Muskogee Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Muskogee averaged 6.75% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.67% and one month ago for the week of 2025-03-06, the average rate was 6.96%.

    Muskogee's average rate one year ago was 7.05%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Muskogee 30 Year Fixed Rate 2025-04-10 6.75%
    Muskogee 30 Year Fixed Rate Refi 2025-04-10 6.62%
    Muskogee 15 Year Fixed Rate 2025-04-10 5.82%
    Muskogee 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Muskogee 30 Year FHA 2025-04-10 6.26%
    Muskogee 30 Year FHA Refi 2025-04-10 6.43%
    Muskogee 30 Year USDA 2025-04-10 6.45%
    Muskogee 30 Year USDA Refi 2025-04-10 6.35%
    Muskogee 30 Year VA 2025-04-10 6.56%
    Muskogee 30 Year VA Refi 2025-04-10 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Muskogee, OK.

    Muskogee Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Muskogee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 27 6.79% $5,665
    BROKER SOLUTIONS, INC. 21 6.93% $7,399
    Firstar Bank 19 6.50% $3,249
    American Bank of Oklahoma 18 6.36% $5,743
    Arvest Bank 13 7.26% $4,102
    BancFirst 12 6.62% $5,279
    FLAT BRANCH MORTGAGE, INC. 11 6.53% $5,083
    BOKF 11 6.75% $5,293
    US MORTGAGE CORPORATION 7 7.37% $6,261
    Mabrey Bank 7 7.52% $3,743
    CORNERSTONE HOME LENDING, INC. 5 6.35% $7,093
    ASSOCIATED MORTGAGE CORPORATION 4 6.69% $3,810
    Wells Fargo Bank 4 7.19% $7,987
    UNITED WHOLESALE MORTGAGE, LLC 4 6.91% $7,678
    Stride Bank 3 6.71% $5,577
    First United Bank and Trust Company 3 6.42% $6,986
    TTCU Federal Credit Union 3 6.63% $4,080
    LOANDEPOT.COM, LLC 2 6.38% $5,512
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.12% $9,497
    ROYAL UNITED MORTGAGE LLC 2 7.44% $7,092
    RCB Bank 2 6.11% $3,147
    Gateway First Bank 2 7.25% $5,511
    ZILLOW HOME LOANS, LLC 2 7.63% $3,265
    21ST MORTGAGE CORPORATION 1 8.37% $5,928
    NEWREZ LLC 1 7.13% $8,124
    Oklahoma Educators Credit Union 1 7.50% $7,064
    OPEN MORTGAGE, LLC 1 6.88% $3,183
    PENNYMAC LOAN SERVICES, LLC 1 7.50% $5,606
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.38% $2,830
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.38% $11,844
    Texana Bank 1 7.13% $8,124
    THE MORTGAGE LINK, INC. 1 6.63% $8,239
    US Employees O.C. Federal Credit Union 1 5.50% $3,723
    V.I.P. MORTGAGE, INC. 1 7.63% $5,922
    Waterstone Mortgage Corporation 1 6.13% $5,495
    NEW FED MORTGAGE, CORP. 1 7.63% $3,736
    American Airlines Federal Credit Union 1 6.50% $0
    American Mortgage Bank, LLC 1 6.38% $4,820
    ARC HOME LLC 1 9.38% $11,627
    AXIA FINANCIAL, LLC 1 6.99% $5,659
    Bank of America 1 6.38% $1,828
    BMO Harris Bank 1 7.88% $6,079
    CMG MORTGAGE, INC. 1 7.49% $4,632
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.38% $4,060
    CROSSCOUNTRY MORTGAGE, LLC 1 5.50% $24,270
    DEEPHAVEN MORTGAGE LLC 1 7.88% $10,318
    DEVELOPER'S MORTGAGE COMPANY 1 6.88% $6,427
    Discover Bank 1 7.81% $0
    ENDEAVOR CAPITAL, LLC. 1 6.13% $6,708
    Farm Credit Mid-America, ACA 1 7.13% $11,325
    Gate City Bank 1 6.50% $4,521
    GENEVA FINANCIAL, LLC 1 8.13% $7,683
    GUILD MORTGAGE COMPANY 1 6.63% $3,678
    HOMEXPRESS MORTGAGE CORP. 1 8.75% $10,741
    JPMorgan Chase Bank 1 7.63% $500
    MORTGAGE CLEARING CORPORATION 1 6.88% $3,636
    Mortgage Research Center, LLC 1 6.63% $8,257
    NBKC BANK 1 6.00% $7,906

    Muskogee Average Closing Costs & Other Stats

    Muskogee, OK's 58 lenders originated 1,049 loans during 2024. The total origination value was $177,355,000, with an average loan value of $169,071.

