HANFORD - CORCORAN Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hanford - Corcoran averaged 6% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.97% and one month ago for the week of 2022-05-19, the average rate was 5.64%.

Hanford - Corcoran's average rate one year ago was 3.12%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Hanford - Corcoran 30 Year Fixed Rate 2022-06-23 6%
Hanford - Corcoran 30 Year Fixed Rate Refi 2022-06-23 5.72%
Hanford - Corcoran 15 Year Fixed Rate 2022-06-23 5.19%
Hanford - Corcoran 15 Year Fixed Rate Refi 2022-06-23 5.21%
Hanford - Corcoran 30 Year FHA 2022-06-23 -0.29%
Hanford - Corcoran 30 Year FHA Refi 2022-06-23 -0.2%
Hanford - Corcoran 30 Year USDA 2022-06-23 -0.27%
Hanford - Corcoran 30 Year USDA Refi 2022-06-23 -0.3%
Hanford - Corcoran 30 Year VA 2022-06-23 0.11%
Hanford - Corcoran 30 Year VA Refi 2022-06-23 -0.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HANFORD-CORCORAN, CA.

HANFORD - CORCORAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HANFORD-CORCORAN, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 256 3.08% $5,037
UNITED WHOLESALE MORTGAGE, LLC 182 3.02% $4,633
KINGS MORTGAGE SERVICES, INC. 171 3.18% $4,833
COUNTRY CLUB MORTGAGE, INC. 167 3.16% $4,862
AMERICAN PACIFIC MORTGAGE CORPORATION 96 3.17% $5,060
HOME POINT FINANCIAL CORPORATION 55 3.10% $4,655
PENNYMAC LOAN SERVICES, LLC 52 3.21% $5,952
LOANDEPOT.COM, LLC 52 3.00% $4,759
Wells Fargo Bank 48 3.32% $3,771
Sierra Pacific Mortgage Company, Inc. 46 2.99% $5,126
Mr. Cooper ( Nationstar Mortgage ) 41 3.22% $5,459
AMERISAVE MORTGAGE CORPORATION 28 2.92% $5,443
NAVY FEDERAL CREDIT UNION 28 3.34% $3,759
CALIBER HOME LOANS, INC. 22 3.09% $4,205
BETTER MORTGAGE CORPORATION 19 2.80% $4,034
BROKER SOLUTIONS, INC. 18 3.09% $3,910
CROSSCOUNTRY MORTGAGE, LLC 17 3.17% $5,251
JPMorgan Chase Bank 16 3.11% $3,071
Flagstar Bank, FSB 16 3.10% $4,915
RESIDENTIAL BANCORP. 15 3.22% $7,499
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION 15 3.38% $5,183
GUARANTEED RATE, INC. 14 3.04% $4,466
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 3.26% $5,144
FINANCE OF AMERICA MORTGAGE LLC 14 3.24% $4,445
FREEDOM MORTGAGE CORPORATION 13 3.03% $2,169
ALAMEDA MORTGAGE CORPORATION 13 3.38% $4,624
NEWREZ LLC 12 3.39% $4,589
THE GOLDEN 1 11 3.52% $2,760
MUFG Union Bank 11 2.93% $3,004
LOANPAL, LLC 10 3.15% $5,429
Commerce Home Mortgage, Inc. 10 3.05% $4,811
MASON MCDUFFIE MORTGAGE CORPORATION 9 3.29% $3,966
Bank of the West 8 3.09% $5,179
Educational Employees Credit Union 7 3.32% $1,724
NBH Bank 7 3.16% $3,803
MUTUAL OF OMAHA MORTGAGE, INC. 7 2.95% $3,700
U.S. Bank 6 3.08% $4,233
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.46% $7,552
SUN WEST MORTGAGE COMPANY, INC. 6 3.21% $3,972
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.08% $4,576
NATIONS DIRECT MORTGAGE, LLC 6 2.96% $7,536
MOVEMENT MORTGAGE, LLC 6 3.31% $4,061
GUILD MORTGAGE COMPANY 5 3.22% $4,652
CMG MORTGAGE, INC. 5 3.05% $4,808
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.15% $4,607
Amerifirst Financial, Inc. 5 3.38% $3,599
PLAZA HOME MORTGAGE, INC. 5 3.08% $7,401
InterContinental Capital Group, Inc 5 3.10% $5,342
Hometown Equity Mortgage, LLC 4 3.06% $4,796
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.19% $4,173
AMERICAN FINANCING CORPORATION 4 3.00% $4,276
Watermark Capital, Inc. 4 2.72% $3,133
Bank of America 4 3.13% $3,345
CENTRAL COAST LENDING, INC. 4 2.97% $6,937
AMERICAN FINANCIAL NETWORK, INC. 4 3.50% $9,808
NETWORK CAPITAL FUNDING CORPORATION 4 2.69% $3,462
LADERA LENDING, INC. 4 3.16% $4,524
Carrington Mortgage Services, LLC 4 4.19% $5,464
VERITAS FUNDING, LLC 4 3.00% $5,644
Strong Home Mortgage, LLC 4 3.37% $2,844
SOVEREIGN LENDING GROUP INCORPORATED 4 3.22% $4,357
Paramount Residential Mortgage Group, Inc. 4 3.06% $4,721
