HANFORD - CORCORAN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hanford - Corcoran averaged
6.91%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.91% and
one month ago for the week of 2025-05-29, the
average rate was 7.13%.
Hanford - Corcoran's average rate one year ago was 6.7%.
For refis of the same type during the week of 2025-07-03, the average rate
was 7.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Hanford - Corcoran 30 Year Fixed Rate | 2025-07-03 | 6.91% |
| Hanford - Corcoran 30 Year Fixed Rate Refi | 2025-07-03 | 7.09% |
| Hanford - Corcoran 15 Year Fixed Rate | 2025-07-03 | 5.7% |
| Hanford - Corcoran 15 Year Fixed Rate Refi | 2025-07-03 | 6.2% |
| Hanford - Corcoran 30 Year FHA | 2025-07-03 | -0.47% |
| Hanford - Corcoran 30 Year FHA Refi | 2025-07-03 | 0% |
| Hanford - Corcoran 30 Year USDA | 2025-07-03 | -0.1% |
| Hanford - Corcoran 30 Year USDA Refi | 2025-07-03 | 0.2% |
| Hanford - Corcoran 30 Year VA | 2025-07-03 | -0.06% |
| Hanford - Corcoran 30 Year VA Refi | 2025-07-03 | -0.86% |
HANFORD - CORCORAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HANFORD-CORCORAN, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HANFORD - CORCORAN Average Closing Costs & Other Stats
HANFORD-CORCORAN, CA's 76 lenders originated 2,211
loans during 2024. The total origination value was $633,905,000, with an average loan value of
$286,705.
HANFORD - CORCORAN's average closing costs are $7,301.
The top HANFORD - CORCORAN lender as defined by loan originations is QUICKEN LOANS, LLC, with
59 loans originated. Their average total fees are
$7,187, which is $3,163
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee HANFORD - CORCORAN lenders (with over 10 loans originated) are
U.S. Bank ($4,584), JPMorgan Chase Bank ($6,623), QUICKEN LOANS, LLC ($7,187), Commerce Home Mortgage, Inc. ($7,495) and EAGLE HOME MORTGAGE, LLC ($7,850).
The lowest rate HANFORD - CORCORAN lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.99%), Golden Empire Mortgage, Inc. (6.52%), JPMorgan Chase Bank (6.61%), QUICKEN LOANS, LLC (6.70%) and UNITED WHOLESALE MORTGAGE, LLC (6.71%).
HANFORD-CORCORAN, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $60,600,000 | $81,460,000 | 34.4% | 12.9% |
| ALAMEDA MORTGAGE CORPORATION | $44,805,000 | $55,670,000 | 24.2% | 8.8% |
| Golden Empire Mortgage, Inc. | $695,000 | $55,310,000 | 7,858.3% | 8.7% |
| EAGLE HOME MORTGAGE, LLC | $22,915,000 | $52,155,000 | 127.6% | 8.2% |
| QUICKEN LOANS, LLC | $40,550,000 | $33,315,000 | -17.8% | 5.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $18,270,000 | $31,300,000 | 71.3% | 4.9% |
| INSPIRE HOME LOANS INC. | $2,045,000 | $21,580,000 | 955.3% | 3.4% |
| Mortgage Research Center, LLC | $16,980,000 | $20,775,000 | 22.3% | 3.3% |
| Century Mortgage Company DBA Century Lending Company | $7,565,000 | $14,785,000 | 95.4% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $6,970,000 | $12,935,000 | 85.6% | 2.0% |
| Commerce Home Mortgage, Inc. | $5,325,000 | $12,855,000 | 141.4% | 2.0% |
| NAVY FEDERAL CREDIT UNION | $16,780,000 | $11,455,000 | -31.7% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $9,570,000 | $10,850,000 | 13.4% | 1.7% |
| CLM MORTGAGE, INC | $9,465,000 | n/a | 1.5% | |
| OCMBC, INC. | $5,150,000 | $8,525,000 | 65.5% | 1.3% |
| The Loan Store, Inc. | $1,120,000 | $8,485,000 | 657.6% | 1.3% |
| LOANDEPOT.COM, LLC | $4,195,000 | $6,735,000 | 60.5% | 1.1% |
| AMERITRUST MORTGAGE CORPORATION | $6,635,000 | n/a | 1.0% | |
| JPMorgan Chase Bank | $1,730,000 | $6,540,000 | 278.0% | 1.0% |
| Sierra Pacific Mortgage Company, Inc. | $3,960,000 | $6,350,000 | 60.4% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,380,000 | $6,250,000 | -45.1% | 1.0% |
| U.S. Bank | $4,695,000 | $5,970,000 | 27.2% | 0.9% |
| LENDINGHOME FUNDING CORPORATION | $1,605,000 | $5,420,000 | 237.7% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $4,820,000 | n/a | 0.8% | |
