ANNISTON - OXFORD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Anniston - Oxford averaged 6.97% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.7% and one month ago for the week of 2024-10-24, the average rate was 6.8%.

Anniston - Oxford's average rate one year ago was 7.25%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.41%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Anniston - Oxford 30 Year Fixed Rate 2024-11-27 6.97%
Anniston - Oxford 30 Year Fixed Rate Refi 2024-11-27 7.41%
Anniston - Oxford 15 Year Fixed Rate 2024-11-27 6.1%
Anniston - Oxford 15 Year Fixed Rate Refi 2024-11-27 6%
Anniston - Oxford 30 Year FHA 2024-11-27 0.23%
Anniston - Oxford 30 Year FHA Refi 2024-11-27 0.1%
Anniston - Oxford 30 Year USDA 2024-11-27 0.2%
Anniston - Oxford 30 Year USDA Refi 2024-11-27 -0.1%
Anniston - Oxford 30 Year VA 2024-11-27 -0.06%
Anniston - Oxford 30 Year VA Refi 2024-11-27 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANNISTON-OXFORD, AL.

ANNISTON - OXFORD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANNISTON-OXFORD, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 40 6.91% $6,140
UNITED WHOLESALE MORTGAGE, LLC 38 6.95% $4,945
Ameris Bank 36 6.58% $4,890
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 6.85% $4,185
SouthPoint Bank 28 6.41% $3,985
AOD Federal Credit Union 25 6.74% $3,324
FIRST COMMUNITY MORTGAGE, INC. 17 6.96% $4,129
SUCCESS MORTGAGE PARTNERS, INC. 13 6.61% $5,053
VANDERBILT MORTGAGE AND FINANCE, INC. 11 7.28% $5,328
GUILD MORTGAGE COMPANY 10 6.96% $4,236
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 10 7.55% $6,814
HUNT MORTGAGE CORPORATION 9 7.11% $4,347
Wells Fargo Bank 8 6.47% $2,143
Regions Bank 8 6.61% $3,639
ALABAMA TEACHERS 8 7.03% $3,155
MORTGAGE INVESTORS GROUP, INC. 7 6.75% $4,902
First Federal Bank, A FSB 7 6.57% $5,650
BancorpSouth 7 6.88% $3,711
Mr. Cooper ( Nationstar Mortgage ) 6 7.08% $7,245
AMERICA'S FIRST 6 6.40% $4,819
PNC Bank 5 7.00% $4,166
Mortgage Research Center, LLC 5 6.77% $2,801
Truist 5 6.49% $5,737
LOANDEPOT.COM, LLC 5 6.78% $5,644
CMG MORTGAGE, INC. 5 6.57% $7,182
Renasant Bank 5 6.75% $4,061
JPMorgan Chase Bank 4 7.15% $887
Trustmark National Bank 4 6.47% $3,664
Citizens Bank 4 6.90% $5,369
MOVEMENT MORTGAGE, LLC 3 6.73% $4,241
NAVY FEDERAL CREDIT UNION 3 7.38% $5,174
BROKER SOLUTIONS, INC. 3 7.54% $6,000
21ST MORTGAGE CORPORATION 3 7.80% $6,374
AMERISAVE MORTGAGE CORPORATION 3 6.88% $7,083
The Loan Store, Inc. 2 6.19% $3,365
ACOPIA, LLC 2 6.69% $5,684
CHURCHILL MORTGAGE CORPORATION 2 7.19% $4,707
Citibank 2 5.94% $3,875
HONDA Federal Credit Union 2 6.25% $4,683
PENNYMAC LOAN SERVICES, LLC 2 6.50% $5,481
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 7.19% $6,881
U.S. Bank 2 6.49% $5,188
First National Bank of America 1 11.00% $6,063
Hamilton Mortgage Corporation 1 7.38% $3,245
HOMEXPRESS MORTGAGE CORP. 1 8.88% $7,621
ZILLOW HOME LOANS, LLC 1 6.25% $4,202
First Federal Bank 1 7.13% $2,465
FirstBank 1 6.63% $2,971
Fidelity Bank 1 5.75% $2,727
MAX Credit Union 1 6.75% $3,247
FCB Banks 1 6.63% $2,910
EVERETT FINANCIAL, INC. 1 7.25% $14,598
EMM LOANS LLC 1 7.88% $8,491
Eco Credit Union 1 5.75% $4,902
MUTUAL OF OMAHA MORTGAGE, INC. 1 8.00% $6,173
Discover Bank 1 8.04% $0
Ally Bank 1 6.50% $1,959
PENTAGON FEDERAL CREDIT UNION 1 5.25% $3,310
DEEPHAVEN MORTGAGE LLC 1 8.38% $8,646
Princeton Mortgage Corporation 1 7.63% $8,263
Prosperity Home Mortgage, LLC 1 6.38% $4,220
DAS Acquisition Company, LLC 1 6.63% $3,737
Consumer First Mortgage, Inc. 1 6.50% $4,177
Colony Bank 1 6.25% $5,237
ROYAL UNITED MORTGAGE LLC 1 7.50% $4,988
AlaTrust Credit Union 1 6.75% $4,440
BETTER MORTGAGE CORPORATION 1 7.00% $3,566
South State Bank 1 7.63% $3,915
BANKSOUTH MORTGAGE COMPANY, LLC 1 7.13% $7,100
SWBC MORTGAGE CORPORATION 1 6.88% $2,001
Synovus Bank 1 6.75% $2,862
The Federal Savings Bank 1 6.75% $3,180
AVADIAN 1 6.13% $6,478
THE MORTGAGE FIRM, INC. 1 6.62% $4,938
Assurance Financial Group, L.L.C. 1 7.13% $5,609
Associated Credit Union 1 5.13% $4,324
Tyndall Federal Credit Union 1 6.25% $3,467
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $4,962
USAA Federal Savings Bank 1 6.88% $3,740
Flagstar Bank, FSB 1 6.63% $3,012
FREEDOM MORTGAGE CORPORATION 1 7.00% $8,789
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 8.63% $3,936
GUARANTEED RATE AFFINITY, LLC 1 7.33% $3,516

