Branson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Branson averaged 6.75% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.72% and one month ago for the week of 2024-01-18, the average rate was 6.55%.

Branson's average rate one year ago was 6.7%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.31%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Branson 30 Year Fixed Rate 2024-02-22 6.75%
Branson 30 Year Fixed Rate Refi 2024-02-22 6.31%
Branson 15 Year Fixed Rate 2024-02-22 6.29%
Branson 15 Year Fixed Rate Refi 2024-02-22 6.39%
Branson 30 Year FHA 2024-02-22 -0.07%
Branson 30 Year FHA Refi 2024-02-22 0.2%
Branson 30 Year USDA 2024-02-22 -0.16%
Branson 30 Year USDA Refi 2024-02-22 0.2%
Branson 30 Year VA 2024-02-22 -0.2%
Branson 30 Year VA Refi 2024-02-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Branson, MO.

Branson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Branson, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Central Trust Bank 114 5.16% $3,139
Simmons Bank 73 5.49% $2,804
QUICKEN LOANS, LLC 49 5.02% $5,606
Arvest Bank 45 4.79% $2,989
PRIMELENDING, A PLAINSCAPITAL COMPANY 38 5.03% $3,962
LOANDEPOT.COM, LLC 30 5.04% $4,565
DAS Acquisition Company, LLC 27 4.90% $3,819
Hawthorn Bank 26 5.41% $2,995
GERSHMAN INVESTMENT CORP. 24 4.83% $4,264
FLAT BRANCH MORTGAGE, INC. 22 4.89% $3,496
ASSEMBLIES OF GOD Credit Union 20 4.77% $5,533
U.S. Bank 19 4.82% $3,341
Southern Bank 14 5.30% $2,018
Great Southern Bank 11 4.64% $2,661
Wells Fargo Bank 11 4.93% $3,844
BROKER SOLUTIONS, INC. 10 5.66% $5,068
Servion, Inc. 10 4.75% $3,133
Oakstar Bank 9 3.01% $2,676
The Bank of Missouri 9 4.37% $3,127
Mr. Cooper ( Nationstar Mortgage ) 7 5.02% $8,087
Regions Bank 6 5.17% $3,168
UNITED WHOLESALE MORTGAGE, LLC 5 6.18% $15,882
CANOPY MORTGAGE, LLC 5 5.85% $4,804
Capitol Federal Savings Bank 5 4.93% $4,020
Commerce Bank 5 4.60% $2,564
PENNYMAC LOAN SERVICES, LLC 5 4.30% $5,627
DELMAR FINANCIAL COMPANY 5 5.75% $2,940
Prosperity Home Mortgage, LLC 4 4.97% $3,372
CALIBER HOME LOANS, INC. 4 4.64% $7,249
United Bank of Union 4 5.21% $2,492
North American Savings Bank, F.S.B. 4 5.22% $4,291
AMERISAVE MORTGAGE CORPORATION 4 3.72% $8,364
Mortgage Research Center, LLC 4 6.03% $4,352
FREEDOM MORTGAGE CORPORATION 4 4.84% $4,868
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.34% $3,581
EVERETT FINANCIAL, INC. 3 5.08% $1,549
Bank of America 3 4.38% $2,994
Bank of England 3 4.50% $4,520
BNC National Bank 3 5.29% $6,392
CHURCHILL MORTGAGE CORPORATION 3 6.08% $4,784
First Community Bank 3 4.96% $5,097
MISSOURI ELECTRIC COOPERATIVES EMPL 3 3.92% $1,977
Plains Commerce Bank 3 5.42% $6,479
Springfield First Community Bank 3 3.41% $3,606
Stifel Bank and Trust 3 3.13% $2,089
The Huntington National Bank 3 3.83% $5,572
BANK OF LITTLE ROCK MORTGAGE CORPORATION 2 6.38% $4,334
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.13% $5,009
OPEN MORTGAGE, LLC 2 5.75% $4,862
COMMUNITY MORTGAGE, LLC 2 5.81% $3,177
