Muskogee Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Muskogee averaged 7.33% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.02% and one month ago for the week of 2023-08-17, the average rate was 6.93%.

Muskogee's average rate one year ago was 5.76%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.39%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Muskogee 30 Year Fixed Rate 2023-09-21 7.33%
Muskogee 30 Year Fixed Rate Refi 2023-09-21 7.39%
Muskogee 15 Year Fixed Rate 2023-09-21 6.64%
Muskogee 15 Year Fixed Rate Refi 2023-09-21 6.44%
Muskogee 30 Year FHA 2023-09-21 6.65%
Muskogee 30 Year FHA Refi 2023-09-21 6.94%
Muskogee 30 Year USDA 2023-09-21 7.02%
Muskogee 30 Year USDA Refi 2023-09-21 7.22%
Muskogee 30 Year VA 2023-09-21 6.6%
Muskogee 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Muskogee, OK.

Muskogee Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Muskogee, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
American Bank of Oklahoma 39 5.03% $3,935
Firstar Bank 36 4.93% $5,619
FBC MORTGAGE, LLC 29 5.57% $5,682
Armstrong Bank 28 4.56% $4,068
Arvest Bank 25 4.62% $3,684
BancFirst 21 4.96% $4,837
QUICKEN LOANS, LLC 16 5.02% $6,898
BOKF 15 5.07% $3,995
FLAT BRANCH MORTGAGE, INC. 11 5.59% $4,485
First United Bank and Trust Company 5 4.78% $4,633
Gateway First Bank 5 4.85% $4,366
TTCU Federal Credit Union 5 4.93% $3,401
JPMorgan Chase Bank 4 5.78% $3,925
LOANDEPOT.COM, LLC 4 4.87% $8,560
United Fidelity Funding Corp. 4 6.03% $8,905
FREEDOM MORTGAGE CORPORATION 4 5.72% $8,997
Mabrey Bank 4 6.48% $2,383
AMERISAVE MORTGAGE CORPORATION 4 5.59% $4,063
BROKER SOLUTIONS, INC. 3 4.07% $5,186
ASSOCIATED MORTGAGE CORPORATION 3 5.83% $4,081
Mortgage Investment Services Corporation 3 5.25% $4,734
CORNERSTONE HOME LENDING, INC. 3 5.96% $4,783
UNITED WHOLESALE MORTGAGE, LLC 3 5.53% $8,324
US MORTGAGE CORPORATION 3 4.88% $4,513
Mortgage Research Center, LLC 2 5.19% $3,666
ROYAL UNITED MORTGAGE LLC 2 5.19% $5,951
Prosperity Bank 2 3.44% $3,068
GUILD MORTGAGE COMPANY 2 4.50% $7,896
PENNYMAC LOAN SERVICES, LLC 2 5.69% $6,455
OPEN MORTGAGE, LLC 2 3.94% $6,139
Waterstone Mortgage Corporation 2 5.44% $5,038
Mr. Cooper ( Nationstar Mortgage ) 2 5.63% $8,093
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.25% $6,488
CALIBER HOME LOANS, INC. 2 6.81% $7,912
LAKEVIEW LOAN SERVICING, LLC 2 6.28% $5,139
TOWNE MORTGAGE COMPANY 1 5.88% $8,326
Alliance Credit Union 1 4.13% $4,583
Ally Bank 1 2.88% $4,735
AMERICAN FINANCING CORPORATION 1 4.88% $5,843
Bank of America 1 4.25% $5,583
Bank of England 1 6.88% $3,523
Chickasaw Community Bank 1 5.63% $10,400
Citizens Bank 1 7.38% $2,652
COMMUNICATION 1 3.75% $0
CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $4,873
Discover Bank 1 6.24% $0
Enterprise Bank & Trust 1 6.13% $2,484
EVERETT FINANCIAL, INC. 1 3.99% $2,864
Fidelity Bank 1 6.50% $2,417
Fifth Third Bank 1 5.63% $4,346
FINANCE OF AMERICA MORTGAGE LLC 1 6.99% $6,738
First National Bank of America 1 8.88% $5,447
Great Plains National Bank 1 4.13% $5,580
LEADERONE FINANCIAL CORPORATION 1 6.13% $9,556
MORTGAGE CLEARING CORPORATION 1 2.88% $2,201
NAVY FEDERAL CREDIT UNION 1 6.50% $5,259
NEWREZ LLC 1 5.88% $4,389
North American Savings Bank, F.S.B. 1 4.00% $4,761
OKLAHOMA CENTRAL Credit Union 1 5.63% $3,297
PLAZA HOME MORTGAGE, INC. 1 6.13% $7,661
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.75% $4,643
Servion, Inc. 1 5.88% $2,414
SpiritBank 1 5.38% $4,156
The Central Trust Bank 1 5.63% $3,077
The First National Bank of Fort Smith 1 3.50% $2,230
21ST MORTGAGE CORPORATION 1 7.25% $6,005
Tulsa Federal Credit Union 1 6.00% $1,906
UNITED 1 5.50% $6,046
Vision Bank 1 4.25% $730

