Branson Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Branson averaged 7.23% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.11% and one month ago for the week of 2024-03-14, the average rate was 6.97%.

    Branson's average rate one year ago was 6.3%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Branson 30 Year Fixed Rate 2024-04-18 7.23%
    Branson 30 Year Fixed Rate Refi 2024-04-18 7.1%
    Branson 15 Year Fixed Rate 2024-04-18 6.49%
    Branson 15 Year Fixed Rate Refi 2024-04-18 6.89%
    Branson 30 Year FHA 2024-04-18 6.99%
    Branson 30 Year FHA Refi 2024-04-18 7.06%
    Branson 30 Year USDA 2024-04-18 6.66%
    Branson 30 Year USDA Refi 2024-04-18 6.96%
    Branson 30 Year VA 2024-04-18 6.86%
    Branson 30 Year VA Refi 2024-04-18 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Branson, MO.

    Branson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Branson, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Central Trust Bank 86 7.13% $3,650
    Arvest Bank 38 6.68% $3,673
    QUICKEN LOANS, LLC 33 6.82% $7,151
    PRIMELENDING, A PLAINSCAPITAL COMPANY 31 7.09% $4,027
    Simmons Bank 31 7.35% $3,006
    FLAT BRANCH MORTGAGE, INC. 17 6.87% $3,663
    Hawthorn Bank 15 6.92% $3,226
    The Bank of Missouri 10 6.10% $2,897
    GERSHMAN INVESTMENT CORP. 10 6.85% $3,461
    Great Southern Bank 10 6.49% $2,956
    Southern Bank 9 7.56% $2,035
    U.S. Bank 9 6.76% $3,520
    DAS Acquisition Company, LLC 8 7.30% $6,989
    Springfield First Community Bank 7 7.23% $4,219
    Ameris Bank 7 6.93% $3,236
    BROKER SOLUTIONS, INC. 6 7.31% $4,234
    UNITED WHOLESALE MORTGAGE, LLC 6 7.47% $6,032
    CARDINAL FINANCIAL 6 7.02% $5,510
    Servion, Inc. 5 6.78% $3,479
    Mortgage Research Center, LLC 5 7.07% $5,923
    Oakstar Bank 5 5.50% $7,248
    Regions Bank 4 7.38% $4,859
    ASSEMBLIES OF GOD Credit Union 4 6.53% $4,263
    LOANDEPOT.COM, LLC 3 6.75% $5,935
    NAVY FEDERAL CREDIT UNION 3 6.33% $3,938
    PENNYMAC LOAN SERVICES, LLC 3 7.00% $5,448
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.70% $2,852
    Wells Fargo Bank 3 7.17% $4,449
    Prosperity Home Mortgage, LLC 2 6.88% $2,883
    Paramount Residential Mortgage Group, Inc. 2 7.18% $7,926
    Generations Bank 2 6.63% $3,093
    First State Bank of St. Charles, Missouri 2 6.94% $4,032
    Equity Bank 2 6.12% $4,355
    JPMorgan Chase Bank 2 7.81% $1,857
    Commerce Bank 2 6.25% $2,789
