Washington - Arlington - Alexandria Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Washington - Arlington - Alexandria averaged 6.07% for the week of 2024-09-12, compared to the national average of 6.2% for the same period.

    The average rate for the prior week (2024-09-05) was 6.32% and one month ago for the week of 2024-08-08, the average rate was 6.24%.

    Washington - Arlington - Alexandria's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2024-09-12, the average rate was 6.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-09-12 6.2%
    Washington - Arlington - Alexandria 30 Year Fixed Rate 2024-09-12 6.07%
    Washington - Arlington - Alexandria 30 Year Fixed Rate Refi 2024-09-12 6.18%
    Washington - Arlington - Alexandria 15 Year Fixed Rate 2024-09-12 5.31%
    Washington - Arlington - Alexandria 15 Year Fixed Rate Refi 2024-09-12 5.35%
    Washington - Arlington - Alexandria 30 Year FHA 2024-09-12 5.52%
    Washington - Arlington - Alexandria 30 Year FHA Refi 2024-09-12 5.48%
    Washington - Arlington - Alexandria 30 Year USDA 2024-09-12 5.47%
    Washington - Arlington - Alexandria 30 Year USDA Refi 2024-09-12 5.86%
    Washington - Arlington - Alexandria 30 Year VA 2024-09-12 4.94%
    Washington - Arlington - Alexandria 30 Year VA Refi 2024-09-12 4.89%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington-Arlington-Alexandria, DC-VA-MD-WV.

    Washington - Arlington - Alexandria Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington-Arlington-Alexandria, DC-VA-MD-WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 2,641 6.66% $8,086
    UNITED WHOLESALE MORTGAGE, LLC 1,956 6.71% $9,654
    Truist 1,688 6.27% $6,432
    Atlantic Coast Mortgage, LLC 1,289 6.58% $8,766
    FIRST SAVINGS MORTGAGE CORPORATION 1,249 6.58% $9,049
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,151 6.63% $7,558
    INTERCOASTAL MORTGAGE COMPANY 1,111 6.55% $8,869
    FIRST HOME MORTGAGE CORPORATION 1,096 6.56% $10,403
    Prosperity Home Mortgage, LLC 1,069 6.70% $8,542
    NVR Mortgage Finance, Inc. 1,050 6.40% $9,121
    First Heritage Mortgage, LLC 1,008 6.66% $8,748
    NAVY FEDERAL CREDIT UNION 1,003 6.26% $5,515
    George Mason Mortgage, LLC 995 6.56% $6,977
    Wells Fargo Bank 972 5.78% $5,371
    MOVEMENT MORTGAGE, LLC 853 6.64% $8,294
    JPMorgan Chase Bank 807 6.53% $7,473
    CMG MORTGAGE, INC. 739 6.44% $7,787
    NFM, INC. 697 6.77% $8,595
    EMBRACE HOME LOANS, INC. 690 6.61% $8,515
    Citibank 674 5.42% $7,072
    Bank of America 624 6.04% $7,638
    GUARANTEED RATE, INC. 542 6.57% $7,448
    BAY EQUITY LLC 481 6.66% $7,273
    Vellum Mortgage, Inc. 473 6.71% $8,400
    DRAPER AND KRAMER MORTGAGE CORP. 442 6.61% $7,230
    Towne Bank 416 6.54% $8,188
    CROSSCOUNTRY MORTGAGE, LLC 402 6.74% $9,270
    First National Bank of Pennsylvania 397 6.16% $7,496
    TD Bank 393 6.12% $5,071
    EAGLE HOME MORTGAGE, LLC 386 6.38% $8,572
    Ameris Bank 379 6.54% $9,155
    Sandy Spring Bank 379 6.63% $7,120
    United Nations Federal Credit Union 367 5.56% $4,991
    PNC Bank 364 6.35% $6,736
    LOANDEPOT.COM, LLC 350 6.38% $8,575
    HOMESIDE FINANCIAL, LLC 345 6.73% $8,905
    HOMESPIRE MORTGAGE CORPORATION 327 6.84% $8,488
    Bank-Fund Staff Federal Credit Union 312 5.71% $5,195
    U.S. Bank 312 6.37% $6,754
    CALIBER HOME LOANS, INC. 306 6.42% $8,027
    PENNYMAC LOAN SERVICES, LLC 297 6.51% $9,138
    NEWREZ LLC 294 6.94% $9,018
    Presidential Bank, FSB 281 6.65% $9,430
    Morgan Stanley Private Bank 267 5.74% $5,345
    M&T Bank 253 6.14% $7,571
    GUARANTEED RATE AFFINITY, LLC 245 6.66% $6,186
    PENTAGON FEDERAL CREDIT UNION 240 6.27% $6,556
    Citizens Bank 235 6.33% $8,586
