Branson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Branson averaged 6.64% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7.22% and one month ago for the week of 2023-02-16, the average rate was 6.84%.

    Branson's average rate one year ago was 4.11%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.73%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Branson 30 Year Fixed Rate 2023-03-23 6.64%
    Branson 30 Year Fixed Rate Refi 2023-03-23 6.73%
    Branson 15 Year Fixed Rate 2023-03-23 6.13%
    Branson 15 Year Fixed Rate Refi 2023-03-23 6.13%
    Branson 30 Year FHA 2023-03-23 6.5%
    Branson 30 Year FHA Refi 2023-03-23 6.36%
    Branson 30 Year USDA 2023-03-23 6.44%
    Branson 30 Year USDA Refi 2023-03-23 4.41%
    Branson 30 Year VA 2023-03-23 6.02%
    Branson 30 Year VA Refi 2023-03-23 5.85%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Branson, MO.

    Branson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Branson, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Central Trust Bank 114 5.16% $3,139
    Simmons Bank 73 5.49% $2,804
    QUICKEN LOANS, LLC 49 5.02% $5,606
    Arvest Bank 45 4.79% $2,989
    PRIMELENDING, A PLAINSCAPITAL COMPANY 38 5.03% $3,962
    LOANDEPOT.COM, LLC 30 5.04% $4,565
    DAS Acquisition Company, LLC 27 4.90% $3,819
    Hawthorn Bank 26 5.41% $2,995
    GERSHMAN INVESTMENT CORP. 24 4.83% $4,264
    FLAT BRANCH MORTGAGE, INC. 22 4.89% $3,496
    ASSEMBLIES OF GOD Credit Union 20 4.77% $5,533
    U.S. Bank 19 4.82% $3,341
    Southern Bank 14 5.30% $2,018
    Great Southern Bank 11 4.64% $2,661
    Wells Fargo Bank 11 4.93% $3,844
    BROKER SOLUTIONS, INC. 10 5.66% $5,068
    Servion, Inc. 10 4.75% $3,133
    Oakstar Bank 9 3.01% $2,676
    The Bank of Missouri 9 4.37% $3,127
    Mr. Cooper ( Nationstar Mortgage ) 7 5.02% $8,087
    Regions Bank 6 5.17% $3,168
    UNITED WHOLESALE MORTGAGE, LLC 5 6.18% $15,882
    CANOPY MORTGAGE, LLC 5 5.85% $4,804
    Capitol Federal Savings Bank 5 4.93% $4,020
    Commerce Bank 5 4.60% $2,564
    PENNYMAC LOAN SERVICES, LLC 5 4.30% $5,627
    DELMAR FINANCIAL COMPANY 5 5.75% $2,940
    Prosperity Home Mortgage, LLC 4 4.97% $3,372
    CALIBER HOME LOANS, INC. 4 4.64% $7,249
    United Bank of Union 4 5.21% $2,492
    North American Savings Bank, F.S.B. 4 5.22% $4,291
    AMERISAVE MORTGAGE CORPORATION 4 3.72% $8,364
    Mortgage Research Center, LLC 4 6.03% $4,352
    FREEDOM MORTGAGE CORPORATION 4 4.84% $4,868
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.34% $3,581
    EVERETT FINANCIAL, INC. 3 5.08% $1,549
    Bank of America 3 4.38% $2,994
    Bank of England 3 4.50% $4,520
    BNC National Bank 3 5.29% $6,392
    CHURCHILL MORTGAGE CORPORATION 3 6.08% $4,784
    First Community Bank 3 4.96% $5,097
    MISSOURI ELECTRIC COOPERATIVES EMPL 3 3.92% $1,977
    Plains Commerce Bank 3 5.42% $6,479
    Springfield First Community Bank 3 3.41% $3,606
    Stifel Bank and Trust 3 3.13% $2,089
    The Huntington National Bank 3 3.83% $5,572
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 2 6.38% $4,334
    MUTUAL OF OMAHA MORTGAGE, INC. 2 5.13% $5,009
    OPEN MORTGAGE, LLC 2 5.75% $4,862
    COMMUNITY MORTGAGE, LLC 2 5.81% $3,177
    Gateway First Bank 2 4.25% $1,441
    PHH Mortgage Corporation 2 5.00% $5,038
    Flagstar Bank, FSB 2 3.56% $3,569
    NBKC BANK 2 4.69% $2,681
    COMMUNITYAMERICA 2 4.94% $3,211
    JPMorgan Chase Bank 2 4.50% $3,508
    KELLER MORTGAGE, LLC 2 4.38% $3,256
    RBC Bank, (Georgia) 2 4.50% $1,925
    AMERICAN FINANCING CORPORATION 2 4.75% $3,989
