Laconia Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Laconia averaged
7.37%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
7.15% and
one month ago for the week of 2024-03-14, the
average rate was 7.11%.
Laconia's average rate one year ago was 6.24%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Laconia 30 Year Fixed Rate | 2024-04-18 | 7.37% |
| Laconia 30 Year Fixed Rate Refi | 2024-04-18 | 7.4% |
| Laconia 15 Year Fixed Rate | 2024-04-18 | 6.19% |
| Laconia 15 Year Fixed Rate Refi | 2024-04-18 | 6.99% |
| Laconia 30 Year FHA | 2024-04-18 | 6.97% |
| Laconia 30 Year FHA Refi | 2024-04-18 | 6.96% |
| Laconia 30 Year USDA | 2024-04-18 | 6.86% |
| Laconia 30 Year USDA Refi | 2024-04-18 | 6.86% |
| Laconia 30 Year VA | 2024-04-18 | 6.66% |
| Laconia 30 Year VA Refi | 2024-04-18 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Laconia, NH.
Laconia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Laconia, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Laconia Average Closing Costs & Other Stats
Laconia, NH's 124 lenders originated 1,647
loans during 2023. The total origination value was $510,995,000, with an average loan value of
$310,258.
Laconia's average closing costs are $4,704.
The top Laconia lender as defined by loan originations is Meredith Village Savings Bank, with
66 loans originated. Their average total fees are
$3,963, which is $710
lower than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee Laconia lenders (with over 10 loans originated) are
TD Bank ($2,897), Meredith Village Savings Bank ($3,963), Bank of New Hampshire ($3,983), CMG MORTGAGE, INC. ($4,673) and Northway Bank ($4,711).
The lowest rate Laconia lenders (with over 10 loans originated) are
Citizens Bank (6.27%), TD Bank (6.30%), QUICKEN LOANS, LLC (6.53%), CMG MORTGAGE, INC. (6.67%) and JPMorgan Chase Bank (6.78%).
Laconia, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Meredith Village Savings Bank | $112,945,000 | $75,155,000 | -33.5% | 14.7% |
| Citizens Bank | $50,945,000 | $32,230,000 | -36.7% | 6.3% |
| CMG MORTGAGE, INC. | $26,425,000 | $24,345,000 | -7.9% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,655,000 | $19,960,000 | -22.2% | 3.9% |
| ST. MARY'S BANK | $8,435,000 | $16,200,000 | 92.1% | 3.2% |
| QUICKEN LOANS, LLC | $33,820,000 | $14,615,000 | -56.8% | 2.9% |
| Bank of America | $13,710,000 | $12,955,000 | -5.5% | 2.5% |
| Bank of New Hampshire | $27,590,000 | $12,425,000 | -55.0% | 2.4% |
| Franklin Savings Bank | $11,565,000 | $12,220,000 | 5.7% | 2.4% |
| TD Bank | $13,000,000 | $11,685,000 | -10.1% | 2.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,740,000 | $11,150,000 | 14.5% | 2.2% |
| JPMorgan Chase Bank | $1,870,000 | $10,125,000 | 441.4% | 2.0% |
| Northway Bank | $29,225,000 | $10,020,000 | -65.7% | 2.0% |
| GUILD MORTGAGE COMPANY | $12,470,000 | $9,480,000 | -24.0% | 1.9% |
| EVERETT FINANCIAL, INC. | $15,455,000 | $9,470,000 | -38.7% | 1.9% |
| Service Federal Credit Union | $12,300,000 | $9,225,000 | -25.0% | 1.8% |
| HARBORONE MORTGAGE, LLC | $13,275,000 | $8,120,000 | -38.8% | 1.6% |
| EMM LOANS LLC | $6,340,000 | $6,730,000 | 6.2% | 1.3% |
| Mortgage Research Center, LLC | $6,175,000 | $6,415,000 | 3.9% | 1.3% |
| Merrimack County Savings Bank | $11,500,000 | $6,220,000 | -45.9% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $7,925,000 | $6,135,000 | -22.6% | 1.2% |
| Morgan Stanley Private Bank | $11,005,000 | $6,120,000 | -44.4% | 1.2% |
| GUARANTEED RATE, INC. | $7,745,000 | $6,010,000 | -22.4% | 1.2% |
| Bar Harbor Bank & Trust | $3,445,000 | $5,690,000 | 65.2% | 1.1% |
