Boston - Cambridge - Newton Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boston - Cambridge - Newton averaged
6.58%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.51% and
one month ago for the week of 2024-10-03, the
average rate was 5.81%.
Boston - Cambridge - Newton's average rate one year ago was 7.45%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Boston - Cambridge - Newton 30 Year Fixed Rate | 2024-11-07 | 6.58% |
| Boston - Cambridge - Newton 30 Year Fixed Rate Refi | 2024-11-07 | 6.85% |
| Boston - Cambridge - Newton 15 Year Fixed Rate | 2024-11-07 | 5.77% |
| Boston - Cambridge - Newton 15 Year Fixed Rate Refi | 2024-11-07 | 6.11% |
| Boston - Cambridge - Newton 30 Year FHA | 2024-11-07 | 6.46% |
| Boston - Cambridge - Newton 30 Year FHA Refi | 2024-11-07 | 6.01% |
| Boston - Cambridge - Newton 30 Year USDA | 2024-11-07 | 6.48% |
| Boston - Cambridge - Newton 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Boston - Cambridge - Newton 30 Year VA | 2024-11-07 | 6.12% |
| Boston - Cambridge - Newton 30 Year VA Refi | 2024-11-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Boston-Cambridge-Newton, MA-NH.
Boston - Cambridge - Newton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Boston-Cambridge-Newton, MA-NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Boston - Cambridge - Newton Average Closing Costs & Other Stats
Boston-Cambridge-Newton, MA-NH's 398 lenders originated 74,364
loans during 2023. The total origination value was $33,515,910,000, with an average loan value of
$450,701.
Boston - Cambridge - Newton's average closing costs are $5,156.
The top Boston - Cambridge - Newton lender as defined by loan originations is GUARANTEED RATE, INC., with
1,932 loans originated. Their average total fees are
$6,085, which is $775
higher than the next largest lender,
Leader Bank.
The lowest fee Boston - Cambridge - Newton lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($1,362), Holy Rosary Regional Credit Union ($3,128), Sharon & Crescent United Credit Union ($3,212), RTN FEDERAL CREDIT UNION ($3,239) and Middlesex Savings Bank ($3,324).
The lowest rate Boston - Cambridge - Newton lenders (with over 10 loans originated) are
First Republic Bank (4.71%), RTN FEDERAL CREDIT UNION (5.08%), GREYLOCK (5.16%), NBT Bank (5.33%) and Raymond James Bank (5.36%).
Boston-Cambridge-Newton, MA-NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Citizens Bank | $2,872,145,000 | $1,801,290,000 | -37.3% | 5.4% |
| Leader Bank | $2,260,685,000 | $1,405,975,000 | -37.8% | 4.2% |
| GUARANTEED RATE, INC. | $2,235,080,000 | $1,385,380,000 | -38.0% | 4.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,433,860,000 | $1,236,010,000 | -13.8% | 3.7% |
| Bank of America | $1,467,460,000 | $970,065,000 | -33.9% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,327,970,000 | $900,195,000 | -32.2% | 2.7% |
| QUICKEN LOANS, LLC | $1,517,680,000 | $854,335,000 | -43.7% | 2.5% |
| Rockland Trust Company | $1,168,870,000 | $835,145,000 | -28.6% | 2.5% |
| Eastern Bank | $1,638,035,000 | $834,325,000 | -49.1% | 2.5% |
| TD Bank | $834,240,000 | $700,855,000 | -16.0% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $340,430,000 | $665,250,000 | 95.4% | 2.0% |
| JPMorgan Chase Bank | $974,045,000 | $622,305,000 | -36.1% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,151,475,000 | $605,395,000 | -47.4% | 1.8% |
| Berkshire Bank | $463,055,000 | $489,740,000 | 5.8% | 1.5% |
| Needham Bank | $582,825,000 | $470,785,000 | -19.2% | 1.4% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $720,110,000 | $445,125,000 | -38.2% | 1.3% |
| First Republic Bank | $3,301,920,000 | $440,615,000 | -86.7% | 1.3% |
| GUILD MORTGAGE COMPANY | $692,645,000 | $435,630,000 | -37.1% | 1.3% |
| U.S. Bank | $908,370,000 | $425,665,000 | -53.1% | 1.3% |
| CMG MORTGAGE, INC. | $254,555,000 | $420,835,000 | 65.3% | 1.3% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $554,380,000 | $405,250,000 | -26.9% | 1.2% |
| Cambridge Savings Bank | $859,150,000 | $388,010,000 | -54.8% | 1.2% |
| Institution for Savings in Newburyport and Its Vicinity | $758,400,000 | $369,615,000 | -51.3% | 1.1% |
| DIGITAL Federal Credit Union | $548,265,000 | $309,150,000 | -43.6% | 0.9% |
| Morgan Stanley Private Bank | $375,980,000 | $286,075,000 | -23.9% | 0.9% |
| M&T Bank | $161,170,000 | $284,340,000 | 76.4% | 0.8% |
| Dedham Institution for Savings | $429,880,000 | $281,135,000 | -34.6% | 0.8% |
| LOANDEPOT.COM, LLC | $737,125,000 | $276,005,000 | -62.6% | 0.8% |
| The Village Bank | $519,110,000 | $274,145,000 | -47.2% | 0.8% |
| Webster Bank | $831,690,000 | $263,960,000 | -68.3% | 0.8% |
| Citibank | $275,610,000 | $255,145,000 | -7.4% | 0.8% |
| Enterprise Bank and Trust Company | $364,390,000 | $247,340,000 | -32.1% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $322,690,000 | $227,295,000 | -29.6% | 0.7% |
| HARBORONE MORTGAGE, LLC | $469,975,000 | $213,775,000 | -54.5% | 0.6% |
| ROCKLAND | $221,070,000 | $207,205,000 | -6.3% | 0.6% |
| Easthampton Savings Bank | $52,560,000 | $195,480,000 | 271.9% | 0.6% |
| Wells Fargo Bank | $735,315,000 | $190,965,000 | -74.0% | 0.6% |
| Hingham Institution for Savings | $436,260,000 | $177,975,000 | -59.2% | 0.5% |
| Salem Five Cents Savings Bank | $182,060,000 | $177,360,000 | -2.6% | 0.5% |
| TOTAL MORTGAGE SERVICES, LLC | $261,485,000 | $172,980,000 | -33.8% | 0.5% |
| Main Street Bank | $97,410,000 | $167,675,000 | 72.1% | 0.5% |
| RADIUS FINANCIAL GROUP INC. | $229,690,000 | $164,860,000 | -28.2% | 0.5% |
| WALKER & DUNLOP, LLC | $503,785,000 | $159,070,000 | -68.4% | 0.5% |
