New Hampshire Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in New Hampshire averaged
6.72%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.63% and
one month ago for the week of 2024-10-10, the
average rate was 6.46%.
New Hampshire's average rate one year ago was 7.74%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.88%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
New Hampshire 30 Year Fixed Rate | 2024-11-14 | 6.72% |
New Hampshire 30 Year Fixed Rate Refi | 2024-11-14 | 6.88% |
New Hampshire 15 Year Fixed Rate | 2024-11-14 | 6.38% |
New Hampshire 15 Year Fixed Rate Refi | 2024-11-14 | 6.11% |
New Hampshire 30 Year FHA | 2024-11-14 | 0.14% |
New Hampshire 30 Year FHA Refi | 2024-11-14 | 0% |
New Hampshire 30 Year USDA | 2024-11-14 | 0.2% |
New Hampshire 30 Year USDA Refi | 2024-11-14 | -0.2% |
New Hampshire 30 Year VA | 2024-11-14 | -0.13% |
New Hampshire 30 Year VA Refi | 2024-11-14 | 0% |
New Hampshire Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New Hampshire market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
New Hampshire Average Closing Costs & Other Stats
New Hampshire's 297 lenders originated 27,472
loans during 2023. The total origination value was $7,925,250,000, with an average loan value of
$288,485.
New Hampshire's average closing costs are $4,911.
The top New Hampshire lender as defined by loan originations is CMG MORTGAGE, INC., with
1,161 loans originated. Their average total fees are
$4,842, which is $2,158
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee New Hampshire lenders (with over 10 loans originated) are
Holy Rosary Regional Credit Union ($3,109), HANSCOM ($3,118), TD Bank ($3,179), MERRIMACK VALLEY ($3,279) and North Shore Bank, a Co-operative Bank ($3,534).
The lowest rate New Hampshire lenders (with over 10 loans originated) are
Citibank (5.46%), Piscataqua Savings Bank (5.76%), Morgan Stanley Private Bank (5.81%), NBT Bank (5.83%) and Institution for Savings in Newburyport and Its Vicinity (6.02%).
New Hampshire Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
CMG MORTGAGE, INC. | $571,845,000 | $608,690,000 | 6.4% | 7.7% |
Citizens Bank | $732,525,000 | $504,150,000 | -31.2% | 6.4% |
UNITED WHOLESALE MORTGAGE, LLC | $627,585,000 | $378,375,000 | -39.7% | 4.8% |
QUICKEN LOANS, LLC | $621,750,000 | $296,620,000 | -52.3% | 3.7% |
GUILD MORTGAGE COMPANY | $371,685,000 | $268,895,000 | -27.7% | 3.4% |
CROSSCOUNTRY MORTGAGE, LLC | $260,010,000 | $209,940,000 | -19.3% | 2.6% |
MOVEMENT MORTGAGE, LLC | $165,565,000 | $203,980,000 | 23.2% | 2.6% |
ST. MARY'S BANK | $305,485,000 | $202,195,000 | -33.8% | 2.6% |
TD Bank | $263,370,000 | $195,600,000 | -25.7% | 2.5% |
Meredith Village Savings Bank | $334,185,000 | $187,825,000 | -43.8% | 2.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $252,210,000 | $182,220,000 | -27.8% | 2.3% |
Service Federal Credit Union | $300,165,000 | $168,590,000 | -43.8% | 2.1% |
HARBORONE MORTGAGE, LLC | $250,510,000 | $155,385,000 | -38.0% | 2.0% |
Mascoma Bank | $186,100,000 | $137,360,000 | -26.2% | 1.7% |
EMM LOANS LLC | $146,740,000 | $122,765,000 | -16.3% | 1.5% |
GUARANTEED RATE, INC. | $181,365,000 | $117,430,000 | -35.3% | 1.5% |
Bank of America | $170,225,000 | $111,405,000 | -34.6% | 1.4% |
DIGITAL Federal Credit Union | $154,960,000 | $98,785,000 | -36.3% | 1.2% |
Enterprise Bank and Trust Company | $107,820,000 | $96,145,000 | -10.8% | 1.2% |
LOANDEPOT.COM, LLC | $214,540,000 | $93,630,000 | -56.4% | 1.2% |
NORTHEAST CREDIT UNION | $102,815,000 | $92,215,000 | -10.3% | 1.2% |
Eastern Bank | $213,035,000 | $88,770,000 | -58.3% | 1.1% |
Bar Harbor Bank & Trust | $101,895,000 | $86,295,000 | -15.3% | 1.1% |
Mortgage Research Center, LLC | $124,170,000 | $84,560,000 | -31.9% | 1.1% |
Merrimack County Savings Bank | $141,420,000 | $73,390,000 | -48.1% | 0.9% |
American Mortgage & Equity Consultants, Inc. | $77,125,000 | $64,420,000 | -16.5% | 0.8% |
JPMorgan Chase Bank | $104,500,000 | $60,255,000 | -42.3% | 0.8% |
NAVY FEDERAL CREDIT UNION | $87,360,000 | $59,985,000 | -31.3% | 0.8% |