| Granite State Credit Union | $6,525,000 | $5,410,000 | -17.1% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,345,000 | $5,145,000 | -30.0% | 1.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $3,755,000 | $5,015,000 | 33.6% | 1.0% |
| NBT Bank | $1,520,000 | $4,865,000 | 220.1% | 1.0% |
| NORTHEAST CREDIT UNION | $3,720,000 | $4,755,000 | 27.8% | 0.9% |
| American Mortgage & Equity Consultants, Inc. | $2,205,000 | $4,680,000 | 112.2% | 0.9% |
| LOANDEPOT.COM, LLC | $10,555,000 | $3,800,000 | -64.0% | 0.7% |
| Citibank | $715,000 | $3,735,000 | 422.4% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $5,325,000 | $3,540,000 | -33.5% | 0.7% |
| UBS Bank USA | $5,540,000 | $3,290,000 | -40.6% | 0.6% |
| Eastern Bank | $5,795,000 | $3,050,000 | -47.4% | 0.6% |
| Rockland Trust Company | $1,935,000 | $2,975,000 | 53.7% | 0.6% |
| Westfield Bank | $2,910,000 | n/a | 0.6% | |
| Profile Bank | $830,000 | $2,765,000 | 233.1% | 0.5% |
| NORTHPOINT MORTGAGE, INC. | $975,000 | $2,395,000 | 145.6% | 0.5% |
| Leader Bank | $3,840,000 | $2,370,000 | -38.3% | 0.5% |
| BELLWETHER COMMUNITY | $4,645,000 | $2,265,000 | -51.2% | 0.4% |
| Enterprise Bank and Trust Company | $2,800,000 | $2,210,000 | -21.1% | 0.4% |
| ENVOY MORTGAGE, LTD | $1,855,000 | $2,210,000 | 19.1% | 0.4% |
| SIS BANCORP, MHC | $2,000,000 | $2,200,000 | 10.0% | 0.4% |
| M&T Bank | $1,075,000 | $2,160,000 | 100.9% | 0.4% |
| EMBRACE HOME LOANS, INC. | $565,000 | $2,145,000 | 279.6% | 0.4% |
| Goldman Sachs Bank USA | $2,005,000 | n/a | 0.4% | |
| Mr. Cooper ( Nationstar Mortgage ) | $5,400,000 | $1,980,000 | -63.3% | 0.4% |
| Jeanne D'Arc Credit Union | $95,000 | $1,975,000 | 1,978.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $4,920,000 | $1,955,000 | -60.3% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $6,560,000 | $1,890,000 | -71.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,360,000 | $1,880,000 | -20.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $5,020,000 | $1,860,000 | -62.9% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $3,665,000 | $1,825,000 | -50.2% | 0.4% |
| Wells Fargo Bank | $8,295,000 | $1,810,000 | -78.2% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,145,000 | $1,725,000 | 50.7% | 0.3% |
| The Federal Savings Bank | $195,000 | $1,680,000 | 761.5% | 0.3% |
| RADIUS FINANCIAL GROUP INC. | $2,750,000 | $1,665,000 | -39.5% | 0.3% |
| Holy Rosary Regional Credit Union | $1,340,000 | $1,645,000 | 22.8% | 0.3% |
| DIGITAL Federal Credit Union | $2,135,000 | $1,630,000 | -23.7% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $4,525,000 | $1,555,000 | -65.6% | 0.3% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $990,000 | $1,445,000 | 46.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $450,000 | $1,425,000 | 216.7% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,105,000 | $1,395,000 | -33.7% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,380,000 | n/a | 0.3% | |
| First Seacoast Bank | $205,000 | $1,380,000 | 573.2% | 0.3% |
| Newburyport Five Cents Savings Bank | $2,140,000 | $1,355,000 | -36.7% | 0.3% |
| Northpointe Bank | $1,465,000 | $1,330,000 | -9.2% | 0.3% |
| Waterstone Mortgage Corporation | $380,000 | $1,300,000 | 242.1% | 0.3% |
| PNC Bank | $2,580,000 | $1,280,000 | -50.4% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $1,730,000 | $1,245,000 | -28.0% | 0.2% |
| Flagstar Bank, FSB | $1,185,000 | $1,135,000 | -4.2% | 0.2% |
| LOGIX FEDERAL CREDIT UNION | $1,115,000 | n/a | 0.2% | |
| Keystone Funding, Inc. | $1,055,000 | n/a | 0.2% | |
| U.S. Bank | $5,010,000 | $1,030,000 | -79.4% | 0.2% |
| POLARIS HOME FUNDING CORP. | $1,000,000 | n/a | 0.2% | |
| The Lowell Five Cent Savings Bank | $265,000 | $950,000 | 258.5% | 0.2% |
| First-Citizens Bank & Trust Company | $905,000 | n/a | 0.2% | |
| The Northern Trust Company | $875,000 | n/a | 0.2% | |
