Talladega - Sylacauga Mortgage Rates
30 Year Fixed Rate mortgages in Talladega - Sylacauga averaged
6%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.17% and
one month ago for the week of 2022-05-19, the
average rate was 5.84%.
Talladega - Sylacauga's average rate one year ago was 3.41%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.13%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Talladega - Sylacauga 30 Year Fixed Rate | 2022-06-23 | 6% |
| Talladega - Sylacauga 30 Year Fixed Rate Refi | 2022-06-23 | 6.13% |
| Talladega - Sylacauga 15 Year Fixed Rate | 2022-06-23 | 5.73% |
| Talladega - Sylacauga 15 Year Fixed Rate Refi | 2022-06-23 | 5.14% |
| Talladega - Sylacauga 30 Year FHA | 2022-06-23 | -0.12% |
| Talladega - Sylacauga 30 Year FHA Refi | 2022-06-23 | -0.11% |
| Talladega - Sylacauga 30 Year USDA | 2022-06-23 | -0.06% |
| Talladega - Sylacauga 30 Year USDA Refi | 2022-06-23 | -0.07% |
| Talladega - Sylacauga 30 Year VA | 2022-06-23 | 0.41% |
| Talladega - Sylacauga 30 Year VA Refi | 2022-06-23 | -0.24% |
Talladega - Sylacauga Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Talladega-Sylacauga, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Talladega-Sylacauga, AL's 115 lenders originated 2,174
loans during 2021. The total origination value was $367,720,000, with an average loan value of
$169,144.
The top Talladega - Sylacauga lender as defined by loan originations is QUICKEN LOANS, LLC, with
80 loans originated. Their average total fees are
$4,302, which is $511
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Talladega - Sylacauga lenders (with over 10 loans originated) are
SouthPoint Bank ($1,834), Heritage South Credit Union ($2,115), Regions Bank ($2,586), Wells Fargo Bank ($2,988) and MORTGAGE INVESTORS GROUP, INC. ($3,483).
The lowest rate Talladega - Sylacauga lenders (with over 10 loans originated) are
SouthPoint Bank (2.86%), Ameris Bank (2.92%), MORTGAGE INVESTORS GROUP, INC. (2.96%), UNITED WHOLESALE MORTGAGE, LLC (3.03%) and LOANDEPOT.COM, LLC (3.03%).
Talladega-Sylacauga, AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $24,675,000 | $34,130,000 | 38.3% | 9.3% |
| MOVEMENT MORTGAGE, LLC | $5,840,000 | $24,380,000 | 317.5% | 6.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,665,000 | $22,355,000 | -1.4% | 6.1% |
| Renasant Bank | $16,900,000 | $15,755,000 | -6.8% | 4.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,565,000 | $13,610,000 | 79.9% | 3.7% |
| Regions Bank | $10,905,000 | $11,990,000 | 9.9% | 3.3% |
| FREEDOM MORTGAGE CORPORATION | $15,035,000 | $10,005,000 | -33.5% | 2.7% |
| SouthPoint Bank | $4,785,000 | $8,530,000 | 78.3% | 2.3% |
| LOANDEPOT.COM, LLC | $4,460,000 | $7,600,000 | 70.4% | 2.1% |
| Heritage South Credit Union | $5,255,000 | $7,585,000 | 44.3% | 2.1% |
| Mortgage Research Center, LLC | $4,050,000 | $6,815,000 | 68.3% | 1.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,570,000 | $5,980,000 | 7.4% | 1.6% |
| TJC Mortgage, Inc. | $3,035,000 | $5,550,000 | 82.9% | 1.5% |
| First Bank of Alabama | $6,435,000 | $5,480,000 | -14.8% | 1.5% |
| Ameris Bank | $8,155,000 | $5,360,000 | -34.3% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,175,000 | $5,220,000 | 0.9% | 1.4% |
| BancorpSouth Bank | $1,870,000 | $4,950,000 | 164.7% | 1.3% |
| Hometown Lenders, Inc. | $3,475,000 | $4,895,000 | 40.9% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $1,945,000 | $4,740,000 | 143.7% | 1.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $470,000 | $4,610,000 | 880.9% | 1.3% |
| MORTGAGE INVESTORS GROUP, INC. | $2,315,000 | $4,570,000 | 97.4% | 1.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,410,000 | $4,530,000 | 88.0% | 1.2% |
| FBC MORTGAGE, LLC | $5,825,000 | $4,380,000 | -24.8% | 1.2% |
| 21ST MORTGAGE CORPORATION | $2,810,000 | $4,120,000 | 46.6% | 1.1% |
