Ukrainian National Federal Credit Union Mortgage Rates, Fees & Info
New York, NYLEI: 549300CJDUFKEK0WMB04
Tax ID: 13-6208514
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ukrainian National Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Ukrainian National Federal Credit Union has a high proportion of conventional loans. Their top two markets are New York and Bridgeport .Ukrainian National Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 3.57% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ukrainian National Federal Credit Union Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
39Origination Dollar Volume (All Markets)
$14,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 36 | $12,640,000 | $351,111 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 39 | $14,015,000 | $359,359 | $0 | 0.00% |
For 2019, Ukrainian National Federal Credit Union's most frequently originated type of loan was Conventional, with 39 originations.
Loan Reason
For 2019, Ukrainian National Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 29 originations. The 2nd most popular reason was Refi, with 5 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 39 | $14,015,000 | $359,359 | $0 | 0.00% |
For 2019, Ukrainian National Federal Credit Union's most frequently cited loan duration was Other, with 39 originations.
Loan Sizing
2019 saw Ukrainian National Federal Credit Union place emphasis on $200k-400k loans with 23 originations, totaling $6,435,000 in origination value.
Applicant Income
Ukrainian National Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 9 originations. The second most popular income band? $75k-100k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 39 | $14,015,000 | $359,359 | $0 | 0.00% |
Ukrainian National Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 39 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 36 | $11,020,000 | $306,111 | $0 | 0.00% |
| Not applicable | 3 | $2,995,000 | $998,333 | $0 | 0.00% |
Approval Rates
Total approvals of all applications97.87%
Ukrainian National Federal Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.05%
Ukrainian National Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 39 | $14,015,000 | $359,359 |