    NBH Bank 2 7.46% $3,944
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $4,020
    VANTAGE Credit Union 2 6.38% $3,362
    VERIDIAN CREDIT UNION 2 7.81% $2,082
    Northpointe Bank 1 7.88% $3,382
    OCMBC, INC. 1 11.25% $23,012
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.00% $6,068
    PENTAGON FEDERAL CREDIT UNION 1 6.38% $4,208
    Plains Commerce Bank 1 7.25% $3,327
    PLANET HOME LENDING, LLC 1 6.13% $1,934
    PNC Bank 1 6.25% $3,256
    Southwest Missouri Bank 1 6.70% $5,077
    Stifel Bank and Trust 1 6.38% $2,763
    Sullivan Bank 1 6.25% $1,412
    Sunflower Bank 1 6.99% $7,784
    United Bank of Union 1 6.75% $32
    United Community Bank 1 7.75% $2,155
    21ST MORTGAGE CORPORATION 1 9.75% $3,938
    ZILLOW HOME LOANS, LLC 1 7.13% $3,112
    ACADEMY MORTGAGE CORPORATION 1 7.63% $1,926
    AHL FUNDING 1 6.50% $6,429
    Amarillo National Bank 1 8.00% $5,486
    AMERICAN FINANCIAL NETWORK, INC. 1 7.25% $4,407
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 8.00% $5,487
    AMERISAVE MORTGAGE CORPORATION 1 6.75% $6,990
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $12,653
    BancorpSouth 1 6.63% $6,036
    Bankers Trust Company 1 6.50% $2,870
    Bank of England 1 7.50% $6,782
    BAY EQUITY LLC 1 6.49% $6,531
    BLUCURRENT 1 7.88% $2,719
    CANOPY MORTGAGE, LLC 1 7.25% $10,741
    Capitol Federal Savings Bank 1 6.25% $4,508
    CHURCHILL MORTGAGE CORPORATION 1 5.75% $3,726
    Citibank 1 6.13% $4,928
    CMG MORTGAGE, INC. 1 6.50% $2,882
    CORNERSTONE HOME LENDING, INC. 1 7.25% $6,934
    CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $4,527
    Discover Bank 1 6.49% $0
    ENDEAVOR CAPITAL, LLC. 1 6.88% $3,819
    First Bank 1 6.50% $3,392
    FIRST COMMUNITY 1 5.50% $2,217
    First Mid Bank & Trust 1 7.63% $2,152
    First National Bank of Omaha 1 6.88% $5,185
    First National Bank of Waterloo 1 7.00% $2,424
    Flagstar Bank, FSB 1 8.13% $6,930
    GUILD MORTGAGE COMPANY 1 6.63% $2,064
    Mazuma Credit Union 1 6.88% $3,156
    Midwest Mortgage Associates Corporation 1 7.13% $2,083
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.00% $2,757
    Morgan Stanley Private Bank 1 5.80% $2,814
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.99% $3,745
    MORTGAGE SOLUTIONS LLC 1 6.88% $2,788
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $6,154
    NBKC BANK 1 7.50% $2,217
    NEWREZ LLC 1 5.75% $9,116
    NFM, INC. 1 7.13% $9,572

