HOUSTON - THE WOODLANDS - SUGAR LAND Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Houston - The Woodlands - Sugar Land averaged
3.5%
for the week of 2021-12-02, compared to the national average of
3.11% for the same period.
The average rate for the prior week (2021-11-24) was
3.49% and
one month ago for the week of 2021-10-28, the
average rate was 3.43%.
Houston - The Woodlands - Sugar Land's average rate one year ago was 3.11%.
For refis of the same type during the week of 2021-12-02, the average rate
was 3.39%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-12-02 | 3.11% |
| Houston - The Woodlands - Sugar Land 30 Year Fixed Rate | 2021-12-02 | 3.5% |
| Houston - The Woodlands - Sugar Land 30 Year Fixed Rate Refi | 2021-12-02 | 3.39% |
| Houston - The Woodlands - Sugar Land 15 Year Fixed Rate | 2021-12-02 | 2.87% |
| Houston - The Woodlands - Sugar Land 15 Year Fixed Rate Refi | 2021-12-02 | 2.71% |
| Houston - The Woodlands - Sugar Land 30 Year FHA | 2021-12-02 | 3.28% |
| Houston - The Woodlands - Sugar Land 30 Year FHA Refi | 2021-12-02 | 3.34% |
| Houston - The Woodlands - Sugar Land 30 Year USDA | 2021-12-02 | 3.48% |
| Houston - The Woodlands - Sugar Land 30 Year USDA Refi | 2021-12-02 | 3.46% |
| Houston - The Woodlands - Sugar Land 30 Year VA | 2021-12-02 | 3.4% |
| Houston - The Woodlands - Sugar Land 30 Year VA Refi | 2021-12-02 | 3.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOUSTON-THE WOODLANDS-SUGAR LAND, TX.
HOUSTON - THE WOODLANDS - SUGAR LAND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HOUSTON-THE WOODLANDS-SUGAR LAND, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HOUSTON-THE WOODLANDS-SUGAR LAND, TX's 677 lenders originated 238,743
loans during 2020. The total origination value was $66,053,515,000, with an average loan value of
$276,672.
The top HOUSTON - THE WOODLANDS - SUGAR LAND lender as defined by loan originations is QUICKEN LOANS, LLC, with
7,179 loans originated. Their average total fees are
$5,437, which is $240
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee HOUSTON - THE WOODLANDS - SUGAR LAND lenders (with over 10 loans originated) are
Discover Bank ($0), Houston Federal Credit Union ($230), CAPITAL PLUS FINANCIAL, LLC ($306), SUN WEST MORTGAGE COMPANY, INC. ($1,402) and CHERRY CREEK MORTGAGE, LLC ($1,502).
The lowest rate HOUSTON - THE WOODLANDS - SUGAR LAND lenders (with over 10 loans originated) are
Paramount Bank (2.64%), Encompass Lending Group, LP (2.72%), T2 FINANCIAL LLC (2.73%), PIKE CREEK MORTGAGE SERVICES, INC. (2.75%) and Inwood National Bank (2.75%).