| Bethpage Federal Credit Union | $475,000 | $865,000 | 82.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,295,000 | $805,000 | -37.8% | 0.2% |
| Discover Bank | $785,000 | $785,000 | 0.0% | 0.2% |
| Easthampton Savings Bank | $455,000 | $780,000 | 71.4% | 0.2% |
| METRO | $780,000 | n/a | 0.2% | |
| ARC HOME LLC | $770,000 | n/a | 0.2% | |
| Bangor Savings Bank | $4,410,000 | $760,000 | -82.8% | 0.1% |
| City National Bank | $2,695,000 | $755,000 | -72.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $175,000 | $750,000 | 328.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $925,000 | $735,000 | -20.5% | 0.1% |
| Salem Co-Operative Bank | $1,910,000 | $725,000 | -62.0% | 0.1% |
| Haverhill Bank | $345,000 | $715,000 | 107.2% | 0.1% |
| First Savings Bank | $870,000 | $710,000 | -18.4% | 0.1% |
| MountainOne Bank | $695,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $2,365,000 | $660,000 | -72.1% | 0.1% |
| BMO Harris Bank | $655,000 | n/a | 0.1% | |
| Webster Bank | $1,940,000 | $650,000 | -66.5% | 0.1% |
| BNC National Bank | $645,000 | n/a | 0.1% | |
| GFA Federal Credit Union | $150,000 | $645,000 | 330.0% | 0.1% |
| Kennebunk Savings Bank | $970,000 | $635,000 | -34.5% | 0.1% |
| NORTHEAST HOME LOAN, LLC | $550,000 | $635,000 | 15.5% | 0.1% |
| Carrington Mortgage Services, LLC | $420,000 | $630,000 | 50.0% | 0.1% |
| Firstrust Savings Bank | $610,000 | n/a | 0.1% | |
| UniBank for Savings | $105,000 | $605,000 | 476.2% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $225,000 | $590,000 | 162.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $790,000 | $590,000 | -25.3% | 0.1% |
| NEW HAMPSHIRE | $1,615,000 | $590,000 | -63.5% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $325,000 | $575,000 | 76.9% | 0.1% |
| Katahdin Trust Company | $545,000 | n/a | 0.1% | |
| MEGASTAR FINANCIAL CORP. | $545,000 | n/a | 0.1% | |
| Winchester Savings Bank | $545,000 | n/a | 0.1% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $125,000 | $540,000 | 332.0% | 0.1% |
| PLANET HOME LENDING, LLC | $540,000 | n/a | 0.1% | |
| Berkshire Bank | $3,065,000 | $535,000 | -82.5% | 0.1% |
| PAWTUCKET | $535,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $365,000 | $525,000 | 43.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,230,000 | $525,000 | -57.3% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $520,000 | n/a | 0.1% | |
| NEWREZ LLC | $3,195,000 | $515,000 | -83.9% | 0.1% |
| NFM, INC. | $535,000 | $500,000 | -6.5% | 0.1% |
| Members First Credit Union N.H. | $380,000 | $490,000 | 28.9% | 0.1% |
| First National Bank of America | $445,000 | n/a | 0.1% | |
| NBKC BANK | $1,345,000 | $445,000 | -66.9% | 0.1% |
| The Huntington National Bank | $445,000 | n/a | 0.1% | |
| Figure Lending LLC | $590,000 | $435,000 | -26.3% | 0.1% |
| Semper Home Loans, Inc. | $425,000 | n/a | 0.1% | |
| The Washington Trust Company, of Westerly | $415,000 | n/a | 0.1% | |
| United Bank | $415,000 | n/a | 0.1% | |
| Avidia Bank | $615,000 | $400,000 | -35.0% | 0.1% |
| Charles River Bank | $395,000 | n/a | 0.1% | |
| MORTGAGE EQUITY PARTNERS LLC | $350,000 | $395,000 | 12.9% | 0.1% |
| The National Bank of Middlebury | $395,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $400,000 | $390,000 | -2.5% | 0.1% |
| EQUITY RESOURCES, INC. | $385,000 | n/a | 0.1% | |
| First Republic Bank | $3,585,000 | $385,000 | -89.3% | 0.1% |
| State Department Federal Credit Union | $350,000 | $385,000 | 10.0% | 0.1% |
| JMAC LENDING, INC. | $355,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $590,000 | $345,000 | -41.5% | 0.1% |
