BIRMINGHAM - HOOVER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Birmingham - Hoover averaged 5.92% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.19% and one month ago for the week of 2022-05-19, the average rate was 5.46%.

Birmingham - Hoover's average rate one year ago was 3.38%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.76%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Birmingham - Hoover 30 Year Fixed Rate 2022-06-23 5.92%
Birmingham - Hoover 30 Year Fixed Rate Refi 2022-06-23 5.76%
Birmingham - Hoover 15 Year Fixed Rate 2022-06-23 5.15%
Birmingham - Hoover 15 Year Fixed Rate Refi 2022-06-23 5.31%
Birmingham - Hoover 30 Year FHA 2022-06-23 0.02%
Birmingham - Hoover 30 Year FHA Refi 2022-06-23 -0.06%
Birmingham - Hoover 30 Year USDA 2022-06-23 -0.09%
Birmingham - Hoover 30 Year USDA Refi 2022-06-23 0%
Birmingham - Hoover 30 Year VA 2022-06-23 0.24%
Birmingham - Hoover 30 Year VA Refi 2022-06-23 -0.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BIRMINGHAM-HOOVER, AL.

BIRMINGHAM - HOOVER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BIRMINGHAM-HOOVER, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Regions Bank 1,879 3.11% $3,364
QUICKEN LOANS, LLC 1,697 3.10% $4,726
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,399 3.10% $3,782
Renasant Bank 947 3.13% $3,645
UNITED WHOLESALE MORTGAGE, LLC 809 3.02% $4,458
FirstBank 653 3.25% $3,389
Trustmark National Bank 603 3.17% $3,279
LOANDEPOT.COM, LLC 524 3.09% $4,187
SouthPoint Bank 501 3.13% $2,605
Citizens Bank 494 2.98% $5,343
Prosperity Home Mortgage, LLC 469 3.13% $2,977
GMFS LLC 424 2.91% $3,613
Wells Fargo Bank 406 3.20% $3,028
MOVEMENT MORTGAGE, LLC 405 3.17% $3,387
HOME POINT FINANCIAL CORPORATION 389 3.04% $4,217
GUILD MORTGAGE COMPANY 387 3.16% $3,781
First Federal Bank, A FSB 350 3.07% $2,744
Assurance Financial Group, L.L.C. 346 3.29% $3,759
Hometown Lenders, Inc. 338 3.24% $5,053
AVADIAN 331 2.96% $3,064
TJC Mortgage, Inc. 322 3.05% $3,538
CALIBER HOME LOANS, INC. 318 3.19% $3,672
Synovus Bank 314 3.07% $4,476
INTERLINC MORTGAGE SERVICES, LLC 305 3.23% $2,666
GUARANTY HOME MORTGAGE CORPORATION 293 2.88% $6,892
AMERISAVE MORTGAGE CORPORATION 291 2.90% $4,492
BancorpSouth Bank 274 3.34% $2,941
Mr. Cooper ( Nationstar Mortgage ) 236 3.29% $5,349
BETTER MORTGAGE CORPORATION 228 2.89% $2,851
PENNYMAC LOAN SERVICES, LLC 224 3.14% $4,553
FBC MORTGAGE, LLC 212 3.14% $3,399
ServisFirst Bank 205 3.29% $4,063
BBVA USA 184 3.17% $3,656
Liberty Mortgage Corporation 168 2.85% $2,216
First Horizon Bank 161 3.12% $3,332
FIRST COMMUNITY MORTGAGE, INC. 155 3.05% $4,048
Bank of England 146 3.10% $3,811
DHI MORTGAGE COMPANY, LTD. 140 2.94% $2,570
FREEDOM MORTGAGE CORPORATION 125 3.18% $2,316
Ameris Bank 125 3.10% $2,854
APCO EMPLOYEES 119 3.09% $3,004
VANDERBILT MORTGAGE AND FINANCE, INC. 119 3.13% $3,677
Flagstar Bank, FSB 115 3.17% $2,962
Truist Bank 113 3.04% $3,860
Cadence Bank, N.A. 110 3.18% $3,559
NEWREZ LLC 109 3.23% $4,027
MORTGAGE INVESTORS GROUP, INC. 107 3.02% $3,751
South State Bank 106 3.04% $3,852
Bryant Bank 91 2.88% $3,085
Progress Bank and Trust 91 2.96% $3,038
HOMEBRIDGE FINANCIAL SERVICES, INC. 85 3.22% $4,620
BROKER SOLUTIONS, INC. 83 3.25% $4,065
LEADERONE FINANCIAL CORPORATION 82 3.29% $4,541
CB&S Bank, Inc. 81 2.74% $3,646
JPMorgan Chase Bank 80 3.07% $3,444
KELLER MORTGAGE, LLC 80 3.13% $1,750
Bank of America 75 2.78% $3,076
Northpointe Bank 73 3.29% $4,519
Hamilton Mortgage Corporation 72 3.00% $2,759
NAVY FEDERAL CREDIT UNION 71 3.70% $4,205
SECURITYNATIONAL MORTGAGE COMPANY 70 3.80% $3,603
DELMAR FINANCIAL COMPANY 70 3.78% $3,579
Plains Commerce Bank 69 3.01% $3,642
HUNT MORTGAGE CORPORATION 68 3.09% $3,001
U.S. Bank 66 3.12% $3,442
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 59 3.04% $4,525
Ally Bank 54 2.95% $4,012
ARK-LA-TEX FINANCIAL SERVICES, LLC. 53 3.45% $4,740
AMERICA'S FIRST 51 3.15% $4,775
Goldwater Bank, N.A. 50 3.17% $4,344
PNC Bank 50 3.01% $3,379
STEARNS LENDING, LLC 48 3.18% $2,676
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 47 3.64% $3,348
AMERICAN FINANCING CORPORATION 45 3.16% $3,616
CITY FIRST MORTGAGE SERVICES, L.L.C. 42 4.04% $4,230
CROSSCOUNTRY MORTGAGE, LLC 41 3.27% $5,510
HOMEOWNERS FINANCIAL GROUP USA, LLC 40 3.33% $3,694
DRAPER AND KRAMER MORTGAGE CORP. 39 3.01% $3,619
FINANCE OF AMERICA MORTGAGE LLC 38 3.44% $3,795
SOUTHWEST FUNDING, LP 36 3.36% $5,260
InterContinental Capital Group, Inc 36 2.98% $3,237
Morgan Stanley Private Bank 35 2.74% $3,323
HOMESIDE FINANCIAL, LLC 35 3.28% $3,870
Community Bank of Mississippi 34 3.19% $3,150
Stifel Bank and Trust 34 2.81% $2,463
ZILLOW HOME LOANS, LLC 33 3.11% $3,325
Eco Credit Union 32 3.35% $3,804
Carrington Mortgage Services, LLC 31 3.33% $4,773
First National Bank of America 31 7.34% $7,809
MUTUAL OF OMAHA MORTGAGE, INC. 30 3.34% $4,649
ROYAL UNITED MORTGAGE LLC 29 3.45% $5,918
CMG MORTGAGE, INC. 28 3.09% $4,696
CHURCHILL MORTGAGE CORPORATION 28 3.23% $3,751
AMERIFIRST FINANCIAL CORPORATION 28 3.63% $4,954
A Mortgage Boutique, LLC 28 3.02% $3,823
First Federal Bank 25 3.11% $3,425
REDSTONE Federal Credit Union 23 3.73% $2,532
PENTAGON FEDERAL CREDIT UNION 23 2.95% $2,257