    Branson Average Closing Costs & Other Stats

    Branson, MO's 92 lenders originated 1,081 loans during 2023. The total origination value was $239,795,000, with an average loan value of $221,827.

    Branson's average closing costs are $3,965.

    The top Branson lender as defined by loan originations is The Central Trust Bank, with 86 loans originated. Their average total fees are $3,650, which is $23 lower than the next largest lender, Arvest Bank.

    The lowest fee Branson lenders (with over 10 loans originated) are The Bank of Missouri ($2,897), Great Southern Bank ($2,956), Simmons Bank ($3,006), Hawthorn Bank ($3,226) and GERSHMAN INVESTMENT CORP. ($3,461).

    The lowest rate Branson lenders (with over 10 loans originated) are The Bank of Missouri (6.10%), Great Southern Bank (6.49%), Arvest Bank (6.68%), QUICKEN LOANS, LLC (6.82%) and GERSHMAN INVESTMENT CORP. (6.85%).

    Branson, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    The Central Trust Bank $36,010,000 $26,995,000 -25.0% 11.3%
    QUICKEN LOANS, LLC $18,050,000 $12,950,000 -28.3% 5.4%
    Arvest Bank $17,170,000 $10,830,000 -36.9% 4.5%
    Simmons Bank $18,640,000 $9,475,000 -49.2% 4.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $18,020,000 $8,960,000 -50.3% 3.7%
    FLAT BRANCH MORTGAGE, INC. $9,100,000 $7,990,000 -12.2% 3.3%
    People's Bank of Seneca $175,000 $7,510,000 4,191.4% 3.1%
    PEOPLES STATE BANK $7,255,000 n/a 3.0%
    The Bank of Missouri $5,495,000 $5,910,000 7.6% 2.5%
    Old Missouri Bank $795,000 $5,365,000 574.8% 2.2%
    Mortgage Research Center, LLC $5,620,000 $5,295,000 -5.8% 2.2%
    GERSHMAN INVESTMENT CORP. $9,305,000 $4,560,000 -51.0% 1.9%
    Great Southern Bank $11,675,000 $4,075,000 -65.1% 1.7%
    U.S. Bank $5,920,000 $3,680,000 -37.8% 1.5%
    CARDINAL FINANCIAL $375,000 $3,640,000 870.7% 1.5%
    DAS Acquisition Company, LLC $10,305,000 $3,220,000 -68.8% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $3,915,000 $3,110,000 -20.6% 1.3%
    Hawthorn Bank $10,505,000 $2,915,000 -72.3% 1.2%
    PENNYMAC LOAN SERVICES, LLC $2,615,000 $2,825,000 8.0% 1.2%
    KS StateBank $2,770,000 n/a 1.2%
    Southern Bank $5,040,000 $2,745,000 -45.5% 1.1%
    Oakstar Bank $4,150,000 $2,715,000 -34.6% 1.1%
    ASSEMBLIES OF GOD Credit Union $14,500,000 $2,705,000 -81.3% 1.1%
    BROKER SOLUTIONS, INC. $2,485,000 $2,620,000 5.4% 1.1%
    Ozark Bank $2,755,000 $2,575,000 -6.5% 1.1%
    Commerce Bank $1,905,000 $2,475,000 29.9% 1.0%
    BancorpSouth $2,210,000 $2,305,000 4.3% 1.0%
    Regions Bank $1,770,000 $2,260,000 27.7% 0.9%
    AMWEST FUNDING CORP. $1,985,000 n/a 0.8%
    BLUCURRENT $900,000 $1,910,000 112.2% 0.8%
    Ameris Bank $225,000 $1,730,000 668.9% 0.7%
    FIRST SOUTH FINANCIAL $1,705,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $1,375,000 $1,695,000 23.3% 0.7%
    Mid America Bank $380,000 $1,615,000 325.0% 0.7%
    PNC Bank $1,525,000 n/a 0.6%
    Springfield First Community Bank $3,945,000 $1,465,000 -62.9% 0.6%
    Capitol Federal Savings Bank $2,595,000 $1,390,000 -46.4% 0.6%
    Wells Fargo Bank $3,405,000 $1,365,000 -59.9% 0.6%
    Generations Bank $305,000 $1,340,000 339.3% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $2,845,000 $1,295,000 -54.5% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $360,000 $1,290,000 258.3% 0.5%
    PENTAGON FEDERAL CREDIT UNION $150,000 $1,240,000 726.7% 0.5%
    Sunflower Bank $205,000 $1,240,000 504.9% 0.5%
    Sullivan Bank $3,165,000 $1,225,000 -61.3% 0.5%
    GUILD MORTGAGE COMPANY $1,050,000 $1,195,000 13.8% 0.5%
    LOANDEPOT.COM, LLC $10,965,000 $1,190,000 -89.1% 0.5%
    Servion, Inc. $2,395,000 $1,165,000 -51.4% 0.5%
    Logan Finance Corporation $1,100,000 n/a 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $700,000 $1,055,000 50.7% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $305,000 $1,055,000 245.9% 0.4%
