VISALIA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Visalia averaged 5.42% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.77% and one month ago for the week of 2022-04-14, the average rate was 5.37%.

Visalia's average rate one year ago was 3.12%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Visalia 30 Year Fixed Rate 2022-05-19 5.42%
Visalia 30 Year Fixed Rate Refi 2022-05-19 5.56%
Visalia 15 Year Fixed Rate 2022-05-19 4.57%
Visalia 15 Year Fixed Rate Refi 2022-05-19 4.59%
Visalia 30 Year FHA 2022-05-19 5.45%
Visalia 30 Year FHA Refi 2022-05-19 5.33%
Visalia 30 Year USDA 2022-05-19 5.16%
Visalia 30 Year USDA Refi 2022-05-19 5.36%
Visalia 30 Year VA 2022-05-19 5.08%
Visalia 30 Year VA Refi 2022-05-19 4.97%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VISALIA, CA.

VISALIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VISALIA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
COUNTRY CLUB MORTGAGE, INC. 997 3.15% $4,618
QUICKEN LOANS, LLC 907 3.05% $5,112
UNITED WHOLESALE MORTGAGE, LLC 576 3.01% $5,487
KINGS MORTGAGE SERVICES, INC. 385 3.14% $5,057
Commerce Home Mortgage, Inc. 346 3.24% $4,671
CALIBER HOME LOANS, INC. 305 3.06% $4,393
GUARANTEED RATE, INC. 177 3.15% $5,751
LOANDEPOT.COM, LLC 168 3.09% $4,752
PENNYMAC LOAN SERVICES, LLC 162 3.21% $5,435
FINANCE OF AMERICA MORTGAGE LLC 150 3.13% $5,242
MASON MCDUFFIE MORTGAGE CORPORATION 149 3.28% $4,288
Wells Fargo Bank 144 3.25% $3,602
Mr. Cooper ( Nationstar Mortgage ) 133 3.26% $5,330
HOME POINT FINANCIAL CORPORATION 121 3.08% $4,896
AMERISAVE MORTGAGE CORPORATION 111 2.95% $4,810
ALAMEDA MORTGAGE CORPORATION 99 3.32% $5,322
RESIDENTIAL BANCORP. 95 3.37% $5,776
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 94 3.33% $5,582
MLD MORTGAGE INC. 93 3.14% $4,221
PRIMARY RESIDENTIAL MORTGAGE, INC. 89 3.19% $7,359
JPMorgan Chase Bank 87 3.15% $3,100
AMERICAN PACIFIC MORTGAGE CORPORATION 76 3.28% $4,973
FREEDOM MORTGAGE CORPORATION 73 3.20% $2,509
CROSSCOUNTRY MORTGAGE, LLC 72 3.20% $5,105
Platinum Home Mortgage Corporation 65 3.20% $7,498
BETTER MORTGAGE CORPORATION 59 3.00% $2,454
BROKER SOLUTIONS, INC. 57 3.05% $4,519
Flagstar Bank, FSB 57 3.26% $4,258
Bank of America 54 3.07% $3,967
DHI MORTGAGE COMPANY, LTD. 53 2.87% $4,796
NEWREZ LLC 52 3.30% $3,798
MUFG Union Bank 48 3.13% $3,702
LOANPAL, LLC 39 3.18% $5,697
GUILD MORTGAGE COMPANY 37 3.20% $5,391
NETWORK CAPITAL FUNDING CORPORATION 35 3.21% $3,983
Sierra Pacific Mortgage Company, Inc. 35 3.11% $4,437
PLAZA HOME MORTGAGE, INC. 34 3.13% $3,591
EAGLE HOME MORTGAGE, LLC 32 3.16% $4,796
U.S. Bank 29 3.34% $3,564
MUTUAL OF OMAHA MORTGAGE, INC. 28 3.13% $2,803
Bank of the West 27 3.18% $5,429
HOMEBRIDGE FINANCIAL SERVICES, INC. 26 3.24% $6,613
Carrington Mortgage Services, LLC 21 3.50% $5,271
Educational Employees Credit Union 21 3.26% $1,883
RESIDENTIAL WHOLESALE MORTGAGE, INC. 21 3.29% $3,975
InterContinental Capital Group, Inc 21 3.15% $4,883
VERITAS FUNDING, LLC 20 3.29% $5,072
Strong Home Mortgage, LLC 19 3.20% $2,431
Watermark Capital, Inc. 18 2.84% $3,604
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 3.14% $4,194
SUMMIT FUNDING, INC. 16 3.35% $4,674
CMG MORTGAGE, INC. 16 3.21% $5,905
First Guaranty Mortgage Corporation 16 3.08% $3,684
LAKEVIEW LOAN SERVICING, LLC 16 3.34% $3,141
CITYWIDE HOME LOANS, LLC 15 3.20% $5,284
NBKC BANK 15 3.11% $2,655
AMERICAN FINANCIAL NETWORK, INC. 15 3.20% $9,468
AMERICAN FINANCING CORPORATION 14 2.97% $3,943
Paramount Residential Mortgage Group, Inc. 14 3.23% $4,394
Lakeview Community Capital, LLC 14 3.39% $3,094
ENVOY MORTGAGE, LTD 13 3.18% $5,857
VALLEY STRONG CREDIT UNION 13 2.77% $4,283
MEGA CAPITAL FUNDING, INC. 13 3.13% $4,806
NATIONS DIRECT MORTGAGE, LLC 12 3.15% $6,182
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 3.43% $6,010
STEARNS LENDING, LLC 11 3.08% $5,321
SAFE 1 CREDIT UNION 11 3.55% $2,353
PREMIER MORTGAGE RESOURCES, L.L.C. 11 3.18% $4,810
Provident Credit Union 11 2.69% $4,914
North American Savings Bank, F.S.B. 11 3.05% $2,265
Hometown Equity Mortgage, LLC 11 3.18% $7,122
CELEBRITY HOME LOANS, LLC 11 3.33% $5,539
HOMESIDE FINANCIAL, LLC 11 2.83% $4,184
IMPAC MORTGAGE CORP. 10 3.02% $1,395
Amerifirst Financial, Inc. 10 3.46% $4,209
AMERICAN INTERNET MORTGAGE, INC. 10 2.80% $2,980