AmeriHome Mortgage Company, LLC 3 3.08% $5,422
Manufacturers and Traders Trust Company 3 3.25% $4,927
EAGLE HOME MORTGAGE, LLC 3 3.42% $3,631
SUMMIT FUNDING, INC. 3 3.25% $5,480
Fremont Bank 3 3.08% $2,392
The Federal Savings Bank 3 3.17% $7,341
Ally Bank 3 3.71% $3,454
IMPAC MORTGAGE CORP. 3 2.87% $332
North American Savings Bank, F.S.B. 3 2.54% $3,226
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.83% $2,680
Arvest Bank 3 3.38% $5,730
MLD MORTGAGE INC. 3 3.29% $3,795
Lakeview Community Capital, LLC 3 3.04% $4,380
MID-VALLEY SERVICES, INC. 3 2.71% $4,043
ENVOY MORTGAGE, LTD 3 3.46% $5,644
ZILLOW HOME LOANS, LLC 2 3.25% $5,668
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.13% $4,089
BAY EQUITY LLC 2 3.13% $3,855
CALCULATED RISK ANALYTICS LLC 2 4.25% $5,829
CELEBRITY HOME LOANS, LLC 2 3.44% $3,388
CHERRY CREEK MORTGAGE, LLC 2 2.75% $666
Colten Mortgage, LLC 2 3.56% $3,528
FirstBank 2 2.81% $2,081
FIRST CENTENNIAL MORTGAGE CORPORATION 2 4.06% $4,976
First Guaranty Mortgage Corporation 2 2.94% $3,358
LENDING 3, INC. 2 3.44% $15,848
MID AMERICA MORTGAGE, INC. 2 4.38% $5,007
Mortgage Research Center, LLC 2 2.81% $2,557
MOUNTAIN WEST FINANCIAL, INC. 2 3.00% $6,721
PHH Mortgage Corporation 2 3.25% $4,998
PREMIA MORTGAGE, LLC 2 3.13% $3,397
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 3.25% $3,415
ROYAL UNITED MORTGAGE LLC 2 3.19% $8,673
SNAPFI, INC. 2 3.13% $6,323
SOFI LENDING CORP. 2 3.19% $4,202
LBS FINANCIAL 1 3.13% $3,378
LAKEVIEW LOAN SERVICING, LLC 1 3.13% $2,403
NBKC BANK 1 2.75% $1,334
Kwik Mortgage Corporation 1 3.13% $3,011
KELLER MORTGAGE, LLC 1 3.13% $887
NEW WAVE LENDING GROUP INC 1 2.88% $3,405
NEW WEST LENDING, INC. 1 3.25% $3,854
NEXERA HOLDING LLC 1 3.00% $3,584
NMSI, INC. 1 3.50% $8,113
INTELLILOAN, INC. 1 2.75% $5,380
Northpointe Bank 1 3.25% $3,737
Northwest Farm Credit Services, FLCA 1 3.85% $10,119
OCMBC, INC. 1 2.88% $2,599
OPEN MORTGAGE, LLC 1 3.38% $5,202
Operating Engineers Local Union #3 1 2.50% $3,362
Paramount Bank 1 3.38% $3,187
HOMESTEAD FUNDING CORP. 1 3.00% $2,840
PATELCO 1 3.13% $2,446
HOMESIDE FINANCIAL, LLC 1 3.00% $3,389
PENTAGON FEDERAL CREDIT UNION 1 2.88% $2,458
V.I.P. MORTGAGE, INC. 1 3.50% $2,523
PLANET HOME LENDING, LLC 1 2.88% $1,782
Platinum Home Mortgage Corporation 1 3.25% $9,195
GUARANTEED RATE AFFINITY, LLC 1 3.63% $3,362
WALL FINANCIAL, INC. 1 2.88% $12,524
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.25% $4,021
GSF Mortgage Corporation 1 2.88% $4,982
Prime Choice Funding Inc. 1 3.88% $10,721
Golden Empire Mortgage, Inc. 1 3.38% $5,935
GENEVA FINANCIAL, LLC 1 3.38% $1,025
FINANCE OF AMERICA REVERSE LLC 1 4.46% $2,322
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.00% $11,132
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $4,135
ALTITUDE FINANCIAL CORPORATION 1 3.00% $2,730
S1L, Inc. 1 2.99% $2,544
SCHOOLSFIRST 1 3.00% $2,070
SECURITYNATIONAL MORTGAGE COMPANY 1 3.75% $7,802
SESLOC 1 3.13% $7,605
Equity Prime Mortgage LLC 1 3.25% $4,448
WINNPOINTE CORPORATION 1 2.99% $1,631
A&D Mortgage LLC 1 2.88% $3,643
EMM LOANS LLC 1 3.63% $8,400
STEARNS LENDING, LLC 1 3.63% $2,954
DIGNIFIED HOME LOANS, LLC 1 3.00% $4,703
DHI MORTGAGE COMPANY, LTD. 1 3.25% $4,495
DATA MORTGAGE, INC. 1 3.88% $11,226
CITYWIDE HOME LOANS, LLC 1 3.13% $3,881
Citibank 1 3.50% $2,841
THRIVE MORTGAGE, LLC 1 3.38% $2,902
THRIVENT Federal Credit Union 1 3.25% $2,438
TOP FLITE FINANCIAL, INC. 1 3.63% $13,235
TOWNE MORTGAGE COMPANY 1 3.63% $4,856
Citadel Servicing Corporation 1 4.00% $8,834
CALCON MUTUAL MORTGAGE LLC 1 3.13% $6,962
Valley First Credit Union 1 3.25% $7,839
BEST CAPITAL FUNDING 1 3.00% $2,733
MORIA DEVELOPMENT, INC. 1 3.50% $3,986
Metro City Bank 1 4.63% $8,368
MEGA CAPITAL FUNDING, INC. 1 3.13% $3,105
LOGIX FEDERAL CREDIT UNION 1 2.75% $2,994
LOANSNAP, INC. 1 2.75% $912
Nations Lending Corporation 1 2.88% $5,561