    Stride Bank $1,045,000 n/a 0.4%
    Equity Bank $920,000 $970,000 5.4% 0.4%
    First State Bank of St. Charles, Missouri $320,000 $970,000 203.1% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,525,000 $955,000 -37.4% 0.4%
    Paramount Residential Mortgage Group, Inc. $945,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $1,320,000 $905,000 -31.4% 0.4%
    Prosperity Home Mortgage, LLC $790,000 $885,000 12.0% 0.4%
    Amarillo National Bank $865,000 n/a 0.4%
    Mid-Missouri Bank $1,130,000 $865,000 -23.5% 0.4%
    OCMBC, INC. $420,000 $845,000 101.2% 0.4%
    Southwest Missouri Bank $825,000 n/a 0.3%
    Mid-America Bank $345,000 $810,000 134.8% 0.3%
    The Federal Savings Bank $885,000 $780,000 -11.9% 0.3%
    Pinnacle Bank $530,000 $755,000 42.5% 0.3%
    NEWREZ LLC $620,000 $750,000 21.0% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,070,000 $715,000 -82.4% 0.3%
    MOVEMENT MORTGAGE, LLC $500,000 $710,000 42.0% 0.3%
    Midwest Mortgage Associates Corporation $455,000 $630,000 38.5% 0.3%
    Bank of America $950,000 $610,000 -35.8% 0.3%
    River Region Credit Union $180,000 $605,000 236.1% 0.3%
    Farmers and Merchants Bank of St. Clair $175,000 $590,000 237.1% 0.2%
    First Bank $295,000 $590,000 100.0% 0.2%
    DOMINION FINANCIAL SERVICES, LLC $270,000 $580,000 114.8% 0.2%
    Anstaff Bank $1,070,000 $575,000 -46.3% 0.2%
    Cornerstone Bank $460,000 $570,000 23.9% 0.2%
    MID AMERICA MORTGAGE, INC. $645,000 $555,000 -14.0% 0.2%
    NBH Bank $45,000 $535,000 1,088.9% 0.2%
    First Savings Bank $520,000 n/a 0.2%
    Wood & Huston Bank $315,000 $520,000 65.1% 0.2%
    First National Bank of North Arkansas $505,000 n/a 0.2%
    JPMorgan Chase Bank $805,000 $505,000 -37.3% 0.2%
    PLANET HOME LENDING, LLC $1,090,000 $505,000 -53.7% 0.2%
    NFM, INC. $485,000 n/a 0.2%
    CMG MORTGAGE, INC. $760,000 $480,000 -36.8% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $125,000 $475,000 280.0% 0.2%
    Bank of Washington $465,000 n/a 0.2%
    HNB National Bank $465,000 n/a 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $780,000 $465,000 -40.4% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $375,000 $455,000 21.3% 0.2%
    BNC National Bank $875,000 $455,000 -48.0% 0.2%
    First Trust Bank of Illinois $455,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $440,000 n/a 0.2%
    VANTAGE Credit Union $290,000 $440,000 51.7% 0.2%
    TelComm Credit Union $435,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $435,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $890,000 $430,000 -51.7% 0.2%
    Equity Prime Mortgage LLC $490,000 $430,000 -12.2% 0.2%
    F & C Bank $410,000 $430,000 4.9% 0.2%
    Carrington Mortgage Services, LLC $125,000 $425,000 240.0% 0.2%
    United Community Bank $455,000 $425,000 -6.6% 0.2%
    Northpointe Bank $135,000 $420,000 211.1% 0.2%
    First National Bank of Omaha $405,000 $405,000 0.0% 0.2%
    COMMUNITYAMERICA $795,000 $390,000 -50.9% 0.2%
    FREEDOM MORTGAGE CORPORATION $3,065,000 $375,000 -87.8% 0.2%
    The Nodaway Valley Bank $545,000 $360,000 -33.9% 0.2%
    Bank Star $350,000 n/a 0.1%
    Discover Bank $575,000 $325,000 -43.5% 0.1%
    AMERICAN FINANCING CORPORATION $385,000 $305,000 -20.8% 0.1%
    Morton Community Bank $305,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,040,000 $305,000 -70.7% 0.1%
    GUARANTEED RATE, INC. $610,000 $285,000 -53.3% 0.1%
    Citizens Bank of Kansas $275,000 n/a 0.1%
    USAA Federal Savings Bank $1,250,000 $275,000 -78.0% 0.1%
    VERIDIAN CREDIT UNION $270,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $810,000 $265,000 -67.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $315,000 $260,000 -17.5% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $255,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 n/a 0.1%