    FINANCE OF AMERICA MORTGAGE LLC 2 5.31% $9,936
    ROYAL UNITED MORTGAGE LLC 2 4.50% $6,024
    LAKEVIEW LOAN SERVICING, LLC 2 6.88% $6,372
    First State Bank of St. Charles, Missouri 2 4.75% $3,280
    USAA Federal Savings Bank 2 5.50% $4,018
    LEADERONE FINANCIAL CORPORATION 2 6.00% $4,647
    Barrington Bank & Trust Company, N.A. 2 5.12% $3,825
    ALLIANCE CREDIT UNION 1 5.38% $4,166
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.88% $6,313
    Equity Bank 1 5.99% $2,845
    M&T Bank 1 4.38% $4,599
    NAVY FEDERAL CREDIT UNION 1 4.88% $2,115
    NBH Bank 1 6.10% $2,730
    Neighborhood Loans, Inc. 1 6.75% $5,819
    NEWREZ LLC 1 4.13% $2,398
    ENDEAVOR CAPITAL, LLC. 1 7.63% $7,299
    Northpointe Bank 1 6.50% $4,583
    Northwest Bank 1 4.25% $6,745
    Discover Bank 1 3.99% $0
    OAKTREE FUNDING CORP. 1 7.13% $8,273
    ON Q FINANCIAL, INC. 1 3.99% $3,498
    PENTAGON FEDERAL CREDIT UNION 1 6.13% $1,551
    ALLIANT CREDIT UNION 1 3.88% $3,676
    PLANET HOME LENDING, LLC 1 3.38% $2,752
    CMG MORTGAGE, INC. 1 5.63% $3,308
    Central Bank 1 6.28% $2,890
    Carrollton Bank 1 5.75% $1,701
    RESIDENTIAL BANCORP. 1 6.25% $9,998
    Bell Bank 1 4.25% $6,249
    Sierra Pacific Mortgage Company, Inc. 1 6.99% $8,280
    Signature Bank of Arkansas 1 5.25% $4,412
    WEST COMMUNITY 1 6.50% $3,757
    STAR ONE CREDIT UNION 1 4.75% $2,024
    Wood & Huston Bank 1 4.00% $1,502
    Sunflower Bank 1 3.99% $2,151
    BancorpSouth Bank 1 4.25% $8,573
    Ameris Bank 1 6.38% $2,948
    The Home Loan Expert LLC 1 5.50% $12,359
    Wyndham Capital Mortgage, Inc. 1 3.75% $7,933
    TOGETHER CREDIT UNION 1 4.72% $3,097
    Truist 1 5.49% $4,181
    UMB Bank 1 4.16% $2,247
    AmeriHome Mortgage Company, LLC 1 5.75% $5,952
    AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $4,339
    First Bank 1 4.13% $4,827
    First Bank 1 5.99% $4,780
    FIRST COMMUNITY 1 4.63% $0
    First Federal Bank of Kansas City 1 5.25% $2,892
    First National Bank of Omaha 1 5.13% $3,560
    First Guaranty Mortgage Corporation 1 7.38% $2,624
    FIRST STATE MORTGAGE SERVICES, LLC 1 4.50% $6,530
    First United Bank and Trust Company 1 6.63% $3,233
    First Western Trust Bank 1 4.38% $2,493
    Fidelity Bank 1 4.50% $2,690
    Gateway Metro Federal Credit Union 1 3.75% $2,772
    Generations Bank 1 3.63% $4,689
    GENEVA FINANCIAL, LLC 1 5.75% $3,126
    FCS Financial FLCA 1 6.55% $2,479
    F&B Acquisition Group LLC 1 5.75% $5,954
    GUARANTEED RATE AFFINITY, LLC 1 5.13% $2,171
    GUARANTEED RATE, INC. 1 4.99% $5,728
    Farm Credit Mid-America, ACA 1 5.00% $5,606
    HOME POINT FINANCIAL CORPORATION 1 4.75% $2,567
    KeyBank 1 4.00% $2,895
    Landmark National Bank 1 6.00% $7,014
    FAMILY FINANCE MORTGAGE, LLC 1 3.75% $2,776
    Mid-America Bank 1 6.50% $1,989
    Midwest Mortgage Associates Corporation 1 7.13% $4,137
    MISSOURI Credit Union 1 3.75% $2,736

    Branson Average Closing Costs & Other Stats

    Branson, MO's 128 lenders originated 1,724 loans during 2022. The total origination value was $393,270,000, with an average loan value of $228,115.

    Branson's average closing costs are $3,812.

    The top Branson lender as defined by loan originations is The Central Trust Bank, with 114 loans originated. Their average total fees are $3,139, which is $335 higher than the next largest lender, Simmons Bank.

    The lowest fee Branson lenders (with over 10 loans originated) are Southern Bank ($2,018), Great Southern Bank ($2,661), Simmons Bank ($2,804), Arvest Bank ($2,989) and Hawthorn Bank ($2,995).