Gateway First Bank 2 4.25% $1,441
PHH Mortgage Corporation 2 5.00% $5,038
Flagstar Bank, FSB 2 3.56% $3,569
NBKC BANK 2 4.69% $2,681
COMMUNITYAMERICA 2 4.94% $3,211
JPMorgan Chase Bank 2 4.50% $3,508
KELLER MORTGAGE, LLC 2 4.38% $3,256
RBC Bank, (Georgia) 2 4.50% $1,925
AMERICAN FINANCING CORPORATION 2 4.75% $3,989
FINANCE OF AMERICA MORTGAGE LLC 2 5.31% $9,936
ROYAL UNITED MORTGAGE LLC 2 4.50% $6,024
LAKEVIEW LOAN SERVICING, LLC 2 6.88% $6,372
First State Bank of St. Charles, Missouri 2 4.75% $3,280
USAA Federal Savings Bank 2 5.50% $4,018
LEADERONE FINANCIAL CORPORATION 2 6.00% $4,647
Barrington Bank & Trust Company, N.A. 2 5.12% $3,825
ALLIANCE CREDIT UNION 1 5.38% $4,166
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.88% $6,313
Equity Bank 1 5.99% $2,845
M&T Bank 1 4.38% $4,599
NAVY FEDERAL CREDIT UNION 1 4.88% $2,115
NBH Bank 1 6.10% $2,730
Neighborhood Loans, Inc. 1 6.75% $5,819
NEWREZ LLC 1 4.13% $2,398
ENDEAVOR CAPITAL, LLC. 1 7.63% $7,299
Northpointe Bank 1 6.50% $4,583
Northwest Bank 1 4.25% $6,745
Discover Bank 1 3.99% $0
OAKTREE FUNDING CORP. 1 7.13% $8,273
ON Q FINANCIAL, INC. 1 3.99% $3,498
PENTAGON FEDERAL CREDIT UNION 1 6.13% $1,551
ALLIANT CREDIT UNION 1 3.88% $3,676
PLANET HOME LENDING, LLC 1 3.38% $2,752
CMG MORTGAGE, INC. 1 5.63% $3,308
Central Bank 1 6.28% $2,890
Carrollton Bank 1 5.75% $1,701
RESIDENTIAL BANCORP 1 6.25% $9,998
Bell Bank 1 4.25% $6,249
Sierra Pacific Mortgage Company, Inc. 1 6.99% $8,280
Signature Bank of Arkansas 1 5.25% $4,412
WEST COMMUNITY 1 6.50% $3,757
STAR ONE CREDIT UNION 1 4.75% $2,024
Wood & Huston Bank 1 4.00% $1,502
Sunflower Bank 1 3.99% $2,151
BancorpSouth 1 4.25% $8,573
Ameris Bank 1 6.38% $2,948
The Home Loan Expert LLC 1 5.50% $12,359
Wyndham Capital Mortgage, Inc. 1 3.75% $7,933
TOGETHER CREDIT UNION 1 4.72% $3,097
Truist 1 5.49% $4,181
UMB Bank 1 4.16% $2,247
AmeriHome Mortgage Company, LLC 1 5.75% $5,952
AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $4,339
First Bank 1 4.13% $4,827
First Bank 1 5.99% $4,780
FIRST COMMUNITY 1 4.63% $0
First Federal Bank of Kansas City 1 5.25% $2,892
First National Bank of Omaha 1 5.13% $3,560
First Guaranty Mortgage Corporation 1 7.38% $2,624
FIRST STATE MORTGAGE SERVICES, LLC 1 4.50% $6,530
First United Bank and Trust Company 1 6.63% $3,233
First Western Trust Bank 1 4.38% $2,493
Fidelity Bank 1 4.50% $2,690
Gateway Metro Federal Credit Union 1 3.75% $2,772
Generations Bank 1 3.63% $4,689
GENEVA FINANCIAL, LLC 1 5.75% $3,126
FCS Financial FLCA 1 6.55% $2,479
F&B Acquisition Group LLC 1 5.75% $5,954
GUARANTEED RATE AFFINITY, LLC 1 5.13% $2,171
GUARANTEED RATE, INC. 1 4.99% $5,728
Farm Credit Mid-America, ACA 1 5.00% $5,606
HOME POINT FINANCIAL CORPORATION 1 4.75% $2,567
KeyBank 1 4.00% $2,895
Landmark National Bank 1 6.00% $7,014
FAMILY FINANCE MORTGAGE, LLC 1 3.75% $2,776
Mid-America Bank 1 6.50% $1,989
Midwest Mortgage Associates Corporation 1 7.13% $4,137
MISSOURI Credit Union 1 3.75% $2,736

