25% $3,432
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.75% $3,174
CLM MORTGAGE, INC 1 2.88% $12,411
CITYWIDE HOME LOANS, LLC 1 3.38% $2,606
ALL WESTERN MORTGAGE, INC. 1 3.25% $2,827
Citibank 1 2.88% $11,851
AMERICA'S CHOICE HOME LOANS LP 1 3.13% $5,359
CHERRY CREEK MORTGAGE, LLC 1 4.75% $620
CERTAINTY HOME LOANS, LLC 1 2.75% $14,221
CALCULATED RISK ANALYTICS LLC 1 3.13% $1,503
BLUELEAF LENDING, LLC 1 3.13% $7,997
WILLOW BEND MORTGAGE COMPANY, LLC 1 2.88% $8,292
BARKSDALE 1 2.63% $3,695
UNITED MORTGAGE CORP. 1 2.63% $2,159
UNITED SECURITY FINANCIAL CORP 1 2.25% $1,949
MORTGAGE FINANCIAL SERVICES, LLC 1 3.38% $11,254
MICHIGAN MUTUAL, INC. 1 2.75% $320
MANN FINANCIAL INC. 1 2.75% $5,570
LRS FINANCIAL NETWORK, INC. 1 2.63% $7,966
Loan Simple, Inc. 1 2.88% $7,719
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.75% $1,874
LIBERTY HOME MORTGAGE CORPORATION 1 2.25% $7,237
Bank of America 1 2.50% $1,237
LHM FINANCIAL CORPORATION 1 2.25% $13,904
Atlantic Home Loans, Inc. 1 2.88% $8,507
JPMorgan Chase Bank 1 2.75% $7,122
Ixonia Bank 1 2.50% $3,362

The top Killeen VA lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 1,182 VA loans originated. Their average total fees are $7,224, which is $643 higher than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Killeen VA lenders (with over 10 loans originated) are Lakeview Community Capital, LLC ($2,512), FREEDOM MORTGAGE CORPORATION ($2,514), LAKEVIEW LOAN SERVICING, LLC ($2,769), PENTAGON FEDERAL CREDIT UNION ($2,832) and VILLAGE CAPITAL MORTGAGE ($2,990).

The lowest rate Killeen VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.19%), InterContinental Capital Group, Inc (2.30%), PENTAGON FEDERAL CREDIT UNION (2.35%), CLEARPATH LENDING (2.35%) and QUICKEN LOANS, LLC (2.38%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Killeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $188,368 (8.0%) $219,920 (8.1%) 0.69 1,529
2018-02-01 $189,400 (6.7%) $225,465 (7.9%) 0.68 1,523
2018-03-01 $190,600 (6.2%) $229,376 (9.4%) 0.66 1,537
2018-04-01 $199,900 (8.1%) $236,100 (10.2%) 0.67 1,510
2018-05-01 $205,000 (10.7%) $248,214 (14.7%) 0.68 1,508
2018-06-01 $206,500 (14.8%) $252,973 (17.9%) 0.69 1,587
2018-07-01 $216,358 (20.3%) $255,773 (20.9%) 0.72 1,584
2018-08-01 $207,900 (17.2%) $248,454 (20.6%) 0.69 1,633
2018-09-01 $207,500 (17.3%) $244,910 (16.8%) 0.69 1,710
2018-10-01 $199,450 (11.3%) $236,053 (12.1%) 0.67 1,681
2018-11-01 $205,000 (14.4%) $234,815 (11.2%) 0.69 1,591
2018-12-01 $209,900 (15.4%) $235,474 (10.0%) 0.72 1,524
2019-01-01 $211,000 (12.0%) $240,642 (9.4%) 0.73 1,467
2019-02-01 $217,908 (15.1%) $249,302 (10.6%) 0.73 1,395
2019-03-01 $226,386 (18.8%) $258,719 (12.8%) 0.74 1,356
2019-04-01 $234,950 (17.5%) $267,219 (13.2%) 0.74 1,336
2019-05-01 $234,250 (14.3%) $272,407 (9.8%) 0.72 1,323
2019-06-01 $230,900 (11.8%) $269,832 (6.7%) 0.71 1,413
2019-07-01 $226,450 (4.7%) $265,196 (3.7%) 0.70 1,518
2019-08-01 $226,714 (9.1%) $265,725 (7.0%) 0.71 1,495
2019-09-01 $228,856 (10.3%) $269,110 (9.9%) 0.73 1,471
2019-10-01 $228,500 (14.6%) $267,101 (13.2%) 0.73 1,511
2019-11-01 $227,500 (11.0%) $270,383 (15.2%) 0.73 1,526
2019-12-01 $224,200 (6.8%) $265,370 (12.7%) 0.75 1,457
2020-01-01 $227,900 (8.0%) $268,107 (11.4%) 0.76 1,375
2020-02-01 $229,900 (5.5%) $274,927 (10.3%) 0.74 1,329
2020-03-01 $229,950 (1.6%) $273,909 (5.9%) 0.72 1,385
2020-04-01 $233,750 (-0.5%) $275,838 (3.2%) 0.73 1,379
2020-05-01 $242,175 (3.4%) $285,477 (4.8%) 0.73 1,197
2020-06-01 $247,450 (7.2%) $296,127 (9.7%) 0.72 1,018
2020-07-01 $249,500 (10.2%) $298,194 (12.4%) 0.71 894
2020-08-01 $269,500 (18.9%) $323,335 (21.7%) 0.77 830
2020-09-01 $260,000 (13.6%) $318,191 (18.2%) 0.74 732
2020-10-01 $252,043 (10.3%) $307,343 (15.1%) 0.72 646
2020-11-01 $258,212 (13.5%) $312,042 (15.4%) 0.74 617
2020-12-01 $236,900 (5.7%) $286,029 (7.8%) 0.69 590
2021-01-01 $245,000 (7.5%) $299,986 (11.9%) 0.72 492
2021-02-01 $232,513 (1.1%) $301,468 (9.7%) 0.67 388
2021-03-01 $228,500 (-0.6%) $302,553 (10.5%) 0.64 385
2021-04-01 $229,338 (-1.9%) $307,221 (11.4%) 0.62 388
2021-05-01 $225,000 (-7.1%) $302,634 (6.0%) 0.59 393
2021-06-01 $234,450 (-5.3%) $299,647 (1.2%) 0.61 424
2021-07-01 $251,000 (0.6%) $312,474 (4.8%) 0.65 525
2021-08-01 $255,000 (-5.4%) $342,367 (5.9%) 0.67 583
2021-09-01 $261,000 (0.4%) $348,955 (9.7%) 0.69 569
2021-10-01 $279,000 (10.7%) $373,769 (21.6%) 0.73 598
2021-11-01 $281,000 (8.8%) $398,541 (27.7%) 0.74 598
2021-12-01 $269,950 (14.0%) $399,851 (39.8%) 0.72 569
2022-01-01 $274,900 (12.2%) $417,470 (39.2%) 0.73 426
2022-02-01 $278,000 (19.6%) $417,777 (38.6%) 0.71 391
2022-03-01 $275,450 (20.6%) $420,310 (38.9%) 0.68 398
2022-04-01 $295,000 (28.6%) $454,161 (47.8%) 0.69 461
2022-05-01 $310,000 (37.8%) $454,633 (50.2%) 0.69 598
2022-06-01 $319,176 (36.1%) $462,977 (54.5%) 0.71 815
2022-07-01 $315,000 (25.5%) $450,283 (44.1%) 0.70 1,036
2022-08-01 $315,500 (23.7%) $432,831 (26.4%) 0.73 1,361
Killeen's median listing price for 2022-08-01 was $315,500, a difference of $60,500 (23.7%) versus the prior year and $500 versus the prior month.