| NEWREZ LLC | $1,240,000 | $4,785,000 | 285.9% | 0.8% |
| NATIONS DIRECT MORTGAGE, LLC | $2,615,000 | $4,350,000 | 66.3% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $1,700,000 | $4,125,000 | 142.6% | 0.7% |
| Educational Employees Credit Union | $5,565,000 | $3,800,000 | -31.7% | 0.6% |
| LOANPAL, LLC | $1,355,000 | $3,490,000 | 157.6% | 0.6% |
| Bank of America | $2,485,000 | $3,260,000 | 31.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,240,000 | $3,035,000 | 35.5% | 0.5% |
| THE GOLDEN 1 | $2,720,000 | $2,995,000 | 10.1% | 0.5% |
| Wells Fargo Bank | $3,835,000 | $2,885,000 | -24.8% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $1,095,000 | $2,860,000 | 161.2% | 0.5% |
| Performance Financial, Inc. | $2,845,000 | n/a | 0.4% | |
| FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION | $4,470,000 | $2,720,000 | -39.1% | 0.4% |
| GUARANTEED RATE, INC. | $1,505,000 | $2,700,000 | 79.4% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,750,000 | $2,665,000 | 52.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,105,000 | $2,630,000 | -15.3% | 0.4% |
| CMG MORTGAGE, INC. | $1,560,000 | $2,565,000 | 64.4% | 0.4% |
| NEXERA HOLDING LLC | $2,565,000 | n/a | 0.4% | |
| GREYSTONE SERVICING COMPANY LLC | $19,965,000 | $2,475,000 | -87.6% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $2,640,000 | $2,410,000 | -8.7% | 0.4% |
| Magnolia Bank | $465,000 | $2,270,000 | 388.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,235,000 | $2,215,000 | 79.4% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $440,000 | $2,175,000 | 394.3% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $365,000 | $2,120,000 | 480.8% | 0.3% |
| Equity Prime Mortgage LLC | $1,295,000 | $2,090,000 | 61.4% | 0.3% |
| USAA Federal Savings Bank | $1,165,000 | $1,835,000 | 57.5% | 0.3% |
| COASTAL FUNDING SLC, INC. | $610,000 | $1,715,000 | 181.1% | 0.3% |
| GUILD MORTGAGE COMPANY | $655,000 | $1,640,000 | 150.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,210,000 | $1,595,000 | 31.8% | 0.3% |
| JMAC LENDING, INC. | $755,000 | $1,585,000 | 109.9% | 0.3% |
| Flagstar Bank, FSB | $2,875,000 | $1,485,000 | -48.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,485,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,600,000 | $1,480,000 | -7.5% | 0.2% |
| Discover Bank | $680,000 | $1,420,000 | 108.8% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,390,000 | n/a | 0.2% | |
| Northwest Farm Credit Services, FLCA | $1,365,000 | n/a | 0.2% | |
| Figure Lending LLC | $485,000 | $1,360,000 | 180.4% | 0.2% |
| Self-Help Federal Credit Union | $720,000 | $1,355,000 | 88.2% | 0.2% |
| Cornerstone First Mortgage, Inc | $1,240,000 | n/a | 0.2% | |
| Pacific Lending LLC | $1,230,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $2,275,000 | $1,200,000 | -47.3% | 0.2% |
| NBKC BANK | $1,145,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,820,000 | $1,120,000 | -38.5% | 0.2% |
| BMO Harris Bank | $1,125,000 | $1,070,000 | -4.9% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,020,000 | n/a | 0.2% | |
| BAY-VALLEY MORTGAGE GROUP | $2,030,000 | $1,010,000 | -50.2% | 0.2% |
| SUMMIT FUNDING, INC. | $1,385,000 | $990,000 | -28.5% | 0.2% |
| Lakeview Community Capital, LLC | $945,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $925,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $2,895,000 | $825,000 | -71.5% | 0.1% |
| UNITED LOCAL CREDIT UNION | $825,000 | n/a | 0.1% | |
| Tri Counties Bank | $15,000 | $815,000 | 5,333.3% | 0.1% |
| Noble Federal Credit Union | $280,000 | $785,000 | 180.4% | 0.1% |
| ALTITUDE FINANCIAL CORPORATION | $780,000 | n/a | 0.1% | |
| NP, Inc. | $765,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $745,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $805,000 | $735,000 | -8.7% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $705,000 | n/a | 0.1% | |