    The lowest rate Branson lenders (with over 10 loans originated) are Great Southern Bank (4.64%), Servion, Inc. (4.75%), ASSEMBLIES OF GOD Credit Union (4.77%), Arvest Bank (4.79%) and U.S. Bank (4.82%).

    Branson, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Central Trust Bank $4,370,000 $36,010,000 724.0% 9.2%
    Simmons Bank $14,280,000 $18,640,000 30.5% 4.7%
    QUICKEN LOANS, LLC $32,405,000 $18,050,000 -44.3% 4.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $28,795,000 $18,020,000 -37.4% 4.6%
    Arvest Bank $20,410,000 $17,170,000 -15.9% 4.4%
    CU Community Credit Union $15,310,000 n/a 3.9%
    ASSEMBLIES OF GOD Credit Union $2,375,000 $14,500,000 510.5% 3.7%
    Great Southern Bank $8,860,000 $11,675,000 31.8% 3.0%
    LOANDEPOT.COM, LLC $19,925,000 $10,965,000 -45.0% 2.8%
    Hawthorn Bank $5,920,000 $10,505,000 77.4% 2.7%
    DAS Acquisition Company, LLC $20,735,000 $10,305,000 -50.3% 2.6%
    Regent Bank $55,000 $10,070,000 18,209.1% 2.6%
    GERSHMAN INVESTMENT CORP. $10,520,000 $9,305,000 -11.5% 2.4%
    FLAT BRANCH MORTGAGE, INC. $11,495,000 $9,100,000 -20.8% 2.3%
    Capital One $19,125,000 $8,760,000 -54.2% 2.2%
    U.S. Bank $7,770,000 $5,920,000 -23.8% 1.5%
    Mortgage Research Center, LLC $7,255,000 $5,620,000 -22.5% 1.4%
    The Bank of Missouri $7,470,000 $5,495,000 -26.4% 1.4%
    Southern Bank $6,790,000 $5,040,000 -25.8% 1.3%
    Oakstar Bank $4,775,000 $4,150,000 -13.1% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,060,000 $4,070,000 -49.5% 1.0%
    Springfield First Community Bank $5,820,000 $3,945,000 -32.2% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $3,865,000 $3,915,000 1.3% 1.0%
    Wells Fargo Bank $4,370,000 $3,405,000 -22.1% 0.9%
    Sullivan Bank $2,275,000 $3,165,000 39.1% 0.8%
    FREEDOM MORTGAGE CORPORATION $8,495,000 $3,065,000 -63.9% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $3,005,000 $2,845,000 -5.3% 0.7%
    Ozark Bank $2,860,000 $2,755,000 -3.7% 0.7%
    PENNYMAC LOAN SERVICES, LLC $8,455,000 $2,615,000 -69.1% 0.7%
    Capitol Federal Savings Bank $1,320,000 $2,595,000 96.6% 0.7%
    Central Bank $2,580,000 n/a 0.7%
    BROKER SOLUTIONS, INC. $4,390,000 $2,485,000 -43.4% 0.6%
    Servion, Inc. $7,120,000 $2,395,000 -66.4% 0.6%
    North American Savings Bank, F.S.B. $605,000 $2,390,000 295.0% 0.6%
    CALIBER HOME LOANS, INC. $3,770,000 $2,345,000 -37.8% 0.6%
    BancorpSouth Bank $4,015,000 $2,210,000 -45.0% 0.6%
    The Huntington National Bank $545,000 $2,175,000 299.1% 0.6%
    Commerce Bank $3,170,000 $1,905,000 -39.9% 0.5%
    DELMAR FINANCIAL COMPANY $740,000 $1,860,000 151.4% 0.5%
    Regions Bank $4,410,000 $1,770,000 -59.9% 0.5%
    Busey Bank $1,725,000 n/a 0.4%
    First Community Bank $195,000 $1,590,000 715.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $3,550,000 $1,525,000 -57.0% 0.4%
    CANOPY MORTGAGE, LLC $1,890,000 $1,490,000 -21.2% 0.4%
    NAVY FEDERAL CREDIT UNION $1,515,000 $1,375,000 -9.2% 0.3%
    United Bank of Union $1,330,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $2,595,000 $1,320,000 -49.1% 0.3%
    USAA Federal Savings Bank $1,630,000 $1,250,000 -23.3% 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $275,000 $1,190,000 332.7% 0.3%
    Availa Bank $1,165,000 n/a 0.3%
    LEADERONE FINANCIAL CORPORATION $895,000 $1,165,000 30.2% 0.3%
    Mid-Missouri Bank $1,905,000 $1,130,000 -40.7% 0.3%