WALKER & DUNLOP, LLC | $58,305,000 | n/a | 0.7% | |
Bank of New Hampshire | $150,035,000 | $57,560,000 | -61.6% | 0.7% |
TOTAL MORTGAGE SERVICES, LLC | $70,110,000 | $55,735,000 | -20.5% | 0.7% |
Bangor Savings Bank | $128,535,000 | $55,305,000 | -57.0% | 0.7% |
M&T Bank | $41,675,000 | $52,005,000 | 24.8% | 0.7% |
ENVOY MORTGAGE, LTD | $68,330,000 | $51,595,000 | -24.5% | 0.7% |
Franklin Savings Bank | $75,260,000 | $51,230,000 | -31.9% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $103,870,000 | $50,960,000 | -50.9% | 0.6% |
Leader Bank | $53,985,000 | $50,710,000 | -6.1% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $127,630,000 | $49,830,000 | -61.0% | 0.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $59,140,000 | $49,010,000 | -17.1% | 0.6% |
Grandbridge Real Estate Capital LLC | $45,930,000 | n/a | 0.6% | |
NORTHPOINT MORTGAGE, INC. | $44,430,000 | $42,960,000 | -3.3% | 0.5% |
BELLWETHER COMMUNITY | $90,720,000 | $42,180,000 | -53.5% | 0.5% |
NBT Bank | $61,765,000 | $41,125,000 | -33.4% | 0.5% |
Northway Bank | $162,335,000 | $39,505,000 | -75.7% | 0.5% |
Union Bank | $31,785,000 | $38,490,000 | 21.1% | 0.5% |
Institution for Savings in Newburyport and Its Vicinity | $70,730,000 | $37,860,000 | -46.5% | 0.5% |
Morgan Stanley Private Bank | $50,795,000 | $36,875,000 | -27.4% | 0.5% |
Salem Co-Operative Bank | $47,470,000 | $36,755,000 | -22.6% | 0.5% |
Jeanne D'Arc Credit Union | $77,970,000 | $36,495,000 | -53.2% | 0.5% |
Wells Fargo Bank | $143,395,000 | $34,475,000 | -76.0% | 0.4% |
Holy Rosary Regional Credit Union | $25,215,000 | $33,070,000 | 31.2% | 0.4% |
SALEM FIVE MORTGAGE COMPANY, LLC | $62,280,000 | $32,960,000 | -47.1% | 0.4% |
SIS BANCORP, MHC | $72,895,000 | $32,925,000 | -54.8% | 0.4% |
Granite State Credit Union | $45,530,000 | $31,140,000 | -31.6% | 0.4% |
NEWREZ LLC | $50,525,000 | $30,020,000 | -40.6% | 0.4% |
Pentucket Bank | $32,685,000 | $29,660,000 | -9.3% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $78,890,000 | $29,655,000 | -62.4% | 0.4% |
Kennebunk Savings Bank | $59,115,000 | $28,865,000 | -51.2% | 0.4% |
First Seacoast Bank | $39,115,000 | $28,325,000 | -27.6% | 0.4% |
U.S. Bank | $47,595,000 | $26,155,000 | -45.0% | 0.3% |
BROKER SOLUTIONS, INC. | $34,885,000 | $25,950,000 | -25.6% | 0.3% |
Newburyport Five Cents Savings Bank | $44,635,000 | $25,880,000 | -42.0% | 0.3% |
RADIUS FINANCIAL GROUP INC. | $39,355,000 | $25,610,000 | -34.9% | 0.3% |
NEW FED MORTGAGE, CORP. | $50,965,000 | $25,370,000 | -50.2% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $95,035,000 | $25,165,000 | -73.5% | 0.3% |
Waterstone Mortgage Corporation | $22,760,000 | $25,080,000 | 10.2% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $77,200,000 | $24,705,000 | -68.0% | 0.3% |
MERRIMACK VALLEY | $32,005,000 | $24,615,000 | -23.1% | 0.3% |
EVERETT FINANCIAL, INC. | $40,745,000 | $24,085,000 | -40.9% | 0.3% |
GUARANTEED RATE AFFINITY, LLC | $39,590,000 | $24,080,000 | -39.2% | 0.3% |
MORTGAGE EQUITY PARTNERS LLC | $26,290,000 | $23,345,000 | -11.2% | 0.3% |
Prudential Huntoon Paige Associates, LLC | $30,910,000 | $23,060,000 | -25.4% | 0.3% |
FIRST MORTGAGE COMPANY, INC. | $21,500,000 | $22,970,000 | 6.8% | 0.3% |
Haverhill Bank | $23,245,000 | $22,685,000 | -2.4% | 0.3% |
USAA Federal Savings Bank | $25,475,000 | $22,345,000 | -12.3% | 0.3% |
Keystone Funding, Inc. | $21,750,000 | n/a | 0.3% | |
DRAPER AND KRAMER MORTGAGE CORP. | $46,670,000 | $21,115,000 | -54.8% | 0.3% |
EMBRACE HOME LOANS, INC. | $44,325,000 | $20,075,000 | -54.7% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,465,000 | $19,970,000 | 1,263.1% | 0.3% |
Cambridge Trust Company | $57,960,000 | $19,850,000 | -65.8% | 0.3% |
Citibank | $21,435,000 | $18,830,000 | -12.2% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $22,915,000 | $18,220,000 | -20.5% | 0.2% |
Community Bank | $925,000 | $17,880,000 | 1,833.0% | 0.2% |
Berkshire Bank | $78,630,000 | $17,620,000 | -77.6% | 0.2% |
Discover Bank | $12,095,000 | $17,540,000 | 45.0% | 0.2% |
