Muskogee Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Muskogee averaged
7.33%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.02% and
one month ago for the week of 2023-08-17, the
average rate was 6.93%.
Muskogee's average rate one year ago was 5.76%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.39%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Muskogee 30 Year Fixed Rate | 2023-09-21 | 7.33% |
Muskogee 30 Year Fixed Rate Refi | 2023-09-21 | 7.39% |
Muskogee 15 Year Fixed Rate | 2023-09-21 | 6.64% |
Muskogee 15 Year Fixed Rate Refi | 2023-09-21 | 6.44% |
Muskogee 30 Year FHA | 2023-09-21 | 6.65% |
Muskogee 30 Year FHA Refi | 2023-09-21 | 6.94% |
Muskogee 30 Year USDA | 2023-09-21 | 7.02% |
Muskogee 30 Year USDA Refi | 2023-09-21 | 7.22% |
Muskogee 30 Year VA | 2023-09-21 | 6.6% |
Muskogee 30 Year VA Refi | 2023-09-21 | 6.92% |
Muskogee Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Muskogee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Muskogee Average Closing Costs & Other Stats
Muskogee, OK's 69 lenders originated 1,266
loans during 2022. The total origination value was $190,630,000, with an average loan value of
$150,577.
Muskogee's average closing costs are $4,657.
The top Muskogee lender as defined by loan originations is American Bank of Oklahoma, with
39 loans originated. Their average total fees are
$3,935, which is $1,684
lower than the next largest lender,
Firstar Bank.
The lowest fee Muskogee lenders (with over 10 loans originated) are
Arvest Bank ($3,684), American Bank of Oklahoma ($3,935), BOKF ($3,995), Armstrong Bank ($4,068) and FLAT BRANCH MORTGAGE, INC. ($4,485).
The lowest rate Muskogee lenders (with over 10 loans originated) are
Armstrong Bank (4.56%), Arvest Bank (4.62%), Firstar Bank (4.93%), BancFirst (4.96%) and QUICKEN LOANS, LLC (5.02%).
Muskogee, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
American Bank of Oklahoma | $28,215,000 | $28,320,000 | 0.4% | 14.9% |
FBC MORTGAGE, LLC | $23,260,000 | $19,820,000 | -14.8% | 10.4% |
Firstar Bank | $21,785,000 | $15,380,000 | -29.4% | 8.1% |
BancFirst | $14,585,000 | $12,855,000 | -11.9% | 6.7% |
Armstrong Bank | $11,240,000 | $12,015,000 | 6.9% | 6.3% |
QUICKEN LOANS, LLC | $17,205,000 | $9,720,000 | -43.5% | 5.1% |
Arvest Bank | $13,745,000 | $8,530,000 | -37.9% | 4.5% |
Mortgage Research Center, LLC | $6,355,000 | $5,405,000 | -14.9% | 2.8% |
BOKF | $4,735,000 | $5,395,000 | 13.9% | 2.8% |
FLAT BRANCH MORTGAGE, INC. | $8,105,000 | $5,225,000 | -35.5% | 2.7% |
Mabrey Bank | $3,170,000 | $4,030,000 | 27.1% | 2.1% |
United Fidelity Funding Corp. | $2,000,000 | $2,935,000 | 46.8% | 1.5% |
FREEDOM MORTGAGE CORPORATION | $4,650,000 | $2,755,000 | -40.8% | 1.4% |
LOANDEPOT.COM, LLC | $4,005,000 | $2,750,000 | -31.3% | 1.4% |
ASSOCIATED MORTGAGE CORPORATION | $2,955,000 | $2,210,000 | -25.2% | 1.2% |
AMERISAVE MORTGAGE CORPORATION | $1,765,000 | $1,995,000 | 13.0% | 1.0% |
Gateway First Bank | $2,235,000 | $1,930,000 | -13.6% | 1.0% |
First United Bank and Trust Company | $4,270,000 | $1,915,000 | -55.2% | 1.0% |
OPEN MORTGAGE, LLC | $1,855,000 | $1,805,000 | -2.7% | 0.9% |
US MORTGAGE CORPORATION | $995,000 | $1,550,000 | 55.8% | 0.8% |
Chickasaw Community Bank | $3,245,000 | $1,490,000 | -54.1% | 0.8% |
