Branson VA Loan Rates, Closing Costs & Stats

Branson, MO

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Branson's 29 lenders originated 69 VA loans during 2023. The total origination value was $18,135,000, with an average VA loan value of $262,826.

    Branson VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Branson averaged 6.8% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Branson's average VA mortgage closing costs are $4,703.

    The average rate for the prior week (2025-02-07) was 6.73% and one month ago for the week of 2025-01-10, the average rate was 7.17%.

    The average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.43%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Branson VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Branson level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 12 6.70% $4,596
    QUICKEN LOANS, LLC 6 5.89% $13,573
    GERSHMAN INVESTMENT CORP. 5 6.63% $1,893
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.16% $4,447
    PENNYMAC LOAN SERVICES, LLC 3 5.50% $6,172
    CARDINAL FINANCIAL 3 6.92% $3,164
    Prosperity Home Mortgage, LLC 3 6.29% $4,772
    NAVY FEDERAL CREDIT UNION 3 6.17% $6,754
    NEW DAY FINANCIAL, LLC 2 6.99% $19,847
    GUILD MORTGAGE COMPANY 2 7.13% $4,376
    PENTAGON FEDERAL CREDIT UNION 2 6.50% $8,163
    The Central Trust Bank 2 6.81% $2,844
    The Federal Savings Bank 2 6.25% $10,624
    Equity Prime Mortgage LLC 2 7.81% $1,992
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $7,277
    VILLAGE CAPITAL MORTGAGE 1 6.25% $5,101
    BNC National Bank 1 5.75% $9,851
    CROSSCOUNTRY MORTGAGE, LLC 1 6.75% $2,420
    DAS Acquisition Company, LLC 1 7.00% $9,364
    First Bank 1 6.63% $2,644
    First Savings Bank 1 5.00% $14,099
    FLAT BRANCH MORTGAGE, INC. 1 7.00% $2,317
    FREEDOM MORTGAGE CORPORATION 1 6.25% $13,016
    LOANDEPOT.COM, LLC 1 5.63% $24,182
    MID AMERICA MORTGAGE, INC. 1 7.63% $2,456
    Midwest Mortgage Associates Corporation 1 7.13% $7,875
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $157
    UNITED WHOLESALE MORTGAGE, LLC 1 7.75% $12,401
    USAA Federal Savings Bank 1 7.38% $2,599

    The top Branson VA lender as defined by loan originations is Mortgage Research Center, LLC, with 12 VA loans originated. Their average total fees are $4,596, which is $8,977 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Branson VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($4,596), .

