VISALIA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Visalia averaged 6.92% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.76% and one month ago for the week of 2024-05-09, the average rate was 7.16%.

Visalia's average rate one year ago was 6.58%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Visalia 30 Year Fixed Rate 2024-06-13 6.92%
Visalia 30 Year Fixed Rate Refi 2024-06-13 7.49%
Visalia 15 Year Fixed Rate 2024-06-13 6.37%
Visalia 15 Year Fixed Rate Refi 2024-06-13 6.77%
Visalia 30 Year FHA 2024-06-13 6.33%
Visalia 30 Year FHA Refi 2024-06-13 6.71%
Visalia 30 Year USDA 2024-06-13 6.81%
Visalia 30 Year USDA Refi 2024-06-13 6.91%
Visalia 30 Year VA 2024-06-13 6.05%
Visalia 30 Year VA Refi 2024-06-13 6.52%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VISALIA, CA.

VISALIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VISALIA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 202 6.73% $10,209
QUICKEN LOANS, LLC 137 6.78% $7,355
ALAMEDA MORTGAGE CORPORATION 89 6.96% $9,691
DHI MORTGAGE COMPANY, LTD. 63 5.75% $4,028
JPMorgan Chase Bank 58 6.67% $7,270
EAGLE HOME MORTGAGE, LLC 54 6.08% $7,760
Commerce Home Mortgage, Inc. 45 7.31% $7,458
CALIBER HOME LOANS, INC. 34 6.45% $8,237
CROSSCOUNTRY MORTGAGE, LLC 32 6.85% $10,577
RESIDENTIAL WHOLESALE MORTGAGE, INC. 26 6.80% $9,783
Wells Fargo Bank 25 6.30% $5,180
PANORAMA MORTGAGE GROUP, LLC 24 5.13% $6,315
NEWREZ LLC 24 6.86% $8,305
AMERICAN PACIFIC MORTGAGE CORPORATION 23 6.81% $8,678
Educational Employees Credit Union 21 5.77% $2,397
U.S. Bank 21 6.33% $8,166
GUILD MORTGAGE COMPANY 20 6.96% $7,854
MASON MCDUFFIE MORTGAGE CORPORATION 18 6.93% $6,089
LOANDEPOT.COM, LLC 18 6.71% $6,567
PENNYMAC LOAN SERVICES, LLC 18 6.53% $9,912
MLD MORTGAGE INC. 17 6.69% $6,667
Sierra Pacific Mortgage Company, Inc. 16 6.74% $9,764
Mr. Cooper ( Nationstar Mortgage ) 15 6.75% $9,840
COASTAL FUNDING SLC, INC. 14 6.91% $6,444
Bank of America 14 6.39% $4,046
PLAZA HOME MORTGAGE, INC. 13 6.55% $8,697
CMG MORTGAGE, INC. 13 6.12% $11,046
FBC MORTGAGE, LLC 13 6.08% $9,487
PRIMARY RESIDENTIAL MORTGAGE, INC. 13 6.53% $11,486
Century Mortgage Company DBA Century Lending Company 10 6.60% $8,713
Flagstar Bank, FSB 10 7.25% $7,152
RESIDENTIAL BANCORP 9 7.26% $11,040
LOANPAL, LLC 9 6.52% $6,631
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 7.00% $6,229
JMAC LENDING, INC. 8 6.45% $9,693
Platinum Home Mortgage Corporation 8 6.47% $9,629
AMERISAVE MORTGAGE CORPORATION 7 6.34% $11,346
OCMBC, INC. 7 5.62% $6,837
GUARANTEED RATE, INC. 7 6.75% $10,073
VERITAS FUNDING, LLC 6 6.98% $7,825
INSPIRE HOME LOANS INC. 5 6.30% $5,070
BROKER SOLUTIONS, INC. 5 7.35% $7,352
BMO Harris Bank 5 6.85% $6,825
Carrington Mortgage Services, LLC 5 6.25% $8,843
NexBank 5 7.70% $8,281
NEXERA HOLDING LLC 4 9.38% $12,943
SAFE 1 CREDIT UNION 4 5.94% $2,685
Citibank 4 5.63% $9,858
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.81% $9,800
Paramount Residential Mortgage Group, Inc. 4 6.88% $11,410
NMSI, INC. 4 7.31% $8,966
Zions Bank 4 6.53% $5,273
ALTITUDE FINANCIAL CORPORATION 3 6.54% $6,442
AMERICAN FINANCING CORPORATION 3 7.17% $6,706
NP, Inc. 3 8.21% $18,221
First Savings Bank 3 6.21% $8,126
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.71% $4,711
Northwest Farm Credit Services, FLCA 3 7.57% $9,750
ARC HOME LLC 3 7.67% $7,854
FREEDOM MORTGAGE CORPORATION 3 7.13% $7,623
CARDINAL FINANCIAL 3 5.87% $9,673
THE GOLDEN 1 3 6.54% $3,669
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 6.83% $7,155
Tri Counties Bank 3 6.63% $4,061
PLANET HOME LENDING, LLC 3 7.38% $8,922
Truist 3 6.79% $6,119
EVERETT FINANCIAL, INC. 3 7.46% $8,134
ACADEMY MORTGAGE CORPORATION 2 6.94% $8,010