GUILD MORTGAGE COMPANY | $1,400,000 | $1,420,000 | 1.4% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $1,060,000 | $1,365,000 | 28.8% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $995,000 | $1,320,000 | 32.7% | 0.7% |
TTCU Federal Credit Union | $1,860,000 | $1,285,000 | -30.9% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $1,430,000 | $1,245,000 | -12.9% | 0.7% |
MID AMERICA MORTGAGE, INC. | $1,410,000 | $1,210,000 | -14.2% | 0.6% |
NEW DAY FINANCIAL, LLC | $795,000 | $1,195,000 | 50.3% | 0.6% |
Prosperity Bank | $1,835,000 | $1,195,000 | -34.9% | 0.6% |
BROKER SOLUTIONS, INC. | $1,150,000 | $1,190,000 | 3.5% | 0.6% |
TRIAD FINANCIAL SERVICES, INC. | $670,000 | $1,065,000 | 59.0% | 0.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,735,000 | $1,055,000 | -39.2% | 0.6% |
21ST MORTGAGE CORPORATION | $1,525,000 | $1,040,000 | -31.8% | 0.5% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $155,000 | $995,000 | 541.9% | 0.5% |
Mortgage Investment Services Corporation | $95,000 | $930,000 | 878.9% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $675,000 | $850,000 | 25.9% | 0.4% |
CALIBER HOME LOANS, INC. | $2,450,000 | $815,000 | -66.7% | 0.4% |
PLAZA HOME MORTGAGE, INC. | $820,000 | $790,000 | -3.7% | 0.4% |
CIVIC FINANCIAL SERVICES, LLC | $750,000 | n/a | 0.4% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,480,000 | $745,000 | -49.7% | 0.4% |
NAVY FEDERAL CREDIT UNION | $470,000 | $680,000 | 44.7% | 0.4% |
VILLAGE CAPITAL MORTGAGE | $790,000 | $635,000 | -19.6% | 0.3% |
UNITED BUILT HOMES, L.L.C. | $620,000 | n/a | 0.3% | |
SOFI LENDING CORP. | $615,000 | n/a | 0.3% | |
Waterstone Mortgage Corporation | $1,435,000 | $600,000 | -58.2% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $620,000 | $575,000 | -7.3% | 0.3% |
CORNERSTONE HOME LENDING, INC. | $1,180,000 | $570,000 | -51.7% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $95,000 | $565,000 | 494.7% | 0.3% |
COMMUNICATION | $200,000 | $500,000 | 150.0% | 0.3% |
JPMorgan Chase Bank | $250,000 | $500,000 | 100.0% | 0.3% |
MORTGAGE CLEARING CORPORATION | $1,560,000 | $470,000 | -69.9% | 0.2% |
UNITED | $470,000 | n/a | 0.2% | |
Enterprise Bank & Trust | $445,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $675,000 | $440,000 | -34.8% | 0.2% |
Fifth Third Bank | $235,000 | $425,000 | 80.9% | 0.2% |
First Oklahoma Bank | $290,000 | $410,000 | 41.4% | 0.2% |
Bank of England | $175,000 | $405,000 | 131.4% | 0.2% |
NEWREZ LLC | $995,000 | $400,000 | -59.8% | 0.2% |
Carrington Mortgage Services, LLC | $355,000 | $380,000 | 7.0% | 0.2% |
Alliance Credit Union | $375,000 | n/a | 0.2% | |
GSF Mortgage Corporation | $365,000 | n/a | 0.2% | |
TOWNE MORTGAGE COMPANY | $365,000 | n/a | 0.2% | |
SUN WEST MORTGAGE COMPANY, INC. | $360,000 | n/a | 0.2% | |
Flagstar Bank, FSB | $350,000 | $355,000 | 1.4% | 0.2% |
AMERICAN FINANCING CORPORATION | $350,000 | n/a | 0.2% | |
SpiritBank | $240,000 | $350,000 | 45.8% | 0.2% |
Fidelity Bank | $340,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $335,000 | n/a | 0.2% | |
AMERICAN ADVISORS GROUP | $100,000 | $310,000 | 210.0% | 0.2% |
Ally Bank | $305,000 | n/a | 0.2% | |
PENTAGON FEDERAL CREDIT UNION | $225,000 | $305,000 | 35.6% | 0.2% |
Barrington Bank & Trust Company, N.A. | $385,000 | $300,000 | -22.1% | 0.2% |
The Federal Savings Bank | $205,000 | $295,000 | 43.9% | 0.2% |
The First National Bank of Fort Smith | $295,000 | n/a | 0.2% | |
