PANAMA CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Panama City averaged 3.36% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.46% and one month ago for the week of 2021-10-21, the average rate was 3.15%.

Panama City's average rate one year ago was 2.88%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Panama City 30 Year Fixed Rate 2021-11-24 3.36%
Panama City 30 Year Fixed Rate Refi 2021-11-24 3.44%
Panama City 15 Year Fixed Rate 2021-11-24 2.95%
Panama City 15 Year Fixed Rate Refi 2021-11-24 2.73%
Panama City 30 Year FHA 2021-11-24 3.13%
Panama City 30 Year FHA Refi 2021-11-24 3.39%
Panama City 30 Year USDA 2021-11-24 3.41%
Panama City 30 Year USDA Refi 2021-11-24 3.36%
Panama City 30 Year VA 2021-11-24 3.28%
Panama City 30 Year VA Refi 2021-11-24 2.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PANAMA CITY, FL.

PANAMA CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PANAMA CITY, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Tyndall Federal Credit Union 357 3.04% $3,143
Trustmark National Bank 260 3.33% $3,748
QUICKEN LOANS, LLC 237 3.40% $5,869
CALIBER HOME LOANS, INC. 216 3.55% $4,594
Regions Bank 190 3.36% $3,867
DHI MORTGAGE COMPANY, LTD. 98 3.02% $3,250
Centennial Bank 91 3.43% $3,864
UNITED WHOLESALE MORTGAGE, LLC 87 3.19% $5,548
Renasant Bank 86 3.51% $4,095
LOANDEPOT.COM, LLC 80 3.24% $5,165
NAVY FEDERAL CREDIT UNION 78 3.65% $4,621
BROKER SOLUTIONS, INC. 75 3.22% $3,838
Bank of England 70 3.22% $4,931
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 64 3.27% $4,008
INLANTA MORTGAGE, INC. 58 3.89% $3,908
Wells Fargo Bank, National Association 57 3.36% $3,725
EVERETT FINANCIAL, INC. 55 3.44% $2,511
FBT Mortgage, L.L.C. 52 3.21% $8,571
SmartBank 46 3.08% $3,513
U.S. Bank National Association 45 3.33% $4,148
First Federal Bank 42 3.30% $4,980
Truist Bank 40 3.41% $4,038
Community Bank of Mississippi 38 3.49% $4,696
HOME POINT FINANCIAL CORPORATION 38 3.36% $5,026
Waterstone Mortgage Corporation 37 3.47% $4,931
Hancock Whitney Bank 31 3.36% $4,301
Ameris Bank 31 3.56% $4,094
MOVEMENT MORTGAGE, LLC 29 3.23% $4,630
KELLER MORTGAGE, LLC 28 3.25% $2,648
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 24 3.50% $4,840
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 3.38% $3,660
Synovus Bank 22 3.13% $7,895
Capital City Home Loans, LLC 21 3.17% $3,834
HOMEBRIDGE FINANCIAL SERVICES, INC. 19 3.40% $5,150
MORTGAGE INVESTORS GROUP, INC. 18 3.10% $5,577
AMERISAVE MORTGAGE CORPORATION 18 2.94% $5,104
PENNYMAC LOAN SERVICES, LLC 18 3.19% $4,999
BancorpSouth Bank 17 3.36% $3,812
USAA Federal Savings Bank 17 3.49% $4,938
FBC MORTGAGE, LLC 17 3.29% $5,413
CROSSCOUNTRY MORTGAGE, LLC 16 3.12% $4,596
HOMESTAR FINANCIAL CORPORATION 15 3.14% $4,115
JPMorgan Chase Bank, National Association 13 3.44% $2,886
GUARANTEED RATE, INC. 11 3.37% $4,750
Hometown Lenders, Inc. 11 3.83% $3,634
CRESCENT MORTGAGE COMPANY 11 3.57% $3,961
BETTER MORTGAGE CORPORATION 11 3.17% $3,917
FirstBank 10 3.14% $3,992
Fifth Third Bank, National Association 10 3.25% $5,187
NATIONSTAR MORTGAGE LLC 10 3.59% $6,345
INTERLINC MORTGAGE SERVICES, LLC 10 3.25% $3,728
Progress Bank and Trust 10 4.08% $5,047
ACOPIA, LLC 9 3.44% $5,479
VANDERBILT MORTGAGE AND FINANCE, INC. 9 3.14% $3,736
Bank of America, National Association 9 3.11% $4,381
ROYAL UNITED MORTGAGE LLC 8 3.36% $8,507
THE MORTGAGE FIRM, INC. 8 3.20% $4,510
Flagstar Bank, FSB 8 3.17% $4,600
Citizens Bank, National Association 7 3.18% $4,419
LAND HOME FINANCIAL SERVICES, INC. 7 3.16% $5,287
AMERICAN FINANCING CORPORATION 7 3.09% $5,994
Pinnacle Bank 7 3.36% $3,863
PLAZA HOME MORTGAGE, INC. 7 3.39% $7,725
SouthPoint Bank 7 3.50% $5,395
South State Bank, National Association 7 3.34% $4,452
FREEDOM MORTGAGE CORPORATION 7 4.13% $3,699
The Federal Savings Bank 7 3.77% $5,925
GUILD MORTGAGE COMPANY 7 3.16% $5,225
ROUNDPOINT MORTGAGE SERVICING CORPORATION 6 3.48% $1,939
NBKC BANK 6 3.46% $4,048
HOMESIDE FINANCIAL, LLC 6 3.37% $3,851
NEWREZ LLC 6 3.31% $3,578
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.25% $5,949
UNIVERSITY LENDING GROUP, LLC 6 3.27% $3,601
LOANPAL, LLC 6 3.44% $5,816
Iberiabank 5 3.53% $3,557
FIRST COMMUNITY MORTGAGE, INC. 5 3.00% $3,659
A Mortgage Boutique, LLC 5 3.40% $3,036
MORTGAGE ONE OF THE SOUTH, INC. 5 2.78% $3,688
COLUMBUS CAPITAL LENDING, LLC 5 3.30% $4,994
Beach Community Mortgage Services, Inc. 5 3.10% $4,394
SOUTHEAST MORTGAGE OF GEORGIA, INC. 5 3.60% $5,106
BBVA USA 5 3.80% $4,671
United Fidelity Funding Corp. 5 2.90% $5,259
STEARNS LENDING, LLC 5 3.60% $3,235
TOP FLITE FINANCIAL, INC. 5 3.28% $5,380
EVANSVILLE TEACHERS 4 3.44% $3,787
CHURCHILL MORTGAGE CORPORATION 4 3.66% $3,557
Carrington Mortgage Services, LLC 4 5.09% $4,032
Envision Credit Union 4 2.99% $3,823
GUARANTEED RATE AFFINITY, LLC 4 3.41% $2,880
ServisFirst Bank 4 3.28% $5,623
AMERICAN FINANCIAL NETWORK, INC. 4 2.91% $5,028
ZILLOW HOME LOANS, LLC 4 3.22% $2,508