    Stifel Bank and Trust $715,000 $255,000 -64.3% 0.1%
    United Bank of Union $1,330,000 $255,000 -80.8% 0.1%
    b1BANK $245,000 n/a 0.1%
    BAY EQUITY LLC $245,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $245,000 n/a 0.1%
    Home Federal Bank $245,000 n/a 0.1%
    Bankers Trust Company $235,000 n/a 0.1%
    Citibank $235,000 n/a 0.1%
    CU Community Credit Union $15,310,000 $230,000 -98.5% 0.1%
    Plains Commerce Bank $980,000 $230,000 -76.5% 0.1%
    AHL FUNDING $225,000 n/a 0.1%
    Bank of England $905,000 $225,000 -75.1% 0.1%
    Citizens Bank $205,000 $225,000 9.8% 0.1%
    Citizens' Bank & Trust Co. $225,000 n/a 0.1%
    Community National Bank $225,000 n/a 0.1%
    FIRST COMMUNITY $530,000 $225,000 -57.5% 0.1%
    First Federal Bank $225,000 n/a 0.1%
    Morgan Stanley Private Bank $225,000 n/a 0.1%
    First Community Bank $1,590,000 $220,000 -86.2% 0.1%
    Freedom Bank of Southern Missouri $135,000 $210,000 55.6% 0.1%
    First Mid Bank & Trust $205,000 n/a 0.1%
    Flagstar Bank, FSB $960,000 $205,000 -78.6% 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
    ALLIANCE CREDIT UNION $135,000 $195,000 44.4% 0.1%
    Bank of Dixon County $195,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $195,000 n/a 0.1%
    PEOPLES BANK & TRUST CO. $95,000 $195,000 105.3% 0.1%
    Stockmens Bank $490,000 $195,000 -60.2% 0.1%
    FARMERS STATE BANK, S/B $185,000 n/a 0.1%
    First Guaranty Bank $185,000 n/a 0.1%
    First Western Bank $185,000 n/a 0.1%
    Bank of Odessa $155,000 $175,000 12.9% 0.1%
    CANOPY MORTGAGE, LLC $1,490,000 $175,000 -88.3% 0.1%
    DEEPHAVEN MORTGAGE LLC $175,000 n/a 0.1%
    First Midwest Bank of Dexter $880,000 $175,000 -80.1% 0.1%
    First National Bank of Waterloo $790,000 $175,000 -77.8% 0.1%
    HomeBank $175,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $155,000 $175,000 12.9% 0.1%
    National Bank of St. Anne $175,000 n/a 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $175,000 n/a 0.1%
    LOANPAL, LLC $1,095,000 $165,000 -84.9% 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $670,000 $165,000 -75.4% 0.1%
    Peoples Bank $165,000 n/a 0.1%
    Priority Bank $165,000 n/a 0.1%
    Figure Lending LLC $160,000 n/a 0.1%
    First State Community Bank $285,000 $160,000 -43.9% 0.1%
    The Seymour Bank $135,000 $160,000 18.5% 0.1%
    Fidelity Bank $300,000 $155,000 -48.3% 0.1%
    LEADERONE FINANCIAL CORPORATION $1,165,000 $155,000 -86.7% 0.1%
    MORTGAGE SOLUTIONS LLC $155,000 n/a 0.1%
    Citizens Bank of Rogersville $270,000 $150,000 -44.4% 0.1%
    TOP FLITE FINANCIAL, INC. $145,000 n/a 0.1%
    A&D Mortgage LLC $135,000 $135,000 0.0% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $195,000 $135,000 -30.8% 0.1%
    Regent Bank $10,070,000 $125,000 -98.8% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $115,000 n/a 0.0%
    FCB Banks $105,000 $115,000 9.5% 0.0%
    NBKC BANK $530,000 $115,000 -78.3% 0.0%
    21ST MORTGAGE CORPORATION $420,000 $110,000 -73.8% 0.0%
    ENDEAVOR CAPITAL, LLC. $745,000 $105,000 -85.9% 0.0%
    First State Bank Nebraska $105,000 n/a 0.0%
    Mazuma Credit Union $105,000 n/a 0.0%
    Landmark National Bank $185,000 $95,000 -48.6% 0.0%
    The Citizens Bank of Edmond $95,000 n/a 0.0%
    First Bank of Manhattan $85,000 n/a 0.0%
    Truity Federal Credit Union $85,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $105,000 $75,000 -28.6% 0.0%
    CORNING $65,000 n/a 0.0%
    Transportation Federal Credit Union $55,000 n/a 0.0%
    Gateway First Bank $605,000 $35,000 -94.2% 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    THRIVENT Federal Credit Union $35,000 n/a 0.0%
    Deere Employees Credit Union $25,000 n/a 0.0%
    WINGS FINANCIAL $35,000 $25,000 -28.6% 0.0%