Branson Average Closing Costs & Other Stats

Branson, MO's 128 lenders originated 1,724 loans during 2022. The total origination value was $393,270,000, with an average loan value of $228,115.

Branson's average closing costs are $3,812.

The top Branson lender as defined by loan originations is The Central Trust Bank, with 114 loans originated. Their average total fees are $3,139, which is $335 higher than the next largest lender, Simmons Bank.

The lowest fee Branson lenders (with over 10 loans originated) are Southern Bank ($2,018), Great Southern Bank ($2,661), Simmons Bank ($2,804), Arvest Bank ($2,989) and Hawthorn Bank ($2,995).

The lowest rate Branson lenders (with over 10 loans originated) are Great Southern Bank (4.64%), Servion, Inc. (4.75%), ASSEMBLIES OF GOD Credit Union (4.77%), Arvest Bank (4.79%) and U.S. Bank (4.82%).

Branson, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Central Trust Bank $4,370,000 $36,010,000 724.0% 9.2%
Simmons Bank $14,280,000 $18,640,000 30.5% 4.7%
QUICKEN LOANS, LLC $32,405,000 $18,050,000 -44.3% 4.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $28,795,000 $18,020,000 -37.4% 4.6%
Arvest Bank $20,410,000 $17,170,000 -15.9% 4.4%
CU Community Credit Union $15,310,000 n/a 3.9%
ASSEMBLIES OF GOD Credit Union $2,375,000 $14,500,000 510.5% 3.7%
Great Southern Bank $8,860,000 $11,675,000 31.8% 3.0%
LOANDEPOT.COM, LLC $19,925,000 $10,965,000 -45.0% 2.8%
Hawthorn Bank $5,920,000 $10,505,000 77.4% 2.7%
DAS Acquisition Company, LLC $20,735,000 $10,305,000 -50.3% 2.6%
Regent Bank $55,000 $10,070,000 18,209.1% 2.6%
GERSHMAN INVESTMENT CORP. $10,520,000 $9,305,000 -11.5% 2.4%
FLAT BRANCH MORTGAGE, INC. $11,495,000 $9,100,000 -20.8% 2.3%
Capital One $19,125,000 $8,760,000 -54.2% 2.2%
U.S. Bank $7,770,000 $5,920,000 -23.8% 1.5%
Mortgage Research Center, LLC $7,255,000 $5,620,000 -22.5% 1.4%
The Bank of Missouri $7,470,000 $5,495,000 -26.4% 1.4%
Southern Bank $6,790,000 $5,040,000 -25.8% 1.3%
Oakstar Bank $4,775,000 $4,150,000 -13.1% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,060,000 $4,070,000 -49.5% 1.0%
Springfield First Community Bank $5,820,000 $3,945,000 -32.2% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $3,865,000 $3,915,000 1.3% 1.0%
Wells Fargo Bank $4,370,000 $3,405,000 -22.1% 0.9%
Sullivan Bank $2,275,000 $3,165,000 39.1% 0.8%
FREEDOM MORTGAGE CORPORATION $8,495,000 $3,065,000 -63.9% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $3,005,000 $2,845,000 -5.3% 0.7%
Ozark Bank $2,860,000 $2,755,000 -3.7% 0.7%
PENNYMAC LOAN SERVICES, LLC $8,455,000 $2,615,000 -69.1% 0.7%
Capitol Federal Savings Bank $1,320,000 $2,595,000 96.6% 0.7%
Central Bank $2,580,000 n/a 0.7%
BROKER SOLUTIONS, INC. $4,390,000 $2,485,000 -43.4% 0.6%
Servion, Inc. $7,120,000 $2,395,000 -66.4% 0.6%
North American Savings Bank, F.S.B. $605,000 $2,390,000 295.0% 0.6%
CALIBER HOME LOANS, INC. $3,770,000 $2,345,000 -37.8% 0.6%
BancorpSouth Bank $4,015,000 $2,210,000 -45.0% 0.6%
The Huntington National Bank $545,000 $2,175,000 299.1% 0.6%
Commerce Bank $3,170,000 $1,905,000 -39.9% 0.5%
DELMAR FINANCIAL COMPANY $740,000 $1,860,000 151.4% 0.5%
Regions Bank $4,410,000 $1,770,000 -59.9% 0.5%
Busey Bank $1,725,000 n/a 0.4%
First Community Bank $195,000 $1,590,000 715.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,550,000 $1,525,000 -57.0% 0.4%