Magnolia Bank 4 3.19% $3,462
BAY EQUITY LLC 4 3.93% $7,565
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.03% $5,432
BANKSOUTH MORTGAGE COMPANY, LLC 4 3.41% $4,309
PNC Bank, National Association 4 3.70% $2,771
PENTAGON FEDERAL CREDIT UNION 4 2.91% $2,866
Nations Lending Corporation 4 3.09% $7,036
ENVOY MORTGAGE, LTD 3 3.12% $7,124
KeyBank National Association 3 3.31% $3,970
Northpointe Bank 3 3.00% $5,304
Gateway First Bank 3 3.25% $4,074
Ally Bank 3 3.29% $4,440
GMFS LLC 3 3.13% $4,389
North American Savings Bank, F.S.B. 3 4.08% $3,174
AMERICAN HOME MORTGAGE, INC. 3 4.13% $2,553
ASCEND FEDERAL CREDIT UNION 3 3.25% $4,346
Goldwater Bank, N.A. 3 2.96% $4,240
Third Federal Savings and Loan Association of Cleveland 3 3.39% $963
Wyndham Capital Mortgage, Inc. 3 3.13% $4,582
GUARANTY HOME MORTGAGE CORPORATION 3 3.42% $4,933
CELEBRITY HOME LOANS, LLC 3 3.04% $4,380
First Midwest Bank 3 2.83% $4,165
RBC Bank, (Georgia) National Association 3 3.63% $2,259
Associated Credit Union 3 3.42% $4,247
Morgan Stanley Private Bank, National Association 3 3.38% $7,489
RUOFF MORTGAGE COMPANY, INC. 3 3.08% $2,998
CMG MORTGAGE, INC. 3 3.33% $5,949
HANCOCK MORTGAGE PARTNERS, LLC 3 3.00% $5,339
Paramount Residential Mortgage Group, Inc. 3 3.04% $6,473
CNB Bank 3 2.75% $5,135
Barrington Bank & Trust Company, N.A. 3 4.29% $3,566
TOTAL MORTGAGE SERVICES, LLC 2 3.06% $4,717
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.43% $5,471
Cadence Bank, N.A. 2 3.00% $6,452
Arvest Bank 2 3.06% $3,478
ROSS MORTGAGE CORPORATION 2 3.19% $3,766
Blackhawk Bank 2 3.49% $4,849
First Heritage Mortgage, LLC 2 3.25% $4,131
Paramount Bank 2 2.50% $1,700
SOVEREIGN LENDING GROUP INCORPORATED 2 3.49% $4,344
Capital City Bank 2 4.75% $3,955
NP, Inc. 2 3.44% $4,932
ATLANTA POSTAL 2 3.38% $3,948
Superior Credit Union, Inc. 2 2.69% $4,417
SWBC MORTGAGE CORPORATION 2 3.50% $3,868
Alcova Mortgage LLC 2 2.94% $2,919
TD Bank, National Association 2 3.13% $4,928
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 3.13% $6,583
TIAA, FSB 2 3.38% $833
TJC Mortgage, Inc. 2 3.31% $5,371
ADVANCIAL 2 2.75% $1,596
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.63% $6,623
Towne Bank 2 2.94% $3,832
Triumph Bank 2 3.38% $3,870
Equity Prime Mortgage LLC 2 3.31% $7,291
UNION HOME MORTGAGE CORP. 2 3.44% $4,230
UNITED 2 3.63% $3,044
United Community Bank 2 3.31% $3,491
UNITED MORTGAGE CORP. 2 3.88% $4,832
Mortgage Research Center, LLC 2 3.00% $4,559
EMM LOANS LLC 2 3.62% $3,301
Citadel Servicing Corporation 2 6.19% $8,026
MILEND, INC. 2 3.19% $8,725
Community Trust Bank, Inc. 2 3.25% $3,048
HAMILTON HOME LOANS, INC. 2 3.19% $4,062
Hamilton Mortgage Corporation 2 3.13% $578
CITYWIDE HOME LOANS, LLC 2 2.94% $5,539
DAS Acquisition Company, LLC 2 3.50% $4,210
Prosperity Home Mortgage, LLC 2 3.06% $6,379
PROVIDENT FUNDING ASSOCIATES, L.P. 2 3.00% $4,204
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.50% $3,108
TENNESSEE VALLEY 1 3.24% $5,046
A&D Mortgage LLC 1 6.25% $9,435
ALTRA 1 3.53% $2,386
AMCAP MORTGAGE, LTD. 1 2.88% $5,987
AMERICAN FINANCIAL RESOURCES, INC. 1 4.00% $5,760
AMERICAN INTERNET MORTGAGE, INC. 1 3.38% $5,072
American Mortgage & Equity Consultants, Inc. 1 3.38% $4,452
AMERICAN MORTGAGE SERVICE COMPANY 1 2.75% $2,814
AMERIFIRST FINANCIAL CORPORATION 1 4.75% $3,530
AmeriHome Mortgage Company, LLC 1 4.25% $4,280
ANGEL OAK HOME LOANS LLC 1 4.88% $4,904
APCO EMPLOYEES 1 3.50% $2,849
ATHAS CAPITAL GROUP, INC. 1 7.00% $7,050
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 4.00% $4,762
Atlantic Union Bank 1 3.25% $3,764
AXIA FINANCIAL, LLC 1 4.00% $5,577
Bank Independent 1 4.99% $6,649
Bank of Tennessee 1 2.63% $3,883
Bank OZK 1 5.00% $3,182
Baxter Credit Union 1 3.13% $3,490
BEST CAPITAL FUNDING 1 3.00% $4,226
Bethpage Federal Credit Union 1 3.25% $5,233
BMI Federal Credit Union 1 3.00% $2,726
BOKF, National Association 1 3.75% $6,840
CALCON MUTUAL MORTGAGE LLC 1 2.88% $4,683
CALCULATED RISK ANALYTICS LLC 1 3.50% $3,187
CANOPY MORTGAGE, LLC 1 2.75% $3,558
CASTLE & COOKE MORTGAGE, LLC 1 2.75% $4,798
CBM Mortgage, Inc. 1 2.75% $4,667
Central Bank & Trust Company 1 4.13% $2,593
Cf Bank, National Association 1 3.25% $922
CHAMPIONS MORTGAGE LLC 1 2.99% $7,129
CHERRY CREEK MORTGAGE, LLC 1 3.62% $911
Citibank, National Association 1 3.50% $11,904
Citizens Tri-County Bank 1 2.75% $3,133
Colonial Savings, F.A. 1 3.63% $6,771
Commerce Home Mortgage, Inc. 1 3.50% $9,486
Community Mortgage Banc Corporation 1 3.10% $5,988
COUNTRYPLACE MORTGAGE, LTD. 1 4.50% $10,378
DEEPHAVEN MORTGAGE LLC 1 5.75% $7,792
DELTA COMMUNITY CREDIT UNION 1 3.13% $4,333
Discover Bank 1 4.99% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 2.63% $3,894
EAGLE HOME MORTGAGE, LLC 1 3.25% $6,054
Eglin Federal Credit Union 1 3.50% $3,965
EMBRACE HOME LOANS, INC. 1 3.13% $10,228
Evolve Bank & Trust 1 4.00% $3,437
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 4.25% $3,427
FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $1,674
Financial Freedom Mortgage, LLC 1 7.50% $6,139
FIRST CHOICE LOAN SERVICES INC. 1 3.75% $1,298
FIRST EQUITY MORTGAGE BANKERS, INC. 1 4.12% $3,903
First Guaranty Mortgage Corporation 1 7.50% $6,139
First Horizon Bank 1 2.88% $5,196
First International Bank & Trust 1 3.13% $4,232
FIRST OHIO HOME FINANCE, INC. 1 3.25% $2,411
First Savings Bank 1 2.50% $12,121
FIRST SAVINGS MORTGAGE CORPORATION 1 3.00% $4,343
FIRST STATE MORTGAGE SERVICES, LLC 1 3.13% $3,372
First United Bank and Trust Company 1 3.13% $4,554
FLORIDA 1 3.00% $3,434
F&M Bank 1 3.00% $3,538
FOUNDERS FEDERAL CREDIT UNION 1 3.00% $3,336
Gate City Bank 1 3.63% $3,984
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.75% $2,216
Great Southern Bank 1 2.50% $4,110
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.88% $3,769
GREENSTATE CREDIT UNION 1 3.25% $7,699
GSF Mortgage Corporation 1 3.25% $3,791
Guaranty Bank 1 2.75% $2,352
Guardian Savings Bank, A Federal Savings Bank 1 3.00% $2,943
GUIDANCE RESIDENTIAL, LLC 1 3.00% $4,543
Hawthorn Bank 1 2.75% $2,653
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.63% $2,981
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $3,836
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $4,204
HOMESTEAD FUNDING CORP. 1 3.13% $3,584
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.88% $3,920
IMPAC MORTGAGE CORP. 1 3.75% $0
Independent Bank 1 4.00% $4,181
INTELLILOAN, INC. 1 3.00% $7,402
INTERCOASTAL MORTGAGE COMPANY 1 2.88% $6,145
InterContinental Capital Group, Inc 1 3.13% $10,232
ITHINK FINANCIAL Credit Union 1 2.50% $16,534
JAMES B. NUTTER & COMPANY 1 3.63% $3,362
LAKEVIEW LOAN SERVICING, LLC 1 2.75% $6,748
Lend Smart Mortgage, LLC 1 2.88% $2,726
LENDUS, LLC 1 4.38% $8,038
Level One Bank 1 2.88% $3,728
Low VA Rates, LLC 1 3.75% $2,280
MCLEAN MORTGAGE CORPORATION 1 3.50% $5,809
MEMBER FIRST MORTGAGE, LLC 1 3.00% $4,286
MICHIGAN MUTUAL, INC. 1 2.75% $4,062
MIDWEST LOAN SOLUTIONS, INC. 1 3.50% $3,168
MORTGAGE ACCESS CORP. 1 2.75% $4,321
Mortgage Assurance Inc. 1 3.13% $11,968
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.63% $4,447
NATIONS DIRECT MORTGAGE, LLC 1 3.75% $10,561
NETWORK CAPITAL FUNDING CORPORATION 1 3.75% $1,871
NexBank 1 3.00% $4,478
ON Q FINANCIAL, INC. 1 3.38% $3,883
ONY GLO, INC. 1 2.75% $3,788
OPEN MORTGAGE, LLC 1 3.75% $4,995
OVM FINANCIAL, INC. 1 2.88% $2,621
PANORAMA MORTGAGE GROUP, LLC 1 6.88% $5,055
PARKSIDE LENDING, LLC 1 3.63% $5,004
Petefish, Skiles & Co. 1 2.88% $1,769
Plains Commerce Bank 1 2.88% $3,615
PLANET HOME LENDING, LLC 1 4.75% $6,079
PREFERRED LENDING SERVICES, LLC 1 3.38% $5,765
Presidential Bank, FSB 1 2.88% $3,916
Raymond James Bank, National Association 1 4.13% $3,293
RELIANCE FIRST CAPITAL, LLC 1 3.25% $9,352
Reliant Bank 1 4.10% $4,980
Republic Bank & Trust Company 1 3.75% $4,780
RiverHills Bank 1 3.88% $3,362
SHELTER MORTGAGE COMPANY, L.L.C. 1 3.63% $5,286
Simmons Bank 1 2.50% $5,328
SOUTHERN TRUST MORTGAGE, LLC 1 3.38% $4,956
Southwest Airlines Federal Credit Union 1 3.38% $4,777
SOUTHWEST FUNDING, LP 1 4.50% $8,139
STANDARD MORTGAGE CORPORATION 1 2.88% $3,901
STOCKTON MORTGAGE CORPORATION 1 3.25% $4,184
Strong Home Mortgage, LLC 1 2.88% $1,231
SUCCESS MORTGAGE PARTNERS, INC. 1 3.38% $3,533
Sullivan Bank 1 3.75% $3,209
Summit Mortgage Corporation 1 3.25% $3,582
Sunflower Bank, National Association 1 2.99% $9,269
SUN WEST MORTGAGE COMPANY, INC. 1 3.00% $3,686
T2 FINANCIAL LLC 1 2.50% $8,553
TCF National Bank 1 2.88% $3,704
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.25% $4,125
The Home Loan Expert LLC 1 3.00% $3,954
The Huntington National Bank 1 3.00% $3,550
The Park National Bank 1 2.75% $5,270
Total Media Management, LLC 1 3.50% $4,328
Town & Country Banc Mortgage Services, Inc. 1 3.78% $3,676
United Bank 1 2.75% $5,031
United Community Bank 1 2.63% $3,754
US MORTGAGE CORPORATION 1 2.88% $4,962
VAN DYK MORTGAGE CORPORATION 1 2.63% $3,710
Victorian Finance, LLC 1 3.25% $7,207
Watermark Capital, Inc. 1 2.50% $2,372
Wolfe Financial, Inc 1 2.75% $12,744

PANAMA CITY, FL's 309 lenders originated 9,924 loans during 2020. The total origination value was $2,462,080,000, with an average loan value of $248,094.

The top PANAMA CITY lender as defined by loan originations is Tyndall Federal Credit Union, with 357 loans originated. Their average total fees are $3,143, which is $606 lower than the next largest lender, Trustmark National Bank.

The lowest fee PANAMA CITY lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,511), KELLER MORTGAGE, LLC ($2,648), JPMorgan Chase Bank, National Association ($2,886), Tyndall Federal Credit Union ($3,143) and DHI MORTGAGE COMPANY, LTD. ($3,250).

The lowest rate PANAMA CITY lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.94%), DHI MORTGAGE COMPANY, LTD. (3.02%), Tyndall Federal Credit Union (3.04%), SmartBank (3.08%) and MORTGAGE INVESTORS GROUP, INC. (3.10%).