ANNISTON - OXFORD Average Closing Costs & Other Stats

ANNISTON-OXFORD, AL's 83 lenders originated 1,786 loans during 2023. The total origination value was $276,060,000, with an average loan value of $154,569.

ANNISTON - OXFORD's average closing costs are $4,683.

The top ANNISTON - OXFORD lender as defined by loan originations is QUICKEN LOANS, LLC, with 40 loans originated. Their average total fees are $6,140, which is $1,196 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee ANNISTON - OXFORD lenders (with over 10 loans originated) are AOD Federal Credit Union ($3,324), SouthPoint Bank ($3,985), FIRST COMMUNITY MORTGAGE, INC. ($4,129), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,185) and GUILD MORTGAGE COMPANY ($4,236).

The lowest rate ANNISTON - OXFORD lenders (with over 10 loans originated) are SouthPoint Bank (6.41%), Ameris Bank (6.58%), SUCCESS MORTGAGE PARTNERS, INC. (6.61%), AOD Federal Credit Union (6.74%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.85%).

ANNISTON-OXFORD, AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,415,000 $25,530,000 -35.2% 9.2%
QUICKEN LOANS, LLC $28,865,000 $20,485,000 -29.0% 7.4%
Ameris Bank $22,470,000 $16,455,000 -26.8% 6.0%
UNITED WHOLESALE MORTGAGE, LLC $14,975,000 $15,300,000 2.2% 5.5%
Mortgage Research Center, LLC $8,270,000 $11,435,000 38.3% 4.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $11,130,000 $10,780,000 -3.1% 3.9%
SouthPoint Bank $15,245,000 $9,655,000 -36.7% 3.5%
Regions Bank $11,700,000 $9,115,000 -22.1% 3.3%
GUILD MORTGAGE COMPANY $7,040,000 $6,450,000 -8.4% 2.3%
SUCCESS MORTGAGE PARTNERS, INC. $11,405,000 $6,060,000 -46.9% 2.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $145,000 $5,160,000 3,458.6% 1.9%
ALABAMA TEACHERS $10,360,000 $4,875,000 -52.9% 1.8%
RF Renovo Management Company, LLC $4,805,000 n/a 1.7%
FIRST COMMUNITY MORTGAGE, INC. $1,855,000 $4,510,000 143.1% 1.6%
AOD Federal Credit Union $9,540,000 $4,300,000 -54.9% 1.6%
NobleBank & Trust $5,075,000 $4,060,000 -20.0% 1.5%
AMERICA'S FIRST $3,925,000 $3,515,000 -10.4% 1.3%
MORTGAGE INVESTORS GROUP, INC. $1,590,000 $3,495,000 119.8% 1.3%
Barings Multifamily Capital $3,275,000 n/a 1.2%
HUNT MORTGAGE CORPORATION $7,945,000 $3,260,000 -59.0% 1.2%
First Bank of Alabama $3,940,000 $3,145,000 -20.2% 1.1%
Farmers & Merchants Bank $3,075,000 n/a 1.1%
21ST MORTGAGE CORPORATION $870,000 $3,005,000 245.4% 1.1%
FREEDOM MORTGAGE CORPORATION $3,475,000 $2,965,000 -14.7% 1.1%
PNC Bank $1,855,000 $2,745,000 48.0% 1.0%
Truist $8,170,000 $2,650,000 -67.6% 1.0%
LOANDEPOT.COM, LLC $7,235,000 $2,635,000 -63.6% 1.0%
ACOPIA, LLC $155,000 $2,605,000 1,580.6% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,330,000 $2,590,000 -40.2% 0.9%
First Federal Bank, A FSB $1,885,000 $2,470,000 31.0% 0.9%
Metro Bank $4,170,000 $2,460,000 -41.0% 0.9%
CMG MORTGAGE, INC. $995,000 $2,180,000 119.1% 0.8%
Renasant Bank $2,255,000 $2,135,000 -5.3% 0.8%
Wells Fargo Bank $2,700,000 $2,120,000 -21.5% 0.8%
Investar Bank $4,490,000 $2,045,000 -54.5% 0.7%
NEW DAY FINANCIAL, LLC $2,565,000 $1,935,000 -24.6% 0.7%
AMERISAVE MORTGAGE CORPORATION $3,155,000 $1,830,000 -42.0% 0.7%
River Bank & Trust $300,000 $1,810,000 503.3% 0.7%
BROKER SOLUTIONS, INC. $1,485,000 $1,760,000 18.5% 0.6%
ALL IN $1,630,000 n/a 0.6%
