Muskogee Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Muskogee averaged 7.33% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.02% and one month ago for the week of 2023-08-17, the average rate was 6.93%.

    Muskogee's average rate one year ago was 5.76%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.39%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Muskogee 30 Year Fixed Rate 2023-09-21 7.33%
    Muskogee 30 Year Fixed Rate Refi 2023-09-21 7.39%
    Muskogee 15 Year Fixed Rate 2023-09-21 6.64%
    Muskogee 15 Year Fixed Rate Refi 2023-09-21 6.44%
    Muskogee 30 Year FHA 2023-09-21 6.65%
    Muskogee 30 Year FHA Refi 2023-09-21 6.94%
    Muskogee 30 Year USDA 2023-09-21 7.02%
    Muskogee 30 Year USDA Refi 2023-09-21 7.22%
    Muskogee 30 Year VA 2023-09-21 6.6%
    Muskogee 30 Year VA Refi 2023-09-21 6.92%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Muskogee, OK.

    Muskogee Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Muskogee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    American Bank of Oklahoma 39 5.03% $3,935
    Firstar Bank 36 4.93% $5,619
    FBC MORTGAGE, LLC 29 5.57% $5,682
    Armstrong Bank 28 4.56% $4,068
    Arvest Bank 25 4.62% $3,684
    BancFirst 21 4.96% $4,837
    QUICKEN LOANS, LLC 16 5.02% $6,898
    BOKF 15 5.07% $3,995
    FLAT BRANCH MORTGAGE, INC. 11 5.59% $4,485
    First United Bank and Trust Company 5 4.78% $4,633
    Gateway First Bank 5 4.85% $4,366
    TTCU Federal Credit Union 5 4.93% $3,401
    JPMorgan Chase Bank 4 5.78% $3,925
    LOANDEPOT.COM, LLC 4 4.87% $8,560
    United Fidelity Funding Corp. 4 6.03% $8,905
    FREEDOM MORTGAGE CORPORATION 4 5.72% $8,997
    Mabrey Bank 4 6.48% $2,383
    AMERISAVE MORTGAGE CORPORATION 4 5.59% $4,063
    BROKER SOLUTIONS, INC. 3 4.07% $5,186
    ASSOCIATED MORTGAGE CORPORATION 3 5.83% $4,081
    Mortgage Investment Services Corporation 3 5.25% $4,734
    CORNERSTONE HOME LENDING, INC. 3 5.96% $4,783
    UNITED WHOLESALE MORTGAGE, LLC 3 5.53% $8,324
    US MORTGAGE CORPORATION 3 4.88% $4,513
    Mortgage Research Center, LLC 2 5.19% $3,666
    ROYAL UNITED MORTGAGE LLC 2 5.19% $5,951
    Prosperity Bank 2 3.44% $3,068
    GUILD MORTGAGE COMPANY 2 4.50% $7,896
    PENNYMAC LOAN SERVICES, LLC 2 5.69% $6,455
    OPEN MORTGAGE, LLC 2 3.94% $6,139
    Waterstone Mortgage Corporation 2 5.44% $5,038
    Mr. Cooper ( Nationstar Mortgage ) 2 5.63% $8,093
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.25% $6,488
    CALIBER HOME LOANS, INC. 2 6.81% $7,912
    LAKEVIEW LOAN SERVICING, LLC 2 6.28% $5,139
    TOWNE MORTGAGE COMPANY 1 5.88% $8,326
    Alliance Credit Union 1 4.13% $4,583
    Ally Bank 1 2.88% $4,735
    AMERICAN FINANCING CORPORATION 1 4.88% $5,843
    Bank of America 1 4.25% $5,583
    Bank of England 1 6.88% $3,523
    Chickasaw Community Bank 1 5.63% $10,400
    Citizens Bank 1 7.38% $2,652
    COMMUNICATION 1 3.75% $0
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $4,873
    Discover Bank 1 6.24% $0
    Enterprise Bank & Trust 1 6.13% $2,484
    EVERETT FINANCIAL, INC. 1 3.99% $2,864
    Fidelity Bank 1 6.50% $2,417
    Fifth Third Bank 1 5.63% $4,346
    FINANCE OF AMERICA MORTGAGE LLC 1 6.99% $6,738
    First National Bank of America 1 8.88% $5,447
    Great Plains National Bank 1 4.13% $5,580
    LEADERONE FINANCIAL CORPORATION 1 6.13% $9,556
    MORTGAGE CLEARING CORPORATION 1 2.88% $2,201
    NAVY FEDERAL CREDIT UNION 1 6.50% $5,259
    NEWREZ LLC 1 5.88% $4,389
    North American Savings Bank, F.S.B. 1 4.00% $4,761
    OKLAHOMA CENTRAL Credit Union 1 5.63% $3,297
    PLAZA HOME MORTGAGE, INC. 1 6.13% $7,661
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.75% $4,643
    Servion, Inc. 1 5.88% $2,414
    SpiritBank 1 5.38% $4,156
    The Central Trust Bank 1 5.63% $3,077
    The First National Bank of Fort Smith 1 3.50% $2,230
    21ST MORTGAGE CORPORATION 1 7.25% $6,005
    Tulsa Federal Credit Union 1 6.00% $1,906
    UNITED 1 5.50% $6,046
    Vision Bank 1 4.25% $730

