VISALIA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Visalia averaged
6.68%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.01% and
one month ago for the week of 2023-02-09, the
average rate was 6.3%.
Visalia's average rate one year ago was 3.5%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.19%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Visalia 30 Year Fixed Rate | 2023-03-16 | 6.68% |
| Visalia 30 Year Fixed Rate Refi | 2023-03-16 | 7.19% |
| Visalia 15 Year Fixed Rate | 2023-03-16 | 6.11% |
| Visalia 15 Year Fixed Rate Refi | 2023-03-16 | 6.52% |
| Visalia 30 Year FHA | 2023-03-16 | 6.15% |
| Visalia 30 Year FHA Refi | 2023-03-16 | 5.96% |
| Visalia 30 Year USDA | 2023-03-16 | 6.2% |
| Visalia 30 Year USDA Refi | 2023-03-16 | 6.02% |
| Visalia 30 Year VA | 2023-03-16 | 6.17% |
| Visalia 30 Year VA Refi | 2023-03-16 | 5.75% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VISALIA, CA.
VISALIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VISALIA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VISALIA Average Closing Costs & Other Stats
VISALIA, CA's 231 lenders originated 8,577
loans during 2022. The total origination value was $2,285,515,000, with an average loan value of
$266,470.
VISALIA's average closing costs are $6,303.
The top VISALIA lender as defined by loan originations is COUNTRY CLUB MORTGAGE, INC., with
455 loans originated. Their average total fees are
$6,897, which is $285
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee VISALIA lenders (with over 10 loans originated) are
Educational Employees Credit Union ($2,265), Bank of America ($3,848), JPMorgan Chase Bank ($4,244), Lakeview Community Capital, LLC ($4,526) and Bank of the West ($4,558).
The lowest rate VISALIA lenders (with over 10 loans originated) are
Bank of America (3.98%), VALLEY STRONG CREDIT UNION (4.07%), NEWREZ LLC (4.15%), LOANDEPOT.COM, LLC (4.16%) and AmeriHome Mortgage Company, LLC (4.21%).
VISALIA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| COUNTRY CLUB MORTGAGE, INC. | $449,260,000 | $244,365,000 | -45.6% | 10.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $262,710,000 | $175,140,000 | -33.3% | 7.7% |
| QUICKEN LOANS, LLC | $395,290,000 | $164,950,000 | -58.3% | 7.2% |
| Commerce Home Mortgage, Inc. | $167,140,000 | $117,545,000 | -29.7% | 5.1% |
| KINGS MORTGAGE SERVICES, INC. | $181,550,000 | $100,580,000 | -44.6% | 4.4% |
| CALIBER HOME LOANS, INC. | $150,375,000 | $84,220,000 | -44.0% | 3.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $82,625,000 | $60,100,000 | -27.3% | 2.6% |
| GUARANTEED RATE, INC. | $107,310,000 | $46,585,000 | -56.6% | 2.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $54,875,000 | $42,885,000 | -21.8% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $102,385,000 | $41,990,000 | -59.0% | 1.8% |
| LOANDEPOT.COM, LLC | $83,380,000 | $38,450,000 | -53.9% | 1.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $79,450,000 | $36,705,000 | -53.8% | 1.6% |
| HOME POINT FINANCIAL CORPORATION | $64,075,000 | $35,815,000 | -44.1% | 1.6% |
| Pacific Lending LLC | $35,445,000 | n/a | 1.6% | |
| FREEDOM MORTGAGE CORPORATION | $181,190,000 | $35,435,000 | -80.4% | 1.6% |
| ALAMEDA MORTGAGE CORPORATION | $43,820,000 | $34,380,000 | -21.5% | 1.5% |
| EAGLE HOME MORTGAGE, LLC | $15,840,000 | $32,885,000 | 107.6% | 1.4% |
| DHI MORTGAGE COMPANY, LTD. | $45,110,000 | $32,140,000 | -28.8% | 1.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $43,230,000 | $30,310,000 | -29.9% | 1.3% |
| Arbor Realty Trust, Inc. | $13,360,000 | $27,895,000 | 108.8% | 1.2% |
| Wells Fargo Bank | $63,790,000 | $27,220,000 | -57.3% | 1.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $37,245,000 | $22,480,000 | -39.6% | 1.0% |
| Educational Employees Credit Union | $18,950,000 | $21,675,000 | 14.4% | 0.9% |
| Bank of America | $22,270,000 | $21,485,000 | -3.5% | 0.9% |
| MLD MORTGAGE INC. | $45,880,000 | $21,270,000 | -53.6% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $42,025,000 | $20,775,000 | -50.6% | 0.9% |
| Platinum Home Mortgage Corporation | $40,005,000 | $20,615,000 | -48.5% | 0.9% |
| RESIDENTIAL BANCORP. | $45,105,000 | $19,985,000 | -55.7% | 0.9% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $7,725,000 | $18,610,000 | 140.9% | 0.8% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $50,645,000 | $18,570,000 | -63.3% | 0.8% |
| JPMorgan Chase Bank | $34,180,000 | $18,300,000 | -46.5% | 0.8% |
| Mortgage Research Center, LLC | $23,820,000 | $16,480,000 | -30.8% | 0.7% |
| Banner Bank | $15,740,000 | n/a | 0.7% | |
| AMERISAVE MORTGAGE CORPORATION | $42,005,000 | $13,930,000 | -66.8% | 0.6% |
| CMG MORTGAGE, INC. | $7,645,000 | $13,780,000 | 80.2% | 0.6% |
| BROKER SOLUTIONS, INC. | $25,475,000 | $12,880,000 | -49.4% | 0.6% |
| Bank of the West | $18,145,000 | $12,700,000 | -30.0% | 0.6% |
| NEWREZ LLC | $31,465,000 | $12,155,000 | -61.4% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $17,615,000 | $12,020,000 | -31.8% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $24,760,000 | $11,625,000 | -53.0% | 0.5% |