First Guaranty Mortgage Corporation 22 3.16% $2,856
PRIMELENDING, A PLAINSCAPITAL COMPANY 22 3.24% $4,436
AmeriHome Mortgage Company, LLC 22 3.36% $3,847
AMERICAN FINANCIAL NETWORK, INC. 20 3.32% $10,038
HOMETRUST MORTGAGE COMPANY 20 3.14% $3,423
STOCKTON MORTGAGE CORPORATION 20 3.08% $5,153
Alabama One Credit Union 19 3.20% $4,344
Consumer First Mortgage, Inc. 19 2.86% $4,478
SOFI LENDING CORP. 18 3.04% $3,394
THE MORTGAGE FIRM, INC. 18 3.23% $3,329
ALABAMA CREDIT UNION 17 3.20% $5,000
Triumph Bank 17 2.84% $2,691
Wyndham Capital Mortgage, Inc. 16 3.01% $2,412
GUARANTEED RATE, INC. 16 3.02% $2,553
EVANSVILLE TEACHERS 16 3.41% $3,053
Ixonia Bank 15 3.47% $3,700
EVERETT FINANCIAL, INC. 15 3.56% $1,832
Evolve Bank & Trust 15 3.59% $3,182
Metro City Bank 15 3.81% $4,369
Independent Bank 15 2.58% $2,574
Paramount Residential Mortgage Group, Inc. 15 3.46% $3,945
Nations Lending Corporation 14 3.39% $5,339
Amerifirst Financial, Inc. 14 3.35% $3,898
Valley National Bank 14 3.20% $2,667
LAKEVIEW LOAN SERVICING, LLC 14 3.48% $3,141
North American Savings Bank, F.S.B. 13 2.88% $2,168
HONDA Federal Credit Union 13 3.13% $2,554
Gateway First Bank 13 3.22% $1,976
Discover Bank 12 4.34% $0
NBKC BANK 12 3.06% $1,780
GENEVA FINANCIAL, LLC 12 3.91% $5,853
Jefferson Credit Union 12 3.55% $4,413
RELIANCE FIRST CAPITAL, LLC 12 3.16% $6,703
River Bank & Trust 12 3.17% $3,344
GUIDANCE RESIDENTIAL, LLC 12 3.01% $4,105
Strong Home Mortgage, LLC 11 2.92% $2,386
SUN WEST MORTGAGE COMPANY, INC. 11 3.04% $3,072
Fifth Third Bank 11 3.11% $2,944
ALABAMA TEACHERS 11 3.64% $1,649
HOMESTAR FINANCIAL CORPORATION 10 3.13% $3,219
AMERICAN INTERNET MORTGAGE, INC. 10 2.83% $2,660
PHH Mortgage Corporation 10 3.28% $4,925
Mortgage Research Center, LLC 10 2.97% $3,581
CERTAINTY HOME LOANS, LLC 9 3.04% $4,728
ANGEL OAK MORTGAGE SOLUTIONS LLC 9 4.89% $8,510
HOMESTEAD FUNDING CORP. 9 2.72% $3,177
PLANET HOME LENDING, LLC 9 3.14% $3,006
Charles Schwab Bank, SSB 9 2.23% $3,434
SUCCESS MORTGAGE PARTNERS, INC. 9 3.57% $4,196
Baxter Credit Union 9 2.54% $2,294
UBS Bank USA 9 3.07% $3,983
Citibank 9 3.19% $4,530
Arvest Bank 8 3.34% $3,722
UNION HOME MORTGAGE CORP. 8 3.08% $4,690
LOANFLIGHT LENDING, LLC 8 2.69% $1,628
Manufacturers and Traders Trust Company 8 3.31% $4,308
NexBank 7 2.95% $3,769
First Internet Bank of Indiana 7 2.80% $2,332
AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.45% $3,594
ISERVE RESIDENTIAL LENDING, LLC 7 3.79% $8,061
MAX Credit Union 7 3.05% $4,226
EMM LOANS LLC 7 3.11% $6,812
MILEND, INC. 7 3.14% $5,882
MORTGAGE ACCESS CORP. 7 3.30% $2,467
DAS Acquisition Company, LLC 7 3.23% $4,817
SIRVA MORTGAGE, INC. 7 3.00% $726
Total Media Management, LLC 7 2.80% $5,084
PREMIA MORTGAGE, LLC 7 2.82% $491
Capitol Federal Savings Bank 7 2.84% $3,603
RUOFF MORTGAGE COMPANY, INC. 7 2.93% $2,401
PLAZA HOME MORTGAGE, INC. 6 3.50% $6,084
Heritage South Credit Union 6 3.71% $2,394
MICHIGAN MUTUAL, INC. 6 3.06% $2,940
MID AMERICA MORTGAGE, INC. 6 3.08% $2,062
Mortgage Assurance Inc. 6 3.02% $5,854
NETWORK CAPITAL FUNDING CORPORATION 6 3.25% $3,509
Republic Bank & Trust Company 6 3.08% $4,410
The Federal Savings Bank 6 3.00% $6,690
TIAA, FSB 6 2.98% $4,568
UNITED PREMIER FUNDING, LLC 6 2.90% $3,655
USAA Federal Savings Bank 6 3.13% $4,114
NATIONS DIRECT MORTGAGE, LLC 5 3.05% $3,925
ANGEL OAK HOME LOANS LLC 5 4.68% $4,855
Listerhill Credit Union 5 3.73% $3,356
Atlantic Union Bank 5 3.43% $3,840
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.08% $2,425
CANOPY MORTGAGE, LLC 5 3.17% $3,023
Pinnacle Bank 5 3.00% $2,575
CIS Financial Services, Inc. 5 3.30% $6,648
Prime Choice Funding Inc. 5 2.95% $2,830
Florida Capital Bank 5 3.03% $3,333
BNC National Bank 5 2.83% $2,847
LENDERFI, INC. 5 2.82% $2,689
ACOPIA, LLC 5 3.20% $3,866
City National Bank 5 2.70% $4,443
BAYSHORE MORTGAGE FUNDING, LLC 5 4.00% $4,799
Colten Mortgage, LLC 5 3.18% $3,674
First Savings Bank 4 3.19% $3,848
SOUTHPOINT FINANCIAL SERVICES, INC. 4 2.94% $5,880
The Huntington National Bank 4 3.03% $3,408
Bank Independent 4 2.78% $4,622
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.09% $4,222
LIBERTY HOME MORTGAGE CORPORATION 4 3.91% $6,300
CHERRY CREEK MORTGAGE, LLC 4 3.03% $1,435
CRESCENT MORTGAGE COMPANY 4 3.41% $2,995
Hancock Whitney Bank 4 2.91% $2,679
EMBRACE HOME LOANS, INC. 4 3.15% $3,437
MCLEAN MORTGAGE CORPORATION 4 3.12% $2,876
GUARANTEED RATE AFFINITY, LLC 4 2.97% $32
AlaTrust Credit Union 4 3.00% $3,345
AMERICAN MORTGAGE SERVICE COMPANY 4 2.97% $2,643
Cf Bank 4 2.87% $1,822
NFM, INC. 3 3.29% $4,227
Capital City Home Loans, LLC 3 3.04% $4,158
Waterstone Mortgage Corporation 3 3.58% $3,535
Raymond James Bank 3 3.04% $2,378
CALCON MUTUAL MORTGAGE LLC 3 4.13% $5,531
IMPAC MORTGAGE CORP. 3 2.83% $348
DELTA COMMUNITY CREDIT UNION 3 2.96% $5,570
Sierra Pacific Mortgage Company, Inc. 3 2.75% $4,975
SmartBank 3 3.08% $2,722
Sunflower Bank 3 3.41% $4,623
SWBC MORTGAGE CORPORATION 3 2.92% $2,294
AOD Federal Credit Union 3 3.07% $3,432
The Central Trust Bank 3 2.71% $1,607
First South Farm Credit, ACA 3 4.52% $6,309
F&M Bank 3 2.58% $2,709
Citadel Servicing Corporation 3 5.04% $5,331
ENVOY MORTGAGE, LTD 3 3.04% $5,491
Victorian Finance, LLC 3 3.38% $4,670