    Muskogee Average Closing Costs & Other Stats

    Muskogee, OK's 69 lenders originated 1,266 loans during 2022. The total origination value was $190,630,000, with an average loan value of $150,577.

    Muskogee's average closing costs are $4,657.

    The top Muskogee lender as defined by loan originations is American Bank of Oklahoma, with 39 loans originated. Their average total fees are $3,935, which is $1,684 lower than the next largest lender, Firstar Bank.

    The lowest fee Muskogee lenders (with over 10 loans originated) are Arvest Bank ($3,684), American Bank of Oklahoma ($3,935), BOKF ($3,995), Armstrong Bank ($4,068) and FLAT BRANCH MORTGAGE, INC. ($4,485).

    The lowest rate Muskogee lenders (with over 10 loans originated) are Armstrong Bank (4.56%), Arvest Bank (4.62%), Firstar Bank (4.93%), BancFirst (4.96%) and QUICKEN LOANS, LLC (5.02%).

    Muskogee, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    American Bank of Oklahoma $28,215,000 $28,320,000 0.4% 14.9%
    FBC MORTGAGE, LLC $23,260,000 $19,820,000 -14.8% 10.4%
    Firstar Bank $21,785,000 $15,380,000 -29.4% 8.1%
    BancFirst $14,585,000 $12,855,000 -11.9% 6.7%
    Armstrong Bank $11,240,000 $12,015,000 6.9% 6.3%
    QUICKEN LOANS, LLC $17,205,000 $9,720,000 -43.5% 5.1%
    Arvest Bank $13,745,000 $8,530,000 -37.9% 4.5%
    Mortgage Research Center, LLC $6,355,000 $5,405,000 -14.9% 2.8%
    BOKF $4,735,000 $5,395,000 13.9% 2.8%
    FLAT BRANCH MORTGAGE, INC. $8,105,000 $5,225,000 -35.5% 2.7%
    Mabrey Bank $3,170,000 $4,030,000 27.1% 2.1%
    United Fidelity Funding Corp. $2,000,000 $2,935,000 46.8% 1.5%
    FREEDOM MORTGAGE CORPORATION $4,650,000 $2,755,000 -40.8% 1.4%
    LOANDEPOT.COM, LLC $4,005,000 $2,750,000 -31.3% 1.4%
    ASSOCIATED MORTGAGE CORPORATION $2,955,000 $2,210,000 -25.2% 1.2%
    AMERISAVE MORTGAGE CORPORATION $1,765,000 $1,995,000 13.0% 1.0%
    Gateway First Bank $2,235,000 $1,930,000 -13.6% 1.0%
    First United Bank and Trust Company $4,270,000 $1,915,000 -55.2% 1.0%
    OPEN MORTGAGE, LLC $1,855,000 $1,805,000 -2.7% 0.9%
    US MORTGAGE CORPORATION $995,000 $1,550,000 55.8% 0.8%
    Chickasaw Community Bank $3,245,000 $1,490,000 -54.1% 0.8%
    GUILD MORTGAGE COMPANY $1,400,000 $1,420,000 1.4% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,060,000 $1,365,000 28.8% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $995,000 $1,320,000 32.7% 0.7%
    TTCU Federal Credit Union $1,860,000 $1,285,000 -30.9% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,430,000 $1,245,000 -12.9% 0.7%
    MID AMERICA MORTGAGE, INC. $1,410,000 $1,210,000 -14.2% 0.6%
    NEW DAY FINANCIAL, LLC $795,000 $1,195,000 50.3% 0.6%
    Prosperity Bank $1,835,000 $1,195,000 -34.9% 0.6%
    BROKER SOLUTIONS, INC. $1,150,000 $1,190,000 3.5% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $670,000 $1,065,000 59.0% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,735,000 $1,055,000 -39.2% 0.6%
    21ST MORTGAGE CORPORATION $1,525,000 $1,040,000 -31.8% 0.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 $995,000 541.9% 0.5%
    Mortgage Investment Services Corporation $95,000 $930,000 878.9% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $675,000 $850,000 25.9% 0.4%
    CALIBER HOME LOANS, INC. $2,450,000 $815,000 -66.7% 0.4%
    PLAZA HOME MORTGAGE, INC. $820,000 $790,000 -3.7% 0.4%
    CIVIC FINANCIAL SERVICES, LLC $750,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,480,000 $745,000 -49.7% 0.4%
    NAVY FEDERAL CREDIT UNION $470,000 $680,000 44.7% 0.4%
    VILLAGE CAPITAL MORTGAGE $790,000 $635,000 -19.6% 0.3%
    UNITED BUILT HOMES, L.L.C. $620,000 n/a 0.3%
    SOFI LENDING CORP. $615,000 n/a 0.3%
    Waterstone Mortgage Corporation $1,435,000 $600,000 -58.2% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $620,000 $575,000 -7.3% 0.3%
    CORNERSTONE HOME LENDING, INC. $1,180,000 $570,000 -51.7% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 $565,000 494.7% 0.3%