    Branson's top lender by overall market share is The Central Trust Bank, with 11.3% market share. In second place, with 5.4%, is QUICKEN LOANS, LLC, having originated $12,950,000 in loans. In third place, with 4.5%, is Arvest Bank, having originated $10,830,000 in loans. In fourth place, with 4.0%, is Simmons Bank, having originated $9,475,000 in loans. In fifth place, with 3.7%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $8,960,000 in loans.

    Branson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,250 (14.4%) $250,015 (13.7%) 0.00 693
    2018-02-01 $179,900 (16.5%) $250,871 (14.9%) 0.00 678
    2018-03-01 $179,900 (16.3%) $248,925 (14.1%) 0.00 705
    2018-04-01 $181,950 (15.9%) $258,601 (15.6%) 0.00 734
    2018-05-01 $187,350 (19.8%) $258,813 (14.2%) 0.00 739
    2018-06-01 $189,900 (18.8%) $259,735 (12.5%) 0.00 758
    2018-07-01 $190,475 (19.1%) $260,578 (11.9%) 0.00 774
    2018-08-01 $189,000 (17.8%) $256,825 (8.9%) 0.00 791
    2018-09-01 $185,000 (12.1%) $254,660 (6.0%) 0.00 759
    2018-10-01 $183,625 (7.4%) $249,743 (0.5%) 0.00 758
    2018-11-01 $188,525 (7.9%) $247,453 (-2.2%) 0.00 784
    2018-12-01 $185,000 (5.7%) $240,080 (-6.9%) 0.00 771
    2019-01-01 $186,950 (5.5%) $241,530 (-3.4%) 0.00 723
    2019-02-01 $189,650 (5.4%) $244,447 (-2.6%) 0.00 721
    2019-03-01 $194,186 (7.9%) $248,164 (-0.3%) 0.00 712
    2019-04-01 $199,900 (9.9%) $251,163 (-2.9%) 0.00 718
    2019-05-01 $199,450 (6.5%) $255,386 (-1.3%) 0.00 741
    2019-06-01 $199,000 (4.8%) $256,308 (-1.3%) 0.00 771
    2019-07-01 $199,900 (5.0%) $264,655 (1.6%) 0.00 770
    2019-08-01 $200,782 (6.2%) $264,740 (3.1%) 0.00 754
    2019-09-01 $198,655 (7.4%) $262,573 (3.1%) 0.00 734
    2019-10-01 $194,750 (6.1%) $261,128 (4.6%) 0.00 711
    2019-11-01 $197,000 (4.5%) $261,178 (5.6%) 0.00 675
    2019-12-01 $189,900 (2.7%) $255,384 (6.4%) 0.00 675
    2020-01-01 $191,450 (2.4%) $248,315 (2.8%) 0.00 613
    2020-02-01 $197,900 (4.4%) $262,465 (7.4%) 0.00 625
    2020-03-01 $199,925 (3.0%) $268,538 (8.2%) 0.00 616
    2020-04-01 $197,500 (-1.2%) $268,500 (6.9%) 0.00 640
    2020-05-01 $198,975 (-0.2%) $270,550 (5.9%) 0.00 624
    2020-06-01 $198,175 (-0.4%) $274,868 (7.2%) 0.00 554
    2020-07-01 $192,400 (-3.8%) $279,913 (5.8%) 0.00 513
    2020-08-01 $199,700 (-0.5%) $304,045 (14.9%) 0.00 426
    2020-09-01 $202,300 (1.8%) $304,094 (15.8%) 0.00 405
    2020-10-01 $203,000 (4.2%) $320,802 (22.9%) 0.00 383
    2020-11-01 $203,925 (3.5%) $326,140 (24.9%) 0.00 361