    Muskogee's average closing costs are $5,142.

    The top Muskogee lender as defined by loan originations is QUICKEN LOANS, LLC, with 27 loans originated. Their average total fees are $5,665, which is $1,734 lower than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee Muskogee lenders (with over 10 loans originated) are Firstar Bank ($3,249), Arvest Bank ($4,102), FLAT BRANCH MORTGAGE, INC. ($5,083), BancFirst ($5,279) and BOKF ($5,293).

    The lowest rate Muskogee lenders (with over 10 loans originated) are American Bank of Oklahoma (6.36%), Firstar Bank (6.50%), FLAT BRANCH MORTGAGE, INC. (6.53%), BancFirst (6.62%) and BOKF (6.75%).

    Muskogee, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    American Bank of Oklahoma $19,985,000 $20,640,000 3.3% 11.6%
    BROKER SOLUTIONS, INC. $395,000 $15,470,000 3,816.5% 8.7%
    Firstar Bank $8,750,000 $11,990,000 37.0% 6.8%
    QUICKEN LOANS, LLC $9,110,000 $9,675,000 6.2% 5.5%
    BancFirst $9,665,000 $9,345,000 -3.3% 5.3%
    Armstrong Bank $6,795,000 $8,565,000 26.0% 4.8%
    Arvest Bank $7,260,000 $6,075,000 -16.3% 3.4%
    FLAT BRANCH MORTGAGE, INC. $6,620,000 $5,825,000 -12.0% 3.3%
    Mortgage Research Center, LLC $5,750,000 $4,795,000 -16.6% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,210,000 $4,640,000 283.5% 2.6%
    BOKF $4,045,000 $3,880,000 -4.1% 2.2%
    Vision Bank $3,750,000 n/a 2.1%
    Mabrey Bank $2,405,000 $3,695,000 53.6% 2.1%
    21ST MORTGAGE CORPORATION $1,765,000 $2,975,000 68.6% 1.7%
    ASSOCIATED MORTGAGE CORPORATION $2,475,000 $2,705,000 9.3% 1.5%
    FREEDOM MORTGAGE CORPORATION $1,190,000 $2,490,000 109.2% 1.4%
    US MORTGAGE CORPORATION $435,000 $2,415,000 455.2% 1.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,290,000 $1,700,000 31.8% 1.0%
    First United Bank and Trust Company $3,385,000 $1,615,000 -52.3% 0.9%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $810,000 $1,610,000 98.8% 0.9%
    Stride Bank $400,000 $1,515,000 278.8% 0.9%
    CORNERSTONE HOME LENDING, INC. $755,000 $1,445,000 91.4% 0.8%
    NAVY FEDERAL CREDIT UNION $1,400,000 $1,395,000 -0.4% 0.8%
    GUILD MORTGAGE COMPANY $825,000 $1,330,000 61.2% 0.7%
    TTCU Federal Credit Union $1,005,000 $1,210,000 20.4% 0.7%
    Carrington Mortgage Services, LLC $255,000 $1,195,000 368.6% 0.7%
    Wells Fargo Bank $975,000 $1,185,000 21.5% 0.7%
    RCB Bank $470,000 $1,095,000 133.0% 0.6%
    American Heritage Bank $1,070,000 n/a 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $300,000 $990,000 230.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $235,000 $990,000 321.3% 0.6%
    Gateway First Bank $550,000 $850,000 54.5% 0.5%
    MidFirst Bank $235,000 $835,000 255.3% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $420,000 $760,000 81.0% 0.4%
    NEW DAY FINANCIAL, LLC $735,000 $755,000 2.7% 0.4%
    LOANDEPOT.COM, LLC $280,000 $680,000 142.9% 0.4%
    NEWREZ LLC $665,000 $680,000 2.3% 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $725,000 $670,000 -7.6% 0.4%
    JPMorgan Chase Bank $115,000 $630,000 447.8% 0.4%
    DEEPHAVEN MORTGAGE LLC $595,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $175,000 $565,000 222.9% 0.3%
    Discover Bank $175,000 $555,000 217.1% 0.3%
    Legacy National Bank $555,000 n/a 0.3%
    First Federal Bank $545,000 n/a 0.3%
    Farm Credit Mid-America, ACA $575,000 $530,000 -7.8% 0.3%
    AMERICAN EXCHANGE BANK $150,000 $510,000 240.0% 0.3%
    VAN DYK MORTGAGE CORPORATION $510,000 n/a 0.3%
    American Mortgage Bank, LLC $505,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $535,000 $490,000 -8.4% 0.3%
    Legacy Bank $485,000 n/a 0.3%
    Southwest Missouri Bank $475,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $185,000 $435,000 135.1% 0.2%
    OPEN MORTGAGE, LLC $1,625,000 $435,000 -73.2% 0.2%
    The Central Trust Bank $665,000 $425,000 -36.1% 0.2%
    Bank of America $490,000 $415,000 -15.3% 0.2%
    AXIA FINANCIAL, LLC $10,420,000 $405,000 -96.1% 0.2%
    NEW FED MORTGAGE, CORP. $395,000 n/a 0.2%