| Flagstar Bank, FSB | $26,660,000 | $11,570,000 | -56.6% | 0.5% |
| Citizens Business Bank | $17,160,000 | $11,360,000 | -33.8% | 0.5% |
| Lakeview Community Capital, LLC | $17,720,000 | $11,270,000 | -36.4% | 0.5% |
| GUILD MORTGAGE COMPANY | $16,250,000 | $11,035,000 | -32.1% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $3,810,000 | $10,750,000 | 182.2% | 0.5% |
| MUFG Union Bank | $19,830,000 | $10,590,000 | -46.6% | 0.5% |
| U.S. Bank | $15,675,000 | $10,020,000 | -36.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $9,545,000 | $9,840,000 | 3.1% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $14,865,000 | $9,685,000 | -34.8% | 0.4% |
| PNC Bank | $3,625,000 | $9,575,000 | 164.1% | 0.4% |
| LOANPAL, LLC | $16,075,000 | $9,380,000 | -41.6% | 0.4% |
| KeyBank | $3,455,000 | $9,310,000 | 169.5% | 0.4% |
| TULARE COUNTY | $14,105,000 | $8,850,000 | -37.3% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $22,630,000 | $8,515,000 | -62.4% | 0.4% |
| Carrington Mortgage Services, LLC | $17,805,000 | $7,910,000 | -55.6% | 0.3% |
| Tri Counties Bank | $38,635,000 | $7,805,000 | -79.8% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,845,000 | $7,155,000 | -27.3% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $6,730,000 | $7,075,000 | 5.1% | 0.3% |
| AmeriHome Mortgage Company, LLC | $6,490,000 | $6,945,000 | 7.0% | 0.3% |
| VALLEY STRONG CREDIT UNION | $7,410,000 | $6,930,000 | -6.5% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $605,000 | $6,650,000 | 999.2% | 0.3% |
| SAFE 1 CREDIT UNION | $5,070,000 | $6,025,000 | 18.8% | 0.3% |
| Hometown Equity Mortgage, LLC | $8,905,000 | $5,345,000 | -40.0% | 0.2% |
| Amerifirst Financial, Inc. | $5,925,000 | $5,010,000 | -15.4% | 0.2% |
| Self-Help Federal Credit Union | $5,935,000 | $4,740,000 | -20.1% | 0.2% |
| AMWEST FUNDING CORP. | $9,325,000 | $4,485,000 | -51.9% | 0.2% |
| OCMBC, INC. | $3,675,000 | $4,455,000 | 21.2% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,770,000 | $4,335,000 | 15.0% | 0.2% |
| SCHOOLSFIRST | $2,380,000 | $4,300,000 | 80.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $7,840,000 | $4,245,000 | -45.9% | 0.2% |
| The Federal Savings Bank | $7,505,000 | $4,215,000 | -43.8% | 0.2% |
| Equity Prime Mortgage LLC | $3,635,000 | $4,190,000 | 15.3% | 0.2% |
| Morgan Stanley Private Bank | $505,000 | $4,070,000 | 705.9% | 0.2% |
| SPRING EQ, LLC | $1,620,000 | $4,065,000 | 150.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,410,000 | $3,840,000 | -59.2% | 0.2% |
| VERITAS FUNDING, LLC | $10,845,000 | $3,735,000 | -65.6% | 0.2% |
| Northpointe Bank | $1,980,000 | $3,690,000 | 86.4% | 0.2% |
| Citibank | $2,785,000 | $3,580,000 | 28.5% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $6,590,000 | $3,545,000 | -46.2% | 0.2% |
| Mechanics Bank | $1,320,000 | $3,495,000 | 164.8% | 0.2% |
| Zions Bancorporation, N.A. | $10,100,000 | $3,475,000 | -65.6% | 0.2% |
| Northwest Farm Credit Services, FLCA | $6,265,000 | $3,320,000 | -47.0% | 0.1% |
| THE GOLDEN 1 | $3,105,000 | $3,085,000 | -0.6% | 0.1% |
| AMERICAN ADVISORS GROUP | $2,865,000 | $3,045,000 | 6.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $12,890,000 | $3,015,000 | -76.6% | 0.1% |
| NEW DAY FINANCIAL, LLC | $5,470,000 | $2,960,000 | -45.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,550,000 | $2,905,000 | -18.2% | 0.1% |
| Hometown Lenders, Inc. | $1,455,000 | $2,795,000 | 92.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $13,830,000 | $2,775,000 | -79.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,020,000 | $2,750,000 | -8.9% | 0.1% |
| Golden Empire Mortgage, Inc. | $4,695,000 | $2,725,000 | -42.0% | 0.1% |
| Figure Lending LLC | $930,000 | $2,720,000 | 192.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $790,000 | $2,640,000 | 234.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $495,000 | $2,620,000 | 429.3% | 0.1% |
| LADERA LENDING, INC. | $3,340,000 | $2,595,000 | -22.3% | 0.1% |
| Discover Bank | $1,205,000 | $2,555,000 | 112.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,400,000 | $2,495,000 | 4.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $9,725,000 | $2,380,000 | -75.5% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $930,000 | $2,360,000 | 153.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $5,620,000 | $2,300,000 | -59.1% | 0.1% |
| PHH Mortgage Corporation | $1,865,000 | $2,295,000 | 23.1% | 0.1% |
| SILVER HILL FUNDING, LLC | $645,000 | $2,245,000 | 248.1% | 0.1% |
| SUMMIT FUNDING, INC. | $7,690,000 | $2,245,000 | -70.8% | 0.1% |
| FBC MORTGAGE, LLC | $1,625,000 | $2,200,000 | 35.4% | 0.1% |
| Ally Bank | $2,440,000 | $2,195,000 | -10.0% | 0.1% |
| USAA Federal Savings Bank | $4,825,000 | $2,170,000 | -55.0% | 0.1% |
| First Guaranty Mortgage Corporation | $7,660,000 | $2,155,000 | -71.9% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $580,000 | $2,095,000 | 261.2% | 0.1% |
