Branson Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Branson averaged 5.94% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 6.25% and one month ago for the week of 2022-05-26, the average rate was 5.74%.

    Branson's average rate one year ago was 3.44%.

    For refis of the same type during the week of 2022-06-30, the average rate was 6.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Branson 30 Year Fixed Rate 2022-06-30 5.94%
    Branson 30 Year Fixed Rate Refi 2022-06-30 6.14%
    Branson 15 Year Fixed Rate 2022-06-30 5.27%
    Branson 15 Year Fixed Rate Refi 2022-06-30 4.95%
    Branson 30 Year FHA 2022-06-30 5.91%
    Branson 30 Year FHA Refi 2022-06-30 5.56%
    Branson 30 Year USDA 2022-06-30 5.51%
    Branson 30 Year USDA Refi 2022-06-30 6.12%
    Branson 30 Year VA 2022-06-30 5.98%
    Branson 30 Year VA Refi 2022-06-30 5.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Branson, MO.

    Branson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Branson, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    QUICKEN LOANS, LLC 97 3.13% $4,745
    Simmons Bank 74 4.22% $2,457
    PRIMELENDING, A PLAINSCAPITAL COMPANY 72 3.29% $2,882
    DAS Acquisition Company, LLC 70 3.24% $3,117
    Arvest Bank 57 3.17% $2,567
    LOANDEPOT.COM, LLC 54 3.20% $3,370
    FLAT BRANCH MORTGAGE, INC. 34 3.27% $2,520
    GERSHMAN INVESTMENT CORP. 33 3.22% $2,959
    The Bank of Missouri 24 3.08% $2,501
    Southern Bank 23 3.99% $1,914
    Servion, Inc. 22 3.07% $2,554
    U.S. Bank 19 3.12% $2,809
    ON Q FINANCIAL, INC. 16 3.19% $3,584
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.24% $3,754
    The Central Trust Bank 13 3.26% $2,806
    BROKER SOLUTIONS, INC. 13 3.23% $3,610
    Oakstar Bank 13 3.06% $3,098
    Wells Fargo Bank 12 3.17% $2,623
    Great Southern Bank 12 3.24% $2,437
    PENNYMAC LOAN SERVICES, LLC 10 3.11% $2,520
    AMERISAVE MORTGAGE CORPORATION 9 2.82% $5,590
    Commerce Bank 9 3.54% $2,522
    ASSEMBLIES OF GOD Credit Union 8 2.98% $2,445
    Plains Commerce Bank 8 3.38% $3,625
    BOKF 7 3.32% $3,536
    Regions Bank 7 3.29% $2,948
    Hometown Lenders, Inc. 7 3.25% $2,974
    BETTER MORTGAGE CORPORATION 7 3.02% $2,275
    UNITED WHOLESALE MORTGAGE, LLC 6 3.29% $3,823
    HOME POINT FINANCIAL CORPORATION 6 3.16% $2,665
    Mr. Cooper ( Nationstar Mortgage ) 6 3.73% $3,853
    MOVEMENT MORTGAGE, LLC 6 3.07% $3,119
    Flagstar Bank, FSB 6 3.25% $2,879
    LEADERONE FINANCIAL CORPORATION 6 3.02% $2,840
    CANOPY MORTGAGE, LLC 5 2.85% $2,748
    Gateway First Bank 5 3.20% $2,111
    GUILD MORTGAGE COMPANY 5 3.30% $4,531
    Springfield First Community Bank 5 2.55% $2,167
    CALIBER HOME LOANS, INC. 5 3.23% $3,924
    NAVY FEDERAL CREDIT UNION 4 3.31% $1,846
    NEWREZ LLC 4 3.50% $5,613
    Northpointe Bank 4 3.46% $3,275
    Citizens Bank 4 2.88% $2,561
    FREEDOM MORTGAGE CORPORATION 4 3.38% $886
    Prosperity Home Mortgage, LLC 4 3.06% $2,969
    Carrington Mortgage Services, LLC 4 2.91% $3,982
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.19% $2,433
    MISSOURI ELECTRIC COOPERATIVES EMPL 4 3.50% $940
    PENTAGON FEDERAL CREDIT UNION 3 2.79% $1,647
    GUARANTEED RATE, INC. 3 3.00% $4,480
    Hawthorn Bank 3 3.54% $2,544
    HOMESIDE FINANCIAL, LLC 3 3.18% $3,334
    Bank of America 3 3.17% $3,328
    UNION HOME MORTGAGE CORP. 3 3.33% $3,322
    ROYAL UNITED MORTGAGE LLC 3 3.33% $5,440
    Carrollton Bank 3 3.58% $2,203
    UMB Bank 3 2.54% $2,363
    Discover Bank 3 4.33% $0
    ENDEAVOR CAPITAL, LLC. 3 2.92% $3,614
    EVERETT FINANCIAL, INC. 3 3.92% $1,869
    Stifel Bank and Trust 3 2.88% $2,604
    NBH Bank 3 3.70% $2,485
    MUTUAL OF OMAHA MORTGAGE, INC. 3 3.42% $2,009
    First State Bank of St. Charles, Missouri 3 3.17% $2,641
    ZILLOW HOME LOANS, LLC 2 2.81% $2,546
    AMERICAN FINANCING CORPORATION 2 2.88% $3,342
    Associated Bank 2 3.06% $4,622
    BancorpSouth Bank 2 3.00% $1,531
    Bank of England 2 3.06% $2,657
    Bell Bank 2 2.88% $2,497
