WACO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Waco averaged
6.89%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.02% and
one month ago for the week of 2023-02-09, the
average rate was 6.51%.
Waco's average rate one year ago was 4.34%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Waco 30 Year Fixed Rate | 2023-03-16 | 6.89% |
| Waco 30 Year Fixed Rate Refi | 2023-03-16 | 6.54% |
| Waco 15 Year Fixed Rate | 2023-03-16 | 6.71% |
| Waco 15 Year Fixed Rate Refi | 2023-03-16 | 6.24% |
| Waco 30 Year FHA | 2023-03-16 | 6.65% |
| Waco 30 Year FHA Refi | 2023-03-16 | 6.4% |
| Waco 30 Year USDA | 2023-03-16 | 6.91% |
| Waco 30 Year USDA Refi | 2023-03-16 | 6.09% |
| Waco 30 Year VA | 2023-03-16 | 6.58% |
| Waco 30 Year VA Refi | 2023-03-16 | 5.89% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WACO, TX.
WACO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WACO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WACO Average Closing Costs & Other Stats
WACO, TX's 267 lenders originated 8,325
loans during 2021. The total origination value was $1,950,915,000, with an average loan value of
$234,344.
WACO's average closing costs are $4,856.
The top WACO lender as defined by loan originations is SWBC MORTGAGE CORPORATION, with
370 loans originated. Their average total fees are
$3,963, which is $809
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WACO lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,058), Wallick & Volk, Inc. ($3,179), First Central Credit Union ($3,489), DHI MORTGAGE COMPANY, LTD. ($3,768) and Extraco Banks ($3,878).
The lowest rate WACO lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.93%), AMERICA'S CHOICE HOME LOANS LP (2.94%), HOME POINT FINANCIAL CORPORATION (2.96%), DHI MORTGAGE COMPANY, LTD. (2.97%) and First National Bank Texas (2.97%).
WACO, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| SWBC MORTGAGE CORPORATION | $142,240,000 | $134,890,000 | -5.2% | 6.9% |
| QUICKEN LOANS, LLC | $94,750,000 | $125,835,000 | 32.8% | 6.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $116,105,000 | $125,445,000 | 8.0% | 6.4% |
| Wallick & Volk, Inc. | $104,190,000 | $90,980,000 | -12.7% | 4.7% |
| DHI MORTGAGE COMPANY, LTD. | $27,115,000 | $44,950,000 | 65.8% | 2.3% |
| First National Bank of Central Texas | $28,925,000 | $43,420,000 | 50.1% | 2.2% |
| City Bank | $2,965,000 | $40,765,000 | 1,274.9% | 2.1% |
| Capital One | $61,225,000 | $39,000,000 | -36.3% | 2.0% |
| Central National Bank | $29,145,000 | $38,130,000 | 30.8% | 2.0% |
| Wells Fargo Bank | $22,170,000 | $37,730,000 | 70.2% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $39,920,000 | $37,375,000 | -6.4% | 1.9% |
| Extraco Banks | $34,840,000 | $35,345,000 | 1.4% | 1.8% |
| First National Bank Texas | $25,960,000 | $32,000,000 | 23.3% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $19,260,000 | $30,945,000 | 60.7% | 1.6% |
| American Bank, N.A. | $39,030,000 | $30,415,000 | -22.1% | 1.6% |
| Alliance Bank Central Texas | $22,985,000 | $30,380,000 | 32.2% | 1.6% |
| Independent Bank | $18,390,000 | $27,770,000 | 51.0% | 1.4% |
| The First National Bank of McGregor | $19,980,000 | $27,685,000 | 38.6% | 1.4% |
| BERKELEY POINT CAPITAL LLC | $26,505,000 | n/a | 1.4% | |
| Mortgage Research Center, LLC | $15,515,000 | $26,130,000 | 68.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $13,850,000 | $24,455,000 | 76.6% | 1.3% |
| LOANDEPOT.COM, LLC | $17,115,000 | $24,320,000 | 42.1% | 1.2% |
| Community Bank & Trust, Waco, Texas | $19,630,000 | $24,230,000 | 23.4% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $21,195,000 | $22,330,000 | 5.4% | 1.1% |
| Gateway First Bank | $22,535,000 | $22,230,000 | -1.4% | 1.1% |
| CORNERSTONE HOME LENDING, INC. | $20,225,000 | $19,695,000 | -2.6% | 1.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $17,200,000 | $19,065,000 | 10.8% | 1.0% |
| JPMorgan Chase Bank | $18,935,000 | $18,600,000 | -1.8% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $20,135,000 | $17,900,000 | -11.1% | 0.9% |
| Arbor Realty Trust, Inc. | $17,860,000 | n/a | 0.9% | |
| BETTER MORTGAGE CORPORATION | $4,880,000 | $17,195,000 | 252.4% | 0.9% |
| LAKEVIEW LOAN SERVICING, LLC | $13,495,000 | $16,745,000 | 24.1% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $6,090,000 | $14,430,000 | 136.9% | 0.7% |
| AMCAP MORTGAGE, LTD. | $7,660,000 | $14,250,000 | 86.0% | 0.7% |
| CMG MORTGAGE, INC. | $11,680,000 | $13,750,000 | 17.7% | 0.7% |
| Trinity Oaks Mortgage, LLC | $17,435,000 | $13,660,000 | -21.7% | 0.7% |
| BancorpSouth Bank | $12,105,000 | $13,600,000 | 12.4% | 0.7% |
| Bank of America | $10,035,000 | $13,490,000 | 34.4% | 0.7% |
| CALIBER HOME LOANS, INC. | $11,980,000 | $13,325,000 | 11.2% | 0.7% |
| GUILD MORTGAGE COMPANY | $8,045,000 | $12,630,000 | 57.0% | 0.6% |
| Affiliated Bank | $52,435,000 | $12,290,000 | -76.6% | 0.6% |
| Amerifirst Financial, Inc. | $1,625,000 | $12,190,000 | 650.2% | 0.6% |
