WACO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Waco averaged 7.04% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.18% and one month ago for the week of 2024-05-09, the average rate was 7.08%.

Waco's average rate one year ago was 6.6%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.43%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Waco 30 Year Fixed Rate 2024-06-13 7.04%
Waco 30 Year Fixed Rate Refi 2024-06-13 7.43%
Waco 15 Year Fixed Rate 2024-06-13 6.37%
Waco 15 Year Fixed Rate Refi 2024-06-13 6.17%
Waco 30 Year FHA 2024-06-13 6.69%
Waco 30 Year FHA Refi 2024-06-13 6.81%
Waco 30 Year USDA 2024-06-13 6.71%
Waco 30 Year USDA Refi 2024-06-13 6.71%
Waco 30 Year VA 2024-06-13 6.23%
Waco 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WACO, TX.

WACO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WACO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
SWBC MORTGAGE CORPORATION 142 6.96% $5,887
QUICKEN LOANS, LLC 125 7.02% $6,385
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 114 6.91% $5,936
Wallick & Volk, Inc. 81 6.79% $5,606
UNITED WHOLESALE MORTGAGE, LLC 78 6.88% $7,939
DHI MORTGAGE COMPANY, LTD. 55 5.46% $4,036
JPMorgan Chase Bank 33 6.79% $4,164
Extraco Banks 30 6.38% $6,062
Affiliated Bank 28 7.40% $7,286
Trinity Oaks Mortgage, LLC 24 6.58% $11,030
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 6.46% $8,998
Mr. Cooper ( Nationstar Mortgage ) 21 6.82% $9,635
GUARANTEED RATE, INC. 20 6.63% $6,412
Network Funding, L.P. 20 6.54% $10,409
BancorpSouth 18 6.43% $6,349
PENNYMAC LOAN SERVICES, LLC 17 6.64% $7,634
GUILD MORTGAGE COMPANY 16 6.95% $9,446
Wells Fargo Bank 16 6.84% $4,660
ARK-LA-TEX FINANCIAL SERVICES, LLC. 14 7.31% $8,618
Gateway First Bank 14 6.63% $7,008
City Bank 13 6.64% $6,416
LOANDEPOT.COM, LLC 13 7.21% $8,256
Independent Bank 12 7.02% $8,451
CMG MORTGAGE, INC. 11 6.20% $7,289
First National Bank Texas 11 6.65% $6,761
AMERISAVE MORTGAGE CORPORATION 10 7.14% $9,835
Flagstar Bank, FSB 9 7.22% $5,705
THRIVE MORTGAGE, LLC 9 7.18% $9,261
NEWREZ LLC 9 6.87% $6,315
PNC Bank 9 6.36% $4,992
NAVY FEDERAL CREDIT UNION 9 6.06% $6,350
CORNERSTONE HOME LENDING, INC. 9 6.78% $9,448
BROKER SOLUTIONS, INC. 8 6.94% $7,026
AMCAP MORTGAGE, LTD. 8 7.05% $12,430
First Central Credit Union 7 9.75% $3,198
AMERICAN PACIFIC MORTGAGE CORPORATION 7 7.02% $10,403
Stifel Bank and Trust 7 5.27% $4,384
USAA Federal Savings Bank 6 6.92% $5,403
U.S. Bank 6 6.50% $4,616
LOANPAL, LLC 6 6.85% $8,348
TIB The Independent Bankersbank 6 6.40% $15,792
ROYAL UNITED MORTGAGE LLC 6 7.23% $8,801
SFMC, LP 6 6.89% $8,602
NexBank 6 6.52% $6,673
The Huntington National Bank 5 6.65% $7,013
First Horizon Bank 5 6.85% $5,076
First United Bank and Trust Company 5 7.05% $6,003
Bank of America 5 6.48% $3,276
BOKF 5 6.88% $6,440
Carrington Mortgage Services, LLC 5 6.75% $8,330
Northpointe Bank 5 6.80% $12,211
UNION HOME MORTGAGE CORP. 5 6.70% $12,945
Mortgage Research Center, LLC 4 6.56% $6,572
MUTUAL OF OMAHA MORTGAGE, INC. 4 7.00% $5,569
LAKEVIEW LOAN SERVICING, LLC 4 6.65% $11,253
Prosperity Bank 4 6.13% $5,124
ZILLOW HOME LOANS, LLC 3 6.33% $6,924
BETTER MORTGAGE CORPORATION 3 5.75% $13,714
RANDOLPH-BROOKS 3 6.29% $2,569
TEXELL Credit Union 3 6.38% $5,166
MOVEMENT MORTGAGE, LLC 3 7.06% $10,779
MID AMERICA MORTGAGE, INC. 3 7.67% $14,284
MICHIGAN MUTUAL, INC. 3 6.88% $5,733
EVERETT FINANCIAL, INC. 3 7.04% $7,111
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.50% $6,187
GARDNER FINANCIAL SERVICES, LTD. 3 6.88% $8,707
LOANPEOPLE, LLC 3 6.96% $5,765
FREEDOM MORTGAGE CORPORATION 3 7.33% $7,304
Citizens Bank 3 6.17% $6,696
American National Bank & Trust 3 6.83% $5,653
PHH Mortgage Corporation 3 7.54% $5,050
CROSSCOUNTRY MORTGAGE, LLC 3 6.93% $9,436
CARDINAL FINANCIAL 3 7.41% $7,744
CITIZENS EQUITY FIRST 2 5.81% $2,947
AMERICAN FINANCING CORPORATION 2 6.06% $12,913
AMERICAN HERITAGE LENDING, INC. 2 10.25% $7,573
American Momentum Bank 2 6.25% $6,111
AmeriHome Mortgage Company, LLC 2 6.88% $7,077
ANGEL OAK HOME LOANS LLC 2 7.13% $5,432
Centennial Bank 2 6.19% $7,022
CHURCHILL MORTGAGE CORPORATION 2 6.38% $13,537
Citadel Servicing Corporation 2 10.31% $7,683
21ST MORTGAGE CORPORATION 2 7.25% $8,109
Deere Employees Credit Union 2 6.63% $6,507
Discover Bank 2 6.92% $0
EASTMAN 2 7.44% $5,506
Fidelity Bank 2 6.31% $3,921
First Bank 2 6.50% $7,616
FIRST COMMUNITY MORTGAGE, INC. 2 7.69% $7,682
First Financial Bank 2 5.75% $12,406
FLAT BRANCH MORTGAGE, INC. 2 6.25% $5,110
