Laconia Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Laconia averaged
6.71%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.72% and
one month ago for the week of 2025-02-27, the
average rate was 6.83%.
Laconia's average rate one year ago was 7.26%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Laconia 30 Year Fixed Rate | 2025-04-03 | 6.71% |
| Laconia 30 Year Fixed Rate Refi | 2025-04-03 | 6.54% |
| Laconia 15 Year Fixed Rate | 2025-04-03 | 5.82% |
| Laconia 15 Year Fixed Rate Refi | 2025-04-03 | 6.12% |
| Laconia 30 Year FHA | 2025-04-03 | 6.32% |
| Laconia 30 Year FHA Refi | 2025-04-03 | 6.36% |
| Laconia 30 Year USDA | 2025-04-03 | 6.32% |
| Laconia 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Laconia 30 Year VA | 2025-04-03 | 6.41% |
| Laconia 30 Year VA Refi | 2025-04-03 | 6.16% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Laconia, NH.
Laconia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Laconia, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Laconia Average Closing Costs & Other Stats
Laconia, NH's 118 lenders originated 1,673
loans during 2024. The total origination value was $557,615,000, with an average loan value of
$333,302.
Laconia's average closing costs are $4,937.
The top Laconia lender as defined by loan originations is CMG MORTGAGE, INC., with
51 loans originated. Their average total fees are
$4,692, which is $467
higher than the next largest lender,
Meredith Village Savings Bank.
The lowest fee Laconia lenders (with over 10 loans originated) are
Meredith Village Savings Bank ($4,226), CMG MORTGAGE, INC. ($4,692), NAVY FEDERAL CREDIT UNION ($4,708), HARBORONE MORTGAGE, LLC ($4,844) and GUARANTEED RATE, INC. ($5,272).
The lowest rate Laconia lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION (6.35%), QUICKEN LOANS, LLC (6.60%), GUILD MORTGAGE COMPANY (6.77%), MOVEMENT MORTGAGE, LLC (6.91%) and GUARANTEED RATE, INC. (6.91%).
Laconia, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Meredith Village Savings Bank | $75,155,000 | $37,805,000 | -49.7% | 6.8% |
| CMG MORTGAGE, INC. | $24,345,000 | $35,335,000 | 45.1% | 6.3% |
| Citizens Bank | $32,230,000 | $31,680,000 | -1.7% | 5.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $19,960,000 | $27,400,000 | 37.3% | 4.9% |
| QUICKEN LOANS, LLC | $14,615,000 | $24,390,000 | 66.9% | 4.4% |
| Bank of New Hampshire | $12,425,000 | $15,365,000 | 23.7% | 2.8% |
| ST. MARY'S BANK | $16,200,000 | $13,775,000 | -15.0% | 2.5% |
| EMM LOANS LLC | $6,730,000 | $12,425,000 | 84.6% | 2.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $11,150,000 | $11,850,000 | 6.3% | 2.1% |
| GUILD MORTGAGE COMPANY | $9,480,000 | $11,435,000 | 20.6% | 2.1% |
| EVERETT FINANCIAL, INC. | $9,470,000 | $10,505,000 | 10.9% | 1.9% |
| UBS Bank USA | $3,290,000 | $10,355,000 | 214.7% | 1.9% |
| TD Bank | $11,685,000 | $9,955,000 | -14.8% | 1.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,145,000 | $9,540,000 | 85.4% | 1.7% |
| GUARANTEED RATE, INC. | $6,010,000 | $8,495,000 | 41.3% | 1.5% |
| HARBORONE MORTGAGE, LLC | $8,120,000 | $7,650,000 | -5.8% | 1.4% |
| Bank of America | $12,955,000 | $7,490,000 | -42.2% | 1.3% |
| Service Federal Credit Union | $9,225,000 | $7,425,000 | -19.5% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $6,135,000 | $7,350,000 | 19.8% | 1.3% |
| Franklin Savings Bank | $12,220,000 | $7,085,000 | -42.0% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $1,825,000 | $7,070,000 | 287.4% | 1.3% |
| Morgan Stanley Private Bank | $6,120,000 | $7,025,000 | 14.8% | 1.3% |
| M&T Bank | $2,160,000 | $6,960,000 | 222.2% | 1.2% |
