VISALIA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Visalia averaged 3.28% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.47% and one month ago for the week of 2021-10-28, the average rate was 3.31%.

Visalia's average rate one year ago was 3.09%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Visalia 30 Year Fixed Rate 2021-12-02 3.28%
Visalia 30 Year Fixed Rate Refi 2021-12-02 3.22%
Visalia 15 Year Fixed Rate 2021-12-02 2.93%
Visalia 15 Year Fixed Rate Refi 2021-12-02 2.65%
Visalia 30 Year FHA 2021-12-02 3.3%
Visalia 30 Year FHA Refi 2021-12-02 3.18%
Visalia 30 Year USDA 2021-12-02 3.23%
Visalia 30 Year USDA Refi 2021-12-02 3.43%
Visalia 30 Year VA 2021-12-02 2.94%
Visalia 30 Year VA Refi 2021-12-02 3.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VISALIA, CA.

VISALIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VISALIA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
COUNTRY CLUB MORTGAGE, INC. 955 3.24% $4,254
QUICKEN LOANS, LLC 621 3.32% $5,203
UNITED WHOLESALE MORTGAGE, LLC 385 3.10% $5,213
KINGS MORTGAGE SERVICES, INC. 379 3.18% $5,060
Commerce Home Mortgage, Inc. 359 3.25% $4,309
CALIBER HOME LOANS, INC. 312 3.13% $4,057
Wells Fargo Bank, National Association 162 3.57% $3,712
GUARANTEED RATE, INC. 153 3.31% $4,678
MASON MCDUFFIE MORTGAGE CORPORATION 153 3.38% $3,840
FINANCE OF AMERICA MORTGAGE LLC 142 3.41% $5,310
LOANDEPOT.COM, LLC 103 3.35% $5,083
CROSSCOUNTRY MORTGAGE, LLC 93 3.27% $5,102
PRIMARY RESIDENTIAL MORTGAGE, INC. 88 3.29% $6,637
EAGLE HOME MORTGAGE, LLC 86 3.22% $4,738
NATIONSTAR MORTGAGE LLC 84 3.46% $5,346
PENNYMAC LOAN SERVICES, LLC 82 3.40% $5,306
AMERICAN PACIFIC MORTGAGE CORPORATION 70 3.30% $4,714
AMERISAVE MORTGAGE CORPORATION 69 2.99% $4,413
DHI MORTGAGE COMPANY, LTD. 67 3.10% $4,497
Platinum Home Mortgage Corporation 64 3.45% $6,723
Flagstar Bank, FSB 63 3.39% $3,836
RESIDENTIAL BANCORP. 56 3.53% $5,934
Bank of America, National Association 55 3.60% $4,630
Pacific Lending LLC 53 2.96% $4,143
HOME POINT FINANCIAL CORPORATION 52 3.37% $5,579
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 51 3.60% $6,360
NEWREZ LLC 50 3.58% $3,752
ALAMEDA MORTGAGE CORPORATION 48 3.32% $4,661
JPMorgan Chase Bank, National Association 43 3.54% $4,183
Sierra Pacific Mortgage Company, Inc. 41 3.38% $4,051
Educational Employees Credit Union 41 3.63% $1,858
PLAZA HOME MORTGAGE, INC. 38 3.32% $5,082
FREEDOM MORTGAGE CORPORATION 35 3.85% $2,101
CITYWIDE HOME LOANS, LLC 33 3.81% $5,569
BROKER SOLUTIONS, INC. 31 3.25% $4,876
BETTER MORTGAGE CORPORATION 30 3.10% $3,938
HOMEBRIDGE FINANCIAL SERVICES, INC. 30 3.29% $5,443
GUILD MORTGAGE COMPANY 29 3.52% $3,815
MUFG Union Bank, National Association 29 3.89% $3,478
U.S. Bank National Association 28 3.57% $3,780
MLD MORTGAGE INC. 28 3.04% $4,013
LOANPAL, LLC 27 3.36% $5,887
MUTUAL OF OMAHA MORTGAGE, INC. 24 3.16% $3,744
ENVOY MORTGAGE, LTD 21 3.42% $4,831
PARKSIDE LENDING, LLC 19 3.63% $4,479
Strong Home Mortgage, LLC 18 3.22% $1,374
Bank of the West 17 3.74% $3,959
Watermark Capital, Inc. 16 2.76% $2,945
LADERA LENDING, INC. 16 3.27% $3,608
NETWORK CAPITAL FUNDING CORPORATION 16 3.40% $4,092
INSPIRE HOME LOANS INC. 16 3.32% $4,190
STEARNS LENDING, LLC 15 3.33% $4,510
AMERICAN FINANCIAL NETWORK, INC. 15 3.38% $5,083
Carrington Mortgage Services, LLC 15 3.98% $5,955
WINNPOINTE CORPORATION 14 3.37% $374
NAVY FEDERAL CREDIT UNION 14 3.64% $4,530
MEGA CAPITAL FUNDING, INC. 13 3.30% $4,025
Paramount Residential Mortgage Group, Inc. 12 3.64% $4,781
BBVA USA 12 3.46% $5,798
Wyndham Capital Mortgage, Inc. 12 3.25% $1,764
Provident Credit Union 12 2.92% $3,449
HOMESIDE FINANCIAL, LLC 12 3.45% $4,647
PROVIDENT FUNDING ASSOCIATES, L.P. 12 3.43% $2,862
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 3.28% $4,233
Nations Lending Corporation 11 3.75% $5,112
SUN WEST MORTGAGE COMPANY, INC. 10 3.48% $1,711
Hometown Equity Mortgage, LLC 10 3.40% $5,247
SAFE 1 CREDIT UNION 10 3.55% $3,182
SUMMIT FUNDING, INC. 10 3.22% $2,903
ROYAL UNITED MORTGAGE LLC 9 3.86% $6,529
Golden Empire Mortgage, Inc. 9 3.05% $5,319
InterContinental Capital Group, Inc 9 3.21% $4,814
MID-VALLEY SERVICES, INC. 9 4.83% $5,517
WESTERN EXPRESS LENDING 9 3.15% $4,742
THE GOLDEN 1 9 3.33% $5,929
LOANLEADERS OF AMERICA, INC. 9 2.94% $4,475
Northwest Farm Credit Services, FLCA 9 3.31% $12,600
Fremont Bank 9 3.39% $2,891
LENOX FINANCIAL MORTGAGE CORPORATION 8 3.13% $2,573
