FRESNO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fresno averaged 6.76% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.47% and one month ago for the week of 2025-02-27, the average rate was 6.78%.

Fresno's average rate one year ago was 6.71%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.9%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Fresno 30 Year Fixed Rate 2025-04-03 6.76%
Fresno 30 Year Fixed Rate Refi 2025-04-03 6.9%
Fresno 15 Year Fixed Rate 2025-04-03 6.01%
Fresno 15 Year Fixed Rate Refi 2025-04-03 6.12%
Fresno 30 Year FHA 2025-04-03 5.72%
Fresno 30 Year FHA Refi 2025-04-03 5.53%
Fresno 30 Year USDA 2025-04-03 6.42%
Fresno 30 Year USDA Refi 2025-04-03 6.32%
Fresno 30 Year VA 2025-04-03 6%
Fresno 30 Year VA Refi 2025-04-03 5.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FRESNO, CA.

FRESNO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FRESNO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 777 6.71% $9,514
QUICKEN LOANS, LLC 461 6.70% $8,221
EAGLE HOME MORTGAGE, LLC 421 6.06% $8,197
ALAMEDA MORTGAGE CORPORATION 306 6.87% $10,167
Century Mortgage Company DBA Century Lending Company 254 6.71% $9,614
JPMorgan Chase Bank 201 6.48% $7,507
Sierra Pacific Mortgage Company, Inc. 127 6.70% $8,849
Golden Empire Mortgage, Inc. 112 6.70% $9,558
KBHS HOME LOANS, LLC 111 6.40% $11,810
CMG MORTGAGE, INC. 102 6.70% $9,727
Educational Employees Credit Union 101 5.97% $2,564
PENNYMAC LOAN SERVICES, LLC 66 6.71% $8,901
The Loan Store, Inc. 63 6.82% $8,760
Paramount Residential Mortgage Group, Inc. 50 6.94% $9,983
U.S. Bank 49 6.58% $6,679
Bank of America 48 6.24% $4,515
GUILD MORTGAGE COMPANY 46 6.78% $8,475
Noble Federal Credit Union 44 6.18% $6,444
Wells Fargo Bank 44 6.73% $6,048
THE GOLDEN 1 40 6.64% $4,319
Flagstar Bank, FSB 40 6.89% $7,361
LOANDEPOT.COM, LLC 39 6.56% $8,416
PREMIER MORTGAGE RESOURCES, L.L.C. 38 6.72% $8,710
ARK-LA-TEX FINANCIAL SERVICES, LLC. 37 6.64% $7,772
NEWREZ LLC 32 6.97% $9,129
CLM MORTGAGE, INC 29 6.51% $5,918
FIRST COMMUNITY MORTGAGE, INC. 29 6.57% $5,769
CROSSCOUNTRY MORTGAGE, LLC 28 6.78% $7,771
BAY EQUITY LLC 27 6.93% $9,211
Commerce Home Mortgage, Inc. 26 7.15% $9,804
JMAC LENDING, INC. 23 6.73% $11,870
NORWICH COMMERCIAL GROUP, INC. 23 6.92% $6,525
AMERICAN PACIFIC MORTGAGE CORPORATION 22 6.89% $9,335
Mr. Cooper ( Nationstar Mortgage ) 21 6.94% $11,265
BROKER SOLUTIONS, INC. 21 6.73% $9,327
OCMBC, INC. 20 7.68% $11,907
NMSI, INC. 20 7.09% $7,234
BAY-VALLEY MORTGAGE GROUP 19 6.66% $10,401
INSPIRE HOME LOANS INC. 19 5.65% $5,237
MORIA DEVELOPMENT, INC. 19 6.98% $5,689
PLAZA HOME MORTGAGE, INC. 18 6.91% $8,701
NEXERA HOLDING LLC 18 8.38% $12,276
BMO Harris Bank 18 6.66% $6,200
Tri Counties Bank 17 6.40% $5,262
GUARANTEED RATE, INC. 15 6.71% $7,248
ALTITUDE FINANCIAL CORPORATION 13 7.12% $7,303
First National Bank of America 13 9.24% $10,029
NAVY FEDERAL CREDIT UNION 12 6.54% $4,433
ARC HOME LLC 12 7.79% $12,916
DHI MORTGAGE COMPANY, LTD. 11 5.70% $3,742
MID-VALLEY SERVICES, INC. 11 7.91% $8,244
MASON MCDUFFIE MORTGAGE CORPORATION 11 6.79% $7,530
PHH Mortgage Corporation 11 6.72% $7,389
Morgan Stanley Private Bank 11 6.22% $3,845
RESIDENTIAL WHOLESALE MORTGAGE, INC. 10 6.97% $6,065
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 10 5.71% $9,963
PROVIDENT FUNDING ASSOCIATES, L.P. 10 6.61% $5,411
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 7.11% $7,929
PLANET HOME LENDING, LLC 10 7.11% $13,614
Luxury Mortgage Corp. 10 7.96% $18,808
HOMEXPRESS MORTGAGE CORP. 9 7.82% $12,320
NexBank 9 7.05% $9,447
Northpointe Bank 9 6.90% $8,057
Citibank 8 6.61% $6,750
ZILLOW HOME LOANS, LLC 8 6.73% $5,798
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 6.81% $7,659
AMERICAN FINANCIAL NETWORK, INC. 8 6.64% $9,825
MUTUAL OF OMAHA MORTGAGE, INC. 8 6.81% $6,785
NBKC BANK 8 6.53% $3,911
SUN WEST MORTGAGE COMPANY, INC. 7 6.51% $13,653
NP, Inc. 7 8.14% $14,822
GOOGAIN, INC. 7 6.80% $4,757
SUMMIT FUNDING, INC. 7 7.10% $10,395
PANORAMA MORTGAGE GROUP, LLC 7 4.92% $7,447
Mortgage Research Center, LLC 6 6.67% $5,460
Carrington Mortgage Services, LLC 6 7.10% $9,161
MLD MORTGAGE INC. 6 7.00% $5,524
CITYWIDE HOME LOANS, LLC 6 6.61% $6,900
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 6.60% $10,433
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.93% $6,234
Zions Bank 5 6.28% $28,176
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 5 7.40% $11,849
FREEDOM MORTGAGE CORPORATION 5 7.18% $8,099
Greenbox Loans, Inc. 5 8.90% $16,677
A&D Mortgage LLC 5 7.20% $13,680
UNION HOME MORTGAGE CORP. 5 6.43% $16,138
DEEPHAVEN MORTGAGE LLC 5 8.15% $15,660
PNC Bank 5 6.30% $5,984
AMERISAVE MORTGAGE CORPORATION 5 6.32% $13,038
Home Mortgage Alliance Corp 5 7.89% $9,411
LOANPAL, LLC 5 6.32% $9,519
NEW WAVE LENDING GROUP INC 5 6.88% $9,034
Equity Prime Mortgage LLC 5 6.75% $12,309
OAKTREE FUNDING CORP. 4 7.44% $23,703
