Noblebank & Trust Mortgage Rates, Fees & Info
Anniston, ALLEI: 549300CNDBHD7VKHK806
Tax ID: 20-3340543
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Noblebank & Trust is a smaller bank specializing in Home Purchase loans. Noblebank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Anniston, Birmingham, Nashville, Talladega, and Panama City among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Noblebank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
92Origination Dollar Volume (All Markets)
$14,250,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 47 | $5,075,000 | $107,979 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $4,060,000 | $203,000 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $1,625,000 | $125,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $0 | 0.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 92 | $14,250,000 | $154,891 | $0 | 0.00% |
For 2022, Noblebank & Trust's most frequently originated type of loan was Conventional, with 92 originations.
Loan Reason
For 2022, Noblebank & Trust's most frequently cited loan purpose was Home Purchase, with 47 originations. The 2nd most popular reason was Refi, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 92 | $14,250,000 | $154,891 | $0 | 0.00% |
For 2022, Noblebank & Trust's most frequently cited loan duration was Other, with 92 originations.
Loan Sizing
2022 saw Noblebank & Trust place emphasis on $100,000 or less loans with 40 originations, totaling $2,120,000 in origination value.
Applicant Income
Noblebank & Trust lent most frequently to those with incomes in the $150k-250k range, with 9 originations. The second most popular income band? $100k-150k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 92 | $14,250,000 | $154,891 | $0 | 0.00% |
Noblebank & Trust lent most frequently to those with DTI ratios of Exempt%, with 92 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.38%
Noblebank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination97.83%
Noblebank & Trust has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 92 | $14,250,000 | $154,891 |