| Greenbox Loans, Inc. | $1,105,000 | $2,075,000 | 87.8% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $430,000 | $2,050,000 | 376.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $30,800,000 | $2,030,000 | -93.4% | 0.1% |
| Stifel Bank and Trust | $1,890,000 | $1,930,000 | 2.1% | 0.1% |
| PLANET HOME LENDING, LLC | $2,875,000 | $1,905,000 | -33.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,725,000 | $1,790,000 | -34.3% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $4,725,000 | $1,775,000 | -62.4% | 0.1% |
| Noble Federal Credit Union | $85,000 | $1,775,000 | 1,988.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,365,000 | $1,740,000 | 27.5% | 0.1% |
| Toyota Financial Savings Bank | $435,000 | $1,730,000 | 297.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $265,000 | $1,725,000 | 550.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,595,000 | $1,660,000 | 4.1% | 0.1% |
| MACKILLIE INCORPORATED | $1,645,000 | n/a | 0.1% | |
| LOGIX FEDERAL CREDIT UNION | $1,840,000 | $1,600,000 | -13.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,315,000 | $1,590,000 | 20.9% | 0.1% |
| CLEARPATH LENDING | $5,640,000 | $1,585,000 | -71.9% | 0.1% |
| SESLOC | $2,595,000 | $1,585,000 | -38.9% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $3,640,000 | $1,580,000 | -56.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $945,000 | $1,555,000 | 64.6% | 0.1% |
| First National Bank of America | $720,000 | $1,550,000 | 115.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,400,000 | $1,525,000 | 8.9% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $1,260,000 | $1,515,000 | 20.2% | 0.1% |
| Citadel Servicing Corporation | $400,000 | $1,505,000 | 276.3% | 0.1% |
| NEW WAVE LENDING GROUP INC | $470,000 | $1,505,000 | 220.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,860,000 | $1,450,000 | -22.0% | 0.1% |
| BAY EQUITY LLC | $3,315,000 | $1,445,000 | -56.4% | 0.1% |
| NBKC BANK | $4,960,000 | $1,445,000 | -70.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,765,000 | $1,435,000 | -69.9% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $2,935,000 | $1,415,000 | -51.8% | 0.1% |
| Citywide Banks | $1,405,000 | n/a | 0.1% | |
| 5TH STREET CAPITAL, INC. | $1,385,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $850,000 | $1,370,000 | 61.2% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $1,390,000 | $1,360,000 | -2.2% | 0.1% |
| ARC HOME LLC | $2,860,000 | $1,350,000 | -52.8% | 0.1% |
| BMO Harris Bank | $1,350,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $1,060,000 | $1,345,000 | 26.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $940,000 | $1,345,000 | 43.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,615,000 | $1,295,000 | -71.9% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,955,000 | $1,250,000 | -36.1% | 0.1% |
| S1L, Inc. | $1,770,000 | $1,250,000 | -29.4% | 0.1% |
| UNIVERSITY CREDIT UNION | $1,235,000 | n/a | 0.1% | |
| NMSI, INC. | $2,445,000 | $1,210,000 | -50.5% | 0.1% |
| IMPAC MORTGAGE CORP. | $4,130,000 | $1,195,000 | -71.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,195,000 | $1,190,000 | -0.4% | 0.1% |
| Strong Home Mortgage, LLC | $8,835,000 | $1,185,000 | -86.6% | 0.1% |
| Magnolia Bank | $1,945,000 | $1,175,000 | -39.6% | 0.1% |
| NexBank | $1,140,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $3,515,000 | $1,135,000 | -67.7% | 0.0% |
| MID-VALLEY SERVICES, INC. | $2,240,000 | $1,125,000 | -49.8% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $1,615,000 | $1,120,000 | -30.7% | 0.0% |
| Arvest Bank | $3,290,000 | $1,115,000 | -66.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $4,175,000 | $1,110,000 | -73.4% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $250,000 | $1,100,000 | 340.0% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,095,000 | n/a | 0.0% | |
| FJM PRIVATE MORTGAGE FUND, LLC | $1,090,000 | n/a | 0.0% | |
| BNC National Bank | $1,765,000 | $1,070,000 | -39.4% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $1,060,000 | n/a | 0.0% | |
| Pacific Premier Bank | $1,460,000 | $1,055,000 | -27.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,230,000 | $1,040,000 | -75.4% | 0.0% |
| Umpqua Bank | $290,000 | $1,015,000 | 250.0% | 0.0% |
| Provident Credit Union | $5,335,000 | $1,010,000 | -81.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $320,000 | $990,000 | 209.4% | 0.0% |
| Firefighters First Federal Credit Union | $115,000 | $980,000 | 752.2% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $2,090,000 | $975,000 | -53.3% | 0.0% |
| HOME APPROVALS DIRECT, INC. | $1,130,000 | $965,000 | -14.6% | 0.0% |
| ONY GLO, INC. | $1,120,000 | $950,000 | -15.2% | 0.0% |
| Operating Engineers Local Union #3 | $115,000 | $930,000 | 708.7% | 0.0% |
| JMAC LENDING, INC. | $1,245,000 | $925,000 | -25.7% | 0.0% |
| KELLER MORTGAGE, LLC | $1,120,000 | $925,000 | -17.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,650,000 | $900,000 | -66.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,340,000 | $885,000 | -34.0% | 0.0% |