PANAMA CITY, FL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Trustmark National Bank $104,365,000 $156,145,000 49.6% 6.3%
Tyndall Federal Credit Union $59,030,000 $148,780,000 152.0% 6.0%
Quicken Loans $67,345,000 $137,275,000 103.8% 5.6%
Caliber Home Loans Inc $80,590,000 $121,395,000 50.6% 4.9%
DHI Mortgage Company Limited $79,490,000 $92,895,000 16.9% 3.8%
REGIONS BANK $73,185,000 $91,045,000 24.4% 3.7%
Freedom Mortgage Corporation $13,660,000 $81,275,000 495.0% 3.3%
CBRE Multifamily Capital, Inc. $50,605,000 $75,560,000 49.3% 3.1%
RENASANT BANK $37,035,000 $63,400,000 71.2% 2.6%
CENTENNIAL BANK $32,345,000 $61,740,000 90.9% 2.5%
Hancock Whitney Bank $13,405,000 $58,475,000 336.2% 2.4%
loanDepot LLC $21,235,000 $56,025,000 163.8% 2.3%
United Shore Financial Services LLC $30,495,000 $46,740,000 53.3% 1.9%
WELLS FARGO BANK NA $21,925,000 $44,690,000 103.8% 1.8%
New American Funding (dba for Broker Solutions Inc) $9,170,000 $42,515,000 363.6% 1.7%
Mortgage Research Center LLC $31,150,000 $40,740,000 30.8% 1.7%
NAVY FEDERAL CREDIT UNION $36,180,000 $40,460,000 11.8% 1.6%
PNC BANK NA $1,165,000 $33,965,000 2,815.5% 1.4%
Innovations FCU $19,840,000 $32,155,000 62.1% 1.3%
SmartBank $21,580,000 $31,250,000 44.8% 1.3%
Supreme Lending/ Everett Financial Inc. $17,250,000 $30,155,000 74.8% 1.2%
COMMUNITY BANK OF MISSISSIPPI $12,730,000 $28,615,000 124.8% 1.2%
Bank of England $20,400,000 $28,290,000 38.7% 1.1%
USAA FEDERAL SAVINGS BANK $32,440,000 $27,090,000 -16.5% 1.1%
PENNYMAC LOAN SERVICES LLC $9,665,000 $26,880,000 178.1% 1.1%
FAIRWAY INDEPENDENT MORT CORP $18,765,000 $23,980,000 27.8% 1.0%
Jones Lang LaSalle Multifamily $21,955,000 n/a 0.9%
US BANK, N.A. $6,710,000 $20,550,000 206.3% 0.8%
Home Point Financial Corporation $3,515,000 $19,820,000 463.9% 0.8%
Branch Banking And Trust Co $10,415,000 $19,265,000 85.0% 0.8%
Inlanta Mortgage $9,190,000 $18,250,000 98.6% 0.7%
Nationstar Mortgage $8,980,000 $16,985,000 89.1% 0.7%
Lakeview Loan Servicing, LLC $4,705,000 $16,690,000 254.7% 0.7%
Waterstone Mortgage Corp $9,105,000 $16,295,000 79.0% 0.7%
FBT Mortgage LLC $6,945,000 $14,500,000 108.8% 0.6%
BancorpSouth Bank $12,260,000 $14,250,000 16.2% 0.6%
Cardinal Financial Company LP $3,435,000 $12,480,000 263.3% 0.5%
Bank of America NA $5,105,000 $12,275,000 140.5% 0.5%
AMERIS BANK $9,590,000 $12,255,000 27.8% 0.5%
MOVEMENT MORTGAGE, LLC $6,500,000 $11,670,000 79.5% 0.5%
PRIMELENDING $5,185,000 $11,080,000 113.7% 0.5%
Synovus Bank $1,940,000 $10,955,000 464.7% 0.4%
HomeBridge Financial Services, Inc. $9,450,000 $9,985,000 5.7% 0.4%
Amerisave Mortgage Corporation $1,630,000 $9,300,000 470.6% 0.4%
Acopia, LLC $5,695,000 $9,280,000 62.9% 0.4%
FBC Mortgage LLC $1,415,000 $8,745,000 518.0% 0.4%
Keller Mortgage LLC $7,290,000 $8,505,000 16.7% 0.3%
21ST MORTGAGE $10,385,000 $8,345,000 -19.6% 0.3%
Intercontinental Capital Group, Inc. $480,000 $8,325,000 1,634.4% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC $9,025,000 $8,270,000 -8.4% 0.3%
Better Mortgage Corporation $1,580,000 $7,645,000 383.9% 0.3%
Brand Mortgage $2,125,000 $7,520,000 253.9% 0.3%
The Federal Savings Bank $2,060,000 $7,450,000 261.7% 0.3%
Berkadia Commercial Mortgage $7,005,000 n/a 0.3%
CARRINGTON MORTGAGE SERVICES $3,980,000 $6,180,000 55.3% 0.3%
NewDay Financial LLC dba NewDay USA $3,285,000 $6,085,000 85.2% 0.2%
Barrington Bank & Trust $3,070,000 $5,900,000 92.2% 0.2%
Clearpath Lending $1,550,000 $5,900,000 280.6% 0.2%
Citibank, N.A. $105,000 $5,875,000 5,495.2% 0.2%
MORTGAGE INVESTORS GROUP $185,000 $5,795,000 3,032.4% 0.2%
FirstBank $4,520,000 $5,695,000 26.0% 0.2%
Plaza Home Mortgage Inc. $1,955,000 $5,590,000 185.9% 0.2%
Progress Bank and Trust $1,070,000 $5,575,000 421.0% 0.2%
NBKC Bank $2,880,000 $5,400,000 87.5% 0.2%
United Fidelity Funding Corp. $5,305,000 n/a 0.2%
Land Home Financial Services Inc. $1,325,000 $5,185,000 291.3% 0.2%
Guaranteed Rate Inc. $10,200,000 $5,035,000 -50.6% 0.2%
ROBERTSON BANKING COMPANY $4,925,000 n/a 0.2%
JPMorgan Chase Bank, NA $5,475,000 $4,895,000 -10.6% 0.2%
The First A National Banking Association $13,245,000 $4,810,000 -63.7% 0.2%
PEOPLESSOUTH BANK $6,650,000 $4,760,000 -28.4% 0.2%
Hancock Mortgage Partners LLC $4,610,000 n/a 0.2%
HomeStar Financial Corporation $4,885,000 $4,570,000 -6.4% 0.2%
LendingHome Funding Corporation $3,550,000 $4,560,000 28.5% 0.2%
ServisFirst Bank $27,625,000 $4,465,000 -83.8% 0.2%
CAPITAL CITY BANK $9,405,000 $4,395,000 -53.3% 0.2%
Fifth Third Bank $1,525,000 $4,350,000 185.2% 0.2%
University Lending Group LLC $1,585,000 $4,265,000 169.1% 0.2%
River Bank & Trust $935,000 $4,025,000 330.5% 0.2%
Crescent Mortgage Company $1,320,000 $4,015,000 204.2% 0.2%
Hometown Lenders LLC $1,060,000 $3,975,000 275.0% 0.2%
Flagstar Bank $4,065,000 $3,950,000 -2.8% 0.2%
Guaranteed Rate Affinity LLC $2,410,000 $3,850,000 59.8% 0.2%
CENTERSTATE BANK N.A. $1,685,000 $3,740,000 122.0% 0.2%
InterLinc Mortgage Services LLC $1,240,000 $3,725,000 200.4% 0.2%
The Mortgage Firm, Inc. $3,515,000 n/a 0.1%
Pinnacle Bank $1,175,000 $3,505,000 198.3% 0.1%
Mortgage One of The South Inc $1,605,000 $3,425,000 113.4% 0.1%
North American Savings Bank $2,470,000 $3,415,000 38.3% 0.1%
CBNA $1,510,000 $3,405,000 125.5% 0.1%
NEWREZ LLC $2,265,000 $3,395,000 49.9% 0.1%