NAVY FEDERAL CREDIT UNION 10 3.25% $4,032
OCMBC, INC. 10 2.79% $5,151
MOUNTAIN WEST FINANCIAL, INC. 10 3.17% $5,262
INTELLILOAN, INC. 10 3.27% $6,621
ZILLOW HOME LOANS, LLC 9 3.18% $4,414
NMSI, INC. 9 3.67% $7,836
PROVIDENT FUNDING ASSOCIATES, L.P. 9 2.83% $2,513
AmeriHome Mortgage Company, LLC 9 3.35% $3,560
Golden Empire Mortgage, Inc. 9 3.75% $5,296
Manufacturers and Traders Trust Company 8 3.16% $3,170
Nations Lending Corporation 8 3.30% $5,613
LADERA LENDING, INC. 8 3.03% $3,722
The Federal Savings Bank 8 3.20% $5,212
MID-VALLEY SERVICES, INC. 8 2.97% $4,397
WESTERN EXPRESS LENDING 8 2.97% $4,169
BAY EQUITY LLC 7 3.16% $5,098
WINNPOINTE CORPORATION 7 2.77% $385
KeyBank 7 2.88% $5,323
ROYAL UNITED MORTGAGE LLC 7 3.55% $9,272
MICHIGAN MUTUAL, INC. 7 3.30% $4,975
SUN WEST MORTGAGE COMPANY, INC. 7 3.43% $2,800
LENOX FINANCIAL MORTGAGE CORPORATION 7 3.05% $2,308
Arvest Bank 7 3.09% $3,585
SOFI LENDING CORP. 6 3.25% $3,366
Mortgage Research Center, LLC 6 2.81% $4,379
THE GOLDEN 1 6 3.23% $4,023
LOANLEADERS OF AMERICA, INC. 6 3.08% $5,560
Wyndham Capital Mortgage, Inc. 6 2.94% $3,124
ARC HOME LLC 6 4.92% $8,978
PARKSIDE LENDING, LLC 6 3.19% $4,777
CHURCHILL MORTGAGE CORPORATION 6 4.02% $4,887
Ally Bank 6 3.23% $3,455
Citibank 6 3.00% $3,944
Tri Counties Bank 5 3.45% $4,335
BEST CAPITAL FUNDING 5 3.05% $5,940
SCHOOLSFIRST 5 3.00% $4,430
CENTRAL COAST LENDING, INC. 5 3.03% $4,230
PNC Bank 5 3.15% $4,425
CHERRY CREEK MORTGAGE, LLC 5 3.00% $1,747
PHH Mortgage Corporation 5 3.33% $6,211
VISION ONE MORTGAGE, INC. 5 3.45% $5,928
KELLER MORTGAGE, LLC 4 3.13% $4,090
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.84% $12,980
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.13% $5,383
DIGNIFIED HOME LOANS, LLC 4 3.53% $4,508
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION 4 3.34% $5,715
Hometown Lenders, Inc. 4 3.18% $4,283
JMAC LENDING, INC. 4 3.03% $3,092
ABSOLUTE HOME MORTGAGE CORPORATION 4 2.78% $3,333
MANN FINANCIAL INC. 4 3.34% $5,184
PACIFIC SERVICE 4 3.09% $2,822
S1L, Inc. 4 2.91% $3,896
Truist Bank 4 3.17% $4,458
CUSTOMER SERVICE MORTGAGE CORPORATION 3 3.21% $4,138
Century Mortgage Company DBA Century Lending Company 3 3.33% $3,852
ACADEMY MORTGAGE CORPORATION 3 3.21% $7,193
Fremont Bank 3 3.25% $1,295
GENEVA FINANCIAL, LLC 3 3.33% $3,662
SECURITYNATIONAL MORTGAGE COMPANY 3 3.33% $3,995
BBVA USA 3 3.33% $6,236
T2 FINANCIAL LLC 3 2.50% $4,608
Baxter Credit Union 3 2.75% $2,781
Northwest Farm Credit Services, FLCA 3 3.27% $25,698
Valley First Credit Union 3 3.00% $3,025
LOGIX FEDERAL CREDIT UNION 3 2.96% $6,445
EVERETT FINANCIAL, INC. 3 3.67% $2,590
Ameris Bank 3 3.08% $3,434
EMM LOANS LLC 3 3.08% $9,729
PENTAGON FEDERAL CREDIT UNION 3 3.04% $1,739
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.08% $4,762
GSF Mortgage Corporation 3 3.00% $2,200
TIAA, FSB 3 3.17% $5,044
MORIA DEVELOPMENT, INC. 3 3.71% $7,594
Greenbox Loans, Inc. 3 6.12% $13,046
COASTAL FUNDING SLC, INC. 3 3.25% $4,749
Equity Prime Mortgage LLC 3 3.13% $2,727
Stifel Bank and Trust 2 2.81% $2,121
General Mortgage Capital Corporation 2 2.94% $3,046
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.18% $2,795
FirstBank 2 3.06% $2,359
Mechanics Bank 2 3.13% $2,957
HOMEXPRESS MORTGAGE CORP. 2 3.94% $12,849
ONY GLO, INC. 2 2.56% $3,587
Bank of England 2 3.25% $4,743
Third Federal Savings and Loan Association of Cleveland 2 2.97% $295
AHL FUNDING 2 2.94% $4,767
TOP FLITE FINANCIAL, INC. 2 3.56% $11,038
PANORAMA MORTGAGE GROUP, LLC 2 3.94% $4,411
JMJ FINANCIAL GROUP 2 3.25% $6,027
UNION HOME MORTGAGE CORP. 2 3.13% $4,108
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.69% $3,943
AXIA FINANCIAL, LLC 2 3.25% $2,850
MID AMERICA MORTGAGE, INC. 2 3.44% $3,097
AUGUSTA FINANCIAL, INC. 2 2.88% $4,013
LENDERFI, INC. 2 2.88% $1,173
AmRes Corporation 2 3.00% $3,244
PREMIER LENDING, INC. 2 3.38% $3,341
Franklin Loan Corporation 2 3.38% $3,609
PLANET HOME LENDING, LLC 2 2.88% $5,770
VICTORIA FINANCIAL CORP. 2 3.56% $3,814
Citizens Bank 2 3.81% $4,436
Prime Choice Funding Inc. 2 2.94% $2,477
MOVEMENT MORTGAGE, LLC 2 3.53% $2,756
EMBRACE HOME LOANS, INC. 2 3.38% $4,639
LENDUS, LLC 2 3.12% $4,103
HOMESTEAD FUNDING CORP. 2 2.88% $5,037
DRAPER AND KRAMER MORTGAGE CORP. 2 2.81% $3,425
