Connecticut Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Connecticut averaged
6.21%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.17% and
one month ago for the week of 2024-08-29, the
average rate was 6.34%.
Connecticut's average rate one year ago was 7%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.64%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Connecticut 30 Year Fixed Rate | 2024-10-03 | 6.21% |
Connecticut 30 Year Fixed Rate Refi | 2024-10-03 | 6.64% |
Connecticut 15 Year Fixed Rate | 2024-10-03 | 5.23% |
Connecticut 15 Year Fixed Rate Refi | 2024-10-03 | 4.96% |
Connecticut 30 Year FHA | 2024-10-03 | 5.49% |
Connecticut 30 Year FHA Refi | 2024-10-03 | 5.31% |
Connecticut 30 Year USDA | 2024-10-03 | 5.87% |
Connecticut 30 Year USDA Refi | 2024-10-03 | 5.77% |
Connecticut 30 Year VA | 2024-10-03 | 5.67% |
Connecticut 30 Year VA Refi | 2024-10-03 | 5.8% |
Connecticut Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Connecticut market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Connecticut Average Closing Costs & Other Stats
Connecticut's 389 lenders originated 62,872
loans during 2023. The total origination value was $19,643,210,000, with an average loan value of
$312,432.
Connecticut's average closing costs are $6,032.
The top Connecticut lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,553 loans originated. Their average total fees are
$8,587, which is $1,087
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Connecticut lenders (with over 10 loans originated) are
Discover Bank ($0), PREMIA MORTGAGE, LLC ($2,739), SIRVA MORTGAGE, INC. ($3,011), Charter Oak Federal Credit Union ($3,102) and The Torrington Savings Bank ($3,434).
The lowest rate Connecticut lenders (with over 10 loans originated) are
First Republic Bank (4.78%), Charter Oak Federal Credit Union (5.14%), First-Citizens Bank & Trust Company (5.30%), SIKORSKY FINANCIAL (5.44%) and Union Savings Bank (5.46%).
Connecticut Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $835,850,000 | $768,695,000 | -8.0% | 3.9% |
Citizens Bank | $1,205,955,000 | $736,540,000 | -38.9% | 3.7% |
QUICKEN LOANS, LLC | $1,166,445,000 | $724,135,000 | -37.9% | 3.7% |
Liberty Bank | $951,560,000 | $708,345,000 | -25.6% | 3.6% |
JPMorgan Chase Bank | $1,015,050,000 | $642,085,000 | -36.7% | 3.3% |
U.S. Bank | $817,750,000 | $624,755,000 | -23.6% | 3.2% |
TOTAL MORTGAGE SERVICES, LLC | $759,210,000 | $585,265,000 | -22.9% | 3.0% |
Bank of America | $1,127,680,000 | $583,795,000 | -48.2% | 3.0% |
GREYSTONE SERVICING COMPANY LLC | $306,980,000 | $542,670,000 | 76.8% | 2.8% |
Webster Bank | $929,295,000 | $509,215,000 | -45.2% | 2.6% |
M&T Bank | $408,205,000 | $419,370,000 | 2.7% | 2.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $492,745,000 | $404,645,000 | -17.9% | 2.1% |
FIRST WORLD MORTGAGE CORPORATION | $404,735,000 | $351,120,000 | -13.2% | 1.8% |
Citibank | $502,345,000 | $333,050,000 | -33.7% | 1.7% |
MOVEMENT MORTGAGE, LLC | $317,365,000 | $322,050,000 | 1.5% | 1.6% |
Wells Fargo Bank | $1,074,420,000 | $321,765,000 | -70.1% | 1.6% |
CROSSCOUNTRY MORTGAGE, LLC | $474,590,000 | $319,720,000 | -32.6% | 1.6% |
Newtown Savings Bank | $402,650,000 | $318,245,000 | -21.0% | 1.6% |
TD Bank | $402,500,000 | $270,585,000 | -32.8% | 1.4% |