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 8.31% $11,646
CALCON MUTUAL MORTGAGE LLC 2 7.06% $10,337
CITYWIDE HOME LOANS, LLC 2 6.31% $4,754
DIGNIFIED HOME LOANS, LLC 2 7.44% $8,122
Discover Bank 2 7.62% $0
First National Bank of America 2 9.81% $11,076
General Mortgage Capital Corporation 2 6.31% $3,737
Golden Empire Mortgage, Inc. 2 6.68% $7,504
GUIDANCE RESIDENTIAL, LLC 2 6.81% $5,246
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.00% $9,831
LAND HOME FINANCIAL SERVICES, INC. 2 7.31% $6,020
Mechanics Bank 2 6.81% $3,302
MICHIGAN MUTUAL, INC. 2 7.49% $9,216
Mortgage Research Center, LLC 2 5.69% $9,304
MOVEMENT MORTGAGE, LLC 2 6.99% $9,078
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.94% $8,825
NBKC BANK 2 7.38% $2,633
PNC Bank 2 6.38% $4,665
PREMIER MORTGAGE RESOURCES, L.L.C. 2 7.56% $7,911
SCHOOLSFIRST 2 6.81% $3,681
The Loan Store, Inc. 2 6.00% $10,149
Valley National Bank 2 5.75% $8,200
VALLEY STRONG CREDIT UNION 2 6.63% $7,769
ZILLOW HOME LOANS, LLC 2 7.63% $8,738
MORTGAGEONE, INC. 1 6.88% $5,861
UBS Bank USA 1 5.00% $4,424
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $9,244
JMJ FINANCIAL GROUP 1 6.38% $7,262
American Mortgage & Equity Consultants, Inc. 1 6.88% $6,401
NATIONS DIRECT MORTGAGE, LLC 1 7.99% $7,994
Nations Lending Corporation 1 5.99% $814
NAVY FEDERAL CREDIT UNION 1 7.38% $7,445
Utah Mortgage Loan Corporation 1 7.50% $7,197
NETWORK CAPITAL FUNDING CORPORATION 1 6.00% $5,549
HOMEXPRESS MORTGAGE CORP. 1 8.38% $13,000
NEW WAVE LENDING GROUP INC 1 7.63% $11,482
HOMESIDE FINANCIAL, LLC 1 7.63% $4,517
HOME APPROVALS DIRECT, INC. 1 7.38% $11,265
Franklin Loan Corporation 1 7.63% $7,475
North American Savings Bank, F.S.B. 1 8.50% $10,787
Northpointe Bank 1 6.88% $5,010
FOUNDATION MORTGAGE CORPORATION 1 8.75% $17,520
First National Bank of Omaha 1 7.38% $5,983
First Federal Bank of Kansas City 1 7.25% $2,942
ORANGE COUNTY'S CREDIT UNION 1 6.75% $2,943
FIRST COMMUNITY MORTGAGE, INC. 1 5.88% $5,665
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.13% $7,913
Firefighters First Federal Credit Union 1 6.63% $0
Performance Financial, Inc. 1 8.13% $10,385
FINANCE OF AMERICA MORTGAGE LLC 1 6.88% $6,895
Farmers Bank & Trust 1 6.25% $2,968
Evolve Bank & Trust 1 6.49% $4,977
Ally Bank 1 6.38% $4,714
A&D Mortgage LLC 1 9.49% $10,376
EVANSVILLE TEACHERS 1 7.25% $4,353
DEEPHAVEN MORTGAGE LLC 1 8.13% $6,019
Citadel Servicing Corporation 1 9.00% $3,736
CHERRY CREEK MORTGAGE, LLC 1 7.25% $978
Capital Bank 1 7.63% $5,333
California Coast Credit Union 1 8.00% $2,184
ROYAL UNITED MORTGAGE LLC 1 6.88% $12,031
S1L, Inc. 1 6.88% $4,280
BM Real Estate Services, Inc. 1 7.38% $12,116
SCENIC OAKS FUNDING, INC. 1 6.50% $14,930
AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $9,029
BETTER MORTGAGE CORPORATION 1 7.75% $3,773
SOUTHLAND CREDIT UNION 1 6.63% $4,079
SUMMIT FUNDING, INC. 1 6.13% $1,905
SUN WEST MORTGAGE COMPANY, INC. 1 8.50% $6,590
BECKAM FUNDING CORP. 1 6.63% $6,512
The Huntington National Bank 1 7.38% $4,801
Watermark Capital, Inc. 1 6.00% $4,251
TOTAL MORTGAGE SERVICES, LLC 1 6.88% $3,619
LEADERONE FINANCIAL CORPORATION 1 5.63% $11,236
LENDSURE MORTGAGE CORP. 1 10.00% $8,544
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $22,227
Lakeview Community Capital, LLC 1 7.13% $6,535
LADERA LENDING, INC. 1 6.38% $10,989
BAY-VALLEY MORTGAGE GROUP 1 10.13% $8,641
Baxter Credit Union 1 7.00% $6,318
MID-VALLEY SERVICES, INC. 1 11.00% $16,348
MK LENDING CORP. 1 10.00% $8,937
KD CAPITAL MORTGAGE CORPORATION 1 6.75% $2,810
Morgan Stanley Private Bank 1 6.45% $3,592
MORTGAGE CAPITAL PARTNERS, INC. 1 6.63% $8,457
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 5.88% $4,663

