District of Columbia Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in District Of Columbia averaged
6.56%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.35% and
one month ago for the week of 2023-08-17, the
average rate was 6.16%.
District Of Columbia's average rate one year ago was 5.09%.
For refis of the same type during the week of 2023-09-21, the average rate
was 5.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| District Of Columbia 30 Year Fixed Rate | 2023-09-21 | 6.56% |
| District Of Columbia 30 Year Fixed Rate Refi | 2023-09-21 | 5.88% |
| District Of Columbia 15 Year Fixed Rate | 2023-09-21 | 5.92% |
| District Of Columbia 15 Year Fixed Rate Refi | 2023-09-21 | 5.15% |
| District Of Columbia 30 Year FHA | 2023-09-21 | 6.36% |
| District Of Columbia 30 Year FHA Refi | 2023-09-21 | 7.04% |
| District Of Columbia 30 Year VA | 2023-09-21 | 5.68% |
| District Of Columbia 30 Year VA Refi | 2023-09-21 | 6.82% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within District of Columbia.
District of Columbia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the District of Columbia market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
District of Columbia Average Closing Costs & Other Stats
District of Columbia's 294 lenders originated 14,233
loans during 2022. The total origination value was $9,941,215,000, with an average loan value of
$698,462.
District of Columbia's average closing costs are $6,951.
The top District of Columbia lender as defined by loan originations is FIRST SAVINGS MORTGAGE CORPORATION, with
663 loans originated. Their average total fees are
$10,030, which is $74
higher than the next largest lender,
FIRST HOME MORTGAGE CORPORATION.
The lowest fee District of Columbia lenders (with over 10 loans originated) are
NATIONAL COOPERATIVE BANK, N.A. ($2,829), NBKC BANK ($4,811), EVERETT FINANCIAL, INC. ($4,894), Wells Fargo Bank ($5,418) and TJC Mortgage, Inc. ($5,655).
The lowest rate District of Columbia lenders (with over 10 loans originated) are
UBS Bank USA (3.15%), IDB Global Federal Credit Union (3.16%), First Republic Bank (3.19%), State Department Federal Credit Union (3.25%) and Bank-Fund Staff Federal Credit Union (3.28%).
District of Columbia Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| FIRST SAVINGS MORTGAGE CORPORATION | $1,178,000,000 | $517,830,000 | -56.0% | 5.2% |
| JPMorgan Chase Bank | $561,900,000 | $468,390,000 | -16.6% | 4.7% |
| Wells Fargo Bank | $703,800,000 | $458,600,000 | -34.8% | 4.6% |
| Truist | $483,320,000 | $442,550,000 | -8.4% | 4.5% |
| Citibank | $322,075,000 | $318,050,000 | -1.2% | 3.2% |
| EagleBank | $264,135,000 | $306,315,000 | 16.0% | 3.1% |
| Bank of America | $446,675,000 | $284,420,000 | -36.3% | 2.9% |
| FIRST HOME MORTGAGE CORPORATION | $575,855,000 | $276,775,000 | -51.9% | 2.8% |
| PNC Bank | $261,845,000 | $249,485,000 | -4.7% | 2.5% |
| QUICKEN LOANS, LLC | $797,555,000 | $244,820,000 | -69.3% | 2.5% |
| Hingham Institution for Savings | $99,700,000 | $243,500,000 | 144.2% | 2.4% |
| CALIBER HOME LOANS, INC. | $664,835,000 | $227,135,000 | -65.8% | 2.3% |
| George Mason Mortgage, LLC | $307,930,000 | $221,895,000 | -27.9% | 2.2% |
| Prosperity Home Mortgage, LLC | $412,335,000 | $221,405,000 | -46.3% | 2.2% |
| MainStreet Bank | $165,280,000 | $190,360,000 | 15.2% | 1.9% |
| Bank-Fund Staff Federal Credit Union | $309,965,000 | $186,215,000 | -39.9% | 1.9% |
| Prudential Huntoon Paige Associates, LLC | $184,905,000 | n/a | 1.9% | |
| Sandy Spring Bank | $280,310,000 | $178,235,000 | -36.4% | 1.8% |
| DRAPER AND KRAMER MORTGAGE CORP. | $349,765,000 | $153,305,000 | -56.2% | 1.5% |
| Atlantic Coast Mortgage, LLC | $434,815,000 | $136,220,000 | -68.7% | 1.4% |
| INTERCOASTAL MORTGAGE COMPANY | $382,435,000 | $131,555,000 | -65.6% | 1.3% |
| GUARANTEED RATE, INC. | $208,770,000 | $121,235,000 | -41.9% | 1.2% |
| Vellum Mortgage, Inc. | $298,985,000 | $112,785,000 | -62.3% | 1.1% |
| TD Bank | $167,060,000 | $111,865,000 | -33.0% | 1.1% |
| MCLEAN MORTGAGE CORPORATION | $222,705,000 | $107,840,000 | -51.6% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $195,905,000 | $106,475,000 | -45.6% | 1.1% |
