PANAMA CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Panama City averaged
7.05%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.66% and
one month ago for the week of 2024-10-10, the
average rate was 6.29%.
Panama City's average rate one year ago was 7.77%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.75%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Panama City 30 Year Fixed Rate | 2024-11-14 | 7.05% |
| Panama City 30 Year Fixed Rate Refi | 2024-11-14 | 7.75% |
| Panama City 15 Year Fixed Rate | 2024-11-14 | 6.11% |
| Panama City 15 Year Fixed Rate Refi | 2024-11-14 | 6.09% |
| Panama City 30 Year FHA | 2024-11-14 | -0.45% |
| Panama City 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Panama City 30 Year USDA | 2024-11-14 | 0.1% |
| Panama City 30 Year USDA Refi | 2024-11-14 | -0.1% |
| Panama City 30 Year VA | 2024-11-14 | -0.24% |
| Panama City 30 Year VA Refi | 2024-11-14 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PANAMA CITY, FL.
PANAMA CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PANAMA CITY, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PANAMA CITY Average Closing Costs & Other Stats
PANAMA CITY, FL's 261 lenders originated 5,795
loans during 2023. The total origination value was $2,003,875,000, with an average loan value of
$345,794.
PANAMA CITY's average closing costs are $6,336.
The top PANAMA CITY lender as defined by loan originations is QUICKEN LOANS, LLC, with
153 loans originated. Their average total fees are
$8,538, which is $696
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee PANAMA CITY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,181), VANDERBILT MORTGAGE AND FINANCE, INC. ($5,343), NAVY FEDERAL CREDIT UNION ($5,601), Truist ($5,609) and Centennial Bank ($5,610).
The lowest rate PANAMA CITY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.69%), Wells Fargo Bank (5.93%), NAVY FEDERAL CREDIT UNION (6.35%), Truist (6.40%) and JPMorgan Chase Bank (6.40%).
PANAMA CITY, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | n/a | 9.0% | |
| DHI MORTGAGE COMPANY, LTD. | $103,770,000 | $153,355,000 | 47.8% | 7.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $104,690,000 | $100,480,000 | -4.0% | 5.0% |
| QUICKEN LOANS, LLC | $118,900,000 | $75,805,000 | -36.2% | 3.8% |
| Trustmark National Bank | $87,920,000 | $62,670,000 | -28.7% | 3.1% |
| Hancock Whitney Bank | $27,830,000 | $57,175,000 | 105.4% | 2.9% |
| Tyndall Federal Credit Union | $59,870,000 | $57,060,000 | -4.7% | 2.8% |
| Regions Bank | $82,090,000 | $55,915,000 | -31.9% | 2.8% |
| Wells Fargo Bank | $37,670,000 | $54,390,000 | 44.4% | 2.7% |
| Merchants Bank of Indiana | $49,205,000 | n/a | 2.5% | |
| Centennial Bank | $405,000 | $37,630,000 | 9,191.4% | 1.9% |
| CARDINAL FINANCIAL | $11,050,000 | $34,915,000 | 216.0% | 1.7% |
| Mortgage Research Center, LLC | $46,990,000 | $33,460,000 | -28.8% | 1.7% |
| FBC MORTGAGE, LLC | $17,740,000 | $31,965,000 | 80.2% | 1.6% |
| BancorpSouth | $40,740,000 | $30,425,000 | -25.3% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $43,440,000 | $29,475,000 | -32.1% | 1.5% |
| Northpointe Bank | $16,630,000 | $29,345,000 | 76.5% | 1.5% |
| Comerica Bank | $25,005,000 | n/a | 1.2% | |
| BROKER SOLUTIONS, INC. | $45,890,000 | $24,080,000 | -47.5% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $22,145,000 | $23,410,000 | 5.7% | 1.2% |
| LENDSURE MORTGAGE CORP. | $20,805,000 | $21,765,000 | 4.6% | 1.1% |
| Innovations Federal Credit Union | $31,800,000 | $20,865,000 | -34.4% | 1.0% |
| WALKER & DUNLOP, LLC | $20,300,000 | $20,460,000 | 0.8% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $54,235,000 | $19,635,000 | -63.8% | 1.0% |
| Community Bank of Mississippi | $21,650,000 | $19,050,000 | -12.0% | 1.0% |
| BankPlus | $10,725,000 | $17,715,000 | 65.2% | 0.9% |
| United Community Bank | $165,000 | $16,355,000 | 9,812.1% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $38,255,000 | $15,580,000 | -59.3% | 0.8% |
| LOANDEPOT.COM, LLC | $45,675,000 | $14,455,000 | -68.4% | 0.7% |
| PeoplesSouth Bank | $16,085,000 | $12,845,000 | -20.1% | 0.6% |
| GUARANTEED RATE, INC. | $11,265,000 | $12,825,000 | 13.8% | 0.6% |
| NEWREZ LLC | $4,770,000 | $12,730,000 | 166.9% | 0.6% |
| Prudential Huntoon Paige Associates, LLC | $12,245,000 | n/a | 0.6% | |
| Capital City Home Loans, LLC | $22,690,000 | $11,770,000 | -48.1% | 0.6% |
| Ameris Bank | $17,395,000 | $11,165,000 | -35.8% | 0.6% |
| Truist | $21,105,000 | $10,560,000 | -50.0% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $22,745,000 | $10,040,000 | -55.9% | 0.5% |
| SmartBank | $13,020,000 | $9,880,000 | -24.1% | 0.5% |
| USAA Federal Savings Bank | $13,110,000 | $9,575,000 | -27.0% | 0.5% |
| CMG MORTGAGE, INC. | $8,330,000 | $9,295,000 | 11.6% | 0.5% |
| First Federal Bank | $9,405,000 | $8,800,000 | -6.4% | 0.4% |
| Bank of England | $8,715,000 | $8,630,000 | -1.0% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $11,275,000 | $8,495,000 | -24.7% | 0.4% |
| 21ST MORTGAGE CORPORATION | $9,265,000 | $8,295,000 | -10.5% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $9,790,000 | $8,010,000 | -18.2% | 0.4% |
| A&D Mortgage LLC | $2,865,000 | $7,960,000 | 177.8% | 0.4% |
| Bank of America | $11,030,000 | $7,870,000 | -28.6% | 0.4% |
| DEEPHAVEN MORTGAGE LLC | $3,265,000 | $7,640,000 | 134.0% | 0.4% |
| Pinnacle Bank | $315,000 | $6,560,000 | 1,982.5% | 0.3% |
| Citizens Bank | $9,025,000 | $6,465,000 | -28.4% | 0.3% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,885,000 | $6,325,000 | 119.2% | 0.3% |
| ALL IN | $2,610,000 | $6,265,000 | 140.0% | 0.3% |
| Renasant Bank | $33,640,000 | $6,120,000 | -81.8% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $12,070,000 | $6,120,000 | -49.3% | 0.3% |
| EVANSVILLE TEACHERS | $690,000 | $6,110,000 | 785.5% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $5,260,000 | $6,045,000 | 14.9% | 0.3% |
| Fifth Third Bank | $3,310,000 | $5,745,000 | 73.6% | 0.3% |
| JPMorgan Chase Bank | $8,520,000 | $5,740,000 | -32.6% | 0.3% |
| OPEN MORTGAGE, LLC | $5,200,000 | $5,510,000 | 6.0% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,130,000 | $5,455,000 | -46.2% | 0.3% |
