VISALIA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Visalia averaged
6.89%
for the week of 2025-07-10, compared to the national average of
6.72% for the same period.
The average rate for the prior week (2025-07-03) was
6.54% and
one month ago for the week of 2025-06-05, the
average rate was 6.92%.
Visalia's average rate one year ago was 6.82%.
For refis of the same type during the week of 2025-07-10, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-10 | 6.72% |
| Visalia 30 Year Fixed Rate | 2025-07-10 | 6.89% |
| Visalia 30 Year Fixed Rate Refi | 2025-07-10 | 6.68% |
| Visalia 15 Year Fixed Rate | 2025-07-10 | 5.86% |
| Visalia 15 Year Fixed Rate Refi | 2025-07-10 | 5.96% |
| Visalia 30 Year FHA | 2025-07-10 | 5.93% |
| Visalia 30 Year FHA Refi | 2025-07-10 | 6.15% |
| Visalia 30 Year USDA | 2025-07-10 | 6.25% |
| Visalia 30 Year USDA Refi | 2025-07-10 | 6.45% |
| Visalia 30 Year VA | 2025-07-10 | 6.11% |
| Visalia 30 Year VA Refi | 2025-07-10 | 5.7% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VISALIA, CA.
VISALIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VISALIA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VISALIA Average Closing Costs & Other Stats
VISALIA, CA's 148 lenders originated 5,665
loans during 2024. The total origination value was $1,545,525,000, with an average loan value of
$272,820.
VISALIA's average closing costs are $6,871.
The top VISALIA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
212 loans originated. Their average total fees are
$10,092, which is $439
higher than the next largest lender,
Golden Empire Mortgage, Inc..
The lowest fee VISALIA lenders (with over 10 loans originated) are
ALTITUDE FINANCIAL CORPORATION ($2,402), Educational Employees Credit Union ($2,665), DHI MORTGAGE COMPANY, LTD. ($3,648), Wells Fargo Bank ($5,367) and NAVY FEDERAL CREDIT UNION ($5,528).
The lowest rate VISALIA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.77%), EAGLE HOME MORTGAGE, LLC (5.86%), Educational Employees Credit Union (6.08%), ALTITUDE FINANCIAL CORPORATION (6.19%) and NAVY FEDERAL CREDIT UNION (6.36%).
VISALIA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $137,185,000 | $173,410,000 | 26.4% | 11.2% |
| Golden Empire Mortgage, Inc. | $4,080,000 | $160,135,000 | 3,824.9% | 10.4% |
| Commerce Home Mortgage, Inc. | $77,715,000 | $93,170,000 | 19.9% | 6.0% |
| QUICKEN LOANS, LLC | $72,545,000 | $88,915,000 | 22.6% | 5.8% |
| DHI MORTGAGE COMPANY, LTD. | $67,440,000 | $87,200,000 | 29.3% | 5.6% |
| ALAMEDA MORTGAGE CORPORATION | $62,020,000 | $74,210,000 | 19.7% | 4.8% |
| JPMorgan Chase Bank | $20,665,000 | $57,965,000 | 180.5% | 3.8% |
| Century Mortgage Company DBA Century Lending Company | $13,140,000 | $29,060,000 | 121.2% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $8,585,000 | $28,285,000 | 229.5% | 1.8% |
| NEWREZ LLC | $15,770,000 | $27,105,000 | 71.9% | 1.8% |
| Pacific Lending LLC | $25,455,000 | n/a | 1.6% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $18,070,000 | $24,615,000 | 36.2% | 1.6% |
| INSPIRE HOME LOANS INC. | $10,685,000 | $22,790,000 | 113.3% | 1.5% |
| LOANDEPOT.COM, LLC | $10,910,000 | $21,425,000 | 96.4% | 1.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $20,655,000 | $20,775,000 | 0.6% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $19,685,000 | $19,635,000 | -0.3% | 1.3% |
| EAGLE HOME MORTGAGE, LLC | $37,990,000 | $18,850,000 | -50.4% | 1.2% |
| MLD MORTGAGE INC. | $10,245,000 | $18,300,000 | 78.6% | 1.2% |
| Mortgage Research Center, LLC | $9,140,000 | $17,630,000 | 92.9% | 1.1% |
| Sierra Pacific Mortgage Company, Inc. | $12,055,000 | $16,185,000 | 34.3% | 1.0% |
| Educational Employees Credit Union | $17,530,000 | $15,375,000 | -12.3% | 1.0% |
| Tri Counties Bank | $3,620,000 | $14,435,000 | 298.8% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,025,000 | $13,055,000 | 44.7% | 0.8% |
| Bank of America | $11,765,000 | $11,455,000 | -2.6% | 0.7% |
| PLANET HOME LENDING, LLC | $2,890,000 | $11,300,000 | 291.0% | 0.7% |
| GREYSTONE SERVICING COMPANY LLC | $11,215,000 | n/a | 0.7% | |
| OCMBC, INC. | $8,070,000 | $11,070,000 | 37.2% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $27,585,000 | $10,995,000 | -60.1% | 0.7% |
| LENDINGHOME FUNDING CORPORATION | $5,820,000 | $10,645,000 | 82.9% | 0.7% |
| U.S. Bank | $14,430,000 | $10,535,000 | -27.0% | 0.7% |
| The Loan Store, Inc. | $680,000 | $10,370,000 | 1,425.0% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $10,180,000 | $9,825,000 | -3.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $6,645,000 | $9,810,000 | 47.6% | 0.6% |
| CLM MORTGAGE, INC | $9,785,000 | n/a | 0.6% | |
| GUILD MORTGAGE COMPANY | $8,375,000 | $9,700,000 | 15.8% | 0.6% |
| ALTITUDE FINANCIAL CORPORATION | $3,790,000 | $9,600,000 | 153.3% | 0.6% |
| FBC MORTGAGE, LLC | $12,790,000 | $9,285,000 | -27.4% | 0.6% |
