The Seymour Bank Mortgage Rates, Fees & Info
Seymour, MOLEI: 5493007TX73PE04VDT88
Tax ID: 44-0428455
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Seymour Bank is a smaller bank specializing in Home Purchase loans. The Seymour Bank has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Joplin, and Branson among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)The Seymour Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
77Origination Dollar Volume (All Markets)
$10,825,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 58 | $8,110,000 | $139,828 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $2,505,000 | $147,353 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 77 | $10,825,000 | $140,584 | $0 | 0.00% |
For 2024, The Seymour Bank's most frequently originated type of loan was Conventional, with 77 originations.
Loan Reason
For 2024, The Seymour Bank's most frequently cited loan purpose was Home Purchase, with 39 originations. The 2nd most popular reason was Other, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 77 | $10,825,000 | $140,584 | $0 | 0.00% |
For 2024, The Seymour Bank's most frequently cited loan duration was Other, with 77 originations.
Loan Sizing
2024 saw The Seymour Bank place emphasis on $100,000 or less loans with 38 originations, totaling $1,850,000 in origination value.
Applicant Income
The Seymour Bank lent most frequently to those with incomes in the $50k-75k range, with 25 originations. The second most popular income band? $100k-150k, with 17 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.17%
The Seymour Bank has an average approval rate.
Pick Rate
Approvals leading to origination94.81%
The Seymour Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 77 | $10,825,000 | $140,584 |