Killeen VA Loan Rates, Closing Costs & Stats

KILLEEN-TEMPLE, TX

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Killeen's 161 lenders originated 4,548 VA loans during 2024. The total origination value was $1,465,560,000, with an average VA loan value of $322,243.

    Killeen VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Killeen averaged 6.32% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Killeen's average VA mortgage closing costs are $5,917.

    The average rate for the prior week (2025-05-16) was 6.4% and one month ago for the week of 2025-04-18, the average rate was 6.58%.

    The average rate one year ago was 6.49%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.23%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Killeen VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Killeen level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 636 6.29% $5,879
    DHI MORTGAGE COMPANY, LTD. 610 4.89% $7,992
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 478 6.33% $6,198
    UNITED WHOLESALE MORTGAGE, LLC 334 5.69% $6,064
    First National Bank Texas 241 5.94% $6,276
    MORTGAGE SOLUTIONS OF COLORADO, LLC 187 7.19% $3,436
    SWBC MORTGAGE CORPORATION 138 6.16% $6,319
    FREEDOM MORTGAGE CORPORATION 118 5.92% $6,003
    NAVY FEDERAL CREDIT UNION 117 5.85% $6,628
    CMG MORTGAGE, INC. 103 6.33% $12,935
    FIRST CONTINENTAL MORTGAGE, LTD. 85 5.40% $5,528
    VILLAGE CAPITAL MORTGAGE 70 5.69% $6,264
    CROSSCOUNTRY MORTGAGE, LLC 68 6.48% $6,106
    PENNYMAC LOAN SERVICES, LLC 68 5.64% $7,526
    QUICKEN LOANS, LLC 64 5.80% $8,467
    USAA Federal Savings Bank 56 6.11% $8,744
    PLAZA HOME MORTGAGE, INC. 53 6.15% $8,358
    NEWREZ LLC 48 6.07% $6,335
    MUTUAL OF OMAHA MORTGAGE, INC. 47 6.35% $8,693
    Mr. Cooper ( Nationstar Mortgage ) 44 6.02% $4,619
    Wolfe Financial, Inc 41 6.81% $5,844
    BancorpSouth 40 6.29% $7,057
    LAKEVIEW LOAN SERVICING, LLC 32 5.79% $5,562
    Extraco Banks 29 6.22% $9,266
    AMERICAN PACIFIC MORTGAGE CORPORATION 27 6.17% $14,796
    HOMESIDE FINANCIAL, LLC 26 6.48% $10,379
    Lakeview Community Capital, LLC 24 6.03% $5,340
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 24 6.31% $7,901
    GUARANTEED RATE, INC. 22 6.21% $4,133
    PLANET HOME LENDING, LLC 21 5.78% $3,552
    Equity Prime Mortgage LLC 21 6.21% $8,013
    KBHS HOME LOANS, LLC 21 5.65% $7,325
    GUARANTEED RATE AFFINITY, LLC 19 6.38% $6,630
    LOANDEPOT.COM, LLC 19 6.20% $12,750
    Armed Forces Bank 18 6.24% $10,383
    BROKER SOLUTIONS, INC. 16 6.52% $9,340
    CORNERSTONE HOME LENDING, INC. 16 6.41% $8,780
    Mid-Continent Funding, Inc. 15 6.10% $8,710
    Plains Commerce Bank 15 6.06% $11,353
    SUN WEST MORTGAGE COMPANY, INC. 14 5.71% $7,140