| AMERICA'S FIRST | $2,555,000 | $4,080,000 | 59.7% | 1.1% |
| FirstBank | $2,390,000 | $3,810,000 | 59.4% | 1.0% |
| GUILD MORTGAGE COMPANY | $2,805,000 | $3,805,000 | 35.7% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $4,155,000 | $3,750,000 | -9.7% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $2,075,000 | $3,520,000 | 69.6% | 1.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,705,000 | $3,345,000 | 23.7% | 0.9% |
| HUNT MORTGAGE CORPORATION | $3,905,000 | $3,255,000 | -16.6% | 0.9% |
| NEWREZ LLC | $390,000 | $3,065,000 | 685.9% | 0.8% |
| Wells Fargo Bank | $5,125,000 | $3,065,000 | -40.2% | 0.8% |
| LAKEVIEW LOAN SERVICING, LLC | $2,370,000 | $3,055,000 | 28.9% | 0.8% |
| USAA Federal Savings Bank | $3,025,000 | $2,905,000 | -4.0% | 0.8% |
| Liberty Mortgage Corporation | $2,790,000 | $2,480,000 | -11.1% | 0.7% |
| BAYSHORE MORTGAGE FUNDING, LLC | $310,000 | $2,435,000 | 685.5% | 0.7% |
| SOUTHWEST FUNDING, LP | $920,000 | $2,295,000 | 149.5% | 0.6% |
| Synovus Bank | $1,130,000 | $2,255,000 | 99.6% | 0.6% |
| Truist Bank | $6,650,000 | $2,225,000 | -66.5% | 0.6% |
| Prosperity Home Mortgage, LLC | $2,295,000 | $2,180,000 | -5.0% | 0.6% |
| AOD Federal Credit Union | $4,260,000 | $2,075,000 | -51.3% | 0.6% |
| Flagstar Bank, FSB | $735,000 | $2,070,000 | 181.6% | 0.6% |
| TRIAD FINANCIAL SERVICES, INC. | $695,000 | $2,045,000 | 194.2% | 0.6% |
| CALIBER HOME LOANS, INC. | $2,090,000 | $2,030,000 | -2.9% | 0.6% |
| Metro Bank | $1,890,000 | $1,930,000 | 2.1% | 0.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | $880,000 | $1,750,000 | 98.9% | 0.5% |
| Trustmark National Bank | $1,650,000 | $1,740,000 | 5.5% | 0.5% |
| LEADERONE FINANCIAL CORPORATION | $380,000 | $1,725,000 | 353.9% | 0.5% |
| First Federal Bank, A FSB | $1,085,000 | $1,705,000 | 57.1% | 0.5% |
| BETTER MORTGAGE CORPORATION | $245,000 | $1,675,000 | 583.7% | 0.5% |
| PNC Bank | $1,250,000 | $1,615,000 | 29.2% | 0.4% |
| HONDA Federal Credit Union | $2,480,000 | $1,610,000 | -35.1% | 0.4% |
| AlaTrust Credit Union | $1,425,000 | $1,595,000 | 11.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,670,000 | $1,575,000 | -41.0% | 0.4% |
| HOMESTAR FINANCIAL CORPORATION | $395,000 | $1,545,000 | 291.1% | 0.4% |
| NEW DAY FINANCIAL, LLC | $890,000 | $1,475,000 | 65.7% | 0.4% |
| APCO EMPLOYEES | $1,020,000 | $1,460,000 | 43.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,070,000 | $1,445,000 | 35.0% | 0.4% |
| GMFS LLC | $1,670,000 | $1,340,000 | -19.8% | 0.4% |
| NexBank | $1,530,000 | $1,280,000 | -16.3% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $995,000 | $1,205,000 | 21.1% | 0.3% |
| U.S. Bank | $1,070,000 | $1,180,000 | 10.3% | 0.3% |
| BBVA USA | $1,575,000 | $1,150,000 | -27.0% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,530,000 | $1,085,000 | -29.1% | 0.3% |
| NobleBank & Trust | $255,000 | $1,075,000 | 321.6% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $535,000 | $1,050,000 | 96.3% | 0.3% |
| CSL Financial, LLC | $755,000 | $1,015,000 | 34.4% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $510,000 | $980,000 | 92.2% | 0.3% |
| CMG MORTGAGE, INC. | $220,000 | $915,000 | 315.9% | 0.2% |
| AVADIAN | $1,605,000 | $905,000 | -43.6% | 0.2% |
| Citizens Bank | $2,180,000 | $900,000 | -58.7% | 0.2% |
| EVANSVILLE TEACHERS | $420,000 | $880,000 | 109.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $630,000 | $835,000 | 32.5% | 0.2% |
| GENEVA FINANCIAL, LLC | $460,000 | $825,000 | 79.3% | 0.2% |
| Low VA Rates, LLC | $615,000 | $815,000 | 32.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $810,000 | n/a | 0.2% | |
| Wyndham Capital Mortgage, Inc. | $255,000 | $810,000 | 217.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,130,000 | $800,000 | -29.2% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $405,000 | $750,000 | 85.2% | 0.2% |
