Noblebank & Trust Mortgage Rates, Fees & Info
Anniston, ALLEI: 549300CNDBHD7VKHK806
Tax ID: 20-3340543
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Noblebank & Trust is a smaller bank specializing in Home Purchase loans. Noblebank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Anniston, Daphne, Talladega, and Birmingham among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Noblebank & Trust has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
35Origination Dollar Volume (All Markets)
$7,815,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 20 | $3,780,000 | $189,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $2,285,000 | $761,667 | $0 | 0.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $420,000 | $70,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 35 | $7,815,000 | $223,286 | $0 | 0.00% |
For 2024, Noblebank & Trust's most frequently originated type of loan was Conventional, with 35 originations.
Loan Reason
For 2024, Noblebank & Trust's most frequently cited loan purpose was Home Purchase, with 18 originations. The 2nd most popular reason was Refi, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 35 | $7,815,000 | $223,286 | $0 | 0.00% |
For 2024, Noblebank & Trust's most frequently cited loan duration was Other, with 35 originations.
Loan Sizing
2024 saw Noblebank & Trust place emphasis on $100,000 or less loans with 22 originations, totaling $970,000 in origination value.
Applicant Income
Noblebank & Trust lent most frequently to those with incomes in the $75k-100k range, with 5 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 35 | $7,815,000 | $223,286 | $0 | 0.00% |
Noblebank & Trust lent most frequently to those with DTI ratios of Exempt%, with 35 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.00%
Noblebank & Trust has a below average approval rate.
Pick Rate
Approvals leading to origination88.57%
Noblebank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 35 | $7,815,000 | $223,286 |