FRESNO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Fresno averaged
6.74%
for the week of 2024-12-05, compared to the national average of
6.69% for the same period.
The average rate for the prior week (2024-11-27) was
6.56% and
one month ago for the week of 2024-10-31, the
average rate was 6.47%.
Fresno's average rate one year ago was 7.27%.
For refis of the same type during the week of 2024-12-05, the average rate
was 6.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-05 | 6.69% |
| Fresno 30 Year Fixed Rate | 2024-12-05 | 6.74% |
| Fresno 30 Year Fixed Rate Refi | 2024-12-05 | 6.74% |
| Fresno 15 Year Fixed Rate | 2024-12-05 | 5.99% |
| Fresno 15 Year Fixed Rate Refi | 2024-12-05 | 5.86% |
| Fresno 30 Year FHA | 2024-12-05 | 6.09% |
| Fresno 30 Year FHA Refi | 2024-12-05 | 6.26% |
| Fresno 30 Year USDA | 2024-12-05 | 6.23% |
| Fresno 30 Year USDA Refi | 2024-12-05 | 6.33% |
| Fresno 30 Year VA | 2024-12-05 | 6.1% |
| Fresno 30 Year VA Refi | 2024-12-05 | 5.94% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FRESNO, CA.
FRESNO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FRESNO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
FRESNO Average Closing Costs & Other Stats
FRESNO, CA's 227 lenders originated 10,934
loans during 2023. The total origination value was $3,365,280,000, with an average loan value of
$307,781.
FRESNO's average closing costs are $6,239.
The top FRESNO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
910 loans originated. Their average total fees are
$9,865, which is $1,880
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee FRESNO lenders (with over 10 loans originated) are
Educational Employees Credit Union ($2,670), NAVY FEDERAL CREDIT UNION ($4,294), THE GOLDEN 1 ($4,353), Bank of America ($4,612) and BMO Harris Bank ($5,236).
The lowest rate FRESNO lenders (with over 10 loans originated) are
Educational Employees Credit Union (5.82%), K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. (5.83%), INSPIRE HOME LOANS INC. (5.89%), Citibank (6.08%) and AMERISAVE MORTGAGE CORPORATION (6.21%).
FRESNO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $822,060,000 | $599,300,000 | -27.1% | 17.8% |
| QUICKEN LOANS, LLC | $468,360,000 | $232,535,000 | -50.4% | 6.9% |
| ALAMEDA MORTGAGE CORPORATION | $316,975,000 | $228,155,000 | -28.0% | 6.8% |
| EAGLE HOME MORTGAGE, LLC | $174,300,000 | $193,845,000 | 11.2% | 5.8% |
| Century Mortgage Company DBA Century Lending Company | $44,945,000 | $137,325,000 | 205.5% | 4.1% |
| Educational Employees Credit Union | $117,365,000 | $102,160,000 | -13.0% | 3.0% |
| JPMorgan Chase Bank | $71,105,000 | $60,730,000 | -14.6% | 1.8% |
| CMG MORTGAGE, INC. | $75,400,000 | $56,155,000 | -25.5% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $77,515,000 | $55,895,000 | -27.9% | 1.7% |
| INSPIRE HOME LOANS INC. | $138,250,000 | $55,465,000 | -59.9% | 1.6% |
| READYCAP COMMERCIAL, LLC | $52,560,000 | n/a | 1.6% | |
| Sierra Pacific Mortgage Company, Inc. | $88,070,000 | $51,665,000 | -41.3% | 1.5% |
| U.S. Bank | $53,195,000 | $43,300,000 | -18.6% | 1.3% |
| Bank of America | $56,195,000 | $43,100,000 | -23.3% | 1.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $75,170,000 | $39,510,000 | -47.4% | 1.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $51,640,000 | $38,275,000 | -25.9% | 1.1% |
| Wells Fargo Bank | $101,580,000 | $37,470,000 | -63.1% | 1.1% |
| Pacific Premier Bank | $14,655,000 | $37,285,000 | 154.4% | 1.1% |
| Ally Bank | $7,355,000 | $36,265,000 | 393.1% | 1.1% |
| THE GOLDEN 1 | $42,325,000 | $33,030,000 | -22.0% | 1.0% |
| Flagstar Bank, FSB | $35,015,000 | $30,405,000 | -13.2% | 0.9% |
| River City Bank | $30,005,000 | n/a | 0.9% | |
| Noble Federal Credit Union | $38,255,000 | $29,945,000 | -21.7% | 0.9% |
| PLAZA HOME MORTGAGE, INC. | $32,950,000 | $27,985,000 | -15.1% | 0.8% |
| LOANDEPOT.COM, LLC | $126,540,000 | $27,745,000 | -78.1% | 0.8% |