HANFORD-CORCORAN, CA's 159 lenders originated 5,225 loans during 2021. The total origination value was $1,263,485,000, with an average loan value of $241,815.

The top HANFORD - CORCORAN lender as defined by loan originations is QUICKEN LOANS, LLC, with 256 loans originated. Their average total fees are $5,037, which is $403 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee HANFORD - CORCORAN lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($2,169), THE GOLDEN 1 ($2,760), MUFG Union Bank ($3,004), JPMorgan Chase Bank ($3,071) and NAVY FEDERAL CREDIT UNION ($3,759).

The lowest rate HANFORD - CORCORAN lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.80%), AMERISAVE MORTGAGE CORPORATION (2.92%), MUFG Union Bank (2.93%), Sierra Pacific Mortgage Company, Inc. (2.99%) and LOANDEPOT.COM, LLC (3.00%).

HANFORD-CORCORAN, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $93,450,000 $127,595,000 36.5% 10.1%
COUNTRY CLUB MORTGAGE, INC. $94,985,000 $124,250,000 30.8% 9.8%
UNITED WHOLESALE MORTGAGE, LLC $85,470,000 $98,050,000 14.7% 7.8%
KINGS MORTGAGE SERVICES, INC. $88,110,000 $91,870,000 4.3% 7.3%
FREEDOM MORTGAGE CORPORATION $97,095,000 $90,485,000 -6.8% 7.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $59,270,000 $62,355,000 5.2% 4.9%
PENNYMAC LOAN SERVICES, LLC $28,495,000 $52,095,000 82.8% 4.1%
Mortgage Research Center, LLC $20,285,000 $39,495,000 94.7% 3.1%
HOME POINT FINANCIAL CORPORATION $16,135,000 $32,360,000 100.6% 2.6%
LOANDEPOT.COM, LLC $24,485,000 $28,995,000 18.4% 2.3%
NAVY FEDERAL CREDIT UNION $27,955,000 $26,800,000 -4.1% 2.1%
Mr. Cooper ( Nationstar Mortgage ) $20,515,000 $22,500,000 9.7% 1.8%
Sierra Pacific Mortgage Company, Inc. $20,345,000 $22,365,000 9.9% 1.8%
Wells Fargo Bank $20,615,000 $19,900,000 -3.5% 1.6%
CALIBER HOME LOANS, INC. $10,875,000 $14,780,000 35.9% 1.2%
NBH Bank $6,090,000 $14,705,000 141.5% 1.2%
AMERISAVE MORTGAGE CORPORATION $8,115,000 $12,990,000 60.1% 1.0%
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION $9,905,000 $12,155,000 22.7% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $8,405,000 $11,905,000 41.6% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,530,000 $10,865,000 27.4% 0.9%
JPMorgan Chase Bank $4,835,000 $10,700,000 121.3% 0.8%
RESIDENTIAL BANCORP. $9,530,000 $10,535,000 10.5% 0.8%
GUARANTEED RATE, INC. $3,000,000 $9,740,000 224.7% 0.8%
LAKEVIEW LOAN SERVICING, LLC $7,135,000 $9,325,000 30.7% 0.7%
NEWREZ LLC $6,960,000 $8,740,000 25.6% 0.7%
BROKER SOLUTIONS, INC. $4,800,000 $8,690,000 81.0% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $16,925,000 $8,090,000 -52.2% 0.6%
Lakeview Community Capital, LLC $1,645,000 $7,450,000 352.9% 0.6%
Carrington Mortgage Services, LLC $5,915,000 $7,180,000 21.4% 0.6%
SUN WEST MORTGAGE COMPANY, INC. $4,665,000 $7,180,000 53.9% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $6,040,000 $7,095,000 17.5% 0.6%
Commerce Home Mortgage, Inc. $3,930,000 $6,760,000 72.0% 0.5%
BETTER MORTGAGE CORPORATION $3,625,000 $6,655,000 83.6% 0.5%
Flagstar Bank, FSB $6,895,000 $6,610,000 -4.1% 0.5%
ALAMEDA MORTGAGE CORPORATION $4,175,000 $6,445,000 54.4% 0.5%
MUFG Union Bank $4,195,000 $6,435,000 53.4% 0.5%
NATIONS DIRECT MORTGAGE, LLC $5,725,000 $5,845,000 2.1% 0.5%
The Federal Savings Bank $4,915,000 $5,535,000 12.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,370,000 $5,260,000 20.4% 0.4%
NEW DAY FINANCIAL, LLC $4,260,000 $5,070,000 19.0% 0.4%
LOANPAL, LLC $7,010,000 $5,025,000 -28.3% 0.4%
Educational Employees Credit Union $6,720,000 $4,825,000 -28.2% 0.4%