Rockland Trust Company | $14,680,000 | $16,460,000 | 12.1% | 0.2% |
METRO | $27,015,000 | $15,720,000 | -41.8% | 0.2% |
BNY Mellon | $11,180,000 | $15,190,000 | 35.9% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $17,085,000 | $14,945,000 | -12.5% | 0.2% |
BAY EQUITY LLC | $37,620,000 | $14,865,000 | -60.5% | 0.2% |
The Lowell Five Cent Savings Bank | $9,610,000 | $14,830,000 | 54.3% | 0.2% |
UBS Bank USA | $22,105,000 | $14,685,000 | -33.6% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $21,230,000 | $14,410,000 | -32.1% | 0.2% |
WASHINGTON TRUST MORTGAGE COMPANY LLC | $13,955,000 | $14,230,000 | 2.0% | 0.2% |
PNC Bank | $196,470,000 | $13,785,000 | -93.0% | 0.2% |
The Federal Savings Bank | $15,205,000 | $13,625,000 | -10.4% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $16,295,000 | $13,585,000 | -16.6% | 0.2% |
HANSCOM | $31,270,000 | $13,085,000 | -58.2% | 0.2% |
The Camden National Bank | $29,785,000 | $13,020,000 | -56.3% | 0.2% |
NORTHEAST HOME LOAN, LLC | $3,620,000 | $12,795,000 | 253.5% | 0.2% |
NATIONS RELIABLE LENDING, LLC | $4,865,000 | $12,615,000 | 159.3% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $26,410,000 | $12,370,000 | -53.2% | 0.2% |
Carrington Mortgage Services, LLC | $16,530,000 | $12,270,000 | -25.8% | 0.2% |
Home Loan Investment Bank, F.S.B. | $16,445,000 | $12,090,000 | -26.5% | 0.2% |
Piscataqua Savings Bank | $34,400,000 | $11,605,000 | -66.3% | 0.1% |
Flagstar Bank, FSB | $38,415,000 | $11,485,000 | -70.1% | 0.1% |
NBKC BANK | $15,135,000 | $11,420,000 | -24.5% | 0.1% |
Evolve Bank & Trust | $16,780,000 | $10,940,000 | -34.8% | 0.1% |
Profile Bank | $14,410,000 | $10,255,000 | -28.8% | 0.1% |
The Provident Bank | $10,135,000 | n/a | 0.1% | |
Figure Lending LLC | $14,435,000 | $9,955,000 | -31.0% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $29,055,000 | $9,865,000 | -66.0% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $8,510,000 | $9,640,000 | 13.3% | 0.1% |
First Savings Bank | $9,880,000 | $9,625,000 | -2.6% | 0.1% |
Members First Credit Union N.H. | $12,955,000 | $9,350,000 | -27.8% | 0.1% |
Goldman Sachs Bank USA | $2,555,000 | $9,090,000 | 255.8% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $42,805,000 | $9,075,000 | -78.8% | 0.1% |
Easthampton Savings Bank | $3,300,000 | $8,910,000 | 170.0% | 0.1% |
NEW DAY FINANCIAL, LLC | $15,590,000 | $8,875,000 | -43.1% | 0.1% |
Avidia Bank | $5,815,000 | $8,825,000 | 51.8% | 0.1% |
North Shore Bank, a Co-operative Bank | $11,125,000 | $8,800,000 | -20.9% | 0.1% |
Main Street Bank | $13,680,000 | $8,665,000 | -36.7% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $8,270,000 | n/a | 0.1% | |
Webster Bank | $22,990,000 | $8,145,000 | -64.6% | 0.1% |
Everett Co-operative Bank | $4,955,000 | $7,960,000 | 60.6% | 0.1% |
Winchester Savings Bank | $3,155,000 | $7,900,000 | 150.4% | 0.1% |
The Huntington National Bank | $3,995,000 | $7,835,000 | 96.1% | 0.1% |
Northpointe Bank | $11,970,000 | $7,740,000 | -35.3% | 0.1% |
ARC HOME LLC | $10,855,000 | $7,560,000 | -30.4% | 0.1% |
NORWICH COMMERCIAL GROUP, INC. | $4,850,000 | $7,545,000 | 55.6% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $15,180,000 | $7,255,000 | -52.2% | 0.1% |
BETTER MORTGAGE CORPORATION | $2,085,000 | $6,960,000 | 233.8% | 0.1% |
GFA Federal Credit Union | $11,915,000 | $6,885,000 | -42.2% | 0.1% |
CARDINAL FINANCIAL | $8,985,000 | $6,680,000 | -25.7% | 0.1% |
BMO Harris Bank | $675,000 | $6,665,000 | 887.4% | 0.1% |
GREYSTONE SERVICING COMPANY LLC | $10,840,000 | $6,665,000 | -38.5% | 0.1% |
Lakeland Bank | $6,440,000 | n/a | 0.1% | |
Salem Five Cents Savings Bank | $10,300,000 | $6,430,000 | -37.6% | 0.1% |
Coastal Community Bank | $6,325,000 | n/a | 0.1% | |
LOGIX FEDERAL CREDIT UNION | $10,305,000 | $6,165,000 | -40.2% | 0.1% |
The National Bank of Middlebury | $1,145,000 | $6,130,000 | 435.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $7,835,000 | $6,110,000 | -22.0% | 0.1% |
21ST MORTGAGE CORPORATION | $4,835,000 | $6,040,000 | 24.9% | 0.1% |
The Savings Bank | $3,880,000 | $5,815,000 | 49.9% | 0.1% |