Waterstone Mortgage Corporation 4 6.44% $8,263
FBC MORTGAGE, LLC 4 6.94% $7,266
AMERITRUST MORTGAGE CORPORATION 4 7.06% $6,820
General Mortgage Capital Corporation 4 7.18% $4,664
DAS Acquisition Company, LLC 4 6.53% $17,194
UNITED LOCAL CREDIT UNION 4 5.00% $3,809
AHL FUNDING 4 7.59% $14,981
Cornerstone First Mortgage, Inc 4 6.90% $8,112
BETTER MORTGAGE CORPORATION 4 6.69% $5,021
S1L, Inc. 4 6.59% $6,738
MK LENDING CORP. 4 6.94% $9,357
Performance Financial, Inc. 4 7.22% $9,891
Citadel Servicing Corporation 4 9.69% $11,121
Northwest Farm Credit Services, FLCA 4 6.36% $9,797
Discover Bank 4 7.08% $0
CASTLE & COOKE MORTGAGE, LLC 3 6.50% $10,738
Plains Commerce Bank 3 6.79% $7,927
LENOX FINANCIAL MORTGAGE CORPORATION 3 5.87% $7,342
Ally Bank 3 6.71% $3,732
PACIFIC SERVICE 3 6.29% $5,163
Arvest Bank 3 6.63% $6,618
Franklin Loan Corporation 3 6.62% $7,146
CANOPY MORTGAGE, LLC 3 7.00% $6,682
V.I.P. MORTGAGE, INC. 3 6.92% $9,915
RESIDENTIAL BANCORP 3 7.04% $8,885
USAA Federal Savings Bank 3 6.54% $4,157
AMERICAN FINANCING CORPORATION 3 6.04% $6,333
ALLIED MORTGAGE GROUP, INC. 3 6.54% $5,100
Hometown Equity Mortgage, LLC 3 9.38% $6,892
LADERA LENDING, INC. 3 6.71% $4,545
Raymond James Bank 3 6.42% $3,332
The Huntington National Bank 3 7.71% $5,636
COASTAL FUNDING SLC, INC. 3 6.88% $8,132
PENTAGON FEDERAL CREDIT UNION 2 6.50% $5,744
DATA MORTGAGE, INC. 2 6.63% $11,236
SCHOOLSFIRST 2 6.13% $3,037
SCENIC OAKS FUNDING, INC. 2 7.06% $11,300
Pacific Lending LLC 2 6.81% $11,941
LEADERONE FINANCIAL CORPORATION 2 6.81% $11,470
LAND HOME FINANCIAL SERVICES, INC. 2 6.94% $6,479
CALCON MUTUAL MORTGAGE LLC 2 6.62% $12,843
ROYAL UNITED MORTGAGE LLC 2 7.25% $5,809
KD CAPITAL MORTGAGE CORPORATION 2 6.49% $5,506
Royal Business Bank 2 7.25% $8,668
CALLISTO GROUP, INC. 2 7.94% $3,999
CARDINAL FINANCIAL 2 6.25% $6,289
EVERETT FINANCIAL, INC. 2 7.13% $17,232
ST FIN CORP 2 7.88% $10,537
Ixonia Bank 2 7.06% $6,407
American Mortgage & Equity Consultants, Inc. 2 7.00% $7,422
MORTGAGEONE, INC. 2 6.94% $8,376
AMERICAN INTERNET MORTGAGE, INC. 2 6.75% $3,832
MOVEMENT MORTGAGE, LLC 2 7.88% $6,828
Barrington Bank & Trust Company, N.A. 2 6.99% $4,613
NATIONS DIRECT MORTGAGE, LLC 2 7.56% $12,362
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.99% $14,018
Toyota Financial Savings Bank 2 6.63% $5,331
Lakeview Community Capital, LLC 1 6.13% $7,886
ADVANCIAL 1 7.63% $16,929
AEROSPACE FEDERAL CREDIT UNION 1 6.63% $3,545
AMERICAN HERITAGE LENDING, INC. 1 9.38% $17,489
Ameris Bank 1 6.50% $6,287
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.25% $4,585
ARROWHEAD CENTRAL CREDIT UNION 1 6.00% $5,804
Bank of England 1 7.63% $9,237
Bank of Hope 1 6.63% $3,675
Baxter Credit Union 1 7.13% $4,317
Beeline Loans, Inc. 1 6.63% $3,082
CHURCHILL MORTGAGE CORPORATION 1 7.13% $7,415
City Lending Inc. 1 10.00% $12,149
COASTHILLS 1 5.63% $4,604
COMMUNITY MORTGAGE FUNDING, LLC 1 7.50% $11,119
Constant Investments, Inc. 1 6.38% $16,409
Crestline Funding Corporation 1 6.13% $5,003
DIRECTIONS EQUITY, LLC 1 6.49% $9,294
Farmers Bank & Trust 1 6.38% $3,331
First Bank 1 7.00% $4,710
FIRST COLONY MORTGAGE CORPORATION 1 6.63% $4,648
FIRST ENTERTAINMENT 1 6.25% $4,136
Fremont Bank 1 6.99% $495
GENEVA FINANCIAL, LLC 1 6.63% $17,555
GUARANTEED RATE AFFINITY, LLC 1 6.99% $4,655
GUIDANCE RESIDENTIAL, LLC 1 7.50% $4,229
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 8.00% $8,535
HomeStreet Bank 1 6.63% $6,869
JTF ROSE, INC. 1 10.55% $6,701
Kaiperm Diablo Federal Credit Union 1 6.50% $5,702
KeyBank 1 6.38% $10,527
KEYPOINT 1 7.63% $3,616
21ST MORTGAGE CORPORATION 1 8.42% $6,692
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $6,893
LENDSURE MORTGAGE CORP. 1 7.63% $18,489
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.50% $13,663
Mechanics Bank 1 7.25% $3,675
MICHIGAN MUTUAL, INC. 1 7.99% $3,473
MONARCH FUNDING CORP. 1 6.99% $6,930
MORTGAGE EXPRESS, LLC 1 7.50% $3,692
MY MOVE MORTGAGE, LLC 1 6.12% $4,519
NETWORK CAPITAL FUNDING CORPORATION 1 6.63% $5,534
NFM, INC. 1 6.50% $7,835
North American Savings Bank, F.S.B. 1 6.88% $775
ONY GLO, INC. 1 6.99% $5,186
PATELCO 1 6.13% $3,951
PREMIER LENDING, INC. 1 7.63% $8,557
Prosperity Home Mortgage, LLC 1 8.13% $13,739
Provident Credit Union 1 6.63% $2,161
Quontic Bank 1 9.00% $7,858
RBC Bank, (Georgia) 1 6.00% $4,296
SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $6,122
SKYONE Federal Credit Union 1 6.63% $4,114
STAR ONE CREDIT UNION 1 5.63% $2,526
Texana Bank 1 7.00% $6,718
UNITED 1 7.88% $4,323
UNITED MORTGAGE CORP 1 7.50% $5,251
United Nations Federal Credit Union 1 5.88% $4,675
VAN DYK MORTGAGE CORPORATION 1 6.38% $11,083
VERITAS FUNDING, LLC 1 7.38% $13,260
Water and Power Community Credit Union 1 6.50% $4,832

FRESNO Average Closing Costs & Other Stats

FRESNO, CA's 212 lenders originated 12,886 loans during 2024. The total origination value was $4,012,740,000, with an average loan value of $311,403.