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 224 5.77% $5,737
    DHI MORTGAGE COMPANY, LTD. 219 5.99% $4,063
    PULTE MORTGAGE LLC 216 6.29% $1,533
    First National Bank of America 207 9.93% $13,358
    JAMS-01, INC. 199 6.46% $8,495
    PRIMELENDING, A PLAINSCAPITAL COMPANY 196 6.67% $10,215
    Fulton Bank 189 6.44% $7,523
    Mr. Cooper ( Nationstar Mortgage ) 189 6.60% $11,496
    Capital Bank 179 6.89% $8,763
    Plains Commerce Bank 161 6.70% $12,568
    UNION HOME MORTGAGE CORP. 155 6.98% $9,409
    AMERICAN FINANCIAL NETWORK, INC. 149 6.90% $9,341
    PROVIDENT FUNDING ASSOCIATES, L.P. 148 6.48% $6,012
    WesBanco 143 6.42% $8,508
    ARC HOME LLC 138 6.91% $11,003
    The Freedom Bank of Virginia 137 6.31% $6,724
    SWBC MORTGAGE CORPORATION 136 6.68% $7,031
    Sierra Pacific Mortgage Company, Inc. 135 6.70% $7,568
    Shore United Bank 128 6.40% $8,428
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 126 6.87% $9,412
    Integrity Home Mortgage Corp 125 6.89% $9,520
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 125 6.65% $7,051
    FREEDOM MORTGAGE CORPORATION 120 6.97% $10,646
    FIDELITY DIRECT MORTGAGE, LLC 120 7.22% $10,292
    Bank of Clarke County 118 6.21% $6,914
    NATIONS DIRECT MORTGAGE, LLC 118 6.64% $9,331
    American Mortgage & Equity Consultants, Inc. 112 6.94% $7,456
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 110 6.93% $11,830
    OCMBC, INC. 108 8.88% $16,314
    THE MORTGAGE LINK, INC. 103 6.77% $9,205
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 99 6.76% $7,763
    CARDINAL FINANCIAL 98 6.51% $10,115
    Flagstar Bank, FSB 97 7.00% $9,707
    Atlantic Union Bank 95 6.64% $7,531
    AMERICAN PACIFIC MORTGAGE CORPORATION 93 6.63% $8,563
    MORTGAGE ACCESS CORP. 88 6.85% $8,110
    MUTUAL OF OMAHA MORTGAGE, INC. 88 6.85% $7,715
    DAS Acquisition Company, LLC 87 6.77% $9,970
    Alcova Mortgage LLC 86 6.88% $5,750
    BAY CAPITAL MORTGAGE CORPORATION 86 6.65% $8,374
    BROKER SOLUTIONS, INC. 85 6.88% $8,985
    The Federal Savings Bank 84 6.77% $9,169
    TBI MORTGAGE COMPANY 84 6.58% $14,608
    GUILD MORTGAGE COMPANY 81 6.76% $8,367
    NBKC BANK 81 6.58% $4,716
    AMERISAVE MORTGAGE CORPORATION 79 6.25% $11,348
    THRIVE MORTGAGE, LLC 79 6.45% $9,054
    PRIMARY RESIDENTIAL MORTGAGE, INC. 78 6.74% $11,403
    Paramount Residential Mortgage Group, Inc. 78 7.13% $11,151
    NexBank 75 6.74% $9,100
    CBM Mortgage, Inc. 73 6.81% $7,825
    Century Mortgage Company DBA Century Lending Company 72 6.90% $7,906
    EVERETT FINANCIAL, INC. 71 6.79% $9,794
    BETTER MORTGAGE CORPORATION 69 6.16% $7,048
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 69 6.89% $7,664
    IDB Global Federal Credit Union 68 5.29% $6,184
    Northwest Federal Credit Union 65 6.55% $4,350
    CHURCHILL MORTGAGE CORPORATION 65 6.73% $10,189
    Apple Federal Credit Union 65 6.55% $6,605
    GUIDANCE RESIDENTIAL, LLC 64 7.21% $6,966
    DIRECT MORTGAGE LOANS, LLC 61 6.91% $10,193
    Meridian Bank Corporation 61 6.94% $6,457
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 58 5.64% $5,846
    PLAZA HOME MORTGAGE, INC. 57 6.79% $12,008
    UBS Bank USA 57 6.04% $5,789
    USAA Federal Savings Bank 55 6.40% $7,682
    NATIONAL COOPERATIVE BANK, N.A. 54 6.45% $2,794
    JET HOMELOANS, LLC 53 6.43% $5,576
    NP, Inc. 52 8.32% $9,875
    The Huntington National Bank 52 6.54% $8,505
    Mortgage Research Center, LLC 50 6.41% $8,065
    UIF CORPORATION 49 6.91% $6,020
    TOWER 49 5.62% $9,769
    MCLEAN MORTGAGE CORPORATION 49 6.20% $5,781
    Strong Home Mortgage, LLC 49 6.55% $4,690
    State Department Federal Credit Union 48 6.03% $10,356
    Charles Schwab Bank, SSB 46 5.75% $4,558
    NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 44 6.32% $6,604
    CAPITAL CENTER, L.L.C. 43 6.72% $4,751
    Virginia Credit Union, Inc. 42 6.45% $5,624
    Blue Ridge Bank 42 6.57% $5,753
    ACADEMY MORTGAGE CORPORATION 42 6.48% $9,878
    GEO-CORP, INC. 41 7.22% $7,887
    T2 FINANCIAL LLC 40 7.15% $9,779
    ZILLOW HOME LOANS, LLC 39 6.86% $7,422
    NMSI, INC. 39 7.14% $12,431
    EQUITY RESOURCES, INC. 39 6.91% $5,873
    NASA Federal Credit Union 38 6.59% $9,107
    Amalgamated Bank 38 6.03% $6,374
    Waterstone Mortgage Corporation 38 6.77% $7,914
    ENVOY MORTGAGE, LTD 37 6.78% $8,511
    LAFAYETTE FEDERAL CREDIT UNION 37 5.82% $5,624
    DIGITAL Federal Credit Union 36 5.20% $4,616
    COMMONWEALTH ONE FEDERAL CREDIT UNION 36 5.42% $5,431
    Ally Bank 35 6.17% $9,823
    Watermark Capital, Inc. 33 6.70% $8,694
    Northpointe Bank 33 6.51% $8,689
    A&D Mortgage LLC 32 8.09% $15,365
    Signal Financial Federal Credit Union 31 6.75% $4,450
    City National Bank of West Virginia 31 6.15% $1,792
    MORTGAGE EQUITY PARTNERS LLC 30 6.91% $8,099
    TOWNE MORTGAGE COMPANY 30 6.84% $8,421
    INTERLINC MORTGAGE SERVICES, LLC 30 6.52% $9,750
    Dollar Bank, Federal Savings Bank 30 6.54% $12,313
    Citadel Servicing Corporation 30 8.99% $22,611
    HOMEBRIDGE FINANCIAL SERVICES, INC. 29 6.50% $11,632
    Third Federal Savings and Loan Association of Cleveland 28 5.89% $1,826
    PLANET HOME LENDING, LLC 28 6.73% $10,818
    Stifel Bank and Trust 28 5.85% $4,344
    HSBC BANK USA, NATIONAL ASSOCIATION 28 5.97% $6,676
    EagleBank 28 5.86% $6,912
    Cornerstone First Mortgage, Inc 27 6.97% $8,549
    HOMEXPRESS MORTGAGE CORP. 27 8.56% $16,971
    JMAC LENDING, INC. 26 7.09% $10,141
    MORIA DEVELOPMENT, INC. 26 7.01% $5,448
    EDUCATIONAL SYSTEMS 25 6.58% $5,353
    First-Citizens Bank & Trust Company 25 6.14% $6,080
    Keystone Funding, Inc. 25 6.98% $8,300
    CONTOUR MORTGAGE CORPORATION 25 6.85% $11,033
    Goldman Sachs Bank USA 24 5.65% $8,474
    FIRST ALLIANCE HOME MORTGAGE, LLC 24 6.59% $12,122
    FEDERATED MORTGAGE CORP. 24 6.89% $4,030
    FIRST EQUITY MORTGAGE INCORPORATED 24 6.34% $6,500
    NORWICH COMMERCIAL GROUP, INC. 24 6.86% $10,327
    BNY Mellon 23 5.88% $6,989
    EMM LOANS LLC 23 6.67% $9,847
    MANN FINANCIAL INC. 23 6.73% $9,689
    Aurora Financial, LLC 22 6.44% $2,874
    ANGEL OAK MORTGAGE SOLUTIONS LLC 22 8.40% $15,757
    GSF Mortgage Corporation 21 6.41% $8,554
    PREMIA MORTGAGE, LLC 21 6.48% $3,274
    Member Options, LLC 21 6.22% $5,005
    Raymond James Bank 21 5.64% $5,204
    PHH Mortgage Corporation 20 6.80% $8,953
    American Security Mortgage Corp. 20 6.37% $7,535
    Summit Mortgage Corporation 20 6.76% $7,565
    DEEPHAVEN MORTGAGE LLC 20 9.22% $14,502
    NATIONWIDE MORTGAGE BANKERS, INC. 20 7.09% $11,737
    Farm Credit of the Virginias, ACA 19 8.73% $3,896
    MILLENNIUM FINANCIAL GROUP, INC. 19 6.67% $7,057
    City National Bank 19 6.03% $7,755
    BAYSHORE MORTGAGE FUNDING, LLC 19 6.87% $10,108
    SOUTHERN TRUST MORTGAGE, LLC 19 6.49% $8,930
    TJC Mortgage, Inc. 18 6.48% $8,929
    Kwik Mortgage Corporation 18 6.47% $5,897
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 18 6.69% $5,795
    HOMEAMERICAN MORTGAGE CORPORATION 18 6.03% $1,333
    C & F Mortgage Corporation 17 6.93% $8,474
    CNB Bank Inc. 17 6.65% $3,703
    BMO Harris Bank 17 6.29% $5,926
    MICHIGAN MUTUAL, INC. 16 6.41% $13,261
    Carrington Mortgage Services, LLC 16 6.29% $9,370
    BNC National Bank 16 5.86% $5,862
    ABSOLUTE HOME MORTGAGE CORPORATION 16 6.89% $8,177
    MK LENDING CORP. 16 7.02% $14,533
    The Loan Store, Inc. 15 7.03% $12,809
    SUCCESS MORTGAGE PARTNERS, INC. 15 6.45% $10,555
    First Horizon Bank 15 5.98% $6,587