| COASTAL FUNDING SLC, INC. | $8,340,000 | $9,195,000 | 10.3% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $12,320,000 | $7,575,000 | -38.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,315,000 | $6,715,000 | 190.1% | 0.4% |
| Figure Lending LLC | $2,730,000 | $6,390,000 | 134.1% | 0.4% |
| LOANPAL, LLC | $4,250,000 | $6,250,000 | 47.1% | 0.4% |
| JMAC LENDING, INC. | $3,985,000 | $6,110,000 | 53.3% | 0.4% |
| Financial Partners Credit Union | $160,000 | $6,060,000 | 3,687.5% | 0.4% |
| VALLEY STRONG CREDIT UNION | $2,835,000 | $5,875,000 | 107.2% | 0.4% |
| Equity Prime Mortgage LLC | $2,630,000 | $5,075,000 | 93.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,055,000 | $5,035,000 | 64.8% | 0.3% |
| Wells Fargo Bank | $9,020,000 | $4,990,000 | -44.7% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $3,265,000 | $4,910,000 | 50.4% | 0.3% |
| Flagstar Bank, FSB | $5,445,000 | $4,820,000 | -11.5% | 0.3% |
| Performance Financial, Inc. | $265,000 | $4,755,000 | 1,694.3% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,735,000 | $4,620,000 | 68.9% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,325,000 | $4,615,000 | 248.3% | 0.3% |
| PNC Bank | $5,380,000 | $4,605,000 | -14.4% | 0.3% |
| BMO Harris Bank | $4,705,000 | $4,430,000 | -5.8% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $625,000 | $4,395,000 | 603.2% | 0.3% |
| Self-Help Federal Credit Union | $5,375,000 | $4,370,000 | -18.7% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $825,000 | $4,135,000 | 401.2% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $6,685,000 | $4,055,000 | -39.3% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,400,000 | $3,995,000 | 185.4% | 0.3% |
| Zions Bank | $3,780,000 | $3,980,000 | 5.3% | 0.3% |
| SAFE 1 CREDIT UNION | $5,110,000 | $3,860,000 | -24.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,390,000 | $3,765,000 | 170.9% | 0.2% |
| NP, Inc. | $1,455,000 | $3,560,000 | 144.7% | 0.2% |
| ALLIANT CREDIT UNION | $955,000 | $3,360,000 | 251.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $4,965,000 | $3,310,000 | -33.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,600,000 | $3,195,000 | 22.9% | 0.2% |
| NEXERA HOLDING LLC | $1,435,000 | $3,195,000 | 122.6% | 0.2% |
| CMG MORTGAGE, INC. | $12,140,000 | $3,175,000 | -73.8% | 0.2% |
| TULARE COUNTY | $3,165,000 | $3,060,000 | -3.3% | 0.2% |
| GUARANTEED RATE, INC. | $4,645,000 | $3,015,000 | -35.1% | 0.2% |
| THE GOLDEN 1 | $3,015,000 | $3,005,000 | -0.3% | 0.2% |
| Carrington Mortgage Services, LLC | $4,885,000 | $2,980,000 | -39.0% | 0.2% |
| Discover Bank | $3,395,000 | $2,925,000 | -13.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,435,000 | $2,865,000 | 17.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,005,000 | $2,365,000 | 135.3% | 0.2% |
| Coastal Community Bank | $1,070,000 | $2,345,000 | 119.2% | 0.2% |
| The Federal Savings Bank | $395,000 | $2,265,000 | 473.4% | 0.1% |
| Lakeview Community Capital, LLC | $165,000 | $2,215,000 | 1,242.4% | 0.1% |
| Citadel Servicing Corporation | $765,000 | $2,045,000 | 167.3% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $1,455,000 | $2,030,000 | 39.5% | 0.1% |
| LADERA LENDING, INC. | $300,000 | $1,975,000 | 558.3% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $710,000 | $1,960,000 | 176.1% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,515,000 | $1,895,000 | 25.1% | 0.1% |
| Home Mortgage Alliance Corp | $1,815,000 | n/a | 0.1% | |
| NexBank | $1,305,000 | $1,810,000 | 38.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,410,000 | $1,755,000 | 24.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $270,000 | $1,740,000 | 544.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,295,000 | $1,735,000 | -24.4% | 0.1% |
| NMSI, INC. | $1,110,000 | $1,690,000 | 52.3% | 0.1% |
| USAA Federal Savings Bank | $1,275,000 | $1,685,000 | 32.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,280,000 | $1,680,000 | 31.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,870,000 | $1,595,000 | -14.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,010,000 | $1,555,000 | 54.0% | 0.1% |
| First National Bank of America | $530,000 | $1,550,000 | 192.5% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $990,000 | $1,540,000 | 55.6% | 0.1% |
| Northpointe Bank | $305,000 | $1,535,000 | 403.3% | 0.1% |
| Northwest Farm Credit Services, FLCA | $2,140,000 | $1,535,000 | -28.3% | 0.1% |
| INTELLILOAN, INC. | $65,000 | $1,475,000 | 2,169.2% | 0.1% |
| SPRING EQ, LLC | $745,000 | $1,470,000 | 97.3% | 0.1% |
| RESIDENTIAL BANCORP | $3,495,000 | $1,460,000 | -58.2% | 0.1% |
| PHH Mortgage Corporation | $240,000 | $1,440,000 | 500.0% | 0.1% |
| SCHOOLSFIRST | $1,375,000 | $1,405,000 | 2.2% | 0.1% |
| NEW WAVE LENDING GROUP INC | $1,635,000 | $1,400,000 | -14.4% | 0.1% |
| KD CAPITAL MORTGAGE CORPORATION | $380,000 | $1,385,000 | 264.5% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $8,175,000 | $1,355,000 | -83.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $520,000 | $1,310,000 | 151.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,200,000 | $1,300,000 | 8.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,280,000 | $1,290,000 | -43.4% | 0.1% |