THE GOLDEN 1 $4,755,000 $4,825,000 1.5% 0.4%
Bank of America $5,920,000 $4,600,000 -22.3% 0.4%
Bank of the West $5,860,000 $4,440,000 -24.2% 0.4%
InterContinental Capital Group, Inc $5,125,000 $4,150,000 -19.0% 0.3%
CLEARPATH LENDING $7,485,000 $4,145,000 -44.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $4,630,000 $4,085,000 -11.8% 0.3%
VERITAS FUNDING, LLC $3,540,000 $3,985,000 12.6% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $6,740,000 $3,835,000 -43.1% 0.3%
USAA Federal Savings Bank $4,795,000 $3,835,000 -20.0% 0.3%
Pacific Premier Bank $3,745,000 n/a 0.3%
Hometown Equity Mortgage, LLC $10,725,000 $3,565,000 -66.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,365,000 $3,405,000 44.0% 0.3%
HomeStreet Bank $3,295,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $2,510,000 $3,000,000 19.5% 0.2%
CMG MORTGAGE, INC. $5,150,000 $2,980,000 -42.1% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,700,000 $2,840,000 67.1% 0.2%
LENDINGHOME FUNDING CORPORATION $1,575,000 $2,700,000 71.4% 0.2%
AmeriHome Mortgage Company, LLC $3,550,000 $2,670,000 -24.8% 0.2%
U.S. Bank $3,060,000 $2,545,000 -16.8% 0.2%
First Guaranty Mortgage Corporation $935,000 $2,480,000 165.2% 0.2%
AMWEST FUNDING CORP. $320,000 $2,395,000 648.4% 0.2%
MOVEMENT MORTGAGE, LLC $335,000 $2,285,000 582.1% 0.2%
GUILD MORTGAGE COMPANY $2,345,000 $2,270,000 -3.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $510,000 $2,270,000 345.1% 0.2%
SUMMIT FUNDING, INC. $2,145,000 $2,150,000 0.2% 0.2%
PLAZA HOME MORTGAGE, INC. $4,100,000 $2,130,000 -48.0% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $1,855,000 $2,095,000 12.9% 0.2%
North American Savings Bank, F.S.B. $3,265,000 $2,025,000 -38.0% 0.2%
Amerifirst Financial, Inc. $1,180,000 $1,995,000 69.1% 0.2%
EAGLE HOME MORTGAGE, LLC $38,205,000 $1,955,000 -94.9% 0.2%
Paramount Residential Mortgage Group, Inc. $2,040,000 $1,870,000 -8.3% 0.1%
IMPAC MORTGAGE CORP. $1,095,000 $1,855,000 69.4% 0.1%
Strong Home Mortgage, LLC $610,000 $1,840,000 201.6% 0.1%
LADERA LENDING, INC. $1,905,000 $1,795,000 -5.8% 0.1%
Pinnacle Bank $1,695,000 n/a 0.1%
Watermark Capital, Inc. $1,280,000 $1,640,000 28.1% 0.1%
CENTRAL COAST LENDING, INC. $1,620,000 $1,630,000 0.6% 0.1%
CALCULATED RISK ANALYTICS LLC $2,385,000 $1,605,000 -32.7% 0.1%
Equity Prime Mortgage LLC $405,000 $1,565,000 286.4% 0.1%
PLANET HOME LENDING, LLC $1,175,000 $1,485,000 26.4% 0.1%
Golden Empire Mortgage, Inc. $1,000,000 $1,460,000 46.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,615,000 $1,420,000 -45.7% 0.1%
SOFI LENDING CORP. $855,000 $1,320,000 54.4% 0.1%
Citibank $1,045,000 $1,275,000 22.0% 0.1%
Fremont Bank $1,215,000 $1,255,000 3.3% 0.1%
AMERICAN FINANCING CORPORATION $1,115,000 $1,240,000 11.2% 0.1%
SESLOC $430,000 $1,200,000 179.1% 0.1%
MID-VALLEY SERVICES, INC. $1,960,000 $1,190,000 -39.3% 0.1%
PHH Mortgage Corporation $680,000 $1,190,000 75.0% 0.1%
ENVOY MORTGAGE, LTD $330,000 $1,170,000 254.5% 0.1%
BAY EQUITY LLC $925,000 $1,140,000 23.2% 0.1%
Self-Help Federal Credit Union $1,165,000 $1,120,000 -3.9% 0.1%
PREMIA MORTGAGE, LLC $285,000 $1,095,000 284.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $655,000 $1,090,000 66.4% 0.1%
Arvest Bank $1,270,000 $1,070,000 -15.7% 0.1%
MLD MORTGAGE INC. $775,000 $1,065,000 37.4% 0.1%
AMERICAN ADVISORS GROUP $695,000 $1,010,000 45.3% 0.1%
LENDING 3, INC. $995,000 n/a 0.1%
Premier Valley Bank $985,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $115,000 $980,000 752.2% 0.1%