| Merchants Mortgage & Trust Corporation | $875,000 | n/a | 0.0% | |
| Nations Lending Corporation | $3,430,000 | $860,000 | -74.9% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $2,175,000 | $855,000 | -60.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $215,000 | $850,000 | 295.3% | 0.0% |
| INTELLILOAN, INC. | $3,920,000 | $825,000 | -79.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $535,000 | $820,000 | 53.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | $820,000 | 198.2% | 0.0% |
| Bethpage Federal Credit Union | $800,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $1,195,000 | $795,000 | -33.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,135,000 | $780,000 | -31.3% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $540,000 | $780,000 | 44.4% | 0.0% |
| SOFI LENDING CORP. | $2,370,000 | $780,000 | -67.1% | 0.0% |
| JMJ FINANCIAL GROUP | $650,000 | $775,000 | 19.2% | 0.0% |
| US MORTGAGE CORPORATION | $765,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $755,000 | $760,000 | 0.7% | 0.0% |
| Goldwater Bank, N.A. | $365,000 | $740,000 | 102.7% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,145,000 | $740,000 | -65.5% | 0.0% |
| UBS Bank USA | $720,000 | n/a | 0.0% | |
| COASTAL FUNDING SLC, INC. | $895,000 | $700,000 | -21.8% | 0.0% |
| M&T Bank | $3,345,000 | $700,000 | -79.1% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $680,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $8,180,000 | $675,000 | -91.7% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,140,000 | $665,000 | -41.7% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $665,000 | n/a | 0.0% | |
| SAN DIEGO COUNTY CREDIT UNION | $665,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $660,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $175,000 | $655,000 | 274.3% | 0.0% |
| Truist | $2,195,000 | $630,000 | -71.3% | 0.0% |
| ON Q FINANCIAL, INC. | $615,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $960,000 | $605,000 | -37.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $195,000 | $605,000 | 210.3% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,815,000 | $595,000 | -78.9% | 0.0% |
| First Federal Bank | $425,000 | $590,000 | 38.8% | 0.0% |
| AXIA FINANCIAL, LLC | $780,000 | $580,000 | -25.6% | 0.0% |
| First-Citizens Bank & Trust Company | $580,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,660,000 | $570,000 | -65.7% | 0.0% |
| LA Financial Federal Credit Union | $565,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $710,000 | $555,000 | -21.8% | 0.0% |
| BEST CAPITAL FUNDING | $1,645,000 | $550,000 | -66.6% | 0.0% |
| FIRST ENTERTAINMENT | $550,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,990,000 | $550,000 | -72.4% | 0.0% |
| Fidelity Bank | $225,000 | $545,000 | 142.2% | 0.0% |
| FIRST TECHNOLOGY | $255,000 | $535,000 | 109.8% | 0.0% |
| COASTHILLS | $45,000 | $530,000 | 1,077.8% | 0.0% |
| Luxury Mortgage Corp. | $520,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $520,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $540,000 | $515,000 | -4.6% | 0.0% |
| UIF CORPORATION | $395,000 | $515,000 | 30.4% | 0.0% |
| DATA MORTGAGE, INC. | $635,000 | $510,000 | -19.7% | 0.0% |
| Heritage Bank | $495,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $315,000 | $490,000 | 55.6% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $1,135,000 | $490,000 | -56.8% | 0.0% |
| UNION HOME MORTGAGE CORP. | $600,000 | $485,000 | -19.2% | 0.0% |
| Fremont Bank | $3,640,000 | $455,000 | -87.5% | 0.0% |
| United Fidelity Funding Corp. | $500,000 | $455,000 | -9.0% | 0.0% |
| THE FIRST FINANCIAL Federal Credit Union | $215,000 | $445,000 | 107.0% | 0.0% |
| LOANFLIGHT LENDING, LLC | $295,000 | $435,000 | 47.5% | 0.0% |
| A&D Mortgage LLC | $835,000 | $430,000 | -48.5% | 0.0% |
| Prime Choice Funding Inc. | $705,000 | $430,000 | -39.0% | 0.0% |
| AltaOne Federal Credit Union | $175,000 | $425,000 | 142.9% | 0.0% |
| Devon Bank | $425,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $425,000 | n/a | 0.0% | |
| FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION | $1,970,000 | $425,000 | -78.4% | 0.0% |
| CENTRAL COAST LENDING, INC. | $3,235,000 | $420,000 | -87.0% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $420,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $6,870,000 | $420,000 | -93.9% | 0.0% |
| Chicago Mortgage Solutions LLC | $405,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $405,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,515,000 | $400,000 | -73.6% | 0.0% |
| KINECTA | $2,135,000 | $385,000 | -82.0% | 0.0% |
| UNITED MORTGAGE CORP. | $385,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,445,000 | $380,000 | -73.7% | 0.0% |
| BOKF | $205,000 | $365,000 | 78.0% | 0.0% |
| Mid-Continent Funding, Inc. | $355,000 | n/a | 0.0% | |
| PREMIER AMERICA | $355,000 | n/a | 0.0% | |
| Baxter Credit Union | $830,000 | $350,000 | -57.8% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $335,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $520,000 | $335,000 | -35.6% | 0.0% |