KD CAPITAL MORTGAGE CORPORATION 2 2.88% $3,937
First Home Bank 2 3.31% $4,146
CALCULATED RISK ANALYTICS LLC 2 4.31% $5,243
A&D Mortgage LLC 2 3.69% $5,281
WESCOM CENTRAL CREDIT UNION 2 3.38% $5,627
Florida Capital Bank 2 2.94% $6,031
DIGITAL Federal Credit Union 2 2.94% $4,434
KINECTA 2 3.25% $3,635
Loan Simple, Inc. 2 2.81% $5,707
Kwik Mortgage Corporation 2 2.56% $4,053
DATA MORTGAGE, INC. 2 3.56% $6,966
BNC National Bank 2 2.81% $4,157
SOVEREIGN LENDING GROUP INCORPORATED 2 3.44% $6,049
Northpointe Bank 2 3.04% $5,839
ST FIN CORP 2 2.88% $3,360
STRATA Credit Union 1 3.00% $4,515
BELEM SERVICING LLC 1 3.50% $6,957
BECKAM FUNDING CORP. 1 3.50% $3,490
Summit Mortgage Corporation 1 3.00% $3,721
SUMMIT MORTGAGE CORPORATION 1 3.25% $2,370
SUN AMERICAN MORTGAGE COMPANY 1 3.75% $4,719
THE FIRST FINANCIAL Federal Credit Union 1 3.50% $0
THRIVE MORTGAGE, LLC 1 2.75% $2,818
Axos Bank 1 2.99% $2,179
UIF CORPORATION 1 3.00% $4,550
United Fidelity Funding Corp. 1 3.50% $4,816
USAA Federal Savings Bank 1 2.88% $5,285
Utah Mortgage Loan Corporation 1 3.38% $2,666
VAN DYK MORTGAGE CORPORATION 1 3.13% $4,449
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.63% $2,864
GUARANTEED RATE AFFINITY, LLC 1 3.38% $4,729
HighTechLending Inc 1 3.88% $2,668
HOME APPROVALS DIRECT, INC. 1 2.99% $4,998
Home Mortgage Alliance Corp 1 2.88% $3,489
GOOGAIN, INC. 1 3.50% $2,943
GoPrime Mortgage, Inc. 1 3.00% $6,816
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.88% $5,224
AltaOne Federal Credit Union 1 2.88% $4,561
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.88% $5,943
ALL WESTERN MORTGAGE, INC. 1 2.63% $3,180
JTF ROSE, INC. 1 7.80% $6,195
First Standard Financial Corp. 1 3.00% $4,194
First Savings Bank 1 3.13% $9,598
FIRST NATIONS HOME FINANCE CORPORATION 1 3.50% $4,330
First National Bank of Omaha 1 3.25% $1,457
LEADERONE FINANCIAL CORPORATION 1 3.88% $4,836
LENDSURE MORTGAGE CORP. 1 8.00% $9,770
First National Bank of America 1 6.75% $8,349
LIBERTY HOME MORTGAGE CORPORATION 1 4.25% $7,060
LOANFLIGHT LENDING, LLC 1 2.63% $1,182
First Federal Bank 1 3.13% $5,261
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.75% $3,741
LOANSNAP, INC. 1 3.13% $517
Magnolia Bank 1 2.88% $7,043
ALLIED MORTGAGE GROUP, INC. 1 2.99% $1,668
Financial Funding Solutions, Inc. 1 2.50% $6,893
Fidelity Bank 1 3.38% $4,150
FBC MORTGAGE, LLC 1 2.87% $2,345
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $3,320
Morgan Stanley Private Bank 1 2.60% $3,676
EASTMAN 1 3.50% $4,186
East Coast Capital Corp. 1 3.00% $8,641
Discover Bank 1 3.99% $0
NATIONS RELIABLE LENDING, LLC 1 2.88% $9,823
DIRECTORS MORTGAGE, INC. 1 3.58% $6,764
NBH Bank 1 2.75% $7,729
Neighborhood Loans, Inc. 1 3.13% $3,706
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.00% $8,590
DEL SUR CORPORATION 1 3.63% $2,779
NEW WAVE LENDING GROUP INC 1 3.38% $4,736
NEXERA HOLDING LLC 1 2.88% $1,437
NORWICH COMMERCIAL GROUP, INC. 1 3.38% $6,501
NuVision Federal Credit Union 1 4.00% $2,573
OAKTREE FUNDING CORP. 1 5.38% $7,810
OCEANSIDE MORTGAGE COMPANY 1 2.88% $1,464
Crestline Funding Corporation 1 2.75% $8,957
Paramount Bank 1 2.88% $3,078
CONTOUR MORTGAGE CORPORATION 1 2.88% $12,766
PATELCO 1 3.50% $3,873
Constant Investments, Inc. 1 2.88% $5,035
COMMUNITY MORTGAGE FUNDING, LLC 1 3.25% $2,699
Colonial Savings, F.A. 1 3.00% $2,090
COAST 2 COAST FUNDING GROUP, INC. 1 2.99% $3,354
CLEARPATH LENDING 1 3.25% $5,782
CHEVRON 1 2.75% $2,973
Prosperity Home Mortgage, LLC 1 3.25% $3,752
CAPSTONE DIRECT, INC. 1 2.75% $3,674
CANOPY MORTGAGE, LLC 1 3.50% $2,378
Quontic Bank 1 5.38% $18,143
RANLIFE, INC. 1 3.38% $4,409
CAMPOS FINANCIAL CORP. 1 3.13% $5,961
CALLISTO GROUP, INC. 1 2.88% $7,429
CALCON MUTUAL MORTGAGE LLC 1 3.00% $6,400
SAFEAMERICA CREDIT UNION 1 2.99% $2,582
San Mateo Credit Union 1 3.25% $6,879
SANTA CLARA COUNTY 1 2.88% $3,804
SCENIC OAKS FUNDING, INC. 1 2.63% $4,271
BRIDGELOCK CAPITAL 1 4.13% $7,254
Service Federal Credit Union 1 3.50% $6,190
Servion, Inc. 1 3.38% $2,235
Boeing Employees Credit Union 1 3.13% $2,728
SIRVA MORTGAGE, INC. 1 2.75% $3,213
SPRING EQ, LLC 1 2.75% $0
BLUE BRICK FINANCIAL LLC 1 3.38% $2,264

VISALIA, CA's 287 lenders originated 16,401 loans during 2021. The total origination value was $4,043,015,000, with an average loan value of $246,510.