| SouthPoint Bank | $3,335,000 | $5,300,000 | 58.9% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $11,060,000 | $5,280,000 | -52.3% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $3,300,000 | $4,970,000 | 50.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,080,000 | $4,725,000 | 337.5% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,125,000 | $4,680,000 | -61.4% | 0.2% |
| ServisFirst Bank | $12,075,000 | $4,675,000 | -61.3% | 0.2% |
| PNC Bank | $5,475,000 | $4,595,000 | -16.1% | 0.2% |
| OCMBC, INC. | $255,000 | $4,575,000 | 1,694.1% | 0.2% |
| Equity Prime Mortgage LLC | $5,060,000 | $4,530,000 | -10.5% | 0.2% |
| City National Bank of Florida | $4,375,000 | n/a | 0.2% | |
| Synovus Bank | $7,535,000 | $4,370,000 | -42.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $9,250,000 | $4,345,000 | -53.0% | 0.2% |
| Nations Lending Corporation | $3,260,000 | $4,250,000 | 30.4% | 0.2% |
| THE MORTGAGE FIRM, INC. | $4,555,000 | $4,160,000 | -8.7% | 0.2% |
| First Horizon Bank | $2,695,000 | $4,155,000 | 54.2% | 0.2% |
| FirstBank | $6,640,000 | $4,020,000 | -39.5% | 0.2% |
| Citadel Servicing Corporation | $7,435,000 | $3,955,000 | -46.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,490,000 | $3,940,000 | 58.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,700,000 | $3,930,000 | 45.6% | 0.2% |
| NexBank | $3,380,000 | $3,695,000 | 9.3% | 0.2% |
| U.S. Bank | $13,530,000 | $3,675,000 | -72.8% | 0.2% |
| Morgan Stanley Private Bank | $3,685,000 | $3,670,000 | -0.4% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,035,000 | $3,640,000 | 19.9% | 0.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $3,605,000 | n/a | 0.2% | |
| River Bank & Trust | $6,270,000 | $3,490,000 | -44.3% | 0.2% |
| Raymond James Bank | $1,735,000 | $3,405,000 | 96.3% | 0.2% |
| United Fidelity Funding Corp. | $10,645,000 | $3,385,000 | -68.2% | 0.2% |
| POINT Mortgage | $3,375,000 | n/a | 0.2% | |
| SWBC MORTGAGE CORPORATION | $3,135,000 | $3,280,000 | 4.6% | 0.2% |
| ADVANCIAL | $2,310,000 | $3,255,000 | 40.9% | 0.2% |
| NBKC BANK | $3,680,000 | $3,180,000 | -13.6% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $3,630,000 | $3,040,000 | -16.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $905,000 | $3,015,000 | 233.1% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,940,000 | n/a | 0.1% | |
| Bank Independent | $445,000 | $2,915,000 | 555.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $5,395,000 | $2,795,000 | -48.2% | 0.1% |
| VYSTAR | $860,000 | $2,795,000 | 225.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $4,450,000 | $2,725,000 | -38.8% | 0.1% |
| NFM, INC. | $2,060,000 | $2,695,000 | 30.8% | 0.1% |
| FIRST COMMERCE CREDIT UNION | $1,920,000 | $2,685,000 | 39.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,270,000 | $2,635,000 | 107.5% | 0.1% |
| MidSouth Bank | $2,630,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,455,000 | $2,610,000 | 6.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $7,680,000 | $2,600,000 | -66.1% | 0.1% |
| The First, A National Banking Association | $28,560,000 | $2,565,000 | -91.0% | 0.1% |
| TD Bank | $6,475,000 | $2,560,000 | -60.5% | 0.1% |
| ERIE FEDERAL CREDIT UNION | $265,000 | $2,540,000 | 858.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,210,000 | $2,430,000 | 100.8% | 0.1% |
| The Huntington National Bank | $5,245,000 | $2,430,000 | -53.7% | 0.1% |
| Logan Finance Corporation | $2,345,000 | n/a | 0.1% | |
| Plains Commerce Bank | $2,480,000 | $2,255,000 | -9.1% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,175,000 | $2,235,000 | -29.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $155,000 | $2,200,000 | 1,319.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $850,000 | $2,070,000 | 143.5% | 0.1% |
| Troy Bank and Trust Company | $2,025,000 | $2,040,000 | 0.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,750,000 | $2,025,000 | 15.7% | 0.1% |
| Carrington Mortgage Services, LLC | $4,185,000 | $2,025,000 | -51.6% | 0.1% |
| Valley National Bank | $11,805,000 | $2,005,000 | -83.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,370,000 | $1,995,000 | 45.6% | 0.1% |
| Flagstar Bank, FSB | $26,800,000 | $1,985,000 | -92.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $3,090,000 | $1,985,000 | -35.8% | 0.1% |
| NEXERA HOLDING LLC | $3,205,000 | $1,985,000 | -38.1% | 0.1% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $225,000 | $1,980,000 | 780.0% | 0.1% |
| CapStar Bank | $1,060,000 | $1,970,000 | 85.8% | 0.1% |
| GREAT RIVER FEDERAL CREDIT UNION | $1,965,000 | n/a | 0.1% | |
| City National Bank | $265,000 | $1,960,000 | 639.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $5,670,000 | $1,955,000 | -65.5% | 0.1% |
| INSPIRE HOME LOANS INC. | $725,000 | $1,875,000 | 158.6% | 0.1% |
| PLANET HOME LENDING, LLC | $3,495,000 | $1,800,000 | -48.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,085,000 | $1,795,000 | -13.9% | 0.1% |
| The Federal Savings Bank | $5,910,000 | $1,760,000 | -70.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,755,000 | n/a | 0.1% | |
| BNC National Bank | $645,000 | $1,735,000 | 169.0% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,690,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $2,960,000 | $1,685,000 | -43.1% | 0.1% |
| MICHIGAN MUTUAL, INC. | $630,000 | $1,625,000 | 157.9% | 0.1% |
| South State Bank | $4,715,000 | $1,610,000 | -65.9% | 0.1% |
| Southern First Bank | $1,605,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $1,945,000 | $1,590,000 | -18.3% | 0.1% |
| AMERIFIRST BANK | $1,505,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $62,460,000 | $1,505,000 | -97.6% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $1,840,000 | $1,470,000 | -20.1% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $1,300,000 | $1,410,000 | 8.5% | 0.1% |
| Figure Lending LLC | $1,210,000 | $1,370,000 | 13.2% | 0.1% |
| SUMMIT FUNDING, INC. | $265,000 | $1,365,000 | 415.1% | 0.1% |
| Today's Bank | $1,365,000 | n/a | 0.1% | |
| Armed Forces Bank | $1,175,000 | $1,340,000 | 14.0% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $580,000 | $1,330,000 | 129.3% | 0.1% |
| Kaw Valley Bank | $1,325,000 | $1,325,000 | 0.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $420,000 | $1,320,000 | 214.3% | 0.1% |
| The Central Trust Bank | $265,000 | $1,310,000 | 394.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,410,000 | $1,270,000 | -9.9% | 0.1% |