| VeraBank | $370,000 | $12,040,000 | 3,154.1% | 0.6% |
| SENTE MORTGAGE, INC. | $11,500,000 | $11,570,000 | 0.6% | 0.6% |
| Flagstar Bank, FSB | $7,535,000 | $11,565,000 | 53.5% | 0.6% |
| HAMILTON HOME LOANS, INC. | $24,220,000 | $10,650,000 | -56.0% | 0.5% |
| Members Choice of Central Texas Federal Credit Union | $6,495,000 | $10,090,000 | 55.4% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $6,515,000 | $10,020,000 | 53.8% | 0.5% |
| AMERICA'S CHOICE HOME LOANS LP | $13,670,000 | $9,895,000 | -27.6% | 0.5% |
| NEWREZ LLC | $8,085,000 | $9,885,000 | 22.3% | 0.5% |
| USAA Federal Savings Bank | $11,805,000 | $9,595,000 | -18.7% | 0.5% |
| GUARANTEED RATE, INC. | $2,770,000 | $9,550,000 | 244.8% | 0.5% |
| Hometown Equity Mortgage, LLC | $5,970,000 | $8,620,000 | 44.4% | 0.4% |
| ASPIRE FINANCIAL, INC. | $4,135,000 | $8,500,000 | 105.6% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,365,000 | $7,990,000 | 25.5% | 0.4% |
| First United Bank and Trust Company | $39,885,000 | $7,305,000 | -81.7% | 0.4% |
| Network Funding, L.P. | $3,705,000 | $6,875,000 | 85.6% | 0.4% |
| NexBank | $4,170,000 | $6,575,000 | 57.7% | 0.3% |
| THRIVE MORTGAGE, LLC | $3,020,000 | $6,460,000 | 113.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $7,520,000 | $6,215,000 | -17.4% | 0.3% |
| Prosperity Bank | $380,000 | $5,785,000 | 1,422.4% | 0.3% |
| TEXELL Credit Union | $3,850,000 | $5,770,000 | 49.9% | 0.3% |
| LOANPAL, LLC | $2,600,000 | $5,715,000 | 119.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $6,170,000 | $5,655,000 | -8.3% | 0.3% |
| CRESCENT MORTGAGE COMPANY | $9,750,000 | $5,630,000 | -42.3% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $2,965,000 | $5,605,000 | 89.0% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $1,795,000 | $5,125,000 | 185.5% | 0.3% |
| Lakeview Community Capital, LLC | $3,355,000 | $5,100,000 | 52.0% | 0.3% |
| Citizens Bank | $4,645,000 | $4,955,000 | 6.7% | 0.3% |
| Incommons Bank, N.A. | $4,315,000 | $4,920,000 | 14.0% | 0.3% |
| First National Bank of Bosque County | $2,990,000 | $4,900,000 | 63.9% | 0.3% |
| AMERICAN FINANCING CORPORATION | $3,155,000 | $4,880,000 | 54.7% | 0.3% |
| AmeriHome Mortgage Company, LLC | $4,905,000 | $4,800,000 | -2.1% | 0.2% |
| GENCO Federal Credit Union | $2,625,000 | $4,800,000 | 82.9% | 0.2% |
| Classic Bank | $2,915,000 | $4,785,000 | 64.2% | 0.2% |
| First Central Credit Union | $2,710,000 | $4,700,000 | 73.4% | 0.2% |
| Cadence Bank, N.A. | $1,365,000 | $4,610,000 | 237.7% | 0.2% |
| BOKF | $5,280,000 | $4,445,000 | -15.8% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $1,795,000 | $4,375,000 | 143.7% | 0.2% |
| PLANET HOME LENDING, LLC | $2,565,000 | $4,295,000 | 67.4% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,860,000 | $4,265,000 | 49.1% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $1,335,000 | $4,170,000 | 212.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $4,035,000 | $3,740,000 | -7.3% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,680,000 | $3,735,000 | 1.5% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,765,000 | $3,640,000 | 106.2% | 0.2% |
| InterContinental Capital Group, Inc | $1,745,000 | $3,630,000 | 108.0% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,245,000 | $3,585,000 | 10.5% | 0.2% |
| Carrington Mortgage Services, LLC | $4,820,000 | $3,495,000 | -27.5% | 0.2% |
| BBVA USA | $6,535,000 | $3,450,000 | -47.2% | 0.2% |
| HANCOCK MORTGAGE PARTNERS, LLC | $15,870,000 | $3,380,000 | -78.7% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $3,155,000 | $3,370,000 | 6.8% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $1,685,000 | $3,310,000 | 96.4% | 0.2% |
| North American Savings Bank, F.S.B. | $520,000 | $3,185,000 | 512.5% | 0.2% |
| RANDOLPH-BROOKS | $2,030,000 | $3,050,000 | 50.2% | 0.2% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $1,215,000 | $2,910,000 | 139.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,525,000 | $2,880,000 | 14.1% | 0.1% |
| CLEARPATH LENDING | $3,265,000 | $2,755,000 | -15.6% | 0.1% |
| SFMC, LP | $3,585,000 | $2,755,000 | -23.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,100,000 | $2,675,000 | 143.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,985,000 | $2,620,000 | 32.0% | 0.1% |
| Ennis State Bank | $4,040,000 | $2,610,000 | -35.4% | 0.1% |
| U.S. Bank | $2,930,000 | $2,610,000 | -10.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,695,000 | $2,565,000 | -4.8% | 0.1% |
| KELLER MORTGAGE, LLC | $3,285,000 | $2,510,000 | -23.6% | 0.1% |
| Veritex Community Bank | $2,500,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $775,000 | $2,380,000 | 207.1% | 0.1% |
| AMPLIFY | $705,000 | $2,365,000 | 235.5% | 0.1% |
| First Guaranty Mortgage Corporation | $2,365,000 | $2,260,000 | -4.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,505,000 | $2,210,000 | 46.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,125,000 | $2,175,000 | 93.3% | 0.1% |