ALIGN CREDIT UNION | $8,995,000 | $5,770,000 | -35.9% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $6,310,000 | $5,655,000 | -10.4% | 0.1% |
MEMBERS MORTGAGE COMPANY, INC. | $5,495,000 | $5,635,000 | 2.5% | 0.1% |
Reading Co-Operative Bank | $4,885,000 | $5,575,000 | 14.1% | 0.1% |
Charles Schwab Bank, SSB | $17,255,000 | $5,560,000 | -67.8% | 0.1% |
First National Bank of America | $730,000 | $5,440,000 | 645.2% | 0.1% |
First Republic Bank | $98,330,000 | $5,380,000 | -94.5% | 0.1% |
Commerce Home Mortgage, Inc. | $4,460,000 | $5,330,000 | 19.5% | 0.1% |
Bethpage Federal Credit Union | $1,735,000 | $5,320,000 | 206.6% | 0.1% |
Bank of England | $5,935,000 | $5,165,000 | -13.0% | 0.1% |
Ally Bank | $3,925,000 | $5,120,000 | 30.4% | 0.1% |
A&D Mortgage LLC | $2,540,000 | $5,035,000 | 98.2% | 0.1% |
DREW MORTGAGE ASSOCIATES, INC. | $5,955,000 | $4,965,000 | -16.6% | 0.1% |
Firstrust Savings Bank | $9,860,000 | $4,800,000 | -51.3% | 0.1% |
NEW ENGLAND FEDERAL CREDIT UNION | $4,320,000 | $4,785,000 | 10.8% | 0.1% |
OCMBC, INC. | $1,415,000 | $4,690,000 | 231.4% | 0.1% |
Workers Credit Union | $22,310,000 | $4,640,000 | -79.2% | 0.1% |
WESTERLY COMMUNITY | $3,135,000 | $4,525,000 | 44.3% | 0.1% |
ATLANTIC REGIONAL FEDERAL CREDIT UNION | $2,670,000 | $4,445,000 | 66.5% | 0.1% |
SPRING EQ, LLC | $10,435,000 | $4,310,000 | -58.7% | 0.1% |
PHH Mortgage Corporation | $10,490,000 | $4,190,000 | -60.1% | 0.1% |
Methuen Cooperative Bank | $1,690,000 | $4,160,000 | 146.2% | 0.1% |
NEW HAMPSHIRE | $10,100,000 | $4,105,000 | -59.4% | 0.1% |
Stifel Bank and Trust | $6,720,000 | $4,090,000 | -39.1% | 0.1% |
East Cambridge Savings Bank | $6,885,000 | $4,045,000 | -41.2% | 0.1% |
BAYCOAST MORTGAGE COMPANY, LLC | $13,000,000 | $4,000,000 | -69.2% | 0.1% |
POLARIS HOME FUNDING CORP. | $1,435,000 | $3,960,000 | 176.0% | 0.0% |
Citadel Servicing Corporation | $2,505,000 | $3,925,000 | 56.7% | 0.0% |
BNC National Bank | $9,215,000 | $3,890,000 | -57.8% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $3,230,000 | $3,855,000 | 19.3% | 0.0% |
AMERICAN FINANCING CORPORATION | $9,550,000 | $3,790,000 | -60.3% | 0.0% |
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $3,765,000 | n/a | 0.0% | |
Nations Lending Corporation | $5,200,000 | $3,750,000 | -27.9% | 0.0% |
GENEVA FINANCIAL, LLC | $2,865,000 | $3,700,000 | 29.1% | 0.0% |
Barrington Bank & Trust Company, N.A. | $5,190,000 | $3,675,000 | -29.2% | 0.0% |
LONGBRIDGE FINANCIAL, LLC | $2,570,000 | $3,675,000 | 43.0% | 0.0% |
Equity Prime Mortgage LLC | $11,505,000 | $3,670,000 | -68.1% | 0.0% |
FineMark National Bank & Trust | $3,585,000 | n/a | 0.0% | |
Shamrock Home Loans, Inc. | $8,375,000 | $3,515,000 | -58.0% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $11,120,000 | $3,470,000 | -68.8% | 0.0% |
AMERICAN FINANCIAL NETWORK, INC. | $3,465,000 | n/a | 0.0% | |
LENDSURE MORTGAGE CORP. | $2,095,000 | $3,425,000 | 63.5% | 0.0% |
Cambridge Savings Bank | $8,290,000 | $3,405,000 | -58.9% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $7,960,000 | $3,295,000 | -58.6% | 0.0% |
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $6,105,000 | $3,235,000 | -47.0% | 0.0% |
MountainOne Bank | $245,000 | $3,200,000 | 1,206.1% | 0.0% |
GUARANTY HOME MORTGAGE CORPORATION | $5,265,000 | $3,190,000 | -39.4% | 0.0% |
Plains Commerce Bank | $2,330,000 | $3,185,000 | 36.7% | 0.0% |
HARVARD UNIVERSITY EMPLOYEES | $3,710,000 | $3,150,000 | -15.1% | 0.0% |
Norway Savings Bank | $3,195,000 | $3,150,000 | -1.4% | 0.0% |
Washington Savings Bank | $4,755,000 | $3,095,000 | -34.9% | 0.0% |
StonehamBank, A Co-operative Bank | $1,925,000 | $3,070,000 | 59.5% | 0.0% |
The Washington Trust Company, of Westerly | $2,280,000 | $3,025,000 | 32.7% | 0.0% |
ROCKLAND | $640,000 | $2,970,000 | 364.1% | 0.0% |
Westfield Bank | $2,910,000 | n/a | 0.0% | |
UniBank for Savings | $10,855,000 | $2,885,000 | -73.4% | 0.0% |
First Federal Bank | $445,000 | $2,875,000 | 546.1% | 0.0% |
CENTRAL ONE FEDERAL CREDIT UNION | $2,580,000 | $2,815,000 | 9.1% | 0.0% |
Direct Federal Credit Union | $1,335,000 | $2,815,000 | 110.9% | 0.0% |