| Coastal Community Bank | $345,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $345,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $255,000 | $325,000 | 27.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $325,000 | $325,000 | 0.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| East Cambridge Savings Bank | $325,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $325,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $265,000 | $315,000 | 18.9% | 0.1% |
| COMMUNITYAMERICA | $305,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $235,000 | $305,000 | 29.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $810,000 | $295,000 | -63.6% | 0.1% |
| First Federal Bank | $295,000 | n/a | 0.1% | |
| Home Loan Investment Bank, F.S.B. | $1,075,000 | $295,000 | -72.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $635,000 | $275,000 | -56.7% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $275,000 | n/a | 0.1% | |
| MERRIMACK VALLEY | $845,000 | $270,000 | -68.0% | 0.1% |
| Bank of England | $315,000 | $265,000 | -15.9% | 0.1% |
| S1L, Inc. | $265,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $135,000 | $255,000 | 88.9% | 0.0% |
| Cornerstone Bank | $565,000 | $245,000 | -56.6% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $335,000 | $245,000 | -26.9% | 0.0% |
| RIVER WORKS | $245,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $235,000 | n/a | 0.0% | |
| Bank of Easton | $235,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $1,285,000 | $235,000 | -81.7% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $625,000 | $225,000 | -64.0% | 0.0% |
| StonehamBank, A Co-operative Bank | $215,000 | n/a | 0.0% | |
| HANSCOM | $1,375,000 | $210,000 | -84.7% | 0.0% |
| AMWEST FUNDING CORP. | $445,000 | $205,000 | -53.9% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $180,000 | $205,000 | 13.9% | 0.0% |
| WESTERLY COMMUNITY | $205,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $1,710,000 | $195,000 | -88.6% | 0.0% |
| HarborOne Bank | $190,000 | n/a | 0.0% | |
| MEMBERS MORTGAGE COMPANY, INC. | $255,000 | $185,000 | -27.5% | 0.0% |
| INTEGRITY MORTGAGE LLC | $175,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,565,000 | $165,000 | -89.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $155,000 | n/a | 0.0% | |
| Union Bank | $605,000 | $155,000 | -74.4% | 0.0% |
| PHH Mortgage Corporation | $655,000 | $145,000 | -77.9% | 0.0% |
| LIBERTY BAY CREDIT UNION | $280,000 | $135,000 | -51.8% | 0.0% |
| ALIGN CREDIT UNION | $130,000 | n/a | 0.0% | |
| Pentucket Bank | $235,000 | $115,000 | -51.1% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $600,000 | $105,000 | -82.5% | 0.0% |
| Mascoma Bank | $1,405,000 | $105,000 | -92.5% | 0.0% |
| Salem Five Cents Savings Bank | $530,000 | $105,000 | -80.2% | 0.0% |
| Signature Federal Credit Union | $105,000 | n/a | 0.0% | |
| TOWER | $75,000 | n/a | 0.0% | |
| GREENWOOD | $65,000 | n/a | 0.0% | |
| KeyBank | $590,000 | $65,000 | -89.0% | 0.0% |
| Lakeview Community Capital, LLC | $65,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $410,000 | $65,000 | -84.1% | 0.0% |
| BayCoast Bank | $160,000 | $55,000 | -65.6% | 0.0% |
| Tewksbury Federal Credit Union | $35,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $25,000 | n/a | 0.0% | |
| North Shore Bank, a Co-operative Bank | $2,075,000 | $25,000 | -98.8% | 0.0% |
Laconia's top lender by overall market share is Meredith Village Savings Bank, with 14.7% market share. In second place, with 6.3%, is Citizens Bank, having originated $32,230,000 in loans. In third place, with 4.8%, is CMG MORTGAGE, INC., having originated $24,345,000 in loans. In fourth place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,960,000 in loans. In fifth place, with 3.2%, is ST. MARY'S BANK, having originated $16,200,000 in loans.