    The lowest rate Branson VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.70%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,625 (14.7%) $251,510 (13.5%) 0.00 694
    2018-02-01 $179,900 (16.4%) $252,404 (14.7%) 0.00 679
    2018-03-01 $179,900 (16.2%) $250,430 (14.0%) 0.00 705
    2018-04-01 $181,950 (15.2%) $259,599 (15.2%) 0.00 734
    2018-05-01 $187,350 (19.8%) $259,801 (13.9%) 0.00 739
    2018-06-01 $189,900 (18.8%) $260,577 (12.0%) 0.00 758
    2018-07-01 $190,475 (19.1%) $261,394 (11.4%) 0.00 774
    2018-08-01 $189,000 (17.0%) $257,595 (8.4%) 0.00 791
    2018-09-01 $185,000 (12.1%) $254,282 (5.1%) 0.00 759
    2018-10-01 $183,625 (6.7%) $249,743 (-0.1%) 0.00 758
    2018-11-01 $188,525 (7.9%) $247,453 (-2.8%) 0.00 784
    2018-12-01 $185,000 (5.7%) $240,080 (-7.4%) 0.00 771
    2019-01-01 $186,950 (5.3%) $241,530 (-4.0%) 0.00 723
    2019-02-01 $189,650 (5.4%) $244,447 (-3.2%) 0.00 721
    2019-03-01 $194,186 (7.9%) $248,164 (-0.9%) 0.00 712
    2019-04-01 $199,900 (9.9%) $251,163 (-3.3%) 0.00 718
    2019-05-01 $199,475 (6.5%) $256,025 (-1.5%) 0.00 741
    2019-06-01 $199,000 (4.8%) $257,405 (-1.2%) 0.00 771
    2019-07-01 $199,900 (5.0%) $265,598 (1.6%) 0.00 770
    2019-08-01 $200,927 (6.3%) $265,700 (3.2%) 0.00 755
    2019-09-01 $198,718 (7.4%) $263,566 (3.7%) 0.00 735
    2019-10-01 $195,350 (6.4%) $262,144 (5.0%) 0.00 712
    2019-11-01 $197,000 (4.5%) $262,248 (6.0%) 0.00 676
    2019-12-01 $189,900 (2.7%) $256,484 (6.8%) 0.00 676
    2020-01-01 $191,950 (2.7%) $249,408 (3.3%) 0.00 614
    2020-02-01 $198,450 (4.6%) $263,553 (7.8%) 0.00 626
    2020-03-01 $199,950 (3.0%) $269,581 (8.6%) 0.00 617
    2020-04-01 $198,238 (-0.8%) $269,469 (7.3%) 0.00 641
    2020-05-01 $199,000 (-0.2%) $271,544 (6.1%) 0.00 625
    2020-06-01 $198,813 (-0.1%) $275,957 (7.2%) 0.00 555
    2020-07-01 $192,400 (-3.8%) $281,091 (5.8%) 0.00 514
    2020-08-01 $199,900 (-0.5%) $305,434 (15.0%) 0.00 427
    2020-09-01 $202,400 (1.9%) $305,584 (15.9%) 0.00 406
    2020-10-01 $203,000 (3.9%) $320,802 (22.4%) 0.00 383
    2020-11-01 $203,925 (3.5%) $326,140 (24.4%) 0.00 361
    2020-12-01 $199,925 (5.3%) $321,162 (25.2%) 0.00 330
    2021-01-01 $214,950 (12.0%) $317,260 (27.2%) 0.00 271
    2021-02-01 $214,925 (8.3%) $307,239 (16.6%) 0.00 220
    2021-03-01 $234,900 (17.5%) $372,435 (38.2%) 0.00 204
    2021-04-01 $243,750 (23.0%) $399,384 (48.2%) 0.00 187
    2021-05-01 $279,900 (40.7%) $452,195 (66.5%) 0.00 188
    2021-06-01 $287,475 (44.6%) $452,491 (64.0%) 0.00 200
    2021-07-01 $296,900 (54.3%) $445,612 (58.5%) 0.00 245
    2021-08-01 $299,350 (49.8%) $434,995 (42.4%) 0.00 249
    2021-09-01 $290,725 (43.6%) $462,462 (51.3%) 0.00 301
    2021-10-01 $289,000 (42.4%) $481,918 (50.2%) 0.00 310
    2021-11-01 $287,000 (40.7%) $513,061 (57.3%) 0.00 265
    2021-12-01 $285,000 (42.6%) $575,204 (79.1%) 0.00 240
    2022-01-01 $299,900 (39.5%) $603,054 (90.1%) 0.00 207
    2022-02-01 $299,800 (39.5%) $565,467 (84.1%) 0.00 167
    2022-03-01 $323,975 (37.9%) $634,356 (70.3%) 0.00 163
    2022-04-01 $349,000 (43.2%) $621,341 (55.6%) 0.00 240
    2022-05-01 $325,000 (16.1%) $580,231 (28.3%) 0.00 284
    2022-06-01 $309,900 (7.8%) $506,086 (11.8%) 0.00 335
    2022-07-01 $299,900 (1.0%) $480,687 (7.9%) 0.00 376
    2022-08-01 $319,900 (6.9%) $507,198 (16.6%) 0.00 412
    2022-09-01 $310,625 (6.8%) $493,198 (6.7%) 0.00 421
    2022-10-01 $319,450 (10.5%) $481,987 (0.0%) 0.00 434
    2022-11-01 $319,900 (11.5%) $453,759 (-11.6%) 0.00 435
    2022-12-01 $339,900 (19.3%) $456,635 (-20.6%) 0.00 407
    2023-01-01 $325,000 (8.4%) $454,286 (-24.7%) 0.00 358
    2023-02-01 $328,250 (9.5%) $465,139 (-17.7%) 0.00 332
    2023-03-01 $332,000 (2.5%) $467,492 (-26.3%) 0.00 347
    2023-04-01 $320,000 (-8.3%) $440,721 (-29.1%) 0.00 394
    2023-05-01 $320,000 (-1.5%) $462,369 (-20.3%) 0.00 394
    2023-06-01 $321,750 (3.8%) $481,299 (-4.9%) 0.00 407
    2023-07-01 $310,750 (3.6%) $466,987 (-2.9%) 0.00 409
    2023-08-01 $319,725 (-0.1%) $482,613 (-4.9%) 0.00 416
    2023-09-01 $299,950 (-3.4%) $472,374 (-4.2%) 0.00 437
    2023-10-01 $301,975 (-5.5%) $464,732 (-3.6%) 0.00 493
    2023-11-01 $300,000 (-6.2%) $453,268 (-0.1%) 0.00 522
    2023-12-01 $299,900 (-11.8%) $442,201 (-3.2%) 0.00 526
    2024-01-01 $294,925 (-9.3%) $434,747 (-4.3%) 0.00 497
    2024-02-01 $286,975 (-12.6%) $428,022 (-8.0%) 0.00 520
    2024-03-01 $280,000 (-15.7%) $418,647 (-10.5%) 0.00 555
    2024-04-01 $279,000 (-12.8%) $411,602 (-6.6%) 0.00 615
    2024-05-01 $276,750 (-13.5%) $403,693 (-12.7%) 0.00 668
    2024-06-01 $276,500 (-14.1%) $412,861 (-14.2%) 0.00 701
    2024-07-01 $282,450 (-9.1%) $420,345 (-10.0%) 0.00 738
    2024-08-01 $274,950 (-14.0%) $409,878 (-15.1%) 0.00 752
    2024-09-01 $276,350 (-7.9%) $405,818 (-14.1%) 0.00 815
    2024-10-01 $272,475 (-9.8%) $404,148 (-13.0%) 0.00 833
    2024-11-01 $272,500 (-9.2%) $398,564 (-12.1%) 0.00 848
    2024-12-01 $277,450 (-7.5%) $397,127 (-10.2%) 0.00 769
    2025-01-01 $279,900 (-5.1%) $403,693 (-7.1%) 0.00 676
    Branson's median listing price for 2025-01-01 was $279,900, a difference of $-15,025 (-5.1%) versus the prior year and $2,450 versus the prior month.