HOUSTON-THE WOODLANDS-SUGAR LAND, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Quicken Loans | $1,634,645,000 | $4,261,645,000 | 160.7% | 6.5% |
| JPMorgan Chase Bank, NA | $1,745,775,000 | $2,177,315,000 | 24.7% | 3.3% |
| Freedom Mortgage Corporation | $531,750,000 | $2,004,930,000 | 277.0% | 3.0% |
| United Shore Financial Services LLC | $1,267,395,000 | $1,985,985,000 | 56.7% | 3.0% |
| WELLS FARGO BANK NA | $1,248,905,000 | $1,526,805,000 | 22.3% | 2.3% |
| loanDepot LLC | $790,020,000 | $1,347,130,000 | 70.5% | 2.0% |
| CORNERSTONE HOME LENDING, INC. | $689,210,000 | $1,203,770,000 | 74.7% | 1.8% |
| Amcap Mortgage Ltd. | $594,695,000 | $1,162,975,000 | 95.6% | 1.8% |
| Flagstar Bank | $689,635,000 | $1,091,830,000 | 58.3% | 1.7% |
| NETWORK FUNDING, L.P. | $481,160,000 | $972,895,000 | 102.2% | 1.5% |
| Bank of America NA | $1,115,915,000 | $957,125,000 | -14.2% | 1.4% |
| DHI Mortgage Company Limited | $564,090,000 | $928,795,000 | 64.7% | 1.4% |
| FAIRWAY INDEPENDENT MORT CORP | $435,045,000 | $817,825,000 | 88.0% | 1.2% |
| GATEWAY MORTGAGE GROUP | $451,470,000 | $813,610,000 | 80.2% | 1.2% |
| CMG Mortgage Inc. | $393,405,000 | $779,600,000 | 98.2% | 1.2% |
| COMPASS BANK | $540,065,000 | $774,560,000 | 43.4% | 1.2% |
| Nations Reliable Lending, LLC | $393,850,000 | $747,370,000 | 89.8% | 1.1% |
| Berkadia Commercial Mortgage | $179,295,000 | $741,480,000 | 313.6% | 1.1% |
| Home Point Financial Corporation | $124,740,000 | $732,995,000 | 487.6% | 1.1% |
| FIRST UNITED BANK AND TRUST CO | $264,270,000 | $702,800,000 | 165.9% | 1.1% |
| Caliber Home Loans Inc | $395,565,000 | $700,790,000 | 77.2% | 1.1% |
| Nationstar Mortgage | $311,650,000 | $698,145,000 | 124.0% | 1.1% |
| ZB, N.A. | $834,820,000 | $666,980,000 | -20.1% | 1.0% |
| Texas Dow Employees Credit Union | $326,300,000 | $652,345,000 | 99.9% | 1.0% |
| Guaranteed Rate Inc. | $215,845,000 | $610,925,000 | 183.0% | 0.9% |
| Eagle Home Mortgage, LLC | $601,745,000 | $594,390,000 | -1.2% | 0.9% |
| Mid America Mortgage Inc. | $207,230,000 | $588,675,000 | 184.1% | 0.9% |
| Cardinal Financial Company LP | $269,205,000 | $576,245,000 | 114.1% | 0.9% |
| Greystone Servicing Corporation, Inc. | $562,190,000 | n/a | 0.9% | |
| WALKER & DUNLOP, LLC | $430,975,000 | $561,485,000 | 30.3% | 0.9% |
| PENNYMAC LOAN SERVICES LLC | $210,970,000 | $561,170,000 | 166.0% | 0.8% |
| PRIMELENDING | $392,800,000 | $559,225,000 | 42.4% | 0.8% |
| Supreme Lending/ Everett Financial Inc. | $313,235,000 | $546,520,000 | 74.5% | 0.8% |
| Ark-La-Tex Financial Services LLC | $431,555,000 | $543,860,000 | 26.0% | 0.8% |
| CBNA | $341,130,000 | $524,850,000 | 53.9% | 0.8% |
| HomeTrust Mortgage Company | $251,095,000 | $506,725,000 | 101.8% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $233,015,000 | $495,285,000 | 112.6% | 0.7% |
| Prosperity Bank | $353,575,000 | $481,800,000 | 36.3% | 0.7% |
| InterLinc Mortgage Services LLC | $271,830,000 | $476,935,000 | 75.5% | 0.7% |
| Paramount Residential Mortgage Group Inc. | $116,410,000 | $401,510,000 | 244.9% | 0.6% |
| Better Mortgage Corporation | $91,895,000 | $396,030,000 | 331.0% | 0.6% |