    CELEBRITY HOME LOANS, LLC 2 3.31% $3,133
    COMMUNITYAMERICA 2 3.06% $2,632
    DELMAR FINANCIAL COMPANY 2 3.63% $1,367
    Equity Bank 2 3.06% $2,580
    F&B Acquisition Group LLC 2 3.31% $2,479
    First State Community Bank 2 3.41% $2,275
    FirstTrust Home Loans, Inc. 2 3.56% $2,591
    Goldwater Bank, N.A. 2 3.13% $1,930
    JPMorgan Chase Bank 2 3.06% $3,269
    LOANPAL, LLC 2 3.13% $5,335
    Nations Lending Corporation 2 3.13% $5,363
    North American Savings Bank, F.S.B. 2 3.13% $1,712
    U S WIDE FINANCIAL LLC 2 3.06% $883
    IOWA BANKERS MORTGAGE CORPORATION 1 3.38% $2,884
    JLB CORPORATION 1 3.25% $2,782
    Wichita Federal Credit Union 1 2.88% $1,681
    KELLER MORTGAGE, LLC 1 3.13% $2,867
    GENEVA FINANCIAL, LLC 1 2.88% $4,773
    LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $2,525
    Flanagan State Bank 1 3.38% $3,279
    WINGS FINANCIAL 1 2.50% $2,415
    Members Mortgage Services, L.L.C. 1 2.88% $1,971
    Mid-America Bank 1 2.75% $1,486
    Mid-Continent Funding, Inc. 1 2.50% $4,377
    First National Bank of Waterloo 1 2.75% $2,225
    Morgan Stanley Private Bank 1 2.70% $2,245
    Mortgage Research Center, LLC 1 2.75% $2,043
    First Midwest Bank 1 3.25% $3,320
    First Guaranty Mortgage Corporation 1 3.00% $2,644
    FIRST COMMUNITY MORTGAGE, INC. 1 3.13% $2,640
    Wood & Huston Bank 1 2.63% $2,813
    FirstBank 1 3.13% $694
    FINANCE OF AMERICA MORTGAGE LLC 1 3.63% $6,924
    NBKC BANK 1 2.75% $2,957
    Fifth Third Bank 1 3.25% $4,848
    Wyndham Capital Mortgage, Inc. 1 3.00% $3,100
    FAMILY FINANCE MORTGAGE, LLC 1 2.63% $2,092
    ENCORE BANK 1 3.25% $2,283
    Deere Employees Credit Union 1 2.25% $3,118
    Cross Keys Bank 1 3.88% $3,038
    CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $4,521
    Peoples Bank 1 2.88% $1,902
    PHH Mortgage Corporation 1 3.63% $4,744
    COMMUNITY MORTGAGE, LLC 1 2.99% $2,362
    PNC Bank 1 3.63% $4,324
    Presidential Bank, FSB 1 3.25% $3,144
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.75% $2,599
    CMG MORTGAGE, INC. 1 2.99% $6,405
    Citizens National Bank of Greater St. Louis 1 3.25% $6,208
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.88% $2,940
    CITIZENS EQUITY FIRST 1 3.38% $3,202
    Quontic Bank 1 5.75% $11,188
    RCB Bank 1 2.88% $2,752
    Capitol Federal Savings Bank 1 3.00% $3,534
    Republic Bank & Trust Company 1 2.88% $2,449
    BNC National Bank 1 2.88% $3,310
    BMO Harris Bank 1 3.00% $3,809
    Sierra Pacific Mortgage Company, Inc. 1 2.88% $6,092
    Baxter Credit Union 1 3.25% $3,096
    Bank of Springfield 1 3.95% $2,132
    Southwest Missouri Bank 1 2.95% $2,178
    Azura Credit Union 1 3.25% $1,449
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.13% $1,543
    Stride Bank 1 3.13% $3,422
    SUMMIT FUNDING, INC. 1 3.25% $2,454
    TELCOE FEDERAL CREDIT UNION 1 2.75% $4,921
    Texana Bank 1 2.63% $3,071
    Ameris Bank 1 3.38% $2,467
    Amerifirst Financial, Inc. 1 2.75% $3,059
    The Huntington National Bank 1 3.13% $5,066
    TOGETHER CREDIT UNION 1 3.38% $2,813
    Triumph Bank 1 2.75% $1,816
    Truist Bank 1 3.30% $1,786
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $2,065
    AMERICAN INTERNET MORTGAGE, INC. 1 2.63% $4,002
    UNITED CONSUMERS CREDIT UNION 1 2.88% $2,523
    United Fidelity Funding Corp. 1 3.00% $2,894
    Ally Bank 1 2.75% $2,262
    USAA Federal Savings Bank 1 3.63% $3,680
    ADVANCIAL 1 4.63% $2,888
    Academy Bank 1 2.75% $2,113
    Utah Power 1 3.63% $3,206
    ACCESS CAPITAL FUNDING, L.L.C. 1 2.63% $0
    West Gate Bank 1 2.88% $2,430
    HNB National Bank 1 2.50% $1,681
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.38% $3,978
    Hickory Point Bank and Trust 1 3.00% $2,264
    Independent Bank 1 3.13% $2,488
    INLANTA MORTGAGE, INC. 1 3.50% $4,492

    Branson, MO's 159 lenders originated 2,177 loans during 2021. The total origination value was $454,065,000, with an average loan value of $208,574.