| U.S. Bank | $186,925,000 | $102,825,000 | -45.0% | 1.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $101,505,000 | n/a | 1.0% | |
| Morgan Stanley Private Bank | $118,310,000 | $94,840,000 | -19.8% | 1.0% |
| LOANDEPOT.COM, LLC | $531,520,000 | $93,360,000 | -82.4% | 0.9% |
| BERKELEY POINT CAPITAL LLC | $89,070,000 | n/a | 0.9% | |
| HOMESPIRE MORTGAGE CORPORATION | $216,460,000 | $88,645,000 | -59.0% | 0.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $165,240,000 | $87,035,000 | -47.3% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $140,765,000 | $86,460,000 | -38.6% | 0.9% |
| Citizens Bank | $125,300,000 | $84,690,000 | -32.4% | 0.9% |
| Capital Bank | $164,045,000 | $79,060,000 | -51.8% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $34,965,000 | $70,465,000 | 101.5% | 0.7% |
| EMBRACE HOME LOANS, INC. | $84,765,000 | $65,020,000 | -23.3% | 0.7% |
| United Bank | $67,375,000 | $64,930,000 | -3.6% | 0.7% |
| PENTAGON FEDERAL CREDIT UNION | $117,385,000 | $60,625,000 | -48.4% | 0.6% |
| NFM, INC. | $139,160,000 | $60,130,000 | -56.8% | 0.6% |
| Amalgamated Bank | $46,725,000 | $60,105,000 | 28.6% | 0.6% |
| First Republic Bank | $54,745,000 | $56,295,000 | 2.8% | 0.6% |
| United Nations Federal Credit Union | $115,565,000 | $51,480,000 | -55.5% | 0.5% |
| M&T Bank | $57,450,000 | $50,260,000 | -12.5% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $214,590,000 | $50,110,000 | -76.6% | 0.5% |
| CBRE MULTIFAMILY CAPITAL, INC. | $46,865,000 | n/a | 0.5% | |
| Fulton Bank | $70,765,000 | $44,000,000 | -37.8% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $78,685,000 | $43,030,000 | -45.3% | 0.4% |
| UBS Bank USA | $34,425,000 | $41,725,000 | 21.2% | 0.4% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $80,205,000 | $40,740,000 | -49.2% | 0.4% |
| First National Bank of Pennsylvania | $57,900,000 | $38,890,000 | -32.8% | 0.4% |
| COREVEST AMERICAN FINANCE LENDER LLC | $12,010,000 | $38,130,000 | 217.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $101,065,000 | $38,055,000 | -62.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $248,875,000 | $36,750,000 | -85.2% | 0.4% |
| Charles Schwab Bank, SSB | $71,720,000 | $36,590,000 | -49.0% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $34,990,000 | n/a | 0.4% | |
| IDB Global Federal Credit Union | $48,950,000 | $34,960,000 | -28.6% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $26,225,000 | $34,480,000 | 31.5% | 0.3% |
| City National Bank | $51,960,000 | $32,955,000 | -36.6% | 0.3% |
| BETTER MORTGAGE CORPORATION | $341,115,000 | $32,155,000 | -90.6% | 0.3% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $29,475,000 | $31,015,000 | 5.2% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $162,370,000 | $28,695,000 | -82.3% | 0.3% |
| Summit Community Bank, Inc. | $24,555,000 | $28,465,000 | 15.9% | 0.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $62,195,000 | $26,760,000 | -57.0% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $67,665,000 | $26,390,000 | -61.0% | 0.3% |
| The Federal Savings Bank | $60,295,000 | $25,600,000 | -57.5% | 0.3% |
| Santander Bank, N.A. | $2,940,000 | $25,205,000 | 757.3% | 0.3% |
| APEX HOME LOANS, INC. | $133,225,000 | $25,020,000 | -81.2% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $47,210,000 | $24,265,000 | -48.6% | 0.2% |
| TOWER | $28,945,000 | $24,020,000 | -17.0% | 0.2% |
| Congressional Bank | $75,910,000 | $23,805,000 | -68.6% | 0.2% |
| WesBanco Bank, Inc. | $19,290,000 | $23,315,000 | 20.9% | 0.2% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $39,790,000 | $23,185,000 | -41.7% | 0.2% |
| CMG MORTGAGE, INC. | $10,470,000 | $23,030,000 | 120.0% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $34,575,000 | $21,880,000 | -36.7% | 0.2% |
| NEWREZ LLC | $73,820,000 | $21,115,000 | -71.4% | 0.2% |
| Mortgage Research Center, LLC | $38,660,000 | $20,905,000 | -45.9% | 0.2% |
| Burke & Herbert Bank & Trust Company | $4,840,000 | $20,460,000 | 322.7% | 0.2% |
| First Heritage Mortgage, LLC | $65,535,000 | $20,005,000 | -69.5% | 0.2% |
| Towne Bank | $49,225,000 | $19,740,000 | -59.9% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $95,040,000 | $18,705,000 | -80.3% | 0.2% |