| STANFORD Federal Credit Union | $325,000 | n/a | 0.0% | |
| GOOGAIN, INC. | $660,000 | $315,000 | -52.3% | 0.0% |
| HighTechLending Inc | $235,000 | $310,000 | 31.9% | 0.0% |
| CERTIFIED | $330,000 | $305,000 | -7.6% | 0.0% |
| CAMPOS FINANCIAL CORP. | $175,000 | $295,000 | 68.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $165,000 | $285,000 | 72.7% | 0.0% |
| AMCAP MORTGAGE, LTD. | $285,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $570,000 | $285,000 | -50.0% | 0.0% |
| RANLIFE, INC. | $920,000 | $285,000 | -69.0% | 0.0% |
| Valley First Credit Union | $1,080,000 | $285,000 | -73.6% | 0.0% |
| EMM LOANS LLC | $900,000 | $280,000 | -68.9% | 0.0% |
| FIRST NATIONS HOME FINANCE CORPORATION | $255,000 | $275,000 | 7.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $275,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $270,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $500,000 | $270,000 | -46.0% | 0.0% |
| F&A Federal Credit Union | $420,000 | $265,000 | -36.9% | 0.0% |
| iCore Lending, Inc. | $265,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,760,000 | $265,000 | -84.9% | 0.0% |
| Low VA Rates, LLC | $1,635,000 | $265,000 | -83.8% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $665,000 | $265,000 | -60.2% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $255,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $320,000 | $255,000 | -20.3% | 0.0% |
| Financial Partners Credit Union | $255,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $335,000 | $255,000 | -23.9% | 0.0% |
| S&S Financial | $255,000 | n/a | 0.0% | |
| FRONTWAVE | $245,000 | n/a | 0.0% | |
| SCENIC OAKS FUNDING, INC. | $755,000 | $245,000 | -67.5% | 0.0% |
| STEARNS LENDING, LLC | $6,125,000 | $245,000 | -96.0% | 0.0% |
| MANN FINANCIAL INC. | $1,800,000 | $235,000 | -86.9% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $560,000 | $235,000 | -58.0% | 0.0% |
| First Bank | $225,000 | n/a | 0.0% | |
| First Savings Bank | $460,000 | $225,000 | -51.1% | 0.0% |
| Neighborhood Loans, Inc. | $325,000 | $225,000 | -30.8% | 0.0% |
| Quontic Bank | $455,000 | $225,000 | -50.5% | 0.0% |
| TJC Mortgage, Inc. | $225,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $205,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $205,000 | n/a | 0.0% | |
| City National Bank | $405,000 | $200,000 | -50.6% | 0.0% |
| NuVision Federal Credit Union | $460,000 | $200,000 | -56.5% | 0.0% |
| DEL SUR CORPORATION | $155,000 | $195,000 | 25.8% | 0.0% |
| Loan Simple, Inc. | $695,000 | $195,000 | -71.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $195,000 | n/a | 0.0% | |
| TRAVIS CREDIT UNION | $195,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $185,000 | n/a | 0.0% | |
| PARTNERS | $185,000 | n/a | 0.0% | |
| S&T Bank | $185,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP. | $335,000 | $175,000 | -47.8% | 0.0% |
| AMERICAN FIRST | $1,155,000 | $165,000 | -85.7% | 0.0% |
| Ameris Bank | $920,000 | $165,000 | -82.1% | 0.0% |
| Bank of Stockton | $675,000 | $165,000 | -75.6% | 0.0% |
| TECHNOLOGY | $165,000 | n/a | 0.0% | |
| Murphy Bank | $75,000 | $155,000 | 106.7% | 0.0% |
| PATELCO | $315,000 | $155,000 | -50.8% | 0.0% |
| American Airlines Federal Credit Union | $145,000 | $145,000 | 0.0% | 0.0% |
| California Coast Credit Union | $145,000 | n/a | 0.0% | |
| FirstBank | $1,705,000 | $145,000 | -91.5% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $135,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $125,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $550,000 | $125,000 | -77.3% | 0.0% |
| CITIZENS EQUITY FIRST | $105,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $320,000 | $105,000 | -67.2% | 0.0% |
| UNITED LOCAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $95,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $940,000 | $95,000 | -89.9% | 0.0% |
| STRATA Credit Union | $135,000 | $95,000 | -29.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $420,000 | $85,000 | -79.8% | 0.0% |
| TOWER | $155,000 | $85,000 | -45.2% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $45,000 | $85,000 | 88.9% | 0.0% |
| GEORGIA'S OWN | $310,000 | $75,000 | -75.8% | 0.0% |
| ARROWHEAD CENTRAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $55,000 | n/a | 0.0% | |
| THE POLICE Credit Union | $45,000 | n/a | 0.0% | |
| Deseret First Credit Union | $35,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $1,445,000 | $35,000 | -97.6% | 0.0% |
VISALIA's top lender by overall market share is COUNTRY CLUB MORTGAGE, INC., with 10.7% market share. In second place, with 7.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $175,140,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $164,950,000 in loans. In fourth place, with 5.1%, is Commerce Home Mortgage, Inc., having originated $117,545,000 in loans. In fifth place, with 4.4%, is KINGS MORTGAGE SERVICES, INC., having originated $100,580,000 in loans.
