Talladega - Sylacauga Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Talladega - Sylacauga averaged 7.04% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.95% and one month ago for the week of 2024-10-10, the average rate was 6.18%.

    Talladega - Sylacauga's average rate one year ago was 7.56%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Talladega - Sylacauga 30 Year Fixed Rate 2024-11-14 7.04%
    Talladega - Sylacauga 30 Year Fixed Rate Refi 2024-11-14 7.38%
    Talladega - Sylacauga 15 Year Fixed Rate 2024-11-14 5.89%
    Talladega - Sylacauga 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Talladega - Sylacauga 30 Year FHA 2024-11-14 0.2%
    Talladega - Sylacauga 30 Year FHA Refi 2024-11-14 0%
    Talladega - Sylacauga 30 Year USDA 2024-11-14 -0.2%
    Talladega - Sylacauga 30 Year USDA Refi 2024-11-14 0%
    Talladega - Sylacauga 30 Year VA 2024-11-14 0.22%
    Talladega - Sylacauga 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Talladega-Sylacauga, AL.

    Talladega - Sylacauga Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Talladega-Sylacauga, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    MOVEMENT MORTGAGE, LLC 30 6.86% $3,754
    QUICKEN LOANS, LLC 27 6.75% $5,776
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.85% $3,909
    Regions Bank 13 6.61% $3,968
    Renasant Bank 12 7.09% $5,179
    UNITED WHOLESALE MORTGAGE, LLC 11 6.90% $6,878
    FIRST COMMUNITY MORTGAGE, INC. 8 6.87% $5,469
    SouthPoint Bank 6 6.38% $3,097
    First Federal Bank, A FSB 6 6.73% $72,725
    LOANDEPOT.COM, LLC 6 6.85% $5,109
    Heritage South Credit Union 6 6.96% $2,332
    VANDERBILT MORTGAGE AND FINANCE, INC. 5 7.77% $4,637
    Wells Fargo Bank 5 7.53% $2,872
    Assurance Financial Group, L.L.C. 4 6.97% $6,824
    AMERICA'S FIRST 4 7.25% $4,224
    NAVY FEDERAL CREDIT UNION 4 7.53% $4,782
    Ameris Bank 4 6.40% $5,662
    Prosperity Home Mortgage, LLC 4 7.72% $3,751
    AlaTrust Credit Union 3 6.58% $3,535
    Flagstar Bank, FSB 3 7.22% $4,367
    Hamilton Mortgage Corporation 3 7.46% $6,670
    UNION HOME MORTGAGE CORP. 3 6.75% $6,458
    AOD Federal Credit Union 3 6.25% $3,054
    SUCCESS MORTGAGE PARTNERS, INC. 3 6.67% $4,800
    HOMESTAR FINANCIAL CORPORATION 3 6.88% $4,319
    CMG MORTGAGE, INC. 3 6.29% $5,031
    PENNYMAC LOAN SERVICES, LLC 3 6.75% $5,462
    JPMorgan Chase Bank 3 6.66% $4,301
    HUNT MORTGAGE CORPORATION 2 7.31% $3,593
    ALABAMA TEACHERS 2 6.88% $2,451
    AVADIAN 2 6.31% $6,892
    BROKER SOLUTIONS, INC. 2 6.00% $7,651
    Consumer First Mortgage, Inc. 2 5.88% $7,518
    FBC MORTGAGE, LLC 2 7.25% $5,734
    GUILD MORTGAGE COMPANY 2 6.44% $5,179
    21ST MORTGAGE CORPORATION 2 8.75% $5,495
    Jefferson Credit Union 2 6.95% $2,894
    Mr. Cooper ( Nationstar Mortgage ) 2 6.93% $6,137
    Synovus Bank 2 7.19% $3,395
    Truist 2 7.13% $5,580
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.13% $3,746
    EMM LOANS LLC 1 6.50% $7,348
    Metro City Bank 1 7.38% $3,878
    Morgan Stanley Private Bank 1 5.80% $2,808
    MORTGAGE INVESTORS GROUP, INC. 1 7.50% $5,443
    Mortgage Research Center, LLC 1 8.13% $2,565
    EMBRACE HOME LOANS, INC. 1 5.63% $4,359
    U.S. Bank 1 5.99% $4,166
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.75% $4,673
    Discover Bank 1 7.79% $0
    Neighborhood Loans, Inc. 1 6.88% $5,429
    NexBank 1 6.63% $6,910
    Paramount Residential Mortgage Group, Inc. 1 6.88% $2,495
    CREDIT UNION FINANCIAL SERVICES, LLC 1 5.75% $7,487
    PNC Bank 1 6.25% $3,082
    CORNERSTONE HOME LENDING, INC. 1 6.50% $1,077
    Cornerstone First Mortgage, Inc 1 7.50% $6,398
    REDSTONE Federal Credit Union 1 6.75% $2,571
    Colonial Savings, F.A. 1 6.25% $6,607
    RELIANCE FIRST CAPITAL, LLC 1 6.13% $5,901
    Citizens Bank 1 6.50% $6,633
    ServisFirst Bank 1 6.13% $9,818
    BETTER MORTGAGE CORPORATION 1 5.38% $6,848
    BancorpSouth 1 7.00% $3,126
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.75% $3,661
    The Loan Store, Inc. 1 7.50% $4,079
    ALAMEDA MORTGAGE CORPORATION 1 6.88% $4,164
    Trustmark National Bank 1 6.25% $2,909
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.25% $7,827
    First Federal Bank 1 5.50% $6,463
    FirstBank 1 6.88% $6,301
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $3,764
    USAA Federal Savings Bank 1 5.63% $21,990
    EVERETT FINANCIAL, INC. 1 6.88% $9,469