| State Department Federal Credit Union | $14,680,000 | $18,470,000 | 25.8% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $9,280,000 | $18,410,000 | 98.4% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $11,670,000 | $17,300,000 | 48.2% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $25,015,000 | $17,145,000 | -31.5% | 0.2% |
| Goldman Sachs Bank USA | $29,825,000 | $17,085,000 | -42.7% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $128,115,000 | $16,825,000 | -86.9% | 0.2% |
| Flagstar Bank, FSB | $46,555,000 | $16,775,000 | -64.0% | 0.2% |
| NATIONAL COOPERATIVE BANK, N.A. | $28,320,000 | $16,720,000 | -41.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $3,555,000 | $16,575,000 | 366.2% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $9,255,000 | $15,970,000 | 72.6% | 0.2% |
| NVR Mortgage Finance, Inc. | $3,595,000 | $15,015,000 | 317.7% | 0.2% |
| MISSION MORTGAGE LLC | $26,430,000 | $14,925,000 | -43.5% | 0.2% |
| The Freedom Bank of Virginia | $30,205,000 | $14,725,000 | -51.2% | 0.1% |
| BROKER SOLUTIONS, INC. | $36,395,000 | $14,635,000 | -59.8% | 0.1% |
| BAY EQUITY LLC | $14,460,000 | n/a | 0.1% | |
| Industrial Bank | $20,585,000 | $13,490,000 | -34.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $32,900,000 | $13,170,000 | -60.0% | 0.1% |
| NBKC BANK | $22,095,000 | $13,120,000 | -40.6% | 0.1% |
| PGIM Real Estate Finance, LLC | $13,005,000 | n/a | 0.1% | |
| Atlantic Union Bank | $12,865,000 | $12,105,000 | -5.9% | 0.1% |
| KeyBank | $24,425,000 | $11,480,000 | -53.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $13,540,000 | $11,435,000 | -15.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,735,000 | $10,555,000 | 122.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $11,770,000 | $10,445,000 | -11.3% | 0.1% |
| Presidential Bank, FSB | $33,410,000 | $10,425,000 | -68.8% | 0.1% |
| JAMS-01, INC. | $13,130,000 | $9,830,000 | -25.1% | 0.1% |
| SWBC MORTGAGE CORPORATION | $16,525,000 | $9,820,000 | -40.6% | 0.1% |
| Ameris Bank | $31,755,000 | $9,770,000 | -69.2% | 0.1% |
| Chain Bridge Bank | $13,000,000 | $9,520,000 | -26.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $13,305,000 | $9,420,000 | -29.2% | 0.1% |
| READYCAP COMMERCIAL, LLC | $2,025,000 | $8,780,000 | 333.6% | 0.1% |
| Meridian Bank Corporation | $17,475,000 | $8,615,000 | -50.7% | 0.1% |
| THE MORTGAGE LINK, INC. | $12,225,000 | $8,490,000 | -30.6% | 0.1% |
| THRIVE MORTGAGE, LLC | $12,580,000 | $8,170,000 | -35.1% | 0.1% |
| ARLINGTON COMMUNITY | $55,000 | $8,085,000 | 14,600.0% | 0.1% |
| The Huntington National Bank | $1,715,000 | $8,045,000 | 369.1% | 0.1% |
| John Marshall Bank | $19,985,000 | $8,005,000 | -59.9% | 0.1% |
| Plains Commerce Bank | $21,155,000 | $7,820,000 | -63.0% | 0.1% |
| Signal Financial Federal Credit Union | $6,815,000 | $7,720,000 | 13.3% | 0.1% |
| Ally Bank | $65,570,000 | $7,715,000 | -88.2% | 0.1% |
| BNY Mellon | $13,375,000 | $7,655,000 | -42.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $25,635,000 | $7,475,000 | -70.8% | 0.1% |
| LAFAYETTE FEDERAL CREDIT UNION | $16,940,000 | $7,185,000 | -57.6% | 0.1% |
| First-Citizens Bank & Trust Company | $5,735,000 | $7,085,000 | 23.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $7,050,000 | $7,040,000 | -0.1% | 0.1% |
| Mabrey Bank | $7,005,000 | n/a | 0.1% | |
| NEXTMARK | $8,685,000 | $6,685,000 | -23.0% | 0.1% |
| BNC National Bank | $20,855,000 | $6,600,000 | -68.4% | 0.1% |
| WALKER & DUNLOP, LLC | $411,970,000 | $6,565,000 | -98.4% | 0.1% |
| Stifel Bank and Trust | $15,535,000 | $6,385,000 | -58.9% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $9,500,000 | $6,205,000 | -34.7% | 0.1% |
| USAA Federal Savings Bank | $6,225,000 | $6,170,000 | -0.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $32,365,000 | $6,140,000 | -81.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $31,035,000 | $6,075,000 | -80.4% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $44,805,000 | $6,050,000 | -86.5% | 0.1% |
| N R L Federal Credit Union | $2,310,000 | $5,955,000 | 157.8% | 0.1% |
| Hometown Lenders, Inc. | $18,795,000 | $5,900,000 | -68.6% | 0.1% |
| Blue Ridge Bank | $10,440,000 | $5,875,000 | -43.7% | 0.1% |
| MY MORTGAGE, INC. | $5,870,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $15,715,000 | $5,815,000 | -63.0% | 0.1% |