Muskogee Average Closing Costs & Other Stats

Muskogee, OK's 69 lenders originated 1,266 loans during 2022. The total origination value was $190,630,000, with an average loan value of $150,577.

Muskogee's average closing costs are $4,657.

The top Muskogee lender as defined by loan originations is American Bank of Oklahoma, with 39 loans originated. Their average total fees are $3,935, which is $1,684 lower than the next largest lender, Firstar Bank.

The lowest fee Muskogee lenders (with over 10 loans originated) are Arvest Bank ($3,684), American Bank of Oklahoma ($3,935), BOKF ($3,995), Armstrong Bank ($4,068) and FLAT BRANCH MORTGAGE, INC. ($4,485).

The lowest rate Muskogee lenders (with over 10 loans originated) are Armstrong Bank (4.56%), Arvest Bank (4.62%), Firstar Bank (4.93%), BancFirst (4.96%) and QUICKEN LOANS, LLC (5.02%).

Muskogee, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
American Bank of Oklahoma $28,215,000 $28,320,000 0.4% 14.9%
FBC MORTGAGE, LLC $23,260,000 $19,820,000 -14.8% 10.4%
Firstar Bank $21,785,000 $15,380,000 -29.4% 8.1%
BancFirst $14,585,000 $12,855,000 -11.9% 6.7%
Armstrong Bank $11,240,000 $12,015,000 6.9% 6.3%
QUICKEN LOANS, LLC $17,205,000 $9,720,000 -43.5% 5.1%
Arvest Bank $13,745,000 $8,530,000 -37.9% 4.5%
Mortgage Research Center, LLC $6,355,000 $5,405,000 -14.9% 2.8%
BOKF $4,735,000 $5,395,000 13.9% 2.8%
FLAT BRANCH MORTGAGE, INC. $8,105,000 $5,225,000 -35.5% 2.7%
Mabrey Bank $3,170,000 $4,030,000 27.1% 2.1%
United Fidelity Funding Corp. $2,000,000 $2,935,000 46.8% 1.5%
FREEDOM MORTGAGE CORPORATION $4,650,000 $2,755,000 -40.8% 1.4%
LOANDEPOT.COM, LLC $4,005,000 $2,750,000 -31.3% 1.4%
ASSOCIATED MORTGAGE CORPORATION $2,955,000 $2,210,000 -25.2% 1.2%
AMERISAVE MORTGAGE CORPORATION $1,765,000 $1,995,000 13.0% 1.0%
Gateway First Bank $2,235,000 $1,930,000 -13.6% 1.0%
First United Bank and Trust Company $4,270,000 $1,915,000 -55.2% 1.0%
OPEN MORTGAGE, LLC $1,855,000 $1,805,000 -2.7% 0.9%
US MORTGAGE CORPORATION $995,000 $1,550,000 55.8% 0.8%
Chickasaw Community Bank $3,245,000 $1,490,000 -54.1% 0.8%
GUILD MORTGAGE COMPANY $1,400,000 $1,420,000 1.4% 0.7%
PENNYMAC LOAN SERVICES, LLC $1,060,000 $1,365,000 28.8% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $995,000 $1,320,000 32.7% 0.7%
TTCU Federal Credit Union $1,860,000 $1,285,000 -30.9% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $1,430,000 $1,245,000 -12.9% 0.7%
MID AMERICA MORTGAGE, INC. $1,410,000 $1,210,000 -14.2% 0.6%
NEW DAY FINANCIAL, LLC $795,000 $1,195,000 50.3% 0.6%
Prosperity Bank $1,835,000 $1,195,000 -34.9% 0.6%
BROKER SOLUTIONS, INC. $1,150,000 $1,190,000 3.5% 0.6%
TRIAD FINANCIAL SERVICES, INC. $670,000 $1,065,000 59.0% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,735,000 $1,055,000 -39.2% 0.6%
21ST MORTGAGE CORPORATION $1,525,000 $1,040,000 -31.8% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 $995,000 541.9% 0.5%
Mortgage Investment Services Corporation $95,000 $930,000 878.9% 0.5%
LAKEVIEW LOAN SERVICING, LLC $675,000 $850,000 25.9% 0.4%
CALIBER HOME LOANS, INC. $2,450,000 $815,000 -66.7% 0.4%
PLAZA HOME MORTGAGE, INC. $820,000 $790,000 -3.7% 0.4%
CIVIC FINANCIAL SERVICES, LLC $750,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,480,000 $745,000 -49.7% 0.4%
NAVY FEDERAL CREDIT UNION $470,000 $680,000 44.7% 0.4%
VILLAGE CAPITAL MORTGAGE $790,000 $635,000 -19.6% 0.3%
UNITED BUILT HOMES, L.L.C. $620,000 n/a 0.3%
SOFI LENDING CORP. $615,000 n/a 0.3%
Waterstone Mortgage Corporation $1,435,000 $600,000 -58.2% 0.3%
SOUTHWEST STAGE FUNDING, LLC $620,000 $575,000 -7.3% 0.3%
CORNERSTONE HOME LENDING, INC. $1,180,000 $570,000 -51.7% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 $565,000 494.7% 0.3%