Equity Prime Mortgage LLC 8 3.06% $4,626
MOUNTAIN WEST FINANCIAL, INC. 7 3.30% $7,839
EVERETT FINANCIAL, INC. 7 3.36% $1,929
AMERICAN FINANCING CORPORATION 7 3.14% $6,710
VISION ONE MORTGAGE, INC. 7 2.98% $4,996
PREMIER MORTGAGE RESOURCES, L.L.C. 7 3.32% $3,638
The Federal Savings Bank 7 3.48% $5,806
CALCULATED RISK ANALYTICS LLC 7 3.95% $6,369
Prime Choice Funding Inc. 6 3.23% $2,754
MICHIGAN MUTUAL, INC. 6 3.19% $5,777
CENTRAL COAST LENDING, INC. 6 2.85% $3,205
OCMBC, INC. 6 3.02% $6,352
AMERICAN INTERNET MORTGAGE, INC. 6 3.10% $3,369
ST FIN CORP 6 3.00% $4,154
North American Savings Bank, F.S.B. 6 3.23% $2,100
NBKC BANK 6 3.58% $2,213
First Savings Bank 6 3.27% $6,106
CASTLE & COOKE MORTGAGE, LLC 6 3.29% $2,909
CHERRY CREEK MORTGAGE, LLC 6 3.29% $653
JMAC LENDING, INC. 6 3.15% $3,977
ARC HOME LLC 6 3.48% $5,153
IMPAC MORTGAGE CORP. 6 3.60% $166
MOVEMENT MORTGAGE, LLC 5 2.99% $4,027
CMG MORTGAGE, INC. 5 3.37% $4,536
DIGNIFIED HOME LOANS, LLC 5 3.35% $4,256
EMM LOANS LLC 5 3.47% $8,674
PNC Bank, National Association 5 3.73% $4,927
BAY-VALLEY MORTGAGE GROUP 5 3.80% $5,741
BAY EQUITY LLC 5 3.30% $5,682
Arvest Bank 5 3.68% $4,775
Northpointe Bank 5 2.88% $2,759
USAA Federal Savings Bank 5 3.45% $4,992
VALLEY STRONG CREDIT UNION 5 3.05% $4,451
Amerifirst Financial, Inc. 5 3.33% $5,510
ACADEMY MORTGAGE CORPORATION 5 3.28% $5,780
LENDUS, LLC 5 3.45% $3,031
Hometown Lenders, Inc. 5 3.03% $3,393
Stifel Bank and Trust 4 2.91% $2,590
SOFI LENDING CORP. 4 3.38% $3,603
NATIONS DIRECT MORTGAGE, LLC 4 3.37% $5,872
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.25% $8,509
FISHER FINANCIAL GROUP, INCORPORATED 4 2.84% $2,865
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.62% $4,111
NMSI, INC. 4 5.00% $10,957
Citibank, National Association 4 3.34% $3,301
FirstBank 4 3.31% $2,018
Truist Bank 4 3.39% $3,587
TRI-EMERALD FINANCIAL GROUP, INC. 4 2.87% $2,412
Ally Bank 4 3.31% $6,078
CELEBRITY HOME LOANS, LLC 4 3.25% $4,853
LAND HOME FINANCIAL SERVICES, INC. 4 3.59% $5,267
LENDERFI, INC. 4 3.00% $1,378
SOVEREIGN LENDING GROUP INCORPORATED 4 3.41% $5,897
LAKEVIEW LOAN SERVICING, LLC 3 3.58% $1,788
CHU & ASSOCIATES, INC. 3 3.08% $5,900
CHURCHILL MORTGAGE CORPORATION 3 3.75% $3,962
COAST 2 COAST FUNDING GROUP, INC. 3 2.75% $3,354
COASTAL FUNDING SLC, INC. 3 3.33% $6,198
DRAPER AND KRAMER MORTGAGE CORP. 3 3.17% $3,436
FBC MORTGAGE, LLC 3 3.50% $3,729
Florida Capital Bank, National Association 3 3.42% $4,440
HOME APPROVALS DIRECT, INC. 3 3.46% $6,795
HOMESTEAD FUNDING CORP. 3 3.17% $4,338
KINECTA 3 3.29% $5,144
Mortgage Research Center, LLC 3 3.33% $2,758
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 3.25% $5,550
NuVision Federal Credit Union 3 2.04% $3,743
ONY GLO, INC. 3 3.17% $3,075
PATELCO 3 3.94% $3,229
PHH Mortgage Corporation 3 4.00% $4,710
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 2.88% $5,622
SCHOOLSFIRST 3 3.58% $3,285
Semper Home Loans, Inc. 3 3.08% $5,286
SNAPFI, INC. 3 3.42% $3,218
SUN AMERICAN MORTGAGE COMPANY 3 3.33% $3,651
VERITAS FUNDING, LLC 3 3.71% $4,627
The Loan Store, Inc. 2 3.00% $3,996
INTELLILOAN, INC. 2 3.13% $2,439
Merchants Bank of Indiana 2 3.25% $4,933
HOMEXPRESS MORTGAGE CORP. 2 7.00% $10,690
ZILLOW HOME LOANS, LLC 2 2.94% $5,610
HighTechLending Inc 2 3.13% $4,057
GUARANTEED RATE AFFINITY, LLC 2 3.13% $3,336
GRANDE HOMES, INC. 2 3.38% $5,384
GoPrime Mortgage, Inc. 2 3.06% $7,423
General Mortgage Capital Corporation 2 4.19% $5,890
NEW WAVE LENDING GROUP INC 2 4.19% $3,777
FIRST CHOICE LOAN SERVICES INC. 2 3.75% $2,012
AMERICAN FINANCE HOUSE LARIBA 2 3.00% $3,442
OPEN MORTGAGE, LLC 2 3.31% $3,920
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.13% $5,573
PANORAMA MORTGAGE GROUP, LLC 2 4.69% $3,729
Fifth Third Bank, National Association 2 3.00% $4,225
PENTAGON FEDERAL CREDIT UNION 2 3.00% $4,598
WESCOM CENTRAL CREDIT UNION 2 3.38% $2,657
Fidelity Bank, National Association 2 3.38% $3,530
DIRECT MORTGAGE, CORP. 2 3.81% $7,677
ALLIANT CREDIT UNION 2 3.50% $6,502
Prosperity Home Mortgage, LLC 2 2.88% $6,873
DATA MORTGAGE, INC. 2 3.44% $4,189
CUSTOMER SERVICE MORTGAGE CORPORATION 2 2.94% $4,072
AHL FUNDING 2 3.69% $7,218
SIWELL, INC. 2 3.06% $3,017
CITIZENS EQUITY FIRST 2 3.06% $3,240
Citizens Bank, National Association 2 3.38% $3,335
SPRING EQ, LLC 2 2.69% $1,815
Charles Schwab Bank, SSB 2 3.18% $2,788
Cf Bank, National Association 2 2.88% $980
BNC National Bank 2 3.38% $3,592