| American National Bank & Trust | $6,540,000 | $2,170,000 | -66.8% | 0.1% |
| R Bank | $2,170,000 | n/a | 0.1% | |
| First Guaranty Bank | $14,740,000 | $2,160,000 | -85.3% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,615,000 | $2,140,000 | 32.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $550,000 | $2,135,000 | 288.2% | 0.1% |
| LADERA LENDING, INC. | $2,130,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,075,000 | $2,030,000 | -34.0% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,045,000 | $2,015,000 | -1.5% | 0.1% |
| BNC National Bank | $865,000 | $1,945,000 | 124.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,755,000 | $1,930,000 | 10.0% | 0.1% |
| Ally Bank | $1,785,000 | $1,915,000 | 7.3% | 0.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | $990,000 | $1,895,000 | 91.4% | 0.1% |
| The First National Bank of Hughes Springs | $435,000 | $1,890,000 | 334.5% | 0.1% |
| Chicago Mortgage Solutions LLC | $1,885,000 | n/a | 0.1% | |
| NBKC BANK | $2,550,000 | $1,875,000 | -26.5% | 0.1% |
| SOUTHWEST FUNDING, LP | $740,000 | $1,860,000 | 151.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,385,000 | $1,850,000 | -45.3% | 0.1% |
| Regions Bank | $4,555,000 | $1,850,000 | -59.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $985,000 | $1,800,000 | 82.7% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,785,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $5,170,000 | $1,760,000 | -66.0% | 0.1% |
| SUMMIT FUNDING, INC. | $1,010,000 | $1,760,000 | 74.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $145,000 | $1,735,000 | 1,096.6% | 0.1% |
| BARTON CREEK LENDING GROUP, LLC | $580,000 | $1,720,000 | 196.6% | 0.1% |
| Paramount Bank | $1,685,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $155,000 | $1,685,000 | 987.1% | 0.1% |
| TIB The Independent Bankersbank | $1,605,000 | $1,675,000 | 4.4% | 0.1% |
| UNIVERSITY Federal Credit Union | $1,930,000 | $1,600,000 | -17.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $2,765,000 | $1,575,000 | -43.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $975,000 | $1,570,000 | 61.0% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $700,000 | $1,560,000 | 122.9% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,735,000 | $1,550,000 | -10.7% | 0.1% |
| LIMA ONE CAPITAL, LLC | $340,000 | $1,530,000 | 350.0% | 0.1% |
| IMPAC MORTGAGE CORP. | $65,000 | $1,460,000 | 2,146.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,175,000 | $1,460,000 | 24.3% | 0.1% |
| LOANPEOPLE, LLC | $785,000 | $1,450,000 | 84.7% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $1,420,000 | n/a | 0.1% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $3,975,000 | $1,380,000 | -65.3% | 0.1% |
| CLM MORTGAGE, INC | $1,340,000 | n/a | 0.1% | |
| S1L, Inc. | $290,000 | $1,330,000 | 358.6% | 0.1% |
| Guaranty Bank & Trust, N.A. | $875,000 | $1,325,000 | 51.4% | 0.1% |
| Washington Federal Bank | $1,325,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $2,010,000 | $1,300,000 | -35.3% | 0.1% |
| Happy State Bank | $95,000 | $1,300,000 | 1,268.4% | 0.1% |
| First Savings Bank | $390,000 | $1,295,000 | 232.1% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,280,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $2,340,000 | $1,270,000 | -45.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $585,000 | $1,265,000 | 116.2% | 0.1% |
| TIAA, FSB | $2,175,000 | $1,245,000 | -42.8% | 0.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $225,000 | $1,205,000 | 435.6% | 0.1% |
| Low VA Rates, LLC | $1,920,000 | $1,155,000 | -39.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $930,000 | $1,150,000 | 23.7% | 0.1% |
| First Bank | $515,000 | $1,140,000 | 121.4% | 0.1% |
| Hometown Lenders, Inc. | $1,140,000 | n/a | 0.1% | |
| First Horizon Bank | $1,120,000 | n/a | 0.1% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $690,000 | $1,105,000 | 60.1% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,100,000 | n/a | 0.1% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,230,000 | $1,095,000 | -11.0% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $700,000 | $1,090,000 | 55.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $805,000 | $1,065,000 | 32.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $265,000 | $1,040,000 | 292.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,300,000 | $1,035,000 | -20.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $365,000 | $1,025,000 | 180.8% | 0.1% |
| First Mortgage Solutions, LLC | $455,000 | $1,015,000 | 123.1% | 0.1% |
| Citizens National Bank of Texas | $615,000 | $1,000,000 | 62.6% | 0.1% |
| Morgan Stanley Private Bank | $1,000,000 | n/a | 0.1% | |
| OCEANSIDE MORTGAGE COMPANY | $105,000 | $980,000 | 833.3% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $940,000 | $980,000 | 4.3% | 0.1% |