Killeen's median listing price comes in at 73% of the national average.

Killeen's average listing price for 2022-08-01 was $432,831, a difference of $90,464 (26.4%) versus the prior year and $-17,452 versus the prior month.

For the 2022-08-01 period, Killeen had 1,361 MLS listings, a difference of 325 listings (31%) versus the prior month and 778 listings (133%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Killeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 71 days 2,035 sqft
2018-02-01 68 days 2,055 sqft
2018-03-01 58 days 2,062 sqft
2018-04-01 51 days 2,066 sqft
2018-05-01 49 days 2,070 sqft
2018-06-01 48 days 2,078 sqft
2018-07-01 52 days 2,099 sqft
2018-08-01 52 days 2,071 sqft
2018-09-01 53 days 2,068 sqft
2018-10-01 61 days 2,055 sqft
2018-11-01 67 days 2,082 sqft
2018-12-01 71 days 2,069 sqft
2019-01-01 75 days 2,077 sqft
2019-02-01 72 days 2,097 sqft
2019-03-01 56 days 2,116 sqft
2019-04-01 46 days 2,138 sqft
2019-05-01 45 days 2,150 sqft
2019-06-01 43 days 2,114 sqft
2019-07-01 45 days 2,094 sqft
2019-08-01 52 days 2,104 sqft
2019-09-01 57 days 2,116 sqft
2019-10-01 56 days 2,098 sqft
2019-11-01 56 days 2,114 sqft
2019-12-01 64 days 2,074 sqft
2020-01-01 70 days 2,074 sqft
2020-02-01 59 days 2,063 sqft
2020-03-01 45 days 2,059 sqft
2020-04-01 54 days 2,073 sqft
2020-05-01 66 days 2,114 sqft
2020-06-01 59 days 2,141 sqft
2020-07-01 53 days 2,158 sqft
2020-08-01 45 days 2,175 sqft
2020-09-01 45 days 2,178 sqft
2020-10-01 47 days 2,109 sqft
2020-11-01 39 days 2,075 sqft
2020-12-01 45 days 1,973 sqft
2021-01-01 50 days 2,001 sqft
2021-02-01 45 days 1,960 sqft
2021-03-01 39 days 1,900 sqft
2021-04-01 34 days 1,920 sqft
2021-05-01 34 days 1,890 sqft
2021-06-01 34 days 1,874 sqft
2021-07-01 27 days 1,922 sqft
2021-08-01 28 days 1,885 sqft
2021-09-01 36 days 1,926 sqft
2021-10-01 36 days 1,919 sqft
2021-11-01 37 days 1,941 sqft
2021-12-01 42 days 1,911 sqft
2022-01-01 49 days 1,940 sqft
2022-02-01 33 days 1,905 sqft
2022-03-01 33 days 1,888 sqft
2022-04-01 29 days 1,914 sqft
2022-05-01 26 days 1,954 sqft
2022-06-01 27 days 1,997 sqft
2022-07-01 30 days 1,996 sqft
2022-08-01 32 days 1,996 sqft
Killeen's median listing age (time on market) for 2022-08-01 was 32 days. This is 14% longer than the same period one year ago.

Killeen's median square footage for active listings during the 2022-08-01 period was 1,996 sqft. One year prior, the average listing was 1,885 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.