| KBHS HOME LOANS, LLC | $37,930,000 | $26,805,000 | -29.3% | 0.8% |
| KeyBank | $13,690,000 | $26,585,000 | 94.2% | 0.8% |
| Paramount Residential Mortgage Group, Inc. | $17,620,000 | $24,500,000 | 39.0% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $31,585,000 | $21,150,000 | -33.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $70,825,000 | $19,280,000 | -72.8% | 0.6% |
| Commerce Home Mortgage, Inc. | $47,315,000 | $18,910,000 | -60.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $20,600,000 | $18,860,000 | -8.4% | 0.6% |
| Mortgage Research Center, LLC | $33,015,000 | $18,810,000 | -43.0% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $15,510,000 | $18,715,000 | 20.7% | 0.6% |
| BMO Harris Bank | $3,950,000 | $18,570,000 | 370.1% | 0.6% |
| Banner Bank | $3,445,000 | $17,010,000 | 393.8% | 0.5% |
| GUILD MORTGAGE COMPANY | $24,610,000 | $16,930,000 | -31.2% | 0.5% |
| CITYWIDE HOME LOANS, LLC | $4,950,000 | $15,345,000 | 210.0% | 0.5% |
| The Loan Store, Inc. | $480,000 | $15,185,000 | 3,063.5% | 0.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $2,205,000 | $15,110,000 | 585.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $58,920,000 | $14,990,000 | -74.6% | 0.4% |
| CARDINAL FINANCIAL | $39,820,000 | $14,960,000 | -62.4% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $32,255,000 | $14,710,000 | -54.4% | 0.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $18,125,000 | $14,130,000 | -22.0% | 0.4% |
| GUARANTEED RATE, INC. | $34,195,000 | $13,450,000 | -60.7% | 0.4% |
| OCMBC, INC. | $12,660,000 | $12,920,000 | 2.1% | 0.4% |
| AMWEST FUNDING CORP. | $25,285,000 | $12,515,000 | -50.5% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $110,960,000 | $12,465,000 | -88.8% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $12,310,000 | n/a | 0.4% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $37,305,000 | $11,725,000 | -68.6% | 0.3% |
| MID-VALLEY SERVICES, INC. | $23,350,000 | $11,550,000 | -50.5% | 0.3% |
| Zions Bank | $62,895,000 | $11,305,000 | -82.0% | 0.3% |
| PNC Bank | $30,185,000 | $11,190,000 | -62.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $26,635,000 | $10,750,000 | -59.6% | 0.3% |
| BAY-VALLEY MORTGAGE GROUP | $10,690,000 | n/a | 0.3% | |
| SUN WEST MORTGAGE COMPANY, INC. | $11,830,000 | $10,025,000 | -15.3% | 0.3% |
| Golden Empire Mortgage, Inc. | $22,720,000 | $9,365,000 | -58.8% | 0.3% |
| BAY EQUITY LLC | $32,765,000 | $9,225,000 | -71.8% | 0.3% |
| Citizens Business Bank | $25,870,000 | $9,010,000 | -65.2% | 0.3% |
| NEXERA HOLDING LLC | $4,770,000 | $8,950,000 | 87.6% | 0.3% |
| Discover Bank | $5,220,000 | $8,680,000 | 66.3% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $12,120,000 | $8,600,000 | -29.0% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $21,345,000 | $8,515,000 | -60.1% | 0.3% |
| Prosperity Home Mortgage, LLC | $11,060,000 | $8,435,000 | -23.7% | 0.3% |
| Exchange Bank | $8,250,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $33,590,000 | $7,995,000 | -76.2% | 0.2% |
| PACIFIC SERVICE | $11,480,000 | $7,870,000 | -31.4% | 0.2% |
| JMAC LENDING, INC. | $4,570,000 | $7,635,000 | 67.1% | 0.2% |
| ALTITUDE FINANCIAL CORPORATION | $7,620,000 | n/a | 0.2% | |
| FBC MORTGAGE, LLC | $4,245,000 | $7,335,000 | 72.8% | 0.2% |
| Mechanics Bank | $33,830,000 | $7,135,000 | -78.9% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $460,000 | $6,805,000 | 1,379.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,725,000 | $6,700,000 | -23.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $8,085,000 | $6,700,000 | -17.1% | 0.2% |
| Figure Lending LLC | $6,575,000 | $6,695,000 | 1.8% | 0.2% |
| Carrington Mortgage Services, LLC | $14,780,000 | $6,400,000 | -56.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $10,665,000 | $6,360,000 | -40.4% | 0.2% |
| LOANPAL, LLC | $19,420,000 | $6,280,000 | -67.7% | 0.2% |
| Bank of Hope | $645,000 | $6,205,000 | 862.0% | 0.2% |