| Branch Banking And Trust Co | $218,350,000 | $385,960,000 | 76.8% | 0.6% |
| Citibank, N.A. | $190,335,000 | $383,375,000 | 101.4% | 0.6% |
| CRESTMARK MORTGAGE COMPANY LTD | $296,755,000 | $364,105,000 | 22.7% | 0.6% |
| Republic State Mortgage Co. | $145,905,000 | $354,415,000 | 142.9% | 0.5% |
| Mortgage Research Center LLC | $221,250,000 | $350,565,000 | 58.4% | 0.5% |
| Cherry Creek Mortgage Co. Inc. | $210,510,000 | $341,355,000 | 62.2% | 0.5% |
| Amerisave Mortgage Corporation | $76,830,000 | $338,300,000 | 340.3% | 0.5% |
| BancorpSouth Bank | $226,850,000 | $326,255,000 | 43.8% | 0.5% |
| SWBC Mortgage Corporation | $202,780,000 | $323,400,000 | 59.5% | 0.5% |
| Plaza Home Mortgage Inc. | $195,055,000 | $314,110,000 | 61.0% | 0.5% |
| Eustis Mortgage Corporation | $104,940,000 | $310,575,000 | 196.0% | 0.5% |
| Guild Mortgage Company | $212,150,000 | $305,590,000 | 44.0% | 0.5% |
| Cadence Bank, N.A. | $296,270,000 | $285,135,000 | -3.8% | 0.4% |
| BOKF NA | $133,565,000 | $282,140,000 | 111.2% | 0.4% |
| Keller Mortgage LLC | $129,495,000 | $281,320,000 | 117.2% | 0.4% |
| HomeBridge Financial Services, Inc. | $192,955,000 | $277,985,000 | 44.1% | 0.4% |
| Thrive Mortgage LLC | $150,415,000 | $276,030,000 | 83.5% | 0.4% |
| Finance of America Mortgage LLC | $119,325,000 | $268,730,000 | 125.2% | 0.4% |
| Jones Lang LaSalle Multifamily | $30,500,000 | $266,725,000 | 774.5% | 0.4% |
| NEWREZ LLC | $82,775,000 | $263,135,000 | 217.9% | 0.4% |
| Academy Mortgage Corporation | $164,080,000 | $261,470,000 | 59.4% | 0.4% |
| Gibraltar Mortgage Services | $146,290,000 | $260,680,000 | 78.2% | 0.4% |
| Morgan Stanley Private Bank NA | $235,500,000 | $251,180,000 | 6.7% | 0.4% |
| Provident Funding Associates | $260,060,000 | $251,065,000 | -3.5% | 0.4% |
| AmeriHomeMortgageCompany,LL | $54,325,000 | $249,535,000 | 359.3% | 0.4% |
| REGIONS BANK | $102,850,000 | $241,920,000 | 135.2% | 0.4% |
| VERITEX COMMUNITY BANK | $90,775,000 | $238,975,000 | 163.3% | 0.4% |
| CalCon Mutual Mortgage LLC | $154,315,000 | $238,390,000 | 54.5% | 0.4% |
| Aspire Financial Inc. | $34,585,000 | $237,525,000 | 586.8% | 0.4% |
| Legend Lending Corporation | $97,550,000 | $236,290,000 | 142.2% | 0.4% |
| Allegiance Bank | $250,305,000 | $235,205,000 | -6.0% | 0.4% |
| Lakeview Loan Servicing, LLC | $81,075,000 | $233,445,000 | 187.9% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $235,030,000 | $228,095,000 | -3.0% | 0.3% |
| USAA FEDERAL SAVINGS BANK | $268,265,000 | $225,045,000 | -16.1% | 0.3% |
| IBERIABANK | $291,060,000 | $224,925,000 | -22.7% | 0.3% |
| Shell Federal Credit Union | $89,470,000 | $224,860,000 | 151.3% | 0.3% |
| New American Funding (dba for Broker Solutions Inc) | $102,370,000 | $219,905,000 | 114.8% | 0.3% |
| Guaranteed Rate Affinity LLC | $149,250,000 | $216,450,000 | 45.0% | 0.3% |
| US BANK, N.A. | $151,610,000 | $214,845,000 | 41.7% | 0.3% |
| K. Hovnanian American Mortgage LLC | $185,240,000 | $211,770,000 | 14.3% | 0.3% |
| America's Choice Home Loans LP | $97,495,000 | $211,600,000 | 117.0% | 0.3% |
| Envoy Mortgage Ltd. | $145,605,000 | $208,205,000 | 43.0% | 0.3% |
| Encompass Lending Group L.P. | $90,470,000 | $204,420,000 | 126.0% | 0.3% |