COMMUNICATION $200,000 $500,000 150.0% 0.3%
JPMorgan Chase Bank $250,000 $500,000 100.0% 0.3%
MORTGAGE CLEARING CORPORATION $1,560,000 $470,000 -69.9% 0.2%
UNITED $470,000 n/a 0.2%
Enterprise Bank & Trust $445,000 n/a 0.2%
USAA Federal Savings Bank $675,000 $440,000 -34.8% 0.2%
Fifth Third Bank $235,000 $425,000 80.9% 0.2%
First Oklahoma Bank $290,000 $410,000 41.4% 0.2%
Bank of England $175,000 $405,000 131.4% 0.2%
NEWREZ LLC $995,000 $400,000 -59.8% 0.2%
Carrington Mortgage Services, LLC $355,000 $380,000 7.0% 0.2%
Alliance Credit Union $375,000 n/a 0.2%
GSF Mortgage Corporation $365,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $365,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $360,000 n/a 0.2%
Flagstar Bank, FSB $350,000 $355,000 1.4% 0.2%
AMERICAN FINANCING CORPORATION $350,000 n/a 0.2%
SpiritBank $240,000 $350,000 45.8% 0.2%
Fidelity Bank $340,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 n/a 0.2%
AMERICAN ADVISORS GROUP $100,000 $310,000 210.0% 0.2%
Ally Bank $305,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $225,000 $305,000 35.6% 0.2%
Barrington Bank & Trust Company, N.A. $385,000 $300,000 -22.1% 0.2%
The Federal Savings Bank $205,000 $295,000 43.9% 0.2%
The First National Bank of Fort Smith $295,000 n/a 0.2%
Great Plains National Bank $290,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $290,000 n/a 0.2%
Discover Bank $55,000 $285,000 418.2% 0.1%
Bank of America $100,000 $280,000 180.0% 0.1%
Tulsa Federal Credit Union $95,000 $280,000 194.7% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $135,000 $270,000 100.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $270,000 $250,000 -7.4% 0.1%
OKLAHOMA CENTRAL Credit Union $185,000 $245,000 32.4% 0.1%
Network Funding, L.P. $225,000 n/a 0.1%
EVERETT FINANCIAL, INC. $275,000 $220,000 -20.0% 0.1%
LEADERONE FINANCIAL CORPORATION $205,000 n/a 0.1%
Tinker Federal Credit Union $95,000 $205,000 115.8% 0.1%
Citizens Bank $125,000 $190,000 52.0% 0.1%
CMG MORTGAGE, INC. $185,000 n/a 0.1%
GUARANTEED RATE, INC. $140,000 $185,000 32.1% 0.1%
NFM, INC. $185,000 n/a 0.1%
Vision Bank $125,000 $185,000 48.0% 0.1%
Watermark Capital, Inc. $135,000 $175,000 29.6% 0.1%
Wells Fargo Bank $1,715,000 $170,000 -90.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $220,000 $165,000 -25.0% 0.1%
Magnolia Bank $165,000 n/a 0.1%
North American Savings Bank, F.S.B. $355,000 $165,000 -53.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $145,000 7.4% 0.1%
American Airlines Federal Credit Union $140,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $140,000 0.0% 0.1%
ROYAL UNITED MORTGAGE LLC $765,000 $130,000 -83.0% 0.1%
Century Mortgage Company DBA Century Lending Company $125,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $165,000 $125,000 -24.2% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $125,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $195,000 $125,000 -35.9% 0.1%
PHH Mortgage Corporation $120,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $215,000 $115,000 -46.5% 0.1%
SPRING EQ, LLC $110,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $105,000 n/a 0.1%
Servion, Inc. $155,000 $105,000 -32.3% 0.1%
First National Bank of America $95,000 n/a 0.0%
Simmons Bank $210,000 $90,000 -57.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
F & M Bank $85,000 n/a 0.0%
Regent Bank $45,000 $85,000 88.9% 0.0%
Figure Lending LLC $80,000 n/a 0.0%
CSL Financial, LLC $75,000 n/a 0.0%
Oklahoma Educators Credit Union $75,000 n/a 0.0%
The Central Trust Bank $610,000 $75,000 -87.7% 0.0%
The First National Bank and Trust Company of Okmulgee $25,000 $45,000 80.0% 0.0%
Equity Bank $35,000 n/a 0.0%
UMB Bank $25,000 n/a 0.0%