    Talladega - Sylacauga Average Closing Costs & Other Stats

    Talladega-Sylacauga, AL's 74 lenders originated 1,142 loans during 2023. The total origination value was $196,160,000, with an average loan value of $171,769.

    Talladega - Sylacauga's average closing costs are $4,870.

    The top Talladega - Sylacauga lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with 30 loans originated. Their average total fees are $3,754, which is $2,022 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Talladega - Sylacauga lenders (with over 10 loans originated) are MOVEMENT MORTGAGE, LLC ($3,754), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,909), Regions Bank ($3,968), Renasant Bank ($5,179) and QUICKEN LOANS, LLC ($5,776).

    The lowest rate Talladega - Sylacauga lenders (with over 10 loans originated) are Regions Bank (6.61%), QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.85%), MOVEMENT MORTGAGE, LLC (6.86%) and UNITED WHOLESALE MORTGAGE, LLC (6.90%).

    Talladega-Sylacauga, AL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    MOVEMENT MORTGAGE, LLC $17,600,000 $16,265,000 -7.6% 8.3%
    QUICKEN LOANS, LLC $21,560,000 $13,030,000 -39.6% 6.6%
    UNITED WHOLESALE MORTGAGE, LLC $12,240,000 $9,675,000 -21.0% 4.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,410,000 $9,065,000 -32.4% 4.6%
    First Bank of Alabama $6,575,000 $7,560,000 15.0% 3.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $5,030,000 $6,375,000 26.7% 3.2%
    Renasant Bank $6,960,000 $6,145,000 -11.7% 3.1%
    ALL IN $5,640,000 n/a 2.9%
    Regions Bank $7,435,000 $5,510,000 -25.9% 2.8%
    SouthPoint Bank $3,395,000 $4,875,000 43.6% 2.5%
    FIRST COMMUNITY MORTGAGE, INC. $3,860,000 $4,335,000 12.3% 2.2%
    Heritage South Credit Union $7,760,000 $4,080,000 -47.4% 2.1%
    Metro Bank $2,125,000 $3,480,000 63.8% 1.8%
    GUILD MORTGAGE COMPANY $2,080,000 $3,150,000 51.4% 1.6%
    Mortgage Research Center, LLC $5,890,000 $3,095,000 -47.5% 1.6%
    21ST MORTGAGE CORPORATION $2,685,000 $2,950,000 9.9% 1.5%
    AMERICA'S FIRST $4,935,000 $2,905,000 -41.1% 1.5%
    GREYSTONE SERVICING COMPANY LLC $2,885,000 n/a 1.5%
    FirstBank $3,260,000 $2,625,000 -19.5% 1.3%
    TRIAD FINANCIAL SERVICES, INC. $1,995,000 $2,590,000 29.8% 1.3%
    PENNYMAC LOAN SERVICES, LLC $2,955,000 $2,480,000 -16.1% 1.3%
    Ameris Bank $3,580,000 $2,330,000 -34.9% 1.2%
    LOANDEPOT.COM, LLC $4,930,000 $2,245,000 -54.5% 1.1%
    FREEDOM MORTGAGE CORPORATION $2,035,000 $2,220,000 9.1% 1.1%
    HUNT MORTGAGE CORPORATION $3,405,000 $2,125,000 -37.6% 1.1%
    NAVY FEDERAL CREDIT UNION $1,750,000 $2,090,000 19.4% 1.1%
    CORNERSTONE HOME LENDING, INC. $830,000 $2,060,000 148.2% 1.1%
    First Federal Bank, A FSB $1,880,000 n/a 1.0%
    HOMESTAR FINANCIAL CORPORATION $620,000 $1,750,000 182.3% 0.9%
    Wells Fargo Bank $4,560,000 $1,730,000 -62.1% 0.9%
    Prosperity Home Mortgage, LLC $3,335,000 $1,690,000 -49.3% 0.9%
    SUCCESS MORTGAGE PARTNERS, INC. $3,810,000 $1,600,000 -58.0% 0.8%
    AVADIAN $1,550,000 n/a 0.8%
    Assurance Financial Group, L.L.C. $185,000 $1,500,000 710.8% 0.8%
    BROKER SOLUTIONS, INC. $1,220,000 $1,325,000 8.6% 0.7%
    Hamilton Mortgage Corporation $1,280,000 n/a 0.7%
    NEW DAY FINANCIAL, LLC $1,775,000 $1,280,000 -27.9% 0.7%
    FBC MORTGAGE, LLC $2,365,000 $1,260,000 -46.7% 0.6%
    UNION HOME MORTGAGE CORP. $1,195,000 n/a 0.6%