    Branson's median listing price comes in at 0% of the national average.

    Branson's average listing price for 2025-01-01 was $403,693, a difference of $-31,054 (-7.1%) versus the prior year and $6,566 versus the prior month.

    For the 2025-01-01 period, Branson had 676 MLS listings, a difference of -93 listings (-12%) versus the prior month and 179 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,757 sqft
    2018-02-01 0 days 1,766 sqft
    2018-03-01 0 days 1,757 sqft
    2018-04-01 0 days 1,755 sqft
    2018-05-01 0 days 1,758 sqft
    2018-06-01 0 days 1,793 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,747 sqft
    2018-09-01 0 days 1,714 sqft
    2018-10-01 0 days 1,686 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,692 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,693 sqft
    2019-03-01 0 days 1,718 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,700 sqft
    2019-06-01 0 days 1,692 sqft
    2019-07-01 0 days 1,700 sqft
    2019-08-01 0 days 1,727 sqft
    2019-09-01 0 days 1,707 sqft
    2019-10-01 0 days 1,692 sqft
    2019-11-01 0 days 1,692 sqft
    2019-12-01 0 days 1,692 sqft
    2020-01-01 0 days 1,681 sqft
    2020-02-01 0 days 1,682 sqft
    2020-03-01 0 days 1,698 sqft
    2020-04-01 0 days 1,650 sqft
    2020-05-01 0 days 1,639 sqft
    2020-06-01 0 days 1,633 sqft
    2020-07-01 0 days 1,608 sqft
    2020-08-01 0 days 1,650 sqft
    2020-09-01 0 days 1,578 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,613 sqft
    2020-12-01 0 days 1,603 sqft
    2021-01-01 0 days 1,625 sqft
    2021-02-01 0 days 1,600 sqft
    2021-03-01 0 days 1,650 sqft
    2021-04-01 0 days 1,617 sqft
    2021-05-01 0 days 1,650 sqft
    2021-06-01 0 days 1,739 sqft
    2021-07-01 0 days 1,888 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,730 sqft
    2021-10-01 0 days 1,715 sqft
    2021-11-01 0 days 1,711 sqft
    2021-12-01 0 days 1,697 sqft
    2022-01-01 0 days 1,675 sqft
    2022-02-01 0 days 1,666 sqft
    2022-03-01 0 days 1,705 sqft
    2022-04-01 0 days 1,746 sqft
    2022-05-01 0 days 1,746 sqft
    2022-06-01 0 days 1,618 sqft
    2022-07-01 0 days 1,558 sqft
    2022-08-01 0 days 1,644 sqft
    2022-09-01 0 days 1,604 sqft
    2022-10-01 0 days 1,605 sqft
    2022-11-01 0 days 1,658 sqft
    2022-12-01 0 days 1,634 sqft
    2023-01-01 0 days 1,608 sqft
    2023-02-01 0 days 1,616 sqft
    2023-03-01 0 days 1,641 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,520 sqft
    2023-06-01 0 days 1,567 sqft
    2023-07-01 0 days 1,580 sqft
    2023-08-01 0 days 1,592 sqft
    2023-09-01 0 days 1,483 sqft
    2023-10-01 0 days 1,516 sqft
    2023-11-01 0 days 1,513 sqft
    2023-12-01 0 days 1,513 sqft
    2024-01-01 0 days 1,523 sqft
    2024-02-01 0 days 1,474 sqft
    2024-03-01 0 days 1,408 sqft
    2024-04-01 0 days 1,378 sqft
    2024-05-01 0 days 1,381 sqft
    2024-06-01 0 days 1,388 sqft
    2024-07-01 0 days 1,413 sqft
    2024-08-01 0 days 1,387 sqft
    2024-09-01 0 days 1,405 sqft
    2024-10-01 0 days 1,407 sqft
    2024-11-01 0 days 1,408 sqft
    2024-12-01 0 days 1,423 sqft
    2025-01-01 0 days 1,434 sqft
    Branson's median listing age (time on market) for 2025-01-01 was 0 days.

    Branson's median square footage for active listings during the 2025-01-01 period was 1,434 sqft. One year prior, the average listing was 1,523 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.