McAlester Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mcalester averaged 7.13% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 7.05% and one month ago for the week of 2025-01-09, the average rate was 6.89%.

    Mcalester's average rate one year ago was 6.7%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.27%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Mcalester 30 Year Fixed Rate 2025-02-13 7.13%
    Mcalester 30 Year Fixed Rate Refi 2025-02-13 7.27%
    Mcalester 15 Year Fixed Rate 2025-02-13 5.89%
    Mcalester 15 Year Fixed Rate Refi 2025-02-13 6.29%
    Mcalester 30 Year FHA 2025-02-13 6.57%
    Mcalester 30 Year FHA Refi 2025-02-13 6.72%
    Mcalester 30 Year USDA 2025-02-13 6.73%
    Mcalester 30 Year USDA Refi 2025-02-13 6.43%
    Mcalester 30 Year VA 2025-02-13 6.23%
    Mcalester 30 Year VA Refi 2025-02-13 6.53%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McAlester, OK.

    McAlester Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McAlester, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Arvest Bank 17 6.92% $5,654
    QUICKEN LOANS, LLC 14 6.38% $7,663
    GUILD MORTGAGE COMPANY 8 6.81% $6,520
    First United Bank and Trust Company 8 7.03% $5,516
    BancFirst 6 6.69% $4,994
    OPEN MORTGAGE, LLC 5 6.90% $3,747
    Gateway First Bank 4 6.88% $5,658
    CORNERSTONE HOME LENDING, INC. 3 7.08% $7,420
    U.S. Bank 3 6.50% $4,435
    USAA Federal Savings Bank 3 7.00% $7,275
    FLAT BRANCH MORTGAGE, INC. 3 6.92% $3,506
    NEWREZ LLC 3 6.79% $3,723
    UNITED WHOLESALE MORTGAGE, LLC 3 6.71% $6,183
    Great Plains National Bank 3 7.10% $5,837
    21ST MORTGAGE CORPORATION 2 7.53% $6,305
    BROKER SOLUTIONS, INC. 2 7.31% $10,505
    First Federal Bank 2 6.69% $5,254
    Stride Bank 2 7.19% $3,677
    American Bank of Oklahoma 2 6.88% $5,360
    JPMorgan Chase Bank 2 7.50% $4,572
    BOKF 2 6.50% $4,056
    Mortgage Investment Services Corporation 2 6.31% $2,607
    PNC Bank 1 6.25% $7,615
    RCB Bank 1 5.51% $408
    Regent Financial Group, Inc. 1 6.13% $4,807
    Service Federal Credit Union 1 6.75% $8,243
    SWBC MORTGAGE CORPORATION 1 7.50% $6,044
    Tinker Federal Credit Union 1 6.50% $5,628
    TTCU Federal Credit Union 1 6.63% $5,605
    UNION HOME MORTGAGE CORP. 1 7.38% $4,250
    Vision Bank 1 6.77% $4,178
    Wells Fargo Bank 1 7.00% $10,194
    WEOKIE 1 5.88% $4,681
    AMERICAN FINANCING CORPORATION 1 6.88% $5,437
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $7,358
    BETTER MORTGAGE CORPORATION 1 6.63% $4,770
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $6,974
    Citizens Bank 1 7.88% $4,507
    Colonial Savings, F.A. 1 7.00% $8,897
    COMMUNICATION 1 5.88% $3,059
    COMMUNITY MORTGAGE FUNDING, LLC 1 6.00% $5,697
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $5,463
    DAS Acquisition Company, LLC 1 5.88% $7,065
    Discover Bank 1 6.74% $0
    Equity Bank 1 7.13% $5,473
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $5,404
    First National Bank of Omaha 1 7.75% $4,122
    First State Bank of St. Charles, Missouri 1 8.00% $5,397
    FirstTrust Home Loans, Inc. 1 5.88% $3,262
    F & M Bank 1 6.63% $5,244
    Mabrey Bank 1 7.13% $3,433
    MOVEMENT MORTGAGE, LLC 1 8.13% $17,864
    NBKC BANK 1 7.00% $3,268
    PENNYMAC LOAN SERVICES, LLC 1 6.00% $7,047

    McAlester Average Closing Costs & Other Stats

    McAlester, OK's 54 lenders originated 606 loans during 2023. The total origination value was $105,080,000, with an average loan value of $173,399.