| Lake Forest Bank & Trust | $1,255,000 | n/a | 0.1% | |
| Noble Federal Credit Union | $975,000 | $1,215,000 | 24.6% | 0.1% |
| Watermark Capital, Inc. | $405,000 | $1,190,000 | 193.8% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,015,000 | $1,160,000 | -71.1% | 0.1% |
| MID-VALLEY SERVICES, INC. | $785,000 | $1,150,000 | 46.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $560,000 | $1,095,000 | 95.5% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $315,000 | $1,090,000 | 246.0% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $390,000 | $1,090,000 | 179.5% | 0.1% |
| First Federal Bank | $1,080,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $4,815,000 | $1,065,000 | -77.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $490,000 | $1,055,000 | 115.3% | 0.1% |
| MORIA DEVELOPMENT, INC. | $1,055,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $285,000 | $1,045,000 | 266.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $825,000 | $1,010,000 | 22.4% | 0.1% |
| VERITAS FUNDING, LLC | $3,895,000 | $1,005,000 | -74.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $945,000 | $1,000,000 | 5.8% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $485,000 | $965,000 | 99.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,305,000 | $940,000 | -28.0% | 0.1% |
| UNITED LOCAL CREDIT UNION | $925,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $265,000 | $900,000 | 239.6% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $885,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $885,000 | n/a | 0.1% | |
| TruHome Solutions, LLC | $285,000 | $880,000 | 208.8% | 0.1% |
| SUMMIT FUNDING, INC. | $2,990,000 | $870,000 | -70.9% | 0.1% |
| FAY SERVICING, LLC | $185,000 | $860,000 | 364.9% | 0.1% |
| OPEN MORTGAGE, LLC | $860,000 | n/a | 0.1% | |
| Truist | $2,165,000 | $855,000 | -60.5% | 0.1% |
| Banner Bank | $22,675,000 | $825,000 | -96.4% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,000,000 | $820,000 | -59.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,970,000 | $805,000 | -59.1% | 0.1% |
| NBKC BANK | $935,000 | $790,000 | -15.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $415,000 | $760,000 | 83.1% | 0.0% |
| Plains Commerce Bank | $255,000 | $760,000 | 198.0% | 0.0% |
| MORTGAGEONE, INC. | $850,000 | $745,000 | -12.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $765,000 | $740,000 | -3.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $680,000 | $735,000 | 8.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $785,000 | $730,000 | -7.0% | 0.0% |
| EQUITY WAVE LENDING, INC. | $725,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,015,000 | $715,000 | -29.6% | 0.0% |
| CARDINAL FINANCIAL | $3,865,000 | $710,000 | -81.6% | 0.0% |
| City Lending Inc. | $710,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $645,000 | $705,000 | 9.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $805,000 | $685,000 | -14.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $685,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $375,000 | $670,000 | 78.7% | 0.0% |
| Greenbox Loans, Inc. | $645,000 | $655,000 | 1.6% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,235,000 | $640,000 | -48.2% | 0.0% |
| A&D Mortgage LLC | $425,000 | $605,000 | 42.4% | 0.0% |
| GEO-CORP, INC. | $600,000 | n/a | 0.0% | |
| Bank of Stockton | $575,000 | $590,000 | 2.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $250,000 | $590,000 | 136.0% | 0.0% |
| Vellum Mortgage, Inc. | $585,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $580,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $575,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $570,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $1,455,000 | $570,000 | -60.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $565,000 | n/a | 0.0% | |
| KINECTA | $195,000 | $565,000 | 189.7% | 0.0% |
| Citibank | $1,975,000 | $555,000 | -71.9% | 0.0% |
| Old National Bank | $555,000 | n/a | 0.0% | |
| San Joaquin Power Employees Credit Union | $760,000 | $550,000 | -27.6% | 0.0% |
| Luxury Mortgage Corp. | $545,000 | n/a | 0.0% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $540,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $540,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $25,000 | $525,000 | 2,000.0% | 0.0% |
| Citizens Business Bank | $620,000 | $520,000 | -16.1% | 0.0% |
| FOUR POINTS | $505,000 | n/a | 0.0% | |
| First Savings Bank | $950,000 | $495,000 | -47.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $495,000 | n/a | 0.0% | |
| POINT Mortgage | $255,000 | $460,000 | 80.4% | 0.0% |
| First Standard Financial Corp. | $455,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $670,000 | $450,000 | -32.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $205,000 | $445,000 | 117.1% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $445,000 | n/a | 0.0% | |