Muskogee's top lender by overall market share is American Bank of Oklahoma, with 14.9% market share. In second place, with 10.4%, is FBC MORTGAGE, LLC, having originated $19,820,000 in loans. In third place, with 8.1%, is Firstar Bank, having originated $15,380,000 in loans. In fourth place, with 6.7%, is BancFirst, having originated $12,855,000 in loans. In fifth place, with 6.3%, is Armstrong Bank, having originated $12,015,000 in loans.


Muskogee Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $114,100 (8.4%) $135,195 (-3.4%) 0.00 192
2018-02-01 $107,625 (-1.3%) $133,665 (-4.5%) 0.00 179
2018-03-01 $107,500 (-2.9%) $135,058 (-2.1%) 0.00 181
2018-04-01 $116,000 (4.3%) $143,626 (5.8%) 0.00 178
2018-05-01 $114,900 (4.2%) $138,673 (0.0%) 0.00 187
2018-06-01 $110,000 (0.2%) $138,904 (4.6%) 0.00 188
2018-07-01 $114,950 (1.3%) $143,567 (10.0%) 0.00 190
2018-08-01 $113,950 (-3.0%) $142,599 (3.1%) 0.00 190
2018-09-01 $119,000 (3.5%) $148,670 (13.2%) 0.00 202
2018-10-01 $115,975 (1.4%) $143,614 (8.7%) 0.00 218
2018-11-01 $114,975 (1.3%) $142,249 (6.3%) 0.00 205
2018-12-01 $110,000 (-4.4%) $140,340 (2.4%) 0.00 184
2019-01-01 $113,750 (-0.3%) $138,986 (2.8%) 0.00 187
2019-02-01 $115,000 (6.9%) $144,465 (8.1%) 0.00 186
2019-03-01 $117,807 (9.6%) $148,785 (10.2%) 0.00 180
2019-04-01 $124,725 (7.5%) $150,078 (4.5%) 0.00 175
2019-05-01 $117,125 (1.9%) $142,530 (2.8%) 0.00 179
2019-06-01 $119,900 (9.0%) $144,330 (3.9%) 0.00 172
2019-07-01 $117,950 (2.6%) $146,354 (1.9%) 0.00 173
2019-08-01 $121,123 (6.3%) $150,715 (5.7%) 0.00 183
2019-09-01 $125,807 (5.7%) $154,132 (3.7%) 0.00 168
2019-10-01 $128,930 (11.2%) $156,411 (8.9%) 0.00 155
2019-11-01 $129,900 (13.0%) $163,003 (14.6%) 0.00 156
2019-12-01 $129,882 (18.1%) $165,975 (18.3%) 0.00 146
2020-01-01 $133,325 (17.2%) $170,363 (22.6%) 0.00 122
2020-02-01 $134,950 (17.4%) $165,357 (14.5%) 0.00 135
2020-03-01 $134,975 (14.6%) $173,942 (16.9%) 0.00 110
2020-04-01 $140,625 (12.8%) $180,841 (20.5%) 0.00 109
2020-05-01 $139,950 (19.5%) $185,735 (30.3%) 0.00 91
2020-06-01 $141,725 (18.2%) $185,926 (28.8%) 0.00 92
2020-07-01 $152,450 (29.3%) $202,721 (38.5%) 0.00 90
2020-08-01 $135,000 (11.5%) $192,933 (28.0%) 0.00 78
2020-09-01 $137,150 (9.0%) $196,491 (27.5%) 0.00 78