| Raymond James Bank | $7,495,000 | $5,750,000 | -23.3% | 0.1% |
| Citadel Servicing Corporation | $5,255,000 | $5,710,000 | 8.7% | 0.1% |
| Figure Lending LLC | $4,500,000 | $5,675,000 | 26.1% | 0.1% |
| RCN Capital, LLC | $7,495,000 | $5,625,000 | -24.9% | 0.1% |
| The Central Trust Bank | $6,825,000 | $5,605,000 | -17.9% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $25,030,000 | $5,535,000 | -77.9% | 0.1% |
| Carrington Mortgage Services, LLC | $14,145,000 | $5,480,000 | -61.3% | 0.1% |
| Lakeview Community Capital, LLC | $14,175,000 | $5,375,000 | -62.1% | 0.1% |
| OPEN MORTGAGE, LLC | $5,160,000 | $5,285,000 | 2.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $11,900,000 | $5,235,000 | -56.0% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,600,000 | $5,170,000 | 98.8% | 0.1% |
| TJC Mortgage, Inc. | $11,960,000 | $5,125,000 | -57.1% | 0.1% |
| United States Senate Federal Credit Union | $6,275,000 | $5,025,000 | -19.9% | 0.1% |
| PHH Mortgage Corporation | $13,375,000 | $5,010,000 | -62.5% | 0.1% |
| Florida Capital Bank | $970,000 | $4,890,000 | 404.1% | 0.0% |
| Strong Home Mortgage, LLC | $25,160,000 | $4,870,000 | -80.6% | 0.0% |
| DEPARTMENT OF COMMERCE | $26,800,000 | $4,705,000 | -82.4% | 0.0% |
| SPRING EQ, LLC | $4,765,000 | $4,540,000 | -4.7% | 0.0% |
| Apple Federal Credit Union | $7,955,000 | $4,510,000 | -43.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $19,920,000 | $4,510,000 | -77.4% | 0.0% |
| CAPITAL CENTER, L.L.C. | $3,260,000 | $4,355,000 | 33.6% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $19,455,000 | $4,330,000 | -77.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,485,000 | $4,280,000 | 22.8% | 0.0% |
| ARC HOME LLC | $13,920,000 | $4,220,000 | -69.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,960,000 | $4,035,000 | -80.7% | 0.0% |
| Country Club Bank | $4,005,000 | n/a | 0.0% | |
| Nations Lending Corporation | $4,425,000 | $3,905,000 | -11.8% | 0.0% |
| EQUITY RESOURCES, INC. | $8,790,000 | $3,890,000 | -55.7% | 0.0% |
| SOFI LENDING CORP. | $20,400,000 | $3,880,000 | -81.0% | 0.0% |
| FRANKLIN MINT | $1,430,000 | $3,780,000 | 164.3% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $10,565,000 | $3,760,000 | -64.4% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $21,395,000 | $3,755,000 | -82.4% | 0.0% |
| MANN FINANCIAL INC. | $14,350,000 | $3,735,000 | -74.0% | 0.0% |
| FBC MORTGAGE, LLC | $255,000 | $3,720,000 | 1,358.8% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $9,010,000 | $3,680,000 | -59.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $22,130,000 | $3,590,000 | -83.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $8,005,000 | $3,570,000 | -55.4% | 0.0% |
| JUSTICE Federal Credit Union | $6,055,000 | $3,570,000 | -41.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $3,670,000 | $3,545,000 | -3.4% | 0.0% |
| Axos Bank | $6,595,000 | $3,485,000 | -47.2% | 0.0% |
| RF Renovo Management Company, LLC | $3,355,000 | $3,450,000 | 2.8% | 0.0% |
| Northpointe Bank | $15,335,000 | $3,420,000 | -77.7% | 0.0% |
| Silicon Valley Bank | $1,275,000 | $3,335,000 | 161.6% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $13,785,000 | $3,300,000 | -76.1% | 0.0% |
| North American Savings Bank, F.S.B. | $20,860,000 | $3,290,000 | -84.2% | 0.0% |
| First Internet Bank of Indiana | $6,060,000 | $3,275,000 | -46.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $4,565,000 | $3,235,000 | -29.1% | 0.0% |
| Northwest Federal Credit Union | $11,165,000 | $3,195,000 | -71.4% | 0.0% |
| Commercial Lender LLC | $2,610,000 | $3,140,000 | 20.3% | 0.0% |
| First Guaranty Mortgage Corporation | $13,905,000 | $3,140,000 | -77.4% | 0.0% |
| NASA Federal Credit Union | $11,075,000 | $3,115,000 | -71.9% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $5,995,000 | $3,040,000 | -49.3% | 0.0% |
| Pinnacle Bank | $655,000 | $2,995,000 | 357.3% | 0.0% |
| Virginia Partners Bank | $990,000 | $2,965,000 | 199.5% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $8,790,000 | $2,910,000 | -66.9% | 0.0% |
| Commerce Home Mortgage, Inc. | $3,565,000 | $2,905,000 | -18.5% | 0.0% |