VISALIA Average Closing Costs & Other Stats

VISALIA, CA's 154 lenders originated 4,377 loans during 2023. The total origination value was $1,169,225,000, with an average loan value of $267,129.

VISALIA's average closing costs are $6,565.

The top VISALIA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 202 loans originated. Their average total fees are $10,209, which is $2,854 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee VISALIA lenders (with over 10 loans originated) are Educational Employees Credit Union ($2,397), DHI MORTGAGE COMPANY, LTD. ($4,028), Bank of America ($4,046), Wells Fargo Bank ($5,180) and MASON MCDUFFIE MORTGAGE CORPORATION ($6,089).

The lowest rate VISALIA lenders (with over 10 loans originated) are PANORAMA MORTGAGE GROUP, LLC (5.13%), DHI MORTGAGE COMPANY, LTD. (5.75%), Educational Employees Credit Union (5.77%), FBC MORTGAGE, LLC (6.08%) and EAGLE HOME MORTGAGE, LLC (6.08%).

VISALIA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $175,140,000 $137,185,000 -21.7% 11.7%
Commerce Home Mortgage, Inc. $117,545,000 $77,715,000 -33.9% 6.6%
QUICKEN LOANS, LLC $164,950,000 $72,545,000 -56.0% 6.2%
DHI MORTGAGE COMPANY, LTD. $32,140,000 $67,440,000 109.8% 5.8%
ALAMEDA MORTGAGE CORPORATION $34,380,000 $62,020,000 80.4% 5.3%
EAGLE HOME MORTGAGE, LLC $32,885,000 $37,990,000 15.5% 3.2%
CROSSCOUNTRY MORTGAGE, LLC $42,885,000 $27,585,000 -35.7% 2.4%
CALIBER HOME LOANS, INC. $84,220,000 $26,300,000 -68.8% 2.2%
Banner Bank $15,740,000 $22,675,000 44.1% 1.9%
JPMorgan Chase Bank $18,300,000 $20,665,000 12.9% 1.8%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $18,610,000 $20,655,000 11.0% 1.8%
PENNYMAC LOAN SERVICES, LLC $41,990,000 $19,685,000 -53.1% 1.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $30,310,000 $18,070,000 -40.4% 1.5%
Educational Employees Credit Union $21,675,000 $17,530,000 -19.1% 1.5%
NEWREZ LLC $12,155,000 $15,770,000 29.7% 1.3%
U.S. Bank $10,020,000 $14,430,000 44.0% 1.2%
Century Mortgage Company DBA Century Lending Company $6,650,000 $13,140,000 97.6% 1.1%
FBC MORTGAGE, LLC $2,200,000 $12,790,000 481.4% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $22,480,000 $12,320,000 -45.2% 1.1%
CMG MORTGAGE, INC. $13,780,000 $12,140,000 -11.9% 1.0%
Sierra Pacific Mortgage Company, Inc. $9,685,000 $12,055,000 24.5% 1.0%
Bank of America $21,485,000 $11,765,000 -45.2% 1.0%
LOANDEPOT.COM, LLC $38,450,000 $10,910,000 -71.6% 0.9%
INSPIRE HOME LOANS INC. $10,685,000 n/a 0.9%
MLD MORTGAGE INC. $21,270,000 $10,245,000 -51.8% 0.9%
PLAZA HOME MORTGAGE, INC. $12,020,000 $10,180,000 -15.3% 0.9%
Mortgage Research Center, LLC $16,480,000 $9,140,000 -44.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $36,705,000 $9,025,000 -75.4% 0.8%
Wells Fargo Bank $27,220,000 $9,020,000 -66.9% 0.8%
FREEDOM MORTGAGE CORPORATION $35,435,000 $8,585,000 -75.8% 0.7%
GUILD MORTGAGE COMPANY $11,035,000 $8,375,000 -24.1% 0.7%
COASTAL FUNDING SLC, INC. $700,000 $8,340,000 1,091.4% 0.7%
PANORAMA MORTGAGE GROUP, LLC $2,360,000 $8,175,000 246.4% 0.7%
OCMBC, INC. $4,455,000 $8,070,000 81.1% 0.7%
MASON MCDUFFIE MORTGAGE CORPORATION $18,570,000 $6,685,000 -64.0% 0.6%
NAVY FEDERAL CREDIT UNION $9,840,000 $6,645,000 -32.5% 0.6%
LENDINGHOME FUNDING CORPORATION $10,750,000 $5,820,000 -45.9% 0.5%
Flagstar Bank, FSB $11,570,000 $5,445,000 -52.9% 0.5%
PNC Bank $9,575,000 $5,380,000 -43.8% 0.5%
Self-Help Federal Credit Union $4,740,000 $5,375,000 13.4% 0.5%
Platinum Home Mortgage Corporation $20,615,000 $5,260,000 -74.5% 0.4%
Mechanics Bank $3,495,000 $5,125,000 46.6% 0.4%
SAFE 1 CREDIT UNION $6,025,000 $5,110,000 -15.2% 0.4%
AMERISAVE MORTGAGE CORPORATION $13,930,000 $4,965,000 -64.4% 0.4%
Carrington Mortgage Services, LLC $7,910,000 $4,885,000 -38.2% 0.4%
AMWEST FUNDING CORP. $4,485,000 $4,815,000 7.4% 0.4%
BMO Harris Bank $1,350,000 $4,705,000 248.5% 0.4%
GUARANTEED RATE, INC. $46,585,000 $4,645,000 -90.0% 0.4%
LOANPAL, LLC $9,380,000 $4,250,000 -54.7% 0.4%
Golden Empire Mortgage, Inc. $2,725,000 $4,080,000 49.7% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,155,000 $4,015,000 -43.9% 0.3%
JMAC LENDING, INC. $925,000 $3,985,000 330.8% 0.3%
VERITAS FUNDING, LLC $3,735,000 $3,895,000 4.3% 0.3%
CARDINAL FINANCIAL $20,775,000 $3,865,000 -81.4% 0.3%
ALTITUDE FINANCIAL CORPORATION $3,790,000 n/a 0.3%
Zions Bank $3,475,000 $3,780,000 8.8% 0.3%
Tri Counties Bank $7,805,000 $3,620,000 -53.6% 0.3%
RESIDENTIAL BANCORP $19,985,000 $3,495,000 -82.5% 0.3%
Discover Bank $2,555,000 $3,395,000 32.9% 0.3%
Paramount Residential Mortgage Group, Inc. $7,075,000 $3,265,000 -53.9% 0.3%
East West Bank $3,205,000 n/a 0.3%
TULARE COUNTY $8,850,000 $3,165,000 -64.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $3,840,000 $3,055,000 -20.4% 0.3%
THE GOLDEN 1 $3,085,000 $3,015,000 -2.3% 0.3%
SUMMIT FUNDING, INC. $2,245,000 $2,990,000 33.2% 0.3%
BECKAM FUNDING CORP. $490,000 $2,890,000 489.8% 0.2%
PLANET HOME LENDING, LLC $1,905,000 $2,890,000 51.7% 0.2%
VALLEY STRONG CREDIT UNION $6,930,000 $2,835,000 -59.1% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $3,015,000 $2,735,000 -9.3% 0.2%
Figure Lending LLC $2,720,000 $2,730,000 0.4% 0.2%