Fort McClellan Credit Union $10,630,000 $1,605,000 -84.9% 0.6%
AlaTrust Credit Union $3,625,000 $1,540,000 -57.5% 0.6%
USAA Federal Savings Bank $1,065,000 $1,495,000 40.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $4,645,000 $1,485,000 -68.0% 0.5%
BancorpSouth $4,475,000 $1,460,000 -67.4% 0.5%
MOVEMENT MORTGAGE, LLC $1,445,000 $1,450,000 0.3% 0.5%
TRIAD FINANCIAL SERVICES, INC. $1,455,000 $1,235,000 -15.1% 0.4%
Equity Prime Mortgage LLC $155,000 $1,230,000 693.5% 0.4%
NAVY FEDERAL CREDIT UNION $2,445,000 $1,200,000 -50.9% 0.4%
HOMESTAR FINANCIAL CORPORATION $1,530,000 $1,185,000 -22.5% 0.4%
Citizens Bank $395,000 $1,160,000 193.7% 0.4%
Trustmark National Bank $1,620,000 $1,150,000 -29.0% 0.4%
CHURCHILL MORTGAGE CORPORATION $885,000 $1,035,000 16.9% 0.4%
The Federal Savings Bank $175,000 $1,025,000 485.7% 0.4%
Plains Commerce Bank $165,000 $1,015,000 515.2% 0.4%
LIMA ONE CAPITAL, LLC $685,000 $970,000 41.6% 0.4%
HONDA Federal Credit Union $990,000 $960,000 -3.0% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $240,000 $865,000 260.4% 0.3%
NEWREZ LLC $1,740,000 $855,000 -50.9% 0.3%
Assurance Financial Group, L.L.C. $1,345,000 $830,000 -38.3% 0.3%
JPMorgan Chase Bank $325,000 $775,000 138.5% 0.3%
Flagstar Bank, FSB $1,245,000 $710,000 -43.0% 0.3%
ROYAL UNITED MORTGAGE LLC $690,000 $690,000 0.0% 0.2%
U.S. Bank $1,505,000 $645,000 -57.1% 0.2%
DAS Acquisition Company, LLC $210,000 $595,000 183.3% 0.2%
Discover Bank $280,000 $585,000 108.9% 0.2%
ZILLOW HOME LOANS, LLC $480,000 $580,000 20.8% 0.2%
Citizens Bank & Trust $125,000 $560,000 348.0% 0.2%
EMM LOANS LLC $550,000 n/a 0.2%
Prosperity Home Mortgage, LLC $660,000 $545,000 -17.4% 0.2%
FirstBank $1,890,000 $510,000 -73.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $990,000 $500,000 -49.5% 0.2%
FAMILY SAVINGS $260,000 $500,000 92.3% 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $125,000 $475,000 280.0% 0.2%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $595,000 $460,000 -22.7% 0.2%
Tyndall Federal Credit Union $460,000 n/a 0.2%
EVERETT FINANCIAL, INC. $740,000 $450,000 -39.2% 0.2%
Carrington Mortgage Services, LLC $1,350,000 $435,000 -67.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $435,000 -3.3% 0.2%
Barrington Bank & Trust Company, N.A. $330,000 $420,000 27.3% 0.2%
MILEND, INC. $350,000 $405,000 15.7% 0.1%
AVADIAN $55,000 $400,000 627.3% 0.1%
Blue Ridge Bank $95,000 $390,000 310.5% 0.1%
Bank of America $260,000 $380,000 46.2% 0.1%
CRESCENT MORTGAGE COMPANY $1,135,000 $380,000 -66.5% 0.1%
MORTGAGE ACCESS CORP. $400,000 $375,000 -6.3% 0.1%
STOCKTON MORTGAGE CORPORATION $365,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $355,000 n/a 0.1%
EvaBank $70,000 $340,000 385.7% 0.1%
GUARANTEED RATE, INC. $700,000 $335,000 -52.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $320,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,555,000 $320,000 -79.4% 0.1%
Synovus Bank $195,000 $310,000 59.0% 0.1%
Mid-Continent Funding, Inc. $465,000 $305,000 -34.4% 0.1%
SWBC MORTGAGE CORPORATION $300,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $1,040,000 $300,000 -71.2% 0.1%
FINANCE OF AMERICA REVERSE LLC $290,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $290,000 n/a 0.1%
ALABAMA CREDIT UNION $715,000 $275,000 -61.5% 0.1%
The Loan Store, Inc. $270,000 n/a 0.1%