Village Capital & Investment $395,000 $3,345,000 746.8% 0.1%
Nations Lending Corporation $1,070,000 $3,310,000 209.3% 0.1%
Ark-La-Tex Financial Services LLC $255,000 $3,140,000 1,131.4% 0.1%
LoanPal $185,000 $3,115,000 1,583.8% 0.1%
BANKSOUTH MORTGAGE COMPANY, LL $905,000 $3,090,000 241.4% 0.1%
American Financing Corporation $675,000 $3,080,000 356.3% 0.1%
SouthPoint Bank $665,000 $3,070,000 361.7% 0.1%
Sun West Mortgage Company Inc. $2,640,000 $3,030,000 14.8% 0.1%
Morgan Stanley Private Bank NA $2,725,000 $2,895,000 6.2% 0.1%
American Financial Resources Inc. $1,115,000 $2,860,000 156.5% 0.1%
Magnolia Bank Incorporated $2,200,000 $2,795,000 27.0% 0.1%
Guild Mortgage Company $300,000 $2,610,000 770.0% 0.1%
First State Bank of Blakely, Inc. $2,410,000 $2,605,000 8.1% 0.1%
Planet Home Lending LLC $925,000 $2,570,000 177.8% 0.1%
Beach Community Mortgage Services $1,765,000 $2,545,000 44.2% 0.1%
Pentagon Federal Credit Union $1,225,000 $2,490,000 103.3% 0.1%
American Pacific Mortgage Corporation $2,480,000 n/a 0.1%
Churchill Mortgage Corporation $365,000 $2,470,000 576.7% 0.1%
COMPASS BANK $3,550,000 $2,395,000 -32.5% 0.1%
American Financial Network Inc. $1,630,000 $2,325,000 42.6% 0.1%
First Community Mortgage Inc. $350,000 $2,205,000 530.0% 0.1%
TD Bank $695,000 $2,190,000 215.1% 0.1%
Prosperity Home Mortgage LLC $2,165,000 n/a 0.1%
Eustis Mortgage Corporation $345,000 $2,100,000 508.7% 0.1%
Homeside Financial LLC $975,000 $2,070,000 112.3% 0.1%
CMG Mortgage Inc. $1,560,000 $2,045,000 31.1% 0.1%
Paramount Residential Mortgage Group Inc. $2,045,000 n/a 0.1%
Synergy One Lending $625,000 $2,040,000 226.4% 0.1%
First Guaranty Mortgage Corporation $880,000 $1,935,000 119.9% 0.1%
Lakeview Community Capital, LLC $620,000 $1,905,000 207.3% 0.1%
First Savings Bank $460,000 $1,865,000 305.4% 0.1%
TJC Mortgage, Inc. $460,000 $1,810,000 293.5% 0.1%
Mortgage Solutions of Colorado LLC $1,800,000 n/a 0.1%
Columbus Capital Lending, LLC. $975,000 $1,750,000 79.5% 0.1%
IBERIABANK $820,000 $1,745,000 112.8% 0.1%
Royal United Mortgage LLC $920,000 $1,740,000 89.1% 0.1%
CNB Bank $15,000 $1,700,000 11,233.3% 0.1%
First Commerce Credit Union $470,000 $1,685,000 258.5% 0.1%
GULF COAST BANK AND TRUST $500,000 $1,680,000 236.0% 0.1%
Wyndham Capital Mortgage $1,690,000 $1,680,000 -0.6% 0.1%
US Mortgage of Florida $1,645,000 n/a 0.1%
Envoy Mortgage Ltd. $2,500,000 $1,640,000 -34.4% 0.1%
Mid-Continent Funding, Inc. $500,000 $1,620,000 224.0% 0.1%
Cadence Bank, N.A. $490,000 $1,605,000 227.6% 0.1%
Mortgage Lenders of America LLC $2,165,000 $1,595,000 -26.3% 0.1%
Mid America Mortgage Inc. $690,000 $1,540,000 123.2% 0.1%
Northpointe Bank $485,000 $1,515,000 212.4% 0.1%
Stearns Lending $1,310,000 $1,505,000 14.9% 0.1%
BNC NATIONAL BANK $490,000 $1,495,000 205.1% 0.1%
Carrollton Bank $1,455,000 n/a 0.1%
Cascade Financial Services $2,030,000 $1,445,000 -28.8% 0.1%
Lending 3 Inc $195,000 $1,420,000 628.2% 0.1%
GMFS LLC $2,115,000 $1,410,000 -33.3% 0.1%
GATEWAY MORTGAGE GROUP $1,400,000 n/a 0.1%
Evansville Teachers Federal Credit Union $1,395,000 n/a 0.1%
Milend Inc. $225,000 $1,395,000 520.0% 0.1%
First International Bank & Trust $545,000 $1,390,000 155.0% 0.1%
AmeriHomeMortgageCompany,LL $410,000 $1,335,000 225.6% 0.1%
E Mortgage Management LLC $785,000 $1,330,000 69.4% 0.1%
FCB BANKS $325,000 $1,315,000 304.6% 0.1%
Low VA Rates $500,000 $1,300,000 160.0% 0.1%
Primary Residential Mortgage Inc. $1,095,000 $1,300,000 18.7% 0.1%
Bay Equity LLC $1,290,000 $1,260,000 -2.3% 0.1%
top flite financial, inc. $235,000 $1,255,000 434.0% 0.1%
Southeast Mortgage of Georgia $6,245,000 $1,250,000 -80.0% 0.1%
Union Home Mortgage Company $505,000 $1,245,000 146.5% 0.1%
KeyBank National Association $280,000 $1,230,000 339.3% 0.0%
COMMERCE BANK $1,450,000 $1,195,000 -17.6% 0.0%
Paramount Bank $205,000 $1,125,000 448.8% 0.0%
ARVEST BANK $1,510,000 $1,120,000 -25.8% 0.0%
James B. Nutter & Company $240,000 $1,110,000 362.5% 0.0%
Army Aviation Center Federal Credit Union $665,000 $1,105,000 66.2% 0.0%
Open Mortgage LLC $1,570,000 $1,105,000 -29.6% 0.0%
Farmers Bank and Trust Company $335,000 $1,095,000 226.9% 0.0%
Fairwinds Credit Union $300,000 $1,090,000 263.3% 0.0%
Planters First Bank $1,075,000 n/a 0.0%
Blackhawk Bank $1,040,000 n/a 0.0%
Nations Direct Mortgage LLC $240,000 $1,040,000 333.3% 0.0%
Sunflower Bank, N.A. $580,000 $1,035,000 78.4% 0.0%
Flint Community Bank $165,000 $1,020,000 518.2% 0.0%
Gold Star Mortgage Financial Group, Corporation $1,010,000 n/a 0.0%
Thomasville National Bank $410,000 $1,010,000 146.3% 0.0%
F&M Bank $1,030,000 $1,005,000 -2.4% 0.0%
KS StateBank $720,000 $995,000 38.2% 0.0%
United Community Bank $345,000 $955,000 176.8% 0.0%
Greystone Servicing Corporation, Inc. $945,000 n/a 0.0%
The Exchange Bank of Alabama $305,000 $935,000 206.6% 0.0%
Envision Credit Union $225,000 $930,000 313.3% 0.0%
First Midwest Bank $925,000 n/a 0.0%
Embrace Home Loans, Inc. $915,000 n/a 0.0%
GSF Mortgage Corporation $315,000 $915,000 190.5% 0.0%
SHELTER MORTGAGE COMPANY, LLC $915,000 n/a 0.0%
Bank of Terrell $115,000 $910,000 691.3% 0.0%
Mortgage Assurance Inc. $460,000 $910,000 97.8% 0.0%
University of Iowa Community Credit Union $905,000 n/a 0.0%
Ascend Federal Credit Union $890,000 n/a 0.0%