| NEW FED MORTGAGE, CORP. | $345,165,000 | $156,615,000 | -54.6% | 0.5% |
| HANSCOM | $341,555,000 | $155,075,000 | -54.6% | 0.5% |
| Cambridge Trust Company | $384,195,000 | $152,435,000 | -60.3% | 0.5% |
| Middlesex Savings Bank | $465,640,000 | $151,080,000 | -67.6% | 0.5% |
| First-Citizens Bank & Trust Company | $36,080,000 | $150,040,000 | 315.9% | 0.4% |
| Everett Co-operative Bank | $449,295,000 | $150,030,000 | -66.6% | 0.4% |
| NEWREZ LLC | $180,475,000 | $150,020,000 | -16.9% | 0.4% |
| METRO | $409,005,000 | $149,660,000 | -63.4% | 0.4% |
| Jeanne D'Arc Credit Union | $458,870,000 | $149,510,000 | -67.4% | 0.4% |
| Bridgewater Savings Bank | $197,870,000 | $147,735,000 | -25.3% | 0.4% |
| Norwood Co-operative Bank | $119,460,000 | $140,685,000 | 17.8% | 0.4% |
| RF Renovo Management Company, LLC | $168,840,000 | $137,185,000 | -18.7% | 0.4% |
| East West Bank | $120,615,000 | $133,770,000 | 10.9% | 0.4% |
| The Cape Cod Five Cents Savings Bank | $224,180,000 | $133,350,000 | -40.5% | 0.4% |
| Brookline Bank | $729,250,000 | $132,230,000 | -81.9% | 0.4% |
| Winchester Co-operative Bank | $129,570,000 | $132,075,000 | 1.9% | 0.4% |
| HARVARD UNIVERSITY EMPLOYEES | $153,450,000 | $131,595,000 | -14.2% | 0.4% |
| MERRIMACK VALLEY | $99,680,000 | $119,345,000 | 19.7% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $141,690,000 | $117,410,000 | -17.1% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $59,660,000 | $114,725,000 | 92.3% | 0.3% |
| EMM LOANS LLC | $135,030,000 | $112,480,000 | -16.7% | 0.3% |
| Reading Co-Operative Bank | $143,155,000 | $112,245,000 | -21.6% | 0.3% |
| North Shore Bank, a Co-operative Bank | $196,115,000 | $112,170,000 | -42.8% | 0.3% |
| Bristol County Savings Bank | $50,695,000 | $110,560,000 | 118.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $200,050,000 | $108,870,000 | -45.6% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $263,170,000 | $107,790,000 | -59.0% | 0.3% |
| DRAPER AND KRAMER MORTGAGE CORP. | $276,840,000 | $107,590,000 | -61.1% | 0.3% |
| MORTGAGE EQUITY PARTNERS LLC | $131,975,000 | $105,700,000 | -19.9% | 0.3% |
| Mortgage Research Center, LLC | $143,230,000 | $103,210,000 | -27.9% | 0.3% |
| East Cambridge Savings Bank | $287,950,000 | $97,945,000 | -66.0% | 0.3% |
| Service Federal Credit Union | $180,850,000 | $96,865,000 | -46.4% | 0.3% |
| The Lowell Five Cent Savings Bank | $74,085,000 | $89,715,000 | 21.1% | 0.3% |
| Fall River Five Cents Savings Bank | $210,795,000 | $89,495,000 | -57.5% | 0.3% |
| Coastal Heritage Bank | $169,620,000 | $89,385,000 | -47.3% | 0.3% |
| Avidia Bank | $117,120,000 | $88,345,000 | -24.6% | 0.3% |
| Winchester Savings Bank | $85,395,000 | $86,190,000 | 0.9% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $300,345,000 | $83,165,000 | -72.3% | 0.2% |
| UBS Bank USA | $138,415,000 | $79,200,000 | -42.8% | 0.2% |
| The Savings Bank | $76,100,000 | $78,320,000 | 2.9% | 0.2% |
| Eagle Bank | $62,935,000 | $76,515,000 | 21.6% | 0.2% |
| Middlesex Federal Savings, F.A. | $94,120,000 | $75,225,000 | -20.1% | 0.2% |
| Newburyport Five Cents Savings Bank | $116,410,000 | $74,140,000 | -36.3% | 0.2% |
| PNC Bank | $238,425,000 | $73,535,000 | -69.2% | 0.2% |
| The Bank of Canton | $111,895,000 | $73,180,000 | -34.6% | 0.2% |
| EMBRACE HOME LOANS, INC. | $143,580,000 | $72,750,000 | -49.3% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $194,395,000 | $70,585,000 | -63.7% | 0.2% |
| PGIM Real Estate Finance, LLC | $69,225,000 | n/a | 0.2% | |
| ENVOY MORTGAGE, LTD | $125,400,000 | $67,705,000 | -46.0% | 0.2% |
| StonehamBank, A Co-operative Bank | $90,570,000 | $67,565,000 | -25.4% | 0.2% |
| Direct Federal Credit Union | $144,090,000 | $66,590,000 | -53.8% | 0.2% |
| The Cooperative Bank | $131,415,000 | $66,060,000 | -49.7% | 0.2% |
| BNY Mellon | $82,455,000 | $65,915,000 | -20.1% | 0.2% |
| Shamrock Home Loans, Inc. | $78,825,000 | $64,905,000 | -17.7% | 0.2% |
| NFM, INC. | $74,045,000 | $64,870,000 | -12.4% | 0.2% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $64,715,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $64,975,000 | $64,410,000 | -0.9% | 0.2% |
| Bangor Savings Bank | $319,735,000 | $63,610,000 | -80.1% | 0.2% |
| Cape Ann Savings Bank | $130,940,000 | $62,340,000 | -52.4% | 0.2% |
| The Camden National Bank | $107,410,000 | $61,475,000 | -42.8% | 0.2% |
| Watertown Savings Bank | $129,785,000 | $60,720,000 | -53.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $186,130,000 | $60,530,000 | -67.5% | 0.2% |
| Goldman Sachs Bank USA | $72,230,000 | $58,915,000 | -18.4% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $96,860,000 | $57,640,000 | -40.5% | 0.2% |
| MutualOne Bank | $110,245,000 | $57,250,000 | -48.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $77,205,000 | $55,575,000 | -28.0% | 0.2% |
| BAY EQUITY LLC | $97,615,000 | $54,615,000 | -44.1% | 0.2% |
| Mechanics Cooperative Bank | $26,165,000 | $54,475,000 | 108.2% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $76,980,000 | $54,440,000 | -29.3% | 0.2% |
| MASS BAY Credit Union | $4,525,000 | $53,745,000 | 1,087.7% | 0.2% |
| MountainOne Bank | $65,980,000 | $53,480,000 | -18.9% | 0.2% |
| BAYCOAST MORTGAGE COMPANY, LLC | $133,170,000 | $53,430,000 | -59.9% | 0.2% |
| ST. MARY'S BANK | $70,605,000 | $52,620,000 | -25.5% | 0.2% |
| HarborOne Bank | $176,030,000 | $52,235,000 | -70.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $208,490,000 | $50,760,000 | -75.7% | 0.2% |
| South Shore Bank | $94,545,000 | $50,660,000 | -46.4% | 0.2% |
| North Easton Savings Bank | $90,240,000 | $50,625,000 | -43.9% | 0.2% |
| NORTHEAST CREDIT UNION | $56,590,000 | $50,555,000 | -10.7% | 0.2% |