Laconia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Laconia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $279,900 (3.7%) | $539,723 (-16.1%) | 0.00 | 331 |
| 2018-02-01 | $299,900 (11.1%) | $558,764 (-12.2%) | 0.00 | 319 |
| 2018-03-01 | $299,900 (11.1%) | $560,194 (-12.8%) | 0.00 | 334 |
| 2018-04-01 | $309,450 (14.6%) | $572,743 (-8.8%) | 0.00 | 382 |
| 2018-05-01 | $317,950 (15.8%) | $657,523 (7.4%) | 0.00 | 465 |
| 2018-06-01 | $329,900 (14.6%) | $646,106 (5.1%) | 0.00 | 523 |
| 2018-07-01 | $332,500 (12.8%) | $613,644 (1.5%) | 0.00 | 559 |
| 2018-08-01 | $329,900 (10.3%) | $617,666 (3.9%) | 0.00 | 546 |
| 2018-09-01 | $319,000 (6.4%) | $588,885 (4.2%) | 0.00 | 567 |
| 2018-10-01 | $313,150 (4.4%) | $581,115 (-0.4%) | 0.00 | 552 |
| 2018-11-01 | $302,400 (0.9%) | $579,115 (-4.6%) | 0.00 | 494 |
| 2018-12-01 | $299,000 (0.0%) | $591,576 (-2.2%) | 0.00 | 422 |
| 2019-01-01 | $299,900 (7.2%) | $608,541 (12.8%) | 0.00 | 366 |
| 2019-02-01 | $299,900 (0.0%) | $557,342 (-0.3%) | 0.00 | 337 |
| 2019-03-01 | $304,186 (1.4%) | $564,294 (0.7%) | 0.00 | 344 |
| 2019-04-01 | $314,450 (1.6%) | $590,479 (3.1%) | 0.00 | 362 |
| 2019-05-01 | $336,950 (6.0%) | $625,965 (-4.8%) | 0.00 | 409 |
| 2019-06-01 | $334,000 (1.2%) | $574,469 (-11.1%) | 0.00 | 458 |
| 2019-07-01 | $325,750 (-2.0%) | $548,224 (-10.7%) | 0.00 | 514 |
| 2019-08-01 | $325,000 (-1.5%) | $551,757 (-10.7%) | 0.00 | 508 |
| 2019-09-01 | $325,000 (1.9%) | $555,025 (-5.8%) | 0.00 | 486 |
| 2019-10-01 | $327,000 (4.4%) | $557,204 (-4.1%) | 0.00 | 462 |
| 2019-11-01 | $324,900 (7.4%) | $522,506 (-9.8%) | 0.00 | 384 |
| 2019-12-01 | $317,400 (6.2%) | $518,350 (-12.4%) | 0.00 | 288 |
| 2020-01-01 | $307,400 (2.5%) | $560,413 (-7.9%) | 0.00 | 240 |
| 2020-02-01 | $314,450 (4.9%) | $573,569 (2.9%) | 0.00 | 213 |
| 2020-03-01 | $295,750 (-2.8%) | $534,751 (-5.2%) | 0.00 | 236 |
| 2020-04-01 | $299,974 (-4.6%) | $528,327 (-10.5%) | 0.00 | 280 |
| 2020-05-01 | $322,500 (-4.3%) | $592,913 (-5.3%) | 0.00 | 261 |
| 2020-06-01 | $359,450 (7.6%) | $643,573 (12.0%) | 0.00 | 231 |
| 2020-07-01 | $377,000 (15.7%) | $774,214 (41.2%) | 0.00 | 196 |
| 2020-08-01 | $375,000 (15.4%) | $753,098 (36.5%) | 0.00 | 193 |
| 2020-09-01 | $365,250 (12.4%) | $638,756 (15.1%) | 0.00 | 193 |
| 2020-10-01 | $364,500 (11.5%) | $620,655 (11.4%) | 0.00 | 191 |
| 2020-11-01 | $344,500 (6.0%) | $579,888 (11.0%) | 0.00 | 172 |
| 2020-12-01 | $339,000 (6.8%) | $568,656 (9.7%) | 0.00 | 129 |
| 2021-01-01 | $332,000 (8.0%) | $479,605 (-14.4%) | 0.00 | 92 |
| 2021-02-01 | $342,450 (8.9%) | $520,744 (-9.2%) | 0.00 | 77 |