    CMG MORTGAGE, INC. $390,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $385,000 $390,000 1.3% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $530,000 $380,000 -28.3% 0.2%
    ZILLOW HOME LOANS, LLC $115,000 $380,000 230.4% 0.2%
    BMO Harris Bank $385,000 $375,000 -2.6% 0.2%
    Century Mortgage Company DBA Century Lending Company $375,000 n/a 0.2%
    Liberty National Bank $375,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $360,000 n/a 0.2%
    Equity Prime Mortgage LLC $355,000 n/a 0.2%
    GUARANTEED RATE, INC. $690,000 $355,000 -48.6% 0.2%
    HOMEXPRESS MORTGAGE CORP. $355,000 n/a 0.2%
    DEVELOPER'S MORTGAGE COMPANY $350,000 n/a 0.2%
    M&T Bank $235,000 $350,000 48.9% 0.2%
    PLANET HOME LENDING, LLC $345,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $145,000 $325,000 124.1% 0.2%
    Bank of Commerce $320,000 n/a 0.2%
    UNION SQUARE $305,000 n/a 0.2%
    Waterstone Mortgage Corporation $550,000 $300,000 -45.5% 0.2%
    American Mortgage & Equity Consultants, Inc. $295,000 n/a 0.2%
    AMWEST FUNDING CORP. $295,000 n/a 0.2%
    Centennial Bank $285,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $280,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $280,000 n/a 0.2%
    Texana Bank $275,000 n/a 0.2%
    The First National Bank of Fort Smith $570,000 $275,000 -51.8% 0.2%
    TOP FLITE FINANCIAL, INC. $275,000 n/a 0.2%
    Regent Bank $95,000 $270,000 184.2% 0.2%
    ARC HOME LLC $265,000 n/a 0.1%
    Oklahoma Educators Credit Union $265,000 n/a 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $250,000 n/a 0.1%
    Tulsa Federal Credit Union $480,000 $245,000 -49.0% 0.1%
    UNION HOME MORTGAGE CORP. $1,120,000 $245,000 -78.1% 0.1%
    EMBRACE HOME LOANS, INC. $235,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $335,000 $230,000 -31.3% 0.1%
    THE MORTGAGE LINK, INC. $230,000 n/a 0.1%
    Credence Funding Corporation $225,000 n/a 0.1%
    Lakeview Community Capital, LLC $225,000 n/a 0.1%
    SFMC, LP $215,000 n/a 0.1%
    CARDINAL FINANCIAL $430,000 $210,000 -51.2% 0.1%
    COMMUNICATION $455,000 $210,000 -53.8% 0.1%
    US Employees O.C. Federal Credit Union $205,000 n/a 0.1%
    The Federal Savings Bank $245,000 $195,000 -20.4% 0.1%
    MOVEMENT MORTGAGE, LLC $185,000 n/a 0.1%
    NBKC BANK $185,000 n/a 0.1%
    PHH Mortgage Corporation $185,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $405,000 $175,000 -56.8% 0.1%
    CSL Financial, LLC $175,000 n/a 0.1%
    Gate City Bank $175,000 n/a 0.1%
    Nations Lending Corporation $135,000 $175,000 29.6% 0.1%
    Prosperity Home Mortgage, LLC $175,000 n/a 0.1%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $175,000 n/a 0.1%
    LOANPAL, LLC $520,000 $170,000 -67.3% 0.1%
    ENDEAVOR CAPITAL, LLC. $145,000 $165,000 13.8% 0.1%
    NEXERA HOLDING LLC $155,000 n/a 0.1%
    South State Bank $155,000 n/a 0.1%
    U.S. Bank $105,000 $145,000 38.1% 0.1%
    V.I.P. MORTGAGE, INC. $145,000 n/a 0.1%
    Ally Bank $135,000 n/a 0.1%
    Security Bank $75,000 $130,000 73.3% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $125,000 n/a 0.1%
    SpiritBank $120,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $180,000 $115,000 -36.1% 0.1%
    Members Mortgage Services, L.L.C. $105,000 n/a 0.1%
    American Airlines Federal Credit Union $95,000 n/a 0.1%
    Old Missouri Bank $95,000 n/a 0.1%
    BLUE SKY BANK $85,000 n/a 0.0%
    MORTGAGE CLEARING CORPORATION $185,000 $85,000 -54.1% 0.0%
    USAA Federal Savings Bank $900,000 $85,000 -90.6% 0.0%
    Figure Lending LLC $160,000 $80,000 -50.0% 0.0%
    First Oklahoma Bank $930,000 $75,000 -91.9% 0.0%
    Prosperity Bank $205,000 $65,000 -68.3% 0.0%
    Flagstar Bank, FSB $55,000 n/a 0.0%
    OKLAHOMA'S $55,000 n/a 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    The First National Bank and Trust Company of Okmulgee $35,000 $55,000 57.1% 0.0%
    Bethpage Federal Credit Union $45,000 n/a 0.0%
    OKLAHOMA CENTRAL Credit Union $25,000 $35,000 40.0% 0.0%
    BancorpSouth $25,000 n/a 0.0%
    Coastal Community Bank $15,000 $25,000 66.7% 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