    LOANPAL, LLC $415,000 $1,095,000 163.9% 0.3%
    OPEN MORTGAGE, LLC $1,095,000 n/a 0.3%
    PLANET HOME LENDING, LLC $400,000 $1,090,000 172.5% 0.3%
    Anstaff Bank $1,070,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $1,905,000 $1,050,000 -44.9% 0.3%
    VILLAGE CAPITAL MORTGAGE $1,615,000 $1,040,000 -35.6% 0.3%
    Barrington Bank & Trust Company, N.A. $690,000 $1,030,000 49.3% 0.3%
    ON Q FINANCIAL, INC. $6,430,000 $1,000,000 -84.4% 0.3%
    Plains Commerce Bank $3,580,000 $980,000 -72.6% 0.2%
    ENCORE BANK $325,000 $975,000 200.0% 0.2%
    Flagstar Bank, FSB $1,465,000 $960,000 -34.5% 0.2%
    Bank of America $1,640,000 $950,000 -42.1% 0.2%
    Equity Bank $680,000 $920,000 35.3% 0.2%
    Bank of England $210,000 $905,000 331.0% 0.2%
    BLUCURRENT $1,885,000 $900,000 -52.3% 0.2%
    Carrollton Bank $445,000 $900,000 102.2% 0.2%
    CHURCHILL MORTGAGE CORPORATION $445,000 $890,000 100.0% 0.2%
    The Federal Savings Bank $645,000 $885,000 37.2% 0.2%
    First Midwest Bank of Dexter $880,000 n/a 0.2%
    BNC National Bank $960,000 $875,000 -8.9% 0.2%
    LENDSURE MORTGAGE CORP. $860,000 n/a 0.2%
    Cedar Rapids Bank and Trust Company $855,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $810,000 n/a 0.2%
    JPMorgan Chase Bank $840,000 $805,000 -4.2% 0.2%
    COMMUNITYAMERICA $395,000 $795,000 101.3% 0.2%
    Old Missouri Bank $470,000 $795,000 69.1% 0.2%
    First National Bank of Waterloo $105,000 $790,000 652.4% 0.2%
    Prosperity Home Mortgage, LLC $1,315,000 $790,000 -39.9% 0.2%
    Bank of the West $780,000 n/a 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $785,000 $780,000 -0.6% 0.2%
    UMB Bank $830,000 $765,000 -7.8% 0.2%
    CMG MORTGAGE, INC. $660,000 $760,000 15.2% 0.2%
    PHH Mortgage Corporation $510,000 $750,000 47.1% 0.2%
    ENDEAVOR CAPITAL, LLC. $1,215,000 $745,000 -38.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,420,000 $715,000 -49.6% 0.2%
    Stifel Bank and Trust $465,000 $715,000 53.8% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $540,000 $700,000 29.6% 0.2%
    HomePride Bank $685,000 n/a 0.2%
    Bell Bank $380,000 $675,000 77.6% 0.2%
    First Bank $95,000 $675,000 610.5% 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $670,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $680,000 $645,000 -5.1% 0.2%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $635,000 n/a 0.2%
    First State Bank $625,000 n/a 0.2%
    NEWREZ LLC $2,380,000 $620,000 -73.9% 0.2%
    GUARANTEED RATE, INC. $1,430,000 $610,000 -57.3% 0.2%
    Bank of St. Elizabeth $605,000 n/a 0.2%
    Gateway First Bank $1,410,000 $605,000 -57.1% 0.2%
    Discover Bank $340,000 $575,000 69.1% 0.1%
    The Nodaway Valley Bank $545,000 n/a 0.1%
    FIRST COMMUNITY $1,810,000 $530,000 -70.7% 0.1%
    NBKC BANK $685,000 $530,000 -22.6% 0.1%
    Pinnacle Bank $205,000 $530,000 158.5% 0.1%
    MOVEMENT MORTGAGE, LLC $1,820,000 $500,000 -72.5% 0.1%
    Equity Prime Mortgage LLC $490,000 n/a 0.1%
    Stockmens Bank $505,000 $490,000 -3.0% 0.1%
    WEST COMMUNITY $485,000 n/a 0.1%
    Cornerstone Bank $460,000 n/a 0.1%
    First Mortgage Solutions, LLC $455,000 n/a 0.1%
    Midwest Mortgage Associates Corporation $185,000 $455,000 145.9% 0.1%
    United Community Bank $455,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $445,000 -9.2% 0.1%
    INLANTA MORTGAGE, INC. $215,000 $440,000 104.7% 0.1%