LEGEND LENDING CORPORATION 2 7.44% $13,380
MLD MORTGAGE INC. 2 6.68% $14,645
NEW FED MORTGAGE, CORP. 2 6.38% $10,321
OCMBC, INC. 2 10.00% $12,609
Paramount Residential Mortgage Group, Inc. 2 6.81% $8,506
PILGRIM MORTGAGE LLC 2 7.06% $10,125
Sierra Pacific Mortgage Company, Inc. 2 6.94% $7,162
SUMMIT FUNDING, INC. 2 7.13% $5,273
The Central Trust Bank 2 6.43% $4,613
The Loan Store, Inc. 2 6.75% $5,726
UNIVERSITY Federal Credit Union 2 7.19% $6,876
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $7,066
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.63% $13,694
First National Bank 1 5.50% $12,503
Farmers Bank & Trust 1 5.88% $4,105
Farm Credit Mid-America, ACA 1 6.50% $11,177
Magnolia Bank 1 7.38% $6,787
MEMBER HOME LOAN, L.L.C. 1 6.88% $8,215
Members Choice of Central Texas Federal Credit Union 1 6.25% $4,085
Equity Prime Mortgage LLC 1 7.63% $11,921
ENVOY MORTGAGE, LTD 1 6.25% $11,958
ALTRA 1 6.00% $3,561
Morgan Stanley Private Bank 1 6.35% $2,540
EMBRACE HOME LOANS, INC. 1 5.88% $9,056
EECU 1 6.88% $5,432
DELTA COMMUNITY CREDIT UNION 1 6.50% $6,108
DEEPHAVEN MORTGAGE LLC 1 10.38% $25,242
NATIONS RELIABLE LENDING, LLC 1 6.50% $12,666
DATCU 1 5.88% $4,294
NBKC BANK 1 6.88% $3,155
Neighborhood Loans, Inc. 1 7.63% $9,041
COMPASS MORTGAGE, INC. 1 7.38% $4,795
ACADEMY MORTGAGE CORPORATION 1 6.13% $5,708
CLM MORTGAGE, INC 1 7.13% $4,122
NEW WAVE LENDING GROUP INC 1 8.38% $7,034
Citibank 1 7.38% $7,381
NEXERA HOLDING LLC 1 8.13% $9,370
NJ LENDERS CORP. 1 8.38% $4,568
CHEVRON 1 5.75% $4,621
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.38% $25,657
OAKTREE FUNDING CORP. 1 8.50% $19,402
AgFirst Farm Credit Bank 1 7.88% $10,885
A+ Federal Credit Union 1 6.38% $4,105
Century Mortgage Company DBA Century Lending Company 1 5.88% $7,090
PENTAGON FEDERAL CREDIT UNION 1 5.75% $6,072
CASTLE & COOKE MORTGAGE, LLC 1 7.49% $6,110
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.13% $3,640
Plains Commerce Bank 1 6.75% $7,845
PLAZA HOME MORTGAGE, INC. 1 6.38% $10,019
CALIBER HOME LOANS, INC. 1 5.99% $6,677
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $8,922
BM Real Estate Services, Inc. 1 6.62% $6,723
BMO Harris Bank 1 5.63% $12,441
Prosperity Home Mortgage, LLC 1 7.25% $4,843
PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.38% $4,553
Beeline Loans, Inc. 1 6.49% $9,120
BARTON CREEK LENDING GROUP, LLC 1 6.50% $8,275
RBC Bank, (Georgia) 1 5.63% $4,219
RELIANCE FIRST CAPITAL, LLC 1 5.75% $8,923
Republic State Mortgage Co. 1 5.88% $10,310
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.50% $3,716
Bank of England 1 6.88% $5,778
RUOFF MORTGAGE COMPANY, INC. 1 6.25% $3,935
S1L, Inc. 1 7.75% $7,082
SECURITYNATIONAL MORTGAGE COMPANY 1 6.49% $6,350
SECURITY SERVICE 1 5.00% $3,100
Austin Bank, Texas 1 6.50% $3,818
VeraBank 1 6.50% $5,728
SIRVA MORTGAGE, INC. 1 6.13% $2,673
STANDARD MORTGAGE CORPORATION 1 6.00% $4,687
ST FIN CORP 1 6.25% $7,813
Arvest Bank 1 8.00% $5,441
SUCCESS MORTGAGE PARTNERS, INC. 1 7.99% $5,323
V.I.P. MORTGAGE, INC. 1 6.99% $8,666
Sunflower Bank 1 6.88% $18,004
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.50% $7,421
T2 FINANCIAL LLC 1 7.38% $6,264
TEXAS DOW EMPLOYEES CREDIT UNION 1 7.00% $4,609
Texas Mortgage Lending, LLC 1 7.63% $10,468
AMERITRUST MORTGAGE CORPORATION 1 7.63% $9,568
A&D Mortgage LLC 1 6.63% $9,252
AMERICA'S CREDIT UNION 1 6.75% $9,995
Waterstone Mortgage Corporation 1 6.63% $8,046
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.88% $9,146
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.50% $6,047
Towne Bank 1 6.88% $3,928
American Mortgage & Equity Consultants, Inc. 1 7.63% $11,881
UIF CORPORATION 1 7.38% $7,031
American Airlines Federal Credit Union 1 6.25% $0
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 6.75% $5,395
HOMESIDE FINANCIAL, LLC 1 6.99% $6,450
HOMEXPRESS MORTGAGE CORP. 1 10.50% $4,165
Goldman Sachs Bank USA 1 5.25% $4,605
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.38% $5,722
InterBank 1 6.75% $4,167
Inwood National Bank 1 6.50% $3,702
General Mortgage Capital Corporation 1 7.13% $4,818
Kwik Mortgage Corporation 1 7.13% $4,195
Lakeview Community Capital, LLC 1 7.50% $5,559
Florida Capital Bank 1 7.99% $8,437
UNITED SECURITY FINANCIAL CORP 1 7.38% $16,788

WACO Average Closing Costs & Other Stats

WACO, TX's 192 lenders originated 4,051 loans during 2023. The total origination value was $1,099,725,000, with an average loan value of $271,470.