| 2021-03-01 | $397,175 (34.3%) | $655,693 (22.6%) | 0.00 | 90 |
| 2021-04-01 | $399,900 (33.3%) | $665,481 (26.0%) | 0.00 | 109 |
| 2021-05-01 | $425,000 (31.8%) | $683,918 (15.4%) | 0.00 | 127 |
| 2021-06-01 | $446,175 (24.1%) | $694,943 (8.0%) | 0.00 | 145 |
| 2021-07-01 | $449,900 (19.3%) | $688,879 (-11.0%) | 0.00 | 167 |
| 2021-08-01 | $442,413 (18.0%) | $707,959 (-6.0%) | 0.00 | 182 |
| 2021-09-01 | $444,675 (21.8%) | $726,822 (13.8%) | 0.00 | 167 |
| 2021-10-01 | $429,950 (18.0%) | $722,510 (16.4%) | 0.00 | 157 |
| 2021-11-01 | $429,450 (24.7%) | $735,103 (26.8%) | 0.00 | 138 |
| 2021-12-01 | $432,450 (27.6%) | $838,308 (47.4%) | 0.00 | 101 |
| 2022-01-01 | $434,900 (31.0%) | $873,190 (82.1%) | 0.00 | 77 |
| 2022-02-01 | $469,950 (37.2%) | $946,247 (81.7%) | 0.00 | 68 |
| 2022-03-01 | $480,000 (20.9%) | $937,536 (43.0%) | 0.00 | 64 |
| 2022-04-01 | $505,000 (26.3%) | $892,425 (34.1%) | 0.00 | 90 |
| 2022-05-01 | $536,200 (26.2%) | $810,001 (18.4%) | 0.00 | 131 |
| 2022-06-01 | $587,450 (31.7%) | $826,843 (19.0%) | 0.00 | 173 |
| 2022-07-01 | $550,000 (22.3%) | $983,960 (42.8%) | 0.00 | 216 |
| 2022-08-01 | $561,175 (26.8%) | $976,087 (37.9%) | 0.00 | 210 |
| 2022-09-01 | $562,000 (26.4%) | $1,033,218 (42.2%) | 0.00 | 199 |
| 2022-10-01 | $529,950 (23.3%) | $1,010,160 (39.8%) | 0.00 | 209 |
| 2022-11-01 | $527,500 (22.8%) | $997,324 (35.7%) | 0.00 | 200 |
| 2022-12-01 | $524,950 (21.4%) | $1,062,579 (26.8%) | 0.00 | 151 |
| 2023-01-01 | $591,725 (36.1%) | $1,256,400 (43.9%) | 0.00 | 110 |
| 2023-02-01 | $599,450 (27.6%) | $1,350,117 (42.7%) | 0.00 | 112 |
| 2023-03-01 | $609,900 (27.1%) | $1,298,291 (38.5%) | 0.00 | 109 |
| 2023-04-01 | $609,000 (20.6%) | $1,176,281 (31.8%) | 0.00 | 111 |
| 2023-05-01 | $654,900 (22.1%) | $1,184,164 (46.2%) | 0.00 | 141 |
| 2023-06-01 | $612,450 (4.3%) | $1,088,917 (31.7%) | 0.00 | 149 |
| 2023-07-01 | $649,000 (18.0%) | $1,039,646 (5.7%) | 0.00 | 159 |
| 2023-08-01 | $596,200 (6.2%) | $1,003,609 (2.8%) | 0.00 | 181 |
| 2023-09-01 | $629,900 (12.1%) | $1,037,642 (0.4%) | 0.00 | 201 |
| 2023-10-01 | $585,950 (10.6%) | $1,039,741 (2.9%) | 0.00 | 211 |
| 2023-11-01 | $595,000 (12.8%) | $1,070,604 (7.4%) | 0.00 | 199 |
| 2023-12-01 | $544,950 (3.8%) | $899,026 (-15.4%) | 0.00 | 185 |
| 2024-01-01 | $566,800 (-4.2%) | $897,174 (-28.6%) | 0.00 | 144 |
| 2024-02-01 | $594,825 (-0.8%) | $968,710 (-28.3%) | 0.00 | 133 |
| 2024-03-01 | $624,950 (2.5%) | $1,051,687 (-19.0%) | 0.00 | 133 |
Laconia's median listing price for 2024-03-01 was $624,950, a difference of
$15,050
(2.5%) versus the prior year and
$30,125 versus the prior month.