| A Mortgage Boutique, LLC | $895,000 | $740,000 | -17.3% | 0.2% |
| Northpointe Bank | $150,000 | $735,000 | 390.0% | 0.2% |
| ALABAMA TEACHERS | $1,030,000 | $730,000 | -29.1% | 0.2% |
| Carrington Mortgage Services, LLC | $660,000 | $720,000 | 9.1% | 0.2% |
| Bank of America | $405,000 | $705,000 | 74.1% | 0.2% |
| BankPlus | $705,000 | n/a | 0.2% | |
| The Federal Savings Bank | $440,000 | $700,000 | 59.1% | 0.2% |
| JPMorgan Chase Bank | $780,000 | $625,000 | -19.9% | 0.2% |
| CLEARPATH LENDING | $1,255,000 | $605,000 | -51.8% | 0.2% |
| CB&S Bank, Inc. | $2,235,000 | $590,000 | -73.6% | 0.2% |
| REDSTONE Federal Credit Union | $590,000 | n/a | 0.2% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $145,000 | $585,000 | 303.4% | 0.2% |
| Reliant Bank | $340,000 | $580,000 | 70.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $570,000 | n/a | 0.2% | |
| Ixonia Bank | $550,000 | n/a | 0.1% | |
| Nations Lending Corporation | $540,000 | n/a | 0.1% | |
| CIS Financial Services, Inc. | $145,000 | $535,000 | 269.0% | 0.1% |
| First Guaranty Mortgage Corporation | $690,000 | $530,000 | -23.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $385,000 | $530,000 | 37.7% | 0.1% |
| ServisFirst Bank | $610,000 | $520,000 | -14.8% | 0.1% |
| Triumph Bank | $510,000 | n/a | 0.1% | |
| Bank of England | $470,000 | $505,000 | 7.4% | 0.1% |
| InterContinental Capital Group, Inc | $505,000 | n/a | 0.1% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $490,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $515,000 | $485,000 | -5.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $250,000 | $485,000 | 94.0% | 0.1% |
| The Central Trust Bank | $475,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $470,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $725,000 | $470,000 | -35.2% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $465,000 | n/a | 0.1% | |
| First Horizon Bank | $460,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $445,000 | $460,000 | 3.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $95,000 | $460,000 | 384.2% | 0.1% |
| PLANET HOME LENDING, LLC | $325,000 | $460,000 | 41.5% | 0.1% |
| Eco Credit Union | $455,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $720,000 | $450,000 | -37.5% | 0.1% |
| LENDUS, LLC | $430,000 | n/a | 0.1% | |
| Investar Bank | $425,000 | n/a | 0.1% | |
| Progress Bank and Trust | $125,000 | $405,000 | 224.0% | 0.1% |
| Amerifirst Financial, Inc. | $380,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $380,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $145,000 | $375,000 | 158.6% | 0.1% |
| Central State Bank | $475,000 | $370,000 | -22.1% | 0.1% |
| Blue Ridge Bank | $365,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $340,000 | $365,000 | 7.4% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $225,000 | $360,000 | 60.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $530,000 | $350,000 | -34.0% | 0.1% |
| Magnolia Bank | $350,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $1,085,000 | $345,000 | -68.2% | 0.1% |
| Fifth Third Bank | $260,000 | $335,000 | 28.8% | 0.1% |
| Alabama One Credit Union | $310,000 | n/a | 0.1% | |
| Citizens Bank & Trust | $305,000 | n/a | 0.1% | |
| Gulf Winds Credit Union | $305,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $435,000 | $300,000 | -31.0% | 0.1% |
| LENDERFI, INC. | $295,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $925,000 | $280,000 | -69.7% | 0.1% |
| SOFI LENDING CORP. | $275,000 | n/a | 0.1% | |
| BNC National Bank | $285,000 | $270,000 | -5.3% | 0.1% |
| Southern States Bank | $1,650,000 | $270,000 | -83.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $265,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $260,000 | n/a | 0.1% | |