    AlaTrust Credit Union $1,300,000 $1,180,000 -9.2% 0.6%
    Truist $5,430,000 $960,000 -82.3% 0.5%
    USAA Federal Savings Bank $175,000 $945,000 440.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,525,000 $915,000 -63.8% 0.5%
    RELIANCE FIRST CAPITAL, LLC $905,000 n/a 0.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $900,000 n/a 0.5%
    Synovus Bank $4,645,000 $875,000 -81.2% 0.4%
    SmartBank $225,000 $870,000 286.7% 0.4%
    CMG MORTGAGE, INC. $510,000 $860,000 68.6% 0.4%
    EMBRACE HOME LOANS, INC. $400,000 $860,000 115.0% 0.4%
    PNC Bank $1,265,000 $830,000 -34.4% 0.4%
    TJC Mortgage, Inc. $1,500,000 $805,000 -46.3% 0.4%
    BancorpSouth $5,170,000 $795,000 -84.6% 0.4%
    HONDA Federal Credit Union $2,015,000 $790,000 -60.8% 0.4%
    ServisFirst Bank $1,060,000 $770,000 -27.4% 0.4%
    JPMorgan Chase Bank $530,000 $710,000 34.0% 0.4%
    Flagstar Bank, FSB $1,265,000 $705,000 -44.3% 0.4%
    MILEND, INC. $1,000,000 $695,000 -30.5% 0.4%
    ALAMEDA MORTGAGE CORPORATION $685,000 n/a 0.3%
    Plains Commerce Bank $675,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $970,000 $670,000 -30.9% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $1,155,000 $665,000 -42.4% 0.3%
    CIS Financial Services, Inc. $155,000 $660,000 325.8% 0.3%
    EVANSVILLE TEACHERS $875,000 $655,000 -25.1% 0.3%
    Equity Prime Mortgage LLC $185,000 $570,000 208.1% 0.3%
    ALABAMA TEACHERS $2,605,000 $555,000 -78.7% 0.3%
    Farmers & Merchants Bank $555,000 n/a 0.3%
    Southern States Bank $865,000 $535,000 -38.2% 0.3%
    Barrington Bank & Trust Company, N.A. $530,000 n/a 0.3%
    River Bank & Trust $455,000 $470,000 3.3% 0.2%
    The Loan Store, Inc. $470,000 n/a 0.2%
    CSL Financial, LLC $700,000 $465,000 -33.6% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $455,000 n/a 0.2%
    MORTGAGE INVESTORS GROUP, INC. $2,295,000 $440,000 -80.8% 0.2%
    APCO EMPLOYEES $1,175,000 $435,000 -63.0% 0.2%
    Consumer First Mortgage, Inc. $390,000 $430,000 10.3% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $425,000 n/a 0.2%
    ACOPIA, LLC $420,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $2,390,000 $410,000 -82.8% 0.2%
    First Federal Bank $275,000 $410,000 49.1% 0.2%
    EMM LOANS LLC $145,000 $385,000 165.5% 0.2%
    OCMBC, INC. $385,000 n/a 0.2%
    Trustmark National Bank $2,185,000 $380,000 -82.6% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $190,000 $375,000 97.4% 0.2%
    Colonial Savings, F.A. $365,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $495,000 $360,000 -27.3% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $590,000 $360,000 -39.0% 0.2%
    United Community Bank $700,000 $360,000 -48.6% 0.2%
    CLEARPATH LENDING $355,000 $355,000 0.0% 0.2%
    DAS Acquisition Company, LLC $355,000 n/a 0.2%
    GMFS LLC $765,000 $355,000 -53.6% 0.2%
    South State Bank $600,000 $350,000 -41.7% 0.2%
    VILLAGE CAPITAL MORTGAGE $285,000 $350,000 22.8% 0.2%
    EVERETT FINANCIAL, INC. $765,000 $345,000 -54.9% 0.2%
    Guardian Credit Union $345,000 n/a 0.2%
    NexBank $275,000 $335,000 21.8% 0.2%
    ZILLOW HOME LOANS, LLC $165,000 $335,000 103.0% 0.2%
    U.S. Bank $620,000 $320,000 -48.4% 0.2%
    Citizens Bank $2,625,000 $315,000 -88.0% 0.2%
    GSF Mortgage Corporation $205,000 $305,000 48.8% 0.2%
    FINANCE OF AMERICA REVERSE LLC $295,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $285,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $285,000 $285,000 0.0% 0.1%