SOVEREIGN LENDING GROUP INCORPORATED 2 3.25% $5,911
NEW DAY FINANCIAL, LLC 2 2.75% $3,996
Bank of Springfield 2 3.03% $2,864
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.88% $5,315
Deere Employees Credit Union 2 2.00% $2,466
Barrington Bank & Trust Company, N.A. 2 3.00% $4,094
SHELTER HOME MORTGAGE, LLC 2 3.19% $6,652
KeyBank 2 2.69% $2,211
AmRes Corporation 2 4.00% $4,035
HOMEXPRESS MORTGAGE CORP. 2 4.56% $9,114
Northwest Bank 2 3.44% $2,084
DIGITAL Federal Credit Union 2 3.06% $3,306
Northwest Federal Credit Union 2 3.19% $2,412
NP, Inc. 2 2.69% $3,318
JMAC LENDING, INC. 2 3.19% $2,160
Tyndall Federal Credit Union 2 3.38% $2,268
ALLIED MORTGAGE GROUP, INC. 2 2.81% $1,787
Origin Bank 2 3.13% $2,447
LOANSNAP, INC. 2 2.81% $2,071
United Community Bank 2 3.13% $3,110
Paramount Bank 2 2.63% $1,071
First Home Bank 2 3.19% $6,035
UNIVERSITY LENDING GROUP, LLC 2 3.00% $3,039
Patriot Bank 2 2.94% $2,961
DIRECT LENDERS, LLC 2 3.13% $2,865
Blue Ridge Bank 2 3.00% $3,682
KS StateBank 2 2.88% $1,759
LENDSURE MORTGAGE CORP. 2 4.88% $12,116
GoPrime Mortgage, Inc. 2 3.38% $2,842
Goldman Sachs Bank USA 2 2.83% $2,525
ATLANTA POSTAL 2 3.00% $2,533
GEORGIA'S OWN 2 3.88% $5,226
BNY Mellon 2 2.63% $3,991
ARC HOME LLC 2 2.81% $1,350
CELEBRITY HOME LOANS, LLC 2 3.50% $2,697
HOMESPIRE MORTGAGE CORPORATION 2 3.00% $3,058
Axos Bank 2 3.00% $1,321
BOKF 2 3.38% $4,660
ACIPCO Federal Credit Union 2 3.95% $0
Gulf Coast Bank and Trust Company 1 2.63% $2,782
HANCOCK MORTGAGE PARTNERS, LLC 1 3.63% $4,773
Heartland Bank 1 2.88% $2,055
GSF Mortgage Corporation 1 2.75% $7,878
Grow Financial Federal Credit Union 1 3.63% $3,223
BMO Harris Bank 1 3.25% $3,495
Greenbox Loans, Inc. 1 5.75% $10,702
Great Plains National Bank 1 3.63% $4,484
GEORGIA UNITED 1 3.38% $7,518
HOPE FEDERAL CREDIT UNION 1 2.38% $4,767
Flanagan State Bank 1 3.25% $2,927
First Western Trust Bank 1 3.13% $2,868
First State Bank of St. Charles, Missouri 1 2.88% $3,586
First Option Mortgage, LLC 1 3.13% $4,703
First Midwest Bank 1 3.00% $2,616
Firstar Bank 1 2.50% $2,490
Financial Federal Bank 1 3.25% $2,594
Landmark National Bank 1 3.25% $2,647
FIDELITY BANK 1 3.50% $2,931
Legends Bank 1 3.13% $3,228
LENDUS, LLC 1 3.63% $2,939
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.13% $4,727
FAY SERVICING, LLC 1 3.25% $3,882
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.88% $4,024
LOANLEADERS OF AMERICA, INC. 1 3.00% $3,814
LOANPAL, LLC 1 3.25% $984
Magnolia Bank 1 3.50% $3,730
Equity Prime Mortgage LLC 1 2.88% $5,352
Merchants Bank of Indiana 1 2.88% $5,138
Meridian Bank Corporation 1 4.50% $3,157
Midwest BankCentre 1 2.75% $2,158
Eagle Bank and Trust Company 1 2.50% $3,819
MLD MORTGAGE INC. 1 2.50% $3,094
DSLD MORTGAGE, LLC 1 3.13% $4,654
DIRECT MORTGAGE LOANS, LLC 1 3.50% $3,694
WESCOM CENTRAL CREDIT UNION 1 4.25% $2,691
NATIONS RELIABLE LENDING, LLC 1 3.25% $6,447
Countybank 1 2.99% $2,494
NBH Bank 1 3.75% $2,884
CONTOUR MORTGAGE CORPORATION 1 3.13% $7,982
Wilmington Savings Fund Society, FSB 1 2.88% $2,102
Commerce Bank 1 3.00% $2,781
Colony Bank 1 2.75% $1,894
Colonial Savings, F.A. 1 3.75% $2,543
OCEANSIDE MORTGAGE COMPANY 1 3.50% $0
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.37% $3,030
CityWorth Mortgage LLC 1 3.63% $5,433
Peoples National Bank , N.A. 1 2.88% $2,475
CIBC Bank USA 1 2.63% $4,723
Choice Financial Group 1 3.00% $3,305
21ST MORTGAGE CORPORATION 1 5.25% $6,316
Century Mortgage Company DBA Century Lending Company 1 2.88% $2,823
CapStar Bank 1 2.75% $3,338
Quontic Bank 1 4.88% $10,003
RBC Bank, (Georgia) 1 3.00% $1,658
Reliant Bank 1 2.88% $2,572
WINGS FINANCIAL 1 3.00% $2,893
RESIDENTIAL BANCORP. 1 2.99% $2,953
RESOURCE FINANCIAL SERVICES, INC. 1 2.50% $2,195
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.13% $135
Home Federal Bank 1 2.38% $4,282
S1L, Inc. 1 3.63% $5,114
SeaTrust Mortgage Company 1 3.25% $3,265
BELEM SERVICING LLC 1 2.63% $6,616
BankPlus 1 2.75% $2,998
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 3.13% $4,319
Southern First Bank 1 3.13% $2,746
Bank of Tennessee 1 3.88% $5,605
Atlantic Home Loans, Inc. 1 3.12% $3,583
ATHAS CAPITAL GROUP, INC. 1 3.99% $15,596
Texana Bank 1 2.88% $3,834
The Dart Bank 1 3.38% $2,326
Wolfe Financial, Inc 1 2.88% $4,337
The Home Loan Expert LLC 1 2.63% $2,706
The Paducah Bank and Trust Company 1 2.50% $3,013
The Park National Bank 1 4.49% $3,391
The Union Bank Company 1 2.88% $2,453
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 3.25% $2,733
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.75% $2,484
TOWNE MORTGAGE COMPANY 1 3.63% $3,245
Troy Bank and Trust Company 1 4.75% $1,603
American Airlines Federal Credit Union 1 2.50% $0
ALL IN 1 3.50% $3,710
ALLIANT CREDIT UNION 1 2.63% $3,513
UNITED 1 3.50% $3,078
ACADEMY MORTGAGE CORPORATION 1 3.00% $5,469
Alcova Mortgage LLC 1 3.25% $2,298
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.99% $2,813
Uwharrie Bank 1 3.13% $1,360
ADVANCIAL 1 2.88% $2,300
VAN DYK MORTGAGE CORPORATION 1 3.25% $3,012
Guardian Credit Union 1 3.75% $0
Guaranty Bank 1 2.50% $2,516

BIRMINGHAM-HOOVER, AL's 360 lenders originated 48,705 loans during 2021. The total origination value was $12,014,755,000, with an average loan value of $246,684.