| University Bank | $445,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $370,000 | $435,000 | 17.6% | 0.0% |
| Schaumburg Bank & Trust | $435,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $430,000 | n/a | 0.0% | |
| AHL FUNDING | $195,000 | $425,000 | 117.9% | 0.0% |
| SCE FEDERAL CREDIT UNION | $95,000 | $425,000 | 347.4% | 0.0% |
| UNITED MORTGAGE CORP | $415,000 | n/a | 0.0% | |
| Libertyville Bank & Trust | $395,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $500,000 | $385,000 | -23.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $135,000 | $380,000 | 181.5% | 0.0% |
| First State Bank | $375,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $365,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $365,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $180,000 | $365,000 | 102.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $235,000 | $355,000 | 51.1% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $400,000 | $345,000 | -13.8% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $295,000 | $335,000 | 13.6% | 0.0% |
| BRIDGELOCK CAPITAL | $315,000 | $325,000 | 3.2% | 0.0% |
| Loan Simple, Inc. | $325,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $320,000 | n/a | 0.0% | |
| M&T Bank | $320,000 | n/a | 0.0% | |
| TRAVIS CREDIT UNION | $160,000 | $320,000 | 100.0% | 0.0% |
| Charles Schwab Bank, SSB | $315,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $680,000 | $315,000 | -53.7% | 0.0% |
| ONY GLO, INC. | $685,000 | $310,000 | -54.7% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $485,000 | $305,000 | -37.1% | 0.0% |
| Allied First Bank,sb | $295,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $295,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $285,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $225,000 | $275,000 | 22.2% | 0.0% |
| Quontic Bank | $275,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $275,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $265,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $265,000 | n/a | 0.0% | |
| HighTechLending Inc | $255,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $315,000 | $250,000 | -20.6% | 0.0% |
| ST FIN CORP | $245,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $245,000 | n/a | 0.0% | |
| AltaOne Federal Credit Union | $235,000 | n/a | 0.0% | |
| Axos Bank | $235,000 | n/a | 0.0% | |
| Water and Power Community Credit Union | $235,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $585,000 | $225,000 | -61.5% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $215,000 | n/a | 0.0% | |
| FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION | $195,000 | $210,000 | 7.7% | 0.0% |
| GTE Federal Credit Union | $210,000 | n/a | 0.0% | |
| PREMIER AMERICA | $205,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $195,000 | n/a | 0.0% | |
| AUGUSTA FINANCIAL, INC. | $185,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $170,000 | n/a | 0.0% | |
| Ally Bank | $385,000 | $165,000 | -57.1% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $155,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $925,000 | $155,000 | -83.2% | 0.0% |
| NuVision Federal Credit Union | $55,000 | $140,000 | 154.5% | 0.0% |
| Mechanics Bank | $5,125,000 | $130,000 | -97.5% | 0.0% |
| State Department Federal Credit Union | $125,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $115,000 | n/a | 0.0% | |
| Citizens Bank | $115,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $105,000 | n/a | 0.0% | |
| CommonWealth Central Credit Union | $105,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| Murphy Bank | $100,000 | n/a | 0.0% | |
| PATELCO | $100,000 | n/a | 0.0% | |
| First Bank | $75,000 | n/a | 0.0% | |
| SAFE CREDIT UNION | $285,000 | $75,000 | -73.7% | 0.0% |
| STRATA Credit Union | $75,000 | n/a | 0.0% | |
| CENTRAL COAST LENDING, INC. | $285,000 | $65,000 | -77.2% | 0.0% |
| NASA Federal Credit Union | $65,000 | n/a | 0.0% | |
| CHEVRON | $120,000 | $55,000 | -54.2% | 0.0% |
| PACIFIC SERVICE | $355,000 | $55,000 | -84.5% | 0.0% |
| CITIZENS EQUITY FIRST | $15,000 | $45,000 | 200.0% | 0.0% |
| MACKILLIE INCORPORATED | $45,000 | n/a | 0.0% | |
| Service Federal Credit Union | $45,000 | $45,000 | 0.0% | 0.0% |
| Firefighters First Federal Credit Union | $410,000 | $35,000 | -91.5% | 0.0% |
| TECHNOLOGY | $35,000 | n/a | 0.0% | |
| California Coast Credit Union | $305,000 | $15,000 | -95.1% | 0.0% |
VISALIA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.2% market share. In second place, with 10.4%, is Golden Empire Mortgage, Inc., having originated $160,135,000 in loans. In third place, with 6.0%, is Commerce Home Mortgage, Inc., having originated $93,170,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $88,915,000 in loans. In fifth place, with 5.6%, is DHI MORTGAGE COMPANY, LTD., having originated $87,200,000 in loans.