    McAlester's average closing costs are $4,924.

    The top McAlester lender as defined by loan originations is Arvest Bank, with 17 loans originated. Their average total fees are $5,654, which is $2,010 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee McAlester lenders (with over 10 loans originated) are Arvest Bank ($5,654), QUICKEN LOANS, LLC ($7,663), .

    The lowest rate McAlester lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.38%), Arvest Bank (6.92%), .

    McAlester, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Arvest Bank $15,200,000 $9,775,000 -35.7% 9.3%
    BancFirst $13,280,000 $8,940,000 -32.7% 8.5%
    First United Bank and Trust Company $5,420,000 $6,715,000 23.9% 6.4%
    QUICKEN LOANS, LLC $7,825,000 $5,750,000 -26.5% 5.5%
    Great Plains National Bank $2,295,000 $5,085,000 121.6% 4.8%
    GUILD MORTGAGE COMPANY $1,375,000 $4,695,000 241.5% 4.5%
    OPEN MORTGAGE, LLC $4,810,000 $3,585,000 -25.5% 3.4%
    Mortgage Research Center, LLC $6,850,000 $3,450,000 -49.6% 3.3%
    21ST MORTGAGE CORPORATION $1,030,000 $2,375,000 130.6% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $2,635,000 $2,195,000 -16.7% 2.1%
    USAA Federal Savings Bank $790,000 $2,190,000 177.2% 2.1%
    FLAT BRANCH MORTGAGE, INC. $2,290,000 $2,185,000 -4.6% 2.1%
    CrossFirst Bank $930,000 $2,015,000 116.7% 1.9%
    NEWREZ LLC $595,000 $1,885,000 216.8% 1.8%
    RCB Bank $1,350,000 n/a 1.3%
    MidFirst Bank $5,435,000 $1,235,000 -77.3% 1.2%
    Gateway First Bank $2,295,000 $1,230,000 -46.4% 1.2%
    CORNERSTONE HOME LENDING, INC. $3,365,000 $1,135,000 -66.3% 1.1%
    FREEDOM MORTGAGE CORPORATION $305,000 $1,065,000 249.2% 1.0%
    Equity Bank $1,005,000 n/a 1.0%
    Mortgage Investment Services Corporation $4,050,000 $1,005,000 -75.2% 1.0%
    DAS Acquisition Company, LLC $845,000 n/a 0.8%
    VALOR BANK $525,000 $805,000 53.3% 0.8%
    BROKER SOLUTIONS, INC. $575,000 $800,000 39.1% 0.8%
    Stride Bank $7,055,000 $775,000 -89.0% 0.7%
    First State Bank of St. Charles, Missouri $725,000 n/a 0.7%
    FIRST HERITAGE BANK $685,000 n/a 0.7%
    First National Bank Of Oklahoma $665,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $1,160,000 $665,000 -42.7% 0.6%
    U.S. Bank $1,005,000 $650,000 -35.3% 0.6%
    BOKF $2,390,000 $630,000 -73.6% 0.6%
    Carrington Mortgage Services, LLC $855,000 $620,000 -27.5% 0.6%
    ASSOCIATED MORTGAGE CORPORATION $405,000 $610,000 50.6% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $415,000 $610,000 47.0% 0.6%
    FirstTrust Home Loans, Inc. $2,945,000 $595,000 -79.8% 0.6%
    WEOKIE $850,000 $555,000 -34.7% 0.5%
    American Bank of Oklahoma $1,070,000 $530,000 -50.5% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $690,000 $515,000 -25.4% 0.5%
    PNC Bank $515,000 n/a 0.5%
    Flagstar Bank, FSB $500,000 n/a 0.5%
    INTERLINC MORTGAGE SERVICES, LLC $495,000 n/a 0.5%
    MOVEMENT MORTGAGE, LLC $485,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $985,000 $470,000 -52.3% 0.4%
    First Fidelity Bank $455,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,115,000 $445,000 -60.1% 0.4%
    LOANDEPOT.COM, LLC $760,000 $445,000 -41.4% 0.4%
    Vision Bank $445,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 $410,000 -32.8% 0.4%