    EVERETT FINANCIAL, INC. $285,000 $435,000 52.6% 0.1%
    Northwest Bank $435,000 n/a 0.1%
    KELLER MORTGAGE, LLC $320,000 $430,000 34.4% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $425,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $205,000 $425,000 107.3% 0.1%
    21ST MORTGAGE CORPORATION $65,000 $420,000 546.2% 0.1%
    OCMBC, INC. $420,000 n/a 0.1%
    The Home Loan Expert LLC $415,000 n/a 0.1%
    F & C Bank $410,000 n/a 0.1%
    RBC Bank, (Georgia) $410,000 n/a 0.1%
    First National Bank of Omaha $405,000 n/a 0.1%
    Nations Lending Corporation $460,000 $405,000 -12.0% 0.1%
    FCS Financial FLCA $395,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $2,250,000 $395,000 -82.4% 0.1%
    Wyndham Capital Mortgage, Inc. $105,000 $395,000 276.2% 0.1%
    AMERICAN FINANCING CORPORATION $645,000 $385,000 -40.3% 0.1%
    Signature Bank of Arkansas $385,000 n/a 0.1%
    Mid America Bank $380,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $400,000 $375,000 -6.3% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $705,000 $375,000 -46.8% 0.1%
    GUARANTEED RATE AFFINITY, LLC $365,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $690,000 $360,000 -47.8% 0.1%
    Mid-America Bank $710,000 $345,000 -51.4% 0.1%
    FirstTrust Home Loans, Inc. $170,000 $335,000 97.1% 0.1%
    First State Bank of St. Charles, Missouri $495,000 $320,000 -35.4% 0.1%
    Mabrey Bank $315,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $705,000 $315,000 -55.3% 0.1%
    Wood & Huston Bank $855,000 $315,000 -63.2% 0.1%
    Generations Bank $165,000 $305,000 84.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $680,000 $305,000 -55.1% 0.1%
    Fidelity Bank $95,000 $300,000 215.8% 0.1%
    First Bank $95,000 $295,000 210.5% 0.1%
    First National Bank in DeRidder $295,000 n/a 0.1%
    Low VA Rates, LLC $505,000 $295,000 -41.6% 0.1%
    UNION HOME MORTGAGE CORP. $485,000 $295,000 -39.2% 0.1%
    AMERICAN HERITAGE LENDING, INC. $290,000 n/a 0.1%
    First Guaranty Mortgage Corporation $965,000 $290,000 -69.9% 0.1%
    VANTAGE Credit Union $290,000 n/a 0.1%
    First State Community Bank $405,000 $285,000 -29.6% 0.1%
    GENEVA FINANCIAL, LLC $145,000 $280,000 93.1% 0.1%
    M&T Bank $280,000 n/a 0.1%
    RESIDENTIAL BANCORP. $275,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $105,000 $275,000 161.9% 0.1%
    Citizens Bank of Rogersville $270,000 $270,000 0.0% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $270,000 n/a 0.1%
    US MORTGAGE CORPORATION $265,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $390,000 $255,000 -34.6% 0.1%
    TOGETHER CREDIT UNION $155,000 $255,000 64.5% 0.1%
    Regional Missouri Bank $115,000 $250,000 117.4% 0.1%
    Bank of Franklin County $135,000 $245,000 81.5% 0.1%
    CITIZENS EQUITY FIRST $440,000 $245,000 -44.3% 0.1%
    First Federal Bank of Kansas City $245,000 n/a 0.1%
    Focus Bank $245,000 n/a 0.1%
    KeyBank $245,000 n/a 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $245,000 n/a 0.1%
    Texana Bank $405,000 $245,000 -39.5% 0.1%
    Farm Credit Mid-America, ACA $235,000 n/a 0.1%
    The Citizens Bank $95,000 $235,000 147.4% 0.1%
    Firefighters First Federal Credit Union $230,000 n/a 0.1%
    Kirkwood Bank & Trust Co. $230,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $300,000 $230,000 -23.3% 0.1%