    First Horizon Bank $280,000 n/a 0.1%
    M&T Bank $720,000 $275,000 -61.8% 0.1%
    AOD Federal Credit Union $2,675,000 $265,000 -90.1% 0.1%
    Carrington Mortgage Services, LLC $825,000 $265,000 -67.9% 0.1%
    FirstTrust Home Loans, Inc. $265,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $255,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $495,000 $255,000 -48.5% 0.1%
    Cornerstone First Mortgage, Inc $255,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 $255,000 121.7% 0.1%
    NobleBank & Trust $615,000 $250,000 -59.3% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $540,000 $240,000 -55.6% 0.1%
    ENVOY MORTGAGE, LTD $235,000 n/a 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $225,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $315,000 $225,000 -28.6% 0.1%
    Morgan Stanley Private Bank $225,000 n/a 0.1%
    Fort McClellan Credit Union $2,485,000 $215,000 -91.3% 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $185,000 $215,000 16.2% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $210,000 n/a 0.1%
    Bryant Bank $375,000 $205,000 -45.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $205,000 n/a 0.1%
    GUARANTEED RATE, INC. $175,000 $195,000 11.4% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $195,000 n/a 0.1%
    Peoples Bank $195,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $180,000 n/a 0.1%
    REDSTONE Federal Credit Union $75,000 $175,000 133.3% 0.1%
    TOP FLITE FINANCIAL, INC. $175,000 n/a 0.1%
    Jefferson Credit Union $170,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $165,000 n/a 0.1%
    The Federal Savings Bank $595,000 $165,000 -72.3% 0.1%
    MID AMERICA MORTGAGE, INC. $135,000 $160,000 18.5% 0.1%
    Nations Lending Corporation $790,000 $160,000 -79.7% 0.1%
    Community Bank of Mississippi $360,000 $155,000 -56.9% 0.1%
    CREDIT UNION FINANCIAL SERVICES, LLC $155,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $850,000 $155,000 -81.8% 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    Discover Bank $55,000 $150,000 172.7% 0.1%
    Coastal Community Bank $145,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $515,000 $135,000 -73.8% 0.1%
    NFM, INC. $115,000 $135,000 17.4% 0.1%
    Bank of America $645,000 $130,000 -79.8% 0.1%
    STOCKTON MORTGAGE CORPORATION $130,000 n/a 0.1%
    Metro City Bank $125,000 n/a 0.1%
    Robertson Banking Company $125,000 n/a 0.1%
    A&D Mortgage LLC $115,000 n/a 0.1%
    BAY EQUITY LLC $115,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $395,000 $115,000 -70.9% 0.1%
    DELTA COMMUNITY CREDIT UNION $755,000 $105,000 -86.1% 0.1%
    Figure Lending LLC $105,000 n/a 0.1%
    Neighborhood Loans, Inc. $95,000 $105,000 10.5% 0.1%
    CARDINAL FINANCIAL $270,000 $95,000 -64.8% 0.0%
    First South Farm Credit, ACA $95,000 n/a 0.0%
    Ixonia Bank $95,000 n/a 0.0%
    Bank of England $85,000 n/a 0.0%
    CREDIT UNION OF GEORGIA $175,000 $75,000 -57.1% 0.0%
    PENTAGON FEDERAL CREDIT UNION $60,000 n/a 0.0%
    Eco Credit Union $155,000 $55,000 -64.5% 0.0%
    Investar Bank $1,135,000 $55,000 -95.2% 0.0%
    Valley National Bank $55,000 $45,000 -18.2% 0.0%
    CB&S Bank, Inc. $1,500,000 $35,000 -97.7% 0.0%
    FAMILY SAVINGS $65,000 $25,000 -61.5% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $695,000 $25,000 -96.4% 0.0%