Princeton Mortgage Corporation $505,000 $265,000 -47.5% 0.1%
CARDINAL FINANCIAL $830,000 $245,000 -70.5% 0.1%
Figure Lending LLC $245,000 $240,000 -2.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 $240,000 -7.7% 0.1%
Nations Lending Corporation $470,000 $240,000 -48.9% 0.1%
NBKC BANK $230,000 n/a 0.1%
Associated Credit Union $225,000 n/a 0.1%
Capital City Home Loans, LLC $225,000 n/a 0.1%
First Federal Bank $225,000 n/a 0.1%
TJC Mortgage, Inc. $290,000 $225,000 -22.4% 0.1%
CSL Financial, LLC $320,000 $220,000 -31.3% 0.1%
Eco Credit Union $205,000 n/a 0.1%
Hamilton Mortgage Corporation $205,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $340,000 $205,000 -39.7% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $1,610,000 $200,000 -87.6% 0.1%
ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
Ally Bank $195,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $585,000 $195,000 -66.7% 0.1%
Liberty Mortgage Corporation $115,000 $195,000 69.6% 0.1%
Presidential Bank, FSB $195,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $190,000 n/a 0.1%
Citibank $525,000 $190,000 -63.8% 0.1%
DEEPHAVEN MORTGAGE LLC $205,000 $185,000 -9.8% 0.1%
First National Bank of America $45,000 $180,000 300.0% 0.1%
Colony Bank $175,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $175,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $280,000 $175,000 -37.5% 0.1%
REDSTONE Federal Credit Union $405,000 $175,000 -56.8% 0.1%
FBC MORTGAGE, LLC $925,000 $165,000 -82.2% 0.1%
FCB Banks $165,000 n/a 0.1%
Liberty Bank $390,000 $165,000 -57.7% 0.1%
LENDINGHOME FUNDING CORPORATION $160,000 n/a 0.1%
APCO EMPLOYEES $165,000 $155,000 -6.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $155,000 n/a 0.1%
South State Bank $330,000 $155,000 -53.0% 0.1%
Valley National Bank $155,000 n/a 0.1%
INTERCAP LENDING INC. $145,000 n/a 0.1%
METROPLEX MORTGAGE SERVICES, INC. $145,000 n/a 0.1%
Peoples Bank of Alabama $145,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $330,000 $135,000 -59.1% 0.0%
Commerce Home Mortgage, Inc. $135,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $640,000 $135,000 -78.9% 0.0%
THE MORTGAGE FIRM, INC. $135,000 n/a 0.0%
Consumer First Mortgage, Inc. $1,000,000 $125,000 -87.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,380,000 $125,000 -90.9% 0.0%
PENTAGON FEDERAL CREDIT UNION $425,000 $125,000 -70.6% 0.0%
Southern States Bank $2,230,000 $125,000 -94.4% 0.0%
BETTER MORTGAGE CORPORATION $115,000 $115,000 0.0% 0.0%
Metro City Bank $185,000 $115,000 -37.8% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $870,000 $115,000 -86.8% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $105,000 n/a 0.0%
Community Bank of Mississippi $125,000 $105,000 -16.0% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 n/a 0.0%
CANOPY MORTGAGE, LLC $95,000 n/a 0.0%
First Savings Bank $95,000 n/a 0.0%
The Exchange Bank of Alabama $95,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $95,000 n/a 0.0%
LOANPAL, LLC $85,000 n/a 0.0%
M&T Bank $105,000 $75,000 -28.6% 0.0%
Fidelity Bank $65,000 n/a 0.0%
MAX Credit Union $65,000 n/a 0.0%
MidFirst Bank $65,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $210,000 $45,000 -78.6% 0.0%
Coastal Community Bank $45,000 n/a 0.0%
United Community Bank $465,000 $45,000 -90.3% 0.0%

