Kennebunk Savings Bank Mortgage Rates, Fees & InfoKennebunk, ME
Tax ID: 01-0100600
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewKennebunk Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Kennebunk Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Portland, Boston, Manchester, Laconia, and Augusta among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)
Kennebunk Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$203,555,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA)||414||$144,150,000||$348,188||$0||0.00%|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||95||$50,995,000||$536,789||$0||0.00%|
|MANCHESTER-NASHUA, NH (FHA|USDA|VA)||8||$5,780,000||$722,500||$0||0.00%|
|Outside of Metro Areas||3||$1,505,000||$501,667||$0||0.00%|
|Laconia, NH (FHA|USDA|VA)||2||$970,000||$485,000||$0||0.00%|
|Augusta-Waterville, ME (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Kennebunk Savings Bank's most frequently originated type of loan was Conventional, with 523 originations.
For 2022, Kennebunk Savings Bank's most frequently cited loan purpose was Home Improvement, with 175 originations. The 2nd most popular reason was Home Purchase, with 134 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Kennebunk Savings Bank's most frequently cited loan duration was Other, with 523 originations.
2022 saw Kennebunk Savings Bank place emphasis on $100,000 or less loans with 161 originations, totaling $8,085,000 in origination value.
Kennebunk Savings Bank lent most frequently to those with incomes in the $150k-250k range, with 125 originations. The second most popular income band? $100k-150k, with 109 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Kennebunk Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 523 originations.
Approval RatesTotal approvals of all applications
Kennebunk Savings Bank has a below average approval rate.
Pick RateApprovals leading to origination
Kennebunk Savings Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|