CANOPY MORTGAGE, LLC $1,890,000 $1,490,000 -21.2% 0.4%
NAVY FEDERAL CREDIT UNION $1,515,000 $1,375,000 -9.2% 0.3%
United Bank of Union $1,330,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $2,595,000 $1,320,000 -49.1% 0.3%
USAA Federal Savings Bank $1,630,000 $1,250,000 -23.3% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $275,000 $1,190,000 332.7% 0.3%
Availa Bank $1,165,000 n/a 0.3%
LEADERONE FINANCIAL CORPORATION $895,000 $1,165,000 30.2% 0.3%
Mid-Missouri Bank $1,905,000 $1,130,000 -40.7% 0.3%
LOANPAL, LLC $415,000 $1,095,000 163.9% 0.3%
OPEN MORTGAGE, LLC $1,095,000 n/a 0.3%
PLANET HOME LENDING, LLC $400,000 $1,090,000 172.5% 0.3%
Anstaff Bank $1,070,000 n/a 0.3%
GUILD MORTGAGE COMPANY $1,905,000 $1,050,000 -44.9% 0.3%
VILLAGE CAPITAL MORTGAGE $1,615,000 $1,040,000 -35.6% 0.3%
Barrington Bank & Trust Company, N.A. $690,000 $1,030,000 49.3% 0.3%
ON Q FINANCIAL, INC. $6,430,000 $1,000,000 -84.4% 0.3%
Plains Commerce Bank $3,580,000 $980,000 -72.6% 0.2%
ENCORE BANK $325,000 $975,000 200.0% 0.2%
Flagstar Bank, FSB $1,465,000 $960,000 -34.5% 0.2%
Bank of America $1,640,000 $950,000 -42.1% 0.2%
Equity Bank $680,000 $920,000 35.3% 0.2%
Bank of England $210,000 $905,000 331.0% 0.2%
BLUCURRENT $1,885,000 $900,000 -52.3% 0.2%
Carrollton Bank $445,000 $900,000 102.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $445,000 $890,000 100.0% 0.2%
The Federal Savings Bank $645,000 $885,000 37.2% 0.2%
First Midwest Bank of Dexter $880,000 n/a 0.2%
BNC National Bank $960,000 $875,000 -8.9% 0.2%
LENDSURE MORTGAGE CORP. $860,000 n/a 0.2%
Cedar Rapids Bank and Trust Company $855,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $810,000 n/a 0.2%
JPMorgan Chase Bank $840,000 $805,000 -4.2% 0.2%
COMMUNITYAMERICA $395,000 $795,000 101.3% 0.2%
Old Missouri Bank $470,000 $795,000 69.1% 0.2%
First National Bank of Waterloo $105,000 $790,000 652.4% 0.2%
Prosperity Home Mortgage, LLC $1,315,000 $790,000 -39.9% 0.2%
Bank of the West $780,000 n/a 0.2%
MISSOURI ELECTRIC COOPERATIVES EMPL $785,000 $780,000 -0.6% 0.2%
UMB Bank $830,000 $765,000 -7.8% 0.2%
CMG MORTGAGE, INC. $660,000 $760,000 15.2% 0.2%
PHH Mortgage Corporation $510,000 $750,000 47.1% 0.2%
ENDEAVOR CAPITAL, LLC. $1,215,000 $745,000 -38.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,420,000 $715,000 -49.6% 0.2%
Stifel Bank and Trust $465,000 $715,000 53.8% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $540,000 $700,000 29.6% 0.2%
HomePride Bank $685,000 n/a 0.2%
Bell Bank $380,000 $675,000 77.6% 0.2%
First Bank $95,000 $675,000 610.5% 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $670,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $680,000 $645,000 -5.1% 0.2%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $635,000 n/a 0.2%
First State Bank $625,000 n/a 0.2%
NEWREZ LLC $2,380,000 $620,000 -73.9% 0.2%
GUARANTEED RATE, INC. $1,430,000 $610,000 -57.3% 0.2%
Bank of St. Elizabeth $605,000 n/a 0.2%
Gateway First Bank $1,410,000 $605,000 -57.1% 0.2%
Discover Bank $340,000 $575,000 69.1% 0.1%
The Nodaway Valley Bank $545,000 n/a 0.1%
FIRST COMMUNITY $1,810,000 $530,000 -70.7% 0.1%
NBKC BANK $685,000 $530,000 -22.6% 0.1%
Pinnacle Bank $205,000 $530,000 158.5% 0.1%
MOVEMENT MORTGAGE, LLC $1,820,000 $500,000 -72.5% 0.1%
Equity Prime Mortgage LLC $490,000 n/a 0.1%