Toyota Financial Savings Bank | $555,000 | $2,770,000 | 399.1% | 0.0% |
USAlliance Federal Credit Union | $2,750,000 | $2,680,000 | -2.5% | 0.0% |
Raymond James Bank | $3,220,000 | $2,570,000 | -20.2% | 0.0% |
EQUITY RESOURCES, INC. | $2,555,000 | n/a | 0.0% | |
PLAZA HOME MORTGAGE, INC. | $1,475,000 | $2,525,000 | 71.2% | 0.0% |
HOMESIDE FINANCIAL, LLC | $12,010,000 | $2,510,000 | -79.1% | 0.0% |
WEBSTER FIRST Federal Credit Union | $2,715,000 | $2,495,000 | -8.1% | 0.0% |
RF Renovo Management Company, LLC | $8,535,000 | $2,420,000 | -71.6% | 0.0% |
PLANET HOME LENDING, LLC | $5,020,000 | $2,400,000 | -52.2% | 0.0% |
The Northern Trust Company | $555,000 | $2,380,000 | 328.8% | 0.0% |
HOMEXPRESS MORTGAGE CORP. | $2,460,000 | $2,320,000 | -5.7% | 0.0% |
PROVINCE MORTGAGE ASSOCIATES, INC. | $1,745,000 | $2,260,000 | 29.5% | 0.0% |
HOMESTEAD FUNDING CORP. | $4,625,000 | $2,240,000 | -51.6% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $1,790,000 | $2,235,000 | 24.9% | 0.0% |
MID AMERICA MORTGAGE, INC. | $545,000 | $2,220,000 | 307.3% | 0.0% |
State Department Federal Credit Union | $2,150,000 | $2,210,000 | 2.8% | 0.0% |
MEGASTAR FINANCIAL CORP. | $2,190,000 | n/a | 0.0% | |
HSBC BANK USA, NATIONAL ASSOCIATION | $1,550,000 | $2,185,000 | 41.0% | 0.0% |
Prosperity Home Mortgage, LLC | $1,065,000 | $2,125,000 | 99.5% | 0.0% |
AMWEST FUNDING CORP. | $445,000 | $2,085,000 | 368.5% | 0.0% |
Cornerstone First Mortgage, Inc | $2,050,000 | n/a | 0.0% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,135,000 | $2,040,000 | -34.9% | 0.0% |
INTEGRITY MORTGAGE LLC | $1,120,000 | $2,035,000 | 81.7% | 0.0% |
NFM, INC. | $4,470,000 | $2,035,000 | -54.5% | 0.0% |
Navigant Credit Union | $2,900,000 | $2,030,000 | -30.0% | 0.0% |
Fifth Third Bank | $1,330,000 | $2,005,000 | 50.8% | 0.0% |
Community National Bank | $3,140,000 | $2,000,000 | -36.3% | 0.0% |
Farm Credit East, ACA | $1,985,000 | $1,995,000 | 0.5% | 0.0% |
Ross Mortgage Company, Inc. | $13,540,000 | $1,990,000 | -85.3% | 0.0% |
Fidelity Co-operative Bank | $3,820,000 | $1,960,000 | -48.7% | 0.0% |
Republic State Mortgage Co. | $2,760,000 | $1,920,000 | -30.4% | 0.0% |
Farmers Bank & Trust | $1,910,000 | n/a | 0.0% | |
DEEPHAVEN MORTGAGE LLC | $945,000 | $1,845,000 | 95.2% | 0.0% |
FBC MORTGAGE, LLC | $1,335,000 | $1,830,000 | 37.1% | 0.0% |
JMAC LENDING, INC. | $1,765,000 | n/a | 0.0% | |
Armed Forces Bank | $1,295,000 | $1,720,000 | 32.8% | 0.0% |
AMERICAN HERITAGE LENDING, INC. | $1,630,000 | n/a | 0.0% | |
Advisors Mortgage Group, L.L.C. | $720,000 | $1,620,000 | 125.0% | 0.0% |
MID-ISLAND MORTGAGE CORP. | $1,510,000 | $1,620,000 | 7.3% | 0.0% |
AmRes Corporation | $425,000 | $1,615,000 | 280.0% | 0.0% |
Capitol Federal Savings Bank | $1,185,000 | $1,590,000 | 34.2% | 0.0% |
PREMIA MORTGAGE, LLC | $4,970,000 | $1,560,000 | -68.6% | 0.0% |
The Central Trust Bank | $3,430,000 | $1,550,000 | -54.8% | 0.0% |
Lakeview Community Capital, LLC | $1,330,000 | $1,515,000 | 13.9% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $2,230,000 | $1,515,000 | -32.1% | 0.0% |
Cornerstone Bank | $4,660,000 | $1,505,000 | -67.7% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $2,650,000 | $1,505,000 | -43.2% | 0.0% |
Truist | $8,715,000 | $1,500,000 | -82.8% | 0.0% |
Bridgewater Savings Bank | $755,000 | $1,440,000 | 90.7% | 0.0% |
TOGETHER CREDIT UNION | $1,435,000 | $1,440,000 | 0.3% | 0.0% |
Winter Hill Bank, FSB | $965,000 | $1,435,000 | 48.7% | 0.0% |
American Airlines Federal Credit Union | $5,280,000 | $1,405,000 | -73.4% | 0.0% |
Eagle Bank | $1,475,000 | $1,390,000 | -5.8% | 0.0% |
RCN Capital, LLC | $1,325,000 | $1,390,000 | 4.9% | 0.0% |
FIRST HOME MORTGAGE CORPORATION | $1,385,000 | $1,365,000 | -1.4% | 0.0% |
Members Plus Credit Union | $825,000 | $1,365,000 | 65.5% | 0.0% |
HarborOne Bank | $6,015,000 | $1,355,000 | -77.5% | 0.0% |
Winchester Co-operative Bank | $5,535,000 | $1,350,000 | -75.6% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $275,000 | $1,340,000 | 387.3% | 0.0% |