ZILLOW HOME LOANS, LLC $400,000 $905,000 126.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $655,000 $890,000 35.9% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $2,710,000 $890,000 -67.2% 0.1%
INTELLILOAN, INC. $380,000 $860,000 126.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $335,000 $855,000 155.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $725,000 $850,000 17.2% 0.1%
STEARNS LENDING, LLC $1,670,000 $840,000 -49.7% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $245,000 $835,000 240.8% 0.1%
OPEN MORTGAGE, LLC $165,000 $830,000 403.0% 0.1%
Low VA Rates, LLC $2,040,000 $825,000 -59.6% 0.1%
1ST UNITED SERVICES CREDIT UNION $740,000 $815,000 10.1% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $165,000 $790,000 378.8% 0.1%
MEGA CAPITAL FUNDING, INC. $1,460,000 $775,000 -46.9% 0.1%
Valley First Credit Union $775,000 n/a 0.1%
WINNPOINTE CORPORATION $1,385,000 $765,000 -44.8% 0.1%
Ally Bank $760,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $685,000 $755,000 10.2% 0.1%
KS StateBank $365,000 $750,000 105.5% 0.1%
BEST CAPITAL FUNDING $695,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $735,000 $690,000 -6.1% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $280,000 $675,000 141.1% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,070,000 $675,000 -36.9% 0.1%
LOANSNAP, INC. $345,000 $670,000 94.2% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,075,000 $665,000 -38.1% 0.1%
SNAPFI, INC. $265,000 $650,000 145.3% 0.1%
DATA MORTGAGE, INC. $635,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,095,000 $625,000 -42.9% 0.0%
Prime Choice Funding Inc. $925,000 $620,000 -33.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $775,000 $615,000 -20.6% 0.0%
Colten Mortgage, LLC $490,000 $615,000 25.5% 0.0%
Manufacturers and Traders Trust Company $185,000 $590,000 218.9% 0.0%
ACCELERATE MORTGAGE, LLC $580,000 n/a 0.0%
FirstBank $560,000 $580,000 3.6% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 $560,000 89.8% 0.0%
FINANCE OF AMERICA REVERSE LLC $375,000 $550,000 46.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $545,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $655,000 $545,000 -16.8% 0.0%
Core Bank $395,000 $545,000 38.0% 0.0%
NP, Inc. $715,000 $540,000 -24.5% 0.0%
Nations Lending Corporation $225,000 $505,000 124.4% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $390,000 $505,000 29.5% 0.0%
LOGIX FEDERAL CREDIT UNION $500,000 n/a 0.0%
NBKC BANK $1,475,000 $500,000 -66.1% 0.0%
TOP FLITE FINANCIAL, INC. $185,000 $490,000 164.9% 0.0%
DIRECTORS MORTGAGE, INC. $485,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $520,000 $470,000 -9.6% 0.0%
Advisors Mortgage Group, L.L.C. $465,000 n/a 0.0%
TJC Mortgage, Inc. $455,000 n/a 0.0%
BNC National Bank $650,000 $430,000 -33.8% 0.0%
Figure Lending LLC $235,000 $420,000 78.7% 0.0%
ROYAL UNITED MORTGAGE LLC $270,000 $420,000 55.6% 0.0%
Northwest Farm Credit Services, FLCA $415,000 n/a 0.0%
CANOPY MORTGAGE, LLC $105,000 $405,000 285.7% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $115,000 $390,000 239.1% 0.0%
PACIFIC SERVICE $390,000 n/a 0.0%
OCMBC, INC. $285,000 $385,000 35.1% 0.0%
WALL FINANCIAL, INC. $400,000 $385,000 -3.8% 0.0%
Cornerstone First Mortgage, Inc $375,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $305,000 $375,000 23.0% 0.0%
AHL FUNDING $370,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $365,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $235,000 $360,000 53.2% 0.0%
TULARE COUNTY $360,000 n/a 0.0%