Plains Commerce Bank $890,000 n/a 0.0%
The Piedmont Bank $225,000 $885,000 293.3% 0.0%
TIAA, FSB $2,935,000 $885,000 -69.8% 0.0%
OCMBC Inc. $330,000 $870,000 163.6% 0.0%
Presidential Bank FSB $165,000 $855,000 418.2% 0.0%
AAG $335,000 $835,000 149.3% 0.0%
BOKF NA $295,000 $820,000 178.0% 0.0%
First Mortgage Solutions LLC $875,000 $820,000 -6.3% 0.0%
EGLIN FEDERAL CREDIT UNION $440,000 $815,000 85.2% 0.0%
Finance of America Mortgage LLC $365,000 $815,000 123.3% 0.0%
IBM Southeast Employees Federal Credit Union $805,000 n/a 0.0%
LISTERHILL CREDIT UNION $805,000 n/a 0.0%
SWBC Mortgage Corporation $800,000 n/a 0.0%
Triad Financial Services Inc $1,765,000 $795,000 -55.0% 0.0%
Network Capital Funding Corporation $785,000 n/a 0.0%
United Federal Credit Union $505,000 $775,000 53.5% 0.0%
American Home Lending USA LLC $355,000 $770,000 116.9% 0.0%
Southwest Funding LP $135,000 $750,000 455.6% 0.0%
Equity Prime Mortgage LLC $560,000 $745,000 33.0% 0.0%
Homestead Funding Corp. $610,000 $735,000 20.5% 0.0%
Lend Smart Mortgage $735,000 n/a 0.0%
Bayshore Mortgage Funding LLC $195,000 $730,000 274.4% 0.0%
Hamilton Mortgage Corporation $145,000 $725,000 400.0% 0.0%
Stifel Bank and Trust $630,000 $725,000 15.1% 0.0%
Hamilton Group Funding Inc. $625,000 $710,000 13.6% 0.0%
AimLoan.com $795,000 $705,000 -11.3% 0.0%
CountryPlace Mortgage Ltd. $695,000 $700,000 0.7% 0.0%
Total Mortgage Services LLC $700,000 n/a 0.0%
Triumph Bank $365,000 $700,000 91.8% 0.0%
Superior Credit Union Inc. $690,000 n/a 0.0%
Third Federal Savings and Loan $625,000 $690,000 10.4% 0.0%
Athas Capital Group $440,000 $680,000 54.5% 0.0%
Standard Mortgage Corporation $680,000 n/a 0.0%
SOUTH CENTRAL BANK INC $675,000 n/a 0.0%
Reliance First Capital LLC $1,035,000 $670,000 -35.3% 0.0%
Victorian Finance, LLC $670,000 n/a 0.0%
Goldwater Bank National Association $1,340,000 $665,000 -50.4% 0.0%
Ruoff Home Mortgage $225,000 $660,000 193.3% 0.0%
Absolute Home Mortgage Corporation $195,000 $650,000 233.3% 0.0%
First Federal Bank of Kansas City $325,000 $650,000 100.0% 0.0%
Guaranty Trust Company $195,000 $645,000 230.8% 0.0%
Midwest Equity Mortgage LLC $645,000 n/a 0.0%
VyStar Credit Union $215,000 $645,000 200.0% 0.0%
Civic Financial Services $535,000 $630,000 17.8% 0.0%
Draper and Kramer Mortgage Corp. $630,000 n/a 0.0%
Atlantic Bay Mortgage Group LLC $245,000 $625,000 155.1% 0.0%
Prime Choice Funding, Inc. $700,000 $620,000 -11.4% 0.0%
SoFi Lending Corp $620,000 n/a 0.0%
Atlanta Postal Credit Union $155,000 $615,000 296.8% 0.0%
Sierra Pacific Mortgage $870,000 $615,000 -29.3% 0.0%
TC Federal Bank $615,000 n/a 0.0%
BELL BANK $610,000 n/a 0.0%
Ixonia Bank $610,000 n/a 0.0%
CBM Mortgage, Inc $600,000 n/a 0.0%
First Tennessee Bank National $1,100,000 $600,000 -45.5% 0.0%
BRYANT BANK $595,000 n/a 0.0%
Citadel Servicing Corporation $1,225,000 $595,000 -51.4% 0.0%
DAS Acquisition Company, LLC $590,000 n/a 0.0%
Citizens Tri-County Bank $580,000 n/a 0.0%
Homeowners Financial Group $580,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $275,000 $580,000 110.9% 0.0%
WEI Mortgage LLC $625,000 $580,000 -7.2% 0.0%
MIDWEST COMMUNITY BANK $570,000 n/a 0.0%
Stockton Mortgage Corporation $570,000 n/a 0.0%
US Mortgage Corporation $875,000 $570,000 -34.9% 0.0%
VanDyk Mortgage Corporation $75,000 $570,000 660.0% 0.0%
American Mortgage Service Company $2,510,000 $560,000 -77.7% 0.0%
Reliant Bank $550,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,120,000 $535,000 -52.2% 0.0%
United Bank $55,000 $535,000 872.7% 0.0%
McLean Mortgage Corporation $245,000 $520,000 112.2% 0.0%
RiverHills Bank $520,000 n/a 0.0%
CCB COMMUNITY BANK $540,000 $505,000 -6.5% 0.0%
Hometown Equity Mortgage LLC $920,000 $505,000 -45.1% 0.0%
Peoples Bank of Alabama $505,000 n/a 0.0%
Simmons Bank $345,000 $505,000 46.4% 0.0%
West Gate Bank $505,000 n/a 0.0%
Colony Bank $325,000 $500,000 53.8% 0.0%
SunMark Community Bank $500,000 n/a 0.0%
TCF National Bank $210,000 $500,000 138.1% 0.0%
United Mortgage Corp $990,000 $500,000 -49.5% 0.0%
ACU $495,000 n/a 0.0%
Advancial Federal Credit Union $440,000 $495,000 12.5% 0.0%
ALCOVA Mortgage LLC $125,000 $490,000 292.0% 0.0%
Independent Bank $490,000 n/a 0.0%
Volunteer State Bank $250,000 $490,000 96.0% 0.0%
Community Trust Bank, Inc. $485,000 n/a 0.0%
Huntington National Bank $225,000 $480,000 113.3% 0.0%
First Home Bank $470,000 n/a 0.0%
AmeriFirst Home Mortgage $115,000 $450,000 291.3% 0.0%
Credit Union Mortgage Association Inc. $125,000 $450,000 260.0% 0.0%
Sovereign Lending Group, Inc $205,000 $450,000 119.5% 0.0%
T2 Financial LLC $450,000 n/a 0.0%
RBC Bank (Georgia), N.A. $135,000 $445,000 229.6% 0.0%
Citywide Home Loans A Utah Corporation $440,000 n/a 0.0%
DelMar Financial Company $280,000 $440,000 57.1% 0.0%
TowneBank $440,000 n/a 0.0%
Finance of America Commercial LLC $1,275,000 $435,000 -65.9% 0.0%
The Southern Credit Union $435,000 n/a 0.0%
UNITED COMMUNITY BANK $520,000 $435,000 -16.3% 0.0%
Altra Federal Credit Union $360,000 $430,000 19.4% 0.0%
Bank First National $425,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE LLC $425,000 n/a 0.0%
First Heritage Mortgage, LLC $420,000 n/a 0.0%
Best Capital Funding $415,000 n/a 0.0%
Provident Funding Associates $340,000 $410,000 20.6% 0.0%
STATE BANK AND TRUST COMPANY $875,000 $410,000 -53.1% 0.0%