    Talladega - Sylacauga's top lender by overall market share is MOVEMENT MORTGAGE, LLC, with 8.3% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $13,030,000 in loans. In third place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,675,000 in loans. In fourth place, with 4.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $9,065,000 in loans. In fifth place, with 3.9%, is First Bank of Alabama, having originated $7,560,000 in loans.

    Talladega - Sylacauga Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Talladega - Sylacauga (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,900 (12.4%) $215,256 (14.0%) 0.00 283
    2018-02-01 $154,925 (5.4%) $208,196 (7.7%) 0.00 281
    2018-03-01 $154,900 (3.3%) $219,535 (8.7%) 0.00 279
    2018-04-01 $168,000 (12.1%) $234,198 (12.8%) 0.00 269
    2018-05-01 $167,425 (4.9%) $231,057 (8.3%) 0.00 272
    2018-06-01 $168,950 (6.2%) $231,593 (9.5%) 0.00 274
    2018-07-01 $164,900 (3.1%) $222,597 (4.8%) 0.00 279
    2018-08-01 $163,875 (2.5%) $218,751 (3.2%) 0.00 287
    2018-09-01 $162,200 (2.7%) $221,859 (4.7%) 0.00 289
    2018-10-01 $159,975 (2.9%) $227,438 (8.8%) 0.00 304
    2018-11-01 $160,000 (0.1%) $239,076 (12.2%) 0.00 296
    2018-12-01 $149,900 (-6.3%) $231,650 (10.0%) 0.00 274
    2019-01-01 $150,600 (-5.8%) $228,421 (6.1%) 0.00 271
    2019-02-01 $156,925 (1.3%) $222,978 (7.1%) 0.00 276
    2019-03-01 $159,671 (3.1%) $234,716 (6.9%) 0.00 267
    2019-04-01 $162,200 (-3.5%) $240,716 (2.8%) 0.00 263
    2019-05-01 $169,900 (1.5%) $244,539 (5.8%) 0.00 264
    2019-06-01 $169,900 (0.6%) $249,189 (7.6%) 0.00 274
    2019-07-01 $164,250 (-0.4%) $242,419 (8.9%) 0.00 289
    2019-08-01 $169,991 (3.7%) $245,007 (12.0%) 0.00 303
    2019-09-01 $171,627 (5.8%) $247,933 (11.8%) 0.00 312
    2019-10-01 $172,900 (8.1%) $250,086 (10.0%) 0.00 311
    2019-11-01 $171,450 (7.2%) $237,900 (-0.5%) 0.00 297
    2019-12-01 $172,175 (14.9%) $230,066 (-0.7%) 0.00 297
    2020-01-01 $169,950 (12.9%) $231,167 (1.2%) 0.00 273
    2020-02-01 $169,900 (8.3%) $234,292 (5.1%) 0.00 268
    2020-03-01 $168,875 (5.8%) $230,118 (-2.0%) 0.00 274
    2020-04-01 $169,900 (4.8%) $229,766 (-4.6%) 0.00 275
    2020-05-01 $169,900 (0.0%) $232,042 (-5.1%) 0.00 254
    2020-06-01 $180,650 (6.3%) $234,340 (-6.0%) 0.00 224
    2020-07-01 $187,450 (14.1%) $249,609 (3.0%) 0.00 192
    2020-08-01 $184,950 (8.8%) $243,962 (-0.4%) 0.00 171
    2020-09-01 $184,900 (7.7%) $251,958 (1.6%) 0.00 168
    2020-10-01 $180,000 (4.1%) $263,853 (5.5%) 0.00 152
    2020-11-01 $184,055 (7.4%) $245,824 (3.3%) 0.00 163
    2020-12-01 $178,925 (3.9%) $229,565 (-0.2%) 0.00 160
    2021-01-01 $181,485 (6.8%) $247,130 (6.9%) 0.00 140
    2021-02-01 $162,093 (-4.6%) $243,046 (3.7%) 0.00 125