NMSI, INC. $330,000 $350,000 6.1% 0.0%
Evolve Bank & Trust $345,000 n/a 0.0%
GRANDE HOMES, INC. $265,000 $335,000 26.4% 0.0%
Lend Smart Mortgage, LLC $335,000 n/a 0.0%
Magnolia Bank $820,000 $335,000 -59.1% 0.0%
Metro City Bank $335,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $335,000 n/a 0.0%
21ST MORTGAGE CORPORATION $60,000 $320,000 433.3% 0.0%
STRATA Credit Union $320,000 n/a 0.0%
SCENIC OAKS FUNDING, INC. $315,000 n/a 0.0%
Paramount Bank $310,000 n/a 0.0%
Armed Forces Bank $2,465,000 $305,000 -87.6% 0.0%
Citadel Servicing Corporation $305,000 n/a 0.0%
Discover Bank $205,000 $305,000 48.8% 0.0%
EMM LOANS LLC $215,000 $305,000 41.9% 0.0%
THRIVE MORTGAGE, LLC $305,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $295,000 n/a 0.0%
First Mortgage Solutions, LLC $295,000 $295,000 0.0% 0.0%
NEW WAVE LENDING GROUP INC $685,000 $295,000 -56.9% 0.0%
Operating Engineers Local Union #3 $295,000 n/a 0.0%
A&D Mortgage LLC $285,000 n/a 0.0%
Kwik Mortgage Corporation $285,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $285,000 n/a 0.0%
Northpointe Bank $255,000 $275,000 7.8% 0.0%
PARKSIDE LENDING, LLC $1,465,000 $275,000 -81.2% 0.0%
DHI MORTGAGE COMPANY, LTD. $850,000 $265,000 -68.8% 0.0%
Hometown Lenders, Inc. $265,000 n/a 0.0%
Platinum Home Mortgage Corporation $1,805,000 $265,000 -85.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $275,000 $255,000 -7.3% 0.0%
AUGUSTA FINANCIAL, INC. $245,000 n/a 0.0%
Comerica Bank $245,000 n/a 0.0%
GSF Mortgage Corporation $245,000 n/a 0.0%
Home Mortgage Alliance Corp $245,000 n/a 0.0%
INTERCAP LENDING INC. $245,000 n/a 0.0%
Servion, Inc. $245,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $245,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $925,000 $235,000 -74.6% 0.0%
SCHOOLSFIRST $455,000 $235,000 -48.4% 0.0%
Truist Bank $655,000 $235,000 -64.1% 0.0%
VALLEY STRONG CREDIT UNION $255,000 $235,000 -7.8% 0.0%
CITYWIDE HOME LOANS, LLC $445,000 $225,000 -49.4% 0.0%
GENEVA FINANCIAL, LLC $225,000 n/a 0.0%
HighTechLending Inc $225,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $175,000 $225,000 28.6% 0.0%
Access Bank $215,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $215,000 n/a 0.0%
ARC HOME LLC $335,000 $215,000 -35.8% 0.0%
BAY $215,000 n/a 0.0%
ALTITUDE FINANCIAL CORPORATION $205,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $390,000 $205,000 -47.4% 0.0%
NEXERA HOLDING LLC $195,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $195,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $205,000 $185,000 -9.8% 0.0%
Bell Bank $185,000 n/a 0.0%
S1L, Inc. $185,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $1,590,000 $175,000 -89.0% 0.0%
SPRING EQ, LLC $450,000 $170,000 -62.2% 0.0%
NEW WEST LENDING, INC. $165,000 n/a 0.0%
REDWOOD $155,000 $165,000 6.5% 0.0%
Firefighters First Federal Credit Union $315,000 $155,000 -50.8% 0.0%
LBS FINANCIAL $155,000 n/a 0.0%
California Coast Credit Union $215,000 $150,000 -30.2% 0.0%
Gain Federal Credit Union $145,000 n/a 0.0%
PNC Bank $345,000 $145,000 -58.0% 0.0%
THRIVENT Federal Credit Union $145,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,725,000 $135,000 -92.2% 0.0%
Noble Federal Credit Union $350,000 $135,000 -61.4% 0.0%
WESTERN EXPRESS LENDING $115,000 n/a 0.0%
First Horizon Bank $95,000 n/a 0.0%
United States Senate Federal Credit Union $95,000 n/a 0.0%
Murphy Bank $55,000 $90,000 63.6% 0.0%
GEORGIA'S OWN $65,000 n/a 0.0%
PATELCO $65,000 $65,000 0.0% 0.0%
EQUITY WAVE LENDING, INC. $55,000 n/a 0.0%