    GUILD MORTGAGE COMPANY 13 6.32% $8,953
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 13 6.71% $5,884
    SECURITYNATIONAL MORTGAGE COMPANY 12 5.94% $9,713
    Gateway First Bank 12 6.51% $7,991
    CLEARPATH LENDING 12 5.79% $6,148
    AmeriHome Mortgage Company, LLC 11 5.89% $4,843
    Flagstar Bank, FSB 11 5.86% $9,902
    PENTAGON FEDERAL CREDIT UNION 10 6.20% $8,369
    SeaTrust Mortgage Company 9 6.29% $13,040
    GoPrime Mortgage, Inc. 9 6.07% $8,193
    CARDINAL FINANCIAL 9 6.15% $18,651
    MOVEMENT MORTGAGE, LLC 9 6.32% $14,307
    NBKC BANK 8 5.95% $7,762
    Network Funding, L.P. 8 6.00% $9,995
    Trinity Oaks Mortgage, LLC 8 5.45% $11,657
    Century Mortgage Company DBA Century Lending Company 8 5.91% $7,915
    Carrington Mortgage Services, LLC 8 5.53% $5,019
    BOKF 7 6.55% $14,214
    MORTGAGE FINANCIAL SERVICES, LLC 7 5.93% $12,150
    Barrington Bank & Trust Company, N.A. 6 6.08% $4,586
    Paramount Residential Mortgage Group, Inc. 6 5.81% $15,638
    GARDNER FINANCIAL SERVICES, LTD. 6 5.77% $10,659
    The Federal Savings Bank 6 6.94% $8,347
    PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.18% $4,643
    First United Bank and Trust Company 5 6.07% $13,278
    SENTE MORTGAGE, INC. 5 6.33% $10,574
    NATIONS RELIABLE LENDING, LLC 5 6.52% $10,108
    Credence Funding Corporation 5 5.38% $6,240
    AMERICAN FINANCIAL NETWORK, INC. 5 6.00% $8,022
    JPMorgan Chase Bank 4 5.78% $4,870
    CHURCHILL MORTGAGE CORPORATION 4 6.47% $8,904
    The Loan Store, Inc. 4 6.06% $11,371
    MID AMERICA MORTGAGE, INC. 4 6.19% $5,609
    Encompass Lending Group, LP 4 6.63% $7,465
    Waterstone Mortgage Corporation 4 6.09% $8,132
    Residential Mortgage Solutions, Inc. 3 6.25% $4,173
    Sierra Pacific Mortgage Company, Inc. 3 6.08% $3,632
    SUMMIT FUNDING, INC. 3 6.75% $8,833
    Florida Capital Bank 3 6.04% $10,116
    Wallick & Volk, Inc. 3 6.17% $13,816
    Old National Bank 3 5.75% $9,190
    EVERETT FINANCIAL, INC. 3 6.42% $11,057
    LEADERONE FINANCIAL CORPORATION 3 6.04% $12,600
    JMAC LENDING, INC. 2 5.75% $14,152
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.25% $1,619
    PHH Mortgage Corporation 2 5.81% $5,359
    Wells Fargo Bank 2 6.50% $9,224
    DEVELOPER'S MORTGAGE COMPANY 2 6.50% $13,271
    CANOPY MORTGAGE, LLC 2 5.87% $17,478
    CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.25% $8,080
    PREMIA MORTGAGE, LLC 2 5.19% $10,481
    T2 FINANCIAL LLC 2 6.69% $11,626
    MORTGAGEONE, INC. 2 6.94% $1,813
    SOUTHWEST FUNDING, LP 2 7.00% $8,382
    SFMC, LP 2 5.50% $12,517
    ZILLOW HOME LOANS, LLC 1 5.75% $8,610
    ALLIED MORTGAGE GROUP, INC. 1 5.75% $6,754
    American Mortgage & Equity Consultants, Inc. 1 6.50% $3,482