Stockmens Bank $505,000 $490,000 -3.0% 0.1%
WEST COMMUNITY $485,000 n/a 0.1%
Cornerstone Bank $460,000 n/a 0.1%
First Mortgage Solutions, LLC $455,000 n/a 0.1%
Midwest Mortgage Associates Corporation $185,000 $455,000 145.9% 0.1%
United Community Bank $455,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $445,000 -9.2% 0.1%
INLANTA MORTGAGE, INC. $215,000 $440,000 104.7% 0.1%
EVERETT FINANCIAL, INC. $285,000 $435,000 52.6% 0.1%
Northwest Bank $435,000 n/a 0.1%
KELLER MORTGAGE, LLC $320,000 $430,000 34.4% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $425,000 n/a 0.1%
Hometown Equity Mortgage, LLC $205,000 $425,000 107.3% 0.1%
21ST MORTGAGE CORPORATION $65,000 $420,000 546.2% 0.1%
OCMBC, INC. $420,000 n/a 0.1%
The Home Loan Expert LLC $415,000 n/a 0.1%
F & C Bank $410,000 n/a 0.1%
RBC Bank, (Georgia) $410,000 n/a 0.1%
First National Bank of Omaha $405,000 n/a 0.1%
Nations Lending Corporation $460,000 $405,000 -12.0% 0.1%
FCS Financial FLCA $395,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $2,250,000 $395,000 -82.4% 0.1%
Wyndham Capital Mortgage, Inc. $105,000 $395,000 276.2% 0.1%
AMERICAN FINANCING CORPORATION $645,000 $385,000 -40.3% 0.1%
Signature Bank of Arkansas $385,000 n/a 0.1%
Mid America Bank $380,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $400,000 $375,000 -6.3% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $705,000 $375,000 -46.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $365,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $690,000 $360,000 -47.8% 0.1%
Mid-America Bank $710,000 $345,000 -51.4% 0.1%
FirstTrust Home Loans, Inc. $170,000 $335,000 97.1% 0.1%
First State Bank of St. Charles, Missouri $495,000 $320,000 -35.4% 0.1%
Mabrey Bank $315,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $705,000 $315,000 -55.3% 0.1%
Wood & Huston Bank $855,000 $315,000 -63.2% 0.1%
Generations Bank $165,000 $305,000 84.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $680,000 $305,000 -55.1% 0.1%
Fidelity Bank $95,000 $300,000 215.8% 0.1%
First Bank $95,000 $295,000 210.5% 0.1%
First National Bank in DeRidder $295,000 n/a 0.1%
Low VA Rates, LLC $505,000 $295,000 -41.6% 0.1%
UNION HOME MORTGAGE CORP. $485,000 $295,000 -39.2% 0.1%
AMERICAN HERITAGE LENDING, INC. $290,000 n/a 0.1%
First Guaranty Mortgage Corporation $965,000 $290,000 -69.9% 0.1%
VANTAGE Credit Union $290,000 n/a 0.1%
First State Community Bank $405,000 $285,000 -29.6% 0.1%
GENEVA FINANCIAL, LLC $145,000 $280,000 93.1% 0.1%
M&T Bank $280,000 n/a 0.1%
RESIDENTIAL BANCORP. $275,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $105,000 $275,000 161.9% 0.1%
Citizens Bank of Rogersville $270,000 $270,000 0.0% 0.1%
DOMINION FINANCIAL SERVICES, LLC $270,000 n/a 0.1%
US MORTGAGE CORPORATION $265,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $390,000 $255,000 -34.6% 0.1%
TOGETHER CREDIT UNION $155,000 $255,000 64.5% 0.1%
Regional Missouri Bank $115,000 $250,000 117.4% 0.1%
Bank of Franklin County $135,000 $245,000 81.5% 0.1%
CITIZENS EQUITY FIRST $440,000 $245,000 -44.3% 0.1%
First Federal Bank of Kansas City $245,000 n/a 0.1%
Focus Bank $245,000 n/a 0.1%
KeyBank $245,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $245,000 n/a 0.1%
Texana Bank $405,000 $245,000 -39.5% 0.1%
Farm Credit Mid-America, ACA $235,000 n/a 0.1%
The Citizens Bank $95,000 $235,000 147.4% 0.1%