ANNISTON - OXFORD's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.2% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $20,485,000 in loans. In third place, with 6.0%, is Ameris Bank, having originated $16,455,000 in loans. In fourth place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,300,000 in loans. In fifth place, with 4.1%, is Mortgage Research Center, LLC, having originated $11,435,000 in loans.


ANNISTON - OXFORD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,900 (9.1%) $152,178 (7.0%) 0.00 482
2018-02-01 $118,250 (0.7%) $148,230 (0.1%) 0.00 504
2018-03-01 $119,250 (-0.5%) $150,358 (-1.6%) 0.00 491
2018-04-01 $119,925 (-0.9%) $155,667 (1.6%) 0.00 477
2018-05-01 $121,450 (1.3%) $159,421 (5.2%) 0.00 465
2018-06-01 $124,900 (4.1%) $159,461 (4.3%) 0.00 476
2018-07-01 $125,975 (0.8%) $157,995 (2.0%) 0.00 489
2018-08-01 $124,900 (0.0%) $153,433 (-1.8%) 0.00 509
2018-09-01 $124,900 (5.0%) $152,804 (0.8%) 0.00 495
2018-10-01 $124,900 (7.8%) $158,790 (4.5%) 0.00 480
2018-11-01 $125,000 (5.0%) $164,160 (8.6%) 0.00 461
2018-12-01 $125,000 (4.2%) $166,912 (8.9%) 0.00 449
2019-01-01 $119,800 (-0.1%) $162,130 (6.5%) 0.00 436
2019-02-01 $119,900 (1.4%) $163,701 (10.4%) 0.00 406
2019-03-01 $123,029 (3.2%) $169,435 (12.7%) 0.00 381
2019-04-01 $128,550 (7.2%) $174,725 (12.2%) 0.00 368
2019-05-01 $133,450 (9.9%) $180,892 (13.5%) 0.00 375
2019-06-01 $134,950 (8.1%) $182,809 (14.6%) 0.00 372
2019-07-01 $144,150 (14.4%) $189,453 (19.9%) 0.00 376
2019-08-01 $142,200 (13.9%) $186,627 (21.6%) 0.00 390
2019-09-01 $138,150 (10.6%) $182,175 (19.2%) 0.00 401
2019-10-01 $135,900 (8.8%) $179,878 (13.3%) 0.00 408
2019-11-01 $135,500 (8.4%) $182,411 (11.1%) 0.00 389
2019-12-01 $139,575 (11.7%) $182,975 (9.6%) 0.00 380
2020-01-01 $139,450 (16.4%) $182,927 (12.8%) 0.00 380
2020-02-01 $140,000 (16.8%) $183,249 (11.9%) 0.00 388
2020-03-01 $139,950 (13.8%) $185,265 (9.3%) 0.00 357
2020-04-01 $139,900 (8.8%) $181,491 (3.9%) 0.00 359
2020-05-01 $139,900 (4.8%) $178,863 (-1.1%) 0.00 347
2020-06-01 $139,900 (3.7%) $185,223 (1.3%) 0.00 316
2020-07-01 $141,225 (-2.0%) $184,666 (-2.5%) 0.00 321
2020-08-01 $150,200 (5.6%) $189,844 (1.7%) 0.00 274
2020-09-01 $153,675 (11.2%) $195,376 (7.3%) 0.00 233
2020-10-01 $154,900 (14.0%) $197,226 (9.6%) 0.00 222
2020-11-01 $159,900 (18.0%) $198,266 (8.7%) 0.00 199
2020-12-01 $150,150 (7.6%) $185,026 (1.1%) 0.00 199
2021-01-01 $149,900 (7.5%) $188,349 (3.0%) 0.00 184
2021-02-01 $153,900 (9.9%) $181,095 (-1.2%) 0.00 172