AMARILLO NATIONAL BANK $405,000 n/a 0.0%
Southern First $55,000 $395,000 618.2% 0.0%
The Farmers and Merchants National Bank $355,000 $395,000 11.3% 0.0%
CityWorth Mortgage $850,000 $390,000 -54.1% 0.0%
Discover Bank $45,000 $390,000 766.7% 0.0%
Evolve Bank & Trust $155,000 $390,000 151.6% 0.0%
Fidelity Bank $105,000 $375,000 257.1% 0.0%
First Centennial Mortgage Corp. $370,000 n/a 0.0%
Pilgrim Mortgage $610,000 $370,000 -39.3% 0.0%
AMERICAN HOME MORTGAGE, INC $365,000 n/a 0.0%
Credit Human Federal Credit Union $525,000 $365,000 -30.5% 0.0%
Finance of America Reverse LLC $115,000 $365,000 217.4% 0.0%
NFM, Inc. $255,000 $365,000 43.1% 0.0%
Great Western Financial Services Inc. $350,000 n/a 0.0%
Southpoint Financial Services $595,000 $350,000 -41.2% 0.0%
Citizens Equity First Credit Union (CEFCU) $490,000 $345,000 -29.6% 0.0%
Colonial Savings $65,000 $345,000 430.8% 0.0%
Evesham Mortgage $345,000 n/a 0.0%
First Savings Mortgage Corporation $345,000 n/a 0.0%
GUARDIAN BANK $345,000 n/a 0.0%
Kentucky Farmers Bank $345,000 n/a 0.0%
Metro City Bank $810,000 $345,000 -57.4% 0.0%
WEST TOWN BANK & TRUST $345,000 n/a 0.0%
CENTRAL BANK OF THE OZARKS $335,000 n/a 0.0%
Colorado Credit Union $335,000 n/a 0.0%
Commercial Bank & Trust Co. $335,000 n/a 0.0%
First Choice Loan Services Inc. $5,020,000 $335,000 -93.3% 0.0%
Franklin Bank & Trust Company $2,000,000 $335,000 -83.3% 0.0%
The Park National Bank $235,000 $335,000 42.6% 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $335,000 n/a 0.0%
First National Bank of Hartford $150,000 $330,000 120.0% 0.0%
Bank Independent $165,000 $325,000 97.0% 0.0%
CERTAIN HOME LOANS, LLC $715,000 $325,000 -54.5% 0.0%
COMMUNITY BANC MORTGAGE CORP $325,000 n/a 0.0%
OGI Mortgage Bankers $325,000 n/a 0.0%
UIF Corporation $325,000 n/a 0.0%
Homespire Mortgage Corporation $415,000 $320,000 -22.9% 0.0%
Cherry Creek Mortgage Co. Inc. $315,000 n/a 0.0%
Guidance Residential LLC $2,090,000 $315,000 -84.9% 0.0%
People's Bank of Seneca $315,000 n/a 0.0%
United Bank $55,000 $315,000 472.7% 0.0%
Parkside Lending LLC $235,000 $310,000 31.9% 0.0%
American Mortgage & Equity Consultants Inc. $305,000 n/a 0.0%
Great Southern Bank $305,000 n/a 0.0%
PrimeSouth Bank $305,000 n/a 0.0%
Tristar Bank $305,000 n/a 0.0%
Morris Bank $300,000 n/a 0.0%
Heritage Bank $740,000 $295,000 -60.1% 0.0%
Tennessee Valley Federal Credit Union $295,000 n/a 0.0%
Texana Bank, N.A. $295,000 n/a 0.0%
Weichert Financial Services $295,000 n/a 0.0%
First-Citizens Bank & Trust Co $875,000 $285,000 -67.4% 0.0%
First Ohio Home Finance Inc $285,000 n/a 0.0%
Mainstreet Community Bank of Florida $285,000 n/a 0.0%
Traditions First Bank $285,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $280,000 n/a 0.0%
A&D Mortgage LLC $95,000 $275,000 189.5% 0.0%
BANK OF TENNESSEE $205,000 $275,000 34.1% 0.0%
Colten Mortgage $275,000 n/a 0.0%
Hawthorn Bank $275,000 n/a 0.0%
M C Bank & Trust Company $275,000 n/a 0.0%
NBH Bank $275,000 n/a 0.0%
Terre Haute Savings Bank $275,000 n/a 0.0%
Alterra Group LLC dba Alterra Home Loans $910,000 $270,000 -70.3% 0.0%
Community Mortgage Corporation $215,000 $265,000 23.3% 0.0%
First Equity Mortgage Bankers Inc. $1,530,000 $265,000 -82.7% 0.0%
Fortis Private Bank $265,000 n/a 0.0%
LeaderOne Financial Corp. $225,000 $265,000 17.8% 0.0%
Nationwide Mortgage Bankers Inc. $265,000 n/a 0.0%
The Home Loan Expert $265,000 n/a 0.0%
Union Bank & Trust $265,000 n/a 0.0%
Bank of O'Fallon $255,000 n/a 0.0%
Southern Bank of Tennessee $615,000 $255,000 -58.5% 0.0%
TOTAL MEDIA MANAGEMENT LLC DBA NEW SOUTH MORTGAGE $255,000 n/a 0.0%
BMO Harris Bank N.A. $245,000 n/a 0.0%
Castle & Cooke Mortgage LLC $245,000 n/a 0.0%
CB&S Bank $245,000 n/a 0.0%
First Financial Bank $245,000 n/a 0.0%
Guardian Savings Bank F.S.B. $155,000 $245,000 58.1% 0.0%
Home First Mortgage Bankers $245,000 n/a 0.0%
METROPOLITAN HOME MORTGAGE $205,000 $245,000 19.5% 0.0%
Midwest BankCentre $245,000 n/a 0.0%
Noblebank & Trust $245,000 n/a 0.0%
Republic Bank & Trust Company $155,000 $245,000 58.1% 0.0%
SecurityNational Mortgage Company $135,000 $245,000 81.5% 0.0%
The Farmers Bank $245,000 n/a 0.0%
Town and Country Banc Mortgage $105,000 $245,000 133.3% 0.0%
ACIPCO FEDERAL CREDIT UNION $235,000 n/a 0.0%
Cf Bank National Association $235,000 n/a 0.0%
Commerce Home Mortgage Inc. $235,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $235,000 n/a 0.0%
Relyance Bank National Association $235,000 n/a 0.0%
The Peoples Bank of Georgia $235,000 n/a 0.0%
TNBANK $235,000 n/a 0.0%
CalCon Mutual Mortgage LLC $225,000 n/a 0.0%
CENTRAL BANK & TRUST CO $225,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $12,115,000 $225,000 -98.1% 0.0%
German American Bank $235,000 $225,000 -4.3% 0.0%
Mortgage Services III LLC $225,000 n/a 0.0%
Pike Creek Mortgage Services, Inc. $225,000 n/a 0.0%
Amcap Mortgage Ltd. $215,000 n/a 0.0%
Citizens Bank & Trust Inc $295,000 $215,000 -27.1% 0.0%
First Federal Bank A FSB $215,000 n/a 0.0%
BMI Federal Credit Union $205,000 n/a 0.0%
Essex Mortgage $205,000 n/a 0.0%
Metairie Bank and Trust Company $205,000 n/a 0.0%
Success Mortgage Partners Inc. $370,000 $205,000 -44.6% 0.0%
United Security Financial $205,000 $205,000 0.0% 0.0%
American Portfolio Mortgage $195,000 n/a 0.0%