VISALIA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $242,700 (-1.0%) | $315,175 (-1.5%) | 0.90 | 860 |
| 2018-02-01 | $249,995 (0.2%) | $314,696 (-2.3%) | 0.91 | 873 |
| 2018-03-01 | $258,250 (3.3%) | $318,986 (-0.8%) | 0.91 | 856 |
| 2018-04-01 | $267,450 (6.8%) | $330,041 (0.7%) | 0.91 | 839 |
| 2018-05-01 | $270,000 (4.2%) | $334,737 (0.9%) | 0.90 | 890 |
| 2018-06-01 | $269,999 (4.3%) | $333,779 (2.9%) | 0.90 | 905 |
| 2018-07-01 | $271,239 (4.7%) | $332,984 (1.8%) | 0.91 | 949 |
| 2018-08-01 | $264,900 (6.2%) | $323,327 (2.2%) | 0.89 | 997 |
| 2018-09-01 | $265,000 (8.2%) | $314,644 (-0.2%) | 0.89 | 1,035 |
| 2018-10-01 | $269,000 (8.0%) | $314,920 (-0.5%) | 0.91 | 1,062 |
| 2018-11-01 | $265,000 (7.1%) | $315,013 (0.5%) | 0.90 | 1,052 |
| 2018-12-01 | $265,000 (7.8%) | $311,920 (-1.4%) | 0.91 | 1,017 |
| 2019-01-01 | $264,900 (9.2%) | $307,015 (-2.6%) | 0.92 | 980 |
| 2019-02-01 | $269,900 (8.0%) | $316,044 (0.4%) | 0.91 | 956 |
| 2019-03-01 | $271,229 (5.0%) | $325,160 (1.9%) | 0.89 | 938 |
| 2019-04-01 | $272,336 (1.8%) | $331,296 (0.4%) | 0.86 | 928 |
| 2019-05-01 | $274,000 (1.5%) | $328,506 (-1.9%) | 0.86 | 926 |
| 2019-06-01 | $279,900 (3.7%) | $344,757 (3.3%) | 0.87 | 890 |
| 2019-07-01 | $276,975 (2.1%) | $347,287 (4.3%) | 0.87 | 912 |
| 2019-08-01 | $273,291 (3.2%) | $355,417 (9.9%) | 0.87 | 910 |
| 2019-09-01 | $270,877 (2.2%) | $372,067 (18.3%) | 0.87 | 883 |
| 2019-10-01 | $269,000 (0.0%) | $362,459 (15.1%) | 0.87 | 862 |
| 2019-11-01 | $268,720 (1.4%) | $346,284 (9.9%) | 0.88 | 850 |
| 2019-12-01 | $267,225 (0.8%) | $336,752 (8.0%) | 0.89 | 787 |
| 2020-01-01 | $269,900 (1.9%) | $338,652 (10.3%) | 0.90 | 729 |
| 2020-02-01 | $266,000 (-1.4%) | $333,079 (5.4%) | 0.87 | 684 |
| 2020-03-01 | $269,900 (-0.5%) | $344,811 (6.0%) | 0.85 | 676 |
| 2020-04-01 | $272,437 (0.0%) | $339,845 (2.6%) | 0.85 | 697 |
| 2020-05-01 | $274,000 (0.0%) | $345,225 (5.1%) | 0.83 | 623 |
| 2020-06-01 | $277,950 (-0.7%) | $444,312 (28.9%) | 0.82 | 514 |
| 2020-07-01 | $285,000 (2.9%) | $444,607 (28.0%) | 0.83 | 443 |
| 2020-08-01 | $309,450 (13.2%) | $480,139 (35.1%) | 0.89 | 417 |
| 2020-09-01 | $333,900 (23.3%) | $456,241 (22.6%) | 0.96 | 416 |
| 2020-10-01 | $349,000 (29.7%) | $452,942 (25.0%) | 1.00 | 415 |
| 2020-11-01 | $338,500 (26.0%) | $456,461 (31.8%) | 0.99 | 397 |
| 2020-12-01 | $322,250 (20.6%) | $440,449 (30.8%) | 0.96 | 365 |
| 2021-01-01 | $319,000 (18.2%) | $451,950 (33.5%) | 0.95 | 317 |
| 2021-02-01 | $329,000 (23.7%) | $463,826 (39.3%) | 0.96 | 282 |
| 2021-03-01 | $324,663 (20.3%) | $454,861 (31.9%) | 0.92 | 274 |
| 2021-04-01 | $330,000 (21.1%) | $473,927 (39.5%) | 0.89 | 271 |
| 2021-05-01 | $359,000 (31.0%) | $507,931 (47.1%) | 0.95 | 263 |
| 2021-06-01 | $343,950 (23.8%) | $510,077 (14.8%) | 0.91 | 298 |
| 2021-07-01 | $330,000 (15.8%) | $491,610 (10.6%) | 0.87 | 330 |
| 2021-08-01 | $335,000 (8.3%) | $486,655 (1.4%) | 0.89 | 374 |
| 2021-09-01 | $341,619 (2.3%) | $484,483 (6.2%) | 0.91 | 384 |
| 2021-10-01 | $364,783 (4.5%) | $513,888 (13.5%) | 0.97 | 389 |