GUARANTEED RATE, INC. | $491,820,000 | $232,385,000 | -52.7% | 1.2% |
Arbor Realty Trust, Inc. | $199,885,000 | $223,190,000 | 11.7% | 1.1% |
Morgan Stanley Private Bank | $370,465,000 | $220,390,000 | -40.5% | 1.1% |
Thomaston Savings Bank | $176,625,000 | $218,670,000 | 23.8% | 1.1% |
Savings Bank of Danbury | $191,100,000 | $213,440,000 | 11.7% | 1.1% |
Prosperity Home Mortgage, LLC | $304,260,000 | $205,440,000 | -32.5% | 1.0% |
NORWICH COMMERCIAL GROUP, INC. | $262,850,000 | $194,725,000 | -25.9% | 1.0% |
Union Savings Bank | $186,280,000 | $194,510,000 | 4.4% | 1.0% |
Ion Bank | $202,895,000 | $188,000,000 | -7.3% | 1.0% |
GUARANTEED RATE AFFINITY, LLC | $405,130,000 | $180,120,000 | -55.5% | 0.9% |
NEWREZ LLC | $133,485,000 | $173,345,000 | 29.9% | 0.9% |
SIKORSKY FINANCIAL | $178,695,000 | $167,355,000 | -6.3% | 0.9% |
LOANDEPOT.COM, LLC | $710,255,000 | $158,365,000 | -77.7% | 0.8% |
Fairfield County Bank | $177,170,000 | $150,705,000 | -14.9% | 0.8% |
Mortgage Research Center, LLC | $193,820,000 | $150,275,000 | -22.5% | 0.8% |
Chelsea Groton Bank | $157,720,000 | $138,700,000 | -12.1% | 0.7% |
The Washington Trust Company, of Westerly | $82,670,000 | $136,400,000 | 65.0% | 0.7% |
NAVY FEDERAL CREDIT UNION | $167,170,000 | $132,675,000 | -20.6% | 0.7% |
WILLIAM RAVEIS MORTGAGE, LLC | $187,045,000 | $132,070,000 | -29.4% | 0.7% |
Flagstar Bank, FSB | $190,395,000 | $120,390,000 | -36.8% | 0.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $218,675,000 | $120,365,000 | -45.0% | 0.6% |
Charter Oak Federal Credit Union | $189,565,000 | $112,950,000 | -40.4% | 0.6% |
AMERICAN EAGLE FINANCIAL CREDIT UNION | $235,465,000 | $110,020,000 | -53.3% | 0.6% |
WALKER & DUNLOP, LLC | $578,380,000 | $108,330,000 | -81.3% | 0.6% |
UBS Bank USA | $153,775,000 | $100,540,000 | -34.6% | 0.5% |
Santander Bank, N.A. | $169,950,000 | $97,375,000 | -42.7% | 0.5% |
HOMESTEAD FUNDING CORP. | $101,520,000 | $96,685,000 | -4.8% | 0.5% |
CMG MORTGAGE, INC. | $16,985,000 | $95,435,000 | 461.9% | 0.5% |
PLAZA HOME MORTGAGE, INC. | $89,005,000 | $93,730,000 | 5.3% | 0.5% |
RCN Capital, LLC | $77,245,000 | $93,545,000 | 21.1% | 0.5% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $208,815,000 | $90,935,000 | -56.5% | 0.5% |
Guilford Savings Bank The | $95,400,000 | $88,930,000 | -6.8% | 0.5% |
First County Bank | $237,980,000 | $84,255,000 | -64.6% | 0.4% |
KeyBank | $313,855,000 | $82,460,000 | -73.7% | 0.4% |
Valley National Bank | $19,465,000 | $76,245,000 | 291.7% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $139,200,000 | $76,075,000 | -45.3% | 0.4% |
First Republic Bank | $622,840,000 | $75,290,000 | -87.9% | 0.4% |
Northwest Community Bank | $106,605,000 | $73,680,000 | -30.9% | 0.4% |
The Torrington Savings Bank | $91,575,000 | $73,650,000 | -19.6% | 0.4% |
MEMBERS MORTGAGE COMPANY, INC. | $92,655,000 | $71,820,000 | -22.5% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $198,000,000 | $71,765,000 | -63.8% | 0.4% |
Centreville Bank | $63,370,000 | $60,110,000 | -5.1% | 0.3% |
CARDINAL FINANCIAL | $62,955,000 | $57,745,000 | -8.3% | 0.3% |
Dime Bank | $83,950,000 | $57,340,000 | -31.7% | 0.3% |
Evolve Bank & Trust | $93,395,000 | $56,585,000 | -39.4% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $69,630,000 | $56,240,000 | -19.2% | 0.3% |