    COMMUNICATION $200,000 $500,000 150.0% 0.3%
    JPMorgan Chase Bank $250,000 $500,000 100.0% 0.3%
    MORTGAGE CLEARING CORPORATION $1,560,000 $470,000 -69.9% 0.2%
    UNITED $470,000 n/a 0.2%
    Enterprise Bank & Trust $445,000 n/a 0.2%
    USAA Federal Savings Bank $675,000 $440,000 -34.8% 0.2%
    Fifth Third Bank $235,000 $425,000 80.9% 0.2%
    First Oklahoma Bank $290,000 $410,000 41.4% 0.2%
    Bank of England $175,000 $405,000 131.4% 0.2%
    NEWREZ LLC $995,000 $400,000 -59.8% 0.2%
    Carrington Mortgage Services, LLC $355,000 $380,000 7.0% 0.2%
    Alliance Credit Union $375,000 n/a 0.2%
    GSF Mortgage Corporation $365,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $365,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $360,000 n/a 0.2%
    Flagstar Bank, FSB $350,000 $355,000 1.4% 0.2%
    AMERICAN FINANCING CORPORATION $350,000 n/a 0.2%
    SpiritBank $240,000 $350,000 45.8% 0.2%
    Fidelity Bank $340,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 n/a 0.2%
    AMERICAN ADVISORS GROUP $100,000 $310,000 210.0% 0.2%
    Ally Bank $305,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $225,000 $305,000 35.6% 0.2%
    Barrington Bank & Trust Company, N.A. $385,000 $300,000 -22.1% 0.2%
    The Federal Savings Bank $205,000 $295,000 43.9% 0.2%
    The First National Bank of Fort Smith $295,000 n/a 0.2%
    Great Plains National Bank $290,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $290,000 n/a 0.2%
    Discover Bank $55,000 $285,000 418.2% 0.1%
    Bank of America $100,000 $280,000 180.0% 0.1%
    Tulsa Federal Credit Union $95,000 $280,000 194.7% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $135,000 $270,000 100.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $270,000 $250,000 -7.4% 0.1%
    OKLAHOMA CENTRAL Credit Union $185,000 $245,000 32.4% 0.1%
    Network Funding, L.P. $225,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $275,000 $220,000 -20.0% 0.1%
    LEADERONE FINANCIAL CORPORATION $205,000 n/a 0.1%
    Tinker Federal Credit Union $95,000 $205,000 115.8% 0.1%
    Citizens Bank $125,000 $190,000 52.0% 0.1%
    CMG MORTGAGE, INC. $185,000 n/a 0.1%
    GUARANTEED RATE, INC. $140,000 $185,000 32.1% 0.1%
    NFM, INC. $185,000 n/a 0.1%
    Vision Bank $125,000 $185,000 48.0% 0.1%
    Watermark Capital, Inc. $135,000 $175,000 29.6% 0.1%
    Wells Fargo Bank $1,715,000 $170,000 -90.1% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $220,000 $165,000 -25.0% 0.1%
    Magnolia Bank $165,000 n/a 0.1%
    North American Savings Bank, F.S.B. $355,000 $165,000 -53.5% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $145,000 7.4% 0.1%
    American Airlines Federal Credit Union $140,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $140,000 0.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $765,000 $130,000 -83.0% 0.1%
    Century Mortgage Company DBA Century Lending Company $125,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $165,000 $125,000 -24.2% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $125,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $195,000 $125,000 -35.9% 0.1%
    PHH Mortgage Corporation $120,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $215,000 $115,000 -46.5% 0.1%
    SPRING EQ, LLC $110,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $105,000 n/a 0.1%
    Servion, Inc. $155,000 $105,000 -32.3% 0.1%
    First National Bank of America $95,000 n/a 0.0%
    Simmons Bank $210,000 $90,000 -57.1% 0.0%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
    F & M Bank $85,000 n/a 0.0%
    Regent Bank $45,000 $85,000 88.9% 0.0%
    Figure Lending LLC $80,000 n/a 0.0%
    CSL Financial, LLC $75,000 n/a 0.0%
    Oklahoma Educators Credit Union $75,000 n/a 0.0%
    The Central Trust Bank $610,000 $75,000 -87.7% 0.0%
    The First National Bank and Trust Company of Okmulgee $25,000 $45,000 80.0% 0.0%
    Equity Bank $35,000 n/a 0.0%
    UMB Bank $25,000 n/a 0.0%