| 2021-11-01 | $384,950 (13.7%) | $569,679 (24.8%) | 1.03 | 377 |
| 2021-12-01 | $378,873 (17.6%) | $594,009 (34.9%) | 1.03 | 328 |
| 2022-01-01 | $385,000 (20.7%) | $597,943 (32.3%) | 1.04 | 304 |
| 2022-02-01 | $417,500 (26.9%) | $638,929 (37.8%) | 1.09 | 273 |
| 2022-03-01 | $426,225 (31.3%) | $647,020 (42.3%) | 1.07 | 291 |
| 2022-04-01 | $419,900 (27.2%) | $616,341 (30.1%) | 1.00 | 327 |
| 2022-05-01 | $415,000 (15.6%) | $549,202 (8.1%) | 0.95 | 405 |
| 2022-06-01 | $407,500 (18.5%) | $529,385 (3.8%) | 0.91 | 495 |
| 2022-07-01 | $399,995 (21.2%) | $527,849 (7.4%) | 0.90 | 606 |
| 2022-08-01 | $401,867 (20.0%) | $525,670 (8.0%) | 0.93 | 619 |
| 2022-09-01 | $399,995 (17.1%) | $525,273 (8.4%) | 0.94 | 597 |
| 2022-10-01 | $399,900 (9.6%) | $512,212 (-0.3%) | 0.94 | 635 |
| 2022-11-01 | $399,675 (3.8%) | $501,696 (-11.9%) | 0.96 | 647 |
| 2022-12-01 | $399,900 (5.6%) | $503,160 (-15.3%) | 0.99 | 595 |
| 2023-01-01 | $403,750 (4.9%) | $499,771 (-16.4%) | 1.00 | 527 |
| 2023-02-01 | $407,498 (-2.4%) | $510,371 (-20.1%) | 0.98 | 483 |
| 2023-03-01 | $417,450 (-2.1%) | $530,739 (-18.0%) | 0.98 | 456 |
| 2023-04-01 | $435,000 (3.6%) | $550,611 (-10.7%) | 1.01 | 407 |
| 2023-05-01 | $439,450 (5.9%) | $568,670 (3.5%) | 1.00 | 407 |
| 2023-06-01 | $433,500 (6.4%) | $549,055 (3.7%) | 0.97 | 433 |
| 2023-07-01 | $430,000 (7.5%) | $566,612 (7.3%) | 0.98 | 440 |
| 2023-08-01 | $404,900 (0.8%) | $552,152 (5.0%) | 0.93 | 456 |
| 2023-09-01 | $396,000 (-1.0%) | $523,749 (-0.3%) | 0.92 | 481 |
| 2023-10-01 | $394,975 (-1.2%) | $513,223 (0.2%) | 0.93 | 524 |
| 2023-11-01 | $386,950 (-3.2%) | $499,885 (-0.4%) | 0.92 | 548 |
| 2023-12-01 | $380,000 (-5.0%) | $487,262 (-3.2%) | 0.93 | 568 |
| 2024-01-01 | $380,713 (-5.7%) | $493,432 (-1.3%) | 0.93 | 478 |
| 2024-02-01 | $390,225 (-4.2%) | $499,647 (-2.1%) | 0.94 | 460 |
| 2024-03-01 | $399,900 (-4.2%) | $540,857 (1.9%) | 0.94 | 447 |
| 2024-04-01 | $404,743 (-7.0%) | $550,355 (-0.1%) | 0.94 | 478 |
| 2024-05-01 | $422,669 (-3.8%) | $578,425 (1.7%) | 0.96 | 505 |
| 2024-06-01 | $419,000 (-3.3%) | $557,581 (1.6%) | 0.95 | 532 |
| 2024-07-01 | $417,475 (-2.9%) | $545,949 (-3.7%) | 0.95 | 548 |
| 2024-08-01 | $419,900 (3.7%) | $539,475 (-2.3%) | 0.98 | 552 |
| 2024-09-01 | $417,445 (5.4%) | $538,434 (2.8%) | 0.98 | 580 |
| 2024-10-01 | $419,900 (6.3%) | $541,371 (5.5%) | 0.99 | 578 |
| 2024-11-01 | $410,000 (6.0%) | $523,706 (4.8%) | 0.98 | 584 |
| 2024-12-01 | $414,998 (9.2%) | $523,247 (7.4%) | 1.03 | 554 |
| 2025-01-01 | $414,950 (9.0%) | $506,124 (2.6%) | 1.04 | 563 |
| 2025-02-01 | $404,700 (3.7%) | $525,903 (5.3%) | 0.98 | 579 |
| 2025-03-01 | $417,705 (4.5%) | $516,009 (-4.6%) | 0.98 | 588 |
| 2025-04-01 | $421,778 (4.2%) | $524,149 (-4.8%) | 0.98 | 661 |
| 2025-05-01 | $419,975 (-0.6%) | $511,820 (-11.5%) | 0.95 | 743 |
| 2025-06-01 | $409,000 (-2.4%) | $500,874 (-10.2%) | 0.93 | 766 |
VISALIA's median listing price for 2025-06-01 was $409,000, a difference of
$-10,000
(-2.4%) versus the prior year and
$-10,975 versus the prior month.