VISALIA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,450 (-1.0%) | $314,823 (-1.4%) | 0.90 | 861 |
| 2018-02-01 | $249,971 (0.2%) | $314,519 (-2.2%) | 0.91 | 873 |
| 2018-03-01 | $258,250 (3.3%) | $318,986 (-0.7%) | 0.91 | 856 |
| 2018-04-01 | $267,450 (7.0%) | $330,041 (0.8%) | 0.91 | 839 |
| 2018-05-01 | $269,998 (4.2%) | $334,256 (0.9%) | 0.90 | 891 |
| 2018-06-01 | $269,945 (4.2%) | $333,304 (3.0%) | 0.90 | 906 |
| 2018-07-01 | $270,564 (4.5%) | $332,607 (1.8%) | 0.90 | 949 |
| 2018-08-01 | $264,900 (6.2%) | $322,937 (2.1%) | 0.89 | 998 |
| 2018-09-01 | $265,000 (8.2%) | $314,282 (-0.3%) | 0.89 | 1,036 |
| 2018-10-01 | $268,950 (8.0%) | $314,664 (-0.5%) | 0.91 | 1,062 |
| 2018-11-01 | $265,000 (7.1%) | $314,795 (0.5%) | 0.90 | 1,052 |
| 2018-12-01 | $265,000 (7.8%) | $311,743 (-1.5%) | 0.91 | 1,018 |
| 2019-01-01 | $264,900 (9.3%) | $306,783 (-2.6%) | 0.91 | 982 |
| 2019-02-01 | $269,900 (8.0%) | $315,848 (0.4%) | 0.91 | 957 |
| 2019-03-01 | $271,229 (5.0%) | $324,949 (1.9%) | 0.89 | 939 |
| 2019-04-01 | $272,394 (1.9%) | $331,074 (0.3%) | 0.86 | 928 |
| 2019-05-01 | $274,000 (1.5%) | $328,506 (-1.7%) | 0.86 | 926 |
| 2019-06-01 | $279,900 (3.7%) | $344,880 (3.5%) | 0.87 | 890 |
| 2019-07-01 | $277,000 (2.4%) | $347,046 (4.3%) | 0.87 | 913 |
| 2019-08-01 | $273,291 (3.2%) | $355,273 (10.0%) | 0.86 | 911 |
| 2019-09-01 | $270,877 (2.2%) | $371,621 (18.2%) | 0.87 | 885 |
| 2019-10-01 | $269,000 (0.0%) | $361,825 (15.0%) | 0.87 | 864 |
| 2019-11-01 | $268,270 (1.2%) | $345,621 (9.8%) | 0.88 | 852 |
| 2019-12-01 | $267,225 (0.8%) | $336,480 (7.9%) | 0.89 | 788 |
| 2020-01-01 | $269,900 (1.9%) | $338,652 (10.4%) | 0.90 | 729 |
| 2020-02-01 | $266,000 (-1.4%) | $332,766 (5.4%) | 0.87 | 685 |
| 2020-03-01 | $269,900 (-0.5%) | $344,428 (6.0%) | 0.84 | 677 |
| 2020-04-01 | $272,450 (0.0%) | $344,336 (4.0%) | 0.85 | 700 |
| 2020-05-01 | $274,900 (0.3%) | $351,801 (7.1%) | 0.84 | 627 |
| 2020-06-01 | $278,100 (-0.6%) | $452,653 (31.3%) | 0.82 | 517 |
| 2020-07-01 | $287,000 (3.6%) | $453,604 (30.7%) | 0.83 | 446 |
| 2020-08-01 | $310,000 (13.4%) | $489,029 (37.7%) | 0.89 | 420 |
| 2020-09-01 | $337,050 (24.4%) | $466,042 (25.4%) | 0.96 | 419 |
| 2020-10-01 | $349,900 (30.1%) | $462,053 (27.7%) | 1.00 | 419 |
| 2020-11-01 | $339,000 (26.4%) | $466,225 (34.9%) | 0.99 | 401 |
| 2020-12-01 | $324,013 (21.3%) | $450,535 (33.9%) | 0.96 | 369 |
| 2021-01-01 | $320,000 (18.6%) | $463,851 (37.0%) | 0.96 | 320 |
| 2021-02-01 | $329,000 (23.7%) | $477,552 (43.5%) | 0.96 | 286 |
| 2021-03-01 | $324,925 (20.4%) | $468,262 (36.0%) | 0.92 | 278 |
| 2021-04-01 | $330,475 (21.3%) | $486,805 (41.4%) | 0.89 | 275 |
| 2021-05-01 | $359,000 (30.6%) | $508,477 (44.5%) | 0.95 | 264 |
| 2021-06-01 | $342,950 (23.3%) | $509,247 (12.5%) | 0.90 | 299 |
| 2021-07-01 | $330,000 (15.0%) | $490,949 (8.2%) | 0.87 | 331 |
| 2021-08-01 | $333,750 (7.7%) | $486,370 (-0.5%) | 0.89 | 374 |
| 2021-09-01 | $341,619 (1.4%) | $484,483 (4.0%) | 0.91 | 384 |
| 2021-10-01 | $364,783 (4.3%) | $513,888 (11.2%) | 0.97 | 389 |
| 2021-11-01 | $384,950 (13.6%) | $569,679 (22.2%) | 1.03 | 377 |
| 2021-12-01 | $378,873 (16.9%) | $594,009 (31.9%) | 1.03 | 328 |
| 2022-01-01 | $385,000 (20.3%) | $597,943 (28.9%) | 1.04 | 304 |
| 2022-02-01 | $417,500 (26.9%) | $638,929 (33.8%) | 1.09 | 273 |
| 2022-03-01 | $426,225 (31.2%) | $647,020 (38.2%) | 1.07 | 291 |
| 2022-04-01 | $419,900 (27.1%) | $616,341 (26.6%) | 1.00 | 327 |
| 2022-05-01 | $415,000 (15.6%) | $549,309 (8.0%) | 0.95 | 405 |
| 2022-06-01 | $407,500 (18.8%) | $529,501 (4.0%) | 0.91 | 495 |
| 2022-07-01 | $399,995 (21.2%) | $527,849 (7.5%) | 0.90 | 606 |
| 2022-08-01 | $401,867 (20.4%) | $525,670 (8.1%) | 0.92 | 619 |
| 2022-09-01 | $399,995 (17.1%) | $525,273 (8.4%) | 0.93 | 597 |
| 2022-10-01 | $399,900 (9.6%) | $512,212 (-0.3%) | 0.94 | 635 |
| 2022-11-01 | $399,675 (3.8%) | $501,696 (-11.9%) | 0.96 | 647 |
| 2022-12-01 | $399,900 (5.6%) | $503,160 (-15.3%) | 0.99 | 595 |
| 2023-01-01 | $403,750 (4.9%) | $499,771 (-16.4%) | 1.00 | 527 |
| 2023-02-01 | $407,498 (-2.4%) | $510,371 (-20.1%) | 0.98 | 483 |
VISALIA's median listing price for 2023-02-01 was $407,498, a difference of
$-10,002
(-2.4%) versus the prior year and
$3,748 versus the prior month.
VISALIA's median listing price comes in at 98% of the national average.
VISALIA's average listing price for 2023-02-01 was $510,371, a difference of $-128,558 (-20.1%) versus the prior year and $10,600 versus the prior month.