    American Airlines Federal Credit Union $225,000 $225,000 0.0% 0.1%
    Ameris Bank $135,000 $225,000 66.7% 0.1%
    MISSOURI Credit Union $225,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $225,000 n/a 0.1%
    COMMUNITY MORTGAGE, LLC $460,000 $220,000 -52.2% 0.1%
    F&B Acquisition Group LLC $300,000 $215,000 -28.3% 0.1%
    Truist $280,000 $215,000 -23.2% 0.1%
    Citizens Bank $225,000 $205,000 -8.9% 0.1%
    First United Bank and Trust Company $245,000 $205,000 -16.3% 0.1%
    Pony Express Bank $205,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.1%
    Sunflower Bank $205,000 n/a 0.1%
    First Oklahoma Bank $195,000 n/a 0.0%
    Planters Bank, Inc. $195,000 n/a 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $195,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $185,000 n/a 0.0%
    Landmark National Bank $185,000 n/a 0.0%
    OAKTREE FUNDING CORP. $185,000 n/a 0.0%
    Peoples Community Bank $170,000 $185,000 8.8% 0.0%
    River Region Credit Union $500,000 $180,000 -64.0% 0.0%
    ALLIANT CREDIT UNION $175,000 n/a 0.0%
    Farmers and Merchants Bank of St. Clair $175,000 n/a 0.0%
    People's Bank of Seneca $105,000 $175,000 66.7% 0.0%
    TOWNE MORTGAGE COMPANY $205,000 $175,000 -14.6% 0.0%
    American National Bank $165,000 n/a 0.0%
    Community Mortgage Banc Corporation $165,000 n/a 0.0%
    First National Bank of East Texas $165,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $1,210,000 $165,000 -86.4% 0.0%
    LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
    The Bank of Old Monroe $165,000 n/a 0.0%
    Bank Iowa $155,000 n/a 0.0%
    Bank of Odessa $155,000 n/a 0.0%
    COMMERCIAL TRUST COMPANY OF FAYETTE $155,000 n/a 0.0%
    Foundation Credit Union $155,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $1,130,000 $150,000 -86.7% 0.0%
    First American Bank $145,000 n/a 0.0%
    FRONTIER FINANCIAL, INC. $145,000 n/a 0.0%
    Gateway Metro Federal Credit Union $145,000 n/a 0.0%
    A&D Mortgage LLC $135,000 n/a 0.0%
    ALLIANCE CREDIT UNION $135,000 n/a 0.0%
    Freedom Bank of Southern Missouri $145,000 $135,000 -6.9% 0.0%
    Neighborhood Loans, Inc. $135,000 n/a 0.0%
    Northpointe Bank $995,000 $135,000 -86.4% 0.0%
    The Seymour Bank $135,000 n/a 0.0%
    UIF CORPORATION $135,000 n/a 0.0%
    ACCESS CAPITAL FUNDING, L.L.C. $225,000 $125,000 -44.4% 0.0%
    Carrington Mortgage Services, LLC $1,110,000 $125,000 -88.7% 0.0%
    FOUR POINTS $125,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $125,000 n/a 0.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $315,000 $125,000 -60.3% 0.0%
    First Western Trust Bank $115,000 n/a 0.0%
    FCB Banks $105,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $165,000 $105,000 -36.4% 0.0%
    HOMESITE MORTGAGE, LLC $105,000 n/a 0.0%
    STAR ONE CREDIT UNION $105,000 n/a 0.0%
    The Union State Bank of Everest $485,000 $105,000 -78.4% 0.0%
    First Option Bank $95,000 n/a 0.0%
    PEOPLES BANK & TRUST CO. $95,000 n/a 0.0%
    WOODTRUST BANK $95,000 n/a 0.0%
    First National Bank Of Oklahoma $85,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $75,000 $65,000 -13.3% 0.0%
    FAMILY FINANCE MORTGAGE, LLC $675,000 $55,000 -91.9% 0.0%
    NBH Bank $1,045,000 $45,000 -95.7% 0.0%
    WINGS FINANCIAL $155,000 $35,000 -77.4% 0.0%
    Boeing Employees Credit Union $25,000 n/a 0.0%
    Community National Bank & Trust $15,000 n/a 0.0%

