John Marshall Bank Mortgage Rates, Fees & Info
Reston, VALEI: 549300A0NYWCTG5X8Y25
Tax ID: 74-3125891
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Mortgage Data
Review & Overview
John Marshall Bank is a smaller bank specializing in Home Purchase and Refi loans. John Marshall Bank has a high proportion of conventional loans. Their top two markets are Washington and Virginia Beach .John Marshall Bank has an above average approval rate when compared to the average across all lenders.
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Originations
20Origination Dollar Volume (All Markets)
$14,460,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $12,265,000 | $721,471 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,235,000 | $1,235,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 20 | $14,460,000 | $723,000 | $0 | 0.00% |
For 2024, John Marshall Bank's most frequently originated type of loan was Conventional, with 20 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 12 | $7,630,000 | $635,833 | $0 | 0.00% |
| Refi | 8 | $6,830,000 | $853,750 | $0 | 0.00% |
For 2024, John Marshall Bank's most frequently cited loan purpose was Home Purchase, with 12 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 20 | $14,460,000 | $723,000 | $0 | 0.00% |
For 2024, John Marshall Bank's most frequently cited loan duration was Other, with 20 originations.
Loan Sizing
2024 saw John Marshall Bank place emphasis on $400k-600k loans with 8 originations, totaling $3,890,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $150k-250k | 3 | $1,725,000 | $575,000 | $0 | 0.00% |
| $250k+ | 3 | $2,295,000 | $765,000 | $0 | 0.00% |
| $50k-75k | 1 | $315,000 | $315,000 | $0 | 0.00% |
John Marshall Bank lent most frequently to those with incomes in the $150k-250k range, with 3 originations. The second most popular income band? $250k+, with 3 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 20 | $14,460,000 | $723,000 | $0 | 0.00% |
John Marshall Bank lent most frequently to those with DTI ratios of Exempt%, with 20 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
John Marshall Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 20 | $14,460,000 | $723,000 |