Boston - Cambridge - Newton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boston - Cambridge - Newton averaged 6.78% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.49% and one month ago for the week of 2025-02-27, the average rate was 6.6%.

Boston - Cambridge - Newton's average rate one year ago was 6.63%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.55%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Boston - Cambridge - Newton 30 Year Fixed Rate 2025-04-03 6.78%
Boston - Cambridge - Newton 30 Year Fixed Rate Refi 2025-04-03 6.55%
Boston - Cambridge - Newton 15 Year Fixed Rate 2025-04-03 5.79%
Boston - Cambridge - Newton 15 Year Fixed Rate Refi 2025-04-03 6.06%
Boston - Cambridge - Newton 30 Year FHA 2025-04-03 5.96%
Boston - Cambridge - Newton 30 Year FHA Refi 2025-04-03 5.74%
Boston - Cambridge - Newton 30 Year USDA 2025-04-03 6.22%
Boston - Cambridge - Newton 30 Year USDA Refi 2025-04-03 6.12%
Boston - Cambridge - Newton 30 Year VA 2025-04-03 5.99%
Boston - Cambridge - Newton 30 Year VA Refi 2025-04-03 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Boston-Cambridge-Newton, MA-NH.

Boston - Cambridge - Newton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Boston-Cambridge-Newton, MA-NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
GUARANTEED RATE, INC. 2,560 6.65% $5,840
Leader Bank 2,500 6.43% $5,105
CROSSCOUNTRY MORTGAGE, LLC 2,071 6.83% $6,831
QUICKEN LOANS, LLC 1,690 6.64% $8,196
UNITED WHOLESALE MORTGAGE, LLC 1,531 6.80% $8,714
MOVEMENT MORTGAGE, LLC 1,115 6.73% $6,714
CMG MORTGAGE, INC. 1,084 6.86% $5,911
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 998 6.70% $5,910
SALEM FIVE MORTGAGE COMPANY, LLC 873 6.54% $5,368
GUILD MORTGAGE COMPANY 839 6.65% $6,026
M&T Bank 600 6.07% $6,106
JPMorgan Chase Bank 597 6.45% $5,880
Citizens Bank 532 6.43% $8,056
LOANDEPOT.COM, LLC 513 6.70% $6,869
Cambridge Savings Bank 491 6.24% $4,649
Bank of America 470 6.15% $6,068
Rockland Trust Company 462 6.41% $5,086
U.S. Bank 443 6.40% $5,544
HARBORONE MORTGAGE, LLC 401 6.59% $5,425
GUARANTEED RATE AFFINITY, LLC 390 6.74% $6,267
Webster Bank 388 6.30% $6,881
Berkshire Bank 383 6.22% $5,517
Eastern Bank 351 6.17% $4,861
TOTAL MORTGAGE SERVICES, LLC 344 6.85% $8,459
MSA MORTGAGE, LLC 334 6.67% $5,668
TD Bank 327 6.57% $4,367
EMM LOANS LLC 325 6.97% $7,810
RADIUS FINANCIAL GROUP INC. 317 6.98% $7,382
Morgan Stanley Private Bank 315 6.02% $5,544
NEW FED MORTGAGE, CORP. 309 6.85% $6,693
Institution for Savings in Newburyport and Its Vicinity 295 6.31% $4,678
WASHINGTON TRUST MORTGAGE COMPANY LLC 259 6.77% $5,442
BROKER SOLUTIONS, INC. 245 6.87% $6,828
MORTGAGE EQUITY PARTNERS LLC 234 6.36% $8,370
Easthampton Savings Bank 221 6.31% $4,277
NEWREZ LLC 219 6.90% $8,918
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 195 6.87% $9,026
FIRST MORTGAGE COMPANY, INC. 194 6.71% $6,215
Jeanne D'Arc Credit Union 191 6.39% $4,987
The Cape Cod Five Cents Savings Bank 184 6.74% $4,443
DIGITAL Federal Credit Union 164 6.49% $4,032
Mr. Cooper ( Nationstar Mortgage ) 162 6.60% $10,543
Citibank 159 6.19% $6,816
Wells Fargo Bank 158 6.43% $6,876
NAVY FEDERAL CREDIT UNION 152 6.14% $4,527
Fall River Five Cents Savings Bank 151 6.49% $4,991
PENNYMAC LOAN SERVICES, LLC 149 6.68% $8,899
ROCKLAND 146 6.31% $3,875
MERRIMACK VALLEY 145 6.21% $3,895
MUTUAL OF OMAHA MORTGAGE, INC. 145 6.44% $6,276
Dedham Institution for Savings 143 6.47% $4,268
NATIONS DIRECT MORTGAGE, LLC 141 6.59% $5,838
PRIMELENDING, A PLAINSCAPITAL COMPANY 135 6.86% $7,257
BAY EQUITY LLC 135 6.57% $6,137
The Bank of Canton 129 6.61% $4,418
Keystone Funding, Inc. 128 6.68% $6,641
FIRST COMMUNITY MORTGAGE, INC. 124 6.77% $5,771
ENVOY MORTGAGE, LTD 124 6.81% $6,353
Merchants Bank of Indiana 122 6.54% $6,773
EMBRACE HOME LOANS, INC. 113 6.80% $6,234
HARVARD UNIVERSITY EMPLOYEES 113 6.68% $3,804
WILLIAM RAVEIS MORTGAGE, LLC 112 6.79% $5,203
NORTHPOINT MORTGAGE, INC. 109 6.69% $7,139
First National Bank of America 108 9.32% $16,059
NFM, INC. 105 6.92% $8,422
General Mortgage Capital Corporation 103 6.80% $6,298
Needham Bank 96 6.67% $3,899
BAYCOAST MORTGAGE COMPANY, LLC 96 6.52% $4,758
East West Bank 95 7.05% $5,625
NBKC BANK 95 6.43% $3,863
Enterprise Bank and Trust Company 94 6.44% $5,014
Service Federal Credit Union 94 5.86% $4,682
First-Citizens Bank & Trust Company 93 5.89% $6,420
Evolve Bank & Trust 88 6.74% $5,551
T2 FINANCIAL LLC 87 6.94% $5,745
FREEDOM MORTGAGE CORPORATION 86 6.72% $8,557
METRO 84 6.45% $3,823
UBS Bank USA 82 6.29% $6,697
Charles Schwab Bank, SSB 80 5.83% $5,842
Sierra Pacific Mortgage Company, Inc. 78 6.85% $8,338
UniBank for Savings 71 6.02% $3,978
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 70 6.58% $4,588
FIRST HOME MORTGAGE CORPORATION 70 6.71% $10,677
Bridgewater Savings Bank 69 6.46% $3,792
NORWICH COMMERCIAL GROUP, INC. 69 6.59% $7,145
Brookline Bank 67 6.41% $5,942
American Mortgage & Equity Consultants, Inc. 67 6.96% $6,047
ARK-LA-TEX FINANCIAL SERVICES, LLC. 66 6.97% $7,592
ST. MARY'S BANK 62 6.88% $3,906
DREW MORTGAGE ASSOCIATES, INC. 61 6.75% $6,836
Bangor Savings Bank 58 6.47% $3,782
PNC Bank 57 6.54% $6,769
Paramount Residential Mortgage Group, Inc. 56 7.02% $8,093
PULTE MORTGAGE LLC 54 6.70% $2,080
MEMBERS MORTGAGE COMPANY, INC. 54 6.35% $4,037
OCMBC, INC. 51 8.34% $18,994
LEADERONE FINANCIAL CORPORATION 51 6.90% $6,376
Prosperity Home Mortgage, LLC 50 6.89% $6,636
The Camden National Bank 50 6.85% $4,431
Middlesex Savings Bank 49 6.47% $3,553
MLD MORTGAGE INC. 46 6.64% $4,766
RIVER WORKS 46 6.51% $4,296
Northpointe Bank 45 6.52% $5,342
United Nations Federal Credit Union 45 5.87% $6,224
NATIONS RELIABLE LENDING, LLC 43 6.85% $8,897
Republic State Mortgage Co. 43 6.80% $8,362
NORTHEAST CREDIT UNION 42 6.61% $4,183
USAA Federal Savings Bank 42 6.53% $6,824
Sharon & Crescent United Credit Union 41 6.26% $3,648
CARDINAL FINANCIAL 41 6.85% $8,640
NORTHEAST HOME LOAN, LLC 40 6.87% $9,338
Flagstar Bank, FSB 40 6.96% $7,046
Goldman Sachs Bank USA 39 6.10% $7,082
Cambridge Trust Company 38 6.33% $4,513
The Huntington National Bank 38 6.76% $7,335
LENDSURE MORTGAGE CORP. 37 7.84% $18,670
TBI MORTGAGE COMPANY 35 6.42% $10,361
Waterstone Mortgage Corporation 35 6.94% $6,880
AMERISAVE MORTGAGE CORPORATION 35 6.55% $13,201
GUIDANCE RESIDENTIAL, LLC 35 7.09% $7,693
PLAZA HOME MORTGAGE, INC. 35 6.70% $8,674
BETTER MORTGAGE CORPORATION 34 6.56% $6,260
UNION HOME MORTGAGE CORP. 34 6.50% $8,731
Ally Bank 34 6.49% $7,418
BNY Mellon 33 6.22% $5,940
NexBank 32 6.69% $8,974
FIRST COLONY MORTGAGE CORPORATION 31 6.68% $6,022
Bristol County Savings Bank 31 6.29% $4,887
AMERICAN FINANCIAL NETWORK, INC. 31 7.07% $10,210
Bethpage Federal Credit Union 29 6.54% $5,585
BMO Harris Bank 29 6.77% $7,221
Home Loan Investment Bank, F.S.B. 29 6.77% $4,917
PRIMARY RESIDENTIAL MORTGAGE, INC. 29 6.71% $8,628
Workers Credit Union 28 6.01% $4,036
NP, Inc. 28 8.02% $22,780
HOMESTEAD FUNDING CORP. 28 6.94% $4,264
HSBC BANK USA, NATIONAL ASSOCIATION 28 6.14% $6,586
PROVINCE MORTGAGE ASSOCIATES, INC. 27 7.00% $5,994
HOMESIDE FINANCIAL, LLC 26 6.76% $8,964
HANSCOM 26 6.57% $4,145
St. Mary's Credit Union 25 6.35% $3,610
ALLIED MORTGAGE GROUP, INC. 25 6.87% $4,503
Plains Commerce Bank 25 6.59% $9,699
PHH Mortgage Corporation 25 6.47% $8,108
Main Street Bank 24 6.96% $5,350
MountainOne Bank 23 6.92% $5,040
Meredith Village Savings Bank 23 7.49% $4,151
ZILLOW HOME LOANS, LLC 23 6.55% $7,081
MID-ISLAND MORTGAGE CORP. 23 7.01% $3,464
St. Anne's Credit Union of Fall River, Mass. 23 6.00% $5,676
LENOX FINANCIAL MORTGAGE CORPORATION 22 6.22% $4,884
ARC HOME LLC 22 7.41% $15,152
Truist 22 6.61% $4,944
Farmers Bank & Trust 22 6.37% $4,413
Ross Mortgage Company, Inc. 20 6.80% $4,708
ALLIANT CREDIT UNION 20 6.22% $5,093
TJC Mortgage, Inc. 20 6.86% $10,407
EQUITY RESOURCES, INC. 20 6.76% $3,692
Cornerstone Bank 19 6.40% $5,544
NBT Bank 19 5.95% $4,365
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 7.37% $14,771
Bar Harbor Bank & Trust 18 7.09% $4,074
Northern Bank & Trust Company 17 6.16% $4,889
Stifel Bank and Trust 17 6.23% $4,545
RELIANCE FIRST CAPITAL, LLC 17 7.22% $9,871
USAlliance Federal Credit Union 16 6.50% $6,748
Raymond James Bank 16 6.05% $5,502
COMMUNITY CREDIT UNION OF LYNN 16 6.32% $3,893
FBC MORTGAGE, LLC 15 6.57% $4,703
CHURCHILL MORTGAGE CORPORATION 15 6.68% $10,799
The People's Credit Union 15 6.41% $8,178
PREMIA MORTGAGE, LLC 14 6.39% $2,779
RBC Bank, (Georgia) 14 5.70% $4,791
Semper Home Loans, Inc. 14 6.77% $11,138