| Workers Credit Union | $185,630,000 | $50,500,000 | -72.8% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $36,085,000 | $48,915,000 | 35.6% | 0.1% |
| The Washington Trust Company, of Westerly | $76,540,000 | $48,555,000 | -36.6% | 0.1% |
| Winter Hill Bank, FSB | $74,270,000 | $48,375,000 | -34.9% | 0.1% |
| The Huntington National Bank | $59,570,000 | $47,795,000 | -19.8% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $56,900,000 | $47,310,000 | -16.9% | 0.1% |
| Pentucket Bank | $72,710,000 | $46,650,000 | -35.8% | 0.1% |
| Charles Schwab Bank, SSB | $91,075,000 | $46,305,000 | -49.2% | 0.1% |
| Grandbridge Real Estate Capital LLC | $45,930,000 | n/a | 0.1% | |
| FIRST MORTGAGE COMPANY, INC. | $27,435,000 | $45,885,000 | 67.2% | 0.1% |
| WEBSTER FIRST Federal Credit Union | $57,150,000 | $45,875,000 | -19.7% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $12,755,000 | $45,700,000 | 258.3% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $44,805,000 | $45,255,000 | 1.0% | 0.1% |
| ALIGN CREDIT UNION | $80,205,000 | $44,630,000 | -44.4% | 0.1% |
| LIBERTY BAY CREDIT UNION | $55,915,000 | $44,395,000 | -20.6% | 0.1% |
| CARDINAL FINANCIAL | $75,490,000 | $43,810,000 | -42.0% | 0.1% |
| DREW MORTGAGE ASSOCIATES, INC. | $72,000,000 | $43,320,000 | -39.8% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $48,795,000 | $42,135,000 | -13.6% | 0.1% |
| Sharon & Crescent United Credit Union | $51,305,000 | $41,510,000 | -19.1% | 0.1% |
| First National Bank of America | $41,875,000 | $39,810,000 | -4.9% | 0.1% |
| Salem Co-Operative Bank | $42,185,000 | $39,450,000 | -6.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $52,015,000 | $39,445,000 | -24.2% | 0.1% |
| UniBank for Savings | $120,910,000 | $38,710,000 | -68.0% | 0.1% |
| Flagstar Bank, FSB | $271,265,000 | $38,530,000 | -85.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $63,070,000 | $38,255,000 | -39.3% | 0.1% |
| MEMBERS MORTGAGE COMPANY, INC. | $96,855,000 | $38,105,000 | -60.7% | 0.1% |
| Merchants Bank of Indiana | $34,030,000 | $38,005,000 | 11.7% | 0.1% |
| NBKC BANK | $40,430,000 | $36,810,000 | -9.0% | 0.1% |
| Walpole Co-operative Bank | $67,470,000 | $36,755,000 | -45.5% | 0.1% |
| OCMBC, INC. | $26,960,000 | $36,370,000 | 34.9% | 0.1% |
| WILLIAM RAVEIS MORTGAGE, LLC | $60,575,000 | $36,130,000 | -40.4% | 0.1% |
| BMO Harris Bank | $13,950,000 | $35,855,000 | 157.0% | 0.1% |
| Centreville Bank | $19,035,000 | $35,785,000 | 88.0% | 0.1% |
| United Nations Federal Credit Union | $60,750,000 | $35,770,000 | -41.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $9,105,000 | $35,675,000 | 291.8% | 0.1% |
| Discover Bank | $27,630,000 | $34,250,000 | 24.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $17,545,000 | $34,170,000 | 94.8% | 0.1% |
| Bank of England | $54,645,000 | $33,645,000 | -38.4% | 0.1% |
| Wakefield Co-operative Bank | $81,760,000 | $33,445,000 | -59.1% | 0.1% |
| BankNewport | $8,360,000 | $33,375,000 | 299.2% | 0.1% |
| Haverhill Bank | $53,515,000 | $33,035,000 | -38.3% | 0.1% |
| The Federal Savings Bank | $47,730,000 | $32,215,000 | -32.5% | 0.1% |
| St. Mary's Credit Union | $47,855,000 | $31,705,000 | -33.7% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $17,980,000 | $31,605,000 | 75.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $7,600,000 | $31,355,000 | 312.6% | 0.1% |
| PULTE MORTGAGE LLC | $32,695,000 | $30,135,000 | -7.8% | 0.1% |
| Raymond James Bank | $29,875,000 | $29,790,000 | -0.3% | 0.1% |
| Evolve Bank & Trust | $70,605,000 | $29,135,000 | -58.7% | 0.1% |
| USAA Federal Savings Bank | $33,195,000 | $29,030,000 | -12.5% | 0.1% |
| Northern Bank & Trust Company | $184,690,000 | $28,015,000 | -84.8% | 0.1% |
| Kennebunk Savings Bank | $50,995,000 | $27,715,000 | -45.7% | 0.1% |
| The National Grand Bank of Marblehead | $38,585,000 | $27,535,000 | -28.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $41,370,000 | $27,120,000 | -34.4% | 0.1% |
| USAlliance Federal Credit Union | $80,415,000 | $27,100,000 | -66.3% | 0.1% |
| QUINCY CREDIT UNION | $50,310,000 | $26,860,000 | -46.6% | 0.1% |
| Holy Rosary Regional Credit Union | $20,805,000 | $26,255,000 | 26.2% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $24,255,000 | $26,140,000 | 7.8% | 0.1% |
| NORTHEAST HOME LOAN, LLC | $32,065,000 | $26,135,000 | -18.5% | 0.1% |
| Keystone Funding, Inc. | $25,915,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $25,625,000 | $25,515,000 | -0.4% | 0.1% |
| TBI MORTGAGE COMPANY | $36,560,000 | $25,315,000 | -30.8% | 0.1% |
| Members Plus Credit Union | $24,725,000 | $25,260,000 | 2.2% | 0.1% |
| Figure Lending LLC | $31,620,000 | $24,960,000 | -21.1% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $63,285,000 | $24,955,000 | -60.6% | 0.1% |
| AMWEST FUNDING CORP. | $9,760,000 | $24,930,000 | 155.4% | 0.1% |
| Clinton Savings Bank | $47,800,000 | $24,570,000 | -48.6% | 0.1% |
| First Savings Bank | $60,615,000 | $24,370,000 | -59.8% | 0.1% |
| First Seacoast Bank | $32,585,000 | $24,360,000 | -25.2% | 0.1% |
| NBT Bank | $15,730,000 | $24,300,000 | 54.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $56,250,000 | $23,870,000 | -57.6% | 0.1% |
| PHH Mortgage Corporation | $44,080,000 | $23,730,000 | -46.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $10,820,000 | $23,485,000 | 117.1% | 0.1% |
| SIS BANCORP, MHC | $58,600,000 | $23,260,000 | -60.3% | 0.1% |
| Home Loan Investment Bank, F.S.B. | $33,420,000 | $23,200,000 | -30.6% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $78,915,000 | $23,060,000 | -70.8% | 0.1% |
| Meredith Village Savings Bank | $48,500,000 | $22,990,000 | -52.6% | 0.1% |