| Discover Bank | $1,245,000 | $1,255,000 | 0.8% | 0.1% |
| Flint Community Bank | $585,000 | $1,250,000 | 113.7% | 0.1% |
| Capital City Bank | $2,255,000 | $1,210,000 | -46.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,490,000 | $1,210,000 | -51.4% | 0.1% |
| Southern Bank | $1,195,000 | n/a | 0.1% | |
| Veritex Community Bank | $1,195,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,080,000 | $1,190,000 | 10.2% | 0.1% |
| Waterstone Mortgage Corporation | $9,705,000 | $1,180,000 | -87.8% | 0.1% |
| BankSouth | $515,000 | $1,175,000 | 128.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,045,000 | $1,165,000 | -43.0% | 0.1% |
| Gateway First Bank | $1,970,000 | $1,165,000 | -40.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $145,000 | $1,160,000 | 700.0% | 0.1% |
| RESIDENTIAL BANCORP | $1,725,000 | $1,140,000 | -33.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $1,290,000 | $1,140,000 | -11.6% | 0.1% |
| Old National Bank | $405,000 | $1,130,000 | 179.0% | 0.1% |
| Collins State Bank | $1,025,000 | $1,125,000 | 9.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,925,000 | $1,105,000 | -62.2% | 0.1% |
| United Bank | $1,105,000 | n/a | 0.1% | |
| Evolve Bank & Trust | $1,090,000 | n/a | 0.1% | |
| Kwik Mortgage Corporation | $545,000 | $1,085,000 | 99.1% | 0.1% |
| EMM LOANS LLC | $580,000 | $1,050,000 | 81.0% | 0.1% |
| Heritage Bank & Trust | $1,045,000 | n/a | 0.1% | |
| NP, Inc. | $580,000 | $1,020,000 | 75.9% | 0.1% |
| University Bank | $295,000 | $1,000,000 | 239.0% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $2,960,000 | $975,000 | -67.1% | 0.0% |
| GTE Federal Credit Union | $295,000 | $975,000 | 230.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $415,000 | $965,000 | 132.5% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,170,000 | $955,000 | -18.4% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $940,000 | $945,000 | 0.5% | 0.0% |
| Arvest Bank | $1,805,000 | $940,000 | -47.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,755,000 | $940,000 | -46.4% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $5,875,000 | $930,000 | -84.2% | 0.0% |
| MORTGAGE ONE OF THE SOUTH, INC. | $1,505,000 | $930,000 | -38.2% | 0.0% |
| JMAC LENDING, INC. | $925,000 | n/a | 0.0% | |
| The Jacksboro National Bank | $925,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $980,000 | $915,000 | -6.6% | 0.0% |
| The Farmers Bank | $835,000 | $915,000 | 9.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $610,000 | $910,000 | 49.2% | 0.0% |
| Commercial Banking Company | $885,000 | n/a | 0.0% | |
| Citizens Bank of Lafayette | $875,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $1,035,000 | $875,000 | -15.5% | 0.0% |
| BNY Mellon | $365,000 | $845,000 | 131.5% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,155,000 | $840,000 | -27.3% | 0.0% |
| Red River Bank | $1,045,000 | $840,000 | -19.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $2,205,000 | $840,000 | -61.9% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $855,000 | $835,000 | -2.3% | 0.0% |
| Union Bank and Trust Company | $835,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $6,045,000 | $830,000 | -86.3% | 0.0% |
| WINGS FINANCIAL | $830,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $690,000 | $820,000 | 18.8% | 0.0% |
| Century Bank of Georgia | $780,000 | n/a | 0.0% | |
| First Citizens National Bank | $820,000 | $780,000 | -4.9% | 0.0% |
| DAS Acquisition Company, LLC | $805,000 | $770,000 | -4.3% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $2,735,000 | $755,000 | -72.4% | 0.0% |
| First Savings Bank | $750,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,070,000 | $750,000 | -29.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $795,000 | $745,000 | -6.3% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,205,000 | $740,000 | -66.4% | 0.0% |
| Union Savings Bank | $500,000 | $740,000 | 48.0% | 0.0% |
| CCB Community Bank | $415,000 | $730,000 | 75.9% | 0.0% |
| ARC HOME LLC | $715,000 | $725,000 | 1.4% | 0.0% |
| BAY EQUITY LLC | $725,000 | n/a | 0.0% | |
| Heritage Community Bank | $725,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $725,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $11,915,000 | $710,000 | -94.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,215,000 | $705,000 | -42.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $4,910,000 | $695,000 | -85.8% | 0.0% |
| ON Q FINANCIAL, INC. | $690,000 | n/a | 0.0% | |
| Origin Bank | $1,630,000 | $690,000 | -57.7% | 0.0% |
| Securityplus FCU | $690,000 | n/a | 0.0% | |
| Texas Heritage National Bank | $685,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $2,900,000 | $680,000 | -76.6% | 0.0% |
| KEMBA CREDIT UNION, INC. | $680,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $425,000 | $675,000 | 58.8% | 0.0% |
| LOANPAL, LLC | $3,335,000 | $675,000 | -79.8% | 0.0% |
| PHH Mortgage Corporation | $1,340,000 | $675,000 | -49.6% | 0.0% |
| First United Bank and Trust Company | $670,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $550,000 | $670,000 | 21.8% | 0.0% |
| Lakeview Community Capital, LLC | $805,000 | $665,000 | -17.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $105,000 | $665,000 | 533.3% | 0.0% |
| Bell Bank | $255,000 | $650,000 | 154.9% | 0.0% |
| DIGITAL Federal Credit Union | $305,000 | $650,000 | 113.1% | 0.0% |
| Clearview Federal Credit Union | $645,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $510,000 | $645,000 | 26.5% | 0.0% |
| THRIVE MORTGAGE, LLC | $645,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,705,000 | $640,000 | -62.5% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $265,000 | $640,000 | 141.5% | 0.0% |
| Ally Bank | $3,130,000 | $635,000 | -79.7% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $660,000 | $630,000 | -4.5% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $605,000 | $630,000 | 4.1% | 0.0% |
| Collins Community Credit Union | $625,000 | n/a | 0.0% | |
| Simmons Bank | $205,000 | $615,000 | 200.0% | 0.0% |
| BankTennessee | $605,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $1,565,000 | $605,000 | -61.3% | 0.0% |
| Paramount Bank | $605,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $780,000 | $600,000 | -23.1% | 0.0% |