| The Bank of Missouri | $400,000 | $975,000 | 143.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $7,300,000 | $970,000 | -86.7% | 0.0% |
| RESIDENTIAL BANCORP. | $965,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $2,200,000 | $960,000 | -56.4% | 0.0% |
| CHAMPIONS MORTGAGE LLC | $590,000 | $950,000 | 61.0% | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $675,000 | $950,000 | 40.7% | 0.0% |
| First Financial Bank | $1,310,000 | $945,000 | -27.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $940,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $905,000 | n/a | 0.0% | |
| UNION SQUARE | $395,000 | $885,000 | 124.1% | 0.0% |
| Discover Bank | $470,000 | $880,000 | 87.2% | 0.0% |
| First State Bank | $285,000 | $870,000 | 205.3% | 0.0% |
| STAR ONE CREDIT UNION | $865,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $360,000 | $860,000 | 138.9% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $855,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,560,000 | $845,000 | -45.8% | 0.0% |
| CAPITAL CONCEPTS, INC. | $820,000 | n/a | 0.0% | |
| KS StateBank | $815,000 | $815,000 | 0.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,610,000 | $775,000 | -51.9% | 0.0% |
| PHH Mortgage Corporation | $670,000 | $775,000 | 15.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,885,000 | $740,000 | -74.4% | 0.0% |
| TEXAS TRUST | $730,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $95,000 | $710,000 | 647.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $995,000 | $710,000 | -28.6% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $705,000 | n/a | 0.0% | |
| Texas Bank Financial | $905,000 | $705,000 | -22.1% | 0.0% |
| Florida Capital Bank | $700,000 | n/a | 0.0% | |
| Bank of England | $1,100,000 | $695,000 | -36.8% | 0.0% |
| Lamar National Bank | $685,000 | n/a | 0.0% | |
| Nations Lending Corporation | $105,000 | $685,000 | 552.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $185,000 | $675,000 | 264.9% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $665,000 | $675,000 | 1.5% | 0.0% |
| Bank OZK | $670,000 | n/a | 0.0% | |
| Red River Bank | $665,000 | n/a | 0.0% | |
| Inwood National Bank | $1,280,000 | $660,000 | -48.4% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $660,000 | n/a | 0.0% | |
| TEXAS TECH | $565,000 | $660,000 | 16.8% | 0.0% |
| UNITED BUILT HOMES, L.L.C. | $470,000 | $660,000 | 40.4% | 0.0% |
| Austin Bank, Texas | $85,000 | $655,000 | 670.6% | 0.0% |
| First Internet Bank of Indiana | $355,000 | $650,000 | 83.1% | 0.0% |
| Goldwater Bank, N.A. | $235,000 | $625,000 | 166.0% | 0.0% |
| SOFI LENDING CORP. | $1,920,000 | $625,000 | -67.4% | 0.0% |
| First Federal Bank of Kansas City | $660,000 | $620,000 | -6.1% | 0.0% |
| First National Bank | $335,000 | $620,000 | 85.1% | 0.0% |
| Ixonia Bank | $620,000 | n/a | 0.0% | |
| Amarillo National Bank | $255,000 | $615,000 | 141.2% | 0.0% |
| DAS Acquisition Company, LLC | $1,380,000 | $615,000 | -55.4% | 0.0% |
| Loan Simple, Inc. | $135,000 | $605,000 | 348.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $600,000 | n/a | 0.0% | |
| UBank | $585,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,125,000 | $580,000 | -72.7% | 0.0% |
| United Fidelity Funding Corp. | $1,730,000 | $575,000 | -66.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $155,000 | $570,000 | 267.7% | 0.0% |
| Equity Prime Mortgage LLC | $315,000 | $560,000 | 77.8% | 0.0% |
| LENDINGONE, LLC | $1,245,000 | $560,000 | -55.0% | 0.0% |
| Security State Bank & Trust | $555,000 | n/a | 0.0% | |
| SECURITY SERVICE | $200,000 | $550,000 | 175.0% | 0.0% |
| FBC MORTGAGE, LLC | $705,000 | $535,000 | -24.1% | 0.0% |
| GSF Mortgage Corporation | $155,000 | $530,000 | 241.9% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $105,000 | $530,000 | 404.8% | 0.0% |
| Farm Credit Mid-America, ACA | $525,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $525,000 | n/a | 0.0% | |
| The First Liberty National Bank | $525,000 | n/a | 0.0% | |
| CERTIFIED FUNDING, L.P. | $475,000 | $520,000 | 9.5% | 0.0% |
| A&D Mortgage LLC | $510,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $275,000 | $510,000 | 85.5% | 0.0% |
| NP, Inc. | $125,000 | $510,000 | 308.0% | 0.0% |
| The Camden National Bank | $505,000 | n/a | 0.0% | |
| AmRes Corporation | $500,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $355,000 | $500,000 | 40.8% | 0.0% |
| PlainsCapital Bank | $500,000 | n/a | 0.0% | |
| Texas Mortgage Lending, LLC | $465,000 | $500,000 | 7.5% | 0.0% |
| American Momentum Bank | $1,020,000 | $475,000 | -53.4% | 0.0% |
| First Home Bank | $475,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $470,000 | n/a | 0.0% | |
| 1ST PREFERENCE MORTGAGE CORP. | $135,000 | $465,000 | 244.4% | 0.0% |
| BM Real Estate Services, Inc. | $460,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $415,000 | $460,000 | 10.8% | 0.0% |
| Strong Home Mortgage, LLC | $275,000 | $460,000 | 67.3% | 0.0% |