FRESNO's average closing costs are $6,566.

The top FRESNO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 777 loans originated. Their average total fees are $9,514, which is $1,293 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee FRESNO lenders (with over 10 loans originated) are Educational Employees Credit Union ($2,564), DHI MORTGAGE COMPANY, LTD. ($3,742), Morgan Stanley Private Bank ($3,845), THE GOLDEN 1 ($4,319) and NAVY FEDERAL CREDIT UNION ($4,433).

The lowest rate FRESNO lenders (with over 10 loans originated) are INSPIRE HOME LOANS INC. (5.65%), DHI MORTGAGE COMPANY, LTD. (5.70%), K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. (5.71%), Educational Employees Credit Union (5.97%) and EAGLE HOME MORTGAGE, LLC (6.06%).

FRESNO, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $599,300,000 $588,635,000 -1.8% 14.7%
QUICKEN LOANS, LLC $232,535,000 $269,705,000 16.0% 6.7%
EAGLE HOME MORTGAGE, LLC $193,845,000 $249,290,000 28.6% 6.2%
ALAMEDA MORTGAGE CORPORATION $228,155,000 $234,595,000 2.8% 5.8%
Century Mortgage Company DBA Century Lending Company $137,325,000 $234,165,000 70.5% 5.8%
Golden Empire Mortgage, Inc. $9,365,000 $106,765,000 1,040.0% 2.7%
KBHS HOME LOANS, LLC $26,805,000 $93,310,000 248.1% 2.3%
Educational Employees Credit Union $102,160,000 $90,030,000 -11.9% 2.2%
CMG MORTGAGE, INC. $56,155,000 $74,885,000 33.4% 1.9%
PENNYMAC LOAN SERVICES, LLC $55,895,000 $70,860,000 26.8% 1.8%
JPMorgan Chase Bank $60,730,000 $70,135,000 15.5% 1.7%
Sierra Pacific Mortgage Company, Inc. $51,665,000 $65,725,000 27.2% 1.6%
GREYSTONE SERVICING COMPANY LLC $59,135,000 n/a 1.5%
U.S. Bank $43,300,000 $47,210,000 9.0% 1.2%
Paramount Residential Mortgage Group, Inc. $24,500,000 $44,140,000 80.2% 1.1%
LENDINGHOME FUNDING CORPORATION $18,715,000 $38,880,000 107.7% 1.0%
The Loan Store, Inc. $15,185,000 $38,510,000 153.6% 1.0%
Noble Federal Credit Union $29,945,000 $38,090,000 27.2% 0.9%
INSPIRE HOME LOANS INC. $55,465,000 $37,945,000 -31.6% 0.9%
PNC Bank $11,190,000 $36,680,000 227.8% 0.9%
Bank of America $43,100,000 $35,205,000 -18.3% 0.9%
Mechanics Bank $7,135,000 $34,745,000 387.0% 0.9%
THE GOLDEN 1 $33,030,000 $34,025,000 3.0% 0.8%
FREEDOM MORTGAGE CORPORATION $14,990,000 $30,565,000 103.9% 0.8%
Mortgage Research Center, LLC $18,810,000 $30,315,000 61.2% 0.8%
LOANDEPOT.COM, LLC $27,745,000 $30,120,000 8.6% 0.8%
GUILD MORTGAGE COMPANY $16,930,000 $25,305,000 49.5% 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $38,275,000 $25,285,000 -33.9% 0.6%
NEWREZ LLC $6,090,000 $24,730,000 306.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $21,150,000 $24,630,000 16.5% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $39,510,000 $24,305,000 -38.5% 0.6%
Flagstar Bank, FSB $30,405,000 $23,550,000 -22.5% 0.6%
Prudential Huntoon Paige Associates, LLC $23,135,000 n/a 0.6%
JONES LANG LASALLE MULTIFAMILY, LLC $22,895,000 n/a 0.6%
FIRST COMMUNITY MORTGAGE, INC. $6,805,000 $22,420,000 229.5% 0.6%
NAVY FEDERAL CREDIT UNION $18,860,000 $22,385,000 18.7% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $14,710,000 $22,150,000 50.6% 0.6%
PLAZA HOME MORTGAGE, INC. $27,985,000 $21,755,000 -22.3% 0.5%
JMAC LENDING, INC. $7,635,000 $20,560,000 169.3% 0.5%
Wells Fargo Bank $37,470,000 $20,430,000 -45.5% 0.5%
CLM MORTGAGE, INC $20,120,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $19,280,000 $18,270,000 -5.2% 0.5%
Zions Bank $11,305,000 $18,200,000 61.0% 0.5%
BMO Harris Bank $18,570,000 $18,195,000 -2.0% 0.5%
BAY EQUITY LLC $9,225,000 $17,585,000 90.6% 0.4%
Commerce Home Mortgage, Inc. $18,910,000 $17,270,000 -8.7% 0.4%
Barings Multifamily Capital $17,235,000 n/a 0.4%
DHI MORTGAGE COMPANY, LTD. $8,515,000 $17,095,000 100.8% 0.4%
BROKER SOLUTIONS, INC. $10,750,000 $16,485,000 53.3% 0.4%
GUARANTEED RATE, INC. $13,450,000 $16,210,000 20.5% 0.4%
BAY-VALLEY MORTGAGE GROUP $10,690,000 $15,120,000 41.4% 0.4%
MID-VALLEY SERVICES, INC. $11,550,000 $15,075,000 30.5% 0.4%
NORWICH COMMERCIAL GROUP, INC. $935,000 $14,455,000 1,446.0% 0.4%
OCMBC, INC. $12,920,000 $14,240,000 10.2% 0.4%
Equity Prime Mortgage LLC $5,855,000 $14,140,000 141.5% 0.4%
Figure Lending LLC $6,695,000 $13,875,000 107.2% 0.3%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $14,130,000 $13,580,000 -3.9% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $10,025,000 $13,480,000 34.5% 0.3%
HOMEXPRESS MORTGAGE CORP. $5,850,000 $13,300,000 127.4% 0.3%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $15,110,000 $13,075,000 -13.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $12,465,000 $12,640,000 1.4% 0.3%
NEXERA HOLDING LLC $8,950,000 $12,265,000 37.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $12,310,000 $12,095,000 -1.7% 0.3%
CBRE MULTIFAMILY CAPITAL, INC. $12,005,000 n/a 0.3%
Self-Help Federal Credit Union $4,005,000 $11,470,000 186.4% 0.3%
AMWEST FUNDING CORP. $12,515,000 $11,010,000 -12.0% 0.3%
PACIFIC SERVICE $7,870,000 $10,765,000 36.8% 0.3%
Luxury Mortgage Corp. $2,055,000 $10,755,000 423.4% 0.3%
Citizens Business Bank $9,010,000 $10,555,000 17.1% 0.3%
PLANET HOME LENDING, LLC $5,675,000 $10,405,000 83.3% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,760,000 $10,340,000 487.5% 0.3%