    The top Branson lender as defined by loan originations is QUICKEN LOANS, LLC, with 97 loans originated. Their average total fees are $4,745, which is $2,289 higher than the next largest lender, Simmons Bank.

    The lowest fee Branson lenders (with over 10 loans originated) are Southern Bank ($1,914), Great Southern Bank ($2,437), Simmons Bank ($2,457), The Bank of Missouri ($2,501) and PENNYMAC LOAN SERVICES, LLC ($2,520).

    The lowest rate Branson lenders (with over 10 loans originated) are Oakstar Bank (3.06%), Servion, Inc. (3.07%), The Bank of Missouri (3.08%), PENNYMAC LOAN SERVICES, LLC (3.11%) and U.S. Bank (3.12%).

    Branson, MO Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $21,855,000 $32,405,000 48.3% 7.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $26,455,000 $28,795,000 8.8% 6.3%
    DAS Acquisition Company, LLC $13,160,000 $20,735,000 57.6% 4.6%
    Arvest Bank $22,120,000 $20,410,000 -7.7% 4.5%
    LOANDEPOT.COM, LLC $13,600,000 $19,925,000 46.5% 4.4%
    Capital One $19,125,000 n/a 4.2%
    Simmons Bank $10,550,000 $14,280,000 35.4% 3.1%
    COREVEST AMERICAN FINANCE LENDER LLC $12,255,000 n/a 2.7%
    FLAT BRANCH MORTGAGE, INC. $9,675,000 $11,495,000 18.8% 2.5%
    GERSHMAN INVESTMENT CORP. $12,865,000 $10,520,000 -18.2% 2.3%
    Great Southern Bank $6,195,000 $8,860,000 43.0% 2.0%
    FREEDOM MORTGAGE CORPORATION $8,120,000 $8,495,000 4.6% 1.9%
    PENNYMAC LOAN SERVICES, LLC $1,360,000 $8,455,000 521.7% 1.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,735,000 $8,060,000 40.5% 1.8%
    U.S. Bank $8,035,000 $7,770,000 -3.3% 1.7%
    The Bank of Missouri $6,795,000 $7,470,000 9.9% 1.6%
    Mortgage Research Center, LLC $5,585,000 $7,255,000 29.9% 1.6%
    Servion, Inc. $8,880,000 $7,120,000 -19.8% 1.6%
    Southern Bank $5,015,000 $6,790,000 35.4% 1.5%
    Guaranty Bank $1,565,000 $6,500,000 315.3% 1.4%
    ON Q FINANCIAL, INC. $5,295,000 $6,430,000 21.4% 1.4%
    Hawthorn Bank $3,715,000 $5,920,000 59.4% 1.3%
    Springfield First Community Bank $9,495,000 $5,820,000 -38.7% 1.3%
    Oakstar Bank $7,680,000 $4,775,000 -37.8% 1.1%
    Regions Bank $2,475,000 $4,410,000 78.2% 1.0%
    BROKER SOLUTIONS, INC. $4,080,000 $4,390,000 7.6% 1.0%
    The Central Trust Bank $330,000 $4,370,000 1,224.2% 1.0%
    Wells Fargo Bank $4,490,000 $4,370,000 -2.7% 1.0%
    BancorpSouth Bank $1,685,000 $4,015,000 138.3% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,695,000 $3,865,000 128.0% 0.9%
    CALIBER HOME LOANS, INC. $1,675,000 $3,770,000 125.1% 0.8%
    Cross County Bank $3,665,000 n/a 0.8%
    Plains Commerce Bank $1,065,000 $3,580,000 236.2% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,065,000 $3,550,000 233.3% 0.8%
    BETTER MORTGAGE CORPORATION $755,000 $3,390,000 349.0% 0.7%
    Commerce Bank $2,345,000 $3,170,000 35.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $2,250,000 $3,005,000 33.6% 0.7%
    Ozark Bank $1,885,000 $2,860,000 51.7% 0.6%
    NEW DAY FINANCIAL, LLC $1,750,000 $2,595,000 48.3% 0.6%
    NEWREZ LLC $945,000 $2,380,000 151.9% 0.5%
    ASSEMBLIES OF GOD Credit Union $2,215,000 $2,375,000 7.2% 0.5%
    Sullivan Bank $5,445,000 $2,275,000 -58.2% 0.5%
    HOME POINT FINANCIAL CORPORATION $815,000 $2,250,000 176.1% 0.5%
    GUILD MORTGAGE COMPANY $1,790,000 $1,905,000 6.4% 0.4%
    Mid-Missouri Bank $260,000 $1,905,000 632.7% 0.4%
    CANOPY MORTGAGE, LLC $3,080,000 $1,890,000 -38.6% 0.4%
    BLUCURRENT $1,490,000 $1,885,000 26.5% 0.4%
    MOVEMENT MORTGAGE, LLC $1,765,000 $1,820,000 3.1% 0.4%
    FIRST COMMUNITY $355,000 $1,810,000 409.9% 0.4%
    Bank of America $1,045,000 $1,640,000 56.9% 0.4%