Merrimack County Savings Bank 14 7.13% $4,873
AMERICAN HERITAGE LENDING, INC. 14 8.26% $17,124
Holy Rosary Regional Credit Union 13 6.83% $3,128
Piscataqua Savings Bank 13 6.40% $3,467
JMAC LENDING, INC. 13 7.10% $8,262
PROVIDENT FUNDING ASSOCIATES, L.P. 13 6.50% $5,414
ALIGN CREDIT UNION 13 6.38% $3,300
The Federal Savings Bank 13 6.76% $9,585
First Federal Bank 13 6.38% $6,259
Fidelity Co-operative Bank 12 6.64% $7,074
Baxter Credit Union 12 6.71% $5,185
Quontic Bank 12 8.76% $15,279
MORTGAGE ACCESS CORP. 12 6.83% $11,708
LAKEVIEW LOAN SERVICING, LLC 12 6.64% $8,957
Country Bank for Savings 11 6.31% $5,647
MEMBER ADVANTAGE MORTGAGE, LLC 11 6.39% $8,595
Navigant Credit Union 10 6.84% $3,916
EVERETT FINANCIAL, INC. 10 7.16% $13,322
Cathay Bank 10 7.08% $5,233
Liberty Bank 9 6.14% $5,173
CENTRAL ONE FEDERAL CREDIT UNION 9 6.15% $4,043
Discover Bank 9 6.93% $0
Fifth Third Bank 9 6.49% $5,230
FIRST TECHNOLOGY 9 6.61% $5,413
Mortgage Research Center, LLC 9 6.35% $6,908
PAWTUCKET 9 6.81% $5,340
PLANET HOME LENDING, LLC 9 6.36% $3,089
SUMMIT FUNDING, INC. 9 6.98% $6,242
GENEVA FINANCIAL, LLC 8 6.84% $9,594
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 8 6.91% $6,285
MILEND, INC. 8 6.51% $11,931
LADERA LENDING, INC. 8 6.80% $6,355
Farm Credit East, ACA 8 7.23% $8,338
KeyBank 8 6.58% $5,013
Ixonia Bank 8 6.66% $12,371
TREMONT CREDIT UNION 8 5.94% $3,937
Luxury Mortgage Corp. 8 7.48% $22,951
UIF CORPORATION 8 7.28% $9,838
Nations Lending Corporation 7 6.59% $7,333
BELLWETHER COMMUNITY 7 6.70% $3,839
NJ LENDERS CORP. 7 6.57% $6,891
SIRVA MORTGAGE, INC. 7 6.82% $1,956
Direct Federal Credit Union 7 6.57% $5,371
Barrington Bank & Trust Company, N.A. 7 6.67% $4,730
BankNewport 7 6.55% $5,089
Centreville Bank 7 6.16% $4,515
Bank of England 6 6.94% $13,455
CALCON MUTUAL MORTGAGE LLC 6 7.40% $8,992
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.52% $9,192
CIBC Bank USA 6 6.00% $5,480
CIBM Bank 6 7.21% $4,937
DEEPHAVEN MORTGAGE LLC 6 8.56% $17,660
PENTAGON FEDERAL CREDIT UNION 6 6.54% $8,317
Connexus Credit Union 5 6.26% $3,010
US MORTGAGE CORPORATION 5 7.15% $6,897
Magnolia Bank 5 6.55% $19,621
AMERICAN FINANCING CORPORATION 5 6.63% $7,209
AMERICAN INTERNET MORTGAGE, INC. 5 6.50% $4,148
AmeriHome Mortgage Company, LLC 5 6.27% $6,634
Granite State Credit Union 5 6.65% $6,936
North American Savings Bank, F.S.B. 5 8.15% $9,804
The Washington Trust Company, of Westerly 5 7.18% $5,289
Metro City Bank 5 7.25% $7,930
Bank Rhode Island 5 6.60% $5,071
PeoplesBank 5 6.48% $5,689
CANOPY MORTGAGE, LLC 5 7.00% $4,694
HUNT MORTGAGE CORPORATION 4 7.00% $4,515
Carrington Mortgage Services, LLC 4 6.75% $10,461
DAS Acquisition Company, LLC 4 6.91% $10,077
WEBSTER FIRST Federal Credit Union 4 6.50% $4,163
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.78% $15,275
ADVANCIAL 4 8.31% $15,313
SIS BANCORP, MHC 4 8.03% $3,189
MEGASTAR FINANCIAL CORP. 4 6.88% $6,222
Dollar Bank, Federal Savings Bank 4 6.72% $8,007
Cornerstone First Mortgage, Inc 4 7.13% $11,883
GREENSTATE CREDIT UNION 4 6.87% $5,162
NESC 4 6.25% $6,273
Network Funding, L.P. 3 7.04% $3,757
Beeline Loans, Inc. 3 6.62% $6,351
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 3 7.88% $20,720
Walpole Co-operative Bank 3 6.63% $3,156
QUINCY CREDIT UNION 3 6.63% $2,834
BM Real Estate Services, Inc. 3 6.50% $5,104
CONTOUR MORTGAGE CORPORATION 3 6.54% $8,243
Commerce Home Mortgage, Inc. 3 9.00% $17,089
Devon Bank 3 6.79% $5,451
HOMEFIELD 3 6.06% $4,823
Meridian Bank Corporation 3 6.62% $5,024
Southern Mass Credit Union 3 6.37% $5,012
Westfield Bank 3 6.58% $4,556
AMERICAN FINANCIAL RESOURCES, INC. 3 6.92% $5,323
OAKTREE FUNDING CORP. 3 8.46% $23,179
NEW ENGLAND FEDERAL CREDIT UNION 3 6.33% $7,453
Kwik Mortgage Corporation 3 6.71% $4,828
American Airlines Federal Credit Union 3 6.04% $0
Hometown Equity Mortgage, LLC 3 8.67% $17,252
ITHINK FINANCIAL Credit Union 3 7.75% $7,643
Watermark Capital, Inc. 3 6.67% $3,451
Century Mortgage Company DBA Century Lending Company 3 6.21% $7,608
The Northern Trust Company 3 6.29% $4,772
Bank-Fund Staff Federal Credit Union 3 5.25% $10,936
WALL STREET MORTGAGE BANKERS, LTD. 3 6.12% $12,451
Mortgage Assurance Inc. 3 6.75% $7,294
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.56% $26,478
IVY MORTGAGE, INC. 2 6.88% $3,121
IC Federal Credit Union 2 7.06% $4,128
HOMESPIRE MORTGAGE CORPORATION 2 6.75% $16,764
Guilford Savings Bank The 2 6.19% $4,351
GSF Mortgage Corporation 2 6.99% $5,593
GREYLOCK 2 6.13% $3,193
Greenbox Loans, Inc. 2 8.63% $11,639
First State Bank of St. Charles, Missouri 2 6.31% $4,733
NORTHERN MORTGAGE SERVICES, LLC 2 7.50% $9,765
FALL RIVER MUNICIPAL CREDIT UNION 2 6.56% $2,033
F&A Federal Credit Union 2 6.13% $2,040
PREMIER MORTGAGE RESOURCES, L.L.C. 2 8.31% $21,069
RESIDENTIAL BANCORP 2 7.19% $9,942
CHEVRON 2 7.00% $6,513
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 6.75% $2,459
Capital Bank 2 6.88% $5,017
Strong Home Mortgage, LLC 2 6.06% $2,500
SUN WEST MORTGAGE COMPANY, INC. 2 6.81% $4,868
Texana Bank 2 7.25% $11,357
Atlantic Coast Mortgage, LLC 2 6.38% $11,283
The Union Bank Company 2 7.31% $3,950
Arvest Bank 2 6.44% $6,766
Triangle Credit Union 2 6.06% $4,004
Amalgamated Bank 2 6.81% $5,594
ALLEGACY FEDERAL CREDIT UNION 2 6.75% $12,992
MAYO EMPLOYEES FEDERAL CREDIT UNION 2 6.81% $9,351
S1L, Inc. 1 6.99% $5,409
Presidential Bank, FSB 1 6.38% $9,695
Sandy Spring Bank 1 7.49% $3,147
SeaTrust Mortgage Company 1 6.63% $8,369
POLARIS HOME FUNDING CORP. 1 8.13% $10,967
PLUS RELOCATION MORTGAGE, LLC 1 6.63% $3,936
LAFAYETTE FEDERAL CREDIT UNION 1 7.25% $5,928
East Coast Capital Corp. 1 7.50% $6,178
Signal Financial Federal Credit Union 1 6.25% $3,353
Simmons Bank 1 6.00% $5,160
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $3,887
Elements Financial Federal Credit Union 1 6.13% $4,343
FAIRWINDS CREDIT UNION 1 6.63% $5,178
PCSB Bank 1 6.38% $4,218
State Department Federal Credit Union 1 6.75% $5,791
A&D Mortgage LLC 1 8.25% $10,721
ONY GLO, INC. 1 7.63% $8,117
OceanFirst Bank 1 6.88% $6,521
LOGIX FEDERAL CREDIT UNION 1 6.38% $9,394
Adams Community Bank 1 6.63% $2,363
Alerus Financial 1 6.00% $3,156
SWBC MORTGAGE CORPORATION 1 7.00% $3,965
BECKAM FUNDING CORP. 1 8.50% $23,539
BAYSHORE MORTGAGE FUNDING, LLC 1 7.13% $8,876
First Bank 1 6.63% $4,407
LAND HOME FINANCIAL SERVICES, INC. 1 7.13% $6,392
First Central Savings Bank 1 7.00% $9,619
Northway Bank 1 7.13% $3,676
NORTHROP GRUMMAN Federal Credit Union 1 6.75% $4,039
The Central Trust Bank 1 5.63% $2,975
The Dart Bank 1 6.63% $6,027
First Federal Bank of Kansas City 1 6.63% $3,437
Axos Bank 1 7.00% $3,236
First Horizon Bank 1 7.50% $7,053
Advisors Mortgage Group, L.L.C. 1 7.87% $4,570
LCNB National Bank 1 6.13% $5,502
First Merchants Bank 1 6.50% $8,660
Third Federal Savings and Loan Association of Cleveland 1 7.39% $295
Assurance Financial Group, L.L.C. 1 6.99% $3,779
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.13% $24,181
TOWNE MORTGAGE COMPANY 1 7.13% $15,480
Toyota Financial Savings Bank 1 6.38% $19,189
Freedom Credit Union 1 6.50% $6,288
LIBERTY HOME MORTGAGE CORPORATION 1 8.75% $16,302
ANDREWS FEDERAL CREDIT UNION 1 5.38% $5,553
Ameris Bank 1 9.50% $15,029
Nicolet National Bank 1 7.13% $4,040
UMASSFIVE COLLEGE Federal Credit Union 1 6.00% $24,990
Great Southern Bank 1 6.49% $4,988
Union Bank 1 6.63% $3,279
GREENWOOD 1 7.50% $2,806
UNITED 1 5.87% $4,501
NBH Bank 1 7.13% $6,353
Home Mortgage Alliance Corp 1 6.63% $16,011
NATION ONE MORTGAGE CORPORATION 1 6.63% $14,960
AMERICAN FINANCE HOUSE LARIBA 1 6.95% $12,685
NATIONAL COOPERATIVE BANK, N.A. 1 6.75% $4,284
HOMEXPRESS MORTGAGE CORP. 1 8.00% $10,005
Valley National Bank 1 6.63% $4,129
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.13% $4,435
Vellum Mortgage, Inc. 1 5.99% $4,137
Victorian Finance, LLC 1 6.00% $20,467
WINGS FINANCIAL 1 6.38% $7,191
CORNERSTONE HOME LENDING, INC. 1 6.63% $22,880
PURDUE FEDERAL CREDIT UNION 1 7.00% $7,071
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.00% $4,870
Community Bank 1 6.00% $5,744
PRYSMA LENDING GROUP, LLC 1 9.74% $20,552
CUSO MORTGAGE CORPORATION 1 6.63% $3,298
City National Bank 1 5.65% $5,705
JET DIRECT FUNDING CORP 1 6.00% $9,848
Citadel Servicing Corporation 1 9.50% $5,209
PROPONENT Federal Credit Union 1 6.13% $8,304
DELTA COMMUNITY CREDIT UNION 1 5.88% $11,281
Warsaw Federal Savings and Loan Association 1 7.55% $5,710
LOANPAL, LLC 1 6.75% $6,199
RUOFF MORTGAGE COMPANY, INC. 1 6.50% $3,617