| Capitol Federal Savings Bank | $2,690,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $2,015,000 | $2,690,000 | 33.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $7,335,000 | $2,680,000 | -63.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $7,360,000 | $2,680,000 | -63.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,670,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $6,355,000 | $2,660,000 | -58.1% | 0.0% |
| 1ST FINANCIAL, INC. | $2,870,000 | $2,650,000 | -7.7% | 0.0% |
| Bank of England | $1,990,000 | $2,650,000 | 33.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,020,000 | $2,605,000 | 155.4% | 0.0% |
| Bethpage Federal Credit Union | $190,000 | $2,595,000 | 1,265.8% | 0.0% |
| EMM LOANS LLC | $10,155,000 | $2,560,000 | -74.8% | 0.0% |
| Capital One | $1,205,000 | $2,535,000 | 110.4% | 0.0% |
| Arvest Bank | $2,670,000 | $2,520,000 | -5.6% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $3,175,000 | $2,520,000 | -20.6% | 0.0% |
| Evolve Bank & Trust | $3,875,000 | $2,475,000 | -36.1% | 0.0% |
| 1ST PREFERENCE MORTGAGE CORP. | $7,965,000 | $2,470,000 | -69.0% | 0.0% |
| ENVOY MORTGAGE, LTD | $5,130,000 | $2,460,000 | -52.0% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $2,445,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $3,080,000 | $2,400,000 | -22.1% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,915,000 | $2,400,000 | -38.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $14,965,000 | $2,395,000 | -84.0% | 0.0% |
| GuardHill Financial Corp. | $1,695,000 | $2,380,000 | 40.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $9,820,000 | $2,325,000 | -76.3% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $6,955,000 | $2,325,000 | -66.6% | 0.0% |
| Kearny Bank | $2,265,000 | n/a | 0.0% | |
| NexBank | $1,335,000 | $2,245,000 | 68.2% | 0.0% |
| Encompass Lending Group, LP | $2,180,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $5,245,000 | $2,165,000 | -58.7% | 0.0% |
| A&D Mortgage LLC | $1,075,000 | $2,160,000 | 100.9% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $14,120,000 | $2,155,000 | -84.7% | 0.0% |
| US MORTGAGE CORPORATION | $5,540,000 | $2,155,000 | -61.1% | 0.0% |
| Princeton Mortgage Corporation | $5,775,000 | $2,130,000 | -63.1% | 0.0% |
| State Bank of De Kalb | $2,125,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $865,000 | $2,085,000 | 141.0% | 0.0% |
| Chicago Mortgage Solutions LLC | $17,045,000 | $2,025,000 | -88.1% | 0.0% |
| Regions Bank | $3,680,000 | $1,995,000 | -45.8% | 0.0% |
| CENTER STREET LENDING VIII, LLC | $7,475,000 | $1,980,000 | -73.5% | 0.0% |
| Shore United Bank | $1,480,000 | $1,970,000 | 33.1% | 0.0% |
| First Home Bank | $6,260,000 | $1,880,000 | -70.0% | 0.0% |
| Elements Financial Federal Credit Union | $435,000 | $1,845,000 | 324.1% | 0.0% |
| MICHIGAN MUTUAL, INC. | $4,315,000 | $1,845,000 | -57.2% | 0.0% |
| HANSCOM | $1,600,000 | $1,815,000 | 13.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $2,205,000 | $1,790,000 | -18.8% | 0.0% |
| ONY GLO, INC. | $3,415,000 | $1,775,000 | -48.0% | 0.0% |
| CIBC Bank USA | $4,135,000 | $1,760,000 | -57.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,355,000 | $1,760,000 | -47.5% | 0.0% |
| EDUCATIONAL SYSTEMS | $3,385,000 | $1,730,000 | -48.9% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $9,230,000 | $1,665,000 | -82.0% | 0.0% |
| LENDINGONE, LLC | $3,465,000 | $1,655,000 | -52.2% | 0.0% |
| AMWEST FUNDING CORP. | $2,445,000 | $1,635,000 | -33.1% | 0.0% |
| FEDCHOICE Federal Credit Union | $3,385,000 | $1,635,000 | -51.7% | 0.0% |
| Watermark Capital, Inc. | $2,955,000 | $1,635,000 | -44.7% | 0.0% |
| Morton Community Bank | $1,610,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,000,000 | $1,585,000 | -47.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $11,210,000 | $1,570,000 | -86.0% | 0.0% |
| Arbor Realty Trust, Inc. | $63,330,000 | $1,555,000 | -97.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,315,000 | $1,545,000 | 17.5% | 0.0% |
| UBank | $1,525,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $315,000 | $1,505,000 | 377.8% | 0.0% |
| Discover Bank | $2,535,000 | $1,480,000 | -41.6% | 0.0% |
| Bank of Clarke County | $5,975,000 | $1,475,000 | -75.3% | 0.0% |
| Virginia National Bank | $1,475,000 | n/a | 0.0% | |
| First Merchants Bank | $1,445,000 | n/a | 0.0% | |