    USAA Federal Savings Bank $3,395,000 $1,630,000 -52.0% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $1,135,000 $1,615,000 42.3% 0.4%
    NAVY FEDERAL CREDIT UNION $1,155,000 $1,515,000 31.2% 0.3%
    Flagstar Bank, FSB $945,000 $1,465,000 55.0% 0.3%
    GUARANTEED RATE, INC. $865,000 $1,430,000 65.3% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $870,000 $1,420,000 63.2% 0.3%
    Gateway First Bank $890,000 $1,410,000 58.4% 0.3%
    Capitol Federal Savings Bank $185,000 $1,320,000 613.5% 0.3%
    Prosperity Home Mortgage, LLC $2,635,000 $1,315,000 -50.1% 0.3%
    Citizens Bank $2,970,000 $1,225,000 -58.8% 0.3%
    ENDEAVOR CAPITAL, LLC. $620,000 $1,215,000 96.0% 0.3%
    HOMESIDE FINANCIAL, LLC $195,000 $1,210,000 520.5% 0.3%
    BOKF $245,000 $1,195,000 387.8% 0.3%
    PENTAGON FEDERAL CREDIT UNION $175,000 $1,130,000 545.7% 0.2%
    Carrington Mortgage Services, LLC $1,345,000 $1,110,000 -17.5% 0.2%
    First State Bank Nebraska $1,095,000 n/a 0.2%
    Fifth Third Bank $1,070,000 n/a 0.2%
    NBH Bank $160,000 $1,045,000 553.1% 0.2%
    Mid-Continent Funding, Inc. $735,000 $1,035,000 40.8% 0.2%
    VALLEY STATE BANK $1,005,000 n/a 0.2%
    Northpointe Bank $105,000 $995,000 847.6% 0.2%
    Associated Bank $590,000 $990,000 67.8% 0.2%
    First Guaranty Mortgage Corporation $485,000 $965,000 99.0% 0.2%
    BNC National Bank $750,000 $960,000 28.0% 0.2%
    Hometown Lenders, Inc. $1,935,000 $960,000 -50.4% 0.2%
    LEADERONE FINANCIAL CORPORATION $1,055,000 $895,000 -15.2% 0.2%
    Wood & Huston Bank $855,000 n/a 0.2%
    JPMorgan Chase Bank $770,000 $840,000 9.1% 0.2%
    UMB Bank $360,000 $830,000 130.6% 0.2%
    Community Bank and Trust $815,000 n/a 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $1,765,000 $785,000 -55.5% 0.2%
    DELMAR FINANCIAL COMPANY $165,000 $740,000 348.5% 0.2%
    Mid-America Bank $710,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $205,000 $705,000 243.9% 0.2%
    ROYAL UNITED MORTGAGE LLC $320,000 $705,000 120.3% 0.2%
    Barrington Bank & Trust Company, N.A. $1,740,000 $690,000 -60.3% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $970,000 $690,000 -28.9% 0.2%
    NBKC BANK $605,000 $685,000 13.2% 0.2%
    Equity Bank $925,000 $680,000 -26.5% 0.1%
    MID AMERICA MORTGAGE, INC. $165,000 $680,000 312.1% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $680,000 444.0% 0.1%
    FAMILY FINANCE MORTGAGE, LLC $295,000 $675,000 128.8% 0.1%
    CMG MORTGAGE, INC. $720,000 $660,000 -8.3% 0.1%
    AMERICAN FINANCING CORPORATION $360,000 $645,000 79.2% 0.1%
    The Federal Savings Bank $215,000 $645,000 200.0% 0.1%
    Heritage Community Bank $635,000 n/a 0.1%
    North American Savings Bank, F.S.B. $570,000 $605,000 6.1% 0.1%
    Stride Bank $600,000 n/a 0.1%
    Morgan Stanley Private Bank $565,000 n/a 0.1%
    Armed Forces Bank $545,000 n/a 0.1%
    First Midwest Bank $545,000 n/a 0.1%
    The Huntington National Bank $545,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $225,000 $540,000 140.0% 0.1%
    CrossFirst Bank $525,000 n/a 0.1%
    PHH Mortgage Corporation $510,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $510,000 n/a 0.1%
    Low VA Rates, LLC $1,585,000 $505,000 -68.1% 0.1%
    Stockmens Bank $210,000 $505,000 140.5% 0.1%
    River Region Credit Union $65,000 $500,000 669.2% 0.1%
    Bank of Springfield $4,790,000 $495,000 -89.7% 0.1%
    First State Bank of St. Charles, Missouri $830,000 $495,000 -40.4% 0.1%
    Ally Bank $430,000 $490,000 14.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $245,000 $490,000 100.0% 0.1%
    The Union State Bank of Everest $485,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $255,000 $485,000 90.2% 0.1%