| Northpointe Bank | $14,940,000 | $6,165,000 | -58.7% | 0.2% |
| NEWREZ LLC | $25,705,000 | $6,090,000 | -76.3% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $2,765,000 | $6,055,000 | 119.0% | 0.2% |
| Equity Prime Mortgage LLC | $9,530,000 | $5,855,000 | -38.6% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $10,080,000 | $5,850,000 | -42.0% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $3,755,000 | $5,745,000 | 53.0% | 0.2% |
| PLANET HOME LENDING, LLC | $5,455,000 | $5,675,000 | 4.0% | 0.2% |
| TOWNE MORTGAGE COMPANY | $3,290,000 | $5,475,000 | 66.4% | 0.2% |
| Tri Counties Bank | $25,430,000 | $5,450,000 | -78.6% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,005,000 | $5,420,000 | 8.3% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,970,000 | $5,250,000 | 166.5% | 0.2% |
| Citibank | $8,140,000 | $5,030,000 | -38.2% | 0.1% |
| RESIDENTIAL BANCORP | $12,475,000 | $4,930,000 | -60.5% | 0.1% |
| The Federal Savings Bank | $8,385,000 | $4,675,000 | -44.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,045,000 | $4,640,000 | 52.4% | 0.1% |
| SUMMIT FUNDING, INC. | $21,805,000 | $4,635,000 | -78.7% | 0.1% |
| Citadel Servicing Corporation | $3,445,000 | $4,550,000 | 32.1% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,355,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $3,620,000 | $4,275,000 | 18.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,690,000 | $4,230,000 | -25.7% | 0.1% |
| Self-Help Federal Credit Union | $4,605,000 | $4,005,000 | -13.0% | 0.1% |
| A&D Mortgage LLC | $825,000 | $4,000,000 | 384.8% | 0.1% |
| Platinum Home Mortgage Corporation | $16,225,000 | $3,970,000 | -75.5% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $7,965,000 | $3,910,000 | -50.9% | 0.1% |
| Lakeview Community Capital, LLC | $11,130,000 | $3,890,000 | -65.0% | 0.1% |
| NexBank | $4,495,000 | $3,890,000 | -13.5% | 0.1% |
| Coastal Community Bank | $3,740,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,635,000 | $3,740,000 | 2.9% | 0.1% |
| Plains Commerce Bank | $785,000 | $3,710,000 | 372.6% | 0.1% |
| NP, Inc. | $1,635,000 | $3,510,000 | 114.7% | 0.1% |
| KINECTA | $2,560,000 | $3,350,000 | 30.9% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $6,555,000 | $3,300,000 | -49.7% | 0.1% |
| Greenbox Loans, Inc. | $1,310,000 | $3,210,000 | 145.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $12,540,000 | $3,170,000 | -74.7% | 0.1% |
| Fremont Bank | $3,665,000 | $3,155,000 | -13.9% | 0.1% |
| NBKC BANK | $5,995,000 | $3,070,000 | -48.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $870,000 | $3,005,000 | 245.4% | 0.1% |
| ALLIANT CREDIT UNION | $6,475,000 | $2,985,000 | -53.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,030,000 | $2,935,000 | 185.0% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $9,310,000 | $2,925,000 | -68.6% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,540,000 | $2,900,000 | -55.7% | 0.1% |
| NEW WAVE LENDING GROUP INC | $2,145,000 | $2,880,000 | 34.3% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,775,000 | $2,815,000 | 1.4% | 0.1% |
| City National Bank of Florida | $2,795,000 | n/a | 0.1% | |
| SCHOOLSFIRST | $2,840,000 | $2,720,000 | -4.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $315,000 | $2,695,000 | 755.6% | 0.1% |
| Waterstone Mortgage Corporation | $355,000 | $2,695,000 | 659.2% | 0.1% |
| USAA Federal Savings Bank | $4,220,000 | $2,690,000 | -36.3% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,320,000 | $2,630,000 | -20.8% | 0.1% |
| NMSI, INC. | $6,810,000 | $2,625,000 | -61.5% | 0.1% |
| S1L, Inc. | $4,900,000 | $2,610,000 | -46.7% | 0.1% |
| SPRING EQ, LLC | $12,195,000 | $2,610,000 | -78.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $9,245,000 | $2,575,000 | -72.1% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $8,260,000 | $2,535,000 | -69.3% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $2,515,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $9,615,000 | $2,475,000 | -74.3% | 0.1% |