    KeyBank 14 6.16% $9,104
    AmeriHome Mortgage Company, LLC 13 6.93% $8,310
    First Federal Bank 13 6.35% $7,535
    MDE Home Loans, LLC 13 6.39% $13,564
    LENDSURE MORTGAGE CORP. 13 8.92% $14,481
    TIDEWATER MORTGAGE SERVICES, INC. 12 6.99% $6,775
    NEW WAVE LENDING GROUP INC 12 7.50% $11,262
    First Option Mortgage, LLC 12 7.40% $10,967
    MLD MORTGAGE INC. 12 6.78% $9,526
    Barrington Bank & Trust Company, N.A. 11 6.94% $5,042
    Farmers Bank & Trust 11 6.18% $6,494
    Fifth Third Bank 11 6.91% $7,546
    MidAtlantic Farm Credit, ACA 11 7.27% $5,098
    SUN WEST MORTGAGE COMPANY, INC. 11 6.86% $11,299
    ROYAL UNITED MORTGAGE LLC 11 6.98% $14,789
    ALLIED MORTGAGE GROUP, INC. 11 6.83% $6,297
    LIBRARY OF CONGRESS 11 6.08% $15,866
    The Central Trust Bank 11 6.70% $5,732
    Evolve Bank & Trust 10 6.72% $8,925
    Beeline Loans, Inc. 10 6.72% $4,432
    SECURITYNATIONAL MORTGAGE COMPANY 10 6.27% $11,430
    Shea Mortgage Inc. 10 6.88% $1,236
    Ixonia Bank 10 6.86% $11,847
    Capitol Federal Savings Bank 10 6.14% $8,146
    S&T Bank 10 6.36% $8,972
    Encompass Lending Group, LP 10 7.19% $7,023
    North American Savings Bank, F.S.B. 10 7.16% $8,705
    Mid-Atlantic Federal Credit Union 9 6.46% $3,430
    UNIVERSAL MORTGAGE & FINANCE, INC. 9 7.19% $14,098
    Chicago Mortgage Solutions LLC 9 5.88% $8,418
    General Mortgage Capital Corporation 9 6.76% $6,811
    JUSTICE Federal Credit Union 9 6.31% $5,325
    South State Bank 9 6.17% $8,045
    Quontic Bank 9 9.00% $18,689
    RELIANCE FIRST CAPITAL, LLC 9 6.99% $14,173
    FIRST MORTGAGE COMPANY, INC. 8 6.66% $4,672
    Lakeview Community Capital, LLC 8 6.61% $10,850
    Discover Bank 8 6.65% $0
    SUMMIT FUNDING, INC. 8 7.31% $10,163
    NYMEO FEDERAL CREDIT UNION 8 6.72% $2,922
    MY MORTGAGE, INC. 8 6.75% $6,399
    Residential Mortgage Solutions, Inc. 7 7.13% $7,342
    STATE EMPLOYEES' 7 5.74% $6,321
    Bank of Hope 7 6.50% $6,169
    NETWORK CAPITAL FUNDING CORPORATION 7 6.55% $7,427
    First Republic Bank 7 4.66% $6,775
    LAKEVIEW LOAN SERVICING, LLC 7 7.00% $9,485
    PLUS RELOCATION MORTGAGE, LLC 7 6.48% $10,410
    LOANPAL, LLC 7 6.66% $12,800
    GENEVA FINANCIAL, LLC 7 7.34% $17,748
    ADVANCIAL 7 8.55% $9,906
    ACNB Bank 7 5.71% $3,853
    WINGS FINANCIAL 7 5.09% $5,719
    SIRVA MORTGAGE, INC. 6 6.90% $1,572
    ANDREWS FEDERAL CREDIT UNION 6 6.29% $4,493
    NJ LENDERS CORP. 6 6.83% $5,563
    JOHNSON MORTGAGE COMPANY, L.L.C. 6 6.90% $14,105
    Axos Bank 6 6.96% $9,514
    Farmers and Merchants Trust Company of Chambersburg 6 6.15% $4,100
    VANDERBILT MORTGAGE AND FINANCE, INC. 6 7.04% $5,489
    LENOX FINANCIAL MORTGAGE CORPORATION 6 6.31% $7,679
    Loan Simple, Inc. 6 7.31% $14,075
    VAN DYK MORTGAGE CORPORATION 6 6.60% $5,087
    EVANSVILLE TEACHERS 6 6.69% $4,730
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 6 6.08% $5,140
    Equity Prime Mortgage LLC 6 6.40% $9,952
    CityWorth Mortgage LLC 6 5.92% $15,861
    MID-ISLAND MORTGAGE CORP. 6 7.15% $13,070
    NEXERA HOLDING LLC 6 8.52% $13,664
    CHEVRON 6 6.35% $5,069
    Armed Forces Bank 6 7.00% $6,385
    Cedar Point Federal Credit Union 5 6.00% $4,476
    CORNERSTONE HOME LENDING, INC. 5 7.07% $13,325
    ALLIANT CREDIT UNION 5 6.23% $5,273
    AmRes Corporation 5 7.80% $7,074
    AMERICAN FINANCING CORPORATION 5 6.35% $16,318
    Nations Lending Corporation 5 6.90% $11,456
    AMERICAN HERITAGE LENDING, INC. 5 9.63% $15,813
    RADIUS FINANCIAL GROUP INC. 5 6.12% $9,425
    ITHINK FINANCIAL Credit Union 5 7.15% $7,418
    AMERICAN INTERNET MORTGAGE, INC. 5 6.35% $10,821
    Regions Bank 5 6.03% $5,089
    MISSION MORTGAGE LLC 5 6.12% $6,266
    HOMESTEAD FUNDING CORP. 5 6.53% $3,982
