Branson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Branson averaged
6.83%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.87% and
one month ago for the week of 2023-08-10, the
average rate was 6.71%.
Branson's average rate one year ago was 5.64%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.59%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Branson 30 Year Fixed Rate | 2023-09-14 | 6.83% |
| Branson 30 Year Fixed Rate Refi | 2023-09-14 | 6.59% |
| Branson 15 Year Fixed Rate | 2023-09-14 | 6.61% |
| Branson 15 Year Fixed Rate Refi | 2023-09-14 | 7.01% |
| Branson 30 Year FHA | 2023-09-14 | 6.52% |
| Branson 30 Year FHA Refi | 2023-09-14 | 6.89% |
| Branson 30 Year USDA | 2023-09-14 | 6.52% |
| Branson 30 Year USDA Refi | 2023-09-14 | 6.88% |
| Branson 30 Year VA | 2023-09-14 | 6.91% |
| Branson 30 Year VA Refi | 2023-09-14 | 6.61% |
Branson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Branson, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Branson Average Closing Costs & Other Stats
Branson, MO's 128 lenders originated 1,724
loans during 2022. The total origination value was $393,270,000, with an average loan value of
$228,115.
Branson's average closing costs are $3,812.
The top Branson lender as defined by loan originations is The Central Trust Bank, with
114 loans originated. Their average total fees are
$3,139, which is $335
higher than the next largest lender,
Simmons Bank.
The lowest fee Branson lenders (with over 10 loans originated) are
Southern Bank ($2,018), Great Southern Bank ($2,661), Simmons Bank ($2,804), Arvest Bank ($2,989) and Hawthorn Bank ($2,995).
The lowest rate Branson lenders (with over 10 loans originated) are
Great Southern Bank (4.64%), Servion, Inc. (4.75%), ASSEMBLIES OF GOD Credit Union (4.77%), Arvest Bank (4.79%) and U.S. Bank (4.82%).
Branson, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| The Central Trust Bank | $4,370,000 | $36,010,000 | 724.0% | 9.2% |
| Simmons Bank | $14,280,000 | $18,640,000 | 30.5% | 4.7% |
| QUICKEN LOANS, LLC | $32,405,000 | $18,050,000 | -44.3% | 4.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $28,795,000 | $18,020,000 | -37.4% | 4.6% |
| Arvest Bank | $20,410,000 | $17,170,000 | -15.9% | 4.4% |
| CU Community Credit Union | $15,310,000 | n/a | 3.9% | |
| ASSEMBLIES OF GOD Credit Union | $2,375,000 | $14,500,000 | 510.5% | 3.7% |
| Great Southern Bank | $8,860,000 | $11,675,000 | 31.8% | 3.0% |
| LOANDEPOT.COM, LLC | $19,925,000 | $10,965,000 | -45.0% | 2.8% |
| Hawthorn Bank | $5,920,000 | $10,505,000 | 77.4% | 2.7% |
| DAS Acquisition Company, LLC | $20,735,000 | $10,305,000 | -50.3% | 2.6% |
| Regent Bank | $55,000 | $10,070,000 | 18,209.1% | 2.6% |
| GERSHMAN INVESTMENT CORP. | $10,520,000 | $9,305,000 | -11.5% | 2.4% |
| FLAT BRANCH MORTGAGE, INC. | $11,495,000 | $9,100,000 | -20.8% | 2.3% |
| Capital One | $19,125,000 | $8,760,000 | -54.2% | 2.2% |
| U.S. Bank | $7,770,000 | $5,920,000 | -23.8% | 1.5% |
| Mortgage Research Center, LLC | $7,255,000 | $5,620,000 | -22.5% | 1.4% |
| The Bank of Missouri | $7,470,000 | $5,495,000 | -26.4% | 1.4% |
| Southern Bank | $6,790,000 | $5,040,000 | -25.8% | 1.3% |
| Oakstar Bank | $4,775,000 | $4,150,000 | -13.1% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,060,000 | $4,070,000 | -49.5% | 1.0% |
| Springfield First Community Bank | $5,820,000 | $3,945,000 | -32.2% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,865,000 | $3,915,000 | 1.3% | 1.0% |
| Wells Fargo Bank | $4,370,000 | $3,405,000 | -22.1% | 0.9% |
| Sullivan Bank | $2,275,000 | $3,165,000 | 39.1% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $8,495,000 | $3,065,000 | -63.9% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,005,000 | $2,845,000 | -5.3% | 0.7% |