RF Renovo Management Company, LLC | $19,430,000 | $55,540,000 | 185.8% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $42,110,000 | $53,985,000 | 28.2% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $49,040,000 | $52,855,000 | 7.8% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $159,135,000 | $52,540,000 | -67.0% | 0.3% |
T2 FINANCIAL LLC | $5,325,000 | $52,375,000 | 883.6% | 0.3% |
PRYSMA LENDING GROUP, LLC | $57,760,000 | $52,190,000 | -9.6% | 0.3% |
PROVINCE MORTGAGE ASSOCIATES, INC. | $43,425,000 | $49,990,000 | 15.1% | 0.3% |
First National Bank of America | $57,040,000 | $49,465,000 | -13.3% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $73,660,000 | $49,345,000 | -33.0% | 0.3% |
GUILD MORTGAGE COMPANY | $63,175,000 | $48,225,000 | -23.7% | 0.2% |
NUTMEG STATE FINANCIAL | $79,935,000 | $48,220,000 | -39.7% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $63,960,000 | $48,030,000 | -24.9% | 0.2% |
Berkshire Bank | $104,410,000 | $47,510,000 | -54.5% | 0.2% |
Carrington Mortgage Services, LLC | $63,605,000 | $47,450,000 | -25.4% | 0.2% |
ENVOY MORTGAGE, LTD | $84,325,000 | $47,035,000 | -44.2% | 0.2% |
BERKADIA COMMERCIAL MORTGAGE LLC | $90,075,000 | $46,630,000 | -48.2% | 0.2% |
Leader Bank | $71,685,000 | $46,570,000 | -35.0% | 0.2% |
BERKELEY POINT CAPITAL LLC | $45,440,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $63,520,000 | $44,815,000 | -29.4% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $162,035,000 | $43,835,000 | -72.9% | 0.2% |
CALIBER HOME LOANS, INC. | $291,415,000 | $42,615,000 | -85.4% | 0.2% |
PNC Bank | $98,505,000 | $42,440,000 | -56.9% | 0.2% |
WASHINGTON TRUST MORTGAGE COMPANY LLC | $57,915,000 | $41,655,000 | -28.1% | 0.2% |
Charles Schwab Bank, SSB | $99,715,000 | $41,465,000 | -58.4% | 0.2% |
MORTGAGE EQUITY PARTNERS LLC | $26,975,000 | $41,155,000 | 52.6% | 0.2% |
The Milford Bank | $47,495,000 | $40,965,000 | -13.7% | 0.2% |
CONNEX CREDIT UNION | $17,245,000 | $39,025,000 | 126.3% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $48,570,000 | $38,550,000 | -20.6% | 0.2% |
Goldman Sachs Bank USA | $70,470,000 | $37,270,000 | -47.1% | 0.2% |
Ridgewood Savings Bank | $68,860,000 | $35,845,000 | -47.9% | 0.2% |
USAA Federal Savings Bank | $49,345,000 | $35,520,000 | -28.0% | 0.2% |
BETTER MORTGAGE CORPORATION | $105,030,000 | $35,415,000 | -66.3% | 0.2% |
EVERETT FINANCIAL, INC. | $72,360,000 | $35,025,000 | -51.6% | 0.2% |
Windosr Federal Savings & Loan Association | $37,415,000 | $34,805,000 | -7.0% | 0.2% |
Bank of England | $28,770,000 | $34,275,000 | 19.1% | 0.2% |
NBT Bank | $24,620,000 | $33,330,000 | 35.4% | 0.2% |
HSBC BANK USA, NATIONAL ASSOCIATION | $59,605,000 | $32,810,000 | -45.0% | 0.2% |
PeoplesBank | $113,455,000 | $32,530,000 | -71.3% | 0.2% |
Discover Bank | $21,705,000 | $31,830,000 | 46.6% | 0.2% |
OCMBC, INC. | $9,295,000 | $30,665,000 | 229.9% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $36,715,000 | $30,465,000 | -17.0% | 0.2% |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $16,590,000 | $29,875,000 | 80.1% | 0.2% |
Century Mortgage Company DBA Century Lending Company | $1,980,000 | $28,165,000 | 1,322.5% | 0.1% |
Grandbridge Real Estate Capital LLC | $28,090,000 | n/a | 0.1% | |