Great Plains National Bank | $290,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $290,000 | n/a | 0.2% | |
Discover Bank | $55,000 | $285,000 | 418.2% | 0.1% |
Bank of America | $100,000 | $280,000 | 180.0% | 0.1% |
Tulsa Federal Credit Union | $95,000 | $280,000 | 194.7% | 0.1% |
COUNTRYPLACE MORTGAGE, LTD. | $135,000 | $270,000 | 100.0% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $270,000 | $250,000 | -7.4% | 0.1% |
OKLAHOMA CENTRAL Credit Union | $185,000 | $245,000 | 32.4% | 0.1% |
Network Funding, L.P. | $225,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $275,000 | $220,000 | -20.0% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $205,000 | n/a | 0.1% | |
Tinker Federal Credit Union | $95,000 | $205,000 | 115.8% | 0.1% |
Citizens Bank | $125,000 | $190,000 | 52.0% | 0.1% |
CMG MORTGAGE, INC. | $185,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $140,000 | $185,000 | 32.1% | 0.1% |
NFM, INC. | $185,000 | n/a | 0.1% | |
Vision Bank | $125,000 | $185,000 | 48.0% | 0.1% |
Watermark Capital, Inc. | $135,000 | $175,000 | 29.6% | 0.1% |
Wells Fargo Bank | $1,715,000 | $170,000 | -90.1% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $220,000 | $165,000 | -25.0% | 0.1% |
Magnolia Bank | $165,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $355,000 | $165,000 | -53.5% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $155,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $135,000 | $145,000 | 7.4% | 0.1% |
American Airlines Federal Credit Union | $140,000 | n/a | 0.1% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $140,000 | $140,000 | 0.0% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $765,000 | $130,000 | -83.0% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $125,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $165,000 | $125,000 | -24.2% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $125,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $195,000 | $125,000 | -35.9% | 0.1% |
PHH Mortgage Corporation | $120,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $215,000 | $115,000 | -46.5% | 0.1% |
SPRING EQ, LLC | $110,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $105,000 | n/a | 0.1% | |
Servion, Inc. | $155,000 | $105,000 | -32.3% | 0.1% |
First National Bank of America | $95,000 | n/a | 0.0% | |
Simmons Bank | $210,000 | $90,000 | -57.1% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.0% | |
F & M Bank | $85,000 | n/a | 0.0% | |
Regent Bank | $45,000 | $85,000 | 88.9% | 0.0% |
Figure Lending LLC | $80,000 | n/a | 0.0% | |
CSL Financial, LLC | $75,000 | n/a | 0.0% | |
Oklahoma Educators Credit Union | $75,000 | n/a | 0.0% | |
The Central Trust Bank | $610,000 | $75,000 | -87.7% | 0.0% |
The First National Bank and Trust Company of Okmulgee | $25,000 | $45,000 | 80.0% | 0.0% |
Equity Bank | $35,000 | n/a | 0.0% | |
UMB Bank | $25,000 | n/a | 0.0% |
Muskogee's top lender by overall market share is American Bank of Oklahoma, with 14.9% market share. In second place, with 10.4%, is FBC MORTGAGE, LLC, having originated $19,820,000 in loans. In third place, with 8.1%, is Firstar Bank, having originated $15,380,000 in loans. In fourth place, with 6.7%, is BancFirst, having originated $12,855,000 in loans. In fifth place, with 6.3%, is Armstrong Bank, having originated $12,015,000 in loans.