| Ozark Bank | $2,860,000 | $2,755,000 | -3.7% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $8,455,000 | $2,615,000 | -69.1% | 0.7% |
| Capitol Federal Savings Bank | $1,320,000 | $2,595,000 | 96.6% | 0.7% |
| Central Bank | $2,580,000 | n/a | 0.7% | |
| BROKER SOLUTIONS, INC. | $4,390,000 | $2,485,000 | -43.4% | 0.6% |
| Servion, Inc. | $7,120,000 | $2,395,000 | -66.4% | 0.6% |
| North American Savings Bank, F.S.B. | $605,000 | $2,390,000 | 295.0% | 0.6% |
| CALIBER HOME LOANS, INC. | $3,770,000 | $2,345,000 | -37.8% | 0.6% |
| BancorpSouth Bank | $4,015,000 | $2,210,000 | -45.0% | 0.6% |
| The Huntington National Bank | $545,000 | $2,175,000 | 299.1% | 0.6% |
| Commerce Bank | $3,170,000 | $1,905,000 | -39.9% | 0.5% |
| DELMAR FINANCIAL COMPANY | $740,000 | $1,860,000 | 151.4% | 0.5% |
| Regions Bank | $4,410,000 | $1,770,000 | -59.9% | 0.5% |
| Busey Bank | $1,725,000 | n/a | 0.4% | |
| First Community Bank | $195,000 | $1,590,000 | 715.4% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,550,000 | $1,525,000 | -57.0% | 0.4% |
| CANOPY MORTGAGE, LLC | $1,890,000 | $1,490,000 | -21.2% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,515,000 | $1,375,000 | -9.2% | 0.3% |
| United Bank of Union | $1,330,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $2,595,000 | $1,320,000 | -49.1% | 0.3% |
| USAA Federal Savings Bank | $1,630,000 | $1,250,000 | -23.3% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $275,000 | $1,190,000 | 332.7% | 0.3% |
| Availa Bank | $1,165,000 | n/a | 0.3% | |
| LEADERONE FINANCIAL CORPORATION | $895,000 | $1,165,000 | 30.2% | 0.3% |
| Mid-Missouri Bank | $1,905,000 | $1,130,000 | -40.7% | 0.3% |
| LOANPAL, LLC | $415,000 | $1,095,000 | 163.9% | 0.3% |
| OPEN MORTGAGE, LLC | $1,095,000 | n/a | 0.3% | |
| PLANET HOME LENDING, LLC | $400,000 | $1,090,000 | 172.5% | 0.3% |
| Anstaff Bank | $1,070,000 | n/a | 0.3% | |
| GUILD MORTGAGE COMPANY | $1,905,000 | $1,050,000 | -44.9% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,615,000 | $1,040,000 | -35.6% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $690,000 | $1,030,000 | 49.3% | 0.3% |
| ON Q FINANCIAL, INC. | $6,430,000 | $1,000,000 | -84.4% | 0.3% |
| Plains Commerce Bank | $3,580,000 | $980,000 | -72.6% | 0.2% |
| ENCORE BANK | $325,000 | $975,000 | 200.0% | 0.2% |
| Flagstar Bank, FSB | $1,465,000 | $960,000 | -34.5% | 0.2% |
| Bank of America | $1,640,000 | $950,000 | -42.1% | 0.2% |
| Equity Bank | $680,000 | $920,000 | 35.3% | 0.2% |
| Bank of England | $210,000 | $905,000 | 331.0% | 0.2% |
| BLUCURRENT | $1,885,000 | $900,000 | -52.3% | 0.2% |
| Carrollton Bank | $445,000 | $900,000 | 102.2% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $445,000 | $890,000 | 100.0% | 0.2% |
| The Federal Savings Bank | $645,000 | $885,000 | 37.2% | 0.2% |
| First Midwest Bank of Dexter | $880,000 | n/a | 0.2% | |
| BNC National Bank | $960,000 | $875,000 | -8.9% | 0.2% |
| LENDSURE MORTGAGE CORP. | $860,000 | n/a | 0.2% | |
| Cedar Rapids Bank and Trust Company | $855,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $810,000 | n/a | 0.2% | |
| JPMorgan Chase Bank | $840,000 | $805,000 | -4.2% | 0.2% |
| COMMUNITYAMERICA | $395,000 | $795,000 | 101.3% | 0.2% |
| Old Missouri Bank | $470,000 | $795,000 | 69.1% | 0.2% |
| First National Bank of Waterloo | $105,000 | $790,000 | 652.4% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,315,000 | $790,000 | -39.9% | 0.2% |
| Bank of the West | $780,000 | n/a | 0.2% | |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $785,000 | $780,000 | -0.6% | 0.2% |
| UMB Bank | $830,000 | $765,000 | -7.8% | 0.2% |
| CMG MORTGAGE, INC. | $660,000 | $760,000 | 15.2% | 0.2% |
| PHH Mortgage Corporation | $510,000 | $750,000 | 47.1% | 0.2% |
| ENDEAVOR CAPITAL, LLC. | $1,215,000 | $745,000 | -38.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,420,000 | $715,000 | -49.6% | 0.2% |