| NTFN, INC. | $760,000 | $455,000 | -40.1% | 0.0% |
| RBC Bank, (Georgia) | $455,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $455,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $845,000 | $445,000 | -47.3% | 0.0% |
| Assurance Financial Group, L.L.C. | $795,000 | $445,000 | -44.0% | 0.0% |
| Frontier Bank | $445,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $445,000 | n/a | 0.0% | |
| The American National Bank of Texas | $440,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $405,000 | $420,000 | 3.7% | 0.0% |
| LENDUS, LLC | $135,000 | $420,000 | 211.1% | 0.0% |
| FirstCapital Bank of Texas | $415,000 | n/a | 0.0% | |
| KeyBank | $325,000 | $415,000 | 27.7% | 0.0% |
| Citizens Bank of Las Cruces | $195,000 | $405,000 | 107.7% | 0.0% |
| First Bank & Trust | $895,000 | $405,000 | -54.7% | 0.0% |
| Quontic Bank | $400,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $400,000 | $395,000 | -1.3% | 0.0% |
| WESTERN EXPRESS LENDING | $390,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $335,000 | $385,000 | 14.9% | 0.0% |
| LHM FINANCIAL CORPORATION | $385,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $385,000 | n/a | 0.0% | |
| RB MORTGAGE LLC | $410,000 | $385,000 | -6.1% | 0.0% |
| LENDERFI, INC. | $380,000 | n/a | 0.0% | |
| PNC Bank | $400,000 | $380,000 | -5.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $370,000 | n/a | 0.0% | |
| South State Bank | $365,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $380,000 | $360,000 | -5.3% | 0.0% |
| The Huntington National Bank | $195,000 | $360,000 | 84.6% | 0.0% |
| Deere Employees Credit Union | $355,000 | $355,000 | 0.0% | 0.0% |
| OPEN MORTGAGE, LLC | $225,000 | $355,000 | 57.8% | 0.0% |
| Stifel Bank and Trust | $1,420,000 | $355,000 | -75.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| Fifth Third Bank | $345,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $895,000 | $345,000 | -61.5% | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | $345,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $245,000 | $340,000 | 38.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $340,000 | n/a | 0.0% | |
| HOMETRUST MORTGAGE COMPANY | $1,015,000 | $335,000 | -67.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $255,000 | $335,000 | 31.4% | 0.0% |
| The Federal Savings Bank | $1,470,000 | $335,000 | -77.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $325,000 | n/a | 0.0% | |
| Northpointe Bank | $455,000 | $325,000 | -28.6% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $175,000 | $325,000 | 85.7% | 0.0% |
| WinTex Group, LLC | $325,000 | n/a | 0.0% | |
| ADVANCIAL | $225,000 | $320,000 | 42.2% | 0.0% |
| INTERCAP LENDING INC. | $605,000 | $320,000 | -47.1% | 0.0% |
| LEGEND LENDING CORPORATION | $245,000 | $315,000 | 28.6% | 0.0% |
| Truist Bank | $2,265,000 | $315,000 | -86.1% | 0.0% |
| A+ Federal Credit Union | $390,000 | $310,000 | -20.5% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $310,000 | n/a | 0.0% | |
| International Bank of Commerce | $500,000 | $310,000 | -38.0% | 0.0% |
| Texas Bank and Trust Company | $310,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $1,335,000 | $305,000 | -77.2% | 0.0% |
| AFFINITY | $295,000 | n/a | 0.0% | |
| Capital Bank | $295,000 | n/a | 0.0% | |
| Great Southern Bank | $295,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $115,000 | $290,000 | 152.2% | 0.0% |
| INTOUCH CREDIT UNION | $285,000 | n/a | 0.0% | |
| Pioneer Bank, SSB | $1,110,000 | $285,000 | -74.3% | 0.0% |
| RANLIFE, INC. | $300,000 | $285,000 | -5.0% | 0.0% |
| SHELL FEDERAL CREDIT UNION | $295,000 | $280,000 | -5.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $565,000 | $275,000 | -51.3% | 0.0% |
| Midwest Mortgage Associates Corporation | $265,000 | $275,000 | 3.8% | 0.0% |
| Texana Bank | $1,020,000 | $275,000 | -73.0% | 0.0% |
| VERITAS FUNDING, LLC | $275,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| Citizens State Bank | $255,000 | n/a | 0.0% | |
| Complex Community Federal Credit Union | $85,000 | $255,000 | 200.0% | 0.0% |
| Credit Union of Texas | $45,000 | $255,000 | 466.7% | 0.0% |
| The City National Bank of Sulphur Springs | $255,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $215,000 | $250,000 | 16.3% | 0.0% |
| ALLIANT CREDIT UNION | $650,000 | $245,000 | -62.3% | 0.0% |
| THE MORTGAGE FIRM, INC. | $245,000 | n/a | 0.0% | |
| Texas Regional Bank | $240,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $750,000 | $240,000 | -68.0% | 0.0% |
| Magnolia Bank | $1,140,000 | $235,000 | -79.4% | 0.0% |
| Metro City Bank | $235,000 | n/a | 0.0% | |
| Reliant Bank | $55,000 | $235,000 | 327.3% | 0.0% |
| H E B | $280,000 | $230,000 | -17.9% | 0.0% |
| Manufacturers and Traders Trust Company | $230,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $55,000 | $225,000 | 309.1% | 0.0% |
| Stride Bank | $225,000 | n/a | 0.0% | |
| Comerica Bank | $220,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $215,000 | n/a | 0.0% | |