Laconia's median listing price comes in at 0% of the national average.
Laconia's average listing price for 2024-03-01 was $1,051,687, a difference of $-246,604 (-19.0%) versus the prior year and $82,977 versus the prior month.
For the 2024-03-01 period, Laconia had 133 MLS listings, a difference of 0 listings (0%) versus the prior month and 24 listings (22%) versus the prior year.
Laconia's median listing price comes in at 0% of the national average.
Laconia's average listing price for 2024-03-01 was $1,051,687, a difference of $-246,604 (-19.0%) versus the prior year and $82,977 versus the prior month.
For the 2024-03-01 period, Laconia had 133 MLS listings, a difference of 0 listings (0%) versus the prior month and 24 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Laconia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,903 sqft |
| 2018-02-01 | 0 days | 1,908 sqft |
| 2018-03-01 | 0 days | 1,849 sqft |
| 2018-04-01 | 0 days | 1,833 sqft |
| 2018-05-01 | 0 days | 1,852 sqft |
| 2018-06-01 | 0 days | 1,917 sqft |
| 2018-07-01 | 0 days | 1,933 sqft |
| 2018-08-01 | 0 days | 1,935 sqft |
| 2018-09-01 | 0 days | 1,907 sqft |
| 2018-10-01 | 0 days | 1,862 sqft |
| 2018-11-01 | 0 days | 1,843 sqft |
| 2018-12-01 | 0 days | 1,850 sqft |
| 2019-01-01 | 0 days | 1,803 sqft |
| 2019-02-01 | 0 days | 1,836 sqft |
| 2019-03-01 | 0 days | 1,807 sqft |
| 2019-04-01 | 0 days | 1,803 sqft |
| 2019-05-01 | 0 days | 1,910 sqft |
| 2019-06-01 | 0 days | 1,916 sqft |
| 2019-07-01 | 0 days | 1,858 sqft |
| 2019-08-01 | 0 days | 1,897 sqft |
| 2019-09-01 | 0 days | 1,915 sqft |
| 2019-10-01 | 0 days | 1,926 sqft |
| 2019-11-01 | 0 days | 1,872 sqft |
| 2019-12-01 | 0 days | 1,862 sqft |
| 2020-01-01 | 0 days | 1,824 sqft |
| 2020-02-01 | 0 days | 1,807 sqft |
| 2020-03-01 | 0 days | 1,780 sqft |
| 2020-04-01 | 0 days | 1,790 sqft |
| 2020-05-01 | 0 days | 1,784 sqft |
| 2020-06-01 | 0 days | 1,854 sqft |
| 2020-07-01 | 0 days | 1,993 sqft |
| 2020-08-01 | 0 days | 1,912 sqft |
| 2020-09-01 | 0 days | 1,853 sqft |
| 2020-10-01 | 0 days | 1,863 sqft |
| 2020-11-01 | 0 days | 1,800 sqft |
| 2020-12-01 | 0 days | 1,660 sqft |
| 2021-01-01 | 0 days | 1,534 sqft |
| 2021-02-01 | 0 days | 1,633 sqft |
| 2021-03-01 | 0 days | 1,860 sqft |
| 2021-04-01 | 0 days | 1,879 sqft |
| 2021-05-01 | 0 days | 1,814 sqft |
| 2021-06-01 | 0 days | 1,868 sqft |
| 2021-07-01 | 0 days | 1,952 sqft |
| 2021-08-01 | 0 days | 1,958 sqft |
| 2021-09-01 | 0 days | 1,845 sqft |
| 2021-10-01 | 0 days | 1,836 sqft |
| 2021-11-01 | 0 days | 1,784 sqft |
| 2021-12-01 | 0 days | 1,837 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,919 sqft |
| 2022-03-01 | 0 days | 1,905 sqft |
| 2022-04-01 | 0 days | 1,873 sqft |
| 2022-05-01 | 0 days | 1,772 sqft |
| 2022-06-01 | 0 days | 1,870 sqft |
| 2022-07-01 | 0 days | 1,824 sqft |