GREENWOOD | $3,175,000 | $1,285,000 | -59.5% | 0.0% |
VILLAGE CAPITAL MORTGAGE | $905,000 | $1,280,000 | 41.4% | 0.0% |
Brookline Bank | $57,250,000 | $1,275,000 | -97.8% | 0.0% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,190,000 | $1,265,000 | 6.3% | 0.0% |
Athol Savings Bank | $1,540,000 | $1,265,000 | -17.9% | 0.0% |
LIBERTY BAY CREDIT UNION | $865,000 | $1,265,000 | 46.2% | 0.0% |
City National Bank | $6,355,000 | $1,230,000 | -80.6% | 0.0% |
First-Citizens Bank & Trust Company | $1,220,000 | n/a | 0.0% | |
T2 FINANCIAL LLC | $3,050,000 | $1,210,000 | -60.3% | 0.0% |
Dedham Institution for Savings | $1,050,000 | $1,205,000 | 14.8% | 0.0% |
BayCoast Bank | $2,580,000 | $1,195,000 | -53.7% | 0.0% |
Magnolia Bank | $4,460,000 | $1,170,000 | -73.8% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $2,290,000 | $1,165,000 | -49.1% | 0.0% |
ENCORE BANK | $1,160,000 | n/a | 0.0% | |
TOWER | $900,000 | $1,160,000 | 28.9% | 0.0% |
NORTH COUNTRY | $135,000 | $1,110,000 | 722.2% | 0.0% |
NESC | $2,775,000 | $1,100,000 | -60.4% | 0.0% |
NP, Inc. | $905,000 | $1,095,000 | 21.0% | 0.0% |
Heritage Bank | $1,070,000 | n/a | 0.0% | |
Presidential Bank, FSB | $1,035,000 | n/a | 0.0% | |
Mortgage Assurance Inc. | $4,530,000 | $1,030,000 | -77.3% | 0.0% |
PeoplesBank | $1,020,000 | $1,020,000 | 0.0% | 0.0% |
FINANCE OF AMERICA MORTGAGE LLC | $8,060,000 | $1,015,000 | -87.4% | 0.0% |
HUNT MORTGAGE CORPORATION | $1,215,000 | $1,005,000 | -17.3% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $1,860,000 | $1,005,000 | -46.0% | 0.0% |
NJ LENDERS CORP. | $5,700,000 | $990,000 | -82.6% | 0.0% |
ONE Credit Union | $1,670,000 | $960,000 | -42.5% | 0.0% |
AmeriHome Mortgage Company, LLC | $2,810,000 | $955,000 | -66.0% | 0.0% |
Fall River Five Cents Savings Bank | $2,115,000 | $950,000 | -55.1% | 0.0% |
Semper Home Loans, Inc. | $2,850,000 | $945,000 | -66.8% | 0.0% |
Baxter Credit Union | $4,825,000 | $940,000 | -80.5% | 0.0% |
MASS BAY Credit Union | $325,000 | $940,000 | 189.2% | 0.0% |
MLD MORTGAGE INC. | $1,385,000 | $925,000 | -33.2% | 0.0% |
North American Savings Bank, F.S.B. | $11,435,000 | $925,000 | -91.9% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $3,310,000 | $915,000 | -72.4% | 0.0% |
SUCCESS MORTGAGE PARTNERS, INC. | $7,525,000 | $915,000 | -87.8% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $1,215,000 | $910,000 | -25.1% | 0.0% |
PAWTUCKET | $890,000 | n/a | 0.0% | |
The People's Credit Union | $600,000 | $885,000 | 47.5% | 0.0% |
WILLIAM RAVEIS MORTGAGE, LLC | $2,955,000 | $865,000 | -70.7% | 0.0% |
Atlantic Coast Mortgage, LLC | $725,000 | $855,000 | 17.9% | 0.0% |
UNION HOME MORTGAGE CORP. | $375,000 | $850,000 | 126.7% | 0.0% |
Princeton Mortgage Corporation | $845,000 | n/a | 0.0% | |
Logan Finance Corporation | $825,000 | n/a | 0.0% | |
WINGS FINANCIAL | $655,000 | $820,000 | 25.2% | 0.0% |
LIMA ONE CAPITAL, LLC | $1,040,000 | $800,000 | -23.1% | 0.0% |
Solarity Credit Union | $795,000 | n/a | 0.0% | |
Connexus Credit Union | $790,000 | n/a | 0.0% | |
Montgomery Bank | $305,000 | $785,000 | 157.4% | 0.0% |
Hometown Equity Mortgage, LLC | $3,070,000 | $775,000 | -74.8% | 0.0% |
Mechanics Cooperative Bank | $365,000 | $740,000 | 102.7% | 0.0% |
RBC Bank, (Georgia) | $2,630,000 | $730,000 | -72.2% | 0.0% |
Ameris Bank | $950,000 | $725,000 | -23.7% | 0.0% |
Hancock Whitney Bank | $725,000 | n/a | 0.0% | |
The State Bank and Trust Company | $725,000 | n/a | 0.0% | |
TREMONT CREDIT UNION | $725,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | $720,000 | 220.0% | 0.0% |
The Bank of Canton | $2,120,000 | $710,000 | -66.5% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $435,000 | $705,000 | 62.1% | 0.0% |
AMERITRUST MORTGAGE CORPORATION | $700,000 | n/a | 0.0% | |
East West Bank | $695,000 | n/a | 0.0% | |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $660,000 | $690,000 | 4.5% | 0.0% |
Peoples Bank | $590,000 | $680,000 | 15.3% | 0.0% |
Ixonia Bank | $265,000 | $670,000 | 152.8% | 0.0% |
NexBank | $670,000 | n/a | 0.0% | |
SUMMIT FUNDING, INC. | $660,000 | n/a | 0.0% | |