WACO's average closing costs are $5,546.

The top WACO lender as defined by loan originations is SWBC MORTGAGE CORPORATION, with 142 loans originated. Their average total fees are $5,887, which is $498 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WACO lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($4,036), JPMorgan Chase Bank ($4,164), Wells Fargo Bank ($4,660), Wallick & Volk, Inc. ($5,606) and SWBC MORTGAGE CORPORATION ($5,887).

The lowest rate WACO lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.46%), CMG MORTGAGE, INC. (6.20%), Extraco Banks (6.38%), BancorpSouth (6.43%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (6.46%).

WACO, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $110,285,000 $74,060,000 -32.8% 6.7%
SWBC MORTGAGE CORPORATION $86,375,000 $66,890,000 -22.6% 6.1%
DHI MORTGAGE COMPANY, LTD. $36,215,000 $46,910,000 29.5% 4.3%
UNITED WHOLESALE MORTGAGE, LLC $29,295,000 $44,710,000 52.6% 4.1%
QUICKEN LOANS, LLC $74,685,000 $41,415,000 -44.5% 3.8%
Community Bank & Trust, Waco, Texas $37,570,000 $39,905,000 6.2% 3.6%
Central National Bank $40,220,000 $36,800,000 -8.5% 3.3%
Alliance Bank Central Texas $36,455,000 $34,185,000 -6.2% 3.1%
Broadway National Bank $32,925,000 n/a 3.0%
Wallick & Volk, Inc. $48,440,000 $31,710,000 -34.5% 2.9%
Independent Bank $16,090,000 $27,005,000 67.8% 2.5%
First National Bank of Central Texas $53,145,000 $24,795,000 -53.3% 2.3%
The First National Bank of McGregor $28,125,000 $23,995,000 -14.7% 2.2%
American Bank, N.A. $47,115,000 $19,830,000 -57.9% 1.8%
First United Bank and Trust Company $3,900,000 $19,750,000 406.4% 1.8%
Extraco Banks $17,905,000 $17,965,000 0.3% 1.6%
Mortgage Research Center, LLC $23,205,000 $17,675,000 -23.8% 1.6%
First National Bank Texas $30,700,000 $17,235,000 -43.9% 1.6%
GUARANTEED RATE, INC. $22,230,000 $14,840,000 -33.2% 1.3%
Trinity Oaks Mortgage, LLC $9,840,000 $14,725,000 49.6% 1.3%
BancorpSouth $14,830,000 $12,040,000 -18.8% 1.1%
CORNERSTONE HOME LENDING, INC. $5,130,000 $11,585,000 125.8% 1.1%
Affiliated Bank $215,000 $10,700,000 4,876.7% 1.0%
Network Funding, L.P. $7,850,000 $10,295,000 31.1% 0.9%
Members Choice of Central Texas Federal Credit Union $13,915,000 $10,040,000 -27.8% 0.9%
NAVY FEDERAL CREDIT UNION $9,955,000 $10,010,000 0.6% 0.9%
PENNYMAC LOAN SERVICES, LLC $12,140,000 $9,680,000 -20.3% 0.9%
CMG MORTGAGE, INC. $7,605,000 $8,885,000 16.8% 0.8%
Gateway First Bank $14,095,000 $8,730,000 -38.1% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,560,000 $8,610,000 -18.5% 0.8%
AMCAP MORTGAGE, LTD. $6,380,000 $8,020,000 25.7% 0.7%
GUILD MORTGAGE COMPANY $13,660,000 $7,935,000 -41.9% 0.7%
21ST MORTGAGE CORPORATION $4,960,000 $7,470,000 50.6% 0.7%
JPMorgan Chase Bank $14,105,000 $7,265,000 -48.5% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,445,000 $6,780,000 -19.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $13,395,000 $6,535,000 -51.2% 0.6%
GREYSTONE SERVICING COMPANY LLC $6,385,000 n/a 0.6%
VeraBank $2,035,000 $6,170,000 203.2% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $12,860,000 $5,960,000 -53.7% 0.5%
City Bank $20,265,000 $5,925,000 -70.8% 0.5%
NEWREZ LLC $6,405,000 $5,910,000 -7.7% 0.5%
USAA Federal Savings Bank $6,990,000 $5,390,000 -22.9% 0.5%
Prosperity Bank $1,515,000 $5,070,000 234.7% 0.5%
THRIVE MORTGAGE, LLC $8,060,000 $4,945,000 -38.6% 0.4%
Wells Fargo Bank $48,375,000 $4,575,000 -90.5% 0.4%
Classic Bank $1,690,000 $4,300,000 154.4% 0.4%
Flagstar Bank, FSB $8,390,000 $4,175,000 -50.2% 0.4%
Incommons Bank, N.A. $5,590,000 $4,005,000 -28.4% 0.4%
LOANDEPOT.COM, LLC $16,865,000 $3,980,000 -76.4% 0.4%
First National Bank of Bosque County $3,380,000 $3,695,000 9.3% 0.3%
PNC Bank $22,305,000 $3,680,000 -83.5% 0.3%
Bank of America $9,880,000 $3,660,000 -63.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $21,285,000 $3,610,000 -83.0% 0.3%
UNION HOME MORTGAGE CORP. $275,000 $3,460,000 1,158.2% 0.3%
SOUTHWEST STAGE FUNDING, LLC $2,940,000 $3,350,000 13.9% 0.3%
Regions Bank $3,225,000 $3,275,000 1.6% 0.3%
Stifel Bank and Trust $395,000 $3,275,000 729.1% 0.3%
EDUCATORS CREDIT UNION $7,300,000 $3,270,000 -55.2% 0.3%
First Central Credit Union $5,120,000 $3,240,000 -36.7% 0.3%
CARDINAL FINANCIAL $5,020,000 $3,200,000 -36.3% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $3,460,000 $3,175,000 -8.2% 0.3%
GENCO Federal Credit Union $2,980,000 $3,170,000 6.4% 0.3%
The First National Bank of Hughes Springs $2,405,000 $3,150,000 31.0% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,505,000 $3,110,000 106.6% 0.3%
TIB The Independent Bankersbank $2,750,000 $2,905,000 5.6% 0.3%