    Muskogee's top lender by overall market share is American Bank of Oklahoma, with 11.6% market share. In second place, with 8.7%, is BROKER SOLUTIONS, INC., having originated $15,470,000 in loans. In third place, with 6.8%, is Firstar Bank, having originated $11,990,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $9,675,000 in loans. In fifth place, with 5.3%, is BancFirst, having originated $9,345,000 in loans.

    Muskogee Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $113,500 (7.9%) $135,301 (-3.3%) 0.00 191
    2018-02-01 $107,000 (-1.8%) $133,716 (-4.5%) 0.00 178
    2018-03-01 $107,500 (-2.3%) $135,058 (-2.1%) 0.00 181
    2018-04-01 $116,000 (5.0%) $143,626 (5.8%) 0.00 178
    2018-05-01 $114,900 (4.3%) $138,673 (0.0%) 0.00 187
    2018-06-01 $110,000 (0.4%) $138,904 (4.6%) 0.00 188
    2018-07-01 $114,950 (2.6%) $143,567 (9.8%) 0.00 190
    2018-08-01 $113,950 (-2.2%) $142,599 (3.1%) 0.00 190
    2018-09-01 $119,000 (3.5%) $148,670 (13.2%) 0.00 202
    2018-10-01 $115,975 (2.1%) $143,614 (8.7%) 0.00 218
    2018-11-01 $114,975 (3.1%) $142,249 (6.3%) 0.00 205
    2018-12-01 $110,000 (-4.4%) $140,340 (2.4%) 0.00 184
    2019-01-01 $113,750 (0.2%) $138,986 (2.7%) 0.00 187
    2019-02-01 $115,000 (7.5%) $144,465 (8.0%) 0.00 186
    2019-03-01 $117,786 (9.6%) $148,796 (10.2%) 0.00 180
    2019-04-01 $124,550 (7.4%) $150,103 (4.5%) 0.00 174
    2019-05-01 $116,350 (1.3%) $142,529 (2.8%) 0.00 179
    2019-06-01 $119,900 (9.0%) $144,330 (3.9%) 0.00 172
    2019-07-01 $117,950 (2.6%) $146,354 (1.9%) 0.00 173
    2019-08-01 $121,123 (6.3%) $150,715 (5.7%) 0.00 183
    2019-09-01 $125,807 (5.7%) $154,132 (3.7%) 0.00 168
    2019-10-01 $128,930 (11.2%) $156,411 (8.9%) 0.00 155
    2019-11-01 $129,900 (13.0%) $163,003 (14.6%) 0.00 156
    2019-12-01 $129,882 (18.1%) $165,975 (18.3%) 0.00 146
    2020-01-01 $133,325 (17.2%) $170,363 (22.6%) 0.00 122
    2020-02-01 $134,950 (17.4%) $165,357 (14.5%) 0.00 135
    2020-03-01 $135,000 (14.6%) $174,273 (17.1%) 0.00 110
    2020-04-01 $140,625 (12.9%) $180,841 (20.5%) 0.00 109
    2020-05-01 $139,950 (20.3%) $185,735 (30.3%) 0.00 91
    2020-06-01 $141,725 (18.2%) $185,926 (28.8%) 0.00 92
    2020-07-01 $152,450 (29.3%) $202,721 (38.5%) 0.00 90
    2020-08-01 $135,000 (11.5%) $192,933 (28.0%) 0.00 78
    2020-09-01 $137,150 (9.0%) $196,491 (27.5%) 0.00 78
    2020-10-01 $135,500 (5.1%) $188,653 (20.6%) 0.00 87
    2020-11-01 $133,725 (2.9%) $184,837 (13.4%) 0.00 99
    2020-12-01 $134,900 (3.9%) $175,499 (5.7%) 0.00 90
    2021-01-01 $139,900 (4.9%) $171,865 (0.9%) 0.00 82
    2021-02-01 $124,950 (-7.4%) $165,397 (0.0%) 0.00 69
    2021-03-01 $89,950 (-33.4%) $155,217 (-10.9%) 0.00 60
    2021-04-01 $101,875 (-27.6%) $164,044 (-9.3%) 0.00 62
    2021-05-01 $82,000 (-41.4%) $156,618 (-15.7%) 0.00 57