ALTITUDE FINANCIAL CORPORATION $7,620,000 $9,670,000 26.9% 0.2%
NMSI, INC. $2,625,000 $9,495,000 261.7% 0.2%
Discover Bank $8,680,000 $8,250,000 -5.0% 0.2%
Northpointe Bank $6,165,000 $8,060,000 30.7% 0.2%
Performance Financial, Inc. $1,235,000 $7,850,000 535.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $7,995,000 $7,820,000 -2.2% 0.2%
Carrington Mortgage Services, LLC $6,400,000 $7,445,000 16.3% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $4,355,000 $7,225,000 65.9% 0.2%
Morgan Stanley Private Bank $4,275,000 $7,115,000 66.4% 0.2%
ARC HOME LLC $2,125,000 $7,110,000 234.6% 0.2%
Tri Counties Bank $5,450,000 $7,050,000 29.4% 0.2%
VILLAGE CAPITAL MORTGAGE $4,230,000 $6,965,000 64.7% 0.2%
MORIA DEVELOPMENT, INC. $6,780,000 n/a 0.2%
First Bank $135,000 $6,760,000 4,907.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $4,640,000 $6,595,000 42.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,700,000 $6,475,000 -3.4% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $3,740,000 $6,360,000 70.1% 0.2%
Coastal Community Bank $3,740,000 $6,305,000 68.6% 0.2%
Citibank $5,030,000 $6,285,000 25.0% 0.2%
Hometown Equity Mortgage, LLC $2,155,000 $6,070,000 181.7% 0.2%
The Federal Savings Bank $4,675,000 $6,065,000 29.7% 0.2%
Cornerstone First Mortgage, Inc $1,520,000 $5,790,000 280.9% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $2,630,000 $5,790,000 120.2% 0.1%
LOANPAL, LLC $6,280,000 $5,725,000 -8.8% 0.1%
Lakeview Community Capital, LLC $3,890,000 $5,585,000 43.6% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,725,000 $5,385,000 -54.1% 0.1%
Citadel Servicing Corporation $4,550,000 $5,320,000 16.9% 0.1%
DEEPHAVEN MORTGAGE LLC $5,745,000 $5,275,000 -8.2% 0.1%
AHL FUNDING $620,000 $5,055,000 715.3% 0.1%
Arbor Realty Trust, Inc. $4,900,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $15,345,000 $4,840,000 -68.5% 0.1%
SUMMIT FUNDING, INC. $4,635,000 $4,730,000 2.0% 0.1%
USAA Federal Savings Bank $2,690,000 $4,730,000 75.8% 0.1%
ZILLOW HOME LOANS, LLC $2,185,000 $4,700,000 115.1% 0.1%
PHH Mortgage Corporation $1,535,000 $4,625,000 201.3% 0.1%
Home Mortgage Alliance Corp $4,540,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $6,700,000 $4,535,000 -32.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,420,000 $4,515,000 -16.7% 0.1%
Regions Bank $4,485,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $2,515,000 $4,115,000 63.6% 0.1%
SPRING EQ, LLC $2,610,000 $4,090,000 56.7% 0.1%
First-Citizens Bank & Trust Company $4,045,000 n/a 0.1%
CARDINAL FINANCIAL $14,960,000 $3,890,000 -74.0% 0.1%
First National Bank of America $1,740,000 $3,890,000 123.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,575,000 $3,780,000 46.8% 0.1%
NexBank $3,890,000 $3,755,000 -3.5% 0.1%
NP, Inc. $3,510,000 $3,515,000 0.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $915,000 $3,435,000 275.4% 0.1%
OAKTREE FUNDING CORP. $820,000 $3,300,000 302.4% 0.1%
AMERITRUST MORTGAGE CORPORATION $2,185,000 $3,270,000 49.7% 0.1%
RF Renovo Management Company, LLC $3,240,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $2,275,000 $3,135,000 37.8% 0.1%
ALLIANT CREDIT UNION $2,985,000 $3,125,000 4.7% 0.1%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $3,110,000 n/a 0.1%
GOOGAIN, INC. $635,000 $3,015,000 374.8% 0.1%
Pacific Lending LLC $2,920,000 n/a 0.1%
LANTZMAN MANAGEMENT, INC. $1,580,000 $2,900,000 83.5% 0.1%
QUORUM FEDERAL CREDIT UNION $615,000 $2,810,000 356.9% 0.1%
NBKC BANK $3,070,000 $2,760,000 -10.1% 0.1%
FBC MORTGAGE, LLC $7,335,000 $2,750,000 -62.5% 0.1%
A&D Mortgage LLC $4,000,000 $2,645,000 -33.9% 0.1%
Waterstone Mortgage Corporation $2,695,000 $2,645,000 -1.9% 0.1%
21ST MORTGAGE CORPORATION $5,250,000 $2,615,000 -50.2% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,600,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $825,000 $2,485,000 201.2% 0.1%
MLD MORTGAGE INC. $1,210,000 $2,470,000 104.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $625,000 $2,455,000 292.8% 0.1%
MID AMERICA MORTGAGE, INC. $2,435,000 n/a 0.1%
NEW WAVE LENDING GROUP INC $2,880,000 $2,420,000 -16.0% 0.1%
Greenbox Loans, Inc. $3,210,000 $2,350,000 -26.8% 0.1%
GUIDANCE RESIDENTIAL, LLC $2,250,000 $2,320,000 3.1% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $2,815,000 $2,245,000 -20.2% 0.1%
UNION HOME MORTGAGE CORP. $2,935,000 $2,200,000 -25.0% 0.1%
V.I.P. MORTGAGE, INC. $2,190,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $125,000 $2,185,000 1,648.0% 0.1%
Plains Commerce Bank $3,710,000 $2,180,000 -41.2% 0.1%
DAS Acquisition Company, LLC $125,000 $2,155,000 1,624.0% 0.1%
NEW DAY FINANCIAL, LLC $2,900,000 $2,155,000 -25.7% 0.1%
S1L, Inc. $2,610,000 $2,140,000 -18.0% 0.1%
CASTLE & COOKE MORTGAGE, LLC $3,910,000 $2,120,000 -45.8% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $605,000 $2,095,000 246.3% 0.1%
COASTAL FUNDING SLC, INC. $685,000 $2,090,000 205.1% 0.1%
BETTER MORTGAGE CORPORATION $3,170,000 $1,955,000 -38.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,575,000 $1,930,000 22.5% 0.0%
RESIDENTIAL BANCORP $4,930,000 $1,810,000 -63.3% 0.0%
MK LENDING CORP. $1,105,000 $1,735,000 57.0% 0.0%
North American Savings Bank, F.S.B. $670,000 $1,720,000 156.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $810,000 $1,705,000 110.5% 0.0%