    Leader Bank 5 6.47% $5,241
    Pinnacle Bank 5 6.28% $7,142
    STOCKTON MORTGAGE CORPORATION 5 6.93% $7,002
    Commerce Bank 5 6.23% $5,390
    Wyndham Capital Mortgage, Inc. 5 6.10% $3,490
    FirstBank 4 7.06% $5,340
    CHERRY CREEK MORTGAGE, LLC 4 6.75% $362
    Arvest Bank 4 6.78% $6,221
    DEPARTMENT OF COMMERCE 4 7.19% $5,926
    Gateway First Bank 4 7.22% $5,995
    SeaTrust Mortgage Company 4 7.06% $10,801
    CIBC Bank USA 4 5.78% $5,304
    LANGLEY 4 6.25% $4,067
    FIRST COMMUNITY MORTGAGE, INC. 4 6.87% $12,653
    Bethpage Federal Credit Union 4 5.72% $5,128
    Commerce Home Mortgage, Inc. 4 8.53% $19,071
    Univest Bank and Trust Co. 4 6.53% $14,683
    OceanFirst Bank 4 6.91% $5,875
    CANOPY MORTGAGE, LLC 4 6.18% $7,092
    American Airlines Federal Credit Union 4 6.00% $0
    US MORTGAGE CORPORATION 4 5.97% $10,364
    IVY MORTGAGE, INC. 4 7.06% $3,265
    LEADERONE FINANCIAL CORPORATION 4 6.68% $8,134
    Princeton Mortgage Corporation 4 7.03% $11,963
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 4 6.78% $5,915
    Cathay Bank 4 6.34% $4,123
    POINT BREEZE 4 6.38% $4,006
    Bank of England 3 6.75% $8,979
    AFFINITY 3 5.08% $4,063
    AXIA FINANCIAL, LLC 3 6.63% $19,322
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 3 7.00% $9,915
    Baxter Credit Union 3 6.29% $8,492
    First Savings Bank 3 6.29% $14,731
    FIRST TECHNOLOGY 3 6.63% $4,867
    F & M BANK CORP. 3 5.54% $5,682
    GUARANTY HOME MORTGAGE CORPORATION 3 6.38% $5,804
    GVC MORTGAGE, INC. 3 6.82% $10,001
    Heritage Bank 3 6.13% $6,740
    KINECTA 3 5.75% $10,102
    LIBERTY HOME MORTGAGE CORPORATION 3 7.33% $11,945
    OAKTREE FUNDING CORP. 3 8.04% $29,756
    Old National Bank 3 6.63% $6,088
    ONY GLO, INC. 3 8.21% $7,407
    ROSS MORTGAGE CORPORATION 3 6.58% $6,402
    Signature Federal Credit Union 3 6.46% $6,790
    The Fidelity Deposit and Discount Bank 3 5.33% $7,662
    The Northern Trust Company 3 6.04% $5,370
    Toyota Financial Savings Bank 3 6.75% $4,025
    UMASSFIVE COLLEGE Federal Credit Union 3 5.04% $11,282
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 8.44% $16,830
    Renasant Bank 2 7.13% $9,728
    Capital City Home Loans, LLC 2 6.19% $8,539
    RESIDENTIAL HOME FUNDING CORP. 2 7.94% $21,922
    First Central Savings Bank 2 7.88% $11,230
    SOVEREIGN LENDING GROUP INCORPORATED 2 5.94% $12,126
    Homesale Mortgage, LLC 2 6.50% $4,915
    Tidewater Home Funding, LLC 2 6.38% $5,676
    PIKE CREEK MORTGAGE SERVICES, INC. 2 6.75% $10,758
    BOKF 2 7.06% $7,116
    First Bank 2 6.44% $5,287
    First United Bank and Trust Company 2 7.56% $10,933
    FIRST BANCORP 2 7.99% $3,567
    BECKAM FUNDING CORP. 2 7.69% $14,658
    York Traditions Bank 2 6.63% $8,668
    BAY-VALLEY MORTGAGE GROUP 2 6.94% $8,965
    Financial Freedom Mortgage, LLC 2 7.56% $9,360
    FBC MORTGAGE, LLC 2 6.18% $9,494
    1ST ADVANTAGE FEDERAL CREDIT UNION 2 7.31% $24,548
    LEGEND LENDING CORPORATION 2 6.75% $10,447
    S1L, Inc. 2 7.06% $7,916
    HANSCOM 2 6.75% $6,761
    Orrstown Bank 2 6.31% $3,690
    Summit Community Bank, Inc. 2 7.09% $3,552
    First National Bank of Omaha 2 6.94% $6,893
    MEMBER ADVANTAGE MORTGAGE, LLC 2 7.06% $5,535
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.06% $11,779
    MEMBERS 1ST FEDERAL CREDIT UNION 2 6.44% $5,644
    Sunflower Bank 2 6.75% $7,213
    N R L Federal Credit Union 2 7.50% $5,005
    First Internet Bank of Indiana 2 6.50% $4,466
    DATA MORTGAGE, INC. 2 7.75% $4,476
    GREENSTATE CREDIT UNION 2 6.94% $5,006
    First Financial Bank 2 6.38% $6,004
    COASTAL Federal Credit Union 2 6.25% $5,054
    VILLAGE BANK MORTGAGE CORPORATION 2 5.81% $3,987
