Tulare County Mortgage Rates, Fees & Info
Tulare, CALEI: 549300EIBXII5C4D4548
Tax ID: 94-1175535
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Tulare County is a smaller mortgage company specializing in Home Improvement and Cash Out Refi loans. Tulare County has a high proportion of conventional loans. Their top markets by origination volume include: Visalia, Fresno, Hanford, and Bakersfield among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Tulare County has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
134Origination Dollar Volume (All Markets)
$15,810,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VISALIA, CA (FHA|USDA|VA) | 125 | $14,105,000 | $112,840 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $0 | 0.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 0.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $25,000 | $25,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 134 | $15,810,000 | $117,985 | $0 | 0.00% |
For 2021, Tulare County's most frequently originated type of loan was Conventional, with 134 originations.
Loan Reason
For 2021, Tulare County's most frequently cited loan purpose was Home Improvement, with 66 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 134 | $15,810,000 | $117,985 | $0 | 0.00% |
For 2021, Tulare County's most frequently cited loan duration was Other, with 134 originations.
Loan Sizing
2021 saw Tulare County place emphasis on $100,000 or less loans with 78 originations, totaling $3,250,000 in origination value.
Applicant Income
Tulare County lent most frequently to those with incomes in the $100k-150k range, with 41 originations. The second most popular income band? $150k-250k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 134 | $15,810,000 | $117,985 | $0 | 0.00% |
Tulare County lent most frequently to those with DTI ratios of Exempt%, with 134 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.02%
Tulare County has an average approval rate.
Pick Rate
Approvals leading to origination74.63%
Tulare County has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 134 | $15,810,000 | $117,985 |