| Coastal Community Bank | $590,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $590,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $590,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $585,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $640,000 | $575,000 | -10.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $1,065,000 | $570,000 | -46.5% | 0.0% |
| Thomasville National Bank | $1,340,000 | $570,000 | -57.5% | 0.0% |
| American Airlines Federal Credit Union | $225,000 | $565,000 | 151.1% | 0.0% |
| AMWEST FUNDING CORP. | $855,000 | $565,000 | -33.9% | 0.0% |
| Pen Air Federal Credit Union | $3,060,000 | $565,000 | -81.5% | 0.0% |
| Republic Bank & Trust Company | $805,000 | $565,000 | -29.8% | 0.0% |
| Georgia Community Bank | $370,000 | $560,000 | 51.4% | 0.0% |
| Sunflower Bank | $1,030,000 | $545,000 | -47.1% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $520,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,375,000 | $515,000 | -62.5% | 0.0% |
| Colony Bank | $780,000 | $510,000 | -34.6% | 0.0% |
| AMERICA'S FIRST | $505,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $505,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $505,000 | n/a | 0.0% | |
| CNB Bank | $305,000 | $495,000 | 62.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,010,000 | $490,000 | -75.6% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $490,000 | n/a | 0.0% | |
| Guardian Bank | $485,000 | n/a | 0.0% | |
| Andrew Johnson Bank | $475,000 | n/a | 0.0% | |
| Network Funding, L.P. | $375,000 | $475,000 | 26.7% | 0.0% |
| United Bank | $475,000 | n/a | 0.0% | |
| Liberty Bank | $470,000 | n/a | 0.0% | |
| Metro City Bank | $1,360,000 | $470,000 | -65.4% | 0.0% |
| Community South Credit Union | $1,680,000 | $465,000 | -72.3% | 0.0% |
| Assurance Financial Group, L.L.C. | $505,000 | $460,000 | -8.9% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $455,000 | n/a | 0.0% | |
| First Bank of Alabama | $125,000 | $455,000 | 264.0% | 0.0% |
| Meridian Bank Corporation | $355,000 | $455,000 | 28.2% | 0.0% |
| First State Bank of Blakely, Inc. | $2,535,000 | $445,000 | -82.4% | 0.0% |
| Univest Bank and Trust Co. | $205,000 | $445,000 | 117.1% | 0.0% |
| The Exchange Bank of Alabama | $225,000 | $435,000 | 93.3% | 0.0% |
| UBS Bank USA | $1,420,000 | $435,000 | -69.4% | 0.0% |
| Bank OZK | $415,000 | $425,000 | 2.4% | 0.0% |
| Farmers Bank and Trust Company | $1,150,000 | $425,000 | -63.0% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $810,000 | $425,000 | -47.5% | 0.0% |
| Five Star Credit Union | $2,020,000 | $425,000 | -79.0% | 0.0% |
| GEORGIA UNITED | $425,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $425,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $390,000 | $420,000 | 7.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $415,000 | n/a | 0.0% | |
| KeyBank | $85,800,000 | $410,000 | -99.5% | 0.0% |
| Financial Funding Solutions, Inc. | $405,000 | n/a | 0.0% | |
| Nicolet National Bank | $405,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $185,000 | $400,000 | 116.2% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $620,000 | $395,000 | -36.3% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| First National Bank of America | $1,100,000 | $395,000 | -64.1% | 0.0% |
| First Bank | $385,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $385,000 | n/a | 0.0% | |
| Security Bank, s.b. | $385,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $115,000 | $380,000 | 230.4% | 0.0% |
| Hiawatha Bank and Trust | $375,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $375,000 | n/a | 0.0% | |
| Premier Bank of the South | $375,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $525,000 | $365,000 | -30.5% | 0.0% |
| Heartland Bank and Trust Company | $365,000 | n/a | 0.0% | |
| HomePromise Corporation | $365,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $245,000 | $365,000 | 49.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,400,000 | $365,000 | -89.3% | 0.0% |
| North American Savings Bank, F.S.B. | $3,320,000 | $365,000 | -89.0% | 0.0% |
| Residential Mortgage Solutions, Inc. | $365,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,235,000 | $355,000 | -71.3% | 0.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | $195,000 | $355,000 | 82.1% | 0.0% |
| First National Bank | $2,085,000 | $355,000 | -83.0% | 0.0% |
| Towne Bank | $940,000 | $355,000 | -62.2% | 0.0% |
| Volunteer State Bank | $2,455,000 | $355,000 | -85.5% | 0.0% |
| Commerce Bank | $225,000 | $345,000 | 53.3% | 0.0% |
| Greater Community Bank | $345,000 | n/a | 0.0% | |
| HOMELAND BANCSHARES | $345,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $345,000 | n/a | 0.0% | |
| Southern States Bank | $1,355,000 | $345,000 | -74.5% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $890,000 | $345,000 | -61.2% | 0.0% |
| CB&S Bank, Inc. | $335,000 | n/a | 0.0% | |
| Centier Bank | $335,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $335,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| The Citizens National Bank of Quitman | $335,000 | n/a | 0.0% | |
| UNITED | $1,665,000 | $335,000 | -79.9% | 0.0% |
| Warsaw Federal Savings and Loan Association | $335,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $330,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $125,000 | $330,000 | 164.0% | 0.0% |
| Credence Funding Corporation | $365,000 | $325,000 | -11.0% | 0.0% |
| EASTMAN | $325,000 | n/a | 0.0% | |
| First Merchants Bank | $325,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $625,000 | $325,000 | -48.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $370,000 | $325,000 | -12.2% | 0.0% |
| Mid-Continent Funding, Inc. | $480,000 | $325,000 | -32.3% | 0.0% |
| RBC Bank, (Georgia) | $365,000 | $325,000 | -11.0% | 0.0% |
| TJC Mortgage, Inc. | $385,000 | $325,000 | -15.6% | 0.0% |
| SPRING EQ, LLC | $1,695,000 | $320,000 | -81.1% | 0.0% |
| Central State Bank | $695,000 | $315,000 | -54.7% | 0.0% |
| HARBORONE MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| Morris Bank | $175,000 | $315,000 | 80.0% | 0.0% |
| M&T Bank | $500,000 | $315,000 | -37.0% | 0.0% |
| VERITAS FUNDING, LLC | $315,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $255,000 | $305,000 | 19.6% | 0.0% |
| Magnolia Bank | $1,155,000 | $305,000 | -73.6% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $305,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $635,000 | $305,000 | -52.0% | 0.0% |