Magnolia Bank $700,000 $1,705,000 143.6% 0.0%
MOVEMENT MORTGAGE, LLC $2,925,000 $1,705,000 -41.7% 0.0%
GTE Federal Credit Union $360,000 $1,675,000 365.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,445,000 $1,670,000 15.6% 0.0%
Toyota Financial Savings Bank $1,630,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $2,235,000 $1,580,000 -29.3% 0.0%
CLEARPATH LENDING $825,000 $1,580,000 91.5% 0.0%
TOP FLITE FINANCIAL, INC. $1,585,000 $1,575,000 -0.6% 0.0%
First Federal Bank $1,555,000 n/a 0.0%
San Joaquin Power Employees Credit Union $1,855,000 $1,550,000 -16.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $675,000 $1,525,000 125.9% 0.0%
AUGUSTA FINANCIAL, INC. $355,000 $1,505,000 323.9% 0.0%
UNITED LOCAL CREDIT UNION $155,000 $1,500,000 867.7% 0.0%
Logan Finance Corporation $2,475,000 $1,450,000 -41.4% 0.0%
SCHOOLSFIRST $2,720,000 $1,445,000 -46.9% 0.0%
General Mortgage Capital Corporation $620,000 $1,405,000 126.6% 0.0%
Pacific Premier Bank $37,285,000 $1,355,000 -96.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,155,000 $1,350,000 -37.4% 0.0%
MORTGAGEONE, INC. $495,000 $1,340,000 170.7% 0.0%
LEADERONE FINANCIAL CORPORATION $1,545,000 $1,330,000 -13.9% 0.0%
Libertyville Bank & Trust $1,330,000 n/a 0.0%
HomeStreet Bank $1,310,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,475,000 $1,295,000 -47.7% 0.0%
Raymond James Bank $1,295,000 n/a 0.0%
EVERETT FINANCIAL, INC. $785,000 $1,275,000 62.4% 0.0%
The Huntington National Bank $455,000 $1,275,000 180.2% 0.0%
Arvest Bank $420,000 $1,270,000 202.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $6,055,000 $1,270,000 -79.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,235,000 $1,260,000 -43.6% 0.0%
Ally Bank $36,265,000 $1,255,000 -96.5% 0.0%
Lake Forest Bank & Trust $1,215,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $840,000 $1,200,000 42.9% 0.0%
Texana Bank $1,185,000 n/a 0.0%
Franklin Loan Corporation $1,000,000 $1,150,000 15.0% 0.0%
VAL-CHRIS INVESTMENTS, INC. $1,610,000 $1,150,000 -28.6% 0.0%
Nations Lending Corporation $1,055,000 $1,145,000 8.5% 0.0%
OPEN MORTGAGE, LLC $1,420,000 $1,135,000 -20.1% 0.0%
CANOPY MORTGAGE, LLC $175,000 $1,130,000 545.7% 0.0%
GENEVA FINANCIAL, LLC $175,000 $1,095,000 525.7% 0.0%
Wintrust Bank, N.A. $1,060,000 n/a 0.0%
Provident Credit Union $205,000 $1,045,000 409.8% 0.0%
VERITAS FUNDING, LLC $1,515,000 $1,020,000 -32.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,015,000 n/a 0.0%
LADERA LENDING, INC. $1,870,000 $1,000,000 -46.5% 0.0%
PATELCO $1,990,000 $1,000,000 -49.7% 0.0%
DATA MORTGAGE, INC. $675,000 $980,000 45.2% 0.0%
FIRST COLONY MORTGAGE CORPORATION $940,000 n/a 0.0%
M&T Bank $885,000 $935,000 5.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $575,000 $905,000 57.4% 0.0%
MICHIGAN MUTUAL, INC. $1,495,000 $900,000 -39.8% 0.0%
Ameris Bank $365,000 $885,000 142.5% 0.0%
ONY GLO, INC. $1,135,000 $860,000 -24.2% 0.0%
American Mortgage & Equity Consultants, Inc. $2,695,000 $855,000 -68.3% 0.0%
Barrington Bank & Trust Company, N.A. $1,455,000 $855,000 -41.2% 0.0%
Fremont Bank $3,155,000 $855,000 -72.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $145,000 $845,000 482.8% 0.0%
LENDSURE MORTGAGE CORP. $2,175,000 $830,000 -61.8% 0.0%
CALLISTO GROUP, INC. $255,000 $810,000 217.6% 0.0%
Bethpage Federal Credit Union $770,000 $805,000 4.5% 0.0%
Prosperity Home Mortgage, LLC $8,435,000 $790,000 -90.6% 0.0%
FAY SERVICING, LLC $205,000 $775,000 278.0% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $765,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $755,000 n/a 0.0%
Peoples Bank $750,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $670,000 $740,000 10.4% 0.0%
MY MOVE MORTGAGE, LLC $735,000 n/a 0.0%
Water and Power Community Credit Union $680,000 n/a 0.0%
FUNDLOANS CAPITAL $235,000 $660,000 180.9% 0.0%
1ST UNITED SERVICES CREDIT UNION $635,000 n/a 0.0%
HomeTrust Bank $2,145,000 $635,000 -70.4% 0.0%
KeyBank $26,585,000 $625,000 -97.6% 0.0%
ST FIN CORP $620,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $215,000 $615,000 186.0% 0.0%
WESCOM CENTRAL CREDIT UNION $835,000 $615,000 -26.3% 0.0%
SCENIC OAKS FUNDING, INC. $3,300,000 $600,000 -81.8% 0.0%
VALLEY STRONG CREDIT UNION $570,000 $600,000 5.3% 0.0%
LIMA ONE CAPITAL, LLC $1,505,000 $595,000 -60.5% 0.0%
Comerica Bank $1,165,000 $590,000 -49.4% 0.0%
KD CAPITAL MORTGAGE CORPORATION $235,000 $590,000 151.1% 0.0%
CENTRAL COAST LENDING, INC. $725,000 $585,000 -19.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $215,000 $580,000 169.8% 0.0%
Armed Forces Bank $575,000 n/a 0.0%
FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION $55,000 $575,000 945.5% 0.0%
Royal Business Bank $560,000 n/a 0.0%
BANC ONE MORTGAGE CORPORATION $555,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $555,000 n/a 0.0%
KINECTA $3,350,000 $545,000 -83.7% 0.0%
GEORGIA'S OWN $1,210,000 $540,000 -55.4% 0.0%
EQUITY WAVE LENDING, INC. $125,000 $535,000 328.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $530,000 n/a 0.0%
Constant Investments, Inc. $525,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,005,000 $525,000 -82.5% 0.0%
ROYAL UNITED MORTGAGE LLC $450,000 $525,000 16.7% 0.0%