| Cadence Bank, N.A. | $745,000 | $255,000 | -65.8% | 0.1% |
| Figure Lending LLC | $210,000 | $250,000 | 19.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $285,000 | $245,000 | -14.0% | 0.1% |
| Visio Financial Services Inc. | $245,000 | n/a | 0.1% | |
| Ally Bank | $240,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $165,000 | $240,000 | 45.5% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $215,000 | n/a | 0.1% | |
| CityWorth Mortgage LLC | $155,000 | $215,000 | 38.7% | 0.1% |
| DAS Acquisition Company, LLC | $215,000 | n/a | 0.1% | |
| Leaders Credit Union | $215,000 | n/a | 0.1% | |
| Pinnacle Bank | $210,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,070,000 | $210,000 | -80.4% | 0.1% |
| Bryant Bank | $205,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $205,000 | n/a | 0.1% | |
| NP, Inc. | $205,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $155,000 | $200,000 | 29.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | n/a | 0.1% | |
| Firstar Bank | $195,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $500,000 | $195,000 | -61.0% | 0.1% |
| Listerhill Credit Union | $195,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $185,000 | $195,000 | 5.4% | 0.1% |
| United Community Bank | $515,000 | $185,000 | -64.1% | 0.1% |
| Gateway First Bank | $225,000 | $175,000 | -22.2% | 0.0% |
| MAX Credit Union | $175,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $230,000 | $165,000 | -28.3% | 0.0% |
| Metro City Bank | $165,000 | n/a | 0.0% | |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $155,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $155,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $155,000 | n/a | 0.0% | |
| EvaBank | $170,000 | $155,000 | -8.8% | 0.0% |
| INTOUCH CREDIT UNION | $155,000 | n/a | 0.0% | |
| South State Bank | $360,000 | $150,000 | -58.3% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $155,000 | $145,000 | -6.5% | 0.0% |
| Manufacturers and Traders Trust Company | $145,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $295,000 | $145,000 | -50.8% | 0.0% |
| STEARNS LENDING, LLC | $195,000 | $145,000 | -25.6% | 0.0% |
| GUARANTEED RATE, INC. | $140,000 | n/a | 0.0% | |
| SUPERIOR CHOICE | $135,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $125,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $125,000 | n/a | 0.0% | |
| Fort McClellan Credit Union | $625,000 | $125,000 | -80.0% | 0.0% |
| ZILLOW HOME LOANS, LLC | $125,000 | n/a | 0.0% | |
| HOMETRUST MORTGAGE COMPANY | $135,000 | $115,000 | -14.8% | 0.0% |
| MILEND, INC. | $205,000 | $115,000 | -43.9% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $115,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
| ALABAMA CREDIT UNION | $185,000 | $95,000 | -48.6% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $595,000 | $95,000 | -84.0% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $95,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| Evolve Bank & Trust | $85,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $85,000 | $75,000 | -11.8% | 0.0% |
| Home Federal Savings & Loan Association of Grand Island | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $115,000 | $55,000 | -52.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | $45,000 | -40.0% | 0.0% |
Talladega - Sylacauga's top lender by overall market share is QUICKEN LOANS, LLC, with 9.3% market share. In second place, with 6.6%, is MOVEMENT MORTGAGE, LLC, having originated $24,380,000 in loans. In third place, with 6.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $22,355,000 in loans. In third place, with 4.3%, is Renasant Bank, having originated $15,755,000 in loans. In third place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $13,610,000 in loans.