DIGITAL Federal Credit Union | $16,890,000 | $28,005,000 | 65.8% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $4,840,000 | $27,350,000 | 465.1% | 0.1% |
The First Bank of Greenwich | $26,865,000 | n/a | 0.1% | |
CONNECTICUT STATE EMPLOYEES | $65,880,000 | $26,010,000 | -60.5% | 0.1% |
Logan Finance Corporation | $925,000 | $24,920,000 | 2,594.1% | 0.1% |
EQUITY RESOURCES, INC. | $49,025,000 | $24,710,000 | -49.6% | 0.1% |
Raymond James Bank | $17,705,000 | $24,585,000 | 38.9% | 0.1% |
NORTHPOINT MORTGAGE, INC. | $39,425,000 | $24,390,000 | -38.1% | 0.1% |
BNY Mellon | $43,470,000 | $24,355,000 | -44.0% | 0.1% |
The Federal Savings Bank | $45,385,000 | $24,050,000 | -47.0% | 0.1% |
City National Bank | $101,595,000 | $23,340,000 | -77.0% | 0.1% |
BAY EQUITY LLC | $57,880,000 | $23,235,000 | -59.9% | 0.1% |
Lakeland Bank | $23,060,000 | n/a | 0.1% | |
Figure Lending LLC | $16,305,000 | $22,965,000 | 40.8% | 0.1% |
NBKC BANK | $29,130,000 | $22,885,000 | -21.4% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $20,085,000 | $22,040,000 | 9.7% | 0.1% |
NATIONWIDE MORTGAGE BANKERS, INC. | $37,395,000 | $21,770,000 | -41.8% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $21,755,000 | n/a | 0.1% | |
A&D Mortgage LLC | $36,195,000 | $21,505,000 | -40.6% | 0.1% |
Westfield Bank | $33,155,000 | $21,385,000 | -35.5% | 0.1% |
Bank of New Hampshire | $21,150,000 | n/a | 0.1% | |
Magnolia Bank | $17,030,000 | $20,235,000 | 18.8% | 0.1% |
LIMA ONE CAPITAL, LLC | $20,495,000 | $20,190,000 | -1.5% | 0.1% |
Citadel Servicing Corporation | $17,545,000 | $19,800,000 | 12.9% | 0.1% |
Semper Home Loans, Inc. | $18,630,000 | $19,635,000 | 5.4% | 0.1% |
Sanborn Mortgage Corporation | $31,245,000 | $19,320,000 | -38.2% | 0.1% |
Jewett City Savings Bank | $26,040,000 | $19,280,000 | -26.0% | 0.1% |
Hometown Equity Mortgage, LLC | $16,440,000 | $19,200,000 | 16.8% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $2,295,000 | $19,195,000 | 736.4% | 0.1% |
First Horizon Bank | $45,035,000 | $19,070,000 | -57.7% | 0.1% |
Essex Savings Bank | $24,370,000 | $19,065,000 | -21.8% | 0.1% |
WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION | $22,100,000 | $18,865,000 | -14.6% | 0.1% |
First-Citizens Bank & Trust Company | $1,790,000 | $18,570,000 | 937.4% | 0.1% |
NP, Inc. | $1,065,000 | $18,440,000 | 1,631.5% | 0.1% |
EMM LOANS LLC | $10,535,000 | $18,420,000 | 74.8% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $80,675,000 | $18,405,000 | -77.2% | 0.1% |
The Huntington National Bank | $48,470,000 | $18,385,000 | -62.1% | 0.1% |
Plains Commerce Bank | $4,045,000 | $18,330,000 | 353.2% | 0.1% |
Bethpage Federal Credit Union | $98,420,000 | $18,180,000 | -81.5% | 0.1% |
UNITED NORTHERN MORTGAGE BANKERS LIMITED | $26,980,000 | $18,000,000 | -33.3% | 0.1% |
BMO Harris Bank | $5,985,000 | $17,870,000 | 198.6% | 0.1% |
Commerce Home Mortgage, Inc. | $11,020,000 | $17,820,000 | 61.7% | 0.1% |
360 Federal Credit Union | $16,855,000 | $17,680,000 | 4.9% | 0.1% |
ConnectOne Bank | $24,965,000 | $17,405,000 | -30.3% | 0.1% |
Northpointe Bank | $39,060,000 | $17,085,000 | -56.3% | 0.1% |
USAlliance Federal Credit Union | $53,435,000 | $16,925,000 | -68.3% | 0.1% |
EMBRACE HOME LOANS, INC. | $53,280,000 | $16,435,000 | -69.2% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $22,875,000 | $16,435,000 | -28.2% | 0.1% |