RBC Bank, (Georgia) $515,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $495,000 n/a 0.0%
TRAVIS CREDIT UNION $55,000 $485,000 781.8% 0.0%
Charles Schwab Bank, SSB $325,000 $470,000 44.6% 0.0%
Ixonia Bank $325,000 $470,000 44.6% 0.0%
Kaiperm Diablo Federal Credit Union $470,000 n/a 0.0%
MACKILLIE INCORPORATED $470,000 n/a 0.0%
PREMIER LENDING, INC. $465,000 n/a 0.0%
DIRECTIONS EQUITY, LLC $455,000 n/a 0.0%
Farmers Bank & Trust $335,000 $455,000 35.8% 0.0%
Frontier Bank $455,000 n/a 0.0%
UNITED MORTGAGE CORP $455,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $680,000 $450,000 -33.8% 0.0%
DIRECTORS MORTGAGE, INC. $435,000 n/a 0.0%
Loan Simple, Inc. $435,000 n/a 0.0%
MONARCH FUNDING CORP. $435,000 n/a 0.0%
KEYPOINT $185,000 $425,000 129.7% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $2,535,000 $425,000 -83.2% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $425,000 n/a 0.0%
Farmers & Merchants Bank of Central California $420,000 n/a 0.0%
University Bank $255,000 $420,000 64.7% 0.0%
AXIA FINANCIAL, LLC $235,000 $415,000 76.6% 0.0%
Baxter Credit Union $475,000 $415,000 -12.6% 0.0%
STAR ONE CREDIT UNION $1,905,000 $415,000 -78.2% 0.0%
Truist $1,085,000 $415,000 -61.8% 0.0%
STANFORD Federal Credit Union $245,000 $410,000 67.3% 0.0%
ADVANCIAL $275,000 $405,000 47.3% 0.0%
American Riviera Bank $345,000 $385,000 11.6% 0.0%
NASA Federal Credit Union $75,000 $385,000 413.3% 0.0%
RANLIFE, INC. $385,000 n/a 0.0%
Princeton Mortgage Corporation $335,000 $365,000 9.0% 0.0%
United Nations Federal Credit Union $365,000 n/a 0.0%
FIRST ENTERTAINMENT $75,000 $345,000 360.0% 0.0%
MORTGAGE EXPRESS, LLC $345,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $345,000 n/a 0.0%
UNITED $345,000 n/a 0.0%
Commercial Loan Corporation $340,000 n/a 0.0%
Murphy Bank $310,000 $340,000 9.7% 0.0%
Bank of England $790,000 $325,000 -58.9% 0.0%
Sierra Lending Corporation $325,000 n/a 0.0%
ARROWHEAD CENTRAL CREDIT UNION $305,000 n/a 0.0%
Crestline Funding Corporation $305,000 n/a 0.0%
Old National Bank $305,000 n/a 0.0%
T2 FINANCIAL LLC $660,000 $305,000 -53.8% 0.0%
COASTHILLS $295,000 n/a 0.0%
COMMUNITYAMERICA $285,000 n/a 0.0%
Quontic Bank $295,000 $280,000 -5.1% 0.0%
City Lending Inc. $275,000 n/a 0.0%
GEO-CORP, INC. $275,000 n/a 0.0%
Stifel Bank and Trust $465,000 $275,000 -40.9% 0.0%
Umpqua Bank $90,000 $275,000 205.6% 0.0%
WINGS FINANCIAL $270,000 n/a 0.0%
EMM LOANS LLC $345,000 $265,000 -23.2% 0.0%
ML Mortgage Corp. $285,000 $265,000 -7.0% 0.0%
MERIWEST $260,000 n/a 0.0%
ATLANTA POSTAL $255,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $255,000 n/a 0.0%
NFM, INC. $1,210,000 $255,000 -78.9% 0.0%
TOWNE MORTGAGE COMPANY $5,475,000 $255,000 -95.3% 0.0%
EVERENCE FEDERAL CREDIT UNION $245,000 n/a 0.0%
UNCLE Credit Union $105,000 $235,000 123.8% 0.0%
Beeline Loans, Inc. $225,000 n/a 0.0%
HighTechLending Inc $205,000 $225,000 9.8% 0.0%
ALL REVERSE MORTGAGE, INC. $515,000 $215,000 -58.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $335,000 $215,000 -35.8% 0.0%
Financial Partners Credit Union $280,000 $215,000 -23.2% 0.0%
AEROSPACE FEDERAL CREDIT UNION $205,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $460,000 $205,000 -55.4% 0.0%
Vellum Mortgage, Inc. $205,000 n/a 0.0%
East West Bank $195,000 n/a 0.0%
REDWOOD $190,000 n/a 0.0%
State Department Federal Credit Union $230,000 $190,000 -17.4% 0.0%
Bank of Hope $6,205,000 $185,000 -97.0% 0.0%
TULARE COUNTY $140,000 $185,000 32.1% 0.0%
DEPARTMENT OF COMMERCE $175,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $175,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $905,000 $175,000 -80.7% 0.0%
Firefighters First Federal Credit Union $250,000 $170,000 -32.0% 0.0%
F&A Federal Credit Union $160,000 n/a 0.0%
City National Bank $155,000 n/a 0.0%
SALAL $105,000 $155,000 47.6% 0.0%
HARTFORD FUNDING, LTD. $145,000 n/a 0.0%
Banner Bank $17,010,000 $140,000 -99.2% 0.0%
NuVision Federal Credit Union $140,000 n/a 0.0%
THE POLICE Credit Union $120,000 $140,000 16.7% 0.0%
CIS Financial Services, Inc. $280,000 $125,000 -55.4% 0.0%
Mortgage Vintage, Inc. $125,000 n/a 0.0%
SKYONE Federal Credit Union $120,000 $125,000 4.2% 0.0%
SAFE 1 CREDIT UNION $235,000 $120,000 -48.9% 0.0%
CHEVRON $385,000 $105,000 -72.7% 0.0%
Fidelity Bank $105,000 n/a 0.0%
JTF ROSE, INC. $105,000 n/a 0.0%
PremierOne Credit Union $105,000 n/a 0.0%
American Airlines Federal Credit Union $575,000 $95,000 -83.5% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $95,000 n/a 0.0%
SANDIA LABORATORY $95,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $385,000 $85,000 -77.9% 0.0%
Deere Employees Credit Union $65,000 $75,000 15.4% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $330,000 $75,000 -77.3% 0.0%
Southwest Airlines Federal Credit Union $75,000 n/a 0.0%
I.L.W.U. CREDIT UNION $65,000 n/a 0.0%
North Coast Financial, Inc. $385,000 $65,000 -83.1% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $55,000 n/a 0.0%
SESLOC $45,000 $45,000 0.0% 0.0%
THE FIRST FINANCIAL Federal Credit Union $45,000 n/a 0.0%
PARTNERS $35,000 n/a 0.0%
SANTA CLARA COUNTY $140,000 $35,000 -75.0% 0.0%
California Coast Credit Union $465,000 $25,000 -94.6% 0.0%
Credit Union of Southern California $25,000 n/a 0.0%