| Stifel Bank and Trust | $465,000 | $715,000 | 53.8% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $540,000 | $700,000 | 29.6% | 0.2% |
| HomePride Bank | $685,000 | n/a | 0.2% | |
| Bell Bank | $380,000 | $675,000 | 77.6% | 0.2% |
| First Bank | $95,000 | $675,000 | 610.5% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $670,000 | n/a | 0.2% | |
| MID AMERICA MORTGAGE, INC. | $680,000 | $645,000 | -5.1% | 0.2% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $635,000 | n/a | 0.2% | |
| First State Bank | $625,000 | n/a | 0.2% | |
| NEWREZ LLC | $2,380,000 | $620,000 | -73.9% | 0.2% |
| GUARANTEED RATE, INC. | $1,430,000 | $610,000 | -57.3% | 0.2% |
| Bank of St. Elizabeth | $605,000 | n/a | 0.2% | |
| Gateway First Bank | $1,410,000 | $605,000 | -57.1% | 0.2% |
| Discover Bank | $340,000 | $575,000 | 69.1% | 0.1% |
| The Nodaway Valley Bank | $545,000 | n/a | 0.1% | |
| FIRST COMMUNITY | $1,810,000 | $530,000 | -70.7% | 0.1% |
| NBKC BANK | $685,000 | $530,000 | -22.6% | 0.1% |
| Pinnacle Bank | $205,000 | $530,000 | 158.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,820,000 | $500,000 | -72.5% | 0.1% |
| Equity Prime Mortgage LLC | $490,000 | n/a | 0.1% | |
| Stockmens Bank | $505,000 | $490,000 | -3.0% | 0.1% |
| WEST COMMUNITY | $485,000 | n/a | 0.1% | |
| Cornerstone Bank | $460,000 | n/a | 0.1% | |
| First Mortgage Solutions, LLC | $455,000 | n/a | 0.1% | |
| Midwest Mortgage Associates Corporation | $185,000 | $455,000 | 145.9% | 0.1% |
| United Community Bank | $455,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $490,000 | $445,000 | -9.2% | 0.1% |
| INLANTA MORTGAGE, INC. | $215,000 | $440,000 | 104.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $285,000 | $435,000 | 52.6% | 0.1% |
| Northwest Bank | $435,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $320,000 | $430,000 | 34.4% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $425,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $205,000 | $425,000 | 107.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $65,000 | $420,000 | 546.2% | 0.1% |
| OCMBC, INC. | $420,000 | n/a | 0.1% | |
| The Home Loan Expert LLC | $415,000 | n/a | 0.1% | |
| F & C Bank | $410,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $410,000 | n/a | 0.1% | |
| First National Bank of Omaha | $405,000 | n/a | 0.1% | |
| Nations Lending Corporation | $460,000 | $405,000 | -12.0% | 0.1% |
| FCS Financial FLCA | $395,000 | n/a | 0.1% | |
| HOME POINT FINANCIAL CORPORATION | $2,250,000 | $395,000 | -82.4% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $105,000 | $395,000 | 276.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $645,000 | $385,000 | -40.3% | 0.1% |
| Signature Bank of Arkansas | $385,000 | n/a | 0.1% | |
| Mid America Bank | $380,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $400,000 | $375,000 | -6.3% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $705,000 | $375,000 | -46.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $690,000 | $360,000 | -47.8% | 0.1% |
| Mid-America Bank | $710,000 | $345,000 | -51.4% | 0.1% |
| FirstTrust Home Loans, Inc. | $170,000 | $335,000 | 97.1% | 0.1% |
| First State Bank of St. Charles, Missouri | $495,000 | $320,000 | -35.4% | 0.1% |
| Mabrey Bank | $315,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $705,000 | $315,000 | -55.3% | 0.1% |
| Wood & Huston Bank | $855,000 | $315,000 | -63.2% | 0.1% |
| Generations Bank | $165,000 | $305,000 | 84.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $680,000 | $305,000 | -55.1% | 0.1% |
| Fidelity Bank | $95,000 | $300,000 | 215.8% | 0.1% |
| First Bank | $95,000 | $295,000 | 210.5% | 0.1% |