Northpointe Bank $1,105,000 $2,795,000 152.9% 0.3%
SFMC, LP $2,165,000 $2,660,000 22.9% 0.2%
BOKF $2,215,000 $2,625,000 18.5% 0.2%
FREEDOM MORTGAGE CORPORATION $6,365,000 $2,575,000 -59.5% 0.2%
Pointwest Bank $2,520,000 n/a 0.2%
SUMMIT FUNDING, INC. $1,650,000 $2,485,000 50.6% 0.2%
LOANPAL, LLC $2,810,000 $2,465,000 -12.3% 0.2%
RANDOLPH-BROOKS $5,260,000 $2,410,000 -54.2% 0.2%
MLD MORTGAGE INC. $2,170,000 n/a 0.2%
First Guaranty Bank $2,100,000 $2,150,000 2.4% 0.2%
BETTER MORTGAGE CORPORATION $4,870,000 $2,135,000 -56.2% 0.2%
BROKER SOLUTIONS, INC. $4,680,000 $2,120,000 -54.7% 0.2%
Coastal Community Bank $2,105,000 n/a 0.2%
First Financial Bank $2,455,000 $2,070,000 -15.7% 0.2%
First Horizon Bank $275,000 $2,055,000 647.3% 0.2%
MID AMERICA MORTGAGE, INC. $4,260,000 $1,975,000 -53.6% 0.2%
NexBank $3,125,000 $1,930,000 -38.2% 0.2%
Discover Bank $990,000 $1,910,000 92.9% 0.2%
TEXELL Credit Union $2,830,000 $1,870,000 -33.9% 0.2%
MOVEMENT MORTGAGE, LLC $1,985,000 $1,840,000 -7.3% 0.2%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $460,000 $1,825,000 296.7% 0.2%
Equity Prime Mortgage LLC $930,000 $1,785,000 91.9% 0.2%
Paramount Residential Mortgage Group, Inc. $2,500,000 $1,765,000 -29.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,875,000 $1,760,000 -38.8% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,445,000 $1,730,000 -49.8% 0.2%
EVERETT FINANCIAL, INC. $4,370,000 $1,655,000 -62.1% 0.2%
U.S. Bank $2,860,000 $1,645,000 -42.5% 0.1%
Citizens Bank $1,465,000 $1,615,000 10.2% 0.1%
UNITED BUILT HOMES, L.L.C. $315,000 $1,565,000 396.8% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $800,000 $1,510,000 88.8% 0.1%
PILGRIM MORTGAGE LLC $185,000 $1,510,000 716.2% 0.1%
The Huntington National Bank $895,000 $1,495,000 67.0% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $1,395,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $1,790,000 $1,385,000 -22.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,420,000 $1,380,000 -2.8% 0.1%
1ST SIGNATURE LENDING, LLC $1,370,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,425,000 $1,325,000 -7.0% 0.1%
DEEPHAVEN MORTGAGE LLC $240,000 $1,320,000 450.0% 0.1%
NEXERA HOLDING LLC $1,205,000 $1,290,000 7.1% 0.1%
MICHIGAN MUTUAL, INC. $1,275,000 n/a 0.1%
American National Bank & Trust $1,100,000 $1,265,000 15.0% 0.1%
Sunflower Bank $1,385,000 $1,240,000 -10.5% 0.1%
NTFN, INC. $970,000 $1,185,000 22.2% 0.1%
Credit Union of Texas $1,200,000 $1,150,000 -4.2% 0.1%
LENDINGHOME FUNDING CORPORATION $1,705,000 $1,150,000 -32.6% 0.1%
Frost Bank $905,000 $1,145,000 26.5% 0.1%
HOMESIDE FINANCIAL, LLC $370,000 $1,135,000 206.8% 0.1%
LOANPEOPLE, LLC $1,250,000 $1,125,000 -10.0% 0.1%
BMO Harris Bank $1,095,000 n/a 0.1%
The Federal Savings Bank $1,420,000 $1,095,000 -22.9% 0.1%
Citadel Servicing Corporation $1,070,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $3,720,000 $1,065,000 -71.4% 0.1%
OCMBC, INC. $430,000 $1,025,000 138.4% 0.1%
Plains Commerce Bank $620,000 $1,015,000 63.7% 0.1%
T2 FINANCIAL LLC $970,000 $1,015,000 4.6% 0.1%
The Central Trust Bank $835,000 $990,000 18.6% 0.1%
Fidelity Bank $950,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $480,000 $945,000 96.9% 0.1%
Carrington Mortgage Services, LLC $1,405,000 $925,000 -34.2% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $1,200,000 $925,000 -22.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,920,000 $920,000 -81.3% 0.1%
American Airlines Federal Credit Union $205,000 $900,000 339.0% 0.1%
Citibank $75,000 $885,000 1,080.0% 0.1%
RF Renovo Management Company, LLC $1,305,000 $885,000 -32.2% 0.1%
Deere Employees Credit Union $470,000 $865,000 84.0% 0.1%
OPEN MORTGAGE, LLC $530,000 $860,000 62.3% 0.1%
V.I.P. MORTGAGE, INC. $320,000 $855,000 167.2% 0.1%
EECU $300,000 $845,000 181.7% 0.1%
Logan Finance Corporation $830,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,435,000 $820,000 -42.9% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $810,000 $820,000 1.2% 0.1%
M&T Bank $530,000 $820,000 54.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $85,000 $810,000 852.9% 0.1%
AMERICAN HERITAGE LENDING, INC. $940,000 $800,000 -14.9% 0.1%
Beeline Loans, Inc. $175,000 $780,000 345.7% 0.1%
Centennial Bank $5,045,000 $780,000 -84.5% 0.1%
NEXUS SERIES B, LLC $510,000 $760,000 49.0% 0.1%
SouthStar Bank, S.S.B. $485,000 $745,000 53.6% 0.1%
ASPIRE FINANCIAL, INC. $5,390,000 $740,000 -86.3% 0.1%
Waterstone Mortgage Corporation $240,000 $740,000 208.3% 0.1%
AMERICAN FINANCING CORPORATION $2,435,000 $730,000 -70.0% 0.1%
The Bank of Fayette County $730,000 n/a 0.1%