FRESNO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.7% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $269,705,000 in loans. In third place, with 6.2%, is EAGLE HOME MORTGAGE, LLC, having originated $249,290,000 in loans. In fourth place, with 5.8%, is ALAMEDA MORTGAGE CORPORATION, having originated $234,595,000 in loans. In fifth place, with 5.8%, is Century Mortgage Company DBA Century Lending Company, having originated $234,165,000 in loans.


FRESNO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - FRESNO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $305,680 (11.2%) $396,176 (8.0%) 1.13 1,690
2018-02-01 $304,950 (10.9%) $396,397 (7.3%) 1.11 1,707
2018-03-01 $309,950 (12.7%) $404,628 (8.7%) 1.09 1,766
2018-04-01 $313,450 (8.1%) $403,543 (6.0%) 1.06 1,862
2018-05-01 $315,000 (5.0%) $409,878 (2.9%) 1.05 1,945
2018-06-01 $316,450 (2.5%) $416,087 (3.1%) 1.06 2,077
2018-07-01 $315,000 (3.3%) $409,884 (0.9%) 1.05 2,176
2018-08-01 $315,000 (4.6%) $403,164 (0.1%) 1.06 2,269
2018-09-01 $310,000 (3.3%) $396,527 (0.5%) 1.04 2,399
2018-10-01 $309,987 (1.6%) $399,187 (1.8%) 1.05 2,474
2018-11-01 $309,450 (-0.1%) $396,931 (0.8%) 1.05 2,437
2018-12-01 $309,900 (0.3%) $396,191 (0.3%) 1.07 2,232
2019-01-01 $305,250 (-0.1%) $382,184 (-3.5%) 1.05 2,083
2019-02-01 $308,338 (1.1%) $384,972 (-2.9%) 1.04 2,135
2019-03-01 $313,429 (1.1%) $400,178 (-1.1%) 1.02 2,133
2019-04-01 $317,806 (1.4%) $396,815 (-1.7%) 1.01 2,202
2019-05-01 $325,000 (3.2%) $404,783 (-1.2%) 1.02 2,238
2019-06-01 $334,900 (5.8%) $415,088 (-0.2%) 1.05 2,283
2019-07-01 $337,500 (7.1%) $415,442 (1.4%) 1.06 2,257
2019-08-01 $333,130 (5.8%) $412,057 (2.2%) 1.05 2,289
2019-09-01 $328,824 (6.1%) $407,101 (2.7%) 1.05 2,298
2019-10-01 $326,571 (5.4%) $407,345 (2.0%) 1.05 2,267
2019-11-01 $325,900 (5.3%) $412,119 (3.8%) 1.07 2,133
2019-12-01 $326,785 (5.5%) $407,612 (2.9%) 1.09 1,931
2020-01-01 $329,000 (7.8%) $410,971 (7.5%) 1.10 1,677
2020-02-01 $329,000 (6.7%) $407,099 (5.8%) 1.08 1,641
2020-03-01 $339,913 (8.5%) $426,183 (6.5%) 1.07 1,601
2020-04-01 $336,840 (6.0%) $417,015 (5.1%) 1.06 1,686
2020-05-01 $340,000 (4.6%) $428,926 (6.0%) 1.03 1,575
2020-06-01 $349,855 (4.5%) $443,563 (6.9%) 1.03 1,323
2020-07-01 $354,500 (5.0%) $458,808 (10.4%) 1.03 1,119
2020-08-01 $363,950 (9.3%) $469,221 (13.9%) 1.04 1,022
2020-09-01 $362,500 (10.2%) $475,461 (16.8%) 1.04 1,040
2020-10-01 $359,450 (10.1%) $479,276 (17.7%) 1.03 1,022
2020-11-01 $362,675 (11.3%) $497,854 (20.8%) 1.06 950
2020-12-01 $354,500 (8.5%) $485,674 (19.2%) 1.05 857
2021-01-01 $365,000 (10.9%) $500,299 (21.7%) 1.09 694
2021-02-01 $362,500 (10.2%) $510,906 (25.5%) 1.06 637
2021-03-01 $373,900 (10.0%) $520,334 (22.1%) 1.06 640
2021-04-01 $389,225 (15.6%) $537,645 (28.9%) 1.05 679
2021-05-01 $399,900 (17.6%) $554,522 (29.3%) 1.06 725
2021-06-01 $406,143 (16.1%) $557,319 (25.7%) 1.07 855
2021-07-01 $399,950 (12.8%) $545,308 (18.9%) 1.06 964
2021-08-01 $401,750 (10.4%) $542,345 (15.6%) 1.07 1,035
2021-09-01 $413,500 (14.1%) $634,237 (33.4%) 1.10 1,073
2021-10-01 $419,000 (16.6%) $542,913 (13.3%) 1.12 1,029
2021-11-01 $427,000 (17.7%) $552,727 (11.0%) 1.14 967
2021-12-01 $437,000 (23.3%) $567,941 (16.9%) 1.18 838
2022-01-01 $439,000 (20.3%) $580,001 (15.9%) 1.19 677
2022-02-01 $420,000 (15.9%) $566,072 (10.8%) 1.09 671
2022-03-01 $434,950 (16.3%) $582,657 (12.0%) 1.09 722
2022-04-01 $449,000 (15.4%) $595,920 (10.8%) 1.07 812
2022-05-01 $454,997 (13.8%) $591,873 (6.7%) 1.04 1,022
2022-06-01 $452,950 (11.5%) $577,404 (3.6%) 1.01 1,245
2022-07-01 $449,900 (12.5%) $563,143 (3.3%) 1.01 1,614
2022-08-01 $442,500 (10.1%) $551,008 (1.6%) 1.02 1,646
2022-09-01 $447,450 (8.2%) $551,236 (-13.1%) 1.05 1,651
2022-10-01 $435,000 (3.8%) $542,135 (-0.1%) 1.02 1,722
2022-11-01 $427,000 (0.0%) $543,406 (-1.7%) 1.03 1,713
2022-12-01 $430,000 (-1.6%) $549,282 (-3.3%) 1.06 1,487
2023-01-01 $437,000 (-0.5%) $557,223 (-3.9%) 1.08 1,313
2023-02-01 $441,250 (5.1%) $578,412 (2.2%) 1.06 1,159
2023-03-01 $444,968 (2.3%) $588,557 (1.0%) 1.05 1,067
2023-04-01 $450,000 (0.2%) $611,634 (2.6%) 1.05 981
2023-05-01 $472,275 (3.8%) $623,300 (5.3%) 1.07 1,023
2023-06-01 $477,533 (5.4%) $624,819 (8.2%) 1.07 1,062
2023-07-01 $486,250 (8.1%) $635,826 (12.9%) 1.11 1,115
2023-08-01 $481,250 (8.8%) $635,747 (15.4%) 1.11 1,279
2023-09-01 $473,960 (5.9%) $616,563 (11.9%) 1.10 1,345
2023-10-01 $469,000 (7.8%) $607,462 (12.1%) 1.10 1,443
2023-11-01 $460,000 (7.7%) $597,325 (9.9%) 1.10 1,545
2023-12-01 $461,500 (7.3%) $608,460 (10.8%) 1.13 1,469
2024-01-01 $453,470 (3.8%) $604,108 (8.4%) 1.11 1,307
2024-02-01 $467,300 (5.9%) $619,217 (7.1%) 1.12 1,222
2024-03-01 $469,000 (5.4%) $623,043 (5.9%) 1.10 1,206
2024-04-01 $478,500 (6.3%) $628,172 (2.7%) 1.11 1,306
2024-05-01 $482,250 (2.1%) $637,976 (2.4%) 1.10 1,402
2024-06-01 $482,000 (0.9%) $626,506 (0.3%) 1.10 1,430
2024-07-01 $478,426 (-1.6%) $617,149 (-2.9%) 1.09 1,593
2024-08-01 $479,950 (-0.3%) $630,266 (-0.9%) 1.12 1,634
2024-09-01 $481,000 (1.5%) $626,951 (1.7%) 1.13 1,755
2024-10-01 $477,327 (1.8%) $611,290 (0.6%) 1.12 1,759
2024-11-01 $479,694 (4.3%) $607,430 (1.7%) 1.15 1,751
2024-12-01 $477,485 (3.5%) $600,479 (-1.3%) 1.19 1,555
2025-01-01 $475,000 (4.8%) $594,861 (-1.5%) 1.19 1,516
2025-02-01 $475,000 (1.7%) $599,010 (-3.3%) 1.15 1,649
2025-03-01 $480,000 (2.4%) $609,425 (-2.2%) 0.00 1,695
FRESNO's median listing price for 2025-03-01 was $480,000, a difference of $11,000 (2.4%) versus the prior year and $5,000 versus the prior month.