| Pulte Mortgage LLC | $162,940,000 | $200,005,000 | 22.7% | 0.3% |
| First Continental Mortgage Ltd | $3,445,000 | $196,380,000 | 5,600.4% | 0.3% |
| CLM Mortgage LLC | $121,150,000 | $193,525,000 | 59.7% | 0.3% |
| Independent Bank | $157,195,000 | $190,700,000 | 21.3% | 0.3% |
| FROST BANK | $101,850,000 | $187,900,000 | 84.5% | 0.3% |
| Goldwater Bank National Association | $100,195,000 | $186,085,000 | 85.7% | 0.3% |
| Nations Lending Corporation | $80,365,000 | $176,485,000 | 119.6% | 0.3% |
| Mortgage Financial Services LLC | $62,065,000 | $173,335,000 | 179.3% | 0.3% |
| Sente Mortgage Inc. | $72,135,000 | $169,175,000 | 134.5% | 0.3% |
| Sun West Mortgage Company Inc. | $32,725,000 | $168,330,000 | 414.4% | 0.3% |
| JSC Federal Credit Union | $87,640,000 | $161,505,000 | 84.3% | 0.2% |
| Chevron Federal Credit Union | $131,485,000 | $157,740,000 | 20.0% | 0.2% |
| Highlands Residential Mortgage Ltd | $49,930,000 | $157,485,000 | 215.4% | 0.2% |
| Colonial Savings | $71,915,000 | $156,770,000 | 118.0% | 0.2% |
| SecurityNational Mortgage Company | $94,065,000 | $155,410,000 | 65.2% | 0.2% |
| CERTAIN HOME LOANS, LLC | $77,130,000 | $151,300,000 | 96.2% | 0.2% |
| First Continental Mortgage Ltd | $3,445,000 | $150,610,000 | 4,271.8% | 0.2% |
| Member Home Loan | $100,045,000 | $150,050,000 | 50.0% | 0.2% |
| KBHS Home Loans, LLC | $179,530,000 | $148,050,000 | -17.5% | 0.2% |
| PNC BANK NA | $506,980,000 | $147,815,000 | -70.8% | 0.2% |
| Arbor Realty Trust Inc | $184,610,000 | $141,200,000 | -23.5% | 0.2% |
| Berkeley Point Capital, LLC | $268,095,000 | $139,060,000 | -48.1% | 0.2% |
| Lakeview Community Capital, LLC | $24,545,000 | $138,595,000 | 464.7% | 0.2% |
| First Community Credit Union | $64,220,000 | $136,495,000 | 112.5% | 0.2% |
| Origin Bank | $93,535,000 | $130,655,000 | 39.7% | 0.2% |
| CORNERSTONE MTG PARTNERS OF T | $71,480,000 | $130,430,000 | 82.5% | 0.2% |
| Synergy One Lending | $48,150,000 | $130,105,000 | 170.2% | 0.2% |
| American Pacific Mortgage Corporation | $6,460,000 | $129,235,000 | 1,900.5% | 0.2% |
| CARRINGTON MORTGAGE SERVICES | $96,815,000 | $128,635,000 | 32.9% | 0.2% |
| First Financial Bank | $87,075,000 | $128,145,000 | 47.2% | 0.2% |
| Stearns Lending | $158,720,000 | $125,470,000 | -20.9% | 0.2% |
| First Continental Mortgage Ltd | $3,445,000 | $113,350,000 | 3,190.3% | 0.2% |
| US Wide Financial | $7,155,000 | $112,415,000 | 1,471.1% | 0.2% |
| Village Capital & Investment | $31,655,000 | $111,520,000 | 252.3% | 0.2% |
| NBKC Bank | $70,030,000 | $109,585,000 | 56.5% | 0.2% |
| Gardner Financial Services dba Legacy Mutual Mortgage | $85,740,000 | $109,445,000 | 27.6% | 0.2% |
| Hancock Whitney Bank | $103,200,000 | $108,725,000 | 5.4% | 0.2% |
| Trustmark National Bank | $69,945,000 | $104,855,000 | 49.9% | 0.2% |
| CoreVest American Finance Lender LLC | $72,710,000 | $102,685,000 | 41.2% | 0.2% |
| Planet Home Lending LLC | $46,835,000 | $101,740,000 | 117.2% | 0.2% |
| Gulf Coast Educators Federal Credit Union | $57,845,000 | $101,195,000 | 74.9% | 0.2% |
| International Bank of Commerce | $62,600,000 | $98,445,000 | 57.3% | 0.1% |