| Logan Finance Corporation | $2,475,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $3,795,000 | $2,275,000 | -40.1% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $1,480,000 | $2,250,000 | 52.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $335,000 | $2,235,000 | 567.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,910,000 | $2,235,000 | -42.8% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $2,185,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $4,675,000 | $2,185,000 | -53.3% | 0.1% |
| LENDSURE MORTGAGE CORP. | $900,000 | $2,175,000 | 141.7% | 0.1% |
| Provident Savings Bank, F.S.B. | $3,235,000 | $2,160,000 | -33.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $6,370,000 | $2,155,000 | -66.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,580,000 | $2,155,000 | 36.4% | 0.1% |
| HomeTrust Bank | $1,570,000 | $2,145,000 | 36.6% | 0.1% |
| ARC HOME LLC | $7,620,000 | $2,125,000 | -72.1% | 0.1% |
| Evolve Bank & Trust | $675,000 | $2,090,000 | 209.6% | 0.1% |
| Luxury Mortgage Corp. | $5,320,000 | $2,055,000 | -61.4% | 0.1% |
| PATELCO | $2,215,000 | $1,990,000 | -10.2% | 0.1% |
| STAR ONE CREDIT UNION | $2,545,000 | $1,905,000 | -25.1% | 0.1% |
| LADERA LENDING, INC. | $4,295,000 | $1,870,000 | -56.5% | 0.1% |
| San Joaquin Power Employees Credit Union | $1,385,000 | $1,855,000 | 33.9% | 0.1% |
| CALIBER HOME LOANS, INC. | $30,835,000 | $1,820,000 | -94.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $19,950,000 | $1,760,000 | -91.2% | 0.1% |
| First National Bank of America | $2,550,000 | $1,740,000 | -31.8% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $1,610,000 | n/a | 0.0% | |
| UIF CORPORATION | $405,000 | $1,590,000 | 292.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,945,000 | $1,585,000 | -46.2% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $5,730,000 | $1,580,000 | -72.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $7,560,000 | $1,575,000 | -79.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $3,650,000 | $1,545,000 | -57.7% | 0.0% |
| PHH Mortgage Corporation | $5,825,000 | $1,535,000 | -73.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,245,000 | $1,520,000 | -32.3% | 0.0% |
| VERITAS FUNDING, LLC | $2,640,000 | $1,515,000 | -42.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,390,000 | $1,505,000 | 8.3% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,635,000 | $1,495,000 | -8.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,625,000 | $1,455,000 | -10.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,005,000 | $1,445,000 | 43.8% | 0.0% |
| OPEN MORTGAGE, LLC | $2,735,000 | $1,420,000 | -48.1% | 0.0% |
| Valley First Credit Union | $5,075,000 | $1,300,000 | -74.4% | 0.0% |
| First Savings Bank | $3,765,000 | $1,295,000 | -65.6% | 0.0% |
| Performance Financial, Inc. | $1,235,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $1,150,000 | $1,210,000 | 5.2% | 0.0% |
| MLD MORTGAGE INC. | $6,320,000 | $1,210,000 | -80.9% | 0.0% |
| NFM, INC. | $470,000 | $1,210,000 | 157.4% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $1,195,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $235,000 | $1,170,000 | 397.9% | 0.0% |
| Comerica Bank | $795,000 | $1,165,000 | 46.5% | 0.0% |
| ONY GLO, INC. | $2,750,000 | $1,135,000 | -58.7% | 0.0% |
| INTELLILOAN, INC. | $4,720,000 | $1,115,000 | -76.4% | 0.0% |
| MK LENDING CORP. | $1,040,000 | $1,105,000 | 6.3% | 0.0% |
| Bank of the West | $38,435,000 | $1,085,000 | -97.2% | 0.0% |
| Truist | $7,500,000 | $1,085,000 | -85.5% | 0.0% |
| Operating Engineers Local Union #3 | $2,230,000 | $1,080,000 | -51.6% | 0.0% |
| Nations Lending Corporation | $2,340,000 | $1,055,000 | -54.9% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $14,015,000 | $1,040,000 | -92.6% | 0.0% |
| Watermark Capital, Inc. | $4,900,000 | $1,005,000 | -79.5% | 0.0% |
| Franklin Loan Corporation | $2,540,000 | $1,000,000 | -60.6% | 0.0% |