| GMFS LLC | $515,000 | $215,000 | -58.3% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $305,000 | $215,000 | -29.5% | 0.0% |
| AAXY L.L.C. | $225,000 | $210,000 | -6.7% | 0.0% |
| Spirit of Texas Bank, SSB | $210,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $210,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $645,000 | $210,000 | -67.4% | 0.0% |
| BARKSDALE | $205,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $480,000 | $205,000 | -57.3% | 0.0% |
| HOME FINANCING UNLIMITED, INC. | $335,000 | $205,000 | -38.8% | 0.0% |
| UIF CORPORATION | $205,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $205,000 | $195,000 | -4.9% | 0.0% |
| Origin Bank | $2,160,000 | $195,000 | -91.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $195,000 | n/a | 0.0% | |
| Alliance Bank | $95,000 | $185,000 | 94.7% | 0.0% |
| First Republic Bank | $185,000 | n/a | 0.0% | |
| RED DIAMOND HOME LOANS, LLC | $185,000 | n/a | 0.0% | |
| Vantage Bank Texas | $185,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $175,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $175,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $175,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $450,000 | $175,000 | -61.1% | 0.0% |
| NEXUS SERIES B, LLC | $175,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $750,000 | $175,000 | -76.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $205,000 | $165,000 | -19.5% | 0.0% |
| Citadel Servicing Corporation | $165,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $165,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $115,000 | $165,000 | 43.5% | 0.0% |
| Pinnacle Bank | $160,000 | n/a | 0.0% | |
| FC LENDING, LTD. | $265,000 | $155,000 | -41.5% | 0.0% |
| Level One Bank | $155,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| LEGACY MORTGAGE LLC | $145,000 | n/a | 0.0% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $610,000 | $145,000 | -76.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $155,000 | $145,000 | -6.5% | 0.0% |
| Commercial Bank of Texas | $285,000 | $135,000 | -52.6% | 0.0% |
| FirstBank Southwest | $365,000 | $135,000 | -63.0% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $265,000 | $135,000 | -49.1% | 0.0% |
| T2 FINANCIAL LLC | $135,000 | n/a | 0.0% | |
| ALTRA | $125,000 | n/a | 0.0% | |
| Arvest Bank | $770,000 | $125,000 | -83.8% | 0.0% |
| Citibank | $17,815,000 | $125,000 | -99.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $125,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $280,000 | $125,000 | -55.4% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $125,000 | n/a | 0.0% | |
| Sunflower Bank | $795,000 | $125,000 | -84.3% | 0.0% |
| TEXANS | $115,000 | n/a | 0.0% | |
| EECU | $105,000 | n/a | 0.0% | |
| FIRSTMARK | $105,000 | n/a | 0.0% | |
| HomeBank Texas | $105,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $205,000 | $105,000 | -48.8% | 0.0% |
| The First National Bank of Tom Bean | $215,000 | $105,000 | -51.2% | 0.0% |
| AMWEST FUNDING CORP. | $95,000 | n/a | 0.0% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Home Federal Bank | $285,000 | $95,000 | -66.7% | 0.0% |
| Southside Bank | $1,320,000 | $95,000 | -92.8% | 0.0% |
| Frost Bank | $55,000 | $85,000 | 54.5% | 0.0% |
| FirstLight Federal Credit Union | $75,000 | n/a | 0.0% | |
| InterBank | $185,000 | $75,000 | -59.5% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $75,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $400,000 | $65,000 | -83.8% | 0.0% |
| Gate City Bank | $65,000 | n/a | 0.0% |
WACO's top lender by overall market share is SWBC MORTGAGE CORPORATION, with 6.9% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $125,835,000 in loans. In third place, with 6.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $125,445,000 in loans. In fourth place, with 4.7%, is Wallick & Volk, Inc., having originated $90,980,000 in loans. In fifth place, with 2.3%, is DHI MORTGAGE COMPANY, LTD., having originated $44,950,000 in loans.
WACO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WACO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $205,475 (14.2%) | $261,888 (1.4%) | 0.76 | 640 |
| 2018-02-01 | $206,450 (15.1%) | $263,018 (1.4%) | 0.75 | 655 |
| 2018-03-01 | $212,250 (9.3%) | $274,832 (3.3%) | 0.74 | 651 |
| 2018-04-01 | $220,945 (13.3%) | $288,865 (12.0%) | 0.75 | 654 |
| 2018-05-01 | $223,495 (6.9%) | $290,318 (7.3%) | 0.75 | 658 |
| 2018-06-01 | $226,839 (8.1%) | $288,820 (3.5%) | 0.76 | 723 |
| 2018-07-01 | $209,900 (-0.1%) | $277,503 (-2.2%) | 0.70 | 800 |
| 2018-08-01 | $207,563 (-1.1%) | $275,907 (0.1%) | 0.69 | 817 |
| 2018-09-01 | $212,500 (2.6%) | $280,769 (4.1%) | 0.71 | 811 |
| 2018-10-01 | $202,500 (-1.4%) | $279,238 (6.0%) | 0.68 | 842 |
| 2018-11-01 | $200,000 (0.0%) | $277,776 (8.8%) | 0.68 | 832 |
| 2018-12-01 | $200,000 (0.1%) | $273,797 (7.1%) | 0.69 | 789 |