    Muskogee's top lender by overall market share is American Bank of Oklahoma, with 14.9% market share. In second place, with 10.4%, is FBC MORTGAGE, LLC, having originated $19,820,000 in loans. In third place, with 8.1%, is Firstar Bank, having originated $15,380,000 in loans. In fourth place, with 6.7%, is BancFirst, having originated $12,855,000 in loans. In fifth place, with 6.3%, is Armstrong Bank, having originated $12,015,000 in loans.

    Muskogee Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,100 (8.4%) $135,195 (-3.4%) 0.00 192
    2018-02-01 $107,625 (-1.3%) $133,665 (-4.5%) 0.00 179
    2018-03-01 $107,500 (-2.9%) $135,058 (-2.1%) 0.00 181
    2018-04-01 $116,000 (4.3%) $143,626 (5.8%) 0.00 178
    2018-05-01 $114,900 (4.2%) $138,673 (0.0%) 0.00 187
    2018-06-01 $110,000 (0.2%) $138,904 (4.6%) 0.00 188
    2018-07-01 $114,950 (1.3%) $143,567 (10.0%) 0.00 190
    2018-08-01 $113,950 (-3.0%) $142,599 (3.1%) 0.00 190
    2018-09-01 $119,000 (3.5%) $148,670 (13.2%) 0.00 202
    2018-10-01 $115,975 (1.4%) $143,614 (8.7%) 0.00 218
    2018-11-01 $114,975 (1.3%) $142,249 (6.3%) 0.00 205
    2018-12-01 $110,000 (-4.4%) $140,340 (2.4%) 0.00 184
    2019-01-01 $113,750 (-0.3%) $138,986 (2.8%) 0.00 187
    2019-02-01 $115,000 (6.9%) $144,465 (8.1%) 0.00 186
    2019-03-01 $117,807 (9.6%) $148,785 (10.2%) 0.00 180
    2019-04-01 $124,725 (7.5%) $150,078 (4.5%) 0.00 175
    2019-05-01 $117,125 (1.9%) $142,530 (2.8%) 0.00 179
    2019-06-01 $119,900 (9.0%) $144,330 (3.9%) 0.00 172
    2019-07-01 $117,950 (2.6%) $146,354 (1.9%) 0.00 173
    2019-08-01 $121,123 (6.3%) $150,715 (5.7%) 0.00 183
    2019-09-01 $125,807 (5.7%) $154,132 (3.7%) 0.00 168
    2019-10-01 $128,930 (11.2%) $156,411 (8.9%) 0.00 155
    2019-11-01 $129,900 (13.0%) $163,003 (14.6%) 0.00 156
    2019-12-01 $129,882 (18.1%) $165,975 (18.3%) 0.00 146
    2020-01-01 $133,325 (17.2%) $170,363 (22.6%) 0.00 122
    2020-02-01 $134,950 (17.4%) $165,357 (14.5%) 0.00 135
    2020-03-01 $134,975 (14.6%) $173,942 (16.9%) 0.00 110
    2020-04-01 $140,625 (12.8%) $180,841 (20.5%) 0.00 109
    2020-05-01 $139,950 (19.5%) $185,735 (30.3%) 0.00 91
    2020-06-01 $141,725 (18.2%) $185,926 (28.8%) 0.00 92
    2020-07-01 $152,450 (29.3%) $202,721 (38.5%) 0.00 90