    ZILLOW HOME LOANS, LLC $165,000 $480,000 190.9% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $470,000 n/a 0.1%
    Old Missouri Bank $1,240,000 $470,000 -62.1% 0.1%
    Stifel Bank and Trust $680,000 $465,000 -31.6% 0.1%
    COMMUNITY MORTGAGE, LLC $460,000 n/a 0.1%
    Nations Lending Corporation $270,000 $460,000 70.4% 0.1%
    INSOUTH Bank $455,000 n/a 0.1%
    Carrollton Bank $190,000 $445,000 134.2% 0.1%
    CHURCHILL MORTGAGE CORPORATION $105,000 $445,000 323.8% 0.1%
    CITIZENS EQUITY FIRST $140,000 $440,000 214.3% 0.1%
    InterContinental Capital Group, Inc $430,000 n/a 0.1%
    Bloomsdale Bank $260,000 $425,000 63.5% 0.1%
    LOANPAL, LLC $415,000 n/a 0.1%
    PNC Bank $410,000 n/a 0.1%
    First State Community Bank $405,000 n/a 0.1%
    Texana Bank $405,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $370,000 $400,000 8.1% 0.1%
    PLANET HOME LENDING, LLC $450,000 $400,000 -11.1% 0.1%
    BMO Harris Bank $395,000 n/a 0.1%
    COMMUNITYAMERICA $55,000 $395,000 618.2% 0.1%
    Quontic Bank $395,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $420,000 $390,000 -7.1% 0.1%
    FINANCE OF AMERICA COMMERCIAL LLC $390,000 n/a 0.1%
    Baxter Credit Union $55,000 $385,000 600.0% 0.1%
    Bell Bank $380,000 n/a 0.1%
    FirstBank $155,000 $360,000 132.3% 0.1%
    Discover Bank $120,000 $340,000 183.3% 0.1%
    First Midwest Bank of Poplar Bluff $370,000 $340,000 -8.1% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $335,000 $335,000 0.0% 0.1%
    Republic Bank & Trust Company $205,000 $335,000 63.4% 0.1%
    Washington State Bank $335,000 n/a 0.1%
    U S WIDE FINANCIAL LLC $330,000 n/a 0.1%
    Citizens National Bank of Greater St. Louis $75,000 $325,000 333.3% 0.1%
    ENCORE BANK $325,000 n/a 0.1%
    KELLER MORTGAGE, LLC $915,000 $320,000 -65.0% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $330,000 $315,000 -4.5% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $315,000 n/a 0.1%
    WHITE EAGLE Credit Union $315,000 n/a 0.1%
    Deere Employees Credit Union $305,000 n/a 0.1%
    F&B Acquisition Group LLC $300,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $300,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $320,000 $285,000 -10.9% 0.1%
    Truist Bank $280,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $275,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $275,000 n/a 0.1%
    Citizens Bank of Rogersville $330,000 $270,000 -18.2% 0.1%
    Transportation Federal Credit Union $255,000 n/a 0.1%
    Wichita Federal Credit Union $255,000 n/a 0.1%
    AVB Bank $245,000 n/a 0.1%
    First United Bank and Trust Company $245,000 n/a 0.1%
    Prosperity Bank $705,000 $235,000 -66.7% 0.1%
    ACCESS CAPITAL FUNDING, L.L.C. $350,000 $225,000 -35.7% 0.0%
    American Airlines Federal Credit Union $225,000 n/a 0.0%
    Citizens Bank $2,970,000 $225,000 -92.4% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $510,000 $225,000 -55.9% 0.0%
    JERSEY STATE BANK $225,000 n/a 0.0%
    UNITED CONSUMERS CREDIT UNION $225,000 n/a 0.0%
    Paramount Residential Mortgage Group, Inc. $625,000 $220,000 -64.8% 0.0%
    Capital Bank $215,000 n/a 0.0%
    FAIR WAY LENDING LLC $420,000 $215,000 -48.8% 0.0%
    INLANTA MORTGAGE, INC. $255,000 $215,000 -15.7% 0.0%
    Magnolia Bank $55,000 $215,000 290.9% 0.0%
    TELCOE FEDERAL CREDIT UNION $215,000 n/a 0.0%
    Bank of England $125,000 $210,000 68.0% 0.0%
    Goldwater Bank, N.A. $400,000 $210,000 -47.5% 0.0%
    First Home Bank $470,000 $205,000 -56.4% 0.0%
    Hometown Equity Mortgage, LLC $205,000 n/a 0.0%
    Pinnacle Bank $205,000 n/a 0.0%
    TOWNE MORTGAGE COMPANY $205,000 n/a 0.0%