    2020-12-01 $199,925 (5.3%) $321,162 (25.8%) 0.00 330
    2021-01-01 $214,950 (12.3%) $317,260 (27.8%) 0.00 271
    2021-02-01 $214,925 (8.6%) $307,239 (17.1%) 0.00 220
    2021-03-01 $234,900 (17.5%) $372,435 (38.7%) 0.00 204
    2021-04-01 $243,750 (23.4%) $399,384 (48.8%) 0.00 187
    2021-05-01 $279,900 (40.7%) $452,195 (67.1%) 0.00 188
    2021-06-01 $287,475 (45.1%) $452,491 (64.6%) 0.00 200
    2021-07-01 $296,900 (54.3%) $445,612 (59.2%) 0.00 245
    2021-08-01 $299,350 (49.9%) $434,995 (43.1%) 0.00 249
    2021-09-01 $290,725 (43.7%) $462,462 (52.1%) 0.00 301
    2021-10-01 $289,000 (42.4%) $481,918 (50.2%) 0.00 310
    2021-11-01 $287,000 (40.7%) $513,061 (57.3%) 0.00 265
    2021-12-01 $285,000 (42.6%) $575,204 (79.1%) 0.00 240
    2022-01-01 $299,900 (39.5%) $603,054 (90.1%) 0.00 208
    2022-02-01 $299,900 (39.5%) $564,761 (83.8%) 0.00 168
    2022-03-01 $324,350 (38.1%) $633,121 (70.0%) 0.00 164
    2022-04-01 $349,000 (43.2%) $620,533 (55.4%) 0.00 241
    2022-05-01 $325,000 (16.1%) $578,810 (28.0%) 0.00 285
    2022-06-01 $309,900 (7.8%) $504,690 (11.5%) 0.00 337
    2022-07-01 $299,900 (1.0%) $480,687 (7.9%) 0.00 376
    2022-08-01 $319,900 (6.9%) $507,198 (16.6%) 0.00 412
    2022-09-01 $310,625 (6.8%) $493,198 (6.7%) 0.00 421
    2022-10-01 $319,450 (10.5%) $481,987 (0.0%) 0.00 434
    2022-11-01 $319,900 (11.5%) $453,759 (-11.6%) 0.00 435
    2022-12-01 $339,900 (19.3%) $456,704 (-20.6%) 0.00 408
    2023-01-01 $325,000 (8.4%) $454,370 (-24.7%) 0.00 359
    2023-02-01 $329,225 (9.8%) $465,092 (-17.7%) 0.00 333
    2023-03-01 $335,000 (3.3%) $467,441 (-26.2%) 0.00 348
    2023-04-01 $320,000 (-8.3%) $440,743 (-29.0%) 0.00 395
    2023-05-01 $320,000 (-1.5%) $462,255 (-20.1%) 0.00 395
    2023-06-01 $321,750 (3.8%) $481,299 (-4.6%) 0.00 407
    2023-07-01 $310,750 (3.6%) $466,987 (-2.9%) 0.00 409
    2023-08-01 $319,725 (-0.1%) $482,613 (-4.9%) 0.00 416
    2023-09-01 $299,950 (-3.4%) $472,374 (-4.2%) 0.00 437
    2023-10-01 $301,975 (-5.5%) $464,732 (-3.6%) 0.00 493
    2023-11-01 $300,000 (-6.2%) $453,268 (-0.1%) 0.00 522
    2023-12-01 $299,900 (-11.8%) $442,201 (-3.2%) 0.00 526
    2024-01-01 $294,925 (-9.3%) $434,747 (-4.3%) 0.00 497
    2024-02-01 $286,975 (-12.8%) $428,022 (-8.0%) 0.00 520
    2024-03-01 $280,000 (-16.4%) $418,647 (-10.4%) 0.00 555
    Branson's median listing price for 2024-03-01 was $280,000, a difference of $-55,000 (-16.4%) versus the prior year and $-6,975 versus the prior month.