    2020-08-01 $135,000 (11.5%) $192,933 (28.0%) 0.00 78
    2020-09-01 $137,150 (9.0%) $196,491 (27.5%) 0.00 78
    2020-10-01 $135,500 (5.1%) $188,653 (20.6%) 0.00 87
    2020-11-01 $133,725 (2.9%) $184,837 (13.4%) 0.00 99
    2020-12-01 $134,900 (3.9%) $175,499 (5.7%) 0.00 90
    2021-01-01 $139,900 (4.9%) $171,865 (0.9%) 0.00 82
    2021-02-01 $124,950 (-7.4%) $165,397 (0.0%) 0.00 69
    2021-03-01 $89,950 (-33.4%) $155,217 (-10.8%) 0.00 60
    2021-04-01 $101,875 (-27.6%) $164,044 (-9.3%) 0.00 62
    2021-05-01 $82,000 (-41.4%) $156,618 (-15.7%) 0.00 57
    2021-06-01 $126,225 (-10.9%) $164,466 (-11.5%) 0.00 64
    2021-07-01 $134,950 (-11.5%) $173,554 (-14.4%) 0.00 76
    2021-08-01 $129,175 (-4.3%) $170,755 (-11.5%) 0.00 78
    2021-09-01 $119,625 (-12.8%) $153,557 (-21.9%) 0.00 103
    2021-10-01 $119,000 (-12.2%) $157,653 (-16.4%) 0.00 109
    2021-11-01 $114,225 (-14.6%) $161,707 (-12.5%) 0.00 95
    2021-12-01 $121,575 (-9.9%) $163,839 (-6.6%) 0.00 93
    2022-01-01 $116,950 (-16.4%) $173,534 (1.0%) 0.00 78
    2022-02-01 $133,975 (7.2%) $188,931 (14.2%) 0.00 67
    2022-03-01 $135,750 (50.9%) $192,666 (24.1%) 0.00 64
    2022-04-01 $175,000 (71.8%) $206,037 (25.6%) 0.00 70
    2022-05-01 $185,000 (125.6%) $213,329 (36.2%) 0.00 89
    2022-06-01 $201,226 (59.4%) $235,901 (43.4%) 0.00 92
    2022-07-01 $206,504 (53.0%) $231,323 (33.3%) 0.00 118
    2022-08-01 $209,331 (62.1%) $243,691 (42.7%) 0.00 143
    2022-09-01 $211,000 (76.4%) $236,542 (54.0%) 0.00 144
    2022-10-01 $204,990 (72.3%) $238,902 (51.5%) 0.00 142
    2022-11-01 $194,990 (70.7%) $241,488 (49.3%) 0.00 152
    2022-12-01 $189,995 (56.3%) $243,231 (48.5%) 0.00 133
    2023-01-01 $194,990 (66.7%) $247,435 (42.6%) 0.00 128
    2023-02-01 $194,990 (45.5%) $237,462 (25.7%) 0.00 141
    2023-03-01 $194,990 (43.6%) $250,386 (30.0%) 0.00 136
    2023-04-01 $206,495 (18.0%) $262,083 (27.2%) 0.00 133
    2023-05-01 $208,673 (12.8%) $267,248 (25.3%) 0.00 138
    2023-06-01 $205,673 (2.2%) $255,679 (8.4%) 0.00 140
    2023-07-01 $212,375 (2.8%) $265,035 (14.6%) 0.00 130
    2023-08-01 $197,445 (-5.7%) $251,792 (3.3%) 0.00 128
    Muskogee's median listing price for 2023-08-01 was $197,445, a difference of $-11,886 (-5.7%) versus the prior year and $-14,930 versus the prior month.