    CELEBRITY HOME LOANS, LLC $200,000 n/a 0.0%
    Azura Credit Union $195,000 n/a 0.0%
    First Community Bank $50,000 $195,000 290.0% 0.0%
    HOMEXPRESS MORTGAGE CORP. $195,000 n/a 0.0%
    Peoples Bank $195,000 n/a 0.0%
    Presidential Bank, FSB $195,000 n/a 0.0%
    The Evangeline Bank & Trust Company $195,000 n/a 0.0%
    Flanagan State Bank $185,000 n/a 0.0%
    Midwest Mortgage Associates Corporation $215,000 $185,000 -14.0% 0.0%
    Community Bank $175,000 n/a 0.0%
    Cross Keys Bank $175,000 n/a 0.0%
    Members Mortgage Services, L.L.C. $85,000 $175,000 105.9% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $175,000 29.6% 0.0%
    SCOTT CREDIT UNION $175,000 n/a 0.0%
    SUMMIT FUNDING, INC. $175,000 n/a 0.0%
    The Farmers and Merchants National Bank of Nashville $175,000 n/a 0.0%
    FirstTrust Home Loans, Inc. $175,000 $170,000 -2.9% 0.0%
    Peoples Community Bank $845,000 $170,000 -79.9% 0.0%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.0%
    Generations Bank $165,000 n/a 0.0%
    RCB Bank $165,000 n/a 0.0%
    West Gate Bank $400,000 $165,000 -58.8% 0.0%
    Amerifirst Financial, Inc. $155,000 n/a 0.0%
    BancFirst $155,000 n/a 0.0%
    MORTGAGE SOLUTIONS LLC $155,000 n/a 0.0%
    TOGETHER CREDIT UNION $165,000 $155,000 -6.1% 0.0%
    WINGS FINANCIAL $155,000 n/a 0.0%
    Freedom Bank of Southern Missouri $145,000 n/a 0.0%
    GENEVA FINANCIAL, LLC $145,000 n/a 0.0%
    Hickory Point Bank and Trust $145,000 n/a 0.0%
    IOWA BANKERS MORTGAGE CORPORATION $145,000 n/a 0.0%
    ADVANCIAL $135,000 n/a 0.0%
    Ameris Bank $135,000 n/a 0.0%
    Bank of Franklin County $135,000 n/a 0.0%
    DUPACO COMMUNITY $610,000 $135,000 -77.9% 0.0%
    The Citizens Bank of Edmond $135,000 n/a 0.0%
    Triumph Bank $490,000 $135,000 -72.4% 0.0%
    State Bank of Waterloo $140,000 $130,000 -7.1% 0.0%
    VisionBank $125,000 n/a 0.0%
    First National Bank of North Arkansas $25,000 $115,000 360.0% 0.0%
    Independent Bank $115,000 n/a 0.0%
    Regional Missouri Bank $115,000 n/a 0.0%
    Arbor Bank $105,000 n/a 0.0%
    Colonial Savings, F.A. $105,000 $105,000 0.0% 0.0%
    Eagle Bank and Trust Company $105,000 n/a 0.0%
    Financial Funding Solutions, Inc. $105,000 n/a 0.0%
    First National Bank of Waterloo $105,000 n/a 0.0%
    HomeBank $105,000 n/a 0.0%
    People's Bank of Seneca $105,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $105,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $125,000 $105,000 -16.0% 0.0%
    UNITED $275,000 $105,000 -61.8% 0.0%
    Wyndham Capital Mortgage, Inc. $505,000 $105,000 -79.2% 0.0%
    Fidelity Bank $190,000 $95,000 -50.0% 0.0%
    First Bank $455,000 $95,000 -79.1% 0.0%
    JLB CORPORATION $95,000 n/a 0.0%
    The Citizens Bank $95,000 n/a 0.0%
    Academy Bank $275,000 $85,000 -69.1% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $280,000 $85,000 -69.6% 0.0%
    Southwest Missouri Bank $200,000 $85,000 -57.5% 0.0%
    AMERICAN ADVISORS GROUP $235,000 $75,000 -68.1% 0.0%
    Citizens' Bank & Trust Co. $75,000 n/a 0.0%
    First Horizon Bank $75,000 n/a 0.0%
    HNB National Bank $105,000 $75,000 -28.6% 0.0%
    THE MONEY SOURCE INC. $75,000 n/a 0.0%
    Utah Power $75,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $25,000 $65,000 160.0% 0.0%
    Great Plains National Bank $65,000 n/a 0.0%
    United Fidelity Funding Corp. $165,000 $65,000 -60.6% 0.0%
    Centennial Bank $45,000 $55,000 22.2% 0.0%
    Community National Bank & Trust of Texas $55,000 n/a 0.0%
    Germantown Trust & Savings Bank $55,000 n/a 0.0%
    NUMARK CREDIT UNION $35,000 $55,000 57.1% 0.0%
    Regent Bank $355,000 $55,000 -84.5% 0.0%