| 2019-01-01 | $201,250 (-2.1%) | $268,981 (2.7%) | 0.69 | 746 |
| 2019-02-01 | $214,417 (3.9%) | $269,261 (2.4%) | 0.72 | 745 |
| 2019-03-01 | $221,900 (4.6%) | $277,545 (1.0%) | 0.73 | 725 |
| 2019-04-01 | $230,950 (4.5%) | $285,886 (-1.0%) | 0.73 | 692 |
| 2019-05-01 | $233,375 (4.4%) | $289,488 (-0.3%) | 0.73 | 695 |
| 2019-06-01 | $229,900 (1.4%) | $286,962 (-0.6%) | 0.72 | 724 |
| 2019-07-01 | $233,625 (11.3%) | $292,295 (5.3%) | 0.73 | 784 |
| 2019-08-01 | $230,245 (10.9%) | $287,906 (4.4%) | 0.73 | 780 |
| 2019-09-01 | $227,239 (6.9%) | $279,708 (-0.4%) | 0.73 | 757 |
| 2019-10-01 | $222,450 (9.9%) | $273,575 (-2.0%) | 0.72 | 749 |
| 2019-11-01 | $225,000 (12.5%) | $277,674 (0.0%) | 0.74 | 717 |
| 2019-12-01 | $223,995 (12.0%) | $275,431 (0.6%) | 0.75 | 686 |
| 2020-01-01 | $220,000 (9.3%) | $265,846 (-1.2%) | 0.73 | 652 |
| 2020-02-01 | $224,900 (4.9%) | $269,720 (0.2%) | 0.73 | 678 |
| 2020-03-01 | $229,225 (3.3%) | $271,285 (-2.3%) | 0.72 | 667 |
| 2020-04-01 | $233,675 (1.2%) | $274,852 (-3.9%) | 0.73 | 685 |
| 2020-05-01 | $254,450 (9.0%) | $299,900 (3.6%) | 0.77 | 657 |
| 2020-06-01 | $258,650 (12.5%) | $316,781 (10.4%) | 0.76 | 577 |
| 2020-07-01 | $253,500 (8.5%) | $319,085 (9.2%) | 0.73 | 548 |
| 2020-08-01 | $250,000 (8.6%) | $316,573 (10.0%) | 0.72 | 516 |
| 2020-09-01 | $247,950 (9.1%) | $314,958 (12.6%) | 0.71 | 489 |
| 2020-10-01 | $249,900 (12.3%) | $319,813 (16.9%) | 0.72 | 453 |
| 2020-11-01 | $243,700 (8.3%) | $316,720 (14.1%) | 0.71 | 434 |
| 2020-12-01 | $244,950 (9.4%) | $320,673 (16.4%) | 0.73 | 393 |
| 2021-01-01 | $239,500 (8.9%) | $332,308 (25.0%) | 0.71 | 304 |
| 2021-02-01 | $236,250 (5.1%) | $341,648 (26.7%) | 0.69 | 245 |
| 2021-03-01 | $249,900 (9.0%) | $343,679 (26.7%) | 0.71 | 216 |
| 2021-04-01 | $254,450 (8.9%) | $365,408 (33.0%) | 0.69 | 202 |
| 2021-05-01 | $275,000 (8.1%) | $388,538 (29.6%) | 0.73 | 197 |
| 2021-06-01 | $276,500 (6.9%) | $383,403 (21.0%) | 0.73 | 251 |
| 2021-07-01 | $264,950 (4.5%) | $370,177 (16.0%) | 0.70 | 322 |
| 2021-08-01 | $272,450 (9.0%) | $371,536 (17.4%) | 0.72 | 378 |
| 2021-09-01 | $274,456 (10.7%) | $377,290 (19.8%) | 0.73 | 382 |
| 2021-10-01 | $270,000 (8.0%) | $400,965 (25.4%) | 0.72 | 341 |
| 2021-11-01 | $292,500 (20.0%) | $411,530 (29.9%) | 0.78 | 346 |
| 2021-12-01 | $299,250 (22.2%) | $446,840 (39.3%) | 0.81 | 331 |
| 2022-01-01 | $269,000 (12.3%) | $439,233 (32.2%) | 0.73 | 284 |
| 2022-02-01 | $276,250 (16.9%) | $447,233 (30.9%) | 0.72 | 245 |
| 2022-03-01 | $304,450 (21.8%) | $463,145 (34.8%) | 0.76 | 244 |
| 2022-04-01 | $300,000 (17.9%) | $455,949 (24.8%) | 0.71 | 272 |
| 2022-05-01 | $325,000 (18.2%) | $485,991 (25.1%) | 0.74 | 319 |
| 2022-06-01 | $349,850 (26.5%) | $490,824 (28.0%) | 0.78 | 387 |
| 2022-07-01 | $351,750 (32.8%) | $477,981 (29.1%) | 0.79 | 511 |
| 2022-08-01 | $350,000 (28.5%) | $458,313 (23.4%) | 0.81 | 614 |
| 2022-09-01 | $336,450 (22.6%) | $419,792 (11.3%) | 0.78 | 640 |
| 2022-10-01 | $325,000 (20.4%) | $409,474 (2.1%) | 0.76 | 700 |
| 2022-11-01 | $318,350 (8.8%) | $426,991 (3.8%) | 0.76 | 718 |
| 2022-12-01 | $319,900 (6.9%) | $427,627 (-4.3%) | 0.79 | 708 |
| 2023-01-01 | $319,950 (18.9%) | $423,213 (-3.7%) | 0.79 | 672 |
| 2023-02-01 | $309,450 (12.0%) | $409,177 (-8.5%) | 0.75 | 705 |
WACO's median listing price for 2023-02-01 was $309,450, a difference of
$33,200
(12.0%) versus the prior year and
$-10,500 versus the prior month.
WACO's median listing price comes in at 75% of the national average.
WACO's average listing price for 2023-02-01 was $409,177, a difference of $-38,056 (-8.5%) versus the prior year and $-14,036 versus the prior month.
For the 2023-02-01 period, WACO had 705 MLS listings, a difference of 33 listings (5%) versus the prior month and 460 listings (188%) versus the prior year.
WACO's median listing price comes in at 75% of the national average.
WACO's average listing price for 2023-02-01 was $409,177, a difference of $-38,056 (-8.5%) versus the prior year and $-14,036 versus the prior month.
For the 2023-02-01 period, WACO had 705 MLS listings, a difference of 33 listings (5%) versus the prior month and 460 listings (188%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WACO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 79 days | 1,961 sqft |
| 2018-02-01 | 76 days | 1,949 sqft |
| 2018-03-01 | 63 days | 1,975 sqft |
| 2018-04-01 | 59 days | 2,063 sqft |
| 2018-05-01 | 55 days | 2,056 sqft |
| 2018-06-01 | 49 days | 2,029 sqft |
| 2018-07-01 | 46 days | 1,986 sqft |
| 2018-08-01 | 51 days | 2,002 sqft |
| 2018-09-01 | 63 days | 2,031 sqft |
| 2018-10-01 | 67 days | 1,967 sqft |
| 2018-11-01 | 73 days | 2,004 sqft |
| 2018-12-01 | 81 days | 1,997 sqft |
| 2019-01-01 | 87 days | 1,991 sqft |
| 2019-02-01 | 84 days | 2,007 sqft |
| 2019-03-01 | 72 days | 2,019 sqft |
| 2019-04-01 | 61 days | 2,032 sqft |
| 2019-05-01 | 54 days | 2,035 sqft |
| 2019-06-01 | 50 days | 2,028 sqft |
| 2019-07-01 | 48 days | 2,034 sqft |