    Muskogee's median listing price comes in at 0% of the national average.

    Muskogee's average listing price for 2023-08-01 was $251,792, a difference of $8,101 (3.3%) versus the prior year and $-13,243 versus the prior month.

    For the 2023-08-01 period, Muskogee had 128 MLS listings, a difference of -2 listings (-2%) versus the prior month and -15 listings (-10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,609 sqft
    2018-02-01 0 days 1,600 sqft
    2018-03-01 0 days 1,663 sqft
    2018-04-01 0 days 1,709 sqft
    2018-05-01 0 days 1,669 sqft
    2018-06-01 0 days 1,694 sqft
    2018-07-01 0 days 1,682 sqft
    2018-08-01 0 days 1,681 sqft
    2018-09-01 0 days 1,642 sqft
    2018-10-01 0 days 1,611 sqft
    2018-11-01 0 days 1,566 sqft
    2018-12-01 0 days 1,503 sqft
    2019-01-01 0 days 1,542 sqft
    2019-02-01 0 days 1,602 sqft
    2019-03-01 0 days 1,606 sqft
    2019-04-01 0 days 1,612 sqft
    2019-05-01 0 days 1,590 sqft
    2019-06-01 0 days 1,608 sqft
    2019-07-01 0 days 1,628 sqft
    2019-08-01 0 days 1,622 sqft
    2019-09-01 0 days 1,661 sqft
    2019-10-01 0 days 1,654 sqft
    2019-11-01 0 days 1,586 sqft
    2019-12-01 0 days 1,587 sqft
    2020-01-01 0 days 1,627 sqft
    2020-02-01 0 days 1,623 sqft
    2020-03-01 0 days 1,593 sqft
    2020-04-01 0 days 1,651 sqft
    2020-05-01 0 days 1,540 sqft
    2020-06-01 0 days 1,673 sqft
    2020-07-01 0 days 1,677 sqft
    2020-08-01 0 days 1,637 sqft
    2020-09-01 0 days 1,645 sqft
    2020-10-01 0 days 1,568 sqft
    2020-11-01 0 days 1,640 sqft
    2020-12-01 0 days 1,550 sqft
    2021-01-01 0 days 1,541 sqft
    2021-02-01 0 days 1,502 sqft
    2021-03-01 0 days 1,418 sqft
    2021-04-01 0 days 1,462 sqft
    2021-05-01 0 days 1,425 sqft
    2021-06-01 0 days 1,508 sqft
    2021-07-01 0 days 1,496 sqft
    2021-08-01 0 days 1,469 sqft
    2021-09-01 0 days 1,429 sqft
    2021-10-01 0 days 1,372 sqft
    2021-11-01 0 days 1,362 sqft
    2021-12-01 0 days 1,368 sqft
    2022-01-01 0 days 1,369 sqft
    2022-02-01 0 days 1,466 sqft
    2022-03-01 0 days 1,521 sqft
    2022-04-01 0 days 1,541 sqft
    2022-05-01 0 days 1,436 sqft
    2022-06-01 0 days 1,442 sqft
    2022-07-01 0 days 1,523 sqft