Bank of Sullivan $195,000 n/a 0.0%
Delta Community Credit Union $195,000 n/a 0.0%
LendUS LLC dba RPM Mortgage $195,000 $195,000 0.0% 0.0%
Republic State Mortgage Co. $195,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $570,000 $185,000 -67.5% 0.0%
BANK OZK $620,000 $185,000 -70.2% 0.0%
Blue Ridge Bank, NA $185,000 n/a 0.0%
Level One Bank $185,000 n/a 0.0%
NTFN dba Premier Nationwide Lending $185,000 n/a 0.0%
Telhio Credit Union $185,000 n/a 0.0%
United Northern Mortgage Bankers Limited $185,000 n/a 0.0%
City Lending Inc $525,000 $180,000 -65.7% 0.0%
Contour Mortgage Corporation $530,000 $175,000 -67.0% 0.0%
On Q Financial Inc. $175,000 n/a 0.0%
Sirva Mortgage Inc. $175,000 n/a 0.0%
Watermark Home Loans $225,000 $175,000 -22.2% 0.0%
Accelerate Mortgage $165,000 n/a 0.0%
Anheuser Busch Employees Credit Union $195,000 $165,000 -15.4% 0.0%
Gate City Bank $165,000 n/a 0.0%
Intercoastal Mortgage Company $165,000 n/a 0.0%
Academy Mortgage Corporation $970,000 $155,000 -84.0% 0.0%
Atlantic Coast Mortgage LLC $155,000 n/a 0.0%
Axia Financial LLC $155,000 n/a 0.0%
BANKSOUTH $155,000 n/a 0.0%
FedEx Employees Credit Association $155,000 n/a 0.0%
LendingOne LLC $730,000 $155,000 -78.8% 0.0%
Liberty Home Mortgage Corp $590,000 $155,000 -73.7% 0.0%
Member First Mortgage LLC $155,000 n/a 0.0%
Memphis City Employees Credit Union $155,000 n/a 0.0%
Nudge Funding LLC $155,000 n/a 0.0%
Old Second National Bank $315,000 $155,000 -50.8% 0.0%
OVM FINANCIAL, INC. $285,000 $155,000 -45.6% 0.0%
Petefish Skiles & Co. Bank $155,000 n/a 0.0%
Summit Mortgage Corporation $175,000 $155,000 -11.4% 0.0%
ALABAMA TEACHERS CREDIT UNION $145,000 n/a 0.0%
Founders Federal Credit Union $145,000 n/a 0.0%
Highlands Residential Mortgage Ltd $520,000 $145,000 -72.1% 0.0%
Settlers Bank $145,000 n/a 0.0%
Superior Choice Credit Union $145,000 n/a 0.0%
APCO Employees Credit Union $415,000 $135,000 -67.5% 0.0%
Bethpage Federal Credit Union $255,000 $135,000 -47.1% 0.0%
Calculated Risk Analytics LLC dba Excelerate Capital $135,000 n/a 0.0%
Valley National Bank $1,555,000 $135,000 -91.3% 0.0%
Eagle Home Mortgage, LLC $125,000 n/a 0.0%
Financial Freedom Mortgage LLC $125,000 $125,000 0.0% 0.0%
First Cmnity BK of Central AL $125,000 n/a 0.0%
Midwest Loan Services Inc $125,000 n/a 0.0%
Towne Mortgage, LLC $125,000 n/a 0.0%
Alliant Credit Union $115,000 n/a 0.0%
Illinois National Bank $115,000 n/a 0.0%
Members Cooperative Credit Union $25,000 $115,000 360.0% 0.0%
Credit Union of Georgia $105,000 n/a 0.0%
First Bank $90,000 $105,000 16.7% 0.0%
Five Star Credit Union $105,000 n/a 0.0%
Genisys Credit Union $105,000 n/a 0.0%
HSBC BANK USA, NA $670,000 $105,000 -84.3% 0.0%
Independent Bank $105,000 n/a 0.0%
Citizens National Bank of Meri $95,000 n/a 0.0%
Florida Credit Union $95,000 n/a 0.0%
NuMark Credit Union $95,000 n/a 0.0%
CIS Financial Services, Inc. $85,000 n/a 0.0%
Raymond James Bank National Association $375,000 $85,000 -77.3% 0.0%
BankFirst Financial Services $75,000 n/a 0.0%
Southwest Airlines Federal Credit Union $75,000 n/a 0.0%
Baxter Credit Union $65,000 n/a 0.0%
Central State Bank $155,000 $65,000 -58.1% 0.0%
Alabama Credit Union $55,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

PANAMA CITY's top lender by overall market share is Trustmark National Bank, with 6.3% market share. In second place, with 6.0%, is Tyndall Federal Credit Union, having originated $148,780,000 in loans. In third place, with 5.6%, is Quicken Loans, having originated $137,275,000 in loans. In third place, with 4.9%, is Caliber Home Loans Inc, having originated $121,395,000 in loans. In third place, with 3.8%, is DHI Mortgage Company Limited, having originated $92,895,000 in loans.


PANAMA CITY, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,488 $1,407,530,000 $256,474
Refi 3,035 $785,985,000 $258,974
Cash Out Refi 1,007 $219,975,000 $218,446
Other 227 $30,575,000 $134,692
Home Improvement 167 $18,015,000 $107,874

Panama City's most frequently cited loan purpose was Home Purchase, with 5,488 originations. The 2nd most popular reason was Refi, with 3,035 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,633 $977,605,000 $269,090
2.5-3% 3,142 $831,210,000 $264,548
<2.5% 1,703 $346,235,000 $203,309
4-5% 700 $182,150,000 $260,214
5-6% 164 $27,410,000 $167,134
Over 8% 126 $13,320,000 $105,714
6-7% 81 $10,285,000 $126,975
7-8% 50 $5,300,000 $106,000

During 2020, Panama City's most frequently originated rate bucket was 3-4%, with 3,633 originations.

Loan Sizing (PANAMA CITY, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,893 $1,332,565,000 $272,341
$100k-200k 3,274 $511,280,000 $156,164
$100,000 or less 1,097 $56,485,000 $51,490
$400k-600k 538 $246,910,000 $458,941
$600k-1000k 84 $64,320,000 $765,714
$Over $1MM 38 $250,520,000 $6,592,632

PANAMA CITY's loan sizing saw the bucket of loans from $200k-400k with 4,893 originations, totaling $1,332,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,306 $1,062,890,000 $246,839
60-80% 2,626 $838,220,000 $319,200
40-60% 948 $191,880,000 $202,405
Under 20% 471 $12,435,000 $26,401
Over 100% 394 $112,080,000 $284,467
20-40% 367 $48,865,000 $133,147

PANAMA CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,306 originations, totaling $1,062,890,000 in origination value.