McAlester Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mcalester averaged 7.16% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 6.91% and one month ago for the week of 2025-06-05, the average rate was 7.29%.

    Mcalester's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-07-10, the average rate was 7.32%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Mcalester 30 Year Fixed Rate 2025-07-10 7.16%
    Mcalester 30 Year Fixed Rate Refi 2025-07-10 7.32%
    Mcalester 15 Year Fixed Rate 2025-07-10 5.96%
    Mcalester 15 Year Fixed Rate Refi 2025-07-10 6.16%
    Mcalester 30 Year FHA 2025-07-10 6.61%
    Mcalester 30 Year FHA Refi 2025-07-10 6.72%
    Mcalester 30 Year USDA 2025-07-10 6.25%
    Mcalester 30 Year USDA Refi 2025-07-10 6.55%
    Mcalester 30 Year VA 2025-07-10 6.17%
    Mcalester 30 Year VA Refi 2025-07-10 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McAlester, OK.

    McAlester Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McAlester, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Arvest Bank 20 6.79% $4,989
    First United Bank and Trust Company 16 7.40% $4,775
    QUICKEN LOANS, LLC 15 6.62% $6,012
    Mortgage Investment Services Corporation 12 6.95% $4,367
    GUILD MORTGAGE COMPANY 9 6.57% $7,673
    NEWREZ LLC 5 6.75% $5,817
    MidFirst Bank 4 6.78% $6,991
    BOKF 4 6.22% $6,423
    FLAT BRANCH MORTGAGE, INC. 3 6.54% $3,718
    Farm Credit Mid-America, ACA 3 7.17% $11,468
    JPMorgan Chase Bank 3 6.63% $5,837
    BancFirst 3 6.79% $3,676
    American Mortgage Bank, LLC 3 6.96% $6,881
    CORNERSTONE HOME LENDING, INC. 3 7.70% $6,272
    UNITED WHOLESALE MORTGAGE, LLC 3 7.04% $6,494
    USAA Federal Savings Bank 3 6.67% $5,854
    GUARANTEED RATE, INC. 2 7.19% $4,351
    WEOKIE 2 6.81% $4,183
    NAVY FEDERAL CREDIT UNION 2 6.69% $5,423
    Great Plains National Bank 2 6.63% $4,853
    American Bank of Oklahoma 2 6.93% $7,737
    Wells Fargo Bank 2 6.44% $4,056
    ROYAL UNITED MORTGAGE LLC 2 7.44% $7,049
    Mortgage Research Center, LLC 1 7.13% $1,508
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $7,415
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $4,480
    NP, Inc. 1 7.87% $12,148
    OPEN MORTGAGE, LLC 1 6.88% $3,289
    Paramount Residential Mortgage Group, Inc. 1 6.63% $5,172
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $3,877
    Prosperity Bank 1 6.38% $6,392
    SeaTrust Mortgage Company 1 6.00% $14,291
    Servion, Inc. 1 8.25% $8,520
    Simmons Bank 1 7.38% $4,864
    SOUTHWEST FUNDING, LP 1 6.63% $4,172
    Stride Bank 1 6.88% $4,162
    T2 FINANCIAL LLC 1 7.49% $17,595
    TRIAD FINANCIAL SERVICES, INC. 1 9.05% $7,682
    Union Savings Bank 1 6.50% $3,073
    Waterstone Mortgage Corporation 1 6.63% $5,467
    21ST MORTGAGE CORPORATION 1 8.59% $5,418
    ZILLOW HOME LOANS, LLC 1 7.00% $4,498
    ADVANCIAL 1 6.38% $4,561
    American Mortgage & Equity Consultants, Inc. 1 7.38% $10,761
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.50% $15,092
    Axos Bank 1 6.38% $14,190
    Barrington Bank & Trust Company, N.A. 1 7.13% $4,597
    Citizens Bank 1 7.38% $4,767
    CMG MORTGAGE, INC. 1 7.99% $15,729
    Commerce Home Mortgage, Inc. 1 7.75% $14,911
    COMMUNICATION 1 6.63% $3,843
    CrossFirst Bank 1 8.00% $7,215
    Discover Bank 1 7.79% $0
    Fifth Third Bank 1 8.38% $4,372
    Firstar Bank 1 6.38% $3,308
    First National Bank and Trust Company 1 7.50% $4,643
    First Option Mortgage, LLC 1 7.50% $23,441
    First State Bank of St. Charles, Missouri 1 7.13% $5,206
    Gateway First Bank 1 6.50% $3,863
    GERSHMAN INVESTMENT CORP. 1 7.38% $4,328
    LENDSURE MORTGAGE CORP. 1 7.50% $10,260
    MEMBER FIRST MORTGAGE, LLC 1 6.38% $3,630
    MICHIGAN MUTUAL, INC. 1 6.50% $3,588
    MLD MORTGAGE INC. 1 6.13% $15,013