BEST CAPITAL FUNDING 2 3.06% $7,983
BECKAM FUNDING CORP. 2 4.13% $12,823
INTERCAP LENDING INC. 2 4.19% $3,270
TIAA, FSB 2 3.50% $3,484
TOP FLITE FINANCIAL, INC. 2 3.69% $5,547
Barrington Bank & Trust Company, N.A. 2 3.24% $3,805
Umpqua Bank 2 3.50% $3,750
AmeriHome Mortgage Company, LLC 2 4.25% $5,766
Lakeview Community Capital, LLC 2 3.38% $1,446
KELLER MORTGAGE, LLC 2 2.88% $1,151
Loan Simple, Inc. 2 3.44% $4,697
MANN FINANCIAL INC. 2 3.38% $3,269
Manufacturers and Traders Trust Company 2 3.88% $5,763
Financial Funding Solutions, Inc. 1 3.00% $3,027
PARTNERS UNITED FINANCIAL, LLC 1 2.99% $2,737
ALLIED MORTGAGE GROUP, INC. 1 3.88% $3,619
THRIVENT Federal Credit Union 1 2.88% $2,408
JMJ FINANCIAL GROUP 1 3.00% $6,958
KeyBank National Association 1 3.38% $4,723
PLANET HOME LENDING, LLC 1 3.00% $3,512
TOTAL MORTGAGE SERVICES, LLC 1 3.88% $3,807
Evolve Bank & Trust 1 3.38% $2,646
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 3.38% $33,515
PREMIA MORTGAGE, LLC 1 3.38% $3,596
TRAVIS CREDIT UNION 1 3.38% $2,015
Deere Employees Credit Union 1 1.88% $2,216
DEEPHAVEN MORTGAGE LLC 1 7.25% $3,912
Tri Counties Bank 1 4.63% $9,666
Magnolia Bank 1 2.88% $6,537
Bank of England 1 3.50% $3,407
UBS Bank USA 1 3.13% $3,490
CORNERSTONE HOME LENDING, INC. 1 3.13% $5,506
REDWOOD 1 3.50% $0
CONSUMERS COOPERATIVE CREDIT UNION 1 4.38% $2,836
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.88% $3,962
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.00% $1,446
COMMUNITY MORTGAGE FUNDING, LLC 1 5.13% $4,911
S1L, Inc. 1 2.88% $5,198
Colten Mortgage, LLC 1 3.38% $3,771
SAFE CREDIT UNION 1 4.50% $2,959
Willamette Valley Bank 1 3.50% $3,902
SECURITYNATIONAL MORTGAGE COMPANY 1 2.88% $2,470
LOANFLIGHT LENDING, LLC 1 3.13% $1,602
COASTHILLS 1 3.38% $2,846
United Fidelity Funding Corp. 1 3.50% $6,955
A&D Mortgage LLC 1 2.50% $8,795
UNITED MORTGAGE CORP. 1 3.50% $3,370
Mechanics Bank 1 3.88% $4,175
ATHAS CAPITAL GROUP, INC. 1 6.13% $7,877
AmRes Corporation 1 4.13% $4,875
Citadel Servicing Corporation 1 6.50% $13,594
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $8,003
HOME FUNDING CORPORATION 1 3.00% $4,479
Morgan Stanley Private Bank, National Association 1 3.45% $4,309
MORIA DEVELOPMENT, INC. 1 4.00% $8,969
MORTGAGE 2000, INC. 1 2.99% $4,297
Ameris Bank 1 2.88% $2,117
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $3,234
Mortgage Unlimited, L.L.C. 1 3.25% $3,471
UTILITIES EMPLOYEES CREDIT UNION 1 4.13% $2,617
CANOPY MORTGAGE, LLC 1 2.50% $2,876
GSF Mortgage Corporation 1 3.25% $2,180
Greenbox Loans, Inc. 1 5.88% $10,303
KD CAPITAL MORTGAGE CORPORATION 1 3.13% $3,099
XCEED FINANCIAL 1 3.00% $3,271
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.75% $4,299
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.13% $4,216
GEO-CORP, INC. 1 2.88% $3,495
VAN DYK MORTGAGE CORPORATION 1 3.38% $6,274
Gateway First Bank 1 4.13% $1,628
FIRST TECHNOLOGY 1 3.75% $2,913
T2 FINANCIAL LLC 1 3.25% $3,472
NEW WEST LENDING, INC. 1 2.50% $0
NEXERA HOLDING LLC 1 3.00% $3,025
NFM, INC. 1 3.50% $12,197
First Interstate Bank 1 3.88% $3,810
First Home Bank 1 2.88% $10,120
First Guaranty Mortgage Corporation 1 3.38% $3,081
NORTHROP GRUMMAN Federal Credit Union 1 3.25% $2,841
First Federal Bank 1 3.00% $15,660
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $3,017
WALL FINANCIAL, INC. 1 2.50% $6,115
OAKTREE FUNDING CORP. 1 6.63% $11,648
LEADERONE FINANCIAL CORPORATION 1 3.50% $388
ON Q FINANCIAL, INC. 1 3.38% $2,037
THE FIRST FINANCIAL Federal Credit Union 1 3.00% $8,397
Baxter Credit Union 1 3.50% $3,368
ORANGE COUNTY'S CREDIT UNION 1 3.13% $3,879
The Huntington National Bank 1 3.98% $4,200
LENDSURE MORTGAGE CORP. 1 8.99% $7,352
Paramount Bank 1 3.00% $0
Financial Partners Credit Union 1 2.75% $2,208

VISALIA, CA's 280 lenders originated 15,229 loans during 2020. The total origination value was $3,540,035,000, with an average loan value of $232,454.

The top VISALIA lender as defined by loan originations is COUNTRY CLUB MORTGAGE, INC., with 955 loans originated. Their average total fees are $4,254, which is $949 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee VISALIA lenders (with over 10 loans originated) are WINNPOINTE CORPORATION ($374), Strong Home Mortgage, LLC ($1,374), SUN WEST MORTGAGE COMPANY, INC. ($1,711), Wyndham Capital Mortgage, Inc. ($1,764) and Educational Employees Credit Union ($1,858).