The top BIRMINGHAM - HOOVER lender as defined by loan originations is Regions Bank, with 1,879 loans originated. Their average total fees are $3,364, which is $1,361 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BIRMINGHAM - HOOVER lenders (with over 10 loans originated) are Discover Bank ($0), ALABAMA TEACHERS ($1,649), KELLER MORTGAGE, LLC ($1,750), NBKC BANK ($1,780) and EVERETT FINANCIAL, INC. ($1,832).

The lowest rate BIRMINGHAM - HOOVER lenders (with over 10 loans originated) are Independent Bank (2.58%), CB&S Bank, Inc. (2.74%), Morgan Stanley Private Bank (2.74%), Bank of America (2.78%) and Stifel Bank and Trust (2.81%).

BIRMINGHAM-HOOVER, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Regions Bank $1,187,265,000 $941,400,000 -20.7% 7.8%
QUICKEN LOANS, LLC $657,840,000 $766,210,000 16.5% 6.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $650,040,000 $585,145,000 -10.0% 4.9%
Renasant Bank $472,020,000 $386,860,000 -18.0% 3.2%
UNITED WHOLESALE MORTGAGE, LLC $233,240,000 $370,600,000 58.9% 3.1%
FREEDOM MORTGAGE CORPORATION $278,005,000 $277,290,000 -0.3% 2.3%
FirstBank $264,790,000 $267,440,000 1.0% 2.2%
LOANDEPOT.COM, LLC $194,840,000 $259,270,000 33.1% 2.2%
Capital One $43,025,000 $245,845,000 471.4% 2.0%
Trustmark National Bank $288,690,000 $242,700,000 -15.9% 2.0%
Wells Fargo Bank $154,265,000 $228,430,000 48.1% 1.9%
Synovus Bank $320,365,000 $220,275,000 -31.2% 1.8%
SouthPoint Bank $183,180,000 $210,745,000 15.0% 1.8%
Prosperity Home Mortgage, LLC $192,315,000 $181,025,000 -5.9% 1.5%
Citizens Bank $186,845,000 $179,750,000 -3.8% 1.5%
GMFS LLC $124,845,000 $176,560,000 41.4% 1.5%
BancorpSouth Bank $167,500,000 $173,735,000 3.7% 1.4%
HOME POINT FINANCIAL CORPORATION $93,795,000 $166,705,000 77.7% 1.4%
MOVEMENT MORTGAGE, LLC $115,035,000 $164,560,000 43.1% 1.4%
ServisFirst Bank $166,070,000 $164,145,000 -1.2% 1.4%
GUILD MORTGAGE COMPANY $161,355,000 $156,390,000 -3.1% 1.3%
Hometown Lenders, Inc. $155,480,000 $149,520,000 -3.8% 1.2%
CALIBER HOME LOANS, INC. $129,645,000 $146,070,000 12.7% 1.2%
PENNYMAC LOAN SERVICES, LLC $70,625,000 $144,960,000 105.3% 1.2%
First Federal Bank, A FSB $124,535,000 $140,425,000 12.8% 1.2%
TJC Mortgage, Inc. $159,570,000 $137,150,000 -14.1% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $97,240,000 $128,995,000 32.7% 1.1%
INTERLINC MORTGAGE SERVICES, LLC $142,010,000 $127,395,000 -10.3% 1.1%
First Horizon Bank $126,790,000 n/a 1.1%
GUARANTY HOME MORTGAGE CORPORATION $117,340,000 $121,925,000 3.9% 1.0%
AVADIAN $128,345,000 $117,740,000 -8.3% 1.0%
BBVA USA $190,660,000 $114,200,000 -40.1% 1.0%
Assurance Financial Group, L.L.C. $115,030,000 $112,590,000 -2.1% 0.9%
AMERISAVE MORTGAGE CORPORATION $85,350,000 $107,940,000 26.5% 0.9%
BETTER MORTGAGE CORPORATION $61,635,000 $103,640,000 68.2% 0.9%
COREVEST AMERICAN FINANCE LENDER LLC $3,765,000 $94,125,000 2,400.0% 0.8%
FBC MORTGAGE, LLC $104,760,000 $90,965,000 -13.2% 0.8%
DHI MORTGAGE COMPANY, LTD. $73,535,000 $89,480,000 21.7% 0.7%
AMERICA'S FIRST $68,960,000 $83,500,000 21.1% 0.7%
Mortgage Research Center, LLC $66,470,000 $80,230,000 20.7% 0.7%
South State Bank $55,000 $79,035,000 143,600.0% 0.7%
BERKELEY POINT CAPITAL LLC $28,895,000 $77,340,000 167.7% 0.6%
Truist Bank $93,775,000 $71,365,000 -23.9% 0.6%
Liberty Mortgage Corporation $90,930,000 $65,965,000 -27.5% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $69,840,000 $63,790,000 -8.7% 0.5%
LAKEVIEW LOAN SERVICING, LLC $45,265,000 $63,730,000 40.8% 0.5%
WALKER & DUNLOP, LLC $71,550,000 $63,215,000 -11.6% 0.5%
APCO EMPLOYEES $64,780,000 $60,100,000 -7.2% 0.5%
Bank of England $67,450,000 $59,230,000 -12.2% 0.5%
NEWREZ LLC $41,640,000 $57,115,000 37.2% 0.5%
FIRST COMMUNITY MORTGAGE, INC. $31,425,000 $55,340,000 76.1% 0.5%
Ameris Bank $66,575,000 $53,745,000 -19.3% 0.4%
Cadence Bank, N.A. $71,585,000 $52,095,000 -27.2% 0.4%
Northpointe Bank $50,750,000 $51,930,000 2.3% 0.4%
NAVY FEDERAL CREDIT UNION $39,935,000 $51,505,000 29.0% 0.4%
Progress Bank and Trust $64,245,000 $51,460,000 -19.9% 0.4%
Flagstar Bank, FSB $38,695,000 $50,790,000 31.3% 0.4%
New York Community Bank $48,955,000 n/a 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $60,995,000 $48,080,000 -21.2% 0.4%
LEADERONE FINANCIAL CORPORATION $31,825,000 $48,050,000 51.0% 0.4%
PNC Bank $42,495,000 $47,270,000 11.2% 0.4%
Bank of America $37,160,000 $46,510,000 25.2% 0.4%
Bryant Bank $50,620,000 $45,600,000 -9.9% 0.4%
JPMorgan Chase Bank $47,910,000 $44,485,000 -7.1% 0.4%
U.S. Bank $29,675,000 $43,750,000 47.4% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $27,335,000 $37,935,000 38.8% 0.3%
Arbor Realty Trust, Inc. $20,890,000 $37,425,000 79.2% 0.3%
MORTGAGE INVESTORS GROUP, INC. $37,000,000 $36,270,000 -2.0% 0.3%
BROKER SOLUTIONS, INC. $29,045,000 $36,225,000 24.7% 0.3%
Hamilton Mortgage Corporation $43,015,000 $36,095,000 -16.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $20,810,000 $33,560,000 61.3% 0.3%
The Hometown Bank of Alabama $31,165,000 $33,080,000 6.1% 0.3%
Plains Commerce Bank $1,260,000 $31,755,000 2,420.2% 0.3%
CB&S Bank, Inc. $69,400,000 $31,170,000 -55.1% 0.3%
Central State Bank $20,055,000 $30,745,000 53.3% 0.3%
Community Bank of Mississippi $22,045,000 $29,550,000 34.0% 0.2%
HUNT MORTGAGE CORPORATION $18,605,000 $28,950,000 55.6% 0.2%
LEGACY COMMUNITY FEDERAL CREDIT UNION $58,445,000 $28,500,000 -51.2% 0.2%
Ally Bank $8,950,000 $27,535,000 207.7% 0.2%
Carrington Mortgage Services, LLC $20,075,000 $27,070,000 34.8% 0.2%
SOUTHWEST FUNDING, LP $28,370,000 $26,475,000 -6.7% 0.2%
READYCAP COMMERCIAL, LLC $26,310,000 n/a 0.2%
USAA Federal Savings Bank $40,370,000 $25,640,000 -36.5% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $21,140,000 $25,390,000 20.1% 0.2%
Morgan Stanley Private Bank $22,625,000 $25,385,000 12.2% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $17,095,000 $24,570,000 43.7% 0.2%