    NBKC BANK $485,000 $410,000 -15.5% 0.4%
    Tinker Federal Credit Union $630,000 $395,000 -37.3% 0.4%
    NEW DAY FINANCIAL, LLC $1,435,000 $380,000 -73.5% 0.4%
    AMCAP MORTGAGE, LTD. $105,000 $370,000 252.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $595,000 $360,000 -39.5% 0.3%
    Wells Fargo Bank $1,170,000 $340,000 -70.9% 0.3%
    JPMorgan Chase Bank $275,000 $325,000 18.2% 0.3%
    COMMUNITY MORTGAGE FUNDING, LLC $320,000 n/a 0.3%
    Bank of England $310,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $105,000 $305,000 190.5% 0.3%
    TTCU Federal Credit Union $295,000 n/a 0.3%
    Service Federal Credit Union $75,000 $290,000 286.7% 0.3%
    AMERICAN FINANCING CORPORATION $55,000 $280,000 409.1% 0.3%
    First Federal Bank $265,000 $280,000 5.7% 0.3%
    MID AMERICA MORTGAGE, INC. $835,000 $280,000 -66.5% 0.3%
    Chickasaw Community Bank $1,050,000 $265,000 -74.8% 0.3%
    DRAPER AND KRAMER MORTGAGE CORP. $265,000 n/a 0.3%
    Goldwater Bank, N.A. $265,000 n/a 0.3%
    Colonial Savings, F.A. $255,000 n/a 0.2%
    Northpointe Bank $255,000 n/a 0.2%
    The Federal Savings Bank $255,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $160,000 $250,000 56.3% 0.2%
    Prosperity Bank $300,000 $235,000 -21.7% 0.2%
    F & M Bank $375,000 $225,000 -40.0% 0.2%
    UNITED BUILT HOMES, L.L.C. $215,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $125,000 $205,000 64.0% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $280,000 $200,000 -28.6% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 n/a 0.2%
    Discover Bank $180,000 n/a 0.2%
    First Bank $175,000 n/a 0.2%
    Mabrey Bank $175,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $960,000 $165,000 -82.8% 0.2%
    UNION HOME MORTGAGE CORP. $155,000 n/a 0.1%
    Armstrong Bank $175,000 $150,000 -14.3% 0.1%
    CHURCHILL MORTGAGE CORPORATION $155,000 $135,000 -12.9% 0.1%
    GUARANTEED RATE, INC. $305,000 $135,000 -55.7% 0.1%
    PLAZA HOME MORTGAGE, INC. $350,000 $135,000 -61.4% 0.1%
    SWBC MORTGAGE CORPORATION $135,000 n/a 0.1%
    Citizens Bank $360,000 $125,000 -65.3% 0.1%
    COMMUNICATION $470,000 $125,000 -73.4% 0.1%
    Legend Bank, N.A. $125,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $105,000 40.0% 0.1%
    ACB BANK $95,000 n/a 0.1%
    Coastal Community Bank $95,000 n/a 0.1%
    GSB MORTGAGE, INC. $95,000 n/a 0.1%
    Liberty National Bank $95,000 n/a 0.1%
    First National Bank of Omaha $105,000 $85,000 -19.0% 0.1%
    LOANPAL, LLC $165,000 $85,000 -48.5% 0.1%
    Regent Financial Group, Inc. $85,000 n/a 0.1%
    The First National Bank of Fort Smith $95,000 $85,000 -10.5% 0.1%
    Truist $85,000 n/a 0.1%
    Figure Lending LLC $25,000 $80,000 220.0% 0.1%
    Nations Lending Corporation $270,000 $75,000 -72.2% 0.1%
    BETTER MORTGAGE CORPORATION $65,000 n/a 0.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $1,485,000 $55,000 -96.3% 0.1%
    OKLAHOMA'S $50,000 n/a 0.0%
    Deere Employees Credit Union $45,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $45,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $45,000 n/a 0.0%
    OKLAHOMA CENTRAL Credit Union $35,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $335,000 $35,000 -89.6% 0.0%
    TRUE SKY $35,000 n/a 0.0%