| NORTHEAST CREDIT UNION | $4,755,000 | $6,495,000 | 36.6% | 1.2% |
| LOANDEPOT.COM, LLC | $3,800,000 | $6,445,000 | 69.6% | 1.2% |
| JPMorgan Chase Bank | $10,125,000 | $6,220,000 | -38.6% | 1.1% |
| Citibank | $3,735,000 | $6,095,000 | 63.2% | 1.1% |
| Mortgage Research Center, LLC | $6,415,000 | $5,995,000 | -6.5% | 1.1% |
| Bangor Savings Bank | $760,000 | $5,855,000 | 670.4% | 1.1% |
| Enterprise Bank and Trust Company | $2,210,000 | $5,325,000 | 141.0% | 1.0% |
| Customers Bank | $5,255,000 | n/a | 0.9% | |
| Granite State Credit Union | $5,410,000 | $5,025,000 | -7.1% | 0.9% |
| Merrimack County Savings Bank | $6,220,000 | $4,990,000 | -19.8% | 0.9% |
| TOTAL MORTGAGE SERVICES, LLC | $660,000 | $4,970,000 | 653.0% | 0.9% |
| GUARANTEED RATE AFFINITY, LLC | $3,540,000 | $4,680,000 | 32.2% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $1,955,000 | $4,530,000 | 131.7% | 0.8% |
| ENVOY MORTGAGE, LTD | $2,210,000 | $4,350,000 | 96.8% | 0.8% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $5,015,000 | $4,010,000 | -20.0% | 0.7% |
| Eastern Bank | $3,050,000 | $3,590,000 | 17.7% | 0.6% |
| American Mortgage & Equity Consultants, Inc. | $4,680,000 | $3,540,000 | -24.4% | 0.6% |
| Holy Rosary Regional Credit Union | $1,645,000 | $3,290,000 | 100.0% | 0.6% |
| USAA Federal Savings Bank | $3,180,000 | n/a | 0.6% | |
| Kennebunk Savings Bank | $635,000 | $3,110,000 | 389.8% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $1,890,000 | $3,090,000 | 63.5% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,005,000 | n/a | 0.5% | |
| NORTHPOINT MORTGAGE, INC. | $2,395,000 | $2,995,000 | 25.1% | 0.5% |
| BMO Harris Bank | $655,000 | $2,805,000 | 328.2% | 0.5% |
| NEWREZ LLC | $515,000 | $2,775,000 | 438.8% | 0.5% |
| Northpointe Bank | $1,330,000 | $2,750,000 | 106.8% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,980,000 | $2,720,000 | 37.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,425,000 | $2,615,000 | 83.5% | 0.5% |
| BAY EQUITY LLC | $165,000 | $2,610,000 | 1,481.8% | 0.5% |
| Easthampton Savings Bank | $780,000 | $2,570,000 | 229.5% | 0.5% |
| Leader Bank | $2,370,000 | $2,560,000 | 8.0% | 0.5% |
| SIS BANCORP, MHC | $2,200,000 | $2,410,000 | 9.5% | 0.4% |
| NBT Bank | $4,865,000 | $2,210,000 | -54.6% | 0.4% |
| Bar Harbor Bank & Trust | $5,690,000 | $2,195,000 | -61.4% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,725,000 | $2,170,000 | 25.8% | 0.4% |
| HARVARD UNIVERSITY EMPLOYEES | $2,115,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $1,880,000 | $1,900,000 | 1.1% | 0.3% |
| Haverhill Bank | $715,000 | $1,895,000 | 165.0% | 0.3% |
| Keystone Funding, Inc. | $1,055,000 | $1,880,000 | 78.2% | 0.3% |
| Waterstone Mortgage Corporation | $1,300,000 | $1,850,000 | 42.3% | 0.3% |
| Northway Bank | $10,020,000 | $1,840,000 | -81.6% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $1,860,000 | $1,790,000 | -3.8% | 0.3% |
| USAlliance Federal Credit Union | $1,735,000 | n/a | 0.3% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,555,000 | $1,710,000 | 10.0% | 0.3% |
| Mascoma Bank | $105,000 | $1,710,000 | 1,528.6% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $805,000 | $1,690,000 | 109.9% | 0.3% |
| U.S. Bank | $1,030,000 | $1,670,000 | 62.1% | 0.3% |
| Berkshire Bank | $535,000 | $1,565,000 | 192.5% | 0.3% |
| The Lowell Five Cent Savings Bank | $950,000 | $1,525,000 | 60.5% | 0.3% |
| Wells Fargo Bank | $1,810,000 | $1,505,000 | -16.9% | 0.3% |
| Bridgewater Savings Bank | $1,495,000 | n/a | 0.3% | |
| DIGITAL Federal Credit Union | $1,630,000 | $1,495,000 | -8.3% | 0.3% |