| Northpointe Bank | $52,905,000 | $22,970,000 | -56.6% | 0.1% |
| St. Anne's Credit Union of Fall River, Mass. | $30,145,000 | $22,480,000 | -25.4% | 0.1% |
| Bethpage Federal Credit Union | $21,650,000 | $22,040,000 | 1.8% | 0.1% |
| TREMONT CREDIT UNION | $9,110,000 | $22,035,000 | 141.9% | 0.1% |
| Cape Cod Co-operative Bank | $62,285,000 | $19,300,000 | -69.0% | 0.1% |
| WRENTHAM CO-OPERATIVE BANK | $8,550,000 | $18,945,000 | 121.6% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $26,735,000 | $18,765,000 | -29.8% | 0.1% |
| CENTRAL ONE FEDERAL CREDIT UNION | $24,960,000 | $18,730,000 | -25.0% | 0.1% |
| CONWAY FINANCIAL SERVICES, LLC | $34,380,000 | $18,180,000 | -47.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $18,165,000 | n/a | 0.1% | |
| Comerica Bank | $1,395,000 | $18,105,000 | 1,197.8% | 0.1% |
| BankGloucester | $18,005,000 | n/a | 0.1% | |
| RTN FEDERAL CREDIT UNION | $74,230,000 | $17,770,000 | -76.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $26,485,000 | $17,715,000 | -33.1% | 0.1% |
| PAWTUCKET | $17,805,000 | $17,695,000 | -0.6% | 0.1% |
| Mascoma Bank | $2,575,000 | $17,690,000 | 587.0% | 0.1% |
| Stifel Bank and Trust | $24,350,000 | $17,510,000 | -28.1% | 0.1% |
| Truist | $41,505,000 | $17,470,000 | -57.9% | 0.1% |
| Republic State Mortgage Co. | $24,800,000 | $17,310,000 | -30.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $51,710,000 | $17,005,000 | -67.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $43,495,000 | $16,995,000 | -60.9% | 0.1% |
| ARC HOME LLC | $19,580,000 | $16,950,000 | -13.4% | 0.1% |
| Marblehead Bank | $41,035,000 | $16,150,000 | -60.6% | 0.0% |
| Waterstone Mortgage Corporation | $22,030,000 | $16,080,000 | -27.0% | 0.0% |
| KeyBank | $262,475,000 | $15,910,000 | -93.9% | 0.0% |
| Naveo Credit Union | $15,910,000 | n/a | 0.0% | |
| Washington Savings Bank | $32,940,000 | $15,895,000 | -51.7% | 0.0% |
| MLD MORTGAGE INC. | $28,010,000 | $15,865,000 | -43.4% | 0.0% |
| GEORGIA'S OWN | $12,805,000 | $15,730,000 | 22.8% | 0.0% |
| City of Boston Credit Union | $57,960,000 | $15,570,000 | -73.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $21,695,000 | $15,420,000 | -28.9% | 0.0% |
| Dean Co-operative Bank | $12,640,000 | $15,185,000 | 20.1% | 0.0% |
| LEOMINSTER CREDIT UNION | $16,380,000 | $15,095,000 | -7.8% | 0.0% |
| Ally Bank | $15,030,000 | $14,770,000 | -1.7% | 0.0% |
| Bar Harbor Bank & Trust | $7,110,000 | $14,515,000 | 104.1% | 0.0% |
| Fidelity Co-operative Bank | $46,230,000 | $14,415,000 | -68.8% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $91,585,000 | $14,285,000 | -84.4% | 0.0% |
| Navigant Credit Union | $24,095,000 | $14,160,000 | -41.2% | 0.0% |
| PeoplesBank | $22,400,000 | $14,030,000 | -37.4% | 0.0% |
| Webster Five Cents Savings Bank | $23,475,000 | $13,895,000 | -40.8% | 0.0% |
| Firstrust Savings Bank | $47,295,000 | $13,775,000 | -70.9% | 0.0% |
| Cathay Bank | $21,625,000 | $13,255,000 | -38.7% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $20,355,000 | $13,200,000 | -35.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,310,000 | $13,180,000 | 906.1% | 0.0% |
| Methuen Cooperative Bank | $10,930,000 | $13,160,000 | 20.4% | 0.0% |
| ABINGTON BANK | $49,715,000 | $13,125,000 | -73.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $24,860,000 | $13,055,000 | -47.5% | 0.0% |
| TJC Mortgage, Inc. | $31,875,000 | $12,890,000 | -59.6% | 0.0% |
| Merchants Capital Corp. | $12,855,000 | n/a | 0.0% | |
| RIVER WORKS | $29,095,000 | $12,855,000 | -55.8% | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $6,405,000 | $12,815,000 | 100.1% | 0.0% |
| NP, Inc. | $1,560,000 | $12,660,000 | 711.5% | 0.0% |
| A&D Mortgage LLC | $16,360,000 | $11,940,000 | -27.0% | 0.0% |
| Baxter Credit Union | $15,955,000 | $11,775,000 | -26.2% | 0.0% |
| EQUITY RESOURCES, INC. | $29,340,000 | $11,770,000 | -59.9% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $6,595,000 | $11,750,000 | 78.2% | 0.0% |
| Cornerstone Bank | $36,530,000 | $11,665,000 | -68.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $24,310,000 | $11,460,000 | -52.9% | 0.0% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $6,295,000 | $11,405,000 | 81.2% | 0.0% |
| Bank of New Hampshire | $35,755,000 | $11,150,000 | -68.8% | 0.0% |
| Milford Federal Bank | $20,340,000 | $11,140,000 | -45.2% | 0.0% |
| Merrimack County Savings Bank | $35,520,000 | $10,985,000 | -69.1% | 0.0% |
| Piscataqua Savings Bank | $34,400,000 | $10,960,000 | -68.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $11,715,000 | $10,935,000 | -6.7% | 0.0% |
| BOSTON FIREFIGHTERS | $69,560,000 | $10,880,000 | -84.4% | 0.0% |
| Colonial Federal Savings Bank | $31,180,000 | $10,745,000 | -65.5% | 0.0% |
| Granite State Credit Union | $11,080,000 | $10,690,000 | -3.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $29,970,000 | $10,505,000 | -64.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $10,000,000 | $10,395,000 | 4.0% | 0.0% |
| Quontic Bank | $28,735,000 | $10,010,000 | -65.2% | 0.0% |
| JMAC LENDING, INC. | $9,995,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $11,870,000 | $9,715,000 | -18.2% | 0.0% |
| Bank of Easton | $9,625,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $24,665,000 | $9,590,000 | -61.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $26,945,000 | $9,570,000 | -64.5% | 0.0% |
| BayCoast Bank | $31,420,000 | $9,530,000 | -69.7% | 0.0% |
| RBC Bank, (Georgia) | $10,395,000 | $9,205,000 | -11.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $605,000 | $9,195,000 | 1,419.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $8,835,000 | $9,110,000 | 3.1% | 0.0% |