    2021-06-01 $126,225 (-10.9%) $164,466 (-11.5%) 0.00 64
    2021-07-01 $134,950 (-11.5%) $173,554 (-14.4%) 0.00 76
    2021-08-01 $129,175 (-4.3%) $170,755 (-11.5%) 0.00 78
    2021-09-01 $119,625 (-12.8%) $153,557 (-21.9%) 0.00 103
    2021-10-01 $119,000 (-12.2%) $157,653 (-16.4%) 0.00 109
    2021-11-01 $114,225 (-14.6%) $161,707 (-12.5%) 0.00 95
    2021-12-01 $121,575 (-9.9%) $163,839 (-6.6%) 0.00 93
    2022-01-01 $116,950 (-16.4%) $173,534 (1.0%) 0.00 78
    2022-02-01 $133,975 (7.2%) $188,931 (14.2%) 0.00 67
    2022-03-01 $135,750 (50.9%) $192,666 (24.1%) 0.00 64
    2022-04-01 $175,000 (71.8%) $206,037 (25.6%) 0.00 70
    2022-05-01 $185,000 (125.6%) $213,329 (36.2%) 0.00 89
    2022-06-01 $201,226 (59.4%) $235,901 (43.4%) 0.00 92
    2022-07-01 $206,504 (53.0%) $231,323 (33.3%) 0.00 118
    2022-08-01 $209,331 (62.1%) $243,691 (42.7%) 0.00 143
    2022-09-01 $211,000 (76.4%) $236,542 (54.0%) 0.00 144
    2022-10-01 $204,990 (72.3%) $235,517 (49.4%) 0.00 142
    2022-11-01 $194,365 (70.2%) $236,673 (46.4%) 0.00 151
    2022-12-01 $189,990 (56.3%) $238,395 (45.5%) 0.00 132
    2023-01-01 $194,990 (66.7%) $243,755 (40.5%) 0.00 127
    2023-02-01 $194,990 (45.5%) $235,120 (24.5%) 0.00 140
    2023-03-01 $194,990 (43.6%) $247,987 (28.7%) 0.00 135
    2023-04-01 $204,745 (17.0%) $259,769 (26.1%) 0.00 132
    2023-05-01 $207,276 (12.0%) $265,037 (24.2%) 0.00 137
    2023-06-01 $203,550 (1.2%) $253,436 (7.4%) 0.00 139
    2023-07-01 $209,850 (1.6%) $262,120 (13.3%) 0.00 129
    2023-08-01 $197,445 (-5.7%) $251,792 (3.3%) 0.00 128
    2023-09-01 $194,995 (-7.6%) $250,160 (5.8%) 0.00 129
    2023-10-01 $184,990 (-9.8%) $221,936 (-5.8%) 0.00 153
    2023-11-01 $186,468 (-4.1%) $227,059 (-4.1%) 0.00 166
    2023-12-01 $187,990 (-1.1%) $225,467 (-5.4%) 0.00 147
    2024-01-01 $189,198 (-3.0%) $226,105 (-7.2%) 0.00 138
    2024-02-01 $188,870 (-3.1%) $235,322 (0.1%) 0.00 122
    2024-03-01 $194,990 (0.0%) $233,831 (-5.7%) 0.00 115
    2024-04-01 $199,005 (-2.8%) $258,023 (-0.7%) 0.00 122
    2024-05-01 $201,653 (-2.7%) $269,975 (1.9%) 0.00 127
    2024-06-01 $194,363 (-4.5%) $246,616 (-2.7%) 0.00 139
    2024-07-01 $187,000 (-10.9%) $232,882 (-11.2%) 0.00 162
    2024-08-01 $188,070 (-4.8%) $226,435 (-10.1%) 0.00 168
    2024-09-01 $174,475 (-10.5%) $215,206 (-14.0%) 0.00 179
    2024-10-01 $165,000 (-10.8%) $205,206 (-7.5%) 0.00 164
    2024-11-01 $179,000 (-4.0%) $214,237 (-5.7%) 0.00 177
    2024-12-01 $178,200 (-5.2%) $224,891 (-0.3%) 0.00 177
    2025-01-01 $166,000 (-12.3%) $224,739 (-0.6%) 0.00 166
    2025-02-01 $172,500 (-8.7%) $225,260 (-4.3%) 0.00 152
    2025-03-01 $177,500 (-9.0%) $230,383 (-1.5%) 0.00 137
    Muskogee's median listing price for 2025-03-01 was $177,500, a difference of $-17,490 (-9.0%) versus the prior year and $5,000 versus the prior month.