    McAlester's top lender by overall market share is Arvest Bank, with 9.3% market share. In second place, with 8.5%, is BancFirst, having originated $8,940,000 in loans. In third place, with 6.4%, is First United Bank and Trust Company, having originated $6,715,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $5,750,000 in loans. In fifth place, with 4.8%, is Great Plains National Bank, having originated $5,085,000 in loans.

    McAlester Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - McAlester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $134,625 (6.3%) $190,248 (3.0%) 0.00 279
    2018-02-01 $136,825 (5.7%) $195,929 (2.7%) 0.00 255
    2018-03-01 $145,000 (7.4%) $202,416 (3.8%) 0.00 245
    2018-04-01 $149,675 (7.1%) $197,315 (-0.5%) 0.00 272
    2018-05-01 $149,900 (3.6%) $200,459 (6.6%) 0.00 267
    2018-06-01 $149,900 (4.9%) $196,782 (6.7%) 0.00 270
    2018-07-01 $149,125 (10.5%) $203,801 (14.0%) 0.00 293
    2018-08-01 $149,900 (5.9%) $207,122 (14.9%) 0.00 314
    2018-09-01 $146,950 (5.0%) $205,896 (14.0%) 0.00 298
    2018-10-01 $149,900 (6.4%) $217,967 (19.2%) 0.00 288
    2018-11-01 $152,400 (8.9%) $218,374 (16.6%) 0.00 266
    2018-12-01 $151,400 (12.4%) $222,306 (20.0%) 0.00 258
    2019-01-01 $149,225 (10.8%) $219,389 (15.3%) 0.00 257
    2019-02-01 $149,450 (9.2%) $223,280 (14.0%) 0.00 254
    2019-03-01 $146,686 (1.2%) $218,765 (8.1%) 0.00 263
    2019-04-01 $137,000 (-8.5%) $210,828 (6.9%) 0.00 277
    2019-05-01 $139,325 (-7.1%) $210,643 (5.1%) 0.00 276
    2019-06-01 $144,000 (-3.9%) $211,007 (7.2%) 0.00 274
    2019-07-01 $149,000 (-0.1%) $206,594 (1.4%) 0.00 249
    2019-08-01 $149,245 (-0.4%) $203,848 (-1.6%) 0.00 248
    2019-09-01 $149,614 (1.8%) $204,496 (-0.7%) 0.00 251
    2019-10-01 $149,900 (0.0%) $206,166 (-5.4%) 0.00 252
    2019-11-01 $159,999 (5.0%) $218,372 (0.0%) 0.00 249
    2019-12-01 $169,450 (11.9%) $226,617 (1.9%) 0.00 245
    2020-01-01 $169,500 (13.6%) $227,729 (3.8%) 0.00 235
    2020-02-01 $184,900 (23.7%) $238,852 (7.0%) 0.00 226
    2020-03-01 $192,450 (31.2%) $244,868 (11.9%) 0.00 206
    2020-04-01 $199,450 (45.6%) $253,313 (20.2%) 0.00 210
    2020-05-01 $181,200 (30.1%) $248,263 (17.9%) 0.00 196
    2020-06-01 $175,213 (21.7%) $239,244 (13.4%) 0.00 178
    2020-07-01 $159,250 (6.9%) $232,915 (12.7%) 0.00 166
    2020-08-01 $159,900 (7.1%) $227,647 (11.7%) 0.00 164
    2020-09-01 $152,473 (1.9%) $215,391 (5.3%) 0.00 150
    2020-10-01 $149,900 (0.0%) $217,508 (5.5%) 0.00 145
    2020-11-01 $150,475 (-6.0%) $220,213 (0.8%) 0.00 146
    2020-12-01 $149,900 (-11.5%) $212,763 (-6.1%) 0.00 132
    2021-01-01 $149,000 (-12.1%) $200,637 (-11.9%) 0.00 118
    2021-02-01 $151,175 (-18.2%) $200,765 (-16.0%) 0.00 104
    2021-03-01 $171,000 (-11.2%) $209,416 (-14.5%) 0.00 96