| ST. JEAN'S Credit Union | $20,855,000 | $8,845,000 | -57.6% | 0.0% |
| COMMUNITY CREDIT UNION OF LYNN | $12,995,000 | $8,695,000 | -33.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $13,060,000 | $8,655,000 | -33.7% | 0.0% |
| BNC National Bank | $21,875,000 | $8,595,000 | -60.7% | 0.0% |
| BELLWETHER COMMUNITY | $18,150,000 | $8,520,000 | -53.1% | 0.0% |
| Charles River Bank | $14,795,000 | $8,490,000 | -42.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $23,645,000 | $8,410,000 | -64.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $14,235,000 | $8,365,000 | -41.2% | 0.0% |
| City National Bank | $40,035,000 | $8,320,000 | -79.2% | 0.0% |
| American Airlines Federal Credit Union | $9,385,000 | $8,095,000 | -13.7% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $15,975,000 | $7,970,000 | -50.1% | 0.0% |
| Citadel Servicing Corporation | $3,585,000 | $7,860,000 | 119.2% | 0.0% |
| Ross Mortgage Company, Inc. | $76,635,000 | $7,860,000 | -89.7% | 0.0% |
| UMASSFIVE COLLEGE Federal Credit Union | $4,305,000 | $7,830,000 | 81.9% | 0.0% |
| FIRST TECHNOLOGY | $9,780,000 | $7,665,000 | -21.6% | 0.0% |
| State Department Federal Credit Union | $3,990,000 | $7,440,000 | 86.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $19,070,000 | $7,405,000 | -61.2% | 0.0% |
| Rollstone Bank & Trust | $14,840,000 | $7,290,000 | -50.9% | 0.0% |
| CIBC Bank USA | $14,285,000 | $7,185,000 | -49.7% | 0.0% |
| Dollar Bank, Federal Savings Bank | $23,525,000 | $7,130,000 | -69.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,020,000 | $7,045,000 | -36.1% | 0.0% |
| CIBM Bank | $7,025,000 | n/a | 0.0% | |
| Magnolia Bank | $17,875,000 | $6,980,000 | -61.0% | 0.0% |
| Nations Lending Corporation | $18,045,000 | $6,830,000 | -62.2% | 0.0% |
| GREYLOCK | $2,145,000 | $6,795,000 | 216.8% | 0.0% |
| Equity Prime Mortgage LLC | $151,155,000 | $6,675,000 | -95.6% | 0.0% |
| Plains Commerce Bank | $3,805,000 | $6,625,000 | 74.1% | 0.0% |
| Country Bank for Savings | $9,040,000 | $6,555,000 | -27.5% | 0.0% |
| Armed Forces Bank | $5,220,000 | $6,445,000 | 23.5% | 0.0% |
| Congressional Bank | $6,425,000 | n/a | 0.0% | |
| NexBank | $5,360,000 | $6,385,000 | 19.1% | 0.0% |
| HOMEFIELD | $1,950,000 | $6,185,000 | 217.2% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $6,535,000 | $6,130,000 | -6.2% | 0.0% |
| Prosperity Home Mortgage, LLC | $2,355,000 | $6,025,000 | 155.8% | 0.0% |
| Carrington Mortgage Services, LLC | $8,295,000 | $5,975,000 | -28.0% | 0.0% |
| NESC | $6,440,000 | $5,860,000 | -9.0% | 0.0% |
| Bank of Springfield | $5,805,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $6,125,000 | $5,760,000 | -6.0% | 0.0% |
| FBC MORTGAGE, LLC | $11,040,000 | $5,695,000 | -48.4% | 0.0% |
| Farmers Bank & Trust | $1,845,000 | $5,625,000 | 204.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $13,125,000 | $5,520,000 | -57.9% | 0.0% |
| Profile Bank | $5,285,000 | $5,515,000 | 4.4% | 0.0% |
| The Northern Trust Company | $18,595,000 | $5,490,000 | -70.5% | 0.0% |
| Metrowest Community Federal Credit Union | $8,365,000 | $5,465,000 | -34.7% | 0.0% |
| Semper Home Loans, Inc. | $12,150,000 | $5,435,000 | -55.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $22,990,000 | $5,360,000 | -76.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,305,000 | $5,325,000 | 23.7% | 0.0% |
| T2 FINANCIAL LLC | $12,850,000 | $5,320,000 | -58.6% | 0.0% |
| First Federal Bank | $7,495,000 | $5,315,000 | -29.1% | 0.0% |
| Southern Mass Credit Union | $15,085,000 | $5,190,000 | -65.6% | 0.0% |
| Canton Co-operative Bank | $7,940,000 | $5,185,000 | -34.7% | 0.0% |
| WESTERLY COMMUNITY | $4,820,000 | $5,140,000 | 6.6% | 0.0% |
| READYCAP COMMERCIAL, LLC | $5,025,000 | n/a | 0.0% | |
| FirstBank | $11,290,000 | $4,995,000 | -55.8% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $40,590,000 | $4,905,000 | -87.9% | 0.0% |
| Princeton Mortgage Corporation | $2,880,000 | $4,845,000 | 68.2% | 0.0% |
| HUNT MORTGAGE CORPORATION | $11,690,000 | $4,685,000 | -59.9% | 0.0% |
| Capitol Federal Savings Bank | $9,825,000 | $4,590,000 | -53.3% | 0.0% |
| General Mortgage Capital Corporation | $870,000 | $4,550,000 | 423.0% | 0.0% |
| Stoughton Co-Operative Bank | $4,725,000 | $4,490,000 | -5.0% | 0.0% |
| ATLANTIC REGIONAL FEDERAL CREDIT UNION | $1,910,000 | $4,220,000 | 120.9% | 0.0% |
| SPRING EQ, LLC | $4,460,000 | $4,210,000 | -5.6% | 0.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | $1,790,000 | $4,200,000 | 134.6% | 0.0% |
| GuardHill Financial Corp. | $1,875,000 | $4,125,000 | 120.0% | 0.0% |
| The Provident Bank | $4,105,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $36,200,000 | $4,080,000 | -88.7% | 0.0% |
| Arvest Bank | $14,675,000 | $4,010,000 | -72.7% | 0.0% |
| Liberty Bank | $2,535,000 | $3,885,000 | 53.3% | 0.0% |
| GREENWOOD | $5,060,000 | $3,770,000 | -25.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $4,170,000 | $3,745,000 | -10.2% | 0.0% |
| North American Savings Bank, F.S.B. | $18,705,000 | $3,615,000 | -80.7% | 0.0% |
| Ixonia Bank | $4,680,000 | $3,610,000 | -22.9% | 0.0% |
| Greenbox Loans, Inc. | $3,855,000 | $3,600,000 | -6.6% | 0.0% |
| LADERA LENDING, INC. | $16,735,000 | $3,510,000 | -79.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $11,720,000 | $3,455,000 | -70.5% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $3,095,000 | $3,450,000 | 11.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $3,355,000 | n/a | 0.0% | |
| Metro City Bank | $14,565,000 | $3,295,000 | -77.4% | 0.0% |
| OAKTREE FUNDING CORP. | $5,720,000 | $3,285,000 | -42.6% | 0.0% |