2021-03-01 $154,900 (10.7%) $183,937 (-0.7%) 0.00 149
2021-04-01 $167,450 (19.7%) $211,619 (16.6%) 0.00 131
2021-05-01 $164,950 (17.9%) $208,164 (16.4%) 0.00 131
2021-06-01 $164,950 (17.9%) $203,238 (9.7%) 0.00 140
2021-07-01 $179,900 (27.4%) $215,237 (16.6%) 0.00 155
2021-08-01 $178,400 (18.8%) $223,495 (17.7%) 0.00 163
2021-09-01 $187,400 (22.0%) $230,843 (18.2%) 0.00 166
2021-10-01 $179,900 (16.1%) $235,935 (19.6%) 0.00 158
2021-11-01 $189,675 (18.6%) $238,366 (20.2%) 0.00 165
2021-12-01 $173,700 (15.7%) $242,192 (30.9%) 0.00 157
2022-01-01 $166,000 (10.7%) $231,041 (22.7%) 0.00 153
2022-02-01 $158,650 (3.1%) $206,191 (13.9%) 0.00 155
2022-03-01 $146,175 (-5.6%) $204,752 (11.3%) 0.00 146
2022-04-01 $153,500 (-8.3%) $201,257 (-4.9%) 0.00 153
2022-05-01 $164,950 (0.0%) $212,315 (2.0%) 0.00 170
2022-06-01 $178,450 (8.2%) $215,451 (6.0%) 0.00 190
2022-07-01 $175,000 (-2.7%) $203,109 (-5.6%) 0.00 220
2022-08-01 $182,650 (2.4%) $214,199 (-4.2%) 0.00 230
2022-09-01 $185,575 (-1.0%) $221,363 (-4.1%) 0.00 231
2022-10-01 $187,450 (4.2%) $238,103 (0.9%) 0.00 233
2022-11-01 $187,050 (-1.4%) $243,385 (2.1%) 0.00 243
2022-12-01 $179,000 (3.1%) $238,517 (-1.5%) 0.00 231
2023-01-01 $182,999 (10.2%) $242,261 (4.9%) 0.00 208
2023-02-01 $173,775 (9.5%) $241,285 (17.0%) 0.00 197
2023-03-01 $178,875 (22.4%) $251,455 (22.8%) 0.00 163
2023-04-01 $179,450 (16.9%) $251,262 (24.9%) 0.00 174
2023-05-01 $197,675 (19.8%) $259,884 (22.4%) 0.00 181
2023-06-01 $194,450 (9.0%) $252,704 (17.3%) 0.00 175
2023-07-01 $199,900 (14.2%) $259,247 (27.6%) 0.00 195
2023-08-01 $204,900 (12.2%) $257,515 (20.2%) 0.00 195
2023-09-01 $202,450 (9.1%) $258,382 (16.7%) 0.00 212
2023-10-01 $199,900 (6.6%) $251,565 (5.7%) 0.00 233
2023-11-01 $208,155 (11.3%) $251,700 (3.4%) 0.00 223
2023-12-01 $199,900 (11.7%) $246,919 (3.5%) 0.00 226
2024-01-01 $201,250 (10.0%) $244,523 (0.9%) 0.00 214
2024-02-01 $207,661 (19.5%) $242,601 (0.6%) 0.00 204
2024-03-01 $200,000 (11.8%) $245,252 (-2.5%) 0.00 212
2024-04-01 $207,400 (15.6%) $251,555 (0.1%) 0.00 203
2024-05-01 $214,675 (8.6%) $255,526 (-1.7%) 0.00 210
2024-06-01 $215,000 (10.6%) $250,452 (-0.9%) 0.00 250
2024-07-01 $219,900 (10.0%) $252,938 (-2.4%) 0.00 274
2024-08-01 $215,000 (4.9%) $251,298 (-2.4%) 0.00 285
2024-09-01 $214,925 (6.2%) $245,859 (-4.9%) 0.00 301
2024-10-01 $219,900 (10.0%) $251,962 (0.2%) 0.00 309
ANNISTON - OXFORD's median listing price for 2024-10-01 was $219,900, a difference of $20,000 (10.0%) versus the prior year and $4,975 versus the prior month.