    2021-03-01 $174,050 (3.1%) $248,639 (8.1%) 0.00 129
    2021-04-01 $174,950 (3.0%) $273,148 (18.9%) 0.00 116
    2021-05-01 $175,900 (3.5%) $283,464 (22.2%) 0.00 119
    2021-06-01 $197,928 (9.6%) $309,005 (31.9%) 0.00 114
    2021-07-01 $219,900 (17.3%) $317,273 (27.1%) 0.00 131
    2021-08-01 $196,750 (6.4%) $305,153 (25.1%) 0.00 146
    2021-09-01 $188,675 (2.0%) $291,362 (15.6%) 0.00 142
    2021-10-01 $179,900 (-0.1%) $285,005 (8.0%) 0.00 145
    2021-11-01 $169,900 (-7.7%) $290,957 (18.4%) 0.00 134
    2021-12-01 $171,225 (-4.3%) $299,051 (30.3%) 0.00 127
    2022-01-01 $179,900 (-0.9%) $295,997 (19.8%) 0.00 113
    2022-02-01 $193,925 (19.6%) $297,813 (22.5%) 0.00 104
    2022-03-01 $178,675 (2.7%) $255,148 (2.6%) 0.00 87
    2022-04-01 $187,450 (7.1%) $271,879 (-0.5%) 0.00 103
    2022-05-01 $205,475 (16.8%) $286,655 (1.1%) 0.00 140
    2022-06-01 $211,175 (6.7%) $273,124 (-11.6%) 0.00 157
    2022-07-01 $214,950 (-2.3%) $267,080 (-15.8%) 0.00 172
    2022-08-01 $220,400 (12.0%) $280,332 (-8.1%) 0.00 181
    2022-09-01 $221,500 (17.4%) $275,788 (-5.4%) 0.00 176
    2022-10-01 $220,950 (22.8%) $282,226 (-1.0%) 0.00 175
    2022-11-01 $218,138 (28.4%) $269,925 (-7.2%) 0.00 200
    2022-12-01 $218,760 (27.8%) $266,170 (-11.0%) 0.00 188
    2023-01-01 $214,200 (19.1%) $266,305 (-10.0%) 0.00 182
    2023-02-01 $199,900 (3.1%) $252,371 (-15.3%) 0.00 178
    2023-03-01 $201,028 (12.5%) $258,165 (1.2%) 0.00 166
    2023-04-01 $204,185 (8.9%) $266,746 (-1.9%) 0.00 158
    2023-05-01 $201,955 (-1.7%) $264,226 (-7.8%) 0.00 158
    2023-06-01 $200,950 (-4.8%) $261,914 (-4.1%) 0.00 190
    2023-07-01 $215,000 (0.0%) $270,287 (1.2%) 0.00 206
    2023-08-01 $214,975 (-2.5%) $277,555 (-1.0%) 0.00 194
    2023-09-01 $212,435 (-4.1%) $261,517 (-5.2%) 0.00 198
    2023-10-01 $213,605 (-3.3%) $259,234 (-8.2%) 0.00 215
    2023-11-01 $217,583 (-0.3%) $269,558 (-0.1%) 0.00 212
    2023-12-01 $220,180 (0.7%) $278,252 (4.5%) 0.00 210
    2024-01-01 $213,075 (-0.5%) $262,468 (-1.4%) 0.00 212
    2024-02-01 $223,285 (11.7%) $272,132 (7.8%) 0.00 206
    2024-03-01 $230,530 (14.7%) $294,760 (14.2%) 0.00 200
    2024-04-01 $228,000 (11.7%) $314,484 (17.9%) 0.00 208
    2024-05-01 $234,925 (16.3%) $317,491 (20.2%) 0.00 218
    2024-06-01 $221,095 (10.0%) $315,579 (20.5%) 0.00 229
    2024-07-01 $221,200 (2.9%) $308,867 (14.3%) 0.00 246
    2024-08-01 $227,500 (5.8%) $302,459 (9.0%) 0.00 279
    2024-09-01 $228,323 (7.5%) $309,230 (18.2%) 0.00 266
    2024-10-01 $226,490 (6.0%) $300,577 (16.0%) 0.00 285
    Talladega - Sylacauga's median listing price for 2024-10-01 was $226,490, a difference of $12,885 (6.0%) versus the prior year and $-1,833 versus the prior month.