VISALIA's median listing price comes in at 93% of the national average.
VISALIA's average listing price for 2025-06-01 was $500,874, a difference of $-56,707 (-10.2%) versus the prior year and $-10,946 versus the prior month.
For the 2025-06-01 period, VISALIA had 766 MLS listings, a difference of 23 listings (3%) versus the prior month and 234 listings (44%) versus the prior year.
VISALIA's median listing price comes in at 93% of the national average.
VISALIA's average listing price for 2025-06-01 was $500,874, a difference of $-56,707 (-10.2%) versus the prior year and $-10,946 versus the prior month.
For the 2025-06-01 period, VISALIA had 766 MLS listings, a difference of 23 listings (3%) versus the prior month and 234 listings (44%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - VISALIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 68 days | 1,700 sqft |
| 2018-02-01 | 62 days | 1,764 sqft |
| 2018-03-01 | 53 days | 1,801 sqft |
| 2018-04-01 | 52 days | 1,829 sqft |
| 2018-05-01 | 44 days | 1,849 sqft |
| 2018-06-01 | 51 days | 1,840 sqft |
| 2018-07-01 | 53 days | 1,822 sqft |
| 2018-08-01 | 51 days | 1,800 sqft |
| 2018-09-01 | 52 days | 1,796 sqft |
| 2018-10-01 | 53 days | 1,798 sqft |
| 2018-11-01 | 56 days | 1,779 sqft |
| 2018-12-01 | 68 days | 1,798 sqft |
| 2019-01-01 | 71 days | 1,775 sqft |
| 2019-02-01 | 65 days | 1,797 sqft |
| 2019-03-01 | 56 days | 1,845 sqft |
| 2019-04-01 | 53 days | 1,852 sqft |
| 2019-05-01 | 50 days | 1,838 sqft |
| 2019-06-01 | 54 days | 1,876 sqft |
| 2019-07-01 | 54 days | 1,842 sqft |
| 2019-08-01 | 52 days | 1,818 sqft |
| 2019-09-01 | 52 days | 1,799 sqft |
| 2019-10-01 | 52 days | 1,776 sqft |
| 2019-11-01 | 53 days | 1,768 sqft |
| 2019-12-01 | 61 days | 1,776 sqft |
| 2020-01-01 | 66 days | 1,787 sqft |
| 2020-02-01 | 52 days | 1,715 sqft |
| 2020-03-01 | 48 days | 1,769 sqft |
| 2020-04-01 | 52 days | 1,769 sqft |
| 2020-05-01 | 64 days | 1,793 sqft |
| 2020-06-01 | 67 days | 1,841 sqft |
| 2020-07-01 | 52 days | 1,858 sqft |
| 2020-08-01 | 47 days | 1,920 sqft |
| 2020-09-01 | 36 days | 2,004 sqft |
| 2020-10-01 | 37 days | 1,992 sqft |
| 2020-11-01 | 40 days | 1,957 sqft |
| 2020-12-01 | 44 days | 1,876 sqft |
| 2021-01-01 | 49 days | 1,823 sqft |
| 2021-02-01 | 39 days | 1,822 sqft |
| 2021-03-01 | 25 days | 1,811 sqft |
| 2021-04-01 | 27 days | 1,802 sqft |
| 2021-05-01 | 23 days | 1,822 sqft |
| 2021-06-01 | 22 days | 1,787 sqft |
| 2021-07-01 | 26 days | 1,760 sqft |
| 2021-08-01 | 26 days | 1,685 sqft |
| 2021-09-01 | 30 days | 1,707 sqft |
| 2021-10-01 | 37 days | 1,782 sqft |
| 2021-11-01 | 36 days | 1,833 sqft |
| 2021-12-01 | 42 days | 1,791 sqft |
| 2022-01-01 | 39 days | 1,800 sqft |
| 2022-02-01 | 31 days | 1,896 sqft |
| 2022-03-01 | 23 days | 1,898 sqft |
| 2022-04-01 | 25 days | 1,842 sqft |
| 2022-05-01 | 25 days | 1,833 sqft |
| 2022-06-01 | 29 days | 1,800 sqft |
| 2022-07-01 | 31 days | 1,791 sqft |
| 2022-08-01 | 45 days | 1,795 sqft |
| 2022-09-01 | 53 days | 1,799 sqft |
| 2022-10-01 | 54 days | 1,790 sqft |
| 2022-11-01 | 54 days | 1,838 sqft |
| 2022-12-01 | 61 days | 1,788 sqft |
| 2023-01-01 | 69 days | 1,829 sqft |
| 2023-02-01 | 63 days | 1,844 sqft |
| 2023-03-01 | 50 days | 1,847 sqft |