    2022-08-01 0 days 1,566 sqft
    2022-09-01 0 days 1,576 sqft
    2022-10-01 0 days 1,560 sqft
    2022-11-01 0 days 1,642 sqft
    2022-12-01 0 days 1,599 sqft
    2023-01-01 0 days 1,584 sqft
    2023-02-01 0 days 1,548 sqft
    2023-03-01 0 days 1,559 sqft
    2023-04-01 0 days 1,572 sqft
    2023-05-01 0 days 1,623 sqft
    2023-06-01 0 days 1,585 sqft
    2023-07-01 0 days 1,599 sqft
    2023-08-01 0 days 1,605 sqft
    Muskogee's median listing age (time on market) for 2023-08-01 was 0 days.

    Muskogee's median square footage for active listings during the 2023-08-01 period was 1,605 sqft. One year prior, the average listing was 1,566 sqft.

    Muskogee, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 755 $125,945,000 $166,815
    Refi 173 $27,035,000 $156,272
    Cash Out Refi 160 $26,930,000 $168,313
    Home Improvement 113 $6,565,000 $58,097
    Other 65 $4,155,000 $63,923

    Muskogee's most frequently cited loan purpose was Home Purchase, with 755 originations. The 2nd most popular reason was Refi, with 173 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 367 $58,755,000 $160,095
    4-5% 275 $40,755,000 $148,200
    6-7% 215 $31,395,000 $146,023
    3-4% 197 $32,375,000 $164,340
    7-8% 90 $10,300,000 $114,444
    2.5-3% 56 $10,180,000 $181,786
    Over 8% 46 $3,590,000 $78,043
    <2.5% 16 $2,740,000 $171,250

    During 2022, Muskogee's most frequently originated rate bucket was 5-6%, with 367 originations.

    Loan Sizing (Muskogee, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 499 $72,255,000 $144,800
    $100,000 or less 453 $26,285,000 $58,024
    $200k-400k 277 $73,585,000 $265,650
    $400k-600k 32 $15,240,000 $476,250
    $600k-1000k 5 $3,265,000 $653,000

    Muskogee's loan sizing saw the bucket of loans from $100k-200k with 499 originations, totaling $72,255,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 601 $107,935,000 $179,592
    60-80% 323 $51,275,000 $158,746
    40-60% 118 $12,830,000 $108,729
    20-40% 105 $7,395,000 $70,429
    Under 20% 78 $2,710,000 $34,744
    Over 100% 26 $6,430,000 $247,308

    Muskogee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $107,935,000 in origination value.