| Rockland Trust Company | $2,975,000 | $1,475,000 | -50.4% | 0.3% |
| Cornerstone First Mortgage, Inc | $1,440,000 | n/a | 0.3% | |
| Barrington Bank & Trust Company, N.A. | $295,000 | $1,425,000 | 383.1% | 0.3% |
| PNC Bank | $1,280,000 | $1,405,000 | 9.8% | 0.3% |
| Webster Bank | $650,000 | $1,365,000 | 110.0% | 0.2% |
| NORTHEAST HOME LOAN, LLC | $635,000 | $1,325,000 | 108.7% | 0.2% |
| PROPONENT Federal Credit Union | $1,300,000 | n/a | 0.2% | |
| Profile Bank | $2,765,000 | $1,270,000 | -54.1% | 0.2% |
| LENDSURE MORTGAGE CORP. | $1,205,000 | n/a | 0.2% | |
| Salem Co-Operative Bank | $725,000 | $1,205,000 | 66.2% | 0.2% |
| Union Bank | $155,000 | $1,195,000 | 671.0% | 0.2% |
| Workers Credit Union | $1,150,000 | n/a | 0.2% | |
| Figure Lending LLC | $435,000 | $1,135,000 | 160.9% | 0.2% |
| Eagle Bank | $1,085,000 | n/a | 0.2% | |
| EMBRACE HOME LOANS, INC. | $2,145,000 | $1,085,000 | -49.4% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,080,000 | n/a | 0.2% | |
| MORTGAGE EQUITY PARTNERS LLC | $395,000 | $1,040,000 | 163.3% | 0.2% |
| NexBank | $1,030,000 | n/a | 0.2% | |
| FIRST MORTGAGE COMPANY, INC. | $245,000 | $1,025,000 | 318.4% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $1,005,000 | n/a | 0.2% | |
| RADIUS FINANCIAL GROUP INC. | $1,665,000 | $1,000,000 | -39.9% | 0.2% |
| Newburyport Five Cents Savings Bank | $1,355,000 | $985,000 | -27.3% | 0.2% |
| Jeanne D'Arc Credit Union | $1,975,000 | $970,000 | -50.9% | 0.2% |
| State Department Federal Credit Union | $385,000 | $895,000 | 132.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $895,000 | n/a | 0.2% | |
| Members First Credit Union N.H. | $490,000 | $875,000 | 78.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,245,000 | $870,000 | -30.1% | 0.2% |
| Triangle Credit Union | $870,000 | n/a | 0.2% | |
| PHH Mortgage Corporation | $145,000 | $845,000 | 482.8% | 0.2% |
| LOGIX FEDERAL CREDIT UNION | $1,115,000 | $835,000 | -25.1% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $780,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $1,000,000 | $755,000 | -24.5% | 0.1% |
| BELLWETHER COMMUNITY | $2,265,000 | $750,000 | -66.9% | 0.1% |
| NEW HAMPSHIRE | $590,000 | $740,000 | 25.4% | 0.1% |
| Charles Schwab Bank, SSB | $735,000 | n/a | 0.1% | |
| NBKC BANK | $445,000 | $725,000 | 62.9% | 0.1% |
| Carrington Mortgage Services, LLC | $630,000 | $695,000 | 10.3% | 0.1% |
| Plains Commerce Bank | $685,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $345,000 | $640,000 | 85.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $640,000 | n/a | 0.1% | |
| Quontic Bank | $625,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $620,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $865,000 | $620,000 | -28.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $390,000 | $590,000 | 51.3% | 0.1% |
| City National Bank | $755,000 | $555,000 | -26.5% | 0.1% |
| American Airlines Federal Credit Union | $255,000 | $540,000 | 111.8% | 0.1% |
| Discover Bank | $785,000 | $520,000 | -33.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,395,000 | $510,000 | -63.4% | 0.1% |
| Deere Employees Credit Union | $25,000 | $485,000 | 1,840.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $195,000 | $480,000 | 146.2% | 0.1% |
| Dedham Institution for Savings | $475,000 | n/a | 0.1% | |
| MERRIMACK VALLEY | $270,000 | $465,000 | 72.2% | 0.1% |
| North Shore Bank, a Co-operative Bank | $25,000 | $465,000 | 1,760.0% | 0.1% |
| WESTERLY COMMUNITY | $205,000 | $465,000 | 126.8% | 0.1% |