| 2019-08-01 | 54 days | 2,023 sqft |
| 2019-09-01 | 60 days | 1,996 sqft |
| 2019-10-01 | 64 days | 1,969 sqft |
| 2019-11-01 | 68 days | 1,976 sqft |
| 2019-12-01 | 76 days | 1,960 sqft |
| 2020-01-01 | 77 days | 1,943 sqft |
| 2020-02-01 | 62 days | 1,950 sqft |
| 2020-03-01 | 58 days | 2,009 sqft |
| 2020-04-01 | 60 days | 1,987 sqft |
| 2020-05-01 | 56 days | 2,046 sqft |
| 2020-06-01 | 55 days | 2,067 sqft |
| 2020-07-01 | 57 days | 2,083 sqft |
| 2020-08-01 | 52 days | 2,065 sqft |
| 2020-09-01 | 53 days | 2,018 sqft |
| 2020-10-01 | 57 days | 2,047 sqft |
| 2020-11-01 | 56 days | 2,002 sqft |
| 2020-12-01 | 56 days | 1,997 sqft |
| 2021-01-01 | 68 days | 1,995 sqft |
| 2021-02-01 | 55 days | 1,812 sqft |
| 2021-03-01 | 41 days | 1,847 sqft |
| 2021-04-01 | 31 days | 1,853 sqft |
| 2021-05-01 | 25 days | 1,952 sqft |
| 2021-06-01 | 18 days | 1,939 sqft |
| 2021-07-01 | 21 days | 1,858 sqft |
| 2021-08-01 | 25 days | 1,886 sqft |
| 2021-09-01 | 32 days | 1,884 sqft |
| 2021-10-01 | 43 days | 1,958 sqft |
| 2021-11-01 | 44 days | 2,006 sqft |
| 2021-12-01 | 43 days | 1,979 sqft |
| 2022-01-01 | 50 days | 1,796 sqft |
| 2022-02-01 | 43 days | 1,843 sqft |
| 2022-03-01 | 33 days | 1,893 sqft |
| 2022-04-01 | 27 days | 1,784 sqft |
| 2022-05-01 | 23 days | 1,829 sqft |
| 2022-06-01 | 24 days | 1,915 sqft |
| 2022-07-01 | 29 days | 1,986 sqft |
| 2022-08-01 | 37 days | 1,972 sqft |
| 2022-09-01 | 42 days | 1,912 sqft |
| 2022-10-01 | 48 days | 1,837 sqft |
| 2022-11-01 | 52 days | 1,811 sqft |
| 2022-12-01 | 63 days | 1,842 sqft |
| 2023-01-01 | 69 days | 1,833 sqft |
| 2023-02-01 | 64 days | 1,772 sqft |
WACO's median listing age (time on market) for 2023-02-01 was 64 days.
This
is 48%
longer
than the same period one year ago.
WACO's median square footage for active listings during the 2023-02-01 period was 1,772 sqft. One year prior, the average listing was 1,843 sqft.
WACO's median square footage for active listings during the 2023-02-01 period was 1,772 sqft. One year prior, the average listing was 1,843 sqft.
WACO, TX Average Rent (2022)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 76524 | Waco, TX | $740 | $800 | $1,010 | $1,350 | $1,480 |
| 76557 | Waco, TX | $620 | $650 | $850 | $1,130 | $1,270 |
| 76561 | Waco, TX | $620 | $650 | $850 | $1,130 | $1,300 |
| 76621 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76622 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76624 | Waco, TX | $630 | $670 | $860 | $1,140 | $1,260 |
| 76630 | Waco, TX | $720 | $770 | $980 | $1,300 | $1,390 |
| 76633 | Waco, TX | $750 | $800 | $1,020 | $1,350 | $1,450 |
| 76638 | Waco, TX | $770 | $820 | $1,050 | $1,390 | $1,490 |
| 76640 | Waco, TX | $650 | $700 | $890 | $1,180 | $1,260 |
| 76643 | Waco, TX | $880 | $940 | $1,200 | $1,590 | $1,700 |
| 76654 | Waco, TX | $640 | $690 | $880 | $1,170 | $1,260 |
| 76655 | Waco, TX | $790 | $850 | $1,080 | $1,440 | $1,550 |
| 76657 | Waco, TX | $760 | $800 | $1,030 | $1,370 | $1,460 |
| 76664 | Waco, TX | $630 | $670 | $860 | $1,140 | $1,260 |
| 76673 | Waco, TX | $620 | $650 | $850 | $1,130 | $1,260 |
| 76682 | Waco, TX | $710 | $770 | $970 | $1,310 | $1,460 |
| 76689 | Waco, TX | $670 | $710 | $900 | $1,210 | $1,310 |
| 76691 | Waco, TX | $640 | $680 | $870 | $1,160 | $1,260 |
| 76701 | Waco, TX | $760 | $810 | $1,040 | $1,380 | $1,480 |
| 76702 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76703 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76704 | Waco, TX | $620 | $650 | $850 | $1,130 | $1,260 |
| 76705 | Waco, TX | $620 | $650 | $850 | $1,130 | $1,260 |
| 76706 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76707 | Waco, TX | $650 | $700 | $890 | $1,180 | $1,260 |
| 76708 | Waco, TX | $690 | $740 | $940 | $1,250 | $1,340 |
| 76710 | Waco, TX | $700 | $740 | $950 | $1,260 | $1,350 |
| 76711 | Waco, TX | $780 | $830 | $1,060 | $1,410 | $1,510 |
| 76712 | Waco, TX | $760 | $810 | $1,030 | $1,370 | $1,460 |
| 76714 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76716 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
| 76798 | Waco, TX | $680 | $720 | $920 | $1,220 | $1,310 |
2022 Average & Median Rent Data Statistics
WACO, TX average 1BR rent: $737, median: $720
WACO, TX average 2BR rent: $943, median: $920
WACO, TX average 3BR rent: $1,253, median: $1,220
WACO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,174 | $1,034,730,000 | $247,899 |
| Refi | 2,709 | $620,615,000 | $229,094 |
| Cash Out Refi | 1,173 | $264,625,000 | $225,597 |
| Home Improvement | 181 | $17,645,000 | $97,486 |
| Other | 87 | $13,125,000 | $150,862 |
| NA | 1 | $175,000 | $175,000 |
Waco's most frequently cited loan purpose was Home Purchase, with 4,174 originations. The 2nd most popular reason was Refi, with 2,709 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,205 | $747,795,000 | $233,321 |
| 2.5-3% | 2,478 | $575,790,000 | $232,361 |
| <2.5% | 1,043 | $242,455,000 |