    Muskogee's median listing price comes in at 0% of the national average.

    Muskogee's average listing price for 2025-03-01 was $230,383, a difference of $-3,448 (-1.5%) versus the prior year and $5,123 versus the prior month.

    For the 2025-03-01 period, Muskogee had 137 MLS listings, a difference of -15 listings (-10%) versus the prior month and 22 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,608 sqft
    2018-02-01 0 days 1,592 sqft
    2018-03-01 0 days 1,666 sqft
    2018-04-01 0 days 1,710 sqft
    2018-05-01 0 days 1,669 sqft
    2018-06-01 0 days 1,694 sqft
    2018-07-01 0 days 1,688 sqft
    2018-08-01 0 days 1,683 sqft
    2018-09-01 0 days 1,652 sqft
    2018-10-01 0 days 1,615 sqft
    2018-11-01 0 days 1,576 sqft
    2018-12-01 0 days 1,537 sqft
    2019-01-01 0 days 1,583 sqft
    2019-02-01 0 days 1,617 sqft
    2019-03-01 0 days 1,614 sqft
    2019-04-01 0 days 1,617 sqft
    2019-05-01 0 days 1,593 sqft
    2019-06-01 0 days 1,624 sqft
    2019-07-01 0 days 1,649 sqft
    2019-08-01 0 days 1,623 sqft
    2019-09-01 0 days 1,665 sqft
    2019-10-01 0 days 1,671 sqft
    2019-11-01 0 days 1,604 sqft
    2019-12-01 0 days 1,596 sqft
    2020-01-01 0 days 1,627 sqft
    2020-02-01 0 days 1,623 sqft
    2020-03-01 0 days 1,601 sqft
    2020-04-01 0 days 1,640 sqft
    2020-05-01 0 days 1,639 sqft
    2020-06-01 0 days 1,650 sqft
    2020-07-01 0 days 1,675 sqft
    2020-08-01 0 days 1,637 sqft
    2020-09-01 0 days 1,637 sqft
    2020-10-01 0 days 1,600 sqft
    2020-11-01 0 days 1,628 sqft
    2020-12-01 0 days 1,547 sqft
    2021-01-01 0 days 1,543 sqft
    2021-02-01 0 days 1,502 sqft
    2021-03-01 0 days 1,400 sqft
    2021-04-01 0 days 1,473 sqft
    2021-05-01 0 days 1,425 sqft
    2021-06-01 0 days 1,520 sqft
    2021-07-01 0 days 1,508 sqft
    2021-08-01 0 days 1,469 sqft
    2021-09-01 0 days 1,426 sqft
    2021-10-01 0 days 1,371 sqft
    2021-11-01 0 days 1,366 sqft
    2021-12-01 0 days 1,368 sqft
    2022-01-01 0 days 1,369 sqft
    2022-02-01 0 days 1,472 sqft
    2022-03-01 0 days 1,521 sqft
    2022-04-01 0 days 1,560 sqft
    2022-05-01 0 days 1,441 sqft
    2022-06-01 0 days 1,442 sqft
    2022-07-01 0 days 1,543 sqft
    2022-08-01 0 days 1,569 sqft
    2022-09-01 0 days 1,576 sqft
    2022-10-01 0 days 1,550 sqft
    2022-11-01 0 days 1,641 sqft
    2022-12-01 0 days 1,599 sqft
    2023-01-01 0 days 1,587 sqft
    2023-02-01 0 days 1,548 sqft
    2023-03-01 0 days 1,566 sqft
    2023-04-01 0 days 1,574 sqft
    2023-05-01 0 days 1,637 sqft