ARC HOME LLC | $32,570,000 | $16,290,000 | -50.0% | 0.1% |
VELOCITY COMMERCIAL CAPITAL, LLC | $29,695,000 | $15,705,000 | -47.1% | 0.1% |
COREVEST AMERICAN FINANCE LENDER LLC | $120,900,000 | $15,435,000 | -87.2% | 0.1% |
FM Home Loans, LLC | $45,670,000 | $15,185,000 | -66.8% | 0.1% |
MUTUAL SECURITY CREDIT UNION | $40,460,000 | $15,055,000 | -62.8% | 0.1% |
NexBank | $5,345,000 | $15,025,000 | 181.1% | 0.1% |
First Federal Bank | $13,855,000 | $14,825,000 | 7.0% | 0.1% |
GREYSTONE FUNDING COMPANY LLC | $61,475,000 | $14,745,000 | -76.0% | 0.1% |
CONTOUR MORTGAGE CORPORATION | $23,730,000 | $14,735,000 | -37.9% | 0.1% |
Eastern Bank | $10,135,000 | $14,505,000 | 43.1% | 0.1% |
The Dutch Point Credit Union, Inc. | $11,685,000 | $14,210,000 | 21.6% | 0.1% |
MORTGAGE MARKETS CUSO, LLC | $20,415,000 | $14,025,000 | -31.3% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $34,285,000 | $14,020,000 | -59.1% | 0.1% |
ZILLOW HOME LOANS, LLC | $21,300,000 | $13,895,000 | -34.8% | 0.1% |
ALLIED MORTGAGE GROUP, INC. | $30,890,000 | $13,675,000 | -55.7% | 0.1% |
Stifel Bank and Trust | $33,290,000 | $13,350,000 | -59.9% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $16,450,000 | $13,135,000 | -20.2% | 0.1% |
NFM, INC. | $14,165,000 | $12,645,000 | -10.7% | 0.1% |
Commercial Lender LLC | $12,115,000 | $12,540,000 | 3.5% | 0.1% |
PREMIA MORTGAGE, LLC | $11,565,000 | $12,540,000 | 8.4% | 0.1% |
Ally Bank | $45,485,000 | $12,525,000 | -72.5% | 0.1% |
Salisbury Bank and Trust Company | $51,760,000 | $12,470,000 | -75.9% | 0.1% |
Equity Prime Mortgage LLC | $24,705,000 | $12,445,000 | -49.6% | 0.1% |
Navigant Credit Union | $11,290,000 | $12,050,000 | 6.7% | 0.1% |
SCIENT Federal Credit Union | $19,595,000 | $12,035,000 | -38.6% | 0.1% |
United Nations Federal Credit Union | $13,785,000 | $11,910,000 | -13.6% | 0.1% |
Easthampton Savings Bank | $4,360,000 | $11,800,000 | 170.6% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $3,410,000 | $11,690,000 | 242.8% | 0.1% |
CorePlus Federal Credit Union | $23,410,000 | $11,605,000 | -50.4% | 0.1% |
AMWEST FUNDING CORP. | $3,515,000 | $11,515,000 | 227.6% | 0.1% |
Farm Credit East, ACA | $9,860,000 | $11,200,000 | 13.6% | 0.1% |
Waterstone Mortgage Corporation | $6,910,000 | $11,135,000 | 61.1% | 0.1% |
SUMA YONKERS Federal Credit Union | $11,100,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $15,215,000 | $11,015,000 | -27.6% | 0.1% |
East Coast Capital Corp. | $17,550,000 | $10,460,000 | -40.4% | 0.1% |
Fieldpoint Private Bank & Trust | $16,475,000 | $10,345,000 | -37.2% | 0.1% |
PAWTUCKET | $165,000 | $10,135,000 | 6,042.4% | 0.1% |
JONES LANG LASALLE MULTIFAMILY, LLC | $67,190,000 | $9,585,000 | -85.7% | 0.0% |
Keystone Funding, Inc. | $9,530,000 | n/a | 0.0% | |
AFFINITY | $8,345,000 | $9,410,000 | 12.8% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $26,555,000 | $9,400,000 | -64.6% | 0.0% |
CONSTRUCTIVE LOANS, LLC | $410,000 | $9,360,000 | 2,182.9% | 0.0% |
HUDSON VALLEY CREDIT UNION | $10,065,000 | $9,270,000 | -7.9% | 0.0% |
Truist | $37,685,000 | $9,245,000 | -75.5% | 0.0% |
GuardHill Financial Corp. | $17,050,000 | $9,220,000 | -45.9% | 0.0% |
NEXERA HOLDING LLC | $5,190,000 | $9,000,000 | 73.4% | 0.0% |
CLIFFCO, INC. | $3,235,000 | $8,995,000 | 178.1% | 0.0% |