The lowest rate VISALIA lenders (with over 10 loans originated) are Watermark Capital, Inc. (2.76%), Provident Credit Union (2.92%), Pacific Lending LLC (2.96%), AMERISAVE MORTGAGE CORPORATION (2.99%) and MLD MORTGAGE INC. (3.04%).

VISALIA, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Country Club Mortgage, Inc. $215,390,000 $421,970,000 95.9% 11.9%
Quicken Loans $160,170,000 $322,705,000 101.5% 9.1%
Freedom Mortgage Corporation $67,855,000 $209,105,000 208.2% 5.9%
United Shore Financial Services LLC $110,160,000 $179,395,000 62.8% 5.1%
Kings Mortgage Services Inc. $114,055,000 $178,515,000 56.5% 5.0%
Commerce Home Mortgage Inc. $81,795,000 $154,615,000 89.0% 4.4%
Caliber Home Loans Inc $70,415,000 $135,975,000 93.1% 3.8%
Guaranteed Rate Inc. $2,465,000 $89,175,000 3,517.6% 2.5%
Finance of America Mortgage LLC $59,395,000 $83,865,000 41.2% 2.4%
WELLS FARGO BANK NA $55,990,000 $77,465,000 38.4% 2.2%
Nationstar Mortgage $27,375,000 $60,165,000 119.8% 1.7%
Mason-McDuffie Mortgage Corporation $37,260,000 $58,410,000 56.8% 1.6%
PENNYMAC LOAN SERVICES LLC $24,520,000 $52,910,000 115.8% 1.5%
loanDepot LLC $36,025,000 $51,680,000 43.5% 1.5%
DHI Mortgage Company Limited $42,245,000 $50,325,000 19.1% 1.4%
Primary Residential Mortgage Inc. $18,485,000 $39,470,000 113.5% 1.1%
Eagle Home Mortgage, LLC $15,505,000 $39,055,000 151.9% 1.1%
American Pacific Mortgage Corporation $17,740,000 $37,230,000 109.9% 1.1%
Residential Bancorp $22,385,000 $31,470,000 40.6% 0.9%
Home Point Financial Corporation $19,070,000 $31,355,000 64.4% 0.9%
Platinum Home Mortgage Corporation $20,620,000 $30,650,000 48.6% 0.9%
Flagstar Bank $14,615,000 $28,015,000 91.7% 0.8%
Amerisave Mortgage Corporation $7,210,000 $27,950,000 287.7% 0.8%
Bank of America NA $27,575,000 $27,420,000 -0.6% 0.8%
The Northern Trust Company $26,505,000 n/a 0.7%
HomeBridge Financial Services, Inc. $20,165,000 $25,130,000 24.6% 0.7%
Cardinal Financial Company LP $3,340,000 $25,090,000 651.2% 0.7%
NEWREZ LLC $7,540,000 $23,110,000 206.5% 0.7%
JPMorgan Chase Bank, NA $25,280,000 $22,515,000 -10.9% 0.6%
Alameda Mortgage Corporation $10,580,000 $21,780,000 105.9% 0.6%
Mortgage Research Center LLC $14,635,000 $21,385,000 46.1% 0.6%
Educational Employees Credit Union $24,070,000 $21,015,000 -12.7% 0.6%
Citywide Home Loans A Utah Corporation $103,210,000 $20,520,000 -80.1% 0.6%
Sierra Pacific Mortgage $8,275,000 $19,825,000 139.6% 0.6%
Plaza Home Mortgage Inc. $10,945,000 $18,670,000 70.6% 0.5%
Lakeview Loan Servicing, LLC $7,595,000 $18,375,000 141.9% 0.5%
Jones Lang LaSalle Multifamily $17,450,000 n/a 0.5%
New American Funding (dba for Broker Solutions Inc) $8,920,000 $15,530,000 74.1% 0.4%
MLD Mortgage Inc. $11,830,000 $15,395,000 30.1% 0.4%
Village Capital & Investment $1,320,000 $15,385,000 1,065.5% 0.4%
CARRINGTON MORTGAGE SERVICES $15,325,000 $15,185,000 -0.9% 0.4%
Guild Mortgage Company $12,055,000 $14,560,000 20.8% 0.4%
MUFG Union Bank, NA $11,735,000 $13,490,000 15.0% 0.4%
US BANK, N.A. $8,580,000 $13,365,000 55.8% 0.4%
LoanPal $13,215,000 $13,125,000 -0.7% 0.4%
Better Mortgage Corporation $3,740,000 $13,105,000 250.4% 0.4%
Lakeview Community Capital, LLC $1,845,000 $12,855,000 596.7% 0.4%
BANK OF THE WEST $11,695,000 $12,490,000 6.8% 0.4%
Inspire Home Loans $2,770,000 $12,030,000 334.3% 0.3%
Tulare County Federal Credit Union - FID 321178158 $8,965,000 $11,295,000 26.0% 0.3%
Sun West Mortgage Company Inc. $4,805,000 $10,625,000 121.1% 0.3%
NAVY FEDERAL CREDIT UNION $14,570,000 $10,410,000 -28.6% 0.3%
Synergy One Lending $4,635,000 $10,060,000 117.0% 0.3%
Clearpath Lending $5,355,000 $10,005,000 86.8% 0.3%
Intercontinental Capital Group, Inc. $4,550,000 $9,960,000 118.9% 0.3%
CITIZENS BUSINESS BANK $5,315,000 $9,830,000 84.9% 0.3%
Watermark Home Loans $10,495,000 $8,615,000 -17.9% 0.2%
The Federal Savings Bank $4,005,000 $7,915,000 97.6% 0.2%
COMPASS BANK $1,025,000 $7,575,000 639.0% 0.2%
Northwest Farm Credit Services, FLCA $3,110,000 $7,170,000 130.5% 0.2%
American Financial Network Inc. $5,305,000 $7,135,000 34.5% 0.2%
Envoy Mortgage Ltd. $780,000 $6,965,000 792.9% 0.2%
Hometown Equity Mortgage LLC $820,000 $6,930,000 745.1% 0.2%
Interactive Mortgage $2,475,000 $6,885,000 178.2% 0.2%
NewDay Financial LLC dba NewDay USA $3,415,000 $6,830,000 100.0% 0.2%
AmeriHomeMortgageCompany,LL $5,280,000 $6,710,000 27.1% 0.2%
Network Capital Funding Corporation $4,110,000 $6,615,000 60.9% 0.2%
Stearns Lending $12,280,000 $6,450,000 -47.5% 0.2%
Ladera Lending, Inc. $1,175,000 $6,115,000 420.4% 0.2%
Parkside Lending LLC $6,845,000 $5,845,000 -14.6% 0.2%