AMWEST FUNDING CORP. $720,000 n/a 0.1%
Citizens National Bank $205,000 $715,000 248.8% 0.1%
OAKTREE FUNDING CORP. $705,000 n/a 0.1%
Hometown Equity Mortgage, LLC $2,700,000 $695,000 -74.3% 0.1%
International Bank of Commerce $55,000 $690,000 1,154.5% 0.1%
Century Mortgage Company DBA Century Lending Company $195,000 $680,000 248.7% 0.1%
ENVOY MORTGAGE, LTD $680,000 n/a 0.1%
First Bank $665,000 $680,000 2.3% 0.1%
NATIONS RELIABLE LENDING, LLC $4,100,000 $675,000 -83.5% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $675,000 n/a 0.1%
EASTMAN $405,000 $660,000 63.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $2,065,000 $645,000 -68.8% 0.1%
Bank of England $410,000 $635,000 54.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,160,000 $620,000 -71.3% 0.1%
SECURITY SERVICE $585,000 $610,000 4.3% 0.1%
Abbott Laboratories Employees Credit Union $595,000 n/a 0.1%
NBKC BANK $970,000 $580,000 -40.2% 0.1%
NEW FED MORTGAGE, CORP. $570,000 n/a 0.1%
First National Bank $235,000 $565,000 140.4% 0.1%
PHH Mortgage Corporation $890,000 $565,000 -36.5% 0.1%
RUOFF MORTGAGE COMPANY, INC. $205,000 $565,000 175.6% 0.1%
CITIZENS EQUITY FIRST $550,000 n/a 0.1%
S1L, Inc. $1,270,000 $550,000 -56.7% 0.1%
American Mortgage & Equity Consultants, Inc. $535,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $535,000 n/a 0.0%
Goldman Sachs Bank USA $525,000 n/a 0.0%
Commerce Home Mortgage, Inc. $540,000 $515,000 -4.6% 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $925,000 $510,000 -44.9% 0.0%
Simmons Bank $24,735,000 $510,000 -97.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $505,000 n/a 0.0%
First National Bank of Evant $500,000 n/a 0.0%
The Loan Store, Inc. $495,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $540,000 $490,000 -9.3% 0.0%
Community Bank $490,000 n/a 0.0%
LEGEND LENDING CORPORATION $1,120,000 $490,000 -56.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $485,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $600,000 $475,000 -20.8% 0.0%
Merchants Bank of Indiana $465,000 n/a 0.0%
Republic State Mortgage Co. $610,000 $460,000 -24.6% 0.0%
InterBank $455,000 n/a 0.0%
American First National Bank $450,000 n/a 0.0%
Greenbox Loans, Inc. $640,000 $450,000 -29.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,365,000 $440,000 -89.9% 0.0%
AgFirst Farm Credit Bank $525,000 $435,000 -17.1% 0.0%
Springfield First Community Bank $435,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $435,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $945,000 $430,000 -54.5% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $430,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $2,225,000 $430,000 -80.7% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,230,000 $430,000 -65.0% 0.0%
CLM MORTGAGE, INC $425,000 n/a 0.0%
Farmers Bank & Trust $425,000 n/a 0.0%
Texas Bank and Trust Company $365,000 $425,000 16.4% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 $415,000 102.4% 0.0%
American Momentum Bank $410,000 n/a 0.0%
UNIVERSITY Federal Credit Union $1,495,000 $410,000 -72.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,910,000 $400,000 -79.1% 0.0%
BAY EQUITY LLC $155,000 $395,000 154.8% 0.0%
PLANET HOME LENDING, LLC $880,000 $385,000 -56.3% 0.0%
PREMIA MORTGAGE, LLC $570,000 $385,000 -32.5% 0.0%
GMFS LLC $375,000 n/a 0.0%
Magnolia Bank $145,000 $375,000 158.6% 0.0%
Nations Lending Corporation $335,000 $375,000 11.9% 0.0%
STANDARD MORTGAGE CORPORATION $435,000 $375,000 -13.8% 0.0%
ACADEMY MORTGAGE CORPORATION $855,000 $370,000 -56.7% 0.0%
A+ Federal Credit Union $355,000 $370,000 4.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $380,000 $365,000 -3.9% 0.0%
Farm Credit Mid-America, ACA $365,000 n/a 0.0%
RBC Bank, (Georgia) $365,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $1,310,000 $360,000 -72.5% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $355,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,205,000 $350,000 -84.1% 0.0%
SIRVA MORTGAGE, INC. $1,465,000 $350,000 -76.1% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $965,000 $350,000 -63.7% 0.0%
Brighton Bank $345,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $345,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $340,000 n/a 0.0%
GENEVA FINANCIAL, LLC $340,000 n/a 0.0%
The First National Bank of Granbury $335,000 n/a 0.0%
MORTGAGEONE, INC. $205,000 $325,000 58.5% 0.0%
Neighborhood Loans, Inc. $360,000 $325,000 -9.7% 0.0%
GSF Mortgage Corporation $315,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $315,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $715,000 $310,000 -56.6% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $305,000 n/a 0.0%