Talladega-Sylacauga, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,078 | $187,100,000 | $173,562 |
| Refi | 626 | $108,740,000 | $173,706 |
| Cash Out Refi | 368 | $63,140,000 | $171,576 |
| Home Improvement | 60 | $4,220,000 | $70,333 |
| Other | 42 | $4,520,000 | $107,619 |
Talladega - Sylacauga's most frequently cited loan purpose was Home Purchase, with 1,078 originations. The 2nd most popular reason was Refi, with 626 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 772 | $130,820,000 | $169,456 |
| 2.5-3% | 765 | $142,875,000 | $186,765 |
| <2.5% | 303 | $58,975,000 | $194,637 |
| 4-5% | 97 | $11,255,000 | $116,031 |
| Over 8% | 67 | $4,725,000 | $70,522 |
| 5-6% | 33 | $3,605,000 | $109,242 |
| 7-8% | 30 | $3,010,000 | $100,333 |
| 6-7% | 25 | $2,165,000 | $86,600 |
During 2021, Talladega - Sylacauga's most frequently originated rate bucket was 3-4%, with 772 originations.
Loan Sizing (Talladega-Sylacauga, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,035 | $151,275,000 | $146,159 |
| $200k-400k | 546 | $145,710,000 | $266,868 |
| $100,000 or less | 530 | $35,800,000 | $67,547 |
| $400k-600k | 55 | $26,035,000 | $473,364 |
| $600k-1000k | 5 | $3,815,000 | $763,000 |
| $Over $1MM | 3 | $5,085,000 | $1,695,000 |
Talladega - Sylacauga's loan sizing saw the bucket of loans from $100k-200k with 1,035 originations, totaling $151,275,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,045 | $187,985,000 | $179,890 |
| 60-80% | 623 | $110,905,000 | $178,018 |
| 40-60% | 185 | $27,965,000 | $151,162 |
| 20-40% | 77 | $6,975,000 | $90,584 |
| Under 20% | 44 | $1,420,000 | $32,273 |
| Over 100% | 29 | $7,625,000 | $262,931 |
Talladega - Sylacauga's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,045 originations, totaling $187,985,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Talladega - Sylacauga (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (11.5%) | $211,919 (6.9%) | 0.00 | 306 |
| 2018-02-01 | $159,900 (7.4%) | $210,453 (0.2%) | 0.00 | 298 |
| 2018-03-01 | $161,500 (6.0%) | $226,612 (0.7%) | 0.00 | 295 |
| 2018-04-01 | $169,900 (7.5%) | $244,957 (7.2%) | 0.00 | 297 |
| 2018-05-01 | $175,000 (5.3%) | $250,437 (5.8%) | 0.00 | 294 |
| 2018-06-01 | $175,000 (5.0%) | $253,916 (8.4%) | 0.00 | 307 |
| 2018-07-01 | $169,450 (2.7%) | $247,349 (9.6%) | 0.00 | 310 |
| 2018-08-01 | $167,500 (1.5%) | $248,388 (11.6%) | 0.00 | 330 |
| 2018-09-01 | $167,500 (4.7%) | $251,655 (15.4%) | 0.00 | 334 |
| 2018-10-01 | $166,500 (4.3%) | $258,218 (21.2%) | 0.00 | 345 |
| 2018-11-01 | $164,950 (3.1%) | $260,891 (20.3%) | 0.00 | 333 |
| 2018-12-01 | $157,500 (-1.6%) | $256,864 (20.1%) | 0.00 | 308 |
| 2019-01-01 | $159,250 (-0.4%) | $249,053 (17.5%) | 0.00 | 292 |