Firefighters First Federal Credit Union $230,000 n/a 0.1%
Kirkwood Bank & Trust Co. $230,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $300,000 $230,000 -23.3% 0.1%
American Airlines Federal Credit Union $225,000 $225,000 0.0% 0.1%
Ameris Bank $135,000 $225,000 66.7% 0.1%
MISSOURI Credit Union $225,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $225,000 n/a 0.1%
COMMUNITY MORTGAGE, LLC $460,000 $220,000 -52.2% 0.1%
F&B Acquisition Group LLC $300,000 $215,000 -28.3% 0.1%
Truist $280,000 $215,000 -23.2% 0.1%
Citizens Bank $225,000 $205,000 -8.9% 0.1%
First United Bank and Trust Company $245,000 $205,000 -16.3% 0.1%
Pony Express Bank $205,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.1%
Sunflower Bank $205,000 n/a 0.1%
First Oklahoma Bank $195,000 n/a 0.0%
Planters Bank, Inc. $195,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $195,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $185,000 n/a 0.0%
Landmark National Bank $185,000 n/a 0.0%
OAKTREE FUNDING CORP. $185,000 n/a 0.0%
Peoples Community Bank $170,000 $185,000 8.8% 0.0%
River Region Credit Union $500,000 $180,000 -64.0% 0.0%
ALLIANT CREDIT UNION $175,000 n/a 0.0%
Farmers and Merchants Bank of St. Clair $175,000 n/a 0.0%
People's Bank of Seneca $105,000 $175,000 66.7% 0.0%
TOWNE MORTGAGE COMPANY $205,000 $175,000 -14.6% 0.0%
American National Bank $165,000 n/a 0.0%
Community Mortgage Banc Corporation $165,000 n/a 0.0%
First National Bank of East Texas $165,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,210,000 $165,000 -86.4% 0.0%
LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
The Bank of Old Monroe $165,000 n/a 0.0%
Bank Iowa $155,000 n/a 0.0%
Bank of Odessa $155,000 n/a 0.0%
COMMERCIAL TRUST COMPANY OF FAYETTE $155,000 n/a 0.0%
Foundation Credit Union $155,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $1,130,000 $150,000 -86.7% 0.0%
First American Bank $145,000 n/a 0.0%
FRONTIER FINANCIAL, INC. $145,000 n/a 0.0%
Gateway Metro Federal Credit Union $145,000 n/a 0.0%
A&D Mortgage LLC $135,000 n/a 0.0%
ALLIANCE CREDIT UNION $135,000 n/a 0.0%
Freedom Bank of Southern Missouri $145,000 $135,000 -6.9% 0.0%
Neighborhood Loans, Inc. $135,000 n/a 0.0%
Northpointe Bank $995,000 $135,000 -86.4% 0.0%
The Seymour Bank $135,000 n/a 0.0%
UIF CORPORATION $135,000 n/a 0.0%
ACCESS CAPITAL FUNDING, L.L.C. $225,000 $125,000 -44.4% 0.0%
Carrington Mortgage Services, LLC $1,110,000 $125,000 -88.7% 0.0%
FOUR POINTS $125,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $125,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $315,000 $125,000 -60.3% 0.0%
First Western Trust Bank $115,000 n/a 0.0%
FCB Banks $105,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $165,000 $105,000 -36.4% 0.0%
HOMESITE MORTGAGE, LLC $105,000 n/a 0.0%
STAR ONE CREDIT UNION $105,000 n/a 0.0%
The Union State Bank of Everest $485,000 $105,000 -78.4% 0.0%
First Option Bank $95,000 n/a 0.0%
PEOPLES BANK & TRUST CO. $95,000 n/a 0.0%
WOODTRUST BANK $95,000 n/a 0.0%
First National Bank Of Oklahoma $85,000 n/a 0.0%
AMERICAN ADVISORS GROUP $75,000 $65,000 -13.3% 0.0%
FAMILY FINANCE MORTGAGE, LLC $675,000 $55,000 -91.9% 0.0%
NBH Bank $1,045,000 $45,000 -95.7% 0.0%
WINGS FINANCIAL $155,000 $35,000 -77.4% 0.0%
Boeing Employees Credit Union $25,000 n/a 0.0%
Community National Bank & Trust $15,000 n/a 0.0%