    2021-04-01 $174,700 (-12.4%) $210,810 (-16.8%) 0.00 91
    2021-05-01 $149,950 (-17.3%) $186,860 (-24.7%) 0.00 84
    2021-06-01 $157,500 (-10.1%) $187,993 (-21.4%) 0.00 97
    2021-07-01 $162,175 (1.8%) $204,668 (-12.1%) 0.00 112
    2021-08-01 $163,313 (2.1%) $210,248 (-7.6%) 0.00 120
    2021-09-01 $173,450 (13.8%) $217,359 (0.9%) 0.00 121
    2021-10-01 $179,000 (19.4%) $238,234 (9.5%) 0.00 122
    2021-11-01 $168,650 (12.1%) $225,698 (2.5%) 0.00 101
    2021-12-01 $161,150 (7.5%) $228,846 (7.6%) 0.00 86
    2022-01-01 $155,750 (4.5%) $229,192 (14.2%) 0.00 91
    2022-02-01 $164,925 (9.1%) $251,416 (25.2%) 0.00 95
    2022-03-01 $188,000 (9.9%) $274,723 (31.2%) 0.00 84
    2022-04-01 $199,000 (13.9%) $304,619 (44.5%) 0.00 91
    2022-05-01 $202,425 (35.0%) $367,588 (96.7%) 0.00 110
    2022-06-01 $203,700 (29.3%) $348,565 (85.4%) 0.00 136
    2022-07-01 $219,000 (35.0%) $352,384 (72.2%) 0.00 148
    2022-08-01 $229,700 (40.7%) $364,503 (73.4%) 0.00 155
    2022-09-01 $237,200 (36.8%) $378,352 (74.1%) 0.00 148
    2022-10-01 $230,150 (28.6%) $352,246 (47.9%) 0.00 153
    2022-11-01 $218,250 (29.4%) $344,240 (52.5%) 0.00 154
    2022-12-01 $225,488 (39.9%) $341,279 (49.1%) 0.00 142
    2023-01-01 $219,575 (41.0%) $332,637 (45.1%) 0.00 134
    2023-02-01 $210,725 (27.8%) $318,398 (26.6%) 0.00 142
    2023-03-01 $199,975 (6.4%) $314,787 (14.6%) 0.00 149
    2023-04-01 $215,000 (8.0%) $349,870 (14.9%) 0.00 148
    2023-05-01 $219,000 (8.2%) $364,518 (-0.8%) 0.00 147
    2023-06-01 $234,450 (15.1%) $402,956 (15.6%) 0.00 147
    2023-07-01 $229,500 (4.8%) $411,909 (16.9%) 0.00 157
    2023-08-01 $241,425 (5.1%) $414,290 (13.7%) 0.00 174
    2023-09-01 $249,900 (5.4%) $426,111 (12.6%) 0.00 174
    2023-10-01 $249,450 (8.4%) $422,393 (19.9%) 0.00 173
    2023-11-01 $246,250 (12.8%) $398,261 (15.7%) 0.00 174
    2023-12-01 $237,000 (5.1%) $367,230 (7.6%) 0.00 175
    2024-01-01 $238,000 (8.4%) $349,260 (5.0%) 0.00 168
    2024-02-01 $239,900 (13.9%) $345,525 (8.5%) 0.00 165
    2024-03-01 $241,950 (21.0%) $356,757 (13.3%) 0.00 166
    2024-04-01 $257,200 (19.6%) $392,986 (12.3%) 0.00 170
    2024-05-01 $254,500 (16.2%) $399,705 (9.7%) 0.00 200
    2024-06-01 $252,000 (7.5%) $419,386 (4.1%) 0.00 220
    2024-07-01 $249,900 (8.9%) $420,997 (2.2%) 0.00 231
    2024-08-01 $240,000 (-0.6%) $415,307 (0.3%) 0.00 238
    2024-09-01 $237,425 (-5.0%) $400,420 (-6.0%) 0.00 246
    2024-10-01 $232,725 (-6.7%) $412,791 (-2.3%) 0.00 245
    2024-11-01 $229,000 (-7.0%) $412,382 (3.6%) 0.00 250
    2024-12-01 $233,625 (-1.4%) $407,306 (10.9%) 0.00 237
    2025-01-01 $230,625 (-3.1%) $389,640 (11.6%) 0.00 219
    McAlester's median listing price for 2025-01-01 was $230,625, a difference of $-7,375 (-3.1%) versus the prior year and $-3,000 versus the prior month.