Boston - Cambridge - Newton Average Closing Costs & Other Stats

Boston-Cambridge-Newton, MA-NH's 382 lenders originated 80,805 loans during 2024. The total origination value was $38,747,965,000, with an average loan value of $479,524.

Boston - Cambridge - Newton's average closing costs are $5,335.

The top Boston - Cambridge - Newton lender as defined by loan originations is GUARANTEED RATE, INC., with 2,560 loans originated. Their average total fees are $5,840, which is $736 higher than the next largest lender, Leader Bank.

The lowest fee Boston - Cambridge - Newton lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($2,080), PREMIA MORTGAGE, LLC ($2,779), Holy Rosary Regional Credit Union ($3,128), ALIGN CREDIT UNION ($3,300) and MID-ISLAND MORTGAGE CORP. ($3,464).

The lowest rate Boston - Cambridge - Newton lenders (with over 10 loans originated) are RBC Bank, (Georgia) (5.70%), Charles Schwab Bank, SSB (5.83%), Service Federal Credit Union (5.86%), United Nations Federal Credit Union (5.87%) and First-Citizens Bank & Trust Company (5.89%).

Boston-Cambridge-Newton, MA-NH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
GUARANTEED RATE, INC. $1,385,380,000 $2,059,200,000 48.6% 5.3%
Leader Bank $1,405,975,000 $1,971,315,000 40.2% 5.1%
Citizens Bank $1,801,290,000 $1,927,130,000 7.0% 5.0%
CROSSCOUNTRY MORTGAGE, LLC $1,236,010,000 $1,518,295,000 22.8% 3.9%
UNITED WHOLESALE MORTGAGE, LLC $900,195,000 $1,262,490,000 40.2% 3.3%
QUICKEN LOANS, LLC $854,335,000 $1,177,855,000 37.9% 3.0%
Bank of America $970,065,000 $918,485,000 -5.3% 2.4%
Eastern Bank $834,325,000 $916,270,000 9.8% 2.4%
MOVEMENT MORTGAGE, LLC $665,250,000 $748,055,000 12.4% 1.9%
Rockland Trust Company $835,145,000 $714,180,000 -14.5% 1.8%
JPMorgan Chase Bank $622,305,000 $700,855,000 12.6% 1.8%
CMG MORTGAGE, INC. $420,835,000 $689,820,000 63.9% 1.8%
M&T Bank $284,340,000 $617,035,000 117.0% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $605,395,000 $605,520,000 0.0% 1.6%
GUILD MORTGAGE COMPANY $435,630,000 $597,515,000 37.2% 1.5%
TD Bank $700,855,000 $596,435,000 -14.9% 1.5%
SALEM FIVE MORTGAGE COMPANY, LLC $405,250,000 $586,800,000 44.8% 1.5%
U.S. Bank $425,665,000 $512,475,000 20.4% 1.3%
Berkshire Bank $489,740,000 $464,205,000 -5.2% 1.2%
Webster Bank $263,960,000 $463,020,000 75.4% 1.2%
WALKER & DUNLOP, LLC $159,070,000 $456,910,000 187.2% 1.2%
Cambridge Savings Bank $388,010,000 $434,930,000 12.1% 1.1%
LOANDEPOT.COM, LLC $276,005,000 $365,455,000 32.4% 0.9%
Wells Fargo Bank $190,965,000 $354,435,000 85.6% 0.9%
Morgan Stanley Private Bank $286,075,000 $340,175,000 18.9% 0.9%
DIGITAL Federal Credit Union $309,150,000 $291,325,000 -5.8% 0.8%
GUARANTEED RATE AFFINITY, LLC $227,295,000 $287,795,000 26.6% 0.7%
Needham Bank $470,785,000 $283,180,000 -39.8% 0.7%
The Village Bank $274,145,000 $275,610,000 0.5% 0.7%
Dedham Institution for Savings $281,135,000 $274,870,000 -2.2% 0.7%
MSA MORTGAGE, LLC $267,580,000 n/a 0.7%
CBRE MULTIFAMILY CAPITAL, INC. $264,235,000 n/a 0.7%
Enterprise Bank and Trust Company $247,340,000 $255,280,000 3.2% 0.7%
HARBORONE MORTGAGE, LLC $213,775,000 $252,430,000 18.1% 0.7%
TOTAL MORTGAGE SERVICES, LLC $172,980,000 $235,115,000 35.9% 0.6%
Salem Five Cents Savings Bank $177,360,000 $230,835,000 30.2% 0.6%
EMM LOANS LLC $112,480,000 $230,250,000 104.7% 0.6%
Jeanne D'Arc Credit Union $149,510,000 $223,940,000 49.8% 0.6%
Citibank $255,145,000 $223,780,000 -12.3% 0.6%
Institution for Savings in Newburyport and Its Vicinity $369,615,000 $223,235,000 -39.6% 0.6%
PENNYMAC LOAN SERVICES, LLC $107,790,000 $210,805,000 95.6% 0.5%
FREEDOM MORTGAGE CORPORATION $70,585,000 $199,290,000 182.3% 0.5%
RADIUS FINANCIAL GROUP INC. $164,860,000 $196,515,000 19.2% 0.5%
NEW FED MORTGAGE, CORP. $156,615,000 $195,345,000 24.7% 0.5%
ROCKLAND $207,205,000 $193,895,000 -6.4% 0.5%
NEWREZ LLC $150,020,000 $191,345,000 27.5% 0.5%
METRO $149,660,000 $189,600,000 26.7% 0.5%
WASHINGTON TRUST MORTGAGE COMPANY LLC $445,125,000 $189,495,000 -57.4% 0.5%
Easthampton Savings Bank $195,480,000 $174,725,000 -10.6% 0.5%
MERRIMACK VALLEY $119,345,000 $168,085,000 40.8% 0.4%
RF Renovo Management Company, LLC $137,185,000 $167,045,000 21.8% 0.4%
BROKER SOLUTIONS, INC. $55,575,000 $163,190,000 193.6% 0.4%
NAVY FEDERAL CREDIT UNION $117,410,000 $160,905,000 37.0% 0.4%
Brookline Bank $132,230,000 $158,640,000 20.0% 0.4%
Everett Co-operative Bank $150,030,000 $149,640,000 -0.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $64,410,000 $147,005,000 128.2% 0.4%
North Shore Bank, a Co-operative Bank $112,170,000 $145,150,000 29.4% 0.4%
Middlesex Savings Bank $151,080,000 $144,525,000 -4.3% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $57,640,000 $142,280,000 146.8% 0.4%
Service Federal Credit Union $96,865,000 $141,560,000 46.1% 0.4%
The Cape Cod Five Cents Savings Bank $133,350,000 $139,060,000 4.3% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $83,165,000 $138,380,000 66.4% 0.4%
MORTGAGE EQUITY PARTNERS LLC $105,700,000 $136,610,000 29.2% 0.4%
Hingham Institution for Savings $177,975,000 $134,890,000 -24.2% 0.3%
Fall River Five Cents Savings Bank $89,495,000 $131,670,000 47.1% 0.3%
East West Bank $133,770,000 $125,135,000 -6.5% 0.3%
Mortgage Research Center, LLC $103,210,000 $122,270,000 18.5% 0.3%
The Bank of Canton $73,180,000 $119,105,000 62.8% 0.3%
NATIONS DIRECT MORTGAGE, LLC $35,675,000 $118,075,000 231.0% 0.3%
FIRST MORTGAGE COMPANY, INC. $45,885,000 $117,915,000 157.0% 0.3%
UBS Bank USA $79,200,000 $117,720,000 48.6% 0.3%
HARVARD UNIVERSITY EMPLOYEES $131,595,000 $115,870,000 -11.9% 0.3%
The Camden National Bank $61,475,000 $113,580,000 84.8% 0.3%
HANSCOM $155,075,000 $108,800,000 -29.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $108,870,000 $107,810,000 -1.0% 0.3%
Bangor Savings Bank $63,610,000 $107,735,000 69.4% 0.3%
Winchester Co-operative Bank $132,075,000 $105,970,000 -19.8% 0.3%
First-Citizens Bank & Trust Company $150,040,000 $105,645,000 -29.6% 0.3%
BERKELEY POINT CAPITAL LLC $114,725,000 $105,570,000 -8.0% 0.3%
PNC Bank $73,535,000 $99,710,000 35.6% 0.3%
Charles Schwab Bank, SSB $46,305,000 $99,325,000 114.5% 0.3%
East Cambridge Savings Bank $97,945,000 $98,005,000 0.1% 0.3%
Newburyport Five Cents Savings Bank $74,140,000 $90,780,000 22.4% 0.2%
The Lowell Five Cent Savings Bank $89,715,000 $90,200,000 0.5% 0.2%
BAY EQUITY LLC $54,615,000 $82,595,000 51.2% 0.2%
EMBRACE HOME LOANS, INC. $72,750,000 $80,850,000 11.1% 0.2%
Goldman Sachs Bank USA $58,915,000 $77,740,000 32.0% 0.2%
Keystone Funding, Inc. $25,915,000 $77,295,000 198.3% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $6,130,000 $76,750,000 1,152.0% 0.2%
Workers Credit Union $50,500,000 $75,150,000 48.8% 0.2%
Norwood Co-operative Bank $140,685,000 $74,265,000 -47.2% 0.2%
Middlesex Federal Savings, F.A. $75,225,000 $74,050,000 -1.6% 0.2%
General Mortgage Capital Corporation $4,550,000 $73,415,000 1,513.5% 0.2%
NBKC BANK $36,810,000 $70,265,000 90.9% 0.2%
ENVOY MORTGAGE, LTD $67,705,000 $69,885,000 3.2% 0.2%
NFM, INC. $64,870,000 $69,775,000 7.6% 0.2%
Direct Federal Credit Union $66,590,000 $69,255,000 4.0% 0.2%
Bridgewater Savings Bank $147,735,000 $68,735,000 -53.5% 0.2%
NORTHPOINT MORTGAGE, INC. $47,310,000 $67,740,000 43.2% 0.2%
UniBank for Savings $38,710,000 $67,175,000 73.5% 0.2%
The Savings Bank $78,320,000 $66,285,000 -15.4% 0.2%
Eagle Bank $76,515,000 $66,120,000 -13.6% 0.2%
BAYCOAST MORTGAGE COMPANY, LLC $53,430,000 $66,050,000 23.6% 0.2%
South Shore Bank $50,660,000 $65,590,000 29.5% 0.2%
Merchants Bank of Indiana $38,005,000 $65,350,000 72.0% 0.2%
WILLIAM RAVEIS MORTGAGE, LLC $36,130,000 $65,225,000 80.5% 0.2%
Reading Co-Operative Bank $112,245,000 $61,990,000 -44.8% 0.2%
T2 FINANCIAL LLC $5,320,000 $61,335,000 1,052.9% 0.2%
OCMBC, INC. $36,370,000 $59,165,000 62.7% 0.2%
MutualOne Bank $57,250,000 $58,370,000 2.0% 0.2%
Winchester Savings Bank $86,190,000 $57,030,000 -33.8% 0.1%
Cape Ann Savings Bank $62,340,000 $56,980,000 -8.6% 0.1%
United Nations Federal Credit Union $35,770,000 $56,325,000 57.5% 0.1%
M&T Realty Capital Corporation $53,805,000 n/a 0.1%
Prudential Huntoon Paige Associates, LLC $23,060,000 $53,160,000 130.5% 0.1%
ST. MARY'S BANK $52,620,000 $53,100,000 0.9% 0.1%
Sierra Pacific Mortgage Company, Inc. $38,255,000 $53,070,000 38.7% 0.1%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $64,715,000 $52,615,000 -18.7% 0.1%
Sharon & Crescent United Credit Union $41,510,000 $52,425,000 26.3% 0.1%
Coastal Heritage Bank $89,385,000 $52,385,000 -41.4% 0.1%
NORTHEAST CREDIT UNION $50,555,000 $51,330,000 1.5% 0.1%
The Cooperative Bank $66,060,000 $51,225,000 -22.5% 0.1%