| Superior Credit Union, Inc. | $135,000 | $305,000 | 125.9% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $850,000 | $295,000 | -65.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $365,000 | $295,000 | -19.2% | 0.0% |
| FAMILY SAVINGS | $485,000 | $285,000 | -41.2% | 0.0% |
| Goldwater Bank, N.A. | $305,000 | $285,000 | -6.6% | 0.0% |
| MILEND, INC. | $955,000 | $285,000 | -70.2% | 0.0% |
| PNB COMMUNITY BANK | $285,000 | n/a | 0.0% | |
| SFMC, LP | $285,000 | n/a | 0.0% | |
| BMO Harris Bank | $640,000 | $280,000 | -56.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $495,000 | $275,000 | -44.4% | 0.0% |
| Stock Yards Bank & Trust Company | $275,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $440,000 | $265,000 | -39.8% | 0.0% |
| American Mortgage Bank, LLC | $265,000 | n/a | 0.0% | |
| Bank of Colorado | $265,000 | n/a | 0.0% | |
| BOKF | $265,000 | n/a | 0.0% | |
| FCB Banks | $1,685,000 | $265,000 | -84.3% | 0.0% |
| POLICE & FIRE | $265,000 | n/a | 0.0% | |
| Premium Mortgage Corporation | $265,000 | n/a | 0.0% | |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $1,085,000 | $260,000 | -76.0% | 0.0% |
| CLEARPATH LENDING | $560,000 | $255,000 | -54.5% | 0.0% |
| DELMAR FINANCIAL COMPANY | $255,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $255,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $255,000 | n/a | 0.0% | |
| Quontic Bank | $610,000 | $255,000 | -58.2% | 0.0% |
| AB&T | $245,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $245,000 | n/a | 0.0% | |
| Great Plains National Bank | $245,000 | n/a | 0.0% | |
| Peoples Bank of East Tennessee | $245,000 | n/a | 0.0% | |
| IncredibleBank | $235,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $235,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $235,000 | n/a | 0.0% | |
| The Dart Bank | $235,000 | n/a | 0.0% | |
| WATSON MORTGAGE CORP. | $235,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $215,000 | $230,000 | 7.0% | 0.0% |
| BOND STREET MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| First Fidelity Bank | $225,000 | n/a | 0.0% | |
| First South Farm Credit, ACA | $225,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $225,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,070,000 | $225,000 | -89.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,140,000 | $215,000 | -81.1% | 0.0% |
| Grundy Bank | $215,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $365,000 | $215,000 | -41.1% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $3,320,000 | $215,000 | -93.5% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $225,000 | $215,000 | -4.4% | 0.0% |
| Alcova Mortgage LLC | $205,000 | n/a | 0.0% | |
| ALTRA | $350,000 | $205,000 | -41.4% | 0.0% |
| First Community Bank of Central Alabama | $205,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $275,000 | $205,000 | -25.5% | 0.0% |
| Mortgage Lenders Investment Trading Corporation | $325,000 | $205,000 | -36.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $275,000 | $205,000 | -25.5% | 0.0% |
| Truliant Federal Credit Union | $205,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $530,000 | $195,000 | -63.2% | 0.0% |
| OAKTREE FUNDING CORP. | $2,285,000 | $195,000 | -91.5% | 0.0% |
| AHL FUNDING | $255,000 | $185,000 | -27.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,410,000 | $185,000 | -86.9% | 0.0% |
| CITIZENS EQUITY FIRST | $305,000 | $185,000 | -39.3% | 0.0% |
| Wilson Bank And Trust | $185,000 | n/a | 0.0% | |
| Bank Midwest | $175,000 | n/a | 0.0% | |
| Consumer First Mortgage, Inc. | $175,000 | n/a | 0.0% | |
| GMFS LLC | $2,445,000 | $175,000 | -92.8% | 0.0% |
| METROPLEX MORTGAGE SERVICES, INC. | $175,000 | n/a | 0.0% | |
| National Bank of St. Anne | $175,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,740,000 | $165,000 | -90.5% | 0.0% |
| Citizens Bank & Trust | $165,000 | n/a | 0.0% | |
| Community Bank of Parkersburg | $165,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $165,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $445,000 | $155,000 | -65.2% | 0.0% |
| Manasquan Bank | $155,000 | n/a | 0.0% | |
| ST. CLOUD FINANCIAL | $155,000 | n/a | 0.0% | |
| Summit Credit Union | $155,000 | n/a | 0.0% | |
| The First National Bank of Hartford | $155,000 | n/a | 0.0% | |
| The Park National Bank | $495,000 | $155,000 | -68.7% | 0.0% |
| Bank of Springfield | $145,000 | n/a | 0.0% | |
| KEESLER | $305,000 | $145,000 | -52.5% | 0.0% |
| Allied First Bank,sb | $135,000 | n/a | 0.0% | |
| NORTHPOINT MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Security First Bank | $135,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $195,000 | $135,000 | -30.8% | 0.0% |
| TOWER | $135,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $125,000 | n/a | 0.0% | |
| Associated Credit Union | $115,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| ASPIRE FINANCIAL, INC. | $105,000 | n/a | 0.0% | |
| Bank of Early | $105,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $545,000 | $105,000 | -80.7% | 0.0% |
| First American Bank | $105,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $1,030,000 | $105,000 | -89.8% | 0.0% |
| The Loan Store, Inc. | $105,000 | n/a | 0.0% | |
| SOUTHEAST FIRST NATIONAL BANK | $95,000 | n/a | 0.0% | |
| HNB First Bank | $85,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $75,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $245,000 | $75,000 | -69.4% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| HomeTrust Bank | $65,000 | n/a | 0.0% | |
| CORNING | $65,000 | $55,000 | -15.4% | 0.0% |
| Gulf Winds Credit Union | $45,000 | n/a | 0.0% | |
| SPACE COAST Credit Union | $360,000 | $45,000 | -87.5% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,155,000 | $35,000 | -97.0% | 0.0% |
| First Southern National Bank | $25,000 | n/a | 0.0% |
PANAMA CITY's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 9.0% market share. In second place, with 7.7%, is DHI MORTGAGE COMPANY, LTD., having originated $153,355,000 in loans. In third place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $100,480,000 in loans. In fourth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $75,805,000 in loans. In fifth place, with 3.1%, is Trustmark National Bank, having originated $62,670,000 in loans.