HANFORD - CORCORAN's top lender by overall market share is QUICKEN LOANS, LLC, with 10.1% market share. In second place, with 9.8%, is COUNTRY CLUB MORTGAGE, INC., having originated $124,250,000 in loans. In third place, with 7.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $98,050,000 in loans. In third place, with 7.3%, is KINGS MORTGAGE SERVICES, INC., having originated $91,870,000 in loans. In third place, with 7.2%, is FREEDOM MORTGAGE CORPORATION, having originated $90,485,000 in loans.


HANFORD-CORCORAN, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,375 $539,715,000 $227,248
Home Purchase 1,640 $457,300,000 $278,841
Cash Out Refi 1,045 $245,195,000 $234,636
Home Improvement 126 $18,020,000 $143,016
Other 38 $3,100,000 $81,579
NA 1 $155,000 $155,000

Hanford - Corcoran's most frequently cited loan purpose was Refi, with 2,375 originations. The 2nd most popular reason was Home Purchase, with 1,640 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,115 $522,125,000 $246,868
3-4% 1,537 $384,605,000 $250,231
<2.5% 1,391 $328,835,000 $236,402
4-5% 114 $20,490,000 $179,737
5-6% 17 $2,275,000 $133,824
Over 8% 16 $1,500,000 $93,750
7-8% 12 $1,660,000 $138,333
6-7% 9 $805,000 $89,444

During 2021, Hanford - Corcoran's most frequently originated rate bucket was 2.5-3%, with 2,115 originations.

Loan Sizing (HANFORD-CORCORAN, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,125 $867,125,000 $277,480
$100k-200k 1,467 $232,725,000 $158,640
$100,000 or less 345 $18,415,000 $53,377
$400k-600k 266 $122,040,000 $458,797
$600k-1000k 18 $12,640,000 $702,222
$Over $1MM 4 $10,540,000 $2,635,000

HANFORD - CORCORAN's loan sizing saw the bucket of loans from $200k-400k with 3,125 originations, totaling $867,125,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,834 $521,850,000 $284,542
60-80% 1,673 $406,095,000 $242,735
40-60% 718 $128,970,000 $179,624
Over 100% 204 $68,840,000 $337,451
20-40% 185 $23,385,000 $126,405
Under 20% 155 $3,655,000 $23,581

HANFORD - CORCORAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,834 originations, totaling $521,850,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - HANFORD - CORCORAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $249,950 (4.2%) $279,644 (3.7%) 0.00 329
2018-02-01 $251,750 (4.4%) $279,502 (2.2%) 0.00 328
2018-03-01 $253,000 (5.5%) $280,495 (0.4%) 0.00 320
2018-04-01 $258,948 (8.4%) $288,937 (7.5%) 0.00 367
2018-05-01 $257,450 (8.0%) $287,795 (7.4%) 0.00 347
2018-06-01 $250,000 (3.6%) $288,715 (6.5%) 0.00 345
2018-07-01 $265,000 (10.4%) $298,450 (11.0%) 0.00 358
2018-08-01 $269,000 (14.0%) $302,554 (18.8%) 0.00 367
2018-09-01 $270,000 (12.6%) $303,074 (15.3%) 0.00 399
2018-10-01 $267,500 (11.7%) $292,117 (16.3%) 0.00 456
2018-11-01 $263,950 (10.0%) $292,924 (15.9%) 0.00 458
2018-12-01 $265,000 (8.2%) $297,551 (9.7%) 0.00 403
2019-01-01 $269,450 (7.8%) $302,708 (8.3%) 0.00 393
2019-02-01 $266,450 (5.8%) $285,600 (2.2%) 0.00 393
2019-03-01 $267,100 (5.6%) $285,195 (1.7%) 0.00 421
2019-04-01 $269,584 (4.1%) $285,781 (-1.1%) 0.00 458
2019-05-01 $265,000 (2.9%) $291,237 (1.2%) 0.00 468
2019-06-01 $266,950 (6.8%) $294,380 (2.0%) 0.00 437
2019-07-01 $267,000 (0.8%) $293,986 (-1.5%) 0.00 419
2019-08-01 $262,429 (-2.4%) $291,337 (-3.7%) 0.00 416
2019-09-01 $259,429 (-3.9%) $285,149 (-5.9%) 0.00 388
2019-10-01 $259,450 (-3.0%) $288,528 (-1.2%) 0.00 314
2019-11-01 $260,000 (-1.5%) $293,936 (0.4%) 0.00 308
2019-12-01 $263,882 (-0.4%) $295,875 (-0.6%) 0.00 297
2020-01-01 $259,950 (-3.5%) $287,012 (-5.2%) 0.00 270
2020-02-01 $249,300 (-6.4%) $307,914 (7.8%) 0.00 251
2020-03-01 $254,900 (-4.6%) $313,284 (9.9%) 0.00 238
2020-04-01 $262,450 (-2.7%) $304,491 (6.6%) 0.00 244
2020-05-01 $269,500 (1.7%) $321,679 (10.5%) 0.00 203
2020-06-01 $263,650 (-1.2%) $329,509 (11.9%) 0.00 178
2020-07-01 $267,000 (0.0%) $391,512 (33.2%) 0.00 156
2020-08-01 $275,950 (5.2%) $453,637 (55.7%) 0.00 109
2020-09-01 $299,900 (15.6%) $499,579 (75.2%) 0.00 137
2020-10-01 $286,000 (10.2%) $479,508 (66.2%) 0.00 159
2020-11-01 $272,950 (5.0%) $402,656 (37.0%) 0.00 175
2020-12-01 $282,500 (7.1%) $430,957 (45.7%) 0.00 133
2021-01-01 $269,000 (3.5%) $473,338 (64.9%) 0.00 119
2021-02-01 $287,500 (15.3%) $458,438 (48.9%) 0.00 120
2021-03-01 $303,975 (19.3%) $471,004 (50.3%) 0.00 132
2021-04-01 $289,750 (10.4%) $1,123,875 (269.1%) 0.00 119
2021-05-01 $304,850 (13.1%) $488,967 (52.0%) 0.00 107
2021-06-01 $297,950 (13.0%) $470,999 (42.9%) 0.00 105
2021-07-01 $299,975 (12.4%) $429,270 (9.6%) 0.00 127
2021-08-01 $300,475 (8.9%) $388,942 (-14.3%) 0.00 163
2021-09-01 $309,700 (3.3%) $387,100 (-22.5%) 0.00 196
2021-10-01 $309,900 (8.4%) $378,335 (-21.1%) 0.00 201
2021-11-01 $305,225 (11.8%) $375,559 (-6.7%) 0.00 183
2021-12-01 $318,000 (12.6%) $384,555 (-10.8%) 0.00 165
2022-01-01 $313,000 (16.4%) $390,725 (-17.5%) 0.00 150
2022-02-01 $319,950 (11.3%) $386,251 (-15.8%) 0.00 125
2022-03-01 $325,000 (6.9%) $387,308 (-17.8%) 0.00 120
2022-04-01 $334,500 (15.4%) $391,839 (-65.1%) 0.00 140
2022-05-01 $377,000 (23.7%) $417,362 (-14.6%) 0.00 168
HANFORD - CORCORAN's median listing price for 2022-05-01 was $377,000, a difference of $72,150 (23.7%) versus the prior year and $42,500 versus the prior month.