    McAlester's median listing price comes in at 0% of the national average.

    McAlester's average listing price for 2025-01-01 was $389,640, a difference of $40,380 (11.6%) versus the prior year and $-17,666 versus the prior month.

    For the 2025-01-01 period, McAlester had 219 MLS listings, a difference of -18 listings (-8%) versus the prior month and 51 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - McAlester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,730 sqft
    2018-02-01 0 days 1,715 sqft
    2018-03-01 0 days 1,755 sqft
    2018-04-01 0 days 1,736 sqft
    2018-05-01 0 days 1,716 sqft
    2018-06-01 0 days 1,715 sqft
    2018-07-01 0 days 1,709 sqft
    2018-08-01 0 days 1,670 sqft
    2018-09-01 0 days 1,652 sqft
    2018-10-01 0 days 1,693 sqft
    2018-11-01 0 days 1,703 sqft
    2018-12-01 0 days 1,733 sqft
    2019-01-01 0 days 1,741 sqft
    2019-02-01 0 days 1,755 sqft
    2019-03-01 0 days 1,735 sqft
    2019-04-01 0 days 1,662 sqft
    2019-05-01 0 days 1,677 sqft
    2019-06-01 0 days 1,671 sqft
    2019-07-01 0 days 1,663 sqft
    2019-08-01 0 days 1,654 sqft
    2019-09-01 0 days 1,664 sqft
    2019-10-01 0 days 1,670 sqft
    2019-11-01 0 days 1,694 sqft
    2019-12-01 0 days 1,676 sqft
    2020-01-01 0 days 1,676 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,817 sqft
    2020-04-01 0 days 1,821 sqft
    2020-05-01 0 days 1,807 sqft
    2020-06-01 0 days 1,764 sqft
    2020-07-01 0 days 1,715 sqft
    2020-08-01 0 days 1,763 sqft
    2020-09-01 0 days 1,736 sqft
    2020-10-01 0 days 1,746 sqft
    2020-11-01 0 days 1,792 sqft
    2020-12-01 0 days 1,820 sqft
    2021-01-01 0 days 1,791 sqft
    2021-02-01 0 days 1,837 sqft
    2021-03-01 0 days 1,831 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,752 sqft
    2021-06-01 0 days 1,696 sqft
    2021-07-01 0 days 1,638 sqft
    2021-08-01 0 days 1,634 sqft
    2021-09-01 0 days 1,634 sqft
    2021-10-01 0 days 1,620 sqft
    2021-11-01 0 days 1,606 sqft
    2021-12-01 0 days 1,614 sqft
    2022-01-01 0 days 1,602 sqft
    2022-02-01 0 days 1,615 sqft
    2022-03-01 0 days 1,643 sqft
    2022-04-01 0 days 1,644 sqft
    2022-05-01 0 days 1,629 sqft
    2022-06-01 0 days 1,662 sqft
    2022-07-01 0 days 1,676 sqft
    2022-08-01 0 days 1,722 sqft
    2022-09-01 0 days 1,798 sqft
    2022-10-01 0 days 1,818 sqft
    2022-11-01 0 days 1,848 sqft
    2022-12-01 0 days 1,838 sqft
    2023-01-01 0 days 1,853 sqft
    2023-02-01 0 days 1,732 sqft
    2023-03-01 0 days 1,683 sqft