NEW DAY FINANCIAL, LLC $24,695,000 $23,645,000 -4.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $28,590,000 $23,085,000 -19.3% 0.2%
Stifel Bank and Trust $17,425,000 $23,055,000 32.3% 0.2%
KELLER MORTGAGE, LLC $37,800,000 $22,200,000 -41.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $8,925,000 $20,290,000 127.3% 0.2%
JONES LANG LASALLE MULTIFAMILY, LLC $4,965,000 $19,440,000 291.5% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $39,830,000 $19,205,000 -51.8% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $18,135,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $8,865,000 $17,775,000 100.5% 0.1%
Mutual Savings Credit Union $21,955,000 $16,995,000 -22.6% 0.1%
Metro Bank $13,710,000 $16,590,000 21.0% 0.1%
Ixonia Bank $4,280,000 $15,585,000 264.1% 0.1%
Goldwater Bank, N.A. $38,845,000 $15,135,000 -61.0% 0.1%
CMG MORTGAGE, INC. $20,745,000 $15,005,000 -27.7% 0.1%
InterContinental Capital Group, Inc $12,320,000 $14,890,000 20.9% 0.1%
21ST MORTGAGE CORPORATION $14,470,000 $14,575,000 0.7% 0.1%
ACIPCO Federal Credit Union $8,370,000 $14,505,000 73.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $14,990,000 $14,320,000 -4.5% 0.1%
STEARNS LENDING, LLC $5,360,000 $13,955,000 160.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $28,900,000 $13,740,000 -52.5% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $23,320,000 $13,545,000 -41.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $9,950,000 $13,295,000 33.6% 0.1%
First Federal Bank $8,935,000 $13,185,000 47.6% 0.1%
First Guaranty Mortgage Corporation $11,475,000 $13,165,000 14.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,340,000 $12,885,000 75.5% 0.1%
AmeriHome Mortgage Company, LLC $14,865,000 $12,655,000 -14.9% 0.1%
First Financial Bank $8,410,000 $12,640,000 50.3% 0.1%
ZILLOW HOME LOANS, LLC $3,650,000 $12,385,000 239.3% 0.1%
AMERICAN FINANCING CORPORATION $5,680,000 $12,105,000 113.1% 0.1%
GUARANTEED RATE, INC. $6,935,000 $12,080,000 74.2% 0.1%
AMERIFIRST FINANCIAL CORPORATION $565,000 $11,830,000 1,993.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $11,970,000 $11,680,000 -2.4% 0.1%
A Mortgage Boutique, LLC $38,540,000 $11,455,000 -70.3% 0.1%
The Federal Savings Bank $16,385,000 $11,115,000 -32.2% 0.1%
HOMESIDE FINANCIAL, LLC $5,535,000 $10,955,000 97.9% 0.1%
BMO Harris Bank $10,760,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $29,165,000 $10,295,000 -64.7% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $7,280,000 $10,260,000 40.9% 0.1%
EvaBank $12,780,000 $9,990,000 -21.8% 0.1%
CLEARPATH LENDING $21,430,000 $9,955,000 -53.5% 0.1%
Eco Credit Union $2,065,000 $9,890,000 378.9% 0.1%
EVANSVILLE TEACHERS $9,570,000 $9,795,000 2.4% 0.1%
PLANET HOME LENDING, LLC $11,390,000 $9,755,000 -14.4% 0.1%
Charles Schwab Bank, SSB $3,505,000 $9,515,000 171.5% 0.1%
Nations Lending Corporation $5,245,000 $9,480,000 80.7% 0.1%
North American Savings Bank, F.S.B. $8,420,000 $9,335,000 10.9% 0.1%
Valley National Bank $7,395,000 $9,295,000 25.7% 0.1%
Capitol Federal Savings Bank $5,565,000 $9,150,000 64.4% 0.1%
LIMA ONE CAPITAL, LLC $3,540,000 $9,045,000 155.5% 0.1%
GREYSTONE SERVICING COMPANY LLC $11,710,000 $8,975,000 -23.4% 0.1%
Pinnacle Bank $2,025,000 $8,705,000 329.9% 0.1%
HOMETRUST MORTGAGE COMPANY $12,330,000 $8,615,000 -30.1% 0.1%
ALABAMA CREDIT UNION $7,490,000 $8,525,000 13.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $6,325,000 $8,520,000 34.7% 0.1%
Wyndham Capital Mortgage, Inc. $7,765,000 $8,490,000 9.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $9,870,000 $8,385,000 -15.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $10,625,000 $8,320,000 -21.7% 0.1%
REDSTONE Federal Credit Union $9,090,000 $8,095,000 -10.9% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $11,820,000 $8,025,000 -32.1% 0.1%
NBKC BANK $11,395,000 $7,875,000 -30.9% 0.1%
Gateway First Bank $5,780,000 $7,835,000 35.6% 0.1%
Triumph Bank $7,550,000 $7,715,000 2.2% 0.1%
DELMAR FINANCIAL COMPANY $4,440,000 $7,705,000 73.5% 0.1%
Paramount Residential Mortgage Group, Inc. $13,260,000 $7,705,000 -41.9% 0.1%
Citibank $2,770,000 $7,555,000 172.7% 0.1%
Guardian Credit Union $8,610,000 $7,450,000 -13.5% 0.1%
Barrington Bank & Trust Company, N.A. $10,230,000 $7,385,000 -27.8% 0.1%
River Bank & Trust $6,435,000 $7,345,000 14.1% 0.1%
Alabama One Credit Union $11,675,000 $7,240,000 -38.0% 0.1%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $7,195,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $4,560,000 $7,080,000 55.3% 0.1%
Vast Bank $7,065,000 n/a 0.1%
SOFI LENDING CORP. $11,680,000 $7,035,000 -39.8% 0.1%
First Bank of Alabama $3,980,000 $6,960,000 74.9% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $3,855,000 $6,920,000 79.5% 0.1%
HONDA Federal Credit Union $8,225,000 $6,770,000 -17.7% 0.1%
THE MORTGAGE FIRM, INC. $610,000 $6,700,000 998.4% 0.1%
UBS Bank USA $8,605,000 $6,670,000 -22.5% 0.1%
Strong Home Mortgage, LLC $4,230,000 $6,660,000 57.4% 0.1%
EVERETT FINANCIAL, INC. $5,460,000 $6,320,000 15.8% 0.1%
Traditions Bank $4,240,000 $6,290,000 48.3% 0.1%
Consumer First Mortgage, Inc. $7,600,000 $6,135,000 -19.3% 0.1%
Baxter Credit Union $1,485,000 $6,050,000 307.4% 0.1%
First National Bank of America $4,960,000 $5,950,000 20.0% 0.0%
GUIDANCE RESIDENTIAL, LLC $5,750,000 $5,890,000 2.4% 0.0%
AlaTrust Credit Union $3,030,000 $5,830,000 92.4% 0.0%
Independent Bank $7,750,000 $5,705,000 -26.4% 0.0%
ROYAL UNITED MORTGAGE LLC $7,805,000 $5,645,000 -27.7% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,425,000 $5,615,000 3.5% 0.0%
HOMESTAR FINANCIAL CORPORATION $3,420,000 $5,550,000 62.3% 0.0%
First South Farm Credit, ACA $2,870,000 $5,445,000 89.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $785,000 $5,395,000 587.3% 0.0%
Amerifirst Financial, Inc. $5,365,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,230,000 $5,190,000 322.0% 0.0%
MILLENNIUM BANK $5,175,000 n/a 0.0%
Low VA Rates, LLC $5,630,000 $5,145,000 -8.6% 0.0%
UNION HOME MORTGAGE CORP. $14,360,000 $5,040,000 -64.9% 0.0%