    McAlester Average Closing Costs & Other Stats

    McAlester, OK's 64 lenders originated 642 loans during 2024. The total origination value was $127,130,000, with an average loan value of $198,022.

    McAlester's average closing costs are $5,132.

    The top McAlester lender as defined by loan originations is Arvest Bank, with 20 loans originated. Their average total fees are $4,989, which is $214 higher than the next largest lender, First United Bank and Trust Company.

    The lowest fee McAlester lenders (with over 10 loans originated) are Mortgage Investment Services Corporation ($4,367), First United Bank and Trust Company ($4,775), Arvest Bank ($4,989), QUICKEN LOANS, LLC ($6,012) and .

    The lowest rate McAlester lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.62%), Arvest Bank (6.79%), Mortgage Investment Services Corporation (6.95%), First United Bank and Trust Company (7.40%) and .

    McAlester, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Arvest Bank $9,775,000 $12,460,000 27.5% 9.8%
    First United Bank and Trust Company $6,715,000 $7,720,000 15.0% 6.1%
    QUICKEN LOANS, LLC $5,750,000 $7,700,000 33.9% 6.1%
    GUILD MORTGAGE COMPANY $4,695,000 $6,625,000 41.1% 5.2%
    MidFirst Bank $1,235,000 $6,445,000 421.9% 5.1%
    BancFirst $8,940,000 $6,350,000 -29.0% 5.0%
    Mortgage Research Center, LLC $3,450,000 $4,425,000 28.3% 3.5%
    Mortgage Investment Services Corporation $1,005,000 $3,885,000 286.6% 3.1%
    NEWREZ LLC $1,885,000 $2,705,000 43.5% 2.1%
    21ST MORTGAGE CORPORATION $2,375,000 $2,430,000 2.3% 1.9%
    FLAT BRANCH MORTGAGE, INC. $2,185,000 $1,845,000 -15.6% 1.5%
    VILLAGE CAPITAL MORTGAGE $205,000 $1,760,000 758.5% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $2,195,000 $1,695,000 -22.8% 1.3%
    BOKF $630,000 $1,670,000 165.1% 1.3%
    USAA Federal Savings Bank $2,190,000 $1,605,000 -26.7% 1.3%
    CrossFirst Bank $2,015,000 $1,525,000 -24.3% 1.2%
    Farm Credit Mid-America, ACA $1,495,000 n/a 1.2%
    American Mortgage & Equity Consultants, Inc. $1,470,000 n/a 1.2%
    PENNYMAC LOAN SERVICES, LLC $470,000 $1,395,000 196.8% 1.1%
    Gateway First Bank $1,230,000 $1,390,000 13.0% 1.1%
    American Mortgage Bank, LLC $1,325,000 n/a 1.0%
    LAKEVIEW LOAN SERVICING, LLC $1,320,000 n/a 1.0%
    Grand Bank $1,265,000 n/a 1.0%
    Great Plains National Bank $5,085,000 $1,225,000 -75.9% 1.0%
    Prosperity Bank $235,000 $1,205,000 412.8% 0.9%
    American Bank of Oklahoma $530,000 $1,180,000 122.6% 0.9%
    CMG MORTGAGE, INC. $1,160,000 n/a 0.9%
    Stride Bank $775,000 $1,145,000 47.7% 0.9%
    VALOR BANK $805,000 $1,105,000 37.3% 0.9%
    Regent Bank $1,085,000 n/a 0.9%
    NAVY FEDERAL CREDIT UNION $665,000 $1,055,000 58.6% 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $940,000 795.2% 0.7%
    GUARANTEED RATE, INC. $135,000 $935,000 592.6% 0.7%
    NEW DAY FINANCIAL, LLC $380,000 $875,000 130.3% 0.7%
    JPMorgan Chase Bank $325,000 $835,000 156.9% 0.7%
    First Federal Bank $280,000 $765,000 173.2% 0.6%
    First Option Mortgage, LLC $745,000 n/a 0.6%
    CORNERSTONE HOME LENDING, INC. $1,135,000 $735,000 -35.2% 0.6%
    First State Bank of St. Charles, Missouri $725,000 $725,000 0.0% 0.6%
    Axos Bank $715,000 n/a 0.6%
    Firstar Bank $685,000 n/a 0.5%
    PENTAGON FEDERAL CREDIT UNION $45,000 $685,000 1,422.2% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $250,000 $635,000 154.0% 0.5%
    Bank 7 $625,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $800,000 $625,000 -21.9% 0.5%