Paramount Residential Mortgage Group Inc. $4,095,000 $5,795,000 41.5% 0.2%
FAIRWAY INDEPENDENT MORT CORP $4,050,000 $5,775,000 42.6% 0.2%
Mountain West Financial Inc. $3,150,000 $5,580,000 77.1% 0.2%
Summit Funding Inc. $4,240,000 $5,500,000 29.7% 0.2%
Nations Lending Corporation $2,745,000 $5,380,000 96.0% 0.2%
USAA FEDERAL SAVINGS BANK $7,885,000 $5,135,000 -34.9% 0.1%
Self-Help Credit Union $5,625,000 $5,130,000 -8.8% 0.1%
Provident Credit Union $480,000 $5,125,000 967.7% 0.1%
Safe 1 Credit Union $3,060,000 $4,860,000 58.8% 0.1%
American First Credit Union $4,750,000 n/a 0.1%
CMG Mortgage Inc. $3,140,000 $4,725,000 50.5% 0.1%
Finance of America Commercial LLC $215,000 $4,680,000 2,076.7% 0.1%
Provident Funding Associates $4,640,000 $4,435,000 -4.4% 0.1%
Wyndham Capital Mortgage $1,015,000 $4,370,000 330.5% 0.1%
Golden Empire Mortgage, Inc. $2,230,000 $4,260,000 91.0% 0.1%
Mid Valley Services Inc $565,000 $4,260,000 654.0% 0.1%
The Golden 1 Credit Union $3,645,000 $4,070,000 11.7% 0.1%
NBKC Bank $1,190,000 $4,065,000 241.6% 0.1%
American Financing Corporation $2,075,000 $4,055,000 95.4% 0.1%
Northpointe Bank $1,020,000 $3,960,000 288.2% 0.1%
Impac Mortgage Corp. dba CashCall Mortgage $15,250,000 $3,925,000 -74.3% 0.1%
AmWest Funding Corp. $2,715,000 $3,830,000 41.1% 0.1%
Veritas Funding LLC $345,000 $3,740,000 984.1% 0.1%
OCMBC Inc. $430,000 $3,535,000 722.1% 0.1%
Homeside Financial LLC $600,000 $3,420,000 470.0% 0.1%
AimLoan.com $1,020,000 $3,400,000 233.3% 0.1%
Bay Equity LLC $2,875,000 $3,385,000 17.7% 0.1%
North American Savings Bank $2,350,000 $3,385,000 44.0% 0.1%
Fremont Bank $2,065,000 $3,365,000 63.0% 0.1%
Banner Bank $3,325,000 n/a 0.1%
Barrington Bank & Trust $2,425,000 $3,160,000 30.3% 0.1%
Churchill Mortgage Corporation $1,470,000 $3,085,000 109.9% 0.1%
Lenox Financial Mortgage Corp. $820,000 $3,030,000 269.5% 0.1%
LendUS LLC dba RPM Mortgage $1,225,000 $2,950,000 140.8% 0.1%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $1,195,000 $2,915,000 143.9% 0.1%
Equity Prime Mortgage LLC $255,000 $2,890,000 1,033.3% 0.1%
CoreVest American Finance Lender LLC $4,655,000 $2,855,000 -38.7% 0.1%
First Guaranty Mortgage Corporation $320,000 $2,685,000 739.1% 0.1%
Kern Schools Federal Credit Un $805,000 $2,680,000 232.9% 0.1%
Prime Choice Funding, Inc. $1,010,000 $2,655,000 162.9% 0.1%
SoFi Lending Corp $400,000 $2,560,000 540.0% 0.1%
Premier Mortgage Resources LLC $815,000 $2,525,000 209.8% 0.1%
Midwest Equity Mortgage LLC $570,000 $2,500,000 338.6% 0.1%
Planet Home Lending LLC $1,815,000 $2,435,000 34.2% 0.1%
PNC BANK NA $15,110,000 $2,435,000 -83.9% 0.1%
AAG $1,115,000 $2,385,000 113.9% 0.1%
Calculated Risk Analytics LLC dba Excelerate Capital $915,000 $2,385,000 160.7% 0.1%
ARVEST BANK $2,135,000 $2,365,000 10.8% 0.1%
FBC Mortgage LLC $2,270,000 n/a 0.1%
Academy Mortgage Corporation $2,250,000 $2,265,000 0.7% 0.1%
Stifel Bank and Trust $1,330,000 $2,255,000 69.5% 0.1%
Cherry Creek Mortgage Co. Inc. $1,320,000 $2,240,000 69.7% 0.1%
Michigan Mutual, Inc. DBA MiMutual Mortgage $1,100,000 $2,235,000 103.2% 0.1%
Sovereign Lending Group, Inc $2,680,000 $2,200,000 -17.9% 0.1%
Star Financial $235,000 $2,190,000 831.9% 0.1%
Vision One Mortgage $610,000 $2,160,000 254.1% 0.1%
LenderFi, Inc. $1,640,000 $2,140,000 30.5% 0.1%
TCF National Bank $3,325,000 $2,105,000 -36.7% 0.1%
Castle & Cooke Mortgage LLC $855,000 $2,080,000 143.3% 0.1%
PHH MORTGAGE CORPORATION $945,000 $2,060,000 118.0% 0.1%
Dignified Home Loans, LLC $1,615,000 $2,015,000 24.8% 0.1%
Royal United Mortgage LLC $1,380,000 $2,005,000 45.3% 0.1%
NationsChoice Mortgage $2,190,000 $2,000,000 -8.7% 0.1%
FirstBank $3,230,000 $1,980,000 -38.7% 0.1%
Branch Banking And Trust Co $1,915,000 n/a 0.1%
Supreme Lending/ Everett Financial Inc. $550,000 $1,890,000 243.6% 0.1%
Low VA Rates $920,000 $1,885,000 104.9% 0.1%
Four Points Federal Credit Union $85,000 $1,860,000 2,088.2% 0.1%
Arbor Realty Trust Inc $1,805,000 n/a 0.1%
METROPOLITAN HOME MORTGAGE $3,255,000 $1,775,000 -45.5% 0.1%
JMAC Lending Incorporated $1,635,000 $1,765,000 8.0% 0.0%
Mortgage Solutions of Colorado LLC $1,220,000 $1,760,000 44.3% 0.0%
Mechanics Bank $7,955,000 $1,715,000 -78.4% 0.0%
Pentagon Federal Credit Union $285,000 $1,655,000 480.7% 0.0%
TRI COUNTIES BANK $43,160,000 $1,650,000 -96.2% 0.0%
OGI Mortgage Bankers $805,000 $1,640,000 103.7% 0.0%
Oceanside Mortgage Company $560,000 $1,575,000 181.3% 0.0%
LendingHome Funding Corporation $2,665,000 $1,540,000 -42.2% 0.0%
Home First Mortgage Bankers $870,000 $1,480,000 70.1% 0.0%