For the 2023-02-01 period, VISALIA had 483 MLS listings, a difference of -44 listings (-8%) versus the prior month and 210 listings (77%) versus the prior year.
VISALIA's median listing price comes in at 98% of the national average.
VISALIA's average listing price for 2023-02-01 was $510,371, a difference of $-128,558 (-20.1%) versus the prior year and $10,600 versus the prior month.
For the 2023-02-01 period, VISALIA had 483 MLS listings, a difference of -44 listings (-8%) versus the prior month and 210 listings (77%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 73 days | 1,701 sqft |
| 2018-02-01 | 66 days | 1,769 sqft |
| 2018-03-01 | 58 days | 1,805 sqft |
| 2018-04-01 | 57 days | 1,829 sqft |
| 2018-05-01 | 47 days | 1,848 sqft |
| 2018-06-01 | 53 days | 1,838 sqft |
| 2018-07-01 | 57 days | 1,823 sqft |
| 2018-08-01 | 54 days | 1,800 sqft |
| 2018-09-01 | 55 days | 1,796 sqft |
| 2018-10-01 | 57 days | 1,798 sqft |
| 2018-11-01 | 58 days | 1,781 sqft |
| 2018-12-01 | 73 days | 1,799 sqft |
| 2019-01-01 | 75 days | 1,776 sqft |
| 2019-02-01 | 73 days | 1,799 sqft |
| 2019-03-01 | 66 days | 1,846 sqft |
| 2019-04-01 | 58 days | 1,853 sqft |
| 2019-05-01 | 54 days | 1,838 sqft |
| 2019-06-01 | 59 days | 1,876 sqft |
| 2019-07-01 | 60 days | 1,841 sqft |
| 2019-08-01 | 55 days | 1,818 sqft |
| 2019-09-01 | 55 days | 1,799 sqft |
| 2019-10-01 | 54 days | 1,778 sqft |
| 2019-11-01 | 57 days | 1,769 sqft |
| 2019-12-01 | 66 days | 1,778 sqft |
| 2020-01-01 | 69 days | 1,788 sqft |
| 2020-02-01 | 57 days | 1,724 sqft |
| 2020-03-01 | 52 days | 1,771 sqft |
| 2020-04-01 | 57 days | 1,770 sqft |
| 2020-05-01 | 66 days | 1,793 sqft |
| 2020-06-01 | 77 days | 1,841 sqft |
| 2020-07-01 | 58 days | 1,854 sqft |
| 2020-08-01 | 53 days | 1,914 sqft |
| 2020-09-01 | 41 days | 2,003 sqft |
| 2020-10-01 | 41 days | 1,981 sqft |
| 2020-11-01 | 43 days | 1,952 sqft |
| 2020-12-01 | 47 days | 1,872 sqft |
| 2021-01-01 | 52 days | 1,823 sqft |
| 2021-02-01 | 44 days | 1,822 sqft |
| 2021-03-01 | 30 days | 1,813 sqft |
| 2021-04-01 | 32 days | 1,803 sqft |
| 2021-05-01 | 28 days | 1,822 sqft |
| 2021-06-01 | 24 days | 1,800 sqft |
| 2021-07-01 | 29 days | 1,784 sqft |
| 2021-08-01 | 28 days | 1,694 sqft |
| 2021-09-01 | 31 days | 1,710 sqft |
| 2021-10-01 | 38 days | 1,786 sqft |
| 2021-11-01 | 38 days | 1,835 sqft |
| 2021-12-01 | 44 days | 1,794 sqft |
| 2022-01-01 | 44 days | 1,800 sqft |
| 2022-02-01 | 32 days | 1,902 sqft |
| 2022-03-01 | 23 days | 1,905 sqft |
| 2022-04-01 | 26 days | 1,851 sqft |
| 2022-05-01 | 26 days | 1,834 sqft |
| 2022-06-01 | 30 days | 1,802 sqft |
| 2022-07-01 | 31 days | 1,791 sqft |
| 2022-08-01 | 45 days | 1,795 sqft |
| 2022-09-01 | 53 days | 1,800 sqft |
| 2022-10-01 | 55 days | 1,796 sqft |
| 2022-11-01 | 55 days | 1,839 sqft |
| 2022-12-01 | 61 days | 1,790 sqft |
| 2023-01-01 | 70 days | 1,831 sqft |
| 2023-02-01 | 65 days | 1,843 sqft |
VISALIA's median listing age (time on market) for 2023-02-01 was 65 days.
This
is 102%
longer
than the same period one year ago.
VISALIA's median square footage for active listings during the 2023-02-01 period was 1,843 sqft. One year prior, the average listing was 1,902 sqft.
VISALIA's median square footage for active listings during the 2023-02-01 period was 1,843 sqft. One year prior, the average listing was 1,902 sqft.