EVANSVILLE TEACHERS $305,000 n/a 0.0%
Truist $1,305,000 $305,000 -76.6% 0.0%
DOMINION FINANCIAL SERVICES, LLC $810,000 $300,000 -63.0% 0.0%
GoPrime Mortgage, Inc. $295,000 n/a 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $295,000 n/a 0.0%
Inwood National Bank $295,000 n/a 0.0%
MEMBER HOME LOAN, L.L.C. $285,000 n/a 0.0%
R Bank $285,000 n/a 0.0%
AMERICA'S CREDIT UNION $275,000 n/a 0.0%
CHEVRON $275,000 n/a 0.0%
ST FIN CORP $275,000 n/a 0.0%
DUGOOD FEDERAL CREDIT UNION $265,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $255,000 n/a 0.0%
Austin Bank, Texas $440,000 $255,000 -42.0% 0.0%
COMPASS MORTGAGE, INC. $305,000 $255,000 -16.4% 0.0%
DELTA COMMUNITY CREDIT UNION $255,000 n/a 0.0%
First National Bank of Huntsville $255,000 n/a 0.0%
Secured Investment Corp. $255,000 n/a 0.0%
Citizens State Bank $325,000 $250,000 -23.1% 0.0%
CALCON MUTUAL MORTGAGE LLC $520,000 $245,000 -52.9% 0.0%
Colonial Savings, F.A. $525,000 $245,000 -53.3% 0.0%
Florida Capital Bank $245,000 n/a 0.0%
General Mortgage Capital Corporation $245,000 n/a 0.0%
Golden Empire Mortgage, Inc. $700,000 $245,000 -65.0% 0.0%
Hancock Whitney Bank $175,000 $245,000 40.0% 0.0%
Metro City Bank $245,000 n/a 0.0%
NJ LENDERS CORP. $245,000 n/a 0.0%
Prosperity Home Mortgage, LLC $275,000 $245,000 -10.9% 0.0%
UIF CORPORATION $225,000 $245,000 8.9% 0.0%
Watermark Capital, Inc. $1,645,000 $245,000 -85.1% 0.0%
ADVANCIAL $235,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.0%
Arvest Bank $360,000 $235,000 -34.7% 0.0%
BARTON CREEK LENDING GROUP, LLC $490,000 $235,000 -52.0% 0.0%
Commercial Bank of Texas $310,000 $235,000 -24.2% 0.0%
FIRST SERVICE Credit Union $105,000 $235,000 123.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $535,000 $235,000 -56.1% 0.0%
NEW WAVE LENDING GROUP INC $235,000 n/a 0.0%
Renasant Bank $235,000 n/a 0.0%
The First National Bank of Albany $350,000 $235,000 -32.9% 0.0%
H E B $315,000 $230,000 -27.0% 0.0%
First Commercial Bank $225,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,105,000 $225,000 -79.6% 0.0%
Morgan Stanley Private Bank $515,000 $225,000 -56.3% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 n/a 0.0%
Loan Simple, Inc. $920,000 $205,000 -77.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,095,000 $205,000 -81.3% 0.0%
A&D Mortgage LLC $155,000 $195,000 25.8% 0.0%
Texas Mortgage Lending, LLC $655,000 $195,000 -70.2% 0.0%
Towne Bank $195,000 n/a 0.0%
First National Bank of East Texas $185,000 n/a 0.0%
Alliance Credit Union $175,000 n/a 0.0%
Baxter Credit Union $175,000 n/a 0.0%
MANN FINANCIAL INC. $175,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $710,000 $175,000 -75.4% 0.0%
The Bank of Missouri $170,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,185,000 $165,000 -86.1% 0.0%
Fifth Third Bank $225,000 $165,000 -26.7% 0.0%
Town Square Mortgage & Investments, Inc. $545,000 $165,000 -69.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $240,000 $160,000 -33.3% 0.0%
FORT WORTH CITY CREDIT UNION $155,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $155,000 n/a 0.0%
ALTRA $195,000 $145,000 -25.6% 0.0%
BM Real Estate Services, Inc. $580,000 $145,000 -75.0% 0.0%
Cooperative Teachers Credit Union $145,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $305,000 $145,000 -52.5% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $135,000 n/a 0.0%
CALIBER HOME LOANS, INC. $9,855,000 $125,000 -98.7% 0.0%
DATCU $125,000 n/a 0.0%
GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION $125,000 n/a 0.0%
Origin Bank $125,000 n/a 0.0%
AMPLIFY $10,275,000 $120,000 -98.8% 0.0%
First Savings Bank $505,000 $115,000 -77.2% 0.0%
SPRING EQ, LLC $225,000 $110,000 -51.1% 0.0%
Kwik Mortgage Corporation $415,000 $105,000 -74.7% 0.0%
TRUWEST Credit Union $105,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $65,000 $95,000 46.2% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $710,000 $95,000 -86.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $85,000 n/a 0.0%
Lakeview Community Capital, LLC $1,595,000 $85,000 -94.7% 0.0%
MORTGAGE ACCESS CORP. $1,070,000 $85,000 -92.1% 0.0%
Zions Bank $1,680,000 $85,000 -94.9% 0.0%
Chicago Mortgage Solutions LLC $305,000 $75,000 -75.4% 0.0%
Ennis State Bank $55,000 n/a 0.0%
PUBLIC EMPLOYEES Credit Union $55,000 $55,000 0.0% 0.0%
SHELL FEDERAL CREDIT UNION $45,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $35,000 n/a 0.0%
MidFirst Bank $90,000 $30,000 -66.7% 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $85,000 $25,000 -70.6% 0.0%
TEXANS $25,000 n/a 0.0%