    Branson's median listing price comes in at 0% of the national average.

    Branson's average listing price for 2024-03-01 was $418,647, a difference of $-48,794 (-10.4%) versus the prior year and $-9,375 versus the prior month.

    For the 2024-03-01 period, Branson had 555 MLS listings, a difference of 35 listings (7%) versus the prior month and 207 listings (59%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,756 sqft
    2018-02-01 0 days 1,764 sqft
    2018-03-01 0 days 1,757 sqft
    2018-04-01 0 days 1,755 sqft
    2018-05-01 0 days 1,758 sqft
    2018-06-01 0 days 1,793 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,747 sqft
    2018-09-01 0 days 1,714 sqft
    2018-10-01 0 days 1,686 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,692 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,693 sqft
    2019-03-01 0 days 1,718 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,692 sqft
    2019-07-01 0 days 1,698 sqft
    2019-08-01 0 days 1,723 sqft
    2019-09-01 0 days 1,705 sqft
    2019-10-01 0 days 1,692 sqft
    2019-11-01 0 days 1,692 sqft
    2019-12-01 0 days 1,692 sqft
    2020-01-01 0 days 1,677 sqft
    2020-02-01 0 days 1,682 sqft
    2020-03-01 0 days 1,696 sqft
    2020-04-01 0 days 1,649 sqft
    2020-05-01 0 days 1,637 sqft
    2020-06-01 0 days 1,630 sqft
    2020-07-01 0 days 1,600 sqft
    2020-08-01 0 days 1,650 sqft
    2020-09-01 0 days 1,570 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,613 sqft
    2020-12-01 0 days 1,603 sqft
    2021-01-01 0 days 1,625 sqft
    2021-02-01 0 days 1,600 sqft
    2021-03-01 0 days 1,650 sqft
    2021-04-01 0 days 1,617 sqft
    2021-05-01 0 days 1,650 sqft
    2021-06-01 0 days 1,739 sqft
    2021-07-01 0 days 1,888 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,730 sqft
    2021-10-01 0 days 1,715 sqft
    2021-11-01 0 days 1,711 sqft
    2021-12-01 0 days 1,697 sqft
    2022-01-01 0 days 1,688 sqft
    2022-02-01 0 days 1,672 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,750 sqft
    2022-05-01 0 days 1,747 sqft
    2022-06-01 0 days 1,618 sqft
    2022-07-01 0 days 1,558 sqft
    2022-08-01 0 days 1,644 sqft
    2022-09-01 0 days 1,604 sqft
    2022-10-01 0 days 1,605 sqft
    2022-11-01 0 days 1,658 sqft
    2022-12-01 0 days 1,631 sqft
    2023-01-01 0 days 1,606 sqft
    2023-02-01 0 days 1,614 sqft
    2023-03-01 0 days 1,640 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,520 sqft
    2023-06-01 0 days 1,567 sqft
    2023-07-01 0 days 1,580 sqft
    2023-08-01 0 days 1,592 sqft
    2023-09-01 0 days 1,483 sqft
    2023-10-01 0 days 1,515 sqft
    2023-11-01 0 days 1,513 sqft
    2023-12-01 0 days 1,512 sqft
    2024-01-01 0 days 1,518 sqft
    2024-02-01 0 days 1,468 sqft
    2024-03-01 0 days 1,408 sqft
    Branson's median listing age (time on market) for 2024-03-01 was 0 days.

    Branson's median square footage for active listings during the 2024-03-01 period was 1,408 sqft. One year prior, the average listing was 1,640 sqft.

    Branson, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 702 $172,850,000 $246,225
    Cash Out Refi 99 $17,845,000 $180,253
    Other 95 $8,945,000 $94,158
    Refi 95 $32,415,000 $341,211
    Home Improvement 90 $7,740,000 $86,000

    Branson's most frequently cited loan purpose was Home Purchase, with 702 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 381 $81,305,000 $213,399
    7-8% 300 $63,450,000 $211,500
    Over 8% 189 $28,715,000 $151,931
    5-6% 109 $25,825,000 $236,927
    2.5-3% 7 $825,000 $117,857
    4-5% 6 $2,110,000 $351,667
    <2.5% 4 $300,000 $75,000

    During 2023, Branson's most frequently originated rate bucket was 6-7%, with 381 originations.

    Loan Sizing (Branson, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 384 $57,540,000 $149,844
    $200k-400k 345 $91,775,000 $266,014
    $100,000 or less 247 $13,725,000 $55,567
    $400k-600k 62 $29,770,000 $480,161
    $600k-1000k 35 $25,475,000 $727,857
    $Over $1MM 8 $21,510,000 $2,688,750

    Branson's loan sizing saw the bucket of loans from $100k-200k with 384 originations, totaling $57,540,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 397 $97,095,000 $244,572
    60-80% 251 $64,345,000 $256,355
    40-60% 113 $20,545,000 $181,814
    Under 20% 113 $5,385,000 $47,655
    20-40% 109 $11,855,000 $108,761
    Over 100% 9 $2,765,000 $307,222

    Branson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 397 originations, totaling $97,095,000 in origination value.