Muskogee Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $114,100 (8.4%) | $135,195 (-3.4%) | 0.00 | 192 |
2018-02-01 | $107,625 (-1.3%) | $133,665 (-4.5%) | 0.00 | 179 |
2018-03-01 | $107,500 (-2.9%) | $135,058 (-2.1%) | 0.00 | 181 |
2018-04-01 | $116,000 (4.3%) | $143,626 (5.8%) | 0.00 | 178 |
2018-05-01 | $114,900 (4.2%) | $138,673 (0.0%) | 0.00 | 187 |
2018-06-01 | $110,000 (0.2%) | $138,904 (4.6%) | 0.00 | 188 |
2018-07-01 | $114,950 (1.3%) | $143,567 (10.0%) | 0.00 | 190 |
2018-08-01 | $113,950 (-3.0%) | $142,599 (3.1%) | 0.00 | 190 |
2018-09-01 | $119,000 (3.5%) | $148,670 (13.2%) | 0.00 | 202 |
2018-10-01 | $115,975 (1.4%) | $143,614 (8.7%) | 0.00 | 218 |
2018-11-01 | $114,975 (1.3%) | $142,249 (6.3%) | 0.00 | 205 |
2018-12-01 | $110,000 (-4.4%) | $140,340 (2.4%) | 0.00 | 184 |
2019-01-01 | $113,750 (-0.3%) | $138,986 (2.8%) | 0.00 | 187 |
2019-02-01 | $115,000 (6.9%) | $144,465 (8.1%) | 0.00 | 186 |
2019-03-01 | $117,807 (9.6%) | $148,785 (10.2%) | 0.00 | 180 |
2019-04-01 | $124,725 (7.5%) | $150,078 (4.5%) | 0.00 | 175 |
2019-05-01 | $117,125 (1.9%) | $142,530 (2.8%) | 0.00 | 179 |
2019-06-01 | $119,900 (9.0%) | $144,330 (3.9%) | 0.00 | 172 |
2019-07-01 | $117,950 (2.6%) | $146,354 (1.9%) | 0.00 | 173 |
2019-08-01 | $121,123 (6.3%) | $150,715 (5.7%) | 0.00 | 183 |
2019-09-01 | $125,807 (5.7%) | $154,132 (3.7%) | 0.00 | 168 |
2019-10-01 | $128,930 (11.2%) | $156,411 (8.9%) | 0.00 | 155 |
2019-11-01 | $129,900 (13.0%) | $163,003 (14.6%) | 0.00 | 156 |
2019-12-01 | $129,882 (18.1%) | $165,975 (18.3%) | 0.00 | 146 |
2020-01-01 | $133,325 (17.2%) | $170,363 (22.6%) | 0.00 | 122 |
2020-02-01 | $134,950 (17.4%) | $165,357 (14.5%) | 0.00 | 135 |
2020-03-01 | $134,975 (14.6%) | $173,942 (16.9%) | 0.00 | 110 |
2020-04-01 | $140,625 (12.8%) | $180,841 (20.5%) | 0.00 | 109 |
2020-05-01 | $139,950 (19.5%) | $185,735 (30.3%) | 0.00 | 91 |
2020-06-01 | $141,725 (18.2%) | $185,926 (28.8%) | 0.00 | 92 |
2020-07-01 | $152,450 (29.3%) | $202,721 (38.5%) | 0.00 | 90 |
2020-08-01 | $135,000 (11.5%) | $192,933 (28.0%) | 0.00 | 78 |
2020-09-01 | $137,150 (9.0%) | $196,491 (27.5%) | 0.00 | 78 |
2020-10-01 | $135,500 (5.1%) | $188,653 (20.6%) | 0.00 | 87 |
2020-11-01 | $133,725 (2.9%) | $184,837 (13.4%) | 0.00 | 99 |
2020-12-01 | $134,900 (3.9%) | $175,499 (5.7%) | 0.00 | 90 |
2021-01-01 | $139,900 (4.9%) | $171,865 (0.9%) | 0.00 | 82 |
2021-02-01 | $124,950 (-7.4%) | $165,397 (0.0%) | 0.00 | 69 |
2021-03-01 | $89,950 (-33.4%) | $155,217 (-10.8%) | 0.00 | 60 |
2021-04-01 | $101,875 (-27.6%) | $164,044 (-9.3%) | 0.00 | 62 |
2021-05-01 | $82,000 (-41.4%) | $156,618 (-15.7%) | 0.00 | 57 |
2021-06-01 | $126,225 (-10.9%) | $164,466 (-11.5%) | 0.00 | 64 |
2021-07-01 | $134,950 (-11.5%) | $173,554 (-14.4%) | 0.00 | 76 |
2021-08-01 | $129,175 (-4.3%) | $170,755 (-11.5%) | 0.00 | 78 |
2021-09-01 | $119,625 (-12.8%) | $153,557 (-21.9%) | 0.00 | 103 |
2021-10-01 | $119,000 (-12.2%) | $157,653 (-16.4%) | 0.00 | 109 |