SECURITYNATIONAL MORTGAGE COMPANY | $655,000 | n/a | 0.0% | |
COMMUNITY CREDIT UNION OF LYNN | $485,000 | $640,000 | 32.0% | 0.0% |
KeyBank | $134,830,000 | $635,000 | -99.5% | 0.0% |
BOKF | $415,000 | $620,000 | 49.4% | 0.0% |
RTN FEDERAL CREDIT UNION | $10,435,000 | $615,000 | -94.1% | 0.0% |
Signature Federal Credit Union | $615,000 | n/a | 0.0% | |
First IC Corporation | $610,000 | n/a | 0.0% | |
F&A Federal Credit Union | $605,000 | n/a | 0.0% | |
SILVER HILL FUNDING, LLC | $605,000 | n/a | 0.0% | |
SIRVA MORTGAGE, INC. | $2,555,000 | $605,000 | -76.3% | 0.0% |
CALIBER HOME LOANS, INC. | $45,195,000 | $600,000 | -98.7% | 0.0% |
FIRST TECHNOLOGY | $1,490,000 | $595,000 | -60.1% | 0.0% |
Needham Bank | $645,000 | $595,000 | -7.8% | 0.0% |
OCEAN STATE CREDIT UNION | $2,135,000 | $595,000 | -72.1% | 0.0% |
Tewksbury Federal Credit Union | $290,000 | $595,000 | 105.2% | 0.0% |
Goldwater Bank, N.A. | $670,000 | $585,000 | -12.7% | 0.0% |
Academy Bank | $245,000 | $565,000 | 130.6% | 0.0% |
ON Q FINANCIAL, INC. | $565,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,020,000 | $545,000 | -46.6% | 0.0% |
HOLYOKE | $545,000 | n/a | 0.0% | |
Katahdin Trust Company | $545,000 | n/a | 0.0% | |
Royal Credit Union | $525,000 | n/a | 0.0% | |
Webster Five Cents Savings Bank | $605,000 | $525,000 | -13.2% | 0.0% |
South Shore Bank | $24,045,000 | $520,000 | -97.8% | 0.0% |
Quontic Bank | $2,185,000 | $515,000 | -76.4% | 0.0% |
Clearview Federal Credit Union | $55,000 | $505,000 | 818.2% | 0.0% |
NATIONAL COOPERATIVE BANK, N.A. | $505,000 | n/a | 0.0% | |
PURDUE FEDERAL CREDIT UNION | $505,000 | n/a | 0.0% | |
TEACHERS | $505,000 | n/a | 0.0% | |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,255,000 | $500,000 | -90.5% | 0.0% |
Wyndham Capital Mortgage, Inc. | $13,560,000 | $490,000 | -96.4% | 0.0% |
DAS Acquisition Company, LLC | $1,545,000 | $485,000 | -68.6% | 0.0% |
Watermark Capital, Inc. | $475,000 | n/a | 0.0% | |
Elements Financial Federal Credit Union | $465,000 | n/a | 0.0% | |
Bank-Fund Staff Federal Credit Union | $455,000 | n/a | 0.0% | |
Northern Bank & Trust Company | $6,900,000 | $455,000 | -93.4% | 0.0% |
TEMPLE VIEW CAPITAL FUNDING, LP | $935,000 | $455,000 | -51.3% | 0.0% |
MAYO EMPLOYEES FEDERAL CREDIT UNION | $435,000 | n/a | 0.0% | |
NEXERA HOLDING LLC | $685,000 | $435,000 | -36.5% | 0.0% |
RIVER WORKS | $1,750,000 | $420,000 | -76.0% | 0.0% |
VAN DYK MORTGAGE CORPORATION | $1,200,000 | $420,000 | -65.0% | 0.0% |
United Bank | $415,000 | n/a | 0.0% | |
United Nations Federal Credit Union | $3,020,000 | $415,000 | -86.3% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $410,000 | n/a | 0.0% | |
OAKTREE FUNDING CORP. | $860,000 | $410,000 | -52.3% | 0.0% |
Colonial Savings, F.A. | $1,960,000 | $400,000 | -79.6% | 0.0% |
Wakefield Co-operative Bank | $900,000 | $400,000 | -55.6% | 0.0% |
Charles River Bank | $395,000 | n/a | 0.0% | |
TEXAS TECH | $385,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $1,295,000 | $375,000 | -71.0% | 0.0% |
Northwest Federal Credit Union | $1,380,000 | $370,000 | -73.2% | 0.0% |
Stoughton Co-Operative Bank | $365,000 | n/a | 0.0% | |
The Cape Cod Five Cents Savings Bank | $365,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $365,000 | n/a | 0.0% | |
JUSTICE Federal Credit Union | $355,000 | n/a | 0.0% | |
ST. JEAN'S Credit Union | $1,235,000 | $350,000 | -71.7% | 0.0% |
ABSOLUTE HOME MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
US MORTGAGE CORPORATION | $205,000 | $335,000 | 63.4% | 0.0% |
COMMUNITYAMERICA | $305,000 | n/a | 0.0% | |
Freedom Credit Union | $295,000 | n/a | 0.0% | |
BOSTON FIREFIGHTERS | $275,000 | n/a | 0.0% | |
S1L, Inc. | $1,595,000 | $265,000 | -83.4% | 0.0% |
Liberty Savings Bank, F.S.B. | $260,000 | n/a | 0.0% | |
ALTRA | $255,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $1,480,000 | $245,000 | -83.4% | 0.0% |
AMCAP MORTGAGE, LTD. | $445,000 | $235,000 | -47.2% | 0.0% |
Bank of Easton | $235,000 | n/a | 0.0% | |
GEORGIA'S OWN | $225,000 | n/a | 0.0% | |
Peapack-Gladstone Bank | $225,000 | n/a | 0.0% | |