| 2023-04-01 | 51 days | 1,911 sqft |
| 2023-05-01 | 45 days | 1,886 sqft |
| 2023-06-01 | 36 days | 1,853 sqft |
| 2023-07-01 | 38 days | 1,854 sqft |
| 2023-08-01 | 46 days | 1,800 sqft |
| 2023-09-01 | 44 days | 1,735 sqft |
| 2023-10-01 | 50 days | 1,717 sqft |
| 2023-11-01 | 56 days | 1,700 sqft |
| 2023-12-01 | 60 days | 1,695 sqft |
| 2024-01-01 | 62 days | 1,713 sqft |
| 2024-02-01 | 48 days | 1,741 sqft |
| 2024-03-01 | 41 days | 1,739 sqft |
| 2024-04-01 | 39 days | 1,772 sqft |
| 2024-05-01 | 41 days | 1,810 sqft |
| 2024-06-01 | 43 days | 1,811 sqft |
| 2024-07-01 | 48 days | 1,799 sqft |
| 2024-08-01 | 53 days | 1,785 sqft |
| 2024-09-01 | 51 days | 1,792 sqft |
| 2024-10-01 | 52 days | 1,815 sqft |
| 2024-11-01 | 53 days | 1,767 sqft |
| 2024-12-01 | 60 days | 1,797 sqft |
| 2025-01-01 | 65 days | 1,798 sqft |
| 2025-02-01 | 52 days | 1,788 sqft |
| 2025-03-01 | 50 days | 1,796 sqft |
| 2025-04-01 | 43 days | 1,789 sqft |
| 2025-05-01 | 44 days | 1,774 sqft |
| 2025-06-01 | 50 days | 1,710 sqft |
VISALIA's median listing age (time on market) for 2025-06-01 was 50 days.
This
is 16%
longer
than the same period one year ago.
VISALIA's median square footage for active listings during the 2025-06-01 period was 1,710 sqft. One year prior, the average listing was 1,811 sqft.
VISALIA's median square footage for active listings during the 2025-06-01 period was 1,710 sqft. One year prior, the average listing was 1,811 sqft.
VISALIA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,293 | $1,069,785,000 | $324,866 |
| Cash Out Refi | 990 | $216,170,000 | $218,354 |
| Refi | 515 | $183,015,000 | $355,369 |
| Other | 504 | $41,550,000 | $82,440 |
| Home Improvement | 346 | $30,860,000 | $89,191 |
| NA | 17 | $4,145,000 | $243,824 |
Visalia's most frequently cited loan purpose was Home Purchase, with 3,293 originations. The 2nd most popular reason was Cash Out Refi, with 990 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,191 | $714,945,000 | $326,310 |
| 5-6% | 1,075 | $382,265,000 | $355,595 |
| Over 8% | 1,049 | $120,485,000 | $114,857 |
| 7-8% | 926 | $251,990,000 | $272,127 |
| <2.5% | 192 | $2,790,000 | $14,531 |
| 4-5% | 162 | $60,440,000 | $373,086 |
| 2.5-3% | 5 | $1,495,000 | $299,000 |
| 3-4% | 3 | $655,000 | $218,333 |
During 2024, Visalia's most frequently originated rate bucket was 6-7%, with 2,191 originations.
Loan Sizing (VISALIA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,692 | $828,960,000 | $307,935 |
| $100,000 or less | 1,171 | $56,475,000 | $48,228 |
| $400k-600k | 879 | $404,995,000 | $460,745 |
| $100k-200k | 787 | $118,375,000 | $150,413 |
| $600k-1000k | 117 | $81,455,000 | $696,197 |
| $Over $1MM | 19 | $55,265,000 | $2,908,684 |
VISALIA's loan sizing saw the bucket of loans from $200k-400k with 2,692 originations, totaling $828,960,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,477 | $899,605,000 | $363,183 |
| 60-80% | 1,104 | $348,020,000 | $315,236 |
| Under 20% | 966 | $44,810,000 | $46,387 |
| 20-40% | 458 | $61,900,000 | $135,153 |
| 40-60% | 420 | $119,440,000 | $284,381 |
| Over 100% | 58 | $22,460,000 | $387,241 |
VISALIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,477 originations, totaling $899,605,000 in origination value.