| 2019-02-01 | $159,900 (0.0%) | $250,316 (18.9%) | 0.00 | 301 |
| 2019-03-01 | $166,286 (3.0%) | $265,983 (17.4%) | 0.00 | 293 |
| 2019-04-01 | $169,950 (0.0%) | $274,038 (11.9%) | 0.00 | 291 |
| 2019-05-01 | $179,900 (2.8%) | $274,959 (9.8%) | 0.00 | 290 |
| 2019-06-01 | $182,900 (4.5%) | $275,901 (8.7%) | 0.00 | 305 |
| 2019-07-01 | $171,000 (0.9%) | $266,614 (7.8%) | 0.00 | 327 |
| 2019-08-01 | $173,243 (3.4%) | $265,070 (6.7%) | 0.00 | 328 |
| 2019-09-01 | $174,493 (4.2%) | $264,914 (5.3%) | 0.00 | 327 |
| 2019-10-01 | $174,900 (5.1%) | $269,721 (4.5%) | 0.00 | 328 |
| 2019-11-01 | $172,900 (4.8%) | $257,651 (-1.2%) | 0.00 | 323 |
| 2019-12-01 | $173,700 (10.3%) | $248,394 (-3.3%) | 0.00 | 314 |
| 2020-01-01 | $174,500 (9.6%) | $257,166 (3.3%) | 0.00 | 289 |
| 2020-02-01 | $173,900 (8.8%) | $259,428 (3.6%) | 0.00 | 290 |
| 2020-03-01 | $179,700 (8.1%) | $254,978 (-4.1%) | 0.00 | 286 |
| 2020-04-01 | $170,765 (0.5%) | $250,814 (-8.5%) | 0.00 | 282 |
| 2020-05-01 | $169,900 (-5.6%) | $246,587 (-10.3%) | 0.00 | 261 |
| 2020-06-01 | $182,900 (0.0%) | $253,732 (-8.0%) | 0.00 | 230 |
| 2020-07-01 | $189,900 (11.1%) | $269,303 (1.0%) | 0.00 | 195 |
| 2020-08-01 | $186,000 (7.4%) | $255,915 (-3.5%) | 0.00 | 180 |
| 2020-09-01 | $187,400 (7.4%) | $271,133 (2.4%) | 0.00 | 170 |
| 2020-10-01 | $184,900 (5.7%) | $279,377 (3.6%) | 0.00 | 152 |
| 2020-11-01 | $184,900 (6.9%) | $262,064 (1.7%) | 0.00 | 169 |
| 2020-12-01 | $180,750 (4.1%) | $253,674 (2.1%) | 0.00 | 162 |
| 2021-01-01 | $179,000 (2.6%) | $264,727 (2.9%) | 0.00 | 141 |
| 2021-02-01 | $166,270 (-4.4%) | $275,690 (6.3%) | 0.00 | 130 |
| 2021-03-01 | $174,950 (-2.6%) | $283,125 (11.0%) | 0.00 | 136 |
| 2021-04-01 | $176,215 (3.2%) | $305,349 (21.7%) | 0.00 | 123 |
| 2021-05-01 | $189,000 (11.2%) | $320,271 (29.9%) | 0.00 | 129 |
| 2021-06-01 | $205,880 (12.6%) | $337,248 (32.9%) | 0.00 | 129 |
| 2021-07-01 | $224,900 (18.4%) | $334,313 (24.1%) | 0.00 | 145 |
| 2021-08-01 | $204,450 (9.9%) | $328,659 (28.4%) | 0.00 | 158 |
| 2021-09-01 | $185,000 (-1.3%) | $315,121 (16.2%) | 0.00 | 147 |
| 2021-10-01 | $179,900 (-2.7%) | $308,641 (10.5%) | 0.00 | 155 |
| 2021-11-01 | $169,950 (-8.1%) | $310,936 (18.7%) | 0.00 | 141 |
| 2021-12-01 | $178,950 (-1.0%) | $321,827 (26.9%) | 0.00 | 134 |
| 2022-01-01 | $184,500 (3.1%) | $318,982 (20.5%) | 0.00 | 123 |
| 2022-02-01 | $199,500 (20.0%) | $310,784 (12.7%) | 0.00 | 114 |
| 2022-03-01 | $179,450 (2.6%) | $276,206 (-2.4%) | 0.00 | 95 |
| 2022-04-01 | $185,000 (5.0%) | $287,185 (-6.0%) | 0.00 | 107 |
| 2022-05-01 | $219,450 (16.1%) | $297,237 (-7.2%) | 0.00 | 145 |
Talladega - Sylacauga's median listing price comes in at 0% of the national average.