| WILLIAM RAVEIS MORTGAGE, LLC | $455,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $445,000 | n/a | 0.1% | |
| NEW FED MORTGAGE, CORP. | $415,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $540,000 | $415,000 | -23.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $405,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $1,135,000 | $405,000 | -64.3% | 0.1% |
| Middlesex Savings Bank | $405,000 | n/a | 0.1% | |
| Westfield Bank | $2,910,000 | $405,000 | -86.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $395,000 | n/a | 0.1% | |
| Washington Savings Bank | $395,000 | n/a | 0.1% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $375,000 | n/a | 0.1% | |
| ARC HOME LLC | $770,000 | $365,000 | -52.6% | 0.1% |
| BAYCOAST MORTGAGE COMPANY, LLC | $235,000 | $365,000 | 55.3% | 0.1% |
| OceanFirst Bank | $365,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $590,000 | $345,000 | -41.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | $335,000 | 9.8% | 0.1% |
| Citadel Servicing Corporation | $325,000 | n/a | 0.1% | |
| Institution for Savings in Newburyport and Its Vicinity | $325,000 | n/a | 0.1% | |
| Secured Investment Corp. | $315,000 | n/a | 0.1% | |
| Coastal Community Bank | $345,000 | $310,000 | -10.1% | 0.1% |
| BOSTON FIREFIGHTERS | $305,000 | n/a | 0.1% | |
| CHEVRON | $305,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $525,000 | $305,000 | -41.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $325,000 | $295,000 | -9.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $295,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $575,000 | $285,000 | -50.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,380,000 | $275,000 | -80.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $275,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $275,000 | n/a | 0.0% | |
| Magnolia Bank | $265,000 | n/a | 0.0% | |
| LIBERTY BAY CREDIT UNION | $135,000 | $255,000 | 88.9% | 0.0% |
| The Camden National Bank | $255,000 | n/a | 0.0% | |
| OCEAN STATE CREDIT UNION | $225,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $735,000 | $205,000 | -72.1% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $205,000 | n/a | 0.0% | |
| ADVANCIAL | $195,000 | n/a | 0.0% | |
| The Federal Savings Bank | $1,680,000 | $195,000 | -88.4% | 0.0% |
| UNITED MORTGAGE CORP | $195,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $65,000 | $185,000 | 184.6% | 0.0% |
| Everett Co-operative Bank | $175,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Salem Five Cents Savings Bank | $105,000 | $105,000 | 0.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $325,000 | $95,000 | -70.8% | 0.0% |
| METRO | $780,000 | $95,000 | -87.8% | 0.0% |
| City of Boston Credit Union | $85,000 | n/a | 0.0% | |
| ALIGN CREDIT UNION | $130,000 | $65,000 | -50.0% | 0.0% |
| BayCoast Bank | $55,000 | $55,000 | 0.0% | 0.0% |
| Farm Credit East, ACA | $55,000 | n/a | 0.0% | |
| GREENWOOD | $65,000 | $55,000 | -15.4% | 0.0% |
| RESIDENTIAL BANCORP | $55,000 | n/a | 0.0% | |
| NESC | $35,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $35,000 | n/a | 0.0% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $540,000 | $25,000 | -95.4% | 0.0% |
Laconia's top lender by overall market share is Meredith Village Savings Bank, with 6.8% market share. In second place, with 6.3%, is CMG MORTGAGE, INC., having originated $35,335,000 in loans. In third place, with 5.7%, is Citizens Bank, having originated $31,680,000 in loans. In fourth place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,400,000 in loans. In fifth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $24,390,000 in loans.