Walpole Co-operative Bank $36,755,000 $49,150,000 33.7% 0.1%
North Easton Savings Bank $50,625,000 $48,845,000 -3.5% 0.1%
FIRST HOME MORTGAGE CORPORATION $42,135,000 $48,620,000 15.4% 0.1%
Paramount Residential Mortgage Group, Inc. $24,955,000 $48,310,000 93.6% 0.1%
Evolve Bank & Trust $29,135,000 $47,730,000 63.8% 0.1%
First National Bank of America $39,810,000 $47,580,000 19.5% 0.1%
Bristol County Savings Bank $110,560,000 $47,460,000 -57.1% 0.1%
USAA Federal Savings Bank $29,030,000 $46,030,000 58.6% 0.1%
Cambridge Trust Company $152,435,000 $45,755,000 -70.0% 0.1%
HarborOne Bank $52,235,000 $45,235,000 -13.4% 0.1%
WEBSTER FIRST Federal Credit Union $45,875,000 $44,940,000 -2.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $14,285,000 $44,830,000 213.8% 0.1%
Salem Co-Operative Bank $39,450,000 $44,390,000 12.5% 0.1%
Mechanics Cooperative Bank $54,475,000 $44,005,000 -19.2% 0.1%
The Washington Trust Company, of Westerly $48,555,000 $43,750,000 -9.9% 0.1%
Discover Bank $34,250,000 $43,270,000 26.3% 0.1%
AMERISAVE MORTGAGE CORPORATION $50,760,000 $42,870,000 -15.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $31,355,000 $42,190,000 34.6% 0.1%
Northern Bank & Trust Company $28,015,000 $42,090,000 50.2% 0.1%
ALIGN CREDIT UNION $44,630,000 $41,985,000 -5.9% 0.1%
StonehamBank, A Co-operative Bank $67,565,000 $41,875,000 -38.0% 0.1%
MountainOne Bank $53,480,000 $41,815,000 -21.8% 0.1%
The Huntington National Bank $47,795,000 $40,660,000 -14.9% 0.1%
Avidia Bank $88,345,000 $39,800,000 -54.9% 0.1%
MLD MORTGAGE INC. $15,865,000 $39,470,000 148.8% 0.1%
Kennebunk Savings Bank $27,715,000 $39,225,000 41.5% 0.1%
Flagstar Bank, FSB $38,530,000 $39,165,000 1.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $34,170,000 $38,670,000 13.2% 0.1%
DREW MORTGAGE ASSOCIATES, INC. $43,320,000 $38,055,000 -12.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $18,165,000 $37,840,000 108.3% 0.1%
American Mortgage & Equity Consultants, Inc. $45,255,000 $37,055,000 -18.1% 0.1%
Watertown Savings Bank $60,720,000 $36,750,000 -39.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $27,120,000 $36,585,000 34.9% 0.1%
The Federal Savings Bank $32,215,000 $35,970,000 11.7% 0.1%
Pentucket Bank $46,650,000 $35,675,000 -23.5% 0.1%
NATIONS RELIABLE LENDING, LLC $48,915,000 $35,485,000 -27.5% 0.1%
NORWICH COMMERCIAL GROUP, INC. $26,140,000 $35,310,000 35.1% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $25,515,000 $35,235,000 38.1% 0.1%
AMERICAN HERITAGE LENDING, INC. $13,180,000 $34,390,000 160.9% 0.1%
LENDSURE MORTGAGE CORP. $15,420,000 $33,910,000 119.9% 0.1%
Main Street Bank $167,675,000 $33,670,000 -79.9% 0.1%
RIVER WORKS $12,855,000 $33,635,000 161.6% 0.1%
LIBERTY BAY CREDIT UNION $44,395,000 $33,610,000 -24.3% 0.1%
Figure Lending LLC $24,960,000 $33,535,000 34.4% 0.1%
BNY Mellon $65,915,000 $33,305,000 -49.5% 0.1%
Bethpage Federal Credit Union $22,040,000 $33,175,000 50.5% 0.1%
Mascoma Bank $17,690,000 $33,005,000 86.6% 0.1%
BMO Harris Bank $35,855,000 $32,615,000 -9.0% 0.1%
LEADERONE FINANCIAL CORPORATION $45,700,000 $32,500,000 -28.9% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $18,765,000 $32,440,000 72.9% 0.1%
AMWEST FUNDING CORP. $24,930,000 $32,430,000 30.1% 0.1%
The National Grand Bank of Marblehead $27,535,000 $32,310,000 17.3% 0.1%
Northpointe Bank $22,970,000 $31,670,000 37.9% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $60,530,000 $31,570,000 -47.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $16,995,000 $31,430,000 84.9% 0.1%
Prosperity Home Mortgage, LLC $6,025,000 $31,360,000 420.5% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $38,105,000 $30,535,000 -19.9% 0.1%
PULTE MORTGAGE LLC $30,135,000 $30,410,000 0.9% 0.1%
CARDINAL FINANCIAL $43,810,000 $30,085,000 -31.3% 0.1%
PLAZA HOME MORTGAGE, INC. $7,405,000 $30,065,000 306.0% 0.1%
PHH Mortgage Corporation $23,730,000 $29,075,000 22.5% 0.1%
LENDINGHOME FUNDING CORPORATION $23,485,000 $28,945,000 23.2% 0.1%
NORTHEAST HOME LOAN, LLC $26,135,000 $28,170,000 7.8% 0.1%
BETTER MORTGAGE CORPORATION $17,005,000 $27,290,000 60.5% 0.1%
HOMESIDE FINANCIAL, LLC $8,410,000 $25,855,000 207.4% 0.1%
ARC HOME LLC $16,950,000 $25,345,000 49.5% 0.1%
Fidelity Co-operative Bank $14,415,000 $24,980,000 73.3% 0.1%
Holy Rosary Regional Credit Union $26,255,000 $24,060,000 -8.4% 0.1%
Home Loan Investment Bank, F.S.B. $23,200,000 $23,985,000 3.4% 0.1%
ALLIANT CREDIT UNION $5,760,000 $23,825,000 313.6% 0.1%
Republic State Mortgage Co. $17,310,000 $23,485,000 35.7% 0.1%
USAlliance Federal Credit Union $27,100,000 $23,160,000 -14.5% 0.1%
Centreville Bank $35,785,000 $22,805,000 -36.3% 0.1%
GREYSTONE SERVICING COMPANY LLC $31,605,000 $22,630,000 -28.4% 0.1%
Winter Hill Bank, FSB $48,375,000 $22,110,000 -54.3% 0.1%
TBI MORTGAGE COMPANY $25,315,000 $21,850,000 -13.7% 0.1%
UNION HOME MORTGAGE CORP. $505,000 $21,325,000 4,122.8% 0.1%
Marblehead Bank $16,150,000 $21,305,000 31.9% 0.1%
NP, Inc. $12,660,000 $20,985,000 65.8% 0.1%
CENTRAL ONE FEDERAL CREDIT UNION $18,730,000 $20,585,000 9.9% 0.1%
TJC Mortgage, Inc. $12,890,000 $20,095,000 55.9% 0.1%
St. Mary's Credit Union $31,705,000 $20,070,000 -36.7% 0.1%
VILLAGE CAPITAL MORTGAGE $3,450,000 $19,725,000 471.7% 0.1%
Haverhill Bank $33,035,000 $19,380,000 -41.3% 0.1%
Ally Bank $14,770,000 $19,375,000 31.2% 0.1%
Cornerstone Bank $11,665,000 $18,925,000 62.2% 0.0%
St. Anne's Credit Union of Fall River, Mass. $22,480,000 $18,810,000 -16.3% 0.0%
Truist $17,470,000 $18,665,000 6.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $17,715,000 $18,525,000 4.6% 0.0%
DEEPHAVEN MORTGAGE LLC $3,150,000 $18,460,000 486.0% 0.0%
A&D Mortgage LLC $11,940,000 $18,370,000 53.9% 0.0%
Dean Co-operative Bank $15,185,000 $18,340,000 20.8% 0.0%
Farmers Bank & Trust $5,625,000 $18,035,000 220.6% 0.0%
First Seacoast Bank $24,360,000 $17,995,000 -26.1% 0.0%
The People's Credit Union $1,340,000 $17,785,000 1,227.2% 0.0%
Waterstone Mortgage Corporation $16,080,000 $17,635,000 9.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $9,590,000 $17,590,000 83.4% 0.0%
First Federal Bank $5,315,000 $17,555,000 230.3% 0.0%
PAWTUCKET $17,695,000 $17,550,000 -0.8% 0.0%
JMAC LENDING, INC. $9,995,000 $17,355,000 73.6% 0.0%
COMMUNITY CREDIT UNION OF LYNN $8,695,000 $17,235,000 98.2% 0.0%
Hometown Equity Mortgage, LLC $10,935,000 $17,025,000 55.7% 0.0%
PENTAGON FEDERAL CREDIT UNION $23,870,000 $17,005,000 -28.8% 0.0%
GUIDANCE RESIDENTIAL, LLC $11,460,000 $16,965,000 48.0% 0.0%
FIRST COLONY MORTGAGE CORPORATION $16,955,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $7,045,000 $16,850,000 139.2% 0.0%
Raymond James Bank $29,790,000 $16,635,000 -44.2% 0.0%
Stifel Bank and Trust $17,510,000 $16,415,000 -6.3% 0.0%
Plains Commerce Bank $6,625,000 $16,375,000 147.2% 0.0%
PROVINCE MORTGAGE ASSOCIATES, INC. $12,815,000 $16,285,000 27.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $13,055,000 $16,245,000 24.4% 0.0%
NexBank $6,385,000 $16,200,000 153.7% 0.0%
Baxter Credit Union $11,775,000 $16,045,000 36.3% 0.0%
BOSTON FIREFIGHTERS $10,880,000 $15,935,000 46.5% 0.0%
BankGloucester $18,005,000 $15,560,000 -13.6% 0.0%
ZILLOW HOME LOANS, LLC $9,570,000 $15,430,000 61.2% 0.0%
HOMESTEAD FUNDING CORP. $10,505,000 $15,050,000 43.3% 0.0%
Meredith Village Savings Bank $22,990,000 $14,815,000 -35.6% 0.0%
NBT Bank $24,300,000 $14,760,000 -39.3% 0.0%
Country Bank for Savings $6,555,000 $14,645,000 123.4% 0.0%
LEOMINSTER CREDIT UNION $15,095,000 $14,625,000 -3.1% 0.0%
RBC Bank, (Georgia) $9,205,000 $14,545,000 58.0% 0.0%
GEORGIA'S OWN $15,730,000 $14,420,000 -8.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,425,000 $14,215,000 486.2% 0.0%
Washington Savings Bank $15,895,000 $14,085,000 -11.4% 0.0%
SIS BANCORP, MHC $23,260,000 $13,720,000 -41.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $5,325,000 $13,525,000 154.0% 0.0%
WRENTHAM CO-OPERATIVE BANK $18,945,000 $13,390,000 -29.3% 0.0%
Milford Federal Bank $11,140,000 $13,265,000 19.1% 0.0%
QUINCY CREDIT UNION $26,860,000 $13,080,000 -51.3% 0.0%
MID-ISLAND MORTGAGE CORP. $7,970,000 $12,845,000 61.2% 0.0%
Navigant Credit Union $14,160,000 $11,900,000 -16.0% 0.0%
Magnolia Bank $6,980,000 $11,680,000 67.3% 0.0%
MORTGAGE ACCESS CORP. $2,845,000 $11,550,000 306.0% 0.0%
Colonial Federal Savings Bank $10,745,000 $11,500,000 7.0% 0.0%
EQUITY RESOURCES, INC. $11,770,000 $11,485,000 -2.4% 0.0%
CHURCHILL MORTGAGE CORPORATION $11,750,000 $11,390,000 -3.1% 0.0%
Citadel Servicing Corporation $7,860,000 $11,275,000 43.4% 0.0%
ST. JEAN'S Credit Union $8,845,000 $11,070,000 25.2% 0.0%