The top VISALIA lender as defined by loan originations is COUNTRY CLUB MORTGAGE, INC., with 997 loans originated. Their average total fees are $4,618, which is $494 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee VISALIA lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($1,395), Educational Employees Credit Union ($1,883), North American Savings Bank, F.S.B. ($2,265), SAFE 1 CREDIT UNION ($2,353) and Strong Home Mortgage, LLC ($2,431).

The lowest rate VISALIA lenders (with over 10 loans originated) are Provident Credit Union (2.69%), VALLEY STRONG CREDIT UNION (2.77%), OCMBC, INC. (2.79%), AMERICAN INTERNET MORTGAGE, INC. (2.80%) and HOMESIDE FINANCIAL, LLC (2.83%).

VISALIA, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
COUNTRY CLUB MORTGAGE, INC. $421,970,000 $449,260,000 6.5% 11.1%
QUICKEN LOANS, LLC $322,705,000 $395,290,000 22.5% 9.8%
UNITED WHOLESALE MORTGAGE, LLC $179,395,000 $262,710,000 46.4% 6.5%
KINGS MORTGAGE SERVICES, INC. $178,515,000 $181,550,000 1.7% 4.5%
FREEDOM MORTGAGE CORPORATION $209,105,000 $181,190,000 -13.3% 4.5%
Commerce Home Mortgage, Inc. $154,615,000 $167,140,000 8.1% 4.1%
CALIBER HOME LOANS, INC. $135,975,000 $150,375,000 10.6% 3.7%
GUARANTEED RATE, INC. $89,175,000 $107,310,000 20.3% 2.7%
PENNYMAC LOAN SERVICES, LLC $52,910,000 $102,385,000 93.5% 2.5%
LOANDEPOT.COM, LLC $51,680,000 $83,380,000 61.3% 2.1%
FINANCE OF AMERICA MORTGAGE LLC $83,865,000 $82,625,000 -1.5% 2.0%
Mr. Cooper ( Nationstar Mortgage ) $60,165,000 $79,450,000 32.1% 2.0%
HOME POINT FINANCIAL CORPORATION $31,355,000 $64,075,000 104.4% 1.6%
Wells Fargo Bank $77,465,000 $63,790,000 -17.7% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $54,350,000 $54,875,000 1.0% 1.4%
MASON MCDUFFIE MORTGAGE CORPORATION $58,410,000 $50,645,000 -13.3% 1.3%
MLD MORTGAGE INC. $15,395,000 $45,880,000 198.0% 1.1%
DHI MORTGAGE COMPANY, LTD. $50,325,000 $45,110,000 -10.4% 1.1%
RESIDENTIAL BANCORP. $31,470,000 $45,105,000 43.3% 1.1%
ALAMEDA MORTGAGE CORPORATION $21,780,000 $43,820,000 101.2% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $37,230,000 $43,230,000 16.1% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $25,090,000 $42,025,000 67.5% 1.0%
AMERISAVE MORTGAGE CORPORATION $27,950,000 $42,005,000 50.3% 1.0%
Platinum Home Mortgage Corporation $30,650,000 $40,005,000 30.5% 1.0%
Tri Counties Bank $1,650,000 $38,635,000 2,241.5% 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $39,470,000 $37,245,000 -5.6% 0.9%
JPMorgan Chase Bank $22,515,000 $34,180,000 51.8% 0.8%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $32,045,000 n/a 0.8%
NEWREZ LLC $23,110,000 $31,465,000 36.2% 0.8%
BETTER MORTGAGE CORPORATION $13,105,000 $30,800,000 135.0% 0.8%
Flagstar Bank, FSB $28,015,000 $26,660,000 -4.8% 0.7%
BROKER SOLUTIONS, INC. $15,530,000 $25,475,000 64.0% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $25,130,000 $24,760,000 -1.5% 0.6%
Mortgage Research Center, LLC $21,385,000 $23,820,000 11.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $18,375,000 $22,630,000 23.2% 0.6%
Bank of America $27,420,000 $22,270,000 -18.8% 0.6%
MUFG Union Bank $13,490,000 $19,830,000 47.0% 0.5%
Educational Employees Credit Union $21,015,000 $18,950,000 -9.8% 0.5%
Bank of the West $12,490,000 $18,145,000 45.3% 0.4%
Carrington Mortgage Services, LLC $15,185,000 $17,805,000 17.3% 0.4%
Lakeview Community Capital, LLC $12,855,000 $17,720,000 37.8% 0.4%
PLAZA HOME MORTGAGE, INC. $18,670,000 $17,615,000 -5.7% 0.4%
Citizens Business Bank $9,830,000 $17,160,000 74.6% 0.4%
GUILD MORTGAGE COMPANY $14,560,000 $16,250,000 11.6% 0.4%
LOANPAL, LLC $13,125,000 $16,075,000 22.5% 0.4%
EAGLE HOME MORTGAGE, LLC $39,055,000 $15,840,000 -59.4% 0.4%
U.S. Bank $13,365,000 $15,675,000 17.3% 0.4%
Sierra Pacific Mortgage Company, Inc. $19,825,000 $14,865,000 -25.0% 0.4%
TULARE COUNTY $11,295,000 $14,105,000 24.9% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $15,385,000 $13,830,000 -10.1% 0.3%
Arbor Realty Trust, Inc. $1,805,000 $13,360,000 640.2% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $10,625,000 $12,890,000 21.3% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $7,135,000 $11,095,000 55.5% 0.3%
VERITAS FUNDING, LLC $3,740,000 $10,845,000 190.0% 0.3%
Zions Bancorporation, N.A. $470,000 $10,100,000 2,048.9% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,775,000 $9,845,000 70.5% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $6,615,000 $9,725,000 47.0% 0.2%
NAVY FEDERAL CREDIT UNION $10,410,000 $9,545,000 -8.3% 0.2%
InterContinental Capital Group, Inc $9,960,000 $9,445,000 -5.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $10,060,000 $9,410,000 -6.5% 0.2%
AMWEST FUNDING CORP. $3,830,000 $9,325,000 143.5% 0.2%
Hometown Equity Mortgage, LLC $6,930,000 $8,905,000 28.5% 0.2%
Strong Home Mortgage, LLC $8,155,000 $8,835,000 8.3% 0.2%
Watermark Capital, Inc. $8,615,000 $8,180,000 -5.0% 0.2%
AMERICAN FINANCING CORPORATION $4,055,000 $7,840,000 93.3% 0.2%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $675,000 $7,725,000 1,044.4% 0.2%