    2023-04-01 0 days 1,715 sqft
    2023-05-01 0 days 1,750 sqft
    2023-06-01 0 days 1,829 sqft
    2023-07-01 0 days 1,816 sqft
    2023-08-01 0 days 1,806 sqft
    2023-09-01 0 days 1,882 sqft
    2023-10-01 0 days 1,883 sqft
    2023-11-01 0 days 1,887 sqft
    2023-12-01 0 days 1,817 sqft
    2024-01-01 0 days 1,779 sqft
    2024-02-01 0 days 1,760 sqft
    2024-03-01 0 days 1,620 sqft
    2024-04-01 0 days 1,655 sqft
    2024-05-01 0 days 1,694 sqft
    2024-06-01 0 days 1,736 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,800 sqft
    2024-09-01 0 days 1,738 sqft
    2024-10-01 0 days 1,727 sqft
    2024-11-01 0 days 1,724 sqft
    2024-12-01 0 days 1,764 sqft
    2025-01-01 0 days 1,706 sqft
    McAlester's median listing age (time on market) for 2025-01-01 was 0 days.

    McAlester's median square footage for active listings during the 2025-01-01 period was 1,706 sqft. One year prior, the average listing was 1,779 sqft.

    McAlester, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 409 $79,885,000 $195,318
    Cash Out Refi 56 $11,420,000 $203,929
    Refi 54 $9,100,000 $168,519
    Home Improvement 52 $2,870,000 $55,192
    Other 35 $1,805,000 $51,571

    Mcalester's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Cash Out Refi, with 56 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 214 $41,440,000 $193,645
    7-8% 149 $27,685,000 $185,805
    Over 8% 107 $10,115,000 $94,533
    5-6% 55 $10,935,000 $198,818
    4-5% 4 $1,580,000 $395,000
    2.5-3% 2 $90,000 $45,000
    <2.5% 1 $15,000 $15,000
    3-4% 1 $135,000 $135,000

    During 2023, Mcalester's most frequently originated rate bucket was 6-7%, with 214 originations.

    Loan Sizing (McAlester, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 238 $34,980,000 $146,975
    $100,000 or less 208 $11,790,000 $56,683
    $200k-400k 121 $31,725,000 $262,190
    $400k-600k 21 $10,165,000 $484,048
    $600k-1000k 13 $9,205,000 $708,077
    $Over $1MM 5 $7,215,000 $1,443,000

    McAlester's loan sizing saw the bucket of loans from $100k-200k with 238 originations, totaling $34,980,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 279 $53,085,000 $190,269
    60-80% 132 $27,490,000 $208,258
    20-40% 47 $3,155,000 $67,128
    40-60% 34 $5,740,000 $168,824
    Under 20% 30 $980,000 $32,667
    Over 100% 10 $1,410,000 $141,000

    McAlester's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 279 originations, totaling $53,085,000 in origination value.