Ross Mortgage Company, Inc. $7,860,000 $11,040,000 40.5% 0.0%
Canton Co-operative Bank $5,185,000 $10,985,000 111.9% 0.0%
Cathay Bank $13,255,000 $10,750,000 -18.9% 0.0%
FBC MORTGAGE, LLC $5,695,000 $10,580,000 85.8% 0.0%
Semper Home Loans, Inc. $5,435,000 $10,430,000 91.9% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $10,300,000 n/a 0.0%
BankNewport $33,375,000 $10,195,000 -69.5% 0.0%
PREMIA MORTGAGE, LLC $5,520,000 $9,790,000 77.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $13,200,000 $9,780,000 -25.9% 0.0%
Barrington Bank & Trust Company, N.A. $9,715,000 $9,585,000 -1.3% 0.0%
Franklin Savings Bank $2,120,000 $9,570,000 351.4% 0.0%
Clinton Savings Bank $24,570,000 $9,460,000 -61.5% 0.0%
Liberty Bank $3,885,000 $9,460,000 143.5% 0.0%
Cornerstone First Mortgage, Inc $9,195,000 $9,160,000 -0.4% 0.0%
Bank Rhode Island $3,085,000 $9,150,000 196.6% 0.0%
Bar Harbor Bank & Trust $14,515,000 $9,040,000 -37.7% 0.0%
Profile Bank $5,515,000 $8,990,000 63.0% 0.0%
BELLWETHER COMMUNITY $8,520,000 $8,805,000 3.3% 0.0%
Nations Lending Corporation $6,830,000 $8,755,000 28.2% 0.0%
Quontic Bank $10,010,000 $8,495,000 -15.1% 0.0%
FIRST TECHNOLOGY $7,665,000 $8,440,000 10.1% 0.0%
Luxury Mortgage Corp. $1,815,000 $8,410,000 363.4% 0.0%
Piscataqua Savings Bank $10,960,000 $8,380,000 -23.5% 0.0%
Charles River Bank $8,490,000 $8,370,000 -1.4% 0.0%
Triangle Credit Union $8,280,000 n/a 0.0%
MASS BAY Credit Union $53,745,000 $8,275,000 -84.6% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $39,445,000 $8,050,000 -79.6% 0.0%
Fifth Third Bank $3,120,000 $8,025,000 157.2% 0.0%
American Airlines Federal Credit Union $8,095,000 $7,975,000 -1.5% 0.0%
Equity Prime Mortgage LLC $6,675,000 $7,975,000 19.5% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $1,305,000 $7,940,000 508.4% 0.0%
Wakefield Co-operative Bank $33,445,000 $7,770,000 -76.8% 0.0%
Merrimack County Savings Bank $10,985,000 $7,750,000 -29.4% 0.0%
FIRST CITIZENS' FEDERAL CREDIT UNION $11,405,000 $7,725,000 -32.3% 0.0%
Cape Cod Co-operative Bank $19,300,000 $7,610,000 -60.6% 0.0%
SPRING EQ, LLC $4,210,000 $7,560,000 79.6% 0.0%
Bank of New Hampshire $11,150,000 $7,425,000 -33.4% 0.0%
OAKTREE FUNDING CORP. $3,285,000 $7,385,000 124.8% 0.0%
BayCoast Bank $9,530,000 $7,360,000 -22.8% 0.0%
QUORUM FEDERAL CREDIT UNION $2,075,000 $7,330,000 253.3% 0.0%
PLANET HOME LENDING, LLC $2,760,000 $7,065,000 156.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $2,105,000 $7,015,000 233.3% 0.0%
PeoplesBank $14,030,000 $7,015,000 -50.0% 0.0%
GFA Federal Credit Union $935,000 $6,800,000 627.3% 0.0%
Bank of England $33,645,000 $6,760,000 -79.9% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,505,000 $6,730,000 347.2% 0.0%
Ixonia Bank $3,610,000 $6,700,000 85.6% 0.0%
The Provident Bank $4,105,000 $6,650,000 62.0% 0.0%
LENDINGONE, LLC $1,055,000 $6,610,000 526.5% 0.0%
MILEND, INC. $3,150,000 $6,515,000 106.8% 0.0%
TOP FLITE FINANCIAL, INC. $9,110,000 $6,470,000 -29.0% 0.0%
AmeriHome Mortgage Company, LLC $1,260,000 $6,390,000 407.1% 0.0%
Granite State Credit Union $10,690,000 $6,390,000 -40.2% 0.0%
Methuen Cooperative Bank $13,160,000 $6,370,000 -51.6% 0.0%
Logan Finance Corporation $2,795,000 $6,130,000 119.3% 0.0%
LADERA LENDING, INC. $3,510,000 $6,095,000 73.6% 0.0%
Members Plus Credit Union $25,260,000 $6,035,000 -76.1% 0.0%
EVERETT FINANCIAL, INC. $5,360,000 $6,020,000 12.3% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $6,015,000 n/a 0.0%
Toyota Financial Savings Bank $1,810,000 $6,010,000 232.0% 0.0%
LIMA ONE CAPITAL, LLC $2,185,000 $5,865,000 168.4% 0.0%
Arbor Realty Trust, Inc. $5,725,000 n/a 0.0%
Bank of Easton $9,625,000 $5,580,000 -42.0% 0.0%
City National Bank $8,320,000 $5,520,000 -33.7% 0.0%
TREMONT CREDIT UNION $22,035,000 $5,520,000 -74.9% 0.0%
SUMMIT FUNDING, INC. $385,000 $5,445,000 1,314.3% 0.0%
GENEVA FINANCIAL, LLC $8,655,000 $5,370,000 -38.0% 0.0%
UIF CORPORATION $2,960,000 $5,335,000 80.2% 0.0%
Beeline Loans, Inc. $755,000 $5,310,000 603.3% 0.0%
Naveo Credit Union $15,910,000 $5,255,000 -67.0% 0.0%
SIRVA MORTGAGE, INC. $10,395,000 $5,195,000 -50.0% 0.0%
WESTERLY COMMUNITY $5,140,000 $5,155,000 0.3% 0.0%
Dollar Bank, Federal Savings Bank $7,130,000 $5,105,000 -28.4% 0.0%
READYCAP COMMERCIAL, LLC $5,025,000 $5,095,000 1.4% 0.0%
Farm Credit East, ACA $1,750,000 $5,070,000 189.7% 0.0%
CIBC Bank USA $7,185,000 $5,060,000 -29.6% 0.0%
NJ LENDERS CORP. $4,080,000 $5,050,000 23.8% 0.0%
Presidential Bank, FSB $1,940,000 $4,885,000 151.8% 0.0%
AMERICAN FINANCING CORPORATION $725,000 $4,810,000 563.4% 0.0%
City of Boston Credit Union $15,570,000 $4,795,000 -69.2% 0.0%
Armed Forces Bank $6,445,000 $4,710,000 -26.9% 0.0%
KeyBank $15,910,000 $4,710,000 -70.4% 0.0%
Tewksbury Federal Credit Union $1,835,000 $4,525,000 146.6% 0.0%
MidFirst Bank $1,205,000 $4,505,000 273.9% 0.0%
CALCON MUTUAL MORTGAGE LLC $905,000 $4,465,000 393.4% 0.0%
Webster Five Cents Savings Bank $13,895,000 $4,305,000 -69.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,730,000 $4,235,000 144.8% 0.0%
NESC $5,860,000 $4,165,000 -28.9% 0.0%
UMASSFIVE COLLEGE Federal Credit Union $7,830,000 $4,110,000 -47.5% 0.0%
SOUTHBRIDGE CREDIT UNION $4,090,000 n/a 0.0%
SOMERSET $3,035,000 $4,055,000 33.6% 0.0%
CIBM Bank $7,025,000 $4,020,000 -42.8% 0.0%
Bay State Savings Bank $950,000 $3,990,000 320.0% 0.0%
Greenbox Loans, Inc. $3,600,000 $3,970,000 10.3% 0.0%
NEW DAY FINANCIAL, LLC $1,895,000 $3,960,000 109.0% 0.0%
Metrowest Community Federal Credit Union $5,465,000 $3,815,000 -30.2% 0.0%
21ST MORTGAGE CORPORATION $2,295,000 $3,795,000 65.4% 0.0%
Mortgage Assurance Inc. $530,000 $3,705,000 599.1% 0.0%
Texana Bank $3,690,000 n/a 0.0%
The Northern Trust Company $5,490,000 $3,455,000 -37.1% 0.0%
Stoughton Co-Operative Bank $4,490,000 $3,365,000 -25.1% 0.0%
North American Savings Bank, F.S.B. $3,615,000 $3,345,000 -7.5% 0.0%
NEXERA HOLDING LLC $3,300,000 n/a 0.0%
US MORTGAGE CORPORATION $825,000 $3,285,000 298.2% 0.0%
AMERITRUST MORTGAGE CORPORATION $3,355,000 $3,240,000 -3.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $3,745,000 $3,225,000 -13.9% 0.0%
Millbury National Bank $1,025,000 $3,220,000 214.1% 0.0%
Bank-Fund Staff Federal Credit Union $2,500,000 $3,195,000 27.8% 0.0%
CANOPY MORTGAGE, LLC $3,185,000 n/a 0.0%
Metro City Bank $3,295,000 $3,170,000 -3.8% 0.0%
Century Mortgage Company DBA Century Lending Company $1,875,000 $3,150,000 68.0% 0.0%
Connexus Credit Union $1,310,000 $3,100,000 136.6% 0.0%
Performance Financial, Inc. $3,100,000 n/a 0.0%
State Department Federal Credit Union $7,440,000 $3,090,000 -58.5% 0.0%
Savers Co-operative Bank $3,210,000 $3,085,000 -3.9% 0.0%
FALL RIVER MUNICIPAL CREDIT UNION $4,200,000 $3,045,000 -27.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $2,815,000 $3,000,000 6.6% 0.0%
Rollstone Bank & Trust $7,290,000 $2,990,000 -59.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,710,000 $2,955,000 72.8% 0.0%
BM Real Estate Services, Inc. $980,000 $2,895,000 195.4% 0.0%
Community Bank $585,000 $2,860,000 388.9% 0.0%
Carrington Mortgage Services, LLC $5,975,000 $2,845,000 -52.4% 0.0%
CONSTRUCTIVE LOANS, LLC $2,820,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $1,815,000 $2,810,000 54.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,740,000 n/a 0.0%
TOWER $2,620,000 $2,715,000 3.6% 0.0%
LOGIX FEDERAL CREDIT UNION $1,395,000 $2,695,000 93.2% 0.0%
GREENSTATE CREDIT UNION $1,205,000 $2,670,000 121.6% 0.0%
Arvest Bank $4,010,000 $2,630,000 -34.4% 0.0%
Westfield Bank $1,435,000 $2,585,000 80.1% 0.0%
DAS Acquisition Company, LLC $2,570,000 n/a 0.0%
NEW HAMPSHIRE $490,000 $2,485,000 407.1% 0.0%
IC Federal Credit Union $2,400,000 $2,480,000 3.3% 0.0%
Coastal Community Bank $2,500,000 $2,465,000 -1.4% 0.0%
OCEAN STATE CREDIT UNION $1,310,000 $2,415,000 84.4% 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $1,050,000 $2,380,000 126.7% 0.0%
Ameris Bank $1,450,000 $2,365,000 63.1% 0.0%
NEW WAVE LENDING GROUP INC $2,315,000 n/a 0.0%
RESIDENTIAL BANCORP $1,050,000 $2,265,000 115.7% 0.0%
CONTOUR MORTGAGE CORPORATION $2,605,000 $2,260,000 -13.2% 0.0%
ADVANCIAL $245,000 $2,190,000 793.9% 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $2,110,000 n/a 0.0%
HOMEFIELD $6,185,000 $2,090,000 -66.2% 0.0%
PROPONENT Federal Credit Union $795,000 $2,045,000 157.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $2,040,000 n/a 0.0%
CHEVRON $1,970,000 n/a 0.0%
Paramount Bank $425,000 $1,955,000 360.0% 0.0%
LOANPAL, LLC $500,000 $1,940,000 288.0% 0.0%
HOMESPIRE MORTGAGE CORPORATION $1,205,000 $1,935,000 60.6% 0.0%