| UBS Bank USA | $810,000 | $995,000 | 22.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $935,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $930,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $7,780,000 | $915,000 | -88.2% | 0.0% |
| DIGITAL Federal Credit Union | $810,000 | $910,000 | 12.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $875,000 | $905,000 | 3.4% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $905,000 | n/a | 0.0% | |
| M&T Bank | $1,385,000 | $885,000 | -36.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $9,895,000 | $840,000 | -91.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,380,000 | $840,000 | -39.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $400,000 | $835,000 | 108.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $7,320,000 | $825,000 | -88.7% | 0.0% |
| BNY Mellon | $4,880,000 | $825,000 | -83.1% | 0.0% |
| CLEARPATH LENDING | $2,410,000 | $825,000 | -65.8% | 0.0% |
| POINT Mortgage | $825,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $1,185,000 | $820,000 | -30.8% | 0.0% |
| Servion, Inc. | $275,000 | $820,000 | 198.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,330,000 | $810,000 | -75.7% | 0.0% |
| Bank of England | $870,000 | $790,000 | -9.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $30,850,000 | $785,000 | -97.5% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $785,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $850,000 | $770,000 | -9.4% | 0.0% |
| JMJ FINANCIAL GROUP | $175,000 | $750,000 | 328.6% | 0.0% |
| CENTRAL COAST LENDING, INC. | $1,775,000 | $725,000 | -59.2% | 0.0% |
| Shamrock Home Loans, Inc. | $725,000 | n/a | 0.0% | |
| Magnolia Bank | $1,190,000 | $700,000 | -41.2% | 0.0% |
| COASTAL FUNDING SLC, INC. | $685,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $460,000 | $680,000 | 47.8% | 0.0% |
| DATA MORTGAGE, INC. | $1,175,000 | $675,000 | -42.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,040,000 | $675,000 | -66.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $245,000 | $670,000 | 173.5% | 0.0% |
| North American Savings Bank, F.S.B. | $4,085,000 | $670,000 | -83.6% | 0.0% |
| FRONTWAVE | $95,000 | $660,000 | 594.7% | 0.0% |
| T2 FINANCIAL LLC | $1,130,000 | $660,000 | -41.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $650,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $54,780,000 | $645,000 | -98.8% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,685,000 | $645,000 | -61.7% | 0.0% |
| Strong Home Mortgage, LLC | $6,925,000 | $640,000 | -90.8% | 0.0% |
| GOOGAIN, INC. | $6,405,000 | $635,000 | -90.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,610,000 | $625,000 | -76.1% | 0.0% |
| AHL FUNDING | $620,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $2,860,000 | $620,000 | -78.3% | 0.0% |
| FIRST TECHNOLOGY | $1,450,000 | $615,000 | -57.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,960,000 | $615,000 | -68.6% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $620,000 | $605,000 | -2.4% | 0.0% |
| American Airlines Federal Credit Union | $290,000 | $575,000 | 98.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,805,000 | $575,000 | -79.5% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $830,000 | $575,000 | -30.7% | 0.0% |
| SWBC MORTGAGE CORPORATION | $575,000 | n/a | 0.0% | |
| USC Credit Union | $575,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $1,110,000 | $570,000 | -48.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,975,000 | $550,000 | -72.2% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $370,000 | $515,000 | 39.2% | 0.0% |
| CBC Federal Credit Union | $510,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $495,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $820,000 | $495,000 | -39.6% | 0.0% |
| AMCAP MORTGAGE, LTD. | $205,000 | $490,000 | 139.0% | 0.0% |
| TRISTAR FINANCE, INC. | $485,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $485,000 | n/a | 0.0% | |