PANAMA CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PANAMA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $269,500 (4.1%) | $347,027 (6.4%) | 1.00 | 1,619 |
| 2018-02-01 | $270,000 (5.2%) | $346,524 (5.9%) | 0.98 | 1,648 |
| 2018-03-01 | $275,000 (5.8%) | $351,065 (4.9%) | 0.96 | 1,679 |
| 2018-04-01 | $284,950 (5.6%) | $353,949 (2.7%) | 0.97 | 1,740 |
| 2018-05-01 | $280,000 (2.4%) | $357,514 (2.2%) | 0.94 | 1,772 |
| 2018-06-01 | $289,900 (5.4%) | $368,241 (4.2%) | 0.97 | 1,673 |
| 2018-07-01 | $289,000 (5.1%) | $374,542 (5.2%) | 0.97 | 1,675 |
| 2018-08-01 | $285,675 (4.4%) | $375,124 (3.8%) | 0.96 | 1,707 |
| 2018-09-01 | $285,000 (4.0%) | $368,025 (3.0%) | 0.96 | 1,767 |
| 2018-10-01 | $285,000 (5.6%) | $371,545 (5.1%) | 0.97 | 1,683 |
| 2018-11-01 | $295,450 (7.5%) | $384,845 (9.6%) | 1.00 | 1,455 |
| 2018-12-01 | $307,000 (12.0%) | $390,661 (9.0%) | 1.06 | 1,496 |
| 2019-01-01 | $309,250 (14.8%) | $391,198 (12.7%) | 1.07 | 1,452 |
| 2019-02-01 | $312,350 (15.7%) | $398,621 (15.0%) | 1.06 | 1,530 |
| 2019-03-01 | $320,514 (16.6%) | $405,163 (15.4%) | 1.05 | 1,528 |
| 2019-04-01 | $327,064 (14.8%) | $412,571 (16.6%) | 1.04 | 1,511 |
| 2019-05-01 | $319,950 (14.3%) | $413,684 (15.7%) | 1.00 | 1,584 |
| 2019-06-01 | $319,900 (10.4%) | $402,662 (9.4%) | 1.00 | 1,572 |
| 2019-07-01 | $322,450 (11.6%) | $405,862 (8.4%) | 1.01 | 1,590 |
| 2019-08-01 | $317,970 (11.3%) | $398,138 (6.1%) | 1.01 | 1,671 |
| 2019-09-01 | $307,426 (7.9%) | $386,830 (5.1%) | 0.98 | 1,770 |
| 2019-10-01 | $299,550 (5.1%) | $378,823 (2.0%) | 0.97 | 1,835 |
| 2019-11-01 | $299,000 (1.2%) | $375,545 (-2.4%) | 0.98 | 1,848 |
| 2019-12-01 | $295,000 (-3.9%) | $367,317 (-6.0%) | 0.98 | 1,914 |
| 2020-01-01 | $293,631 (-5.1%) | $373,579 (-4.5%) | 0.98 | 1,852 |
| 2020-02-01 | $289,000 (-7.5%) | $370,127 (-7.2%) | 0.95 | 1,878 |
| 2020-03-01 | $295,668 (-7.8%) | $378,018 (-6.7%) | 0.93 | 1,981 |
| 2020-04-01 | $295,000 (-9.8%) | $376,533 (-8.7%) | 0.92 | 2,187 |
| 2020-05-01 | $299,000 (-6.6%) | $379,824 (-8.2%) | 0.91 | 2,125 |
| 2020-06-01 | $309,963 (-3.1%) | $385,941 (-4.2%) | 0.91 | 1,883 |
| 2020-07-01 | $310,963 (-3.6%) | $388,274 (-4.3%) | 0.90 | 1,708 |
| 2020-08-01 | $312,025 (-1.9%) | $391,937 (-1.6%) | 0.89 | 1,593 |
| 2020-09-01 | $309,438 (0.7%) | $398,944 (3.1%) | 0.89 | 1,414 |
| 2020-10-01 | $310,500 (3.7%) | $404,115 (6.7%) | 0.89 | 1,339 |
| 2020-11-01 | $309,500 (3.5%) | $416,889 (11.0%) | 0.91 | 1,316 |
| 2020-12-01 | $296,344 (0.5%) | $410,702 (11.8%) | 0.88 | 1,407 |
| 2021-01-01 | $289,998 (-1.2%) | $396,567 (6.2%) | 0.87 | 1,407 |
| 2021-02-01 | $290,531 (0.5%) | $413,220 (11.6%) | 0.85 | 994 |
| 2021-03-01 | $297,919 (0.8%) | $440,105 (16.4%) | 0.85 | 803 |
| 2021-04-01 | $315,923 (7.1%) | $484,398 (28.7%) | 0.86 | 670 |
| 2021-05-01 | $337,724 (13.0%) | $512,575 (35.0%) | 0.90 | 632 |
| 2021-06-01 | $359,900 (16.1%) | $537,509 (39.3%) | 0.95 | 641 |
| 2021-07-01 | $384,000 (23.5%) | $533,949 (37.5%) | 1.01 | 827 |
| 2021-08-01 | $399,950 (28.2%) | $551,069 (40.6%) | 1.07 | 985 |
| 2021-09-01 | $404,750 (30.8%) | $556,127 (39.4%) | 1.08 | 1,034 |
| 2021-10-01 | $406,247 (30.8%) | $557,206 (37.9%) | 1.08 | 1,012 |
| 2021-11-01 | $389,950 (26.0%) | $557,849 (33.8%) | 1.04 | 904 |
| 2021-12-01 | $370,750 (25.1%) | $556,633 (35.5%) | 1.00 | 824 |
| 2022-01-01 | $376,700 (29.9%) | $588,365 (48.4%) | 1.02 | 692 |
| 2022-02-01 | $419,950 (44.6%) | $627,367 (51.8%) | 1.09 | 567 |
| 2022-03-01 | $434,325 (45.8%) | $686,081 (55.9%) | 1.09 | 602 |
| 2022-04-01 | $475,000 (50.4%) | $717,041 (48.0%) | 1.13 | 765 |
| 2022-05-01 | $489,500 (44.9%) | $747,289 (45.8%) | 1.12 | 954 |
| 2022-06-01 | $499,700 (38.8%) | $731,071 (36.0%) | 1.11 | 1,180 |
| 2022-07-01 | $495,000 (28.9%) | $686,244 (28.5%) | 1.12 | 1,468 |
| 2022-08-01 | $484,925 (21.3%) | $662,483 (20.2%) | 1.12 | 1,612 |
| 2022-09-01 | $457,075 (12.9%) | $630,773 (13.4%) | 1.07 | 1,665 |
| 2022-10-01 | $449,000 (10.5%) | $610,451 (9.6%) | 1.06 | 1,732 |
| 2022-11-01 | $439,900 (12.8%) | $593,532 (6.4%) | 1.06 | 1,770 |
| 2022-12-01 | $439,700 (18.6%) | $595,897 (7.1%) | 1.09 | 1,688 |
| 2023-01-01 | $442,400 (17.4%) | $599,035 (1.8%) | 1.10 | 1,569 |
| 2023-02-01 | $439,950 (4.8%) | $594,983 (-5.2%) | 1.06 | 1,488 |
| 2023-03-01 | $439,000 (1.1%) | $603,560 (-12.0%) | 1.04 | 1,484 |
| 2023-04-01 | $459,000 (-3.4%) | $635,978 (-11.3%) | 1.07 | 1,488 |
| 2023-05-01 | $452,200 (-7.6%) | $633,731 (-15.2%) | 1.03 | 1,631 |
| 2023-06-01 | $459,565 (-8.0%) | $645,800 (-11.7%) | 1.03 | 1,666 |
| 2023-07-01 | $464,450 (-6.2%) | $654,536 (-4.6%) | 1.06 | 1,687 |