| First National Bank in DeRidder | $295,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $505,000 | $295,000 | -41.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $485,000 | $295,000 | -39.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $290,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $965,000 | $290,000 | -69.9% | 0.1% |
| VANTAGE Credit Union | $290,000 | n/a | 0.1% | |
| First State Community Bank | $405,000 | $285,000 | -29.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $145,000 | $280,000 | 93.1% | 0.1% |
| M&T Bank | $280,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $275,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $105,000 | $275,000 | 161.9% | 0.1% |
| Citizens Bank of Rogersville | $270,000 | $270,000 | 0.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $270,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $390,000 | $255,000 | -34.6% | 0.1% |
| TOGETHER CREDIT UNION | $155,000 | $255,000 | 64.5% | 0.1% |
| Regional Missouri Bank | $115,000 | $250,000 | 117.4% | 0.1% |
| Bank of Franklin County | $135,000 | $245,000 | 81.5% | 0.1% |
| CITIZENS EQUITY FIRST | $440,000 | $245,000 | -44.3% | 0.1% |
| First Federal Bank of Kansas City | $245,000 | n/a | 0.1% | |
| Focus Bank | $245,000 | n/a | 0.1% | |
| KeyBank | $245,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $245,000 | n/a | 0.1% | |
| Texana Bank | $405,000 | $245,000 | -39.5% | 0.1% |
| Farm Credit Mid-America, ACA | $235,000 | n/a | 0.1% | |
| The Citizens Bank | $95,000 | $235,000 | 147.4% | 0.1% |
| Firefighters First Federal Credit Union | $230,000 | n/a | 0.1% | |
| Kirkwood Bank & Trust Co. | $230,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $300,000 | $230,000 | -23.3% | 0.1% |
| American Airlines Federal Credit Union | $225,000 | $225,000 | 0.0% | 0.1% |
| Ameris Bank | $135,000 | $225,000 | 66.7% | 0.1% |
| MISSOURI Credit Union | $225,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $225,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE, LLC | $460,000 | $220,000 | -52.2% | 0.1% |
| F&B Acquisition Group LLC | $300,000 | $215,000 | -28.3% | 0.1% |
| Truist | $280,000 | $215,000 | -23.2% | 0.1% |
| Citizens Bank | $225,000 | $205,000 | -8.9% | 0.1% |
| First United Bank and Trust Company | $245,000 | $205,000 | -16.3% | 0.1% |
| Pony Express Bank | $205,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $205,000 | n/a | 0.1% | |
| Sunflower Bank | $205,000 | n/a | 0.1% | |
| First Oklahoma Bank | $195,000 | n/a | 0.0% | |
| Planters Bank, Inc. | $195,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $185,000 | n/a | 0.0% | |
| Landmark National Bank | $185,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $185,000 | n/a | 0.0% | |
| Peoples Community Bank | $170,000 | $185,000 | 8.8% | 0.0% |
| River Region Credit Union | $500,000 | $180,000 | -64.0% | 0.0% |
| ALLIANT CREDIT UNION | $175,000 | n/a | 0.0% | |
| Farmers and Merchants Bank of St. Clair | $175,000 | n/a | 0.0% | |
| People's Bank of Seneca | $105,000 | $175,000 | 66.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $205,000 | $175,000 | -14.6% | 0.0% |
| American National Bank | $165,000 | n/a | 0.0% | |
| Community Mortgage Banc Corporation | $165,000 | n/a | 0.0% | |
| First National Bank of East Texas | $165,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,210,000 | $165,000 | -86.4% | 0.0% |
| LIMA ONE CAPITAL, LLC | $165,000 | n/a | 0.0% | |
| The Bank of Old Monroe | $165,000 | n/a | 0.0% | |
| Bank Iowa | $155,000 | n/a | 0.0% | |
| Bank of Odessa | $155,000 | n/a | 0.0% | |
| COMMERCIAL TRUST COMPANY OF FAYETTE | $155,000 | n/a | 0.0% | |
| Foundation Credit Union | $155,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $155,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $1,130,000 | $150,000 | -86.7% | 0.0% |
| First American Bank | $145,000 | n/a | 0.0% | |
| FRONTIER FINANCIAL, INC. | $145,000 | n/a | 0.0% | |