WACO's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 6.7% market share. In second place, with 6.1%, is SWBC MORTGAGE CORPORATION, having originated $66,890,000 in loans. In third place, with 4.3%, is DHI MORTGAGE COMPANY, LTD., having originated $46,910,000 in loans. In fourth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $44,710,000 in loans. In fifth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $41,415,000 in loans.


WACO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WACO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $205,475 (14.2%) $261,888 (1.4%) 0.76 640
2018-02-01 $206,450 (15.1%) $263,018 (1.4%) 0.75 655
2018-03-01 $212,250 (9.1%) $274,832 (3.4%) 0.74 651
2018-04-01 $220,945 (13.3%) $288,865 (12.0%) 0.75 654
2018-05-01 $223,495 (6.9%) $290,318 (7.3%) 0.75 658
2018-06-01 $226,839 (8.1%) $288,820 (3.5%) 0.76 723
2018-07-01 $209,900 (-0.1%) $277,612 (-2.2%) 0.70 800
2018-08-01 $207,563 (-1.1%) $275,907 (0.1%) 0.70 817
2018-09-01 $212,500 (2.6%) $280,769 (4.1%) 0.71 811
2018-10-01 $202,500 (-1.4%) $279,238 (6.0%) 0.69 842
2018-11-01 $200,000 (0.0%) $277,776 (8.8%) 0.68 832
2018-12-01 $200,000 (0.1%) $274,080 (7.2%) 0.69 789
2019-01-01 $202,500 (-1.5%) $269,268 (2.8%) 0.70 747
2019-02-01 $214,885 (4.1%) $269,531 (2.5%) 0.73 746
2019-03-01 $223,043 (5.1%) $277,801 (1.1%) 0.73 725
2019-04-01 $230,950 (4.5%) $286,014 (-1.0%) 0.73 691
2019-05-01 $232,750 (4.1%) $289,214 (-0.4%) 0.73 693
2019-06-01 $229,900 (1.4%) $286,919 (-0.7%) 0.72 723
2019-07-01 $233,625 (11.3%) $292,295 (5.3%) 0.73 784
2019-08-01 $230,245 (10.9%) $287,954 (4.4%) 0.73 779
2019-09-01 $227,239 (6.9%) $279,828 (-0.3%) 0.73 757
2019-10-01 $222,450 (9.9%) $273,749 (-2.0%) 0.72 748
2019-11-01 $225,000 (12.5%) $277,674 (0.0%) 0.74 717
2019-12-01 $223,995 (12.0%) $275,431 (0.5%) 0.75 686
2020-01-01 $220,000 (8.6%) $266,037 (-1.2%) 0.74 651
2020-02-01 $224,900 (4.7%) $269,905 (0.1%) 0.74 678
2020-03-01 $229,225 (2.8%) $271,285 (-2.4%) 0.72 667
2020-04-01 $233,675 (1.2%) $274,852 (-3.9%) 0.73 685
2020-05-01 $254,450 (9.3%) $299,900 (3.7%) 0.77 657
2020-06-01 $258,650 (12.5%) $316,781 (10.4%) 0.76 577
2020-07-01 $253,500 (8.5%) $319,338 (9.3%) 0.73 548
2020-08-01 $250,000 (8.6%) $316,573 (9.9%) 0.72 516
2020-09-01 $247,950 (9.1%) $314,958 (12.6%) 0.71 489
2020-10-01 $249,900 (12.3%) $319,813 (16.8%) 0.72 453
2020-11-01 $243,700 (8.3%) $316,720 (14.1%) 0.71 434
2020-12-01 $244,950 (9.4%) $320,673 (16.4%) 0.73 393
2021-01-01 $239,500 (8.9%) $332,308 (24.9%) 0.71 304
2021-02-01 $236,250 (5.1%) $341,648 (26.6%) 0.69 245
2021-03-01 $249,900 (9.0%) $343,679 (26.7%) 0.71 216
2021-04-01 $254,450 (8.9%) $365,408 (33.0%) 0.69 202
2021-05-01 $275,000 (8.1%) $388,538 (29.6%) 0.73 197
2021-06-01 $276,500 (6.9%) $383,403 (21.0%) 0.73 251
2021-07-01 $264,900 (4.5%) $368,560 (15.4%) 0.70 322
2021-08-01 $273,450 (9.4%) $371,536 (17.4%) 0.73 378
2021-09-01 $274,456 (10.7%) $377,290 (19.8%) 0.73 382
2021-10-01 $274,000 (9.6%) $400,965 (25.4%) 0.73 341
2021-11-01 $292,500 (20.0%) $411,530 (29.9%) 0.78 346
2021-12-01 $299,250 (22.2%) $446,840 (39.3%) 0.81 331
2022-01-01 $269,000 (12.3%) $439,233 (32.2%) 0.73 284
2022-02-01 $276,250 (16.9%) $447,233 (30.9%) 0.72 245
2022-03-01 $304,450 (21.8%) $463,145 (34.8%) 0.76 244
2022-04-01 $300,000 (17.9%) $455,949 (24.8%) 0.72 272
2022-05-01 $325,000 (18.2%) $485,991 (25.1%) 0.74 319
2022-06-01 $349,850 (26.5%) $490,824 (28.0%) 0.78 387
2022-07-01 $351,750 (32.8%) $477,981 (29.7%) 0.79 511
2022-08-01 $350,000 (28.0%) $458,350 (23.4%) 0.81 615
2022-09-01 $336,450 (22.6%) $419,852 (11.3%) 0.79 640
2022-10-01 $325,000 (18.6%) $409,541 (2.1%) 0.76 700
2022-11-01 $318,350 (8.8%) $426,991 (3.8%) 0.77 718
2022-12-01 $319,900 (6.9%) $427,627 (-4.3%) 0.79 708
2023-01-01 $319,950 (18.9%) $422,946 (-3.7%) 0.79 672
2023-02-01 $309,450 (12.0%) $409,177 (-8.5%) 0.75 705
2023-03-01 $310,175 (1.9%) $420,512 (-9.2%) 0.73 737
2023-04-01 $325,000 (8.3%) $434,977 (-4.6%) 0.76 743
2023-05-01 $342,450 (5.4%) $450,430 (-7.3%) 0.78 755
2023-06-01 $349,950 (0.0%) $454,992 (-7.3%) 0.79 795
2023-07-01 $349,000 (-0.8%) $448,038 (-6.3%) 0.79 870
2023-08-01 $349,900 (0.0%) $440,417 (-3.9%) 0.80 910
2023-09-01 $349,999 (4.0%) $444,068 (5.8%) 0.81 899
2023-10-01 $337,800 (3.9%) $428,614 (4.7%) 0.79 941
2023-11-01 $334,900 (5.2%) $428,280 (0.3%) 0.80 945
2023-12-01 $325,500 (1.8%) $422,321 (-1.2%) 0.79 936
2024-01-01 $330,000 (3.1%) $420,959 (-0.5%) 0.81 881
2024-02-01 $345,000 (11.5%) $438,398 (7.1%) 0.83 858
2024-03-01 $345,000 (11.2%) $440,782 (4.8%) 0.81 909
2024-04-01 $347,450 (6.9%) $447,761 (2.9%) 0.81 948
2024-05-01 $345,935 (1.0%) $453,068 (0.6%) 0.78 990
WACO's median listing price for 2024-05-01 was $345,935, a difference of $3,485 (1.0%) versus the prior year and $-1,515 versus the prior month.