The Union Bank Company | $285,000 | $225,000 | -21.1% | 0.0% |
EASTMAN | $200,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $195,000 | n/a | 0.0% | |
Abbott Laboratories Employees Credit Union | $185,000 | n/a | 0.0% | |
First Internet Bank of Indiana | $3,100,000 | $185,000 | -94.0% | 0.0% |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $185,000 | n/a | 0.0% | |
United States Senate Federal Credit Union | $360,000 | $185,000 | -48.6% | 0.0% |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $650,000 | $180,000 | -72.3% | 0.0% |
Commerce Bank | $305,000 | $155,000 | -49.2% | 0.0% |
GENISYS | $25,000 | $155,000 | 520.0% | 0.0% |
MEMBER FIRST MORTGAGE, LLC | $195,000 | $155,000 | -20.5% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $3,700,000 | $155,000 | -95.8% | 0.0% |
Southwest Airlines Federal Credit Union | $155,000 | n/a | 0.0% | |
Axos Bank | $1,085,000 | $145,000 | -86.6% | 0.0% |
FRANKLIN MINT | $145,000 | n/a | 0.0% | |
Millbury National Bank | $130,000 | n/a | 0.0% | |
AFFINITY | $1,135,000 | $125,000 | -89.0% | 0.0% |
HUDSON HERITAGE | $125,000 | n/a | 0.0% | |
Southern Mass Credit Union | $1,680,000 | $115,000 | -93.2% | 0.0% |
1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $195,000 | $105,000 | -46.2% | 0.0% |
Bank Rhode Island | $105,000 | n/a | 0.0% | |
UNIVERSITY CREDIT UNION | $95,000 | n/a | 0.0% | |
First Federal Bank of Kansas City | $385,000 | $75,000 | -80.5% | 0.0% |
AMERICAN HERITAGE FCU | $55,000 | n/a | 0.0% | |
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
MASSMUTUAL | $55,000 | n/a | 0.0% | |
LUSO | $45,000 | n/a | 0.0% | |
First American Bank | $35,000 | n/a | 0.0% | |
Deere Employees Credit Union | $785,000 | $25,000 | -96.8% | 0.0% |
New Hampshire's top lender by overall market share is CMG MORTGAGE, INC., with 7.7% market share. In second place, with 6.4%, is Citizens Bank, having originated $504,150,000 in loans. In third place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $378,375,000 in loans. In fourth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $296,620,000 in loans. In fifth place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $268,895,000 in loans.
New Hampshire Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 13,636 | $5,389,360,000 | $395,230 |
Home Improvement | 4,697 | $615,745,000 | $131,093 |
Cash Out Refi | 3,727 | $850,685,000 | $228,249 |
Other | 3,212 | $445,040,000 | $138,555 |
Refi | 2,199 | $623,915,000 | $283,727 |
NA | 1 | $505,000 | $505,000 |
New Hampshire's most frequently cited loan purpose was Home Purchase, with 13,636 originations. The 2nd most popular reason was Home Improvement, with 4,697 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 9,088 | $3,072,020,000 | $338,030 |
7-8% | 7,364 | $2,122,410,000 | $288,214 |
Over 8% | 5,319 | $802,455,000 | $150,866 |
5-6% | 3,734 | $1,314,550,000 | $352,049 |
3-4% | 455 | $68,235,000 | $149,967 |
4-5% | 409 | $139,265,000 | $340,501 |
<2.5% | 104 | $5,960,000 | $57,308 |
2.5-3% | 40 | $24,530,000 | $613,250 |
During 2023, New Hampshire's most frequently originated rate bucket was 6-7%, with 9,088 originations.
Loan Sizing (New Hampshire MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 9,696 | $2,838,340,000 | $292,733 |
$100,000 or less | 6,047 | $337,535,000 | $55,819 |
$100k-200k | 5,594 | $779,380,000 | $139,324 |
$400k-600k | 4,334 | $2,068,930,000 | $477,372 |
$600k-1000k | 1,429 | $1,020,445,000 | $714,097 |
$Over $1MM | 372 | $880,620,000 | $2,367,258 |
New Hampshire's loan sizing saw the bucket of loans from $200k-400k with 9,696 originations, totaling $2,838,340,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 7,350 | $2,979,140,000 | $405,325 |
Under 20% | 5,905 | $428,265,000 | $72,526 |
60-80% | 5,553 | $2,276,055,000 | $409,878 |
20-40% | 4,419 | $738,215,000 | $167,055 |
40-60% | 3,018 | $1,000,170,000 | $331,402 |
Over 100% | 228 | $116,220,000 | $509,737 |
New Hampshire's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,350 originations, totaling $2,979,140,000 in origination value.