NobleBank & Trust $3,560,000 $5,010,000 40.7% 0.0%
CERTAINTY HOME LOANS, LLC $3,330,000 $4,855,000 45.8% 0.0%
LOANFLIGHT LENDING, LLC $3,870,000 $4,700,000 21.4% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $4,670,000 n/a 0.0%
Discover Bank $1,885,000 $4,650,000 146.7% 0.0%
HOMESTEAD FUNDING CORP. $7,105,000 $4,575,000 -35.6% 0.0%
PHH Mortgage Corporation $3,005,000 $4,565,000 51.9% 0.0%
MAX Credit Union $5,265,000 $4,510,000 -14.3% 0.0%
First Internet Bank of Indiana $1,725,000 $4,310,000 149.9% 0.0%
Grandbridge Real Estate Capital LLC $28,875,000 $4,255,000 -85.3% 0.0%
Peoples Bank of Alabama $3,295,000 $4,130,000 25.3% 0.0%
Fifth Third Bank $2,540,000 $4,060,000 59.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,555,000 $4,040,000 159.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $260,000 $4,025,000 1,448.1% 0.0%
The Huntington National Bank $3,795,000 $3,955,000 4.2% 0.0%
BankFirst Financial Services $5,155,000 $3,940,000 -23.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $2,995,000 $3,920,000 30.9% 0.0%
PLAZA HOME MORTGAGE, INC. $480,000 $3,905,000 713.5% 0.0%
West Alabama Bank & Trust $2,125,000 $3,880,000 82.6% 0.0%
LENDERFI, INC. $1,445,000 $3,830,000 165.1% 0.0%
AMERICAN ADVISORS GROUP $4,815,000 $3,800,000 -21.1% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $15,810,000 $3,705,000 -76.6% 0.0%
MICHIGAN MUTUAL, INC. $2,010,000 $3,625,000 80.3% 0.0%
ALABAMA TEACHERS $3,375,000 $3,610,000 7.0% 0.0%
Jefferson Credit Union $4,680,000 $3,575,000 -23.6% 0.0%
Mid-Continent Funding, Inc. $3,065,000 $3,540,000 15.5% 0.0%
BNC National Bank $6,215,000 $3,525,000 -43.3% 0.0%
NP, Inc. $2,410,000 $3,505,000 45.4% 0.0%
City National Bank $3,495,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,060,000 $3,455,000 67.7% 0.0%
Manufacturers and Traders Trust Company $1,630,000 $3,380,000 107.4% 0.0%
GENEVA FINANCIAL, LLC $4,060,000 $3,345,000 -17.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $320,000 $3,320,000 937.5% 0.0%
Metro City Bank $1,015,000 $3,315,000 226.6% 0.0%
ACCELERATE MORTGAGE, LLC $855,000 $3,205,000 274.9% 0.0%
ACOPIA, LLC $1,825,000 $3,145,000 72.3% 0.0%
SIRVA MORTGAGE, INC. $3,060,000 $3,140,000 2.6% 0.0%
ATHAS CAPITAL GROUP, INC. $135,000 $3,120,000 2,211.1% 0.0%
Arvest Bank $1,915,000 $3,010,000 57.2% 0.0%
TIAA, FSB $10,560,000 $2,995,000 -71.6% 0.0%
DAS Acquisition Company, LLC $3,390,000 $2,950,000 -13.0% 0.0%
KS StateBank $6,775,000 $2,890,000 -57.3% 0.0%
PREMIA MORTGAGE, LLC $2,845,000 $2,875,000 1.1% 0.0%
DELTA COMMUNITY CREDIT UNION $710,000 $2,835,000 299.3% 0.0%
Citizens Bank & Trust $5,140,000 $2,815,000 -45.2% 0.0%
LENDINGONE, LLC $1,380,000 $2,740,000 98.6% 0.0%
MILEND, INC. $7,490,000 $2,735,000 -63.5% 0.0%
BOKF $510,000 $2,695,000 428.4% 0.0%
Figure Lending LLC $1,745,000 $2,670,000 53.0% 0.0%
NexBank $695,000 $2,650,000 281.3% 0.0%
ANGEL OAK HOME LOANS LLC $1,270,000 $2,630,000 107.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $8,430,000 $2,625,000 -68.9% 0.0%
EMBRACE HOME LOANS, INC. $3,520,000 $2,620,000 -25.6% 0.0%
Magnolia Bank $6,035,000 $2,565,000 -57.5% 0.0%
First US Bank $2,530,000 $2,515,000 -0.6% 0.0%
CIS Financial Services, Inc. $2,725,000 $2,410,000 -11.6% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $2,475,000 $2,395,000 -3.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,700,000 $2,395,000 40.9% 0.0%
GEORGIA'S OWN $450,000 $2,365,000 425.6% 0.0%
Prime Choice Funding Inc. $2,080,000 $2,320,000 11.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,635,000 $2,295,000 40.4% 0.0%
BankPlus $1,985,000 $2,280,000 14.9% 0.0%
Goldman Sachs Bank USA $6,755,000 $2,270,000 -66.4% 0.0%
Cf Bank $3,640,000 $2,250,000 -38.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,365,000 $2,230,000 -5.7% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $695,000 $2,220,000 219.4% 0.0%
Evolve Bank & Trust $505,000 $2,200,000 335.6% 0.0%
SOUTHWEST STAGE FUNDING, LLC $2,390,000 $2,175,000 -9.0% 0.0%
MORTGAGE ACCESS CORP. $1,720,000 $2,125,000 23.5% 0.0%
EMM LOANS LLC $1,600,000 $2,070,000 29.4% 0.0%
The Central Trust Bank $2,065,000 n/a 0.0%
Republic Bank & Trust Company $2,465,000 $2,050,000 -16.8% 0.0%
Hancock Whitney Bank $2,470,000 $2,035,000 -17.6% 0.0%
Florida Capital Bank $1,355,000 $2,025,000 49.4% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,675,000 $2,015,000 20.3% 0.0%
Paramount Bank $405,000 $2,010,000 396.3% 0.0%
FortuneBank $2,005,000 n/a 0.0%
Blue Ridge Bank $3,055,000 $1,970,000 -35.5% 0.0%
BNY Mellon $2,975,000 $1,940,000 -34.8% 0.0%
Total Media Management, LLC $4,715,000 $1,875,000 -60.2% 0.0%
UNITED PREMIER FUNDING, LLC $1,205,000 $1,855,000 53.9% 0.0%
F&M Bank $2,390,000 $1,845,000 -22.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $3,220,000 $1,835,000 -43.0% 0.0%
Heritage South Credit Union $1,025,000 $1,835,000 79.0% 0.0%
Southern States Bank $6,050,000 $1,785,000 -70.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,425,000 $1,770,000 -48.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,055,000 $1,665,000 57.8% 0.0%
Colonial Savings, F.A. $2,515,000 $1,640,000 -34.8% 0.0%
Colten Mortgage, LLC $1,640,000 n/a 0.0%
SmartBank $1,845,000 $1,635,000 -11.4% 0.0%
Raymond James Bank $2,170,000 $1,625,000 -25.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,310,000 $1,610,000 22.9% 0.0%
LONGBRIDGE FINANCIAL, LLC $2,435,000 $1,535,000 -37.0% 0.0%
Equity Prime Mortgage LLC $1,990,000 $1,500,000 -24.6% 0.0%
Listerhill Credit Union $1,225,000 $1,435,000 17.1% 0.0%
Atlantic Union Bank $515,000 $1,410,000 173.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $695,000 $1,380,000 98.6% 0.0%
Axos Bank $2,130,000 $1,335,000 -37.3% 0.0%
CSL Financial, LLC $1,650,000 $1,330,000 -19.4% 0.0%
Eagle Bank and Trust Company $335,000 $1,330,000 297.0% 0.0%
CANOPY MORTGAGE, LLC $1,325,000 n/a 0.0%
Bank Independent $3,605,000 $1,275,000 -64.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,275,000 n/a 0.0%