    Branson's top lender by overall market share is The Central Trust Bank, with 9.2% market share. In second place, with 4.7%, is Simmons Bank, having originated $18,640,000 in loans. In third place, with 4.6%, is QUICKEN LOANS, LLC, having originated $18,050,000 in loans. In fourth place, with 4.6%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $18,020,000 in loans. In fifth place, with 4.4%, is Arvest Bank, having originated $17,170,000 in loans.

    Branson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,000 (14.3%) $250,936 (13.2%) 0.00 692
    2018-02-01 $179,900 (16.4%) $251,818 (14.4%) 0.00 677
    2018-03-01 $179,900 (16.0%) $249,850 (13.7%) 0.00 702
    2018-04-01 $181,675 (15.1%) $259,235 (15.0%) 0.00 731
    2018-05-01 $187,350 (19.8%) $259,395 (13.6%) 0.00 737
    2018-06-01 $189,900 (18.8%) $260,176 (11.8%) 0.00 756
    2018-07-01 $190,500 (19.1%) $261,548 (11.5%) 0.00 772
    2018-08-01 $189,000 (17.0%) $257,738 (8.5%) 0.00 790
    2018-09-01 $185,000 (12.1%) $254,424 (5.0%) 0.00 758
    2018-10-01 $183,350 (6.4%) $249,794 (-0.3%) 0.00 757
    2018-11-01 $188,400 (7.8%) $247,500 (-2.7%) 0.00 783
    2018-12-01 $185,000 (5.7%) $240,120 (-7.4%) 0.00 770
    2019-01-01 $186,700 (5.5%) $241,469 (-3.8%) 0.00 722
    2019-02-01 $189,275 (5.2%) $244,291 (-3.0%) 0.00 719
    2019-03-01 $194,229 (8.0%) $248,196 (-0.7%) 0.00 711
    2019-04-01 $199,900 (10.0%) $251,257 (-3.1%) 0.00 715
    2019-05-01 $199,625 (6.6%) $256,014 (-1.3%) 0.00 738
    2019-06-01 $199,500 (5.1%) $257,509 (-1.0%) 0.00 765
    2019-07-01 $199,900 (4.9%) $265,628 (1.6%) 0.00 765
    2019-08-01 $201,945 (6.9%) $265,770 (3.1%) 0.00 750
    2019-09-01 $199,389 (7.8%) $263,671 (3.6%) 0.00 729
    2019-10-01 $196,150 (7.0%) $262,272 (5.0%) 0.00 706
    2019-11-01 $197,375 (4.8%) $262,386 (6.0%) 0.00 669
    2019-12-01 $189,900 (2.7%) $256,759 (6.9%) 0.00 672
    2020-01-01 $191,950 (2.8%) $249,699 (3.4%) 0.00 610
    2020-02-01 $198,450 (4.9%) $263,838 (8.0%) 0.00 622
    2020-03-01 $199,950 (3.0%) $270,282 (8.9%) 0.00 611
    2020-04-01 $199,438 (-0.2%) $270,158 (7.5%) 0.00 635
    2020-05-01 $199,000 (-0.3%) $272,154 (6.3%) 0.00 620
    2020-06-01 $199,450 (0.0%) $276,559 (7.4%) 0.00 551
    2020-07-01 $192,925 (-3.5%) $281,849 (6.1%) 0.00 510
    2020-08-01 $199,900 (-1.0%) $306,566 (15.4%) 0.00 424
    2020-09-01 $202,925 (1.8%) $306,408 (16.2%) 0.00 402
    2020-10-01 $204,900 (4.5%) $321,855 (22.7%) 0.00 379
    2020-11-01 $205,975 (4.4%) $327,290 (24.7%) 0.00 357
    2020-12-01 $199,950 (5.3%) $321,751 (25.3%) 0.00 327
    2021-01-01 $214,950 (12.0%) $317,301 (27.1%) 0.00 269
    2021-02-01 $214,925 (8.3%) $307,232 (16.5%) 0.00 218
    2021-03-01 $234,925 (17.5%) $374,178 (38.4%) 0.00 201
    2021-04-01 $245,000 (22.9%) $401,147 (48.5%) 0.00 185
    2021-05-01 $279,900 (40.7%) $453,738 (66.7%) 0.00 186
    2021-06-01 $287,500 (44.2%) $455,387 (64.7%) 0.00 197
    2021-07-01 $295,000 (52.9%) $445,461 (58.1%) 0.00 242
    2021-08-01 $299,350 (49.8%) $435,867 (42.2%) 0.00 245
    2021-09-01 $290,975 (43.4%) $463,471 (51.3%) 0.00 298
    2021-10-01 $289,000 (41.0%) $483,074 (50.1%) 0.00 307
    2021-11-01 $286,000 (38.9%) $512,631 (56.6%) 0.00 264
    2021-12-01 $284,999 (42.5%) $574,372 (78.5%) 0.00 239
    2022-01-01 $299,900 (39.5%) $602,312 (89.8%) 0.00 207
    2022-02-01 $299,900 (39.5%) $564,761 (83.8%) 0.00 168
    2022-03-01 $324,350 (38.1%) $633,121 (69.2%) 0.00 164
    2022-04-01 $349,000 (42.5%) $620,533 (54.7%) 0.00 241
    2022-05-01 $325,000 (16.1%) $580,482 (27.9%) 0.00 284
    2022-06-01 $309,925 (7.8%) $505,887 (11.1%) 0.00 336
    2022-07-01 $299,900 (1.7%) $481,721 (8.1%) 0.00 375
    2022-08-01 $319,900 (6.9%) $508,200 (16.6%) 0.00 411
    2022-09-01 $311,250 (7.0%) $494,132 (6.6%) 0.00 420
    2022-10-01 $319,900 (10.7%) $482,884 (0.0%) 0.00 433
    2022-11-01 $319,900 (11.9%) $454,611 (-11.3%) 0.00 434
    2022-12-01 $339,900 (19.3%) $457,628 (-20.3%) 0.00 407
    2023-01-01 $325,000 (8.4%) $454,370 (-24.6%) 0.00 359
    2023-02-01 $329,225 (9.8%) $465,092 (-17.7%) 0.00 333
    Branson's median listing price for 2023-02-01 was $329,225, a difference of $29,325 (9.8%) versus the prior year and $4,225 versus the prior month.