SUMMIT FUNDING, INC. $5,500,000 $7,690,000 39.8% 0.2%
First Guaranty Mortgage Corporation $2,685,000 $7,660,000 185.3% 0.2%
CMG MORTGAGE, INC. $4,725,000 $7,645,000 61.8% 0.2%
The Federal Savings Bank $7,915,000 $7,505,000 -5.2% 0.2%
VALLEY STRONG CREDIT UNION $2,680,000 $7,410,000 176.5% 0.2%
BBVA USA $7,575,000 $7,065,000 -6.7% 0.2%
North American Savings Bank, F.S.B. $3,385,000 $6,870,000 103.0% 0.2%
Paramount Residential Mortgage Group, Inc. $5,795,000 $6,730,000 16.1% 0.2%
NATIONS DIRECT MORTGAGE, LLC $1,440,000 $6,590,000 357.6% 0.2%
AmeriHome Mortgage Company, LLC $6,710,000 $6,490,000 -3.3% 0.2%
Northwest Farm Credit Services, FLCA $7,170,000 $6,265,000 -12.6% 0.2%
STEARNS LENDING, LLC $6,450,000 $6,125,000 -5.0% 0.2%
Self-Help Federal Credit Union $5,130,000 $5,935,000 15.7% 0.1%
Amerifirst Financial, Inc. $1,345,000 $5,925,000 340.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $3,400,000 $5,755,000 69.3% 0.1%
CLEARPATH LENDING $10,005,000 $5,640,000 -43.6% 0.1%
ENVOY MORTGAGE, LTD $6,965,000 $5,620,000 -19.3% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $4,680,000 $5,510,000 17.7% 0.1%
NEW DAY FINANCIAL, LLC $6,830,000 $5,470,000 -19.9% 0.1%
Provident Credit Union $5,125,000 $5,335,000 4.1% 0.1%
SAFE 1 CREDIT UNION $4,860,000 $5,070,000 4.3% 0.1%
NBKC BANK $4,065,000 $4,960,000 22.0% 0.1%
MEGA CAPITAL FUNDING, INC. $4,095,000 $4,880,000 19.2% 0.1%
USAA Federal Savings Bank $5,135,000 $4,825,000 -6.0% 0.1%
CELEBRITY HOME LOANS, LLC $2,500,000 $4,810,000 92.4% 0.1%
HOMESIDE FINANCIAL, LLC $3,420,000 $4,765,000 39.3% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $5,580,000 $4,725,000 -15.3% 0.1%
Golden Empire Mortgage, Inc. $4,260,000 $4,695,000 10.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,085,000 $4,615,000 49.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,525,000 $4,230,000 67.5% 0.1%
Wyndham Capital Mortgage, Inc. $4,370,000 $4,175,000 -4.5% 0.1%
IMPAC MORTGAGE CORP. $3,925,000 $4,130,000 5.2% 0.1%
INTELLILOAN, INC. $1,775,000 $3,920,000 120.8% 0.1%
LENDINGHOME FUNDING CORPORATION $1,540,000 $3,810,000 147.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $990,000 $3,770,000 280.8% 0.1%
OCMBC, INC. $3,535,000 $3,675,000 4.0% 0.1%
CITYWIDE HOME LOANS, LLC $20,520,000 $3,640,000 -82.3% 0.1%
Fremont Bank $3,365,000 $3,640,000 8.2% 0.1%
Equity Prime Mortgage LLC $2,890,000 $3,635,000 25.8% 0.1%
PNC Bank $2,435,000 $3,625,000 48.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,300,000 $3,550,000 173.1% 0.1%
MICHIGAN MUTUAL, INC. $2,235,000 $3,515,000 57.3% 0.1%
WINNPOINTE CORPORATION $6,885,000 $3,475,000 -49.5% 0.1%
KeyBank $1,045,000 $3,455,000 230.6% 0.1%
Nations Lending Corporation $5,380,000 $3,430,000 -36.2% 0.1%
Manufacturers and Traders Trust Company $895,000 $3,345,000 273.7% 0.1%
LADERA LENDING, INC. $6,115,000 $3,340,000 -45.4% 0.1%
BAY EQUITY LLC $3,385,000 $3,315,000 -2.1% 0.1%
Arvest Bank $2,365,000 $3,290,000 39.1% 0.1%
CENTRAL COAST LENDING, INC. $1,650,000 $3,235,000 96.1% 0.1%
THE GOLDEN 1 $4,070,000 $3,105,000 -23.7% 0.1%
WESTERN EXPRESS LENDING $3,805,000 $3,045,000 -20.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,655,000 $3,020,000 82.5% 0.1%
ACADEMY MORTGAGE CORPORATION $2,265,000 $2,935,000 29.6% 0.1%
PLANET HOME LENDING, LLC $2,435,000 $2,875,000 18.1% 0.1%
AMERICAN ADVISORS GROUP $2,385,000 $2,865,000 20.1% 0.1%
ARC HOME LLC $1,145,000 $2,860,000 149.8% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,435,000 $2,815,000 -36.5% 0.1%
Citibank $1,460,000 $2,785,000 90.8% 0.1%
HomeStreet Bank $2,725,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $490,000 $2,725,000 456.1% 0.1%
Barrington Bank & Trust Company, N.A. $3,160,000 $2,650,000 -16.1% 0.1%
SESLOC $2,595,000 n/a 0.1%
NMSI, INC. $1,180,000 $2,445,000 107.2% 0.1%
Ally Bank $2,785,000 $2,440,000 -12.4% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $305,000 $2,400,000 686.9% 0.1%
SCHOOLSFIRST $855,000 $2,380,000 178.4% 0.1%
SOFI LENDING CORP. $2,560,000 $2,370,000 -7.4% 0.1%
MID AMERICA MORTGAGE, INC. $1,100,000 $2,265,000 105.9% 0.1%
MID-VALLEY SERVICES, INC. $4,260,000 $2,240,000 -47.4% 0.1%
Truist Bank $1,915,000 $2,195,000 14.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,240,000 $2,175,000 -2.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,200,000 $2,145,000 -2.5% 0.1%
KINECTA $630,000 $2,135,000 238.9% 0.1%
LOANLEADERS OF AMERICA, INC. $2,600,000 $2,090,000 -19.6% 0.1%
ROYAL UNITED MORTGAGE LLC $2,005,000 $1,990,000 -0.7% 0.0%
Northpointe Bank $3,960,000 $1,980,000 -50.0% 0.0%
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION $580,000 $1,970,000 239.7% 0.0%
Cornerstone First Mortgage, Inc $1,955,000 n/a 0.0%
Magnolia Bank $685,000 $1,945,000 183.9% 0.0%
Stifel Bank and Trust $2,255,000 $1,890,000 -16.2% 0.0%
PHH Mortgage Corporation $2,060,000 $1,865,000 -9.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $895,000 $1,860,000 107.8% 0.0%
LOGIX FEDERAL CREDIT UNION $470,000 $1,840,000 291.5% 0.0%
MANN FINANCIAL INC. $700,000 $1,800,000 157.1% 0.0%