SPRING EQ, LLC $1,355,000 $1,275,000 -5.9% 0.0%
CCB Community Bank $1,270,000 n/a 0.0%
Troy Bank and Trust Company $1,270,000 n/a 0.0%
GSF Mortgage Corporation $890,000 $1,225,000 37.6% 0.0%
Mortgage Assurance Inc. $690,000 $1,190,000 72.5% 0.0%
CIBC Bank USA $10,105,000 $1,165,000 -88.5% 0.0%
First Savings Bank $2,135,000 $1,145,000 -46.4% 0.0%
CRESCENT MORTGAGE COMPANY $370,000 $1,140,000 208.1% 0.0%
Capital City Home Loans, LLC $930,000 $1,135,000 22.0% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,275,000 $1,135,000 -50.1% 0.0%
AOD Federal Credit Union $865,000 $1,125,000 30.1% 0.0%
The Exchange Bank of Alabama $360,000 $1,125,000 212.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 $1,115,000 1,211.8% 0.0%
ENVOY MORTGAGE, LTD $2,220,000 $1,095,000 -50.7% 0.0%
Copiah Bank $1,075,000 n/a 0.0%
Farmers Bank & Trust $1,195,000 $1,075,000 -10.0% 0.0%
MLD MORTGAGE INC. $1,195,000 $1,025,000 -14.2% 0.0%
JMAC LENDING, INC. $2,395,000 $1,020,000 -57.4% 0.0%
ALLIANT CREDIT UNION $115,000 $985,000 756.5% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $135,000 $985,000 629.6% 0.0%
SILVER HILL FUNDING, LLC $745,000 $980,000 31.5% 0.0%
MCLEAN MORTGAGE CORPORATION $2,630,000 $920,000 -65.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $950,000 $920,000 -3.2% 0.0%
AmRes Corporation $345,000 $910,000 163.8% 0.0%
CONTOUR MORTGAGE CORPORATION $965,000 $910,000 -5.7% 0.0%
Visio Financial Services Inc. $535,000 $910,000 70.1% 0.0%
DIGITAL Federal Credit Union $2,060,000 $905,000 -56.1% 0.0%
Liberty Bank $1,105,000 $900,000 -18.6% 0.0%
KeyBank $890,000 n/a 0.0%
Victorian Finance, LLC $665,000 $890,000 33.8% 0.0%
CELEBRITY HOME LOANS, LLC $1,010,000 $885,000 -12.4% 0.0%
Century Mortgage Company DBA Century Lending Company $875,000 n/a 0.0%
Alcova Mortgage LLC $2,135,000 $870,000 -59.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,020,000 $870,000 -14.7% 0.0%
Patriot Bank $1,345,000 $850,000 -36.8% 0.0%
Premier Bank of the South $285,000 $845,000 196.5% 0.0%
UNIVERSITY LENDING GROUP, LLC $990,000 $845,000 -14.6% 0.0%
AMWEST FUNDING CORP. $825,000 n/a 0.0%
Origin Bank $240,000 $820,000 241.7% 0.0%
IMPAC MORTGAGE CORP. $1,100,000 $815,000 -25.9% 0.0%
TOWNE MORTGAGE COMPANY $755,000 $795,000 5.3% 0.0%
LENDSURE MORTGAGE CORP. $555,000 $790,000 42.3% 0.0%
TCF National Bank $1,345,000 $790,000 -41.3% 0.0%
BLUELEAF LENDING, LLC $185,000 $775,000 318.9% 0.0%
Reliant Bank $810,000 $775,000 -4.3% 0.0%
Deere Employees Credit Union $420,000 $770,000 83.3% 0.0%
First Option Mortgage, LLC $1,390,000 $760,000 -45.3% 0.0%
Tyndall Federal Credit Union $1,415,000 $755,000 -46.6% 0.0%
GoPrime Mortgage, Inc. $1,370,000 $735,000 -46.4% 0.0%
Quontic Bank $735,000 n/a 0.0%
Family Security Credit Union $190,000 $710,000 273.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $710,000 n/a 0.0%
Waterstone Mortgage Corporation $710,000 $710,000 0.0% 0.0%
First Citizens Bank $695,000 n/a 0.0%
GEO-CORP, INC. $690,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $670,000 $680,000 1.5% 0.0%
ATLANTA POSTAL $710,000 $675,000 -4.9% 0.0%
Citadel Servicing Corporation $555,000 $645,000 16.2% 0.0%
CityWorth Mortgage LLC $1,695,000 $640,000 -62.2% 0.0%
SWBC MORTGAGE CORPORATION $1,095,000 $635,000 -42.0% 0.0%
WINGS FINANCIAL $635,000 n/a 0.0%
ARC HOME LLC $1,330,000 $625,000 -53.0% 0.0%
Midwest BankCentre $620,000 n/a 0.0%
Northwest Bank $335,000 $620,000 85.1% 0.0%
Rock Canyon Bank $170,000 $620,000 264.7% 0.0%
Northwest Federal Credit Union $255,000 $615,000 141.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,265,000 $610,000 -51.8% 0.0%
BAY EQUITY LLC $2,205,000 $610,000 -72.3% 0.0%
The First, A National Banking Association $450,000 $610,000 35.6% 0.0%
Sunflower Bank $1,950,000 $605,000 -69.0% 0.0%
Community First National Bank $510,000 $595,000 16.7% 0.0%
INTERCAP LENDING INC. $955,000 $595,000 -37.7% 0.0%
NFM, INC. $595,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $1,880,000 $590,000 -68.6% 0.0%
LOANSNAP, INC. $590,000 n/a 0.0%
Elements Financial Federal Credit Union $580,000 n/a 0.0%
GEORGIA UNITED $565,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $1,435,000 $560,000 -61.0% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,295,000 $560,000 -83.0% 0.0%
THRIVENT Federal Credit Union $155,000 $555,000 258.1% 0.0%
First-Citizens Bank & Trust Company $555,000 $545,000 -1.8% 0.0%
Home Federal Bank $410,000 $545,000 32.9% 0.0%
NBH Bank $545,000 n/a 0.0%
Uwharrie Bank $545,000 n/a 0.0%
Meridian Bank Corporation $1,410,000 $540,000 -61.7% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,585,000 $515,000 -67.5% 0.0%
First Federal Bank of Kansas City $925,000 $500,000 -45.9% 0.0%
DSLD MORTGAGE, LLC $670,000 $495,000 -26.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $410,000 $495,000 20.7% 0.0%
VAN DYK MORTGAGE CORPORATION $495,000 n/a 0.0%
American Airlines Federal Credit Union $475,000 $490,000 3.2% 0.0%
Bank of Springfield $870,000 $490,000 -43.7% 0.0%
First National Bank of Pulaski $1,845,000 $490,000 -73.4% 0.0%
Atlantic Home Loans, Inc. $485,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $2,585,000 $480,000 -81.4% 0.0%
1st Franklin Financial Corporation $360,000 $475,000 31.9% 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $665,000 $470,000 -29.3% 0.0%
FAMILY SAVINGS $445,000 n/a 0.0%
United Community Bank $1,380,000 $440,000 -68.1% 0.0%
Bethpage Federal Credit Union $55,000 $425,000 672.7% 0.0%
Flanagan State Bank $305,000 $420,000 37.7% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,005,000 $405,000 -59.7% 0.0%
CapStar Bank $1,375,000 $405,000 -70.5% 0.0%
Civista Bank $405,000 n/a 0.0%
Texana Bank $215,000 $405,000 88.4% 0.0%
Merchants Bank of Indiana $285,000 $400,000 40.4% 0.0%
DIRECT LENDERS, LLC $385,000 $390,000 1.3% 0.0%
Great Plains National Bank $385,000 n/a 0.0%
LENDUS, LLC $855,000 $385,000 -55.0% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $260,000 $375,000 44.2% 0.0%