2020-10-01 $135,500 (5.1%) $188,653 (20.6%) 0.00 87
2020-11-01 $133,725 (2.9%) $184,837 (13.4%) 0.00 99
2020-12-01 $134,900 (3.9%) $175,499 (5.7%) 0.00 90
2021-01-01 $139,900 (4.9%) $171,865 (0.9%) 0.00 82
2021-02-01 $124,950 (-7.4%) $165,397 (0.0%) 0.00 69
2021-03-01 $89,950 (-33.4%) $155,217 (-10.8%) 0.00 60
2021-04-01 $101,875 (-27.6%) $164,044 (-9.3%) 0.00 62
2021-05-01 $82,000 (-41.4%) $156,618 (-15.7%) 0.00 57
2021-06-01 $126,225 (-10.9%) $164,466 (-11.5%) 0.00 64
2021-07-01 $134,950 (-11.5%) $173,554 (-14.4%) 0.00 76
2021-08-01 $129,175 (-4.3%) $170,755 (-11.5%) 0.00 78
2021-09-01 $119,625 (-12.8%) $153,557 (-21.9%) 0.00 103
2021-10-01 $119,000 (-12.2%) $157,653 (-16.4%) 0.00 109
2021-11-01 $114,225 (-14.6%) $161,707 (-12.5%) 0.00 95
2021-12-01 $121,575 (-9.9%) $163,839 (-6.6%) 0.00 93
2022-01-01 $116,950 (-16.4%) $173,534 (1.0%) 0.00 78
2022-02-01 $133,975 (7.2%) $188,931 (14.2%) 0.00 67
2022-03-01 $135,750 (50.9%) $192,666 (24.1%) 0.00 64
2022-04-01 $175,000 (71.8%) $206,037 (25.6%) 0.00 70
2022-05-01 $185,000 (125.6%) $213,329 (36.2%) 0.00 89
2022-06-01 $201,226 (59.4%) $235,901 (43.4%) 0.00 92
2022-07-01 $206,504 (53.0%) $231,323 (33.3%) 0.00 118
2022-08-01 $209,331 (62.1%) $243,691 (42.7%) 0.00 143
2022-09-01 $211,000 (76.4%) $236,542 (54.0%) 0.00 144
2022-10-01 $204,990 (72.3%) $238,902 (51.5%) 0.00 142
2022-11-01 $194,990 (70.7%) $241,488 (49.3%) 0.00 152
2022-12-01 $189,995 (56.3%) $243,231 (48.5%) 0.00 133
2023-01-01 $194,990 (66.7%) $247,435 (42.6%) 0.00 128
2023-02-01 $194,990 (45.5%) $237,462 (25.7%) 0.00 141
2023-03-01 $194,990 (43.6%) $250,386 (30.0%) 0.00 136
2023-04-01 $206,495 (18.0%) $262,083 (27.2%) 0.00 133
2023-05-01 $208,673 (12.8%) $267,248 (25.3%) 0.00 138
2023-06-01 $205,673 (2.2%) $255,679 (8.4%) 0.00 140
2023-07-01 $212,375 (2.8%) $265,035 (14.6%) 0.00 130
2023-08-01 $197,445 (-5.7%) $251,792 (3.3%) 0.00 128
Muskogee's median listing price for 2023-08-01 was $197,445, a difference of $-11,886 (-5.7%) versus the prior year and $-14,930 versus the prior month.

Muskogee's median listing price comes in at 0% of the national average.

Muskogee's average listing price for 2023-08-01 was $251,792, a difference of $8,101 (3.3%) versus the prior year and $-13,243 versus the prior month.