Equity Prime Mortgage LLC $4,190,000 $2,630,000 -37.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $2,600,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $11,625,000 $2,435,000 -79.1% 0.2%
BROKER SOLUTIONS, INC. $12,880,000 $2,315,000 -82.0% 0.2%
NEW DAY FINANCIAL, LLC $2,960,000 $2,295,000 -22.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $1,525,000 $2,280,000 49.5% 0.2%
ACADEMY MORTGAGE CORPORATION $1,415,000 $2,180,000 54.1% 0.2%
Truist $630,000 $2,165,000 243.7% 0.2%
Northwest Farm Credit Services, FLCA $3,320,000 $2,140,000 -35.5% 0.2%
MID AMERICA MORTGAGE, INC. $2,000,000 n/a 0.2%
Citibank $3,580,000 $1,975,000 -44.8% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,970,000 n/a 0.2%
LONGBRIDGE FINANCIAL, LLC $1,555,000 $1,870,000 20.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $2,620,000 $1,830,000 -30.2% 0.2%
NEW WAVE LENDING GROUP INC $1,505,000 $1,635,000 8.6% 0.1%
MOVEMENT MORTGAGE, LLC $490,000 $1,515,000 209.2% 0.1%
DIGNIFIED HOME LOANS, LLC $1,515,000 $1,455,000 -4.0% 0.1%
ENVOY MORTGAGE, LTD $2,300,000 $1,455,000 -36.7% 0.1%
NP, Inc. $1,455,000 n/a 0.1%
NEXERA HOLDING LLC $400,000 $1,435,000 258.8% 0.1%
21ST MORTGAGE CORPORATION $1,740,000 $1,410,000 -19.0% 0.1%
EVERETT FINANCIAL, INC. $2,640,000 $1,400,000 -47.0% 0.1%
VILLAGE CAPITAL MORTGAGE $2,775,000 $1,390,000 -49.9% 0.1%
SCHOOLSFIRST $4,300,000 $1,375,000 -68.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,450,000 $1,325,000 -8.6% 0.1%
First Northern Bank of Dixon $1,315,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $4,245,000 $1,305,000 -69.3% 0.1%
NexBank $1,140,000 $1,305,000 14.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,905,000 $1,280,000 -55.9% 0.1%
USAA Federal Savings Bank $2,170,000 $1,275,000 -41.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $595,000 $1,235,000 107.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,590,000 $1,200,000 -24.5% 0.1%
NMSI, INC. $1,210,000 $1,110,000 -8.3% 0.1%
Coastal Community Bank $1,070,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,040,000 $1,015,000 -2.4% 0.1%
Hometown Equity Mortgage, LLC $5,345,000 $1,010,000 -81.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $8,515,000 $1,005,000 -88.2% 0.1%
UBS Bank USA $720,000 $1,005,000 39.6% 0.1%
TOP FLITE FINANCIAL, INC. $1,660,000 $990,000 -40.4% 0.1%
Noble Federal Credit Union $1,775,000 $975,000 -45.1% 0.1%
ALLIANT CREDIT UNION $605,000 $955,000 57.9% 0.1%
First Savings Bank $225,000 $950,000 322.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,750,000 $945,000 -65.6% 0.1%
NBKC BANK $1,445,000 $935,000 -35.3% 0.1%
INTERCAP LENDING INC. $925,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $780,000 $920,000 17.9% 0.1%
MORTGAGEONE, INC. $850,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $1,370,000 $825,000 -39.8% 0.1%
ZILLOW HOME LOANS, LLC $1,790,000 $825,000 -53.9% 0.1%
MICHIGAN MUTUAL, INC. $1,135,000 $815,000 -28.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,335,000 $805,000 -81.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $820,000 $790,000 -3.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $785,000 823.5% 0.1%
MID-VALLEY SERVICES, INC. $1,125,000 $785,000 -30.2% 0.1%
Citadel Servicing Corporation $1,505,000 $765,000 -49.2% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $605,000 $765,000 26.4% 0.1%
HomeTrust Bank $760,000 n/a 0.1%
San Joaquin Power Employees Credit Union $760,000 n/a 0.1%
SPRING EQ, LLC $4,065,000 $745,000 -81.7% 0.1%
First Interstate Bank $725,000 n/a 0.1%
Franklin Loan Corporation $760,000 $720,000 -5.3% 0.1%
BAY-VALLEY MORTGAGE GROUP $710,000 n/a 0.1%
ONY GLO, INC. $950,000 $685,000 -27.9% 0.1%
Magnolia Bank $1,175,000 $680,000 -42.1% 0.1%
The Loan Store, Inc. $680,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $1,345,000 $680,000 -49.4% 0.1%
VISION ONE MORTGAGE, INC. $795,000 $680,000 -14.5% 0.1%
ARC HOME LLC $1,350,000 $675,000 -50.0% 0.1%
Farmers Bank & Trust $95,000 $675,000 610.5% 0.1%
VAL-CHRIS INVESTMENTS, INC. $670,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $380,000 $655,000 72.4% 0.1%
CITYWIDE HOME LOANS, LLC $1,580,000 $655,000 -58.5% 0.1%
General Mortgage Capital Corporation $555,000 $650,000 17.1% 0.1%
Greenbox Loans, Inc. $2,075,000 $645,000 -68.9% 0.1%
North American Savings Bank, F.S.B. $420,000 $645,000 53.6% 0.1%
ROYAL UNITED MORTGAGE LLC $550,000 $645,000 17.3% 0.1%
DEEPHAVEN MORTGAGE LLC $665,000 $625,000 -6.0% 0.1%
Citizens Business Bank $11,360,000 $620,000 -94.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $620,000 n/a 0.1%
Evolve Bank & Trust $425,000 $585,000 37.6% 0.1%
Valley National Bank $580,000 n/a 0.0%
Bank of Stockton $165,000 $575,000 248.5% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $575,000 n/a 0.0%
EVANSVILLE TEACHERS $565,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $900,000 $560,000 -37.8% 0.0%
First National Bank of America $1,550,000 $530,000 -65.8% 0.0%
S1L, Inc. $1,250,000 $530,000 -57.6% 0.0%
AmeriHome Mortgage Company, LLC $6,945,000 $520,000 -92.5% 0.0%
CHERRY CREEK MORTGAGE, LLC $855,000 $505,000 -40.9% 0.0%
BM Real Estate Services, Inc. $1,345,000 $500,000 -62.8% 0.0%