ANNISTON - OXFORD's median listing price comes in at 0% of the national average.

ANNISTON - OXFORD's average listing price for 2024-10-01 was $251,962, a difference of $397 (0.2%) versus the prior year and $6,103 versus the prior month.

For the 2024-10-01 period, ANNISTON - OXFORD had 309 MLS listings, a difference of 8 listings (3%) versus the prior month and 76 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,757 sqft
2018-02-01 0 days 1,674 sqft
2018-03-01 0 days 1,653 sqft
2018-04-01 0 days 1,667 sqft
2018-05-01 0 days 1,660 sqft
2018-06-01 0 days 1,658 sqft
2018-07-01 0 days 1,662 sqft
2018-08-01 0 days 1,662 sqft
2018-09-01 0 days 1,648 sqft
2018-10-01 0 days 1,642 sqft
2018-11-01 0 days 1,663 sqft
2018-12-01 0 days 1,653 sqft
2019-01-01 0 days 1,626 sqft
2019-02-01 0 days 1,642 sqft
2019-03-01 0 days 1,654 sqft
2019-04-01 0 days 1,647 sqft
2019-05-01 0 days 1,662 sqft
2019-06-01 0 days 1,706 sqft
2019-07-01 0 days 1,737 sqft
2019-08-01 0 days 1,743 sqft
2019-09-01 0 days 1,752 sqft
2019-10-01 0 days 1,750 sqft
2019-11-01 0 days 1,744 sqft
2019-12-01 0 days 1,756 sqft
2020-01-01 0 days 1,775 sqft
2020-02-01 0 days 1,825 sqft
2020-03-01 0 days 1,852 sqft
2020-04-01 0 days 1,842 sqft
2020-05-01 0 days 1,830 sqft
2020-06-01 0 days 1,840 sqft
2020-07-01 0 days 1,849 sqft
2020-08-01 0 days 1,845 sqft
2020-09-01 0 days 1,831 sqft
2020-10-01 0 days 1,823 sqft
2020-11-01 0 days 1,806 sqft
2020-12-01 0 days 1,770 sqft
2021-01-01 0 days 1,781 sqft
2021-02-01 0 days 1,765 sqft
2021-03-01 0 days 1,748 sqft
2021-04-01 0 days 1,845 sqft
2021-05-01 0 days 1,830 sqft
2021-06-01 0 days 1,890 sqft
2021-07-01 0 days 1,889 sqft
2021-08-01 0 days 1,846 sqft
2021-09-01 0 days 1,900 sqft
2021-10-01 0 days 1,889 sqft
2021-11-01 0 days 1,961 sqft
2021-12-01 0 days 1,947 sqft
2022-01-01 0 days 1,784 sqft
2022-02-01 0 days 1,589 sqft
2022-03-01 0 days 1,615 sqft
2022-04-01 0 days 1,614 sqft
2022-05-01 0 days 1,717 sqft
2022-06-01 0 days 1,746 sqft
2022-07-01 0 days 1,775 sqft
2022-08-01 0 days 1,795 sqft
2022-09-01 0 days 1,793 sqft
2022-10-01 0 days 1,853 sqft
2022-11-01 0 days 1,842 sqft
2022-12-01 0 days 1,812 sqft
2023-01-01 0 days 1,771 sqft
2023-02-01 0 days 1,757 sqft
2023-03-01 0 days 1,767 sqft
2023-04-01 0 days 1,700 sqft
2023-05-01 0 days 1,811 sqft
2023-06-01 0 days 1,836 sqft
2023-07-01 0 days 1,883 sqft
2023-08-01 0 days 1,841 sqft
2023-09-01 0 days 1,860 sqft
2023-10-01 0 days 1,813 sqft
2023-11-01 0 days 1,792 sqft
2023-12-01 0 days 1,779 sqft
2024-01-01 0 days 1,764 sqft
2024-02-01 0 days 1,732 sqft
2024-03-01 0 days 1,756 sqft
2024-04-01 0 days 1,750 sqft
2024-05-01 0 days 1,749 sqft
2024-06-01 0 days 1,724 sqft
2024-07-01 0 days 1,786 sqft
2024-08-01 0 days 1,800 sqft
2024-09-01 0 days 1,773 sqft
2024-10-01 0 days 1,813 sqft
ANNISTON - OXFORD's median listing age (time on market) for 2024-10-01 was 0 days.