Laconia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Laconia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $284,450 (5.4%) | $542,023 (-15.8%) | 0.00 | 329 |
| 2018-02-01 | $299,900 (11.1%) | $558,764 (-12.2%) | 0.00 | 319 |
| 2018-03-01 | $302,400 (12.0%) | $561,448 (-12.6%) | 0.00 | 334 |
| 2018-04-01 | $309,450 (14.6%) | $572,743 (-8.8%) | 0.00 | 382 |
| 2018-05-01 | $317,950 (15.8%) | $657,523 (7.4%) | 0.00 | 465 |
| 2018-06-01 | $329,900 (14.9%) | $646,106 (5.3%) | 0.00 | 523 |
| 2018-07-01 | $333,725 (14.1%) | $614,175 (1.8%) | 0.00 | 558 |
| 2018-08-01 | $329,900 (10.3%) | $618,211 (4.0%) | 0.00 | 545 |
| 2018-09-01 | $319,450 (6.5%) | $589,377 (4.3%) | 0.00 | 566 |
| 2018-10-01 | $313,925 (4.7%) | $581,639 (-0.5%) | 0.00 | 551 |
| 2018-11-01 | $304,900 (1.7%) | $579,674 (-4.7%) | 0.00 | 493 |
| 2018-12-01 | $299,000 (-0.2%) | $592,265 (-2.4%) | 0.00 | 421 |
| 2019-01-01 | $299,900 (5.4%) | $608,541 (12.3%) | 0.00 | 366 |
| 2019-02-01 | $299,900 (0.0%) | $557,342 (-0.3%) | 0.00 | 337 |
| 2019-03-01 | $304,186 (0.6%) | $564,294 (0.5%) | 0.00 | 344 |
| 2019-04-01 | $314,450 (1.6%) | $590,479 (3.1%) | 0.00 | 362 |
| 2019-05-01 | $336,950 (6.0%) | $625,965 (-4.8%) | 0.00 | 409 |
| 2019-06-01 | $334,000 (1.2%) | $574,469 (-11.1%) | 0.00 | 458 |
| 2019-07-01 | $325,750 (-2.4%) | $548,224 (-10.7%) | 0.00 | 514 |
| 2019-08-01 | $325,000 (-1.5%) | $551,757 (-10.8%) | 0.00 | 508 |
| 2019-09-01 | $325,000 (1.7%) | $555,025 (-5.8%) | 0.00 | 486 |
| 2019-10-01 | $327,000 (4.2%) | $557,204 (-4.2%) | 0.00 | 462 |
| 2019-11-01 | $324,900 (6.6%) | $522,506 (-9.9%) | 0.00 | 384 |
| 2019-12-01 | $317,400 (6.2%) | $518,350 (-12.5%) | 0.00 | 288 |
| 2020-01-01 | $307,400 (2.5%) | $560,413 (-7.9%) | 0.00 | 240 |
| 2020-02-01 | $314,450 (4.9%) | $573,569 (2.9%) | 0.00 | 213 |
| 2020-03-01 | $295,750 (-2.8%) | $534,751 (-5.2%) | 0.00 | 236 |
| 2020-04-01 | $299,974 (-4.6%) | $528,327 (-10.5%) | 0.00 | 280 |
| 2020-05-01 | $322,500 (-4.3%) | $592,913 (-5.3%) | 0.00 | 261 |
| 2020-06-01 | $359,450 (7.6%) | $643,573 (12.0%) | 0.00 | 231 |
| 2020-07-01 | $377,000 (15.7%) | $774,214 (41.2%) | 0.00 | 196 |
| 2020-08-01 | $375,000 (15.4%) | $753,098 (36.5%) | 0.00 | 193 |
| 2020-09-01 | $365,250 (12.4%) | $638,756 (15.1%) | 0.00 | 193 |
| 2020-10-01 | $364,500 (11.5%) | $620,655 (11.4%) | 0.00 | 191 |
| 2020-11-01 | $344,500 (6.0%) | $579,888 (11.0%) | 0.00 | 172 |
| 2020-12-01 | $339,000 (6.8%) | $568,656 (9.7%) | 0.00 | 129 |
| 2021-01-01 | $332,000 (8.0%) | $479,605 (-14.4%) | 0.00 | 92 |
| 2021-02-01 | $342,450 (8.9%) | $520,744 (-9.2%) | 0.00 | 77 |
| 2021-03-01 | $397,175 (34.3%) | $655,693 (22.6%) | 0.00 | 90 |
| 2021-04-01 | $399,900 (33.3%) | $665,481 (26.0%) | 0.00 | 109 |
| 2021-05-01 | $425,000 (31.8%) | $683,918 (15.4%) | 0.00 | 127 |
| 2021-06-01 | $446,175 (24.1%) | $696,642 (8.3%) | 0.00 | 144 |
| 2021-07-01 | $449,900 (19.3%) | $689,140 (-11.0%) | 0.00 | 167 |
| 2021-08-01 | $442,413 (18.0%) | $707,959 (-6.0%) | 0.00 | 182 |