FRESNO's median listing price comes in at 0% of the national average.

FRESNO's average listing price for 2025-03-01 was $609,425, a difference of $-13,618 (-2.2%) versus the prior year and $10,415 versus the prior month.

For the 2025-03-01 period, FRESNO had 1,695 MLS listings, a difference of 46 listings (3%) versus the prior month and 489 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FRESNO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 62 days 1,885 sqft
2018-02-01 44 days 1,869 sqft
2018-03-01 43 days 1,900 sqft
2018-04-01 43 days 1,900 sqft
2018-05-01 40 days 1,893 sqft
2018-06-01 43 days 1,892 sqft
2018-07-01 43 days 1,877 sqft
2018-08-01 43 days 1,873 sqft
2018-09-01 47 days 1,862 sqft
2018-10-01 50 days 1,849 sqft
2018-11-01 52 days 1,852 sqft
2018-12-01 61 days 1,861 sqft
2019-01-01 65 days 1,851 sqft
2019-02-01 52 days 1,841 sqft
2019-03-01 46 days 1,872 sqft
2019-04-01 43 days 1,890 sqft
2019-05-01 44 days 1,906 sqft
2019-06-01 47 days 1,919 sqft
2019-07-01 50 days 1,920 sqft
2019-08-01 50 days 1,908 sqft
2019-09-01 51 days 1,892 sqft
2019-10-01 52 days 1,882 sqft
2019-11-01 55 days 1,872 sqft
2019-12-01 60 days 1,867 sqft
2020-01-01 65 days 1,854 sqft
2020-02-01 47 days 1,834 sqft
2020-03-01 43 days 1,876 sqft
2020-04-01 46 days 1,872 sqft
2020-05-01 54 days 1,895 sqft
2020-06-01 47 days 1,908 sqft
2020-07-01 42 days 1,908 sqft
2020-08-01 33 days 1,920 sqft
2020-09-01 30 days 1,889 sqft
2020-10-01 31 days 1,886 sqft
2020-11-01 37 days 1,880 sqft
2020-12-01 42 days 1,836 sqft
2021-01-01 43 days 1,851 sqft
2021-02-01 28 days 1,822 sqft
2021-03-01 22 days 1,853 sqft
2021-04-01 17 days 1,872 sqft
2021-05-01 16 days 1,848 sqft
2021-06-01 18 days 1,872 sqft
2021-07-01 23 days 1,866 sqft
2021-08-01 27 days 1,870 sqft
2021-09-01 30 days 1,890 sqft
2021-10-01 29 days 1,868 sqft
2021-11-01 33 days 1,891 sqft
2021-12-01 40 days 1,872 sqft
2022-01-01 37 days 1,880 sqft
2022-02-01 30 days 1,806 sqft
2022-03-01 30 days 1,798 sqft
2022-04-01 30 days 1,829 sqft
2022-05-01 26 days 1,840 sqft
2022-06-01 29 days 1,843 sqft
2022-07-01 32 days 1,836 sqft
2022-08-01 39 days 1,820 sqft
2022-09-01 45 days 1,835 sqft
2022-10-01 48 days 1,817 sqft
2022-11-01 50 days 1,796 sqft
2022-12-01 59 days 1,818 sqft
2023-01-01 65 days 1,827 sqft
2023-02-01 52 days 1,833 sqft
2023-03-01 50 days 1,849 sqft
2023-04-01 48 days 1,883 sqft
2023-05-01 38 days 1,892 sqft
2023-06-01 38 days 1,905 sqft
2023-07-01 39 days 1,900 sqft
2023-08-01 39 days 1,909 sqft
2023-09-01 41 days 1,911 sqft
2023-10-01 44 days 1,904 sqft
2023-11-01 46 days 1,891 sqft
2023-12-01 56 days 1,890 sqft
2024-01-01 65 days 1,875 sqft
2024-02-01 54 days 1,891 sqft
2024-03-01 45 days 1,909 sqft
2024-04-01 44 days 1,921 sqft
2024-05-01 40 days 1,913 sqft
2024-06-01 44 days 1,897 sqft
2024-07-01 44 days 1,886 sqft
2024-08-01 50 days 1,879 sqft
2024-09-01 48 days 1,873 sqft
2024-10-01 50 days 1,870 sqft
2024-11-01 57 days 1,881 sqft
2024-12-01 63 days 1,866 sqft
2025-01-01 64 days 1,846 sqft
2025-02-01 48 days 1,851 sqft
2025-03-01 0 days 1,854 sqft
FRESNO's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

FRESNO's median square footage for active listings during the 2025-03-01 period was 1,854 sqft. One year prior, the average listing was 1,909 sqft.

FRESNO, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,606 $2,833,230,000 $372,499
Cash Out Refi 1,980 $473,030,000 $238,904
Other 1,238 $119,320,000 $96,381
Home Improvement 1,043 $110,205,000 $105,662
Refi 1,004 $473,750,000 $471,863
NA 15 $3,205,000 $213,667

Fresno's most frequently cited loan purpose was Home Purchase, with 7,606 originations. The 2nd most popular reason was Cash Out Refi, with 1,980 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 4,927 $1,823,405,000 $370,084
Over 8% 2,694 $374,570,000 $139,039
5-6% 2,405 $1,025,665,000 $426,472
7-8% 2,216 $643,090,000 $290,203
<2.5% 380 $7,780,000 $20,474
4-5% 201 $89,605,000 $445,796
3-4% 12 $26,710,000 $2,225,833
2.5-3% 10 $2,190,000 $219,000

During 2024, Fresno's most frequently originated rate bucket was 6-7%, with 4,927 originations.

Loan Sizing (FRESNO, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,251 $1,616,995,000 $307,940
$400k-600k 2,777 $1,298,585,000 $467,622
$100,000 or less 2,438 $125,410,000 $51,440
$100k-200k 1,788 $257,870,000 $144,223
$600k-1000k 509 $356,795,000 $700,972
$Over $1MM 123 $357,085,000 $2,903,130

FRESNO's loan sizing saw the bucket of loans from $200k-400k with 5,251 originations, totaling $1,616,995,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,114 $2,056,460,000 $402,124
60-80% 2,774 $1,144,440,000 $412,559
Under 20% 2,367 $136,715,000 $57,759
20-40% 1,268 $232,630,000 $183,462
40-60% 1,066 $315,510,000 $295,976
Over 100% 111 $57,625,000 $519,144

FRESNO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,114 originations, totaling $2,056,460,000 in origination value.