Citibank, N.A. $2,765,000 $1,460,000 -47.2% 0.0%
BNC NATIONAL BANK $1,845,000 $1,440,000 -22.0% 0.0%
Nations Direct Mortgage LLC $1,280,000 $1,440,000 12.5% 0.0%
Guaranteed Rate Affinity LLC $1,380,000 n/a 0.0%
Amerifirst Financial Inc. $390,000 $1,345,000 244.9% 0.0%
Land Home Financial Services Inc. $960,000 $1,315,000 37.0% 0.0%
First Savings Bank $945,000 $1,310,000 38.6% 0.0%
PRIMELENDING $1,005,000 $1,300,000 29.4% 0.0%
Val-Chris Investments Inc $1,260,000 n/a 0.0%
Semper Home Loans, Inc $310,000 $1,240,000 300.0% 0.0%
top flite financial, inc. $775,000 $1,235,000 59.4% 0.0%
Hometown Lenders LLC $1,220,000 n/a 0.0%
Alliant Credit Union $155,000 $1,215,000 683.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $125,000 $1,190,000 852.0% 0.0%
Tri-Emerald Financial Group Inc. $1,190,000 n/a 0.0%
NMSI Inc $1,180,000 n/a 0.0%
Capital Mortgage Services of Texas $1,165,000 n/a 0.0%
Best Capital Funding $175,000 $1,150,000 557.1% 0.0%
WEI Mortgage LLC $675,000 $1,145,000 69.6% 0.0%
Open Mortgage LLC $115,000 $1,140,000 891.3% 0.0%
NBH Bank $1,135,000 n/a 0.0%
Fifth Third Bank $1,115,000 n/a 0.0%
E Mortgage Management LLC $585,000 $1,110,000 89.7% 0.0%
Goldwater Bank National Association $355,000 $1,110,000 212.7% 0.0%
Reverse Mortgage Funding LLC $1,105,000 n/a 0.0%
Coast 2 Coast Funding Group Inc. $295,000 $1,100,000 272.9% 0.0%
Mid America Mortgage Inc. $255,000 $1,100,000 331.4% 0.0%
MOVEMENT MORTGAGE, LLC $1,460,000 $1,095,000 -25.0% 0.0%
SPRING EQ, LLC $1,120,000 $1,085,000 -3.1% 0.0%
NuVision Federal Credit Union $635,000 $1,070,000 68.5% 0.0%
KeyBank National Association $565,000 $1,045,000 85.0% 0.0%
Florida Capital Bank National Association $510,000 $1,040,000 103.9% 0.0%
Beckham Funding Corp $1,035,000 n/a 0.0%
R M K FINANCIAL CORP $540,000 $1,030,000 90.7% 0.0%
American Financial Resources Inc. $1,260,000 $995,000 -21.0% 0.0%
Pacific Premier Bank $995,000 n/a 0.0%
Angel Oak Mortgage Solutions $1,035,000 $990,000 -4.3% 0.0%
Essex Mortgage $1,325,000 $985,000 -25.7% 0.0%
Fidelity Funding $975,000 n/a 0.0%
Sunflower Bank, N.A. $975,000 n/a 0.0%
AKT American Capital Inc $970,000 n/a 0.0%
Googain Inc. $955,000 n/a 0.0%
Evergreen Moneysource Mortgage Company $950,000 n/a 0.0%
First Mortgage Solutions LLC $305,000 $945,000 209.8% 0.0%
Patelco Credit Union $540,000 $945,000 75.0% 0.0%
Contour Mortgage Corporation $195,000 $930,000 376.9% 0.0%
BANK OF THE SIERRA $780,000 $925,000 18.6% 0.0%
Royal Business Bank $915,000 n/a 0.0%
CBNA $185,000 $910,000 391.9% 0.0%
NFM, Inc. $900,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $1,780,000 $895,000 -49.7% 0.0%
M&T Bank $545,000 $895,000 64.2% 0.0%
US Mortgage of Florida $425,000 $880,000 107.1% 0.0%
Merchants Bank of Indiana $870,000 n/a 0.0%
SnapFi, Inc. $560,000 $870,000 55.4% 0.0%
Wescom Central Credit Union $505,000 $870,000 72.3% 0.0%
UBS Bank USA $865,000 n/a 0.0%
Homestead Funding Corp. $195,000 $855,000 338.5% 0.0%
SchoolsFirst Federal Credit Union $670,000 $855,000 27.6% 0.0%
Discover Bank $545,000 $840,000 54.1% 0.0%
Coastal Funding SLC Inc. $580,000 $835,000 44.0% 0.0%
Sun American Mortgage Company $825,000 n/a 0.0%
New West Lending Inc. $820,000 n/a 0.0%
iServe Residential Lending LLC $785,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $235,000 $780,000 231.9% 0.0%
Draper and Kramer Mortgage Corp. $95,000 $780,000 721.1% 0.0%
Crestline Funding Corporation $775,000 n/a 0.0%
21ST MORTGAGE $525,000 $770,000 46.7% 0.0%
Embrace Home Loans, Inc. $2,005,000 $755,000 -62.3% 0.0%
Absolute Home Mortgage Corporation $750,000 n/a 0.0%
BOKF NA $385,000 $745,000 93.5% 0.0%
Alterra Group LLC dba Alterra Home Loans $22,885,000 $730,000 -96.8% 0.0%
Huntington National Bank $725,000 n/a 0.0%
Mann Mortgage LLC $415,000 $700,000 68.7% 0.0%
Noble Federal Credit Union $650,000 $695,000 6.9% 0.0%
TIAA, FSB $1,745,000 $695,000 -60.2% 0.0%
Magnolia Bank Incorporated $205,000 $685,000 234.1% 0.0%
Residential Wholesale Mortgage $275,000 $675,000 145.5% 0.0%
Loan Simple Inc $200,000 $670,000 235.0% 0.0%
NEW WAVE LENDING GROUP INC $480,000 $670,000 39.6% 0.0%
Consumers Credit Union $655,000 n/a 0.0%
General Mortgage Capital Corporation $655,000 n/a 0.0%
Prosperity Home Mortgage LLC $650,000 n/a 0.0%
Nationwide Mortgage Bankers Inc. $195,000 $645,000 230.8% 0.0%
Guidance Residential LLC $640,000 n/a 0.0%
VanDyk Mortgage Corporation $355,000 $640,000 80.3% 0.0%
HighTechLending Inc. $175,000 $635,000 262.9% 0.0%
First Choice Loan Services Inc. $2,735,000 $630,000 -77.0% 0.0%