| 2021-09-01 | $444,675 (21.8%) | $726,822 (13.8%) | 0.00 | 167 |
| 2021-10-01 | $429,950 (18.0%) | $722,510 (16.4%) | 0.00 | 157 |
| 2021-11-01 | $429,450 (24.7%) | $735,103 (26.8%) | 0.00 | 138 |
| 2021-12-01 | $432,450 (27.6%) | $838,308 (47.4%) | 0.00 | 101 |
| 2022-01-01 | $434,900 (31.0%) | $873,190 (82.1%) | 0.00 | 77 |
| 2022-02-01 | $469,950 (37.2%) | $946,247 (81.7%) | 0.00 | 68 |
| 2022-03-01 | $480,000 (20.9%) | $937,536 (43.0%) | 0.00 | 64 |
| 2022-04-01 | $505,000 (26.3%) | $892,425 (34.1%) | 0.00 | 90 |
| 2022-05-01 | $536,200 (26.2%) | $810,001 (18.4%) | 0.00 | 131 |
| 2022-06-01 | $592,450 (32.8%) | $829,647 (19.1%) | 0.00 | 172 |
| 2022-07-01 | $550,000 (22.3%) | $986,809 (43.2%) | 0.00 | 215 |
| 2022-08-01 | $563,675 (27.4%) | $978,897 (38.3%) | 0.00 | 209 |
| 2022-09-01 | $562,000 (26.4%) | $1,034,757 (42.4%) | 0.00 | 199 |
| 2022-10-01 | $529,950 (23.3%) | $1,010,160 (39.8%) | 0.00 | 209 |
| 2022-11-01 | $527,500 (22.8%) | $997,324 (35.7%) | 0.00 | 200 |
| 2022-12-01 | $524,950 (21.4%) | $1,062,579 (26.8%) | 0.00 | 151 |
| 2023-01-01 | $591,725 (36.1%) | $1,256,400 (43.9%) | 0.00 | 110 |
| 2023-02-01 | $599,450 (27.6%) | $1,350,117 (42.7%) | 0.00 | 112 |
| 2023-03-01 | $609,900 (27.1%) | $1,298,291 (38.5%) | 0.00 | 109 |
| 2023-04-01 | $609,000 (20.6%) | $1,176,281 (31.8%) | 0.00 | 111 |
| 2023-05-01 | $654,900 (22.1%) | $1,184,164 (46.2%) | 0.00 | 141 |
| 2023-06-01 | $612,450 (3.4%) | $1,088,917 (31.3%) | 0.00 | 149 |
| 2023-07-01 | $649,000 (18.0%) | $1,039,646 (5.4%) | 0.00 | 159 |
| 2023-08-01 | $596,200 (5.8%) | $1,003,609 (2.5%) | 0.00 | 181 |
| 2023-09-01 | $629,900 (12.1%) | $1,037,642 (0.3%) | 0.00 | 201 |
| 2023-10-01 | $585,950 (10.6%) | $1,039,741 (2.9%) | 0.00 | 211 |
| 2023-11-01 | $595,000 (12.8%) | $1,070,604 (7.4%) | 0.00 | 199 |
| 2023-12-01 | $544,950 (3.8%) | $899,026 (-15.4%) | 0.00 | 185 |
| 2024-01-01 | $566,800 (-4.2%) | $897,174 (-28.6%) | 0.00 | 144 |
| 2024-02-01 | $594,825 (-0.8%) | $968,710 (-28.3%) | 0.00 | 133 |
| 2024-03-01 | $624,950 (2.5%) | $1,051,687 (-19.0%) | 0.00 | 133 |
| 2024-04-01 | $628,725 (3.2%) | $978,415 (-16.8%) | 0.00 | 140 |
| 2024-05-01 | $649,925 (-0.8%) | $992,329 (-16.2%) | 0.00 | 189 |
| 2024-06-01 | $649,450 (6.0%) | $925,688 (-15.0%) | 0.00 | 238 |
| 2024-07-01 | $597,450 (-7.9%) | $813,662 (-21.7%) | 0.00 | 269 |
| 2024-08-01 | $599,900 (0.6%) | $848,175 (-15.5%) | 0.00 | 275 |
| 2024-09-01 | $630,750 (0.1%) | $881,982 (-15.0%) | 0.00 | 274 |
| 2024-10-01 | $636,250 (8.6%) | $860,649 (-17.2%) | 0.00 | 276 |
| 2024-11-01 | $642,400 (8.0%) | $868,190 (-18.9%) | 0.00 | 221 |
| 2024-12-01 | $625,000 (14.7%) | $824,787 (-8.3%) | 0.00 | 166 |
| 2025-01-01 | $632,450 (11.6%) | $790,088 (-11.9%) | 0.00 | 137 |
| 2025-02-01 | $612,500 (3.0%) | $816,404 (-15.7%) | 0.00 | 132 |
| 2025-03-01 | $625,000 (0.0%) | $892,967 (-15.1%) | 0.00 | 144 |
Laconia's median listing price for 2025-03-01 was $625,000, a difference of
$50
(0.0%) versus the prior year and
$12,500 versus the prior month.