| Heritage Bank | $3,280,000 | n/a | 0.0% | |
| Savers Co-operative Bank | $3,210,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $4,465,000 | $3,150,000 | -29.5% | 0.0% |
| MILEND, INC. | $3,670,000 | $3,150,000 | -14.2% | 0.0% |
| Fifth Third Bank | $2,765,000 | $3,120,000 | 12.8% | 0.0% |
| Bank Rhode Island | $8,220,000 | $3,085,000 | -62.5% | 0.0% |
| SOMERSET | $3,035,000 | n/a | 0.0% | |
| UIF CORPORATION | $3,790,000 | $2,960,000 | -21.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,820,000 | $2,845,000 | -25.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,110,000 | $2,815,000 | 153.6% | 0.0% |
| Logan Finance Corporation | $525,000 | $2,795,000 | 432.4% | 0.0% |
| Gold Coast Bank | $2,410,000 | $2,780,000 | 15.4% | 0.0% |
| PLANET HOME LENDING, LLC | $2,890,000 | $2,760,000 | -4.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $2,685,000 | n/a | 0.0% | |
| TAUNTON FEDERAL CREDIT UNION | $4,020,000 | $2,635,000 | -34.5% | 0.0% |
| TOWER | $1,755,000 | $2,620,000 | 49.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $5,790,000 | $2,605,000 | -55.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $550,000 | $2,600,000 | 372.7% | 0.0% |
| Axos Bank | $11,725,000 | $2,545,000 | -78.3% | 0.0% |
| HOLYOKE | $205,000 | $2,535,000 | 1,136.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $2,205,000 | $2,500,000 | 13.4% | 0.0% |
| Coastal Community Bank | $2,500,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $7,115,000 | $2,425,000 | -65.9% | 0.0% |
| IC Federal Credit Union | $4,160,000 | $2,400,000 | -42.3% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,670,000 | $2,295,000 | 37.4% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,920,000 | $2,265,000 | 18.0% | 0.0% |
| HARTFORD FUNDING, LTD. | $535,000 | $2,225,000 | 315.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $13,580,000 | $2,185,000 | -83.9% | 0.0% |
| Franklin Savings Bank | $18,570,000 | $2,120,000 | -88.6% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $15,560,000 | $2,075,000 | -86.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $3,510,000 | $1,965,000 | -44.0% | 0.0% |
| Presidential Bank, FSB | $1,050,000 | $1,940,000 | 84.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $215,000 | $1,920,000 | 793.0% | 0.0% |
| STANFORD Federal Credit Union | $7,665,000 | $1,900,000 | -75.2% | 0.0% |
| NEW DAY FINANCIAL, LLC | $4,955,000 | $1,895,000 | -61.8% | 0.0% |
| Amalgamated Bank | $5,685,000 | $1,885,000 | -66.8% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $3,485,000 | $1,875,000 | -46.2% | 0.0% |
| GSF Mortgage Corporation | $665,000 | $1,845,000 | 177.4% | 0.0% |
| IVY MORTGAGE, INC. | $990,000 | $1,845,000 | 86.4% | 0.0% |
| Tewksbury Federal Credit Union | $2,615,000 | $1,835,000 | -29.8% | 0.0% |
| Kwik Mortgage Corporation | $8,750,000 | $1,830,000 | -79.1% | 0.0% |
| Luxury Mortgage Corp. | $23,105,000 | $1,815,000 | -92.1% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,725,000 | $1,815,000 | 5.2% | 0.0% |
| Toyota Financial Savings Bank | $710,000 | $1,810,000 | 154.9% | 0.0% |
| Farm Credit East, ACA | $4,795,000 | $1,750,000 | -63.5% | 0.0% |
| Watermark Capital, Inc. | $22,400,000 | $1,740,000 | -92.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $12,780,000 | $1,730,000 | -86.5% | 0.0% |
| Commerce Bank | $1,205,000 | $1,710,000 | 41.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $5,585,000 | $1,710,000 | -69.4% | 0.0% |
| MILLBURY FEDERAL CREDIT UNION | $1,460,000 | $1,685,000 | 15.4% | 0.0% |
| INTEGRITY MORTGAGE LLC | $365,000 | $1,675,000 | 358.9% | 0.0% |
| Blue Ridge Bank | $1,915,000 | $1,635,000 | -14.6% | 0.0% |
| American National Bank and Trust Company | $1,595,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $6,040,000 | $1,555,000 | -74.3% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,010,000 | $1,505,000 | -62.5% | 0.0% |
| UNION SQUARE | $1,465,000 | n/a | 0.0% | |
| Ameris Bank | $4,865,000 | $1,450,000 | -70.2% | 0.0% |
| Westfield Bank | $4,970,000 | $1,435,000 | -71.1% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $3,300,000 | $1,395,000 | -57.7% | 0.0% |
| Adams Community Bank | $1,685,000 | $1,390,000 | -17.5% | 0.0% |
| Old National Bank | $475,000 | $1,390,000 | 192.6% | 0.0% |
| First Internet Bank of Indiana | $9,170,000 | $1,375,000 | -85.0% | 0.0% |
| The People's Credit Union | $46,790,000 | $1,340,000 | -97.1% | 0.0% |
| Connexus Credit Union | $1,310,000 | n/a | 0.0% | |
| Interaudi Bank | $1,310,000 | n/a | 0.0% | |
| OCEAN STATE CREDIT UNION | $4,080,000 | $1,310,000 | -67.9% | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $1,915,000 | $1,305,000 | -31.9% | 0.0% |
| SOUTHCOAST FEDERAL CREDIT UNION | $870,000 | $1,270,000 | 46.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $6,485,000 | $1,260,000 | -80.6% | 0.0% |
| Members First Credit Union N.H. | $2,080,000 | $1,250,000 | -39.9% | 0.0% |
| BOKF | $3,575,000 | $1,245,000 | -65.2% | 0.0% |
| GREAT LAKES | $1,235,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $1,285,000 | $1,230,000 | -4.3% | 0.0% |
| First IC Corporation | $1,225,000 | n/a | 0.0% | |
| ARRHA Credit Union | $415,000 | $1,210,000 | 191.6% | 0.0% |
| Greenfield Co-operative Bank | $1,205,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $980,000 | $1,205,000 | 23.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $4,235,000 | $1,205,000 | -71.5% | 0.0% |
| MidFirst Bank | $255,000 | $1,205,000 | 372.5% | 0.0% |
| SCIENT Federal Credit Union | $785,000 | $1,205,000 | 53.5% | 0.0% |
| Network Funding, L.P. | $1,860,000 | $1,200,000 | -35.5% | 0.0% |