| University Federal Credit Union | $68,220,000 | $96,530,000 | 41.5% | 0.1% |
| Wyndham Capital Mortgage | $31,110,000 | $96,510,000 | 210.2% | 0.1% |
| M/I Financial Corporation | $76,010,000 | $95,700,000 | 25.9% | 0.1% |
| UBS Bank USA | $73,380,000 | $95,145,000 | 29.7% | 0.1% |
| Clearpath Lending | $30,740,000 | $94,075,000 | 206.0% | 0.1% |
| American Heritage Capital, LP | $42,610,000 | $93,115,000 | 118.5% | 0.1% |
| American Financial Network Inc. | $33,360,000 | $92,275,000 | 176.6% | 0.1% |
| Inspire Home Loans | $41,160,000 | $89,300,000 | 117.0% | 0.1% |
| LeaderOne Financial Corp. | $19,085,000 | $88,015,000 | 361.2% | 0.1% |
| COMERICA BANK | $100,730,000 | $86,885,000 | -13.7% | 0.1% |
| KeyBank National Association | $276,250,000 | $85,780,000 | -68.9% | 0.1% |
| First Continental Mortgage Ltd | $3,445,000 | $83,345,000 | 2,319.3% | 0.1% |
| Union Home Mortgage Company | $53,100,000 | $83,220,000 | 56.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $78,315,000 | $82,695,000 | 5.6% | 0.1% |
| First Home Bank | $2,520,000 | $82,560,000 | 3,176.2% | 0.1% |
| Homeowners Financial Group | $37,080,000 | $81,475,000 | 119.7% | 0.1% |
| NorthMarq Capital Finance, L.L.C. | $89,455,000 | $81,255,000 | -9.2% | 0.1% |
| 21ST MORTGAGE | $47,900,000 | $81,240,000 | 69.6% | 0.1% |
| CITY BANK | $32,640,000 | $79,785,000 | 144.4% | 0.1% |
| First Savings Bank | $7,855,000 | $78,995,000 | 905.7% | 0.1% |
| TIAA, FSB | $62,640,000 | $77,585,000 | 23.9% | 0.1% |
| Pentagon Federal Credit Union | $24,880,000 | $77,175,000 | 210.2% | 0.1% |
| WEI Mortgage LLC | $4,630,000 | $77,070,000 | 1,564.6% | 0.1% |
| Churchill Mortgage Corporation | $35,895,000 | $76,350,000 | 112.7% | 0.1% |
| Intercontinental Capital Group, Inc. | $13,595,000 | $75,860,000 | 458.0% | 0.1% |
| North American Savings Bank | $33,350,000 | $75,370,000 | 126.0% | 0.1% |
| Great Western Financial Services Inc. | $37,370,000 | $73,455,000 | 96.6% | 0.1% |
| Mortgage Solutions of Colorado LLC | $20,755,000 | $71,540,000 | 244.7% | 0.1% |
| First Mortgage Solutions LLC | $12,340,000 | $71,180,000 | 476.8% | 0.1% |
| Royal United Mortgage LLC | $37,345,000 | $71,075,000 | 90.3% | 0.1% |
| Wolfe Financial Inc. DBA Integrity Mortgage Group | $41,910,000 | $69,985,000 | 67.0% | 0.1% |
| Towne Mortgage Company | $3,055,000 | $68,480,000 | 2,141.6% | 0.1% |
| Charles Schwab Bank | $37,670,000 | $68,105,000 | 80.8% | 0.1% |
| Premia Mortgage, LLC | $51,055,000 | $66,195,000 | 29.7% | 0.1% |
| Hometown Lenders LLC | $68,180,000 | $66,165,000 | -3.0% | 0.1% |
| Houston Federal Credit Union | $33,425,000 | $66,060,000 | 97.6% | 0.1% |
| First Centennial Mortgage Corp. | $16,915,000 | $64,165,000 | 279.3% | 0.1% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $16,350,000 | $62,595,000 | 282.8% | 0.1% |
| Randolph Brooks Federal Credit Union | $31,895,000 | $62,440,000 | 95.8% | 0.1% |
| AMOCO Federal Credit Union | $35,055,000 | $62,380,000 | 77.9% | 0.1% |
| Primary Residential Mortgage Inc. | $37,105,000 | $62,015,000 | 67.1% | 0.1% |
| Texas Bay Area Credit Union | $37,540,000 | $61,130,000 | 62.8% | 0.1% |
| Bay Equity LLC | $47,100,000 | $58,865,000 | 25.0% | 0.1% |
| FirstBank | $40,165,000 |