    American National Bank & Trust 1 5.75% $4,944
    AMERISAVE MORTGAGE CORPORATION 1 6.25% $7,845
    Ameris Bank 1 5.50% $10,988
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $4,998
    Bank of America 1 6.50% $5,375
    CALCON MUTUAL MORTGAGE LLC 1 6.25% $18,158
    CASTLE & COOKE MORTGAGE, LLC 1 5.75% $3,727
    City Bank 1 6.13% $10,601
    CityWorth Mortgage LLC 1 7.00% $15,085
    CLM MORTGAGE, INC 1 6.88% $12,587
    Commerce Home Mortgage, Inc. 1 6.13% $4,841
    CONTOUR MORTGAGE CORPORATION 1 7.00% $5,097
    Cornerstone First Mortgage, Inc 1 6.63% $10,343
    DAS Acquisition Company, LLC 1 6.25% $3,651
    DIRECTIONS EQUITY, LLC 1 6.25% $4,867
    FBC MORTGAGE, LLC 1 7.25% $5,932
    FIRST COMMUNITY MORTGAGE, INC. 1 6.38% $9,034
    First Federal Bank 1 6.25% $7,076
    First Federal Bank 1 5.50% $11,866
    First Financial Bank 1 5.75% $6,688
    Flanagan State Bank 1 6.75% $9,342
    FLAT BRANCH MORTGAGE, INC. 1 5.63% $21,262
    GENEVA FINANCIAL, LLC 1 6.50% $12,511
    Golden Empire Mortgage, Inc. 1 6.75% $4,511
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $7,487
    Granite Community Bank 1 6.75% $8,455
    HALLMARK HOME MORTGAGE, LLC 1 6.75% $4,028
    Home Mortgage Alliance Corp 1 7.13% $10,440
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.25% $11,579
    INTERLINC MORTGAGE SERVICES, LLC 1 4.99% $9,346
    Ixonia Bank 1 6.50% $3,604
    Legends Bank 1 5.99% $15,936
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.50% $12,085
    LOANPAL, LLC 1 5.99% $3,902
    LOANPEOPLE, LLC 1 5.75% $17,085
    LRS FINANCIAL NETWORK, INC. 1 6.50% $4,985
    MEMBER FIRST MORTGAGE, LLC 1 6.63% $7,130
    M&T Bank 1 5.75% $4,685
    Nations Lending Corporation 1 6.63% $1,332
    NBH Bank 1 6.63% $7,359
    NEW DAY FINANCIAL, LLC 1 6.99% $4,216
    NFM, INC. 1 7.13% $15,352
    NORWICH COMMERCIAL GROUP, INC. 1 5.50% $6,421
    NP, Inc. 1 6.50% $10,825
    PILGRIM MORTGAGE LLC 1 5.75% $9,472
    PNC Bank 1 6.13% $1,920
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.25% $14,474
    Prosperity Home Mortgage, LLC 1 7.00% $16,738
    RANLIFE, INC. 1 6.75% $18,171
    RUOFF MORTGAGE COMPANY, INC. 1 6.25% $1,457
    Servion, Inc. 1 6.50% $11,474
    SOUTHWEST STAGE FUNDING, LLC 1 5.88% $7,926
    Texana Bank 1 5.75% $4,697
    THE MORTGAGE LINK, INC. 1 5.38% $34,976
    TJC Mortgage, Inc. 1 5.75% $2,623
    TOWNE MORTGAGE COMPANY 1 5.75% $7,855
    UNION HOME MORTGAGE CORP. 1 6.13% $3,160
    UNITED MORTGAGE CORP 1 7.25% $17,554
    UNIVERSITY Federal Credit Union 1 6.25% $5,166
    U.S. Bank 1 6.25% $19,236
    VELOCIO MORTGAGE L.L.C. 1 5.60% $8,757
    V.I.P. MORTGAGE, INC. 1 6.75% $8,550
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.25% $9,491