HANFORD - CORCORAN's median listing price comes in at 0% of the national average.

HANFORD - CORCORAN's average listing price for 2022-05-01 was $417,362, a difference of $-71,605 (-14.6%) versus the prior year and $25,523 versus the prior month.

For the 2022-05-01 period, HANFORD - CORCORAN had 168 MLS listings, a difference of 28 listings (20%) versus the prior month and 61 listings (57%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HANFORD - CORCORAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,722 sqft
2018-02-01 0 days 1,733 sqft
2018-03-01 0 days 1,775 sqft
2018-04-01 0 days 1,801 sqft
2018-05-01 0 days 1,798 sqft
2018-06-01 0 days 1,758 sqft
2018-07-01 0 days 1,793 sqft
2018-08-01 0 days 1,794 sqft
2018-09-01 0 days 1,754 sqft
2018-10-01 0 days 1,738 sqft
2018-11-01 0 days 1,716 sqft
2018-12-01 0 days 1,779 sqft
2019-01-01 0 days 1,795 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,792 sqft
2019-04-01 0 days 1,799 sqft
2019-05-01 0 days 1,760 sqft
2019-06-01 0 days 1,786 sqft
2019-07-01 0 days 1,813 sqft
2019-08-01 0 days 1,762 sqft
2019-09-01 0 days 1,703 sqft
2019-10-01 0 days 1,691 sqft
2019-11-01 0 days 1,684 sqft
2019-12-01 0 days 1,697 sqft
2020-01-01 0 days 1,699 sqft
2020-02-01 0 days 1,607 sqft
2020-03-01 0 days 1,636 sqft
2020-04-01 0 days 1,639 sqft
2020-05-01 0 days 1,687 sqft
2020-06-01 0 days 1,662 sqft
2020-07-01 0 days 1,662 sqft
2020-08-01 0 days 1,620 sqft
2020-09-01 0 days 1,654 sqft
2020-10-01 0 days 1,702 sqft
2020-11-01 0 days 1,704 sqft
2020-12-01 0 days 1,740 sqft
2021-01-01 0 days 1,686 sqft
2021-02-01 0 days 1,779 sqft
2021-03-01 0 days 1,884 sqft
2021-04-01 0 days 1,774 sqft
2021-05-01 0 days 1,765 sqft
2021-06-01 0 days 1,700 sqft
2021-07-01 0 days 1,719 sqft
2021-08-01 0 days 1,648 sqft
2021-09-01 0 days 1,636 sqft
2021-10-01 0 days 1,616 sqft
2021-11-01 0 days 1,599 sqft
2021-12-01 0 days 1,596 sqft
2022-01-01 0 days 1,584 sqft
2022-02-01 0 days 1,590 sqft
2022-03-01 0 days 1,557 sqft
2022-04-01 0 days 1,524 sqft
2022-05-01 0 days 1,668 sqft
HANFORD - CORCORAN's median listing age (time on market) for 2022-05-01 was 0 days.

HANFORD - CORCORAN's median square footage for active listings during the 2022-05-01 period was 1,668 sqft. One year prior, the average listing was 1,765 sqft.