    OPEN MORTGAGE, LLC $3,585,000 $605,000 -83.1% 0.5%
    Equity Prime Mortgage LLC $590,000 n/a 0.5%
    SeaTrust Mortgage Company $585,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $1,065,000 $525,000 -50.7% 0.4%
    MID AMERICA MORTGAGE, INC. $280,000 $495,000 76.8% 0.4%
    MLD MORTGAGE INC. $495,000 n/a 0.4%
    WEOKIE $555,000 $495,000 -10.8% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $485,000 148.7% 0.4%
    LOANDEPOT.COM, LLC $445,000 $480,000 7.9% 0.4%
    T2 FINANCIAL LLC $465,000 n/a 0.4%
    Flagstar Bank, FSB $500,000 $460,000 -8.0% 0.4%
    Ixonia Bank $455,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $425,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $425,000 n/a 0.3%
    Citizens Bank $125,000 $380,000 204.0% 0.3%
    CWM PARTNERS, L.P. $380,000 n/a 0.3%
    Commerce Home Mortgage, Inc. $365,000 n/a 0.3%
    First National Bank and Trust Company $335,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $335,000 n/a 0.3%
    Plains Commerce Bank $335,000 n/a 0.3%
    Simmons Bank $335,000 n/a 0.3%
    Discover Bank $180,000 $325,000 80.6% 0.3%
    Servion, Inc. $320,000 n/a 0.3%
    LOANPAL, LLC $85,000 $310,000 264.7% 0.2%
    MICHIGAN MUTUAL, INC. $300,000 n/a 0.2%
    Fifth Third Bank $280,000 n/a 0.2%
    GERSHMAN INVESTMENT CORP. $275,000 n/a 0.2%
    NP, Inc. $265,000 n/a 0.2%
    Armstrong Bank $150,000 $255,000 70.0% 0.2%
    First-Citizens Bank & Trust Company $255,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $255,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $135,000 $225,000 66.7% 0.2%
    Equity Bank $1,005,000 $220,000 -78.1% 0.2%
    Union Savings Bank $215,000 n/a 0.2%
    Wells Fargo Bank $340,000 $215,000 -36.8% 0.2%
    AmeriHome Mortgage Company, LLC $205,000 n/a 0.2%
    THE MORTGAGE LINK, INC. $205,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $515,000 $200,000 -61.2% 0.2%
    Figure Lending LLC $80,000 $195,000 143.8% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $195,000 n/a 0.2%
    Magnolia Bank $195,000 n/a 0.2%
    Northpointe Bank $255,000 $195,000 -23.5% 0.2%
    COMMUNICATION $125,000 $190,000 52.0% 0.1%
    Century Mortgage Company DBA Century Lending Company $175,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $175,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $35,000 $160,000 357.1% 0.1%
    OCEANSIDE MORTGAGE COMPANY $155,000 n/a 0.1%
    YNB $140,000 n/a 0.1%
    NFM, INC. $135,000 n/a 0.1%
    The Loan Store, Inc. $120,000 n/a 0.1%
    Tinker Federal Credit Union $395,000 $120,000 -69.6% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $200,000 $120,000 -40.0% 0.1%
    American Heritage Bank $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $305,000 $115,000 -62.3% 0.1%
    ADVANCIAL $105,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $360,000 $105,000 -70.8% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $105,000 n/a 0.1%
    OKLAHOMA'S $50,000 $105,000 110.0% 0.1%
    RCB Bank $1,350,000 $105,000 -92.2% 0.1%
    SOUTHWEST FUNDING, LP $85,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $85,000 n/a 0.1%
    PNC Bank $515,000 $75,000 -85.4% 0.1%
    Tulsa Federal Credit Union $75,000 n/a 0.1%
    Waterstone Mortgage Corporation $75,000 n/a 0.1%
    Coastal Community Bank $95,000 $60,000 -36.8% 0.0%
    Vision Bank $445,000 $55,000 -87.6% 0.0%
    AMERICAN EXCHANGE BANK $25,000 n/a 0.0%
    The First National Bank and Trust Company of Okmulgee $15,000 n/a 0.0%