| 2022-08-01 | 0 days | 1,847 sqft |
| 2022-09-01 | 0 days | 1,842 sqft |
| 2022-10-01 | 0 days | 1,920 sqft |
| 2022-11-01 | 0 days | 1,910 sqft |
| 2022-12-01 | 0 days | 1,860 sqft |
| 2023-01-01 | 0 days | 1,990 sqft |
| 2023-02-01 | 0 days | 1,959 sqft |
| 2023-03-01 | 0 days | 2,010 sqft |
| 2023-04-01 | 0 days | 1,977 sqft |
| 2023-05-01 | 0 days | 1,921 sqft |
| 2023-06-01 | 0 days | 1,902 sqft |
| 2023-07-01 | 0 days | 1,902 sqft |
| 2023-08-01 | 0 days | 1,818 sqft |
| 2023-09-01 | 0 days | 2,000 sqft |
| 2023-10-01 | 0 days | 1,981 sqft |
| 2023-11-01 | 0 days | 1,901 sqft |
| 2023-12-01 | 0 days | 1,811 sqft |
| 2024-01-01 | 0 days | 1,864 sqft |
| 2024-02-01 | 0 days | 1,966 sqft |
| 2024-03-01 | 0 days | 2,000 sqft |
Laconia's median listing age (time on market) for 2024-03-01 was 0 days.
Laconia's median square footage for active listings during the 2024-03-01 period was 2,000 sqft. One year prior, the average listing was 2,010 sqft.
Laconia's median square footage for active listings during the 2024-03-01 period was 2,000 sqft. One year prior, the average listing was 2,010 sqft.
Laconia, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 838 | $349,520,000 | $417,088 |
| Home Improvement | 273 | $45,015,000 | $164,890 |
| Cash Out Refi | 239 | $50,725,000 | $212,238 |
| Other | 192 | $41,010,000 | $213,594 |
| Refi | 105 | $24,725,000 | $235,476 |
Laconia's most frequently cited loan purpose was Home Purchase, with 838 originations. The 2nd most popular reason was Home Improvement, with 273 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 537 | $176,785,000 | $329,209 |
| 7-8% | 443 | $148,525,000 | $335,271 |
| Over 8% | 344 | $60,930,000 | $177,122 |
| 5-6% | 215 | $81,465,000 | $378,907 |
| 4-5% | 29 | $14,895,000 | $513,621 |
| 3-4% | 19 | $3,125,000 | $164,474 |
| <2.5% | 3 | $205,000 | $68,333 |
| 2.5-3% | 2 | $190,000 | $95,000 |
During 2023, Laconia's most frequently originated rate bucket was 6-7%, with 537 originations.
Loan Sizing (Laconia, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 625 | $182,055,000 | $291,288 |
| $100,000 or less | 353 | $19,615,000 | $55,567 |
| $100k-200k | 325 | $46,245,000 | $142,292 |
| $400k-600k | 212 | $100,500,000 | $474,057 |
| $600k-1000k | 84 | $62,070,000 | $738,929 |
| $Over $1MM | 48 | $100,510,000 | $2,093,958 |
Laconia's loan sizing saw the bucket of loans from $200k-400k with 625 originations, totaling $182,055,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 406 | $176,260,000 | $434,138 |
| 60-80% | 374 | $159,100,000 | $425,401 |
| Under 20% | 321 | $26,655,000 | $83,037 |
| 20-40% | 286 | $51,630,000 | $180,524 |
| 40-60% | 191 | $65,355,000 | $342,173 |
| Over 100% | 15 | $6,075,000 | $405,000 |
Laconia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 406 originations, totaling $176,260,000 in origination value.