| FIRST NATIONS HOME FINANCE CORPORATION | $480,000 | n/a | 0.0% | |
| Baxter Credit Union | $475,000 | n/a | 0.0% | |
| California Coast Credit Union | $465,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $5,450,000 | $465,000 | -91.5% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $190,000 | $460,000 | 142.1% | 0.0% |
| FIRST U.S. COMMUNITY CREDIT UNION | $325,000 | $455,000 | 40.0% | 0.0% |
| The Huntington National Bank | $1,320,000 | $455,000 | -65.5% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $720,000 | $450,000 | -37.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,130,000 | $450,000 | -60.2% | 0.0% |
| Allstar Financial Services, Inc | $445,000 | n/a | 0.0% | |
| iCore Lending, Inc. | $235,000 | $440,000 | 87.2% | 0.0% |
| NJ LENDERS CORP. | $435,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $1,810,000 | $435,000 | -76.0% | 0.0% |
| BECKAM FUNDING CORP. | $2,485,000 | $425,000 | -82.9% | 0.0% |
| GREAT LAKES | $305,000 | $425,000 | 39.3% | 0.0% |
| Arvest Bank | $3,145,000 | $420,000 | -86.6% | 0.0% |
| MANN FINANCIAL INC. | $370,000 | $415,000 | 12.2% | 0.0% |
| Axos Bank | $2,225,000 | $390,000 | -82.5% | 0.0% |
| CHEVRON | $5,470,000 | $385,000 | -93.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $9,540,000 | $385,000 | -96.0% | 0.0% |
| North Coast Financial, Inc. | $385,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $550,000 | $385,000 | -30.0% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $175,000 | $375,000 | 114.3% | 0.0% |
| UME FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| Ameris Bank | $925,000 | $365,000 | -60.5% | 0.0% |
| LENDING 3, INC. | $680,000 | $365,000 | -46.3% | 0.0% |
| United Fidelity Funding Corp. | $1,115,000 | $365,000 | -67.3% | 0.0% |
| GTE Federal Credit Union | $625,000 | $360,000 | -42.4% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $1,235,000 | $355,000 | -71.3% | 0.0% |
| American Riviera Bank | $345,000 | n/a | 0.0% | |
| EMM LOANS LLC | $185,000 | $345,000 | 86.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,595,000 | $335,000 | -79.0% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $335,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $485,000 | $335,000 | -30.9% | 0.0% |
| Princeton Mortgage Corporation | $315,000 | $335,000 | 6.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $930,000 | $330,000 | -64.5% | 0.0% |
| Charles Schwab Bank, SSB | $2,115,000 | $325,000 | -84.6% | 0.0% |
| Heritage Bank | $325,000 | n/a | 0.0% | |
| Ixonia Bank | $325,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $910,000 | $325,000 | -64.3% | 0.0% |
| Murphy Bank | $905,000 | $310,000 | -65.7% | 0.0% |
| Quontic Bank | $825,000 | $295,000 | -64.2% | 0.0% |
| ALL IN | $285,000 | n/a | 0.0% | |
| CAMPOS FINANCIAL CORP. | $285,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $85,000 | $285,000 | 235.3% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $500,000 | $285,000 | -43.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $470,000 | $285,000 | -39.4% | 0.0% |
| ML Mortgage Corp. | $285,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $280,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $1,950,000 | $280,000 | -85.6% | 0.0% |
| ADVANCIAL | $275,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $275,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $195,000 | $275,000 | 41.0% | 0.0% |
| Signature Federal Credit Union | $135,000 | $270,000 | 100.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,300,000 | $265,000 | -79.6% | 0.0% |
| CALLISTO GROUP, INC. | $3,515,000 | $255,000 | -92.7% | 0.0% |
| INTERCAP LENDING INC. | $390,000 | $255,000 | -34.6% | 0.0% |
| TOGETHER CREDIT UNION | $255,000 | n/a | 0.0% | |
| University Bank | $255,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $1,075,000 | $250,000 | -76.7% | 0.0% |
| Preferred Bank | $245,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $1,390,000 | $245,000 | -82.4% | 0.0% |