    McAlester's top lender by overall market share is Arvest Bank, with 9.8% market share. In second place, with 6.1%, is First United Bank and Trust Company, having originated $7,720,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $7,700,000 in loans. In fourth place, with 5.2%, is GUILD MORTGAGE COMPANY, having originated $6,625,000 in loans. In fifth place, with 5.1%, is MidFirst Bank, having originated $6,445,000 in loans.

    McAlester Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - McAlester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $134,625 (6.3%) $190,248 (3.0%) 0.00 279
    2018-02-01 $136,825 (5.7%) $195,929 (2.7%) 0.00 255
    2018-03-01 $145,000 (7.4%) $202,416 (3.8%) 0.00 245
    2018-04-01 $149,675 (7.1%) $197,315 (-0.5%) 0.00 272
    2018-05-01 $149,900 (3.6%) $200,459 (6.6%) 0.00 267
    2018-06-01 $149,900 (4.9%) $196,782 (6.7%) 0.00 270
    2018-07-01 $149,125 (10.5%) $203,801 (14.0%) 0.00 293
    2018-08-01 $149,900 (5.9%) $207,122 (14.9%) 0.00 314
    2018-09-01 $146,950 (5.0%) $205,896 (14.0%) 0.00 298
    2018-10-01 $149,900 (6.4%) $217,967 (19.2%) 0.00 288
    2018-11-01 $152,400 (8.9%) $218,374 (16.6%) 0.00 266
    2018-12-01 $151,400 (12.4%) $222,306 (20.0%) 0.00 258
    2019-01-01 $149,225 (10.8%) $219,389 (15.3%) 0.00 257
    2019-02-01 $149,450 (9.2%) $223,280 (14.0%) 0.00 254
    2019-03-01 $146,686 (1.2%) $218,765 (8.1%) 0.00 263
    2019-04-01 $137,000 (-8.5%) $210,828 (6.9%) 0.00 277
    2019-05-01 $139,325 (-7.1%) $210,643 (5.1%) 0.00 276
    2019-06-01 $144,000 (-3.9%) $211,007 (7.2%) 0.00 274
    2019-07-01 $149,000 (-0.1%) $206,594 (1.4%) 0.00 249
    2019-08-01 $149,245 (-0.4%) $203,848 (-1.6%) 0.00 248
    2019-09-01 $149,614 (1.8%) $204,496 (-0.7%) 0.00 251
    2019-10-01 $149,900 (0.0%) $206,166 (-5.4%) 0.00 252
    2019-11-01 $159,999 (5.0%) $218,372 (0.0%) 0.00 249
    2019-12-01 $169,450 (11.9%) $226,617 (1.9%) 0.00 245
    2020-01-01 $169,500 (13.6%) $227,729 (3.8%) 0.00 235
    2020-02-01 $184,900 (23.7%) $238,852 (7.0%) 0.00 226
    2020-03-01 $192,450 (31.2%) $244,868 (11.9%) 0.00 206
    2020-04-01 $199,450 (45.6%) $253,313 (20.2%) 0.00 210
    2020-05-01 $181,200 (30.1%) $248,263 (17.9%) 0.00 196
    2020-06-01 $175,213 (21.7%) $239,244 (13.4%) 0.00 178
    2020-07-01 $159,250 (6.9%) $232,915 (12.7%) 0.00 166
    2020-08-01 $159,900 (7.1%) $227,647 (11.7%) 0.00 164
    2020-09-01 $152,473 (1.9%) $215,391 (5.3%) 0.00 150
    2020-10-01 $149,900 (0.0%) $217,508 (5.5%) 0.00 145
    2020-11-01 $150,475 (-6.0%) $220,213 (0.8%) 0.00 146
    2020-12-01 $149,900 (-11.5%) $212,763 (-6.1%) 0.00 132
    2021-01-01 $149,000 (-12.1%) $200,637 (-11.9%) 0.00 118
    2021-02-01 $151,175 (-18.2%) $200,765 (-16.0%) 0.00 104
    2021-03-01 $171,000 (-11.2%) $209,416 (-14.5%) 0.00 96
    2021-04-01 $174,700 (-12.4%) $210,810 (-16.8%) 0.00 91
    2021-05-01 $149,950 (-17.3%) $186,860 (-24.7%) 0.00 84