    Branson's top lender by overall market share is QUICKEN LOANS, LLC, with 7.1% market share. In second place, with 6.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $28,795,000 in loans. In third place, with 4.6%, is DAS Acquisition Company, LLC, having originated $20,735,000 in loans. In third place, with 4.5%, is Arvest Bank, having originated $20,410,000 in loans. In third place, with 4.4%, is LOANDEPOT.COM, LLC, having originated $19,925,000 in loans.

    Branson, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,101 $245,315,000 $222,811
    Refi 669 $140,435,000 $209,918
    Cash Out Refi 330 $59,390,000 $179,970
    Home Improvement 42 $4,840,000 $115,238
    Other 35 $4,085,000 $116,714

    Branson's most frequently cited loan purpose was Home Purchase, with 1,101 originations. The 2nd most popular reason was Refi, with 669 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 859 $175,075,000 $203,813
    2.5-3% 731 $140,705,000 $192,483
    <2.5% 314 $62,970,000 $200,541
    4-5% 157 $21,065,000 $134,172
    5-6% 26 $3,210,000 $123,462
    Over 8% 7 $615,000 $87,857
    6-7% 6 $12,390,000 $2,065,000
    7-8% 5 $295,000 $59,000

    During 2021, Branson's most frequently originated rate bucket was 3-4%, with 859 originations.

    Loan Sizing (Branson, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,082 $159,060,000 $147,006
    $200k-400k 585 $155,065,000 $265,068
    $100,000 or less 389 $27,645,000 $71,067
    $400k-600k 91 $42,885,000 $471,264
    $600k-1000k 19 $14,465,000 $761,316
    $Over $1MM 11 $54,945,000 $4,995,000

    Branson's loan sizing saw the bucket of loans from $100k-200k with 1,082 originations, totaling $159,060,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 878 $177,180,000 $201,800
    60-80% 687 $160,085,000 $233,020
    40-60% 260 $45,630,000 $175,500
    20-40% 106 $16,210,000 $152,925
    Under 20% 50 $1,770,000 $35,400
    Over 100% 34 $19,660,000 $578,235

    Branson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 878 originations, totaling $177,180,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (17.7%) $276,192 (14.9%) 0.00 958
    2018-02-01 $204,900 (20.6%) $276,064 (14.8%) 0.00 939
    2018-03-01 $199,900 (15.9%) $273,214 (10.7%) 0.00 986
    2018-04-01 $215,000 (22.9%) $283,745 (12.0%) 0.00 1,022
    2018-05-01 $217,450 (21.5%) $285,495 (10.7%) 0.00 1,038
    2018-06-01 $219,900 (22.2%) $285,659 (9.8%) 0.00 1,063
    2018-07-01 $224,950 (20.0%) $287,131 (9.0%) 0.00 1,071
    2018-08-01 $219,450 (15.6%) $283,115 (2.9%) 0.00 1,106
    2018-09-01 $219,000 (15.3%) $282,133 (2.0%) 0.00 1,075
    2018-10-01 $217,450 (10.0%) $279,594 (-1.4%) 0.00 1,057
    2018-11-01 $215,000 (8.6%) $277,886 (-3.3%) 0.00 1,064
    2018-12-01 $213,000 (6.6%) $270,170 (-5.5%) 0.00 1,030
    2019-01-01 $212,500 (6.3%) $269,815 (-2.3%) 0.00 972
    2019-02-01 $215,000 (4.9%) $273,658 (-0.9%) 0.00 973
    2019-03-01 $222,086 (11.1%) $278,720 (2.0%) 0.00 964
    2019-04-01 $224,900 (4.6%) $282,829 (-0.3%) 0.00 977
    2019-05-01 $223,450 (2.8%) $285,125 (-0.1%) 0.00 1,019
    2019-06-01 $219,900 (0.0%) $281,184 (-1.6%) 0.00 1,039
    2019-07-01 $221,400 (-1.6%) $284,463 (-0.9%) 0.00 1,086
    2019-08-01 $225,000 (2.5%) $288,862 (2.0%) 0.00 1,059
    2019-09-01 $225,000 (2.7%) $293,496 (4.0%) 0.00 1,021
    2019-10-01 $224,900 (3.4%) $290,590 (3.9%) 0.00 1,002
    2019-11-01 $225,000 (4.7%) $286,321 (3.0%) 0.00 970
    2019-12-01 $219,900 (3.2%) $279,999 (3.6%) 0.00 951
    2020-01-01 $221,400 (4.2%) $278,378 (3.2%) 0.00 867
    2020-02-01 $229,900 (6.9%) $289,398 (5.8%) 0.00 843
    2020-03-01 $232,950 (4.9%) $294,617 (5.7%) 0.00 864
    2020-04-01 $225,000 (0.0%) $294,064 (4.0%) 0.00 896
    2020-05-01 $219,900 (-1.6%) $292,400 (2.6%) 0.00 869
    2020-06-01 $219,950 (0.0%) $291,731 (3.8%) 0.00 725
    2020-07-01 $216,000 (-2.4%) $296,081 (4.1%) 0.00 674
    2020-08-01 $220,500 (-2.0%) $333,004 (15.3%) 0.00 563
    2020-09-01 $218,850 (-2.7%) $339,834 (15.8%) 0.00 519
    2020-10-01 $215,000 (-4.4%) $346,516 (19.3%) 0.00 496
    2020-11-01 $228,900 (1.7%) $365,154 (27.5%) 0.00 485
    2020-12-01 $229,900 (4.6%) $366,470 (30.9%) 0.00 458
    2021-01-01 $250,000 (12.9%) $367,042 (31.9%) 0.00 373
    2021-02-01 $249,900 (8.7%) $354,386 (22.5%) 0.00 293
    2021-03-01 $259,950 (11.6%) $396,246 (34.5%) 0.00 265
    2021-04-01 $262,450 (16.6%) $417,931 (42.1%) 0.00 252
    2021-05-01 $299,000 (36.0%) $481,438 (64.7%) 0.00 254
    2021-06-01 $316,950 (44.1%) $496,052 (70.0%) 0.00 253
    2021-07-01 $314,900 (45.8%) $484,882 (63.8%) 0.00 289
    2021-08-01 $324,750 (47.3%) $497,013 (49.3%) 0.00 292
    2021-09-01 $307,450 (40.5%) $506,516 (49.1%) 0.00 363
    2021-10-01 $310,000 (44.2%) $517,709 (49.4%) 0.00 382
    2021-11-01 $299,450 (30.8%) $523,598 (43.4%) 0.00 333
    2021-12-01 $317,000 (37.9%) $573,416 (56.5%) 0.00 305
    2022-01-01 $309,900 (24.0%) $584,100 (59.1%) 0.00 259
    2022-02-01 $309,900 (24.0%) $530,641 (49.7%) 0.00 221
    2022-03-01 $340,000 (30.8%) $582,124 (46.9%) 0.00 224
    2022-04-01 $349,900 (33.3%) $591,835 (41.6%) 0.00 304
    2022-05-01 $349,950 (17.0%) $574,565 (19.3%) 0.00 384
    2022-06-01 $350,000 (10.4%) $547,593 (10.4%) 0.00 466
    Branson's median listing price for 2022-06-01 was $350,000, a difference of $33,050 (10.4%) versus the prior year and $50 versus the prior month.