LENDSURE MORTGAGE CORP. $1,725,000 $490,000 -71.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,380,000 $485,000 -79.6% 0.0%
SCENIC OAKS FUNDING, INC. $245,000 $485,000 98.0% 0.0%
FOUNDATION MORTGAGE CORPORATION $475,000 n/a 0.0%
Pilgrim Bank $465,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $465,000 n/a 0.0%
Alaska USA Federal Credit Union $450,000 n/a 0.0%
Boeing Employees Credit Union $440,000 n/a 0.0%
A&D Mortgage LLC $430,000 $425,000 -1.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,295,000 $420,000 -67.6% 0.0%
American Mortgage & Equity Consultants, Inc. $415,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $2,030,000 $415,000 -79.6% 0.0%
NFM, INC. $415,000 n/a 0.0%
Firefighters First Federal Credit Union $980,000 $410,000 -58.2% 0.0%
Watermark Capital, Inc. $675,000 $405,000 -40.0% 0.0%
LOGIX FEDERAL CREDIT UNION $1,600,000 $400,000 -75.0% 0.0%
The Federal Savings Bank $4,215,000 $395,000 -90.6% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $390,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,545,000 $390,000 -89.0% 0.0%
Ally Bank $2,195,000 $385,000 -82.5% 0.0%
Morgan Stanley Private Bank $4,070,000 $385,000 -90.5% 0.0%
KD CAPITAL MORTGAGE CORPORATION $380,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $375,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $370,000 n/a 0.0%
Baxter Credit Union $350,000 $355,000 1.4% 0.0%
PACIFIC SERVICE $35,000 $355,000 914.3% 0.0%
SOUTHLAND CREDIT UNION $355,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $420,000 $335,000 -20.2% 0.0%
BRIDGELOCK CAPITAL $315,000 n/a 0.0%
First Federal Bank of Kansas City $315,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $850,000 $315,000 -62.9% 0.0%
Provident Credit Union $1,010,000 $315,000 -68.8% 0.0%
TOTAL MORTGAGE SERVICES, LLC $315,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $315,000 n/a 0.0%
Arvest Bank $1,115,000 $305,000 -72.6% 0.0%
California Coast Credit Union $145,000 $305,000 110.3% 0.0%
EMM LOANS LLC $280,000 $305,000 8.9% 0.0%
JMJ FINANCIAL GROUP $775,000 $305,000 -60.6% 0.0%
KeyBank $9,310,000 $305,000 -96.7% 0.0%
Northpointe Bank $3,690,000 $305,000 -91.7% 0.0%
LADERA LENDING, INC. $2,595,000 $300,000 -88.4% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $295,000 n/a 0.0%
Utah Mortgage Loan Corporation $295,000 n/a 0.0%
Capital Bank $285,000 n/a 0.0%
CENTRAL COAST LENDING, INC. $420,000 $285,000 -32.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $990,000 $285,000 -71.2% 0.0%
SAFE CREDIT UNION $285,000 n/a 0.0%
TruHome Solutions, LLC $285,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,495,000 $285,000 -88.6% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $285,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $2,095,000 $270,000 -87.1% 0.0%
BAY EQUITY LLC $1,445,000 $265,000 -81.7% 0.0%
Performance Financial, Inc. $265,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $965,000 $255,000 -73.6% 0.0%
Plains Commerce Bank $255,000 n/a 0.0%
POINT Mortgage $255,000 n/a 0.0%
SACRAMENTO Credit Union $255,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,435,000 $250,000 -82.6% 0.0%
PHH Mortgage Corporation $2,295,000 $240,000 -89.5% 0.0%
Comerica Bank $235,000 n/a 0.0%
Nations Lending Corporation $860,000 $235,000 -72.7% 0.0%
Prosperity Home Mortgage, LLC $255,000 $235,000 -7.8% 0.0%
The Huntington National Bank $235,000 n/a 0.0%
CLEARPATH LENDING $1,585,000 $225,000 -85.8% 0.0%
MK LENDING CORP. $225,000 n/a 0.0%
WALL FINANCIAL, INC. $215,000 n/a 0.0%
Cornerstone First Mortgage, Inc $1,250,000 $205,000 -83.6% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $60,100,000 $205,000 -99.7% 0.0%
AHL FUNDING $195,000 n/a 0.0%
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION $425,000 $195,000 -54.1% 0.0%
KINECTA $385,000 $195,000 -49.4% 0.0%
Equity Bank $185,000 n/a 0.0%
FAY SERVICING, LLC $270,000 $185,000 -31.5% 0.0%
WESCOM CENTRAL CREDIT UNION $235,000 $180,000 -23.4% 0.0%
First National Bank of Omaha $175,000 n/a 0.0%
Lakeview Community Capital, LLC $11,270,000 $165,000 -98.5% 0.0%
Financial Partners Credit Union $255,000 $160,000 -37.3% 0.0%
TRAVIS CREDIT UNION $195,000 $160,000 -17.9% 0.0%
Mortgage Vintage, Inc. $145,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $1,775,000 $145,000 -91.8% 0.0%
Bethpage Federal Credit Union $800,000 $135,000 -83.1% 0.0%
CANVAS CREDIT UNION $125,000 $135,000 8.0% 0.0%
Connexus Credit Union $125,000 n/a 0.0%
CHEVRON $120,000 n/a 0.0%
ORANGE COUNTY'S CREDIT UNION $115,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $105,000 n/a 0.0%
SCE FEDERAL CREDIT UNION $95,000 n/a 0.0%
THE POLICE Credit Union $45,000 $90,000 100.0% 0.0%
INTELLILOAN, INC. $825,000 $65,000 -92.1% 0.0%
NuVision Federal Credit Union $200,000 $55,000 -72.5% 0.0%
STANFORD Federal Credit Union $325,000 $55,000 -83.1% 0.0%
THE FIRST FINANCIAL Federal Credit Union $445,000 $55,000 -87.6% 0.0%
Umpqua Bank $1,015,000 $55,000 -94.6% 0.0%
Fremont Bank $455,000 $45,000 -90.1% 0.0%
Service Federal Credit Union $45,000 n/a 0.0%
Signature Federal Credit Union $45,000 n/a 0.0%
STAR ONE CREDIT UNION $270,000 $25,000 -90.7% 0.0%
USC Credit Union $25,000 n/a 0.0%
CITIZENS EQUITY FIRST $105,000 $15,000 -85.7% 0.0%