    2021-06-01 $157,500 (-10.1%) $187,993 (-21.4%) 0.00 97
    2021-07-01 $162,175 (1.8%) $204,668 (-12.1%) 0.00 112
    2021-08-01 $163,313 (2.1%) $210,248 (-7.6%) 0.00 120
    2021-09-01 $173,450 (13.8%) $217,359 (0.9%) 0.00 121
    2021-10-01 $179,000 (19.4%) $238,234 (9.5%) 0.00 122
    2021-11-01 $168,650 (12.1%) $225,698 (2.5%) 0.00 101
    2021-12-01 $161,150 (7.5%) $228,846 (7.6%) 0.00 86
    2022-01-01 $155,750 (4.5%) $229,192 (14.2%) 0.00 91
    2022-02-01 $164,925 (9.1%) $251,416 (25.2%) 0.00 95
    2022-03-01 $188,000 (9.9%) $274,723 (31.2%) 0.00 84
    2022-04-01 $199,000 (13.9%) $304,619 (44.5%) 0.00 91
    2022-05-01 $202,425 (35.0%) $367,588 (96.7%) 0.00 110
    2022-06-01 $203,700 (29.3%) $348,565 (85.4%) 0.00 136
    2022-07-01 $219,000 (35.0%) $352,384 (72.2%) 0.00 148
    2022-08-01 $229,700 (40.7%) $364,503 (73.4%) 0.00 155
    2022-09-01 $237,200 (36.8%) $378,352 (74.1%) 0.00 148
    2022-10-01 $230,150 (28.6%) $352,246 (47.9%) 0.00 153
    2022-11-01 $218,250 (29.4%) $344,240 (52.5%) 0.00 154
    2022-12-01 $225,488 (39.9%) $341,279 (49.1%) 0.00 142
    2023-01-01 $219,575 (41.0%) $332,637 (45.1%) 0.00 134
    2023-02-01 $210,725 (27.8%) $318,398 (26.6%) 0.00 142
    2023-03-01 $199,975 (6.4%) $314,787 (14.6%) 0.00 149
    2023-04-01 $215,000 (8.0%) $349,870 (14.9%) 0.00 148
    2023-05-01 $219,000 (8.2%) $364,518 (-0.8%) 0.00 147
    2023-06-01 $234,450 (15.1%) $402,956 (15.6%) 0.00 147
    2023-07-01 $229,500 (4.8%) $411,909 (16.9%) 0.00 157
    2023-08-01 $241,425 (5.1%) $414,290 (13.7%) 0.00 174
    2023-09-01 $249,900 (5.4%) $426,111 (12.6%) 0.00 174
    2023-10-01 $249,450 (8.4%) $422,393 (19.9%) 0.00 173
    2023-11-01 $246,250 (12.8%) $398,261 (15.7%) 0.00 174
    2023-12-01 $237,000 (5.1%) $367,230 (7.6%) 0.00 175
    2024-01-01 $238,000 (8.4%) $349,260 (5.0%) 0.00 168
    2024-02-01 $239,900 (13.9%) $345,525 (8.5%) 0.00 165
    2024-03-01 $241,950 (21.0%) $356,757 (13.3%) 0.00 166
    2024-04-01 $257,200 (19.6%) $392,986 (12.3%) 0.00 170
    2024-05-01 $254,500 (16.2%) $399,705 (9.7%) 0.00 200
    2024-06-01 $252,000 (7.5%) $419,386 (4.1%) 0.00 220
    2024-07-01 $249,900 (8.9%) $420,997 (2.2%) 0.00 231
    2024-08-01 $240,000 (-0.6%) $415,307 (0.3%) 0.00 238
    2024-09-01 $237,425 (-5.0%) $400,420 (-6.0%) 0.00 246
    2024-10-01 $232,725 (-6.7%) $412,791 (-2.3%) 0.00 245
    2024-11-01 $229,000 (-7.0%) $412,382 (3.6%) 0.00 250
    2024-12-01 $233,625 (-1.4%) $409,123 (11.4%) 0.00 237
    2025-01-01 $231,950 (-2.5%) $389,640 (11.6%) 0.00 219
    2025-02-01 $224,900 (-6.3%) $391,363 (13.3%) 0.00 228
    2025-03-01 $235,000 (-2.9%) $425,853 (19.4%) 0.00 249
    2025-04-01 $244,750 (-4.8%) $423,182 (7.7%) 0.00 269
    2025-05-01 $249,500 (-2.0%) $430,764 (7.8%) 0.00 271
    2025-06-01 $260,475 (3.4%) $425,067 (1.4%) 0.00 264
    McAlester's median listing price for 2025-06-01 was $260,475, a difference of $8,475 (3.4%) versus the prior year and $10,975 versus the prior month.