| Lakeview Community Capital, LLC | $125,000 | $1,180,000 | 844.0% | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | $1,175,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $3,095,000 | $1,140,000 | -63.2% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $1,140,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,030,000 | $1,090,000 | 5.8% | 0.0% |
| CALIBER HOME LOANS, INC. | $288,465,000 | $1,075,000 | -99.6% | 0.0% |
| LENDINGONE, LLC | $1,385,000 | $1,055,000 | -23.8% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $4,585,000 | $1,050,000 | -77.1% | 0.0% |
| RESIDENTIAL BANCORP | $3,780,000 | $1,050,000 | -72.2% | 0.0% |
| Millbury National Bank | $1,025,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $1,010,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $6,160,000 | $1,010,000 | -83.6% | 0.0% |
| Pathfinder Bank | $655,000 | $1,005,000 | 53.4% | 0.0% |
| Capital Bank | $285,000 | $985,000 | 245.6% | 0.0% |
| BM Real Estate Services, Inc. | $1,425,000 | $980,000 | -31.2% | 0.0% |
| Residential Mortgage Solutions, Inc. | $2,415,000 | $975,000 | -59.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $530,000 | $970,000 | 83.0% | 0.0% |
| Neighborhood Loans, Inc. | $955,000 | n/a | 0.0% | |
| Bay State Savings Bank | $20,570,000 | $950,000 | -95.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $14,445,000 | $945,000 | -93.5% | 0.0% |
| Athol Savings Bank | $1,815,000 | $940,000 | -48.2% | 0.0% |
| GFA Federal Credit Union | $9,305,000 | $935,000 | -90.0% | 0.0% |
| FIRST WORLD MORTGAGE CORPORATION | $1,685,000 | $930,000 | -44.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,600,000 | $925,000 | -42.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $905,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $885,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,850,000 | $880,000 | -52.4% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $330,000 | $840,000 | 154.5% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $825,000 | n/a | 0.0% | |
| SouthernTrust Bank | $825,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $825,000 | n/a | 0.0% | |
| MASSMUTUAL | $850,000 | $810,000 | -4.7% | 0.0% |
| Alerus Financial | $395,000 | $805,000 | 103.8% | 0.0% |
| Windosr Federal Savings & Loan Association | $805,000 | n/a | 0.0% | |
| PRYSMA LENDING GROUP, LLC | $600,000 | $800,000 | 33.3% | 0.0% |
| PROPONENT Federal Credit Union | $2,430,000 | $795,000 | -67.3% | 0.0% |
| Solarity Credit Union | $795,000 | n/a | 0.0% | |
| Peoples Bank | $660,000 | $790,000 | 19.7% | 0.0% |
| SIWELL, INC. | $365,000 | $765,000 | 109.6% | 0.0% |
| University Bank | $765,000 | n/a | 0.0% | |
| Martha's Vineyard Savings Bank | $6,600,000 | $760,000 | -88.5% | 0.0% |
| Alden Credit Union | $1,250,000 | $755,000 | -39.6% | 0.0% |
| Beeline Loans, Inc. | $6,645,000 | $755,000 | -88.6% | 0.0% |
| SHREWSBURY Federal Credit Union | $225,000 | $745,000 | 231.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $11,965,000 | $725,000 | -93.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $7,535,000 | $725,000 | -90.4% | 0.0% |
| First Option Mortgage, LLC | $6,255,000 | $725,000 | -88.4% | 0.0% |
| WINGS FINANCIAL | $1,475,000 | $725,000 | -50.8% | 0.0% |
| Clearview Federal Credit Union | $285,000 | $710,000 | 149.1% | 0.0% |
| Deseret First Credit Union | $705,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $705,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $1,250,000 | $685,000 | -45.2% | 0.0% |
| Northway Bank | $12,700,000 | $675,000 | -94.7% | 0.0% |
| Actors Federal Credit Union | $2,400,000 | $665,000 | -72.3% | 0.0% |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $745,000 | $665,000 | -10.7% | 0.0% |
| Abbott Laboratories Employees Credit Union | $655,000 | n/a | 0.0% | |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $655,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $655,000 | n/a | 0.0% | |
| ServisFirst Bank | $655,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $3,150,000 | $650,000 | -79.4% | 0.0% |
| Monson Savings Bank | $2,010,000 | $645,000 | -67.9% | 0.0% |
| Nicolet National Bank | $645,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $645,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $6,090,000 | $635,000 | -89.6% | 0.0% |
| Atlantic Coast Mortgage, LLC | $725,000 | $625,000 | -13.8% | 0.0% |
| First Bank | $495,000 | $625,000 | 26.3% | 0.0% |
| Ukrainian Federal Credit Union | $1,705,000 | $605,000 | -64.5% | 0.0% |
| Univest Bank and Trust Co. | $625,000 | $605,000 | -3.2% | 0.0% |
| Rhode Island Credit Union | $675,000 | $595,000 | -11.9% | 0.0% |
| Community Bank | $585,000 | n/a | 0.0% | |
| CORNING | $385,000 | $585,000 | 51.9% | 0.0% |
| Goldwater Bank, N.A. | $670,000 | $585,000 | -12.7% | 0.0% |
| STAR ONE CREDIT UNION | $575,000 | n/a | 0.0% | |
| TEACHERS | $215,000 | $560,000 | 160.5% | 0.0% |
| SouthStar Bank, S.S.B. | $555,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $430,000 | $545,000 | 26.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | $545,000 | 142.2% | 0.0% |
| Mortgage Assurance Inc. | $2,895,000 | $530,000 | -81.7% | 0.0% |
| Signature Federal Credit Union | $530,000 | n/a | 0.0% | |
| Allied First Bank,sb | $515,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $505,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $10,880,000 | $505,000 | -95.4% | 0.0% |
| LOANPAL, LLC | $820,000 | $500,000 | -39.0% | 0.0% |
| Busey Bank | $495,000 | n/a | 0.0% | |
| Community First National Bank | $405,000 | $495,000 | 22.2% | 0.0% |
| FM Home Loans, LLC | $495,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,540,000 | $495,000 | -86.0% | 0.0% |
| NEW HAMPSHIRE | $1,280,000 | $490,000 | -61.7% | 0.0% |