    AgFirst Farm Credit Bank 2 7.13% $3,389
    Acre Mortgage and Financial Inc 2 7.06% $12,217
    GoPrime Mortgage, Inc. 2 6.81% $3,847
    NATIONS RELIABLE LENDING, LLC 2 6.81% $5,726
    Clearview Federal Credit Union 2 5.54% $3,571
    MILEND, INC. 2 6.81% $15,747
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 2 5.13% $5,277
    RBC Bank, (Georgia) 2 5.69% $5,355
    Northwest Bank 2 5.38% $8,848
    Kearny Bank 2 6.44% $5,355
    MID AMERICA MORTGAGE, INC. 2 6.88% $16,308
    Metro City Bank 2 7.25% $7,026
    Southern First Bank 1 7.38% $3,943
    First Federal Bank of Kansas City 1 7.00% $3,589
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.99% $7,145
    STANFORD Federal Credit Union 1 5.50% $3,120
    STAR ONE CREDIT UNION 1 6.00% $3,782
    First Bank 1 6.38% $2,361
    FAIRWINDS CREDIT UNION 1 7.00% $4,585
    Stride Bank 1 6.50% $5,142
    EASTMAN 1 6.75% $6,618
    Eagle Savings Bank 1 7.38% $3,518
    DRAGAS MORTGAGE COMPANY 1 6.63% $3,874
    DELTA COMMUNITY CREDIT UNION 1 6.50% $4,788
    Suncoast Credit Union 1 5.88% $4,602
    DELMAR FINANCIAL COMPANY 1 6.50% $19,258
    Core Bank 1 6.50% $4,586
    Colonial Savings, F.A. 1 7.00% $6,517
    TEACHERS 1 7.13% $5,642
    CNB Bank 1 5.25% $6,937
    City National Bank of Florida 1 6.13% $5,295
    Chesapeake Bank 1 6.50% $3,290
    Centennial Bank 1 5.88% $10,833
    THE MORTGAGE FIRM, INC. 1 5.99% $4,652
    1st National Bank 1 7.50% $3,035
    CALCON MUTUAL MORTGAGE LLC 1 6.88% $9,703
    Cache Valley Bank 1 6.50% $4,111
    THRIVENT Federal Credit Union 1 8.00% $5,561
    BRIDGEVIEW MORTGAGE CORP. 1 6.38% $13,864
    BM Real Estate Services, Inc. 1 9.50% $14,555
    Bell Bank 1 7.38% $6,768
    Towne First Mortgage, LLC 1 6.50% $5,108
    BAYCOAST MORTGAGE COMPANY, LLC 1 6.25% $4,610
    BANKSOUTH MORTGAGE COMPANY, LLC 1 7.88% $23,810
    UMB Bank 1 6.00% $4,680
    Bank of Springfield 1 6.45% $13,924
    Union Savings Bank 1 5.75% $3,154
    BancorpSouth 1 6.88% $18,944
    Assurance Financial Group, L.L.C. 1 6.38% $10,521
    ANGEL OAK HOME LOANS LLC 1 7.63% $5,551
    American National Bank and Trust Company 1 6.00% $4,234
    AMERICAN FINANCE HOUSE LARIBA 1 7.29% $4,824
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.25% $5,283
    Valley National Bank 1 7.75% $10,074
    AMCAP MORTGAGE, LTD. 1 7.13% $4,198
    Allied First Bank,sb 1 5.50% $4,417
    ALLEGACY FEDERAL CREDIT UNION 1 4.50% $6,309
    Victorian Finance, LLC 1 5.88% $17,867
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.63% $4,984
    Advisors Mortgage Group, L.L.C. 1 6.62% $3,214
    MORTGAGE MARKETS CUSO, LLC 1 7.00% $5,100
    Midwest BankCentre 1 7.25% $6,296
    North State Bank 1 5.50% $8,067
    Mid-Continent Funding, Inc. 1 6.63% $10,254
    Uwharrie Bank 1 7.25% $4,546
    Advance Financial Group, LLC 1 7.25% $12,730
    OCEANSIDE MORTGAGE COMPANY 1 6.38% $3,345
    MASON MCDUFFIE MORTGAGE CORPORATION 1 7.13% $4,309
    Actors Federal Credit Union 1 3.00% $11,400
    ONE NEVADA CREDIT UNION 1 7.13% $7,244
    ON Q FINANCIAL, INC. 1 7.99% $8,485
    Willamette Valley Bank 1 6.50% $4,827
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.63% $13,159
    PANORAMA MORTGAGE GROUP, LLC 1 6.63% $8,464
    Paramount Bank 1 6.50% $5,404
    Magnolia Bank 1 7.50% $6,963
    PARTNERS 1ST Federal Credit Union 1 7.13% $3,725
    PATRIOT 1 5.75% $4,427
    Mabrey Bank 1 3.50% $6,856
    LOGIX FEDERAL CREDIT UNION 1 3.75% $13,993
    PEOPLESBANK, A CODORUS VALLEY COMPANY 1 5.88% $3,804
    Peoples State Bank 1 7.38% $8,376
    Lincoln Savings Bank 1 5.75% $3,681
    LAND HOME FINANCIAL SERVICES, INC. 1 7.63% $4,317
    LADERA LENDING, INC. 1 6.99% $5,280
    KELLER MORTGAGE, LLC 1 6.50% $3,501