| 2023-08-01 | $454,900 (-6.2%) | $643,127 (-2.9%) | 1.04 | 1,805 |
| 2023-09-01 | $459,000 (0.4%) | $640,843 (1.6%) | 1.07 | 1,863 |
| 2023-10-01 | $457,000 (1.8%) | $640,087 (4.9%) | 1.08 | 1,972 |
| 2023-11-01 | $449,988 (2.3%) | $624,714 (5.3%) | 1.07 | 2,118 |
| 2023-12-01 | $449,900 (2.3%) | $617,508 (3.6%) | 1.10 | 2,149 |
| 2024-01-01 | $447,375 (1.1%) | $608,943 (1.7%) | 1.09 | 2,127 |
| 2024-02-01 | $440,350 (0.1%) | $609,520 (2.4%) | 1.06 | 2,216 |
| 2024-03-01 | $449,000 (2.3%) | $610,974 (1.2%) | 1.06 | 2,362 |
| 2024-04-01 | $449,948 (-2.0%) | $616,735 (-3.0%) | 1.05 | 2,480 |
| 2024-05-01 | $450,000 (-0.5%) | $621,027 (-2.0%) | 1.02 | 2,584 |
| 2024-06-01 | $450,000 (-2.1%) | $621,889 (-3.7%) | 1.01 | 2,640 |
| 2024-07-01 | $449,000 (-3.3%) | $624,111 (-4.7%) | 1.03 | 2,649 |
| 2024-08-01 | $446,500 (-1.9%) | $616,102 (-4.2%) | 1.04 | 2,688 |
| 2024-09-01 | $437,774 (-4.6%) | $604,299 (-5.7%) | 1.03 | 2,700 |
| 2024-10-01 | $436,500 (-4.5%) | $600,589 (-6.2%) | 1.03 | 2,686 |
PANAMA CITY's median listing price for 2024-10-01 was $436,500, a difference of
$-20,500
(-4.5%) versus the prior year and
$-1,274 versus the prior month.
PANAMA CITY's median listing price comes in at 103% of the national average.
PANAMA CITY's average listing price for 2024-10-01 was $600,589, a difference of $-39,498 (-6.2%) versus the prior year and $-3,710 versus the prior month.
For the 2024-10-01 period, PANAMA CITY had 2,686 MLS listings, a difference of -14 listings (-1%) versus the prior month and 714 listings (36%) versus the prior year.
PANAMA CITY's median listing price comes in at 103% of the national average.
PANAMA CITY's average listing price for 2024-10-01 was $600,589, a difference of $-39,498 (-6.2%) versus the prior year and $-3,710 versus the prior month.
For the 2024-10-01 period, PANAMA CITY had 2,686 MLS listings, a difference of -14 listings (-1%) versus the prior month and 714 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PANAMA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 1,601 sqft |
| 2018-02-01 | 77 days | 1,613 sqft |
| 2018-03-01 | 59 days | 1,620 sqft |
| 2018-04-01 | 59 days | 1,629 sqft |
| 2018-05-01 | 58 days | 1,629 sqft |
| 2018-06-01 | 70 days | 1,655 sqft |
| 2018-07-01 | 71 days | 1,677 sqft |
| 2018-08-01 | 71 days | 1,648 sqft |
| 2018-09-01 | 71 days | 1,632 sqft |
| 2018-10-01 | 85 days | 1,621 sqft |
| 2018-11-01 | 100 days | 1,604 sqft |
| 2018-12-01 | 101 days | 1,542 sqft |
| 2019-01-01 | 89 days | 1,542 sqft |
| 2019-02-01 | 75 days | 1,516 sqft |
| 2019-03-01 | 74 days | 1,514 sqft |
| 2019-04-01 | 66 days | 1,506 sqft |
| 2019-05-01 | 59 days | 1,517 sqft |
| 2019-06-01 | 57 days | 1,542 sqft |
| 2019-07-01 | 60 days | 1,561 sqft |
| 2019-08-01 | 61 days | 1,547 sqft |
| 2019-09-01 | 61 days | 1,527 sqft |
| 2019-10-01 | 63 days | 1,518 sqft |
| 2019-11-01 | 70 days | 1,535 sqft |
| 2019-12-01 | 77 days | 1,538 sqft |
| 2020-01-01 | 79 days | 1,542 sqft |
| 2020-02-01 | 70 days | 1,532 sqft |
| 2020-03-01 | 65 days | 1,542 sqft |
| 2020-04-01 | 67 days | 1,542 sqft |
| 2020-05-01 | 75 days | 1,525 sqft |
| 2020-06-01 | 85 days | 1,542 sqft |
| 2020-07-01 | 73 days | 1,552 sqft |
| 2020-08-01 | 63 days | 1,559 sqft |
| 2020-09-01 | 61 days | 1,542 sqft |
| 2020-10-01 | 56 days | 1,558 sqft |
| 2020-11-01 | 47 days | 1,599 sqft |
| 2020-12-01 | 51 days | 1,624 sqft |
| 2021-01-01 | 60 days | 1,600 sqft |
| 2021-02-01 | 61 days | 1,573 sqft |
| 2021-03-01 | 43 days | 1,605 sqft |
| 2021-04-01 | 40 days | 1,636 sqft |
| 2021-05-01 | 27 days | 1,670 sqft |
| 2021-06-01 | 31 days | 1,582 sqft |
| 2021-07-01 | 29 days | 1,530 sqft |
| 2021-08-01 | 34 days | 1,532 sqft |
| 2021-09-01 | 41 days | 1,549 sqft |
| 2021-10-01 | 52 days | 1,593 sqft |
| 2021-11-01 | 50 days | 1,638 sqft |
| 2021-12-01 | 51 days | 1,648 sqft |
| 2022-01-01 | 53 days | 1,697 sqft |
| 2022-02-01 | 32 days | 1,690 sqft |
| 2022-03-01 | 31 days | 1,699 sqft |
| 2022-04-01 | 32 days | 1,594 sqft |
| 2022-05-01 | 37 days | 1,572 sqft |
| 2022-06-01 | 41 days | 1,573 sqft |
| 2022-07-01 | 45 days | 1,557 sqft |
| 2022-08-01 | 54 days | 1,556 sqft |
| 2022-09-01 | 61 days | 1,561 sqft |
| 2022-10-01 | 64 days | 1,560 sqft |
| 2022-11-01 | 73 days | 1,564 sqft |
| 2022-12-01 | 82 days | 1,565 sqft |
| 2023-01-01 | 87 days | 1,587 sqft |
| 2023-02-01 | 83 days | 1,549 sqft |
| 2023-03-01 | 68 days | 1,530 sqft |
| 2023-04-01 | 61 days | 1,477 sqft |
| 2023-05-01 | 57 days | 1,482 sqft |
| 2023-06-01 | 60 days | 1,493 sqft |
| 2023-07-01 | 66 days | 1,466 sqft |
| 2023-08-01 | 68 days | 1,454 sqft |