| Northwest Bank | $1,430,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $2,370,000 | $1,425,000 | -39.9% | 0.0% |
| Alcova Mortgage LLC | $1,075,000 | $1,410,000 | 31.2% | 0.0% |
| Quontic Bank | $980,000 | $1,410,000 | 43.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $2,095,000 | $1,400,000 | -33.2% | 0.0% |
| FIRST TECHNOLOGY | $225,000 | $1,325,000 | 488.9% | 0.0% |
| Leader Bank | $395,000 | $1,320,000 | 234.2% | 0.0% |
| Busey Bank | $1,290,000 | n/a | 0.0% | |
| Fifth Third Bank | $1,290,000 | n/a | 0.0% | |
| First Savings Bank | $2,055,000 | $1,270,000 | -38.2% | 0.0% |
| ITHINK FINANCIAL Credit Union | $2,340,000 | $1,255,000 | -46.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $1,245,000 | n/a | 0.0% | |
| LANDED HOME LOANS LLC | $215,000 | $1,245,000 | 479.1% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $1,045,000 | $1,235,000 | 18.2% | 0.0% |
| American Airlines Federal Credit Union | $1,540,000 | $1,230,000 | -20.1% | 0.0% |
| Peapack-Gladstone Bank | $705,000 | $1,205,000 | 70.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $3,035,000 | $1,200,000 | -60.5% | 0.0% |
| PS FUNDING, INC. | $1,530,000 | $1,155,000 | -24.5% | 0.0% |
| Synovus Bank | $1,155,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $275,000 | $1,145,000 | 316.4% | 0.0% |
| RESIDENTIAL BANCORP. | $365,000 | $1,140,000 | 212.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $3,975,000 | $1,135,000 | -71.4% | 0.0% |
| S&T Bank | $1,105,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $1,855,000 | $1,100,000 | -40.7% | 0.0% |
| First Western Trust Bank | $725,000 | $1,065,000 | 46.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,035,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $4,675,000 | $1,035,000 | -77.9% | 0.0% |
| Village Bank & Trust | $1,005,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $8,685,000 | $990,000 | -88.6% | 0.0% |
| Commerce Bank | $825,000 | $975,000 | 18.2% | 0.0% |
| KINECTA | $785,000 | $965,000 | 22.9% | 0.0% |
| Liberty Bank and Trust Company | $1,125,000 | $960,000 | -14.7% | 0.0% |
| GrandSouth Bank | $905,000 | n/a | 0.0% | |
| GREYSTONE SERVICING COMPANY LLC | $905,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $285,000 | $905,000 | 217.5% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,290,000 | $865,000 | -32.9% | 0.0% |
| First National Bank of America | $345,000 | $855,000 | 147.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $10,490,000 | $850,000 | -91.9% | 0.0% |
| ServisFirst Bank | $845,000 | n/a | 0.0% | |
| Simmons Bank | $845,000 | n/a | 0.0% | |
| LOANPAL, LLC | $5,445,000 | $840,000 | -84.6% | 0.0% |
| Bank of Charles Town | $3,050,000 | $830,000 | -72.8% | 0.0% |
| NEW DAY FINANCIAL, LLC | $8,210,000 | $810,000 | -90.1% | 0.0% |
| TEACHERS | $805,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $800,000 | n/a | 0.0% | |
| Mid-Atlantic Federal Credit Union | $2,875,000 | $790,000 | -72.5% | 0.0% |
| AGRICULTURE Federal Credit Union | $740,000 | $775,000 | 4.7% | 0.0% |
| Mortgage Bank of California | $775,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $765,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $1,570,000 | $755,000 | -51.9% | 0.0% |
| NJ LENDERS CORP. | $1,030,000 | $720,000 | -30.1% | 0.0% |
| Tyndall Federal Credit Union | $705,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $105,000 | $695,000 | 561.9% | 0.0% |
| First Federal Bank | $3,725,000 | $695,000 | -81.3% | 0.0% |
| STANFORD Federal Credit Union | $440,000 | $685,000 | 55.7% | 0.0% |
| Metro City Bank | $680,000 | n/a | 0.0% | |
| OCMBC, INC. | $5,485,000 | $680,000 | -87.6% | 0.0% |
| S1L, Inc. | $1,140,000 | $680,000 | -40.4% | 0.0% |
| MDE Home Loans, LLC | $605,000 | $675,000 | 11.6% | 0.0% |
| Toyota Financial Savings Bank | $2,675,000 | $675,000 | -74.8% | 0.0% |
| First American Bank | $655,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $2,750,000 | $655,000 | -76.2% | 0.0% |
| The Camden National Bank | $655,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $800,000 | $650,000 | -18.8% | 0.0% |
| First Horizon Bank | $1,145,000 | $645,000 | -43.7% | 0.0% |
| Minnwest Bank | $645,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $2,105,000 | $640,000 | -69.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $410,000 | $625,000 | 52.4% | 0.0% |