For the 2023-08-01 period, Muskogee had 128 MLS listings, a difference of -2 listings (-2%) versus the prior month and -15 listings (-10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Muskogee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,609 sqft
2018-02-01 0 days 1,600 sqft
2018-03-01 0 days 1,663 sqft
2018-04-01 0 days 1,709 sqft
2018-05-01 0 days 1,669 sqft
2018-06-01 0 days 1,694 sqft
2018-07-01 0 days 1,682 sqft
2018-08-01 0 days 1,681 sqft
2018-09-01 0 days 1,642 sqft
2018-10-01 0 days 1,611 sqft
2018-11-01 0 days 1,566 sqft
2018-12-01 0 days 1,503 sqft
2019-01-01 0 days 1,542 sqft
2019-02-01 0 days 1,602 sqft
2019-03-01 0 days 1,606 sqft
2019-04-01 0 days 1,612 sqft
2019-05-01 0 days 1,590 sqft
2019-06-01 0 days 1,608 sqft
2019-07-01 0 days 1,628 sqft
2019-08-01 0 days 1,622 sqft
2019-09-01 0 days 1,661 sqft
2019-10-01 0 days 1,654 sqft
2019-11-01 0 days 1,586 sqft
2019-12-01 0 days 1,587 sqft
2020-01-01 0 days 1,627 sqft
2020-02-01 0 days 1,623 sqft
2020-03-01 0 days 1,593 sqft
2020-04-01 0 days 1,651 sqft
2020-05-01 0 days 1,540 sqft
2020-06-01 0 days 1,673 sqft
2020-07-01 0 days 1,677 sqft
2020-08-01 0 days 1,637 sqft
2020-09-01 0 days 1,645 sqft
2020-10-01 0 days 1,568 sqft
2020-11-01 0 days 1,640 sqft
2020-12-01 0 days 1,550 sqft
2021-01-01 0 days 1,541 sqft
2021-02-01 0 days 1,502 sqft
2021-03-01 0 days 1,418 sqft
2021-04-01 0 days 1,462 sqft
2021-05-01 0 days 1,425 sqft
2021-06-01 0 days 1,508 sqft
2021-07-01 0 days 1,496 sqft
2021-08-01 0 days 1,469 sqft
2021-09-01 0 days 1,429 sqft
2021-10-01 0 days 1,372 sqft
2021-11-01 0 days 1,362 sqft
2021-12-01 0 days 1,368 sqft
2022-01-01 0 days 1,369 sqft
2022-02-01 0 days 1,466 sqft
2022-03-01 0 days 1,521 sqft
2022-04-01 0 days 1,541 sqft
2022-05-01 0 days 1,436 sqft
2022-06-01 0 days 1,442 sqft
2022-07-01 0 days 1,523 sqft
2022-08-01 0 days 1,566 sqft
2022-09-01 0 days 1,576 sqft
2022-10-01 0 days 1,560 sqft
2022-11-01 0 days 1,642 sqft
2022-12-01 0 days 1,599 sqft
2023-01-01 0 days 1,584 sqft
2023-02-01 0 days 1,548 sqft
2023-03-01 0 days 1,559 sqft
2023-04-01 0 days 1,572 sqft
2023-05-01 0 days 1,623 sqft
2023-06-01 0 days 1,585 sqft
2023-07-01 0 days 1,599 sqft
2023-08-01 0 days 1,605 sqft
Muskogee's median listing age (time on market) for 2023-08-01 was 0 days.

Muskogee's median square footage for active listings during the 2023-08-01 period was 1,605 sqft. One year prior, the average listing was 1,566 sqft.

Muskogee, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 755 $125,945,000 $166,815
Refi 173 $27,035,000 $156,272
Cash Out Refi 160 $26,930,000 $168,313
Home Improvement 113 $6,565,000 $58,097
Other 65 $4,155,000 $63,923

Muskogee's most frequently cited loan purpose was Home Purchase, with 755 originations. The 2nd most popular reason was Refi, with 173 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 367 $58,755,000 $160,095
4-5% 275 $40,755,000 $148,200
6-7% 215 $31,395,000 $146,023
3-4% 197 $32,375,000 $164,340
7-8% 90 $10,300,000 $114,444
2.5-3% 56 $10,180,000 $181,786
Over 8% 46 $3,590,000 $78,043
<2.5% 16 $2,740,000 $171,250

During 2022, Muskogee's most frequently originated rate bucket was 5-6%, with 367 originations.

Loan Sizing (Muskogee, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 499 $72,255,000 $144,800
$100,000 or less 453 $26,285,000 $58,024
$200k-400k 277 $73,585,000 $265,650
$400k-600k 32 $15,240,000 $476,250
$600k-1000k 5 $3,265,000 $653,000

Muskogee's loan sizing saw the bucket of loans from $100k-200k with 499 originations, totaling $72,255,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 601 $107,935,000 $179,592
60-80% 323 $51,275,000 $158,746
40-60% 118 $12,830,000 $108,729
20-40% 105 $7,395,000 $70,429
Under 20% 78 $2,710,000 $34,744
Over 100% 26 $6,430,000 $247,308

Muskogee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $107,935,000 in origination value.