S1L, Inc. $325,000 $1,770,000 444.6% 0.0%
BNC National Bank $1,440,000 $1,765,000 22.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $3,030,000 $1,760,000 -41.9% 0.0%
FirstBank $1,980,000 $1,705,000 -13.9% 0.0%
CIVIC FINANCIAL SERVICES, LLC $575,000 $1,660,000 188.7% 0.0%
BEST CAPITAL FUNDING $1,150,000 $1,645,000 43.0% 0.0%
PARKSIDE LENDING, LLC $5,845,000 $1,645,000 -71.9% 0.0%
Low VA Rates, LLC $1,885,000 $1,635,000 -13.3% 0.0%
FBC MORTGAGE, LLC $2,270,000 $1,625,000 -28.4% 0.0%
SPRING EQ, LLC $1,085,000 $1,620,000 49.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,105,000 $1,615,000 46.2% 0.0%
TOP FLITE FINANCIAL, INC. $1,235,000 $1,595,000 29.1% 0.0%
LENDERFI, INC. $2,140,000 $1,545,000 -27.8% 0.0%
NEXERA HOLDING LLC $445,000 $1,515,000 240.4% 0.0%
Pacific Premier Bank $995,000 $1,460,000 46.7% 0.0%
Hometown Lenders, Inc. $1,220,000 $1,455,000 19.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $995,000 $1,445,000 45.2% 0.0%
PACIFIC SERVICE $360,000 $1,445,000 301.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $375,000 $1,400,000 273.3% 0.0%
CASTLE & COOKE MORTGAGE, LLC $2,080,000 $1,390,000 -33.2% 0.0%
21ST MORTGAGE CORPORATION $770,000 $1,365,000 77.3% 0.0%
KD CAPITAL MORTGAGE CORPORATION $585,000 $1,365,000 133.3% 0.0%
MORIA DEVELOPMENT, INC. $555,000 $1,340,000 141.4% 0.0%
Mechanics Bank $1,715,000 $1,320,000 -23.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $385,000 $1,315,000 241.6% 0.0%
First Home Bank $390,000 $1,290,000 230.8% 0.0%
DIGNIFIED HOME LOANS, LLC $2,015,000 $1,260,000 -37.5% 0.0%
JMAC LENDING, INC. $1,765,000 $1,245,000 -29.5% 0.0%
T2 FINANCIAL LLC $360,000 $1,220,000 238.9% 0.0%
Discover Bank $840,000 $1,205,000 43.5% 0.0%
EMBRACE HOME LOANS, INC. $755,000 $1,195,000 58.3% 0.0%
VISION ONE MORTGAGE, INC. $2,160,000 $1,195,000 -44.7% 0.0%
AMERICAN FIRST $4,750,000 $1,155,000 -75.7% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $750,000 $1,145,000 52.7% 0.0%
CANOPY MORTGAGE, LLC $360,000 $1,140,000 216.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $780,000 $1,135,000 45.5% 0.0%
MOVEMENT MORTGAGE, LLC $1,095,000 $1,135,000 3.7% 0.0%
HOME APPROVALS DIRECT, INC. $1,480,000 $1,130,000 -23.6% 0.0%
DIGITAL Federal Credit Union $1,125,000 n/a 0.0%
KELLER MORTGAGE, LLC $540,000 $1,120,000 107.4% 0.0%
ONY GLO, INC. $1,640,000 $1,120,000 -31.7% 0.0%
Greenbox Loans, Inc. $285,000 $1,105,000 287.7% 0.0%
NP, Inc. $880,000 $1,095,000 24.4% 0.0%
Valley First Credit Union $1,080,000 n/a 0.0%
BM Real Estate Services, Inc. $95,000 $1,060,000 1,015.8% 0.0%
OAKTREE FUNDING CORP. $335,000 $1,055,000 214.9% 0.0%
CORNERSTONE HOME LENDING, INC. $510,000 $1,015,000 99.0% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $590,000 $985,000 66.9% 0.0%
ALLIANT CREDIT UNION $1,215,000 $960,000 -21.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $145,000 $945,000 551.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,575,000 $945,000 -40.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $135,000 $940,000 596.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $415,000 $940,000 126.5% 0.0%
Figure Lending LLC $435,000 $930,000 113.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $730,000 $930,000 27.4% 0.0%
CONTOUR MORTGAGE CORPORATION $930,000 $925,000 -0.5% 0.0%
NBH Bank $1,135,000 $925,000 -18.5% 0.0%
Ameris Bank $370,000 $920,000 148.6% 0.0%
RANLIFE, INC. $490,000 $920,000 87.8% 0.0%
EMM LOANS LLC $1,110,000 $900,000 -18.9% 0.0%
COASTAL FUNDING SLC, INC. $835,000 $895,000 7.2% 0.0%
PREMIER LENDING, INC. $175,000 $890,000 408.6% 0.0%
GSF Mortgage Corporation $630,000 $885,000 40.5% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $345,000 $865,000 150.7% 0.0%
Financial Funding Solutions, Inc. $200,000 $855,000 327.5% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,190,000 $850,000 -28.6% 0.0%
A&D Mortgage LLC $325,000 $835,000 156.9% 0.0%
Baxter Credit Union $560,000 $830,000 48.2% 0.0%
CALCULATED RISK ANALYTICS LLC $2,385,000 $820,000 -65.6% 0.0%
Citizens Bank $910,000 $815,000 -10.4% 0.0%
EVERETT FINANCIAL, INC. $1,890,000 $790,000 -58.2% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $645,000 $790,000 22.5% 0.0%
AXIA FINANCIAL, LLC $245,000 $780,000 218.4% 0.0%
Franklin Loan Corporation $755,000 n/a 0.0%
SCENIC OAKS FUNDING, INC. $235,000 $755,000 221.3% 0.0%
LENDUS, LLC $2,950,000 $745,000 -74.7% 0.0%
Colonial Savings, F.A. $500,000 $735,000 47.0% 0.0%
First National Bank of America $720,000 n/a 0.0%
General Mortgage Capital Corporation $655,000 $710,000 8.4% 0.0%
Meridian Bank Corporation $375,000 $710,000 89.3% 0.0%
Prime Choice Funding Inc. $2,655,000 $705,000 -73.4% 0.0%
Home Mortgage Alliance Corp $700,000 n/a 0.0%
NFM, INC. $900,000 $700,000 -22.2% 0.0%
Loan Simple, Inc. $670,000 $695,000 3.7% 0.0%
Bank of Stockton $675,000 n/a 0.0%
TIAA, FSB $695,000 $675,000 -2.9% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $135,000 $665,000 392.6% 0.0%
GOOGAIN, INC. $955,000 $660,000 -30.9% 0.0%
JMJ FINANCIAL GROUP $400,000 $650,000 62.5% 0.0%
SILVER HILL FUNDING, LLC $415,000 $645,000 55.4% 0.0%