Branson's top lender by overall market share is The Central Trust Bank, with 9.2% market share. In second place, with 4.7%, is Simmons Bank, having originated $18,640,000 in loans. In third place, with 4.6%, is QUICKEN LOANS, LLC, having originated $18,050,000 in loans. In fourth place, with 4.6%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $18,020,000 in loans. In fifth place, with 4.4%, is Arvest Bank, having originated $17,170,000 in loans.


Branson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $177,250 (14.4%) $250,015 (13.7%) 0.00 693
2018-02-01 $179,900 (16.5%) $250,871 (14.9%) 0.00 678
2018-03-01 $179,900 (16.3%) $248,925 (14.1%) 0.00 705
2018-04-01 $181,950 (15.9%) $258,601 (15.6%) 0.00 734
2018-05-01 $187,350 (19.8%) $258,813 (14.2%) 0.00 739
2018-06-01 $189,900 (18.8%) $259,735 (12.5%) 0.00 758
2018-07-01 $190,475 (19.1%) $260,578 (11.9%) 0.00 774
2018-08-01 $189,000 (17.8%) $256,825 (8.9%) 0.00 791
2018-09-01 $185,000 (12.1%) $254,660 (6.0%) 0.00 759
2018-10-01 $183,625 (7.4%) $249,743 (0.5%) 0.00 758
2018-11-01 $188,525 (7.9%) $247,453 (-2.2%) 0.00 784
2018-12-01 $185,000 (5.7%) $240,080 (-6.9%) 0.00 771
2019-01-01 $186,950 (5.5%) $241,530 (-3.4%) 0.00 723
2019-02-01 $189,650 (5.4%) $244,447 (-2.6%) 0.00 721
2019-03-01 $194,186 (7.9%) $248,164 (-0.3%) 0.00 712
2019-04-01 $199,900 (9.9%) $251,163 (-2.9%) 0.00 718
2019-05-01 $199,450 (6.5%) $255,386 (-1.3%) 0.00 741
2019-06-01 $199,000 (4.8%) $256,308 (-1.3%) 0.00 771
2019-07-01 $199,900 (5.0%) $264,655 (1.6%) 0.00 770
2019-08-01 $200,782 (6.2%) $264,740 (3.1%) 0.00 754
2019-09-01 $198,655 (7.4%) $262,573 (3.1%) 0.00 734
2019-10-01 $194,750 (6.1%) $261,128 (4.6%) 0.00 711
2019-11-01 $197,000 (4.5%) $261,178 (5.6%) 0.00 675
2019-12-01 $189,900 (2.7%) $255,384 (6.4%) 0.00 675
2020-01-01 $191,450 (2.4%) $248,315 (2.8%) 0.00 613
2020-02-01 $197,900 (4.4%) $262,465 (7.4%) 0.00 625
2020-03-01 $199,925 (3.0%) $268,538 (8.2%) 0.00 616
2020-04-01 $197,500 (-1.2%) $268,500 (6.9%) 0.00 640
2020-05-01 $198,975 (-0.2%) $270,550 (5.9%) 0.00 624
2020-06-01 $198,175 (-0.4%) $274,868 (7.2%) 0.00 554
2020-07-01 $192,400 (-3.8%) $279,913 (5.8%) 0.00 513
2020-08-01 $199,700 (-0.5%) $304,045 (14.9%) 0.00 426
2020-09-01 $202,300 (1.8%) $304,094 (15.8%) 0.00 405
2020-10-01 $203,000 (4.2%) $320,802 (22.9%) 0.00 383
2020-11-01 $203,925 (3.5%) $326,140 (24.9%) 0.00 361
2020-12-01 $199,925 (5.3%) $321,162 (25.8%) 0.00 330
2021-01-01 $214,950 (12.3%) $317,260 (27.8%) 0.00 271
2021-02-01 $214,925 (8.6%) $307,239 (17.1%) 0.00 220
2021-03-01 $234,900 (17.5%) $372,435 (38.7%) 0.00 204
2021-04-01 $243,750 (23.4%) $399,384 (48.8%) 0.00 187
2021-05-01 $279,900 (40.7%) $452,195 (67.1%) 0.00 188
2021-06-01 $287,475 (45.1%) $452,491 (64.6%) 0.00 200
2021-07-01 $296,900 (54.3%) $445,612 (59.2%) 0.00 245
2021-08-01 $299,350 (49.9%) $434,995 (43.1%) 0.00 249
2021-09-01 $290,725 (43.7%) $462,462 (52.1%) 0.00 301
2021-10-01 $289,000 (42.4%) $481,918 (50.2%) 0.00 310
2021-11-01 $287,000 (40.7%) $513,061 (57.3%) 0.00 265
2021-12-01 $285,000 (42.6%) $575,204 (79.1%) 0.00 240
2022-01-01 $299,900 (39.5%) $603,054 (90.1%) 0.00 208
2022-02-01 $299,900 (39.5%) $564,761 (83.8%) 0.00 168
2022-03-01 $324,350 (38.1%) $633,121 (70.0%) 0.00 164
2022-04-01 $349,000 (43.2%) $620,533 (55.4%) 0.00 241
2022-05-01 $325,000 (16.1%) $578,810 (28.0%) 0.00 285
2022-06-01 $309,900 (7.8%) $504,690 (11.5%) 0.00 337
2022-07-01 $299,900 (1.0%) $480,687 (7.9%) 0.00 376
2022-08-01 $319,900 (6.9%) $507,198 (16.6%) 0.00 412
2022-09-01 $310,625 (6.8%) $493,198 (6.7%) 0.00 421
2022-10-01 $319,450 (10.5%) $481,987 (0.0%) 0.00 434
2022-11-01 $319,900 (11.5%) $453,759 (-11.6%) 0.00 435
2022-12-01 $339,900 (19.3%) $456,704 (-20.6%) 0.00 408
2023-01-01 $325,000 (8.4%) $454,370 (-24.7%) 0.00 359
2023-02-01 $329,225 (9.8%) $465,092 (-17.7%) 0.00 333
2023-03-01 $335,000 (3.3%) $467,441 (-26.2%) 0.00 348
2023-04-01 $320,000 (-8.3%) $440,743 (-29.0%) 0.00 395
2023-05-01 $320,000 (-1.5%) $462,255 (-20.1%) 0.00 395
2023-06-01 $321,750 (3.8%) $481,299 (-4.6%) 0.00 407
2023-07-01 $310,750 (3.6%) $466,987 (-2.9%) 0.00 409
2023-08-01 $319,725 (-0.1%) $482,613 (-4.9%) 0.00 416
2023-09-01 $299,950 (-3.4%) $472,374 (-4.2%) 0.00 437
2023-10-01 $301,975 (-5.5%) $464,732 (-3.6%) 0.00 493
2023-11-01 $300,000 (-6.2%) $453,268 (-0.1%) 0.00 522
2023-12-01 $299,900 (-11.8%) $442,201 (-3.2%) 0.00 526
Branson's median listing price for 2023-12-01 was $299,900, a difference of $-40,000 (-11.8%) versus the prior year and $-100 versus the prior month.