| Wheaton Bank & Trust | $705,000 | n/a | 0.1% | |
| OAKTREE FUNDING CORP. | $690,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $1,175,000 | $670,000 | -43.0% | 0.1% |
| PLANET HOME LENDING, LLC | $2,170,000 | $660,000 | -69.6% | 0.1% |
| Lake Forest Bank & Trust | $645,000 | n/a | 0.1% | |
| ML Mortgage Corp. | $345,000 | $645,000 | 87.0% | 0.1% |
| Greenbox Loans, Inc. | $215,000 | $620,000 | 188.4% | 0.1% |
| ARC HOME LLC | $610,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $600,000 | n/a | 0.1% | |
| Civista Bank | $595,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $1,440,000 | $570,000 | -60.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $470,000 | $570,000 | 21.3% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $565,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $560,000 | n/a | 0.1% | |
| MID-VALLEY SERVICES, INC. | $1,365,000 | $535,000 | -60.8% | 0.1% |
| City Lending Inc. | $530,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $525,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $505,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $245,000 | $500,000 | 104.1% | 0.1% |
| SPRING EQ, LLC | $150,000 | $500,000 | 233.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | $465,000 | 106.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $465,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $455,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,285,000 | $455,000 | -64.6% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $280,000 | $455,000 | 62.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $415,000 | $420,000 | 1.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $415,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $155,000 | $385,000 | 148.4% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $295,000 | $385,000 | 30.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $385,000 | n/a | 0.1% | |
| Brighton Bank | $375,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $365,000 | 217.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,120,000 | $365,000 | -67.4% | 0.1% |
| The Dart Bank | $365,000 | n/a | 0.1% | |
| VALLEY STRONG CREDIT UNION | $1,325,000 | $360,000 | -72.8% | 0.1% |
| 5TH STREET CAPITAL, INC. | $355,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $355,000 | n/a | 0.1% | |
| First Federal Bank | $335,000 | $355,000 | 6.0% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $355,000 | n/a | 0.1% | |
| SESLOC | $55,000 | $350,000 | 536.4% | 0.1% |
| Armed Forces Bank | $345,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $480,000 | $345,000 | -28.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $660,000 | $335,000 | -49.2% | 0.1% |
| POINT Mortgage | $335,000 | n/a | 0.1% | |
| AHL FUNDING | $325,000 | n/a | 0.1% | |
| Plains Commerce Bank | $405,000 | $325,000 | -19.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $610,000 | $315,000 | -48.4% | 0.0% |
| Wallick & Volk, Inc. | $305,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $295,000 | n/a | 0.0% | |
| HomePromise Corporation | $295,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $275,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $195,000 | $275,000 | 41.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $265,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $670,000 | $265,000 | -60.4% | 0.0% |
| NEW WAVE LENDING GROUP INC | $205,000 | $265,000 | 29.3% | 0.0% |
| AltaOne Federal Credit Union | $255,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| First Bank | $255,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,055,000 | $250,000 | -76.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $245,000 | n/a | 0.0% | |
| EMM LOANS LLC | $235,000 | n/a | 0.0% | |