2021-11-01 | $114,225 (-14.6%) | $161,707 (-12.5%) | 0.00 | 95 |
2021-12-01 | $121,575 (-9.9%) | $163,839 (-6.6%) | 0.00 | 93 |
2022-01-01 | $116,950 (-16.4%) | $173,534 (1.0%) | 0.00 | 78 |
2022-02-01 | $133,975 (7.2%) | $188,931 (14.2%) | 0.00 | 67 |
2022-03-01 | $135,750 (50.9%) | $192,666 (24.1%) | 0.00 | 64 |
2022-04-01 | $175,000 (71.8%) | $206,037 (25.6%) | 0.00 | 70 |
2022-05-01 | $185,000 (125.6%) | $213,329 (36.2%) | 0.00 | 89 |
2022-06-01 | $201,226 (59.4%) | $235,901 (43.4%) | 0.00 | 92 |
2022-07-01 | $206,504 (53.0%) | $231,323 (33.3%) | 0.00 | 118 |
2022-08-01 | $209,331 (62.1%) | $243,691 (42.7%) | 0.00 | 143 |
2022-09-01 | $211,000 (76.4%) | $236,542 (54.0%) | 0.00 | 144 |
2022-10-01 | $204,990 (72.3%) | $238,902 (51.5%) | 0.00 | 142 |
2022-11-01 | $194,990 (70.7%) | $241,488 (49.3%) | 0.00 | 152 |
2022-12-01 | $189,995 (56.3%) | $243,231 (48.5%) | 0.00 | 133 |
2023-01-01 | $194,990 (66.7%) | $247,435 (42.6%) | 0.00 | 128 |
2023-02-01 | $194,990 (45.5%) | $237,462 (25.7%) | 0.00 | 141 |
2023-03-01 | $194,990 (43.6%) | $250,386 (30.0%) | 0.00 | 136 |
2023-04-01 | $206,495 (18.0%) | $262,083 (27.2%) | 0.00 | 133 |
2023-05-01 | $208,673 (12.8%) | $267,248 (25.3%) | 0.00 | 138 |
2023-06-01 | $205,673 (2.2%) | $255,679 (8.4%) | 0.00 | 140 |
2023-07-01 | $212,375 (2.8%) | $265,035 (14.6%) | 0.00 | 130 |
2023-08-01 | $197,445 (-5.7%) | $251,792 (3.3%) | 0.00 | 128 |
Muskogee's median listing price comes in at 0% of the national average.
Muskogee's average listing price for 2023-08-01 was $251,792, a difference of $8,101 (3.3%) versus the prior year and $-13,243 versus the prior month.
For the 2023-08-01 period, Muskogee had 128 MLS listings, a difference of -2 listings (-2%) versus the prior month and -15 listings (-10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,609 sqft |
2018-02-01 | 0 days | 1,600 sqft |
2018-03-01 | 0 days | 1,663 sqft |
2018-04-01 | 0 days | 1,709 sqft |
2018-05-01 | 0 days | 1,669 sqft |
2018-06-01 | 0 days | 1,694 sqft |
2018-07-01 | 0 days | 1,682 sqft |
2018-08-01 | 0 days | 1,681 sqft |
2018-09-01 | 0 days | 1,642 sqft |
2018-10-01 | 0 days | 1,611 sqft |
2018-11-01 | 0 days | 1,566 sqft |
2018-12-01 | 0 days | 1,503 sqft |
2019-01-01 | 0 days | 1,542 sqft |
2019-02-01 | 0 days | 1,602 sqft |
2019-03-01 | 0 days | 1,606 sqft |
2019-04-01 | 0 days | 1,612 sqft |
2019-05-01 | 0 days | 1,590 sqft |
2019-06-01 | 0 days | 1,608 sqft |
2019-07-01 | 0 days | 1,628 sqft |
2019-08-01 | 0 days | 1,622 sqft |
2019-09-01 | 0 days | 1,661 sqft |
2019-10-01 | 0 days | 1,654 sqft |
2019-11-01 | 0 days | 1,586 sqft |
2019-12-01 | 0 days | 1,587 sqft |
2020-01-01 | 0 days | 1,627 sqft |
2020-02-01 | 0 days | 1,623 sqft |
2020-03-01 | 0 days | 1,593 sqft |
2020-04-01 | 0 days | 1,651 sqft |
2020-05-01 | 0 days | 1,540 sqft |
2020-06-01 | 0 days | 1,673 sqft |
2020-07-01 | 0 days | 1,677 sqft |
2020-08-01 | 0 days | 1,637 sqft |
2020-09-01 | 0 days | 1,645 sqft |
2020-10-01 | 0 days | 1,568 sqft |