    INTERSTATE HOME LOAN CENTER, INC. 1 5.38% $9,185
    INTERNATIONAL CITY MORTGAGE, INC. 1 4.25% $13,624
    POLARIS HOME FUNDING CORP. 1 7.00% $6,166
    IncredibleBank 1 5.88% $7,172
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.99% $5,224
    Huntingdon Valley Bank 1 7.13% $10,035
    HONDA Federal Credit Union 1 6.38% $4,318
    Hometown Equity Mortgage, LLC 1 6.00% $11,720
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.99% $6,716
    HARTFORD FUNDING, LTD. 1 6.25% $6,268
    PURDUE FEDERAL CREDIT UNION 1 6.63% $6,509
    Gulf Coast Bank and Trust Company 1 6.88% $9,003
    GuardHill Financial Corp. 1 6.38% $23,231
    Gold Coast Bank 1 7.63% $13,892
    GENISYS 1 5.75% $4,470
    Gate City Bank 1 6.75% $5,376
    Wilmington Savings Fund Society, FSB 1 5.63% $28,758
    RUOFF MORTGAGE COMPANY, INC. 1 6.88% $9,952
    First Reliance Bank 1 7.25% $6,001
    FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 4.50% $3,935
    Service Federal Credit Union 1 5.38% $3,476
    First Merchants Bank 1 5.38% $5,904
    FIRST FINANCIAL OF MARYLAND 1 5.38% $6,088
    Simmons Bank 1 6.38% $3,975
    First Federal Savings and Loan Association of Lakewood 1 6.75% $5,579
    SOUTH CENTRAL BANK, INC. 1 5.88% $2,201

    Washington - Arlington - Alexandria Average Closing Costs & Other Stats

    Washington-Arlington-Alexandria, DC-VA-MD-WV's 487 lenders originated 100,621 loans during 2023. The total origination value was $45,739,625,000, with an average loan value of $454,573.

    Washington - Arlington - Alexandria's average closing costs are $6,775.

    The top Washington - Arlington - Alexandria lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,641 loans originated. Their average total fees are $8,086, which is $1,567 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Washington - Arlington - Alexandria lenders (with over 10 loans originated) are Shea Mortgage Inc. ($1,236), HOMEAMERICAN MORTGAGE CORPORATION ($1,333), PULTE MORTGAGE LLC ($1,533), City National Bank of West Virginia ($1,792) and Third Federal Savings and Loan Association of Cleveland ($1,826).

    The lowest rate Washington - Arlington - Alexandria lenders (with over 10 loans originated) are DIGITAL Federal Credit Union (5.20%), IDB Global Federal Credit Union (5.29%), Citibank (5.42%), COMMONWEALTH ONE FEDERAL CREDIT UNION (5.42%) and United Nations Federal Credit Union (5.56%).

    Washington-Arlington-Alexandria, DC-VA-MD-WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    QUICKEN LOANS, LLC $3,472,880,000 $1,870,340,000 -46.1% 4.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,181,050,000 $1,649,080,000 -24.4% 3.6%
    Truist $2,612,440,000 $1,552,245,000 -40.6% 3.4%
    NAVY FEDERAL CREDIT UNION $1,845,580,000 $1,402,330,000 -24.0% 3.1%
    Wells Fargo Bank $2,065,295,000 $1,219,880,000 -40.9% 2.7%
    PNC Bank $1,320,105,000 $1,216,405,000 -7.9% 2.7%
    Atlantic Coast Mortgage, LLC $1,286,475,000 $1,016,975,000 -20.9% 2.2%
    NVR Mortgage Finance, Inc. $1,190,715,000 $974,465,000 -18.2% 2.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $890,155,000 $924,960,000 3.9% 2.0%
    FIRST SAVINGS MORTGAGE CORPORATION $1,553,630,000 $897,865,000 -42.2% 2.0%
    WALKER & DUNLOP, LLC $458,215,000 $850,565,000 85.6% 1.9%
    FIRST HOME MORTGAGE CORPORATION $1,203,355,000 $849,910,000 -29.4% 1.9%
    INTERCOASTAL MORTGAGE COMPANY $1,443,160,000 $805,255,000 -44.2% 1.8%
    First Heritage Mortgage, LLC $951,100,000 $793,415,000 -16.6% 1.7%
    Prosperity Home Mortgage, LLC $1,289,640,000 $764,175,000 -40.7% 1.7%
    MOVEMENT MORTGAGE, LLC $917,345,000 $762,655,000 -16.9% 1.7%
    Citibank $800,430,000 $762,510,000 -4.7% 1.7%
    JPMorgan Chase Bank $1,121,305,000 $739,360,000 -34.1% 1.6%