WACO's median listing price comes in at 78% of the national average.

WACO's average listing price for 2024-05-01 was $453,068, a difference of $2,638 (0.6%) versus the prior year and $5,307 versus the prior month.

For the 2024-05-01 period, WACO had 990 MLS listings, a difference of 42 listings (4%) versus the prior month and 235 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WACO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 77 days 1,961 sqft
2018-02-01 73 days 1,948 sqft
2018-03-01 59 days 1,975 sqft
2018-04-01 57 days 2,064 sqft
2018-05-01 52 days 2,056 sqft
2018-06-01 46 days 2,029 sqft
2018-07-01 44 days 1,984 sqft
2018-08-01 50 days 2,002 sqft
2018-09-01 60 days 2,031 sqft
2018-10-01 65 days 1,967 sqft
2018-11-01 71 days 2,004 sqft
2018-12-01 78 days 1,998 sqft
2019-01-01 83 days 1,993 sqft
2019-02-01 77 days 2,009 sqft
2019-03-01 65 days 2,021 sqft
2019-04-01 55 days 2,033 sqft
2019-05-01 52 days 2,035 sqft
2019-06-01 46 days 2,024 sqft
2019-07-01 45 days 2,034 sqft
2019-08-01 50 days 2,023 sqft
2019-09-01 57 days 1,997 sqft
2019-10-01 61 days 1,969 sqft
2019-11-01 66 days 1,976 sqft
2019-12-01 75 days 1,960 sqft
2020-01-01 76 days 1,945 sqft
2020-02-01 59 days 1,951 sqft
2020-03-01 55 days 2,009 sqft
2020-04-01 57 days 1,987 sqft
2020-05-01 54 days 2,046 sqft
2020-06-01 53 days 2,067 sqft
2020-07-01 54 days 2,084 sqft
2020-08-01 51 days 2,053 sqft
2020-09-01 50 days 2,015 sqft
2020-10-01 57 days 2,044 sqft
2020-11-01 52 days 1,997 sqft
2020-12-01 53 days 1,997 sqft
2021-01-01 64 days 1,995 sqft
2021-02-01 46 days 1,812 sqft
2021-03-01 40 days 1,847 sqft
2021-04-01 30 days 1,853 sqft
2021-05-01 23 days 1,949 sqft
2021-06-01 16 days 1,939 sqft
2021-07-01 21 days 1,858 sqft
2021-08-01 24 days 1,886 sqft
2021-09-01 31 days 1,884 sqft
2021-10-01 43 days 1,958 sqft
2021-11-01 42 days 2,006 sqft
2021-12-01 41 days 1,979 sqft
2022-01-01 47 days 1,796 sqft
2022-02-01 42 days 1,843 sqft
2022-03-01 32 days 1,893 sqft
2022-04-01 24 days 1,784 sqft
2022-05-01 22 days 1,829 sqft
2022-06-01 23 days 1,915 sqft
2022-07-01 29 days 1,986 sqft
2022-08-01 36 days 1,972 sqft
2022-09-01 40 days 1,912 sqft
2022-10-01 46 days 1,827 sqft
2022-11-01 52 days 1,810 sqft
2022-12-01 62 days 1,842 sqft
2023-01-01 68 days 1,832 sqft
2023-02-01 62 days 1,770 sqft
2023-03-01 51 days 1,802 sqft
2023-04-01 53 days 1,837 sqft
2023-05-01 61 days 1,954 sqft
2023-06-01 62 days 1,997 sqft
2023-07-01 53 days 1,973 sqft
2023-08-01 56 days 1,973 sqft
2023-09-01 64 days 1,964 sqft
2023-10-01 69 days 1,941 sqft
2023-11-01 68 days 1,916 sqft
2023-12-01 72 days 1,887 sqft
2024-01-01 81 days 1,856 sqft
2024-02-01 83 days 1,893 sqft
2024-03-01 66 days 1,914 sqft
2024-04-01 56 days 1,935 sqft
2024-05-01 54 days 1,959 sqft
WACO's median listing age (time on market) for 2024-05-01 was 54 days. This is -10% shorter than the same period one year ago.

WACO's median square footage for active listings during the 2024-05-01 period was 1,959 sqft. One year prior, the average listing was 1,954 sqft.

WACO, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
76524 Waco, TX HUD Metro FMR Area $760 $860 $1,070 $1,430 $1,530
76557 Waco, TX HUD Metro FMR Area $630 $660 $840 $1,150 $1,290
76561 Waco, TX HUD Metro FMR Area $650 $650 $830 $1,170 $1,410
76621 Waco, TX HUD Metro FMR Area $710 $790 $1,000 $1,310 $1,360
76622 Waco, TX HUD Metro FMR Area $710 $790 $1,000 $1,310 $1,360
76624 Waco, TX HUD Metro FMR Area $660 $730 $920 $1,210 $1,250
76630 Waco, TX HUD Metro FMR Area $790 $870 $1,100 $1,450 $1,500
76633 Waco, TX HUD Metro FMR Area $760 $840 $1,070 $1,400 $1,450
76638 Waco, TX HUD Metro FMR Area $830 $920 $1,160 $1,520 $1,580
76640 Waco, TX HUD Metro FMR Area $680 $750 $950 $1,250 $1,290
76643 Waco, TX HUD Metro FMR Area $930 $1,030 $1,310 $1,720 $1,780
76654 Waco, TX HUD Metro FMR Area $680 $760 $960 $1,260 $1,300
76655 Waco, TX HUD Metro FMR Area $830 $920 $1,170 $1,540 $1,620
76657 Waco, TX HUD Metro FMR Area $820 $910 $1,150 $1,510 $1,570
76664 Waco, TX HUD Metro FMR Area $660 $730 $920 $1,210 $1,250
76673 Waco, TX HUD Metro FMR Area $610 $650 $830 $1,100 $1,170
76682 Waco, TX HUD Metro FMR Area $760 $850 $1,070 $1,430 $1,550
76689 Waco, TX HUD Metro FMR Area $730 $810 $1,030 $1,350 $1,410
76691 Waco, TX HUD Metro FMR Area $680 $760 $960 $1,260 $1,300
76701 Waco, TX HUD Metro FMR Area $800 $890 $1,130 $1,480 $1,540
76702 Waco, TX HUD Metro FMR Area $710 $790 $1,000 $1,310 $1,360
76703 Waco, TX HUD Metro FMR Area $710 $790 $1,000 $1,310 $1,360
76704 Waco, TX HUD Metro FMR Area $610 $650 $830 $1,100 $1,170
76705 Waco, TX HUD Metro FMR Area $610 $670 $850 $1,120 $1,170
76706 Waco, TX HUD Metro FMR Area $720 $800 $1,010 $1,330 $1,370
76707 Waco, TX HUD Metro FMR Area $690 $770 $970 $1,270 $1,320
76708 Waco, TX HUD Metro FMR Area $720 $800 $1,010 $1,330 $1,370
76710 Waco, TX HUD Metro FMR Area $640 $710 $900 $1,180 $1,220
76711 Waco, TX HUD Metro FMR Area $850 $940 $1,190 $1,560 $1,620
76712 Waco, TX HUD Metro FMR Area $800 $880 $1,120 $1,470 $1,520
76714 Waco, TX HUD Metro FMR Area $710 $790 $1,000 $1,310 $1,360
76716 Waco, TX HUD Metro FMR Area $710 $790 $1,000