FUNDLOANS CAPITAL $1,845,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $650,000 $1,825,000 180.8% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $495,000 $1,810,000 265.7% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $1,805,000 n/a 0.0%
GREENWOOD $3,770,000 $1,800,000 -52.3% 0.0%
Watermark Capital, Inc. $1,740,000 $1,760,000 1.1% 0.0%
Axos Bank $2,545,000 $1,755,000 -31.0% 0.0%
Kwik Mortgage Corporation $1,830,000 $1,755,000 -4.1% 0.0%
MILLBURY FEDERAL CREDIT UNION $1,685,000 $1,735,000 3.0% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $1,730,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $825,000 $1,710,000 107.3% 0.0%
Devon Bank $1,685,000 n/a 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $1,630,000 n/a 0.0%
Lakeview Community Capital, LLC $1,180,000 $1,605,000 36.0% 0.0%
Home Mortgage Alliance Corp $1,600,000 n/a 0.0%
Network Funding, L.P. $1,200,000 $1,580,000 31.7% 0.0%
Atlantic Coast Mortgage, LLC $625,000 $1,570,000 151.2% 0.0%
Meridian Bank Corporation $235,000 $1,545,000 557.4% 0.0%
Capital Bank $985,000 $1,520,000 54.3% 0.0%
University Bank $765,000 $1,520,000 98.7% 0.0%
First Horizon Bank $1,415,000 n/a 0.0%
SILVER HILL FUNDING, LLC $3,455,000 $1,390,000 -59.8% 0.0%
Chain Bridge Bank $1,355,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $970,000 $1,350,000 39.2% 0.0%
IVY MORTGAGE, INC. $1,845,000 $1,330,000 -27.9% 0.0%
The Union Bank Company $1,315,000 n/a 0.0%
WORCESTER $1,295,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $2,685,000 $1,260,000 -53.1% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,230,000 $1,250,000 1.6% 0.0%
GREYLOCK $6,795,000 $1,205,000 -82.3% 0.0%
Southern Mass Credit Union $5,190,000 $1,205,000 -76.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $925,000 $1,180,000 27.6% 0.0%
Guilford Savings Bank The $1,150,000 n/a 0.0%
Commerce Home Mortgage, Inc. $2,600,000 $1,145,000 -56.0% 0.0%
Peoples Bank $790,000 $1,145,000 44.9% 0.0%
Freedom Credit Union $195,000 $1,125,000 476.9% 0.0%
Amalgamated Bank $1,885,000 $1,120,000 -40.6% 0.0%
ALLEGACY FEDERAL CREDIT UNION $1,110,000 n/a 0.0%
Athol Savings Bank $940,000 $1,105,000 17.6% 0.0%
FirstBank $4,995,000 $1,105,000 -77.9% 0.0%
Residential Mortgage Solutions, Inc. $975,000 $1,105,000 13.3% 0.0%
WINGS FINANCIAL $725,000 $1,095,000 51.0% 0.0%
NATION ONE MORTGAGE CORPORATION $1,090,000 n/a 0.0%
Strong Home Mortgage, LLC $635,000 $1,080,000 70.1% 0.0%
TAUNTON FEDERAL CREDIT UNION $2,635,000 $1,075,000 -59.2% 0.0%
GSF Mortgage Corporation $1,845,000 $1,060,000 -42.5% 0.0%
State Bank of the Lakes $1,015,000 n/a 0.0%
First Savings Bank $24,370,000 $1,000,000 -95.9% 0.0%
PLUS RELOCATION MORTGAGE, LLC $990,000 n/a 0.0%
Rhode Island Credit Union $595,000 $990,000 66.4% 0.0%
Advisors Mortgage Group, L.L.C. $1,010,000 $980,000 -3.0% 0.0%
Members First Credit Union N.H. $1,250,000 $955,000 -23.6% 0.0%
HUNT MORTGAGE CORPORATION $4,685,000 $940,000 -79.9% 0.0%
First State Bank of St. Charles, Missouri $930,000 n/a 0.0%
Signature Federal Credit Union $530,000 $915,000 72.6% 0.0%
Wilmington Savings Fund Society, FSB $245,000 $915,000 273.5% 0.0%
ANDREWS FEDERAL CREDIT UNION $900,000 n/a 0.0%
SCIENT Federal Credit Union $1,205,000 $900,000 -25.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $1,920,000 $890,000 -53.6% 0.0%
OceanFirst Bank $890,000 n/a 0.0%
Wintrust Bank, N.A. $875,000 n/a 0.0%
Victorian Finance, LLC $645,000 $865,000 34.1% 0.0%
BECKAM FUNDING CORP. $405,000 $855,000 111.1% 0.0%
Warsaw Federal Savings and Loan Association $845,000 n/a 0.0%
MASSMUTUAL $810,000 $835,000 3.1% 0.0%
Monson Savings Bank $645,000 $835,000 29.5% 0.0%
EVERGREEN $825,000 n/a 0.0%
PCSB Bank $805,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,555,000 $800,000 -48.6% 0.0%
Elements Financial Federal Credit Union $800,000 n/a 0.0%
POLISH NATIONAL $790,000 n/a 0.0%
First American Bank $25,000 $770,000 2,980.0% 0.0%
AMERICAN FINANCE HOUSE LARIBA $255,000 $765,000 200.0% 0.0%
CORNERSTONE HOME LENDING, INC. $765,000 n/a 0.0%
First Merchants Bank $765,000 n/a 0.0%
First State Bank $755,000 n/a 0.0%
Gold Coast Bank $2,780,000 $755,000 -72.8% 0.0%
LCNB National Bank $715,000 n/a 0.0%
Florence Bank $695,000 n/a 0.0%
North Brookfield Savings Bank $695,000 n/a 0.0%
BAYPORT FUNDING LLC $675,000 n/a 0.0%
F&A Federal Credit Union $175,000 $670,000 282.9% 0.0%
Uwharrie Bank $665,000 n/a 0.0%
The Dart Bank $655,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $635,000 n/a 0.0%
The Central Trust Bank $635,000 n/a 0.0%
Valley National Bank $255,000 $635,000 149.0% 0.0%
HOLYOKE $2,535,000 $630,000 -75.1% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $625,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $505,000 $625,000 23.8% 0.0%
Enterprise Bank & Trust $615,000 n/a 0.0%
Clearview Federal Credit Union $710,000 $605,000 -14.8% 0.0%
FAIRWINDS CREDIT UNION $465,000 $605,000 30.1% 0.0%
Nicolet National Bank $645,000 $605,000 -6.2% 0.0%
Quad City Bank and Trust Company $605,000 n/a 0.0%
Simmons Bank $605,000 n/a 0.0%
UNITED $585,000 n/a 0.0%
FirstOak Bank $565,000 n/a 0.0%
Signal Financial Federal Credit Union $565,000 n/a 0.0%
First Western Federal Savings Bank $555,000 n/a 0.0%
First Bank $625,000 $545,000 -12.8% 0.0%
Ukrainian Federal Credit Union $605,000 $540,000 -10.7% 0.0%
Northway Bank $675,000 $520,000 -23.0% 0.0%
Secured Investment Corp. $520,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $840,000 $520,000 -38.1% 0.0%
First Central Savings Bank $515,000 n/a 0.0%
JET DIRECT FUNDING CORP $515,000 n/a 0.0%
Martha's Vineyard Savings Bank $760,000 $505,000 -33.6% 0.0%
DELTA COMMUNITY CREDIT UNION $2,265,000 $495,000 -78.1% 0.0%
PRYSMA LENDING GROUP, LLC $800,000 $495,000 -38.1% 0.0%
ASSEMBLIES OF GOD Credit Union $485,000 n/a 0.0%
S1L, Inc. $475,000 $485,000 2.1% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $475,000 n/a 0.0%
SeaTrust Mortgage Company $475,000 n/a 0.0%
CUSO MORTGAGE CORPORATION $465,000 n/a 0.0%
Great Southern Bank $465,000 n/a 0.0%
American Community Bank & Trust $455,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,090,000 $455,000 -58.3% 0.0%
East Coast Capital Corp. $455,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $195,000 $455,000 133.3% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $345,000 $445,000 29.0% 0.0%
NBH Bank $445,000 n/a 0.0%
TOGETHER CREDIT UNION $220,000 $440,000 100.0% 0.0%
HARTFORD FUNDING, LTD. $2,225,000 $435,000 -80.4% 0.0%
Sunflower Bank $435,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $425,000 -22.0% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $880,000 $385,000 -56.3% 0.0%
Union Bank $370,000 $385,000 4.1% 0.0%
Norway Savings Bank $380,000 n/a 0.0%
Adams Community Bank $1,390,000 $365,000 -73.7% 0.0%
Assurance Financial Group, L.L.C. $355,000 n/a 0.0%
Vellum Mortgage, Inc. $885,000 $345,000 -61.0% 0.0%
STANFORD Federal Credit Union $1,900,000 $340,000 -82.1% 0.0%
Ardent Federal Credit Union $330,000 n/a 0.0%
INTELLILOAN, INC. $325,000 n/a 0.0%
Vista Bank $325,000 n/a 0.0%
NORTH COUNTRY $320,000 $320,000 0.0% 0.0%
Blue Ridge Bank $1,635,000 $305,000 -81.3% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $295,000 n/a 0.0%
First United Bank and Trust Company $275,000 n/a 0.0%
ALL IN $265,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $190,000 $255,000 34.2% 0.0%
Northwest Federal Credit Union $255,000 $255,000 0.0% 0.0%
Sandy Spring Bank $255,000 n/a 0.0%
The Loan Store, Inc. $255,000 n/a 0.0%
CORNING $585,000 $225,000 -61.5% 0.0%
First Federal Bank of Kansas City $65,000 $205,000 215.4% 0.0%
ONY GLO, INC. $205,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $355,000 $195,000 -45.1% 0.0%
Alerus Financial $805,000 $155,000 -80.7% 0.0%
FM Home Loans, LLC $495,000 $155,000 -68.7% 0.0%
Tyndall Federal Credit Union $135,000 n/a 0.0%
SOUTHCOAST FEDERAL CREDIT UNION $1,270,000 $125,000 -90.2% 0.0%
SUN Federal Credit Union $45,000 $125,000 177.8% 0.0%
TRADEMARK $120,000 n/a 0.0%
Deere Employees Credit Union $105,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $105,000 n/a 0.0%
FINEX CREDIT UNION $105,000 n/a 0.0%
Northern Colorado Credit Union $105,000 n/a 0.0%
Regions Bank $105,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,140,000 $105,000 -90.8% 0.0%
AMERICAN EAGLE FINANCIAL CREDIT UNION $665,000 $100,000 -85.0% 0.0%
Androscoggin Savings Bank $95,000 n/a 0.0%
Ballston Spa National Bank $95,000 n/a 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $85,000 n/a 0.0%
JUSTICE Federal Credit Union $485,000 $85,000 -82.5% 0.0%
Monroe Savings Bank $85,000 n/a 0.0%
KINECTA $65,000 n/a 0.0%
Transportation Federal Credit Union $65,000 n/a 0.0%
360 Federal Credit Union $35,000 n/a 0.0%