2020-11-01 | 0 days | 1,640 sqft |
2020-12-01 | 0 days | 1,550 sqft |
2021-01-01 | 0 days | 1,541 sqft |
2021-02-01 | 0 days | 1,502 sqft |
2021-03-01 | 0 days | 1,418 sqft |
2021-04-01 | 0 days | 1,462 sqft |
2021-05-01 | 0 days | 1,425 sqft |
2021-06-01 | 0 days | 1,508 sqft |
2021-07-01 | 0 days | 1,496 sqft |
2021-08-01 | 0 days | 1,469 sqft |
2021-09-01 | 0 days | 1,429 sqft |
2021-10-01 | 0 days | 1,372 sqft |
2021-11-01 | 0 days | 1,362 sqft |
2021-12-01 | 0 days | 1,368 sqft |
2022-01-01 | 0 days | 1,369 sqft |
2022-02-01 | 0 days | 1,466 sqft |
2022-03-01 | 0 days | 1,521 sqft |
2022-04-01 | 0 days | 1,541 sqft |
2022-05-01 | 0 days | 1,436 sqft |
2022-06-01 | 0 days | 1,442 sqft |
2022-07-01 | 0 days | 1,523 sqft |
2022-08-01 | 0 days | 1,566 sqft |
2022-09-01 | 0 days | 1,576 sqft |
2022-10-01 | 0 days | 1,560 sqft |
2022-11-01 | 0 days | 1,642 sqft |
2022-12-01 | 0 days | 1,599 sqft |
2023-01-01 | 0 days | 1,584 sqft |
2023-02-01 | 0 days | 1,548 sqft |
2023-03-01 | 0 days | 1,559 sqft |
2023-04-01 | 0 days | 1,572 sqft |
2023-05-01 | 0 days | 1,623 sqft |
2023-06-01 | 0 days | 1,585 sqft |
2023-07-01 | 0 days | 1,599 sqft |
2023-08-01 | 0 days | 1,605 sqft |
Muskogee's median square footage for active listings during the 2023-08-01 period was 1,605 sqft. One year prior, the average listing was 1,566 sqft.
Muskogee, OK Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 755 | $125,945,000 | $166,815 |
Refi | 173 | $27,035,000 | $156,272 |
Cash Out Refi | 160 | $26,930,000 | $168,313 |
Home Improvement | 113 | $6,565,000 | $58,097 |
Other | 65 | $4,155,000 | $63,923 |
Muskogee's most frequently cited loan purpose was Home Purchase, with 755 originations. The 2nd most popular reason was Refi, with 173 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 367 | $58,755,000 | $160,095 |
4-5% | 275 | $40,755,000 | $148,200 |
6-7% | 215 | $31,395,000 | $146,023 |
3-4% | 197 | $32,375,000 | $164,340 |
7-8% | 90 | $10,300,000 | $114,444 |
2.5-3% | 56 | $10,180,000 | $181,786 |
Over 8% | 46 | $3,590,000 | $78,043 |
<2.5% | 16 | $2,740,000 | $171,250 |
During 2022, Muskogee's most frequently originated rate bucket was 5-6%, with 367 originations.
Loan Sizing (Muskogee, OK MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 499 | $72,255,000 | $144,800 |
$100,000 or less | 453 | $26,285,000 | $58,024 |
$200k-400k | 277 | $73,585,000 | $265,650 |
$400k-600k | 32 | $15,240,000 | $476,250 |
$600k-1000k | 5 | $3,265,000 | $653,000 |
Muskogee's loan sizing saw the bucket of loans from $100k-200k with 499 originations, totaling $72,255,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 601 | $107,935,000 | $179,592 |
60-80% | 323 | $51,275,000 | $158,746 |
40-60% | 118 | $12,830,000 | $108,729 |
20-40% | 105 | $7,395,000 | $70,429 |
Under 20% | 78 | $2,710,000 | $34,744 |
Over 100% | 26 | $6,430,000 | $247,308 |
Muskogee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $107,935,000 in origination value.