The Dart Bank $375,000 n/a 0.0%
Republic State Mortgage Co. $370,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $19,445,000 $365,000 -98.1% 0.0%
STANDARD MORTGAGE CORPORATION $1,510,000 $365,000 -75.8% 0.0%
SUMMIT FUNDING, INC. $275,000 $365,000 32.7% 0.0%
Countybank $355,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $355,000 n/a 0.0%
Hometown Equity Mortgage, LLC $340,000 n/a 0.0%
Wolfe Financial, Inc $520,000 $340,000 -34.6% 0.0%
AuburnBank $850,000 $330,000 -61.2% 0.0%
Wilmington Savings Fund Society, FSB $325,000 $330,000 1.5% 0.0%
ADVANCIAL $325,000 n/a 0.0%
Financial Federal Bank $325,000 n/a 0.0%
Lincoln Savings Bank $325,000 n/a 0.0%
APCI Federal Credit Union $315,000 n/a 0.0%
Guaranty Bank $315,000 n/a 0.0%
UNITED $315,000 n/a 0.0%
Volunteer State Bank $315,000 n/a 0.0%
First Home Bank $1,765,000 $300,000 -83.0% 0.0%
LOANLEADERS OF AMERICA, INC. $1,135,000 $295,000 -74.0% 0.0%
AMCAP MORTGAGE, LTD. $915,000 $285,000 -68.9% 0.0%
ASSEMBLIES OF GOD Credit Union $845,000 $285,000 -66.3% 0.0%
Bank of Tennessee $265,000 $285,000 7.5% 0.0%
Commerce Bank $285,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $285,000 n/a 0.0%
SeaTrust Mortgage Company $285,000 n/a 0.0%
FIDELITY BANK $595,000 $275,000 -53.8% 0.0%
First Commercial Bank $275,000 n/a 0.0%
First National Bank $275,000 n/a 0.0%
Gulf Coast Bank and Trust Company $255,000 $275,000 7.8% 0.0%
Southern First Bank $445,000 $275,000 -38.2% 0.0%
Landmark National Bank $270,000 n/a 0.0%
Bank of Bennington $265,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $255,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $330,000 $255,000 -22.7% 0.0%
RBC Bank, (Georgia) $480,000 $255,000 -46.9% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,440,000 $255,000 -89.5% 0.0%
Secured Investment Corp. $45,000 $250,000 455.6% 0.0%
Colony Bank $325,000 $245,000 -24.6% 0.0%
FAY SERVICING, LLC $75,000 $245,000 226.7% 0.0%
Texas Regional Bank $245,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,950,000 $240,000 -87.7% 0.0%
BARTLETT MORTGAGE, INC. $235,000 n/a 0.0%
Farmers State Bank of Alto Pass $235,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $995,000 $235,000 -76.4% 0.0%
Armed Forces Bank $225,000 n/a 0.0%
First Citizens National Bank $225,000 n/a 0.0%
Heartland Bank $225,000 n/a 0.0%
LOANPAL, LLC $500,000 $225,000 -55.0% 0.0%
Bank OZK $215,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $15,000 $215,000 1,333.3% 0.0%
HOPE FEDERAL CREDIT UNION $145,000 $215,000 48.3% 0.0%
Bank of Whittier $235,000 $205,000 -12.8% 0.0%
CITIZENS EQUITY FIRST $1,050,000 $205,000 -80.5% 0.0%
TOP FLITE FINANCIAL, INC. $205,000 n/a 0.0%
Firstar Bank $305,000 $195,000 -36.1% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $485,000 $195,000 -59.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $185,000 n/a 0.0%
First State Bank of St. Charles, Missouri $440,000 $185,000 -58.0% 0.0%
Peoples National Bank , N.A. $215,000 $185,000 -14.0% 0.0%
The Citizens National Bank of Meridian $185,000 n/a 0.0%
First Community Bank of Central Alabama $180,000 n/a 0.0%
First Western Federal Savings Bank $180,000 n/a 0.0%
ALL IN $120,000 $175,000 45.8% 0.0%
BELEM SERVICING LLC $175,000 n/a 0.0%
Greenbox Loans, Inc. $175,000 n/a 0.0%
The Union Bank Company $1,130,000 $165,000 -85.4% 0.0%
Alerus Financial $155,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $155,000 n/a 0.0%
First Midwest Bank $155,000 n/a 0.0%
First Western Trust Bank $155,000 n/a 0.0%
RESIDENTIAL BANCORP. $155,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $1,070,000 $155,000 -85.5% 0.0%
Simmons Bank $240,000 $155,000 -35.4% 0.0%
Grow Financial Federal Credit Union $145,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $135,000 n/a 0.0%
FBT Mortgage, L.L.C. $295,000 $135,000 -54.2% 0.0%
GENISYS $135,000 n/a 0.0%
Hancock Bank & Trust Company $135,000 n/a 0.0%
NUMARK CREDIT UNION $135,000 n/a 0.0%
Legends Bank $235,000 $125,000 -46.8% 0.0%
The Home Loan Expert LLC $1,390,000 $125,000 -91.0% 0.0%
The Paducah Bank and Trust Company $430,000 $125,000 -70.9% 0.0%
CASTLE & COOKE MORTGAGE, LLC $170,000 $115,000 -32.4% 0.0%
Pen Air Federal Credit Union $115,000 n/a 0.0%
S1L, Inc. $135,000 $115,000 -14.8% 0.0%
T2 FINANCIAL LLC $115,000 n/a 0.0%
Fidelity Bank $105,000 n/a 0.0%
Bell Bank $95,000 n/a 0.0%
Fort McClellan Credit Union $95,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $95,000 n/a 0.0%
MidFirst Bank $95,000 n/a 0.0%
RAILWAY CREDIT UNION $95,000 n/a 0.0%
Congressional Bank $85,000 n/a 0.0%
Gulf Winds Credit Union $85,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $85,000 n/a 0.0%
KEESLER $1,720,000 $80,000 -95.3% 0.0%
Chambers Bank $75,000 n/a 0.0%
Choice Financial Group $75,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $875,000 $75,000 -91.4% 0.0%
Raccoon Valley Bank $75,000 n/a 0.0%
The Park National Bank $75,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $65,000 n/a 0.0%
NASA Federal Credit Union $65,000 n/a 0.0%
Planters Bank & Trust Company $65,000 n/a 0.0%
PROPONENT Federal Credit Union $65,000 n/a 0.0%
TOWER $15,000 $65,000 333.3% 0.0%
CITY-COUNTY CREDIT UNION $55,000 n/a 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
AUBURN UNIVERSITY CREDIT UNION $155,000 $45,000 -71.0% 0.0%
Southwest Airlines Federal Credit Union $315,000 $45,000 -85.7% 0.0%
FINEX CREDIT UNION $35,000 n/a 0.0%
HANSCOM $35,000 n/a 0.0%
TVA Community Credit Union $165,000 $35,000 -78.8% 0.0%

BIRMINGHAM - HOOVER's top lender by overall market share is Regions Bank, with 7.8% market share. In second place, with 6.4%, is QUICKEN LOANS, LLC, having originated $766,210,000 in loans. In third place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $585,145,000 in loans. In third place, with 3.2%, is Renasant Bank, having originated $386,860,000 in loans. In third place, with 3.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $370,600,000 in loans.


BIRMINGHAM-HOOVER, AL Market Loan Reason

Loan Purpose