    The top Killeen VA lender as defined by loan originations is Mortgage Research Center, LLC, with 636 VA loans originated. Their average total fees are $5,879, which is $2,113 lower than the next largest lender, DHI MORTGAGE COMPANY, LTD..

    The lowest fee Killeen VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,436), PLANET HOME LENDING, LLC ($3,552), GUARANTEED RATE, INC. ($4,133), Mr. Cooper ( Nationstar Mortgage ) ($4,619) and AmeriHome Mortgage Company, LLC ($4,843).

    The lowest rate Killeen VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.89%), FIRST CONTINENTAL MORTGAGE, LTD. (5.40%), PENNYMAC LOAN SERVICES, LLC (5.64%), KBHS HOME LOANS, LLC (5.65%) and VILLAGE CAPITAL MORTGAGE (5.69%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Killeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,175 (11.6%) $219,818 (11.9%) 0.70 1,408
    2018-02-01 $189,818 (11.0%) $224,207 (13.1%) 0.69 1,388
    2018-03-01 $190,225 (8.5%) $227,093 (12.5%) 0.67 1,404
    2018-04-01 $199,913 (10.6%) $234,341 (12.3%) 0.68 1,371
    2018-05-01 $207,498 (14.3%) $245,646 (16.9%) 0.69 1,368
    2018-06-01 $210,000 (17.0%) $249,536 (18.2%) 0.70 1,439
    2018-07-01 $215,522 (20.5%) $252,545 (20.3%) 0.72 1,439
    2018-08-01 $205,925 (16.0%) $244,946 (17.6%) 0.69 1,486
    2018-09-01 $209,755 (19.7%) $242,166 (16.0%) 0.71 1,538
    2018-10-01 $199,950 (12.2%) $235,909 (12.8%) 0.68 1,507
    2018-11-01 $207,725 (16.1%) $235,297 (12.0%) 0.70 1,437
    2018-12-01 $209,900 (16.6%) $235,147 (9.9%) 0.72 1,371
    2019-01-01 $210,975 (11.5%) $238,515 (8.5%) 0.73 1,301
    2019-02-01 $218,425 (15.1%) $248,003 (10.6%) 0.74 1,221
    2019-03-01 $224,271 (17.9%) $255,539 (12.5%) 0.73 1,198
    2019-04-01 $230,000 (15.1%) $262,283 (11.9%) 0.73 1,191
    2019-05-01 $230,850 (11.3%) $266,010 (8.3%) 0.72 1,170
    2019-06-01 $229,900 (9.5%) $264,718 (6.1%) 0.72 1,257
    2019-07-01 $225,750 (4.8%) $262,193 (3.8%) 0.71 1,338
    2019-08-01 $226,091 (9.8%) $261,558 (6.8%) 0.72 1,346
    2019-09-01 $227,727 (8.6%) $264,069 (9.0%) 0.73 1,336
    2019-10-01 $228,818 (14.4%) $265,743 (12.7%) 0.74 1,330
    2019-11-01 $225,000 (8.3%) $267,659 (13.8%) 0.74 1,321
    2019-12-01 $220,450 (5.0%) $261,562 (11.2%) 0.74 1,273
    2020-01-01 $224,950 (6.6%) $262,480 (10.1%) 0.75 1,219
    2020-02-01 $225,000 (3.0%) $264,544 (6.7%) 0.74 1,168
    2020-03-01 $224,975 (0.3%) $264,800 (3.6%) 0.71 1,200
    2020-04-01 $229,325 (-0.3%) $266,982 (1.8%) 0.72 1,189
    2020-05-01 $234,900 (1.8%) $276,558 (4.0%) 0.71 1,033
    2020-06-01 $241,975 (5.3%) $287,048 (8.4%) 0.71 893
    2020-07-01 $244,175 (8.2%) $288,121 (9.9%) 0.71 786
    2020-08-01 $249,000 (10.1%) $298,993 (14.3%) 0.71 716
    2020-09-01 $240,911 (5.8%) $291,424 (10.4%) 0.69 638
    2020-10-01 $239,450 (4.7%) $290,507 (9.3%) 0.69 567
    2020-11-01 $245,949 (9.3%) $299,061 (11.7%) 0.72 535
    2020-12-01 $243,300 (10.4%) $290,518 (11.1%) 0.72 525
    2021-01-01 $245,500 (9.1%) $299,804 (14.2%) 0.73 439
    2021-02-01 $234,175 (4.1%) $299,650 (13.3%) 0.68 347
