Branson VA Loan Rates, Closing Costs & Stats

Branson, MO

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Branson's 38 lenders originated 103 VA loans during 2024. The total origination value was $30,255,000, with an average VA loan value of $293,738.

    Branson VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Branson averaged 0.59% for the week of 2025-06-20, compared to the national average (all VA variants) of 0% for the same period.

    Branson's average VA mortgage closing costs are $5,027.

    The average rate for the prior week (2025-06-13) was 6.93% and one month ago for the week of 2025-05-16, the average rate was 6.99%.

    The average rate one year ago was 7.29%.

    For refis of the same type during the week of 2025-06-20, the average rate was 0.19%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Branson VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Branson level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 19 6.43% $6,630
    FLAT BRANCH MORTGAGE, INC. 8 6.31% $5,313
    FREEDOM MORTGAGE CORPORATION 7 5.98% $8,866
    VILLAGE CAPITAL MORTGAGE 6 6.04% $7,418
    The Central Trust Bank 5 6.30% $6,255
    QUICKEN LOANS, LLC 4 5.84% $12,883
    DAS Acquisition Company, LLC 3 7.00% $6,768
    CARDINAL FINANCIAL 3 6.92% $4,116
    NEW DAY FINANCIAL, LLC 3 7.74% $14,794
    LAKEVIEW LOAN SERVICING, LLC 3 5.83% $10,881
    The Federal Savings Bank 3 6.46% $14,953
    LOANDEPOT.COM, LLC 2 6.50% $11,751
    Arvest Bank 2 6.38% $5,357
    Equity Prime Mortgage LLC 2 7.06% $6,131
    GERSHMAN INVESTMENT CORP. 2 7.13% $6,228
    NEWREZ LLC 2 6.44% $3,056
    PENNYMAC LOAN SERVICES, LLC 2 5.43% $6,016
    UNITED WHOLESALE MORTGAGE, LLC 2 5.25% $6,609
    CROSSCOUNTRY MORTGAGE, LLC 1 6.75% $4,589
    ALLIANT CREDIT UNION 1 6.25% $18,287
    Magnolia Bank 1 7.13% $8,120
    Midwest Mortgage Associates Corporation 1 6.63% $3,625
    CORNERSTONE HOME LENDING, INC. 1 6.63% $9,781
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $6,923
    Mr. Cooper ( Nationstar Mortgage ) 1 6.75% $12,865
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.63% $19,985
    NAVY FEDERAL CREDIT UNION 1 5.75% $7,391
    CMG MORTGAGE, INC. 1 6.13% $24,698
    AmeriHome Mortgage Company, LLC 1 6.38% $6,208
    Paramount Residential Mortgage Group, Inc. 1 6.63% $0
    USAA Federal Savings Bank 1 6.63% $6,159
    Prosperity Home Mortgage, LLC 1 6.25% $3,332
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $10,609
    BROKER SOLUTIONS, INC. 1 7.25% $4,646
    Gateway First Bank 1 7.25% $3,672
    GENEVA FINANCIAL, LLC 1 7.25% $1,221
    AMERISAVE MORTGAGE CORPORATION 1 5.88% $21,926
    Great Southern Bank 1 5.75% $2,635

    The top Branson VA lender as defined by loan originations is Mortgage Research Center, LLC, with 19 VA loans originated. Their average total fees are $6,630, which is $1,318 higher than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Branson VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($6,630), .

    The lowest rate Branson VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.43%), .

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.