| Semper Home Loans, Inc. | $620,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $3,435,000 | $615,000 | -82.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,395,000 | $610,000 | -56.3% | 0.0% |
| The Security National Bank of Sioux City, Iowa | $605,000 | n/a | 0.0% | |
| Oakstar Bank | $595,000 | n/a | 0.0% | |
| FirstBank | $9,910,000 | $590,000 | -94.0% | 0.0% |
| AFFINITY | $545,000 | $585,000 | 7.3% | 0.0% |
| First United Bank and Trust Company | $1,555,000 | $585,000 | -62.4% | 0.0% |
| Old National Bank | $525,000 | $585,000 | 11.4% | 0.0% |
| Interaudi Bank | $805,000 | $575,000 | -28.6% | 0.0% |
| Mutual Federal Bank | $575,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $3,455,000 | $570,000 | -83.5% | 0.0% |
| Cf Bank | $25,510,000 | $565,000 | -97.8% | 0.0% |
| Logan Finance Corporation | $555,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $555,000 | n/a | 0.0% | |
| AMERICAN BANCSHARES MORTGAGE, LLC | $550,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $1,885,000 | $550,000 | -70.8% | 0.0% |
| Prime Choice Funding Inc. | $4,440,000 | $545,000 | -87.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $540,000 | n/a | 0.0% | |
| NP, Inc. | $2,050,000 | $535,000 | -73.9% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,275,000 | $535,000 | -58.0% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $825,000 | $535,000 | -35.2% | 0.0% |
| Armed Forces Bank | $495,000 | $525,000 | 6.1% | 0.0% |
| Baxter Credit Union | $740,000 | $520,000 | -29.7% | 0.0% |
| UNITED MORTGAGE CORP. | $695,000 | $520,000 | -25.2% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $1,210,000 | $515,000 | -57.4% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,155,000 | $515,000 | -55.4% | 0.0% |
| Aurora Financial, LLC | $18,390,000 | $505,000 | -97.3% | 0.0% |
| Carrollton Bank | $505,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $1,285,000 | $505,000 | -60.7% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $500,000 | n/a | 0.0% | |
| Midland States Bank | $515,000 | $485,000 | -5.8% | 0.0% |
| MOBILITY Credit Union | $475,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $5,470,000 | $470,000 | -91.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $2,425,000 | $460,000 | -81.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,160,000 | $455,000 | -60.8% | 0.0% |
| Montgomery Bank | $940,000 | $445,000 | -52.7% | 0.0% |
| DAS Acquisition Company, LLC | $2,880,000 | $440,000 | -84.7% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $905,000 | $440,000 | -51.4% | 0.0% |
| Goldwater Bank, N.A. | $2,495,000 | $435,000 | -82.6% | 0.0% |
| Stride Bank | $145,000 | $435,000 | 200.0% | 0.0% |
| Ardent Federal Credit Union | $425,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $990,000 | $425,000 | -57.1% | 0.0% |
| Magnolia Bank | $4,420,000 | $415,000 | -90.6% | 0.0% |
| BECKAM FUNDING CORP. | $1,170,000 | $405,000 | -65.4% | 0.0% |
| First United Corporation | $405,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $395,000 | n/a | 0.0% | |
| BOKF | $575,000 | $385,000 | -33.0% | 0.0% |
| Firstrust Savings Bank | $1,610,000 | $385,000 | -76.1% | 0.0% |
| Sunflower Bank | $1,500,000 | $385,000 | -74.3% | 0.0% |
| FINEX CREDIT UNION | $365,000 | n/a | 0.0% | |
| The Northern Trust Company | $2,080,000 | $355,000 | -82.9% | 0.0% |
| Transportation Federal Credit Union | $1,245,000 | $355,000 | -71.5% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $395,000 | $345,000 | -12.7% | 0.0% |
| SKYONE Federal Credit Union | $345,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $575,000 | $345,000 | -40.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,905,000 | $335,000 | -82.4% | 0.0% |
| AmRes Corporation | $1,515,000 | $325,000 | -78.5% | 0.0% |
| CNB Bank | $855,000 | $325,000 | -62.0% | 0.0% |
| Community Bank of the Chesapeake | $325,000 | n/a | 0.0% | |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $320,000 | n/a | 0.0% | |
| BMO Harris Bank | $2,550,000 | $320,000 | -87.5% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,040,000 | $315,000 | -84.6% | 0.0% |