DATA MORTGAGE, INC. $985,000 $635,000 -35.5% 0.0%
AmRes Corporation $135,000 $625,000 363.0% 0.0%
Service Federal Credit Union $625,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $605,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $600,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $170,000 $580,000 241.2% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,380,000 $570,000 -58.7% 0.0%
AUGUSTA FINANCIAL, INC. $560,000 n/a 0.0%
VICTORIA FINANCIAL CORP. $560,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $870,000 $560,000 -35.6% 0.0%
JAMES B. NUTTER & COMPANY $550,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,140,000 $550,000 -51.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $85,000 $540,000 535.3% 0.0%
LEADERONE FINANCIAL CORPORATION $305,000 $540,000 77.0% 0.0%
CHEVRON $535,000 n/a 0.0%
GENEVA FINANCIAL, LLC $335,000 $535,000 59.7% 0.0%
HOMESTEAD FUNDING CORP. $855,000 $530,000 -38.0% 0.0%
Kwik Mortgage Corporation $530,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $520,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $460,000 $515,000 12.0% 0.0%
Morgan Stanley Private Bank $485,000 $505,000 4.1% 0.0%
Bank of England $570,000 $500,000 -12.3% 0.0%
STAR ONE CREDIT UNION $215,000 $500,000 132.6% 0.0%
United Fidelity Funding Corp. $365,000 $500,000 37.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $495,000 n/a 0.0%
AHL FUNDING $520,000 $480,000 -7.7% 0.0%
NEW WAVE LENDING GROUP INC $670,000 $470,000 -29.9% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $470,000 n/a 0.0%
First Savings Bank $1,310,000 $460,000 -64.9% 0.0%
NuVision Federal Credit Union $1,070,000 $460,000 -57.0% 0.0%
ST FIN CORP $2,190,000 $460,000 -79.0% 0.0%
Quontic Bank $455,000 n/a 0.0%
SIRVA MORTGAGE, INC. $455,000 n/a 0.0%
Boeing Employees Credit Union $470,000 $450,000 -4.3% 0.0%
Florida Capital Bank $1,040,000 $450,000 -56.7% 0.0%
SNAPFI, INC. $870,000 $440,000 -49.4% 0.0%
Toyota Financial Savings Bank $155,000 $435,000 180.6% 0.0%
ATHAS CAPITAL GROUP, INC. $310,000 $430,000 38.7% 0.0%
Constant Investments, Inc. $295,000 $425,000 44.1% 0.0%
EASTMAN $425,000 n/a 0.0%
First Federal Bank $965,000 $425,000 -56.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $125,000 $420,000 236.0% 0.0%
F&A Federal Credit Union $420,000 n/a 0.0%
Armed Forces Bank $415,000 n/a 0.0%
East Coast Capital Corp. $415,000 n/a 0.0%
Visio Financial Services Inc. $410,000 n/a 0.0%
City National Bank $405,000 n/a 0.0%
Axos Bank $400,000 n/a 0.0%
Citadel Servicing Corporation $430,000 $400,000 -7.0% 0.0%
UIF CORPORATION $395,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $640,000 $385,000 -39.8% 0.0%
SANTA CLARA COUNTY $375,000 n/a 0.0%
Goldwater Bank, N.A. $1,110,000 $365,000 -67.1% 0.0%
DIRECT MORTGAGE, CORP. $520,000 $355,000 -31.7% 0.0%
LOANSNAP, INC. $355,000 n/a 0.0%
SUN AMERICAN MORTGAGE COMPANY $825,000 $355,000 -57.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $345,000 n/a 0.0%
Crestline Funding Corporation $775,000 $335,000 -56.8% 0.0%
Prosperity Home Mortgage, LLC $650,000 $335,000 -48.5% 0.0%
R M K FINANCIAL CORP. $1,030,000 $335,000 -67.5% 0.0%
CERTIFIED $330,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $330,000 n/a 0.0%
COAST 2 COAST FUNDING GROUP, INC. $1,100,000 $325,000 -70.5% 0.0%
Columbia State Bank $325,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $325,000 n/a 0.0%
Neighborhood Loans, Inc. $325,000 n/a 0.0%
Colten Mortgage, LLC $235,000 $320,000 36.2% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $780,000 $320,000 -59.0% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $785,000 $320,000 -59.2% 0.0%
ACCELERATE MORTGAGE, LLC $315,000 n/a 0.0%
BECKAM FUNDING CORP. $1,035,000 $315,000 -69.6% 0.0%
CAPSTONE DIRECT, INC. $395,000 $315,000 -20.3% 0.0%
PATELCO $945,000 $315,000 -66.7% 0.0%
GEORGIA'S OWN $310,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $560,000 $305,000 -45.5% 0.0%
THRIVE MORTGAGE, LLC $300,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $650,000 $295,000 -54.6% 0.0%
Umpqua Bank $480,000 $290,000 -39.6% 0.0%
Herring Bank $285,000 n/a 0.0%
CALLISTO GROUP, INC. $275,000 n/a 0.0%
First Standard Financial Corp. $275,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $255,000 $275,000 7.8% 0.0%
LIMA ONE CAPITAL, LLC $275,000 n/a 0.0%
SAFEAMERICA CREDIT UNION $275,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $265,000 $265,000 0.0% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $2,000,000 $265,000 -86.8% 0.0%
LENDSURE MORTGAGE CORP. $165,000 $265,000 60.6% 0.0%
Merchants Bank of Indiana $870,000 $265,000 -69.5% 0.0%
PREMIA MORTGAGE, LLC $325,000 $265,000 -18.5% 0.0%
Texana Bank $265,000 n/a 0.0%
INTERCAP LENDING INC. $440,000 $260,000 -40.9% 0.0%
Capital Bank $255,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $950,000 $255,000 -73.2% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $255,000 n/a 0.0%
FIRST TECHNOLOGY $260,000 $255,000 -1.9% 0.0%
GoPrime Mortgage, Inc. $490,000 $255,000 -48.0% 0.0%