| Centennial Bank | $485,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $54,245,000 | $485,000 | -99.1% | 0.0% |
| JUSTICE Federal Credit Union | $155,000 | $485,000 | 212.9% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $435,000 | $485,000 | 11.5% | 0.0% |
| THRIVE MORTGAGE, LLC | $485,000 | n/a | 0.0% | |
| First National Bank Texas | $475,000 | n/a | 0.0% | |
| S1L, Inc. | $1,595,000 | $475,000 | -70.2% | 0.0% |
| WesBanco | $475,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $705,000 | $465,000 | -34.0% | 0.0% |
| NASA Federal Credit Union | $440,000 | n/a | 0.0% | |
| Paramount Bank | $1,600,000 | $425,000 | -73.4% | 0.0% |
| Union Savings Bank | $425,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $405,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $395,000 | $385,000 | -2.5% | 0.0% |
| TEXAS TECH | $385,000 | n/a | 0.0% | |
| Union Bank | $415,000 | $370,000 | -10.8% | 0.0% |
| ATHOL CREDIT UNION | $530,000 | $355,000 | -33.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $670,000 | $355,000 | -47.0% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $555,000 | $345,000 | -37.8% | 0.0% |
| The Bank of Missouri | $345,000 | n/a | 0.0% | |
| NORTH COUNTRY | $320,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $204,160,000 | $305,000 | -99.9% | 0.0% |
| Union Bank and Trust Company | $305,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $1,280,000 | $255,000 | -80.1% | 0.0% |
| Northwest Federal Credit Union | $255,000 | $255,000 | 0.0% | 0.0% |
| Valley National Bank | $1,365,000 | $255,000 | -81.3% | 0.0% |
| ADVANCIAL | $2,735,000 | $245,000 | -91.0% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,950,000 | $245,000 | -87.4% | 0.0% |
| Meridian Bank Corporation | $680,000 | $235,000 | -65.4% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $335,000 | $230,000 | -31.3% | 0.0% |
| TOGETHER CREDIT UNION | $1,930,000 | $220,000 | -88.6% | 0.0% |
| Freedom Credit Union | $495,000 | $195,000 | -60.6% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $190,000 | n/a | 0.0% | |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $1,035,000 | $185,000 | -82.1% | 0.0% |
| U S WIDE FINANCIAL LLC | $185,000 | n/a | 0.0% | |
| AFFINITY | $655,000 | $180,000 | -72.5% | 0.0% |
| F&A Federal Credit Union | $175,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $155,000 | n/a | 0.0% | |
| FRANKLIN MINT | $3,960,000 | $145,000 | -96.3% | 0.0% |
| HUDSON HERITAGE | $125,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $115,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $105,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $100,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $240,000 | $95,000 | -60.4% | 0.0% |
| Liberty Savings Bank, F.S.B. | $385,000 | $75,000 | -80.5% | 0.0% |
| First Federal Bank of Kansas City | $1,710,000 | $65,000 | -96.2% | 0.0% |
| AMERICAN HERITAGE FCU | $55,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $750,000 | $55,000 | -92.7% | 0.0% |
| FIRST BANCORP | $45,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $45,000 | n/a | 0.0% | |
| First American Bank | $1,585,000 | $25,000 | -98.4% | 0.0% |
Boston - Cambridge - Newton's top lender by overall market share is Citizens Bank, with 5.4% market share. In second place, with 4.2%, is Leader Bank, having originated $1,405,975,000 in loans. In third place, with 4.1%, is GUARANTEED RATE, INC., having originated $1,385,380,000 in loans. In fourth place, with 3.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $1,236,010,000 in loans. In fifth place, with 2.9%, is Bank of America, having originated $970,065,000 in loans.
Boston-Cambridge-Newton, MA-NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 39,060 | $23,688,880,000 | $606,474 |
| Home Improvement | 12,324 | $2,449,630,000 | $198,769 |
| Other | 8,205 | $1,548,175,000 | $188,687 |
| Refi | 7,830 | $3,352,320,000 | $428,138 |
| Cash Out Refi | 6,945 | $2,476,905,000 | $356,646 |
Boston - Cambridge - Newton's most frequently cited loan purpose was Home Purchase, with 39,060 originations. The 2nd most popular reason was Home Improvement, with 12,324 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 24,740 | $11,833,530,000 | $478,316 |
| 7-8% | 17,280 | $6,355,400,000 | $367,789 |
| 5-6% | 12,909 | $7,732,775,000 | $599,022 |
| Over 8% | 11,545 | $2,909,995,000 | $252,057 |
| 4-5% | 1,933 | $1,442,215,000 | $746,102 |
| 3-4% | 522 | $165,090,000 | $316,264 |
| <2.5% | 483 | $46,955,000 | $97,215 |
| 2.5-3% | 286 | $82,640,000 | $288,951 |
During 2023, Boston - Cambridge - Newton's most frequently originated rate bucket was 6-7%, with 24,740 originations.
Loan Sizing (Boston-Cambridge-Newton, MA-NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 18,865 | $5,481,295,000 | $290,554 |
| $400k-600k | 16,477 | $8,063,665,000 | $489,389 |
| $100k-200k | 11,659 | $1,599,965,000 | $137,230 |
| $100,000 or less | 11,409 | $643,935,000 | $56,441 |
| $600k-1000k | 11,357 | $8,338,435,000 | $734,211 |
| $Over $1MM | 4,597 | $9,388,615,000 | $2,042,335 |
Boston - Cambridge - Newton's loan sizing saw the bucket of loans from $200k-400k with 18,865 originations, totaling $5,481,295,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 17,561 | $10,138,715,000 | $577,343 |
| Under 20% | 16,831 | $1,686,285,000 | $100,189 |
| 60-80% | 15,474 | $10,822,050,000 | $699,370 |
| 20-40% | 11,535 | $3,119,925,000 | $270,475 |
| 40-60% | 7,995 | $4,810,995,000 | $601,750 |
| Over 100% | 264 | $231,790,000 | $877,992 |
Boston - Cambridge - Newton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,561 originations, totaling $10,138,715,000 in origination value.