Laconia's median listing price comes in at 0% of the national average.
Laconia's average listing price for 2025-03-01 was $892,967, a difference of $-158,720 (-15.1%) versus the prior year and $76,563 versus the prior month.
For the 2025-03-01 period, Laconia had 144 MLS listings, a difference of 12 listings (9%) versus the prior month and 11 listings (8%) versus the prior year.
Laconia's median listing price comes in at 0% of the national average.
Laconia's average listing price for 2025-03-01 was $892,967, a difference of $-158,720 (-15.1%) versus the prior year and $76,563 versus the prior month.
For the 2025-03-01 period, Laconia had 144 MLS listings, a difference of 12 listings (9%) versus the prior month and 11 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Laconia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,903 sqft |
| 2018-02-01 | 0 days | 1,908 sqft |
| 2018-03-01 | 0 days | 1,850 sqft |
| 2018-04-01 | 0 days | 1,831 sqft |
| 2018-05-01 | 0 days | 1,850 sqft |
| 2018-06-01 | 0 days | 1,916 sqft |
| 2018-07-01 | 0 days | 1,933 sqft |
| 2018-08-01 | 0 days | 1,934 sqft |
| 2018-09-01 | 0 days | 1,906 sqft |
| 2018-10-01 | 0 days | 1,860 sqft |
| 2018-11-01 | 0 days | 1,842 sqft |
| 2018-12-01 | 0 days | 1,849 sqft |
| 2019-01-01 | 0 days | 1,803 sqft |
| 2019-02-01 | 0 days | 1,836 sqft |
| 2019-03-01 | 0 days | 1,803 sqft |
| 2019-04-01 | 0 days | 1,802 sqft |
| 2019-05-01 | 0 days | 1,917 sqft |
| 2019-06-01 | 0 days | 1,916 sqft |
| 2019-07-01 | 0 days | 1,858 sqft |
| 2019-08-01 | 0 days | 1,897 sqft |
| 2019-09-01 | 0 days | 1,915 sqft |
| 2019-10-01 | 0 days | 1,926 sqft |
| 2019-11-01 | 0 days | 1,872 sqft |
| 2019-12-01 | 0 days | 1,862 sqft |
| 2020-01-01 | 0 days | 1,824 sqft |
| 2020-02-01 | 0 days | 1,807 sqft |
| 2020-03-01 | 0 days | 1,780 sqft |
| 2020-04-01 | 0 days | 1,790 sqft |
| 2020-05-01 | 0 days | 1,784 sqft |
| 2020-06-01 | 0 days | 1,854 sqft |
| 2020-07-01 | 0 days | 1,993 sqft |
| 2020-08-01 | 0 days | 1,912 sqft |
| 2020-09-01 | 0 days | 1,853 sqft |
| 2020-10-01 | 0 days | 1,863 sqft |
| 2020-11-01 | 0 days | 1,800 sqft |
| 2020-12-01 | 0 days | 1,660 sqft |
| 2021-01-01 | 0 days | 1,534 sqft |
| 2021-02-01 | 0 days | 1,633 sqft |
| 2021-03-01 | 0 days | 1,860 sqft |
| 2021-04-01 | 0 days | 1,879 sqft |
| 2021-05-01 | 0 days | 1,814 sqft |
| 2021-06-01 | 0 days | 1,868 sqft |
| 2021-07-01 | 0 days | 1,952 sqft |
| 2021-08-01 | 0 days | 1,958 sqft |
| 2021-09-01 | 0 days | 1,845 sqft |
| 2021-10-01 | 0 days | 1,836 sqft |
| 2021-11-01 | 0 days | 1,784 sqft |
| 2021-12-01 | 0 days | 1,837 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,919 sqft |
| 2022-03-01 | 0 days | 1,905 sqft |
| 2022-04-01 | 0 days | 1,873 sqft |
| 2022-05-01 | 0 days | 1,772 sqft |
| 2022-06-01 | 0 days | 1,877 sqft |
| 2022-07-01 | 0 days | 1,825 sqft |
| 2022-08-01 | 0 days | 1,855 sqft |
| 2022-09-01 | 0 days | 1,846 sqft |
| 2022-10-01 | 0 days | 1,920 sqft |
| 2022-11-01 | 0 days | 1,910 sqft |
| 2022-12-01 | 0 days | 1,860 sqft |
| 2023-01-01 | 0 days | 1,990 sqft |