VISALIA, CA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 93201 | Visalia-Porterville, CA | $810 | $820 | $1,000 | $1,430 | $1,540 |
| 93207 | Visalia-Porterville, CA | $760 | $770 | $1,010 | $1,430 | $1,670 |
| 93208 | Visalia-Porterville, CA | $810 | $830 | $1,080 | $1,520 | $1,760 |
| 93212 | Visalia-Porterville, CA | $830 | $830 | $1,040 | $1,480 | $1,610 |
| 93215 | Visalia-Porterville, CA | $700 | $710 | $930 | $1,320 | $1,590 |
| 93218 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93219 | Visalia-Porterville, CA | $670 | $670 | $880 | $1,250 | $1,520 |
| 93221 | Visalia-Porterville, CA | $720 | $740 | $970 | $1,360 | $1,570 |
| 93223 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93227 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93230 | Visalia-Porterville, CA | $910 | $910 | $1,140 | $1,620 | $1,760 |
| 93235 | Visalia-Porterville, CA | $690 | $710 | $930 | $1,300 | $1,510 |
| 93238 | Visalia-Porterville, CA | $750 | $760 | $1,000 | $1,420 | $1,710 |
| 93244 | Visalia-Porterville, CA | $760 | $780 | $1,030 | $1,440 | $1,670 |
| 93247 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93256 | Visalia-Porterville, CA | $660 | $670 | $880 | $1,230 | $1,430 |
| 93257 | Visalia-Porterville, CA | $760 | $780 | $1,020 | $1,430 | $1,650 |
| 93258 | Visalia-Porterville, CA | $670 | $680 | $900 | $1,260 | $1,460 |
| 93260 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93261 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93262 | Visalia-Porterville, CA | $950 | $970 | $1,280 | $1,790 | $2,080 |
| 93265 | Visalia-Porterville, CA | $840 | $860 | $1,130 | $1,580 | $1,830 |
| 93267 | Visalia-Porterville, CA | $670 | $680 | $900 | $1,260 | $1,460 |
| 93270 | Visalia-Porterville, CA | $660 | $670 | $880 | $1,230 | $1,430 |
| 93271 | Visalia-Porterville, CA | $950 | $970 | $1,280 | $1,790 | $2,080 |
| 93272 | Visalia-Porterville, CA | $730 | $740 | $980 | $1,370 | $1,590 |
| 93274 | Visalia-Porterville, CA | $810 | $820 | $1,060 | $1,480 | $1,720 |
| 93275 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93277 | Visalia-Porterville, CA | $790 | $810 | $1,070 | $1,500 | $1,730 |
| 93278 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93279 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93286 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93290 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93291 | Visalia-Porterville, CA | $760 | $780 | $1,020 | $1,430 | $1,650 |
| 93292 | Visalia-Porterville, CA | $880 | $900 | $1,190 | $1,660 | $1,930 |
| 93527 | Visalia-Porterville, CA | $760 | $770 | $1,010 | $1,430 | $1,730 |
| 93603 | Visalia-Porterville, CA | $880 | $890 | $1,180 | $1,650 | $1,920 |
| 93615 | Visalia-Porterville, CA | $730 | $750 | $990 | $1,380 | $1,610 |
| 93618 | Visalia-Porterville, CA | $720 | $770 | $960 | $1,360 | $1,580 |
| 93619 | Visalia-Porterville, CA | $1,350 | $1,360 | $1,710 | $2,420 | $2,780 |
| 93631 | Visalia-Porterville, CA | $850 | $860 | $1,090 | $1,540 | $1,770 |
| 93633 | Visalia-Porterville, CA | $760 | $780 | $1,020 | $1,420 | $1,650 |
| 93641 | Visalia-Porterville, CA | $900 | $910 | $1,140 | $1,610 | $1,850 |
| 93646 | Visalia-Porterville, CA | $720 | $770 | $960 | $1,360 | $1,580 |
| 93647 | Visalia-Porterville, CA | $720 | $770 | $960 | $1,360 | $1,580 |
| 93654 | Visalia-Porterville, CA | $890 | $900 | $1,130 | $1,600 | $1,830 |
| 93666 | Visalia-Porterville, CA | $660 | $660 | $870 | $1,210 | $1,410 |
| 93670 | Visalia-Porterville, CA | $750 | $770 | $1,010 | $1,410 | $1,640 |
| 93673 | Visalia-Porterville, CA | $660 | $670 | $880 | $1,230 | $1,430 |
| 93675 | Visalia-Porterville, CA | $910 | $910 | $1,150 | $1,630 | $1,870 |
2022 Average & Median Rent Data Statistics
VISALIA, CA average 1BR rent: $786, median: $770
VISALIA, CA average 2BR rent: $1,021, median: $1,010
VISALIA, CA average 3BR rent: $1,434, median: $1,410
VISALIA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,444 | $1,400,800,000 | $315,212 |
| Cash Out Refi | 2,314 | $576,480,000 | $249,127 |
| Refi | 983 | $214,225,000 | $217,930 |
| Home Improvement | 470 | $54,130,000 | $115,170 |
| Other | 360 | $38,780,000 | $107,722 |
| NA | 6 | $1,100,000 | $183,333 |
Visalia's most frequently cited loan purpose was Home Purchase, with 4,444 originations. The 2nd most popular reason was Cash Out Refi, with 2,314 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2,097 | $601,805,000 | $286,984 |
| 3-4% | 2,093 | $554,865,000 | $265,105 |
| 5-6% | 1,804 | $556,940,000 | $308,725 |
| 6-7% | 845 | $234,645,000 | $277,686 |
| 2.5-3% | 551 | $159,645,000 | $289,737 |
| <2.5% | 487 | $43,295,000 | $88,901 |
| 7-8% | 307 | $73,635,000 | $239,853 |
| Over 8% | 231 | $37,735,000 | $163,355 |
During 2022, Visalia's most frequently originated rate bucket was 4-5%, with 2,097 originations.
Loan Sizing (VISALIA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,535 | $1,321,745,000 | $291,454 |
| $100k-200k | 1,817 | $279,285,000 | $153,707 |
| $100,000 or less | 1,075 | $48,905,000 | $45,493 |
| $400k-600k | 978 | $448,780,000 | $458,875 |
| $600k-1000k | 139 | $94,935,000 | $682,986 |
| $Over $1MM | 33 | $91,865,000 | $2,783,788 |
VISALIA's loan sizing saw the bucket of loans from $200k-400k with 4,535 originations, totaling $1,321,745,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,328 | $1,113,180,000 | $334,489 |
| 60-80% | 2,593 | $765,225,000 | $295,112 |
| 40-60% | 1,076 | $241,750,000 | $224,675 |
| Under 20% | 740 | $29,170,000 | $39,419 |
| 20-40% | 533 | $70,125,000 | $131,567 |
| Over 100% | 63 | $25,435,000 | $403,730 |
VISALIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,328 originations, totaling $1,113,180,000 in origination value.