    Talladega - Sylacauga's median listing price comes in at 0% of the national average.

    Talladega - Sylacauga's average listing price for 2024-10-01 was $300,577, a difference of $41,343 (16.0%) versus the prior year and $-8,653 versus the prior month.

    For the 2024-10-01 period, Talladega - Sylacauga had 285 MLS listings, a difference of 19 listings (7%) versus the prior month and 70 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Talladega - Sylacauga (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,000 sqft
    2018-02-01 0 days 1,977 sqft
    2018-03-01 0 days 1,999 sqft
    2018-04-01 0 days 1,997 sqft
    2018-05-01 0 days 1,993 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 1,939 sqft
    2018-08-01 0 days 1,909 sqft
    2018-09-01 0 days 1,889 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,895 sqft
    2018-12-01 0 days 1,869 sqft
    2019-01-01 0 days 1,817 sqft
    2019-02-01 0 days 1,800 sqft
    2019-03-01 0 days 1,831 sqft
    2019-04-01 0 days 1,871 sqft
    2019-05-01 0 days 1,897 sqft
    2019-06-01 0 days 1,860 sqft
    2019-07-01 0 days 1,801 sqft
    2019-08-01 0 days 1,799 sqft
    2019-09-01 0 days 1,781 sqft
    2019-10-01 0 days 1,770 sqft
    2019-11-01 0 days 1,800 sqft
    2019-12-01 0 days 1,801 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,811 sqft
    2020-03-01 0 days 1,806 sqft
    2020-04-01 0 days 1,802 sqft
    2020-05-01 0 days 1,808 sqft
    2020-06-01 0 days 1,801 sqft
    2020-07-01 0 days 1,851 sqft
    2020-08-01 0 days 1,932 sqft
    2020-09-01 0 days 1,894 sqft
    2020-10-01 0 days 1,909 sqft
    2020-11-01 0 days 1,852 sqft
    2020-12-01 0 days 1,802 sqft
    2021-01-01 0 days 1,801 sqft
    2021-02-01 0 days 1,692 sqft
    2021-03-01 0 days 1,713 sqft
    2021-04-01 0 days 1,744 sqft
    2021-05-01 0 days 1,689 sqft
    2021-06-01 0 days 1,788 sqft
    2021-07-01 0 days 1,908 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,731 sqft
    2021-10-01 0 days 1,765 sqft
    2021-11-01 0 days 1,800 sqft
    2021-12-01 0 days 1,718 sqft
    2022-01-01 0 days 1,690 sqft
    2022-02-01 0 days 1,723 sqft
    2022-03-01 0 days 1,670 sqft
    2022-04-01 0 days 1,687 sqft
    2022-05-01 0 days 1,669 sqft
    2022-06-01 0 days 1,639 sqft
    2022-07-01 0 days 1,665 sqft
    2022-08-01 0 days 1,749 sqft
    2022-09-01 0 days 1,786 sqft
    2022-10-01 0 days 1,844 sqft
    2022-11-01 0 days 1,746 sqft
    2022-12-01 0 days 1,723 sqft
    2023-01-01 0 days 1,730 sqft
    2023-02-01 0 days 1,570 sqft
    2023-03-01 0 days 1,615 sqft
