The First National Bank And Trust Company Of Okmulgee Mortgage Rates, Fees & Info
Okmulgee, OKLEI: 549300E8JTSHNU1K4K92
Tax ID: 73-0177595
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Mortgage Data
Review & Overview
The First National Bank And Trust Company Of Okmulgee is a smaller bank specializing in Home Purchase and Refi loans. The First National Bank And Trust Company Of Okmulgee has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Oklahoma City, Muskogee, and Stillwater among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank And Trust Company Of Okmulgee has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
90Origination Dollar Volume (All Markets)
$10,570,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 77 | $8,705,000 | $113,052 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $1,105,000 | $122,778 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 0.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 90 | $10,570,000 | $117,444 | $0 | 0.00% |
For 2023, The First National Bank And Trust Company Of Okmulgee's most frequently originated type of loan was Conventional, with 90 originations.
Loan Reason
For 2023, The First National Bank And Trust Company Of Okmulgee's most frequently cited loan purpose was Home Purchase, with 46 originations. The 2nd most popular reason was Refi, with 26 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 90 | $10,570,000 | $117,444 | $0 | 0.00% |
For 2023, The First National Bank And Trust Company Of Okmulgee's most frequently cited loan duration was Other, with 90 originations.
Loan Sizing
2023 saw The First National Bank And Trust Company Of Okmulgee place emphasis on $100,000 or less loans with 60 originations, totaling $3,000,000 in origination value.
Applicant Income
The First National Bank And Trust Company Of Okmulgee lent most frequently to those with incomes in the $50k-75k range, with 17 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 90 | $10,570,000 | $117,444 | $0 | 0.00% |
The First National Bank And Trust Company Of Okmulgee lent most frequently to those with DTI ratios of Exempt%, with 90 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.60%
The First National Bank And Trust Company Of Okmulgee has an average approval rate.
Pick Rate
Approvals leading to origination74.44%
The First National Bank And Trust Company Of Okmulgee has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 90 | $10,570,000 | $117,444 |