| AXIA FINANCIAL, LLC | $690,000 | $235,000 | -65.9% | 0.0% |
| FUNDLOANS CAPITAL | $405,000 | $235,000 | -42.0% | 0.0% |
| KD CAPITAL MORTGAGE CORPORATION | $520,000 | $235,000 | -54.8% | 0.0% |
| SAFE 1 CREDIT UNION | $235,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $770,000 | $230,000 | -70.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $4,160,000 | $225,000 | -94.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $965,000 | $215,000 | -77.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,095,000 | $215,000 | -80.4% | 0.0% |
| FAY SERVICING, LLC | $4,245,000 | $205,000 | -95.2% | 0.0% |
| HighTechLending Inc | $995,000 | $205,000 | -79.4% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $205,000 | n/a | 0.0% | |
| PREMIER AMERICA | $690,000 | $205,000 | -70.3% | 0.0% |
| Provident Credit Union | $1,550,000 | $205,000 | -86.8% | 0.0% |
| SOUTHLAND CREDIT UNION | $205,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $120,000 | $200,000 | 66.7% | 0.0% |
| KEYPOINT | $355,000 | $185,000 | -47.9% | 0.0% |
| United States Senate Federal Credit Union | $175,000 | $180,000 | 2.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $3,280,000 | $175,000 | -94.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,360,000 | $175,000 | -87.1% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $285,000 | $175,000 | -38.6% | 0.0% |
| SILVER HILL FUNDING, LLC | $905,000 | $165,000 | -81.8% | 0.0% |
| SUPERIOR CHOICE | $165,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $265,000 | $155,000 | -41.5% | 0.0% |
| Mid-Continent Funding, Inc. | $1,155,000 | $155,000 | -86.6% | 0.0% |
| UNITED LOCAL CREDIT UNION | $290,000 | $155,000 | -46.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,420,000 | $145,000 | -95.8% | 0.0% |
| SANTA CLARA COUNTY | $450,000 | $140,000 | -68.9% | 0.0% |
| TULARE COUNTY | $35,000 | $140,000 | 300.0% | 0.0% |
| First Bank | $500,000 | $135,000 | -73.0% | 0.0% |
| DAS Acquisition Company, LLC | $385,000 | $125,000 | -67.5% | 0.0% |
| EQUITY WAVE LENDING, INC. | $490,000 | $125,000 | -74.5% | 0.0% |
| Northwest Farm Credit Services, FLCA | $850,000 | $125,000 | -85.3% | 0.0% |
| SKYONE Federal Credit Union | $120,000 | n/a | 0.0% | |
| THE POLICE Credit Union | $705,000 | $120,000 | -83.0% | 0.0% |
| CALIFORNIA CREDIT UNION | $2,130,000 | $105,000 | -95.1% | 0.0% |
| SALAL | $340,000 | $105,000 | -69.1% | 0.0% |
| UNCLE Credit Union | $625,000 | $105,000 | -83.2% | 0.0% |
| VENTURA COUNTY | $365,000 | $105,000 | -71.2% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $635,000 | $95,000 | -85.0% | 0.0% |
| Umpqua Bank | $1,795,000 | $90,000 | -95.0% | 0.0% |
| CANVAS CREDIT UNION | $85,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $85,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $85,000 | n/a | 0.0% | |
| Connexus Credit Union | $75,000 | n/a | 0.0% | |
| FIRST ENTERTAINMENT | $75,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $515,000 | $75,000 | -85.4% | 0.0% |
| Boeing Employees Credit Union | $400,000 | $65,000 | -83.8% | 0.0% |
| Deere Employees Credit Union | $505,000 | $65,000 | -87.1% | 0.0% |
| FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION | $965,000 | $55,000 | -94.3% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| TECHNOLOGY | $255,000 | $55,000 | -78.4% | 0.0% |
| TRAVIS CREDIT UNION | $1,520,000 | $55,000 | -96.4% | 0.0% |
| BAY | $45,000 | n/a | 0.0% | |
| SESLOC | $925,000 | $45,000 | -95.1% | 0.0% |
FRESNO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 17.8% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $232,535,000 in loans. In third place, with 6.8%, is ALAMEDA MORTGAGE CORPORATION, having originated $228,155,000 in loans. In fourth place, with 5.8%, is EAGLE HOME MORTGAGE, LLC, having originated $193,845,000 in loans. In fifth place, with 4.1%, is Century Mortgage Company DBA Century Lending Company, having originated $137,325,000 in loans.