Branson's median listing price comes in at 0% of the national average.

Branson's average listing price for 2023-12-01 was $442,201, a difference of $-14,503 (-3.2%) versus the prior year and $-11,067 versus the prior month.

For the 2023-12-01 period, Branson had 526 MLS listings, a difference of 4 listings (1%) versus the prior month and 118 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,756 sqft
2018-02-01 0 days 1,764 sqft
2018-03-01 0 days 1,757 sqft
2018-04-01 0 days 1,755 sqft
2018-05-01 0 days 1,758 sqft
2018-06-01 0 days 1,793 sqft
2018-07-01 0 days 1,810 sqft
2018-08-01 0 days 1,747 sqft
2018-09-01 0 days 1,714 sqft
2018-10-01 0 days 1,686 sqft
2018-11-01 0 days 1,691 sqft
2018-12-01 0 days 1,692 sqft
2019-01-01 0 days 1,690 sqft
2019-02-01 0 days 1,693 sqft
2019-03-01 0 days 1,718 sqft
2019-04-01 0 days 1,725 sqft
2019-05-01 0 days 1,700 sqft
2019-06-01 0 days 1,692 sqft
2019-07-01 0 days 1,698 sqft
2019-08-01 0 days 1,723 sqft
2019-09-01 0 days 1,705 sqft
2019-10-01 0 days 1,692 sqft
2019-11-01 0 days 1,692 sqft
2019-12-01 0 days 1,692 sqft
2020-01-01 0 days 1,677 sqft
2020-02-01 0 days 1,682 sqft
2020-03-01 0 days 1,696 sqft
2020-04-01 0 days 1,649 sqft
2020-05-01 0 days 1,637 sqft
2020-06-01 0 days 1,630 sqft
2020-07-01 0 days 1,600 sqft
2020-08-01 0 days 1,650 sqft
2020-09-01 0 days 1,570 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,613 sqft
2020-12-01 0 days 1,603 sqft
2021-01-01 0 days 1,625 sqft
2021-02-01 0 days 1,600 sqft
2021-03-01 0 days 1,650 sqft
2021-04-01 0 days 1,617 sqft
2021-05-01 0 days 1,650 sqft
2021-06-01 0 days 1,739 sqft
2021-07-01 0 days 1,888 sqft
2021-08-01 0 days 1,829 sqft
2021-09-01 0 days 1,730 sqft
2021-10-01 0 days 1,715 sqft
2021-11-01 0 days 1,711 sqft
2021-12-01 0 days 1,697 sqft
2022-01-01 0 days 1,688 sqft
2022-02-01 0 days 1,672 sqft
2022-03-01 0 days 1,715 sqft
2022-04-01 0 days 1,750 sqft
2022-05-01 0 days 1,747 sqft
2022-06-01 0 days 1,618 sqft
2022-07-01 0 days 1,558 sqft
2022-08-01 0 days 1,644 sqft
2022-09-01 0 days 1,604 sqft
2022-10-01 0 days 1,605 sqft
2022-11-01 0 days 1,658 sqft
2022-12-01 0 days 1,631 sqft
2023-01-01 0 days 1,606 sqft
2023-02-01 0 days 1,614 sqft
2023-03-01 0 days 1,640 sqft
2023-04-01 0 days 1,546 sqft
2023-05-01 0 days 1,520 sqft
2023-06-01 0 days 1,567 sqft
2023-07-01 0 days 1,580 sqft
2023-08-01 0 days 1,592 sqft
2023-09-01 0 days 1,483 sqft
2023-10-01 0 days 1,515 sqft
2023-11-01 0 days 1,513 sqft
2023-12-01 0 days 1,512 sqft
Branson's median listing age (time on market) for 2023-12-01 was 0 days.

Branson's median square footage for active listings during the 2023-12-01 period was 1,512 sqft. One year prior, the average listing was 1,631 sqft.

Branson, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,033 $249,975,000 $241,989
Cash Out Refi 256 $45,760,000 $178,750
Refi 220 $77,650,000 $352,955
Other 131 $14,015,000 $106,985
Home Improvement 84 $5,870,000 $69,881

Branson's most frequently cited loan purpose was Home Purchase, with 1,033 originations. The 2nd most popular reason was Cash Out Refi, with 256 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 444 $92,640,000 $208,649
4-5% 401 $90,265,000 $225,100
3-4% 369 $98,795,000 $267,737
6-7% 204 $38,910,000 $190,735
2.5-3% 108 $17,380,000 $160,926
7-8% 72 $12,020,000 $166,944
Over 8% 22 $2,790,000 $126,818
<2.5% 13 $2,205,000 $169,615

During 2022, Branson's most frequently originated rate bucket was 5-6%, with 444 originations.

Loan Sizing (Branson, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 732 $109,650,000 $149,795
$200k-400k 513 $136,945,000 $266,949
$100,000 or less 339 $19,935,000 $58,805
$400k-600k 71 $33,155,000 $466,972
$600k-1000k 44 $32,110,000 $729,773
$Over $1MM 25 $61,475,000 $2,459,000

Branson's loan sizing saw the bucket of loans from $100k-200k with 732 originations, totaling $109,650,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 668 $161,120,000 $241,198
60-80% 487 $128,845,000 $264,569
40-60% 174 $41,950,000 $241,092
20-40% 154 $16,900,000 $109,740
Under 20% 125 $5,955,000 $47,640
Over 100% 21 $8,015,000 $381,667

Branson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 668 originations, totaling $161,120,000 in origination value.