NATIONS RELIABLE LENDING, LLC $255,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $295,000 $250,000 -15.3% 0.0%
Paramount Bank $215,000 $245,000 14.0% 0.0%
EQUITY WAVE LENDING, INC. $55,000 $235,000 327.3% 0.0%
HighTechLending Inc $635,000 $235,000 -63.0% 0.0%
Chickasaw Community Bank $225,000 n/a 0.0%
Fidelity Bank $610,000 $225,000 -63.1% 0.0%
Summit Mortgage Corporation $225,000 n/a 0.0%
Armstrong Bank $215,000 n/a 0.0%
BLUE BRICK FINANCIAL LLC $215,000 n/a 0.0%
MK LENDING CORP. $215,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,760,000 $215,000 -87.8% 0.0%
THE FIRST FINANCIAL Federal Credit Union $375,000 $215,000 -42.7% 0.0%
BELEM SERVICING LLC $205,000 n/a 0.0%
BOKF $745,000 $205,000 -72.5% 0.0%
GRANDE HOMES, INC. $380,000 $205,000 -46.1% 0.0%
GREATER NEVADA LLC $135,000 $205,000 51.9% 0.0%
Great Plains National Bank $195,000 $205,000 5.1% 0.0%
Industrial and Commercial Bank of China USA $195,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,315,000 $195,000 -85.2% 0.0%
Servion, Inc. $195,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $185,000 n/a 0.0%
ORANGE COUNTY'S CREDIT UNION $465,000 $185,000 -60.2% 0.0%
Utah Mortgage Loan Corporation $185,000 n/a 0.0%
AltaOne Federal Credit Union $95,000 $175,000 84.2% 0.0%
BRIDGELOCK CAPITAL $175,000 n/a 0.0%
CAMPOS FINANCIAL CORP. $175,000 n/a 0.0%
Charles Schwab Bank, SSB $300,000 $175,000 -41.7% 0.0%
The Loan Store, Inc. $570,000 $175,000 -69.3% 0.0%
WALL FINANCIAL, INC. $345,000 $175,000 -49.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $225,000 $165,000 -26.7% 0.0%
First National Bank of Omaha $165,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $215,000 $155,000 -27.9% 0.0%
DEL SUR CORPORATION $155,000 n/a 0.0%
SAN FRANCISCO FIRE CREDIT UNION $155,000 n/a 0.0%
TOWER $155,000 n/a 0.0%
Alaska USA Federal Credit Union $210,000 $145,000 -31.0% 0.0%
American Airlines Federal Credit Union $145,000 n/a 0.0%
LENDING 3, INC. $145,000 n/a 0.0%
MISSION $135,000 n/a 0.0%
San Mateo Credit Union $135,000 n/a 0.0%
STRATA Credit Union $135,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $135,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $125,000 n/a 0.0%
TCF National Bank $2,105,000 $125,000 -94.1% 0.0%
CHOICE LENDING CORP. $115,000 n/a 0.0%
Firefighters First Federal Credit Union $290,000 $115,000 -60.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $365,000 $115,000 -68.5% 0.0%
Operating Engineers Local Union #3 $510,000 $115,000 -77.5% 0.0%
EAST IDAHO Credit Union $105,000 n/a 0.0%
JTF ROSE, INC. $105,000 n/a 0.0%
Noble Federal Credit Union $695,000 $85,000 -87.8% 0.0%
Murphy Bank $75,000 n/a 0.0%
HomeTrust Bank $250,000 $65,000 -74.0% 0.0%
State Department Federal Credit Union $55,000 n/a 0.0%
COASTHILLS $365,000 $45,000 -87.7% 0.0%
Connexus Credit Union $45,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $45,000 n/a 0.0%
United States Senate Federal Credit Union $55,000 $35,000 -36.4% 0.0%

VISALIA's top lender by overall market share is COUNTRY CLUB MORTGAGE, INC., with 11.1% market share. In second place, with 9.8%, is QUICKEN LOANS, LLC, having originated $395,290,000 in loans. In third place, with 6.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $262,710,000 in loans. In third place, with 4.5%, is KINGS MORTGAGE SERVICES, INC., having originated $181,550,000 in loans. In third place, with 4.5%, is FREEDOM MORTGAGE CORPORATION, having originated $181,190,000 in loans.


VISALIA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 6,719 $1,594,555,000 $237,320
Home Purchase 5,250 $1,448,880,000 $275,977
Cash Out Refi 3,730 $895,820,000 $240,166
Home Improvement 511 $83,615,000 $163,630
Other 184 $17,880,000 $97,174
NA 7 $2,265,000 $323,571

Visalia's most frequently cited loan purpose was Refi, with 6,719 originations. The 2nd most popular reason was Home Purchase, with 5,250 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 6,727 $1,667,245,000 $247,844
3-4% 5,496 $1,442,660,000 $262,493
<2.5% 3,425 $747,705,000 $218,308
4-5% 384 $86,730,000 $225,859
5-6% 89 $13,535,000 $152,079
Over 8% 55 $7,305,000 $132,818
6-7% 43 $7,455,000 $173,372
7-8% 22 $2,800,000 $127,273

During 2021, Visalia's most frequently originated rate bucket was 2.5-3%, with 6,727 originations.

Loan Sizing (VISALIA, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 9,146 $2,536,610,000 $277,346
$100k-200k 4,862 $761,090,000 $156,538
$100,000 or less 1,228 $57,610,000 $46,914
$400k-600k 1,041 $486,245,000 $467,094
$600k-1000k 94 $66,620,000 $708,723
$Over $1MM 30 $134,840,000 $4,494,667

VISALIA's loan sizing saw the bucket of loans from $200k-400k with 9,146 originations, totaling $2,536,610,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 5,863 $1,533,705,000 $261,590
80-100% 5,273 $1,538,895,000 $291,844
40-60% 2,739 $553,095,000 $201,933
20-40% 731 $95,505,000 $130,650
Under 20% 662 $16,170,000 $24,426
Over 100% 115 $41,555,000 $361,348

VISALIA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,863 originations, totaling $1,533,705,000 in origination value.