| Gateway Metro Federal Credit Union | $145,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $135,000 | n/a | 0.0% | |
| ALLIANCE CREDIT UNION | $135,000 | n/a | 0.0% | |
| Freedom Bank of Southern Missouri | $145,000 | $135,000 | -6.9% | 0.0% |
| Neighborhood Loans, Inc. | $135,000 | n/a | 0.0% | |
| Northpointe Bank | $995,000 | $135,000 | -86.4% | 0.0% |
| The Seymour Bank | $135,000 | n/a | 0.0% | |
| UIF CORPORATION | $135,000 | n/a | 0.0% | |
| ACCESS CAPITAL FUNDING, L.L.C. | $225,000 | $125,000 | -44.4% | 0.0% |
| Carrington Mortgage Services, LLC | $1,110,000 | $125,000 | -88.7% | 0.0% |
| FOUR POINTS | $125,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $125,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $315,000 | $125,000 | -60.3% | 0.0% |
| First Western Trust Bank | $115,000 | n/a | 0.0% | |
| FCB Banks | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $165,000 | $105,000 | -36.4% | 0.0% |
| HOMESITE MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $105,000 | n/a | 0.0% | |
| The Union State Bank of Everest | $485,000 | $105,000 | -78.4% | 0.0% |
| First Option Bank | $95,000 | n/a | 0.0% | |
| PEOPLES BANK & TRUST CO. | $95,000 | n/a | 0.0% | |
| WOODTRUST BANK | $95,000 | n/a | 0.0% | |
| First National Bank Of Oklahoma | $85,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $75,000 | $65,000 | -13.3% | 0.0% |
| FAMILY FINANCE MORTGAGE, LLC | $675,000 | $55,000 | -91.9% | 0.0% |
| NBH Bank | $1,045,000 | $45,000 | -95.7% | 0.0% |
| WINGS FINANCIAL | $155,000 | $35,000 | -77.4% | 0.0% |
| Boeing Employees Credit Union | $25,000 | n/a | 0.0% | |
| Community National Bank & Trust | $15,000 | n/a | 0.0% |
Branson's top lender by overall market share is The Central Trust Bank, with 9.2% market share. In second place, with 4.7%, is Simmons Bank, having originated $18,640,000 in loans. In third place, with 4.6%, is QUICKEN LOANS, LLC, having originated $18,050,000 in loans. In fourth place, with 4.6%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $18,020,000 in loans. In fifth place, with 4.4%, is Arvest Bank, having originated $17,170,000 in loans.
Branson, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,033 | $249,975,000 | $241,989 |
| Cash Out Refi | 256 | $45,760,000 | $178,750 |
| Refi | 220 | $77,650,000 | $352,955 |
| Other | 131 | $14,015,000 | $106,985 |
| Home Improvement | 84 | $5,870,000 | $69,881 |
Branson's most frequently cited loan purpose was Home Purchase, with 1,033 originations. The 2nd most popular reason was Cash Out Refi, with 256 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 444 | $92,640,000 | $208,649 |
| 4-5% | 401 | $90,265,000 | $225,100 |
| 3-4% | 369 | $98,795,000 | $267,737 |
| 6-7% | 204 | $38,910,000 | $190,735 |
| 2.5-3% | 108 | $17,380,000 | $160,926 |
| 7-8% | 72 | $12,020,000 | $166,944 |
| Over 8% | 22 | $2,790,000 | $126,818 |
| <2.5% | 13 | $2,205,000 | $169,615 |
During 2022, Branson's most frequently originated rate bucket was 5-6%, with 444 originations.
Loan Sizing (Branson, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 732 | $109,650,000 | $149,795 |
| $200k-400k | 513 | $136,945,000 | $266,949 |
| $100,000 or less | 339 | $19,935,000 | $58,805 |
| $400k-600k | 71 | $33,155,000 | $466,972 |
| $600k-1000k | 44 | $32,110,000 | $729,773 |
| $Over $1MM | 25 | $61,475,000 | $2,459,000 |
Branson's loan sizing saw the bucket of loans from $100k-200k with 732 originations, totaling $109,650,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 668 | $161,120,000 | $241,198 |
| 60-80% | 487 | $128,845,000 | $264,569 |
| 40-60% | 174 | $41,950,000 | $241,092 |
| 20-40% | 154 | $16,900,000 | $109,740 |
| Under 20% | 125 | $5,955,000 | $47,640 |
| Over 100% | 21 | $8,015,000 | $381,667 |
Branson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 668 originations, totaling $161,120,000 in origination value.