    2021-03-01 $224,500 (-0.2%) $298,340 (12.7%) 0.64 349
    2021-04-01 $226,900 (-1.1%) $299,539 (12.2%) 0.61 354
    2021-05-01 $225,000 (-4.2%) $295,606 (6.9%) 0.60 358
    2021-06-01 $228,350 (-5.6%) $295,183 (2.8%) 0.60 390
    2021-07-01 $249,900 (2.3%) $311,592 (8.2%) 0.66 484
    2021-08-01 $254,900 (2.4%) $329,296 (10.1%) 0.68 521
    2021-09-01 $259,699 (7.8%) $346,066 (18.8%) 0.69 505
    2021-10-01 $275,000 (14.9%) $371,741 (28.0%) 0.73 514
    2021-11-01 $275,000 (11.8%) $393,032 (31.4%) 0.74 516
    2021-12-01 $269,000 (10.6%) $397,193 (36.7%) 0.73 485
    2022-01-01 $271,560 (10.6%) $413,973 (38.1%) 0.73 375
    2022-02-01 $283,875 (21.2%) $423,264 (41.3%) 0.74 329
    2022-03-01 $276,725 (23.3%) $412,366 (38.2%) 0.69 354
    2022-04-01 $293,000 (29.1%) $445,558 (48.8%) 0.70 410
    2022-05-01 $307,000 (36.4%) $447,301 (51.3%) 0.70 541
    2022-06-01 $314,000 (37.5%) $458,818 (55.4%) 0.70 700
    2022-07-01 $314,900 (26.0%) $445,056 (42.8%) 0.71 908
    2022-08-01 $310,635 (21.9%) $431,609 (31.1%) 0.72 1,179
    2022-09-01 $310,000 (19.4%) $418,711 (21.0%) 0.72 1,292
    2022-10-01 $315,000 (14.6%) $414,932 (11.6%) 0.74 1,391
    2022-11-01 $313,725 (14.1%) $406,339 (3.4%) 0.75 1,475
    2022-12-01 $308,400 (14.7%) $400,114 (0.7%) 0.76 1,465
    2023-01-01 $309,950 (14.1%) $399,404 (-3.5%) 0.77 1,366
    2023-02-01 $310,900 (9.5%) $398,579 (-5.8%) 0.75 1,301
    2023-03-01 $315,000 (13.8%) $402,680 (-2.4%) 0.74 1,306
    2023-04-01 $329,800 (12.6%) $416,108 (-6.6%) 0.77 1,271
    2023-05-01 $333,713 (8.7%) $432,817 (-3.2%) 0.76 1,337
    2023-06-01 $329,900 (5.1%) $422,167 (-8.0%) 0.74 1,463
    2023-07-01 $325,350 (3.3%) $417,057 (-6.3%) 0.74 1,623
    2023-08-01 $325,000 (4.6%) $417,808 (-3.2%) 0.75 1,688
    2023-09-01 $325,000 (4.8%) $408,595 (-2.4%) 0.76 1,769
    2023-10-01 $315,750 (0.2%) $400,214 (-3.6%) 0.74 1,932
    2023-11-01 $314,458 (0.2%) $394,079 (-3.0%) 0.75 1,958
    2023-12-01 $315,400 (2.3%) $396,896 (-0.8%) 0.77 1,832
    2024-01-01 $311,158 (0.4%) $391,080 (-2.1%) 0.76 1,746
    2024-02-01 $309,987 (-0.3%) $389,429 (-2.3%) 0.75 1,740
    2024-03-01 $314,900 (0.0%) $394,248 (-2.1%) 0.74 1,862
    2024-04-01 $319,250 (-3.2%) $404,726 (-2.7%) 0.74 1,965
    2024-05-01 $319,450 (-4.3%) $406,850 (-6.0%) 0.73 2,080
    2024-06-01 $316,250 (-4.1%) $401,452 (-4.9%) 0.72 2,106
    2024-07-01 $312,700 (-3.9%) $392,555 (-5.9%) 0.72 2,208
    2024-08-01 $307,275 (-5.5%) $379,995 (-9.1%) 0.71 2,226
    2024-09-01 $303,375 (-6.7%) $385,920 (-5.6%) 0.71 2,247
    2024-10-01 $300,000 (-5.0%) $382,564 (-4.4%) 0.71 2,328
    2024-11-01 $300,000 (-4.6%) $381,038 (-3.3%) 0.72 2,348
    2024-12-01 $299,636 (-5.0%) $380,214 (-4.2%) 0.74 2,246
    2025-01-01 $299,250 (-3.8%) $379,959 (-2.8%) 0.75 2,140
    2025-02-01 $299,000 (-3.5%) $380,052 (-2.4%) 0.73 2,148
    2025-03-01 $299,000 (-5.1%) $382,972 (-2.9%) 0.70 2,312
    2025-04-01 $301,025 (-5.7%) $393,346 (-2.8%) 0.70 2,433
    Killeen's median listing price for 2025-04-01 was $301,025, a difference of $-18,225 (-5.7%) versus the prior year and $2,025 versus the prior month.