GSF Mortgage Corporation $630,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $145,000 $630,000 334.5% 0.0%
Fidelity Bank $610,000 n/a 0.0%
Customer Service Mortgage Corporation $590,000 n/a 0.0%
KD Capital Mortgage Corp. $585,000 n/a 0.0%
FAST FCU $830,000 $580,000 -30.1% 0.0%
Civic Financial Services $575,000 n/a 0.0%
Bank of England $570,000 n/a 0.0%
Ethos Lending LLC $190,000 $570,000 200.0% 0.0%
United Mortgage Corp $195,000 $570,000 192.3% 0.0%
Baxter Credit Union $35,000 $560,000 1,500.0% 0.0%
First Centennial Mortgage Corp. $560,000 n/a 0.0%
Peoples Mortgage Company $195,000 $555,000 184.6% 0.0%
Keller Mortgage LLC $505,000 $540,000 6.9% 0.0%
Cf Bank National Association $305,000 $530,000 73.8% 0.0%
DIRECT MORTGAGE CORP $665,000 $520,000 -21.8% 0.0%
CORNERSTONE HOME LENDING, INC. $510,000 n/a 0.0%
Operating Engineers Federal Credit Union $575,000 $510,000 -11.3% 0.0%
American Finance House Lariiba $500,000 n/a 0.0%
Colonial Savings $500,000 n/a 0.0%
On Q Financial Inc. $495,000 $495,000 0.0% 0.0%
First Federal Bank of Kansas City $245,000 $490,000 100.0% 0.0%
Mortgage Lenders of America LLC $205,000 $490,000 139.0% 0.0%
Prime Mortgage Lending Inc. $255,000 $490,000 92.2% 0.0%
RANLife, Inc. $490,000 n/a 0.0%
Morgan Stanley Private Bank NA $1,115,000 $485,000 -56.5% 0.0%
Umpqua Bank $480,000 n/a 0.0%
Boeing Employees' Credit Union (BECU) $175,000 $470,000 168.6% 0.0%
Logix Federal Credit Union $200,000 $470,000 135.0% 0.0%
ZB, N.A. $835,000 $470,000 -43.7% 0.0%
Orange County's Credit Union $275,000 $465,000 69.1% 0.0%
United Security Financial $490,000 $460,000 -6.1% 0.0%
Nexera Holding LLC $445,000 n/a 0.0%
Intercap Lending Inc $440,000 n/a 0.0%
Citadel Servicing Corporation $1,460,000 $430,000 -70.5% 0.0%
Silver Hill Funding, LLC $415,000 n/a 0.0%
Third Federal Savings and Loan $705,000 $415,000 -41.1% 0.0%
Financial Partners Credit Union $400,000 n/a 0.0%
JMJ Financial Group Inc. $430,000 $400,000 -7.0% 0.0%
Capstone Direct Inc. $395,000 n/a 0.0%
Performance Financial, Inc. $1,305,000 $395,000 -69.7% 0.0%
First Home Bank $375,000 $390,000 4.0% 0.0%
Finance of America Reverse LLC $305,000 $385,000 26.2% 0.0%
KS StateBank $385,000 $385,000 0.0% 0.0%
Grande Homes Inc $380,000 n/a 0.0%
Meridian Bank $375,000 n/a 0.0%
Mid-Continent Funding, Inc. $225,000 $375,000 66.7% 0.0%
The First Financial Federal Credit Union $1,015,000 $375,000 -63.1% 0.0%
Triad Financial Services Inc $285,000 $375,000 31.6% 0.0%
AMERIS BANK $370,000 n/a 0.0%
Thrivent Federal Credit Union $370,000 n/a 0.0%
COASTHILLS CREDIT UNION $365,000 n/a 0.0%
HSBC BANK USA, NA $735,000 $365,000 -50.3% 0.0%
Ruoff Home Mortgage $365,000 n/a 0.0%
United Fidelity Funding Corp. $365,000 n/a 0.0%
Nudge Funding LLC $360,000 n/a 0.0%
Pacific Service Credit Union $360,000 n/a 0.0%
T2 Financial LLC $360,000 n/a 0.0%
Mortgage Management Consultants, Inc. $350,000 n/a 0.0%
Community Mortgage Funding LLC $275,000 $345,000 25.5% 0.0%
Wall Financial dba WinPrime Lending $275,000 $345,000 25.5% 0.0%
Geneva Financial LLC $520,000 $335,000 -35.6% 0.0%
Oaktree Funding Corporation $235,000 $335,000 42.6% 0.0%
A&D Mortgage LLC $325,000 n/a 0.0%
FIRST INTERSTATE BANK $325,000 n/a 0.0%
Premia Mortgage, LLC $325,000 n/a 0.0%
Athas Capital Group $545,000 $310,000 -43.1% 0.0%
LeaderOne Financial Corp. $205,000 $305,000 48.8% 0.0%
Velocity Commercial Capital LLC $305,000 n/a 0.0%
Charles Schwab Bank $525,000 $300,000 -42.9% 0.0%
Evolve Bank & Trust $300,000 n/a 0.0%
Credit Union of Southern California $295,000 n/a 0.0%
Lantzman Lending $395,000 $295,000 -25.3% 0.0%
Mortgage One Group $295,000 n/a 0.0%
Firefighters First Credit Union $175,000 $290,000 65.7% 0.0%
Greenbox Loans Inc. $440,000 $285,000 -35.2% 0.0%
Total Mortgage Services LLC $285,000 n/a 0.0%
Victorian Finance, LLC $285,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $280,000 n/a 0.0%
Mortgage Unlimited LLC $280,000 n/a 0.0%
American Mortgage & Equity Consultants Inc. $460,000 $275,000 -40.2% 0.0%
Directors Mortgage, Inc. $145,000 $265,000 82.8% 0.0%
Fay Servicing LLC $265,000 n/a 0.0%
ML Mortgage $265,000 $265,000 0.0% 0.0%
Northrop Grumman Federal Credit Union $265,000 n/a 0.0%
Stanford Federal Credit Union $95,000 $265,000 178.9% 0.0%
First Technology Credit Union $165,000 $260,000 57.6% 0.0%
First National Bank Texas $255,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $255,000 n/a 0.0%
Gold Star Mortgage Financial Group, Corporation $255,000 n/a 0.0%
HomeTrust Bank $250,000 n/a 0.0%
Axia Financial LLC $245,000 n/a 0.0%
CATHAY BANK $245,000 n/a 0.0%
Deere Employees Credit Union $240,000 n/a 0.0%