    2023-06-01 0 days 1,590 sqft
    2023-07-01 0 days 1,600 sqft
    2023-08-01 0 days 1,617 sqft
    2023-09-01 0 days 1,587 sqft
    2023-10-01 0 days 1,516 sqft
    2023-11-01 0 days 1,484 sqft
    2023-12-01 0 days 1,485 sqft
    2024-01-01 0 days 1,466 sqft
    2024-02-01 0 days 1,457 sqft
    2024-03-01 0 days 1,502 sqft
    2024-04-01 0 days 1,502 sqft
    2024-05-01 0 days 1,526 sqft
    2024-06-01 0 days 1,517 sqft
    2024-07-01 0 days 1,510 sqft
    2024-08-01 0 days 1,467 sqft
    2024-09-01 0 days 1,437 sqft
    2024-10-01 0 days 1,405 sqft
    2024-11-01 0 days 1,435 sqft
    2024-12-01 0 days 1,455 sqft
    2025-01-01 0 days 1,501 sqft
    2025-02-01 0 days 1,535 sqft
    2025-03-01 0 days 1,572 sqft
    Muskogee's median listing age (time on market) for 2025-03-01 was 0 days.

    Muskogee's median square footage for active listings during the 2025-03-01 period was 1,572 sqft. One year prior, the average listing was 1,502 sqft.

    Muskogee, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 648 $126,790,000 $195,664
    Refi 120 $20,860,000 $173,833
    Cash Out Refi 110 $18,340,000 $166,727
    Home Improvement 93 $6,235,000 $67,043
    Other 78 $5,130,000 $65,769

    Muskogee's most frequently cited loan purpose was Home Purchase, with 648 originations. The 2nd most popular reason was Refi, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 370 $70,920,000 $191,676
    Over 8% 242 $21,750,000 $89,876
    7-8% 227 $41,565,000 $183,106
    5-6% 163 $31,205,000 $191,442
    <2.5% 12 $420,000 $35,000
    4-5% 5 $1,035,000 $207,000
    2.5-3% 1 $195,000 $195,000

    During 2024, Muskogee's most frequently originated rate bucket was 6-7%, with 370 originations.

    Loan Sizing (Muskogee, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 400 $58,820,000 $147,050
    $100,000 or less 348 $19,890,000 $57,155
    $200k-400k 260 $69,060,000 $265,615
    $400k-600k 33 $15,675,000 $475,000
    $600k-1000k 4 $2,830,000 $707,500
    $Over $1MM 4 $11,080,000 $2,770,000

    Muskogee's loan sizing saw the bucket of loans from $100k-200k with 400 originations, totaling $58,820,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 516 $100,130,000 $194,050
    60-80% 174 $36,090,000 $207,414
    20-40% 113 $7,665,000 $67,832
    40-60% 91 $11,715,000 $128,736
    Under 20% 85 $3,415,000 $40,176
    Over 100% 17 $3,405,000 $200,294

    Muskogee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 516 originations, totaling $100,130,000 in origination value.