| Valley National Bank | $475,000 | $315,000 | -33.7% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $550,000 | $310,000 | -43.6% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,095,000 | $305,000 | -72.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,050,000 | $295,000 | -85.6% | 0.0% |
| PLANET HOME LENDING, LLC | $3,395,000 | $285,000 | -91.6% | 0.0% |
| Waterstone Mortgage Corporation | $1,905,000 | $285,000 | -85.0% | 0.0% |
| Farmers State Bank | $275,000 | n/a | 0.0% | |
| First Security Bank | $275,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $1,590,000 | $275,000 | -82.7% | 0.0% |
| First Bank & Trust | $265,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $305,000 | $255,000 | -16.4% | 0.0% |
| GEO-CORP, INC. | $1,505,000 | $255,000 | -83.1% | 0.0% |
| Democracy Federal Credit Union | $405,000 | $240,000 | -40.7% | 0.0% |
| Middletown Valley Bank | $495,000 | $225,000 | -54.5% | 0.0% |
| PRINCE GEORGE'S COMMUNITY | $215,000 | n/a | 0.0% | |
| CHEVRON | $895,000 | $205,000 | -77.1% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $1,460,000 | $195,000 | -86.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $850,000 | $195,000 | -77.1% | 0.0% |
| APL | $105,000 | $195,000 | 85.7% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $195,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $975,000 | $180,000 | -81.5% | 0.0% |
| DIGITAL Federal Credit Union | $790,000 | $155,000 | -80.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $1,020,000 | $155,000 | -84.8% | 0.0% |
| Carolina Bank & Trust | $125,000 | n/a | 0.0% | |
| Peoples Bank | $325,000 | $105,000 | -67.7% | 0.0% |
| JAMES B. NUTTER & COMPANY | $85,000 | n/a | 0.0% | |
| InFirst Federal Credit Union | $560,000 | $45,000 | -92.0% | 0.0% |
| MidFirst Bank | $1,425,000 | $45,000 | -96.8% | 0.0% |
| Clearview Federal Credit Union | $15,000 | n/a | 0.0% |
District of Columbia's top lender by overall market share is FIRST SAVINGS MORTGAGE CORPORATION, with 5.2% market share. In second place, with 4.7%, is JPMorgan Chase Bank, having originated $468,390,000 in loans. In third place, with 4.6%, is Wells Fargo Bank, having originated $458,600,000 in loans. In fourth place, with 4.5%, is Truist, having originated $442,550,000 in loans. In fifth place, with 3.2%, is Citibank, having originated $318,050,000 in loans.
District of Columbia Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,066 | $5,931,060,000 | $735,316 |
| Cash Out Refi | 2,373 | $1,438,695,000 | $606,277 |
| Refi | 1,872 | $1,984,850,000 | $1,060,283 |
| Home Improvement | 1,165 | $266,415,000 | $228,682 |
| Other | 753 | $293,435,000 | $389,688 |
| NA | 4 | $26,760,000 | $6,690,000 |
District Of Columbia's most frequently cited loan purpose was Home Purchase, with 8,066 originations. The 2nd most popular reason was Cash Out Refi, with 2,373 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,135 | $3,121,595,000 | $754,920 |
| 4-5% | 3,542 | $2,658,730,000 | $750,630 |
| 5-6% | 2,578 | $1,490,730,000 | $578,251 |
| 2.5-3% | 1,400 | $1,135,990,000 | $811,421 |
| 6-7% | 1,099 | $576,795,000 | $524,836 |
| <2.5% | 682 | $425,430,000 | $623,798 |
| 7-8% | 384 | $141,480,000 | $368,438 |
| Over 8% | 262 | $107,470,000 | $410,191 |
During 2022, District Of Columbia's most frequently originated rate bucket was 3-4%, with 4,135 originations.
Loan Sizing (District of Columbia MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,915 | $1,166,005,000 | $297,830 |
| $600k-1000k | 3,258 | $2,487,540,000 | $763,517 |
| $400k-600k | 3,226 | $1,588,410,000 | $492,378 |
| $Over $1MM | 1,712 | $4,450,590,000 | $2,599,644 |
| $100k-200k | 1,406 | $204,590,000 | $145,512 |
| $100,000 or less | 716 | $44,080,000 | $61,564 |
District of Columbia's loan sizing saw the bucket of loans from $200k-400k with 3,915 originations, totaling $1,166,005,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,801 | $3,149,745,000 | $656,060 |
| 60-80% | 4,203 | $3,637,975,000 | $865,566 |
| 40-60% | 1,871 | $1,762,735,000 | $942,135 |
| Under 20% | 1,526 | $253,120,000 | $165,872 |
| 20-40% | 1,441 | $584,205,000 | $405,416 |
| Over 100% | 213 | $240,915,000 | $1,131,056 |
District of Columbia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,801 originations, totaling $3,149,745,000 in origination value.