    Branson's median listing price comes in at 0% of the national average.

    Branson's average listing price for 2022-06-01 was $547,593, a difference of $51,541 (10.4%) versus the prior year and $-26,972 versus the prior month.

    For the 2022-06-01 period, Branson had 466 MLS listings, a difference of 82 listings (21%) versus the prior month and 213 listings (84%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,954 sqft
    2018-02-01 0 days 1,936 sqft
    2018-03-01 0 days 1,935 sqft
    2018-04-01 0 days 1,983 sqft
    2018-05-01 0 days 2,007 sqft
    2018-06-01 0 days 2,028 sqft
    2018-07-01 0 days 2,039 sqft
    2018-08-01 0 days 1,968 sqft
    2018-09-01 0 days 1,892 sqft
    2018-10-01 0 days 1,852 sqft
    2018-11-01 0 days 1,849 sqft
    2018-12-01 0 days 1,837 sqft
    2019-01-01 0 days 1,814 sqft
    2019-02-01 0 days 1,828 sqft
    2019-03-01 0 days 1,848 sqft
    2019-04-01 0 days 1,863 sqft
    2019-05-01 0 days 1,848 sqft
    2019-06-01 0 days 1,796 sqft
    2019-07-01 0 days 1,826 sqft
    2019-08-01 0 days 1,863 sqft
    2019-09-01 0 days 1,852 sqft
    2019-10-01 0 days 1,853 sqft
    2019-11-01 0 days 1,809 sqft
    2019-12-01 0 days 1,766 sqft
    2020-01-01 0 days 1,759 sqft
    2020-02-01 0 days 1,763 sqft
    2020-03-01 0 days 1,806 sqft
    2020-04-01 0 days 1,762 sqft
    2020-05-01 0 days 1,697 sqft
    2020-06-01 0 days 1,681 sqft
    2020-07-01 0 days 1,682 sqft
    2020-08-01 0 days 1,723 sqft
    2020-09-01 0 days 1,696 sqft
    2020-10-01 0 days 1,682 sqft
    2020-11-01 0 days 1,748 sqft
    2020-12-01 0 days 1,771 sqft
    2021-01-01 0 days 1,807 sqft
    2021-02-01 0 days 1,790 sqft
    2021-03-01 0 days 1,744 sqft
    2021-04-01 0 days 1,722 sqft
    2021-05-01 0 days 1,805 sqft
    2021-06-01 0 days 1,947 sqft
    2021-07-01 0 days 2,074 sqft
    2021-08-01 0 days 2,033 sqft
    2021-09-01 0 days 1,883 sqft
    2021-10-01 0 days 1,794 sqft
    2021-11-01 0 days 1,800 sqft
    2021-12-01 0 days 1,807 sqft
    2022-01-01 0 days 1,761 sqft
    2022-02-01 0 days 1,730 sqft
    2022-03-01 0 days 1,783 sqft
    2022-04-01 0 days 1,854 sqft
    2022-05-01 0 days 1,811 sqft
    2022-06-01 0 days 1,792 sqft
    Branson's median listing age (time on market) for 2022-06-01 was 0 days.

    Branson's median square footage for active listings during the 2022-06-01 period was 1,792 sqft. One year prior, the average listing was 1,947 sqft.