| SCENIC OAKS FUNDING, INC. | $195,000 | $215,000 | 10.3% | 0.0% |
| Mechanics Bank | $205,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $255,000 | $195,000 | -23.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $185,000 | n/a | 0.0% | |
| M&T Bank | $380,000 | $185,000 | -51.3% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $495,000 | $185,000 | -62.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $65,000 | $180,000 | 176.9% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $165,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $160,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $780,000 | $160,000 | -79.5% | 0.0% |
| Citadel Servicing Corporation | $1,340,000 | $155,000 | -88.4% | 0.0% |
| Northpointe Bank | $155,000 | n/a | 0.0% | |
| 1ST UNITED SERVICES CREDIT UNION | $105,000 | $150,000 | 42.9% | 0.0% |
| GTE Federal Credit Union | $150,000 | n/a | 0.0% | |
| HighTechLending Inc | $135,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $130,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $125,000 | n/a | 0.0% | |
| Washington Trust Bank | $105,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $610,000 | $105,000 | -82.8% | 0.0% |
| Citibank | $690,000 | $55,000 | -92.0% | 0.0% |
| Coastal Community Bank | $175,000 | $55,000 | -68.6% | 0.0% |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| SCHOOLSFIRST | $695,000 | $55,000 | -92.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $600,000 | $55,000 | -90.8% | 0.0% |
| Truist | $105,000 | $55,000 | -47.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| SAFE 1 CREDIT UNION | $75,000 | $15,000 | -80.0% | 0.0% |
HANFORD - CORCORAN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 8.8%, is ALAMEDA MORTGAGE CORPORATION, having originated $55,670,000 in loans. In third place, with 8.7%, is Golden Empire Mortgage, Inc., having originated $55,310,000 in loans. In fourth place, with 8.2%, is EAGLE HOME MORTGAGE, LLC, having originated $52,155,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $33,315,000 in loans.
HANFORD-CORCORAN, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,370 | $456,330,000 | $333,088 |
| Cash Out Refi | 300 | $65,510,000 | $218,367 |
| Refi | 259 | $87,795,000 | $338,977 |
| Other | 183 | $15,045,000 | $82,213 |
| Home Improvement | 98 | $9,060,000 | $92,449 |
| NA | 1 | $165,000 | $165,000 |
Hanford - Corcoran's most frequently cited loan purpose was Home Purchase, with 1,370 originations. The 2nd most popular reason was Cash Out Refi, with 300 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 909 | $304,005,000 | $334,439 |
| 5-6% | 516 | $187,250,000 | $362,888 |
| Over 8% | 326 | $36,020,000 | $110,491 |
| 7-8% | 264 | $68,850,000 | $260,795 |
| 4-5% | 84 | $30,850,000 | $367,262 |
| <2.5% | 64 | $1,150,000 | $17,969 |
| 3-4% | 3 | $705,000 | $235,000 |
| 2.5-3% | 1 | $255,000 | $255,000 |
During 2024, Hanford - Corcoran's most frequently originated rate bucket was 6-7%, with 909 originations.
Loan Sizing (HANFORD-CORCORAN, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,100 | $344,250,000 | $312,955 |
| $400k-600k | 449 | $204,835,000 | $456,203 |
| $100,000 or less | 365 | $18,075,000 | $49,521 |
| $100k-200k | 263 | $39,045,000 | $148,460 |
| $600k-1000k | 28 | $18,990,000 | $678,214 |
| $Over $1MM | 6 | $8,710,000 | $1,451,667 |
HANFORD - CORCORAN's loan sizing saw the bucket of loans from $200k-400k with 1,100 originations, totaling $344,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,065 | $389,345,000 | $365,582 |
| 60-80% | 368 | $111,520,000 | $303,043 |
| Under 20% | 276 | $12,670,000 | $45,906 |
| 20-40% | 144 | $15,990,000 | $111,042 |
| Over 100% | 133 | $54,925,000 | $412,970 |
| 40-60% | 119 | $23,325,000 | $196,008 |
HANFORD - CORCORAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,065 originations, totaling $389,345,000 in origination value.