    Branson's median listing price comes in at 0% of the national average.

    Branson's average listing price for 2023-02-01 was $465,092, a difference of $-99,669 (-17.7%) versus the prior year and $10,722 versus the prior month.

    For the 2023-02-01 period, Branson had 333 MLS listings, a difference of -26 listings (-7%) versus the prior month and 165 listings (98%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,756 sqft
    2018-02-01 0 days 1,764 sqft
    2018-03-01 0 days 1,754 sqft
    2018-04-01 0 days 1,754 sqft
    2018-05-01 0 days 1,758 sqft
    2018-06-01 0 days 1,793 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,751 sqft
    2018-09-01 0 days 1,716 sqft
    2018-10-01 0 days 1,686 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,692 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,692 sqft
    2019-03-01 0 days 1,705 sqft
    2019-04-01 0 days 1,712 sqft
    2019-05-01 0 days 1,697 sqft
    2019-06-01 0 days 1,692 sqft
    2019-07-01 0 days 1,693 sqft
    2019-08-01 0 days 1,709 sqft
    2019-09-01 0 days 1,700 sqft
    2019-10-01 0 days 1,692 sqft
    2019-11-01 0 days 1,692 sqft
    2019-12-01 0 days 1,691 sqft
    2020-01-01 0 days 1,677 sqft
    2020-02-01 0 days 1,681 sqft
    2020-03-01 0 days 1,695 sqft
    2020-04-01 0 days 1,647 sqft
    2020-05-01 0 days 1,636 sqft
    2020-06-01 0 days 1,626 sqft
    2020-07-01 0 days 1,594 sqft
    2020-08-01 0 days 1,650 sqft
    2020-09-01 0 days 1,571 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,613 sqft
    2020-12-01 0 days 1,601 sqft
    2021-01-01 0 days 1,609 sqft
    2021-02-01 0 days 1,595 sqft
    2021-03-01 0 days 1,646 sqft
    2021-04-01 0 days 1,615 sqft
    2021-05-01 0 days 1,650 sqft
    2021-06-01 0 days 1,741 sqft
    2021-07-01 0 days 1,879 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,730 sqft
    2021-10-01 0 days 1,715 sqft
    2021-11-01 0 days 1,708 sqft
    2021-12-01 0 days 1,696 sqft
    2022-01-01 0 days 1,675 sqft
    2022-02-01 0 days 1,672 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,750 sqft
    2022-05-01 0 days 1,750 sqft
    2022-06-01 0 days 1,625 sqft
    2022-07-01 0 days 1,559 sqft
    2022-08-01 0 days 1,649 sqft
    2022-09-01 0 days 1,607 sqft
    2022-10-01 0 days 1,605 sqft
    2022-11-01 0 days 1,665 sqft
    2022-12-01 0 days 1,634 sqft
    2023-01-01 0 days 1,606 sqft
    2023-02-01 0 days 1,614 sqft
    Branson's median listing age (time on market) for 2023-02-01 was 0 days.

    Branson's median square footage for active listings during the 2023-02-01 period was 1,614 sqft. One year prior, the average listing was 1,672 sqft.

    Branson, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,033 $249,975,000 $241,989
    Cash Out Refi 256 $45,760,000 $178,750
    Refi 220 $77,650,000 $352,955
    Other 131 $14,015,000 $106,985
    Home Improvement 84 $5,870,000 $69,881

    Branson's most frequently cited loan purpose was Home Purchase, with 1,033 originations. The 2nd most popular reason was Cash Out Refi, with 256 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 444 $92,640,000 $208,649
    4-5% 401 $90,265,000 $225,100
    3-4% 369 $98,795,000 $267,737
    6-7% 204 $38,910,000 $190,735
    2.5-3% 108 $17,380,000 $160,926
    7-8% 72 $12,020,000 $166,944
    Over 8% 22 $2,790,000 $126,818
    <2.5% 13 $2,205,000 $169,615

    During 2022, Branson's most frequently originated rate bucket was 5-6%, with 444 originations.

    Loan Sizing (Branson, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 732 $109,650,000 $149,795
    $200k-400k 513 $136,945,000 $266,949
    $100,000 or less 339 $19,935,000 $58,805
    $400k-600k 71 $33,155,000 $466,972
    $600k-1000k 44 $32,110,000 $729,773
    $Over $1MM 25 $61,475,000 $2,459,000

    Branson's loan sizing saw the bucket of loans from $100k-200k with 732 originations, totaling $109,650,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 668 $161,120,000 $241,198
    60-80% 487 $128,845,000 $264,569
    40-60% 174 $41,950,000 $241,092
    20-40% 154 $16,900,000 $109,740
    Under 20% 125 $5,955,000 $47,640
    Over 100% 21 $8,015,000 $381,667

    Branson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 668 originations, totaling $161,120,000 in origination value.