    Killeen's median listing price comes in at 70% of the national average.

    Killeen's average listing price for 2025-04-01 was $393,346, a difference of $-11,380 (-2.8%) versus the prior year and $10,374 versus the prior month.

    For the 2025-04-01 period, Killeen had 2,433 MLS listings, a difference of 121 listings (5%) versus the prior month and 468 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Killeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 71 days 2,036 sqft
    2018-02-01 67 days 2,059 sqft
    2018-03-01 57 days 2,061 sqft
    2018-04-01 51 days 2,069 sqft
    2018-05-01 48 days 2,083 sqft
    2018-06-01 47 days 2,088 sqft
    2018-07-01 51 days 2,100 sqft
    2018-08-01 51 days 2,064 sqft
    2018-09-01 51 days 2,066 sqft
    2018-10-01 60 days 2,058 sqft
    2018-11-01 67 days 2,081 sqft
    2018-12-01 71 days 2,068 sqft
    2019-01-01 74 days 2,074 sqft
    2019-02-01 70 days 2,094 sqft
    2019-03-01 60 days 2,109 sqft
    2019-04-01 45 days 2,124 sqft
    2019-05-01 45 days 2,138 sqft
    2019-06-01 40 days 2,100 sqft
    2019-07-01 45 days 2,092 sqft
    2019-08-01 49 days 2,087 sqft
    2019-09-01 52 days 2,085 sqft
    2019-10-01 54 days 2,084 sqft
    2019-11-01 54 days 2,097 sqft
    2019-12-01 63 days 2,059 sqft
    2020-01-01 69 days 2,056 sqft
    2020-02-01 64 days 2,038 sqft
    2020-03-01 53 days 2,037 sqft
    2020-04-01 59 days 2,055 sqft
    2020-05-01 72 days 2,089 sqft
    2020-06-01 57 days 2,124 sqft
    2020-07-01 51 days 2,136 sqft
    2020-08-01 57 days 2,106 sqft
    2020-09-01 57 days 2,077 sqft
    2020-10-01 63 days 2,069 sqft
    2020-11-01 51 days 2,033 sqft
    2020-12-01 44 days 1,988 sqft
    2021-01-01 49 days 2,000 sqft
    2021-02-01 43 days 1,951 sqft
    2021-03-01 36 days 1,876 sqft
    2021-04-01 34 days 1,906 sqft
    2021-05-01 40 days 1,875 sqft
    2021-06-01 38 days 1,875 sqft
    2021-07-01 31 days 1,903 sqft
    2021-08-01 31 days 1,875 sqft
    2021-09-01 42 days 1,922 sqft
    2021-10-01 44 days 1,927 sqft
    2021-11-01 42 days 1,931 sqft
    2021-12-01 53 days 1,903 sqft
    2022-01-01 61 days 1,928 sqft
    2022-02-01 30 days 1,909 sqft
    2022-03-01 28 days 1,882 sqft
    2022-04-01 27 days 1,901 sqft
    2022-05-01 24 days 1,941 sqft
    2022-06-01 25 days 1,979 sqft
    2022-07-01 30 days 1,984 sqft
    2022-08-01 31 days 1,982 sqft
    2022-09-01 42 days 1,973 sqft
    2022-10-01 47 days 1,983 sqft
    2022-11-01 55 days 1,962 sqft
    2022-12-01 65 days 1,943 sqft
    2023-01-01 72 days 1,945 sqft
    2023-02-01 64 days 1,946 sqft
    2023-03-01 54 days 1,964 sqft
    2023-04-01 49 days 1,985 sqft
    2023-05-01 46 days 2,029 sqft
    2023-06-01 46 days 2,019 sqft
    2023-07-01 51 days 2,011 sqft
    2023-08-01 56 days 2,006 sqft
    2023-09-01 55 days 2,012 sqft
    2023-10-01 59 days 1,960 sqft
    2023-11-01 65 days 1,960 sqft
    2023-12-01 70 days 1,958 sqft
    2024-01-01 76 days 1,951 sqft
    2024-02-01 69 days 1,940 sqft
    2024-03-01 52 days 1,948 sqft
    2024-04-01 51 days 1,970 sqft
    2024-05-01 51 days 1,959 sqft
    2024-06-01 58 days 1,948 sqft
    2024-07-01 62 days 1,924 sqft
    2024-08-01 66 days 1,889 sqft
    2024-09-01 71 days 1,889 sqft
    2024-10-01 71 days 1,874 sqft
    2024-11-01 73 days 1,875 sqft
    2024-12-01 80 days 1,868 sqft
    2025-01-01 90 days 1,863 sqft
    2025-02-01 90 days 1,866 sqft
    2025-03-01 64 days 1,866 sqft
    2025-04-01 60 days 1,883 sqft
    Killeen's median listing age (time on market) for 2025-04-01 was 60 days. This is 17% longer than the same period one year ago.

    Killeen's median square footage for active listings during the 2025-04-01 period was 1,883 sqft. One year prior, the average listing was 1,970 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.