Boston - Cambridge - Newton's top lender by overall market share is GUARANTEED RATE, INC., with 5.3% market share. In second place, with 5.1%, is Leader Bank, having originated $1,971,315,000 in loans. In third place, with 5.0%, is Citizens Bank, having originated $1,927,130,000 in loans. In fourth place, with 3.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $1,518,295,000 in loans. In fifth place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,262,490,000 in loans.


Boston - Cambridge - Newton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Boston - Cambridge - Newton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $529,450 (6.0%) $858,909 (4.0%) 1.96 6,025
2018-02-01 $543,950 (5.6%) $875,742 (3.2%) 1.97 6,009
2018-03-01 $574,900 (6.5%) $907,026 (4.8%) 2.02 6,566
2018-04-01 $579,900 (5.5%) $900,017 (2.9%) 1.97 7,727
2018-05-01 $584,948 (6.3%) $896,211 (3.6%) 1.95 8,782
2018-06-01 $579,000 (5.3%) $876,342 (2.5%) 1.93 10,206
2018-07-01 $559,450 (1.9%) $857,205 (1.9%) 1.87 10,104
2018-08-01 $549,250 (3.7%) $825,186 (0.4%) 1.84 10,159
2018-09-01 $549,900 (3.8%) $807,022 (-1.4%) 1.85 11,370
2018-10-01 $549,000 (1.7%) $799,693 (-3.4%) 1.86 11,625
2018-11-01 $539,450 (-0.1%) $798,464 (-3.9%) 1.83 10,955
2018-12-01 $535,000 (1.1%) $799,069 (-5.5%) 1.85 8,825
2019-01-01 $534,115 (0.9%) $806,675 (-6.1%) 1.85 7,543
2019-02-01 $549,450 (1.0%) $851,550 (-2.8%) 1.86 7,338
2019-03-01 $571,386 (-0.6%) $884,231 (-2.5%) 1.87 8,060
2019-04-01 $599,900 (3.5%) $914,458 (1.6%) 1.90 8,915
2019-05-01 $602,450 (3.0%) $923,196 (3.0%) 1.88 9,954
2019-06-01 $599,900 (3.6%) $919,131 (4.9%) 1.87 11,100
2019-07-01 $599,900 (7.2%) $910,659 (6.2%) 1.88 10,611
2019-08-01 $595,413 (8.4%) $898,041 (8.8%) 1.89 10,691
2019-09-01 $588,682 (7.1%) $886,963 (9.9%) 1.88 10,882
2019-10-01 $587,422 (7.0%) $889,369 (11.2%) 1.90 11,009
2019-11-01 $589,900 (9.4%) $915,234 (14.6%) 1.93 9,637
2019-12-01 $589,450 (10.2%) $917,039 (14.8%) 1.97 7,010
2020-01-01 $586,475 (9.8%) $930,450 (15.3%) 1.96 5,781
2020-02-01 $599,900 (9.2%) $971,823 (14.1%) 1.96 5,751
2020-03-01 $629,900 (10.2%) $980,307 (10.9%) 1.97 6,618
2020-04-01 $617,450 (2.9%) $945,898 (3.4%) 1.93 6,436
2020-05-01 $629,900 (4.6%) $945,286 (2.4%) 1.91 7,201
2020-06-01 $656,448 (9.4%) $1,002,089 (9.0%) 1.93 7,783
2020-07-01 $677,000 (12.9%) $1,036,285 (13.8%) 1.96 7,395
2020-08-01 $675,000 (13.4%) $1,042,626 (16.1%) 1.93 7,192
2020-09-01 $672,500 (14.2%) $1,038,728 (17.1%) 1.93 7,580
2020-10-01 $665,000 (13.2%) $1,033,072 (16.2%) 1.91 7,945
2020-11-01 $654,450 (10.9%) $1,028,384 (12.4%) 1.91 7,086
2020-12-01 $647,450 (9.8%) $1,004,437 (9.5%) 1.93 5,301
2021-01-01 $659,000 (12.4%) $1,075,262 (15.6%) 1.97 4,101
2021-02-01 $679,575 (13.3%) $1,128,516 (16.1%) 1.98 3,873
2021-03-01 $682,450 (8.3%) $1,144,321 (16.7%) 1.94 4,268
2021-04-01 $694,000 (12.4%) $1,179,202 (24.7%) 1.88 4,773
2021-05-01 $699,900 (11.1%) $1,180,552 (24.9%) 1.86 4,879
2021-06-01 $697,000 (6.2%) $1,144,781 (14.2%) 1.83 5,732
2021-07-01 $669,900 (-1.1%) $1,113,863 (7.5%) 1.77 5,671
2021-08-01 $650,000 (-3.7%) $1,075,317 (3.1%) 1.73 5,570
2021-09-01 $671,125 (-0.2%) $1,055,488 (1.6%) 1.79 6,017
2021-10-01 $679,000 (2.1%) $1,062,841 (2.9%) 1.81 5,926
2021-11-01 $674,520 (3.1%) $1,073,459 (4.4%) 1.80 4,934
2021-12-01 $692,000 (6.9%) $1,141,086 (13.6%) 1.87 3,502
2022-01-01 $718,000 (9.0%) $1,220,393 (13.5%) 1.94 2,674
2022-02-01 $749,000 (10.2%) $1,237,957 (9.7%) 1.95 2,637
2022-03-01 $749,450 (9.8%) $1,253,974 (9.6%) 1.88 2,989
2022-04-01 $749,000 (7.9%) $1,243,220 (5.4%) 1.79 3,700
2022-05-01 $757,500 (8.2%) $1,242,168 (5.2%) 1.73 4,473
2022-06-01 $750,000 (7.6%) $1,172,824 (2.5%) 1.67 5,714
2022-07-01 $739,900 (10.5%) $1,110,621 (-0.3%) 1.67 6,177
2022-08-01 $725,000 (11.5%) $1,108,093 (3.1%) 1.68 5,758
2022-09-01 $744,000 (10.9%) $1,145,100 (8.5%) 1.74 5,911
2022-10-01 $749,000 (10.3%) $1,169,523 (10.0%) 1.76 6,222
2022-11-01 $744,925 (10.4%) $1,176,829 (9.6%) 1.79 5,902
2022-12-01 $749,000 (8.2%) $1,199,921 (5.2%) 1.85 4,407
2023-01-01 $759,450 (5.8%) $1,238,354 (1.5%) 1.88 3,696
2023-02-01 $799,000 (6.7%) $1,345,528 (8.7%) 1.93 3,434
2023-03-01 $824,000 (10.0%) $1,387,476 (10.7%) 1.94 3,706
2023-04-01 $839,000 (12.0%) $1,422,134 (14.4%) 1.95 4,059
2023-05-01 $867,125 (14.5%) $1,444,295 (16.3%) 1.97 4,314
2023-06-01 $866,443 (15.5%) $1,425,445 (21.5%) 1.95 4,805
2023-07-01 $849,900 (14.9%) $1,434,729 (29.2%) 1.93 4,538
2023-08-01 $844,200 (16.4%) $1,418,326 (28.0%) 1.94 4,530
2023-09-01 $849,000 (14.1%) $1,420,577 (24.1%) 1.98 4,932
2023-10-01 $837,374 (11.8%) $1,400,585 (19.8%) 1.97 5,352
2023-11-01 $824,725 (10.7%) $1,383,825 (17.6%) 1.96 5,207
2023-12-01 $800,000 (6.8%) $1,388,687 (15.7%) 1.95 4,063
2024-01-01 $809,900 (6.6%) $1,405,659 (13.5%) 1.98 3,369
2024-02-01 $854,450 (6.9%) $1,496,024 (11.2%) 2.06 3,319
2024-03-01 $879,950 (6.8%) $1,528,390 (10.2%) 2.07 3,737
2024-04-01 $869,900 (3.7%) $1,489,605 (4.7%) 2.02 4,365
2024-05-01 $894,000 (3.1%) $1,516,763 (5.0%) 2.03 4,944
2024-06-01 $864,500 (-0.2%) $1,453,499 (2.0%) 1.97 5,916
2024-07-01 $853,950 (0.5%) $1,433,895 (-0.1%) 1.95 5,830
2024-08-01 $834,000 (-1.2%) $1,406,130 (-0.9%) 1.94 5,724
2024-09-01 $839,900 (-1.1%) $1,415,902 (-0.3%) 1.98 6,399
2024-10-01 $837,450 (0.0%) $1,401,180 (0.0%) 1.97 6,625
2024-11-01 $819,900 (-0.6%) $1,395,790 (0.9%) 1.97 5,884
2024-12-01 $801,383 (0.2%) $1,394,884 (0.5%) 1.99 4,107
2025-01-01 $799,450 (-1.3%) $1,386,348 (-1.4%) 2.00 3,621
2025-02-01 $839,450 (-1.8%) $1,461,182 (-2.3%) 2.04 3,706
2025-03-01 $869,000 (-1.2%) $1,514,021 (-0.9%) 0.00 4,423
Boston - Cambridge - Newton's median listing price for 2025-03-01 was $869,000, a difference of $-10,950 (-1.2%) versus the prior year and $29,550 versus the prior month.