| 2023-02-01 | 0 days | 1,959 sqft |
| 2023-03-01 | 0 days | 2,010 sqft |
| 2023-04-01 | 0 days | 1,977 sqft |
| 2023-05-01 | 0 days | 1,921 sqft |
| 2023-06-01 | 0 days | 1,902 sqft |
| 2023-07-01 | 0 days | 1,902 sqft |
| 2023-08-01 | 0 days | 1,818 sqft |
| 2023-09-01 | 0 days | 2,000 sqft |
| 2023-10-01 | 0 days | 1,981 sqft |
| 2023-11-01 | 0 days | 1,901 sqft |
| 2023-12-01 | 0 days | 1,811 sqft |
| 2024-01-01 | 0 days | 1,864 sqft |
| 2024-02-01 | 0 days | 1,966 sqft |
| 2024-03-01 | 0 days | 2,000 sqft |
| 2024-04-01 | 0 days | 1,974 sqft |
| 2024-05-01 | 0 days | 1,892 sqft |
| 2024-06-01 | 0 days | 1,848 sqft |
| 2024-07-01 | 0 days | 1,788 sqft |
| 2024-08-01 | 0 days | 1,714 sqft |
| 2024-09-01 | 0 days | 1,733 sqft |
| 2024-10-01 | 0 days | 1,731 sqft |
| 2024-11-01 | 0 days | 1,735 sqft |
| 2024-12-01 | 0 days | 1,733 sqft |
| 2025-01-01 | 0 days | 1,714 sqft |
| 2025-02-01 | 0 days | 1,726 sqft |
| 2025-03-01 | 0 days | 1,697 sqft |
Laconia's median listing age (time on market) for 2025-03-01 was 0 days.
Laconia's median square footage for active listings during the 2025-03-01 period was 1,697 sqft. One year prior, the average listing was 2,000 sqft.
Laconia's median square footage for active listings during the 2025-03-01 period was 1,697 sqft. One year prior, the average listing was 2,000 sqft.
Laconia, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 793 | $347,925,000 | $438,745 |
| Cash Out Refi | 254 | $73,050,000 | $287,598 |
| Home Improvement | 247 | $39,665,000 | $160,587 |
| Other | 224 | $46,430,000 | $207,277 |
| Refi | 155 | $50,545,000 | $326,097 |
Laconia's most frequently cited loan purpose was Home Purchase, with 793 originations. The 2nd most popular reason was Cash Out Refi, with 254 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 592 | $242,180,000 | $409,088 |
| Over 8% | 484 | $88,830,000 | $183,533 |
| 7-8% | 366 | $134,410,000 | $367,240 |
| 5-6% | 156 | $69,250,000 | $443,910 |
| <2.5% | 9 | $95,000 | $10,556 |
| 4-5% | 7 | $1,705,000 | $243,571 |
| 2.5-3% | 1 | $155,000 | $155,000 |
During 2024, Laconia's most frequently originated rate bucket was 6-7%, with 592 originations.
Loan Sizing (Laconia, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 609 | $178,795,000 | $293,588 |
| $100k-200k | 329 | $46,745,000 | $142,082 |
| $100,000 or less | 309 | $17,585,000 | $56,909 |
| $400k-600k | 266 | $127,410,000 | $478,985 |
| $600k-1000k | 106 | $77,490,000 | $731,038 |
| $Over $1MM | 54 | $109,590,000 | $2,029,444 |
Laconia's loan sizing saw the bucket of loans from $200k-400k with 609 originations, totaling $178,795,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 379 | $161,755,000 | $426,794 |
| 60-80% | 377 | $172,235,000 | $456,857 |
| Under 20% | 322 | $27,470,000 | $85,311 |
| 20-40% | 306 | $70,390,000 | $230,033 |
| 40-60% | 206 | $89,920,000 | $436,505 |
| Over 100% | 18 | $8,710,000 | $483,889 |
Laconia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 379 originations, totaling $161,755,000 in origination value.