VISALIA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.7% market share. In second place, with 6.6%, is Commerce Home Mortgage, Inc., having originated $77,715,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $72,545,000 in loans. In fourth place, with 5.8%, is DHI MORTGAGE COMPANY, LTD., having originated $67,440,000 in loans. In fifth place, with 5.3%, is ALAMEDA MORTGAGE CORPORATION, having originated $62,020,000 in loans.


VISALIA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $242,450 (-1.1%) $315,239 (-1.4%) 0.90 859
2018-02-01 $249,995 (0.2%) $314,730 (-2.3%) 0.91 873
2018-03-01 $257,500 (3.0%) $318,901 (-0.9%) 0.90 855
2018-04-01 $267,450 (6.8%) $329,977 (0.7%) 0.91 838
2018-05-01 $269,999 (4.2%) $334,736 (0.9%) 0.90 889
2018-06-01 $269,995 (4.2%) $333,775 (2.9%) 0.90 904
2018-07-01 $271,250 (4.7%) $333,108 (1.9%) 0.91 948
2018-08-01 $264,900 (6.2%) $323,515 (2.3%) 0.89 996
2018-09-01 $265,000 (8.2%) $314,814 (-0.2%) 0.89 1,034
2018-10-01 $269,000 (8.0%) $315,093 (-0.4%) 0.91 1,061
2018-11-01 $265,000 (7.2%) $315,190 (0.6%) 0.90 1,051
2018-12-01 $265,000 (7.8%) $312,098 (-1.4%) 0.91 1,016
2019-01-01 $264,900 (9.3%) $307,194 (-2.6%) 0.92 979
2019-02-01 $269,900 (8.0%) $316,241 (0.5%) 0.91 955
2019-03-01 $271,346 (5.4%) $325,446 (2.1%) 0.89 938
2019-04-01 $272,511 (1.9%) $331,678 (0.5%) 0.87 929
2019-05-01 $274,000 (1.5%) $327,177 (-2.3%) 0.86 926
2019-06-01 $279,900 (3.7%) $343,417 (2.9%) 0.87 890
2019-07-01 $276,975 (2.1%) $346,622 (4.1%) 0.87 912
2019-08-01 $273,291 (3.2%) $355,464 (9.9%) 0.87 910
2019-09-01 $270,877 (2.2%) $372,185 (18.2%) 0.87 883
2019-10-01 $269,000 (0.0%) $362,538 (15.1%) 0.87 862
2019-11-01 $268,720 (1.4%) $346,284 (9.9%) 0.88 850
2019-12-01 $267,225 (0.8%) $336,752 (7.9%) 0.89 787
2020-01-01 $269,900 (1.9%) $338,652 (10.2%) 0.90 729
2020-02-01 $266,000 (-1.4%) $333,079 (5.3%) 0.87 684
2020-03-01 $269,900 (-0.5%) $344,811 (6.0%) 0.85 676
2020-04-01 $272,437 (0.0%) $339,845 (2.5%) 0.85 697
2020-05-01 $273,000 (-0.4%) $342,449 (4.7%) 0.83 622
2020-06-01 $277,200 (-1.0%) $440,931 (28.4%) 0.82 513
2020-07-01 $285,000 (2.9%) $440,957 (27.2%) 0.83 442
2020-08-01 $309,000 (13.1%) $476,515 (34.1%) 0.89 416
2020-09-01 $332,950 (22.9%) $452,255 (21.5%) 0.95 415
2020-10-01 $349,000 (29.7%) $449,075 (23.9%) 1.00 414
2020-11-01 $338,480 (26.0%) $452,308 (30.6%) 0.99 396
2020-12-01 $318,625 (19.2%) $436,185 (29.5%) 0.95 364
2021-01-01 $319,000 (18.2%) $451,091 (33.2%) 0.95 317
2021-02-01 $329,000 (23.7%) $463,826 (39.3%) 0.96 282
2021-03-01 $324,663 (20.3%) $454,861 (31.9%) 0.92 274
2021-04-01 $330,000 (21.1%) $473,927 (39.5%) 0.89 271
2021-05-01 $359,000 (31.5%) $507,931 (48.3%) 0.95 263
2021-06-01 $343,950 (24.1%) $510,077 (15.7%) 0.91 298
2021-07-01 $330,000 (15.8%) $491,610 (11.5%) 0.87 330
2021-08-01 $335,000 (8.4%) $486,655 (2.1%) 0.89 374
2021-09-01 $341,619 (2.6%) $484,483 (7.1%) 0.91 384
2021-10-01 $364,783 (4.5%) $513,888 (14.4%) 0.97 389
2021-11-01 $384,950 (13.7%) $569,679 (26.0%) 1.03 377
2021-12-01 $378,873 (18.9%) $594,009 (36.2%) 1.03 328
2022-01-01 $385,000 (20.7%) $597,943 (32.6%) 1.04 304
2022-02-01 $417,500 (26.9%) $638,929 (37.8%) 1.09 273
2022-03-01 $426,225 (31.3%) $647,020 (42.3%) 1.07 291
2022-04-01 $419,900 (27.2%) $616,341 (30.1%) 1.00 327
2022-05-01 $415,000 (15.6%) $549,202 (8.1%) 0.95 405
2022-06-01 $407,500 (18.5%) $529,385 (3.8%) 0.91 495
2022-07-01 $399,995 (21.2%) $527,849 (7.4%) 0.90 606
2022-08-01 $401,867 (20.0%) $525,670 (8.0%) 0.93 619
2022-09-01 $399,995 (17.1%) $525,273 (8.4%) 0.94 597
2022-10-01 $399,900 (9.6%) $512,212 (-0.3%) 0.94 635
2022-11-01 $399,675 (3.8%) $501,696 (-11.9%) 0.96 647
2022-12-01 $399,900 (5.6%) $503,160 (-15.3%) 0.99 595
2023-01-01 $403,750 (4.9%) $499,771 (-16.4%) 1.00 527
2023-02-01 $407,498 (-2.4%) $510,371 (-20.1%) 0.98 483
2023-03-01 $417,450 (-2.1%) $530,739 (-18.0%) 0.98 456
2023-04-01 $435,000 (3.6%) $550,611 (-10.7%) 1.01 407
2023-05-01 $439,450 (5.9%) $568,670 (3.5%) 1.00 407
2023-06-01 $433,500 (6.4%) $549,055 (3.7%) 0.97 433
2023-07-01 $429,999 (7.5%) $566,612 (7.3%) 0.98 440
2023-08-01 $404,900 (0.8%) $552,152 (5.0%) 0.93 456
2023-09-01 $396,000 (-1.0%) $523,749 (-0.3%) 0.92 481
2023-10-01 $394,975 (-1.2%) $512,872 (0.1%) 0.93 524
2023-11-01 $386,723 (-3.2%) $499,841 (-0.4%) 0.92 548
2023-12-01 $380,000 (-5.0%) $486,996 (-3.2%) 0.93 567
2024-01-01 $380,238 (-5.8%) $493,292 (-1.3%) 0.93 478
2024-02-01 $390,200 (-4.2%) $499,607 (-2.1%) 0.94 459
2024-03-01 $399,900 (-4.2%) $540,858 (1.9%) 0.94 446
2024-04-01 $403,495 (-7.2%) $550,363 (0.0%) 0.94 478
2024-05-01 $424,975 (-3.3%) $582,077 (2.4%) 0.96 505
VISALIA's median listing price for 2024-05-01 was $424,975, a difference of $-14,475 (-3.3%) versus the prior year and $21,480 versus the prior month.