Boston - Cambridge - Newton's median listing price comes in at 0% of the national average.

Boston - Cambridge - Newton's average listing price for 2025-03-01 was $1,514,021, a difference of $-14,369 (-0.9%) versus the prior year and $52,839 versus the prior month.

For the 2025-03-01 period, Boston - Cambridge - Newton had 4,423 MLS listings, a difference of 717 listings (19%) versus the prior month and 686 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Boston - Cambridge - Newton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,007 sqft
2018-02-01 57 days 2,025 sqft
2018-03-01 36 days 2,061 sqft
2018-04-01 29 days 2,042 sqft
2018-05-01 28 days 2,055 sqft
2018-06-01 32 days 2,044 sqft
2018-07-01 41 days 2,033 sqft
2018-08-01 46 days 2,012 sqft
2018-09-01 44 days 1,989 sqft
2018-10-01 44 days 1,967 sqft
2018-11-01 51 days 1,946 sqft
2018-12-01 65 days 1,937 sqft
2019-01-01 71 days 1,907 sqft
2019-02-01 56 days 1,925 sqft
2019-03-01 41 days 1,973 sqft
2019-04-01 32 days 2,025 sqft
2019-05-01 32 days 2,045 sqft
2019-06-01 37 days 2,054 sqft
2019-07-01 47 days 2,037 sqft
2019-08-01 49 days 2,020 sqft
2019-09-01 46 days 1,998 sqft
2019-10-01 45 days 1,983 sqft
2019-11-01 55 days 1,981 sqft
2019-12-01 75 days 1,931 sqft
2020-01-01 78 days 1,908 sqft
2020-02-01 43 days 1,959 sqft
2020-03-01 31 days 2,000 sqft
2020-04-01 45 days 1,996 sqft
2020-05-01 50 days 2,000 sqft
2020-06-01 31 days 1,966 sqft
2020-07-01 35 days 1,890 sqft
2020-08-01 37 days 1,844 sqft
2020-09-01 32 days 1,733 sqft
2020-10-01 31 days 1,692 sqft
2020-11-01 47 days 1,668 sqft
2020-12-01 62 days 1,652 sqft
2021-01-01 60 days 1,638 sqft
2021-02-01 33 days 1,652 sqft
2021-03-01 22 days 1,665 sqft
2021-04-01 18 days 1,668 sqft
2021-05-01 19 days 1,693 sqft
2021-06-01 19 days 1,709 sqft
2021-07-01 29 days 1,710 sqft
2021-08-01 31 days 1,709 sqft
2021-09-01 28 days 1,685 sqft
2021-10-01 30 days 1,655 sqft
2021-11-01 38 days 1,630 sqft
2021-12-01 49 days 1,649 sqft
2022-01-01 54 days 1,650 sqft
2022-02-01 25 days 1,663 sqft
2022-03-01 18 days 1,672 sqft
2022-04-01 15 days 1,685 sqft
2022-05-01 16 days 1,787 sqft
2022-06-01 18 days 1,813 sqft
2022-07-01 26 days 1,826 sqft
2022-08-01 35 days 1,832 sqft
2022-09-01 34 days 1,815 sqft
2022-10-01 31 days 1,813 sqft
2022-11-01 41 days 1,804 sqft
2022-12-01 58 days 1,836 sqft
2023-01-01 60 days 1,844 sqft
2023-02-01 37 days 1,861 sqft
2023-03-01 28 days 1,860 sqft
2023-04-01 25 days 1,850 sqft
2023-05-01 23 days 1,919 sqft
2023-06-01 24 days 1,911 sqft
2023-07-01 36 days 1,895 sqft
2023-08-01 37 days 1,900 sqft
2023-09-01 31 days 1,908 sqft
2023-10-01 32 days 1,879 sqft
2023-11-01 38 days 1,868 sqft
2023-12-01 53 days 1,835 sqft
2024-01-01 53 days 1,814 sqft
2024-02-01 33 days 1,838 sqft
2024-03-01 24 days 1,830 sqft
2024-04-01 24 days 1,808 sqft
2024-05-01 24 days 1,878 sqft
2024-06-01 25 days 1,884 sqft
2024-07-01 37 days 1,896 sqft
2024-08-01 39 days 1,875 sqft
2024-09-01 31 days 1,873 sqft
2024-10-01 34 days 1,850 sqft
2024-11-01 45 days 1,840 sqft
2024-12-01 60 days 1,805 sqft
2025-01-01 56 days 1,756 sqft
2025-02-01 33 days 1,792 sqft
2025-03-01 0 days 1,814 sqft
Boston - Cambridge - Newton's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

Boston - Cambridge - Newton's median square footage for active listings during the 2025-03-01 period was 1,814 sqft. One year prior, the average listing was 1,830 sqft.

Boston-Cambridge-Newton, MA-NH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 40,958 $25,818,080,000 $630,355
Refi 11,937 $5,993,665,000 $502,108
Home Improvement 11,325 $2,310,105,000 $203,983
Other 8,401 $1,637,135,000 $194,874
Cash Out Refi 8,184 $2,988,980,000 $365,222

Boston - Cambridge - Newton's most frequently cited loan purpose was Home Purchase, with 40,958 originations. The 2nd most popular reason was Refi, with 11,937 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 32,722 $17,995,760,000 $549,959
7-8% 17,784 $6,846,700,000 $384,992
Over 8% 15,904 $3,942,260,000 $247,879
5-6% 9,014 $6,491,480,000 $720,155
4-5% 732 $473,300,000 $646,585
<2.5% 645 $24,665,000 $38,240
3-4% 75 $22,865,000 $304,867
2.5-3% 28 $10,200,000 $364,286

During 2024, Boston - Cambridge - Newton's most frequently originated rate bucket was 6-7%, with 32,722 originations.

Loan Sizing (Boston-Cambridge-Newton, MA-NH MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 19,868 $5,770,750,000 $290,454
$400k-600k 18,936 $9,323,910,000 $492,391
$600k-1000k 14,584 $10,728,350,000 $735,625
$100k-200k 11,663 $1,604,175,000 $137,544
$100,000 or less 10,415 $593,615,000 $56,996
$Over $1MM 5,339 $10,727,165,000 $2,009,209

Boston - Cambridge - Newton's loan sizing saw the bucket of loans from $200k-400k with 19,868 originations, totaling $5,770,750,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 19,023 $11,603,015,000 $609,947
60-80% 18,299 $13,014,035,000 $711,188
Under 20% 16,591 $1,741,125,000 $104,944
20-40% 13,032 $3,685,730,000 $282,822
40-60% 9,293 $5,625,225,000 $605,319
Over 100% 282 $256,310,000 $908,901

Boston - Cambridge - Newton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 19,023 originations, totaling $11,603,015,000 in origination value.