    McAlester's median listing price comes in at 0% of the national average.

    McAlester's average listing price for 2025-06-01 was $425,067, a difference of $5,681 (1.4%) versus the prior year and $-5,697 versus the prior month.

    For the 2025-06-01 period, McAlester had 264 MLS listings, a difference of -7 listings (-3%) versus the prior month and 44 listings (20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - McAlester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,730 sqft
    2018-02-01 0 days 1,715 sqft
    2018-03-01 0 days 1,755 sqft
    2018-04-01 0 days 1,736 sqft
    2018-05-01 0 days 1,716 sqft
    2018-06-01 0 days 1,715 sqft
    2018-07-01 0 days 1,709 sqft
    2018-08-01 0 days 1,670 sqft
    2018-09-01 0 days 1,652 sqft
    2018-10-01 0 days 1,693 sqft
    2018-11-01 0 days 1,703 sqft
    2018-12-01 0 days 1,733 sqft
    2019-01-01 0 days 1,741 sqft
    2019-02-01 0 days 1,755 sqft
    2019-03-01 0 days 1,735 sqft
    2019-04-01 0 days 1,662 sqft
    2019-05-01 0 days 1,677 sqft
    2019-06-01 0 days 1,671 sqft
    2019-07-01 0 days 1,663 sqft
    2019-08-01 0 days 1,654 sqft
    2019-09-01 0 days 1,664 sqft
    2019-10-01 0 days 1,670 sqft
    2019-11-01 0 days 1,694 sqft
    2019-12-01 0 days 1,676 sqft
    2020-01-01 0 days 1,676 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,817 sqft
    2020-04-01 0 days 1,821 sqft
    2020-05-01 0 days 1,807 sqft
    2020-06-01 0 days 1,764 sqft
    2020-07-01 0 days 1,715 sqft
    2020-08-01 0 days 1,763 sqft
    2020-09-01 0 days 1,736 sqft
    2020-10-01 0 days 1,746 sqft
    2020-11-01 0 days 1,792 sqft
    2020-12-01 0 days 1,820 sqft
    2021-01-01 0 days 1,791 sqft
    2021-02-01 0 days 1,837 sqft
    2021-03-01 0 days 1,831 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,752 sqft
    2021-06-01 0 days 1,696 sqft
    2021-07-01 0 days 1,638 sqft
    2021-08-01 0 days 1,634 sqft
    2021-09-01 0 days 1,634 sqft
    2021-10-01 0 days 1,620 sqft
    2021-11-01 0 days 1,606 sqft
    2021-12-01 0 days 1,614 sqft
    2022-01-01 0 days 1,602 sqft
    2022-02-01 0 days 1,615 sqft
    2022-03-01 0 days 1,643 sqft
    2022-04-01 0 days 1,644 sqft
    2022-05-01 0 days 1,629 sqft
    2022-06-01 0 days 1,662 sqft
    2022-07-01 0 days 1,676 sqft
    2022-08-01 0 days 1,722 sqft
    2022-09-01 0 days 1,798 sqft
    2022-10-01 0 days 1,818 sqft
    2022-11-01 0 days 1,848 sqft
    2022-12-01 0 days 1,838 sqft
    2023-01-01 0 days 1,853 sqft
    2023-02-01 0 days 1,732 sqft
    2023-03-01 0 days 1,683 sqft