ANNISTON - OXFORD's median square footage for active listings during the 2024-10-01 period was 1,813 sqft. One year prior, the average listing was 1,813 sqft.

ANNISTON-OXFORD, AL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
35096 Anniston-Oxford-Jacksonville, AL MSA $720 $720 $950 $1,290 $1,400
35905 Anniston-Oxford-Jacksonville, AL MSA $510 $630 $740 $940 $1,000
36201 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
36202 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
36203 Anniston-Oxford-Jacksonville, AL MSA $710 $710 $940 $1,280 $1,380
36204 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
36205 Anniston-Oxford-Jacksonville, AL MSA $610 $620 $810 $1,100 $1,190
36206 Anniston-Oxford-Jacksonville, AL MSA $610 $620 $810 $1,100 $1,190
36207 Anniston-Oxford-Jacksonville, AL MSA $680 $680 $900 $1,220 $1,320
36250 Anniston-Oxford-Jacksonville, AL MSA $750 $760 $1,000 $1,360 $1,470
36257 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
36260 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
36265 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
36271 Anniston-Oxford-Jacksonville, AL MSA $590 $590 $780 $1,060 $1,150
36272 Anniston-Oxford-Jacksonville, AL MSA $550 $570 $740 $1,000 $1,080
36277 Anniston-Oxford-Jacksonville, AL MSA $690 $700 $920 $1,250 $1,350
36279 Anniston-Oxford-Jacksonville, AL MSA $880 $880 $1,160 $1,570 $1,700

2022 Average & Median Rent Data Statistics
ANNISTON-OXFORD, AL average 1BR rent: $646, median: $620
ANNISTON-OXFORD, AL average 2BR rent: $845, median: $800
ANNISTON-OXFORD, AL average 3BR rent: $1,144, median: $1,090

ANNISTON-OXFORD, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,108 $195,370,000 $176,327
Cash Out Refi 248 $44,890,000 $181,008
Other 151 $8,465,000 $56,060
Refi 144 $18,660,000 $129,583
Home Improvement 135 $8,675,000 $64,259

Anniston - Oxford's most frequently cited loan purpose was Home Purchase, with 1,108 originations. The 2nd most popular reason was Cash Out Refi, with 248 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 665 $119,535,000 $179,752
7-8% 401 $62,185,000 $155,075
Over 8% 325 $29,695,000 $91,369
5-6% 210 $42,010,000 $200,048
4-5% 31 $3,565,000 $115,000
<2.5% 5 $125,000 $25,000
3-4% 1 $105,000 $105,000
2.5-3% 1 $335,000 $335,000

During 2023, Anniston - Oxford's most frequently originated rate bucket was 6-7%, with 665 originations.

Loan Sizing (ANNISTON-OXFORD, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 703 $103,595,000 $147,361
$100,000 or less 648 $36,460,000 $56,265
$200k-400k 387 $101,135,000 $261,331
$400k-600k 35 $16,685,000 $476,714
$600k-1000k 8 $5,300,000 $662,500
$Over $1MM 5 $12,885,000 $2,577,000

ANNISTON - OXFORD's loan sizing saw the bucket of loans from $100k-200k with 703 originations, totaling $103,595,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 846 $159,150,000 $188,121
60-80% 298 $60,980,000 $204,631
Under 20% 182 $5,180,000 $28,462
20-40% 160 $11,180,000 $69,875
40-60% 121 $14,655,000 $121,116
Over 100% 29 $5,945,000 $205,000

ANNISTON - OXFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 846 originations, totaling $159,150,000 in origination value.