Colten Mortgage $235,000 n/a 0.0%
Scenic Oaks Funding $235,000 n/a 0.0%
USC Credit Union $235,000 n/a 0.0%
Allied Mortgage Group Inc $225,000 n/a 0.0%
Homeowners Financial Group $225,000 n/a 0.0%
Redwood Credit Union $370,000 $225,000 -39.2% 0.0%
Towne Mortgage Company $185,000 $225,000 21.6% 0.0%
All Western Mortgage $215,000 n/a 0.0%
Geo-Corp, Inc. $215,000 n/a 0.0%
Paramount Bank $695,000 $215,000 -69.1% 0.0%
Star One Credit Union $215,000 n/a 0.0%
Alaska USA Federal Credit Union $210,000 n/a 0.0%
Metro City Bank $205,000 n/a 0.0%
Financail Funding Solutions, Inc $165,000 $200,000 21.2% 0.0%
Great Plains National Bank $195,000 n/a 0.0%
Home Funding Corporation $255,000 $195,000 -23.5% 0.0%
Los Angeles Police Federal Credit Union $145,000 $175,000 20.7% 0.0%
Plains Commerce Bank $175,000 n/a 0.0%
Premier Lending Inc. $205,000 $175,000 -14.6% 0.0%
Travis Credit Union $165,000 $175,000 6.1% 0.0%
Utilities Employees Credit Union $175,000 n/a 0.0%
Xceed Financial Credit Union $175,000 n/a 0.0%
Quorum Federal Credit Union $355,000 $170,000 -52.1% 0.0%
LendSure Mortgage Corp $135,000 $165,000 22.2% 0.0%
Toyota Financial Savings Bank $155,000 n/a 0.0%
CALCAP Lending, LLC $145,000 n/a 0.0%
DAS Acquisition Company, LLC $145,000 n/a 0.0%
East West Bank $145,000 n/a 0.0%
Longbridge Financial, LLC $95,000 $145,000 52.6% 0.0%
Mortgage 2000 Inc. $145,000 n/a 0.0%
PARTNERS UNITED FINANCIAL, LLC $145,000 n/a 0.0%
Willamette Valley Bank $145,000 n/a 0.0%
American Residential Lending $135,000 n/a 0.0%
Greater Nevada Mortgage Services $135,000 n/a 0.0%
LBS Financial Credit Union $135,000 n/a 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $135,000 n/a 0.0%
SecurityNational Mortgage Company $500,000 $135,000 -73.0% 0.0%
Credit Human Federal Credit Union $445,000 $125,000 -71.9% 0.0%
HomePromise Corporation $245,000 $125,000 -49.0% 0.0%
SAFE Credit Union $125,000 n/a 0.0%
California Coast Credit Union $115,000 n/a 0.0%
Alliance Credit Union $105,000 n/a 0.0%
AltaOne Federal Credit Union $95,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $95,000 n/a 0.0%
Farmers Insurance Group Federal Credit Union $85,000 n/a 0.0%
Superior Choice Credit Union $75,000 n/a 0.0%
Equity Wave Lending Inc. $240,000 $55,000 -77.1% 0.0%
United States Senate Federal Credit Union $160,000 $55,000 -65.6% 0.0%
Advantis Credit Union $35,000 n/a 0.0%
Admiral's Bank $25,000 n/a 0.0%
Home Loan Investment Bank $25,000 $25,000 0.0% 0.0%

VISALIA's top lender by overall market share is Country Club Mortgage, Inc., with 11.9% market share. In second place, with 9.1%, is Quicken Loans, having originated $322,705,000 in loans. In third place, with 5.9%, is Freedom Mortgage Corporation, having originated $209,105,000 in loans. In third place, with 5.1%, is United Shore Financial Services LLC, having originated $179,395,000 in loans. In third place, with 5.0%, is Kings Mortgage Services Inc., having originated $178,515,000 in loans.


VISALIA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 7,307 $1,720,595,000 $235,472
Home Purchase 5,232 $1,264,550,000 $241,695
Cash Out Refi 2,136 $477,680,000 $223,633
Home Improvement 425 $64,155,000 $150,953
Other 127 $12,835,000 $101,063
NA 2 $220,000 $110,000

Visalia's most frequently cited loan purpose was Refi, with 7,307 originations. The 2nd most popular reason was Home Purchase, with 5,232 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 6,337 $1,508,765,000 $238,088
2.5-3% 5,676 $1,380,500,000 $243,217
<2.5% 1,991 $412,605,000 $207,235
4-5% 807 $168,855,000 $209,238
5-6% 157 $29,015,000 $184,809
Over 8% 54 $5,740,000 $106,296
6-7% 35 $4,355,000 $124,429
7-8% 26 $3,310,000 $127,308

During 2020, Visalia's most frequently originated rate bucket was 3-4%, with 6,337 originations.

Loan Sizing (VISALIA, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 8,419 $2,270,855,000 $269,730
$100k-200k 4,619 $732,415,000 $158,566
$100,000 or less 1,319 $52,375,000 $39,708
$400k-600k 795 $364,215,000 $458,132
$600k-1000k 60 $43,610,000 $726,833
$Over $1MM 17 $76,565,000 $4,503,824

VISALIA's loan sizing saw the bucket of loans from $200k-400k with 8,419 originations, totaling $2,270,855,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,852 $1,551,340,000 $265,096
60-80% 4,938 $1,214,760,000 $246,002
40-60% 1,753 $349,475,000 $199,358
Under 20% 758 $13,710,000 $18,087
20-40% 445 $57,425,000 $129,045
Over 100% 138 $45,890,000 $332,536

VISALIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,852 originations, totaling $1,551,340,000 in origination value.