    2023-04-01 0 days 1,715 sqft
    2023-05-01 0 days 1,750 sqft
    2023-06-01 0 days 1,829 sqft
    2023-07-01 0 days 1,816 sqft
    2023-08-01 0 days 1,806 sqft
    2023-09-01 0 days 1,882 sqft
    2023-10-01 0 days 1,883 sqft
    2023-11-01 0 days 1,887 sqft
    2023-12-01 0 days 1,817 sqft
    2024-01-01 0 days 1,779 sqft
    2024-02-01 0 days 1,760 sqft
    2024-03-01 0 days 1,620 sqft
    2024-04-01 0 days 1,655 sqft
    2024-05-01 0 days 1,694 sqft
    2024-06-01 0 days 1,736 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,800 sqft
    2024-09-01 0 days 1,738 sqft
    2024-10-01 0 days 1,727 sqft
    2024-11-01 0 days 1,724 sqft
    2024-12-01 0 days 1,764 sqft
    2025-01-01 0 days 1,706 sqft
    2025-02-01 0 days 1,678 sqft
    2025-03-01 0 days 1,714 sqft
    2025-04-01 0 days 1,737 sqft
    2025-05-01 0 days 1,764 sqft
    2025-06-01 0 days 1,758 sqft
    McAlester's median listing age (time on market) for 2025-06-01 was 0 days.

    McAlester's median square footage for active listings during the 2025-06-01 period was 1,758 sqft. One year prior, the average listing was 1,736 sqft.

    McAlester, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 396 $88,930,000 $224,571
    Refi 88 $20,020,000 $227,500
    Cash Out Refi 63 $10,655,000 $169,127
    Home Improvement 48 $2,890,000 $60,208
    Other 47 $4,635,000 $98,617

    Mcalester's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Refi, with 88 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 242 $54,990,000 $227,231
    7-8% 147 $30,315,000 $206,224
    Over 8% 113 $10,415,000 $92,168
    5-6% 73 $17,225,000 $235,959
    4-5% 4 $540,000 $135,000
    <2.5% 1 $165,000 $165,000

    During 2024, Mcalester's most frequently originated rate bucket was 6-7%, with 242 originations.

    Loan Sizing (McAlester, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 247 $35,825,000 $145,040
    $100,000 or less 186 $10,980,000 $59,032
    $200k-400k 158 $41,760,000 $264,304
    $600k-1000k 24 $17,800,000 $741,667
    $400k-600k 20 $9,700,000 $485,000
    $Over $1MM 7 $11,065,000 $1,580,714

    McAlester's loan sizing saw the bucket of loans from $100k-200k with 247 originations, totaling $35,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 296 $62,390,000 $210,777
    60-80% 106 $26,670,000 $251,604
    40-60% 58 $11,230,000 $193,621
    20-40% 54 $4,200,000 $77,778
    Under 20% 34 $1,310,000 $38,529
    Over 100% 20 $5,280,000 $264,000

    McAlester's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $62,390,000 in origination value.