Talladega - Sylacauga's average listing price for 2022-05-01 was $297,237, a difference of $-23,034 (-7.2%) versus the prior year and $10,052 versus the prior month.
For the 2022-05-01 period, Talladega - Sylacauga had 145 MLS listings, a difference of 38 listings (36%) versus the prior month and 16 listings (12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Talladega - Sylacauga (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,868 sqft |
| 2018-02-01 | 0 days | 1,863 sqft |
| 2018-03-01 | 0 days | 1,908 sqft |
| 2018-04-01 | 0 days | 1,942 sqft |
| 2018-05-01 | 0 days | 1,975 sqft |
| 2018-06-01 | 0 days | 1,958 sqft |
| 2018-07-01 | 0 days | 1,900 sqft |
| 2018-08-01 | 0 days | 1,884 sqft |
| 2018-09-01 | 0 days | 1,863 sqft |
| 2018-10-01 | 0 days | 1,836 sqft |
| 2018-11-01 | 0 days | 1,839 sqft |
| 2018-12-01 | 0 days | 1,831 sqft |
| 2019-01-01 | 0 days | 1,800 sqft |
| 2019-02-01 | 0 days | 1,800 sqft |
| 2019-03-01 | 0 days | 1,829 sqft |
| 2019-04-01 | 0 days | 1,873 sqft |
| 2019-05-01 | 0 days | 1,897 sqft |
| 2019-06-01 | 0 days | 1,860 sqft |
| 2019-07-01 | 0 days | 1,807 sqft |
| 2019-08-01 | 0 days | 1,810 sqft |
| 2019-09-01 | 0 days | 1,782 sqft |
| 2019-10-01 | 0 days | 1,800 sqft |
| 2019-11-01 | 0 days | 1,801 sqft |
| 2019-12-01 | 0 days | 1,801 sqft |
| 2020-01-01 | 0 days | 1,833 sqft |
| 2020-02-01 | 0 days | 1,881 sqft |
| 2020-03-01 | 0 days | 1,839 sqft |
| 2020-04-01 | 0 days | 1,804 sqft |
| 2020-05-01 | 0 days | 1,804 sqft |
| 2020-06-01 | 0 days | 1,802 sqft |
| 2020-07-01 | 0 days | 1,915 sqft |
| 2020-08-01 | 0 days | 1,909 sqft |
| 2020-09-01 | 0 days | 1,887 sqft |
| 2020-10-01 | 0 days | 1,908 sqft |
| 2020-11-01 | 0 days | 1,838 sqft |
| 2020-12-01 | 0 days | 1,811 sqft |
| 2021-01-01 | 0 days | 1,794 sqft |
| 2021-02-01 | 0 days | 1,691 sqft |
| 2021-03-01 | 0 days | 1,693 sqft |
| 2021-04-01 | 0 days | 1,748 sqft |
| 2021-05-01 | 0 days | 1,693 sqft |
| 2021-06-01 | 0 days | 1,776 sqft |
| 2021-07-01 | 0 days | 1,874 sqft |
| 2021-08-01 | 0 days | 1,747 sqft |
| 2021-09-01 | 0 days | 1,691 sqft |
| 2021-10-01 | 0 days | 1,743 sqft |
| 2021-11-01 | 0 days | 1,765 sqft |
| 2021-12-01 | 0 days | 1,685 sqft |
| 2022-01-01 | 0 days | 1,655 sqft |
| 2022-02-01 | 0 days | 1,734 sqft |
| 2022-03-01 | 0 days | 1,673 sqft |
| 2022-04-01 | 0 days | 1,680 sqft |
| 2022-05-01 | 0 days | 1,677 sqft |
Talladega - Sylacauga's median square footage for active listings during the 2022-05-01 period was 1,677 sqft. One year prior, the average listing was 1,693 sqft.