    2023-04-01 0 days 1,650 sqft
    2023-05-01 0 days 1,653 sqft
    2023-06-01 0 days 1,572 sqft
    2023-07-01 0 days 1,595 sqft
    2023-08-01 0 days 1,584 sqft
    2023-09-01 0 days 1,562 sqft
    2023-10-01 0 days 1,624 sqft
    2023-11-01 0 days 1,646 sqft
    2023-12-01 0 days 1,652 sqft
    2024-01-01 0 days 1,643 sqft
    2024-02-01 0 days 1,748 sqft
    2024-03-01 0 days 1,808 sqft
    2024-04-01 0 days 1,751 sqft
    2024-05-01 0 days 1,785 sqft
    2024-06-01 0 days 1,655 sqft
    2024-07-01 0 days 1,608 sqft
    2024-08-01 0 days 1,613 sqft
    2024-09-01 0 days 1,625 sqft
    2024-10-01 0 days 1,631 sqft
    Talladega - Sylacauga's median listing age (time on market) for 2024-10-01 was 0 days.

    Talladega - Sylacauga's median square footage for active listings during the 2024-10-01 period was 1,631 sqft. One year prior, the average listing was 1,624 sqft.

    Talladega-Sylacauga, AL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 764 $144,610,000 $189,280
    Cash Out Refi 130 $19,730,000 $151,769
    Other 91 $7,755,000 $85,220
    Refi 90 $19,080,000 $212,000
    Home Improvement 67 $4,985,000 $74,403

    Talladega - Sylacauga's most frequently cited loan purpose was Home Purchase, with 764 originations. The 2nd most popular reason was Cash Out Refi, with 130 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 405 $76,365,000 $188,556
    7-8% 264 $43,920,000 $166,364
    Over 8% 221 $25,465,000 $115,226
    5-6% 147 $29,245,000 $198,946
    4-5% 19 $3,525,000 $185,526
    <2.5% 4 $1,200,000 $300,000
    3-4% 3 $365,000 $121,667

    During 2023, Talladega - Sylacauga's most frequently originated rate bucket was 6-7%, with 405 originations.

    Loan Sizing (Talladega-Sylacauga, AL MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 429 $63,305,000 $147,564
    $100,000 or less 367 $21,325,000 $58,106
    $200k-400k 288 $75,370,000 $261,701
    $400k-600k 39 $17,925,000 $459,615
    $600k-1000k 15 $10,505,000 $700,333
    $Over $1MM 4 $7,730,000 $1,932,500

    Talladega - Sylacauga's loan sizing saw the bucket of loans from $100k-200k with 429 originations, totaling $63,305,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 578 $112,750,000 $195,069
    60-80% 184 $39,630,000 $215,380
    20-40% 95 $9,225,000 $97,105
    Under 20% 93 $2,745,000 $29,516
    40-60% 74 $10,950,000 $147,973
    Over 100% 27 $6,095,000 $225,741

    Talladega - Sylacauga's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 578 originations, totaling $112,750,000 in origination value.