VISALIA's median listing price comes in at 96% of the national average.

VISALIA's average listing price for 2024-05-01 was $582,077, a difference of $13,407 (2.4%) versus the prior year and $31,714 versus the prior month.

For the 2024-05-01 period, VISALIA had 505 MLS listings, a difference of 27 listings (6%) versus the prior month and 98 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 68 days 1,700 sqft
2018-02-01 62 days 1,764 sqft
2018-03-01 53 days 1,800 sqft
2018-04-01 52 days 1,823 sqft
2018-05-01 44 days 1,843 sqft
2018-06-01 51 days 1,834 sqft
2018-07-01 53 days 1,821 sqft
2018-08-01 51 days 1,800 sqft
2018-09-01 51 days 1,796 sqft
2018-10-01 53 days 1,798 sqft
2018-11-01 56 days 1,781 sqft
2018-12-01 68 days 1,798 sqft
2019-01-01 71 days 1,776 sqft
2019-02-01 65 days 1,798 sqft
2019-03-01 56 days 1,846 sqft
2019-04-01 53 days 1,853 sqft
2019-05-01 51 days 1,838 sqft
2019-06-01 54 days 1,879 sqft
2019-07-01 54 days 1,844 sqft
2019-08-01 52 days 1,822 sqft
2019-09-01 52 days 1,801 sqft
2019-10-01 52 days 1,777 sqft
2019-11-01 53 days 1,768 sqft
2019-12-01 61 days 1,773 sqft
2020-01-01 66 days 1,787 sqft
2020-02-01 52 days 1,715 sqft
2020-03-01 48 days 1,770 sqft
2020-04-01 52 days 1,770 sqft
2020-05-01 64 days 1,793 sqft
2020-06-01 69 days 1,841 sqft
2020-07-01 52 days 1,855 sqft
2020-08-01 47 days 1,920 sqft
2020-09-01 36 days 2,008 sqft
2020-10-01 37 days 1,995 sqft
2020-11-01 40 days 1,958 sqft
2020-12-01 44 days 1,873 sqft
2021-01-01 49 days 1,823 sqft
2021-02-01 39 days 1,827 sqft
2021-03-01 25 days 1,811 sqft
2021-04-01 27 days 1,802 sqft
2021-05-01 23 days 1,823 sqft
2021-06-01 22 days 1,794 sqft
2021-07-01 26 days 1,779 sqft
2021-08-01 26 days 1,693 sqft
2021-09-01 30 days 1,708 sqft
2021-10-01 37 days 1,784 sqft
2021-11-01 36 days 1,834 sqft
2021-12-01 42 days 1,791 sqft
2022-01-01 39 days 1,800 sqft
2022-02-01 31 days 1,905 sqft
2022-03-01 23 days 1,906 sqft
2022-04-01 25 days 1,859 sqft
2022-05-01 25 days 1,835 sqft
2022-06-01 29 days 1,805 sqft
2022-07-01 31 days 1,795 sqft
2022-08-01 45 days 1,795 sqft
2022-09-01 53 days 1,800 sqft
2022-10-01 54 days 1,796 sqft
2022-11-01 54 days 1,840 sqft
2022-12-01 61 days 1,790 sqft
2023-01-01 69 days 1,832 sqft
2023-02-01 63 days 1,844 sqft
2023-03-01 50 days 1,847 sqft
2023-04-01 51 days 1,911 sqft
2023-05-01 45 days 1,887 sqft
2023-06-01 36 days 1,855 sqft
2023-07-01 38 days 1,854 sqft
2023-08-01 46 days 1,800 sqft
2023-09-01 44 days 1,733 sqft
2023-10-01 51 days 1,715 sqft
2023-11-01 56 days 1,699 sqft
2023-12-01 60 days 1,695 sqft
2024-01-01 62 days 1,700 sqft
2024-02-01 48 days 1,739 sqft
2024-03-01 42 days 1,732 sqft
2024-04-01 39 days 1,768 sqft
2024-05-01 41 days 1,821 sqft
VISALIA's median listing age (time on market) for 2024-05-01 was 41 days. This is -9% shorter than the same period one year ago.

VISALIA's median square footage for active listings during the 2024-05-01 period was 1,821 sqft. One year prior, the average listing was 1,887 sqft.