    Bank of America $1,504,690,000 $738,135,000 -50.9% 1.6%
    CMG MORTGAGE, INC. $456,270,000 $723,790,000 58.6% 1.6%
    George Mason Mortgage, LLC $1,436,290,000 $600,250,000 -58.2% 1.3%
    EMBRACE HOME LOANS, INC. $885,720,000 $563,460,000 -36.4% 1.2%
    GUARANTEED RATE, INC. $848,710,000 $553,930,000 -34.7% 1.2%
    NFM, INC. $872,355,000 $506,090,000 -42.0% 1.1%
    TD Bank $551,240,000 $457,685,000 -17.0% 1.0%
    PENNYMAC LOAN SERVICES, LLC $1,010,560,000 $439,260,000 -56.5% 1.0%
    Mortgage Research Center, LLC $580,775,000 $437,925,000 -24.6% 1.0%
    First National Bank of Pennsylvania $331,250,000 $436,510,000 31.8% 1.0%
    PGIM Real Estate Finance, LLC $169,520,000 $412,045,000 143.1% 0.9%
    Sandy Spring Bank $878,310,000 $394,280,000 -55.1% 0.9%
    Citizens Bank $661,715,000 $384,315,000 -41.9% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $437,330,000 $372,515,000 -14.8% 0.8%
    EAGLE HOME MORTGAGE, LLC $403,955,000 $370,270,000 -8.3% 0.8%
    PENTAGON FEDERAL CREDIT UNION $764,845,000 $366,510,000 -52.1% 0.8%
    LOANDEPOT.COM, LLC $1,345,655,000 $361,175,000 -73.2% 0.8%
    DRAPER AND KRAMER MORTGAGE CORP. $763,845,000 $355,655,000 -53.4% 0.8%
    Vellum Mortgage, Inc. $458,735,000 $351,385,000 -23.4% 0.8%
    Towne Bank $493,460,000 $336,875,000 -31.7% 0.7%
    CBRE MULTIFAMILY CAPITAL, INC. $245,000,000 $329,355,000 34.4% 0.7%
    U.S. Bank $902,850,000 $317,365,000 -64.8% 0.7%
    BAY EQUITY LLC $177,700,000 $312,615,000 75.9% 0.7%
    United Nations Federal Credit Union $367,960,000 $295,680,000 -19.6% 0.6%
    Barings Multifamily Capital $289,995,000 n/a 0.6%
    M&T Bank $423,120,000 $278,630,000 -34.1% 0.6%
    FREEDOM MORTGAGE CORPORATION $692,225,000 $277,770,000 -59.9% 0.6%
    Bank-Fund Staff Federal Credit Union $599,240,000 $276,370,000 -53.9% 0.6%
    NEWREZ LLC $276,200,000 $269,205,000 -2.5% 0.6%
    Morgan Stanley Private Bank $341,170,000 $250,605,000 -26.5% 0.5%
    CALIBER HOME LOANS, INC. $1,114,585,000 $249,940,000 -77.6% 0.5%
    DHI MORTGAGE COMPANY, LTD. $222,660,000 $245,110,000 10.1% 0.5%
    Ameris Bank $337,575,000 $244,245,000 -27.6% 0.5%
    HOMESIDE FINANCIAL, LLC $390,755,000 $239,385,000 -38.7% 0.5%
    HOMESPIRE MORTGAGE CORPORATION $646,985,000 $222,235,000 -65.7% 0.5%
    Fulton Bank $239,095,000 $209,970,000 -12.2% 0.5%
    GUARANTEED RATE AFFINITY, LLC $251,260,000 $189,475,000 -24.6% 0.4%
    Presidential Bank, FSB $267,670,000 $189,000,000 -29.4% 0.4%
    BERKELEY POINT CAPITAL LLC $374,620,000 $185,855,000 -50.4% 0.4%
    M&T Realty Capital Corporation $53,315,000 $184,110,000 245.3% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $602,025,000 $180,025,000 -70.1% 0.4%
    WesBanco $299,320,000 $167,520,000 -44.0% 0.4%
    TOWER $221,405,000 $159,295,000 -28.1% 0.3%
    PULTE MORTGAGE LLC $169,610,000 $153,910,000 -9.3% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $148,580,000 n/a 0.3%
    Atlantic Union Bank $253,500,000 $148,545,000 -41.4% 0.3%
    The Federal Savings Bank $243,200,000 $145,000,000 -40.4% 0.3%
    Apple Federal Credit Union $235,915,000 $143,675,000 -39.1% 0.3%
    MainStreet Bank $259,685,000 $140,100,000 -46.1% 0.3%
    JAMS-01, INC. $247,775,000 $138,720,000 -44.0% 0.3%
    The Freedom Bank of Virginia $162,860,000 $133,410,000 -18.1% 0.3%
    Arbor Realty Trust, Inc. $195,810,000 $131,145,000 -33.0% 0.3%
    United Bank $226,075,000 $128,545,000 -43.1% 0.3%
    Plains Commerce Bank $126,430,000 $128,095,000 1.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $218,530,000 $126,500,000 -42.1% 0.3%
    CARDINAL FINANCIAL $268,490,000 $126,450,000 -52.9% 0.3%
    ORIX REAL ESTATE CAPITAL, LLC $6,200,000 $120,450,000 1,842.7% 0.3%