| 2023-09-01 | 65 days | 1,457 sqft |
| 2023-10-01 | 67 days | 1,450 sqft |
| 2023-11-01 | 71 days | 1,441 sqft |
| 2023-12-01 | 79 days | 1,417 sqft |
| 2024-01-01 | 87 days | 1,404 sqft |
| 2024-02-01 | 89 days | 1,403 sqft |
| 2024-03-01 | 75 days | 1,404 sqft |
| 2024-04-01 | 74 days | 1,400 sqft |
| 2024-05-01 | 73 days | 1,403 sqft |
| 2024-06-01 | 82 days | 1,405 sqft |
| 2024-07-01 | 87 days | 1,426 sqft |
| 2024-08-01 | 92 days | 1,427 sqft |
| 2024-09-01 | 94 days | 1,429 sqft |
| 2024-10-01 | 96 days | 1,430 sqft |
PANAMA CITY's median listing age (time on market) for 2024-10-01 was 96 days.
This
is 44%
longer
than the same period one year ago.
PANAMA CITY's median square footage for active listings during the 2024-10-01 period was 1,430 sqft. One year prior, the average listing was 1,450 sqft.
PANAMA CITY's median square footage for active listings during the 2024-10-01 period was 1,430 sqft. One year prior, the average listing was 1,450 sqft.
PANAMA CITY, FL Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 32401 | Panama City, FL MSA | $950 | $1,010 | $1,170 | $1,610 | $1,990 |
| 32402 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32403 | Panama City, FL MSA | $1,580 | $1,680 | $1,950 | $2,680 | $3,320 |
| 32404 | Panama City, FL MSA | $960 | $1,030 | $1,190 | $1,630 | $2,030 |
| 32405 | Panama City, FL MSA | $1,030 | $1,100 | $1,270 | $1,740 | $2,160 |
| 32406 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32407 | Panama City, FL MSA | $1,370 | $1,460 | $1,690 | $2,320 | $2,880 |
| 32408 | Panama City, FL MSA | $1,090 | $1,170 | $1,350 | $1,850 | $2,300 |
| 32409 | Panama City, FL MSA | $820 | $910 | $1,060 | $1,460 | $1,790 |
| 32410 | Panama City, FL MSA | $1,310 | $1,400 | $1,620 | $2,230 | $2,760 |
| 32411 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32413 | Panama City, FL MSA | $1,080 | $1,160 | $1,330 | $1,820 | $2,240 |
| 32417 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32428 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32437 | Panama City, FL MSA | $820 | $910 | $1,060 | $1,460 | $1,790 |
| 32438 | Panama City, FL MSA | $820 | $910 | $1,060 | $1,460 | $1,790 |
| 32444 | Panama City, FL MSA | $1,170 | $1,240 | $1,440 | $1,980 | $2,450 |
| 32456 | Panama City, FL MSA | $1,180 | $1,250 | $1,450 | $1,990 | $2,470 |
| 32462 | Panama City, FL MSA | $820 | $910 | $1,060 | $1,460 | $1,790 |
| 32465 | Panama City, FL MSA | $1,050 | $1,120 | $1,300 | $1,790 | $2,210 |
| 32466 | Panama City, FL MSA | $1,040 | $1,110 | $1,280 | $1,760 | $2,180 |
2022 Average & Median Rent Data Statistics
PANAMA CITY, FL average 1BR rent: $1,141, median: $1,120
PANAMA CITY, FL average 2BR rent: $1,323, median: $1,300
PANAMA CITY, FL average 3BR rent: $1,819, median: $1,790
PANAMA CITY, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,290 | $1,462,280,000 | $340,858 |
| Other | 482 | $57,990,000 | $120,311 |
| Cash Out Refi | 459 | $121,485,000 | $264,673 |
| Home Improvement | 342 | $30,280,000 | $88,538 |
| Refi | 221 | $331,735,000 | $1,501,063 |
| NA | 1 | $105,000 | $105,000 |
Panama City's most frequently cited loan purpose was Home Purchase, with 4,290 originations. The 2nd most popular reason was Other, with 482 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,780 | $601,430,000 | $337,882 |
| 5-6% | 1,329 | $632,765,000 | $476,121 |
| 7-8% | 1,179 | $386,805,000 | $328,079 |
| Over 8% | 920 | $250,350,000 | $272,120 |
| 4-5% | 154 | $49,510,000 | $321,494 |
| <2.5% | 112 | $5,140,000 | $45,893 |
| 3-4% | 28 | $7,590,000 | $271,071 |
| 2.5-3% | 14 | $3,380,000 | $241,429 |
During 2023, Panama City's most frequently originated rate bucket was 6-7%, with 1,780 originations.
Loan Sizing (PANAMA CITY, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,829 | $824,705,000 | $291,518 |
| $100k-200k | 1,056 | $159,710,000 | $151,241 |
| $100,000 or less | 851 | $42,685,000 | $50,159 |
| $400k-600k | 762 | $360,620,000 | $473,255 |
| $600k-1000k | 207 | $146,745,000 | $708,913 |
| $Over $1MM | 90 | $469,410,000 | $5,215,667 |
PANAMA CITY's loan sizing saw the bucket of loans from $200k-400k with 2,829 originations, totaling $824,705,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,151 | $724,315,000 | $336,734 |
| 60-80% | 1,458 | $610,630,000 | $418,813 |
| Under 20% | 588 | $43,710,000 | $74,337 |
| 40-60% | 547 | $205,555,000 | $375,786 |
| 20-40% | 458 | $65,130,000 | $142,205 |
| Over 100% | 303 | $283,215,000 | $934,703 |
PANAMA CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,151 originations, totaling $724,315,000 in origination value.