VISALIA, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
93201 Visalia-Porterville, CA MSA $840 $840 $1,050 $1,490 $1,620
93207 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93208 Visalia-Porterville, CA MSA $860 $880 $1,160 $1,610 $1,860
93212 Visalia-Porterville, CA MSA $910 $920 $1,140 $1,620 $1,850
93215 Visalia-Porterville, CA MSA $800 $800 $1,050 $1,490 $1,790
93218 Visalia-Porterville, CA MSA $710 $730 $960 $1,340 $1,540
93219 Visalia-Porterville, CA MSA $690 $700 $920 $1,300 $1,570
93221 Visalia-Porterville, CA MSA $820 $840 $1,110 $1,540 $1,780
93223 Visalia-Porterville, CA MSA $690 $710 $940 $1,310 $1,510
93227 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93230 Visalia-Porterville, CA MSA $1,020 $1,020 $1,270 $1,800 $2,060
93235 Visalia-Porterville, CA MSA $730 $750 $990 $1,380 $1,590
93238 Visalia-Porterville, CA MSA $730 $730 $960 $1,370 $1,640
93244 Visalia-Porterville, CA MSA $870 $890 $1,170 $1,620 $1,870
93247 Visalia-Porterville, CA MSA $690 $710 $930 $1,290 $1,490
93256 Visalia-Porterville, CA MSA $720 $740 $980 $1,360 $1,570
93257 Visalia-Porterville, CA MSA $860 $880 $1,160 $1,610 $1,860
93258 Visalia-Porterville, CA MSA $710 $730 $960 $1,340 $1,540
93260 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93261 Visalia-Porterville, CA MSA $680 $690 $910 $1,270 $1,470
93262 Visalia-Porterville, CA MSA $860 $880 $1,160 $1,620 $1,880
93265 Visalia-Porterville, CA MSA $860 $880 $1,160 $1,610 $1,860
93267 Visalia-Porterville, CA MSA $690 $710 $940 $1,310 $1,510
93270 Visalia-Porterville, CA MSA $720 $740 $970 $1,350 $1,560
93271 Visalia-Porterville, CA MSA $1,080 $1,110 $1,460 $2,030 $2,340
93272 Visalia-Porterville, CA MSA $850 $870 $1,150 $1,600 $1,840
93274 Visalia-Porterville, CA MSA $860 $890 $1,170 $1,630 $1,880
93275 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93277 Visalia-Porterville, CA MSA $860 $890 $1,170 $1,630 $1,880
93278 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93279 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93286 Visalia-Porterville, CA MSA $690 $710 $930 $1,290 $1,490
93290 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93291 Visalia-Porterville, CA MSA $860 $880 $1,160 $1,610 $1,860
93292 Visalia-Porterville, CA MSA $1,000 $1,030 $1,350 $1,880 $2,170
93527 Visalia-Porterville, CA MSA $900 $910 $1,190 $1,690 $2,020
93603 Visalia-Porterville, CA MSA $990 $1,010 $1,330 $1,860 $2,140
93615 Visalia-Porterville, CA MSA $810 $840 $1,100 $1,530 $1,760
93618 Visalia-Porterville, CA MSA $820 $840 $1,100 $1,530 $1,770
93619 Visalia-Porterville, CA MSA $1,490 $1,500 $1,890 $2,660 $3,050
93631 Visalia-Porterville, CA MSA $980 $990 $1,260 $1,770 $2,030
93633 Visalia-Porterville, CA MSA $910 $920 $1,190 $1,670 $1,910
93641 Visalia-Porterville, CA MSA $990 $1,000 $1,260 $1,770 $2,030
93646 Visalia-Porterville, CA MSA $810 $820 $1,030 $1,450 $1,670
93647 Visalia-Porterville, CA MSA $810 $820 $1,040 $1,450 $1,670
93654 Visalia-Porterville, CA MSA $970 $980 $1,240 $1,740 $2,000
93666 Visalia-Porterville, CA MSA $720 $740 $980 $1,360 $1,570
93670 Visalia-Porterville, CA MSA $830 $850 $1,120 $1,560 $1,800
93673 Visalia-Porterville, CA MSA $720 $740 $970 $1,350 $1,560
93675 Visalia-Porterville, CA MSA $840 $850 $1,080 $1,520 $1,750

2022 Average & Median Rent Data Statistics
VISALIA, CA average 1BR rent: $858, median: $850
VISALIA, CA average 2BR rent: $1,118, median: $1,120
VISALIA, CA average 3BR rent: $1,563, median: $1,560

VISALIA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,658 $853,480,000 $321,099
Cash Out Refi 767 $165,585,000 $215,887
Other 404 $34,550,000 $85,520
Home Improvement 349 $33,065,000 $94,742
Refi 198 $43,840,000 $221,414
NA 1 $38,705,000 $38,705,000

Visalia's most frequently cited loan purpose was Home Purchase, with 2,658 originations. The 2nd most popular reason was Cash Out Refi, with 767 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,517 $502,445,000 $331,210
7-8% 923 $235,755,000 $255,423
5-6% 892 $291,170,000 $326,424
Over 8% 696 $89,820,000 $129,052
<2.5% 151 $3,425,000 $22,682
4-5% 107 $35,965,000 $336,121
3-4% 7 $1,265,000 $180,714
2.5-3% 3 $965,000 $321,667

During 2023, Visalia's most frequently originated rate bucket was 6-7%, with 1,517 originations.

Loan Sizing (VISALIA, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,022 $605,940,000 $299,674
$100,000 or less 944 $46,830,000 $49,608
$100k-200k 740 $109,320,000 $147,730
$400k-600k 577 $265,535,000 $460,199
$600k-1000k 77 $53,175,000 $690,584
$Over $1MM 17 $88,425,000 $5,201,471

VISALIA's loan sizing saw the bucket of loans from $200k-400k with 2,022 originations, totaling $605,940,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,882 $663,640,000 $352,625
60-80% 885 $282,295,000 $318,977
Under 20% 736 $34,590,000 $46,997
20-40% 383 $48,275,000 $126,044
40-60% 344 $109,460,000 $318,198
Over 100% 38 $15,750,000 $414,474

VISALIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,882 originations, totaling $663,640,000 in origination value.